#also i feel like in this day in age a lot of ppl hear citizen and think 'every member (or at least 80-90%) of the pop in a given society'

[azrcxlfatale]

under the cut you’ll find saint’s intro, its just a brief run down for now until i get bio pages up but it should help get a sense of the boyo all the same !! he is gentle and friend shaped is all i can say ajjdfg. THIS HAS NOW BEEN UPDATED WITH LIKE FIVE EXTRA LIL MORE CURRENT HEADCANONS! [ they r just like for his own growth nothing major has happened with saint and he’s still fundamentally the same as he was bc he’s always been a more laidback and less tragic muse but feel free to read em bc they do help contextualise how he’ll be career wise and with grandmami] : 

   CHWE SAINT: 

so for the best part of his life saint was raised with his ‘grandmami’ as he terms her, but she’s better known to the whole island as ajumma solmi. for this reason he’s very doting toward her and a real grandma’s boy. he bakes with her often and they can often be found on street corners selling cheap priced but some of the finest flowers to the citizens because it’s grandmami’s tradition and its mostly done in hope to uplift the islanders and bring joy to their day in a small way and act of love. 

when i say doting i mean doTInG, he will help her in and out of chairs, help her cross streets, hold the groceries for her as she crosses, open doors for her even if grandmami insists he stops fussing because ffs saint ur making me look ancient and i’ll have u know i am still fighting fit and could knock any idiot on his ass with a fliCk of my finger. ajdhf. she is v fiery, if saint is like the picture of elegance and good manners then grandmami is the sTARK contrast. she has one hell of a potty mouth and just a no time for ur shit attitude. if anything saint is keeping her in line, not the other way around. 

his quirk is warp gate. he rlly just uses it to entertain himself mostly and help give his pals quick escapes when a prank of some sort has gone wrong. he can basically create portals out of a dark fog which can either be emitted through his breath or openings at the end of his fingers which he can activate, anyone can also use his portals to travel so long as he’s given them permission.

he just exudes sunshine rlly. is well known round the island for his out of this world smile which has been known to charm many. he is a very eligible and sought after bachelor but saint is like...not interested mostly bc he just like has no romantic awareness ahdhfhf not bc he doesn’t want it. and also bc he doesn’t like the way it’s mostly super young girls and guys just like awestruck by him. it feels a little too much like he’s a collective childhood crush by his groupies so yeah he is OBLIVIOUS. 

very humble and incredibly polite. just really down to earth whenever spoken to but being raised by an elderly person kinda makes u a little outdated, for this reason saint is kind of demure and bad at conversation mostly due to the fact he can easily talk for hours about his plans for baking with grandmami later, the book he read her this morning, the lovely walk they took in that gorgeous spot which he rlly recommends etc but he is god awful at talking about like typical young people stuff. 

lot of ppl think he plays hard to get, this is not true, saint just fr does not know how to fuckin speak and is the most oblivious person in the world to how to flirt, he’s easily flustered but bad at knowing when he’s being flirted with or if this person is just rlly nice and is usually too shy and respectful to rlly push luck by flirting in response hfhfjkg. USELESS. 

very 70′s/80′s aesthetic bby boy, sweet summer child. he is obsessed with old classic black and white films, had a collection before he moved to the island which he misses like everyday but luckily he has memorised ten million quotes. also collected records. obsessed with anything retro, is a collector of gaming merch. but he didn’t get to sneak much to the island :-( the only thing he rlly snuck was a small record stash. liked roller skating, bowling, drive in movies. dresses very retro but refined and classy with lots of layering. rlly good knowledge of classic literature. 

most likely to find him at the arcade in the funzone now on the island, he is a master at all the games but esp the old retro ones, usually goes early morning or late evening so he can spend hours uninterrupted on them and beat his high score everyday a bit more. if not there then he’ll be at zen’s computer gaming instead. he likes all tech really but prefers retro, he’s still figuring out modern. before coming to the island he was rlly getting into VR. if he’s not in either of these places, he’ll be on the beach in a volleyball match or doing a jog. still v much into his sports. 

ultimate sike power cause people think he looks like ur typical jock fuckboy but jokes on u he is pure of heart and dumb of ass himbo just blessed with ethereal looks, he is the breed of good lil boyo and that is all. 

obsessed with milkshakes and popcorn at the diners if he’s ever there u can guarantee that is what he is snacking on or treating himself to. his weakness is churros he fucken thinks that shit SLAPS. he’ll do anything if the prize is churros.  sMH someone help his diet. also loves fiddling with the jukeboxes there ajdjd. 

has two pet geckos one is peach colored and called zelda, the other is black and white leopard spotted and named zeus and he also has a chonk of a fluffy grumpy white cat called yoshi. he is the best. saint is a huge animal lover but probably still not on nyx’s level of dog worshipper. 

weeb. not as big of a one as nyx but he likes haikyuu, kuroko no basket, given, fruits basket, free! and yuri! on ice. he is very into anything that is slice of life or sports anime. 

has the nickname ‘koda’ bc of the movie brother bear, nicknamed after the lil baby bear cause he just reminds people of a baby bear ahdhd. 

he studies art, spends half his life in the studio working, big art nerd. once he gets in the work mode, he just does not stop for anything but water and snacks and goes at it all day into half the night. usually does big projects bc he loves a challenge. mostly paints, sometimes sketches. u know those vids of people mixing paint colors like a swatch of gold and turquoise? saint fuckin loves those so bad unf he does that all the time to calm himself. 

still lives with grandmami currently, he’s looking at getting his own place bc everyone tells him if he ever wants to have his own life then he needs to but he���s just v anxious about leaving grandmami on her own bc she getting older by the day and she’s all he has sO she cannot get hurt!! 

also in a bit of a dilemma with his art bc he kinda wants to make something out of it, like maybe teach some classes sort of thing and use it more as a career but right now he does not have the confidence in his ability and is mostly just doing it for fun and as a calming thing ( he’s an idiot he’s rlly fucken good pls someone make him take himself seriously )

never cusses but does say bitchin a lot, only ever uses fuck in bed basically so if u ever hear him say it then u know something next level has gone down bc saint refuses to swear even if he stubbed his pinky toe.

looks like a cinnamon roll but HE FUCKS!! boy is a kinky freak however saint has no shame or embarrassment like he will discuss it as casually as a discussion of what to have for dinner not bc he is like lewd but purely bc to him its rlly natural and like another form of art and he does not get the embarrassment or secret nature of it all like it is just factual to him that we come into the world like that and ppl enjoy it sometimes ajsj. 

gardening enthusiast!! has a fascination with studying plants and insects tbfh. still uses 70′s and 80′s kewl kid slang like unironically someone help him pls. sjjdjf. cute bonus fact: has freckles all over his shoulders and down his back. UWU. 

COUPLE OF CONNECTION IDEAS OFF THE TOP OF MY HEAD??: 

i would love for him to have a muse for art and/or to be someone’s muse. also and maybe interchangeably someone to kinda be his art mentor and be like saint u could pursue this fr if thats ur dream, then do it pls share this talent dont let ART DIE!!

someone he does gardening and insect studies with who gets his nerdy enthusiasm over it. 

a regular who gets flowers from him and grandmami, maybe he makes a special bouquet for them every day which always has a different meaning in the flower language bc he is soft like that ajjfl

someone who he can take on loads of cute lil platonic diner dinner dates bc he is a huge foodie as we can tell. this one is super fun like I imagine they scam tf outta restaurants that are over priced and for the elite by being like we all kno married couples or people getting engaged, celebrating anniversaries etc tend to get better deals on their meals. so he’s essentially doing this one bc he likes ur muses company and enthusiasm for food but also bc it means cheaper high quality meals for both and a guaranteed good time.

someone to nerd out with him over classic literature or films bc that would be hella cute

maybe someone who is also close with his grandmami and rlly loves spending time with her as well so he kinda trusts them to take care of her and trusts their judgement when they r like saint chill let the lady live okay go and do ur own shit akskf

he usually jogs alone but it would be cool for him to have someone to do that with and like table-tennis and shiz cause he just loves fitness activities and active leisure stuff too. 

maybe someone who is tryna teach him a little more about how to uH TALK LIKE SOMEONE HIS DAMN AGE AND STOP BEING SOME RETRO MAN STUCK IN MODERN TIMES AJDJD

UPDATES:

so a lot about saint hasn’t overly changed because like he just is and has always been a very wholesome laidback boyo but just a few bits of like additional info for his personal growth can be added:

he’s owner and manager of the florist now, grandmami is also there most of the time and handles a lot of stuff when she’s feeling up to it but with her getting more tired more easily from her illness saint needs to head everything really.

he grew up in a neighbourhood on hosu which like consisted of his entire street pretty much being full of his aunts and uncles so now like it’s a street just littered with all his tiny cousins who like to follow him about everywhere and play ball games etc on the street with him and kinda take it over shs. you can hear their joyful playing from like streets over it’s very cute.

his mother gave him up when she realised she was pregnant with him and too young to raise him and that it would hinder her from pursuing the life she wanted with his father. saint doesn’t hold any resentment for her choice, it only bothers him that his grandma has always had a serious illness since the early days of talks of her having no choice but to take him on and that despite this his mother allowed him to be left to her care and another burden on her when she was already so ill.

grandmami is now at a point where she’s hanging in there but she won’t have long left and saint is essentially now her live in carer till her final days which is hard af for him but he refuses to let it show. he’s not sure how he’ll function when he loses her. right now he’s trying to extend the florist business into a wellness one as well and more of an apothecary so he can keep himself stable and busy.

this is more just a cute fun fact but he’s a Christmas Eve baby. uwu lil boyo was born on the night before Christmas bc of course he was sdjdj.

[furiousharmonykryptonite-blog1]

Car Insurance question?

"Car Insurance question?

I was parked, and the garbage men were backing in to pick up my garbage, and hit my car.  Any suggestion as to what I need to do first? I had thought about calling my car insurance company, but I don't know if they will cover it, since it wasn't really my fault.

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Young Drivers Car Insurance In London?

Hey there, i live in a area that gets me pretty high quotes for an 18 year old.. Well my dad's purchasing a car and i asked if he could insure me on it too and he agreed to this but i've gotta find a decent insurer first.. I mean i'm getting quotes such as 3,000 a year that's pretty high for a 01 plate corsa.. I was just asking for people with experience on maybe any ways i can reduce this price.. Maybe a really cheap insurer you know? or any help would be appreciated if you know the situation i'm in. Thanks!!""

Dental insurance Help. Dont have insurance. 21 yrs old?

Hello, im 21 and from California. My question is about dental insurance if anyone could give me some helpful Information. I don't have dental insurance and have no idea how to go about getting it. I currently have a few cavity's and a crown that needs to be done. Im not sure how that could affect me getting insurance? Also how much is dental insurance.. a range? Any info you can give me on how to start looking for an insurance would be great..THANKS!!""

Need help finding affordable health insurance for a 1 year old baby boy in Nebraksa or Iowa?

Please help

How much will car insurance run for a 17 year old male?

for a 85 monte carlo old school big body

How much Michigan will fine me if I drive without insurance?

I was driving and accidentally a police officer stopped me because I crossed the red light, and he requested my car insurance but I don't have one. Now I got a ticket and a fine for driving without car insurance. How much will Michigan state fine me?""

Progressive auto insurance? or AAA..which one is cheaper?

in terms of (monthly payments)

Whats the average car insurance costs for a 16 year old male in Florida?

Whats the average car insurance costs for a 16 year old male in Florida?

I need auto insurance in massachusetts with a low down payment. does anyone know of any?

I need auto insurance in massachusetts with a low down payment. does anyone know of any?

Am over 25 yday passed my test but cant get cheap insurance for a small car.?

here it is. am 25+ and yesterday passed my driving test. looking over the internet for insurance for nissan micra 3 dr 1L 3 door. cheapest i can get is 140. my cousin who is 4 years younger than me, he got it for 94. tried same company aswell. am i missing any trick?need help suggestion and recomendation""

Where can I find the cheapest health insurance in California?

Basically I am enrolling in this EMT course and they REQUIRE that you have proof of health insurance before enrolling in the class. Where can I find the cheapest insurance just to fill this basic need? Doesn't matter about coverage and co-pays, etc. just need something to suffice until I'm done with the course, then I'm going to drop the insurance once I get it from my job as an EMT, ya know. Me: married 23 yr old female in perfect health.""

Driver license test without insurance?

Im 18 and have not taken drivers ed I was wondering if I could take the drivers test without insurance and then if I pass get insurance then recive my driver license once I get insurance.

Will my car insurance cover this?

My car was parked in a parking spot at my apartment complex last night as it always is when I'm here, and this morning I go to my car and notice a decent size dent in my hood. It must have been done by some rowdy drunken fools last night. Will my insurance cover this?""

What is the best way save on Auto Insurance?

I am trying to find a way to save on auto insurance, me and my brother both have vehicles- only difference is im required to carry an SR-22 and have citations-No DUI, moving violations-nothing in the past 1-1/2 years, and he has an excellent driving record. I feel bad because I know our insurance is higher because of me, most places tell me its cheaper to have a policy together- Any recommendations? Another thing I notice is that if im the primary-Insurance is definitely higher, however when my brother is primary its a little lower, some agents tell me I have to be primary?""

What insurer would insure me for around 200?? And what car would that be?

My friend had a ford fiesta as her first car and her insurance was 180 a month There are now kids in my school and their insurance varies between 210-250 Their cars are peugeot 3 doors and stuff I've been looking at cars between 300-700 to buy and every time I check the insurance is HUGE I am talking 800 a month nearly!!!!! The lowest I found was 360 once but then the car was sold Does anyone what car I can get so that the insurance will be around 180-250?? All the people at school I've asked don't want to tell not does my friend. I need serious help ;( The cats I've been looking at are peugeot, Nissan, ford All between 1998-2002 years 3 doors - anyone have any ideas? Or can help me with posting links?? Of cars and then insurance I am a new driver, passed my test YESTERDAY I live in the UK West Middlands Thank you!!""

People who can't afford health insurance are quacks?

i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that they cannot afford it , and instead opt to buy material goods that are solely for luxury. you cant go out and buy nice cars and houses and bypass health insurance and then cry it off that the government should give free care to everryone.......i definitely agree it should be cheaper for the poor etc. bottom line: ppl need to realize health is the most important thing in there life, and satisfy that need, before thinking about personal possesions (nice cars etc)""

Can I get renter's insurance without a deductible?

Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""

How much of my 18 yr. old son's paycheck should I take from him?

My son got his first job at McDonalds. He is living at home. I want to take a percentage of his pay and put it aside for his car insurance, etc.. I can't see him just blowing his whole paycheck on junk. What percentage do you think is fair?""

Car Insurance cost for 18 year old?

I'm 18 and am a beginner in driving and my dad wanted to set up my insurance. The car i would be using would be my dads 1967 Oldsmobile cutlass (classic Muscle car). So i was wondering how much insurance would be at my age with the car i would be using, and with no bad previous record for accidents and/or tickets.""

I need help with getting insurance...?

I am 19 years old and have just passed my test, I am female. I'm not sure what car to get that will be cheap on insurance and to buy??? any help would be much appreciated.""

What's a sensible sporty/fast car for a young driver?

I'm 19, 2 years driving experience. I've had two 1.6 escorts and find they are completely gutless. I'm looking for a faster, more sporty car that isn't going to kill me on insurance. Any ideas would be greatly appreciated!""

How much does disability insurance cost?

my 28 year old non smoking healthy wife who works at a computer for 30 hours a day was quoted $130 per month for $3000 per month of disability insurance. is that reasonable?

Can a landlord require me to carry renter's insurance?

I didn't hear about this until after I filled out a rental application. Evidently, I am required to have renter's insurance before I move in. In view of the fact that I have almost nothing of value, renter's insurance seems pointless to me, even if it is cheap. This has been more common in the last few years. Beginning about 10 years ago, landlords started this practice of requiring renter's insurance. IMHO, it's just a way of reducing the insurance costs for the landlord.""

How much does a new camaro 2010 cost?

And how much would minimum insurance on one cost? I would be willing to get a white one if it meant lower insurance costs. Thank you and god bless!

Which car insurances?

OK 21 years old and looking for a car insurance that cheapest in Washington state, and I am thinking between these three, progressive state farm and Geico, which one is the cheapest of these and tell me the cheapest auto insurance any body know for my age and I am a male thank you""

Can someone else drive my car if i have cancel my insurance cover?

I am going on holiday for 5 months and thinking of cancelling my car insurance. My car is taxed until next year and wondering if my brother can drive my car if I have cancelled my car insurace? (he has his own insurance for his car), does he has to add my car reg on his insurance? Please HELP...""

Car Insurance question?

I was parked, and the garbage men were backing in to pick up my garbage, and hit my car.  Any suggestion as to what I need to do first? I had thought about calling my car insurance company, but I don't know if they will cover it, since it wasn't really my fault.

How to buy car insurance?

im goin to buy a used car this week. this is my first time to buy the car.but i dont have a car insurance. do i have to buy the insurance before buy the car or after buy the car. if after buy car can i drive the car without insurance?

What is better Subaru WRX Impreza turbo or Holden Commodore V8?

I am looking for a awesome performance vehicle with my following criteria: -Fuel Costs -Highway ability after 110km/h for overtaking at high speeds, comfort and handling? -Reliability and how often to service, how cheap parts are and how long engine is going to last? -Price on tyres -Price to get a WRX Impreza or V8 commodore (in manual) -Manual or Auto? -Insurance costs -0-100km/h? (well subaru better but after 100km/h?) -What mods to do if it is cheap or to just leave standard? My purpose is to use it mainly around town and sometimes/rare highways trips. mainly on the weekend a bit of a fun car. Please share your experiences and opinions on these 2 vehicles as would like to get a general picture of what there purpose is? 5 stars if answered the best with all the questions above.""

Insurance problems with car theft?

a friend of mine is an american citizen living in Juarez, Mexico because of his wife is a Mexican citizen that can't cross until her papers are finalized.. So he works here and goes back to Juarez for the night and comes back in the morning.. the other day on his way home.. he stopped at the store and when he walked out.. someone stole his truck.. he called the police and reported a stolen truck but with no info given about himself or the truck, just merely a black suburban... now he's back in the states.. and wants to report it stolen here from a friends house or something... not at a store because walmart has video cameras in their parking lots.. so how can he proceed in doing this.. he doesn't want to cause insurance fraud but he has nothing left besides his truck.. if he tells the insurance company it was stolen across the border, there is no policy on where it was stolen, so Juarez, Mexico is out of their jurisdiction.. how can he do this without getting in trouble.. he's worried about the border itself.. because they snap a photo of you coming into the united states.. but do they snap a photo of you when they get out? any info on what he can do to help his situation would help so much.. thank you""

Does AARP offer affordable health insurance?

I'm turning 50 the end of October, as of now I have no health insurance. Someone told me that I'll be eligible for AARP and will be able to get affordable health and dental insurance. Is AARP the answer to being able to finally afford health and dental insurance?""

What do I get as a USAA member without any accounts?

You can get a USAA membership with an online registration; however, I do not need to have any banking accounts, insurance, etc with USAA. What do I get with this membership and does it affect my credit score? What are the pros and cons of becoming a USAA member when I don't have any accounts open with them?""

Lying on car insurance to police when stopped?

if a person lied about the age on a car insurance policy and stopped by the police ..what would happen i understand if someone were to do this that they could not claim if crashed and would probely lead to criminal charges.

Will my insurance go up over one speeding ticket?

I live in Pennsylvania and have Traveler's insurance paid by my parents. About 2 days ago I got a speeding citation. The officer who pulled me over said they clocked me going 74MPH in a 55MPH zone. I did not dispute this because I know I was speeding and who could have missed the huge signs with the posted speed limit. Anyway I am only 17 years old. This is the first time I have ever been pulled over or got in any trouble on the road. Prior to this I had a perfect driving record. My dad has not gotten any traffic violations in over 30 years and my mom has never gotten any violations of any kind. My older sister who is 18 (also on our Traveler's insurance) has a perfect driving record as well. Do you think our insurance rates will go up considering this is my first ticket and everyone in my family has a PERFECT record except for the ticket of my dad's?

Any recommendations for student health coverage?

I am a sophomore in college, living on my own, and I barely have enough money to get by at the moment. When I get a roommate though, I want to start up health coverage because I know it is very important. Does anyone know of any health insurance companies in California that either offer a health plan for students, or know of something that would be adequate coverage for someone my age in their early 20's? Thanks so much for any help you can give me!""

""My car was towed, I still owe payments, No insurance...Now what?

Okay...so first things first.... My car was towed without insurance. I do still make monthly payments. I was in a wreck 2days ago :/ and my car finally died today (Radiator gave out) ...show more

Disability and life insurance - recommended companies?

What company do you buy disability and/or life insurance from? I want to purchase both disability and life insurance (preferably together) but I just don't know where to start. I search on the web but I've never heard of any of these companies so I have no idea if they are a scam or not. My spouse and I are both young and healthy with no kids, but I want disability insurance because I've seen what can happen to people when they don't have it, and life insurance because we both depend on each other's incomes. Also, what kind of screening can I expect to be subjected to for such insurance? I talked to one company and he was talking about a rep coming to my house for urine samples! Is that normal?""

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

Do i still have to pay my car insurance?

i just started driving and i had a small crash im 3rd party insurance i scrapped the car couldnt afford the insurance and mot ect ,i still have to pay insurance for the year so i mite as well have kept the car is there anyway i can cancel as im in financial hardship""

Would my car insurance cover this?

I heard on the weather Channel today that they are expecting severe thunderstorms in the Tallahassee area that can produce damaging winds large hail and tornadoes and my older brothers a weatherman and he kind of confirmed it. I know my apartment insurance covers it but what about my car insurance. since i have 2 more years on my lease and my cars in perfect condition.

""Car Insurance, what Car shall i get?""

I am living in the UK and i am 18 i want to buy a car that has very cheap car insurance, but i don't want a car that a lot of people drive if its unavoidable then i'll buy one but i'd rather have somehing diffrent""

""How much is liability insurance for a Home Health Aide Agency located in Miami, Fl?""

I am looking to open a home health care agency in Miami, Fl and I am trying to figure out how much money I'll need to start. I heard the most expensive cost for starting will be insurance. About how much will that be?""

Can i claim auto insurance or an auto loan from the bank on my taxes?

is tihs possible?

Any ideas on how to get cheaper car insurance?

Any ideas on how to get cheaper car insurance?

How much would the insurance rate be for a 16 year old female?

I'm a B average student, and I'm looking to get a 2011 Kia Soul as my first car. I've gotten my learners permit and are trying to get my Driver's Liscence. Also does the color have anything to do with it? If so I want my car in green.""

Whats the cheapest auto insurance for a 17yearold you have found?

Right now on my parents plan I'm quoted at $215 a month have u found anything cheaper?

Is the new ford mustang a good 16 yr old car?

I'm either preferring that or a Chevy Avalanche. Which would be safer/better performance?

Would it be cheaper to insure a 88-93 mustang rather than a 99-04?

I have been wanting to buy a mustang someday when im older. But i'm only 16 and still I dont have my permit. But since i'm so young and decided to buy a mustang, would it be cheaper on the insurance to buy a older one rather than a new one? Or would it be the same?""

Where is a good and cheap place to get sr22 insurance?

Where is a good and cheap place to get sr22 insurance?

How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?

Hello. I am looking for my first car. I am looking at a 2001 mercury cougar not the S series just the 3 door coupe.. Now the qoute gieco gave me was $325.01 a month. I live in Minnesota and I am a 16 year old male. I don't have anything on my record at all. I was wondering if 325.01 a month sounded right because I dont think so. That's like $4,000 a year and the car only costs $5,999. Also would it be better to go on my parents insurance plan with State Farm? Or to get my own? Thank you very much for helping me with advice with this.""

How much will insurance go up?

I backed into to my friends car in our driveway and where i hit it it made is back door screw up pretty bad the door closes but anyways he went and got it estimated and they said approx. 3500 in damage about how much will this make my insurance go up i havent had any prior accidents and im 19.

Can i drive my parent's car without insurance having my name on the policy?

Can i drive a parent's car without insurance? like they have their car insured and in 17 and i just got my license so can i used their car with their permission? my dad says that i would have to be added to the policy and they would have to pay extra for it..... but i remember my dad letting my uncle and a few other ppl drive the car like not all the time but a few times ? so if they could why cant i?! I LIVE IN CA

Car Insurance question?

I was parked, and the garbage men were backing in to pick up my garbage, and hit my car.  Any suggestion as to what I need to do first? I had thought about calling my car insurance company, but I don't know if they will cover it, since it wasn't really my fault.

How much is a Car for a 17yo?

How much is a car, insurance, lessons, test, tax etc.... Everything! For a 17 year old Guy. Just for a cheap second hand car ie. Peugeot 106 (second hand) But how much will it all come to? Thanks""

What would the insurance rate be for a 17year old male for liability on a 2002 dodge ram 1500 4x4?

I have a son that wants a 2002 dodge ram 4x4 short cab. How much would it cost for liability insurance with a clean driving record?

Car wreck....Why is his insurance calling me? Can someone please clear this up?

So Friday morning, my fiance' and I were headed to New Jersey to visit his family for Christmas. On the way there, I was driving his truck so he could sleep a little before we switched places. Early morning when we were in Virginia, I pulled off the highway to go to a McDonalds to get some coffee. When I pulled off, it was a weird exit and I had no clue where I was going. I stopped at a red light, which had another light very close behind it which turned green, my idiot self was looking at that light for some reason while our light was still red...I hit the gas and then slammed on my breaks realizing what I was doing but it was too late and I hit a guy on the side of the door. It wasn't a big wreck. The guy didn't fly across the intersection. He didn't even move, his door was just dented and it will definitely need to be replaced but the man said he was not hurt at all. The truck we were driving in barely had damage, just a little dent in the hood that was very small to the eye and a bent license plate. We were in much better shape; but again, he was not in pain and his door was the only thing that seemed to be damaged. ANYWAYS, I received a traffic ticket for failing to obey a traffic light which I totally accept because this was extremely stupid of me and I am planning on mailing the fine to the court. So since I was driving my fiance's car, which is under his parents insurance, I assume my insurance is not affected. The trooper just told us that the other guy's insurance will contact my fiance's insurance. So I am thinking all I have to do is just pay this awful fine. Well my fiance' called me this morning and said that Statefarm (the other guy's insurance) called him asking for my number. Why would the other guy's insurance need to contact me if my fiance's parent's insurance are the ones who insure the truck? I just want to know what's to come when they call me. I don't know much of anything about insurance. I just want to know why the other guy's insurance would contact me when, yes, I caused the accident but my fiance's father is the insurance holder of the car that was wrecked. Thanks!""

Will my insurance still go down if I have a really cheap car for my first year then a more expensive one after?

When my sister first got her car she crashed. I don't want to buy a new car and have that happen to me because it will cost a lot to have it repaired so I have decided to get a car for no more than 600 for the first couple of months, hopefully a year if it will last that long. I'd like a fiat 500 after that year and because I want to personalise it I would have to buy it from the showroom and it's 14,000 :-|. The money isn't the problem because I've been saving for ages to get this car but I am worried about the insurance on it. If I get a car for 600 first (it will be my first car), and have no accidents for a year and get a more expensive car (the fiat 500), will my insurance on that car still be high? I will be 18 when I get the cheap car and 19 when I get the fiat and Im a girl, if that helps.""

I want to buy a used car soon. I was wondering if having an alarm system on the car would make insurance cheap?

Like when you own a house or buying...you have home owners insurance. It sometimes makes insurance cheaper is you have an alarm system. So would the same thing be possible for a car?

Is Allstate a good insurance company to work for as a claims adjuster?

Is Allstate a good insurance company to work for as a claims adjuster?

Are insurance premiums considered as capital for insurance premiums?

specifically for pension plans, are the premiums received here considered as capital by insurance companies? assuming they are the ones issuing these pension policies""

Non car owner insurance?

Can I get insurance to drive cars if I don't own one? I have friends who will let me drive their cars but I want to get my own insurance. I don't want to risk their no claims in case of an accident and if I don't have an accident I want to build up my own no claims but I can't find anywhere that does this....

How much does insurance cost for TLC/taxi in New York ?

I want to register my Honda accord 2008 to be a taxi. How much would my insurance cost ? Thank you

Is there anyway around this massive car insurance premium?

I have seen a beautiful 2.0L Ford Focus ST170 for 4000. This is a dream car for me right now, but after checking some insurance premiums, I have found that its more expensive to insure. I'm 18 with 1 years experience and 1 year of named driver experience discount. Even with that the premiums reach +4000. Am i just going to settle with a Zetec 1.8 Focus for 1300 a year? Thats the alternative...""

Does the cost of my insurance for driving get reduced when I turn from 16 to 17?

Does the cost of my insurance for driving get reduced when I turn from 16 to 17?

""Young driver insurance, should I get a tracker on my car?""

hi, I am 18, male and have my test in 2 days, I have been looking at cars and insurance but no one will even give me a quote on normal insurance. I have found a 1.0l lupo 51 plate and got a quote for 3400 with the tracker thing that records speeds, acceleration, breaking and that? just wondering should i do that or what? I don't want to be limited too much and feel im being watched. Anyway, does anyone know any companies that will even give me a quote? I know its not going to be cheap because of my age and sex but a price would be nice without that annoying box thing or should I just take the tracker insurance? Thanks in advance""

How much will my car insurance go up?

I have a honda accord lx (2003). I hit a metal pole and there was considerable damage to my car. The damage is mostly to the right front side and the tire. I have informed my insruance company so they can review the damages and come up with a dollar amount. I can decide if I want to pursue the claim through my insurance company or accept the charges my self. If it is going to cost alot to fix the car, I may need to use my insurance to pay for the damages. How much will my insrance go up? I have heard that my rates could be impacted for the next 3 years. Will the rates decrease after 3 yrs?""

""Insurance says case is closed, is it really?""

A little over a year ago, I was in a car wreck and due to financial responsibility laws I had to pay for the accident. (I had no insurance, of course, I've learned this lesson) Recently they've filed suit against me for more money that they didn't receive from the insurance company. I can't afford an attorney and was about to hire a bankruptcy lawyer for all of this, but I recently found out from the insurance company that the case is closed. It's also been over a year as of a couple days ago and due to Tennessee's Statute of Limitations they can't claim any more money. So my question, the insurance company says it's closed and even said the attorney settling with them has closed the case. I call the opposing attorney myself and of course they say they can't discuss the case with me, even though I'm just asking if the case still actually exists. They wont' give me a court date either so naturally, I'm a bit suspicious. Should I be ready to put this behind me, or do law offices do this sort of thing all the time? They were recently paid out $10,000 from the insurance company I'm making payments to. I really don't see where else they could find money given my situation. All answers are appreciated, thank you!""

Do I need to be insured to test drive cars I want to purchase?

I am looking to buy a new car, so far I have test drove 3 cars this week and my colleague at work has just notified me that I am probably breaking the law. I am buying a car either through auto trader or ebay (Fiat Stilo incase anyone is selling) so most the sellers are private, I currently drive a VW Polo fully comp, does that insurance not cover me to drive someone else's car even if they are in it ? What about their insurance, does that not cover me ? And if I'm not insured, what would I have to do to make sure I am not breaking the law ? A temporary insurance costs me nearly 100 as I am quite young, its an absurd amount to pay just to test the car (about 10%) and its completely ill advised to buy a car without first test driving it ? Regards Omar*""

Title loans and insurance claims if the car is totaled?

I was just in an automobile accident recently and pretty sure my car is totaled. My question is, if my car is totaled, and my car title is in a title loan right now, do I pursue the insurance company to pay it off or at least to the point so I may recieve the title back?""

Will this affect my insurance cost?

I'm 22 and just received my 1st ticket today in 6 years of driving. I made an illegal turn, I turned left instead of the traditional right. I've never had a ticket before and especially one for such a minor infraction of the law. Will this affect my insurance rate?""

Help picking car insurance?

i don't have the money for a clean title car, so i want to get a salvaged title car and i want good insurance, but cheap, for it. any suggestions would help me greatly, thanks.""

Car insurance very expensive?

Hi I live in Miami fl and I am currently insured with Estrella insurance part of uaic. My car insurance costs 264 a month. They told me that after 6 months it would go down but I don't think it will go down much. I have a 1994 accord lx 4 door. I don't see why it costs so much for insurance. I just started driving in December but the car is listed under my mothers name with me as a driver and her as the primary. She has been driving about 15 years and has a good record. We have full coverage because the last checked for us and this actually costs less then the lesser coverage for some reason. I was thinking about changing insurance because I think it is overpriced. Can anyone offer any advice? Such as maybe Whether this is actually a normal rate to pay? Or what other insurance I should try out

How on earth is car insurance cheaper for woman when more than 65% of crashes is by woman?

How on earth is car insurance cheaper for woman when more than 65% of crashes is by woman?

Rough estimate of my insurance?

im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it.""

""If a person is caught driving an uninsured car, when they finally do get insurance, will it cost more?

I'm trrying to explain to my friend why it isn't worth it for him to drive an uninsured car. I'd like to know if insurance rates are higher if a person has been caught driving an uninsured car.

Auto Insurance help?

My parents have 3 cars, and I'm getting my drivers license soon. when I called the insurance company, they said that I must be registered as a primary driver instead of occasional driver on one of the 3 cars (which makes the insurance cost a lot more). Is that true or are they bsing?""

18 year old car insurance help!!!!!?

I am 18 years old, past my test back in april (2011) and I cant find any affordable car insurance!! :( Even with my parents as main drivers the cheapest im getting is around 7000... its ridiculous Has anyone found any cheap car insurance companies or ways of reducing premiums significantly?""

Does anyone know where you can buy individual medical insurance? Epileptic reasons!?

Insurance expired.

Car Insurance question?

I was parked, and the garbage men were backing in to pick up my garbage, and hit my car.  Any suggestion as to what I need to do first? I had thought about calling my car insurance company, but I don't know if they will cover it, since it wasn't really my fault.

Car Rental USA Insurance?

I am getting really annoyed with trying to get a quote for car rental in USA. For basic rental I have been quoted $200. But then there are all the insurances: Loss Damage Waiver (LDW) Supplemental Liability Insurance (SLI) Personal Accident and Effects (PAE) What do I actually need to have as they are really expensive!!! Adding just the first two takes my rental up to $500. I am very confused. What legally do I have to have? Someone told me the US insurance is strange cos you can get sued for an accident and end up paying thousands of dollars out to the person you hit. Can I just get insurance through my own car insurance here in the UK rather than paying $300 dollars??

How can we get or is it possible to put a freeze for one or two years on health insurance cost?

I see BCBS is going up over 7% for 2011. Is there no stopping these rising costs? my poor pension.

What is the best insurance that covers eating disorder treatment?

What insurance is the best to cover all forms of treatment for an eating disorder. My family would like me to go to residential for my bulimia it is out of control right now. Is their any good insurance that also doesn't just cover Pennsylvania?

Do you have health insurance?

If so, How much is it per month? How old are you? What kind if deductable do you have? feel free to answer also if you do not have insurance, also do you suppport Obamacare?""

Cheap V8 cars to insure?

i need a V8 powered car, must have at least 200 horsepower for college. the speed limit is 30 mph and everyone goes 50-60 mph and there are no cops ever catching speeders and people ...show more""

Car insurance tips for new drivers?

im 23 and have just passed my test. i live in the uk and im looking for car insurance which is very expensive. i have tried a few companies and made the excees the most it can be but its just too much. just looking for any tips or websites anyone knows of that may help thanks

How are AARP Insurance rates?

What are their rate like compared to other auto insurance companies

How will my insurance work out tomorrow when I buy the new car?

I called a friend earlier this week to buy insurance. He gave me a quote I like, and tomorrow I want to go ahead and get the car. Do I just call my friend and tell him I'm buying it, and will need the insurance?""

""I need car insurance, but have a terrible driving record right now. Any suggestions?""

How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""

""Hi fellow seniors, do you have household insurance?

With so many thefts of late and now mass flooding in and around the UK I hear so many cases of people being out of pocket as they're uninsured. Thankfully hubby and I can just about afford to pay it and so far so good we haven't needed to make any claims. With insurance costs at a premium I wonder just how many of you can afford it?

How much would insurance cost with a 2000 mustang convertible? HELP PLEASE!?

I'm a 16 yer old, and I have insurance with geico. I want to buy a 2000 ford mustang covertable. I was wonder if anyone knew about how much my familys insurance would go up. I realize I can call geico but my dad won't let me, ha. So any ideas? Thanks!""

Does comprehensive car insurance cover others not on the policy?

My Brother has a full comprehensive UK car insurance. Can I drive his car and be covered by the insurance even though I am not listed on the insurance and live at the same address. I have a full UK license, he claims I am covered because he gives me the permission to drive the car which according to him is right. I have read the insurance policy but my brains are not big enough to understand that given permission part. If anyone can throw more light on this, it will be fully appreciated.""

Where can I find Insurance for labor provider business?

California...where can I find Insurance for Labor provider business?

Who gets what (or how much) from an insurance settlement?

i was involved in 2 car accidents (neither my fault) during my marriage that have ended up in litigation. my other half who wants the divorce, (i feel) is stalling, waiting to see what happens to the settlement before she signs her name. we have no other need for an attorney (dont have anything (else) to fight over). does any of this matter? does it matter when the lawsuit is finalized in relation to the divorce finalization?""

Looking for retirement health insurance in florida?

health insurance in the state of florida for over 55 and you may have to be a resident of the state

For Lexus owners: Is it expensive to maintain a Lexus?

Don't bother with saying, If you are thinking about buying a Lexus, you should be able to maintain it. If not, shop for something else. I love the Lexus IS design, both outside and inside. And I'd love to get myself one of these beautiful cars. However, before I take one of these cars in my driveway, I want to make certain I am not making a mistake. These are the questions I want you to answer: 1. I heard the price for one tire is $300... Is this true? If no, how much does one of these tires cost? 2. I heard the price for oil change is $110. If this is not true, how much does it cost you for oil change? 3. I heard if either the front bumper or rear bumper needs replacement, the cost would be $5000. If this is not true, how much do you think a bumper replacement should cost? 4. Although the amount you pay for car insurance is based on your driving history, I heard that the quality of a car does play a major role. I am 27. So, in your opinion, how much do you think I will pay for car insurance for the 06 Lexus IS 250? My driving history has a clean record. I have yet to receive a ticket. 5. What other things I need to know about owning one of these cars? Please answer my question.""

Do i need ful coverage if i have GAP insurance?

I just financed a new car and i got GAP insurance. Here in California u MUST have insurance on all vehicles. Since i purchased GAP, do i NEED full coverage or will liability be ok?""

Cheap car insurance?......?

I need to get car insurance to put the title in my name. I am just looking for the cheapest thing out there right now, not too concerned with full coverage right now, just the basics. I will do research and get the one that best suits me later but for right now I just need something fast. Geico's rates were over $100/mo for my car, is that about average? Or is there something cheaper?""

What would be a good price quote for motorcycle insurance SR-22?

I baught a motorcycle about a month ago and got it running last weekend. I only paid $400 for it. I need SR-22 insurance to get my license back and was wondering what is fair to pay for such insurance on a motorcycle worth no more than $400.

Where can i get cheap sr-22 insurance?

Where can i get cheap sr-22 insurance?

How do i get insurance for a party?

having a party and venue request a certificate of insurance..i have no other insurance other than auto..how can i get a coi cheap and fast

Whats the cheapest health insurance for adults ?

im 19 yrs.old have never had health insurance me an my husband need health insurance bad whats a good insurance company thats cheap ? he has juvenile diabetes an smokes i on the other hand do not !

""What is the ideal first car with cheap insurance and economical car with budget of 1,000 in the UK please?

- Must be a hatchback - 5 door- preferred - Cheap Insurance & road tax - Around 50 mpg - MUST be PAS - Economical- Not too big for engine size- 1.4L or below is ideal. - Not too old for shape- Ideal 1998 or onwards

Why is my landlord requires Hired & Non Owned Auto Liability Insurance?

I own a beauty salon, and not understand why my landlord required my insurance to have Hired & Non Owned Auto Liability Insurance coverage? I know this coverage would covered my car I rented for business used & my employee's liability when sometime (rarely) used for business purposes. What's is it in for the landlord?""

""Young married couple, low cost health insurance with Rx?""

I'm going to get married soon (not RLY soon but i have to start thinking about some things in advance) and I have to get health insurance. I'm really confused by it but I've been doing some reading about it and some figures about the kind of finances we are going to have and all I really know at this point is that we can't afford more than 200 dollars per month and that has to include prescriptions and everything. My soon to be husband is really healthy, only real issue is near-sightedness. I'm a little more sickly, I have asthma and allergies and the same eye problems. I keep them all pretty much under control but I need my meds. What plan would be best for us so that we can keep costs low and still get me my Rx?""

Car Insurance question?

I was parked, and the garbage men were backing in to pick up my garbage, and hit my car.  Any suggestion as to what I need to do first? I had thought about calling my car insurance company, but I don't know if they will cover it, since it wasn't really my fault.

https://www.linkedin.com/pulse/ticket-insurance-alabama-jose-chan/"