#and it ended up causing a major increase in accidents and the city being sued

[lobothebuilder]

In my town, these businesses often disappear and reappear elsewhere and then when you ask about it they say they had a very well advertised moving sale, and they are a business with a lot of growth and had the opportunity to move to a more ideal location. None of that has ever been true. Oddly enough the businesses that never seem to die (or close?) Or move, is the smoke shops that have been forced to become semi vape shops but literally never cared and only have the business cause it's easy and their kid needed a job but not, like, a real job that they could potentially be fired from. And they have those bright annoying flashing led lights all over the outside.

i love commercial real estate that is essentially zoned exclusively for momentary fad businesses that will go bankrupt. hmm, ok, we are the 8th comic book store in this zip code, and, fuck, uhh, ok nobody is going to any comic book stores anywhere, hmm, ok, vape lounge, old robot style vapes, yep nope ok we don't really sell anything and we're bankrupt. now we're a Vape Store. ok we're the 8th one on this block. ok. they've changed the locks. hmm. what's next. Axe Throwing, Axe Throwing Will Be The Nex-oh, shit, fuck. ok. I got it. We sell fake weed.

[newstfionline]

Monday, January 25, 2021

Americans remain sorely divided as Biden’s quest for unity begins (Washington Post) The other day, Stu Ross, a retired elementary school teacher, threw his neighbor out of his townhouse in Harrisburg, Pa. The guy had said he saw nothing wrong with the attack on the U.S. Capitol. The two haven’t spoken since. So when Ross heard President Joe Biden’s Inauguration Day appeal for a lowered temperature, for unity, he wasn’t seeing a realistic path to that goal. Ross called the new president’s first speech “soothing and calm.” But unity? Normalcy? A return to how things used to be, to Biden’s idea that “politics doesn’t have to be a raging fire?” Come on. At the dawn of an administration that seeks to return to a less fractious, even boring, politics, many Americans grant that Biden’s quest for a quieter culture is a nice enough goal, but, from the left and right, many say the country’s divisions remain too deep to allow for such a shift. In Topeka, Kan., Ed Myers has no patience for the debate over whether to hold Donald Trump to account for his role in inciting the attempted insurrection at the Capitol. A retired farm equipment factory worker, Myers says he was suspended by Twitter after he wrote that Biden is “an illegitimate president.” The way Myers sees it: That puts him in the same boat as Trump, whose Twitter account was banned for “incitement of violence,” which Myers views as a move to stifle free speech. So no, Myers sees no reason to unify, no cause to rally around the new president to combat the virus and revive the economy.

Barred From U.S. Under Trump, Muslims Exult in Biden’s Open Door (NYT) As the results of the American presidential election rolled in on Nov. 4, a young Sudanese couple sat up through the night in their small town south of Khartoum, eyes glued to the television as state tallies were declared, watching anxiously. They had a lot riding on the outcome. A year earlier, Monzir Hashim had won the State Department’s annual lottery to obtain a green card for the United States only to learn that President Trump, in his latest iteration of the “Muslim ban,” had barred Sudanese citizens from immigrating to the United States. The election seemed to offer a second chance, and when Mr. Trump was eventually declared to have lost the vote, Mr. Hashim and his wife, Alaa Jamal, hugged with joy. Few foreigners welcomed Mr. Biden’s election victory as enthusiastically as the tens of thousands of Muslims who have been locked out of the United States for the past four years as a result of the Trump-era immigration restrictions popularly known as the “Muslim ban.” By one count, 42,000 people were prevented from entering the United States from 2017 to 2019, mostly from Muslim-majority nations like Iran, Somalia, Yemen and Syria. But the human cost of Mr. Trump’s measures, stitched into the fabric of disrupted lives stained with tears and even blood, can hardly be counted—families separated for years; weddings and funerals missed; careers and study plans upended; lifesaving operations that did not take place.

A Digital Dragnet Is Coming For The U.S. Capitol Insurrectionists (HuffPost) The insurrectionists might have been able to leave without being arrested. Their friends and family members may not have turned them in. But slowly but surely, the digital surveillance net is tightening on the supporters of former President Donald Trump who stormed the U.S. Capitol on Jan. 6. Most of the cases being unveiled by federal authorities are still originating with tips from the public, and there are hundreds of future defendants who have yet to be identified and charged. But a few of the criminal charges appear to be built on wider-spanning search warrants to social media companies that appear to have given federal authorities investigative leads they’ve used to identify lawbreakers. The cellphones that the Capitol insurrectionists carried with them when they tried to overturn the results of the presidential election through force were feeding information to a variety of tech companies that now hold incriminating information about their users’ violations of the law. “We’re all carrying tiny tracking devices with us all the time, and people aren’t necessarily conscious of the extent to which that information is obtainable from a variety of sources,” said Julian Sanchez, a senior fellow at Cato and an expert on technology, privacy and civil liberties.

Mexican president Lopez Obrador tests positive for COVID-19 (AP) Mexican President Andres Manuel Lopez Obrador said on Sunday he had tested positive for COVID-19, amid an intense second wave of the coronavirus pandemic that has pushed the health system of the country’s vast capital city close to saturation. The 67-year-old president said in a tweet that his symptoms were light and he was receiving medical treatment. Lopez Obrador has maintained a busy public schedule during the pandemic and has said he enjoys good health, after suffering a serious heart attack at the age of 60 in 2013.

Spain’s virus surge hits mental health of front-line workers (AP) The unrelenting increase in COVID-19 infections in Spain following the holiday season is again straining hospitals, threatening the mental health of doctors and nurses who have been at the forefront of the pandemic for nearly a year. A study released this month by Hospital del Mar looking at the impact of the spring’s COVID-19 surge on more than 9,000 health workers across Spain found that at least 28% suffered major depression. That is six times higher than the rate in the general population before the pandemic, said Dr. Jordi Alonso, one of the chief researchers. In addition, the study found that nearly half of participants had a high risk of anxiety, post-traumatic stress disorder, panic attacks or substance- and alcohol-abuse problems. Spanish health care workers are far from the only ones to have suffered psychologically from the pandemic. In China, the levels of mental disorders among doctors and nurses were even higher, with 50% reporting depression, 45% reporting anxiety and 34% reporting insomnia, according to the World Health Organization. In the U.K., a survey released last week by the Royal College of Physicians found that 64% of doctors reported feeling tired or exhausted. One in four sought out mental health support. “It is pretty awful at the moment in the world of medicine,” Dr. Andrew Goddard, president of the Royal College of Physicians, said in a statement accompanying the study. “Hospital admissions are at the highest-ever level, staff are exhausted, and although there is light at the end of the tunnel, that light seems a long way away.”

French Roosters Now Crow With the Law Behind Them (NYT) The crow of a rooster and the ringing of a church bell at dawn. The rumble of a tractor and the smell of manure wafting from a nearby stable. The deafening song of cicadas or the discordant croaking of frogs. Quacking ducks, bleating sheep and braying donkeys. Perennial rural sounds and smells such as these were given protection by French law last week, when lawmakers passed a bill to preserve “the sensory heritage of the countryside,” after a series of widely publicized neighborhood spats in France’s rural corners, many of them involving noisy animals. The disputes symbolized tensions between urban newcomers and longtime country dwellers, frictions that have only grown as the coronavirus pandemic and a string of lockdowns draw new residents to the countryside. Perhaps the most prominent of these noisy animals was Maurice, a rooster in Saint-Pierre-d’Oléron, a town on an island off France’s western coast. His owner had been sued by neighbors—regular vacationers in the area—because he crowed too loudly. Politicians and thousands of petitioners rushed to the Gallic rooster’s defense, and a court eventually ruled in 2019 that Maurice, who died last summer at the age of six, was well within his rights. It is too late for Maurice. But his successor, Maurice II, can now crow with the full-throated confidence of someone who has the law on their side.

Davos ski resort eerily quiet without economic talkfest this year (Reuters) Student protesters who urged world leaders at the 2020 World Economic Forum in Davos to “Stop (f)lying to us” must be pleased this year, at least as far as the flying is concerned. The streets of the little Alpine town that welcomed around 3,000 business chiefs, political thinkers and state leaders for last year’s annual meeting lie deserted. Discussions have moved online, starting Monday, and COVID-19 restrictions are also keeping regular tourists away. “Look around, it’s empty. Normally, all hotels would be fully booked at this time,” Reto Branschi, head of Davos Klosters tourism, told Reuters in an interview this week. There are no helicopters patrolling the skies, no protesters trying to outwit security forces sealing off the Alpine resort. But not everybody is sad about the lack of buzz. “Complete peace and quiet,” a local woman wearing a mask said. “I don’t miss it at all.”

Trapped for 2 weeks, 11 workers rescued from China gold mine (AP) Eleven workers trapped for two weeks inside a Chinese gold mine were brought safely to the surface on Sunday, a landmark achievement for an industry long-blighted by disasters and high death tolls. Hundreds of rescue workers and officials stood at attention and applauded as the workers were brought up from the mine in Qixia, a jurisdiction under Yantai in the eastern coastal province of Shandong. The cause of the accident is under investigation but the explosion was large enough to release 70 tons of debris that blocked the shaft, disabling elevators and trapping workers underground. Such protracted and expensive rescue efforts are relatively new in China’s mining industry, which used to average 5,000 deaths per year. Increased supervision has improved safety, although demand for coal and precious metals continues to prompt corner-cutting. A new crackdown was ordered after two accidents in mountainous southwestern Chongqing last year killed 39 miners.

U.S. carrier group enters South China Sea amid Taiwan tensions (Reuters) A U.S. aircraft carrier group led by the USS Theodore Roosevelt has entered the South China Sea to promote “freedom of the seas”, the U.S. military said on Sunday, at a time when tensions between China and Taiwan have raised concern in Washington. U.S. Indo-Pacific Command said in a statement the strike group entered the South China Sea on Saturday, the same day Taiwan reported a large incursion of Chinese bombers and fighter jets into its air defence identification zone in the vicinity of the Pratas Islands. The U.S. military said the carrier strike group was in the South China Sea, a large part of which is claimed by China, to conduct routine operations “to ensure freedom of the seas, build partnerships that foster maritime security”. China has repeatedly complained about U.S. Navy ships getting close to Chinese-occupied islands in the South China Sea, where Vietnam, Malaysia, the Philippines, Brunei and Taiwan all have competing claims.

Israel targets flights, religious scofflaws, as virus rages (AP) Prime Minister Benjamin Netanyahu on Sunday said Israel will be closing its international airport to nearly all flights, while Israeli police clashed with ultra-Orthodox protesters in several major cities and the government raced to bring a raging coronavirus outbreak under control. The entry of highly contagious variants of the virus, coupled with poor enforcement of safety rules in ultra-Orthodox communities, has contributed to one of the world’s highest rates of infections. Experts say that a lack of compliance with safety regulations in Israel’s ultra-Orthodox sector has been a major factor in the spread of the virus. Throughout the pandemic, many major ultra-Orthodox sects have flouted safety regulations, continuing to open schools, pray in synagogues and hold mass weddings and funerals despite broader lockdown orders. This has contributed to a disproportionate infection rate: The ultra-Orthodox community accounts for over one-third of Israel’s coronavirus cases, despite making up just over 10% of the population.

Arab Spring exiles look back 10 years after Egypt uprising (AP) The Egyptians who took to the streets on Jan. 25, 2011, knew what they were doing. They knew they risked arrest and worse. But as their numbers swelled in Cairo’s central Tahrir Square, they tasted success. Police forces backed off, and within days, former President Hosni Mubarak agreed to demands to step down. But events didn’t turn out the way many of the protesters envisioned. A decade later, thousands are estimated to have fled abroad to escape the government of President Abdel Fattah el-Sissi that is considered even more oppressive. The significant loss of academics, artists, journalists and other intellectuals has, along with a climate of fear, hobbled any political opposition. Human Rights Watch estimated in 2019 that there were 60,000 political prisoners in Egypt. The Committee to Protect Journalists ranks Egypt third, behind China and Turkey, in detaining journalists. El-Sissi maintains Egypt has no political prisoners. The arrest of a journalist or a rights worker makes news roughly every month. Many people have been imprisoned on terrorism charges, for breaking a ban on protests or for disseminating false news. Others remain in indefinite pretrial detentions.

Severe winds wreck homes, displace thousands in Mozambique (Reuters) Severe winds and heavy rains wrecked thousands of buildings, ruined crops and displaced almost 7,000 people in Mozambique over the weekend, officials said in their first detailed report on the disaster. Tropical cyclone Eloise hit Mozambique’s Sofala coastal province on Saturday morning before weakening and heading inland to dump rain on Zimbabwe, eSwatini—formerly known as Swaziland—and South Africa. The region’s Buzi district had been particularly hard hit with wind speeds of up to 150 kph.

Raising kids bilingual can make them more attentive and efficient as adults (CNBC) Adults who grew up speaking two different languages can shift their attention between different tasks quicker than those who pick up a second language later in life, according to a new study. This is just one of many cognitive benefits of being bilingual. Research has shown that bilingual kids are constantly switching between two languages in their brain, which increases “cognitive flexibility,” the ability to switch between thinking about different concepts or multiple concepts at once, and “selective attention abilities,” the mental process of focusing on one task or object at a time. Other studies have shown that bilingual children can complete mental puzzles quicker and more efficiently than those who only speak one language. The reason? Speaking two languages requires “executive functioning,” which are higher-level cognitive skills like planning, decision making, problem solving and organization. Basically, this task is a workout for the brain. The mental benefits of starting a new language early appear to last even as children grow into adulthood.

[xtruss]

The Wacky Story of How China's Navy Got Aircraft Carriers

China was proud to launch its first aircraft carrier, the Liaoning, in 2012. This vessel was a refit of an incomplete Soviet Kuznetsov-class cruiser carrier. However, the story of how China got that ship in the first place may as well be a comedy—because the carrier was actually a rogue acquisition for the Chinese military against the wishes of the government in Beijing.

— by Sebastien Roblin | September 16, 2019 | Nationalinterest.Org

Key Point: So if there’s a moral to the story of the Varyag, it’s not to expect too much gratitude for your good deeds . . . and always keep the receipt.

China was proud to launch its first aircraft carrier, the Liaoning, in 2012. This vessel was a refit of an incomplete Soviet Kuznetsov-class cruiser carrier. However, the story of how China got that ship in the first place may as well be a comedy—because the carrier was actually a rogue acquisition for the Chinese military against the wishes of the government in Beijing. And it was undertaken by a basketball player who claimed he wanted to build a floating casino.

The People's Liberation Army Navy first became interested in acquiring an aircraft carrier in 1970, when China was still on bad terms with both the Soviet Union and the United States. However few concrete steps were taken, because the cost and complexity of such an endeavor far exceeded the PLAN’s limited capabilities during the Cold War.

The Soviet Navy did deploy its first carriers in the 1970s: Kiev-class vessels that could launch Yak-38 Forger jump jets of limited effectiveness. By the 1980s, the Soviets began construction of two more promising Kuznetsov-class carriers. These had a “ski jump” ramp, allowing more conventional—and much higher-performing—Su-33 Flanker fighters to take off from it. Like the earlier Kiev class, the Kuznetsov was technically an “aircraft-carrying cruiser” due its powerful armament of twelve P-700 Granit antiship missile systems. This technicality was important, as “aircraft carriers” proper weighing more than fifteen thousand tons (which is to say, virtually all aircraft carriers today) were not legally permitted by the Montreux Convention to transit from the Black Sea to the Mediterranean via the Bosporus Straits.

However, the fall of the Soviet Union left the second vessel in its class, the Varyag, only two-thirds complete in Ukraine, lacking its armament and electrical systems. Construction ceased in 1992, and the cash-strapped Ukrainian government did its best to pawn off the fifty-five thousand tons of inoperable metal rusting in its Mykolaiv shipyard. Russia, India and China all passed.

A two-part series in the South China Morning Post in 2015 revealed the machinations behind how the carrier ended up in Chinese service anyway, two decades later. It turns out the PLA Navy did want the Varyag—the team sent to inspect it recommended purchasing it! But the government in Beijing was worried that acquiring a carrier might increase tensions at a time when it was seeking to further open itself to Western investors.

Instead, in 1996 a group of PLA officers including intelligence chief Gen. Ji Shengde approached Xu Zengping, a former PLA basketball star who had become a successful businessman arranging international events. The cabal’s proposal: to have Xu purchase the carrier as a private citizen, ostensibly to serve as a casino so as to avoid undesirable scrutiny. Then the PLAN could collect it for its own use once the political winds were more favorable.

This cover story is not as ridiculous as it sounds. Remember those Kiev-class carriers mentioned earlier? Two of them are now moored in China, serving as amusement parks. The Minsk was actually purchased by a consortium of video-game arcade owners in Shenzhen for $4.4 million, and has since been moved to Nantong, north of Shanghai. And the original Kiev? Now a floating hotel in Tianjin. However, the more modern Kuznetsov-class Varyag was undoubtedly of much greater practical interest for the PLAN than either of those ships.

Xu was down with the scheme and borrowed the equivalent of $30 million in Hong Kong dollars from a friend to help fund the venture—the first expense of which was to create a $6 million shell company in Macau called Agência Turística e Diversões Chong Lot Limitada, in order to maintain the fiction. (Macau was still in its last years as a Portuguese colony at the time.)

In January 1998, Xu arrived in Ukraine and met with the shipyard owners. After four days of negotiations, in which enormous bribes were offered and fifty bottles of 124-proof baijiu liquor were consumed, he reached an agreement to purchase the carrier for $20 million—well below the cost of a single jet fighter today. He wasn’t able to make the payment until a year later, with a $10 million extra late fee tacked on.

Some international observers smelled something fishy in the arrangement—Xu’s company did not actually have a gambling permit in Macau, nor a listed phone number or address. Ironically, however, a Jane’s analyst interviewed by the Washington Post at the time stated it was “farfetched” that the PLA Navy would try to operate the Varyag due to its decrepit and incomplete condition.

By June 2000, everything was ready to go. The carrier’s four engines were packed in grease seals (they had yet to be installed), several tons of blueprints were sent overland to China by truck, and a Dutch towing company was ready to tug the 306-meter-long vessel all the way back to China. What could go wrong?

Ever been stunned by the towing fee after your car breaks down far from home? Imagine that, but around five hundred times worse. Why five hundred? Because that equals the roughly five hundred days the Liaoning was stuck being towed in circles off Istanbul, after the Turkish government denied it passage to the Mediterranean via the Bosporus Straits.

The Turkish maritime minister argued that should there be a mishap towing the 306-meter-long carrier—which could not maneuver or move on its own power—it might spin around and block the Bosporus straits to all shipping, or run into one of the bridges connecting the two halves of Istanbul. The straits are only seven hundred meters wide at their narrowest point and require at least six major course corrections to navigate. Hundreds of ships had suffered accidents there in the past. Curiously, the Chinese appear to have perceived the Turkish refusal to be in retaliation for China’s opposition to the NATO air campaign in Yugoslavia the previous year.

The Liaoning spent sixteen months racking up $8,500 a day in towing fees. Finally, Beijing had a change of heart on the matter, and stepped in on August 2001, promising major concessions on tourism to persuade the Turks to let the Varyag pass.

Finally on November 1, in an operation involving more than two dozens tug and emergency vessels, the Varyag was towed through the Bosporus without incident, and traversed the Dardanelles the next day. The hard part was over.

Except for the sea storm with sixty-mile-per-hour winds that struck the rudderless vessel off the island of Skyros two days later, causing it to snap its tow lines. It took two more days to recover the runaway carrier. Tragically, a Portuguese sailor fell to his death while helping reconnect it to its tugs.

Once under power, a normal vessel could have taken the shortcut through the Suez Canal and straight on back to China via the Indian Ocean. But the canal would not accept powerless vessels such as the Varyag, so it had to cruise all the way around Africa, Vasco de Gama–style, chugging along at a brisk jog of seven miles per hour.

In March 2002, the carrier finally arrived at the port of Dalian in Liaoning province, which would lend the carrier its name in Chinese service. Three years later, it was put into a dry dock to allow for an extensive refit process, including sandblasting away all the rust and restoring and installing the engines in 2011.

The PLAN intended to operate the vessel as a pure carrier, rather than as a cruiser-carrier hybrid, so the shipbuilders didn’t bother with the enormous antiship missile systems. They instead confined its armament to a trio of short-range HQ-10 air-defense missile launchers and a few close-defense guns. The vessel’s primary weapon, of course, would be its complement of twenty-four J-15 Flying Shark fighters. The Flying Sharks are domestic copies of the Russian Su-33 fighter, a prototype of which was also acquired from Ukraine in 2001. The Liaoning also flies six Z-12F antisubmarine helicopters, four airborne early-warning variants and two Z-9 rescue choppers.

The Liaoning was commissioned on September 25, 2012, and the first J-15 landed on it a month later. A home-built carrier based upon the Liaoning will soon put to sea this year; those blueprints must have proved useful.

The Liaoning is hardly equal to a U.S. supercarrier—in addition to its smaller air wing and lack of a nuclear power plant, its steam turbines are prone to breaking down and the ski-jump deck limits the fuel and weapons load its fighters can carry. However, it afforded China a leap forward in its naval construction program—which now includes five more carriers in the coming decade of increasing planned capability. According to Xu Zengping, a naval officer told him that the Varyag saved China fifteen years of research and development.

So was Xu richly rewarded for his initiative? He was rewarded with bills: $120 million in all in Xu’s estimation, forcing him to sell his decadent home in Hong Kong and spend all of the intervening years paying his lenders back. You see, General Ji was jailed in 2001 for his involvement in a massive smuggling ring in the city of Xiamen—so the cabal of officers that set Xu up for the task was no longer around to see that he was compensated.

Beijing did pay for the $20 million value of the carrier—but argued that it couldn’t cover other costs because he lacked receipts. Apparently, invoices—or fapiao in Mandarin—don’t come standard with bribes paid to Ukrainian businessmen. And, as one quickly learns in China, you always need the official fapiao.

So if there’s a moral to the story of the Varyag, it’s not to expect too much gratitude for your good deeds . . . and always keep the receipt.

— Sébastien Roblin holds a master’s degree in conflict resolution from Georgetown University and served as a university instructor for the Peace Corps in China. He has also worked in education, editing and refugee resettlement in France and the United States. He currently writes on security and military history for War Is Boring. This first appeared several years ago.

[anayahinckley]

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Superstorm insurance. If your vehicle was damaged in an accident, liability coverage will pay for any repairs or medical expenses up to your policy limit. It will also pay for legal defense costs if you are sued. The type of insurance you choose will have a major impact on premiums. Auto insurance is designed to cover you in the event of accidents, damage or loss such as when the policyholder is at fault or for damages to your vehicle. However, it does not cover you in all instances. If you have certain limits that apply, it will not be insurance but will protect against liabilities and damages. A higher deductible than the typical policy will raise premiums. Insurance companies consider the following things when calculating your auto insurance premiums: If you are at fault in a car accident or hit an animal, your car insurance rate will go up. Because many auto insurance claims are under driver responsibility, the risk to the insured is higher. So, having a high deductible can help mitigate the cost of your car. Insurance claims tend to.

The latest news about the insurance industry

The latest news about the insurance industry. We re the #1 source for insurance info for any user on any platform. No one has ever been without insurance; but, having a health care policy on your person could save you a significant amount. There are so many factors you must consider, and this is where this article comes in.  There are many people you may need to consider in regards to auto insurance.  Some people can benefit from a policy that’s available by the insurer and gives them a greater security; others, however, take the time to figure out who has a high or medium-care status with their own household.  There are various factors that affect your auto insurance cost. But, if you’re one of them, it seems like you’re in the know.  You need to shop around to see how much you can save. Here’s a short summary of the following topics. I’m from Georgia, and I’ve been.

What does loss-of-use insurance cover?

What does loss-of-use insurance cover? Loss-of-use insurance covers the cost of your household members’ medical, but it is also available in a variety of low cost policies that are available to anyone who needs coverage. If you have medical-related complications, loss-of-use insurance might not be as comprehensive as the first option. Loss-of-use insurance pays your medical bills on the same or next day than traditional health insurance. Loss-of-use insurance also covers expenses incurred to replace your property while it is damaged. Loss-of-use insurance is also one of the easiest ways to avoid higher costs if something unexpected should happen after your house is damaged. A loss-of-use insurance policy may also pay your medical bills on a later date than conventional insurance when the bill was due to an unexpected event. If your home is damaged by lightning, you need to take down your home insurance policy before you go out and repair it. If you live in a flood zone, you would go out and file.

Car insurance and loss of use coverage

Car insurance and loss of use coverage. Car insurance companies are not required to announce these discounts, nor do they appear on the company website. How much will it cost to insure 2 different vehicles in the same family? And how much it costs you to insure 2 things, 4 vehicles and a dog (who weighs over 100 pounds). How much does it cost to add more than 100 cars and add that same dog over to have an added 10 years? Does an insurance company just assume you are the same and will take the value of both? Does an insurance policy price your policy? Do you need expensive equipment and tools (like anti-lock brakes, body repair, etc.) that you are not useable? Is there a deductible after you have your car insurance with you? The most common way for new cars is to add a separate check for liability and loss damage. There are two main options in addition to auto and renters insurance: You can also purchase both auto and renters. Both cover.

[wotringmevivianbf70insuranc-blog]

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[avilasheppard29-blog]

Central Sarasota Sapling Farm

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[sarcasmncriticism-blog]

2017.

I haven’t blogged in years.  When you go through things, the very thing you’re passionate about becomes obsolete.  For the last few years, I’ve become somewhat reclusive.  My life has changed COMPLETELY from 3 years ago.  With 2017 coming to an end, I needed to write--document--the year I’ve had. So here’s a snapshot of the experiences and lessons learned during my 2017.

I attempted to start the year fresh and work on my family....that lasted 3 weeks.  I finally made the decision to cease my efforts for good in January 2017.  

I endured verbal and mental abuse.

I learned to deal with humiliation.

My apartment flooded in March.

This was the year of the SHOW for me: 2 Chris Brown shows, Bruno Mars, Jay-Z, Vic Mensa, Jagged Edge, The Internet, OT Genesis, Future, 2Chainz, Gucci Mane, Chance the Rapper, Pastor Troy, Monica, Boosie...and a plethora of others I don’t feel like remembering.  Just know I was #ConcertBae2017.

I was laid off with no valid reasoning in May, 2 days before I was supposed to close on new house. It was BS but I get it.  My boss didn’t like that I questioned her business practices.  As the only licensed person on her staff, I told her point blank I wasn’t risking my license to scam people out of money.

I got another job within 30 days and was fired 10 business days later - again with no explanation....again before closing on a new condo. (I was determined to be a homeowner this year lol)

Then I was hired 3 days later and with that job came respect and responsibility.  My salary increased, I have staff, I am in charge of a million dollar account. It’s annoying truthfully but being a lower level employee doesn’t suit me (Obviously-I’ve been fired 3 times lol)

My cousin was murdered in August.

A month later, my friend Seth (#TeamFirkForever) passed away in his sleep.

3 weeks later my grandmother passed away in her sleep.

I experienced being handcuffed for the first time by a cop determined to find narcotics in my car. He found nothing of course - but he had done the SAME thing to me the week prior as I was passing through Ellijay. Harassment! I was with 2 black men.  I don’t know if he thought we were running drugs since we were out of town or what but I definitely felt targeted - which is TERRIFYING nowadays.

I watched almost everyone get engaged or married as I started over and felt nothing but happiness for them.

I evaluated the environment my child was in and realized it was unnecessarily toxic.  More determined than ever to get a new place.

I took a trip with a childhood friend to Colorado and it was AMAZING!

I grew tired of bitter arguments and adopted a nonresponse approach (I only respond if a legitimate question is asked).

I was sued by a scammer for 1000s who caused an accident.  It was technically my fault for ‘following’ too closely even though we were at a complete stop prior to collision (they need to change that law).  Not a serious wreck. maybe $1000 worth of damage between the 2 cars (that’s being generous). Told my insurance company I had video of the man telling me about his pre-existing health issues - which he claimed I caused in the accident.  My insurance company paid him anyway.  I have a new insurance company now. :-) 

I’ve grown closer to my inner circle.

Benihana became a fav.

I dealt with the person who was supposed to care about me telling lies to family and friends in an effort to save their own face from their indiscretions.  It only worked on their family though.  Nobody believes that BS and if they do, I hope their 2018 is blessed as they continue life with no rationale.

I no longer can deal with anyone who cannot take responsibility for their actions.  

I had a close friend go through a divorce and another who faced the reality her partner was a mooch and cheater.  We became each other’s support throughout our personal devastations. The 3 of us are in a better place.

I kicked myself in the face everyday for giving up on my dreams in order to have a successful family-only to get fucked over.  I kept myself from becoming bitter as I see the very people that I helped in the music industry become more successful than myself within the field. (On the independent shit...traded it all for a husband and some kids....and it was a major fail).

THE ECLIPSE!! I felt something spiritual happening in the universe. Incredible experience.

My Macbook screen cracked (thank God for insurance).

Age is no longer a viable excuse for being an adult and conducting yourself in a completely idiotic fashion. I will distance myself from you immediately.

I stopped conversing with people who added nothing to my life.

I lost 20 pounds due to stress. Trying to gain that back.

I saved one my best friend’s life.  Scariest moment of the year for sure.

I realized, I’ve outgrown most of my family and friends.  I’m more career driven and I love working towards success.  The average person doesn’t think like that and it’s sad.  I can’t stay around those type of people because I become “boujee” in their eyes. lol 

Depression was a thing for me this year.

I’ve grown extremely impatient with people who do nothing or live mediocre lifestyles.  I can’t deal with it.  It irritates me when I can’t say “hey let’s take a flight to NY next month and hang out” or “let’s go to the cabins for the weekend” and everybody is crying broke in advance.  Stop working retail jobs in yall mid-late 20s.  Let the teenagers have them. I’m not saying this to come down on people but I’m sick of seeing #goals on the most basic things on social media and they’re still not achieved (ex: pics of like 10 friends showing their passports-YOU CAN GET A PASSPORT AND TAKE A TRIP!) This does not apply to those in transition.  This applies to those who are complacent.

I applied for my master’s but couldn’t start in January as planned. I need 2 additional business classes first.  I’ll save up and pay for those out of pocket.

I’m over people who’ve been in school for 17 years with no certifications or degrees.  They inadvertently become leeches. More doing. Less talking.

I will never settle again due to loneliness. Loneliness is a vacation compared to a toxic relationship.

I recognized how condescending I come off, but it comes from a good place. Working on my delivery in 2018.

In 2018, I will pressure those remaining in my life to progress.  I will challenge everyone to better themselves and their surroundings.  Things are tough-especially if you’re doing it alone (respect to all single mothers and fathers).  I’ve had it tough this whole year (really the last 3) but I didn’t break.  I didn’t decide to live off the government, friends, men, parents or grandparents.  I didn’t go into some hole and replay all decisions that led me to this point.  I encourage everyone to set goals and go after them.  Make short term goals to catapult you toward your longterm goal. Life derailed my plans but life is an obstacle course.  I went through so many life/personal changes and so many challenges in a city where I have only ONE cousin. DASSIT! No local support system whatsoever.  This is not to highlight the bad.  Difficulties develop character. 

Learning happens when pain is the teacher. Some of the greatest lessons come from empty pockets, hungry stomachs, and broken hearts. - Bishop Bronner.

Happy New Year!