#and i was like????? bc students only have 2 hours to cancel a scheduled class
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somuchstrdst · 1 year ago
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i think i just caught a colleague doing something wrong with a class i assigned him a couple of hours ago just so he could avoid teaching it and i'm shooketh with his audacity but i don't want to rat him out because the class will go back to me but really i'm completely baffled that he did it
#basically i take care of one type of classes in the school#and today many teacher took the day off to have a long weekend but the school still works normally#and bc of that we had to redistribute some of the classes so we're short on teachers for support#and this other type of class which is not my obligation to take care of has only three teacher in the evening#and two of them took the day off so they assigned classes to me today in this class#but i still have to take care of the other type of class#which at 8 pm has no one to look after today because everybody is already in class and the coordinators are already off#so i noticed that this one teacher from this other class was available#(they gave me TWO classes while he had only one.... how does that even made any sense??? anyway)#so i talked to my coordinator and suggested to assign this 8 pm class to the guy instead so i could keep an eye in my classes#since it's my job to take over classes in case any one need technical support and since there's no one today it's better if i were free#rather than in class and my coordinator agreed and told me to assign the class to this teacher and let him know - which I did!#and so i went to class and when i finished at 7 pm i noticed that the 8 pm class had 3 students down#and i was like????? bc students only have 2 hours to cancel a scheduled class#so it didn't add up bc just a little before 6 when i assigned the class to this guys THERE WERE 5 STUDENTS IN IT - i literally did it at on#so there was no way for THREE STUDENTS TO CANCEL A CLASS IN ONE MINUTE#funnily enough i toke notes of the students names and one of them had somehow contacted me so i had his phone number#which could help me find him in the system to check if there was any record of him talking to the school to cancel the class#AND WHAT WAS MY SURPRISE TO FIND THIS TEACHER SENT AN EMAIL TO THIS STUDENT SAYING THE CLASS WAS CANCELED!#another student had also been sent the same email and i was like WHAT?! but then 2 students still remained in the class i thought it was od#and what i noticed was that he left the students who hadn't attended their past classes so CHANCES OF THEM NOT SHOWING UP TODAY WERE HIGH#SO HE DEFINITELY DIDN'T WANT TO TEACH CANCELED THE CLASS OF SOME STUDENTS BUT LEFT THE ONES WHO MOST CERTAINLY WON'T SHOW UP#SO HE COULD BE FREE WHEN HE HAS NO OTHER RESPOSIBILITY THAN TEACH!!!!!!!!!#I'MHDJKSLLKJKSLÇDLFKLDSÇLLÇLD this is fucked up lmao
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xnchxntmxnt · 4 years ago
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𝐼 𝑊𝑜𝑢𝑙𝑑 𝑊𝑎𝑛𝑡 𝑁𝑜𝑡ℎ𝑖𝑛𝑔 𝑀𝑜𝑟𝑒
𝐵𝑜𝑘𝑢𝑡𝑜 𝐾𝑜𝑢𝑡𝑎𝑟𝑜 𝑋 𝐺𝑁!𝑅𝑒𝑎𝑑𝑒𝑟
So we spin the wheel of HQ misfortune (yes, I actually have an app with all the characters I feel comfortable writing rn and spin it when I’m out of ideas) (yes it works this is how you guys get your content) and I decided Y’know what. I’m gonna make my friend happy so I made @sugasfanfics a wheel and bam it landed on Bokuto so here you go bro love u hope you like this
This is half self-indulgent half for u Em lol sorry
Remember not only are your problems valid but the way you deal with them is, too (as long as it’s not hurting yourself or anyone else, please don’t do that—). Even if it’s a fictional boy you love, remember that someone always cares about you. I promise.
Kinda half edited lol bad grammar & spelling mistakes.
CW//light swearing
Word Count: 876
Reader Info: GN!Reader, fukurodani third year student
Ao3 link
Masterlist
You’d been on edge the entire day. Who knew how it started, you just felt like hell the whole day and everything got on your nerves. Whether it was kids in class or the volleyball that collided with your shoulder while you were trying to do homework, everything seemed to want to set you off today. 
“Dammit,” you curse under your breath, rubbing your shoulder. You hit the ball back to one of the boys, who gladly picked it up with a quick “sorry!” and ran back on the court. 
You were at Bokuto’s practice—the two of you were supposed to hang out afterward, but really, you were ready to go home and sleep for several hours. You felt bad canceling, though, so just tried to keep your cool long enough to get through the rest of your evening. 
Soon enough, they broke for water and Bokuto came running over to you with a smile on his face. “(Y/N), baby, did you see that AWESOME spike? Didn't I look cool? Akaashi said I look cool!”
“I just said it was good, Bokuto.” Akaashi walked past, clapping him on the shoulder.
“Eh, same difference.” He shrugged. “Did ya see it, (Y/N)?”
 “Yeah, it was great, Bokuto.”
Out of the corner of your eye, you saw his proud drop to a pout. You could have sworn his hair started drooping too. Rarely did you ever call him by his full name—when you did, it usually meant you were mad at him for something. 
He sat down next to you, his lower lip sticking out like a child’s. “Baby, did I...do something?” he asked, running his hand through his hair. 
“You’re fine,” you sigh. “It’s just...been a long day, alright? Not your fault.”
He nodded solemnly, offering his hand for yours. When you gave it to him, he kissed each of your knuckles, “let me make it up to you when we get to my place, okay? Parents aren’t home tonight, we can cuddle and watch a movie, yeah?”
“Alright,” you reply as he kissed your hand again. “Quit worrying about me and go be my big, strong Ace of Fukurodani, hm?”
Bokuto grinned and nodded. He took a sip of water before running back onto the court, leaving you alone with your thoughts again. 
The walk home was less enthusiastic than usual, almost like Bokuto didn’t know what to say. You let him talk as much as he wanted, but he stayed quiet for the most part, watching you intently as you walked. 
The two of you walked into his house and took off your shoes. Bokuto offered some food, but you declined, your irritation from earlier sinking into melancholia. 
“Alright, what’s wrong?” he asked, setting his school bag down. You opened your mouth to protest—he had homework to do—but he interrupted. “Homework can wait. I’m worried about you, sweetheart. Wanna talk?”
He held your shoulders, checking your face for any sign of what was wrong. He was still more droopy than normal—not his usual excited, eccentric self—and you could tell by his worried expression. 
“There isn’t much to say,” you sigh, putting your hand over one of his. “Just...long day, I guess. Burnt out.”
“Do you want a hug?”
“I wouldn’t complain about one.”
He pulled you in close, dropping his arms to wrap around your waist. You laid your forehead on his shoulder, content to stay like that for a long time. 
Just as you’d gotten comfy, he started moving, inching you backward until your legs hit the edge of his mattress. He pulled away long enough to crawl in and drag you with him. You laid your head on his chest, feeling his thumb draw shapes into your side. 
“What’s really on your mind, love?” he asked, kissing the top of your head. “I get worried when you don’t talk to me. So please do.”
“There’s not even anything specifically right now, I just...I feel like hell. For no reason. I didn’t wanna tell you because I didn’t want you worrying—“
You stopped as he tilted his head up towards you. The look he gave you made you freeze, unsure what else to say. He traced your features, smiling in encouragement. “I am always going to worry about you. That’s my job. I’m your forever-caring, amazing, loving boyfriend and I’m always going to care for you. I want you to talk to me when you feel like hell, even if it’s because you want to scream into oblivion for a while. If that’s the case, I’ll scream with you. Alright?”
“Alright,” you mumble, burying your face in his chest again. “I’ll keep it in mind. Do you want to just...I dunno, lay here? Just for now?”
“I would want nothing more.”
He kissed your head again, the small circles he drew on your arm soothing your cluttered mind. You knew you needed to talk one day—even if it was just the recent stuff without getting into in-depth character analysis of yourself—but for the time being, you knew you had someone there to help you face whatever demons you needed to. Because he always would be. 
Your precious, forever-caring, amazing, loving boyfriend, Bokuto Kotaro.
Alright you guys are welcome to scroll through this part just a little rant/apology from me
My brain has not been doing so hot lately so I can’t guarantee a constant posting schedule. I tried posting like 1-2 times a week but this is the first full thing I’ve written in several weeks and I’m sorry about that. It’s like 1:30 am when I’m writing this so this is probably gonna be jumbled up a lot but just. 
Brain hates me and I hate brain rn and it says I have No Motivation to do Anything. Only reason I got this out was bc of @sugasfanfics which she doesn’t even know I wrote this till I post it lol
Also this was supposed to be for her but like I said it kinda turned into I’m depressed and need comfort so. Yeah. Bokuto. 
I hope you guys enjoyed & I’m sorry about not writing as much as I should be. Thank you for bearing with me and for all the reblogs I can’t tell you how happy they make me. 
Sending love to you all <3
~𝑆𝑝𝑒𝑛𝑐𝑒𝑟
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softestsaddestbitch · 4 years ago
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December TC Challenge
stole this from @elder-edda (sorry for creeping! just, given the usual demographic of the tc community I was excited to find another 20-smthg)
1) what color is your tc’s hair?
He has just, simple brown hair but he’s starting to go grey which, no lie, is 100% doing it for me.
2) is your tc married?
Yes? He doesn’t wear a ring and I believe she kept her last name which makes me think it’s more of a civil partnership since they’ve been together since the early 2000s at least. But he also will refer to her as “my wife” and was telling me once that they waited until “after they got married” before moving in together.
3) if yes, do you care? would you do something with them regardless of their marriage?
I know these questions are general but I do take offense at the idea of being a homewrecker/other woman. I’ve met his wife, she’s really nice.
4) what’s your worst memory with your tc?
I put my foot in my mouth SO OFTEN. Good lord. Especially my last semester at that school? He was acting weird and I had just realized after fucking ... four years?? that I romantically liked him. So I kept bringing up my weird age fixation and other bs bc I have adhd and am possibly autistic?? and can’t read a room to save my life.
5) what’s your best memory with your tc?
One year we had a really bad snowstorm, so bad in fact that I had my first-ever snow day. The college that I used to go to has four campuses across as many cities, and C has to drive in twice a week to my (old) town from his. Now, morning classes had been canceled but afternoon classes had been given the go-ahead. C, who does not check his emails until he arrives at campus, evidently did not get this message until he was already in town and therefore didn’t have a morning class, but did have an afternoon class. On this day I had a late morning class that had been reinstated, but my prof didn’t get that memo so I also was on campus but didn’t have a class. So I went to visit his office, which I had been doing throughout the semester (I didn’t have a class with him at the time) and we just ... hung out for like 2 hours. It was so nice and one of the anecdotes he told me still haunts me lol.
sidenote: at the time, I hadn’t yet realized that I liked him, but I still went out of my way to visit him. Damn I was a dumbass.
6) does anyone in your school know how you feel?
ish? I told a classmate but in a “haha joking” kinda way. And a friend who went to that school knows. No one at my current school knows.
7) does your tc know how you feel?
I think he might? might have a lil inkling which would explain why he started acting so weird my last semester. Or at the very least was told/realized how bad it could look that he was getting so chummy w/ a student.
8) do you think there’s any chance your tc reciprocates your feelings?
He and his wife have been together for around 20 years now. No. No, I don’t think so. Maybe in an alternate universe.
9) are you getting your tc a christmas present? if so, what is it?
I have in the past! Specifically like, a tin of cookies lol. I’ve also given him an actual present when I left. I do intend to send him a Christmas card every year but not this year because ... you know ... the apocalypse.
10) have you ever flirted with your tc?
Flirtation inherently has intent. So, no. How he interpreted our interactions I don’t know.
11) how long have you had a crush on them? what began it all?
SO! TIMELINE!
I was at my old school from September 2014-April 2019, I had C for the first time in September 2015. Like I mentioned above, I did not realize I had a crush on him until literally the middle of my final exam of my class with him December 2018, so I’ve only consciously had a crush for about two years now. However, as I also mentioned, I went out of my way to stop by his office, even when I didn’t have a class with him. And my relationship with/feelings towards him are complicated so I’m not going to say I did so solely because I like him, but I would put it maybe closer to somewhere in 2017. You don’t plan your schedule around someone you don’t feel strong feelings for.
12) do you believe you’ll get over them shortly after you stop taking their class/have the chance to spend time with them?
As of today, it has been been exactly a year and a half since I last him in person. In the time since, I have cried over missing him, routinely gone back to keep up with his current research projects, and made his picture a part of my home screen. I almost exclusively listen to the playlist I made for him -  so much so my Spotify Wrapped is pretty much that playlist with a few extras.
13) what kind of grades do you get in their class?
Haaaaaa pre-supension I was failing his classes. My first semester back I got .... a mid/high 70? and I finished my last class with him with an A+ and the essay I had written for his class had the highest grade between the two classes so..
14) does your tc ever do any tiny, little things that you adore?
When he puts a hand in his pocket and leans against the wall. When he tucks his hair behind his ear because he keeps falling in his face (he has long hair, a little past his shoulders). When he can’t stop himself from googling something even if its in the middle of class. How you can ask him anything at any time. The way he would chuckle at my jokes. How his handwriting hasn’t improved in decades. How easily he brushes off toxic masculinity. His candidness and willingness to share little anecdotes. The way he used to always smile whenever he saw me. That he goes home everyday to have lunch with his wife.
15) are you their favorite student?
I was! And it was obvious to other students that we had a friendly, casual relationship too. For a time, if his other students had questions about him they would ask me, and I usually had the answer. I didn’t matter in the long run, but I was. 
16) do you two share any tastes? movies, books, music, etc.
He’s a legal historian, I’m a baby legal/political historian. We also like the same historical cooking youtube channel.
17) is your teacher religious?
I doubt he would say he’s religious, but I feel like we have a similar relationship to religion which is to say no formal association, but had profound effects on our childhoods and subsequently, presumably, how we view things as adults.
18) do you masturbate to them?
Yes.
19) do you communicate with them outside of school?
I sent him a meme once. And asked about the socialist uprising scandal he was apart of. I also almost emailed him while at a museum exhibition with my history friend. These are all through email.
20) do you have any tc songs or songs you relate to your tc? what are they?
SO my number one song this year was “You are the Reason” by Calum Scott because, you guessed it, of him. But also:
I Lost a Friend - Finneas When You’re Ready - Shawn Mendes You Are in Love - Taylor Swift Break My Heart Right - James
& given the season, especially w/ what transpired last year, Last Christmas by Wham!
21) what’s your favorite thing your tc has said/memory you have with them?
One time he kinda trailed off in the middle of lecture after stating that he thought of xyz a particular way which contrasted one of the popular schools of thought, and the way he plainly said, “well, yeah, which I guess ... is I’m arguing it” almost like he was semi-surprised with himself has always stuck with me. 
But also, in addition the memory I shared earlier, we spent an hour and a half talking about grad school and what to expect and how to get there. 
22) do you plan to continue a relationship with them after you leave school?
I trid, I really did. But he doesn’t “socialize with students part or present” so I can’t exactly see him. But I did get some academic-related from him at the beginning of the year.
23) how will you deal during the summer? will you see him/her?
He’s a hermit who used my last vacation before I moved to go on all the vacations he had to postpone because he was working on his last book. And this past summer ... Covid. This question is obviously directed at high school students, but in general, he lives in the back of head always, and when I’m in my hometown for the summer my heart aches because theres a none-zero chance I’ll see him, but I know I won’t.
24) does your tc support gay rights?
Yes. He’s never been put in a position that I know of where he had to outright condemn homophobia, but in one of his classes, he actively made the choice to make the very first reading of the semester about how women in ancient times had more agency than assumed, and also how the woman in the case study was a lesbian.
25) what class do you have with them? And what period? Do you have them every day?
History classes. I won’t get into specifics because it’s kind of an eclectic mix and I’m paranoid someone from the area could come across this. But I had him twice a week every semester that I had him. Again this kind of question is more so applicable to high school students, not so much university students.
26) have you ever drifted out during a lecture thinking about them and missed information?
No. In his classes he is too enthralling, and I’m a good student otherwise.
27) have you stalked them online? what did you find out?
In theory. He’s a fifty-year-old history professor whose reaction to a description of the big lipped/tiny face filter on snapchat was “that sounds disgusting.” The man doesn’t have social media, and if he does those privacy settings are on so students can’t find him he thinks he’s very professional. I do visit his mini-bio section on the college website fairly often tho.
28) have you ever run into them outside of schools? what happened?
I did once. He introduced me to his wife, who said “oh you’re E! C has talked about you” and it apparently he had done so positively, and blew my mind because this was back when I was failing classes and also, as a person, I don’t believe that people think about me when I’m not there. They gave me a restaurant recommendation and afterwards his wife surprised me a they were leaving the restaurant because ... we had listened to them, and they also went there for lunch that day.
29) has your tc ever spoken of teacher-student relationships? what did they say?
It had recently come out that it had been found out that another professor had been in a relationship with a student and he’s the one that brought it up before class one day (with all of us not just me). He didn’t say anything for or against it, just that it was generally discouraged, but that most schools did have policies in place to handle the situation.
30) do you regret telling anyone about your tc? if you’ve kept it a secret, why have you done so?
Absolutely not. I can’t tell my best friends because they’d do nothing but give me shit for it and it would call every time I mention him into question. But the friends that I have told ... its been so freeing, and like a weight has been lifted from my heart. One friend in particular I unloaded on her all my emotional shit pertaining to him this past summer and she was so understanding it legit since then I’ve been less distraught when thinking about him. It still hurts, but it feels less like I’m suffocating now.
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stayatsam · 5 years ago
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I HATE UNIVERSITY MENTAL HEALTH SERVICES I HATE UNIVERSITY MENTAL HEALTH SERVICES
in short my university sent out an email blaming mentally ill students for cancelling their appointments with the mental health center. and we complain about the mental health center because 1. the service sucks 2. ridiculous drop in hours 3. booked appointment times 4. underfunded and needs more funding so it can be more accessible (a complaint AU students have had for years. and yet our university is blowing money on stuff we dont want/need). 
prize quote from the email “"We ask that students please be mindful of the realities of scheduling and the needs of others by keeping appointments and providing notification well in advance if an appointment can’t be kept"
and they literally (quote) called us “no-shows” 
if a college kid is having a mental breakdown and cant go to drop in hours bc its past drop in hours  (which are only two hours a day and dont go on weekends. and are also scheduled during the times most people have class), they’ll make an appointment for like 2+ days later. but then they could have felt better or at least not in crisis (which could occur after s*elf-h*rm!!!) they’re going to cancel the appointment or not go. 
but instead AU decides sending out a mass email blaming us mentally ill freaks for their shitty mental health center
EDIT: oh also you can’t make online appointments. so if you have an anxiety disorder and cant/won’t make a phone call then youre fucked
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ziusura · 5 years ago
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I...really dislike the posts from ppl who are rightfully angry about the widespread and sudden swap to remote learning (some after being denied accommodations for it) that include dismissive statements about it suddenly being possible. Like, yes absolutely there should be accommodations in place and the anger at being denied before all able and neurotypival students needed it to is 100% justified. But like. There’s a lot going on that the nuances of “suddenly being possible” doesn’t actually cover.
Like:
1. If you think special ed services are being effectively done online right now you are sorely mistaken. Everyone is doing their best but it’s not. It’s not as good as it needs to be. I’m talking kids completely unable to access some things they need and there’s nothing any of us can do about it because safety is being prioritized. And there are many neuroatypical students who have fallen off the damn map. We cany get ahold of them, therapists can’t (bc lmao guess what also has to be done online or over phone now), and we’re all so worried. So what I’m saying is that everyone needs guidance and experience because this is uncharted territory. For an effective online program these students need to get what they need effectively which means a lot of planning and hard work that we just don’t have or don’t have time for at this time.
2. This will be a spicy hot take but: teachers aren’t paid enough nor have enough time in the day to create an online curriculum as well as prep their own in person classes. It takes me 2 hours at the very least to prep 30min to an hour of work, and that’s after getting effective at it and utilizing resources I’ve collected. And you don’t want to know how many hours it takes to prep the curriculum for a full class, and I’m not even sure I could measure it. This means that an effective online class that follows the same curriculum isn’t feasible by one person without many many many hours of prep long beforehand. This can be done over a few summers as long as the curriculum doesn’t change and they’re paid for their time, or if it doesn’t matter if it’s the exact same class by the same teacher, the school should hire someone to create a few (not all because time and experience) online courses if they have the money to do so. I also want to point out that teachers had 1-2 days to suddenly transfer to online. It’s. Pretty bad actually. And just like the students some of us can’t afford to pay internet and phone every mobth, which we suddenly need to do work.
3. It’s becoming increasingly clear that how we do education in the us (which is not great and a whole nother thing) does not translate well to remote learning. It’s. A Mess and that’s all I’m gonna say about that. Even the online classes from before “everyone remote learning” had these issues.
4. This is only specific to the current crisis, but we’re being asked to have 30min of work MAX per day per class because of the stress and the fact that some of these students are the only ones working in their family because they work at a grocery store (which is another whole Bad Thing). I don’t think I need to tell you how ineffective it is to teach AND have them practice with only 30min a day when our classes are 80min semester long, on top of all the stress. Like you might as well have canceled because we’re going to have to reteach a full semester anyway next year. And they’re missing all of the intrapersonal stuff that is so important. And We’re trying to provide some kind of schedule because kids need that, but many of us teachers also rely on that schedule for our mental health? Time has stopped existing and the only thing that keeps me from dissociating into the ether is me having to make a <10min video for each class every school day (which I can only do because i have the technology and know how to do. Please think of the teachers who can’t but have to anyway).
So much stuff has to change and I really hope that there’s a lot of accessibility gains after all of this. But it’s super dismissive to say that this is currently effective, because it’s really really not. This is not the accessibility option that it is being idolized to be and you definitely don’t want this in its current state.
(Sorry no read more I’m on mobile always 😔)
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d3ndroica · 7 years ago
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Big Apple 8
Part 1     Part 2      Part 3     Part 4     Part 5     Part 6      Part 7
Friday morning, Madge headed to work with an extra spring in her step. Maybe because it was Friday and there was an afternoon holiday party at work. Or maybe because she had weekend plans with Gale. There was a constant fluttering in the pit of her stomach, half anticipation and half anxiety. In the morning she threw herself into the minutiae of lab work. She had a quick meeting over lunch confirming the expected schedule for the holidays - Madge had a few days off including Christmas. The lab’s holiday party was a casual thing starting at 2pm. Madge had finished most of her lab work in the morning, and as she checked email her mind wandered. Saturday dinner with Gale loomed in her mind. A Date! Okay, maybe a date. They hadn’t really specified, but Madge was feeling optimistic.
To help distract herself from the inevitable overthinking, Madge texted with Thom. He had been super grumpy since his show ended and she figured she could kill two birds with one stone, cheering him up and distracting herself. She convinced him she would come to his place for dinner and a movie or something. He only agreed because it was “totally gross” out and he had practically no disposable income, but at least he agreed.
The holiday party was, well, a bit awkward. Even though she’d done a few happy hours, having the bosses and other people she didn’t know put a damper on the party spirit. But there was wine and free food and a group gift exchange in which Madge scored a new travel mug and coffee shop gift card, so it wasn’t all bad.
She showed up at Thom’s after work with frozen pizza and ice cream. As usual, Thom proved to be an excellent distraction from whatever was on her mind. They watched a stupid comedy and made snarky comments through the whole thing. When the movie was over Thom switched over to Real Housewives and before Madge realized how late it was, she was half asleep on the couch, so she just stayed the night. Saturday was cold but clear. Madge was bundled up on the subway, reading a book on her way home when she got Gale’s message. She had to fish for the phone from her coat pocket and take off her gloves to unlock it. Gale 10:51am can’t make it tonight something came up sorry :(
Madge 10:54am OK. Everything OK?
Gale 10:55am Yeah OK. rain check?
Madge 10:57am Yeah np
Except, of course, it was a problem. Why, she wondered. He hadn’t explained, and she hadn’t asked, but it felt like rejection. Something came up, which could mean anything at all, or nothing. The idea of a rain check was little consolation.
Madge tried to make new plans. Well, she texted Rue about doing something, but Rue had a performance. She’d be free on Monday, so Madge agreed to meet up then. Madge also emailed Delly a sad diatribe about men being stupid, but mostly she felt like the stupid one. Ugh. So she wound up spending Saturday night doing laundry, watching Sex and the City streaming online, and getting drunk on cheap wine. She glared at her phone but did not text him. She’d decided that since he had canceled the plans she’d initiated, it was up to him to re-engage. Sunday she finished her holiday shopping. Delly called to commiserate about their lack of dating lives. That evening, Madge called her dad, catching him up on work and the city - everything except Gale. She didn’t talk about her dating life with family if she could avoid it. Her dad spent about 20 minutes describing the latest episode of Midsomer Murders he’d seen, practically scene by scene, except he kept mixing up which characters were which, so Madge was left with a  bizarre muddle of people who may have been blackmailing and/or sleeping with each other.
Monday rolled around all too quickly. Madge felt forlorn, a cold dreary Monday and still nothing from Gale. She had a busy day scheduled in the lab, prepping her new cell cultures. She was determined to be sure everything was pristine this time around. As she was breaking for lunch, she ran into another lab tech, Vinayak, whom she’d chatted with at the holiday party. He was watching some viral video a student had made for their biology class about cell reproduction processes - Madge had to appreciate it, it mentioned apoptosis! She got sucked into a short conversation with him and some other coworkers about it and other biomed social media. When she finally got back to her desk she checked her phone and found a series of messages waiting. Rue had messaged with a suggestion for a dive bar to meet at before the movie. And Gale had texted. Finally. Gale 11:23am hey
Gale 11:29am you free tonight?
Madge 12:41pm Sorry :( have plans Been stuck in the lab Maybe tomorrow?
Madge sighed. The more she thought about it, she realized she was angry at him. Did he think Monday night plans were just as good as Saturday? And why was it always the same day, couldn’t he make plans a few days out, give her some warning? She hadn’t really thought about it before but now it occurred to her that he had only ever made plans on the same day with her - never in advance. She wasn’t sure if that was supposed to tell her something about him - or about her. And he was mostly MIA on weekends which seemed, if anything, not promising. The whole things left her feeling grumpy. She was happy that she had enough of a life to not be at his beck and call (not a fair accounting but whatever, she still considered herself new to the city and for once she had plans so she could at least feel good about that). She was also annoyed that she wouldn’t see him.
Still, she was determined to have fun tonight, meeting up with Rue to see the latest Wonder Woman movie. Returning to the lab after lunch, Madge struggled to get through all the steps of the day’s protocol. After a hectic afternoon, Madge managed to be only a little late meeting Rue at a dive bar, just in time to take advantage of the cheap (and weak) happy hour specials before the movie. Madge barely even had time to look at her phone. They talked about the holidays - Rue’s shows were scheduled throughout so she would be in town working through all the holidays. She asked about Madge’s work. Madge started explaining her day, but gave up when she saw Rue’s blank look. They moved onto other topics before walking to the theater. The movie was entertaining, and they made vague promises of getting together again soon before each heading home.
Gale 1:03pm tomorrow should be ok I have a meeting til 5 then free
Madge 6:20pm Sounds good. I should be able to get off early tomorrow
Gale 6:41pm U up for morningside? Could eat nearby?
Madge 10:34pm ok Any ideas? Or just meet at subway stn?
Gale 10:39pm sure just meet 116th st subway @ 6?
Madge 10:50pm Soudns good ….so I just did the thing where I turned on the computer and started scanning the exact same feeds I’ve been looking at on my phone 😩😫
Gale 10:52pm 😆 home now?
Madge 10:54pm 👣🍿🎵
Gale 10:59pm long day?
Madge 11:04pm soo long It was hard But good, you know?
Gale  11:06pm you know i said day not date right? you didn’t send a going home with someone emoji
Madge smirked at her phone.
Madge 11:07pm You think if I were with long hard & good I would be on my phone?
Gale 11:08pm well good isn’t mindblowing so it depends if you want 🍆 or 💏
Madge 11:09pm It can’t be both? (Unless you’re accusing me of ethnic cleansing bc those people are weirdly yellow)
Gale 11:09pm  ok you’re alone so want to explain what was long, hard, and good for you today? inquiring minds want to know 😉
Madge 11:10pm Just another busy day curing cancer ;-)
Gale 11:11pm I heard it’s more complicated than that
Madge 11:12pm Well that’s what makes it so hard
Gale 11:14pm lol, guess i have to give you that one sounds stimulating 😎
Madge 11:16pm So - how was your day?
Gale 11:17pm well not as long or hard as yours 😉
Madge 11:18pm Well It’s not about the length of your day but what you do with it ;-) 
Gale 11:20pm 🙊 I’ll try to remember that looking forward to 2moro
Madge 11:21pm Me 2 :)
Gale 11:22pm 👍
Madge hesitated, typed, it’s a date, and told herself to press send. She wavered. She wanted him to say it was a date. Why couldn’t he say that? She knew he could see that she’d been typing. She deleted the words she’d written.
Madge 11:25pm my long day is catching up with me  See you tomorrow
Gale 11:26pm goodnight Madge set down her phone and thought about what she would wear the next day. She took a shower, washed and dried her hair. She pulled on comfy flannel pajamas and laid down for bed. And laid there. Awake.
Madge 12:13am Hi
Thom 12:15am Yo
Madge 12:16am Seeing GH tomorrow
Thom 12:17am 👍🔥  r u 2 DTF
Madge 12:18am NO We’re not even dating
Thom 12:19am nedn fuck him then u’ll know
Madge 12:21am Can you be serious for one minute? We’re supposed to go to morningside park Is that a terrible idea?
Thom 12:22am u rly worried?
Madge 12:23am I barely know him and we’re going for a nighttime stroll in a strange park. If this were a horror movie I’d be saying how dumb I was
Thom 12:24am STOP UR NOT IN A MOVIE anw he’s mr consent 100% ggg
Madge laughed out loud at that - mostly at herself. She didn’t even know where that had come from but Thom as usual managed to calm her while bordering on TMI.
Madge 12:25am lol Sorry
Thom 12:26am npgf now go 2 bed b ;)
Tuesday morning she opted for a shorter workout than usual, allowing some extra time to prepare for that night. She could not even pretend she thought this was going to be casual. She was still a little annoyed at him, but having a little advance warning was better than none. She could at least pick out her outfit knowing she’d see him.
She wondered what would happen. She knew she could be in for a big disappointment, but she couldn’t help hope. As distracted as she was, work was helpful for keeping her occupied. She was still determined to get the labwork right. She managed to push most of the thoughts of Gale to the side as she peered into her microscope to observe her lab cultures.
They sent a few texts midday, not much more than confirming the night’s plans. Before she knew where the time had gone, it was 6pm and she was packed with a thousand other strangers on the train, protecting her small allotment of breathing room from the other jostling passengers, speeding towards … something. She came through the turnstiles and he was there. Leaning on the wall, head bent down toward his phone, his eyes were skimming the turnstiles. For her. Her heart beat a little faster. How long had it been? He looked good. He was clean shaven; he wore a beanie with a Knicks logo pulled down low over his head.
Was this happening? She ran her fingers through her hair and walked over. Gale smiled when he saw her and tucked his phone into a pocket. His “hi” was warm. Madge’s mind chased the question whether it was a friendly warm or something more. If she had been hoping for time to stop, it didn’t - their eyes met for a moment and then suddenly he was adjusting his scarf and leading her toward the subway exit far too quickly.
She had done a cursory web search to see what food was nearby. Maybe Gale had too, or maybe he just knew the neighborhood. As they left the station he said, “Well, there’s seafood, a beer garden, or middle eastern right on the corner. There’s other stuff nearby. What are you in the mood for?”
“How about middle eastern?” she suggested. “I haven’t had a good falafel in ages.” Madge had already checked out their website.
“Falafel?” From his dubious tone, she guessed it wasn’t what he’d expected her to choose. 
“Is that okay?” She quirked up an eyebrow and looked at him. She had assumed he would be okay with his own list.
“Sure,” he agreed, seeming amused.
They quickly spotted the middle eastern cafe across the street, with a cute storefront. Gale took that extra stride as they approached the door and held it open for her. As he stepped through after her, Madge rubbed her hands in the warmth of the cafe.
They were led to a small table along the wall, and quickly shed their coats and scarves. They sat, Madge facing the inner restaurant and Gale facing the window, coats draped over chairs. Sitting across from each other, Gale asked Madge about her day. Whether real or imagined, the gleam in his eye led her thoughts directly to the long and hard convo … Shit, was he trying to be dirty or was it just her? It was going to be harder to keep her head clear with him right here in front of her. Madge saw the waiter coming to fill their water glasses and opened her menu as if to remind herself where they were. She was sure her cheeks flushed as she rambled something about her workday. When she asked about his day, Gale talked briefly about work, about working through bugs in their code, and a customer who kept changing their priorities.  
The menu choices looked pretty standard by Madge’s experience. They decided to share the appetizer sampler which included hummus, baba ghanoush, grape leaves and the like. Madge added falafel; Gale picked chicken shawarma. It wasn’t long before they’d put in their order with the young waiter.
Soon after the drinks arrived Gale asked, “So when are you going home for Christmas?”
“Hmm? Oh, yeah,” she said. “Not til next week, my flight is Tuesday. I hope the weather doesn’t mess up my flights or anything. I’m just going for a few days - visit my dad and see a few friends. You?”
Gale shook his head. “Still need to get tickets. I’m going, I just don’t know the details yet.”
“Really? Isn’t it kind of late for that?”
“Well, I’m just catching a train. I’ll figure it out this week.”
Madge shook her head, amazed at how cavalier he was about leaving Christmas travel details to the last minute. “What about work?” she asked. As odd as it seemed, he had to know what he was doing; unlike her, he had done this before. He had lived here a lot longer than her.
“I took some time off,” he shrugged. “And i can work remotely if i need to.”
“Must be nice,” she answered.
Talking about Christmas plans led to talking about family. Gale talked about his more than she expected - two college aged brothers she had trouble keeping straight, and a twelve year old sister. He seemed extremely protective and fond of them. The waiter came and went, bringing appetizers and main courses. Gale asked about her family and hometown, things she usually didn’t talk much about.
She told him about her dad’s obsession with British crime dramas. ”We always watch a few when I’m home, except half the time he falls asleep in the middle, so I don’t know what the point is,” she laughed.
One side of Gale’s mouth twisted up in a half smile and their gazes held. “What do you do if he falls asleep?” He popped the last stuffed grape leaf into his mouth.
Madge shrugged. “I still watch it. I mean, by then I’m usually hooked anyway.”
“Are you sure he’s the one who’s obsessed?” he asked with a smirk.
They dawdled over the last crumbs on their plates until Madge asked the passing waiter for the bill. Turning back to Gale she asked, “So how far is Morningside from here?”
“A couple blocks. But we don’t have to go tonight,” Gale hedged.
“No I want to,” Madge countered. “I mean, that was the plan right? And a walk would be nice.”
“Okay, then,” Gale agreed, but he didn’t seem as enthusiastic as Madge had expected. A little doubt worried her thoughts.
After Madge paid the bill, they pulled their coats on and headed for the street. “Thanks for dinner,” Gale said.
“Well I did owe you,” she answered. “But you’re welcome.”
Outside the sky was that strange shade of purple caused by orange city lights reflecting off the dark clouds overhead. The streetlights lit their way down 116th street to the park. Madge shivered against the cold and pulled her gloves on as they walked.
“We could do the park another time,” Gale offered. “If it’s too cold.”
“Shut up,” Madge said, eyeing the darkness ahead of them. “I’ll be fine once we’re walking.”
Other than her toes, because her boots that could both look good and can handle walking were not well insulated, and her nose, she did warm quickly. She kept her hands in her pockets,mostly because Gale’s hands were in his pockets. Now that they were on their way, Gale seemed relaxed.             
As they approached the park, Madge’s uncertainty grew. She felt her awareness of the dark shadows ramping up and her heartbeat picking up the pace.
“Do you do this a lot?” she asked.
“No,” he admitted with a grin. A jogger with a dog passed by.  
“I’m all for trying new things but are you sure this is safe? Because it seems kinda crazy. And I would really like to not wake up dead in a ditch somewhere tomorrow.”
“Trust me, we’ll be fine,” he shrugged off her concern. “Give it a chance and if you want to leave, just say so and we’ll leave. Buddy system, remember?” On her own, Madge thought the buddy system sounded awfully platonic, but somehow he made it sound flirtatious.
“Right,” she said.
There weren’t many people around, just a few figures here and there who all appeared to be on their way somewhere. Gale headed to the left when they entered the park. There were street lamps here and there providing pools of light enough to follow the path easily. You could see the buildings on either side of the park, the ones to the west towering over them from the top of a steep and tree-covered hillside. They walked together past the dog run where a few stragglers were still chasing each other. Their owners stood off to one side, chatting to pass the time while watching the dogs. Gale raised an arm in a friendly gesture; one of the dog walkers reciprocated. When they reached a fork in the path, they turned further into the park and north again. 
Other than being dark off the path, the park seemed fairly innocuous. Madge’s nerves began to calm down. “So is this your favorite park?” she asked. 
Gale shook his head. “Nah. It’s too small. But I like it. It feels homey.”
“Homey?” Madge was dubious. 
“Well, yeah. You’ve got playgrounds and b-ball hoops, baseball fields, the dog walk. You’ll have to see it in the daylight sometime,” Gale said.
Madge pursed her lips, annoyed.
Gale must have realized it.  “Sorry I bailed on Saturday,” he said quietly.
“Uh-huh,” Madge replied, noncommittal. The silence stretched between them as she debated whether to ask more. Her mouth was dry. “So … what happened?”
With a rueful sigh Gale answered, “um, well. It’s not a good story. My roommate Jimmy had stomach flu last week. As in, literally immediately after we talked about getting together, he starts puking his guts out. And doesn’t stop. I was kind of hoping it was just food poisoning or something. But then it hit Carlo on Saturday morning. I figured I was next.”
“Oh,” Madge said, wrinkling her nose and, to be honest, trying not to laugh.
“It wasn’t pretty,” he added. “I basically spent the weekend watching sports in my room and cleaning everything in the apartment. I figured if we came Saturday I’d ruin it by getting sick. Or something. It didn’t matter - I never got sick, but still - guess I got lucky. They’re both fine now, anyway.”
“Oh, that’s good,” she agreed. “So ...  um. Why didn’t you say so?”
“Sorry,” he sighed. “It’s not exactly, you know, a pleasant image. I was going to email you … but I don’t have your email. So that plan kinda fell apart.”
“Oh,” she said. “Well I’m glad you’re okay. And at least we’re here now.” She was mostly relieved that it was a decent reason. Still, if she had only known, the last few days would have been easier, at least. But, complaining now seemed silly -she felt immature, and didn’t want him to know she’d felt so insecure and jealous over it. She had no right to feel those things.
“Yeah, we are,” Gale agreed, his mouth curving into a smile as he looked back at her - she hadn’t even realized she’d slowed down. He reached out a hand to her. “C’mon, then.”  She took it, feeling his heat through the fingers of her gloves.
Up ahead there was water on their left, between the hillside - no, the cliff - and the path. Madge eyed the water as they walked. She joked, “My roommate knows where I am and who I’m with. So, you know, you can forget about any plans you had to slash my throat and toss my body in the water.” The cliff face across the water looked imposing in the dark, a hulking shadow.
“What?” Gale shook his head. “Wow that would make me the worst buddy ever.”
“I’m just saying, logically, it’s a bad idea,” she argued, trying to sound matter of fact.
“Oh, thanks,” Gale answered. “Is that supposed to make me feel better? I think you’ve been watching too many crime dramas with your dad. And come on,  Slash your throat? Seems unnecessarily messy.”
She laughed.
“Besides this is no place to dump a body. It’s not THAT remote,” he scoffed.
“Oh, thanks, that’s comforting,” she answered, still laughing.
“Well when you said you were afraid to go in city parks alone in the dark I had no idea you would accuse me of being a knife-wielding maniac.”
“I never said maniac,” she protested.
“It was implied. If you can’t trust your buddy who can you trust?”
“I trust you,” She grumbled. “But -”
“But what?”
“You want to talk about implications, how about this? What are the implications of me being alone with you in a strange park at night. I want to see the park and I’m sure it’s great but it’s really not why I’m here. If you want to be buddies that’s fine, but -”
He cut her off, saying, “I thought it would be romantic.”
“What?”
“The park. I thought it would be romantic. A walk through the park, moonlight, holding hands.“
Madge stepped in close. She tilted her face to his and kissed him. Her lips moved against his, soft and slow. He responded, and she felt his arms wrap around her.
She smiled against his lips.
���Romantic, huh?”
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seleniumd · 5 years ago
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my second to last “first day of the fall semester”
new school, new environment...almost feels like a whole new life tbh.
ive been here for 2 full days now, i had my first day of school today..and seriously it feels like ive been here forever lol. i just remember im taking 5 years in undergrad rather than 4. this is technically my 4th year, so mentally, the senioritis has kicked in.
i always amaze myself with how calm i generally am doing new things (like facing all these new changes), but then ill be an anxious, awk mess doing the most routine things like talking to people i know. makes no sense.
anywho, it was a good first day. this campus is waaaaaaaaay bigger than anything im used to, for my 2 classes today i walked over 2 miles in the blazing sun. its sad to say but after being a potato this summer, thats probably the most movement ive done in months lol. 
by the end of my 6 hour day, i felt hot, sweaty and burnt out. i got home, expecting to do nothing more than pass out after eating + showering. but then i got in bed, watched a med student take on her busy week like a boss, and decided i had to be productive in someway. so i went from feeling super burnt and desperately in need of sleep, to somehow feeling good and recharged after reviewing every syllabus and mapping out my life for the next 3 months.
this week is gonna be one of the easiest. theres some schedule changes for this week that i am beyooond happy about (no 9 hour school day tomorrow bc my lab is cancelled, tuesdays (tomorrow) are the longest days for me so praise the lord), and then there’s labor day this coming monday so once i get outta class friday im hitting the road and heading home. really trying to revel in this next week as much as i can because i know its all downhill after this.
anyway, thats my recap on my first day of the fall semester. only one more of these to go. another 5 semesters before i graduate with a degree that is somewhat useless unless i actually go off to med school. love that for me.
socially, i kinda love how huge the campus is. as an introvert it feels so comfortable being lost in a sea full of people, i never feel like anyones eyes are on me and i like that, even though its probably not a good thing. i def need to figure out where i fit in. like im not the kinda girl who’s into drinking, partying + stereotypical college scene, but im also not a complete nerd? i take so long to warm up to people, and in such a fast moving world you either click with people or you don’t, and if you dont they just move on. ive always felt stuck in this in between, but im not stressing over it. ill meet the right people whenever i do, till then i have years of experience in being alone to keep me sane.
so to wrap this up, i cant wait to be back home with my family for the weekend. biggest perk of going to school here is knowing that when it really comes down to it, i can see them whenever i want. i havent seen them in 2 days and somehow it feels like a lifetime. 
overall im feeling really good, happy and all the positive things, but im beyond ready to just get through this first week and get my life together.
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I messed up, and rear ended a car. The cop said that while it was my fault, and I admitted that, it's largely because of the crazy intersection. Anyways, my car doesn't have a scratch but the other car's bumper completely fell off (It was a cheap car, so I'd estimate the damages at about $500 at the MOST. If that effects anything). No one was hurt either. I'm insured by AAA, but I'm a 17 year old so I know it looks bad. I've never gotten in an accident before, and I've been driving for almost two years. How much can I expect it to go up? ANY general idea would be nice. Thanks!""
Cheap reliable and low INSURANCE!?
OK im 17 monday after next and im a bloke, hence very expensive car insurance. I want a second hand car in the UK which is cheap and likely to keep running. Also low insurance because i am a cheapskate.""
Car insurance estimate for a 2006 BMW 325i for a 17 year old guy?
My mom is being stubborn about getting a quote because she wants to wait until i'm 18, but i don't. I live in Louisiana if that helps. Thanks a lot.""
Insurance and tax for a corsa?
im looking at buying a 06 (56) Vauxhall Corsa 1.4i 16V SXi 5dr for a 1st time car and was wondering how much would insurance, tax and a MOT usually cost for this kind of car?""
How much would the insurance cost for a 2005 Mazda rx8?
I'm 17, I live in Georgia, & I'm about to obtain my license. I've had my permit for almost a year now, & I am deciding on getting an rx8 for Christmas, but I don't know if the insurance will be high or not. Could anyone possibly tell me? btw, we are on Allstate.
Cheapest car insurance for 18 year old in NYC.?
I'm 18, I had my license since I turned 18 in december, I have a clean record and my mom wants me to register my car on my name so it can be cheaper for me in a few years.. I don't wanna pay 200$ a month though, when she only pays like 90$ right now.. but I know since i'm young it will be alot. She has a clean driving record also and she's been driving for a long time, so she will also be under my policy.. I know that kinda helps me out a bit. If you know any cheap/good companies, please let me know!!""
Why want the Republicans work with the Democrats to get a good health care system in the U.S.?
Is it because the Republicans are behind big business?
No proof of insurance?
I have legal insurance, but my policy was just renewed so I need my new cards that prove i'm insured. They are in the mail I assume, but they won't get here in time before I have to leave on a trip to NV. I tried to go online and just print the cards, but their site has been down for many days and I can't get on to print my cards. So my question is: If for some reason I get pulled over (not saying I have a reason to get pulled over) and I don't have those cards, since I do have insurance does the fine get dismissed? Also, since I cant technically prove I have insurance do they have to take my plate?""
What is good to have with car insurance. what features i guess i should say...?
i am 26, drive a 2007 altima 2.5s sedan with 30,000 miles on it. clean driving record and had my license since 17 with zero tickets if that helps. ------------------------------------------------ This is what I am paying with progressive auto: Coverage & Premium Information 2007 Nissa BODILY INJURY & PROPERTY DAMAGE LIABILITY $296.00 BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT MEDICAL PAYMENTS $5,000 EACH PERSON $20.00 COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $65.00 COLLISION ACV LESS $500 DEDUCTIBLE $336.00 LOAN/LEASE PAYOFF COVERAGE $33.00 25% OF THE ACTUAL CASH VALUE UNINSURED/UNDERINSURED MOTORIST $22.00 $50,000 EACH PERSON - $100,000 EACH ACCIDENT UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $6.00 ROADSIDE ASSISTANCE $7.00 Premium by Vehicle $785.00 Anti-Fraud Fee $0.90 Total Policy Premium $785.90 -------------------------------------- I think i am paying too much for car insurance?! about $130 A MONTH! Is this just about right or can I get lower better insurance or do i actually need something more?! let me know what you have and how much you pay and how you are covered. thanks""
About how much do you think insurance would be for a teen for state farm?
the car would be anywhere between from 1997 and 2002. I'm 16, a girl, had drivers ed, and have grades that qualify for the good grade discount, and am going to get my license soon. im looking at cars and want to know how much it would cost for insurance...do you have any idea how much it would cost?""
I cannot find any cheap car insurance quotes?
Does anyone know any cheap car insurance companies?
How much do you pay for your motorcycle insurance?
I just check for a quote for a cbr 600 f4 I wanted to buy and it quoted me $2,200 a year! Does that sound right? I'm 19, live in New york city, male. Whats your state, age, bike model, gender, and insurance rate?""
What kind of insurance do you have and do you 'like' it/is it good?
I want to switch insurance companies, but I don't know how to decide what to switch to. Insurance is such a confusing thing to start with that I need to find a company that is helpful as well as affordable. I'm looking for a company to cover automobile and homeowner's insurance, and if possible life insurance too. Thanks for the help.""
Who Pays For Your Medical Insurance?
Another one...who pays for your medical insurance?? The place i work for pays for my full coverage with NO out of pocket expence on my part and NO money taken out of my paycheck? Does your company also pay for you or do you have to pay some out of pocket money?? If i had a choice i choose them to dock me my half hour lunch as long as they are paying for my medical insurance..thats more important to me..What do you think??
Car insurance for 16 years old in california?
I am turning 16 soon and getting my license and a car. I just want to know how much insurance is for me per month for triple A without any tickets or accidents. My dad already has insurance is there a family plan?
Do you think i could get a used car and insurance with under $3k?
i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?""
Why do people in the US waste money on car insurance?
There are 5 states such as California where 25% of the public has NO car insurance...while the rest of the country has an average of 7% uninsured. Obviously no one is enforcing insurance so...why bother getting insurance at all. Isn't it cheaper to have none..and more un-American to have it? After all, Americans generally think they should not have to pay for anything, so why pay for anything at all?""
Car Insurance cost for 18 year old?
I'm 18 and am a beginner in driving and my dad wanted to set up my insurance. The car i would be using would be my dads 1967 Oldsmobile cutlass (classic Muscle car). So i was wondering how much insurance would be at my age with the car i would be using, and with no bad previous record for accidents and/or tickets.""
""Having a driver's license, but no car? Insurance question.?""
I'm 18 years old and currently have my driver's license and pay car insurance on it under my parents insurance plan. I want to know if it's possible to sell my car and stop paying for the car insurance. Is it possible to have a drivers license, but not be paying for insurance? I wont be driving any cars, I'm going to get a motorcycle. I live in Florida.""
Best way to file claim for Allstate home owner's insurance?
My husband and I have minor storm damage to the roof over our master bedroom. And now water has managed to get into the wall and is making the sheet rock bubble up, as well as causing cracks in the ceiling in that one particular spot. Allstate sent an insurance agent out and they said that after our $1,000 deductible they are only willing to pay about $400 over the cost to fix it. So...should I get a contractor to assess and give me a quote, and then re-file a claim with the insurance adjuster? If so, how should I go about doing that?""
I am looking for car insurance for a courier?
this is different from regular insurance.. is there any service that offers just courier insurance. one who uses their car to make deliveries
Best public health insurance plan in nyc?
I've been traveling after college and won't go back to school for another year. I've been volunteering only and haven't worked for over a year. I don't qualify for ...show more
What is homeowners insurance declaration page?
im getting a loan but im not sure what a home owner's insurance is
Car insurance in household with 3 licensed drivers and 3 cars?
I just purchased a 2000 Honda Prelude Type SH, and while I am prepared to pay the cost of a full insurance premium, I am wondering if there is any way around insuring myself as the primary driver of this vehicle, when in reality the driving will be split between my mother and myself. We have two 2001 Grand Prix's, both insured under RBC in my father's name, with my mother and myself on the policy as occasional drivers. So I suppose my question would be whether or not my father or mother can insure my vehicle and add me to the policy the same way I am on it for the other two cars?""
Does anyone know where you can purchase GAP insurance for your car if your auto insurance doesn't offer it?
I bought a 2006 auto a couple weeks ago and when I called my insurance co. to add it, they said they could add GAP insurance, too. (which I need) Now they are saying they can only add it to a NEW car, not used. Anyone know if I can purchase strictly a GAP policy to cover my car? I don't want to switch insurance because of discounts having my other car, homeowners, etc. through them.""
Cheapest car insurance please?
hey i hope some1 can help me out. i am 22 years. i recently passed my driving test, on the 21/07/2009. i also bought a car honda civic. 1.4l i am looking for the cheapest car insurance possible. because i am full time student. and work part time. i wouldnt be able to afford paying 2000 annually. please if some1 knows where to get cheap car insurance for new drivers, would be very appreciated cheers""
What auto insurance coverage is mandatory in the state of Florida?
I know (PIP)- Personal Injury Protection and (PDL) property damage liability is required and I thin uninsured motorist coverage is required but I'm not sure about bodily injury liabilty
Why should a healthy person buy health insurance in 2014?
Because Obamacare eliminates pre-existing condition exclusion, why should a healthy person buy health insurance in 2014? Doesn't it make sense to save your money and buy insurance only once you need it?""
Can you drive a car home you have just bought without insurance?
If i were to buy a car could i drive it straight home with no insurance, if i was going to sort it out when i got home. obviously don't want to sort out insurance for a car i haven't seen or payed for.""
How much does Viagra cost without insurance?
How much does Viagra cost without insurance?
How much would the insurance cost for a 2005 Mazda rx8?
I'm 17, I live in Georgia, & I'm about to obtain my license. I've had my permit for almost a year now, & I am deciding on getting an rx8 for Christmas, but I don't know if the insurance will be high or not. Could anyone possibly tell me? btw, we are on Allstate.
Our daughter has just passed her driving test ( aged 21 ) does anybody know of any cheap insurance companies ?
We are willing to buy her a small car but the insurance quotes she's getting are idiotic.
I am looking for the cheapest car insurance for a u/25 driver?
I am looking for the cheapest car insurance for a u/25 driver?
Should car insurance be mandatory?
Auto insurance should never be mandatory. Of course you may say What if you get into an accident ? Without car insurance, families can save that extra money in case of an emergency. If a person gets into a 2 car accidents through no fault of his own, the insurance rates will skyrocket. In any case, you will usually pay more for insurance than you would have paid to have your car fixed at an auto shop. This policy also unfairly discriminates against the working poor, many of which are one pull over away from being arrested or having their licenses revoked. If a person with a revoked license has no other means of transportation, it may lead to unemployment thus costing us all. This would keep them in the vicious cycle of poverty and deprive them of their dignity as adults. This is why we should abolish laws requiring car owners to have insurance.""
Can someone please explain deductibles and coinsurance for medical insurance to me?
I'm getting health insurance for the first time on my own, so I really don't know anything about it. I tried having the woman from the insurance company explain it, but it still makes no sense to me. If I have an annual deductible of $2,000/$4,000 and my out of pocket max is $4,000/$8,000 what does this mean? And my coinsurance is 20%?""
Insurance rates for 2003 F150?
Ok, so I'll start off by saying I'm 15, and when I do turn 16, I want to get an F150. My question is, what can I expect to be the insurance rates on a car like that? I've read from multiple websites that despite being a truck, it has decent rates because it's extremely safe and is reliable. Can anyone give some information or direct me to a website that would help me out?""
Where to find affordable complete health insurance?
i am looking fior affordable health insurance, like as in family. i am looking online, but so far have come up with nothing. they are dropping my insurance at work, so i need to find something. if i have to go online to find it, that is ok.""
Now that health insurance companies must give a rebate to companies for group plans?
that don't completely utilize coverage, according to an obscure audit formula, will those insured under the group plan feel guilty if they have to use it and it affects everyone in the plan's annual rebate check? And how will insurance companies make up for this loss?""
Will my Insurance go up if my son (22yo) gets a license but does not drive?
My son is going to graduate from college (in May) and wants to get his license taken care of now since he will have some free time. However, he does not actually need to drive (and will not be doing any driving until he gets ready to move out), and neither of us want to pay for the insurance rates right now. Will just him having a license cause the insurance to go up even if he does not drive and does not need to be insured? Thanks for your time!""
I'm 18 and need auto insurance.?
I'm 18 and am about to buy a new car. I'm still under my mother's insurance, but am planning to get off of her insurance. I'll probably end up buying a clunker car that doesn't cost much. Here's my question: Do auto insurance companies allow drivers to get off their parent's insurance plans and get one of their own? My mother isn't very cooperative about paying for car insurance. I need to buy my own insurance. She WILL NOT cooperate. Will this be expensive? How would I go about changing the plan?""
Does anyone know approximately how much liability insurance costs for an old school VW Van?
I'm looking into buying a 1979 VW Van/Bus, I was just wondering what kind of insurance I'm looking at.""
Would not getting your permit prior to getting your license increase car insurance costs ?
I know there are many things that increase insurance costs but would not getting your permit prior to getting your license be one if them? If so how can insurance companies tell you didn't get your permit first ?
How does an Alabama ticket affect Washington insurance?
I got a speeding ticket in Alabama last day of August for doing 52 in a 40, $200. I have two previous wrecks, one was not the considered my fault and my rates did not increase, one was weather related but my rates did increase. I am 20 years old and have no previous tickets. I know this will go on my record and that my insurance company will see when my policy is renewed, but I want to know if it will dramatically increase my rates? WA state does not operate on a points system like Alabama does so I'm confused on how it will transfer over. Any help is appreciated.""
How is mandating health insurance socialism? Why is no one rioting about car insurance?
Healthcare is still run by the private sector. Just more people will be able to get it. How is ensuring everyone has insurance socialized medicine? Healthcare is run by the private sector either way.
Help on insurance?
does anybody know were i can find an affordable full coverage insurance in Los Angeles? its for an Escalade.
Auto insurance rates in USA?
Auto insurance rates in USA?
Which auto insurance costs more?
Auto or commercial... My insurance company has my pickup labeled as a commercial vehicle but its an auto. Which is cheaper before i dispute?
""Okay so sent off for my provisional license and thinking about cars and insurance now, just need a little help?""
Okay so I'm 16, turning 17 very soon and going to start driing lessons soon, but I need a car after that and I'm going to have to pay the majority of the insurance and the car myself. I only have a part time job where I work thursday evening and saturday mornings at like 6.00 an hour. What car is a good car for a person my age, what about insurance for that car how much is that going to cost? Overall what would you say is the total amount I should save up in order to get a car and decent insurance? Thanks :)""
Can i get insurance to drive any car?
My current insurance gives me third party cover on any vehicle i drive with permission from the owner. Can i get full insurance? (i am thinking of setting up a business which would require me driving other peoples cars) THanks
Do you have to pay motorcycle insurance all year round?
or just during the summer?
Wwhat are the characteristics of disability insurance ?
Wwhat are the characteristics of disability insurance ?
Is my insurance company responsible !?
I recently submitted a claim to my insurance company an it was rejected . At some point during some severe weather something struck our roof causing water to enter . The rain water caused the sheetrock ceiling to crack and start to collapse . We were told by our insurance provider that this was caused by a manufacturer defect . The manufacturer checked the damage and disagrees . I also disagree being that we have lived in the home for four years and this the first appearance of water . what should I do next ? I have already submitted statements from the manufacturer . The insurance company has also declined to renew our policy because of the damage .
""I crashed my car, and Got a DUI. Will my insurance pay for repairs?""
I crashed my car into a tree, and got an OWI (more commonly known as a DUI in most states) My insurance (USAA) will request a police report, i know that much. But I want to know if they are obligated to pay for repairs, regardless of the circumstances? Yes, i know my rates are going up. Yes, I know about SR22. \thanks""
Who offers the best life insurance in Illinois?
simple enough. ive done my research and the best i can find is either American Income Life insurance or State farm. anyone have either of these and think they are reasonable?
Can I use my car that is under my dads car insurance?
Since i'm a new driver and 18 years old. My insurance rate will be up and can be very expensive. Can my dad just put his name and stuff on my soon to be new car? (Subaru BRZ) after all he is paying for it so technically it's his I guess lol
Is car insurance issued in one province valid in another?
I can't afford insurance in Ontario. The basic rates for males under 25 are the highest in all of north america. I was thinking of changing my legal address to Manitoba to apply for their insurance whilst forwarding all my mail to my actual address. I can't take public transit, I live and study in the suburbs. I'd also have to bike 20kms each way to work otherwise. I was quoted between 6000-8000$ /year despite no accidents,tickets and choosing a relatively cheap car to insure.""
How much would the insurance cost for a 2005 Mazda rx8?
I'm 17, I live in Georgia, & I'm about to obtain my license. I've had my permit for almost a year now, & I am deciding on getting an rx8 for Christmas, but I don't know if the insurance will be high or not. Could anyone possibly tell me? btw, we are on Allstate.
Information about health insurance for 20 year old?
i just went to ehealthinsurance.com to look at health insurances for just myself. they have alot of stuff that i do not know what it means like plan type. which plan type should i get: ppo or hmo. next they ask about the deductibles. what kind of deductible would u recommend getting. i have no idea what a dedectible is anyways. they also have a catergory about coinsurance and office visits. if possible maybe you could just log into there as a 20 year old and tell me which is hte best insurance for its price. im really desperate i have no insurance and dont want to take the chances. thank you
What kind of cars are good for teens insurance wise?
I know it depends on where I live and many other variables but I'd like to know in general what gets the best rates. I'm looking at a 1993 chevrolet s10 5speed with a 4.3l v6 right now but I don't know how the insurance would be on it yet. I'm 18 years old in Canada and I've been driving for 2 years total (1 year g1/permit 1 year g2 class license) and now I'm about to go for my full g license. What should I be looking for? import/domestic? engine size? number of cylinders? cars or light trucks? size of engine in relation to size of car? I thought I might get some relief on the s10 since it's domestic, manual (less people want to steal?), I can make some extra money at work, and since only 3 people can fit (originally a 2 seater) less people would be injured in an accident? I don't know, what do you think i should be looking for?""
Is AARP a good health insurance plan?
I'm in my 20s, any suggetions of a good health insurance coverage plan? hospital, perscription, the whole nine!?!?""
How much would car insurance on a 2006 convertible mini cooper cost for a 16 year old boy?
in the state of texas
Does a ticket for not wearing a seatbelt increase auto insurance?
I am 18 years old. I have had my license for almost 2 years, and I have never gotten a ticket-until last Sunday. I was one of 4 people sitting across 3 rear seats in a car without our seat belts on. I live in CA and I have AAA insurance. Does anyone know how much this ticket is likely to cost and whether or not I will receive a point on my license? And most importantly if the rates will go up?""
Car insurance question?
My mom finaced a car for me in Montana its in her name but i pay the car payment. I live in Colorado. even though she has car insurance already on the car in her name... can i get full coverage in Colorado in my name? so say fro example if i crash it The car will still be covered. is that against the law? please help. thanks
Insurance and baby drama?
My boyfriend has another daughter that is placed on his insurance as is our daughter. Will this other kid effect my daughters benefits for being on his insurance along with the other kid?
Switching Dental Insurance?
So I will finally be getting benefits from my workplace and I got the dental insurance where it will cover 50% ortho for adults because I am planning to get braces. The thing is, I am finishing up my last semester to get my degree from college and looking to get a new job. My question is, how does it work if I were to get braces with my insurance NOW and then get a new insurance? Does it still cover the costs or will it carry on over? What will happen?""
How can I cancel my geico car insurance?
I pay for my geico car insurance every six months because I save some money instead of paying monthly. Here is a thing I am going to out of US for 3 months and I do not need insure my car however I already paid for the 6 months.
""Why do all of my friends get cheap car insurance, but not me?""
ok so my problem is, I am currently on a provisional license (in the UK of course) and literally all of my friends that are driving currently are getting insurance for less than 2k a year. (male, 17 years old, living in west cumbria, same as me) and that is with the same cover I am looking at... comprehensive cover as a named driver on a parents car. I have tried everything, even looked at the same cars and the qoutes are still almost double. this does not make sense... why the bloody hell do i have to pay 3500 quid a year for a poxy 500 quid car when all my mates only pay 1500 a year on the same thing!!! my postcode is ca28 by the way, which is a grade c postcode area for insurance, same as my friends. they seem to use aviva, i got a qoute from them, 300 a month, they got 150 a month. even those that have passed their test get cheaper insurance than me. please help. ste""
Is my car legal to drive in California?
I bought a '79 El Camino in Oregon this past summer. They don't have any smog laws there, but in California they do. It hasn't passed a smog test because it needs a catalytic converter, and I can't afford that now. The tags don't expire until March, the car is registered to me, and I have insurance. And it still has the Oregon plates.""
Insurance when buying a used car?
I'm going to buy a used car next week from a private seller and I am concerned about the insurance. I've heard that you need to have insurance to drive it but what should I do? I am 20 years old and I've looked up temporary insurance and most of them you have to be 21 years or older and some are around 200 for 1 day cover but you have to have a Full UK Driving Licence for at least 6 months when in my case, I've only had it since yesterday as I passed my test yesterday. So what should I do? Get the full insurance and tell them this cars registration number or not get insurance at all and assume I get 7 days free insurance when buying this used car from the private seller?""
Life Insurance?
I had a child in 2007.. is it necessary for me to get life insurance? Why.. and what is the best carrier (in your opinion) to use? Also, what rules do I need to know before I opt to get it? Thanks.""
Do you need motorcycle insurance in florida?
i plan on moving to florida really soon, i am from n.j. and i heard i wouldnt need insurance, is that true? are there any circumstances where i would need to get insurance?""
About how much will auto insurance cost me?
For an 18 year old male, about how much will car insurance be for a pre owned certified toyota corolla?""
Do you need insurance to take the Texas Driving Test?
I'm gearing up to take my drivers test, but I'm not sure whether I need insurance for it along with my VoE, Birth Certificate, ID, & SSN""
""Has anyone bought insurance from Insphere Insurance Solutions (MEGA Life, Alliance for Affordable Services?""
I met with an agent yesterday and Googled the companies he represented, and saw so many complaints from both agents and consumers that my mind is spinning. I own a small business with only two employees. I don't want to be ripped off by some sweet talking insurance salesman, but if he is honest (chuckle) and his products are as good as he represents, then I would consider this option. If you've had any experience with these companies, I would like to hear it... good or bad. Thanks.""
How much could I save by switching to GEICO Car Insurance?
How much could I save by switching to GEICO Car Insurance?
Do you need car insurance to borrow someone's car?
Like if I were to borrow someone's car, would I personally need car insurance (like from my own car), or only if the owner of the car had insurance would that be okay if I drove it? I live in Illinois if that makes any difference.""
I have insurance for a car I had for 6 days. The insurance co. says it's a total loss. They gave me a value?
Audatex is not kelly blue book they look at craigslist & not the dealer. Craigslist sometimes has cars where a mechanic might not catch it but is damaged. The price I paid is higher due to getting sick & credit went down so I had to go to a local dealer with higher interest. They want the insurance check plus $1700.00 & interest. So I will pay for this thing for over 1 1/2 years. I had it 6 days when some crazy driver almost hit me I turned & hit a wall. The insurance company says I loose my good driver discount. Since I will have to wait to pay off this car I can cancel my insurance once the dealer gets the check. Is there any California law that would say if this happens I would be able to pay off the car. It's worth more as a loss then to try to fix it. Please help. Thank You.
Whats the cheapest non-owners...?
Car insurance?
How much would motorcycle insurance be for a 17 year old?
I was looking at either a 2011 Kawasaki Ninja 650R, a 2011 Yamaha FZ6R, or a 2009 Suzuki SV650SF. I live about 50 miles away from Washington D.C. in the suburbs. My grades are A's and B's and I'm in 2 AP classes. I've never had any traffic violations for a car, not that it really matters when dealing with a motorcycle.""
Car insurance for a 17 year old boy?
Hello Yesterday, I passed my driving test and am, of course, really looking forward to driving. I spotted a Renault Clio I liked with a 1.1 litre engine. It's nothing special, just a first car (which would mean the world to me) I was always aware insurance was going to be a struggle. I insured myself with Provisional Marmalade while I was still learning, so I could drive my mum and dad's car as additional practice. Prov. Marm. have another part to their company, Young Marmalade for newly passed drivers, apparently giving you the best quotes, however I couldn't find anything under 3000! I am a 17 year old boy living in the Northeast of Scotland, one of the most common places for a collision in the whole of the UK. However, I am not in anyway a dangerous driver. My dad has been driving for 50 years and told me he feels very safe while driving with me as a learner, and I always stay within the speed limit, with the exception of if I don't realise I'm doing over the limit. My mum and dad have been saving some money for me for about 10 years, but it's only about 1300, and I don't have any more money apart from that. It's not going to be enough and I have really been let down by the insurance, because that Clio I saw was 600. The lowest quote I managed to find was 1634.70 a year from the Co-Operative Young Driver insurance, and with that you get a device fitted in your car to monitor how you drive, and if you drive within speed limits, and safely, I guess your monthly cost comes down a little bit. Anyway, I'm waffling on here. My question was, does anybody know of a REALLY good insurer for 17 year old boys who would: -take their price down for one of thse devices being fitted -offer decent discounts for Pass Plus or an Advanced Driving course? A car and amazingly cheap insurance would mean the world to me at the moment, because there's nothing worse than the feeling of only getting 1 minor fault on your test then realising you can't drive due to the greedy bastard insurance companies. Thanks for all the help.""
Wich is is best life insurance ?
wich is is best life insurance ? MY AGE IS 32
I only have liability insurance and was hit by another car?
I only have liability & when the other guy hit me he ran away on foot leaving the car. I made a police report and they gave me the other party's info. Now his insurance is saying they can't help me until they know who was actually driving his car. What can I do to get my car fixed because it is not drivable? Can I get a rental car? Can his insurance deny me completely if they don't find the driver?
How much would the insurance cost for a 2005 Mazda rx8?
I'm 17, I live in Georgia, & I'm about to obtain my license. I've had my permit for almost a year now, & I am deciding on getting an rx8 for Christmas, but I don't know if the insurance will be high or not. Could anyone possibly tell me? btw, we are on Allstate.
https://www.linkedin.com/pulse/whole-life-insurance-policies-janice-stone"
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