#and my last visit was actually $700 because they needed to drug test me not even for a real reason but because at the previous visit when
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This is something I learned at one of the pre-op visits for my breast reduction! My surgeon was basically I think an independent surgeon (as I guess I would imagine is common for “cosmetic”/plastic surgeons?) and she was telling us a little bit about what to do for talking to insurance about the surgery and stuff, and she mentioned that for us going through insurance it would be at a particular hospital, but she also often did surgeries where people didn’t use there insurance, and she did those at some other place, and the price she charged up front was much lower, because that was the actual cost of the surgery (and equipment and everyone’s salaries etc.) and she had to raise the ticket price significantly when people would go through insurance, because the insurance company would negotiate that price down, and then keep some of the money. (Obviously for us and many others it still worked out to be cheaper for us out of pocket to go through insurance, but the amount she made was roughly the same even though it would look like she charged thousands more for my breast reduction than for someone not using insurance)
So, when you get those bills from your insurance after a doctors visit, and there’s that little table that tells you, this is the cost of the visit, this is the discount we got you, this is how much we paid, this is how much you still have to pay?
That line about “we got you this discount” is misleading. They actually caused the provider to raise the initial cost of your care by that amount, or more, in anticipation of the insurance company refusing to pay the full amount so that they could tell you they got you a discount.
"Why does a 15-minute visit with a doctor cost 150 bucks in America???" you're gonna want to read Money-Driven Medicine, by Maggie Mahar, and probably also The Social Transformation of American Medicine, to answer that question. It is not because your doctor is a greedy bastard; your doctor does not see most of that money. It is because the system is broken to a level that is truly impressive in its dedication to making a shit ton of money for insurance company executives and shareholders.
#my doctors visits are always around 3 or 400 for me because they never get billed as physicals because I also need prescriptions filled#and I need to go in 4x a year because adderall is so heavily restricted#and my last visit was actually $700 because they needed to drug test me not even for a real reason but because at the previous visit when#they drug tested me (also for bullshit reasons- to check that I was taking my meds instead of selling them or soemthing)#it came up with a false positive for opioids. which I don’t have access to or interest in and would not have been in my system#(mom’s nurse friend hypothesized that maybe the poppy seeds on the wverythign bagel I probably had for breakfast that morning set it off. it#seems like that’s a pretty common food to have and they should either warn you ahead of time about that or it shouldn’t be sensitive enough#to pick that up)#and insurance was like ‘we got you a $195 discount’ which is bs and ‘we paid $4’ which is even stupider#so now at my next virtual visit I’m gonna have to say hey I know the answer is no because of institutionalized stigma against me that you’re#not willing to push back on but I can’t fuckingn afford to keep paying $1600+ a year for what at this point is a middle man between me and a#pharmacist because I’ve been on this medication for fucking ages and all my other ones could be refilled at a yearly physical#so is there any way we could change things up somehow. and she’s going to say no. and I’m going to be angry and upset about it for days#back when i was at my pediatrician I had to go in every six months which was annoying but I would happily go back to that over four times a#year#but idk if the rules changed or if the rules are different for adults or if my doctor just sucks bc I brought that up early on and she was#like no this is what we do#I mean. I can technically afford it. I have the money I’m not going into medical debt or anything. I live at home with my parents and have#very low living expenses and my checking account is limited primarily by my own standards of how much I’ve decided I want to be putting into#my savings account each paycheck. but when the biggest expense in my life is something that already frustrates me and that I know is exp too#expensive and that I feel I shouldn’t have to be doing anyway and I know I’m being treated unfairly#it just feels so much worse. having to take money out of my savings account wouldn’t be the end of the world. but it feels wrongs#and I only make like $36#lmao I forgot about the commas thing.#like $36k a year so I also am aware that even though I’m in a lucky place where I’m stable that’s not *that* much money and I feel like that#is how I tend to think of things. because I’m not going to live with my parents forever and I’m deeply aware that for most people who have#to pay a rent or a mortgage $36k is the lower end of things and a seven fucking hundred dollar doctors bill is a big fuckingn deal#for a regular fucking doctors appointment#it’s not like I fucking asked to be drug tested they said ‘pay us to look at your pee or else’#it’s all bullshit
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Sean Allen
Redemption
Prologue
“ Ladies and Gentlemen, please help me congratulate Mr. Sean Allen, on his appointment as Judge of our new Drug Court,” said Attorney General Kenneth Hall.
As they were clapping and applauding, Sean reflected, on his journey to date.
35 years ago, my mom, at the age of 21, was on her 4th pregnancy. She had 3 daughters already. She knew that my father loved his girls, but she saw the disappointment in his face, every time the doctor will say “it’s a girl.”
Also, she was tired, she has been pregnant for the last 4 years, and she wanted this to be her last pregnancy.
So she made a vow to God. If God will bless her with a son, she will give him back to God. His upbringing and education, will be founded on Christian principles. His life work will bring honor and glory to God. He will also be a blessing to his country. Also no wine or strong drink, will ever touch his lips.
And on the 7th of July, Sharon Allen, brought forth a 8lb, baby boy, and he was named Sean Samuel Allen.
My parents we elated. Especially my mom. She never forgot her vow to God. She made sure, I didn’t forget either.
I went to Catholic primary school, and at 11, I was sent to a Jesuit Boarding School, in Florida. II also attended a Jesuit University, in New York, my mom, kept her vow. However, I didn’t want to be a priest, but a lawyer. She was fine with that, as long as I honored God and I was a blessing to the country.
I attended law school at home, in The Bahamas. At 24, I started working in the Attorney General Office, as a Prosecutor, in various courts, but eventually specializing in drug cases.
And here I am at 35, one of the youngest judges, to be appointed in a specialized court in my country.
So, as they lift their glasses, with Champagne, my glass had ginger ale. I have never had a drop of alcohol in my entire life.
Chapter 1
Shortly after, with a substantial increase in drug convictions, I was asked to be apart of a Special Joint Task Force.
When the United States declared a war on drugs, it seek several Caribbean Countries to partner with them. The Bahamas was in a unique position for several reasons. Firstly, because we are an archipelago country, with over 700 islands, rocks and cays. We were considered a trans-shipment point. We are the closest Caribbean Country to the United States. We also had one of the largest container port in The Caribbean.
Our first Task force meeting was held, in Miami, Florida. All the relevant agencies were there. The DEA, DEU, CIA, FBI, judges and prosecutors from 18 Caribbean and South America Countries. I felt a since of honor, to be apart of a prestigious organization.
Later that evening, a cocktail reception was held and we were encourage to mingle with each other.
“ Buenos noches,' said this beautiful woman, “ I am Carmen Reyes, Attorney General of El Paseo.”
“ Good Evening,” I am Sean Allen, from The Bahamas,” I said, smiling.
“ Oh don’t be modest Justice Allen, I know who your are, actually every one here knows who you are, “ she said graciously.
From that moment on, we were inseparable. On the last night of the meeting, seven days later.
I asked Carmen four little words, “ Will you marry me?”
Chapter 2
“ Why the rush Sean,” asked Sam Allen, my father.
“ I am not in any rush, I know what I want, and I want Carmen,” I said.
“ What is wrong, with a Bahamian girl?” asked Sharon, my mom.
“ There is nothing wrong with Bahamian woman, I was raised by one, and I am related to three wonderful Bahamian women (sisters).” Sean said lovingly.
But his mom will not be deterred.
“ What do you know about her or her family?” asked Sharon.
“ I know enough, that I want to spend the rest of my life with her,” said Sean annoyingly.
“ Sean, you could be compromise! She is from a country that is known for drugs, and you preside over a drug court, isn’t that a conflict of interest?” ask Sharon .
“ What is the conflict? Carmen and I are on the same side, when it comes to the drug trade. She know it’s my life work, and she supports me!” exclaimed Sean. He was truly angry now. He had never been angry with his parents, ever. What’s going on here he thought.
3 months later, we were married in El Paseo, Texas, it was a beautiful day, except for the Father giver, Raul Reyes Mendoza, the Head of Mendoza Cartel. I was in shock, Carmen never revealed this to me.
As soon as the reception was over, I went home that night, to The Bahamas.
Over the next 6 months, every one of Carmen, country man, that enter my court their sentence was double. After awhile, I felt bad about the way I treated Carmen, so I decided to visit her, but I was told she had move back to Colombia. When I got there, her father told me with such relish, that Carmen had remarried.
He told me that I brought disgrace and dishonor to his house. Can you believe it? This monster, who has wreck havoc on some many countries. Who has murdered thousands, he has made widows and orphans in the thousands. How dare he?
Chapter 3
So armed with righteous indignation, Justice Sean Allen, became a one man army against The Mendoza Cartel. Everyone knew that, if you came to his court, your chances of getting off, was so slim.
He was also very active in the Task Force. Sometimes he participated in search and seizure missions.
In the legal community, Sean Allen, was know as a champion for the people. In the underworld, he was a threat to their way of life, and he to be dealt with.
As time went on, Justice Allen, had numerous attempts on his life, and he prevailed each time. The Lord was with Sean.
Shortly, afterwards Sean was summoned to a special meeting with the Task Force.
“ Good morning Justice Allen, I will be brief, we have credible intelligence, that there is a million dollar bounty on your head. We would like to put you in protective custody,” said Special Agent James Smith.
“Thanks, but no thanks, but I will not be run of my job or country,” said Sean, “ the Lord will prevail.”
Several months later, while having dinner with some fellow judges, in Nassau,
“We will like to thank the chef,” said Sean, to their waitress.
“ I am the executive chef and owner, I hope you enjoy your meal,” my name is Dedra Jones.
Sean was speechless, he loved her instantly. It has been 5 years since Carmen, an at 40, it’s time to settle down. However, this time, he will do a thorough back ground check.
Chapter 4
Dedra Jones, was born in California, she attended UCLA, where she majored in Business Management, but her passion, had always been food. So she enroll in Culinary school, and the rest is history.
We were together, every chance, we got. She will cooked for me, food I had never tried in my life. Another first, she encourage me to drink. I resisted at first, but she was so persistent, that I gave in. She convinced me, that she cooked with wine, so me drinking it, was basically the same thing.
The changes in my life were not subtle. Firstly, I knew, my parents didn’t approve of Dedra, so I barely spoke to them. I quit the Task Force, because they were constantly telling me I was in danger. Then finally my job, there were no more passion or zeal.
I only wanted Dedra, I became obsessed. If I didn’t hear from her, I became jealous and paranoid. It was so out of character, I didn’t know what to do. Dedra encouraged me to try one of her sleeping pills, because I had developed insomnia. Over a period of time, I needed pills just to get through the day. I was drinking as well,, vodka was my liquor of choice.
Then one fateful night, while driving home I fell asleep at the wheel. Three days later, when I regained consciousness, it was on every news outlet, locally and internationally. “Bahamian Drug Judge is a Junkie.”
Chapter 5
When I taken to the hospital, they ran the routine toxicology test. I had every illicit drug in my system. The report was leaked to the media.
The first person I asked for was Dedra, only my family was there. She had left the country.
I was asked to step down as a judge (fired). Ostracized, by my colleagues, all of my convictions were being investigated. My drug court was disbanded I was ruined, the Lord had departed from me.
The Cartel, finally had succeeded in destroying me. This time, the weapon they used was older than time itself, it was Dedra! She was consistently lacing my food and wine with drugs. Hence my paranoia and erratic mood swings. It had also affected my health.
Sean never practice law again. He was never disbarred. But the humiliation was too great, he was a prisoner in his mind. The only people he saw, were his family. He had let his country, his family, and God down.
Two years later, he had a special visitor, who came a calling.
“ We have put together a Special Covet Operation, and we want you to be a part of it,” said the now Director James Smith.
“ Are you the only person, who haven’t heard what I have done,” said Sean.
“ I know who you are and what you stood for, the Cartel is becoming stronger, and they need to be stopped, and you are the man for the job,” said James.
“ I don’t know James,” said Sean sadly.
“ Think it over, a just man falls seven times, but he gets back up,” said James as he left.
Sean, then prayed to the Lord saying, “O Lord God, remember me, I pray! Strengthen me, I pray, just this once, O God, that I may with one blow take vengeance on the Cartel for destroying my life.”
This time, the Covet Operation, that Sean was a part of resulted in the conviction and the death of many members of the Cartel. Also every drug field, and lab was burnt to the ground. Millions of their assets were confiscated.
Justice Sean Samuel Allen died a few months later, he was given a state funeral.
The Bahamas had rest for 20 years.
The End
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The year is wrapping up and what a year its been! Definitely full of hills and valleys... last December I had a horrible fight with my parents, and I was second-guessing my worth and feeling like shit. And that lead me to view people who I initially didn’t think were for me, as for me. January I tried lighting that up, it crashed and burned, and I was getting stupid drunk and yelling in someone’s house about how Someone didn’t love me, and why didn’t they love me, and is this my last chance, ah-ah-ah. February and March were a blur. I wanted to move to New York, to ultimately leave everything behind and forget, but alas - Chaos stepped in and was like “Not today,” and the person I was supposed to live with ended up having a knock down, drag out breakup with his partner, getting fired from his job, and downsizing quite a bit. I applied to 50 jobs but not living there makes it exponentially harder to get an interview in a state already known for it’s competitiveness, even for average salaries. I clocked the resistance. Okay, so no New York. The person I lived with finally hit rock bottom enough to almost overdose and die, admitted he was a drug addict and began seeking treatment. Not only definitely not a good time to move there, but also not a good time to visit. There goes $700 non-refundable dollars as I opted not to go visit during Spring Break. Meanwhile, my Mom was helping my ailing grandma out of state, my dad was trying to hold down the house while she was gone. We were all split up all over the West and I hadn’t seen them since December, and because I had a second job I couldn’t just go when I had work breaks. I wasn’t able to see them until OCTOBER. That’s wild when you’re an only child and close with your parents. I basically had to re-enroll to University and take classes to up my GPA, to get the certification, and seriously... I love my SPED kids like they were my own, but the people and the process. Was it worth it? Is it worth this seemingly uphill battle? Having to dig myself further into debt with school loans and then some because I needed more classes than I originally planned for to raise my GPA, and then taking the certification tests on top of it... this is looking a lot like New York, but I persisted, and I did all of it working a second job. (By the way, this was a cakewalk. It was an annoying cakewalk, but in comparison to people I know, a cakewalk nonetheless. I could have never worked a second job trying to graduate with my actual degree like a lot of people I know did. I think about that a lot when I’m whining. Like I knew this girl who worked three jobs, got a double degree, and graduated with no debt, with some crazy high GPA. Not all heroes wear capes.) So I began cutting away the fat: I dropped contact with the “Someone,” and did so as gracefully as possible. I wished them the best, and you know... they didn’t fight it. Okay, so that’s done. Time to pick up my bruised ego and my heaving lungs and keep moving. I left the uppity Rich Kid School in June and moved to a more diverse one in the city. It was elementary, it was closer to my house, it was supposed to be easier. My personal life was kind of going numb, but I was making lots of money. I got paid out by the school, I was working the second job, and I was babysitting one of my former students weekly. July I took a trip with some friends, it bombed. Nixed that off my list, nixed my therapist I didn’t like off my list, nixed the school that wasn’t working, and eventually in October I nixed the Elementary school and SPED all together because I’d had enough. However, it’s like when I nixed something that was definitely not working, I was given better things as a replacement. The elementary was CRAZY TOWN, and that’s not an exaggeration, but I finally got to work with someone who fucking cared like a SPED teacher should care and who could manage, and communicate, and be innovative, and TEACH. I wasn’t working in an environment that used its resources to circle-jerk the football coaches and their professional needs anymore - NICE. I met genuine, caring people and made friends with people who were open minded like me. Once again, though, that second job started grating on my nerves at this point because I was so stressed out at the elementary. I nixed it. I nixed the elementary, and now I leveled up even more making a salaried position, working around adults, and yes - I have a work crush. He’s smart and funny, and I think he likes me too. We’ll see. My point is this year was all about identifying ALL. THE. WAYS. I betrayed myself and my values, and when I quit doing that - I GOT REWARDED. I’m currently chilling after cutting out people I outgrew. I’m not angry anymore about it, I wonder how I could’ve handled it better, but I’m looking forward to the day where I don’t have to keep making adjustments. Where I’ve found my spot to stay, my end point, and I feel like 2020 will be a great year for that.
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I was tagged by @prussianwitchdoktor :D
Rules: Answer the 20 questions and then tag 20 people to get to know them better.
1. Name: Jennifer
2. Nicknames: Silent
3. Zodiac sign: Sun in Pisces, Moon in Aquarius, Capricorn Rising
4. Height: 5′3″
5. Orientation: Panromantic demisexual
6. Nationality + Ethnicity: Canadian. As for ethnicity, I’m not 100% sure on all the details, it’d be interesting to have a DNA test done someday. I know for sure that I’m mostly Irish, French (my last name is French), British, German, Scottish and have an Indigenous great-grandfather, but I don’t know which tribe specifically (based on location my educated guess would be Mi’kmaq). Other than that, who knows.
7. Favorite fruit: All of them except bananas. Mostly kiwis, mangoes, peaches and pomegranate.
8. Favorite season: Well, overall I’d say Fall, but honestly it stays cold where I live for so long that I’m usually the least depressed in the Summer. Only bad part is all the insects. So I’ll say that grace period right before Fall before it gets cold/snows, but after the insects are all dead and it’s not sweltering. I like a happy medium, but unfortunately, we usually just experience extreme weather.
9. Favorite book: The Silmarillion, hands down. It can be a bit of a bear to read if you like more personal and subjective stories, but for a narrative much in the form of a history book despite being fictional, it is amazing. It is reminiscent of a religious text like the Bible only a million times better because relates to my favorite thing in life, Lord Of The Rings.
10. Favorite flower: Orchids. Though I’m not knowledgeable about flowers so much, and don’t really care for them.
11. Favorite scent: I don’t like strong floral scents, I prefer sugary things. All my perfumes, soap and hand santizers etc are all secnted with sugary things, some of my favorites are vanilla, cotton candy, marshmallow, fruit punch, black cherry, peach and brown sugar. I also really get satisfied by smelling porcelain, especially the inside of porcelain figurines, or a new elevator that has ceramic tiles. Don’t ask why.
12. Favorite color: Purple! I forget exactly which shade, but mostly dark purples with a reddish tinge like plum, mardi gras and patriarch purple. I also love cyan, but honestly my enjoyment of colors comes mostly from creating combinations of them together. I really like creating color palettes, I have a large collection of pencil crayons/markers/etc and I also makes survival equipment at the city market for a friend of mine’s booth (I specialize in the bracelets, but also have some experience with belts, necklaces, “grenades”, leashes, decorations and even someone requested a bikini once xD), and I have all kinds of paracord colors to choose from :3
13. Favorite animal: Cats. Sloths. Penguins. Platypus. Lemurs. Small rodents. Emerald tree boas. I’m sure there’s many more.
14. Coffee, Tea or Hot Cocoa: Eh, none really. I don’t drink coffee or tea (I hate the taste of coffee, and can’t drink caffeine without becoming dizzy/nauseous/having a panic attack, so I only drink de-caffeinated tea occasionally, usually fruit teas. I had many good variations in China when I visited a tea factory.) I also hate chocolate, but can tolerate some products tasting like it, so hot chocolate isn’t my first choice, but I can stand it.
15. Sleep hours: I need at least 12, but usually my sleep schedule screws it up so that I only get around 10. I think it is because of mental health issues, physical issues, the fact that I don’t sleep peacefully, and my past with anti-psychotic sedatives medication and other drugs that have made me perma-sleepy. e.e
16. Cats or dogs: Cats, but I like dogs just fine, especially small ones. I’ve just grown up with only many cats all my life because I lived in apartments where we can’t have dogs. I would like to someday have a brown little miniature pinscher :>
17. Number of blankets I sleep with: Currently, none (it’s too hot, and my apartment is like a box that radiates heat with no air circulation, even with the AC, it’s just too small). In the winter I sleep with two fuzzy ones and a large comforter. Any other time 1-2.
18. Dream trip: Outer space. Ideally a planet, and options are fairly limited so I’ll say Mars, because it is the only terrestrial planet that won’t immediately kill you, Mercury is too close to the sun and has no atmosphere so I’d get fried by radiation, venus is the hottest planet and actually hell incarnate, and pluto be an ice-cold bitch (but still a planet in my book). Anywhere else is too far. But on Earth? I’d love to go back to China. Or really anywhere. I like travelling.
19. When did you make this blog?: Had to go to my archive to sleuth this one out, lol. Apparently my first post was on December 30th 2016, but this is only my back-up blog I made after Tumblr locked me out of my first one and I stopped using my roleplay accounts. I’ve been on Tumblr as myself since June 29th 2012 under the account name silentfckinhill, which I changed the name to kylos-cummies before now sadly becoming inactive.
20. Number of followers: 117 on this account. I’ve been meaning to go through my old mutuals and stuff to notify them of my new account, but I’ve been lazy. I have around 700 on my rp account, and who knows on my old personal one (around 300-400 when I last had access).
I don’t really feel like tagging people other than my usual victims @schwanemanntheartist and @jcmorrigan because I’m lazy and selfish but feel free to consider yourself tagged whoever you are :T
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Where can I buy cheap auto insurance?
Why is my car on Motor Insurance Database (MID) while I havent bought insurance yet?<br/>Ive just bought a used car for my son, received the new log book; however, I havent bought insurance yet, as I intend to keep the car off road at the moment. But when I checked my car on the Motor Insurance Database (MID), it recognized my car. Apparently it is ok to drive this car, although I havent bought insurance for it. Do you think this is ok, or will I be stopped by the police driving this car?<br/><br/>BEST ANSWER Try this site where you can compare quotes from different companies: http://insureinfo.xyz?src=scoop<br/><br/>RELATED QUESTIONS<br/><br/>What does it mean for insurance to be underwritten?<br/>I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean? <br/><br/>Are older cars cheaper to insure?<br/>Are older cars cheaper to insure?<br/><br/>How can I find out how much my drugs will cost after HMSA insurance (how much the copay is)?<br/> My doctor called in two prescriptions (one is a medicated shampoo, one is a steroid medicine for my scalp condition) into the Walgreens pharmacy. I need to know the cost, so I can get the money from my dad to pick them up. They don t accept check or credit card unless the person is there with their picture ID, and they don t do billing. But my dad won t drive down there and won t give me cash unless he knows exactly how much. I called and the pharmacist said without insurance it would cost $250 total. But I have HMSA, Group: 249 <br/><br/>Does a stop sign violation increase your insurance in Sacramento?<br/>I just a stop sign violation about an hour ago, I was planning on paying it because I do not know enough to fight the ticket in court. Will the citation increase my insurance rate? I have AAA. And the violation occured in Sacramento, CA few blocks from my house. <br/><br/>Who Have The Best Insurance Rates?<br/> I Hope Im Calling It Right, I Just Got My Drivers License In August, I Dont Have A Car Yet. I Just Wanted To Know For The People Who Have Cars, What The Best Company To Get, When I Do Get A Car. People Tell Me Car Insurance Compnays Go By Age To. Im Only 21 So I Know Is Gonna Be High. But I Juat Wanna Know Whats The Best One To Get And Why For Car Insurance. Thank You To All Who Answers <br/><br/> How is it that mandatory car insurance is illegal in the us, but we are still forced to buy it? <br/>It is illegal, the government is not allowed to force you to buy any product. <br/><br/>How do I figure how much life insurance I will need?<br/>How do I figure how much life insurance I will need?<br/><br/>AAA insurance? (Even if it s insured under my mom s name am i allowed to drive the car)?<br/> So i passed my drivers license test today. We have 3 bmws. one is mine, one is moms, and one is dads, respectively. ALL 3 cars are insured under BOTH my parents names. But mom won t allow me to take out the car, saying that if i take it out and get into an accident, it won t be covered because my car is insured only under her and my dads name... but a friend of mine got into a car accident recently... and she purchased a new car, which is insured under her mothers name, because if the car was insured under her name, it would be expensive. However, my friend still gets to drive her car saying that it is insured for her even when she gets into an accident. Im not sure what type of insurance she has though. And she s 19 years old. And then i asked my brother, who doesn t live with us, and he said even if i get into an accident, it will be insured because it is under both my parents names and we live under the same household. Then i told mom about this, and she was like Well if your under 18 <br/><br/> What is the pros and cons of 3rd party,fully comp and no insurance? <br/>What is the pros and cons of 3rd party,fully comp and no insurance? <br/><br/>State farm teen quote?<br/> hi so i was wondering how much my mom would have to pay when i get my license ive taken drivers ed and passed im under 21 and a girl and the car im looking at is a 2014 Toyota Corolla but i d lease instead of buying i want to know if i would be worth it because theres a chance i ll have to pay my own insurance and i need a solid estimate on how much i ll need to pay monthly for insurance<br/><br/>How much will my auto insurance cost?<br/>Just bought a new car. im 20 years old and am a student in pennsylvania. iv had two tickets in the past 3 years for going 15 over. my credit score is 700. any guesses?<br/><br/>If i put the car insurance under my fathers name would i have to put the car under his name also?<br/> Im going to lease a car for work but since i am 20 years old the insurance will be outrageously expensive. Would the car have to be under his name if i put the insurance under his name? Or can the car be under my name and have the insurance under this name? Can someone please explain these things to me? Would he be the policy holder and put me as the driver? If the car is under my name and the insurance under his what would happen if there was an accident?<br/><br/> Direct line car insurance named driver no claims discount , is it the same rate as regular no claim discount <br/>Direct line car insurance named driver no claims discount , is it the same rate as regular no claim discount <br/><br/>Should Americans be forced to buy Health Insurance just like they must buy Auto Insurance?<br/> Obama has said you should be forced to buy Health Insurance just like you must buy auto insurance. http://blogs.abcnews.com/politicalpunch/... One major problem with this moronic statement is, NO IS FORCED TO DRIVE A CAR BY THE GOVERNMENT, THERE FOR NO ONE HAS TO BUY AUTO INSURANCE!!!!!!. Even if you ignore this fact, most STATES mind you require liability insurance, you do not have to cover yourself or your car. So following this logic we will be required to buy Health insurance the covers people we come in contact with, in case we make them sick. Can you see collecting on that, Joe Smith coughed on me last week, his insurance needs to pay for this office visit Dr. Jones! Ya, right. Does the President really think the American public is stupid enough to buy into his bull? <br/><br/>I thought health insurance cost was going down?<br/>This article says they are all going up. What happened to Obama caree? http://www.ctnow.com/health/hc-health-in... He promised me my family would save $2500 on health insurance. What happened?<br/><br/>If you receive SSI Disabilty can you stay on your spouse s health insurance?<br/>Yes, I am 29, actually. My husband is the one with the health insurance coverage at his work. Thanks for the great info everyone! <br/><br/>Whats the cheapest car insurance for a young driver?<br/> Im 19 and i have got my test in october, my driving instructor has moved away and so i thought I will get a car, and i had recently bought one it is a renault clio grande 1149cc, im looking for a good insurance quote and an insurance quote that will drop in price when i pass my test because many insurance company s rise in price after the test <br/><br/>What car should i get?<br/> hi all i live in new zealand and i am looking for my first car i have narrowed it down to 2 cars they are: 1999 nissan skyline gt and a mitsubishi lancer evo IV (4) does anyone no like which one would be cheaper to mod and which car would have more mod parts that will fit it? im looking at chucking in a few things like some performance parts and yer things that will make it sound good and make it go faster. any links to sites that sell quality performance parts would be good thanks :)<br/><br/>Which is cheaper for a 16 year old Car insurance or Motorcycle insurance?<br/>I live in Tennessee. It would be cheap and low power with good gas.<br/><br/>What s the best pet insurance ?<br/> I ve been shopping for pet insurance for awhile now and I need to hear others experiences before I make up my mind on which company to go thru so please tell me the good the bad and the ugly on any and all companies you ve dealt with past and present. Is it evan worth getting or am I better off continuing to put money aside weekly for future vet bills?<br/><br/>Why is my car on Motor Insurance Database (MID) while I haven t bought insurance yet?<br/>Ive just bought a used car for my son, received the new log book; however, I havent bought insurance yet, as I intend to keep the car off road at the moment. But when I checked my car on the Motor Insurance Database (MID), it recognized my car. Apparently it is ok to drive this car, although I havent bought insurance for it. Do you think this is ok, or will I be stopped by the police driving this car?<br/><br/>Teen health insurance for a baby?<br/>I am expecting a baby on the way and I am a teen, but I am also getting married in December, would I still be qualified for Medicaid? Or would I have to look somewhere else? We both have low income and we re kinda lost. <br/><br/>How much would it cost to ship my car from Atlanta to Los Angeles?<br/>I need to know how much it would cost to ship my car from Atlanta GA to Los Angeles, CA I have a 1996 Handa Accord and I would like to know how much money it would cost to ship it, I plan to ship by truck instead of plane <br/><br/>I recently got into an accident How much will my insurance go up?<br/>So im 16 and just got my license and i side swiped someone, my parents are already paying $1,000 for 6 months, how much will it go up,is it better to just not make a claim and pay out of pocket? <br/><br/> Lets be honest, will a 2000 mustang gt run a 17 year old over 150 per month on insurance? <br/>State or no state, tennessee. Will it run in 200 s or more? Just need to know before i go looking. Don t give me your opinion, i get it has horses and can kick, im not looking for a preacher to praise down on me. thanks <br/><br/>Why did her home insurance agent charge her a fee ?<br/>Her check did NOT bounce. Her check was in escrow from the mortgage company but he had to wait because they would not send the check right away.<br/><br/>What is your opinion on having to obtain car insurance?<br/>I am doing a essay on car insurance. I would be much appreciated if everyone could give me their input on it and how they feel about having to have it. thank you so much for your help!<br/><br/>How much should a motorcycle insurance cost?<br/> A little about me: -age 23 -driving licence for both cars and bikes since 2008 (European version) -have no previous claims or penalties -I do drive cars for the company I m working for -the bike is a 600, 2013 model -I ll buy a security device soon -was thinking of having a 150 pounds voluntary excess <br/><br/>I just broke my glasses and I have to go to work tomorrow?<br/> I can barely see my computer screen as I type this (I m seriously squinting about three inches away from the darn thing) I ve had my glasses for about a year, and they ve been good. I took them off to clean the lenses, gently like I normally do, and the arm just broke off! Not from a screw or anything, just the metal broke. They are the kind with no bottom frame, so they have an almost fishing wire type thing holding the lenses in place. My insurance only covers the exam, not the lenses or frmes, so that s why I have only the one pair... I have work tomorrow, and I really can t see anything more than a blur. What do I do? It s after midnight, so it s too late to call in tonight. I work closing shift (2:30 - 11) so should I just call in the morning? Will that give them enough time to find somebody to take over my shift? Is I broke my glasses and can t see a good enough excuse for calling in and missing work at the last minute? I work in a deli <br/><br/>Auto insurance quote with unreported accidents? What will happen?<br/> A friend has 3 accidents in her driving record. She got an auto insurance quote without mentioning any accidents. The company sold her the insurance without any further verifications. Is that a big problem? In case of an incident in the future will the company check her records and create any problems like not approving claims or so? Should she just ask for a refund to prevent further problems. What is the worst that can possibly happen? We are kind of newbies here. Please advise...<br/><br/>Will I get insure on a range rover?<br/>I have just turned 17 and live in the UK and I am at sixth form full time and I really want the new Range Rover sports or a Mercedes G wagon. (The car will be fully paid for by myself not my parents money) will the insurance company insure me and if so how much roughly?<br/><br/>Just discovered a long forgotten whole life insurance policy?<br/> $10,000.oo death benefit $1,400.oo cash value $7,600.oo loan debt that has paid the policy.....the loan is at 8% interest and the policy grows at 6%......if I do nothing as i have been for 20 years the loan will overtake the policy and i will have to pay tax on the loan debt once the policy cancels......what s my best option here....also, if i can find away to pay off the loan debt the policy value increases to $17,600.oo and the cash value to $9,000.oo thank for the help <br/><br/>Base salary start for insurance office in california?<br/>How much do you estimate I d get as an administrative assistant in an insurance office? I have a possible job opportunity to consider for them to help me become a licensed agent and get commision and bonuses. The boss man said he does base salary.<br/><br/>DMV has sent me a notice about not having insurance?<br/>Hello , I just moved from Nyc and currently live in VA. I haven t registered or transferred my license there, but i do however have insurance in VA now. Today I recieved a notice from DMV in nyc saying they would suspend my license if i dont provide proof of insurance,BUT I DONT LIVE THERE ??!!!! What do I do ???? <br/><br/>How much would insurance for three months cost?<br/>I m in a sport, wrestling, and i need insurance for at least three months soon. If you know how much insurance like that costs for a company like choc, that would be great because that s where I got it from last time, also i prefer it to be cheap. Also, it s health insurance that i need <br/><br/>Audi a4 2003 insurance cost?<br/>i have a 2005 honda civic lx, and im planning to buy a audi a4. currently im paying 110 for insurance, how much more expensive would my insurance be if i decide to buy an audi <br/><br/>How hard is it for police to verify that you REALLY do have car insurance?<br/>With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop? <br/><br/>Buying a car from an out of state private seller?<br/> I am currently looking at a car that is in California, but I live in Las Vegas, Nevada. I will be applying for a loan to get the car, but I have a few questions regarding it. 1: Will I be able to take the loan across the state border to California to get the car? 2: Being a private seller are there any sort of documents or papers I will need to get the car from California to Nevada? 3: If there are papers or documents, where would I get them? Would I get them at my bank, or at the Nevada DMV or would I have to go to the California DMV? I have never bought a car out of state so I really don t know if it s any different, or how it s different... <br/><br/>When do I need to get the car insurance? Before buying the car or after?<br/>When do I need to get the car insurance? Before buying the car or after?<br/><br/>What kind of car insurance covers takeaway deliveries?<br/> Hi, I am soon starting a (very) part-time job delivering chinese food one day a week, 5 hours. I have been trying to find out what sort of insurance I need for my car as I am only covered for SD&P. I got a quote for one company who insured for business use, but they wouldn t cover takeaway deliveries! And my current insurer doesn t do anything like it. I know that places like Domino s and Pizza Hut provide supplemental insurance for their drivers, but this place doesn t do anything of the sort and I don t want to get caught out, especially for something like this? Thanks :) <br/><br/>Life insurance/critical illness? HELP!?!?<br/> ok so im in the middle of sorting out my life and critical illness cover. im 24 married with a child on the way and we have a relatively low mortgage so we ve done quite well so far. we have some savings put away for a rainy day but we are already have illness/life insurance but are changing it so that it covers the amount of the mortgage- im wondering tho if one that incorporates a savings plan too is better so that im actually investing in something rather than just paying a monthly amount each month and not recieving anythin at the end of it...plz advice as much as you can it would be gr8 thanks in advance :)<br/><br/>Why is my car on Motor Insurance Database (MID) while I haven t bought insurance yet?<br/>Ive just bought a used car for my son, received the new log book; however, I havent bought insurance yet, as I intend to keep the car off road at the moment. But when I checked my car on the Motor Insurance Database (MID), it recognized my car. Apparently it is ok to drive this car, although I havent bought insurance for it. Do you think this is ok, or will I be stopped by the police driving this car?<br/><br/>Leaving my car sit for 6 months. need to winterize it and decide what to do with the insurance.?<br/> im leaving for california for 6 months (jan till june) and i have to leave my car (1997 mercury sable) sit at home. what should i do to winterize it before i leave. fluids (especially gas and oil) etc. will the tires go flat or rot, if so what to do to prevent this my battery is weak and i do not want to buy another one. should i let it go dead for force my fiancee to start it even now and again, if so how often, or should i get a new battery, and if so, make her start it every now and again. or can i simply let it go dead and just not start it then bring the car back from the dead when i get home. also, the insurance, it would be awesome to stop insuring it, or maybe put it on hold? what are the pros and cons, i know i have to turn in my plate, would it be cost effective? i pay 40 a month. i know i would have to pay fees for plate and possibly for starting the insurance back up. just want to know what you would do and if you have sound advice. thanks so so much for you time <br/><br/>All nevada insurance?<br/>All Nevada Insurance at Martin Luther King Blvd., Las Vegas, Nevada 89106. Have they moved? <br/><br/>Does anyone know about pacific life insurance?<br/>I need more info on Pacific Life Insurance<br/><br/>Can I cancel my car insurance at any time?<br/> I ve been with Zurich car insurance for 1 year and 10months, insured on my mums car as named driver. The time has come to get myself a car on my own insurance. We pay the current insurance monthly. There are two months left on the current policy, is there normally any cancellation fee s? If so, ruffly how much should I be looking at? Also.. Would I have any NCB as I was named driver on the policy? Thanks. <br/><br/>How much is car insurance for a new driver?<br/>age 16-17 with a 2003 grandam through statefarm like how much a month<br/><br/>Is Texas a no-fault insurance state?<br/>My G-Friend recently met with a car accident and we are still waiting for the accident report to determine the fault. She was not hurt but the other driver was hospitalized. Your opinions and suggestions welcome about how to handle this with Insurance company and attorney if required.<br/><br/>What is the cheapest auto insurance for college students?<br/> There are so many companies I can t check them all. I should mention that I live in Michigan. I m not a full time student so I generally don t apply for those discounts. But I have a clean driving record and have had my license for almost six years. So far I have found the esurance is the cheapest. But I was wondering if there is anything cheaper out there?<br/><br/>Would this work? (Named driver question)?<br/> My good friend has her car and she is insured on that. She takes out another insurance policy for which I can be named driver on, but I drive the car always. We live at separate addresses. If I crash, she will only lose her ncb on the 2nd policy right? Which I will pay for just as a way to get insurance cheap. Also what if I dont crash, does she get 2 years worth of ncb in one year for having 2 policies? <br/><br/>Health Insurance for 24 year old male?<br/>Son has Blue Cross but it is now $137 per month......anyone know of any comparable insurance that is cheaper and has similar benefits? It is just him....no wife or no kids. Thanks.<br/><br/>Most reliable auto insurance company?<br/>How much would my monthly premium be for auto insurance? I m male and 18, no accidents and responsible. I drive an old sedan, silver. I drive to work, to college, to the market and back home. No joy rides, no trips or visits. What auto insurance company is the best? <br/><br/>Used Car Financing Question! I Need Help!?<br/> hey guys, if anyone knows about financing please i need your help. My sister is trying to get a car, a 3-series sedan and the vehicle costs about 23,000. The guy at the used car dealership said that with a co-signer, who she has, my dad. My dad has about 780+ credit score and he wants to put $5,000 down. The guy said with a 72 month payment plan it will be 12% interest rate. Doesnt that sound alittle too high? even with my dad co-signing for her. Btw we live in CA if that helps. <br/><br/>How to cancel car insurance after paying ?<br/> Hi everyone, I ve just bought a car insurance from Access Insurance Company this morning for a period of 6 months. The effective day will be from 11/20/2012. But suddenly there s some reason that I change my mind to use All State Insurance. So, is it possible for me to cancel Access and get a full refund ? It s been 4 days until the effective day. <br/><br/>Can i write off my home owners insurance on my taxes?<br/>Can i write off my home owners insurance on my taxes?<br/><br/>What is an insurance recovery vehicle?<br/> I am looking at buying a car and one dealership offers insurance recovery vehicles for pretty cheap. I think that they they have been recovered after theft but I m not really sure. Are they like salvaged vehicles and what problems could be found with buying an insurace recovery car? Have you had any experience with buying one? any knowledge would be appreciated.<br/><br/>I tried to renew my medicaid insurance and they said i cannot qualify?<br/> I told them that I worked at Duane Reade and that I make minimum wage there I dont even make that much money there but they (New york state of health) said based on my income i am inelgible for medicaid. it doesnt make any sense to me, does getting a job hurt your chances of successfully renewing your medicaid plan or what? cause last year when i renewed it everything was fine and i was working then too <br/><br/>If you can t afford health insurance for your family and the government says you make too much...?<br/> Star- there are no promotions where my husband works. He s the highest paid person there and he s salary. If they give him a raise, it would be a miracle. At the moment though that s where he is. He hasn t stopped looking for a better job, but in this economy we are thankful he has a job anyhow. I don t make money from home. Being pregnant at the moment takes a lot out of me physically and I d rather pour the energy I have into caring for my home and children. And yes most of the time we do buy second hand and my daughter gets a lot of free hand me downs from families at church with older girls. Bottom line again is this: sometimes people just can t afford it. We do what we can, but no matter what we cut out cost wise or add on income wise, we will not be able to come up with an extra $800 a month unless I work a full time job which I won t do. My husband wants me home to be there for the kids and I want to be here for them too. Further more, any income I make outside the <br/><br/>Ideas on first car?<br/> To BklynNative, Japanese cars just refuse to die, which is what I want. I m in the UK, American cars like Acuras etc are hard to come by here. Also, Japanese cars are first choice for car modders who crash them and push up the insurance costs. A small engined Jap would do great, I don t mind what it looks like, how fast it goes, etc. I just want reliability and low running costs, because I m broke. Cheers. <br/><br/>Homeowners insurance in Valrico FL?<br/> I am interested in buying a home in Valrico FL. Particularly Diamond Hill, a golf course community. Great price, but we are new at buying and have no idea what insurance might be on this place.Just to factor it in for our monthly cost. It is a 3/2/2 1800 sq ft @ $110k. no pool. I mean were talking just a rough estimate, close figure something. Again we have not the slightest clue as to what it could be. Any advice is really appreciated. <br/><br/>How expensive is insurance for an Impreza WRX?<br/>Also, what would that be compared to the STI? <br/><br/>Im 15 planning on getting license when 18 need know how much insurance will cost?<br/> ok i am 15 and parents told me i can get my license if i can afford insurance i just need to know how much it will cost when im 18 cause i need 2 years driving experience before i can get my license.. how can i find this out.i havent gotten my perrmit yet plan on getting it on my b-day when my parents leave me alone..my little 16th b-day present to me<br/><br/>Why is my car on Motor Insurance Database (MID) while I haven t bought insurance yet?<br/>Ive just bought a used car for my son, received the new log book; however, I havent bought insurance yet, as I intend to keep the car off road at the moment. But when I checked my car on the Motor Insurance Database (MID), it recognized my car. Apparently it is ok to drive this car, although I havent bought insurance for it. Do you think this is ok, or will I be stopped by the police driving this car?<br/><br/>What is the average cost for insurance on a 2009 Yamaha R6?<br/>Im going to get it tomorrow. I am almost 19, and i have one accident. I think it was a fault from both drivers. not sure. just let me know what you are paying and on what kind of bike thanks. <br/><br/>How many more illegal aliens will be emboldened to sneak in by Obama s amnesty? How many does he need to insure that Dems win in 2016?<br/>How many more illegal aliens will be emboldened to sneak in by Obama s amnesty? How many does he need to insure that Dems win in 2016?<br/><br/> Getting a New Car, Insurance question? <br/>Hey, so i m going to be getting a 2011 toyota yaris and i was wondering how much the insurance on it would be, i m 19 years old. <br/><br/>What auto insurance coverage do I need?<br/> I am questioning what coverages I actually need. Do I need property damage? I have medical insurance so I assume I don t need medical payments? My car is worth about $4000 and if I got into an accident I guess I would want it fixed, but does the insurance only insure it for what it is worth? So if I get into an accident and the damages were $5,000 would they only pay blue book value? <br/><br/>How much do you think my car insurance would be/added on to my mother s insurance?<br/> I m 18 and just now getting my license. My car is a 2001 Ford Focus ZX5 that I bought for $2500. My mom is going to add me to her insurance which is $50 per month (I know that is outrageously cheap I m so jealous lol). I just want a loose loose estimate because I m also in college so I m only working 15 hours a week at minimum wage.<br/><br/>Advice on cheap car insurance ? UK?<br/>hello i am a 17 year old who is currently learning to drive and hoping to buy a car afterwards, however insurance is very expensive and am seeking advice on how to get cheap car insurance, E.G. what car to buy, where to look etc. <br/><br/>Monthly payment for Car Insurance?<br/> Hi, I m 18 and I want to get a car, but I am not sure if I can afford car insurance. I was told I can put my name under a relative s insurance (He is around 50). So I have a question for you guys. How much money do you pay for car insurance a month? I know it varies amongst states and ages, but I want to get an idea of the amount of money I may be paying. I live in New York so I know it will probably be way higher than other states. Please provide your age, state, and car insurance monthly estimate. Thank you! =] <br/><br/>I am 19 years old and live in a suburb of Illinois. How much will my car insurance be on a 2001 Nissan Xterra?<br/>I am 19 years old and live in a suburb of Illinois. How much will my car insurance be on a 2001 Nissan Xterra?<br/><br/>What type of bike have the cheapest insurance?<br/>Obviously a Harleys insurance is going to be huge, but what would be cheaper a 125cc supermoto, a 125cc naked bike or a 125cc sports bike? Also what make of bike would be cheapest like yamaha or Suzuki, but none of the Chinese crap <br/><br/>Do I Need Car Insurance to drive my parents car?<br/>I live in ct and i was wondering can i drive my parenst car as long as they have car insurance on a registered car or do i have to be on a policy too?<br/><br/>Motorcycle insurance?<br/>I just bought a new 2013 triumph thruxton and I was wondering how much insurance would cost me I got a quote from progressive and it ended up being 3744 every six months can anyone shed some light on why its so expensive by the way I m 18 and I paid the bike in full no loans it s paid for completely<br/><br/>Car insurance help?<br/>If I am not on my boyfriends car or my name is not on his insurance... then what happens if I get in an accident while driving his car? Does his insurance still cover it? or do I have to be on the insurance for that to happen? He has NATIONWIDE INSURANCE FULL COVERAGE and we live in MICHIGAN.<br/><br/>How much does Jay Leno pay on insurance for all his vehicles?<br/>Does he have a special contract with an insurance company? Because I heard he drives a different car every day.<br/><br/>Can I get a pet even if my lease says no?<br/> My lease for the house that I am renting says no Pets but it also says pets aren t allowed without managers approval in writing. What does that mean and Is there any way around this and what are the possible consequences of getting a pet anyway? I don t have any pets now but since I might be living here for 4 years a pet down the road would be nice.<br/><br/>How to get seen by a doctor without health insurance?<br/> I have no health insurance but I need to see a doctor! I have the mirena IUD, a week ago I was sexually assaulted, but was unable to get a rape kit because of the insurance issue. But now I am having cramps, alot of pressure in my uterus area, my lower abdomen is bloated out, I ended my period 6 days ago and every day a few times a day, when I wipe its a little pink with what looks like some skin particles? It feels like I am constantly leaking discharge, I can feel it leaking out! Idk if he moved my mirena, or if he gave me and STD but I need to see a doctor. Is there a way I can see one and make payments on the bill or what? I live in California <br/><br/>I am in phoenix arizona. What insurance company is best for a 18 year old driver with a DUI?<br/>I know he should not be allowed to drive but he needs to get to college. No he is not going to take the bus!<br/><br/>Cheaper medical care / insurance in NJ?<br/>I ve just been laid off, and I no longer have medical care or insurance. Now what do I do? Any info would be greatly appreciated. <br/><br/>Is United Auto Insurance a good insurance company?<br/>Is United Auto Insurance a good insurance company?<br/><br/>How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?<br/>How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?<br/><br/>I want an insurance quote?<br/>I want to the difference in insurance between a 93 v6 Camaro and a 93 Camaro Z28<br/><br/>Why is my car on Motor Insurance Database (MID) while I haven t bought insurance yet?<br/>Ive just bought a used car for my son, received the new log book; however, I havent bought insurance yet, as I intend to keep the car off road at the moment. But when I checked my car on the Motor Insurance Database (MID), it recognized my car. Apparently it is ok to drive this car, although I havent bought insurance for it. Do you think this is ok, or will I be stopped by the police driving this car?<br/><br/> https://www.linkedin.com/pulse/car-finance-insurance-phyllis-clayton
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Healing Physically Post Surgery
It has been five days since my surgery, and a lot has transpired in that short amount of time. Before we start our newest update, we once again have to say thank you to everyone for their thoughts, prayers, meals, and visits. This journey should be hard, but we are moving forward every day because we have your endless kindness. For this, we will always be humbled and always, always be grateful.
Surgery Extent
As Bryan mentioned in his update, my surgery was much more invasive and intense than even the doctor could have predicted. What the doctor originally thought was a large cyst on my ovary quickly became bigger and more complicated once he was literally able to open me up and examine the mass. To his shock, he found that the mass was not located on my ovary. Instead, the mass was actually located inside of my ovary. The extent of the grapefruit-sized mass had swelled up my right ovary to that same size. The doctor was hoping to be able to drain most of the cyst and have less than an inch incision. This would have allowed me to recover quickly. Instead, he had to surgically remove all of the mass and my one inch incision grew to about six inches. This incision is the major source of my pain post surgery, and it is the reason I continue to remain highly limited with my mobility. I can basically make it from the couch to bed back to the couch, and that exhausts me. Both Bryan and my mom say that I am looking better every day; however, I am not feeling the improvement yet. But, I am sure looking forward to gain my independence and mobility back. It is super humbling having to have your husband lift you out of bed in the morning. According to the doctor, my new timeline for full recovery is six-to- eight weeks. However, I should be feeling significantly better in 2+ weeks. Just no heavy lifting for me this summer.
Mass Testing
As with standard protocol, all masses that are removed are sent for further evaluation. They did this will my first surgery, and they followed this same protocol with Friday’s surgery. My first cyst came back as exactly that... a cyst. This mass came back different. It came back as abnormal and borderline, and that is leading us on to some additional medical steps. A scary reality is the cyst can no longer be classified as a cyst or mass. The reality now is that it was an abnormal tumor that was borderline cancerous.... not cancerous.... but it would have likely headed that way if we hadn’t removed it. As a result of it’s now tumor classification, I am being referred to an ovarian oncologist who will complete routine checkups of me for likely the rest of my life. The added vocabulary words of tumor, abnormal, and oncologist have been super scary realities. We just sit in this new reality with just complete relief that the tumor was found and that it is now gone. I will be healthy again once I heal from my incision.
Next Steps/Realities
1. I will complete bi/yearly to yearly examines with the ovarian oncologist likely for the rest of my life. They will be monitoring me for an return growth or new tumors that may develop in my future. If any new tumors develop, they will take my ovaries as a precaution. For now, we will just be monitored by the specialist. This comes as a relief. A large worry post this surgery was who would monitor me for any return tumors or cysts. Originally, it would have had to been a regular OBGYN who doesn’t do routine ultrasounds. Now, I will be monitored by the best, and if something comes up again, it will be found quickly. Yes, it is scary to know I have to be monitored, but deep down it is a relief to my heart to know I will be watched.
2. No more infertility treatments will ever be possible in our future again. We both had made peace to this reality once we lost our infertility insurance. However, in all honestly, we hadn’t shut our hearts off to the possibility of going down that road again if insurance would be returned. But now, the tumor changes that. With the presence of the tumor, I should not have any more exposure to infertility drugs in my lifetime.... EVER. That means we are officially closing the door on any additional infertility treatments in the future due to the huge risk it would but on my future health. It isn’t worth it. We have our Brooklyn, and we have our future child entering our family through adoption. To us, the possibility of a pregnancy doesn’t make up for the risks.
3. We will be donating our last embryo.
We do have one remaining embryo left. Originally, our plan was to pay the yearly fee to keep this embryo stored in case down the road the option to try for that last embryo would be available. Now that I can have no more exposure to infertility drugs, we have to let that embryo go. We have options, and Bryan and I have discussed them deeply. The truth is that embryo is our baby, it is our DNA, and our choices have to be both legal and right for us. Due to the fact that a future transfer is no longer an option, it would make zero sense for us to keep it frozen. It would literally be us throwing $700 away yearly just to keep it in the “freezer”. And since we are now into the adoption process, we can use that $700 a year for bringing our next baby home. That leaves us two remaining options for our last embryo... we could destroy it or donate it. Our choice is to donate. We have our Brooklyn because someone made a selfless choice. A choice to give us her and allow us to be her parents. Maybe...just maybe this embryo could bring someone their “Brooklyn.” Not to mention, the process for getting that embryo was awful. No way am I letting them just trash it. Heck no! I worked way too hard for that embryo.
4. We move forward... Onward to the Home Study.
We have one last step of our application process to do. We need to get our fingerprints taken so the adoption agency can do background checks on us. As soon as I am mobile, we will head down to our local police station and get these taken care of. It has to wait though until I can walk a bit further. Hopefully, we can cross this off next week! Then, we start the home study meetings.
5. Garage Sale Set for June 23/24th
We are collecting tons of items, and we are so grateful for all those that have been donated. My first plan was to have the garage sale this upcoming weekend, but my surgery pushed it back a lot. We will now be having our sale on June 23/24, and we are looking like we may have enough to hold two sales. One will be on the June date and the other will be closer to when school starts. Once we are done with the garage sales, we will donate anything left to our agency or our local thrift stores.
6. Above everything, through everything, we are happy.
Both of us have had multiple conversations with people who have continually asked us how in the world we are dealing with this all. Our truth is simple: We are happy. Right before I lost the baby, I told Bryan that I couldn’t imagine our lives being happier. We had each other, a beautiful daughter, and a baby on the way. Yes, some challenges have definitely hit us since that conversation in April. But the truth of it remains. Bryan and I have each other, we have our energetic Brooklyn, and we have another baby coming to us someday and some how through the adoption process. Through everything that has happen these last couple months, our happiness has remained.
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How I (hopefully) ran the Marathon. Part iii
Right, the third instalment…
I know The Empire Strikes back gets widely lauded as the best, but Return of the Jedi has always been my favourite so let’s hope this is the same.
Well, f#*k me, what a nightmare. I’ve never been a big believer in fate, or luck (you make your own right) and I’ve never been superstitious but I’m beginning to think this whole thing is jinxed…
The whole superstition/fate thing is a load of bollocks in my book, how can three lines that Mystic Meg writes in the paper fit for a 12th of the population or to put it into numbers, about 5 million people within the UK. Although I have to admit it is ironic that my Gran was a Cancer given the way she died, she was mauled to death by a giant crab. As I’ve said above though, I can’t help but think this whole thing is doomed to fail.
So, an update on how the running has been going since the last entry…… I haven’t done any. Nadda. None. Nil. Nope. Not a single run at all. Not the ideal preparation and not quite the stage that I wanted to be at. I guess I should explain why.
I finished work for Christmas and was looking forward to some family time, not to harp on about it but it’s not been the easiest few months as anyone who’s read the other entries will know and we thought, “yep, that’ll be good, let’s do some fun stuff”. I managed the Panto on the Friday afternoon which was ace but started to feel a bit rough on Christmas Eve so went off to bed with a couple of Paracetamol thinking I’d be fine when I woke up in the morning. What actually happened was that I woke at 3am so cold my teeth were chattering but I was dripping with sweat at the same time, a full on fever. All of Christmas Day I felt awful, like proper awful. I managed to get downstairs for the kids to open their presents but it was game over after that. I did make it to my sister’s house where I slept on the sofa for an hour and a half before heading home to bed, 24 Pigs in Blankets especially bought in for me untouched. I believe they’re still there..
I laid in bed for the next three days pretty much unable to move just assuming I had flu. Blokes are supposed to get it really bad right? So I figured this must be what they talk about when they say ‘man flu’. I’m really not one to cry wolf with illness or make a fuss so I just sucked it up. Tash moved my lamp into the spare room for me and I lay there for a few days. After a consultation with a student with a ring binder on the 111 service on the fourth day who told me they thought I was fine and just to rest I gave up and went to the doctor. The doc spent two minutes having a look and sent me to the hospital having diagnosed Pneumonia saying I needed IV antibiotics and fluids. This contrasted quite significantly with the diagnosis from my dad when he was driving me to the aforementioned appointment who told me I needed to “get up and about” and “show some mental resolve”. Then as I stumbled/limped/fell into the waiting room, literally feeling on the verge of death he commented “see, you look better already for the fresh air” You can take the man out of Yorkshire….
So without going into too many details, I spent 5 days in the hospital on various drips for fluids and antibiotics and oxygen masks etc trying to recover from the Pneumonia. I don’t know if anyone reading this has had it but I can see how it finishes off the elderly as its bloody horrible and I felt awful. Truly awful. I got sent home on New Years Day (oh yes, my New Years Eve was a belter, particularly when the dickhead in the next bed started making calls to people very audibly at 1am to say hello and the bloke opposite decided to pull out his own catheter and then started screaming “my willy’s bleeding”. He was a lovely old bloke opposite though, very caring, he even got up and tried to help the bloke next to him have a drink. Of course the poor bloke next to couldn’t sit up and would have drowned if the nurses hadn’t stopped him but it was a lovely gesture. You could write a great sitcom about life in an NHS hospital. In fact I should have done to stave off the boredom. Loads of the patients I saw are such ar*eholes. The bloke next to me on my first visit was shouting “lady, lady” all the time at the nurses and all he wanted was for them to plug in his mobile phone. Who needs to plug in a phone at 3am?! Then of course the nurses get distracted as they have 700 things to do and people calling them and go off. After the second time he stopped me getting pain relief by distracting the nurse to get his phone plugged in I had to politely point out that if he interrupted for something so menial again he’d never have to worry about charging his phone again after I’d shoved it where…… I know I know, I’m punchy but it’s been a tough 5 weeks….
To put it into context for those who think I’ve been soft, you get an infection marker in your blood (CRP it’s called, look at me, I’ve got all the medical terms now) and it should be between 0-5 usually. When I was admitted to hospital mine was 450 something. After 6 days at home where I felt a bit better, but not good I went back to the doctor who said I should be better by now given the drugs and time and so he did another blood test and my CRP was still 170 odd so he sent me back to the hospital where I spent another 4 days. Fortunately not on the acute medical ward this time (well, I was for the first 24 hours and then I got moved) so to be honest the second stint on an different ward felt like I’d been moved to The Hilton. I had a chair, a bedside table and a window…! It turns out the fluid on my lung from the pneumonia hadn’t drained away and had become infected and caused my lung to partially collapse. Oh yes, I’ve been having all the fun….
I was told I’d need either a chest drain to get rid of the fluid or be moved to Southampton hospital for surgery, fortunately for me I only needed the former and after that, coming home and another couple of weeks R&R I’m starting to feel human again………..but I haven’t been for a run yet.
You also start filling the days with meaningless and pointless things in hospital as well. Like going to the toilet far more frequently than you need to because you get to walk there and it’s something to do. Then you spend a good 5 minutes determining if your stools are a type 3 or 4 according to the chart on the back of the door and should you be worried or not (surely they should just stick a newspaper in there). It really is/was that bad. Not to be cliché either but the food really is almost inedible. I know they cater for large numbers, and on a budget, but still, how people ever get better eating that is a mystery. Its worth publicly commenting Berni Hampton that the Spaghetti Bolognese you made me on my second stint in hospital saved my life. It was easily the best Spag Bol I’ve ever had and sitting there chatting to Grant while I polished it off was the best I’d been in 3 weeks, a real turning point.
Tash should get a shout out here as well. I’ve cited in previous entries about her ability to cope and get on with it but bugger me she really is awesome. As well as everything she has going on, and spending Christmas solo with the kids (family obviously but in terms of looking after the little one’s) she managed to do a month’s worth of early wake ups, breakfast shift, get them dressed, bath time routines, bedtime routines all on her own and still cope with work, general life and fit in coming to see me every day, bring me Smarties, deal with my moods about the whole thing and cheer me up/tell me to man up where appropriate. I’ve promised I’ll make it up to her. I won’t put my trainers on until I get out of the house now.
So far this has all been pretty depressing hasn’t it, it’s like an entry in Adrian Mole’s diary “today I measured my pecker, still fuc*ing small”…
So the marathon………and running and where I’m up to with that. Well,…… I’m still convinced I can do it. Various members of my family, friends and most importantly my wife have told me that there’s no chance and I’m an idiot for even considering it. I’ve spoken to Rebecca at Anthony Nolan and they’ve been brilliant and told me I can defer and do it next year for them if I want to and just continue my current fundraising but with no pressure to do two lots (ie. For two years entries). I guess I won’t be the first person to ever pull out should I have to. I should note at this stage that I definitely will do it, even if I have to defer and do it in 2018. People have been amazing with their kindness and generosity for the charity and that’s not been missed and this isn’t a ‘get out of jail card�� for me, I will do it and I will make sure I put myself through it for those donations. Every penny is vital and I want to make sure I’ve earned it. Especially when you look at some of the incredible donations like that anonymous one for £1,000. Ha ha, anonymous, yeah right, we ALL know who that was (love you mate, can’t wait to get back in our favourite restaurant). That one also specified I had to do it in 3 and a half hours or pay it back and that target time might be beyond me this year now I’m 6 weeks behind schedule and my lungs are still like that scene in the The Matrix when Neo is reborn and comes out gasping for air.
So I’ve decided I’m going to let the professionals make the decision. I have a follow up with a respiratory consultant on Monday and they’re going to X-ray my lungs and see how I’m doing. I’ll ask them outright if I can run and if they say no, it’ll be put back to 2018. Definitely not the outcome I want, possibly for the best but I’ll be desperately disappointed if that’s what they say. Having been so ill however, I don’t want to go through that again and if they tell me my body can’t cope in three months time then I won’t risk it. Hopefully they’ll tell me I’m good to go and I can pick up the training. Otherwise I’ve got a hotel room going spare on the 22nd. There’s no point using it on Marathon Day otherwise, it’s packed and you can’t get anywhere…
In a bit of good news, all of those emails and looking for contact details finally paid off. The bloody nice people at the Manchester United Foundation sent me a signed football that turned up in the post the other day. All I have to do is send them details of what I do with it/how much I raise and they’ll forward me on a certificate of authenticity with it as well. What a nice bunch and a terrific gesture from the League Cup Runners Up 2017. Looking at it, I think if I auction it I’ll raise less than if I raffle if as I’m reliant on one person paying lots at an auction so I’m going to advertise it as far and wide as I can at £1 a raffle ticket. I’m film it all and make it all visible so if you’re interested in a ticket, two or more let me know and I’ll work out the best way to collect the money etc. It goes without saying that 100% of the money taken will go to the charity. There’s no fees, costs anywhere, they gave me the ball for nothing so it’s all going to Anthony Nolan.
Running wise I’m going to give it a go at the weekend with a slow/short run just to test the water. I gave 9 holes a whirl this week and that felt OK (other than the fact my putting was dreadful but that’s to be expected after 5 weeks). I had a little bit of pain in my back where the drain was the next day but it’s cleared up pretty quickly. I guess we’ll just have to see if I make it back from my run on Saturday morning. Hopefully I’ll feel fine, trample mud all through the house and we’ll be back to normal.
And that’s where I’m up to. I’m sorry it wasn’t very funny, or cheery, or positive but it’s reflective of the past 5 weeks for me. I’ll keep you posted with a short entry early next week on the verdict (if anyone is even reading this..) In the meantime, if you want to sympathy sponsor me the link is still in the first entry on this blog page. I try to keep a positive outlook if I can and I always like to look for a silver lining, I lost loads of weight over Christmas (almost two stone in that first week of illness), I didn’t spend any money and if you notice, I haven’t moaned once about the pain in my legs………
Love,
Chris x
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insurance rates? Do they look at her driving record to determine that? If it would increase his annual premium, by about how much would it increase? THANKS""
Insurance and financial help?
Here's the deal, I broke something that wasn't mine (on a trip) and was given a bill. I paid for it with my saving account. Why would my parents need a copy of the bill for our insurance co.""
""When getting additional health insurance, why do I have to disclose that I already have other coverage?""
I have this lame health insurance plan through my employer, but my husband's health insurance plan is much better and covers a lot more... on the application they are asking if I'm already covered... Why do they want to know? Can he get in trouble for saying no? (How) can they somehow find out that I am covered by another plan?""
""Why do people think because Obama wants heath care to be more affordable, that he is for socialism?""
I personally am tired of paying over $10,000. for medical coverage and co-pays because we do not get a more reduced rate, then would be from a larger company, we do recieve a small ...show more""
Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?
The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before.""
I just got my license and have no insurance..?
no car yet but will soon have one...what do you recommend?what will be cheaper to get my own insurance or be put on my parents...
""What is the most popular/best dental insurance PPO in south florida, St lucie county to be exact?
I'm looking for a good dental insurance plan. One that is not so expensive and preferably with no or <6m waiting period for basic dental such as fillings
What's the difference between non-owner's car insurance, and a car that's fully covered?
My boyfriend has a car that is in his name, and he is fully insured through the car. But, I need to drive it every once in a while and I don't want to be screwed if I get in an ...show more
Why is a 1600cc engine Less expensive in insurance than a 1300cc or 1500cc?
Why is a 1600cc engine Less expensive in insurance than a 1300cc or 1500cc? As my beetle was quoted 1100 insurance for 17 year old driver as first car, but when i asked for a quote for a smaller engine it said, 1700 for a 1300cc engine!? Thanks""
Car insurance for students at uni?
Im going to uni in september and my car insurance is also up for renewal, i will be leaving the car at home while away but will want to use it over holiday periods and the occasional weekend. Does anyone know of cheap companies who offer insurance for short periods of time while its driven?""
How much is car insurance for a 16 year old?
I live in CA orange county and have a 1999 honda. Parents have good insurance
How much for car insurance?
Im 19 and have two tickets.. One for no licence nd the other for failure to yeald..how much would it be??
Is there a motorcycle insurance company in ontario that can give rates similar to progressive?
PLUS they have to be able to insure 16 year olds, and the rate i got from progressive was 1800$(thats reasonable..and its not full coverage its the middle one),, i have m1, and have a 08 zzr600""
Why my insurance is expensive?
my dad will buy me new insurance. also he will get me new mazda3 hatchback. auto insurance agent sent us a message. i was suprised because my new insurance costs me 1,927.00 dollars for 6 months! it will be close to 4,000 for a year. and im 18 why?! i never had car accident, no tickets, and more! im good driver for 3 years and have good grade. and i live in orange. why?! tell me please. thank you! :)""
Buy individual family heath policy - what to look for -?
hello, i wanted to buy a individual insurance for my family and please advise me a good company my family = myself(31),wife(29),and kid (1yr). -- i got some online quotes. but could you please let me know what are some of the things to look for while shopping for a individual family insurance.. basically, my expectation from a policy,is something that covers my kids doctor visits at no cost and should be acceptable in best hospitals and doctors office.""
Car Insurance Help!!!?
k my problem is my parents wont put me under there insurance or let me use theres so i have to get my own car insurance got some quotes and all of them want to charge me 400 to 500 dollars a month its crazy. can you guys help i was researching on how to insure my own car couldnt find anything how can i do that or how can i start my own insurance company so i dont hav to pay these money hungry bastards
Do you need insurance to register a car under your name?
Im a bout to buy a used car but im curious to know if you need insurance before the dmv can register the car under your name? thanks alot for taking the time to help me out, its all appreciated""
What is the cheapest car insurance company for an 18 year old learner driver?
Thanks xxx
How much would a motorcycle insurance cost me monthly if i'm 17 years old and i live in toronto?
Say i get a 2008 honda cbr125r, how much would insurance cost me monthly? (an approximate estimate would be nice)""
Good Car Insurance Companies? For a young driver...?
I was wondering if anyone knew any cheap car insurance companies for a 17year old female? I've had a full licence since February of this year and was with Quinn-Insurance. I paid just over 2200 for a years insurance which runs out the end of next month. I know this is a good deal for a young driver but obviously I'd love cheaper lol. Any company names would be greatly appreciated for me to look into further.
Car insurance curious question?
On today i went to a car show in my area and when i was out their i seen alot of nice old school. As i was looking, i went to talk to a guy. he said invested 20,000 in his 89 chevy caprice. It had the Portable tvs, brand new engine and so on.. Then i was like man what if you wreck you vehicle, the insurance not going to pay for all that, besides you can get much for a 21 yr old car. He was like since he got full coverage and he happen to get into a accident and the car is total, he said the insurance company will reimburse him half of the money back on what he spent on the car. Is this true?""
I need advice for my auto insurance claim! Please help!!?
I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""
If i was buying a car and its a class C would this increase my car insurance?
I have 3 years no claimi currently have a 1.6 i am thinking off buying a mini cooper which has been in a accident its a class C.the mini has the same size engine as my car at the moment. Just really want to know if it would affect the price of my car insurance thanks guys xx
Any affordable life insurance policies?
41 yrs old now and considering shopping for a life ins policy in the event that something were to happen to me I would want wife and son to be left with a little something to care for house payoff maybe and other things. Nothing crazy but I just want them to have a cushion in case. Any thoughts??
What is the average cost of car insurance for a 16 year old male?
I need it for a school project PLEASE HELP!
California State Disability and Insurance?
Hi, I am trying to figure out how much of a % I will be getting back from the state. I have short term disability but I havent called them yet to figure out how much I will get every month. Also, I have insurance through work and apparently not all the hospital fees are paid for. For example, my coworker just had a baby and cost her about $1500 out of her own pocket. Altogether was $9000 (rest was billed to the insurance). My doc is telling me I might have to have a C-Section. How much do those usually cost? What the heck is the point of having insurance if there not even going to pay for crap! BTW I am 29 weeks""
What is the average insurance on a 1997 camaro with usaa?
What is the average insurance on a 1997 camaro with usaa?
What would be the best/cheapest place to get moped insurance through?
I live in Edmonton, Alberta and I just bought a little 50cc Honda Jazz to use to commute to work with. I can't seem to find online quotes so I was wondering if anyone had any ideas on a good place to go to for reasonably priced insurance for the moped. Also, would I have to pay for a whole year up front or could I pay month-to-month?""
Where can I find a reputable health insurance broker for Missouri residents looking for individual coverage?
My insurance with my former employer ends May 31 2012 and I need individual coverage as of 6/1/12 and need a reputable broker who can help me negotiate an affordable plan. Suggestions? I've been to individual websites like UHC, Blue Cross etc with outrageous quotes. I'm healthy and don't smoke.""
Does anyone know the insurance group prices in the UK?
looking at car insurance does anyone know how much is group is like 3E, 5 and 12 or summit is there any websites where you can find them? if anyone has any suggestions please leave below!""
Where could I get some cheap but good health insurance?
We need health insurance really bad but everything seems way too expensive and when I google it a hundred different sites come up and its hard to decide which one is for real and which one is going to be a lisas of crap. my husband doesn't make but about 400 dollars a week and I am currently unemployed and In college. Help me!!!
Looking for Good Affordable Health Insurance?
Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on government assistance. I was jus wondering what should I be looking for in health insurance, and maybe some suggestions in policies or insurance carriers! Thanx a whole bunches!""
Where do I find the group number on All kids family healthcare insurance card?
Hello, I'm filling out a student medical form for school, and it asks me for my insurance company's group number. I have All Kids healthcare insurance. Can anyone tell me where is it located?""
What's the difference between non-owner's car insurance, and a car that's fully covered?
My boyfriend has a car that is in his name, and he is fully insured through the car. But, I need to drive it every once in a while and I don't want to be screwed if I get in an ...show more
I need help with a car insurance issue?
My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""
Insurance companies (health insurance)....need help?
hello, anyone know anything about insurance companies? meaning how do they make their money? to to setup? for example a health insurance company.... what does it exactly do? how hard is it to setup? tried searching the net on how to setup a health insurance company, no help...thanks""
How much is home insurance for a log cabin in North Georgia?
I'm interested in purchashing a log cabin in the North Georgia mountains. How much would home insurance cost if the home is approximately $160,000?""
What is a cheap insurance company for teens in washington?
Im 17 and I just started driveing and I have to be on my own insurance, what is the cheapest insurance that I can use thanks for any info""
""If a car insurance policy cancel your policy, can they still charge a cancellation fee?""
I have held a full uk driving licence for 14 years.......my husband (who has a provisional licence) was put on my new policy last year as a named driver. Today, he passed his test, so to keep it all legal, i contacted the insurance to advise of change of circs. I expected the monthly premiums to rise a little, but what happened next confused and angered me and I really need to know if there is anything I can do......he we go....they said they could no longer insure me and my husband and that they would cancel the policy and were gving me 7 days notice before this happened, (why cant it just be amended, i know loads of people that have done this) they said it was a special deal for me because i had a provisional driver as my named driver..(to me this makes no sense, they work on risk, surely they wouldnt give special deals for unexperienced drivers?) but the icing on the cake they want to charge a 40 cancellation fee, however i am not cancelling they are??? also i can take out a new policy with them which i have to pay an admin fee for making a change to the policy, however it is supposedly a brand new policy??? Has anyone any idea what to do or any ideas? i know I could just change insurers however it would be easier and cheaper to stay with who i'm with and I was never told when I took the policy that if my husband passed his test this one would be void..........and this is more principle as I dont like being hadover, I am going to phone and kick off tomorrow, but want to know if anyone has any solid rules and regs on this. Any help will be appricated........bloody insurance company.....also they have ruined the whole pass day for my hubby who wanted to go and drive around on his own and now cant!!!! grrrr""
Car insurance for older people?
im trying to renew my grandads car insurance,(hes 81) and looking for a cheap company that can beat his current price of 537pounds a year. thank you for any sugestions""
How much is motorcycle insurance for a 15 and a half year old?
so ill be 15 and a half soon and I am getting my motorcycle permit. how much would insurance cost for me? i am getting a k7 gsxr600. no question about it.
Can anyone tell me how much insurance would be for a 16yr old driving a black 1997 toyota supra?
Can anyone tell me how much insurance would be for a 16yr old driving a black 1997 toyota supra?
Is paying around $300.00 a month total for driving my truck to much?
I pay about $50 for insurance and about $250 in gas. I have NO truck payment! So my total cost every month is around $300 total for EVERYTHING for me to drive! Is that a lot? or to much? Thanks!
Cheapest car insurance for a 17 year old?
Hi i am 17 years old and have just past my test 2 days ago and i am currently trying to insure a 2003 ford fiest 1.3 lx petrol 3 door. I know it has quite a big engine (1.3) for a first car, but only has 8 valves and just creeps into insurance group 3 due to electrical equipment inside, which is nothing really. I have been looking around and i am getting ridiculous qoutes of around 5000, however i have found ikude insurance which is only 1800 but iyou have to have a box, which i would really rather not have but might have to. I would like to spend nor more than 2,500, help please????""
""Who has the best car insurance for 2 people good credit, a 96 car and a 99 car. in the 40s, ?""
now in AAA, but AAA raised it since i moved to bismarck nd. shopping for good and reliable car insurance. its going to be staying with AAA, and pay more or go to no-dak, will not go ...show more""
Who offers the best and affordable auto insurance ?
First time buyer, just got drivers license""
""Help! looking for affordable health care insurance in atlanta, ga?
i am a single mom recently laid off from work. i have asthma and take a prescribed drug every day. i am running out and just to see my dr. for a new rx is $125 and then for a 30day ...show more
First time drivers auto insurance?
Ok so I'm 17 and I'm a first time driver can you please name some of the cheapest insurance for me. The most a 100/ month thanks I live in California
My parents wont pay for auto insurance!!!?
I passed drivers ed and I am 16. I have been 16 for a while and I want to get my permit. All i have to do is take my test. But my dad says I cannot take the test because he doesnt want to pay for teen driving insurance? What are ways to convince him? He does not want to put me under his car insurance. Also how much is average teen auto insurance? Just all around not depending on car or etc.
Where do you get cheap car insurance in Northern Ireland?
Hi Folks, I'm moving from Dumfries in Scotland shortly to Northern Ireland, my car insurance is going to double in price, just wondering where the best place to get insurance quotes, I tryed NI Compare and it was actually more expensive than Go Compare, many thanks""
Will i need cash deposit or visa to get rental car after accident in which other party is at fault?
i did not have insurance at time of accident. i live in california.
How can I take the insurance of my car off my parents name?
Okay sooo, my dad has never been a good father figure until i turned 16. I'm now 17 and have a car that i bought and i have the title and loan in my name. He is the co-signer. He also pays the insurance. I have a boyfriend and he doesn't like it when i have a boyfriend. He thinks i'm too young for one. My mom and him are divorced and i live with my mom. She doesn't care that i have a boyfriend and lets me go over to his house and go on dates, etc. He doesn't approve. So he threatened to take my car away if i don't be home when he says. My home is my moms house. I have more of a right to listen to her than i do my dad. She thinks so too. He says since he pays the insurance he should be able to take my car away if he wants to. I offered to pay my own but he won't let me because then he won't have anything to hold over my head. How can i get my own insurance and take it off his name without him knowing until its done?""
Insurance cost?
I have 2 cars, a 2002 honda civic & a 2007 camry. How much should i be paying as insurance cost for both cars every 6 months ? I'm 30 yrs & have been a responsible driver so far.""
Colonial Penn Insurance - how big is a UNIT?
The ads and website quote a price like 7.85 per month PER UNIT. I don't know if a unit is $100, $1000, $10000? The phone number quotes the price but ALSO evades the question of how big is a unit. Does anyone know the answer?""
How much would it cost to insure a cheap motorcycle for a teen?
I found a good bike for two thousand dollars it's nothing fancy but it's enough to get around so I was wondering how much would it cost to insure a bike like this. I have very good grades my parents have a good driving record so I think that will help
How much more does insurance for a left hand drive vehicle cost in the UK?
If I bought a left hand drive VW camper and insured it I the UK, would it be more expensive than a right hand drive one? Or just answer if you know how much more it costs for and left hand drive vehicle in the uk?""
What car is the lowest on insurance?
Im in the market for a new car and I need a car with low full coverage insurance payments. Any suggestions? Thanks!!!
What's the best option for changing cars and insurance?
Ok so I got my Service/MOT, Insurance and Road tax at the end of the month, I've been driving for 1 year now and touch wood I wont crash by the end of the month to get my 1st year no claims. I currently have a Renault clio 1.2 However in about 6 months I would like to change to a Audi A3 1.6 as my insurance will be cheaper with the 1 year no claims. (Had to get a 1.2 for the 1st year as Insurance would be crazy) I am currently getting quotes from Admiral and Diamond insurance for a annual fee of about 670 or Monthly installments that come to 1000, so Ideally I will just pay the full year off. But as I said in 6 months ill change cars and by the time Ill sell and buy a new car there could be 2 months where I'm not even driving, and don't want to pay for insurance for not even driving about. I can't find on these dam insurance sites about if i can put my insurance on hold (Admiral). Not sure if I will get charged if I put it on hold or not, as all these insurance company's are very sligh. and Should I pay the Road tax for the whole year or just the 6 months? Also what's the best place to buy/sell cars? ebay / auto trader? (I bought mine from the Motorline Renault garage)""
Insurance question?
I just bought a 2008 Honda Accord, exl, 4 cyl. I can't even drive it because I dont have insurance, what is the cheapest (most affordable insurance) I should get, i am 20 years old living in ontario california.""
What's the difference between non-owner's car insurance, and a car that's fully covered?
My boyfriend has a car that is in his name, and he is fully insured through the car. But, I need to drive it every once in a while and I don't want to be screwed if I get in an ...show more
https://www.linkedin.com/pulse/car-basic-insurance-stolen-what-company-say-grover-metzler"
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