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mead-iocre · 4 months ago

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Pay Attention To Me | Leah Williamson x Reader

synopsis: do you know what's worse than dating a football player? dating a football fan.

warnings: brief mention of sex

wc: 2.5k words

Sometimes you wonder to yourself what possessed you to date a footballer. You weren’t athletic or sporty, and unlike your athlete brothers, you didn’t enjoy any sport enough to stick to it. Your only means of exercise was pilates and the occasional trip to the beach in your cute bikini.

So how did you end up dating a professional footballer?

You found yourself thinking about that question as you sit curled up on one end of the leather sofa browsing the Chanel website on your laptop. On the other end of the sofa, with her legs sprawled out and a beer bottle in one hand, sat your girlfriend. Leah was dressed in a grey hoodie and matching grey joggers; her hair was down, which was a rarity these days due to the heat, streaks of light blonde strands framing her pretty face. From your place on the sofa, you are granted the most breathtaking view of the ocean thanks to the expansive glass walls. The horizon stretches as far as the eye can see; the sky painted in hues of orange, pink, and purple. As the sun begins to set, it casts a golden glow over the water, making the waves glimmer and sparkle.

The villa was gorgeous, and exactly like how the pictures showed it to be. You had chosen the place yourself, tempted by the promises of walking out onto the deck and being able to jump into crystal clear waters. The spacious overwater bungalow features polished wooden floors, high vaulted ceilings with exposed beams, and furnishings in soft, neutral tones complemented by cool-tone vibrant accents. When you showed pictures of the villa to your girlfriend, she took once glance at it and handed you her gold amex card. She didn’t even ask you for the price.

Back to your own question earlier, the short answer was that Leah was attractive as hell. She was also everything you could ask for in a partner. She's got a cracking sense of humour, she's passionate about her job, family-orientated, and it didn’t hurt that she was the most gorgeous woman you had ever laid eyes on. She made sure to spend as much time with you around her busy schedule. She accepted that you were high-matainance, and gladly indulged you. Leah was the whole package. Sometimes as you lay in bed, when the night is still and quiet, you would take a moment to thank your lucky stars that she walked into your life.

However, no one in this world is perfect– even someone like Leah Williamson.

Your girlfriend’s biggest flaw was that she is a football player–and by extension– that meant she was a football fan.

And that was the problem.

Today was the 2024 Euros final. England somehow managed to slither their way to the tournament final and will be facing Spain to compete for the title of Champions of Europe 2024. The original plan was to head over to the Williamson’s house so everyone could watch the game together. However, your birthday happened to fall in the week leading up to the final. As a birthday gift from your very generous girlfriend, Leah had surprised you with a week-long trip to the Maldives. Her only condition was that she gets to watch the Euros final at the villa

Uninterrupted.

And being the good girlfriend that you are, you were more than happy to compromise. That is until you realise that Leah has pretty much ignored you the entire day.

Well– maybe ignore is the wrong term. She was acting the same this morning– ordering a breakfast spread fit for champions by the time you woke up, booking a luxury spa treatment for the both of you at the resort, and even letting you run wild with her card at the nearby mall where there’s a strip of high-end stores with names like Cartier, Vacheron Constantin, and Dior. You came strutting back to the villa in your new pair of Jimmy Choo kitten heels, while Leah trails behind you, her arms full of shopping bags– all of them belonging to you.

However, you were what other people would call clingy. You craved attention and affection more than the usual person. Physical touch was your love language, and most of the time, your girlfriend was more than happy to meet your needs.

But not today it seems.

She was far too busy watching a bunch of men on telly chase a ball around a field of freshly cut grass to pay enough attention to you.

Finally getting board of looking at bags and shoes on your laptop, you shut it down and put it aside. Stretching one leg over the length of the cream white sofa, you nudge Leah with your foot. “Lee…”

Without even moving her eyes away from the screen, your girlfriend just hums in reply. Rude.

Another nudge with your freshly manicured toes. “Leah”

Finally he blonde turns to you, grasping your foot with one hand effectively putting an end to your incessant poking. “What, baby?”

“I’m bored” You pout at her.

“Then watch the game, darling” She tilts her head towards the 85” Samsung TV that is mounted on the wall. Her hand was now lightly massaging your foot and your calves, probably sensing how tense you are.

You groan in reply, your head falling backwards dramatically. “That's exactly what’s boring me, Lee”

Leah just smiles, but it’s a bit strained. She just wants to watch the game, and you’re making it hard for her to focus. She’s usually used to your indifference for the sport that she happens to make a career out of. You only "enjoyed" football when your girlfriend was playing. You attended all her matches and would cheer loudly for her when she's on the pitch. Whenever Leah would drag you along with to watch football matches as a spectator with her, you would reluctantly agree– after many kisses and promises of shopping afterwards– and armed with the latest copy of Vogue to pass the time. If she wasn’t on the pitch, you did not care.

You sneak a peek at her, wanting to see if she would indulge you further, but she was already turning her attention back to the TV. Stupid tv.

You rattle your foot that is still under her hand. You didn’t know where this was coming from but you had enough of being pushed aside for a game of football. “Leah!”

And that’s when she snaps.

“Fucking hell– would it kill you to be quiet! Can’t you see I’m trying to watch the match, mate?” She gestures wildly at the tv. Her eye brows were drawn together, the skin between them wrinkled. When she looked at you again, her gaze was intense– piercing almost.

You glare back at her, hoping she can feel your wrath from her peripheral since she has once agin directed her eyes back to the tv. “m’not your mate”

You huff audibly, snatching your foot back from her grasp. You could feel the annoyance bubbling up inside you. Sure, you had both compromised that Leah gets to spend one day to watch the game uninterrupted. And yes, you did get your girlfriend all to yourself during the last five days, but you couldn’t understand why she was pushing you away like this. You were being selfish, but who wouldn't be when their girlfriend is being uncharacteristically mean about it.

When you were in one of your moods, you had a habit of muttering under your breath when things don't go your way, making scathing, albeit humorous, remarks. It wasn’t long before the sounds of you grumbling under your breath could be heard by your now equally moody girlfriend.

“bloody football…this was supposed to be a birthday trip yet my girlfriend is spending time watching ugly men kick a ball around…we could’ve been snorkelling and exploring the reefs or having sex on a yacht but nooooooo apparently football is more interesting”

Sometimes Leah found it cute but other times, like today, your grumbling was annoying and it was distracting her from the game. The blonde just wants an hour or two to watch football uninterrupted, yet you can't even give her that. She smacks her hand down hard on the sofa, startling you and putting an end to your angry muttering. Leah turns to you and glares. “If you want to keep grumbling like that go do it somewhere else. You’re actually fucking pissing me off. don't know why I even put up with you” She groans the last bit as she rubs her forehead like you were some sort of nuisance to her.

That did it.

You were annoyed at the lack of affection from your girlfriend, and the same person that you wanted attention from was now mad at you. You glare at her right back, but your eyes were starting to water and you were getting the sniffles.

Wrestling the blanket off your lap like you were fighting an alligator, you swing your legs off the sofa, ready to stomp to the room and slam the door like a mature lady when Leah grabs your arm before you can move. “Sorry. I-I’m sorry. I didn’t mean it, baby”

You angrily wipe away a traitorous tear as it slides down your cheek, trying to shake off the blonde’s grip but she holds firm. She moves to stand on her own two feet until she’s standing in front of you. Leah crouches down slightly, forcing your eyes to meet her blue ones. She frowns when she notices your tear stained cheeks. “Darling…hey, look at me, please”

You meet her eyes, albeit reluctantly. She rewards your effort with a kiss on your wet cheek. “I didn’t mean it. Don’t cry, please. You’re breaking my heart, baby”

“Oyarzabal…Cucurella! 2-1 SPAIN!! Time is running out and Spain are nearly there. Oyarzabal hooks the ball out left to Cucurella, who beats a flagging Walker with a lovely diagonal ball into the box.The substitute is stretching ahead of Stones, having timed his run to perfection in between England's two centre-backs, and slides to put Spain back in front. This might just be it for England…”

Shit.

You head snapped towards the tv in shock, your annoyance disappearing. While you weren't personally rooting for any of the two teams, your English girlfriend was rooting for England so you automatically were rooting for England too. Not that you would ever admit it out loud.

You were anticipating a slew of cursed words from the Milton Keynes native, but her eyes had not left your face once, far too concerned about making sure you were okay. You were her number one priority, always.

Taking a step closer to her, you rub the sides of her waist lightly. It was your turn to comfort your girlfriend. You hug her, pressing your head against her chest to listen to the rhythmic beating of her heart. It’s soothing and familiar, and any lingering feelings of frustration have completely disappeared.

“The lads can pull one back” You say to her, peeking at the time running at the left top corner of the screen. Your girlfriend still hasn't said anything and you assume it's because she's sad about the score. “They’ve still got 10 minutes to equalise– plus additional time to play.” Just because you weren’t the biggest football fan out there did not mean you didn’t understand how the sport works.

“Quit thinking about the match for a minute, baby, I don’t care about them right now. Are you sure you’re okay?” Leah pulls back slightly, cupping your face gently, and you lean into the warmth of her palms.

“There’s nothing to forgive, Lee. I was just been silly” You pucker your lips up at her, and she grants your request with a grin. She kisses you once, and then again, pecking your lips repeatedly like she can’t get enough of you.

You give her one more kiss, giving her a sharp bite on her lower lip before you pull away completely. Leah frowns at that, her eyebrows furrowing in displeasure.

“I’m going to grab my laptop and watch Desperate Housewives out on the hammock. I’ll leave you to your football–alone– so you can focus.”

“What no. Baby, you can’t leave me when we’re one nil down during a Euros final” Leah gestures animatedly at the TV, the scoreline still showing Spain in the lead. “Stay with me. Watch your show right here with me”

It wasn’t a question, it was a demand.

Without waiting for you to reply, Leah began pulling you by the hand back to the sofa. She sat down, tugging you onto her lap. You just laugh, not even bothering to reach for your abandoned laptop on the other side of the sofa. You snuggle into her, your chest pressed together, tucking your face into the crook of her neck. Just because you agreed to stay with her, doesn’t mean you were interested in watching the match.

A buzzing from the inside of your short’s pocket startles you slightly. You glance at the screen, reading the text, and then gasp.

“love, my Chanel sales associate is asking me if I’d like to book an appointment at their store to see their new collection! There’s actually a cute bag that I've been thinking about…"

Leah hums, distracted slightly, not even looking at the phone screen that you are practically shoving into her face. “Yeah, we can get your bag once we arrive back home”

You squeal, already texting your sales associate to go ahead and book you in.

“–only if England win it” The typing stops and your heart drops. Your celebration cut short.

“w-what…b-but, love…” You look up at her to see if she was serious, and to your dismay there's not a hint of playfulness in her gaze. She's serious. Glancing back at the screen, you see England have only 5 minutes left to equalise if they want to play for additional time, but the seconds are ticking by quickly.

Scrambling off your girlfriend’s lap, you take your place beside her on the sofa instead. You have never been more motivated to cheer for a team your girlfriend was not playing for. Mustering all the manifestation in the universe, and your desperate need for that Chanel medium 25cm double flap shoulder bag in pink quilted lambskin leather with silver metal trim, you shout from the top of your voice “C’mon, England!!”

Leah just laughs loudly beside you, yelling and whooping too.

However, sports can be a cruel thing sometimes.

England did not end up winning the Euros, much to the dismay of your girlfriend— and probably an entire nation. However, you got your bag anyway. Leah could never say no to you. She would give you the entire world if you asked for it, but luckily all you wanted is a pink Chanel bag– for now.

More spoilt!reader x Leah because you all seem to enjoy her.

I wrote this the day after the Euros and then abandoned it because I got stuck and experience a writer's block halfway lol. Hope it still delivered.

-- kisses, butter.

#spoiled!reader #leah williamson #woso #woso community #woso fanfics #woso x reader #leah williamson x reader #woso imagine #leah williamson imagine #woso blurbs #spoiled!reader stories

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hellishjoel · 1 year ago

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psycho bitch

3.2k / pairing: brat tamer!joel x f!reader

pt. 1 pt. 2

summary: When Joel ignoring you leads to an expensive shopping spree on his credit card, punishment follows in the form of spanking and a well-deserved pounding.

warnings/information: MA 18+ (minors DNI), no outbreak, brat tamer!Joel, swearing, dirty talk, pet names (kitten, etc.), degradation, name calling (be nice lol), praise kink, dom!joel, spanking, a little ass play, unprotected p in v, overstimulation, mean joel honestly lol

A/N: it’s official, I’m naming this series psycho because I’m pretty sure that’s what Joel has reader’s name in his phone saved as. his lil psycho <3 we love psycho in this house (it’s you, you’re psycho).

“Say you’re sorry.” Joel sneered, voice low. You paused the motion of your hips and cocked your head in an attempt to look back at him. A dopey hm? left your lips. Mistake. The smack of his hands cracked against your ass, the stinging sensation warming your entire body as you gasped. “Shit-- Joel!” You whimpered as you writhed under his body, but it was pointless, he had pinned you to the couch. “What the hell is wrong with you?!” “Say you’re sorry,” He repeated. “Say you’re sorry for rackin’ up my credit card.”

If there was one thing you loved doing above all else, it was irritating the shit out of Joel. Whatever he was to you, boyfriend, fuck toy, situationship… whatever role he played, he was more fun riled up.

You’d rather have the most psychotic, deranged, raving mad sex with Joel than be stuck in missionary for the rest of your life.

You were at his place, lying in his bed waiting for him to come home from work. And you’d be waiting a while because according to your phone, it was barely noon. Bored, you tried calling him a few times, but he didn’t care to answer.

To busy your mind, you started watching Clueless. What a horrible idea that was because now, you wished you had the funds to afford Cher Horowitz’s wardrobe. Hm.

Laid in the lingerie Joel left you in this morning, you rolled onto your tummy and started surfing the different stores you loved for inspiration. You wondered what would drive Joel up a wall. A mini skirt? Knee-high socks? An expensive gold waist chain? They all sounded good.

Add to cart. Add to cart. Add to cart.

Your heart clenched at the total.

“Fuck.” You murmured, tossing your phone to the side in frustration. To live a life of wanting so much, but earning so little was not a life for you. Your lips twisted in thought.

Maybe Joel would buy the rest of your items if you threw in a new set of lingerie or two. As much as it was for you to wear, it was just as much for his enjoyment.

You sent him a screenshot of a nice bubble gum pink lace bustier and garter set. The embellishments were gold hearts, and the snaps onto the garters were gold clasps. It was absolutely to die for, despite it being a few hundred dollars.

cute, isn’t it?

You sent it off to Joel and chewed on your fingernail for his response.

It made your eyes roll back into your head the way that he continued to ignore you. You decided to give him one last call, and if he didn’t pick up, you were grabbing the emergency American Express on top of the refrigerator and using it for… said emergency.

If there was one lesson Joel needed to learn, it was that you were not someone to be ignored.

You spent the rest of the afternoon into the evening online shopping with the Amex, giggling in excitement at the newfound cash flow. Sure, he might not be happy at first, but surely Joel would love everything you bought. It was all for him, after all.

You had moved from his bed to the couch after eating a late lunch, laid on your tummy in just a t-shirt and thong, still scrolling through your phone.

Your jaw clicked when the front door was kicked open so fast that it made the floorboards shake. You were used to his theatrics by now, so you continued to lay unphased.

“The HELL do you think you’re doin’ with that?” Joel snapped as he swiped the Amex card straight from between your fingers. You smirked as you stared down at your phone, mindlessly scrolling and ignoring him.

“Do you know how many DAMN notifications I got on my phone today? Do you know how many charges you made on the card?” He snapped, shucking off his work boots and jacket as his eyes burned into the back of your head.

You fluttered out a sigh, finally giving him a little attention and turning your head to him.

“You don’t like what I bought?”

Joel was starstruck with anger, it grounded him into one standing spot in the living room with his muscular arms crossed in annoyance.

“You crossed a line, you fuckin’-- psycho bitch.” He spat his words, venom poison dripping from his pretty lips. “Paid over a thousand dollars today and for what? Lingerie?!”

You stifled a giggle and bit on your lower lip. “And a pink silk robe. Verrrry pretty.”

He scoffed. “Very fuckin’ expensive. Waste of time, waste of money, made me damn near keel over at work today seein’ those bills rack up!” Joel said as his angry growls filled the room.

“So you were on your phone today, just not talking to me, huh?” Your voice held annoyance, your face in a light pinched expression.

He ignored you, rolling your eyes as you returned to your phone.

“Should have said so before I bought everything... Tried calling you, texting you. Never answered me.” You could feel Joel’s obvious annoyance and anger without even looking.

“I was at work, don’t have time to wait on you hand and foot.”

You lightly shrugged, back turned to him as you pouted. Still laying on your stomach, you lifted your calves and crossed your ankles, ass curving perfectly with your thong on display. You could feel him watching, staring, admiring.

“Sounds like a you problem, Joel.”

His scoff was indignant as he sauntered past the coffee table and moved closer to the couch. Joel’s fingertips lightly grazed up the back of your thigh, causing goosebumps in his wake.

“Does it now?” His southern accent was slick with lust, you could feel his eyes staring at your ass. It was only confirmed when he took a big handful in his palm and squeezed.

“Mhmmm.” You hummed, paying him no mind. “Bought all of it for you, anyway. Know how much you like seein’ me all prettied up.” Your words were sweet but dangerous, a Venus flytrap waiting to snap Joel up.

Joel’s jaw was tight with anger, and he was taking it out through the grip of his hand on your juicy flesh.

“Feel like no one’s ever said no to you before I came along,” Joel muttered. You felt the couch shift, a soft gasp leaving you as he mounted the tops of your thighs with one of his knees smooshed between the cushions and the other on the edge, your body laid between.

Your lips parted at the feeling, his denim jeans grinding against the smoothness of your thighs. Your phone fell to the floor, and you paid no mind to it.

Joel was taking all of you in, massaging your gorgeous ass in his wide, warm palms.

You hummed at the feeling, your head dropping to lay on the arm of the couch.

His fingers lined your thong, and you purred in excitement.

He loved this pose. He’d sit on your thighs and part his dick right between your ass cheeks, slip right in, and watch his cock disappear into your entrance, enveloped by your flesh. Sometimes his thumb would notch into your second hole, fill you up and drive you up a wall.

You supposed you were both good at driving each other mad, just in different forms.

You couldn’t help but try and lift your hips up off the couch, leaning into his touch and lightly grinding up into his palms.

“Say you’re sorry.” Joel sneered, voice low.

You paused the motion of your hips and cocked your head in an attempt to look back at him.

A dopey hm? left your lips. Mistake.

The smack of his hands cracked against your ass, the stinging sensation warming your entire body as you gasped.

“Shit-- Joel!” You whimpered as you writhed under his body, but it was pointless, he had pinned you to the couch. “What the hell is wrong with you?!”

“Say you’re sorry,” He repeated. “Say you’re sorry for rackin’ up my credit card.” His signature snarl was sending you into a fit. And now you were just being stubborn. You weren’t sorry, he should be sorry!

“N-No.” A harsh slap hit your backside once more, and a broken crying whine left your throat, your eyes clenching closed.

This was the worst part about spanking; Joel was ruthless and unforgiving. But the hot sting was soon greeted by an aching pleasure between your thighs. You were going to give the couch a terrible wet puddle.

A shaky breath left your mouth as you braced for more, it was heaven to get this much attention from him.

The anxiety was lying in wait. You never knew when he was going to strike your red-soaked ass again, your breath hitched in your throat as you willed yourself to calm down in anticipation.

“A thousand. Fucking. Dollars. Just for you to be half naked like a little slut.”

Joel’s words didn’t hurt, they only implored you. He was so goddamn sexy when he talked like this. A soft moan left your lips, not being able to help it.

You were a wet sopping mess below him, weakly grinding your hips either down into the couch or up into his thighs. Anything to get some sort of friction. Fucking touch me already!

His greedy hands gripped and cupped your ass, pushing it up into your tailbone. He was so fucking possessive, the motion had you moaning.

“Yeah... I know you fuckin’ like it when I manhandle you. Lucky I even touch you after the shit you pulled today.” He pulled your panties aside and spat down over your pulsing asshole, feeling it glide down to your pussy and between your thighs.

You gulped, and the sound bounced off the walls. “Joel baby, I-” A harsh slap rang so loud, it echoed off the windowpanes. You clenched the couch in your little fists and let out the shaky, whimpery breath you were holding in. His couch would surely have nail marks in them now.

He spanked you until you were apologetic and deduced to nothing. A writhing apology below him in the form of your cunt sopping wet and mascara tears of pain and pleasure on your cheeks.

“I’m sorry baby, I’m so f-fuckin’ sorry daddy, please put your hands on me again-”

Smack.

“Fuck! Fuck! Right there, yes Joel, holy sh-shit, can hit me harder baby, feels so good, so so go-”

Smack.

“Fuck! Fuck Joel, owww, p-please baby, lemme make you feel good, take me in any hole you want, I’m yours, I’m yours!”

You were a whimpering, moaning, mess of a woman under him. He had smacked your ass so hard that it was numb. You hoped his hand would be tattooed on you forever. And you knew that was his point, to imprint the outline of his massive hand on your ass, branding you, announcing to everyone through the way you were going to walk tomorrow that you got bent over and spanked so hard into submission.

More tears threatened to spill on your waterline, you kept trying to blink them away. You had a dummy fucked grin on your face, Joel could see it with the way your sweaty cheek laid against the couch arm. He raised his hand once more, but you couldn’t take it again.

“I’m sorry! I’m sorry! I’m so fuckin’ sorry, please, please, please..” Your voice trailed off, and his hand lowered. Suddenly, his hands were on your ass again, but now he was massaging into you again, taking away the ache and sting. Somewhat.

You let out a groveling whimpery moan, jaw dropped as you watched his gorgeous face out of the corner of your eye. His cock was rock hard against your thigh. He had only gotten harder during the whole spanking session.

“Know you wanna fuck me.” The notion slipped out of your mouth before you even had the chance to reclaim it. A cocky little smirk on your lips as you mustered up all the strength you had and ground your ass up into his hands.

You felt him peel your ass apart, watching the wet thong sopping with his spit and your arousal sink down to your pussy. He hummed in appreciation, slipping his thumb under the band and brushing against your tight hole.

“You can keep one pair of lingerie..” Your eyes twinkled in lust, a smile perking up on your lips.

“Only ‘cause I’m ‘bout to rip these off you.”

You gasped as your head whipped back to him, watching as he ripped the flimsy lace of your thong into nothingness. He made it look easy, effortless, his strength was nothing to contend. So fucking sexy.

You bit down on the plush pillow of your lower lip, holding back a grin as your small hands gripped the cushion of the couch. Fuck, he was so riled up tonight. Getting under his skin was always in your best interest.

Hot, shaky pants left your mouth as you watched him undo his belt buckle, the cool metal clasp falling onto your spanked, red ass with a hiss that had you seething through gritted teeth.

Joel pushed his jeans and black boxers down his thick thighs, his cock springing free.

The sight in your peripheral made you writhe your hips under his, but he was heavy weight over you, holding you down as you tried to shake your ass back into his tip.

This made him scoff out a degrading little puff through his nose, seeing you so desperate for him like this despite being freshly punished.

The adrenaline of it all heightened your senses, you could really smell him now.

You liked when Joel smelled like work. His lips and cock tasted musky, fresh and old sweat mixed with the heady smell of lingering cologne he applied in the morning. His odor tickled your nose, and you couldn’t help but let your grin slip.

“Somethin’ funny, princess?” Joel’s tone was teasing, goading even. He was looking for a fight, a reason to ram you into a speechless existence. Maybe then you’d learn to shut up. But for now…

Your head twisted against the couch cushion, loose arousal moistening your thighs as you took a shy but brave look back to the man mounting you from behind.

“You’ll never fuck the attitude out of me.”

Your eyes held his in a seductive staring contest.

“Is that so?” His grated voice was teetering on no return. You could feel his heavy shaft sitting between your peeled-apart ass cheeks now, his tip lightly notching against your hole as you whimpered with need, an ache for him to fill.

Joel held himself at his base, loosely pumping his shaft and feeling it swell fat and heavy in his hand.

His tip was slowly enveloped by your thighs and ass, finding your cunt and slowly pushing in. Your eyes quickly rolled to the back of your head because to be filled up by Joel was an indescribable experience.

Joel’s head fell, partly in concentration but also in awe watching his dick slip between your folds.

It was messy at first, with broken moans and whimpers leaving you as his hips pushed forward. He parted your insides, trying to accommodate his size. Usually, he didn’t give you this much time. Often you had pissed him off so much that he was bottoming out in one thrust and you were screeching his name in hot, happy pants.

This was slow, methodical, making you feel the weight of every damn dollar of his you spent today.

Finally, he plunged in fully to the hilt, bottoming out in one swift thrust that had you choking for air.

Joel slowly reeled his hips back out, seeing his length glisten in your pretty slick before he slowly joined your bodies together once more.

Your head was heavy and full, clouded and starry as he fulfilled a need you had been desperately aching for all damn day.

No amount of clothes could fulfill the hole you needed Joel to fill.

Joel’s balls were swollen and happy, you can tell by how they slapped against you while he picked up the pace of his thrusts. His hands are splayed around your ribcage, fucking you into the couch and making you feel as if you were sinking into the cushions.

Your moans were a broken record of his name, feeling your head rock as he started to really pound into you.

“Joel, Joel, Joel, J-Joh fuck!” You clenched your eyes closed, you could feel his one knee sinking deeper into the couch as he continued to rest on your upper thighs, his other foot coming down onto the floor beside the couch to keep his fill in you.

With the added traction, he felt like he was fucking you at a million miles an hour. The squeeze on your ribcage shuffled from your sides to your hips, feeling yourself get pounded and straightened out.

He was merciless when he was fucking you silent like this, making you listen to the echo of your disgusting moans, the only sounds Joel made being his horny growls and fuck-hungry grunts.

You were squeezing around him perfectly, the curve of your ass and the walls of your cunt milking his length.

His hips continued to clap your ass, feeling it bounce and reverberate against his abdomen as he started to hunch his body over you.

You gasped as you felt his palm flatten against your cheek, face smooshing into the cushion and distorting the sounds of your moans.

“Oooh f- ooh, Jowl, Jowl!”

His tip tickled your cervix, feeling his cock twitch inside of you. He was close. Your clit was throbbing, begging for release, he needed to keep hitting that spot in you.

“P-Please, wanna cuwm.” You whimpered, mouth still smooshed.

Your jaw dropped as he used the leverage from his extended arm holding your face down, fucking into you deep and leaving your ass clapping.

“Retunin’ all those damn clothes,” Joel grunted, leaving you whining against his palm.

“Shut up, fuckin’-- little psycho bitch.”

Your cunt swelled at the compliment, a loud moan leaving you as his piping hot, white cum creamed your walls.

Please don’t stop, help me finish, so close-

Your eyes widened as Joel moved his hand from the side of your cheek to your shoulder and hoisted you up, your back now flush against his sweaty chest as you both kneeled on the couch.

His softening length stayed nuzzled inside of you, feeling Joel reach around to circle your clit messily with his free hand as he was still reeling from his own orgasm.

You cried out and threw your head back on the top of his shoulder, face trying to curl into his neck as he overstimulated your senses.

Joel’s big firm hand holding you up by your shoulder moved to wrap around your throat, keeping you against him as your hands weakly gripped his wrist.

“God- God!! Fuck! Joel!” You cried out his name while he squeezed at the sides of your windpipe, your walls clenching around his soft cock as you came desperately down his shaft. You saw stars as Joel restricted your airflow during your orgasm, a dopey grin on your face.

He threw you back down onto the couch, your body falling into the safety of the cushions. He pulled himself from your soaking cunt, snagging his boxers and pulling them up with ease along with his jeans. All while you were laid out on the couch, fucked dumb as you laid in a heap on the couch. Fuck, that was so good.

“Joel?” You whimpered, both of you still panting to catch your breaths.

“Yeah, baby?”

“Can you think about letting me keep all the lingerie?”

You watched with a small smile as he rolled his eyes, trying to hide a grin.

“You never learn, do you, psycho?”

You shook your head slowly, pushing your hair away from your sweaty face.

“Sometimes I need to be told twice.”

---

here's my masterlist!

here's how to join my taglist!

@jrrmint @macfrog @notjustjavierpena @bastardmandennis @joelslegalwhre @brittmb115 @casa-boiardi @nostalxgic @cool-iguana @chim-cham-blog @joeldjarin @unsteadyimagines @pattwtf @lune-de-miel-au-paradis @schnitzelwnoodles @flippittygibbitts @turtles-all-the-way-d0wn @cartoon-garbage04 @lunarxeclipse @alltheseperfectimperfections @sunnywithachanceofjavi @kyloispunk @hopplessilse @keeponlivinmanl-i-v-i-n @toxicfics @angelicnotifs @iquitedislikeithere2 @livingdeadmaria @emmalandry @worhols @radsanchez @pedritoferg @lucyeyelesbarrow @airalihmarylu @nobodycanseeinsidemysoul @suzmagine @pastawench @crazedquilter-blog @kaitangatatacos @amanitacowboy @loveisacowboyyy @kittytiddywinks @slut-for-bucky-barnes @mendessi @aphterthoughtt @chyannealaniz @pedrotonin @barbieratogabx-blog @chicville03 @meaganjm @quicheislife @bookishhella

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kathyfordblog · 3 months ago

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What Are the Pros and Cons of American Express Cards?

American Express cards provide many benefits. One of these benefits is their rewards programs. Many American Express cards offer points, cashback, or travel miles. For instance, the American Express Gold Card grants extra points for dining and groceries. These rewards can accumulate rapidly, particularly if you use your card frequently.Another advantage of Amex cards is their excellent customer service. Many cardholders praise Amex for quick responses and helpful support. If you travel frequently, Amex cards offer several perks. For example, you can enjoy airport lounge access and travel insurance, making your trips more comfortable.

There are some cons to consider when it comes to using American Express. One drawback is that not all merchants accept this card. This is because businesses are charged higher fees when they accept American Express. If you shop at smaller stores or travel internationally, you may find that your Amex card isn't accepted due to these fees.Another con is the annual fee on many American Express cards. For example, the Platinum Card® has a high annual fee. This fee is justified for some cardholders due to the card's perks, but others may not use them enough to cover the cost.

Lastly, American Express cards have strict approval requirements. You typically need a good to excellent credit score to qualify. This can be a barrier for some people. However, if you have a high credit score, you might get approved for cards with better rewards and perks. One cardholder shared that their excellent credit score helped them upgrade to a premium card with American Express. This offered more rewards and benefits. Overall, American Express cards have strong advantages. However, it's important to consider the cons based on your personal needs.

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andrecarpetclean · 6 months ago

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American Express business credit card approval hack (Get Approved Instantly)

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5 American Express Cards You Should Consider

As a credit specialist, I'm often asked about the benefits of American Express cards. While the annual fees on some Amex cards can be high, there are several options that provide great value. Here are five American Express cards I recommend:

1. American Express Blue Cash and Business Plus Cards

- These are revolving credit cards, meaning you don't have to pay the full balance each month. - **For the Blue Cash card, you can get a $250 statement credit after spending $3,000 in the first 3 months.** - The Business Plus card offers **15,000 points** after spending $3,000 in the first 3 months.

2. Marriott Bonvoy Card

- This card can get you **up to 150,000 points** if you spend $6,000 in the first 6 months. - The points can be used for free hotel stays at Marriott properties.

3. Hilton Honors Card

- Earn **75,000 points** after spending $3,000 in the first 6 months. - The points can be redeemed for free nights at Hilton hotels.

4. American Express Green, Gold, and Platinum Cards

- These are charge cards, meaning the full balance must be paid each month. - **I generally don't recommend these due to the high annual fees, often over $500.**

5. American Express Business Plum Card

- This card offers **60 days of interest-free financing** on purchases. - It's a great option for business owners who need more flexible payment terms. Overall, American Express cards can provide valuable rewards and benefits, but it's important to choose the right card for your needs and spending habits. If you have any other questions, feel free to schedule a consultation. YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/745416175854849982/ https://andrecarpetcleaning.blogspot.com/

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davidfmoriarty · 6 months ago

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American Express business credit card approval hack (Get Approved Instantly)

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Exploring Rewarding American Express Credit Card Options

As a Credit Specialist, I'm often asked about the best American Express cards to consider. While the premium Platinum and Gold cards come with hefty annual fees, there are several other Amex cards that offer valuable benefits without the high cost. Here are five Amex cards that I believe are worth a closer look:

Revolving Credit Cards

American Express Blue Cash - Earn a $250 statement credit after spending $3,000 in the first 3 months. This is a revolving card, so you don't have to pay the balance in full each month.

American Express Business Plus Card - Earn 15,000 points after spending $3,000 in the first 3 months. This is also a revolving card.

Travel Rewards Cards

Marriott Bonvoy Card - Earn up to 150,000 points by spending $6,000 in the first 6 months. Great for frequent Marriott guests.

Hilton Honors Card - Earn 75,000 points after spending $3,000 in the first 6 months. Ideal for Hilton loyalists.

Charge Cards

American Express Plum Card - Enjoy 60 days to pay your balance without interest. Ideal for business owners who need flexible payment terms.

Gold Delta SkyMiles Card - Earn 50,000 bonus miles after spending $4,000 in the first 6 months. Easy to qualify for with a credit score around 640-660.

The key benefits of these Amex cards are the lack of hard credit checks, flexible payment options, and generous sign-up bonuses. Just be mindful of charge card utilization and avoid financial reviews by monitoring your spending limits. With the right Amex card, you can maximize rewards without breaking the bank on annual fees.

YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/624663410847535854/ https://www.linkedin.com/feed/update/urn:li:share:7198555314357485569

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michigansleepcenter · 10 months ago

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Michigan Sleep Center

Address: 220 West Congress St Suite 759, Detroit, MI 48226

Phone: 734-584-0133

Website: https://michigansleepcenter.org

Michigan Sleep Center is your trusted partner in overcoming insomnia. Our team of sleep experts specializes in Cognitive Behavioral Therapy for Insomnia (CBT-I), the gold standard in non-pharmacological treatment for insomnia. Our approach involves personalized care, aiming to enhance your sleep quality significantly, leading to improved overall health and well-being. Trust us to guide you towards a journey of restful and rejuvenating sleep.

Business Hours: Mon - Fri: 9AM - 9PM | Sat - Sun: 10AM - 5PM

Payment: Visa, MasterCard, Amex, Discover, Credit card, Medicare, Health Insurance

Business Email: [email protected]

Keywords: Sleep center, sleep doctor, sleep study, sleep clinic Healthcare

#Healthcare

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financasguiada · 1 year ago

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American Express Telefone: Saiba os números e entre em contato!

Saiba quais são os números da American Express Telefone para falar com atendente. Portanto, continue lendo o texto para saber os canais de atendimento! Se você possui um cartão de crédito internacional como o Amex, é importante conhecer os meios de contato com o banco emissor, caso precise se comunicar. Portanto, verifique o número de telefone do American Express para fazer ligações! A American Express é muito mais do que apenas uma bandeira de cartão. Ela é uma empresa global de serviços e a maior rede de pagamentos do mundo, atendendo tanto aos clientes quanto aos estabelecimentos comerciais. Sendo assim, no Brasil, são três tipos de cartões emitidos com essa bandeira, cada um oferecendo benefícios e vantagens específicos, dependendo da variante escolhida: The Platinum Card® American Express® Gold Card American Express® Green Telefone American Express: Números para entrar em contato! No Brasil, há dois bancos conhecidos que emitem os cartões American Express: Santander e Bradesco. Portanto, a Amex indica entrar em contato com os números de telefone desses bancos para que seus clientes possam se comunicar com base no tipo de cartão que possuem. Cartões Amex Bradesco Estes números de telefone são para atender os clientes pessoa física que têm os cartões Bradesco American Express: 11 3338 2822 – São Paulo; 0800 016 4163 – Outras regiões. Você pode ligar para obter informações ou para realizar transações a qualquer hora, pois o atendimento funciona 24 horas por dia. +55 34 2102 6266 – Exterior (peça ligação a cobrar para a operadora local); +55 11 3178 4851 – Serviço de Concierge 24h. Cartões Corporativos e Business Bradesco Além dos cartões para PF, o Bradesco disponibiliza cartões American Express para empresas, tanto corporativas quanto de negócios. Verifique os números de telefone da Amex para se comunicar: 4004 5075 – Capitais e regiões metropolitanas; 0800 728 5075 – Outras regiões. American Express Santander Se o seu cartão Amex foi emitido pelo banco Santander, veja os números de telefone disponíveis: 11 4004 3535 – Para capitais e regiões metropolitanas; 0800 702 3535 – Para outras localidades; 0800 762 7777 – SAC para pessoas com deficiência auditiva/fala. Esses números são úteis para obter informações, fazer consultas e realizar transações a qualquer hora, pois o atendimento está disponível 24 horas por dia, 7 dias por semana. +55 11 3012 0322 – Exterior (solicite ligação a cobrar à operadora local) +55 11 4949-3413 – Serviço Concierge 24h; +1 415 871 2457 – ligações fora do país Toll free. Dúvidas frequentes Por fim, além do telefone, a Amex disponibiliza uma seção de perguntas comuns sobre seus cartões e outros serviços em seu site. Portanto, você pode acessar as Perguntas Frequentes American Express Brasil no site da empresa. O post American Express Telefone: Saiba os números e entre em contato! apareceu primeiro em Finanças Guiada.

#financas #financa #financas guiada #financeiro

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marattsirelson · 1 year ago

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The New Delta SkyMiles: Its All About the Money

The New Delta SkyMiles: It’s All About the Money https://ift.tt/L6aOW3Y The Atlanta-based carrier announced their new loyalty earning metrics on Thursday, September 14, 2023, moving away from a combination of miles and elite qualifying dollars to just pure spend. Moving to Spend “Simplifies” Loyalty for Customers In their notice to flyers, Delta claims that the new system will make it easier not only to earn status, but to track how close they are to the next tier. The airline will also add more ways for flyers to earn Medallion Qualifying Dollars, including booking rental cars and hotel stays on Delta.com, Delta Vacations, and Medallion Qualifying Dollar boosts with select Delta SkyMiles American Express credit cards. For those who have a Delta American Express credit card, two of the more popular features are going away starting in 2024. Both the Medallion Qualifying Dollar waiver and the Status Boost will end on December 31, 2023, as the program is changing to spend-only. When the changes come into effect for the 2025 loyalty year, flyers will need to spend the following amount of money with Delta to earn elite status: Silver Medallion: $6,000 Medallion Qualifying Dollars Gold Medallion: $12,000 Medallion Qualifying Dollars Platinum Medallion: $18,000 Medallion Qualifying Dollars Diamond Medallion: $35,000 Medallion Qualifying Dollars In the event travelers have rollover Elite Qualifying Miles going into 2023, they will have two options for conversion. First, they can be converted to Medallion Qualifying Dollars, or be turned into redeemable SkyMiles. The ratios at which both will convert have not yet been published. Lounge access will get more restrictive starting in 2025, especially for credit card holders. As of February 1, 2025, holders of the Delta SkyMiles Reserve and Reserve Business American Express card will only get 10 Delta Sky Club visits per program year. Travelers who hold either The Platinum Card or the Business Platinum card from American Express will be limited to six visits per program year. Both groups of cardholders can earn unlimited visits with $75,000 in eligible spending on the cards, with tracking beginning on January 1, 2024. Those who have the Delta SkyMiles Platinum or Platinum Business American Express cards will get hit the most. Anyone with those cards will be cut off from lounge access starting January 1, 2024. Additionally, anyone flying in Basic Economy – regardless of what credit card they have – will be barred from lounge entry. “Delta is on a multi-year journey to transform our SkyMiles Program by building a portfolio of options for customers to grow their membership with Delta beginning as soon as they join the program,” Dwight James, senior vice president of customer engagement and loyalty and CEO of Delta Vacations, said in a press release. “Our Members will earn status the way they want to – not only along their travel journey, but also in their everyday lives.” Where do YOU Stand on the Changes? FlyerTalkers are giving the new program mixed reviews, with some lauding the changes, while others claim it is one of the most aggressive in a long time. Check out what fellow FlyerTalkers have to say in these forum threads: Delta SkyMiles Program Changes (Total Revenue Based) for 2025 Medallion Year: An overview of the changes and FlyerTalker’s opinions Happy with the Changes….: One FlyerTalker’s argument for how the changes could be a good thing. I am Angry with the 9/14/23 Skymiles Change – Alternatives? A thread for FlyerTalkers finding an alternative loyalty program to Delta SkyMiles AMEX and Delta created a 3 headed monster and now need to regroup: An opinion on how Delta and American Express created the new program. If you don’t like the changes call and complain: A call to action from FlyerTalkers on getting their voices heard about the program changes. via FlyerTalk – The world's most popular frequent flyer community https://ift.tt/KqO6rsh September 15, 2023 at 03:36PM

#FlyerTalk – The world's most popular frequent flyer community

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wiackcom · 1 year ago

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Renting a car can be stressful enough without having to worry about insurance. Fortunately, many American Express cards provide rental car insurance benefits that can give cardholders valuable protection. This detailed guide will explain everything you need to know about the rental car insurance offered by American Express. Overview of American Express Rental Car Insurance Benefits American Express offers rental car insurance as a benefit on many of its cards. This coverage provides reimbursement for damage to or theft of a rental vehicle when you use your eligible AmEx card to pay for the rental. Depending on the card, AmEx rental coverage acts as primary insurance, meaning it pays out first before any other insurance you may have. This can save you from having to make a claim on your personal car insurance policy. Some key highlights of American Express rental coverage: Covers collision/theft/vandalism damage to rental cars Typically secondary for Personal/Business Platinum and Gold cards, primary for others Up to $50,000-$75,000 in coverage No deductible Covers cardholder and often additional drivers This guide will provide an in-depth look at which AmEx cards offer rental coverage, what's covered, how to use the benefit, tips for renting, and alternative insurance options. It's designed to be a comprehensive resource to help you understand the valuable rental car insurance benefits available from American Express. Which American Express Cards Offer Rental Car Insurance? Many American Express cards provide some level of rental car insurance, but the details of coverage vary by card. Here are some of the most popular AmEx cards that include rental car protection and what they offer: The Platinum Card from American Express The Platinum Card provides secondary coverage up to $75,000 for rental cars when you charge the entire rental to your card. This acts as secondary insurance that kicks in after your personal auto insurance policy limits are reached. The Platinum rental coverage is available to the cardholder, spouse, and children under 25 on most rental cars worldwide. It does not cover liability, personal injury, personal effects, or assumed coverage from the rental agency. There is no deductible. American Express Gold Card The Gold Card also offers secondary coverage up to $50,000 for damage/theft to rental cars. The terms are otherwise the same as the Platinum coverage. Green Card from American Express The Green Card steps up with primary coverage up to $50,000 for rental cars charged to the card. This means it acts as your main insurance in the event of damage or theft. The Green Card covers the cardholder and authorized drivers on most rentals up to 31 consecutive days. It excludes coverage assumed by the rental agency, personal effects, liability, and personal injury. Delta SkyMiles Credit Cards from American Express The Delta SkyMiles Platinum, Delta SkyMiles Gold, and Delta SkyMiles Reserve cards from AmEx all offer primary rental car insurance at up to $50,000 when rentals are paid for with the card. Terms are similar to the Green Card coverage. Other American Express Cards with Rental Coverage Many other AmEx cards also offer rental car insurance, including: Blue Cash Preferred® Card - Primary coverage up to $50,000 Cash Magnet® Card - Primary coverage up to $50,000 Blue Cash Everyday® Card - Primary coverage up to $50,000 Hilton Honors American Express Cards - Primary coverage up to $50,000 Marriott Bonvoy BrilliantTM American Express® Card - Primary coverage up to $50,000 Be sure to check your specific American Express card's terms to understand whether it provides rental coverage and the details. Understanding the Rental Car Insurance Coverage Now that you know which AmEx cards offer rental coverage, it's important to understand the details of what these benefits provide when renting a car: Primary vs Secondary Car Rental Insurance

A key difference between American Express cards is whether they offer primary or secondary rental car insurance. Primary means the AmEx coverage acts as the main insurance on a rental vehicle. The card's policy will pay out first for a claim before any other insurance you may have. Secondary coverage means it only comes into effect after your personal auto insurance policy limits have been reached. This acts as a supplemental policy in case your regular insurance doesn't fully cover a rental car loss. The Platinum and Gold cards provide secondary insurance, while the Green, Delta SkyMiles, and other American Express cards offer primary coverage. Maximum Coverage Limits AmEx rental car policies have defined maximum coverage limits ranging from $50,000 to $75,000: Platinum Card - Up to $75,000 Gold Card - Up to $50,000 Green Card - Up to $50,000 Delta Cards - Up to $50,000 This is the maximum that American Express will reimburse you for a covered rental car theft or damage claim. Any losses beyond this limit would need to be covered by another policy. Rental Period Limits Most American Express rental car coverages are limited to rentals of 31 consecutive days or less. The Platinum and Gold cards have no defined rental period limit. Be sure to check the terms for your card, as rental periods over 30 days are often not covered. Who is Covered American Express rental car insurance extends coverage beyond just the cardholder in most cases. Common additional covered parties include: Authorized drivers listed in the rental agreement Cardholder's spouse Dependent children under 25 The specific covered parties will be outlined in your card's benefits. Spouses and domestic partners are often covered, but policies vary regarding unmarried partners and relatives. Review this carefully, as who is covered in the event of a claim makes a major difference. Never let an unauthorized driver operate a rental car, as accidents may not be covered. What's Covered and What's Not American Express rental insurance provides protection against damage to or theft of covered rental vehicles. But it does exclude certain situations that are important to understand: Damage and Theft Coverage The AmEx coverage will pay for costs associated with damage to or theft of a covered rental vehicle. This includes: Collision/vandalism damage from an accident Windshield chips and cracks Damage due to natural disasters like hail or floods Lost revenue if the rental car is out of commission Towing fees related to a covered loss Theft or vandalism of the vehicle Usually you will need to transfer any valid claims your rental company has against you to American Express to start a claim. Injuries and Accidental Death Some American Express cards also provide supplementary coverage in the event of certain injuries or accidental death while using the rental car. For example, the Platinum card offers up to $100,000 for accidental death or dismemberment when seat belts are worn. But liability and comprehensive personal injury protection would require a separate policy. Common Exclusions While AmEx rental coverage is extensive, there are notable exclusions to be aware of. Damage that occurs when: Driving the rental in violation of the agreement On roads not regularly maintained or dirt roads Over legal speed limits, drag racing, or autocross While intoxicated or otherwise breaking applicable laws Commercially (taxi, delivery services, ridesharing, etc) Situations not covered include: Liability for damage to other vehicles/property Personal effects coverage for items lost or stolen from the vehicle Coverage specifically declined or waived from the rental agency Loss of use reimbursement beyond AmEx's coverage period Vehicle types often excluded are: Expensive/exotic cars Vans, cargo vans, pick-up trucks Antique vehicles and limousines

Off-road, modified, or oversized vehicles This is not a comprehensive list, so carefully review your card's specific rental car policy exclusions and limitations. Never assume a rental car loss will be fully covered. Using the Rental Car Insurance Benefit To take advantage of American Express rental car insurance, there are requirements for booking, paying, and reporting claims: Paying for the Rental with Your AmEx The first step is paying for the entire rental car with your eligible American Express card - other payment methods will not activate coverage. You can pay ahead of time or at the counter. Just be sure your AmEx is used to complete the transaction. Declining the Rental Company's Insurance Since AmEx coverage picks up when you use the card, you can safely decline the collision damage waiver (CDW), theft protection (TP), and other insurance options the rental company offers. Declining these is what activates the American Express policy as primary insurance in most cases. Always verify this is allowed with the rental agent. If your AmEx coverage is secondary, you would need your own comprehensive auto policy as primary insurance. Reporting Claims Properly If any damage, theft, or injury occurs involving the rental vehicle, be sure to report it immediately to both the rental agency and American Express. Prompt reporting is required, and you will need to transfer all rights to recover losses from the rental company to American Express. Follow all guidelines for the claims process outlined in your card's rental insurance policy. American Express may require you submit all repair bills and associated documentation for reimbursement. Tips for Using American Express Rental Coverage To make sure you're protected when renting cars with your AmEx card, keep these tips in mind: Review Your Coverage Before Every Rental Don't assume you know what is covered - take a few minutes beforehand to review the insurance policy details for your specific American Express card each time. Check your plan's limits, eligible vehicles, and covered losses before each car rental. Confirm Coverage is Valid at Your Destination Some countries or jurisdictions may require separate insurance. Call American Express ahead of time to confirm your rental car coverage applies to the country and locations where you are renting the car. Read the Full Rental Agreement Terms You are agreeing to all the rental company's terms, so be sure to go over the full agreement closely and ask about any areas you're unsure of. Clarify if American Express coverage allows you to decline options like CDW. Inspect the Vehicle Thoroughly When you pick up the rental car, inspect it carefully for any prior damage and take photos or video if you notice any. Also photograph the odometer and fuel levels. This protects you if pre-existing damage results in claims. Purchase Any Necessary Extra Insurance If you need to rent an exotic, vintage, or other excluded vehicle not covered by AmEx policies, purchase any additional insurance options needed from the rental company for protection. Following tips like these will help ensure you safely take advantage of American Express rental coverage when you need it. But always consult the specific terms for your card. Other Car Rental Insurance Options Beyond American Express While American Express rental car coverage provides significant value, it may not apply globally or to all situations. Some other insurance options to consider: Your Personal Car Insurance Most comprehensive personal auto insurance policies provide some secondary coverage for rental cars in the United States. But verify the details directly with your insurer beforehand. Rental Company Insurance You can purchase the Collision Damage Waiver (CDW) and other rental company insurance offerings for full protection. But this can be expensive and duplicative if you have AmEx or personal coverage.

Other Credit Cards' Coverage Cards beyond American Express which often offer primary rental car coverage include: Chase Sapphire Reserve and Preferred Capital One Venture and Venture One Citi Premier and Prestige Discover It Miles Bank of America Premium Rewards Check your other cards' policies to see if they provide rental coverage as a benefit. Using the right credit card is one of the easiest ways to get rental car insurance. Standalone Rental Car Insurance You can also purchase separate rental car insurance policies from many auto insurance companies and travel insurers. Shop around for standalone policies if you need comprehensive protection beyond what credit cards offer. Having backup options ensures you're covered no matter what vehicle you rent or where your travels take you. American Express rental coverage provides significant value but cannot substitute for more specialized insurance when required. FAQs Does American Express rental car insurance cover international rentals? Yes, American Express rental car insurance covers international rentals. However, there may be some restrictions depending on the country and the type of card you have. It is recommended to check the terms and conditions of your specific card to confirm coverage. If I have an eligible AmEx card, do I still need to purchase the rental company's insurance? If you have an eligible AmEx card, you may not need to purchase the rental company's insurance. AmEx rental car insurance provides secondary coverage, which means it will reimburse you only after all other insurance has paid out. This includes any personal insurance that you have. However, it is recommended to check the terms and conditions of your specific card to confirm coverage and any limitations. What types of rental vehicles are excluded from American Express rental coverage? American Express rental coverage may exclude certain types of rental vehicles, such as expensive or exotic cars, trucks, motorcycles, recreational vehicles, and more. It is recommended to check the terms and conditions of your specific card to confirm coverage and any limitations. Will Amex rental insurance cover me if I am only an authorized driver but not the primary renter? Yes, Amex rental insurance covers authorized drivers listed on the rental agreement. However, it is recommended to check the terms and conditions of your specific card to confirm coverage and any limitations. Does American Express provide rental car insurance for rentals longer than 31 days? American Express rental car insurance may not cover rentals longer than 31 days. It is recommended to check the terms and conditions of your specific card to confirm coverage and any limitations. #Wiack #Car #CarInsurance #CarRental #CarPrice #AutoLoans

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sportyconnect · 1 year ago

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shop-korea · 2 years ago

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Watch "BEST & WORST Rides in Magic Kingdom" on YouTube

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americanexpresscreditcard · 2 years ago

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Americanexpresscard

If you want to know how to register for American Express Credit Card or you are not able to log in and don’t know how to login into American Express Credit Card Login then here are the step by step procedure.

AmericanExpress.Com/ComfirmCard

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American Express gold card

American Express Platinum Charge Card

The American Express Platinum Travel Credit Card and more

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American Express Card Confirmation

The customers for AMEX cards can confirm their credit card which is received by US Mail

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American Express Customer Support

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1-800-954-0559 (Domestic)

1-801-449-4019 (International)

Mailing Address for American Express

Customers also have the option under which they can connect the customer service for mailing address that is provided below:

02-040404315 S 2700

Salt Lake City

Utah

841840440

FAQ

How do I verify my American Express card?

Dial (1-800-364-6033) immediately. Express your desire to verify your American Express card. They will ask certain personal questions to verify the identity of the authorised individual.

How do you get a black American Express card?

Meeting the requirements for the American Express Centurion Black Card Although there are no formal requirements, it is generally accepted that you must satisfy the following criteria: At least one year of American Express credit card ownership.

How do I activate my American Express card online?

You can activate it online or by calling the printed number. To activate online, go to American Express: Online Services and enter the card information; once the information is entered, the card is activated and ready for use.

Where is American Express accepted?

American Express is accepted at over 8.5 million merchant outlets in the United States and in more than 160 countries and territories internationally. Canada, Australia, the United Kingdom, India, and Mexico are the countries where American Express is accepted the most outside of the United States. The majority of big U.S. retailers accept American Express.

Conclusion :

Through the steps you can activate americanexpress com confirm card & Login and other information. If you still having any questions or queries you can drop a comment & we will be happy to solve it.

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thefinancemagazine · 2 years ago

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Amex Business Gold, 100K Points Welcome Bonus with Employee Card (NLL, Targeted)

Amex Business Gold 100K Offer American Express has a great new offer for the Amex Business Gold Card. You can earn up to 100,000 Membership Rewards points when you apply and also add one employee card. The offer doesn’t seem to have the usual lifetime language either, but make sure to check your own offer carefully. There’s a direct link where you can check if you are eligible for this Amex…

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sharminaktershila · 2 years ago

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Best 12 Online Payment Gateways in Bangladesh

Payment gateways are crucial in transferring money smoothly from customer to merchant account and protecting their clients from fraud. Many Fintech companies offer payment gateway services in Bangladesh. Users and organizations may compare these firms to choose the best payment option. In recent years, Bangladesh saw the emergence of several online payment gateways. In this post, we’ll discuss the best 12 online payment gateways in Bangladesh among them. In recent years, Bangladesh has experienced tremendous growth and economic development. The purchasing power of Bangladeshi citizens is increasing, which has also increased the demand for goods at retail stores. Online payment gateways were implemented in Bangladesh to facilitate commerce. They are currently succeeding greatly in the commercial world. A feature like an online payment getaway is truly a blessing that is making things easier as internet business is increasing.

Best Online Payment Gateways in Bangladesh

According to our research, the online payment gateways listed below are the most dependable, and all the required information about them is provided below:

SSLCOMMERZ

SSLCOMMERZ, which was established in 2010, is the oldest and most prominent digital payment gateway in Bangladesh. It has been a market leader since its inception. Bangladesh Bank gave it the Gold Medal for outstanding performance and reliability.

Fees:

Step Fee: 15000 BDT

Visa and MasterCard Transactions: 5 % Commission

Internet and mobile banking: 2% to 4%

Requirements:

VAT certificate

Certificate of TIN

Supported Currencies:

BDT, EUR. GBP. AUD. USD. CAD

Payment Options:

Visa, MasterCard, and Mutual Trust Bank Net Banking. DBBL NEXUS Cards. Islamic Bank Net Banking. Bank Asia Net Banking. City Bank/ Amex.

Compliance with PCI and DSS

Only the user can provide any information.

Refund Policy:

There are no refund fees

Within 5-7 working days, refunds will be issued

Learn More: What is a Payment Gateway and How Does It Work?

PortWallet

PortWallet is the fastest and most efficient payment gateway in Bangladesh. PortWallet has an integrated API system and internal processing options.

Fees:

For starters, the setup fee is BDT 55,000 and for businesses BDT 20,000.

Businesses receive BDT 24,000 annually

For starters, credit/debit card fees are 3.8% + BDT 2, and for businesses 3.5% + BDT 1.

Starter charges: 3% + BDT 2, for businesses 2.5% + BDT 1.

Requirements:

TIN Certificate

VAT Certificate

Supported Currencies:

Multi-currency support

Payment Options:

Visa, MasterCard, and bKash are all accepted. Nexus is not accepted.

Compliance with PCI and DSS

Instant notifications and 3rd-tier security

Refund Policy

No extra charges for refunds

Aamarpay

Aamarpay offers fast, safe, and secure payment solutions. They are highly regarded by merchants for their low fees and speedy checkouts. They are a trusted platform in Bangladesh. A host of APIs makes transactions safer and more secure.

There are four plans available: Aamar SME , Aamar B2B , Aamar Enterprise and Aamar Corporate.

Fees:

There are four types of plans available, ranging in price from BDT 4,000 up to BDT 15,000

There are no annual fees

Visa and Mastercard: Commissions from 55% to 3.25%

Mobile payments like Rocket and bKash can be charged a 2% to 8% commission

Requirements:

Passport or National ID

TIN Certificate

Payment Options:

bKash and Rocket, SureCash and MasterCard, qCashu and UnionPay, Visa and MasterCard, bKash and Rocket, SureCash and MasterCard, bKash and Rocket, SureCash and MasterCard, qCashu and UnionPay, and Amex

Instant notification upon payment

There are three layers of security

They place high importance on protecting your information

Refund Policy:

Rapid resolution of disputes and quick return of money

Returns are free

ShurjoPay

ShurjoPay is another popular payment gateway for Bangladesh. They were the first to be granted a PSO license by Bangladesh Bank. They are loved by both merchants and customers. They charge a higher sign-up fee than other providers, but there are no annual maintenance fees.

Fees:

Corporate customers pay BDT 10,000 for the sign-up fee and BDT 10,000 for the integration fee

For customers in the Education Industry, the sign-up fee is BDT 10,000 and the integration fee is BDT 5,000

There are no annual or monthly fees

Visa and Mastercard charges: Corporate customers pay 2.5% and the Education industry pays 1.5%

American Express charges: Corporate customers pay 3.5% and Education industry members pay 1.5%

Charges for mobile wallets (bKash Rocket, Rocket): Corporate customers pay 2.5%, while the Education sector pays 1.5%

Requirements:

National ID

TIN Certificate or VAT certificate

Supported Currencies

All currencies

All customer data is protected and shared with no third parties.

Transactions require proper verification and validation

Refund Policy

Before being reimbursed, customers must provide proof.

Easy Pay Way

Easy Pay Way is one the most flexible and secure payment gateways in Bangladesh. There are four basic plans: Basic, Starter, Corporate and Professional. The commission rate depends on how many transactions you make.

Fees:

Setup fee: Basic BDT 5,000; Starter BDT 10,000; Professional BDT 18,000; Corporate BDT 24,000

Annual Fees: Basic does not have any yearly fees. Starter BDT 500, Professional DT 2,000, and Corporate BDT 2500.

Transaction commissions: Basic 6.5%; Starter 5%; Professional 3.9%. You can request a quote from the corporate.

Requirements:

TIN Certificate

Trade License

They may give your information to third parties but it is done with safety and proper vetting.

Refund Policy:

Although the refund will be initiated as soon as you select the refund option, it may take several business days for reconciliation.

Paddle

Paddle is a well-known payment gateway that works both locally and internationally. They work exclusively with SaaS and have clients with both B2B as well as B2C. This makes them a major player. This platform has no monthly fees or sign-up fees.

Fees:

There are no sign-up fees

There are no monthly fees

After discussion, commissions per transaction may be determined

Requirements:

VAT Certificate or Sales Tax Certificate

Trade License

They take customer data security very seriously and consider it a top priority.

Refund Policy:

They have a strict refund policy and require proof to initiate refunds.

Payoneer

Payoneer, an online payment gateway that is reliable and cheap, is available in more than 200 countries. This payment gateway is especially popular with freelancers from Bangladesh. To receive remittances, you can link Payoneer with bKash.

Fees:

Transaction fees of 3% will be charged

You will be charged $29.95 if your account remains inactive for more than 12 months.

Passwords can be encrypted

All user data are encrypted

Secure Firewalls

Requirements:

Passport/National Identity Card

Refund Policy:

Standard refund policy

Fast Spring

Fast Spring is a reliable payment gateway, especially for international transactions. This payment gateway is ideal for businesses that deal with foreign clients.

Fast Spring has no long-term contracts. This is one of the greatest things about it. Fast Spring is perfect for eCommerce, and has allowed SaaS companies to increase their revenues by 30%.

Fees:

There are no sign-up fees or contracts

9.5% per transaction, or 5.9% + $.95

Requirements:

GST/ VAT Certificate/ Tax Exemption No/ Driving License

When transferring personal information, they use the EU-US Privacy Shield Framework.

They can encrypt your data.

Refund Policy:

After investigating the problem and resolving it, the refund process is initiated

Refund fees are $5.00

Authorize.net

Authorize.net is a leading payment gateway in Bangladesh. They are a Visa subsidiary. Their strict privacy and security policies make them popular. They offer a smooth and enjoyable online payment experience.

Fees:

Setup fees are free

$25 per month

$0.1 per transaction

$0.1 per Day Batch Fee

Compliance with PCI and DSS

Standard Data Security

Privacy of Personal Data

Requirements:

Information about Orders and Payments

Refund Policy:

Standard refund policy

2Checkout

2Checkout provides many options for businesses and is one of the most popular payment gateways in the nation. They offer seamless global transactions which can help businesses generate high revenues. There is no annual or sign-up fee required for their surfaces.

Fees:

There are no annual or setup fees

The commission per transaction: 3.9% +$0.45 & 1.5% cross-borders

Requirements:

VAT Certificate or TIN Certification

Trade License

Privacy shield for EU-US and Swiss-Us

Partner companies will have access to customer information

Refund Policy:

Within 30 days of the transaction, refunds will be accepted

Stripe

Stripe is an online payment API that allows for both payment processing and payment gateway. To use their services in Bangladesh, however, you must register as a foreign company.

Fees:

Credit and debit cards: 9% transaction commission

International cards and money conversions 1%

1% for immediate payments and 3.9% for global sales

Requirements:

TIN Certificate or Social Security Number

Trade License

Supported Currencies:

135+ currencies

All customer information is encrypted and not shared with anyone

Compliance with PCI

Refund Policy:

Standard Refund Policy

BTTPay

BTTPay offers its services throughout Asia. BTTPay is a pioneer in FinTech, offering payment gateway services to small and large businesses.

Supported Currencies:

Support for more than 100 currencies

Payment Options:

All major Credit and Debit Cards

Integration of Markets

APIs, Mobile SDK, and Plug-in Integrations

Privacy Security:

PCI-DSS Level 1

Fees:

Annual Fee/Setup Charges

There are no fees

Commission Fee: 3.8% + $2.00

Final words

Payment gateway services are provided in Bangladesh by several Fintech businesses. Users and organizations may contrast these businesses to determine which payment method is better. A number of online payment gateways have appeared in Bangladesh in recent years. We have included all of the important information in this post to assist you in selecting the ideal online payment gateway in Bangladesh.

The article was originally published on osdigitalworld.com

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