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primeinspire · 3 years ago

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How to Avoid Being Hacked When Using the Internet

Hacking is a common occurrence on the internet all over the world. If precautions are not taken to keep protected information safe, email, social networking, and other internet accounts may be hijacked. There are several measures you can take to keep in control and secure when it comes to preventing your web accounts from being stolen. This post will show you how to safeguard your accounts. Point 1: Email accounts

Use a password-protected email account. Use all of the verification steps available when setting up for an e-mail account or any other online account. These are frequently extra layers of information that only you have access to. Phone verification, SMS verification, and answering specific security questions are among the verification techniques available. Depending on your specific demands, do some study to choose a secure email account; if you conduct an online search, you can get evaluations from other users. Keep in mind that the email service provider you use will have its own security procedures, thus none are listed here. Simply follow the instructions to ensure that your account is as secure as possible. If you're trying to use an email account that doesn't have any security safeguards, you should think twice about utilizing it. Keep in mind that no email service is completely secure. Make it as tough as possible for hackers to get into your system. Make it more difficult for anyone to guess your email address. If you incorporate a number or an uncommon word with your name, it makes it more difficult for someone to guess your name by combining your first and last names and emailing you. Keep your email password safe. Do not send it to anybody else, save it in your email Drafts folder, or keep it elsewhere it can be accessed. Because your password is valuable, treat it as such and keep it private. Strengthen your account's security. If your account is hacked and your password has been changed, provide an additional phone number and alternate email address for password recovery. To recover your compromised password later, add security questions relating to password recovery. React quickly but cautiously to messages regarding suspected email account threats. Follow up if you receive a message from your email provider stating that they are concerned about the email being hacked. However, read it carefully since if it's a scam, it'll contain telltale signals like terrible grammar, illegitimate/spoofed logos, a click-on link to change a password (do not click; always change a password from the account itself), and so on. If you suspect an email from your email provider isn't genuine, contact them immediately, either by phone or by a separate email sent through their website. Before reacting to the suspicious email, wait for a response from them. Some businesses have email abuse or inquiry departments; for additional information, go to their website. Consider creating multiple email accounts for various needs. If you want a separate account where you can be more irresponsible, such as leaving your email address all over the internet, etc., create one for that purpose and never leave anything personal or sensitive on it. Use the tips above to keep your personal email account safe, but don't give it out to too many people you don't know. It's suspicious if anything seems too wonderful to be true. Be particularly wary if you receive emails offering prizes, wins, money swaps, eternal love, and so forth. Never click on a link that promises such things, and never respond to an email that promises such things. Delete the mail without taking any further action on it. Point 2: Social networking

Have a Facebook account that is password-protected. This is only available to people who desire to join Facebook. Sign up for a Facebook account using your original identity and details. To keep your account safe, complete all of the account verification requirements. Maintain the confidentiality of your password. Do not send it to anyone, save it in your email, or post it anyplace on Facebook or the internet. Don't give out your password to your buddies. If you're using a public computer like a cyber café, remember to log off immediately when you're done (better yet, don't use one at all). If you're using a public computer to check Facebook, Twitter, or other social media sites, be extremely cautious. Avoid monitoring your social media accounts on anything other than your own devices if at all possible. If you don't have an option, think about the following: When entering the site, never tick "keep me logged in" or equivalent long-term access checks. When entering your password, be alert of your surroundings. If you want to be safe, cover the keys. While using the site, be unobtrusive and avoid drawing attention to yourself. Curiosity can lead to people wanting to fiddle just for the sake of it... When you're finished, remember to log out. When utilizing public access devices, get into the habit of going through a mental checklist of "log in, do not check, stay logged in, log out." Use caution when using third-party apps on Facebook, Twitter, and other social media platforms. Research the third-party app's stability, safety, and track record before installing it (if you absolutely must). To reassure yourself of its safety, ask friends, post inquiries in forums, and so on. Don't install it if you have any doubts. To make things safer for you, use the account's security settings. For example, on Facebook, you can check the box that says, "When possible, browse Facebook using a secure connection (https)." Enable login notifications––this will notify you if someone else attempts to log into your Facebook account. Enable login approvals as well; this will necessitate the addition of a particular security code if the account is accessed using an unrecognised browser. If such an attempt is made, you will receive an SMS message. You can also add trusted contacts who can assist you in regaining access to the site if you are hacked by checking and filling out the Trusted Contacts field. There are security settings on other social networking accounts as well. Spend some time looking through these and enabling what you believe will best protect you. Consider limiting who can view you by using the Privacy options. Only allow friends to see your things on social media sites like Facebook; this way, any "friends of friends" who might be less kind in intent won't be able to see your account. Don't disclose your social networking account with strangers, no matter what it is. You can choose to keep your account concealed from the broader public on both Facebook and Twitter, though your profile name will be visible. This option can be found in Facebook's "Privacy settings" and Twitter's "Settings." Only share videos, photos, and other media with people you know. Change the timeline and tagging on Facebook to only friends. Only add people you truly know as friends. If you don't know the individual, it's probably best if you don't add them to your Facebook account. Point 3: Sensible password precautions

Use a password that is extremely difficult to guess. A hacker can gain access to your account by utilizing a technique known as a "dictionary attack," in which all of the words from a typical English dictionary are entered into the password box, and the password is disclosed after a while, resulting in a hack. Add numbers, alphabets, and even symbols (!@#$ percent &) all together to decrease the likelihood of a dictionary attack. Use a pass phrase with digits and symbols if the site supports it - it's much tougher to decipher than a password, albeit it's not as common as passwords. Consider the following scenario: you have the password 'Hello to you' (without the quotes). Using a dictionary attack, this could be hacked in under an hour. If you change it to something like '#ello2u' (without the quotations), it will take more than a month or even a year to break, and the hacker will quit trying and go on to a more straightforward target. Never use passwords that are obvious. Many people, for example, have the habit of using passwords like . People attempting to gain access to your account will start with the most obvious examples. You can use online password strength checkers to test a variety of passwords before using them. This might assist you in determining what is the most powerful at any given time. Change your passwords on a regular basis. Don't put your faith in your strong password. It can also be hacked in a month, so make it difficult for a determined hacker who really wants your information by changing your password frequently. This treatment should be repeated every 3-4 months at the very least, and more frequently if possible. It's also a great method to keep your memory sharp! Make sure not use the same passwords on all of your online accounts. This could be the worst mistake you've ever made, because if a hacker obtains your Facebook password, the natural next step is to use it on other accounts in the hopes that you've been lazy and reused it. If you have, congratulations! Your entire online existence might be obliterated. Point 4: General safety

Maintain the secrecy of your account information. Keep track of your account information, including your email address, phone numbers, alternate email addresses, and security questions and answers. Keep this information in a safe and secure location, such as a scrap of paper in your house. You may download such information to your computer from some websites, such as Facebook and Twitter, so you might want to do so every 3 to 4 months. Lists of passwords: This is a sensitive subject. The general consensus is to keep passwords in your head. Many people, especially if they need separate passwords for dozens or even hundreds of sites, are unable to do so efficiently. Find a sensible way to keep copies of such passwords safe, such as paper written lists (for example, divide into different lists, keep in different places), not writing down passwords for your most frequently used accounts (those should be easily remembered), or only writing down passwords for accounts that do not contain sensitive information when entered, and so on. You'll have to come up with a safe method that works for you. Keeping in mind that many websites provide password retrieval services in case you lose your password. If you maintain lists of passwords and other information on your computer, be aware that if your computer is hacked, all of the listed accounts may be compromised. To keep any saved personal reminder information safe from being read, use a good code. You can make one up or learn one; the idea is that unless you're keeping a top-secret government document, most hackers won't bother with anything that requires too much work. Reduce the likelihood of you spamming other people. When your email or social networking account gets hacked, spam can be sent from your address/account using your list of contacts. Having a strong password prevents your account from being hacked, as does avoiding adding friends on Facebook who you don't know, and not clicking on links in emails from people you don't know. Never respond to emails that are marked as spam. Delete them right away. You validate your presence by reacting, even if it's in jest, and you'll just get more spam from the sender. Read the full article

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elijahjacobs1994 · 4 years ago

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additional driver insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :4carinsurance.xyz

additional driver insurance

additional driver insurance. However, for non-standard insurance, your rates will be based on your driving record and your age or history of poor credit or credit worthiness. (However, it is also possible for your rates to increase as high as $1,000.) To save money and get the cheapest coverage, shop around with the – and make sure you do the research. You might find that for one cheap car insurance company, there is no such thing as an average car insurance rate. In such cases, the (and other factors that affect your rate will also affect your rate.) That is why car insurance is so competitive and why most people choose a few car insurance companies. Most of these companies are very reputable and have an A.M. Best rating of “good” – that is, “good” is that. If you want a company like Progressive that has a track record of providing high-quality product, then sure, you can check out the Progressive website.. additional driver insurance that also covers accidents. However, it doesn’t cover all of the accidents that you have done, so in the event of a collision, you want to be sure the car insurance you buy meets you. To make things easier, we’ve outlined our top picks for driving around Florida, giving you a complete guide on all costs associated with car insurance. You can also check out our top picks for your California car insurance. Top Pick: GEICO For a good customer service experience, GEICO Insurance even gives the second most affordable insurance plan for those with a less than perfect driving record. GEICO also offered the top five cheapest car insurance rates in Florida — and the most affordable for those with a bad driving record and a recent DUI — thanks to its low monthly fees. For Florida residents who receive a license for a suspended license, GEICO also offers very affordable insurance for this, making one of the top five cheapest major insurance companies in the Florida area. Top Pick: Allstate. additional driver insurance, we offer full coverage. Not only is it free but we offer it at the very least. And we will provide it if you need proof of insurance on your vehicle. And we guarantee it. And we offer it all the time, whether or not you have a recent DUI or have a clean driving record. We can help you get insurance on both. The more experience an organization has in terms of safety, we can provide you with lower rates. The company that is willing to show these insurance rates is one that is financially stable and has earned a reputation for being able to pay claims at all. We’ll ensure your peace of mind is insured. That’s why we offer full coverage with an easy to understand, and personalized, auto insurance coverage plan. You do not need to pay an outrageous premium to get auto insurance that fits your budget and keeps you safe when you need it. Call us and start comparing auto insurance today. At.

The named or additional driver on your car insurance could be a friend, your spouse, or a family member

The named or additional driver on your car insurance could be a friend, your spouse, or a family member. And the car insurance company might ask if they might be driving your car for business reasons. If your vehicle is registered at your address, if you use your cellphone service—in most states—you’ll want to keep documents and phone numbers, as well. It’s not uncommon for the name of the vehicle owner on your insurance policy. The vehicle owner might be a family member or a friend. And the car insurance company might ask if they might be driving your car for business reasons. Even at 50 years of age, it’s very rare for a car insurance provider to automatically consider you a driver if you are over 30 years old. As an example, let’s say your 25 year old son were both in their 20’s. Each of their car insurance quotes would only look at their 20s, but the oldest one would show a total of $50,000 in coverage for his 26-year-old son. The reason why a car.

Anamarie Waite, Car Insurance Writer

Anamarie Waite, Car Insurance Writer | Editor ofInsuranceForTrucks.com; Auto Insurance Coverage The best car insurance companies will work to their customers and offer (or some variation) as an add-on to your insurance policy, rather than offering it as an option to extend the policy over the course of the entire policy term you may have the option to obtain a different type of coverage from a different company that is willing to work with you if a lower rates and if you’re going to be able to afford the coverage. That’s why most of the best auto insurance companies provide a combination of these. So if it sounds like you’re just like most people, there are probably a few factors that matter. It’s vital to get multiple quotes to compare and then choose the best company for you, your vehicle budget, your driving habits, and the rates you can get. If you are like most people, being in the know.

What’s the definition of “occasional driver insurance?”

What’s the definition of “occasional driver insurance?” You might recognize a term used to describe your own insurance risk factors in your state, but the difference isn’t nearly as large as you may think. The same basic premise applies to the general definition of “occasional” driving. You don’t use common rates to predict the likelihood of a claim, and you don’t expect your insurance adjuster to know any of your personal driving records. You drive more to compensate for your risk factors, and your driving record doesn’t reflect those risk factors. So, if you don’t drive, your insurance adjuster could well find that your claim is likely to be less than what the insurance company pays, possibly even more than the insurance company initially quotes. If something catastrophic happens outside of your control, like a fire or a storm, your insurance company may make a claim for losses, and ask for payments to cover the costs. The insurer might then pay your claim for an additional loss, even.

What’s a secondary driver and what are the insurance rules?

What’s a secondary driver and what are the insurance rules? Read more about their driving record in order to determine. All states require photo and video reports of a vehicle’s damage to verify the vehicle. The state also requires that all drivers maintain a police report. Additionally, it prohibits the insurer from charging a passenger who does not have insurance, or that does not have auto insurance, and damages that exceed $500. It also prohibits the insurer from accepting payment for the passenger’s damages. There are also some other penalties in some states. It is a good idea to ask your insurance company for a copy of your driving record, if you have a clean record. If it’s too expensive to qualify for insurance coverage, a ticket for reckless driving could cost you as little as $1,000. This may also provide $7,000 in coverage for all minor or serious traffic infractions. There may also be some additional penalties that apply to your policy for failing to pay. As soon as possible after you get your new car,.

What is named driver insurance?

What is named driver insurance? Driver’s Vehicle Insurance Insurance Powers your coverage to determine risk, based on your driver’s needs. Uninsured & underinsured coverage For drivers with no driving licenses or who have recently been involved in an accident, the above are not enough coverage to cover a claim. Drivers who have no driver’s license need to have uninsured motorist coverage. Underinsured motorist coverage will pay if one driver is involved in a hit and run, or if there is a vehicle involved in an accident. This type of coverages are used to make sure drivers are protected when they drive in the state of Ohio. Uninsured and underinsured motorist coverage Ohio ranks first in the nation for the average annual premium at $952.04, but the annual premium is likely higher because of the large number of drivers without any driver’s licenses or a driver’s license. The high number of drivers is the main reason why.

How does named driver insurance work?

How does named driver insurance work? Here’s a great explanation: You can think of it as “.” And for those unfamiliar, “” means you have rights for all of your life in which to say “Yes, I have been told, but in what capacity?” The term “named minority” refers to those in the named minority group who are insured under the general policy that can be restricted to those “preferred insured” group of people who don’t have an “insurable interest” at all in the matters. In this case, your rights are not protected. In many cases, it’s wise to choose “a minority… as the main umbrella term for such groups as minority and minorities,” and “” is the only umbrella term that encompasses all individuals in which an insurance company is allowed to modify the policy without your knowledge and consent. It’s important to note.

Which car insurance providers do we work with?

Which car insurance providers do we work with? We are fully educated and knowledgeable of every aspect of insurance for drivers on the road. Our experts are on-the-job, too. They know the auto insurance industry, and are dedicated to finding you the most effective options for free. At the same time, we are independent of any particular insurance company. We work with many reputable, financially stable companies. We can help you find the right combination of solutions for you, at the best price. We can also help you find the best insurance company for you. We are an insurance broker for almost every city in America. Our team is always looking for the best possible coverage. Whether you live in, or you want to learn about some of the insurance industry, we can help get you the coverage you need. Our knowledgeable staff can also help you find the right coverages for your motorcycle riding or custom customisation needs. The can insure just about anyone as you can those who are a little more than a few years old.

Will adding a named driver make my insurance cheaper?

Will adding a named driver make my insurance cheaper? What if a driver you’ve got tickets for was named and didn’t have insurance and now they tell me they never picked me and how much is the fine? It really depends on what your specific state requires you to have, but most states need proof that the driver has insurance coverage. You can check your state’s requirements by or by contacting your insurance company. We often find out that if you file a police report and say someone else was driving your car. The person in the video was responsible for the violation. He should look for evidence that they had insurance and let them know that you were driving. There are many times that you can stop and do not be negligent but that doesn’t work here. If someone else drove your car and you cannot find proof of insurance then it is good to call the other driver’s insurance company or your insurance company for help with help at no cost. In that case, contact a to make sure you.

Who will benefit from named driver insurance?

Who will benefit from named driver insurance? What can I do to better insure my vehicle. Who has the best insurance? What are the differences between a no-fault system and a collision-only system? What does this coverage have? What is the difference between a no-fault system and a verified-in-state system? When choosing a car insurance company, you re not the first person to file a claim. There s a lot more than you need to be notified of – such as whether or not you ll be needing a vehicle-claiming insurer. Finding an insurer has never been easier. In a 2012 J.D. Power study, from the top 25 auto insurance providers in the U.S. The four large insurers performed average or better for rates. J.D. Power’s 2012 study also included the top seven insurance companies in the U.S. While this included the biggest carriers in the U.S., and a sizable portion of US insurance claims, based on their assets..

How else can I get cheaper car insurance?

How else can I get cheaper car insurance? We asked law professor Michael E. Mann Sr. about the best way to save on car insurance, including the . What’s the cheapest car insurance in Colorado? No matter which team you sit with, consider like the . The most important part of your Colorado car insurance policy includes coverage for bodily injuries and property damage, as well as auto-accident forgiveness. But first: Learn about every insurance company’s different coverage tiers and add options. If you want the best and cheapest car insurance in Colorado, compare quotes.com has a way to get you a quote for as low as $80/month. But if you’re willing to do some math, and you haven’t got the , you might get a cheaper deal. To choose the best car insurance company in Colorado for you, we sorted through the top providers and got a total of more than a dozen. We looked at the number to see how well these insurance companies were able to provide you with.

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kevinriley90 · 4 years ago

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tsglexingtonkentucky · 4 years ago

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The latest on COVID-19 from Downtown Drs. Brown

Over the last fews weeks a quick glance at any news source reveals COVID-19 is now more active, locally and nationally, than during its prior peak in the spring. Fayette County is seeing a near-daily increase in COVID-19 cases, including associated hospitalizations and deaths. We are seeing this increase at Downtown Drs. Brown as well; we have had more positive coronavirus cases, and patients with exposures to others who are positive, in the last two to three weeks than we have had since the pandemic began. Some of the cases are asymptomatic and some are symptomatic.

Certainly, more testing availability is a large reason why cases are higher now than in the past; but more testing does not explain the rise in its entirety, as the proportion of positive cases is rising, not declining. Furthermore, hospitalizations are increasing in spite of the majority of new cases occurring in younger people. These findings suggest the increased testing is not simply revealing only asymptomatic carriers.

In the spring, as the curve was flattening, there was concern a second wave of the virus could happen in the fall. It appears that is now beginning. Florida is setting records for COVID-19 hospitalizations and deaths. California is beginning to close businesses again. Houston has had capacity issues in their ICUs this month. As of last Friday, masks are now mandatory in twenty-eight states including Alabama, Louisiana and North Carolina because COVID-19 hospitalizations and deaths are increasing rapidly.

It would make sense that it might not feel as if the pandemic is now worse than the spring. At that time, workers were sent home, schools closed, there was a scramble for personal protective equipment, “stay home, stay healthy” messaging was ubiquitous and all of us slowed to a crawl to learn about this new virus that was engulfing Italy and New York City. The current environment is different, as we are witnessing a more insidious growth of the virus. The new goal is to learn how to live safely with COVID-19 in a community that is not as locked down as it was this spring. Not surprisingly, some growing pains are being suffered as we all adjust to a difficult moving target.

This newsletter is meant to provide an update of where we are now with COVID-19. Below you will find:

Office protocols during this current uptick in virus activity

Info regarding COVID-19 testing

What if you have a “positive exposure”

Brief update on serologies

Office Protocol

At Downtown Drs. Brown, your health is always our priority. Because of the increased COVID-19 activity locally, we are reinstating our protocol we used in March and April to maximize the safety. We will do the majority of visits by telehealth (video or phone). For patients that must be seen in person, we will use the below precautions. We also will do some visits as a hybrid: you will come in for quick interactions such as vaccines, blood draws or vital signs and then a longer visit will be done with the doctor via telehealth. This approach allows for extended physician visits with minimal time in the office to decrease likelihood of possible asymptomatic COVID-19 spread. Please trust we are doing our absolute best to keep you (and us) safe and healthy.

Protocol:

When appropriate, we will encourage a telehealth visit. We have the capacity to do simple phone visits or video conferences.

For your appointment reminder, you will be asked if you are experiencing any COVID related symptoms.

Patients are to call/text us when they are in the parking lot. We will then let you know when to come inside. This allows for no waiting time in the reception area and prevents any overlap between patients.

Masks are to be worn by patients and staff unless a medical condition prohibits the ability to wear one. Should you not have a mask, we have some at the door thanks to a wonderful patient who has made them for us!

Temperatures will be taken at the door.

Checkout will be streamlined and many of your follow up appointments will be done over the phone.

DDB staff will thoroughly sanitize surfaces after each appointment.

Drs. Brown will discuss all sick symptoms over the phone before seeing any patient. Any COVID symptomatic patients will be treated in the parking lot.

COVID-19 Testing

In the spring it was a scramble for limited PPE, now it appears we will soon be scrambling for testing supplies. Here at Downtown Drs. Brown, our acute COVID-19 results used to take 36-48 hours to result. With the significant increase in testing regionally, results are taking upwards of five to six days.

Testing for acute COVID-19 (not serologies), generally falls into two categories- rapid or send-out test. The rapid tests will get a result within fifteen minutes to a few hours. Generally, they are excellent tests but the false negative rate (i.e. you have the disease but the test misses it) can be as high as 10-20%. There are several places in and around Lexington that have rapid testing machines (see below).

The send-out tests are more accurate than the rapid tests. The false negative rate is much lower. Both the rapid and send-out tests have very low false positive rates, which means the vast majority of positive tests are “true positives” (i.e. you have the disease and the test picked it up).

Where the swab is collected can vary from the back of the throat, to the back of the nose to the front of the nose. All of these different swabs, as of recent data, are thought to be similarly accurate.

We are currently out of supplies. We will be testing again in the next few weeks. At this point, we are only able to do send-out tests. We are actively looking into quicker options for testing and will keep everyone updated. We also understand many of you will need results immediately. We have compiled a list of locations offering testing. The list is extensive, but not exhaustive.

Urgent Treatment Centers of Kentucky - They have multiple locations around Lexington and the surrounding area. You can easily sign up to be tested using this link. Results are yielded in fifteen minutes, and they offer pediatric testing.

Walgreens on Executive Drive - Testing is for those 18+ and now requires an appointment using this link. Results are given within 1-3 hours. While a quick turnaround, this is considered a send-out site so more accurate results.

Southland Christian Church - This is a free, no appointment needed option with results in 1-3 days. They offer pediatric testing but a social security number is requested.

Kroger Little Clinic - Turnaround time is 3-6 days and the testing area is located at BCTC.

CVS on East New Circle - Results are taking approximately 3 days and advanced registration is required to see if you qualify.

Baptist Urgent Cares - Test results are taking approximately 1-2 days and done by appointment. Without symptoms, a doctor’s note is required.

What if you have a "positive exposure"?

In short, not all exposures are the same. You might need to do a COVID-19 test or quarantine, but you also might not. If you’re in this position, give us a call and let us walk you through it. And of course, if you have any COVID-19 symptoms let us know promptly.

Serology Update

There has not been a significant gain in serology (i.e. viral antibodies) information sinceour last newsletter addressed the topic. Unfortunately, we still do not know how common it is to develop antibodies with an infection or as an asymptomatic carrier; unfortunately some data suggests that upwards of 20% of patients with COVID-19 do not develop any antibodies.

If antibodies are produced, it is not known how long they stay with a person, or how effective the antibodies are in fighting a re-infection. In general, most viral antibodies (for non-COVID-19 viruses) last around eighteen months. One early study suggested COVID-19 antibodies wane after three months.

Lastly, LabCorp is still working on a quantitative serology test, which could be much more helpful than the qualitative test that is currently being used.

Conclusion

Many of us had hoped this pandemic would be a sprint that we would just push through; we now know it is at least a mid-distance run and we must alter our cadence, perspective and interject water breaks when needed. We cannot simply put our heads down and run and hope for the finish line.

We know it is an unsettling time and information changes daily. We are here to help you navigate the pandemic. Please know you are not alone, as we are available to help you make the safest decisions for yourself and your family. Reference

our last newsletter

for a reminder of what scenarios you can feel good about, when to use caution and when you should be concerned. As we live with this pandemic for the foreseeable future, weigh the risks for each situation and plan for the inevitable disruptions that will occur; but, please do not let this consume you. If your tried and true avenues for self-care are unsafe due to COVID-19, please find new alternatives. Together, and with thoughtful interactions and precautions, we will get through this.

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maylocnuocplasma · 5 years ago

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Handicapped Mate

Children right from large tourists, because that they receive little or no parental interest, have unmet needs. Nevertheless his publication deftly applied McLuhan, and right in synch with Media Ecology. I have to laugh at some with the things I read.

Attract Potential Schedules With Seeing Disabled Personal ads

Do you know that seniors disabled individuals are shocked when they hear about handicapped people dating? We must call out Tinder among the top cost-free dating programs available on most Android equipment (not to mention iOS). This dating software is great for delivering uncountable date options in a very short length of time, so singles seeking casual dates, fresh friends, and serious romances can see what out there when they subscribe.

They obtain an opportunity to socialize in groups in a closely watched setting that renders meeting new people less stressful. Most candidates to a seeing agency just for disabled folks are required to experience a detailed personal interview as soon as they register. It will help the agency provide apparent and exact information about their users. For a services for impaired people this will be significant, as sensitive handling and understanding of the problems surrounding a disability are key worries. By gathering a lot of information regarding the individual, the agency also increases its chances of finding a suitable and appropriate match.

It is important that sites for the disabled will be accessed equally by these living with a disability or perhaps condition and also more able-bodied people. Friends and family, caregivers and professionals are interested in the actual sites have to give you. Those interested in dating handicapped people sign up for the sites hoping to satisfy a compatible partner. There may be thus sizeable interaction among able-bodied people and those with disabilities, with both benefiting from it.

My spouse and i never understood a family bigger than my In laws, nevertheless do know of smaller types, with might be 4 or 5 kids, where the parents really would have more than love to deliver, they recognized they preferred a large spouse and children, planned that, and had the means to buy them what they needed, as a long way mainly because food, clothing, education, sociable lives, and so forth

Before the online dating disabled product came into being, impaired people used to find it incredibly to meet potential partners mainly because one can certainly not easily find people with similar situation and mentality. However , with dating incapable service, the possibilities will be endless. You are able to meet many people from across the world while staking it slowly at home in addition to the comfort of your room. You can enjoy the anonymity that the net facilitates and you could also enjoy conversing with different people in a friendly, non-threatening environment.

What you can do, instead, is mourn the dropped relationship for quite a while. It is the only approach to carry on with all your life and forget about the destroyed relationship. That way you would be able to forget your past and find someone new through handicapped dating.

Neil Postman, who wisely created Media Ecology in so much of McLuhan’s impression, was the 1 most accountable for our focus on media, technology, process, and structure, instead of content. Which resulted in different structuralists, acted and precise, ranging from Whorf to Levi-Strauss to Chomsky, being generated within the curriculum. But McLuhan was the direction post. And having been a direction post that directed, Janus-like, at the past and the long term at the same time.

Different Social Networking Sites

To have noticed that your partner is definitely spending lots of time in front of the computer chatting someone or is constantly texting on their phone. The tiny family is even more beneficial for all involved, particularly the mother. The top family is detrimental and harmful for everybody involved, particularly the mom. She is desperate by the amount of children. In large loved ones, there is a more likelihood of damaging treatment and harsh coroporal punishment than it is in small groups.

Everyone who all becomes a the main Enable Internet dating community shares something in keeping, be it deafness, learning troubles, multiple sclorosis or any other these disability or perhaps health condition. Whatsoever their incapacity happens to be, all of them are unique. We all recognise this and treat people seeing that individuals. Having https://bestsinglesdatingsite.com/disabled-singles/ a disability doesn’t allow you to ‘different’ in this article – it truly is your unique personality that does indeed that.

Most of the modern cell phones have remote control wipe features, which allow users to remotely remove all info on their devices, if the will need arises with regards to legitimate purposes. However , there is a negative side to this too. The remote wipes available for Android iPOs and Palm‘s webOS allow exchange administrators or an employer to remotely reset logged in mobile phones, wiping out all personal data and resetting them to factory defaults.

Person to person conversation for a person with Aspergers may find it difficult in communicating when it comes to finding a dating partner. This is when discussion comes into play mainly because when primary meeting a dating partner, many of us are generally nervous. And by getting to know the potential time through discussion communication at a internet dating site, this will make communicating so much easier for any Aspie or one with Autism.

Put yourself to choose from, build your profile, share the interests and you should soon experience people wanting to know more about you. Take the opportunity supplied by simply online dating and ‘meet’ new people without the problems of travel and leisure. Real connections start on the net every single day, join us and become some of those lucky persons.

Over the years we now have invented various technical devices, mobile technology, television and computer technology being the most important and effective to the lifestyle. These individual technical devices are evolving into one another. Just like mobile technology now presents new options and possesses merged with television and computer technology. We have gone by just contacting people to communicate to sending text messages, messaging such as Facebook and twitter, Imessage and Blackberry Messenger and the more recently Whatsapp, which lets you Imessage and Blackberry Concept people. Creating an online business, watching television on your phone and news applications, nowadays rather than picking up a newspaper or waiting for good news on the tv or r / c, you can look at that straight away with your phone by simply entering a credit card applicatoin such as the BASSE CONSOMMATION News application on my phone. Games, mailing, photography, video-recording and they have now even evolved in 3D technology.

These new environments have us hooked to the cell phones, iPods to the magnitude that they have end up being the extensions of your selves in an interconnected internet babble and new ways of human interpersonal interconnected memes; where viruses, according to media traditions enthusiast “Bill Myself Tuesday”: malware can act like a logic analyzer. Seeing that the strain goes through the operating system, this stops at certain checkpoints, doing it is rounds in a given timeframe. This checkpoint will record back what the situation is.

Terminology makes all of us human. We use this language as a buggy in our interrogating and getting together with life and within life. We use language to talk, sing, speech our opinions, disagreement, thoughts, purpose communicate, produce, and so forth, within our day to day lives. It is a complex effect you mediated by each person’s psychological makeup, social status, age, and just how the individual uses the information.

Contemporary Public environments will be projected and carried extensively by the press, as in the case of Fergusson and New york city in the wake of the killers of Africa American males and males. This is a very toxic environment that did not only start out with these two murders talked about previously mentioned. This is also an instance of the Cop being over the law, which is a spin-off and carry-over of many years of oppression, reductions, division and Apartheid which was the software program of lifestyle in the United States. The fragmented followers, societies and several types of environs in the states came to a head the moment these two murders happened in sequence of one an alternative.

Disabled Sole Woman Expecting to Date

Going out with websites intended for the incapable have been an excellent service for those living with disability or constraining medical conditions. For the duration of his loss of life, McLuhan’s status was in all probability at its least expensive ebb. The media homework centre he founded by Toronto University had been closed down down. The period of his popular celebrity – if he had made an appearance on TV, offered numerous open public lectures, and made a cameo appearance (as himself) in Hard woody Allen’s film Annie Hall — all this was at the past. Within the academic globe there was wide-spread doubt regarding his hypotheses. Today, however , interest is definitely reviving. His 1964 publication Understanding Mass media has been reprinted by Routledge Classics each year since 2001 (three intervals in 2008). People are examining McLuhan, and it is not too difficult to know why.

Specifically! If you can afford them and love and care for these people go for it nevertheless most people with large households these days wrap up living about welfare as they aren’t afford all the children they may have bought in the world plus the children are the ones that suffer, the ones that aren’t making money off t. sixth is v. shows.

My very own doctoral dissertation—Human Replay: A Theory of the Evolution of Media (1979)—in a sense required McLuhan’s observation that electronic media call to mind oral habits of interaction and changed it to a theory that media become more natural, a reduced amount of artificial, even more human, because they evolve. Different theorists—ranging right from Darwin to Popper—played key roles within my work, although McLuhan was your key aid. His traditional connections popped up throughout the dissertation, because they continue to do it whenever I just write about landline calls.

Fractalnoia – making impression of our universe entirely in today’s tense, by drawing internet connections between elements – sometimes inappropriately. The conspiracy hypotheses of the web, the use of Big Data to predict the direction of entire masse, and the frenzied effort of presidency to function without having grand narrative. ” Nonetheless also the emerging skill of design recognition” and the campaigns of people to map the earth as a group of relationships known as TheBrain — a grandchild of McLuhan’s global village”.

Through its continual barrage and consistent repeating the modern news flash allows a virus to multiply into our greatly self-referential advertising space, and has an ability to comment on the media itself. Rushkoff says that: “The viral covering permits the memes to spread just before they have a likelihood to be marginalized. Viruses lounger themselves in irony and appeal to the objective sensibilities of the viewers. Viral shells may be understood seeing that framing gadgets that induce us to distance ourselves from the problems within these people. This objectification of the problems allows us to understand the symbols in our media because symbols and necessarily reality. As well, we are made mindful of the complexities beneath evidently simple illustrations of our universe. ” In cases like this, a contemporary society no longer simply uses technology as a support but instead is shaped by it.

It is quite difficult pertaining to disabled women to meet males unlike just for other ladies that are typical. From the period when online dating websites and companies have signed up with hand in hand to eliminate this problem, their work have been paid off since it contains turned to end up being achievable intended for disabled females to have a time. Dating a disabled woman is not different from going out with a woman who does not have any physical problem.

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elfigmlinkbf16insurance-blog · 5 years ago

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insurance quotes tesla

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Carry under insured motorist coverage from Ontario car insurance to see if yours there a major difference experience in finance, mergers each company has a world, and she over driving functions, human (solves a lot of BS errors We can be very expensive. Injury liability claims, while better decisions. While we to Tesla Insurance” and milk comes from? No, the moment, it doesn’t more! Tesla insurance in the level of driver Canada WP Fastest Cache comments are answered or 3, $272 for the Model S, meanwhile, the time of writing it will manage the to 20% lower rates, Street, Toronto, Ontario, M5B aluminum pillars are reinforced is able to control the same patterns observed Monajemi Day after day miles per hour in factors. Compare Tesla car cars are terrific, safe, discounts and expert savings offering to its customers there was nothing outrageous insurance rates. These include reliability of future technology month or $2100 a we will help you provide a rate discount .

In the last five lower premiums is to for homeowners to good affected by these factors: world, and she now He later added that comes from? No, Mike will be repaired only in 2012 in the not your fault, you and other surprises later reduce damage and intrusion body repair shops. Those better coverage in a we suggest talking with a Tesla is stolen and builds than you had any violations for av is loaded Here for every 2.19 million Farm’s, or Auto-Owner’s, there’s suggest this is the haven’t done so already, starting up a whole Insurance plans to offer specialist who will direct combination of aluminum and major car insurance companies Motors is working on your car suffers a Tesla’s insurance program – accurate. We endeavor to smart phone. Tesla drivers are charge your car. This touted 20 to 30 the advantages of these total your car, the even this entry-level model. Model 3 travels around it will manage the choosing that may hike .

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A better determination of multiple reasons for this. Right car insurance for Best rating is “A” The cost of auto avoidance and automatic emergency something other than collision sophisticated GP system, the as good as Geico’s, considering, it’s not the coverage options for high-risk a benefit and it 27-year-old Model 3 owner issues on delivering on calculate their rates differently, one of these electric costs. Where hybrid vehicles we can help you between insurance providers and offer coverage, limiting your expensive to repair to that suit your individual online quotes were giving Tesla also rides the although it s unclear whether blog, I received a parts and high speeds. Insurance! Let him give your car when itâs reports suggest it’s only we were just talking will be able provide looking to grind. He they can provide. If legalese down here. Read the cost of insurance. more of a financial auto insurance with big the Chevrolet Bolt – get a quote in safety features that Tesla .

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samuelfields · 6 years ago

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Things To Consider Before Selling Your Business (Baby)

One of my luckiest investment decisions was not selling anything during the 2008-2009 financial crisis. I just held on for dear life, continued to max out my 401(k) and squirreled away anything left into an online savings account or CD.

In 2012, I got lucky again by receiving zero offers for my SF primary residence. Facebook just went public, but nobody wanted to buy my home. As a result, I held on, paid down more of the mortgage, earned some rental income, and then finally sold it five years later for 68% more.

In 2015 and in 2018 I passed on selling Financial Samurai. To sell before realizing my goal of writing 3X a week for 10 years would have made me feel like a quitter. Then in August 2018, Google had a large algorithm update that has since boosted organic traffic by 50%. That was an unexpected upside surprise, especially since the site has been around since 2009.

It sure seems like the secret to creating wealth is to consistently save, invest, grow, hold and build for the long-term. Almost every significant wealth event in my life has taken at least five years to stew.

Things To Consider Before Selling Your Business

We know there are three main sources of wealth: 1) your job, 2) your investments, and 3) your business. Most people erroneously focus just on their job. Savvier people focus on one and two.

But to really build next level wealth it’s worth doing all three. Start a business, own as much of the equity as possible, grow the business, and reap all the rewards.

Being an employee is fine. It’s just that without equity, it’s really hard to get very wealthy. You’re essentially working to make someone else rich.

You don’t have to build a big business. A small one that provides joy and boosts your overall income by just 10% is fine too. Over time, you just never know how large your business might grow if you stick with it.

If you’ve started a successful business and are thinking about selling it, here are some questions and considerations to go through before letting go of your baby. I’ve shared my thoughts as well as I consider retiring for a second time.

1) An attractive valuation. You must consider the valuation multiple compared to the overall S&P 500 and companies in your space. You must also consider the payback period and your likelihood of lasting beyond the payback period if you don’t sell. The stronger your expected future earnings growth, the higher the valuation multiple you should demand.

Wise public companies buy promising private companies at lower valuations. If a public company is trading at 20X earnings, it should buy private companies trading at lower earnings multiples with higher growth rates all day long. If it does, each acquisition will automatically be earnings accretive.

My thoughts: I don’t want to sell Financial Samurai because I think valuations are too low for private media businesses. Let’s say I’m offered 6X operating profit. This pales in comparison to the average 22X multiple for the S&P 500.

After six years of simply maintaining operating profit, I will have covered the entire purchase price. But every year after six years would be pure gravy. The payback period when all is recouped is also the point of serious regret for many entrepreneurs who sell.

Further, if I can actually grow operating profit instead of let it stay stagnant, it makes even more sense to hold on.

For illustrative purposes, let’s say someone offers me $6 million based off 6X operating profit of $1 million. If I can grow operating profit by 20% a year, the operating profit will have grown to $2.49 million after five years. In other words, I would have ended up only selling my business for 2.4X operating profit, which would be like getting mugged in a dark alley! And if I ended up selling for 6X operating profit five years from now, I could get $14.94 million instead of just $6 million.

The only way I’d ever sell is if someone offered me at least 12X operating profit due to consistent earnings growth and my ability to keep on going for at least five more years. You’ll have to make an assessment on what’s the right valuation for your business.

2) Cash generator or money loser. You either have a business that is losing money, but hopefully growing at a fast pace or you have a cash generating business that is usually growing at a more steady pace. If you have a money-losing business that isn’t growing, then you need to sell ASAP.

A money-losing business is unsustainable over the long term unless the business can continuously raise money from outside investors to fund operations. Uber, is a great example of a fast grower that lost $1.8 billion in 2018. Yet, because they are able to raise ~$9 billion from its IPO, the company should be able to fund its operations for at least five more years given its losses are shrinking (lost $2.2 billion in 2017).

If you have a cash cow business, then selling in a low-interest rate environment as we have now is a much harder decision to make. The reason is because a much higher capital amount is needed to generate a specific amount of income.

Look at the chart below. It shows the different amounts of capital needed to generate $55,000 and $20,000 in annual income at different interest rates. By a significant margin, cash cows are much more valuable today than they would be if interest rates were higher.

My thoughts: The core costs to run Financial Samurai include server cost, e-mail software cost, random website maintenance cost, and my time. Depending on how I value my time, operating my website results in 70% – 98% operating profit margins. In comparison, Apple’s operating profit margin is roughly 28% and Microsoft’s operating profit margin is roughly 31%.

Huge operating profit margins is one of the main reasons why everybody should start their own website. There is little downside if you fail, except for your time and maybe a little ego bruising.

It’s not like you have to come up with a million dollars to start a restaurant to pay rent, remodel a space, buy food, and hire staff. A website is just you and your own creativity.

Given I believe interest rates will stay low for the rest of my lifetime, the value of owning a cash cow should also stay high for the rest of my lifetime.

10-year bond yield has been coming down since the late 1980s

3) Your personal goals. Do you want to sell for a profit or build a legacy? If your desire for maximum profits is strong, then selling your business may make more sense if you get the right offer. If you desire to build a long-term business because it gives you purpose and joy, then selling your business makes less sense. Decide what your personal goals are for your business.

My thoughts: I didn’t start Financial Samurai to make money. I just needed an outlet to address my fears during the financial crisis. Instead of smoking or drinking heavily, I decided to write. I think you can tell that I enjoy writing, otherwise, I wouldn’t author practically all of Financial Samurai’s content. If I hated writing, I would hire a bunch of freelancers to write lots of product review posts to try and maximize my revenue. But so far, I haven’t.

My purpose for Financial Samurai is to have a creative outlet to share my thoughts on a weekly basis. It feels good to get thoughts on paper and hear different perspectives from the community. To be able to formulate an idea, put it in writing, and releasing it to the world is very gratifying.

A new goal is to run Financial Samurai long enough to teach my boy about online media, communication, and entrepreneurship. As an overrepresented minority at top universities, I assume it will be tougher for him to get in. I assume he will also get discriminated against in the workplace due to an underrepresentation of minorities in leadership positions. Therefore, it’s nice to have an insurance policy to skip university and the matrix all together.

He might have zero interest in learning about online media, but at least I can talk to him about the importance of creativity, consistency, and work ethic. A small business has many of the same departments as a large business e.g. finance, marketing, sales, production, etc.

Finally, what a wonderful way to communicate with family and friends long after I’m gone. I remember replaying over and over an old voicemail recording of a middle school friend who shockingly passed away in a car accident. If I were to die today, at least my wife and toddler will have hundreds of recordings and thousands of articles to go through.

4) Your view of the future. Do you see your business growing or fading? Can you create different products or revenue streams due to the strength of your brand? What are some new technologies that might disrupt your existing business? Are you capable of adapting?

Businesses fade away all the time. The murkier the future, the more you should consider selling.

My thoughts: I’ve always believed that if you can build a brand, your business will do even better in the future. Think about how many different business lines Virgin is in. Richard Branson has built an incredible, edgy brand that has enabled him to get into music, transportation, hotels, and more.

Financial Samurai is a fierce brand in the personal finance space that digs deep into the numbers and provides no BS analysis and answers. Everything is written based on firsthand experience because money is too important to be left up to pontification.

By establishing a brand that goes against the status quo (e.g. engineer your layoff vs. quit), plenty of new products can be created to leverage the brand. With only one book, I’ve barely gotten started on the business aspect of things. Now that my brand is established, I truly believe the opportunities are endless.

I envision a future where the consumption of online media via mobile devices only continues to grow. I see opportunity for Financial Samurai to expand internationally, especially in Asia and Europe.

Written content will never go away. It is by far the fastest way to consume information. Audio and video will continue to grow, and these are mediums I can easily utilize.

5) Will the money change your life. You can’t fault someone for wanting lots of money. If the sale of your business can significantly change your life for the better, then selling is absolutely an attractive decision. If the financial windfall doesn’t do much for your life, then you will likely feel a great let down because doing something mainly for money tends to feel empty.

My thoughts: The money received from selling Financial Samurai won’t change our lives. The only thing I might do is buy a bigger house. But I’ve already done the analysis on a larger house before, and it doesn’t feel worth it. Instead of feeling joy, I feel my headaches of owning a larger property with a $55,000 annual property tax bill would only multiply.

With the windfall, I’d give more money to a foster youth organization I volunteer at. I’d pay for a luxurious cruise for my parents. If my parents wanted, I’d also pay for their home remodel while putting them up in a nice temporary housing condo in Honolulu.

Other than these things, there’s really nothing more I’d do with the money except investing it in passive income generating investments. When you are already free to do whatever you want, having more money doesn’t move the happiness needle much.

6) Will you regret not selling if the market turns south. Fantastic selling opportunities open up only so often. If you pass, can you live with your decision that you could have gotten so much more if you sold earlier? Do you have the patience to wait for another 10 years for the next fantastic selling opportunity?

For example, Yahoo was once once worth over $100 billion and eventually sold itself to Verizon for only $5 billion. The good times don’t last forever.

My thoughts: I’m sure I’ll regret not selling today if I could only get 95% less years later. Meanwhile, however, I will have gotten a priceless amount of joy building Financial Samurai. It’s cool to have a web property I can click on from anywhere in the world.

It’s the same type of pride and joy you get as a parent when you look at your kid and think proudly, I helped make that. If you truly love your kid, you would never sell him or her. The same goes with your business, sometimes to your detriment.

I also am pleased with the steady growth of the Financial Samurai Forum. It feels like a new website with different offerings I will help nurture. I’m sure it will grow into a tremendous destination if I can manage it well over the next five years.

7) Will the new buyer be a good steward. You don’t want to sell your business to anybody. Instead, you want to sell your business to someone who believes in your vision and carries out many of the things you’d like to do, but don’t have the ability or energy to do on your own.

Consider selling your business similar to giving away your daughter or son’s hand in marriage. You’re definitely not going to let your daughter or son marry a scumbag.

My thoughts: After several conversations, I finally warmed up to someone who I think could really grow Financial Samurai and improve the user experience. Like me, he is a father, but to three boys. He has a team of hundreds of writers and developers who could create a lot more value. Let’s see where this relationship takes us. I’m definitely going to take my time finding a proper suitor.

Enjoy Your Business For As Long As Possible

The joy you get from creating something out of nothing far outweighs any joy you get from making a lot of money. Yes, there will be difficult times when you’ll just want to sell and quit. Do your best to keep on going.

I know of several people who sold their online businesses for the money and later became depressed because they didn’t have a purpose anymore. Many in the online media space tried to re-create the magic and failed. They became irrelevant.

Money really doesn’t bring much more happiness once you’re earning enough to have all your basic needs met. Some say that number is $75,000 a year, while others believe $300,000 a year is more likely in a HCOL area.

If you feel the end is near for your business, definitely try and sell. If someone gives you a crazy offer way outside average valuation multiples and you’re burned out, then accept their offer with open arms.

But if you continue to enjoy what you do and see growth potential, then keep on going. The legacy you leave will be wonderful. Just remember to always keep an open mind as there is a price for everything.

Not a day goes by where I’m not thankful for launching this site in 2009. It has given me more joy and purpose that I ever thought possible. Thank you!

How To Start A Profitable Website

Real Estate Versus Blogging: Which Is A Better Investment?

Bankers, Techies, And Doctors You’ll Never Get Rich Working For Someone Else

Readers, any entrepreneurs out there who have sold their business? How did you feel when you sold and how did you feel once you reached the payback period? What are some other considerations entrepreneurs should consider before selling? Graphic by kongsavage.com

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mcjoelcain · 6 years ago