#amazon seller loans

[efunder21]

Intelligent Financing Strategies for Marketplace Sellers

As capital is essential to any business, it can mean the difference between growth and stagnation for marketplace vendors. Acquiring the appropriate finance solutions is critical for success in the ever-changing world of e-commerce, where prospects are abundant, but obstacles are formidable. Designed explicitly for marketplace sellers, this essay will explore some astute financing tactics with an emphasis on Amazon merchants and the distinct market conditions they face.

Understanding Amazon Invoice Financing:

Amazon sellers frequently choose invoice finance to increase cash flow and efficiently manage working capital. The basic idea behind invoice finance is to sell your past-due bills at a discount to a third-party lender for quick cash. It eliminates the need for Amazon merchants to wait for clients to pay their bills; instead, they can be reimbursed for purchases immediately.

Your outstanding invoices' value determines the advances you receive from authorized financing providers through a partnership with Amazon invoice financing. As a result, sellers can easily access funds that they can use to fund business expansion by reinvesting them in marketing, inventory, and other departments.

Financing Options for Amazon Sellers

Amazon provides various financing options suited to the specific needs of its merchants. Offerings to accommodate sellers of all sizes and stages of development range from conventional loans to credit lines and even customized financing schemes.

Advantages and disadvantages of various financing options

Traditional loans are appropriate for longer-term projects or more significant investments since they have fixed periods and interest rates.

Cash flow management is made more accessible by lines of credit, which offer continuous access to funds and flexibility.

Specialized finance schemes For example, Amazon Lending only loans to Amazon merchants based on their performance indicators and sales history.

For their business, sellers must make the best selection possible when selecting a financing option, which includes considering variables like interest rates, payback terms, and eligibility restrictions.

Amazon Seller Finance's Importance

Also referred to as Amazon seller loans, Amazon seller finance is created primarily to cater to the particular requirements of platform sellers. A seller's performance measures, including volume of sales, stock levels, and client feedback, are usually the basis for offering these loans.

Benefits of Financing Amazon Sellers:

Application procedure simplification

favorable interest rates

Versatile possibilities for repayment

Connectivity to the Amazon platform for a smooth transactional experience

Sellers can obtain the funds they require to start marketing campaigns, increase their product options, or invest in inventory by utilizing Amazon seller financing.

Overview of Amazon Vendor Central in the UAE

Vendor Central on Amazon connects with global customers for merchants who want to grow into foreign markets. With the help of Amazon Vendor Central, vendors in the United Arab Emirates (UAE) may reach the well-off customer base in the area and participate in the quickly expanding e-commerce market.

Amazon Vendor Central UAE's advantages include:

Easy order fulfillment with access to Amazon's vast logistical network

exposure to the Middle East's varied consumer base

Assistance with product listings and marketing tactics optimization from Amazon's team of specialists

Working with Amazon Vendor Central UAE might provide new opportunities for marketplace merchants wishing to expand and diversify their sales channels.

Finding Your Way Around Amazon Seller UAE

Despite the potential risks associated with market expansion, Amazon offers many chances for sellers interested in the UAE market. With its advantageous location, expanding economy, and technologically literate populace, the United Arab Emirates presents a favorable environment for the growth of e-commerce enterprises.

Success Strategies for UAE-Based Amazon Sellers

Conduct in-depth market research to comprehend local consumers' tastes and purchasing behaviors.

Sellers can position themselves for success on Amazon by being aware of the distinctive features of the UAE market and adjusting their strategy accordingly.

Strategies for Smart Financing

Knowledge truly is power when it comes to funding. Marketplace vendors may make well-informed judgments that promote expansion and profitability by implementing clever financing techniques.

Tips for Making Better Financing Decisions:

Assess Your Needs: Before pursuing funding, decide how much capital you need and for what purpose.

Evaluate Your Options: Find the financing option that best suits your company's needs and financial constraints by investigating several options.

Schedule for Repayment: As you plan to repay the monies appropriately, consider how the financing may affect your cash flow.

Marketplace sellers can effectively position themselves for sustained success in the highly competitive e-commerce industry by adopting a strategic approach to financing and remaining knowledgeable about their available options.

Source URL: https://medium.com/@kolsonhenry24/intelligent-financing-strategies-for-marketplace-sellers-900735cd8c7a

Conclusion

Marketplace vendors must employ astute finance techniques to succeed. Sellers can succeed in highly competitive e-commerce platforms like Amazon by being informed, investigating various financing options, and making decisions consistent with their business goals.

[filmunikcom]

Amazon Seller Funding: Unlocking Growth Opportunities for Your Business

In the ever-evolving landscape of e-commerce, securing funding is crucial for Amazon sellers aiming to scale their businesses. This comprehensive guide on Amazon Seller Funding unravels the intricacies of financial support, offering actionable insights and expert advice to propel your venture to new heights.

Amazon Seller Funding: Navigating the Financial Landscape

As an Amazon seller, understanding the nuances of funding is paramount to sustained success. Let’s delve into the various aspects of Amazon Seller Funding.

More: https://buzz.filmunik.com/amazon-seller-funding

[cindylouwho-2]

RECENT ECOMMERCE NEWS (INCLUDING ETSY), LATE JUNE 2024

Welcome to my latest summary of Etsy and other ecommerce news, relevant for small and microbusinesses online!

Get these updates plus my website blog posts via email: http://bit.ly/CindyLouWho2Blog Get all of the most timely updates plus exclusive content by supporting my Patreon: patreon.com/CindyLouWho2

TOP NEWS & ARTICLES 

Etsy has yet again changed how processing times work for some countries, and this time, they’ve opted everyone into working on every national holiday. [post by me on LinkedIn, with screenshots] Many people are happy they can officially opt out of working on some days, but not so happy Etsy opted them in. The next day, Etsy clarified that this is currently only available for Canada and the US, and is only for national holidays, not regional or provincial ones. 

The old Etsy listing form disappeared as promised on June 25, and the new one is still a mess [post by me on LinkedIn]. Etsy claims to have fixed numerous issues with the new listing form, including manual translations, bulk editing, and sharing to Pattern. No word on the numerous pricing issues that have affected non-US sellers in particular through the domestic pricing tool, and that have apparently changed both variations and shipping prices for US sellers. The latest new listing form fix is the inability to save drafts, although it doesn’t seem to be working for everyone. 

USPS seems to have reused its tracking numbers early recently, with widespread reports of labels created June 18 and later showing as already being delivered in April or May. I’ve updated that linked Patreon post with info on how to get Etsy to correct their own records, so that seller protection and Star Seller status are not affected. 

ETSY NEWS 

Wondering if your images meet Etsy’s minimum size requirements? I did a video for you [on Patreon] so you can easily check for yourself. 

Etsy is still pushing shop loans through YouLend, “up to two times your monthly revenue.” Thanks to Michele from Artologica for the screenshot of the dashboard notification, and some of what you see once you click it:

and a link to the Etsy program at YouLend. Please read the terms carefully, as they get repaid through your future sales. It appears to be US-sellers only. 

There’s a new “Made for You” page with a lot of links to various features for buyers, but I don’t see it linked anywhere on the desktop version of the site. I also don’t really see the point, but maybe we’ll have to wait and see how they use it. 

Apologies for missing this one, but sellers in Turkey must now use “ShipEntegra” to mail orders, unless they already use another service. In effect, this means all new shops in Turkey are required to sign up and only ship orders through ShipEntegra, as of June 3. 

Apparently the “Buy More and Save” badge Etsy applied to some listings that already had multiple quantity discounts is just a test [item 2] per Etsy.

ECOMMERCE NEWS (minus social media)

General

Facebook appears to be removing links to EcommerceBytes on its platforms. 

Amazon

Amazon's "Subscribe & Save" feature will be available for products that are not Fulfilled By Amazon items, as of June 27. 

Amazon's Prime Day 2024 is July 16-17th. 

“Ad Relevance” is Amazon’s proposed solution to the end of ad cookies; it has AI at its core. 

North American Amazon orders will stop using plastic air pillows by the end of the year. 

Amazon is facing another lawsuit on copying successful sellers’ products and manipulating the Buy Box, this time in the UK. 

eBay

As of July 1, eBay will be charging most of its sellers more for Express Payouts: $2 each time instead of 1.5% of the total. 

eBay is now charging buyers of luxury wallets and handbags an optional $40 for authentication, for items between $200-$499.99. Items $500 and up are still authenticated for free. 

The eBay Summer 2024 Seller Update included new tools and renamed programs, but some of them had already been announced. 

If you are using the eBay seller app, watch for draft listings disappearing. 

Shopify

Businesses selling through Shopify can now apply to sell on Target Plus, a third-party marketplace that currently has around 1200 sellers. 

Shopify now has a chatbot for site owners, called Sidekick, but it is currently only available to English stores in North America. 

Walmart

Walmart+ Week started June 17th, almost a month before Amazon’s Prime Day. 

All Other Marketplaces

Just a few months after ending selling fees, Mercari is laying off a substantial portion of its US-based workers. It’s also still looking for new sellers, offering credits that can be spent on the site for opening a new shop and inviting friends. 

Payment Processing

Apple Pay Later is being phased out in favour of “Affirm”, a third-party Buy Now Pay Later app that will be available in more countries than Apple’s own product. 

Shipping

USPS hopes to change its non-standard package surcharges by region, charging more when the package travels further. 

[lesbianstarlightglimmer]

interesting how an extra day off gave me the ability to clean up majority of my christmas stuff thats still out/up, make my student loan payment, signed up for my own streaming services, wrote down a budget, contacted amazon about my missing package (and got the refund when i was told the seller looked sus) and jotted down some ideas for the room my gma is letting me convert into an office once my aunt takes the bed and clothing drawers.

[social-mockingbird]

This is so true!! I really dislike when any kind of dichotomy is formed…I love how this post promotes library use, but buying books isn’t inherently bad! I love having my own shiny new library I can hoard like a little dragon. I love my beautiful hardcovers I bought off Amazon from pristine sellers. I love my beat up mass market paperbacks I found at the top of a dusty shelf in a used bookstore. I love my plastic-bound, scratched up library copies I’ve waited two weeks for because the interlibrary loan system teaches patience. I even love my cheap Kindle books that I can feverishly scroll through when I have a spare moment! Books, man. No matter the format, or the way you find em, they rock. I love how we all just go feral over em, no matter the way we get em. :D

HAVE PEOPLE NOT HEARD OF LIBRARIES??????? They are 100% cheaper than AMAZON

[pawnshopinhollywood]

Expert Tips and Trends for Jewelry Enthusiasts

When it comes to finding unique, high-quality jewelry at fantastic prices, pawn shops are often overlooked. Yet, they offer a treasure trove of opportunities for savvy shoppers. Today, we’re taking you behind the scenes at Diamond Jewelry & Loan, known as the best pawn shop in Los Angeles, to share expert tips, trends, and insider advice that can elevate your jewelry game.

Insights from the Best Pawn Shop in Los Angeles Welcome to Diamond Jewelry & Loan, a staple in Los Angeles for over 75 years. Established in 1945, we have built a reputation for delivering top-notch customer service, offering fair prices, and maintaining the highest standards in the pawn industry. We’re dedicated to helping you make informed decisions, whether you’re buying, selling, or seeking a loan against your valuable items.

Expert Advice on Jewelry Care for Autumn Seasonal Care Tips for Diamond and Gold Jewelry Autumn brings beautiful colors and cooler weather, but it also presents unique challenges for jewelry care. Proper maintenance is essential to keep your diamond and gold pieces looking their best. Regularly clean your jewelry to remove dirt and oils that can dull its shine. You can use a gentle cleaning solution specifically designed for diamonds and gold, or make your own with mild dish soap and warm water.

Cleaning and Storing Your Jewelry When cleaning your jewelry, use a soft brush to gently scrub away any grime. Be sure to rinse thoroughly and dry with a lint-free cloth. For storage, keep your pieces in a cool, dry place. Individual pouches or compartments in a jewelry box can prevent scratches and tangling. Avoid exposing your jewelry to harsh chemicals or extreme temperatures, as these can cause damage.

Preventing Damage from Seasonal Weather Changes Autumn weather can be unpredictable, with sudden changes in temperature and humidity. To prevent damage, avoid wearing your jewelry during outdoor activities where it could be exposed to the elements. If you’re caught in the rain, make sure to dry your jewelry thoroughly before storing it. Using silica gel packets in your jewelry box can help absorb moisture and protect your pieces.

Recommended Products for Jewelry Care Maintaining your jewelry’s brilliance requires the right tools. We recommend the following top-rated products available on Amazon:

Hagerty Diamond and Gold Clean: A reliable solution for keeping your diamonds and gold sparkling. Connoisseurs Jewelry Wipes: Convenient wipes for quick touch-ups on the go. Jewelry Cleaning Kit by Simple Shine: Includes a gentle cleaning solution, brush, and cloth for comprehensive care. Autumn Sales and Deals at Diamond Jewelry & Loan Highlighting Current Promotions and Discounts Autumn is a fantastic time to score deals on exquisite jewelry at Diamond Jewelry & Loan. We’re offering special promotions and discounts on a wide range of items, from dazzling diamonds to elegant gold pieces. Whether you’re a collector or a first-time buyer, there’s something for everyone.

Perfect Opportunity for Deal Hunters and Collectors Our autumn sales provide a unique opportunity to find high-quality jewelry at unbeatable prices. With our expert curation, you can trust that every piece meets our stringent standards for quality and authenticity. Don’t miss out on these limited-time offers!

Tips for Making the Most Out of Autumn Sales Navigating sales can be overwhelming, but we’re here to help. Start by setting a budget and knowing what you’re looking for. Arrive early to get the best selection, and don’t hesitate to ask our knowledgeable staff for assistance. When negotiating prices, be respectful and reasonable—building a rapport with the seller can often lead to better deals.

Books and Movies About Pawn Shops Recommended Reads for Those Interested in Pawn Shops & Jewelry For those who love to immerse themselves in the world of pawning and jewelry trading, there are several must-read books. Titles like “Pawnonomics” by Yigal Adato and “The Art of the Pawn” by David Goodman offer fascinating insights into the industry. These books provide a deeper understanding of the history, economics, and cultural significance of pawn shops.

Brief Reviews and Why They Are Worth Reading “Pawnonomics” explores the role of pawn shops in modern economies, highlighting their importance as financial services providers. “The Art of the Pawn” takes readers on a historical journey, showcasing the evolution of pawning from ancient civilizations to today’s high-tech operations. Both books are engaging reads that offer valuable perspectives on the industry.

Movies and TV Shows Featuring Pawn Shops Pawn shops have made their mark in popular media, with numerous movies and TV shows exploring their unique dynamics. Films like “Pawn Shop Chronicles” and “The Pawnshop” provide thrilling, often humorous takes on the pawn world. TV shows such as “Pawn Stars” offer a reality-based look at the day-to-day operations of a family-run pawn shop, highlighting the fascinating stories behind the items brought in.

Trending TV Shows About Pawn Shops and Collectibles Overview of Popular TV Shows TV shows like “Pawn Stars” and “Hardcore Pawn” have brought pawn shops into the spotlight, showcasing the intriguing stories and characters that walk through their doors. These shows have changed public perception, turning pawn shops into places of curiosity and excitement rather than just financial necessity.

What These Shows Reveal About the Buying and Selling Process Through these series, viewers gain insight into the meticulous process of appraising and negotiating items. They reveal the expertise required to identify valuable pieces, as well as the art of making fair deals. The shows also highlight the diversity of items that come through pawn shops, from rare collectibles to everyday valuables.

How These Shows Influence Trends in Pawn Shopping The popularity of these TV shows has increased interest in pawn shopping, encouraging more people to explore pawn shops for unique finds and great deals. They’ve also sparked a trend towards collecting, with viewers inspired to seek out rare and valuable items.

Client Testimonials and Success Stories Highlighting Positive Customer Experiences At Diamond Jewelry & Loan, customer satisfaction is our top priority. Our clients have shared countless positive experiences, praising our friendly service, fair appraisals, and high-quality items. Whether they’re purchasing jewelry or securing a loan, our customers appreciate the ease and professionalism of our services.

Stories of Finding Unique and Valuable Items At our diamond pawn shop, our clients uncover exclusive treasures. Vintage watches, rare gemstones – each piece tells a story. Excitement fills the air as they discover these hidden gems, adding a personal touch to their collections.

Testimonials About Quick and Hassle-Free Loans Our loan process is designed to be fast, easy, and confidential. Clients have expressed their gratitude for the quick access to cash and the straightforward terms of our loans. These testimonials highlight our commitment to providing financial solutions that meet our customers’ needs.

Your Premier Pawn Shop in Los Angeles Diamond Jewelry & Loan stands out as the best pawn shop in Los Angeles, offering exceptional service, valuable expertise, and a wide selection of high-quality items. Whether you’re looking to buy, sell, or secure a loan, our team is dedicated to ensuring your experience is positive and rewarding. Visit us today and discover why we’re the preferred choice for jewelry enthusiasts and deal hunters alike.

Interested in learning more? Visit Diamond Jewelry & Loan Pawn Shop and take advantage of our seasonal promotions and exclusive deals for first-time customers. We look forward to serving you!

[perfiosblog]

Mastering Embedded Finance: The Comprehensive Perfios Manual

In today's rapidly evolving financial landscape, the concept of embedded finance is revolutionizing the way businesses interact with financial services. No longer confined to traditional banking channels, embedded finance promises seamless integration into everyday business activities. This blog is your roadmap to understanding the implications of embedded finance for your business. We'll explore its transformative potential and how it's reshaping the fintech industry, providing insights into the opportunities and challenges it presents. Get ready to navigate the future of finance and unlock new possibilities for your business with embedded finance.

What is embedded finance & how does it change FinTech? Customers love products but they value the experience of using them or buying them even more. Research reinforces this shift, revealing that a staggering 80% of customers prioritize the experience as much as, if not more than, the offerings themselves. Embedded finance addresses this head-on, delivering a seamless and frictionless financial experience within the ecosystems consumers already frequent.

The traditional model of financing involved approaching your seller/vendor and your credit provider separately in order to enable a purchase. Think about applying for a personal loan to buy a washing machine. This involves a lot of hassle and documentation for the customer, precipitating abandonment of the purchase itself.

Embedded finance shatters these boundaries, integrating financial services from payments and lending to insurance and wealth management directly into the platforms and experiences you already use. By leveraging Application Programming Interfaces (APIs), embedded finance allows for the effortless integration of financial tools within non-financial experiences.

As we delve deeper into this transformative trend, we'll explore its far-reaching impact on the financial landscape, creating a win-win situation for both businesses and consumers.

Embedded Finance: Its Impact & Future Projections Recent research highlights a glaring gap between consumer expectations and the services provided by traditional financial institutions. While 73% of consumers expect their financial needs to be anticipated, only 37% feel their providers meet this expectation. Moreover, the staggering 70% average cart abandonment rate in e-commerce, largely due to high prices, underscores the pressing need for diversified and simplified financing options.

The consensus from this research paints a clear picture: consumers want to pay less & pay it easily. From zero-interest point-of-sale loans to enticing rewards, embedded finance enhances convenience and savings for consumers. Notably, consumer willingness to embrace embedded financial services is evident with significant interest shown in opening checking accounts with non-traditional players

Over 46% of millennials, a digitally savvy generation, express interest in managing finances through familiar platforms like Amazon or Starbucks. Embedded Finance has the potential to revolutionize financial accessibility and convenience for both businesses and consumers. Businesses can cater to customer needs in real-time, fostering loyalty and boosting sales through targeted financial options. Consumers, on the other hand, experience and appreciate the intuitive integration of their finances with their online behaviors.

The impact is undeniable! Statistics speak volumes: a staggering 88% of companies implementing embedded finance report a surge in customer engagement while a remarkable 85% confirm its effectiveness in acquiring new customers. This isn't just a fad; it's a full-fledged market primed for exponential growth. Analysts predict the Global Embedded Finance Market to reach a colossal $384.8 billion by 2029, fueled by a staggering 30% Compound Annual Growth Rate (CAGR).

Examples of Embedded Finance Embedded Finance integrates financial services like payments, loans, insurance, and investments directly into non-financial platforms. This goes beyond loyalty points – it's about pivoting how you interact with money in your everyday life. From effortless in-app payments to on-the-spot financing, embedded finance ensures that you complete your online journeys without interruption. Let's look at a few examples of embedded finance and its implementation in real life scenarios:

Embedded Credit: Embedded Credit empowers consumers to access and manage loans within digital platforms. Imagine converting a purchase into manageable installments during an online shopping spree.

Embedded Payments: Embedded Payments streamline transactions within apps or platforms, becoming indispensable for e-commerce and SaaS solutions. They facilitate diverse transactions like in-game purchases, payroll automation, and subscription-based payments.

Embedded Investments: Embedded Investments open avenues for stock market participation within various platforms. Through API-based brokerage firms, investors can seamlessly trade stocks without leaving their preferred platform, whether it's a messaging app or an employee portal.

Embedded Insurance: Embedded Insurance bundles insurance seamlessly with product purchases, enhancing customer convenience. Companies like Tesla offer auto insurance at the point of sale, setting a new standard for integrated services.

Use Cases of Embedded Finance Imagine a world where financial services seamlessly integrate into the fabric of your daily activities. No longer confined to separate apps or bank branches, money management becomes effortless and frictionless. Embedded finance unlocks this very possibility.

Consider the ease of purchasing a new phone online and securing financing for it right at checkout, spreading the cost without breaking the bank. Picture seamlessly paying for your ride-hailing service with a single click within the app itself. Envision booking a dream vacation and effortlessly acquiring travel insurance at the same time, ensuring peace of mind alongside adventure. These are just a few examples of how embedded finance revolutionizes how we interact with money.

The applications extend far beyond basic transactions. Coffee shop apps could allow for instant account top-ups, while e-commerce platforms curate insurance options tailored to specific purchases. Retail loyalty programs can evolve into sophisticated investment opportunities, allowing you to effortlessly convert reward points into stocks or mutual funds.

Embedded finance isn't limited to B2C interactions either. Imagine businesses leveraging embedded finance to streamline B2B transactions. Invoice financing within online marketplaces or instant access to working capital for freelancers can revolutionize cash flow management.

Key Players in the Embedded Finance ecosystem Consequently, traditional paradigms of financial distribution are undergoing a metamorphosis. Gone are the days when banks and financial institutions (FIs) held a monopolistic grip on product dissemination. In their place emerges a dynamic ecosystem where digital entities seamlessly integrate FIs, distributors, technology providers and other stakeholders, fostering agility and universality in product delivery.

Key Players in the Embedded Finance ecosystem

This agility empowers the creation of innovative financial products and their delivery through familiar, trusted platforms. This phenomenon, hailed globally as the embedded finance revolution, has begun its conquest, with payments emerging as one of its initial battlegrounds. The crux of embedded finance lies in its simplicity.

How Does Embedded Finance Work & How is Perfios Supporting The Revolution?

Embedded Finance Facilitates Seamless Integration: Embedded finance streamlines financial services integration into digital platforms. Perfios Credit Gateway (PCG) exemplifies this by offering APIs that seamlessly embed credit facilities into e-commerce and other non-financial platforms.

Technological Advancements Drive Integration: Rapid fintech advancements and API proliferation enable scalable integration. PCG leverages these technological strides, facilitating quick and hassle-free credit processes within diverse platforms.

Consumer Preferences Shape Innovation: Evolving consumer preferences prioritize convenience and streamlined experiences. PCG responds to these expectations by providing intuitive credit solutions embedded directly into everyday transactions.

Financial Inclusion through Integration: Embedded finance bridges gaps for underserved populations, democratizing access to financial products. PCG contributes to financial inclusion by embedding credit options into various platforms, catering to diverse consumer needs.

E-commerce Amplifies Embedded Finance Adoption: E-commerce platforms leverage embedded finance to enhance customer experiences and boost sales. PCG's integration within e-commerce ecosystems enables diverse financing options, driving conversion and customer satisfaction.

APIs Revolutionize Financial Integration: APIs revolutionize the integration of financial services into non-financial platforms, ensuring swift and seamless transactions. PCG's robust APIs empower businesses to embed credit facilities effortlessly, enhancing their offerings and competitiveness.

Fintech Collaboration Fuels Embedded Finance: Collaboration between fintech companies and traditional institutions propels the embedded finance revolution. PCG exemplifies this collaboration, partnering with banks to provide seamless credit solutions within non-financial platforms.

Future Prospects of Embedded Finance: Embedded finance holds immense potential for reshaping consumer finance and driving innovation. With PCG at the forefront, the future promises even more seamless integration and accessibility of financial services across diverse digital platforms.

Pros & Cons of Embedded Finance: Pros: Cons:

Behavioral economic advantages encourage beneficial financial behaviors.

One-step financial shopping offers convenience for users.

Enhanced security protocols protect users' financial information.

Streamlined user experience simplifies financial transactions.

Embedded finance cultivates trust and brand loyalty.

Increased financial access extends services to underserved populations.

Expanding the service portfolio attracts new customers and revenue. 1. Behavioral economic pitfalls may lead to impulsive decisions.

Complexity can confuse users navigating multiple options.

Customer overload from too many choices may lead to decision fatigue.

Increased need for customer support due to complexity.

Loss of focus on core offerings for businesses.

Security and privacy concerns with handling sensitive financial data.

Regulatory compliance complexity and cost.

Reliance on third parties may pose operational risks.

Trust erosion if users perceive services as intrusive. Understanding Open Banking and Embedded Finance With An Everyday Scenario: Imagine you have a favorite pizza place (the bank) where you love to order your favorite pizza (your banking services). Now, open banking is like inviting your friends (third-party financial service providers) to the pizza place and letting them taste your pizza (accessing your banking data) through a special window (APIs). Your friends can then suggest new toppings (financial services) or even make a pizza delivery app (fintech apps) based on your preferences.

Now, embedded finance is taking things a step further. It's like having your favorite pizza delivered directly to your doorstep (integrating financial services) when you order it from your favorite ride-sharing app (non-financial platform). So, while open banking is about sharing access to your pizza place, embedded finance is about making your pizza available wherever you are whether it's at the pizza place or while you're on the go.

In simpler terms, open banking is like sharing your pizza with friends, while embedded finance is about having your pizza wherever you want it thanks to innovative partnerships and integrations!

Conclusion As explored in this blog, embedded finance shows a seismic shift and its impact is multifaceted. By leveraging open banking principles, embedded finance empowers businesses to extend financial tools into diverse platforms revolutionizing how consumers interact with money. From simplified payments to personalized insurance options, the possibilities are boundless.

In essence, embedded finance isn't just about transactions; it's about transformation! It empowers consumers by democratizing access to financial products, cultivates brand loyalty through tailored experiences and drives innovation across industries.

[davidmalcolm]

Cloud Capital

FINANCE AND COMMERCE

According to some commentators, wealth, having moved from the feudal period, when the emphasis was on land ownership and wealth from this ownership was provided by rents in various forms and servitude to the lords of the manors, to the capitalist period when the emphasis was on industrial production and the means of production, profit, the buying and selling of shares and capital in companies, buying and selling of goods in markets, the provision of wages, economies of scale and addition of benefit, to the period where we are quickly moving into, that of cloud capitalism, which, in fact is less of a capitalist system and more of a return to feudalism.

Some defining attributes of this new economic model is that the oligarchs who control it tend to produce nothing of huge physical significance (for example goods) themselves but charge fees in the form of rents and or subscriptions for the use of their virtual services. The real estate is virtual and takes the form of platforms or virtual marketplaces.

The seller fees that, for example, Amazon charge are referral fees (introduction of a buyer to a seller), seller account fees and shipping/fulfilment fees. There can be other optional charges for product storage, advertising & promotion, financing. Amazon have buyer/subscriber fees also, such as Amazon Prime which ensures quicker and usually free delivery, and ancillary subscription based services such as music and film streaming services.

The different operating models of vehicle producing companies such as Tesla and Volkswagen highlight the main differences between traditional capitalist and cloud capital enterprises.

Volkswagen is built on a heavily capitalised business producing profitable products and services. Investment is private and public and designed to give investors a return on the capital they provide. Public companies' shares are bought and sold in international trading houses providing opportunities for capital to invest and provide income. Buyers are largely asked to purchase goods and services at point of sale through cash or finance (loans and or leasing plans).

Tesla customers 'invest' in the business by placing a deposit or committing to a finance scheme. Buying into the Tesla brand gives some benefits to the user such as dedicated charging stations when on a journey. The Tesla car is almost like a computer on wheels with enhanced features such as automatic navigation and hands free driving. The emphasis is on the software rather than the hardware: electric vehicles are much more simple that traditional internal combustion engined ones. In Tesla cars, their connectivity is constant.

Running in parallel with this is cryptocurrency, the possibility of purely digital banks and complete extinction of bricks and mortar banks and building societies, and possibly stock markets, the potential of AI to replace many occupations, the removal of the wage earning job and certainly the 9-5.

There are also anxieties around how the above developments will affect the individual and society, and insecurities surrounding global health, food security, energy security, the effects of climate change and political, economic and military upheavals with associated massive scale migration.

WARFARE

Access to technology and the monopolisation and control of information technology can lend huge leverage in conflict situations. During WWII, Britain realised that the Luftwaffe were utilising radio navigation for night bombing missions. Until their blitzkrieg on Britain ended when they launched Operation Barbarossa, British military intelligence and the Air Ministry devised means of jamming and 'bending' these signals causing the bombing missions to miss their intended targets.

The modern equivalent is SatNav, an American development. During the military operations in Kuwait, Saudi Arabia and Iraq in the early 1990s, the Pentagon managed to tweak SatNav technology to provide accuracy to within 3 metres. This provided the US and allied forces with enormous advantages in military planning of the initial and subsequent conflicts in the middle east. Saddam's regime did try to jam some GPS signals but the US destroyed the jamming apparatus. GPS provided a huge advantage over previous surveillance systems such as radar and visual observation and being a largely American technology, gives them huge advantage over any potential adversaries. Enemy movements could now be accurately assessed, precision given to weapons' targeting and avoidance of friendly fire was enhanced. Saddam's fibre cable network which operated outside of GPS and was used to control his missile arsenal was sabotaged by the coalition forces. As a result of this, other countries have been developing their own GPS systems: India developed a regional system called NavIC. Russia has GLONASS, which, with China's BEIDOU, comes closest to the US SatNav system as does the European Union's GALILEO system. Japan has QZSS which requires development but has the promise of reaching SatNav functionality as it develops.

[outsource-accounting-bookkeeping]

A Comprehensive Guide on Amazon Bookkeeping for Your E-commerce Business 

In the dynamic realm of e-commerce, especially on Amazon, mastering financial management is key to business success. "A Comprehensive Guide for Amazon Bookkeeping for Your E-commerce Business" is tailor-made for entrepreneurs navigating the financial intricacies of Amazon's platform. This guide demystifies Amazon bookkeeping services, offering clear, step-by-step guidance for maintaining accurate financial records, ensuring compliance, and making informed decisions. It's an invaluable resource for both novices and seasoned e-commerce professionals, simplifying complex bookkeeping concepts. By equipping readers with the knowledge to streamline financial processes, this guide is an essential tool for anyone looking to enhance their e-commerce business's financial health and drive growth on Amazon. 

Importance of Amazon Bookkeeping Services for Sellers 

Amazon bookkeeping services are crucial for sellers on the platform, playing a vital role in maintaining financial health and ensuring business success. Here's why it's so important:  

 

Bookkeeping helps you understand your business's financial status. By tracking expenses like inventory costs, shipping, and Amazon fees, you can gauge how well your business is performing. Regularly updated books give you a clear picture of your financial situation, allowing you to make informed decisions.  

 

Knowing your net profit is essential for any business. Amazon bookkeeping services help you determine this by subtracting expenses from your total sales. This calculation is crucial for understanding your business's profitability and for future planning.  

 

Accurate bookkeeping is indispensable during tax season. It helps in reporting your earnings accurately and ensures compliance with tax regulations. Without proper bookkeeping, you risk inaccurate tax filings, which can lead to penalties.  

 

Proper bookkeeping helps in identifying potential tax deductions, which can significantly lower your tax bill. E-commerce businesses have specific deductions, but you can only take advantage of them if you're organized, and your expenses are well-documented. 

 

When seeking loans or investments, financial statements generated through bookkeeping are crucial. They demonstrate to lenders and investors that your business is a viable risk and that their money will be well managed. 

 

Regular bookkeeping helps in identifying and rectifying financial errors, preventing costly mistakes. Without up-to-date books, you may overlook discrepancies that could lead to significant financial losses.  

 

By maintaining consistent financial records, you can compare your business's performance over different periods. This comparison helps in identifying trends, planning for seasonal variations, and strategizing for growth.  

 

Just like amazon, for those who also sell on platforms like Shopify, incorporating Shopify bookkeeping into your financial strategy can streamline your overall e-commerce bookkeeping. This integration ensures a cohesive approach to managing your multi-platform e-commerce business.  

 

Efficient bookkeeping gives you peace of mind. Knowing that your financial records are in order, you can focus more on growing your business rather than worrying about financial discrepancies or compliance issues.  

Amazon bookkeeping services are not just a regulatory requirement but a fundamental aspect of running a successful e-commerce business. They provide clarity on your financial health, assist in strategic decision-making, ensure tax compliance, and support growth and investment opportunities. For Amazon sellers, investing time and resources in proper bookkeeping is a step towards sustained success and financial stability. 

How to Get Started with Amazon Bookkeeping? 

Starting with Amazon bookkeeping can seem daunting, but it's essential for managing your e-commerce business effectively and take care whether the amazon bookkeeping services you have opted for are following the correct steps. Here’s a simplified, step-by-step guide to help you get started and maintain accurate financial records.  

Step 1: Choose the Right Accounting Software 

Select user-friendly accounting software that caters to e-commerce needs, such as inventory management and sales tracking. Double-entry accounting systems are particularly beneficial for Amazon sellers as they provide a comprehensive view of finances, including assets, liabilities, income statements, and cash flow. This type of system ensures accuracy and helps in generating detailed financial reports.  

Step 2: Incorporate Useful Add-Ons 

Customize your accounting software with add-ons specifically designed for Amazon sellers. These tools can automatically import data from your Amazon Seller Central account, streamlining the bookkeeping process. Prioritize add-ons that assist with inventory management, sales tax tracking, and integrating data from different sales channels. This is especially crucial if you're operating across state lines or on a global scale.  

Step 3: Set Up Your Chart of Accounts 

Develop a chart of accounts to systematically categorize your financial transactions. This framework should include primary categories like assets, liabilities, equity, revenue, and expenses, and further divided into sub-categories unique to your e-commerce operations. This organization is key to maintaining clarity in your financial records and aids in efficient analysis.  

Step 4: Track Cost of Goods Sold (COGS) 

Accurately account for the Cost of Goods Sold, which encompasses all expenses related to obtaining or manufacturing the products you sell. This includes purchase costs, shipping fees, tariffs, and any additional relevant expenditures. Utilizing inventory management software helps in tracking these costs more efficiently and provides insights into product profitability.  

Step 5: Begin Recording Transactions 

Regularly record each financial transaction using your established system. Consistent updates are crucial for organized and up-to-date books. Establish a routine schedule for your bookkeeping tasks to ensure you stay on track and avoid backlogs.  

Step 6: Organize Financial Record Storage 

Effectively manage your financial records, particularly in preparation for tax season. Digital records are acceptable and often preferred, so leveraging cloud-based storage solutions like Google Drive or Dropbox can offer both security and accessibility. This step is vital for maintaining organized and easily retrievable financial documentation.  

Step 7: Consider Outsourcing as You Grow 

As your business grows, consider opting for outsourced Amazon bookkeeping services. This transition can free up your time to focus on core business activities. Depending on your business's complexity and budget, you can opt for a professional bookkeeper, an accountant, or a certified public accountant (CPA). Each offers different levels of expertise and can provide varying degrees of financial insight and strategy.  

Conclusion 

In conclusion, proper bookkeeping is an invaluable asset for any Amazon seller looking to enhance their business's financial health and success. It simplifies the process of managing your finances, from choosing the right accounting software to understanding the nuances of Amazon bookkeeping services. This guide empowers you to accurately track your financial health, identify tax deductions, make informed business decisions, and strategize for growth. Whether you're a beginner or an experienced e-commerce professional, incorporating these practices will not only streamline your financial operations but also provide peace of mind as you navigate the competitive landscape of Amazon selling. Embracing these bookkeeping strategies is a vital step towards achieving long-term success and stability in the ever-evolving world of e-commerce. 

  Visit:

Steemit: https://steemit.com/@ap-outsourcing

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Reddit: https://www.reddit.com/user/Online-CPA-Services

[datascraping001]

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E-commerce giants like eBay and Amazon host an incredible array of products, making them a goldmine of data. However, manually extracting this data can be a time-consuming and daunting task. That's where our expertise in web scraping comes into play. Our dedicated team at DataScrapingServices.com utilizes advanced techniques to extract product information from eBay and Amazon with precision and efficiency. Our eBay and Amazon Product Scraping services offer a range of benefits for businesses of all sizes. By automating the process of data extraction, we enable businesses to quickly gather valuable insights on product details, prices, reviews, and seller information. This information can be instrumental in making informed decisions, optimizing pricing strategies, monitoring competitor activities, and identifying market trends.

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[createacc48c]

Get vcc

The world has digitalized beyond our imagination. The progress of the tech industry has surprised us to bits. The internet is like the eighth wonder of the world. Pretty much everything can be found on the internet now. You can get whatever you want to be delivered to your doorstep with just a few clicks. Human life has become easier with this blessing of digitalization.

However, every coin has two sides. The Internet has benefitted us a lot but also compromised our privacy. If you buy something online, you need to pay through your debit or credit card mostly. It means the information on that card is shared with the merchant. Your identity, your address, your social and financial details and all. This information can be backfired if it gets into the wrong hand. So, you need to be careful about that but how?

As we know in this digital era, every problem has its own solution. In this matter, the solution is using a prepaid visa card. It is more like one of those superhero’s stealth modes. You get your job done but no one gets to know who did the job. You can buy anything online, and make any payments without sharing your personal and financial details. Also, it works without any bank account being linked and is accepted pretty much everywhere around the world. If you still don’t have it, you better check it out now. We have it served at the table right in front of you. Give the whole article a read to find out more details.

A Little Overview On Prepaid Visa Card

Before we share our selling proposition, let’s help you understand what we are actually selling. You see, a prepaid Visa card is preloaded with a certain amount of money. Now, you might be thinking it’s like a traditional debit card. Well, you are pretty much right as a debit card deducts money from the bank account linked to it. You can spend as long as you have money in your bank account, right? The same thing goes for a prepaid Visa card, except it doesn’t require any bank account.

You can’t call it a credit card either because you’re not taking any loan. With a credit card, you pay after spending the money. Some people lose track of spending and end up in debt. Unlike a credit card, a prepaid Visa card allows you to spend only the amount you loaded. Overall, it’s more like a debit card but without any bank account linked, though it is also issued by financial institutions.

You don’t need to go through the complexities of getting a traditional Visa card. Anyone can buy a prepaid Visa card, and that is the beauty of it. It doesn’t require that many application processes, and you don’t even need to share any of your information. Go anonymous! Just load the card and start using it. You can use it anywhere traditional Visa cards are accepted.

In short, a prepaid Visa card helps you secure your personal and financial information and keep track of your spending as it won’t exceed the amount you loaded on it. If you still haven’t availed of this amazing Visa card for yourself, it’s time you did so. We offer the best-prepaid Visa card at a great deal for you. Check it out below.

You will find several prepaid Visa card sellers online. If you’re wondering why you should buy VCC and buy Amazon AWS Account from us, we won’t blame you. We are availing all the prepaid Visa card features for you. Our card features alone are enough to convince you to buy it. However, we not only want to convince our clients but also impress them. That’s why we’ve worked on providing the best customer service. Here are the details of our service.

Why Do You Need To Buy Prepaid Visa Card?

This question might have come up in your mind at some point. That’s why we thought: why don’t we clean this up? Let’s get started.

How do you actually apply for a traditional Visa card? Usually, you go to a bank, open an account, and submit an application for a Visa card. Then, the bank goes through a process of verification and provides you with the card. Simple, right? Well, not as simple as it seems. The process involves many steps that might be difficult for you. The bank runs a credit check on the applicant and collects financial details and all.

However, obtaining a prepaid Visa card from a financial institution is a little bit simpler. All you need is an account with funds in it. Then, ask for a prepaid Visa card of a specific amount that should not be more than the amount you have in the account. Since you’re not borrowing any money from the bank, the process is faster.

[olko71]

New Post has been published on All about business online

New Post has been published on https://yaroreviews.info/2023/08/amazon-releases-some-seller-funds-after-complaints

Amazon releases some seller funds after complaints

Daniel Moore

By Faarea Masud

Business reporter

Amazon has started releasing some sellers’ funds back to them after many UK and EU sellers complained of money being held unexpectedly.

The change in policy comes after the BBC reported it led to some sellers’ business being close to collapse.

Amazon told some sellers it will now delay the temporary holds on money until January 2024.

But one ink seller, Daniel Moore, who had £230,000 frozen, said Amazon were only “delaying our anguish”.

Amazon wrote in an email to one seller in the early hours of Saturday: “We understand that the transition to this policy on 3 August has caused a one-time cash-flow issue for your business. To support you in preparing for the policy change, we have extended your policy transition until 31 January 2024”.

Amazon’s initial policy update sent in May stated it would temporarily hold seller funds to cover customer refund demands. It said sellers’ would be able to withdraw their money only from the delivery date plus a further seven days.

The policy was implemented on 3 August across the UK and EU for sellers registered before August 2016.

But its email about the change was not seen by many EU and UK sellers, and in many cases was automatically sent to their junk folder.

The change comes at a time businesses are struggling with the soaring costs of living and increases in energy bills, materials and operating costs.

‘Gobbledegook’

Andy Pycock, 53, from Buckinghamshire, has been selling home, garden and leisure products on Amazon and had £25,000 frozen on 3 August.

He had taken out a loan with Amazon Lending to cover the period of withdrawals being frozen – and paid fees to have it restructured.

Andy Pycock

But hours later on early Saturday morning, he was told of Amazon’s policy change, meaning his takings were available again.

He said his business had suffered a slowdown as he was unable to afford to restock and fulfil orders during the period his money was frozen.

Andy, who has been selling on Amazon since 2016, said the lack of notification, and last-minute changes from Amazon, has made him question his future involvement with the firm.

He said Amazon’s explanations as to why it will be holding money from established sellers like him sounded like “corporate gobbledegook”.

“This doesn’t make any sense,” Andy told the BBC. “Amazon is toxic as equally as it is brilliant – but we also feel they’re our greatest enemy right now”.

He says he “dreads” looking at his Amazon Seller account due to its various changes and “confusing” implementation of policy.

Amazon said the policy was introduced to align all sellers worldwide on to the same policy.

However, some UK and EU sellers have been told it will be implemented in September, whilst others are now being told it will be implemented in January next year.

One seller on Amazon’s Seller Forums called the situation “shambolic”.

Amazon sellers fear collapse as site withholds cash

Minister demands Amazon answer on freezing seller cash

Daniel Moore said that amount of his takings which Amazon had frozen was “disproportionately high versus the potential refunds processed by customer returns or non-delivery”.

Having hundreds of thousands of pounds of his takings frozen meant he was unable to pay his VAT bill on time, or order new stock.

He says he received notification on Saturday saying all of his takings had now been released, but that the pause in income led to issues along his whole supply chain that could take up to two further weeks to resolve.

He said the delay in the implementation of Amazon’s temporary hold policy was “initially good news”, but that “it simply kicks the can down the road to a month where corporation tax and personal tax is due. January is a very difficult month”.

Daniel said the policy “is still unfair” and that established sellers like his firm Ink Jungle posed “no risk” to Amazon.

“If items are being delivered tracked or by FBA what is the risk? It makes no sense to hold onto the funds for so long after delivery”, Daniel added.

FBA, Fulfilled by Amazon, is where sellers keep their stock in Amazon’s warehouse, and Amazon delivers the goods to buyers once sold.

Amazon’s change in policy implementation for affected sellers comes after small business minister Kevin Hollinrake had demanded the tech giant explain how it will “mitigate” the effects of the policy on many sellers, in a letter seen by the BBC.

Seller Mario Katz says he has now had £5,000 released from his frozen funds. He was “happy” that he could now resume withdrawing amounts daily for the day-to-day running of his business.

“But I cannot celebrate, as I cannot trust Amazon.

“I’m still scared about the policy taking effect in January”, he said.

Amazon said the vast majority of its sellers were not affected by the temporary hold implemented on 3 August.

It is not yet clear if those companies will receive compensation for any losses incurred during the period that their withdrawals were frozen.

Amazon has been contacted for comment.

The issues are similar to those faced by Etsy sellers after that marketplace began withholding 75% of sellers’ funds for around 45 days. Hundreds of sellers complained it was undermining their businesses. Etsy reduced the amount it was holding after a BBC report in to the problem.

Related Topics

Amazon

Online shopping

Retailing

UK economy

More on this story

Minister demands Amazon answers on withheld funds

17 hours ago

Amazon sellers fear going under as cash is withheld

3 days ago

Etsy U-turn in row over withholding sellers’ money

2 August

[celestial-violencia]

Let’s Talk Counterfeit Decks

First thing’s first: How do you identify a counterfeit deck? At some point in your deck buying journey, you’ve probably stumbled across a counterfeit deck. It doesn’t matter how reputable the platform itself is that hosts the listing, anywhere that third-party sales listings are permitted might have people using that platform to scam. The quickest and easiest way to identify a fraudulent deck is when it comes with a QR code instead of a LWB or guidebook. Sure, some decks don’t come with any form of a guide at all, but I have not seen any legitimate creator release a deck with a QR code in lieu of a LWB. Why? Because it’s sketchy. You can’t verify what you’re downloading or viewing until it might be too late. Links might have questionable redirects, so even if you think you’re going to the site RandomTarotGuidebook.com, it might be a false domain that redirects to malware. Another good way to tell is by the boxes. Most fake decks come in a tuck box versus whatever the original packaging was. If the original deck came in a clamshell box or a box with a magnetic closure and suddenly this edition is a plain cardboard tuckbox, it’s a fake deck. Still not sure? Is the price too good to be true? If you’re finding a $90 deck for $10, it is fully a fake deck (And honestly, half the time these scammers won’t even ship out an actual product!). And the last way is to check the seller. If it’s a deck on Amazon, is it sold by the actual creator, sold and shipped by Amazon, a reputable shop, or publishing company? Or is it sold by RandomUser234987? If you don’t recognize the seller name or if it’s being sold on a platform not listed in a creator’s promotion links on their verified pages, don’t buy the deck.

In today’s economy, it’s understandable why people are purchasing counterfeit decks. The price is often cheaper, and if the deck actually arrives, well, you got something for your money. You’re getting a “bargain”, but at what cost? Is buying counterfeit decks a victimless crime? And the answer is no. Not only are you receiving a shoddy product that doesn’t reflect the quality of the original, but you’re also harming artists. It’s important to take an active stance against these types of decks, because quite frankly, they’re art theft, and that’s not okay. You can’t want artists to produce decks and then refuse to pay them for it because a deck is currently out of your budget. That’s absurd.

Imagine that you’re an indie artist. You’ve spent countless hours producing the perfect deck and spent money on all of those materials to produce these drafts. You’ve spent days researching what publisher/printer you want to use. You’ve done so many cardstock tests and made sure the images were sharp, clear, and colored just right and then placed the order you paid upfront to produce the deck. All of this takes time and money. You finally get your product to the market, priced as fairly as you can . . . and then some no name located gods-know-where steals your entire product just to reprint it on the worst cardstock they can find that might as well be standard printer paper. Now you’re getting flooded with messages and reviews calling YOU the fraud and condemning YOU. But you have done nothing wrong! That doesn’t change these people’s perceptions of you and the negative feedback is now spreading by word of mouth. So now what? Not only are these criminals taking money out of your pocket for the loans you’re probably paying back to print this deck in the first place, but you’re left taking responsibility for THEIR art theft from customers who fell for their scam. And then when you raise valid concerns about it, you get people kicking you while you’re down and saying they’re going to support the art thief instead of you. How would you feel? Is that an industry you would want to stay in?

Many artists either have already decided or are strongly considering leaving the tarot industry because of this problem. The reason these thieves are still going is because people are actively supporting this illegal market. Everyone wants these beautiful decks from these artists, but if this keeps up, no artist will produce another deck again independently because of this issue. The only way to stop it is to stop supporting art theft and to support the artists themselves. I understand that it is not always financially feasible for everyone to get the decks they want when they want them, and that can be disappointing. But by trying to save a quick buck, you are actively harming regular people who are trying to have an independent business, many of whom are the only ones behind their company and their product. Is that really what you want?

So why don’t tarot deck creators just price their decks like mass market decks? Here’s some reasons. Large worldwide publishers like Lo Scarabeo or U.S. Games can afford to place print runs of 20k decks at $15 per deck. Obviously when you are ordering in bulk, you will often get discounts and this allows you to sell your product at a cheaper price. You have the force to market these decks worldwide. You know you can sell all 20k decks at $20 per deck and make a substantial profit. Now imagine you have the manpower of one single person. You’re working a regular 9-5 job to try to fund your project. Maybe you crowdfund it, but also risk paying taxes and/or fees from the crowdfunding platform, so while a deck would cost $40 to produce, now you have to charge $65 to cover those added costs. If you produce it yourself, you might have to take out a loan or use what you have saved, which is a substantially less amount of money than LS or USG have. Now, you go to a publisher. You can only afford to print 1k decks, meaning that instead of the $15 bulk price USG or LS might get, you can only get them to lower the price to $30 per printed deck. Now, you as a creator need to make a profit. So you charge $45 for each deck since you have a smaller number of decks and need to pay your bills. Marketing is expensive if you pay for promotions or features, and you don’t have the same reach as big companies. Now we come to the shipping differences. LS or USG most likely have a bulk mailing program they’re enrolled in with their carrier of choice, meaning that their shipping costs are only $5 per parcel. The independent artist most likely does not qualify for those programs, meaning their packages ship at the standard rate of $12 per parcel. Factoring in the costs of good quality cardstock, any special foil details or gilded edging, a higher quality box, and all the other things that a creator wants for their deck to make it feel special and be a product they’re proud of, and the price easily goes up. These are all of the things that are factored into the prices of indie decks. This is why they are more expensive. Not only are you paying for quality, but small creators do not get the perks that major companies get as well. And if you think you’re getting any of the original deck’s quality with a $5 knockoff deck from Wish.com, you have another think coming.

So what can you as a consumer do? Raise red flags when you see these fake decks. Report them, alert publishers and creators, and that way they can take action, either legally or alerting their audience. Call out these fake decks when you see them and hold people who support buying fakes responsible and don’t support them. If a platform will not remove the fraudulent listings, leave reviews notifying people of the art theft. Support the artists who are creating these decks directly and avoid third-party sellers selling new counterfeit decks. If you truly want a deck and you really can’t afford it, look for used decks. Some Facebook groups to check out are Just Tarot Marketplace and Tim and Allen’s Tarot Marketplace. You can find a ton of like-new used decks that can fit your budget. If all you can afford are mass market decks, that’s okay too! As long as we are not giving these art thieves money, they won’t stay in an industry where they make no profit.

The bottom line is that if you want creators to continue making these gorgeous decks, then you need to support them when you can and not the people actively scamming tarot readers.

[freeworldallahmbaclass]

I'm the greatest comeback ever

I got hotels for the homeless in New York City 2021

I got Amazon workers their union contract

I got Starbucks workers their union contract

I got the minimum wage increased from $ 11 dollars an hour to $ 15 dollars to $ 17 dollars an hour

I got the fair chance to compete for a job act of 2019 in New York City and California hopefully other cities and countries are going to follow suit

I legalized marijuana in New York City

I cleaned up fox square in Brooklyn , NY

Free college education in New York City

Free gym membership for people on Medicare

Citi bikes for New Yorkers

Benefit monetary assistance increase for snap and cash assistance recipients

Rikers Island tablet program podcasts and video games for inmates in jail to help stop crime violent crime in prison and to help rehabilitate the guy or woman and stop the back and forth of them going to jail . The tablet have podcasts and programs for Job Search legal research and books to read to help them become better citizens in the free society .

Laws I'm proposing

Job Safety and secure act - 2022

Fair banking act - 2022

Retirement investment plan for employees IRA act - 2022

Ready , willing and able Expansive territory act - 2023

Riverside drive Expansion project act - 2023

The new ferry from New Jersey to New York City - 2023

School sports culture expansion Act Copperas Cove , Texas

Rikers Island schooling expansion act Added on Basic education classes on Rikers Island on the tablet , college programs on the program , online school on the Tablet . -2023

NYCHA ( New York City Housing projects ) plans and ideas for improvement

The New Trench town rock - 2021 , 2022 , 2023

And many other pitches and proposals rebuilding the workforce , wages and structure of New York city and cities like New York .

Next order of business : My Plans for infrastructure in a utopian society hotels jobs pay raise on citizens paycheck from 15 $ - 17 $ dollars minimum wage pay to 19$ dollars to 20$ dollars an hour to better provide for all costs emergencies uncovered insurance payments due to partial health care coverage and full union membership granted to employees of any company free education grants and school loans payment plans

Pay raise for school teachers in every city at junior high school , high school and elementary school level since they are stewards of our children's future .

Pay raise for civil service workers and Civil service exams made and updated daily to the public , school crossing guards , correction officers , supervisors , probation officers , construction site supervisors .

Pay raise for day care workers

Free day care services for temporarily unemployed mothers and fathers

Pay raise for city fire fighters and police officers .

Job contractors fulfilling contracts with back to work public assistance programs that train and employ job candidates without their high school diploma or GED and granting them full employment with full medical and medicare coverage union membership and back to school Acces Vocational rehabilitation counseling and restoration of financial aid assistance for non violent crimes like drug sellers and abusers to stop recidivism to prison and to cure an addiction to a habit of committing perpetual crimes thus creating repeat offenders .

Jobs moving back to inner cities through the effort of study and research groups from urban planning courses from their neighboring colleges .

Tax abatement and financial incentives and business incentives and tax breaks .

Joe Biden and vice president Kamala Harris should include this law into all of their plan for cleaning up America I'm glad to see it go beyond New York City and other counties in New York I want to share this honor with author Michelle Alexander who I did my research from her book about mass incarceration of the black and Latino community and the political office and my friends that help put this law in place I reached out to hopefully stop the recidivism to prison and hopefully to help some of my friends and people that go back and forth to jail because they couldn't get a job due to the felonies on their record I recommend a certificate of relief of disabilities to all people returning to society if they haven't given you one go get it from your county's or borough courthouse it works wonders .

Next order of business : Tax cuts to help the everyday person keep more of their check in their pockets cut the tax rates in New York City by 4 percent I see it as New York State taxes % 8.82 to % 4 percent and business tax cuts to create more jobs Proposal For a Wage increase of $ 22 dollars an hour Including : Fire safety directors Security guards Librarians Fed Ex workers UPS workers Ready Willing and able with free vocational grants from access vr programs they should hire vocational rehabilitation counselors and job developers finding permanent housing and permanent job placement after the clients training Stock Clerks and cashier's at major stores like Gristedes , C Town , met foods , Burlington coat factory wage increase for all warehousing and factory workers jack pallet and forklift training for people with no experience and a starting salary at $ 17 - 19 $ dollars an hour and it increase with more time on the job how about the first year at that base salary of $ 17 - 19 $ dollars and on the even of that year the employee gets an raise of $ 2 dollars more on their check and other financial incentives as cash allocation from their check for newly place employee mutual fund packages besides with other benefits that said company is offering this helps to place that company on the stock market because of the huge huge employee buy in it is like employers investing in their employees their stores and company .

Educational requirements for jobs posted is less than a high school diploma but the job candidate has to be in a vocational program or GED preparation course half or full time hours .

Civil service jobs and exams posted weekly .

Sales professional salary plus commission on sales and stock options for mutual funds packages as bonuses with an wage increase to $ 19 dollars to $ 21 dollars an hour .

Newly added benefits to a job description benefits an employer on jobs posted give to their employees an employer get to hold back cash or take money out of an employees check to put towards a mutual funds stock fund option to help that client make more money as a second job the municipals funds and stock and funds and stock and then you gotta get hedge funds option packaged in to help the employees money make more money for them talk about overtime whew and at the same time that local market and store owner can put his company on the stock market and give out public shares thus in the end making it a good investment a regular place of shopping in a family like environment it is like getting to know your deli clerk , butcher , bakery attendant again only this time you are making money with the people you are spending money with Think about it that in turns build better communities better stores customer relationships safer neighborhoods and the beautifying of economically depressed environments more money for your kids college tuition school supplies newer roads being built leading to and from better neighborhoods and businesses and this is a future that we all as fellow New Yorkers can build together .

The story is that 50 Cent kind of dropped a hint to me on wanting to help cure the Aids epidemic in Africa and I heard it and I proposed it to send the cure for aids in Africa to the people in Africa infected with HIV Aids and this is the news headlines in March 2023 of it going through another accomplishment on my list of accomplishment thank you so much and they should be continuing sending it to Africa daily every day week month and years for generations and generations from now on a continuous basis that would be the right thing to do true humanity

Check the news on CNN The US helped prevent AIDS from being a death sentence in Africa . The us is me and 50 Cent the rapper from his hit show power .

We did it congratulations on the cure for Aids in Africa .

The US helped prevent AIDS from being a death Sentence in Africa

Check the news on CNN on ending HIV Aids in Africa with the cure and new medicine Cabenuva HIV medicine that cures HIV Aids like the common cold and any other kind of communicable diseases

We did it congratulations on the cure for Aids in Africa .

The US helped prevent AIDS from being a death Sentence in Africa .

Cabenuva the new HIV Medicine is the cure for HIV Aids it knocks out HIV Aids like the common cold please send it to Africa to help heal the people .

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How To Dropship On Amazon Without Ever Financing A Product Or Taking Out A Loan

When it comes to , there are many questions and debates that still need to be addressed how to dropship on amazon without money. How To Dropship On Amazon Without Ever Financing A Product Or Taking Out A Loan Dropshipping on Amazon can be a lucrative business model, but most people don’t realize that it’s possible to do it without ever having to finance a product or take out a loan. Here are some tips to help you get started with dropshipping on Amazon without investing any money. Choose a Product The first step to dropshipping on Amazon without money is to find a product that you can dropship. Start by researching what’s selling well on the platform. You’ll want to look for items that have high demand, but low competition. This will help ensure that you don’t have to compete with other sellers and can make a nice profit. Find a Supplier Once you’ve chosen a product, it’s time to find a supplier. There are a few ways you can do this. You can search online for suppliers, look for wholesalers in your area, or use a dropshipping service like Oberlo. Whichever option you choose, make sure the supplier is reputable and offers competitive prices. Set Up Your Amazon Store You’ll need to create an Amazon seller account and set up a store before you can begin dropshipping. Amazon requires a few pieces of information from you, such as your name, address, and payment details. Once your account is set up, you’ll be able to list your products and start selling. Market Your Products Once your store is up and running, it’s time to start marketing your products. Amazon offers a few different options for advertising, such as sponsored products and Amazon Advertising. You can also use social media, email, and other digital marketing strategies to promote your products. Fulfill Orders When an order comes in, you’ll need to fulfill it. This means you’ll need to contact your supplier and arrange for them to ship the product to your customer. You’ll also need to package the product and ship it to the customer. Dropshipping on Amazon without money is possible, and with the right strategies, you can make a nice profit. Just remember to do your research and choose a reputable supplier. With some hard work and dedication, you can start making money without ever having to finance a product or take out a loan.