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seoagencytop · 9 months

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Experience the Best Day Boat Hire on the Norfolk Broads in 2024

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The Norfolk Broads, located in the beautiful county of Norfolk, England, is a unique and picturesque network of rivers and lakes that stretches over 125 miles. With its tranquil waterways, abundant wildlife, and stunning landscapes, the Norfolk Broads has become a popular destination for adventure seekers, nature lovers, and boating enthusiasts alike.

One of the best ways to experience the beauty of the Norfolk Broads is by hiring a day boat. Day boat hire allows you to explore the waterways at your own pace, giving you the freedom to navigate through the intricate network of rivers and lakes, discover hidden gems, and immerse yourself in the natural beauty of the area.

Why the Norfolk Broads is the Perfect Destination for Adventure Seekers

The Norfolk Broads offers a unique and diverse range of experiences for adventure seekers. Whether you're looking to relax and unwind while cruising along the peaceful waterways, or you're seeking a more active and adrenaline-fueled adventure, the Norfolk Broads has something to offer everyone.

For those seeking a peaceful retreat, the Norfolk Broads provides a serene and tranquil environment. The calm waters, surrounded by lush green landscapes, create the perfect setting for a relaxing day on the boat. You can simply sit back, soak up the sun, and enjoy the beautiful scenery as you glide along the picturesque waterways.

On the other hand, if you're someone who craves excitement and adventure, the Norfolk Broads won't disappoint. With its vast network of rivers and lakes, there are plenty of opportunities for water sports such as kayaking, paddleboarding, and sailing. You can also explore the numerous nature reserves and wildlife sanctuaries, where you may encounter rare species of birds, otters, and even seals.

The Best Day Boat Hire Options in 2024

When it comes to day boat hire on the Norfolk Broads in 2024, you'll be spoiled for choice. There are several reputable boat hire companies that offer a wide range of options to suit every budget and preference. Whether you're looking for a traditional narrowboat, a modern cruiser, or a luxurious motor yacht, you'll find the perfect vessel to make your adventure on the Norfolk Broads truly unforgettable.

One of the top day boat hire options in 2024 is the "Norfolk Explorer." This spacious and comfortable boat is ideal for families and larger groups, with its ample seating, onboard facilities, and easy maneuverability. Another popular choice is the "Broads Adventurer," a sleek and stylish cruiser that offers a perfect blend of comfort and performance. For those seeking a touch of luxury, the "Norfolk Serenity" is a stunning motor yacht equipped with all the lavish amenities you could ever dream of.

What to Consider When Choosing a Day Boat

Before you embark on your day boat adventure on the Norfolk Broads, there are a few important factors to consider when choosing the right boat for your needs. Firstly, you'll need to decide on the size and type of boat that best suits your group. If you're traveling with a large group or family, a spacious cruiser or a narrowboat may be the most suitable option. Alternatively, if you're traveling solo or as a couple, a smaller and more maneuverable boat may be more appropriate.

Another important consideration is the duration of your trip. Most day boat hire options on the Norfolk Broads allow for a full day of exploration, typically from 9 am to 5 pm. However, some companies also offer half-day or hourly rental options, which can be more convenient if you have limited time or prefer a shorter excursion.

Additionally, it's essential to check if the boat you're considering is equipped with the necessary safety features and navigational equipment. Life jackets, fire extinguishers, and a detailed map of the waterways are among the essential items that should be provided by the boat hire company. It's also worth considering any additional amenities or services that may enhance your experience, such as onboard toilets, cooking facilities, or even Wi-Fi connectivity.

Planning Your Day Boat Adventure: Routes and Itineraries

Once you've chosen the perfect day boat for your Norfolk Broads adventure, it's time to plan your route and itinerary. The Norfolk Broads offers a multitude of scenic routes and picturesque villages to explore, each with its own unique charm and attractions.

One popular route is the journey from Wroxham to Horning. Wroxham, often referred to as the "Capital of the Broads," is a bustling village that offers a range of amenities, including shops, restaurants, and riverside pubs. From Wroxham, you can navigate along the River Bure towards Horning, passing through beautiful countryside and encountering charming riverside villages along the way. Horning itself is a picturesque village with a stunning waterfront and a variety of attractions, including the famous Horning Windmill.

Another recommended route is the journey from Stalham to Ranworth. Stalham is a vibrant market town that serves as an excellent starting point for your adventure. From here, you can follow the River Ant towards Ranworth, passing through the stunning Hickling Broad Nature Reserve and the quaint village of Irstead. Ranworth is home to the iconic Ranworth Church, known as the "Cathedral of the Broads," which offers breathtaking views from its tower.

When planning your itinerary, it's essential to consider the speed limits on the Norfolk Broads. The maximum speed limit is usually 4-6 mph, which allows for a leisurely and enjoyable journey. It's also worth noting that some areas may have height restrictions, particularly when passing under bridges, so be sure to choose a route that is suitable for the height of your boat.

Essential Items to Bring on Your Day Boat Trip

To ensure a comfortable and enjoyable day boat trip on the Norfolk Broads, it's important to pack a few essential items. Firstly, clothing that is suitable for the weather conditions is crucial. Even on a sunny day, the weather on the water can be cooler, so it's advisable to bring layers that can be easily added or removed as needed. Sunscreen, sunglasses, and a hat are also essential to protect yourself from the sun's rays.

In terms of food and drinks, it's a good idea to pack a picnic or some snacks to enjoy during your journey. Many day boats have onboard facilities for cooking and refrigeration, so you can also bring along ingredients for a delicious lunch or dinner. Don't forget to bring plenty of water to stay hydrated throughout the day.

Other essential items to bring include a camera or smartphone to capture the stunning views and memorable moments, binoculars for wildlife spotting, and a first aid kit for any minor injuries or accidents. It's also worth considering bringing some entertainment, such as books, games, or music, to keep yourself and your fellow passengers entertained during the journey.

Safety Tips for a Smooth and Enjoyable Experience

While day boat hire on the Norfolk Broads offers a fantastic opportunity for adventure and exploration, it's crucial to prioritize safety to ensure a smooth and enjoyable experience. Here are some essential safety tips to keep in mind:

Familiarize yourself with the boat and its controls before setting off. If you're unsure about anything, don't hesitate to ask the boat hire company for guidance.

Always wear a life jacket when on the boat, especially if you're not a confident swimmer.

Observe the speed limits and be mindful of other boats and wildlife in the area.

Pay attention to any navigational signs and markers that indicate shallow waters or restricted areas.

Avoid alcohol consumption while operating the boat, as it impairs judgment and coordination.

Be aware of the weather conditions and have a plan in place in case of unexpected changes, such as strong winds or heavy rain.

Keep a safe distance from other boats, wildlife, and any structures such as bridges or moorings.

By following these safety tips, you can ensure a safe and enjoyable day boat adventure on the Norfolk Broads.

Exploring the Wildlife and Natural Beauty of the Norfolk Broads

One of the highlights of a day boat trip on the Norfolk Broads is the opportunity to explore the diverse wildlife and natural beauty of the area. The Broads is home to a wide variety of bird species, including the iconic Marsh Harrier, the elusive Bittern, and the elegant Swallowtail Butterfly. As you navigate through the waterways, keep your eyes peeled for these magnificent creatures, as well as other wildlife such as otters, kingfishers, and herons.

The Norfolk Broads is also renowned for its stunning landscapes, which encompass vast open marshes, tranquil reed beds, and scenic woodlands. The changing seasons bring a kaleidoscope of colors to the area, from the vibrant greens of spring and summer to the golden hues of autumn. The peacefulness and serenity of the Norfolk Broads make it the perfect place to escape from the hustle and bustle of everyday life and reconnect with nature.

Recommended Stops and Attractions Along the Way

During your day boat adventure on the Norfolk Broads, there are several recommended stops and attractions that are worth exploring. These stops offer a chance to stretch your legs, enjoy a delicious meal, and discover the unique charm of the local villages and towns.

One such stop is the village of Potter Heigham, which is home to the famous medieval bridge. The bridge, which spans the River Thurne, is a marvel of engineering and a sight to behold. You can moor your boat nearby and take a stroll through the village, where you'll find a range of shops, cafes, and riverside pubs.

Another must-visit destination is the picturesque village of Coltishall. Located on the River Bure, Coltishall is known for its beautiful riverside setting and historic architecture. You can moor your boat at the village's public moorings and explore the local shops and pubs. If you're feeling adventurous, you can also take a short walk to the nearby Bure Valley Railway, where you can hop aboard a steam train and enjoy a scenic ride through the countryside.

Booking Your Day Boat Hire on the Norfolk Broads in 2024

To ensure you secure the best day boat hire option on the Norfolk Broads in 2024, it's advisable to book in advance. Most boat hire companies offer online booking facilities, allowing you to browse through the available options, compare prices, and secure your preferred vessel with ease.

When booking your day boat hire, it's essential to provide accurate information about the number of passengers, the duration of your trip, and any specific requirements you may have. This will help the boat hire company to recommend the most suitable boat for your needs and ensure a seamless booking process.

Conclusion

In conclusion, experiencing the best day boat hire on the Norfolk Broads in 2024 is a dream come true for adventure seekers. Whether you're looking for a peaceful retreat or an adrenaline-fueled adventure, the Norfolk Broads has something to offer everyone. By choosing the right day boat, planning your route and itinerary, and prioritizing safety, you can make the most of your adventure and create memories that will last a lifetime.

So, why wait? Start planning your day boat adventure on the Norfolk Broads today and get ready to embark on an unforgettable journey through one of England's most beautiful and captivating landscapes.

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magicalwastelandbasement · 4 years

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Cheap Homes and Tips For Buying a House in Sale

A home is a financial asset and more: it's a place to live and raise children; it's a plan for the future; it's an investment in your community. That's why all Americans should have an opportunity to enjoy the benefits of owning a home. And here are some tips for first-time home buyers.

Knowledge is said to open doors. This is literally true when it comes to buying a home. To become a first-time home buyer, you need to know where and how to begin the home buying process. The following questions and answers have been carefully selected to give you a foundation of basic knowledge of home purchasing. In addition to helping you begin, these steps will give you the tools necessary to navigate the entire home buying process - from deciding whether you're ready to buy house, all the way to that final proud step of owning a home, getting the keys to your new home.

1. HOW DO I KNOW IF I'M READY TO BUY A HOME?

You can find out by asking yourself some questions:

Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable? Do I have a good record of paying my bills? Do I have few outstanding long-term debts, like car payments? Do I have money saved for a down payment? Do I have the ability to pay a mortgage every month, plus additional costs?

If you can answer "yes" to these questions, you are probably ready to buy your own home.

2. HOW DO I BEGIN THE PROCESS OF BUYING A HOME?

Start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How much space do you need? What areas of town do you like? After you answer these questions, make a "To Do" list and start doing casual research about property. Talk to friends and family, drive through neighborhoods, and look in the "Homes" section of the newspaper, Foreclosure Listings, and internet search.

3. HOW DOES PURCHASING A HOME COMPARE WITH RENTING?

The two don't really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself against rent increases. Also, you may not be free to decorate without permission and may be at the mercy of the landlord for housing.

Owning a home has many benefits. When you make a mortgage payment, you are building equity. And that's an investment. Owning a home also qualifies you for tax breaks that assist you in dealing with your new financial responsibilities- like insurance, real estate taxes, and upkeep- which can be substantial. But given the freedom, stability, and security of owning your own home, they are worth it.

4. HOW DOES THE LENDER DECIDE THE MAXIMUM LOAN AMOUNT THAT CAN AFFORD?

The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. Monthly mortgage payments should be no more than 29% of gross income, while the mortgage payment, combined with non-housing expenses, 4 should total no more than 41% of income. The lender also considers cash available for down payment and closing costs, credit history, etc. when determining your maximum loan amount.

5. HOW DO I SELECT THE RIGHT REAL ESTATE AGENT?

Start by asking family and friends if they can recommend an agent. Compile a list of several agents and talk to each before choosing one. Look for an agent who listens well and understands your needs, and whose judgment you trust. The ideal agent knows the local area well and has resources and contacts to help you in your search. Overall, you want to choose an agent that makes you feel comfortable and can provide all the knowledge and real estate services you need. But make sure you check the prices for homes in the area on internet before you visit any real estate agent.

6. HOW CAN I DETERMINE MY HOUSING NEEDS BEFORE I BEGIN THE SEARCH?

Your home should fit way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes, make a list of your priorities - things like location and size. Should the house be close to certain schools? your job? to public transportation? How large should the house be? What type of lot do you prefer? What kinds of amenities are you looking for? Establish a set of minimum requirements and a 'wish list." Minimum requirements are things that a house must have for you to consider it, while a "wish list" covers things that you'd like to have but aren't essential.

7. WHAT SHOULD I LOOK FOR WHEN DECIDING ON A COMMUNITY?

Select a community that will allow you to best live your daily life. Many people choose communities based on schools. Do you want access to shopping and public transportation? Is access to local facilities like libraries and museums important to you? Or do you prefer the peace and quiet of a rural community? When you find places that you like, talk to people that live there. They know the most about the area and will be your future neighbors. More than anything, you want a neighborhood where you feel comfortable in.

8. HOW CAN I FIND OUT ABOUT LOCAL SCHOOLS?

You can get information about school systems by contacting the city or county school board or the local schools. Your real estate agent may also be knowledgeable about schools in the area.

9. HOW CAN I FIND OUT HOW MUCH HOMES ARE SELLING FOR IN CERTAIN COMMUNITIES AND NEIGHBORHOODS?

Your real estate agent can give you a ballpark figure by showing you comparable listings. If you are working with a real estate professional, they may have access to comparable sales.

10. HOW CAN I FIND INFORMATION ON THE PROPERTY TAX LIABILITY?

The total amount of the previous year's property taxes is usually included in the listing information. If it's not, ask the seller for a tax receipt or contact the local assessor's off ice. Tax rates can change from year to year, so these figures may be approximate.

11. WHAT OTHER TAX ISSUES SHOULD I TAKE INTO CONSIDERATION?

Keep in mind that your mortgage interest and real estate taxes will be deductible. A qualified real estate professional can give you more details on other tax benefits and liabilities,

12. IS AN OLDER HOME A BETTER VALUE THAN A NEW ONE?

There isn't a definitive answer to this question. You should look at each home for its individual characteristics. Generally, older homes may be in more established neighborhoods, offer more ambiance, and have lower property tax rates. People who buy older homes, however, shouldn't mind maintaining their home and making some repairs. Newer homes tend to use more modern architecture and systems, are usually easier to maintain, and may be more energy-efficient. People who buy new homes often don't want to worry initially about upkeep and repairs.

13. WHAT SHOULD I LOOK FOR WHEN WALKING THROUGH A HOME? In addition to comparing the home to your minimum requirement and wish lists, use the Home Scorecard and consider the following:

Is there enough room for both the present and the future? Are there enough bedrooms and bathrooms? Is the house structurally sound? Do the mechanical systems and appliances work? Is the yard big enough? Do you like the floor plan? Will your furniture fit in the space? Is there enough storage space? (Bring a tape measure to better answer these questions.) Does anything need to repaired or replaced? Will the seller repair or replace the items?

Imagine the house in good weather and bad, and in each season. Will you be happy with it year-round?

Take your time and think carefully about each house you see. Ask your real estate agent to point out the pros and cons of each home from a professional standpoint.

14. WHAT QUESTIONS SHOULD I ASK WHEN LOOKING AT HOMES?

Many of your questions should focus on potential problems and maintenance issues. Does anything need to be replaced? What things require ongoing maintenance (e.g., paint, roof, HVAC, appliances, carpet)? Also ask about the house and neighborhood, focusing on quality of life issues. Be sure the seller's or real estate agent's answers are clear and complete. Ask questions until you understand all of the information they've given. Making a list of questions ahead of time will help you organize your thoughts and arrange all of the information you receive. Prepare your own Home question list before you visit property. Find out about monthly utility bills for entire home.

15. HOW CAN I KEEP TRACK OF ALL THE HOMES I SEE?

If possible, take photographs of each house: the outside, the major rooms, the yard, and extra features that you like or ones you see as potential problems. And don't hesitate to return for a second look. Organize your photos and notes for each house.

16. HOW MANY HOMES SHOULD I CONSIDER BEFORE CHOOSING ONE?

There isn't a set number of houses you should see before you decide. Visit as many as it takes to find the one you want. On average, home buyers see 15 houses before choosing one. Just be sure to communicate often with your real estate agent about everything you're looking for. It will help avoid wasting your time.

YOU'VE FOUND THE DREAM HOME

17. WHAT DOES A HOME INSPECTOR DO, AND HOW DOES AN INSPECTION FIGURE IN THE PURCHASE OF A HOME?

An inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction, and mechanical systems of the house and will make you aware of only repairs,that are needed.

The Inspector does not evaluate whether or not you're getting good value for your money. Generally, an inspector checks (and gives prices for repairs on): the electrical system, plumbing and waste disposal, the water heater, insulation and Ventilation, the HVAC system, water source and quality, the potential presence of pests, the foundation, doors, windows, ceilings, walls, floors, and roof. Be sure to hire a home inspector that is qualified and experienced.

It's a good idea to have an inspection before you sign a written offer since, once the deal is closed, you've bought the house as is." Or, you may want to include an inspection clause in the offer when negotiating for a home. An inspection t clause gives you an 'out" on buying the house if serious problems are found,or gives you the ability to renegotiate the purchase price if repairs are needed. An inspection clause can also specify that the seller must fix the problem(s) before you purchase the house.

18. DO I NEED TO BE THERE FOR THE INSPECTION?

It's not required, but it's a good idea. Following the inspection, the home inspector will be able to answer questions about the report and any problem areas. This is also an opportunity to hear an objective opinion on the home you'd I like to purchase and it is a good time to ask general, maintenance questions.

19. ARE OTHER TYPES OF INSPECTIONS REQUIRED?

If your home inspector discovers a serious problem a more specific Inspection may be recommended. It's a good idea to consider having your home inspected for the presence of a variety of health-related risks like radon gas asbestos, or possible problems with the water or waste disposal system.

20. HOW CAN I PROTECT MY FAMILY FROM LEAD IN THE HOME?

If the house you're considering was built before 1978 and you have children under the age of seven, you will want to have an inspection for lead-based point. It's important to know that lead flakes from paint can be present in both the home and in the soil surrounding the house. The problem can be fixed by repairing damaged paint surfaces or planting grass over effected soil. Hiring a lead abatement contractor to remove paint chips.

21. DO I NEED A LAWYER TO BUY A HOME?

Laws vary by state. Some states require a lawyer to assist in several aspects of the home buying process while other states do not, as long as a qualified real estate professional is involved. Even if your state doesn't require one, you may want to hire a lawyer to help with the complex paperwork and legal contracts. A lawyer can review contracts, make you aware of special considerations, and assist you with the closing process. Your real estate agent may be able to recommend a lawyer. If not, shop around. Find out what services are provided for what fee, and whether the attorney is experienced at representing home buyers.

22. DO I REALLY NEED HOME OWNER'S INSURANCE?

Yes. A paid home owner's insurance policy (or a paid receipt for one) is required at closing, so arrangements will have to be made prior to that day. Plus, involving the insurance agent early in the home buying process can save you money. Insurance agents are a great resource for information on home safety and they can give tips on how to keep insurance premiums low.

23. WHAT STEPS COULD I TAKE TO LOWER MY HOME OWNER'S INSURANCE COSTS?

Be sure to shop around among several insurance companies. Also, consider the cost of insurance when you look at homes. Newer homes and homes constructed with materials like brick tend to have lower premiums. Think about avoiding areas prone to natural disasters, like flooding. Choose a home with a fire hydrant or a fire department nearby.

24. IS THE HOME LOCATED IN A FLOOD PLAIN?

Your real estate agent or lender can help you answer this question. If you live in a flood plain, the lender will require that you have flood insurance before lending any money to you. But if you live near a flood plain, you may choose whether or not to get flood insurance coverage for your home. Work with an insurance agent to construct a policy that fits your needs.

25. WHAT OTHER ISSUES SHOULD I CONSIDER BEFORE I BUY MY HOME?

Always check to see if the house is in a low-lying area, in a high-risk area for natural disasters (like earthquakes, hurricanes, tornadoes, etc.), or in a hazardous materials area. Be sure the house meets building codes. Also consider local zoning laws, which could affect remodeling or making an addition in the future. Your real estate agent should be able to help you with these questions.

26. HOW DO I MAKE AN OFFER?

Your real estate agent will assist you in making an offer, which will include the following information:

Complete legal description of the property Amount of earnest money own payment and financing details Proposed move-in date Price you are offering Proposed closing date Length of time the offer is valid Details of the deal

Remember that a sale commitment depends on negotiating a satisfactory contract with the seller, not just Making an offer.

Other ways to lower ins-insurance costs include insuring your home and car(s) with the same company, increasing home security, and seeking group coverage through alumni or business associations. Insurance costs are always lowered by raising your deductibles, but this exposes you to a higher out-of-pocket cost if you have to file a claim.

27. HOW DO I DETERMINE THE INITIAL OFFER?

Unless you have a buyer's agent, remember that the agent works for the seller. Make a point of asking him or her to keep your discussions and information confidential. Listen to your real estate agent's advice, but follow your own instincts on deciding a fair price. Calculating your offer should involve several factors: what homes sell for in the area, the home's condition, how long it's been on the market, financing terms, and the seller's situation. By the time you're ready to make an offer, you should have a good idea of what the home is worth and what you can afford. And, be prepared for give-and-take negotiation, which is very common when buying a home. The buyer and seller may often go back and forth until they can agree on a price. Check Home price in that area on websites.

28. WHAT IS EARNEST MONEY? HOW MUCH SHOULD I SET ASIDE?

Earnest money is money put down to demonstrate your seriousness about buying a home. It must be substantial enough to demonstrate good faith and is usually between 1-5% of the purchase price (though the amount can vary with local customs and conditions). If your offer is accepted, the earnest money becomes part of your down payment or closing costs. If the offer is rejected, your money is returned to you. If you back out of a deal, you may forfeit the entire amount.

29. WHAT ARE "HOME WARRANTIES", AND SHOULD I CONSIDER THEM?

Home warranties offer you protection for a specific period of time (e.g., one year) against potentially costly problems, like unexpected repairs on appliances or home systems, which are not covered by home owner's insurance. Warranties are becoming more popular because they offer protection during the time immediately following the purchase of a home, a time when many people find themselves cash-strapped.

GENERAL FINANCING QUESTIONS:THE BASICS

30. WHAT IS A MORTGAGE?

Generally speaking, a mortgage is a loan obtained to purchase real estate. The "mortgage" itself is a lien (a legal claim) on the home or property that secures the promise to pay the debt. All mortgages have two features in common: principal and interest.

31. WHAT IS A LOAN TO VALUE (LTV) HOW DOES IT DETERMINE THE SIZE OF MY LOAN?

The loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home you are purchasing. Each loan has a specific LTV limit. For example: With a 95% LTV loan on a home priced at $50,000, you could borrow up to $47,500 (95% of $50,000), and would have to pay,$2,500 as a down payment.

The LTV ratio reflects the amount of equity borrowers have in their homes. The higher the LTV the less cash home buyers are required to pay out of their own funds. So, to protect lenders against potential loss in case of default, higher LTV loans (80% or more) usually require mortgage insurance policy.

32. WHAT TYPES OF LOANS ARE AVAILABLE AND WHAT ARE THE ADVANTAGES OF EACH?

Fixed Rate Mortgages: Payments remain the same for the the life of the loan

Types

15-year 30-year

Advantages

Predictable Housing cost remains unaffected by interest rate changes and inflation.

Adjustable Rate Mortgages (ARMS): Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits

Types

Balloon Mortgage- Offers very low rates for an Initial period of time (usually 5, 7, or 10 years); when time has elapsed, the balance is clue or refinanced (though not automatically) Two-Step Mortgage- Interest rate adjusts only once and remains the same for the life of the loan ARMS linked to a specific index or margin

Advantages

Generally offer lower initial interest rates Monthly payments can be lower May allow borrower to qualify for a larger loan amount

33. WHEN DO ARMS MAKE SENSE?

An ARM may make sense If you are confident that your income will increase steadily over the years or if you anticipate a move in the near future and aren't concerned about potential increases in interest rates.

34. WHAT ARE THE ADVANTAGES OF 15- AND 30-YEAR LOAN TERMS?

30-Year:

In the first 23 years of the loan, more interest is paid off than principal, meaning larger tax deductions. As inflation and costs of living increase, mortgage payments become a smaller part of overall expenses.

15-year:

Loan is usually made at a lower interest rate. Equity is built faster because early payments pay more principal.

35. CAN I PAY OFF MY LOAN AHEAD OF SCHEDULE?

Yes. By sending in extra money each month or making an extra payment at the end of the year, you can accelerate the process of paying off the loan. When you send extra money, be sure to indicate that the excess payment is to be applied to the principal. Most lenders allow loan prepayment, though you may have to pay a prepayment penalty to do so. Ask your lender for details.

36. ARE THERE SPECIAL MORTGAGES FOR FIRST-TIME HOME BUYERS?

Yes. Lenders now offer several affordable mortgage options which can help first-time home buyers overcome obstacles that made purchasing a home difficult in the past. Lenders may now be able to help borrowers who don't have a lot of money saved for the down payment and closing costs, have no or a poor credit history, have quite a bit of long-term debt, or have experienced income irregularities.

37. HOW LARGE OF A DOWN PAYMENT DO I NEED?

There are mortgage options now available that only require a down payment of 5% or less of the purchase price. But the larger the down payment, the less you have to borrow, and the more equity you'll have. Mortgages with less than a 20% down payment generally require a mortgage insurance policy to secure the loan. When considering the size of your down payment, consider that you'll also need money for closing costs, moving expenses, and - possibly -repairs and decorating.

38. WHAT IS INCLUDED IN A MONTHLY MORTGAGE PAYMENT?

The monthly mortgage payment mainly pays off principal and interest. But most lenders also include local real estate taxes, home owner's insurance, and mortgage insurance (if applicable).

39. WHAT FACTORS AFFECT MORTGAGE PAYMENTS?

The amount of the down payment, the size of the mortgage loan, the interest rate, the length of the repayment term and payment schedule will all affect the size of your mortgage payment.

40. HOW DOES THE INTEREST RATE FACTOR IN SECURING A MORTGAGE LOAN?

A lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a loan, so ask-lenders if they offer a rate "lock-in"which guarantees a specific interest rate for a certain period of time. Remember that a lender must disclose the Annual Percentage Rate (APR) of a loan to you. The APR shows the cost of a mortgage loan by expressing it in terms of a yearly interest rate. It is generally higher than the interest rate because it also includes the cost of points, mortgage insurance, and other fees included in the loan.

41. WHAT HAPPENS IF INTEREST RATES DECREASE AND I HAVE A FIXED RATE LOAN?

If interest rates drop significantly, you may want to investigate refinancing. Most experts agree that if you plan to be in your house for at least 18 months and you can get a rate 2% less than your current one, refinancing is smart. Refinancing may, however, involve paying many of the same fees paid at the original closing, plus origination and application fees.

42. WHAT ARE DISCOUNT POINTS?

Discount points allow you to lower your interest rate. They are essentially prepaid interest, With each point equaling 1% of the total loan amount. Generally, for each point paid on a 30-year mortgage, the interest rate is reduced by 1/8 (or.125) of a percentage point. When shopping for loans, ask lenders for an interest rate with 0 points and then see how much the rate decreases With each point paid. Discount points are smart if you plan to stay in a home for some time since they can lower the monthly loan payment. Points are tax deductible when you purchase a home and you may be able to negotiate for the seller to pay for some of them.

43. WHAT IS AN ESCROW ACCOUNT? DO I NEED ONE?

Established by your lender, an escrow account is a place to set aside a portion of your monthly mortgage payment to cover annual charges for home owner's insurance, mortgage insurance (if applicable), and property taxes. Escrow accounts are a good idea because they assure money will always be available for these payments. If you use an escrow account to pay property tax or home owner's insurance, make sure you are not penalized for late payments since it is the lender's responsibility to make those payments.

44. WHAT STEPS NEED TO BE TAKEN TO SECURE A LOAN?

The first step in securing a loan is to complete a loan application. To do so, you'll need the following information.

Pay stubs for the past 2-3 months W-2 forms for the past 2 years Information on long-term debts Recent bank statements tax returns for the past 2 years Proof of any other income Address and description of the property you wish to buy Sales contract

During the application process, the lender will order a report on your credit history and a professional appraisal of the property you want to purchase. The application process typically takes between 1-6 weeks.

45. HOW DO I CHOOSE THE RIGHT LENDER FOR ME?

Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that gives helpful advice and that makes you feel comfortable. A lender that has the authority to approve and process your loan locally is preferable, since it will be easier for you to monitor the status of your application and ask questions. Plus, it's beneficial when the lender knows home values and conditions in the local area. Do research and ask family, friends, and your real estate agent for recommendations. Once again internet research can help you in home financing too.

46. HOW ARE PRE-QUALIFYING AND PRE-APPROVAL DIFFERENT?

Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork by telling a lender your income, your long-term debts, and how large a down payment you can afford. Without any obligation, this helps you arrive at a ballpark figure of the amount you may have available to spend on a house.

Pre-approval is a lender's actual commitment to lend to you. It involves assembling the financial records mentioned in Question 47 (Without the property description and sales contract) and going through a preliminary approval process. Pre-approval gives you a definite idea of what you can afford and shows sellers that you are serious about buying.

47. WHAT IS A CREDIT BUREAU SCORE AND HOW DO LENDERS USE THEM?

A credit bureau score is a number, based upon your credit history, that represents the possibility that you will be unable to repay a loan. Lenders use it to determine your ability to qualify for a mortgage loan. The better the score, the better your chances are of getting a loan. Ask your lender for details.

CLOSING

48. WHAT HAPPENS AFTER I'VE APPLIED FOR MY LOAN?

It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Its not unusual for the lender to ask for more information once the application has been submitted. The sooner you can provide the information, the faster your application will be processed. Once all the information has been verified the lender will call you to let you know the outcome of your application. If the loan is approved, a closing date is set up and the lender will review the closing with you. And after closing, you'll be able to move into your new home.

49. WHAT SHOULD I LOOK OUT FOR DURING THE FINAL WALK-THROUGH?

This will likely be the first opportunity to examine the house without furniture, giving you a clear view of everything. Check the walls and ceilings carefully, as well as any work the seller agreed to do in response to the inspection. Any problems discovered previously that you find uncorrected should be brought up prior to closing. It is the seller's responsibility to fix them.

50. WHAT MAKES UP CLOSING COST OF HOME?

There may be closing cost customary or unique to a certain locality, but closing cost are usually made up of the following:

Attorney's or escrow fees (Yours and your lender's if applicable) Property taxes (to cover tax period to date) Interest (paid from date of closing to 30 days before first monthly payment) Loan Origination fee (covers lenders administrative cost) Recording fees Survey fee First premium of mortgage Insurance (if applicable) Title Insurance (yours and lender's) Loan discount points First payment to escrow account for future real estate taxes and insurance Paid receipt for home owner's insurance policy (and fire and flood insurance if applicable). Any documentation preparation fees

51. WHAT CAN I EXPECT TO HAPPEN ON CLOSING DAY?

You'll present your paid home owner's insurance policy or a binder and receipt showing that the premium has been paid. The closing agent will then list the money you owe the seller (remainder of down payment, prepaid taxes, etc.) and then the money the seller owes you (unpaid taxes and prepaid rent, if applicable). The seller will provide proofs of any inspection, warranties, etc.

Once you're sure you understand all the documentation, you'll sign the mortgage, agreeing that if you don't make payments the lender is entitled to sell your property and apply the sale price against the amount you owe plus expenses. You'll also sign a mortgage note, promising to repay the loan. The seller will give you the title to the house in the form of a signed deed.

You'll pay the lender's agent all closing costs and, in turn,he or she will provide you with a settlement statement of all the items for which you have paid. The deed and mortgage will then be recorded in the state Registry of Deeds, and you will be a homeowner.

52. WHAT DO I GET AT CLOSING?

Settlement Statement (itemizes services provided and the fees charged; it is filled out by the closing agent and must be given to you at or before closing)

Truth-in-Lending Statement

Mortgage Note

Mortgage or Deed of Trust

Binding Sales Contract (prepared by the seller; your lawyer should review it)

Keys to your new home

#home #decor #homedecor

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dipulb3 · 4 years

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2021 Toyota RAV4 Prime first drive: High performance, low consumption

New Post has been published on https://appradab.com/2021-toyota-rav4-prime-first-drive-high-performance-low-consumption/

2021 Toyota RAV4 Prime first drive: High performance, low consumption

Don’t believe that gasoline-electric vehicles are anything but boring and slow? Well, it’s time to change your tune, because the RAV4 Prime is the second-quickest Toyota after the Supra sports car. With 302 horsepower on tap, this plug-in hybrid SUV can zip from a standstill to 60 mph in as little as 5.7 seconds, a time that is legitimately swift. And thanks to ample low-end electric torque, it feels even fleeter.

Delivering that strong performance is a 2.5-liter four-cylinder engine, an Atkinson-cycle unit borrowed from the RAV4 Hybrid but retuned for Prime time. Without going too far into the technical weeds, it’s augmented by a trio of electric motor-generators, two in the front transaxle assembly, and a third at the rear. The latter provides on-demand all-wheel drive by turning the aft tires. Serving as an electron reservoir is an 18.1-kilowatt-hour lithium-ion battery pack, mounted under the main-cabin floor in a way that does not detract from passenger space. It’s cooled using air-conditioning refrigerant and is backed by a 10-year/150,000-mile warranty. Drivers are further shielded from repair bills by a separate, 8-year/100,000-mile guarantee that covers other hybrid components.

That generously sized battery helps provide a preliminary EPA efficiency rating of 94 miles per gallon equivalent (MPGe) and an electric-only range estimated at 42 miles. Driving it carefully and with the climate control off a good portion of the time, I managed to coax 45 miles out of the RAV4 Prime while running solely on electrons. Honestly, I expected a little more considering I was driving quite conservatively and the conditions were perfect, with temps in the upper 70s. Still, Toyota has delivered on its range promise.

As for efficiency, running this vehicle about 50% on electricity and then 50% on gasoline once the battery pack was depleted, I averaged an indicated 45.3 mpg, though that figure is potentially misleading because real-world economy depends greatly on the ratio between those two operating modes. If, for instance, you drive 50 miles and 42 of them are all electric, the average fuel economy is going to be much higher than if you take a 600-mile road trip burning fossil fuel the whole way.

The times, they are a-chargin’

Hook the RAV4 Prime up to an ordinary 120-volt household outlet, and it takes around 12 hours to fully replenish the battery pack. Plug it in to a 240-volt line with 16 amps of juice, and that time drops to around 4.5 hours. Still, if that’s not speedy enough, XSE models with the premium package (a $3,765 upcharge, which also requires the $815 weather package and the $1,620 audio package) can recharge in as little as 2.5 hours if you have access to a 6.6-kilowatt, 240-volt outlet.

As public charging stations become more and more prevalent, it will be easier and easier to live with an electric vehicle.

Craig Cole/Roadshow

After depleting the battery during testing, I found a nearby ChargePoint public station. Hooked to a Level 2 outlet running at 6.6 kW, the vehicle gained 13 miles of EV range after about 45 minutes of charging, right in line with Toyota’s 2.5-hour claim.

Despite basically inventing the modern hybrid, this is Toyota’s first plug-in SUV. There is no shortage of similar crossover SUV models available today, but they’re mostly at the upper end of the market. There aren’t too many direct competitors to the RAV4 Prime. Subaru’s Crosstrek is one, but it only offers 17 miles of electric range. The Mitsubishi Outlander PHEV is another, with an advertised 22 miles of juice. It’s conceivable you might cross-shop this Toyota with plug-in versions of the Kia Niro or even the Chrysler Pacifica, but none of these are a perfect fit, either. Really, this RAV4’s number-one rival is the new Ford Escape PHEV, which offers slightly less electric range at 37 miles and has around 93 less horsepower, but at least it’s a touch more efficient at 100 MPGe.

Forceful yet mild-mannered

Driving the RAV4 Prime purely on electricity is a great experience. It’s punchy, smooth and nearly silent. As with other EVs, there’s tons of low-end torque, which makes this Toyota leap off the line when you nail the accelerator. Its enthusiasm does wane at higher speeds, but its performance is still solid, able to hit 60 mph in around 9.2 seconds. However, this vehicle’s performance shines most when driven as a hybrid. Throw that internal-combustion engine into the mix and this RAV4’s sprinting abilities improve by leaps and bounds, with its 0-to-60-mph time dropping by nearly 40%.

Potent and efficient, what more could you ask for?

Craig Cole/Roadshow

When navigating corners, the Prime feels like it has a touch more body roll than the RAV4 TRD I reviewed recently. This is likely because of its softer ride, which is partly due to loads of extra weight. At about 4,300 pounds in XSE trim, this vehicle is around 500 pounds heavier than the bulkiest RAV4 Hybrid, thanks to its much larger battery pack. To accommodate that additional mass, the vehicle’s chassis has been retuned. The steering is light to the touch, though it’s not as crisp as in other RAV4s. The Prime is, however, extremely quiet inside thanks to laminated front side glass and additional sound deadening, alterations that make for a serene driving experience. Braking feel is also praiseworthy. This plug-in SUV’s pedal has nice weight to it and is easy to modulate, with no discernible weirdness when transitioning from regenerative to friction braking.

A comfortable and versatile interior

Inside the RAV4 Prime, there’s not much to get excited about, and that’s a good thing. Just like the non-plug-in model, this Toyota’s cabin is one of the better offerings in this segment, being attractively designed and made of quality materials. My XSE tester is further gussied up with red stitching on the door panels, dashboard and elsewhere, plus the seats are covered in SofTex imitation leather, which not only feels nice but makes a convincing argument that cow hides aren’t necessary.

As in more run-of-the-mill RAV4s, the Prime’s rear seat is generously portioned and quite comfortable, with good support, plus plenty of space for knees and noggins. A pair of 2.1-amp USB-A ports serve riders relegated to the back, though the vehicle is fitted with a total of five such outlets, plus XSE models feature Qi wireless charging, so nobody’s phone has to go without juice.

This Toyota’s infotainment system is pretty middling, but the large screen is clear, bright and easy to reach.

Craig Cole/Roadshow

When it’s time to make an Ikea run for a load of marginal quality, affordably priced, flat-packed furniture, the RAV4 Prime makes an excellent schlepper. It offers 33.5 cubic feet of hauling space behind the second-row seat, a figure that grows to a claimed 63.2 when the backrests are dropped. These figures are slightly behind what the standard RAV4 and its hybrid counterpart offer. They both max out at 69.8 cubes. All in, the Prime still offers a few more cubic feet of space than the Escape plug-in.

While there’s plenty to like about the Prime’s interior, a few things could be improved. The chicklet-like climate control buttons are simply too small to easily manipulate while driving, and some of the switches on the steering wheel feel incredibly cheap.

Technology bonanza

On that note, I’m not going to further bludgeon a deceased equine, but as I’ve mentioned many times before, I tend to find Toyota’s multimedia offerings to be unattractive and illogical, and that’s unfortunately still true in the RAV4 Prime XSE. But it’s not all bad news.

This infotainment system is at least speedy, and the tablet-style 9-inch screen it’s splashed across is huge and easy to reach, as it’s mounted high on the dashboard. Lower-end SE models feature an 8-incher. With all that display real estate, Apple CarPlay (which, along with Android Auto and Amazon Alexa compatibility comes standard) is super easy to use, showing up nice and big.

The RAV4 Prime offers plenty of features and amenities.

Craig Cole/Roadshow

If you still need more screens in your life, don’t fret, because all Prime models feature a reconfigurable 7-inch display nestled in the gauge cluster. It’s clear and easy enough to cycle through the various menus for things like fuel economy and the trip odometer. If that’s not enough, XSE models can even be fitted with a 10-inch color head-up display, which projects relevant driving data onto the windshield. This item is bundled with the $3,765 premium package, which also gets you the aforementioned 6.6-kW charger, ventilated front seats and an awesome digital rearview mirror. The latter features yet another screen behind the glass where a video feed from the reversing camera is displayed to provide a much broader field of view behind the vehicle.

That package also includes a 360-degree camera system, which can be handy for certain parking situations — in theory at least. For some reason, this feature, and even the RAV4’s standard reversing camera, are appallingly bad, super gritty and hard to see on the infotainment screen. This is particularly strange because the digital rearview mirror, which is available on XSE models, looks great, providing a clear, crisp image.

When it comes to advanced driver aids, Toyota Safety Sense 2.0 is standard equipment on the RAV4 Prime, bringing things like automatic emergency braking and road-sign recognition to the table. Lane-keeping assist is included, too, and works quite well, even if it feels a bit soft-handed. It doesn’t lock you into the middle of the lane quite as strongly as competing systems do, resulting in more wandering. You also get adaptive cruise control, though it’s rather middling. On the highway, it’s great, seamlessly adjusting vehicle speed to match surrounding vehicles, but in stop-and-go traffic it can be pretty jerky.

Like other members of the RAV4 family, the Prime model is quite handsome.

Craig Cole/Roadshow

Dollars and (common) sense

The 2021 Toyota RAV4 Prime is slated to start arriving at dealerships in all 50 states later this month. Keeping things simple, it will be offered in two trims: SE and XSE. My top-shelf tester arrived fitted with all three available options packages, things that inflate its price tag to right around $49,000 including $1,120 in delivery fees. That’s a steep price to pay for what is a mainstream compact crossover SUV, however, that figure does not include any potential discounts. The RAV4 Prime may be eligible for up to $7,500 in federal tax credits, plus other discounts offered by individual states. Of course, you can save a big chunk of change by getting an SE model. They kick off right around $39,195. That’s still a bit pricier than Ford’s entry-level Escape plug-in hybrid, which begins at roughly 35 grand, but the RAV4 does have more power and a nicer interior, plus Toyota enjoys a better reputation for long-term quality and resale value.

Punchy and efficient, the Prime is easily my pick of today’s RAV4 litter. The addition of a plug-in hybrid powertrain has made a good SUV even better. If you can manage the upcharge, this is the RAV4 to get.

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sleepsaviour-blog · 6 years

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FITNESS GIFTING IDEAS FOR WOMEN

The most tedious job is to find a perfect gift for your lady. It may take hours for you to roam here and there from shops to shops wandering in search of that one unique thing which she can’t find anywhere else and has to be one of the included items of her list of relishes. Most of you will prefer buying these two things out of this materialistic world, viz., cosmetics and soft toys for her special day, which may give her temporary happiness and you get your job done.

Thinking the other way round, why not give her something that will enhance her aesthetic beauty. Something that will make her fit, both physically and mentally. A lady would be more related to see herself in a good body posture, sound mental health, and an active daytime. She likes to have a perfect figure after seeing which other guys get dumbstruck, leaving other women jealous. So, Here we are with some of the cool gifting options that are coming with a complete package of propriety that too at convenient prices.

YOGA MAT

Today, yoga has got recognition in the whole world just because of its aptness and quietism. The current generation looks quite fascinated about yoga too. They understand the importance of having a salubrious routine. Almost every lady has included 1-2 yoga in her curriculum in accordance to her vantage. Just what she needs is a YOGA MAT which is quite apt to get laid anywhere that too anytime. There may be many of the yoga practices that she couldn’t perform just because of the lack of this thing. It’s the perfect time to get a priceless smile on her face by making her avail all the necessary yoga practices and gain a slender body. Moreover, this gifting option is quite inexpensive and widely accepted.

ACTIVITY-TRACKER

People are getting modern day by day, with the evolution of science. They have now shifted their focus from working hard to working smart. And, for getting an exact track of your daily activity, a wristwatch termed as activity tracker is now available. It keeps a record of the number of calories burnt, the number of steps covered, your heartbeat and anxiety rate. This is a spanking gift for all those women who are eager to have a super active day with all the tasks performed on time. She will be able to lose weight too by having an eye on the calorie-burner toll. It would be an unexpected gift from your side to her and would always make her feel motivated towards her work ethics. Who doesn’t want to look attractive that too by smarter means? Without giving any second thoughts, this thing should have opted.

DRY FRUITS

You can never see a woman sitting idle. She can’t help herself without making herself engaged in any of the tasks. Many times, she may skip her meals doing errands and this changes into a bad habit. Being an office-goer, what you can do is that gift her a box of dry fruits which have Vitamin E and Omega 3 in large quantities nourishing the health. They are also good in appeasing hunger making them a perfect snack acting as a filler in her tight schedule. Moreover, they help in the prevention of constipation. You can have almonds, walnuts, brazil nuts, dates, apricots, etc for her.

MATTRESS

A real man is one who cares for the amenities of the ladies in his life. Be it his wife, or a daughter or sister or even a girlfriend, he would always want to see his lady in comfort, away from all the anxiety coming from the fast-moving world’s work-stress. What in this world would be better than giving her a brand new mattress? Many such brands are available in the market which claims to be the best in their class. But, you have to take care of your pocket too as buying a mattress is not a cost-effective affair.

NECTAR MATTRESS comes with a world-class quality providing your lady a relaxed sleep, that will make her stress-free and active that too at a much veritable price. It comes with the bug-resistant feature. Sleeping properly incurs many good things like sharp memory, a well-balanced body, a genuine grin on face and a proper blood circulation, strengthening body metabolism. This would be a lifetime gift for her from your side for which she would feel thankful to you every day before going to bed after a stressed household work and after waking up before starting that loads of tasks once again.

CONCLUSION

A lady is recognized as a person who can be related as the protagonist in a family. All other members' lives revolve just around her. If she is happy, everyone is happy and if she falls ill, the whole of the day gets a halt. None of the work gets completed on time. So, identifying this as the once in a year opportunity, gift her something that makes her feels special that too in a healthier way. Give some minutes and think for the fitness of that woman whose well-being is linked to your success.

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goximbolove-blog · 6 years

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Top 10 Hotels in Bhutan

Unless you are from a select few countries such as India, travel to Bhutan is expensive and not easily undertaken. However, its rich culture, unspoiled scenery, and fresh mountain air make it very worthwhile. The number of people visiting Bhutan is increasing every year, reflective of growing interest in the country as a tourism destination. Here’s what you need to know about the top 10 hotels of Butan before you plan your trip:

Tara Phendeyling:

This hotel in Thimpu is located in a very prominent location, which is just 2km away from the Thimpu City. Tara Phendeyling is the place with friendly services. The hotel is designed in a contemporary Bhutanese architecture with all modern amenities to bring comfort and homely stay for valued guests. The services are all tailored to meet the requirement of individual guest. Tara Restaurant is an authentic vegetarian restaurant where they offer a wide range of multi-cuisine vegetarian menu. They also serve wide ranges of wines and liquors from all around the world. Cocktail and fusion is their art with sophisticated music to suit your drink occasion, besides the chef also prepares mouthwatering snacks and tandoori grilled items to accompany the beautiful drinks.

You would get Deluxe King, Tara Suite and Deluxe Queen room here with all modern amenities. You can also unwind and de-stress yourself in the Tara Spa or the recreational gym/steam/sauna. For more details and booking please contact [email protected].

TashiNamgay:

As you prepare to land at the Paro International Airport, the eye TashiNamgay Resort opposite Bhutan’s only international airport to greet you with warmth and serenity that you hope to achieve on your visit. The resort is among the lush foliage and green lawns. They have the amalgamation of traditional Bhutanese and modern architecture. Room options are Exclusive Suite, Junior Suites, Deluxe Cottages, and Deluxe Room. The rooms are equipped with all modern features like floor heating system. Mini-bar, TV, High-speed internet, hot pot etc. you can also get a great view of Paro Dzong from your room. They have a multi-cuisine restaurant “Dine & Wine” which has an all-day dining feature and exclusive daily buffet for breakfast, lunch, and dinner. A la carte options offer the best of continental, Bhutanese and Indian cuisine. Adjacent to the main dining, TashiNamgay offers a friendly and exciting pub experience at Zee Bar. A variety of international beverages as well as local beers and spirits are served in cozy settings.

Thori Resort:

Thori Resort is a place for appreciating life's simple pleasures. This small resort showcases Bhutan's GNH philosophy and creates a genuinely-Bhutanese experience for travelers in search of happiness. Thori means heaven in Dzongkha. True to its name, Thori offers you a little piece of heaven. Surrounded by nature and away from the hustle and bustle of the city, you can be assured that your stay will be peaceful and tranquil. Thori is an ideal location for your next meeting or retreat. Just 12 minutes drive from the heart of Thimphu, they offer a warm, cozy and inviting atmosphere to help you relax and get your work done at the same time.

For meetings, they provide:

Meeting Hall [48’ x 16.5’ ft] that can accommodate up to 50 people

Wireless Internet

Basic Meeting Equipment

Meals (Lunch, Refreshments, Dinner)

For Corporate Retreats, they provide:

Up to twelve comfortable and luxurious rooms

Meeting hall [48’ x 16.5’ ft] that can accommodate up to 50 people

Wireless internet

Basic meeting equipment

Meals (breakfast, lunch, refreshments, dinner)

Evening entertainment (bonfire, music, dance, etc.)

Day hikes and picnics

Any other business needs

At Thori you can enjoy a variety of flavors that are carefully taste-tested and put on the menu so you can enjoy heavenly food! They offer a large selection of Bhutanese and Indian cuisine on the menu and a select variety of pan-Asian and international cuisine on order.

Namseling Boutique Hotel:

NAMSELING meaning, "The Grand Place of God of Wealth," is a newly established luxury boutique hotel located in the heart of Thimphu with easy access to all main places attractions of the capital. The exterior and interiors are designed tastefully with a blend of traditional Bhutanese and contemporary. All 24 rooms are elegantly designed to make your stay as enjoyable and harmonious as possible in choosing the right colors to promote complete well-being for all the valuable clients, lacquered-wooden furniture, blackout Venetian curtains, velvet cushions, and throws, walk-in showers with rainfall shower-heads, Wifi connection and meticulously hand-painted artwork on the walls with all modern amenities. The indoor and outdoor dining offers a wide range of cuisine the lounge bar serves a huge variety of beverages and snacks with entertainment and our 150 seater conference room is available for meetings/events. To ensure maximum security and comfort, every room has a digital lock system, smoke detectors, fire extinguisher, CCTV and underfloor heating system in all public areas.

Zingkham Cottages:

Zhingkham basically translating into "Paradise" is a place where you can experience the peace and serenity with songs of the birds filling the cottage atmosphere and the sound of the NabiRongchu stream teetering your mood away from the commotions and the hassles of Thimphu City.

Blended in the natural landscape and ecology, Zhingkham Cottages provides you with the perfect place to relax after a heavy tour of the city during the daytime.

Located on the other side of the hill of Thimphu's landmark place "The Buddha point", from Zhingkham cottages, our guests can enjoy the full panoramic view of the Buddha point from dawn to dusk.

Provisioned with 14 rooms blended in traditional architecture and modern comfort, Zhingkham cottages provides our guests with the desired comfort, peace and serenity.

At the sunset pavilion restaurant Multi cuisine menu, Bhutanese, Indian, Chinese, Thai, and Continental is served by our professional staff with warmth and care. The restaurant is open from 6am-11pm. Selected cocktails and authentic drinks are available at the bar. Point of sale to facilitate payment is also available at the restaurant.

Perfect place for business travelers, tourists, families, and friends who are looking for a quiet place. Seven lodges set amidst the mountains, with the panoramic view of pristine environment and valleys. Take away an authentic Bhutanese experience with warm and homely services.

Bhutan Silver Pine:

While you are visiting the pristine land of Bhutan and exploring the craziest things about the small yet wonderful country, you will need an accommodation that is worthy of spending the leisure or relaxation time of your tour. Bhutan Silverpine Resort greets you welcome to experience the ultimate luxurious stay in the deluxe rooms and suite which make your time and money worthy to spend with them. It is located just next to the Thimphu Welcome Gate, overlooking the beautiful valley of Thimphu. Each and every room in the hotel is equipped with well-designed furniture, decorative walls, TV etc. Room service is available for 24 hours of each day of a week. The restaurant offers such delicious cuisine and liquor of different flavors that your mouth will be filled with water right after smelling them. And you won’t want to miss the body and hair care therapies in our SPA. Besides, all our basic and additional amenities are going to please you. Skilled and efficient hotel staffs are working day and night in Bhutan Silverpine Resort to provide you with all the things that make your stay comfortable in our resort. Experts are managing all the works in such proper and clean way that you will be amazed to experience such a nice way of hospitality and customer service. Massage specialists in our SPA use everything to make you fit and fine with herbal oil, lotions, scented candles, and every other necessary thing. All these facilities are arranged to provide you with the ultimate comfort that you desire and deserve. Their prime concern is only to serve you in all the possible way and to make your holiday tour in Bhutan a memorable one.

The resort offers 25 deluxe rooms and 1 suite with all the modern facilities and luxury, yet with a touch of traditional ambiance. You will not face any feeling of discomfort as whatever you want in your relaxation time, is right inside the rooms. Well-mannered staffs are serving you day and night all that is necessary to present the hotel as an ultimate pleasing accommodation. Visitors can cook by them if they wish; we offer such kitchen and all necessary stuff for that you can even enjoy cooking while on a holiday trip. Moreover, Doctor will also be present if you are having a bad health issue or whenever you need. All you have to do is to inform us by making a call.

Le Meridien:

Located in the heart of the capital city, Thimphu, the Le MéridienThimphu invites the discerning guest to engage and discover the legendary 'Land of the Thunder Dragon', Bhutan. Their 78 spaciously appointed guest rooms & suites are culturally inspired, yet decidedly chic and contemporary. With cosmopolitan surroundings amidst the bustling commercial streets of the city center and a convenient location to many of the city's myriad attractions, the Le MéridienThimphu is a compelling choice for hosting business meetings, and the perfect jumpstart to that long-awaited leisurely holiday.

Rooms are:

Classic Room

Deluxe Room

Junior Suite

Royal Suite

A culinary delight awaits discerning guests when they dine at the Le MeridienThimphu. Offering two restaurants - an all-day dining venue and a specialty restaurant - as well as a bar, discover a plethora of gastronomic delights, tantalizing cocktails, and culinary goodies prepared and served with chic flair.

Amodhara:

Hotel Amodhara is a peaceful retreat located right on the outskirt of the bustling city, where you can relax and revitalize your senses as well as stay in proximity to the facilities and entertainments that the city has to offer. Their management and staff are dedicated to providing the guests with an atmosphere where they can feel right at home while at their stay in the land of happiness.

Located on one side at walking distance is the Royal Textile Museum along with its craft shops and further down you enter the city center providing facilities and various entertainments and attractions. Yet on the other side lies the golf course with a much calmer environment for a light stroll heading towards the Tashichhoedzong.

Endowed with the best views of the serene environment including a view of the Buddha statue in the distance, as well as the busy streetscape in the valley surrounded by hills, one can enjoy both facets of the cultural and environmental landscape of the city. Resonating from humble backgrounds like the city itself is a motto of simplicity and hospitality along which lines we strive to provide the best of services and welcome our guests as part of our family.

Rooms are furnished with wooden flooring and furniture, with spacious toilets fully equipped with bathtubs and showers (hot & cold). Each room offers views overlooking the city landscapes, allowing very good natural light into the rooms.

ROOM AMENITIES

· FREE WIFI

· LED TV

· COMFORTABLE MATTRESSES AND BEDDING

· EXTRA BEDS ON REQUEST(CHARGES EXTRA*)

· SOFA SETS, CUPBOARDS & FURNITURE

· LAUNDRY SERVICES

· TEA/COFFEE MAKER

· PHONE

· WAKE-UP CALL

· HEATER

· FRIDGE IN DELUXE ROOM

There are a total of 32 rooms, ranging from a standard single/double bedroom to deluxe rooms. You can also enjoy discounts and complimentary offers on their rack rates.

DELUXE ROOMS (KINGSIZE)

STANDARD ROOMS (SINGLE/DOUBLE)

The hotel provides a variety of services including a multi-cuisine Restaurant, Bar and a Conference Hall. The restaurant serves multi-cuisine dishes every day ranging from continental dishes to Chinese and Indian dishes, as well as our own traditional Bhutanese dishes. There are fixed menus for the buffet but also provide a la carte services. For a quenching your thirst after a long day or to simply while away the evenings, our Bar offers beverages both international brands as well as local drinks.

The Conference Hall at the basement floor is a multi-purpose space, fully equipped with projectors and audio-visual technology. Its flexibility allows for spaces to be divided into groups of all sizes

Stay with us for best deals and offers Goximbo.com

#Bhutan #besthotel #Hotelstay #Resorts #tours&travel

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garagedoorshampshire · 8 years

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5 Beautiful Studio Apartments

Take a look through a gallery of 5 stylish contemporary studio apartments gathered together for your personal perusal. If you’re looking for ideas or inspiration, these studios are an ideal place to start looking. Each has an abundance of motivation.

Expertly styled for different tastes and preferences, all of them cater to the needs of the fashionable bachelor/ette. Studio apartments cater to a specific demographic but the design concepts can be used and incorporated into any living space. These ultramodern abodes are the pioneers of new fashion and daring design schemes. Do you want to see something wonderful? Come, take a look.

Visualizer: Konstantin Entalecev Designed for a young woman, the space needed to be multi-functional as the apartment is only 50 square meters. What at first glance looks to be a screen for the overhead projector…

… is actually a Murphy bed hidden in plain sight.

The studio has a warm color scheme with wooden elements, different shades of blue, white and grey. Seeing as young people tend to have a more active social life, a living area styled like a mini cinema in close proximity to the kitchen provides a comfortable entertainment area.

The kitchen has a lot of space for movement, this is achieved by not overcrowding the space with unnecessary cabinets. The line of sight is drawn towards an uncovered glass door that leads to a balcony and is an aesthetic accent and gives the entire apartment a substantial amount of natural light.

The dining table has been aligned with the kitchen island, taking advantage of the space. The dining chairs are a different design and color to the bar stools, this is a subtle separation of the two areas. A circular chandelier lights up the area in more ways than one by being a fun accessory adding a youthful flair to the space. A raw brick wall painted white is an accent wall with a modern touch when paired with the chrome appliances.

Accessories are an important element in any home. Indoor potted plants add a green touch, and the orange pomegranates in the wooden bowl are a flash of color that adds a little personality.

Stacking is a must when conserving space, the stacked crockery is both functional and fashionable . Spaced lights on the ceiling are a modish way of lighting up the apartment, they are sleek and slim as big and chunky wouldn’t fit in the design concept. The book shelves add an aura of sophistication to the apartment.

A glass wall with a black metal frame is a trendy way of separating the bedroom from the living area. The color scheme here is dark blue, white, light brown and grey. A dark blue shelf and headboard panels create an enviable accent wall, the shelves adding depth to the overall look of the room. A cozy pair of chairs is a comfortable reading nook with a view.

Only the necessary spaces have remained enclosed by walls to maximize the floor space of the apartment. A large dressing room is kept closed for privacy and provides sufficient storage space for a large closet.

Visualizer: Alesya Kasianenko This apartment has an entirely different design concept, but retains the same principles as the previous apartment. It’s an apartment with limited space that’s been transformed into a trendy, versatile home that meets the needs of the homeowner.

A symmetrical black chandelier draws the eye and is a fascinating feature that adds dimension to the space. The design concept includes many organic components that make the space green and refreshing, a home that reflects the personality of an environmentally minded homeowner.

A glossy wooden floor ties into the organic theme adding a polished and sleek feel to the overall look. Abstract landscapes look like a window into a different world. By using dark wooden panels to decorate the wall adjacent to the white wall softens the white and warms up all the organic elements.

From this angle we can see just how the chandelier contributes to the living area. The different shades of grey in the living room is a modern color scheme that complements many of the different elements of the room.

The kitchen wall is an accent wall with three different layers. The lighter wood cabinets at the bottom with white edging are a similar color to the flooring and gives the illusion of space. The dark grey stone wall in the middle adds depth to the design, while the dark wooden upper cabinets are a striking contrast to the light ceiling. Chrome fittings and modern appliances ensure that the kitchen is state-of-the-art and looks like it too. The counter top by the uncovered window means that meals are always enjoyed with a view of the outside surroundings.

A curtain ensures that the bedroom gets privacy when needed. A green wardrobe is a burst of color tying the theme into every part of the apartment.

A light wooden bedside table, as well as a patterned carpet and light brown blanket make sure that the bedroom is a warm and cozy space for the homeowner to retreat into.

A geometric lantern that hangs from the ceiling is an amusing take on a bedside lamp. The mirrored glass panels that face the window turn the view from outside into an accent wall in the bedroom.

Potted plants on the windowsill carry the organic theme into the room so that the wardrobe isn’t the only green component in the room. The curtains span both ways, shielding the room from the living area for privacy and can span over the window to keep the city lights from bothering a sleeping homeowner.

The one sided mirrored glass gives the bathroom extra room, preventing it from being closed up and claustrophobic. The wooden elements are a soft organic component. Shelves provide storage space in the small area and are a functional element that makes personal items a part of the decor. The dark grey flooring is a good base for the room, allowing the white walls to make the bathroom look bigger without hurting the eyes.

The stand alone his-and-hers amenities clear up floor space and are an unconventional aspect to the room. The robes add a homely feel. Every bathroom needs a mirror, this bathroom’s mirror makes the room feel bigger and fulfills that basic need. Stacked appliances don’t take up too much space and is designed with functionality in mind, but the dark wood cabinets and baskets turn it into a stylish necessity. Hanging lights are a design feature all by itself.

This wall would be incomplete without a framed comment oozing dry humor.

Visualizer: Sergey Hrabrovsky A laconic color scheme paired with wooden elements was used in this studio apartment to create a cozy and aesthetic interior.

A sleek couch with clear cut angles is a dark focal point that adds substance to the room and prevents the room from looking washed out and too light. Golden throw pillows add a hint of vintage glamour to a modern setting. Abstract clay pots, one with decorative plants adds a bit of artful whimsy to the room.

The bedroom has been transformed into a small and cozy alcove to hide from the world. A bright framed picture ensures that the bed area doesn’t escape notice and a series of round ceiling lights gives the space enough light. A light wooden partition and light fixture gives the apartment a lively boost.

Clarity, and rude forms, along with the elegant curves of the furniture and decor, set the concept of the studio. While the bust of a Roman centurion stands guard.

The leather backed chairs in the kitchen/dining area contribute to the apartment’s overall sophistication, the metal frames tying into the design concept.

Large uncovered French windows turn the urban landscape into an accent wall. The tiled wall and stainless steel tubes add an element of industrial chic. Due to limited space, a large shelf provides storage space.

The paneled wall and wooden chandelier are a refined aspect that greets the person that enters from the front door. Custom tiled flooring is a sleek and glossy feature that captures the attention. An elemental lamp and framed mirror take the space to the next level. A marble table matches the tiled floor.

Visualizer: Kare Evgenii A special feature of this studio apartment is the panoramic windows on the wall that look out onto the street, and aren’t hindered by balconies or loggias, which allows air and light to permeate the room. The interior is decorated in bright colors, and warm shades of wood.

The couch is big and looks comfortable, a homey feature that corresponds to the warm design of the apartment. The round light fixture is an elegant and modern feature.

The yellow sheets and bright flowers are a pop of color that contrasts pleasantly with the light color scheme.The paneled wooden accent wall adds texture to the design, while LED lighting between the wall and ceiling is a neat and upscale way of lighting up the apartment.

The legs of the chairs form an intriguing pattern that draws the eyes. Houseplants are a great way to bring nature into your home, in this apartment there are two different types that contrast and connect with each other, a pleasing feature in the room.

The front hallway is uncluttered and left almost untouched, allowing you to enter the apartment unhindered, the slightly faded wooden flooring being the focal point of the hallway.

A bedroom is a retreat, an escape and a personal space. This bedroom is all of those things, with soft lighting and warm elements. A leafy green plant is a refreshing splash, while the grey bedding looks positively inviting.

Visualizer: Konstantin Entalecev Designed solely for the use of a young man, this studio apartment is the ultimate bachelor pad. The monochromatic color scheme with graphic black lines and turquoise inlays.

The framed city maps are a manly and sophisticated focal point. Different shades of grey, and a large floor pillow with decorative stitching make for an ideal place to relax and watch some television. The white paneled wall is an awesome accent wall for the bedroom, while the black metal frame marks the bedroom as a separate space without closing it off.

The black elements are an essential design element that contribute personality and color to the apartment. The golden interior of the overhanging light fixture is a rich, pleasant surprise that subtly draws the eye upwards. The turquoise painting and throw pillow prevents the space from looking a bit like an office. The wooden flooring brings a little island to an urban apartment and brightens the whole studio. Glass inserts framed by black metal ensures that the bathroom receives plenty of light.

White cabinets are a smart choice in a small kitchen. The granite framed work space contrasts to the white and adds depth and dimension to the kitchen. The houseplant and wooden cutting board match the wooden flooring.

By being only 32 square feet, the apartment presented a bit of a challenge. The apartment consists of two rooms, the bathroom being the only area with a wall, for obvious reasons. The apartment is versatile and allows for easy movement. The entire apartment consists of a kitchen, bed, living area and a bathroom.

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from Interior Design Ideas http://www.home-designing.com/5-beautiful-studio-apartments

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