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mumpkins · 6 years ago

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Private OC Rating

Done by @cho-rates, I just decided to have the balls to make it public and answer questions! (as well as fix some things)

cho’s comments and questions will be in BOLD.

My answers and fixed places will be in ITALIC!

Name: Shotaro Kaneda

Hero/Villain Name (if applicable): N/A

Age: 24 ( An aged up verse, he’s a couple years older than 1-A. Though sometimes I will portray his teen years as well, I have more information on his adult verse. I do want to flesh out teen years at some point though lol )

Birthday: September 5 (a virgo eww)

Gender: Male

Orientation: Bi-sexual

Height: 5'7"

Weight: 133 lbs

Hair: ear-length, fixed but slightly unruly, black

Appearance: Athletic agile build, Asian descent, brown eyes, red tinted hands and feet, small red horns on his forehead, long spiked / devilish red tail

Body: Athletic agile build

Quirk: Steam – Kaneda can build up and blow a hot steam that can potentially burn (or even melt depending on the force) his opponents. (Ahaha, the quirk fits the body appearance. I bet this one is going to be a hot head or really sweet)

Weakness: Building up and releasing too much steam at once can cause overexertion to the point where he can and will collapse and not be able to move for a while. Also his fucking ego. (LMFAO, I guess we’re dealing with the former and not the latter!)

Personality: Kaneda becomes the main symbol of defiance, expressing anarchy behavior towards authority and absolutely does not accept blatant disrespect. Kaneda values loyalty and becomes vengeful when trust is broken. He is impulsive, hot-headed, egotistical, and maintains a tough exterior; however, he is brave, independent, and highly empathetic. As a leader, Kaneda will look out for the safety and well-being of his allies, and will throw himself in front of a bullet for them if need be. (This!! I like that you didn’t make him a straight jerk and that you gave him good traits as well!)

Do they work well with others?: You are either with him or against him. By default he will work well if not negotiate unless you have a badge stating your authority.

Family: Parents deceased; family is his gang of brothers, all misfits and loyal to the bone

Friends (other oc’s or in BNHA universe): OC’s; his bike gang

Enemies(other oc’s or in BNHA universe): literally by default does not trust the cops or heroes (LOL)

Romantic Interests: by happenstance, Izuku Midoriya (LOL pt.2)

What do they think about heroes?: Oh shit oh fuck uhhhh

A couple of things about heroes. He sees the rise of fame being motivation for pro-heroes lately. They seem real fake to him, and it runs along the lines of Stain’s idea of “false heroes”. But he also sees them as a bunch of buzz kills when he’s trying to ride out and do his own thing that happens to be illegal. (LOL this guy is so problematic in a very headass type of way and it’s really entertaining. He’s a really fun character to read about.)

What do they think about villains?: They’re somewhat easier to work with, but he does not associate himself with hardcore villains either. As much as he himself could easily be considered one, he considers himself more in a grey area. He won’t kill a hero – actually he hesitates to kill anyone – but he won’t turn on a villain either if only because any of them could either arrest him or kill him. (Ah, he’s smarter than he lets on. I wonder how much of this is empathy and how much of this is him saving his own ass,,)

In terms of villains, he’s very much along the lines of “snitches get stitches”. At this point it doesn’t matter what his views are with a villain or a rival gang, he’s not gonna call the cops or any heroes as that is a lower blow than trying to either run or solve the issue on his own. He would rather risk his dignity than call the authorities.

Is their first reaction to danger: flight or fright?

Depends on the danger. If he knows it’s an even match, he’ll throw fists. If he knows he has no chance, he’ll turn tail (heh) and run. (i’m actually laughing omg stop)

If they had to be stuck on an island with one BNHA character, who would it be and why?

don’t don’t ever give him the option (brO TELL ME)

Favorite holiday and why?

Halloween. As a child he always loved to dress up as his favorite hero. As an adult, he’s more attuned to the day before Halloween as “Mischief Day” and takes “tricks” to the extremes.

Do they have a certain way of dressing/ style?

His wardrobe is casual and lazy punk clothes. He does occasionally sport a bright red jacket with his gang’s logo on the back.

Pet peeves: Assuming his character for his looks (I mean you right but he hates it) (LMFAO I’m trying to give a serious review here and you hitting me with all this lolol)

Favorite food: shrimp tempura and rice

Favorite drink: Pepsi (ayyeee, pepsi > coke)

What is their favorite season/weather?: Summer

What is their sleep schedule like?: Whenever (mood)

Introvert, Extrovert or Ambivert?: Extrovert

Quickest way to upset them?: Pull his tail (I….I’m so tempted)

What type of student were they/are they?: Given that he only went to school so he didn’t have to do community service… he did the bare minimum, still got held back once (got mightily pissed off about it), and left as soon as he turned 18. Will also add that the school he went to was one step closer to juvie.

Superlative that fits them best (class clown, teachers pet, etc): Most Likely Will Be His Own Boss

A song you associate with them: Survival of the Fittest - Robert DeLong

What’s their diet like?: He will inhale anything in front of him, but he has a real fast metabolism

What’s the last thing they ate?: McDonald’s burger combo

Hobbies: riding his motorcycle and sometimes play video games

Guilty Pleasures: I mean. If you got the dokis for a hero and you’re a real anarchist……..

When and what was the last thing that made them cry?: laid in bed one night. like you do. thought about where his life was. wondered where it was going. you know just one of those fun nights. (this got too real too fast and i feel mildly attacked)

General Extras: In general, he is a real neutral guy that doesn’t play sides unless you’re on his specifically. He doesn’t take being talked down to and will even argue his side to keep himself above it all. Even raise fists. But he is impulsive as shit and does not always think his decision through. Definitely not book smart, but strongly street smart and highly confident in his actions. (I get that vibe from everything you’ve said, you summarized it really well and took the words out of my mouth!)

Do you plan on filling out a roleplay form(No pressure if you don’t want to do it, this is more for me so I can keep your forms together if you send in both): nah I’m just curious about this one

Creator Name (that’s you!): Mumzy

Blog name where I can contact you: mumpkins

Did you have fun doing this?! (pls just say yes so my feelings don’t get hurt): I REALLY DID and eventually there came a point where I was literally like “well shit he’s kind of a dumb bastard what else is there”

PLEASE JUST SEND THE ANSWERS DIRECTLY TO ME I DON’T NEED THIS POSTED 8’D

I’ll post it private and send you the link!

*deep inhales* BOI. Shotaro is such an unintentional meme?? Like big crackhead vibes from him like…he’s really just a lil misfit goin around and doing as he pleases,, so much angst in this one like??? (i hope you dont take any offence to this,, i just really like his character lol) he seems pretty factious to me LOL. I like his quirk, simple and easy and his weakness is plausible, no OP oc’s here! His personality really shined through and you portrayed him well. That little paragraph you wrote summarizing him was a really solid description and would be perfect for a character sheet. The only inconsistencies were, at the top you put his age as 17 but in the “what type of student were they” you mentioned him turning 18 but otherwise he is a really solid character! I’m 20 something so I can’t crush on anyone younger than 20 but he’s really… *deep breath* …moving on. I love his personality and the fact that he’s this punk but in reality he’s an impartial dude who is chill unless something offends him or opposes him but he is also very loyal and empathetic, two qualities that I love!

Idk if you wanted questions since this is a private rating but i’ll put some either way and u can choose to fill em out or nah,, i mainly do it to help develop character and its just fun to talk abt oc’s sooo,,

What job do you see him having in the future? He’s not really here no there so i’m interested!

After he drops out of high school, he flat out does not know what to do. As he is familiar with criminal work, he stays to what he knows with his bike gang... and incidentally gets picked up by mob members. He begins as an errand boy for one organized group, but never is he ever initiated as a member. After having been exposed by a variety of assignments from various villains, by the age of 20 he’s doing all kinds of illegal work. He becomes a man for hire in the undergrounds, helping with drug trafficking, enforcement, body guarding, petty thieving, etc. You name it, he’s probably done it.

But that’s only in the dark. To keep himself balanced, he’s also a bar back for a local bar in the sketchy side of town. An honest job when he meets people and can tell them what he does for work without putting off any red flags.

A couple of reasons why he does shady work is not due to enjoyment. Actually, he wishes he never got involved as everyday feels like he’s at risk of getting killed for angering the wrong person. He doesn’t plan ahead of his life only because he could step outside one morning and breathe his last breath. For one thing, his best friend who grew up with him and is part of his gang is in rehab at this point and Kaneda is the only person who he can turn to for help -- by this, Kaneda opts to pay those hospital bills with the quick and astounding amount of money he receives from criminal work. Another reason is plain and simple: once he has done work for one organized criminal group, once his name is spread around the underground as a reliable hire, there’s no way of suddenly dropping that life without risking it all.

Is there anything in particular he does to relax?? Tv, music, hobbies, etc,

The best way he can relax is riding his motorcycle in the late hours of the night. He loves the city, and will speed through until he finds open road where he will just continue to ride until he feels calm again.

If he’s especially frustrated and the steam has built up in his lungs, he will hold it in until he finds a safe spot (preferably home) to release it all and collapse for a while. Yes, his apartment would be a sauna if he doesn’t open his windows.

Sex also helps.

Is he a pessimist or optimist? He’s very unbiased it seems so I wonder what his personal mindset is,,

More of an optimist, but in a way where he prefers to mask sorrow and tension with humor and a lighter perspective. He can’t afford to not be confident, and he tries his damndest to pass that on given the circumstances. “This will work” he would say to an idea he briefly thought of, mostly trusting his gut and hoping that if he passes on the mindset and convinces others of his confidence, then yes in some way things will work out.

But I also say that he’s not very optimistic of his own future (sorry to bring this back). He lives for the moment, but given the life he lives, he does not trust it will be a long one.

So it’s hard to explain, but he’d more say, “nothing matters in the end; do whatever the hell you want now”.

#save #cho rates #bnha oc

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red-pillgrimage · 8 years ago

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Debunking bullshit, partie un

A There’s this wall-of-text/links going around promoting some rather ignorant ideas on some skewed/misused data. Here’s my modest take.

Let’s take a look. [this segment brought to you by @feels-by-the-foot]

“The Wage Gap”

The Wage (1) Gap (2) is (3) a (4) myth. (5) 1 (6) 2 (7) Women tend to choose majors that pay a lower national median pay. (8) Women Now a Majority in American Workplaces (9) Labor force participation rate(10) for men has never been lower. (11) Women (12) in (13) some (14) cases (15) make more(16) than(17) men. (18) And their husbands (19) dont have (20) a problem with it either. (21) Women CHOOSE (22) to stay away from (23) STEM field (24) There is no STEM gender gap in the U.S (25) Women In Tech Make More Money And Land Better Jobs Than Men (26)

1. This is a broken link to a ticket distributor ? ? ?

2.This is a UK journalist's opinion about the 57 years predicted for women to make as much as men and their opinion on another prediction that manager salary will be equalized between men and women by 2067. Their “big conclusion” is “it's not the gender pay gap that is inequitable for women in their twenties and thirties. It's the maternity leave gap.” This is a huge red herring. Sure, on face-value we can address the fact that men in the UK are only offered two weeks off after the birth of a child by their employers. But we're talking about wage gap, not maternity leave. Maternity leave is but ONE reason people rationalize why women ought to make less. And no offence to this surely-esteemed journalist but she ought to read the own links she sourced when she complained that it's the discrepancy is a result of comparing part-time to full time, 'cause as the link of an article discussing a study of pay at 197 organizations, covering 43,312 employees, showed that in certain sectors, such as finance and law, women working full time can earn just over half the amount men get.

In the UK until late 2016, it was perfectly legal for companies to force their employees to sign gagging clauses to prevent colleagues from discussing salaries, bonuses, etc. Unlike what the journalist implied, legislating disclosure of gendered pay isn't “forcing society to pay”. A legally-enforced culture of secrecy only reinforces preexisting biases(women work less hard than men) with gendered exploitation(if we pay women less, they won't be able to tell anyone without legal reprimand!) But I mean this link was debunked as soon as their OWN source stated “in certain sectors ... women working full time can earn just over half the amount men get.”

3. What a surprise, another journalist chewing up some incomplete synopsis of studies from other news sources. In this one, the U.S. journalist who works for a conservative think-tank wants us to believe that

“The Paycheck Fairness bill would set women against men, empower trial lawyers and activists, perpetuate falsehoods about the status of women in the workplace and create havoc in a precarious job market. It is 1970s-style gender-war feminism for a society that should be celebrating its success in substantially, if not yet completely, overcoming sex-based workplace discrimination.”

There’s two main things that need to be addressed here. First, this U.S. journalist makes these claims about the impact of this bill that would allow for employees to file a suit for gender-based salary is the imminent gender-war & economic “havoc” of workers’ rights. How is this conclusion found? Who knows/cares, certainly not the author. But among their rationalizations they cite

“A recent survey found that young, childless, single urban women earn 8 percent more than their male counterparts, mostly because more of them earn college degrees.”

Yes. This study did point out that in cities where steel mills and other men-centered workplaces have suffered that women who are single and living in the city can make single-digit improvements over men. Yes, this study did point out that black & latina women enroll in post-secondary education at much higher rates than their respective counterparts. This study shows that in very specific economic and demographic situations, women can make more than men if they’re single, if they’re in the city, if they’re young. The american dream :’)

4. Oh wow, a seven year old blog post that primarily sources itself on a non peer-review book(including broken links to the book’s website) and then some straw-man arguments using arbitrary online news links. Oh wait, the blog post does claim one link as a “study” but in fact it’s just a research assistant’s summary of data published in 2000. Which in fact means it’s data collected from 1999. Kinda stale, dontchathink... So this US blogger makes it pretty easy and simply when they flat-out state

“In one sense, O'Neill is right about a wage gap -- on average, women earn about 80 cents to a man's dollar.”

So while the author asserts without blinking that men do in fact make more than women for the same job, they then provide a full list of rationalizations for why this is acceptable yet. still. denying. there. is. a. wage. gap. idontevencanyouhelpmeunderstand.

Blogger goes on to say

Due to the simple laws of supply and demand, these occupations pay more and contribute immensely to the pay gap.

Actually, “these occupations” which “contribute immensely to the pay gap” are pretty damn racialized. For some reason author believes that U.S. govt data doesn’t compartmentalize by profession/domain and it’s all just “men v women” for comparison. This isn’t so. This is why they argue that men work dangerous jobs and higher skill jobs than women and that’s why they make more money (cuz like they’re just better/deserving ok!11!) but then you see in the actual data that it’s latino men and black men who work in the dirty/dangerous/shitty jobs which were previously argued as “higher paying’. And this doesn’t explain why within the same fields, working the same hours, men make more. Hell, it doesn’t even explain why men who enter feminine gender-typed workfields are perceived as more “courageous”/”harder worker” and sooner promoted than women(See: glass - escalator).

5. Onto a pundit who is regularly invited to Republican party retreats and doesn’t even deny there is an income gap between men and women. Hell, they’ll even take it one step further with their conclusion

So we shouldn’t expect that 77 percent figure ever to rise to 100 -- or even want it to.

This doesn’t seem like a source to add onto a list trying to deny there is a wage gap. hbu

6. I’m going to guess this article added from The Wall Street Journal was done through an uneducated use of google searches for a given topic without having actually read the content of the article because like most of us, present author included, don’t have a subscription to The Wall Street Journal. However, I do know what the article is about and we’ve already covered the content in (3). How do I know?

A study of single, childless urban workers between the ages of 22 and 30 found that women earned 8% more than men.

Gee, if you’re young/single/nochild/Urban/crumbling masculine gender-typed industries, you might make 8% more than men?

7. Here comes another sensationalist news OPINION article, this time from CBS news that puts up this non peer-review book on a pedestal as some myth breaking weapon. Sadly, it’s the same dulled out logic from (4): the same boring old dangerous = higher pay that isn’t supported when you look at the salary of loggers or fishers.

8. This “career news” article tried to make some good points but overlooked a very, very serious issue. In comparing the majors between men and women, you’re kinda forgetting that ~70% of Americans don’t have post-secondary degrees.

So while it’s correct to point out that choice of majors may account for some disparity between gendered salaries, it doesn’t account for the other 70% of people from the US who don’t have majors but are above 25 and likely to need to find employment. It does however raise the issue of social biases that gender-type women and employment. ;))))

Addendum: They purposely mentioned women in aerospace so I’ll just leave this here

9. This NY times tried to play some fast-and-loose number games by employing sentences like “According to seasonally unadjusted data” and others like “they held 50.3 percent of the nation’s nonfarm payroll jobs in the raw numbers.” Notice anything yet? Well lets just quote the article to conclude the point

Male-dominated industries are actually especially cyclical in two different ways: They are not only influenced by the business cycle, but also by the seasonal cycle. Industries like construction, which tend to employ men, get more work in warmer months.

If you adjust for these regular seasonal factors that affect the job market, women would have held just less than half of the nation’s payroll jobs in January, at 49.9 percent.

Confused why this wasn’t about the wage gap? Me too. This was just an article about how “women are overtaking men in the workforce” @ 49.9% =o

10. I think the OP of this wall of text was trying to play a fast-and-loose one ‘cause this isn’t about the wage gap at all. This is a link that compares what percentage of men worked in 1948 to now and how many women worked in 1948 and now. ‘Lo and behold: ~70% of men work in 2012 and ~58% of women work in 2012, both seasonally adjusted.

11. So this is exactly the same as (10), even going so far as using the same charts and really not in any way talking about any differences in how men and women are paid any differently for doing the same job. This was just an article about men’s declining participation in the workforce.While a fascinating topic, pretty irrelevant to the wage gap.

12. Clickbait BusinessInsider article that claims that because one university president in Utah says that there’s a 2K salary difference between students’ according to gender, it must be so everywhere yet doesn’t ignore that only 5% of students are in the higher initial pay, nor does it say where they are in 5 years, or 10 years, or 25.

13. So this Reuters article has a brief summary of a study led by Paul Hodgson from the Corporate Institute. This study claims sampled Directors showed that the median income was just under 15% higher for women than men. They’re also out-numbered 8 to 1. Nevermind that a quick search through a more recent Reuters article also states that even tho median is higher, the average executive salary is still much higher for men than the median for the few women around. What’s of real interest in this article is the statement that

Director pay is typically far below what top corporate executives are awarded

Why is this interesting? Because Paul Hodgson writes more than a single thing and among his own writings:

Yet, despite the findings of the two surveys, according to an Institute for Women’s Policy Research survey cited by the WSJ – The Gender Wage Gap by Occupation 2013 – women CEOs still lag behind men. Using a much wider sample than the 300 or so CEOs used by the AP and WSJ, female CEOs only earned 80% of what their male counterparts earned.

Heck, even CFO who are women make less, 16% less on average

14. Oh boy. Well for some reason this article is in the print page format, but that’s cool. This ABCnews article likes to promote the idea that because a handful (literally 16 in 2010) of women have become CEOs and have demanded more salary in that one year (2009) that suddenly this makes any kind of difference that only 4.4% (now) of Fortune500 CEO constitute of women. The 2009 article points out that Meyer of Yahoo took home the biggest package of the year for 47 million. A quick scan of this list of the 100 highest paid CEOs of the US place Meyer at #18 on the list, with #1 having 147million. Why are we getting uppity again about a few women getting paid?? ? ? ?

15. If you’re a young woman between 21-30 and living in NYC, you’ll do gr8 says this NY times article which discussed an analysis prepared by Andrew A. Beveridge, a demographer at Queens College. Now what I appreciate about this article is they probably took the time to read more than just another newspaper’s summary of the content because they actually provided a very fascinating breakdown of salary by borough for NYC.

Young women from the Bronx, Brooklyn and Queens make more than young men from those boroughs. Young women from Staten Island make the same as men. Among Manhattanites, the median wage for workers in their 20s was $46,859 for men and $45,840 for women. The gender wage advantage for women in their 20s was widest among whites with some college education, blacks and Asians with advanced degrees and Hispanic women who were high school or college graduates. Young men in the city still make more than young women in a number of jobs, including psychologist, registered nurse, high school teacher, bank teller and bartender. In high-paying Wall Street jobs, men heavily outnumber women, which is one reason that Martin Kohli, a regional economist with the federal Bureau of Labor Statistics, described the women’s wage gains as “a surprising finding.”

Remember back in (4) how the racialization of gender might be is impacting the way in which certain regional factors come into play? How about NYC’ stop-and-frisk policies? Or Dallas’? What about the way in which nearly a quarter of Florida’s black men have criminal records? Might this impact the way in which we perceive statistics based on income?

16.

“Here's the slightly deflating caveat: this reverse gender gap, as it's known, applies only to unmarried, childless women under 30 who live in cities. The rest of working women — even those of the same age, but who are married or don't live in a major metropolitan area — are still on the less scenic side of the wage divide.”

“Chung also claims that, as far as women's pay is concerned, not all cities are created equal. Having pulled data on 2,000 communities and cross-referenced the demographic information with the wage-gap figures, he found that the cities where women earned more than men had at least one of three characteristics. Some, like New York City or Los Angeles, had primary local industries that were knowledge-based. Others were manufacturing towns whose industries had shrunk, especially smaller ones like Erie, Pa., or Terre Haute, Ind. Still others, like Miami or Monroe, La., had a majority minority population. (Hispanic and black women are twice as likely to graduate from college as their male peers.)“ “While the economic advantage of women sometimes evaporates as they age and have families, Chung believes that women now may have enough leverage that their financial gains may not be completely erased as they get older. “

Nothing more to add than their own words.

17. This is actually the same topic, using the same sources by The Wall Street Journal as from (6). Yes, SOME educated-single-childless-urban-women-21to30 do make a bit more than men of their own age for a time. This is still not a national trend for all women. So yeah, there’s a gap even if one small subset is doing ‘ok’...?

18. This Forbes article does raise some interesting tidbits but nothing that supports the idea that there’s anything myth about the gender gap. So let me excise the important stuff.

Women earned 81 cents for every dollar earned by men in 2010, up from 76 cents in 2000. Moreover, recent reports suggest that young urban women now earn 8% more than male peers, likely due to higher college graduation rates.

Ah, so education = 8% increase over someone with no education? What’s the disparity between educated men and uneducated women? How does education disprove wage gap? ? ? But there’s more.

The fact remains, however, that men still earn more in almost every U.S. occupation—except in a telling few. An analysis of 2009 median weekly earnings for full-time workers, collected by the BLS, reveals at least 15 jobs where women earn slightly more than male colleagues.

Oh gee. “Slightly more” salary in 15 out of “every U.S. occupation”.

Perhaps most surprising, women out-earn men in several male-dominated construction jobs. Female construction laborers, construction supervisors, maintenance painters, and aircraft and vehicle mechanics earn slightly above the median earnings for both sexes—despite holding just 3% of these jobs.

Connecticut College economics professor Candace Howes ... conjectures that the few women who enter construction and mechanical jobs are likely highly skilled and more concentrated in union jobs. “It was unionization that provided women access to these male-dominated jobs, and on average those wages are higher [than non-union jobs],” says Howes.

Ah, so union jobs pay more and that’s why “slightly more” salary can be extrapolated for 1 job out of “every”? Cool.

There is some evidence that men are discriminated against in female-dominated jobs. A 2010 study found that (SPOILER)men were less likely to be called for an interview in fields with 65% or more female workers, an attitude which may be reflected in wages. Employment researcher Laurence Shatkin, author of 2011 Career Plan, says that discrimination or feelings of not fitting in could cause higher turnover rates among (SPOILER) men in these jobs, which wouldn’t allow them to gain seniority and would negatively affect wages.

But here is something that gave me a pretty big larf. It was just so... ironic, that it was great. I wonder if the author put it in originally or their editor threw it in for the fragile masculinities who may be offended by an article discussing women being paid more in what I assume we’d call “almost none” of U.S. occupations. So a minority that is perceived as stereotypically different is less likely to receive a call-back, and even if they do, they’re subject to leave their workplace for feelings of not fitting in with the existing culture? That does sound like an awful time.

19. Wow, an Elle magazine partnership with MSCBC. This sure sounds like a legitimate source of sampling, amirite. If we sampled 70K people on the internet, would this be an accurate representation of people nationally? Would it account for racial differences? Are the kind of people who answer News-sites/Elle magazine online questionnaires about partner income/household responsibilities are really the average citizens? Very little scientific rigour. Having a massive sample size can actually be statistically harmful. Maybe Elle can cover that next month in “Money, Sex and Love”

20. So has a business partnership with CareerBuilder.com, which serves as the exclusive provider of job listings and services to CNN.com. And CareerBuilder.com is here today to bring us the news that thanks to a survey they gave on their own website, they’re here to give us facts. Real facts about all kinds of people.

Nearly one in four (24 percent) working dads feel work is negatively impacting their relationship with their children. Forty-eight percent have missed a significant event in their child's life due to work at least once in the last year and nearly one in five (18 percent) have missed four or more.

What does this have to do with wage gap? Nothing. It’s a sob story about how fathers choose their work over their families. Sounds like Goku/Vegeta to me. This isn’t as tagged “husbands are cool with wives making more/all the money” this is “dads want to be with their kids”. Not the same not even related topic.

21. To be honest, this is the least intellectually boring article to date. And why? Because it’s actually psychology and feminism. Two things right up my alley. While the average guy reader of the article will shout “Yeah! Women don’t support us enough to be full-time dads!” It’s actually a layer or two deeper than that.

The idea that Mother Knows Best for all things home and family is deeply ingrained and complicated by gender roles, socialization and culture, experts say.

This is probably a great time to mention that being a woman ≠ feminist. Being a woman doesn’t make you impervious to believing in sexism, racism, ableism or anything else. So if you hear anyone, be they man, woman, gender-nonconforming, whoever: never accept that a group can be better parents than another group. Individuals over other individuals, but there is nothing inherent to parenting. if you dare bring up that “but yung gurls like 2 play with dolls” shit I’m going to laugh, ‘cause that’s just proof that they needed practice very likely a sign of socialization and culture.

"There are a lot of pressures that keep reinforcing the division of responsibility in parenting that leaves moms in the control position — the 'expert parent' role," says demographer Catherine Kenney of Bowling Green State University in Bowling Green, Ohio, who has studied how mothers' beliefs affect fathers' involvement.

What?! Spouses who are also women who uphold conservative/”traditional”/bullshit gender & parenting roles are likely to have an effect on how their spouses rear the children? This almost sounds like if the any parent is sexist, it can affect how their kids are raised =o

New research into the idea of "maternal gatekeeping" shows how attitudes and actions by the mother may promote or impede father involvement.

Wait, after shoving the idea that “motherhood” was their primary goal in life through music/movies/books/musicals/plays, after making them leave their jobs (without any maternity leave in the U.S.) you suddenly feel it novelty that women internalized the idea that the beliefs of women as “natural” caretakers will have an impact on the spouse’s involvement?

Unsurprisingly, the rest of this almost-delightful article just says “be a good father or be a good mother. Talk about sharing responsibilities with your spouse and avoiding falling back on social stereotypes that may prevent you from fulfilling your sincere family”.

23. Yikes, a more boring and less interesting rehash of blogger (4). Only talks about the non peer review book in which nothing more than speculation on numbers. Sure, the guy who wrote the book is a doctor, but that’s a PhD in education. Not exactly the pertinent field at hand.

24. Huh, so another article which says women are just as math-smart but a combination of social factors just fuck them over in life but as the scope of the article was about professors and we earlier covered that less 31% of people from the U.S. have bachelors. What else did we cover earlier? Uninviting workplace cultures focused on gender stereotypes are likely to have higher turnover rates or disinterest? Almost sounds like social factors are producing gender disparities.

25. I’m just going to leave this here ‘cause it’s maybe not a STEM problem at the bachelor’s level but it’s certainly an ET problem.

#antifa #wage gap #MRA #MRA bullshit #Debunking #Capitalism #Exploitation #PoC #intersectionality

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comicteaparty · 6 years ago

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November 1st, 2018 CTP Archive

The archive for the Comic Tea Party chat that occurred on November 1st, 2018, from 5PM - 7PM PDT. The chat focused on Littlelight Asylum by Julian Dominguez (Writer), Esther Pimentel (Artist), and Toben Racicot (Letterer).

Featured Comment:

Chat:

RebelVampire

COMIC TEA PARTY- THURSDAY BOOK CLUB START!

Good evening, everyone~! This week’s Thursday Book Club is officially beginning! Today we are discussing Littlelight Asylum by Julian Dominguez (Writer), Esther Pimentel (Artist), and Toben Racicot (Letterer)~! (http://littlelightasylum.spiderforest.com/)

Remember that Thursday discussions are completely freeform! However, every 30 minutes I will drop in OPTIONAL discussion questions in case you’d like a bit of a prompt. If you miss out on one of these prompts, you can find them pinned for the chat’s duration. Additionally, remember that while constructive criticism is allowed, our focus is fun and respectfully appreciating the comic. All that said, let’s begin!

QUESTION 1. What is your favorite scene in the comic so far and why?

i think for me, my favorite scene is hands down when cthulhu shows up and lays the smack down. this might be biased from really liking to see cthulhu get around. but i also just kept being like "this squid kid reminds me of cthulhu" and then my assumptions were vindicated

keii4ii

Yup XD

I also liked seeing Eve get excited for the Crimson Archer

mathtans

That was pretty cool. I also liked just earlier when Eternal Flame was still the dork.(edited)

Yup, gotta imagine Eve squee face.

RebelVampire

yeah i liked the timing for it too. cause eve stonewalled for so long but then gotta have that little quieter squee when the actual hero showed up.

although i also liked when lilith was all squee but then immediately turned on the tsundere "its not like i like this at all" XD

mathtans

I like her personality. Vaguely Spock-like. She's sensible.

Eve, that is.

Also, MASSIVE bonus points for "drum roll". That was too good.

keii4ii

On a more subtle note though, I also liked that Eve hid the video games, AND that her gaming stash had both of the other characters' favorite games. Sometimes you wonder why/how some characters get along, and it's subtle details like that that grounds the relationship for me, by showing that they have more in common than it may seem.

mathtans

keii: That's an excellent point. She's a good friend.

Though how could you not get along with Hollow.

RebelVampire

i liked that moment too because i think it demonstrates both eve's intelligence and that for monster kids, taking away their stuff is really not that easy. so it was a moment that kind of did some subtle and excellent world building as well.

mathtans

I think Eve is the only one who can portal though.

keii4ii

Yeah

the person who took the stuff wasn't expecting it at all

mathtans

(And there's just this dude living in there, that was funny...)

RebelVampire

true but i dont doubt the others could find a way to hide their games. like lilith seems like shes 100% use magic....that would ultimately mess up in some fashion. hollow might be screwed unless he decides to bury his games in the backyard.

granted i wouldve thought headmistress light wouldve realized eve kind of has some op powers for someone her age

mathtans

Fair. I do think Light is happy so long as there's no destruction of property going on.

keii4ii

Though if the average monster kid is good at sneaking stuff around, I would think others would be more aware/skeptical

mathtans

I'm still trying to figure out my feelings about Lilith. She seems pretty self-absorbed.

keii4ii

She kinda seems like the meanie who hangs out with the good kids because she does get lonely, and no one else will tolerate her

RebelVampire

tbf tho their tolerance isnt the highest. since the first scenario they basically said "nope lilith has to clean up her own mess" until it wasnt possible for them to leave it alone

im interested in what shaped lilith's personality to be as it is

keii4ii

I found it interesting that she seemed to genuinely like Sona as a character, as opposed to just "I like her because her game is fun." Sona seemed like she had a decent personality (or maybe that's just my assumption based on "typical video game main characters" )

RebelVampire

nah sona had a nice personality cause she was all positive in the brief moment we see her. very opposite of lilith. so it makes me wonder if lilith has had a bit of a troubled childhood. like i mean dont get me wrong, shes mean. but given shes also a kid you always have to wonder how genuine it is and how much of it is putting on airs and acting in a way she thinks is expected of her.

cause i know her profile even mentions shes half demon or something. so she could be thinking "no im a demon gotta do the evil"

Superjustinbros

Hey there, just popping in to say hello since I'm a bit occupied with something else atm

if I can make it later I'll jump into the chat proper

(I do want to say briefly that this story has some appealing character designs)

keii4ii

It could be something like, she doesn't get along with the Less Evil of her parents (could be the demon, could be the other one), so she's latching onto evil being desirable. But that's a total stab in the dark at this point in time

RebelVampire

true. could be opposite in that the witch parent is more evil. or they could both be evil

QUESTION 2. The cast of the comic is colorful to say the least. Did any of the characters in particular strike you as interesting? If so, who and why? Why do you think Lilith is at the orphanage when she implies she has parents? Who are her parents and where are they? What about Eve and Hollow? Do you think they’re actually orphans or are there mitigating circumstances to why they’re at the orphanage? What do you think Eve’s implied connection to Cthulhu is? What about Hollow? Any theories that turn what we believe about Hollow on their head? Do you think the three main children will manage to stay friends despite their differences, or will one of them cause a rift?

keii4ii

I do think an "the friends have a fight, but realize it was silly and reunite to defeat a foe that they could not have defeated individually" episode is likely, though it's still early on and can't really say what might cause such a scenario

RebelVampire

i could argue thats sort of their whole relationship tho. the whole friends fight but reunite

cause even the first issue basically kind of does this

keii4ii

Yeah

But I mean something more... extreme

The first one seemed like a daily occurrence kinda thing

But like, something that makes them think, "great, I'll never talk to the other two again"

RebelVampire

actually what i hope happens is that lilith is the great ill never talk to the other two again

has a solo adventure but comes back

and eve and hollow are were like "what do you mean our fight and friendship breakup? we thought you were just being you"

keii4ii

If that happens, I would like to see it contribute to Lilith's character growth long term, even if very subtle

mathtans

Sorry, had to deal with little one here. Just to finish my earlier thought...

Lilith seems to have this need to prove herself to someone, so there's that, but she's not great at considering the consequences. Like even being forced to clean up the kitchen. It's an interesting counterpoint to Eve... and I guess since my personality's more like Eve, I have little issues.

I think Lilith was probably left at the orphanage by a relative who just couldn't deal any more... her parents were maybe going to come back to said relative's place at some time. Now Lil's trying to get their attention, maybe?

RebelVampire

maybe. i feel like something deeper is going on. cause normally if you couldn't deal with a child youre watching you just ship them back to their parents. not send them to an orphanage.

not to mention lilith is a bag of trouble

and if i was the headmistress and knew lilith had parents who didnt abandon her forever, i wouldve been like "oh whoops back to your parents you go"

although nobody might know where the parents are

maybe lilith's witch parent is as bad as magic

are trapped in a video game

mathtans

Yeah, I figured maybe it was a "no forwarding address" kind of thing. Possibly because one of them is wanted, and they don't want their ties to the kids to be an issue.

Heh, that'd be amusing, if Lilith's witch parent had the same trouble with spells. Came by it honestly.

As to parent/kid ties, I feel like Eve is maybe a reincarnation of Cthulu or something. Which is why she can channel subconsciously?

RebelVampire

or the secret child. cause i mean of course cthulhu would abandon a kid. not out of evil but cthulhu has evil cthulhu stuff to do. no time to be raising kids. but ya know, can make time to show up and say "dont you tocuh my kid weird demon fellow"

but reincarnation works too

never considered that

or maybe eve just is cthulhu

the only one

and that was just an astral projection of her power or something fancy like that

mathtans

Yeah, monster adults be busy and all. Speaking of, I wonder if the other beings are kind of in their own dimension somewhere? Or if there are pockets in the real world? I mean, seemed like a normal town not too far away.

Eve is a chibi-cthulhu.

RebelVampire

it could just be both cause this seems like one of them tricky magic worlds where every answer is probably plausible O_O

i want to know why hollow can breathe fire on a side note. like is this werewolf lore i dont know about XD

mathtans

They live in video games.

Hollow eats a lot of spicy peppers.

keii4ii

I'm not aware of fire-breathing werewolf lores, but now that I think about it, it'd be really cool(edited)

to see a howling wolf exhale a long stream of fire into the moon

mathtans

Maybe it comes from the human side. Born of one of those fire eaters in the carnivals and a werewolf.

keii4ii

Unlikely but not impossible: could be a loose reference to the eclipse dog that tried to eat the sun (and failed)

mathtans

Hm, not one I know of.

RebelVampire

QUESTION 3. The world of the comic is interesting to say the least. How do you think Littlelight Asylum manages to stay under the radar given its unique composition of occupants? Do you think we’ll see Mel again? Further, do you think Mel will manage to expose Littlelight Asylum for what it is, or will Mel’s efforts wind up in vain? How abundant do you think monsters are compared to humans anyway? What do you think would happen if normal humans found out about the orphanage? Will it turn out okay, badly, or do you think they have safety nets in place? Lastly, why do you think Headmistress Light continues the orphanage when it causes her many headaches and risks a lot?

RebelVampire

ive never heard of that one either but i dont mark it off as impossible either. it was just a weird detail that made me curious about hollow. granted tbf hes a wolf all the time so this def is a diff sort of werewolf

mathtans

Different rules and all... demons live in hats.

I think calling the place an "Asylum" is a good way to keep random visitors from showing up. Just saying.

Monsters must be more prevalent than one thinks though, if they're having relationships with humans? And if Mel has enough data to identify them as such?

I'm not sure about safety nets, btw. The best solution they had seemed to be get on the bus.

RebelVampire

well that orphanage alone was pretty populated from what it seemed. and having an orphanage implies that either 1) the population is large because generally you only have an orphanage that community raising isnt a viable option or 2) orphans in the monster world are extremely, extremely common and probably more orphans than kids with parents

thats a great point about asylum tho

that its used as a detterent

thats brilliant and i never considered that

mathtans

True, about the implications. It could also be that it's the only place on the entire Earth for them.

I wonder if anyone tries to send an actual human orphan to the place. Are they listed in the yellow pages?

RebelVampire

if they are actually using the asylum thing as a deterrent for humans, probably not

mathtans

About Headmistress Light... she may have inherited the place? It is sort of named after her.

RebelVampire

yeah her profile says as much

mathtans

Probably not. Unless you get a tax writeoff or something.

RebelVampire

that the place was her father's

mathtans

Ahh, I didn't recall the profiles.

RebelVampire

i assume she actually just cares about kids and knows that as monsters its not like they have anywhere else to go. cause you cant exactly send them to regular orphanages cause they might not understand the concept of not getting caught by a human lynch mob that well

mathtans

Yeah, I kinda feel the same. She also checked out the costumes before going into the town.

RebelVampire

i do think were inevitably going to see mel again. mel had too much potential as an antagonist

and i also think mel would be a good character way to show the human side of things

and how the humans might perceive monsters

and maybe actually show those preventitive measures

mathtans

Yeah, that does seem likely. I wonder what her damage is? Like, just give the weird monsters a chocolate and they'll leave you alone. You can then do all your plotting in secret.

Mel has her own issues, basically. ^^

I liked the explanation for why they went to her house even though they knew she was annoyed with them, btw.

Also, very topical for this time of year.

RebelVampire

yes. not even purposely timed XD

tbh tho i kind of also hope they turn mel into an ally

like show mel look we can go into the video games

and mel is like "ok this is cool i will help you now"

mathtans

Help them what though? Hide out? They've been pretty good at that.

Though it could be funny if Mel can cast spells properly, so Lilith gets advice from her.

RebelVampire

if not mel i do hope we get to see a more competent spell caster that can mentor lilith a bit. although i kind of hope all the kids get mentors. learn to become well-rounded ppl

QUESTION 4. The story is formatted in a way to offer lots of room for interesting scenarios. Are there any sorts of supernatural based scenarios you think might be interesting to see? Alternatively, is there something non-supernatural that you think it’d be interesting to watch the kids go through? Do you think we’ll see any of the antagonists from the previous scenarios again? If so, what do you think will happen? How many of the future scenarios do you think will be caused by Lilith’s magic going awry? Speaking of the supernatural though, what other sorts of cryptids or similar are you hoping to see character wise? Alternatively, is there a character you’ve seen already that you want to see more of based on their cryptid base?

RebelVampire

to answer one of those questions, id really like to see monster schooling. cause that must be a crazy mess

mathtans

I'm just trying to think of who'd be the mentors... might mix things up, have the wolves try to mentor Lilith...

I'm wondering if ghosts are a thing. Or contacting dead people. Particularly if parents are dead.

I hope the Lilith's magic going weird doesn't become a crutch... I liked how it was subverted a bit in the most recent one, where they were able to defeat the enemies.

RebelVampire

yeah. i do hope to see some character and skill growth

cause i really want lilith's magic to be useful at points

and for her to learn to maybe read the whole thing

and not invoke curses

mathtans

I feel like her learning might be a bit of a stretch. Could be interesting if they end up in classes though.

Like, are there spell casting classes?

RebelVampire

maybe

oh you know what i could forsee as a scenario

another witch joining the orphanage

that is way better at magic

mathtans

Ohh, that could be an interesting point.

Or even worse, like, gives Lilith a superiority complex.

RebelVampire

yeah that could happen to

unless the orphanage has that already, another witch. tbf id really like to see more of the kids in general. cause there were a lot of interesting and great designs already(edited)

and it could add to the kid's dynamic as well. like seeing how they interact with the others. cause lilith might not be the only one who's kind of outcasted from the other groups

mathtans

It's true. Maybe all three of the mains are kind of seen as the troublemakers by other kids too. So they end up by themselves.

Just looking at the character page again. It mentions that headmistress light has a power. Maybe she'll end up as a mentor?

Also, I wonder about Annabel there too.

RebelVampire

yeah. annabel i hope we get to see of more too. cause she looks sort of puppet or frankenstein like perhaps? so i want to know what her story is

granted i also want to know about bel too

i especially want to know how eve and hollow feel about bel

cause i assume they know bel exists

mathtans

Yeah, that would make sense.

Like, I would assume they figure he can't control Lilith any more than they can... so hmmm, what use is he?(edited)

RebelVampire

on the opposite end they might feel hes a bad influence on lilith

mathtans

Annabel could be a puppet, that might explain the pose after she fell off the ceiling, I hadn't considered that.

Maybe. Particularly if Bel's, like, reporting back to a witches council or something.

RebelVampire

he might just be a bad influence via not always discouraging lilith's crazy. you could make that argument at least

mathtans

Maybe he's really Lilith's dad in disguise.

RebelVampire

before the chat closes out, i want to add that i agree with super in that the character designs are really fantastic. theres a real great balance of detail and simplicity and i feel like all the designs really match the character theyre for.

mathtans

Dad's kind of a bumbling goof, doesn't want anyone to know. ^.^

Yeah, and I think the characters complement each other really well. Like, the more reserved sensible one, the off the wall random one, and the guy who's prone to excitement and is happy to be doing his best.

Even that second antagonist (if the ones at the start with the vines were the first), the Flame guy, he had some good motivations and things... and "eternal" wasn't just a catchphrase.

Btw, Hollow and Eve seem to share a room... does Lilith have a roommate, you think?

RebelVampire

well bel could technically be considered her roommate

probably just bel

lilith might spell another roommate into accident death

i liked eternal flame guy. he had the kind of over the top personality that is really fun

mathtans

There is always that danger.

RebelVampire

and i also liked that until cthulhu showed up he was op and able to beat children

mathtans

Extreme traits are interesting. Yeah, I liked the line "Oh, uh, are you with them" or whatever it was.

I suppose he could come back too, from the pocket dimension. Maybe he'll help to mentor them.

Anyway, should prove interesting to see what the next storyline is.

RebelVampire

COMIC TEA PARTY- THURSDAY BOOK CLUB END!

Sadly, this wraps up this week’s Thursday Book Club chat for now. Thank you so much to everyone for reading and joining us! We want to give a special thank you to Julian Dominguez, Esther Pimentel, and Toben Racicot, as well, for making Littlelight Asylum. If you liked the comic, make sure to support Julian Dominguez, Esther Pimentel, and Toben Racicot’s efforts however you’re able to~!

Read and Comment: http://littlelightasylum.spiderforest.com/

Julian’s Twitter: https://twitter.com/Boxboycomics

Esther’s Twitter: https://twitter.com/Gilly_thesilly

Toben’s Twitter: https://twitter.com/TobenRacicot

Comic Tea Party- Thursday Book Club

Next week’s Thursday Book Club will be about Anacrine Complex by Sae. For participants, you have the next week to read as much of the comic as you would like~! We hope to see you on Thursday, November 8th, from 5PM to 7PM PST for the chat in #thursday_bookclub!

Comic’s Main Site: http://pigeoncomic.com/

#ctparchive #comics #webcomics #indie comics #book club #bookclub #comic chat #comic discussion #webcomic bookclub #webcomic book club #comic tea party #ctp #littlelight asylum #julian dominguez #esther pimentel #Toben racicot

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bloginstantmooncollector-blog · 7 years ago

Text

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How much do you pay for full coverage?

I pay 375 for my car note a month and 250 for full coverage a month. Does this seem about right? I'm 20 and about 8 months ago I had gotten a ticket for something I didn't do and finally went to court and was proven not guilty. But I don't know if state farm insurance was high because of my age or because of the traffic ticket. Maybe both. Would I be able to get a cheaper price anywhere else. I'll be 21 in 6 months.

co op car insurance

Does your license get suspended for not paying insurance?

Can my father insure my car under his name?

I'm planing on financing a car and my father will Co sign. Can he put the car under his insurance I am only 18 years old so insurance just under my name is extremely expensive or is there a way he can be a Co owner of the vehicle if so how ?

What is the average cost of teenage car insurance in illinois?

I am a 16 year old girl. I am getting a car for christmas. We are looking for a Honda Civic or Honda Accord, probably around a year 2000 or so. I get good grades, mostly A's. I am a girl. I need to know pretty fast how much this is going to cost a month. Thanks.""

Car Insurance Liability?

Should I go around and get $2000000 in liability, or should I just go with $1000000?""

What do you do if you get in a car accident and the person who hits you doesn't have car insurance?

I was in a car accident a week ago, it was a 4 car pile-up the driver behind me did not pay attention to the red light and slammed into the back of me pushing me into another driver and then pushing him into someone else. The car that hit me did not have car insurance so I am going to have to pay my deductible of $500 also I had to pay for a rental car which cost me $100 (so far) I do have full coverage so I wont have to pay anything towards my car but I was wondering is it worth it to sure for the $600? What do most people do in this case?""

Why is my car insurance so high?

I have full coverage insurance on my 2005 Honda civic and I am paying a little over $850 every six months. Every quote I get isn't much better. Why is it so expensive? My insurance lady says that it's because I am a young driver with a newer car. But my YOUNGER sister has a car 2 years newer than mine and she pays about $350 less every six months. I have no tickets on my record. I did have my license suspended about 5 years ago. Why is it so expensive and how can I get it down? I can't afford this sh* t. Thank you!

So why is car insurance expensive for anyone under 25?

I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous? And don't tell me that an accident is bound to happen or unavoidable for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am.""

Can anyone help me shop for health insurance?

I am looking for health insurance and I can't decide between a regular insurance plan or a plan that includes health savings accounts. What is the difference between these two and which one is the best? I am on a tight budget.

How much is Auto Insurance in Italy?

Hi, im going to be moving to italy with my wife and child to stay there for four years so i will be purchasing a vehicle to get around with, im planning on a car but i want to find out a little more of how much it can cost for insurance on autos over there, both for cars and motorcycles, if its cheaper for motorcycle i will probably just get one car for my wife and get a motorcycle for myself. Any information will be helpful and thanks ahead of time""

Where can I find cheaper motorcycle insurance?

I need to get insurance today as I'm picking up my motorcycle later, it's a 1977 Honda CG125. The cheapest quote I have found is 377 TPFT, and that's with two years' NCB! Granted I'm still on a provisional licence but still ridiculous. Also, can anyone explain if there is any point at all forking out 150 more a year for Theft and Fire cover when it demands 500 excess? I'd have to pay that if it were stolen, right? Even though I paid less than that for the bike...""

Whom has the cheapest car insurance?

asking for my sister's boyfriend as his just went up very high in price and he is not too happy about it and looking for another ..thanks..

What reputable health insurance companies are out there?

What reputable health insurance companies are out there My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it. Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?

Is there anything I should be cautious about when getting car insurance?

Hi getting my 1st car insured. I keep hearing about things like windscreen protection etc etc. So far I think I will be going with either Diamond - or Endsliegh......? I there anything I should make sure I have. Im going for comprehensive. Thanks

Where do I find the group number on All kids family healthcare insurance card?

Hello, I'm filling out a student medical form for school, and it asks me for my insurance company's group number. I have All Kids healthcare insurance. Can anyone tell me where is it located?""

Auto Insurance Question?

Hi all, I live in California and I got in a car accident yesterday. I found out today that the insurance company suspended our insurance due to a late payment so we most likely had no coverage at the time of the accident. What are my options at this point?? The accident was not my fault and the other driver was arrested for felony DUI and they had insurance. What are my options?? Thanks in advance!""

Finding Health Insurance Plans?

I'm 25 and will be off my parents plan at the end of the month and with a history of preexisting conditions, it's hard to find any one that will accept me. We've been looking and calling and going through a insurance broker and no one will take me. Is there any company or health insurance plan that is less strict on new customers? What do I do?""

How much does motorcycle insurance cost in California?

Im 18 and i live in california, On average how much would insurace cost for me? . Also lets say i do get my license without purchasing a motorcycle, will my insurace rates still go down throughout the years even though i do not own or currently riding one?""

Whats the cheapest insurance company you could find?

I'm 18 years old, just passed my test, and the cheapest quote I could find is LV at 2600 on a 1.2 litre 06 reg corsa.. Help guys??? D:""

I wanted to know how comes my insurance is so cheap now but when i did it 7 moths ago it was 2800?

so 7 months ago i got my insurance third party fire and theft with 2 additional drivers me as first driver and i am 20 for 2800,, and now i checked with the same details i did last time i didnt put down any experience or anything did it same exactly as last time and its about 1950 now ??? wth did i get ripped off? car is a vuaxhall corsa 2000 model""

Teen insurance for cars/driving?

I'm not allowed to learn how to drive till I'm 18 but I was wondering about all the costs?Like how much a cheap car would be, how much insurance I'd need/cost, and how much is it to take driver's ed? If I left anything out, please tell me.Help?!""

How much will teen car insurance cost?

Okay so I'm getting my license soon. How much will my insurance be approx

What is the cost for home insurance based on?

I am thinking of buying properties in other states to use as rental income. The properties are cheap so i can afford to pay cash the issue how ever is that the rent is also cheap in Update : Yes i know being a distant landlord is difficult so if it makes economic

How can I get Cheaper Auto Insurance?

I'm looking to buy a 03-06 Mitsubishi Evolution was wondering if it is possible to get cheaper insurance? My Father owns a Business can we classify it as a business Vehicle? I'll be 18 when i buy it. I can afford the payments, Just not insuracne, lol""

How do I prove auto insurance to MN DMV?

My license is revoked and I need to prove to the state of Minnesota that I am insurable. I do not have a vehicle to insure right now, and don't understand why it would be necessary to get insurance for any period of time since I don't have a vehicle, but it is mandated by the state that I prove I have insurance. All the insurance companies I have talked to say that I need to have insurance for a year or the state will take my license again. Is there a way around this or is there an easier way to prove I am insurable without having to pay $1200 for a year of insurance when I don't even have a car?""

How would insurance work in college?

When I go to college, how would I be able to receive insurance, to go to the Dentist or Doctor?""

co op car insurance

Can 15 minutes really save you 15% on car insurance ......?

.... with Geico?

Why are car insurance companies trying to make me go bankrupt?

Okay, this is extremely frustrating. I'm a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? $750!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I've never had a ticket, never been in an accident. And I don't care if i'm 19 that price is absolutely absurd for that car. I'm almost at the point where I just wanna go illegal and drive without insurance. I'm looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it's under my parents policy and its this much!!!""

Car insurance for a 21 yr old living in ny?!?

Approx how much does car insurance, per month, cost for a 21 yr old college student from abroad in ny? My sister who lives in the country pays about 130 dollars per month in MA.""

Insurance?

isnt an insurance company suppose to cover your car regradless the person driving it? well my boyfriend was driving my car-just bought-brand new car- and got into an accident. Now my insurance company denied my claim cause they say he wasnt under the insurance. but should my car be cover regradless if the person driving wasnt? I mean I pay monthly payments and then they are just gonna deny me after an accident. could anyone help me? any advice?

Insurance Costs on a 3000GT SL?

I'm 18 and am getting my own car for college. I've been driving my dad's VW Jetta III without a license (he drives with me) for about two years now, as he is a frequent commuter and my high school is close to his work. We never bothered to get a license because we'd have to insure me (and I was going to drive with him anyway as a 'learner'). My eye is on my neighbor's 1994 3000GT SL. It's a non-turbo, and in good mechanical condition. But since I technically just started driving with a license (even though I've commuted for two years now), I'm afraid I might get charged by the insurance company like a 16 year old. It's because of this I didn't get the twin-turbo VR-4, as I heard insurance costs more than the car after a couple years. How much can an 18 year old college going kid like me expect to pay with the SL model?""

Ne 1 know a cheap 4x4 insurance company?

How much would car insurance be ?

I was just wondering how much insurance would be im 17 a girl (ive heard insurance is cheaper for girls) and about to start my lessons but was just wondering what the insurance cost is on a fiat cinquecento or a vauxhall corsa (which model of vauxhall corsa is the cheapest?) I live in a fairly rural area would this make any difference to the insurance cost ? Would it be cheaper to maybe go on my parents insurance ??? Also what insurance company is the cheapest? Please please please someone help :L

Is it cheaper on insurance to make payments on a car or buy it straight out?

Insurance coverage with DUI involved?

My father recently crashed his car into a van after consuming over the legal limit of alcohol (well over knowing him), and is concerned whether Progressive insurance will cover vehicle damages for him and the other driver. Also notable is that his car is pretty much totaled, I think, and he does have some previous blemishes on his driving record and the car is leased. If someone with some knowledge on these matters would help and give me an idea of what insurance will and will not cover could help it would be much appreciated.""

When getting an insurance quote do you have tell them what your tickets have been reduced to or....?

I am going to get an insurance quote and need to know if I can tell them what my tickets were reduced to or if I have to tell them what I was actually pulled over for.

Periodontal Insurance in Iowa?

I have major gum resession and I need a transplant, which means I need to visit a peridontist. Problem is, I can't find one in Iowa that takes my insurance. (Hawk-i) I really need the surgery and I've been searching for months and haven't had any luck. Please, someone help me out, please.""

""No license, but yes insurance?""

What happens if you drive a car that does have insurance but you don't have a license, and, lets say you crash.""

Cancelled car insurance?

My car insurance got cancelled for misrepresentation of garaging. I travel a lot for work and I had two places. My car got vandalized at my secondary place of residence and the insurance company and after I filed a claim, the insurance company treats is as a misrepresentation. I am about to get an insurance with a different company. Do i need to disclose this fact? How would that affect my rates. I have 1 week left on the policy.""

Affordable car insurance?

whats the cheapest more affordable car insurance company for a student in san diego, ca???""

Ticket for no license and no insurance?

I'm 17 and I got a ticket for not having a license or permit, failure to yield to an emergency vehicle and no insurance in California. How deep will this ticket dig into my pockets? Over $500? Big thanks if you can help me out.""

Can u get insurance on a different address to your licence?

Say i live in leeds but my friend lives in bradford and my insurance works out cheaper on their address. Can i ge insurance to her address even though i do not live there?

How much would insurance be for a 17 year old male in Alabama?

Please only educated, backed-up answers.""

Maternity Health Insurance?

I am in the state of MI..I am looking for some really good health insurance for pregnant women..I already spoke to blue cross blue shield and all there plans only cover the delivery..I need something affordable that covers everything from prenatal-going home from hospital..It doesnt have to cover it 100% but at least the majority. Thank you

Is Mercedes expensive to maintain?

im 18 just got myself first car 05 c320 4matic. my parents are paying for gas and insurance which is 350$ a month but i will pay for the car payments with a part time job and maybe repairs do you think it will be too much for me?

""Insurance company totaled my car, How much will i get for it?""

I was in a pretty bad accident and the insurance company says that my car is totaled and they will write me a check for the amount. My question is what amount? On KBB would it be the trade in value, private party value, or the suggested retail value?""

Is classic car insurance better for a 1984 corvette or regular car insurance?

im planning on getting a 1984 corvette but the insurance for it is a little too high.i just found out about classic car insurance but i really don't know much about it.but for classic car insurance,am i limited to a certain number of things like how far i can drive my car,when i can drive,etc?will the insurance actually be less or more for classic car insurance?and what is the best classic car insurance company i should go with?""

Is there a cheap car insurance place in New Jersey for a 17 year old girl to get insurance?

Im 17 and I turn 18 in July and I bought my own car, its a 1992 toyota and I want my own insurance, I know it's going to be pricey a lot but I don't want to be under my parents insurance. I don't mind only getting liability but I need some help finding a cheaper insurance place in New Jersey on the upper east coast. Thanks!!""

What is the coverage characteristics of disability insurance?

What kind of health insurance can i get if i dont have legal documents?

Learners Permit and Insurance!?

Can I have insurance while having my learners permit? (I currently live in Orlando, FL)""

co op car insurance

Allstate Teen Car Insurance?

Does anyone know the title and who sings the song on the Allstate Teen Car Insurance commercial where they drive away and never come back? I swear I've heard parts of it on something else and its driving me insane.

What is The Age Limit To Use My Medical Insurance?

Hi I'm 20 years old and i want to know what is the age limit medical insurance covers? I hardly use it and now that i need it to have an eye check, I don't know if it will cover me... I reside in California. Thank You!""

Can home insurance companies completely deny you because you have a dog that attacked someone at one point?

I'm going to try to keep this short.. just know that, this is for my dog and I'm trying to save him... he's a 10 year old Akita. A year ago, our family dog bit someone. They sued for an insane amount of money, but it wasn't our fault completely, so our home insurance and their health insurance settled out of court for a lot less. Still, the settlement was expensive, and our home insurance didn't like covering a 6-digit figure claim because of the dog so they dropped us. Since then, all home insurance companies don't want to cover us, even if we don't have a dog , this information is by my father who doesn't like the dog already. There is only one house insurance that will cover us, according to my father, but they will only cover us if we don't have a dog, and even then they will charge 4 times as much. I'm not old enough to completely understand how insurance and claims and contracts work, but I'm just trying to save my dog, because my father is going to put him to sleep by the end of this month. I just need a good starting point or phone numbers that could maybe discredit what my father has been saying, or anything that could help. We live in Southern California. Apparently Akitas are listed as vicious, but at the age of 10, he's old enough to be mellow, but still too young to put to sleep. Any help would be appreciated.""

Can my new car be on my parents auto insurance policy if we live in different states?

I recently moved to Michigan for work and just bought a new Mitsubishi Evo, and here the insurance is outrageous (over 300/month) compared to Illinois which is about half as much. Is it possible for me to be on my parents insurance plan if they live in Illinois? I already bought the car and I need insurance one way or another I'm just trying to save some money here, and just wondering if it is possible.""

Can AAA raise my Homeowners insurance rate by $300 for the next 3 years?

My property was stolen from the backseat of my car. AAA is saying if they pay out more than $750 (including my co-pay) then my Homeowners insurance will be raised by $300 for the next 3 years and it will be a point on my property. Is this right/legal??

Cheapest auto insurance in Florida??

Just moved and need some ideas for shopping around for the cheapest auto insurance in Florida.

What is the average annual/weekly contents insurance cost?

What is yours or what is the average?

How are home insurance rates in hawaii?

I'd like to buy close to the water (would be impacted by hurricanes). FLA is ridiculous now-cant get insurance near the water for entire home value. Thought Hwi might be better since they dont get hit so much.

What is the average cost of insurance for a teenage driver per year?

I'm 17, and I'm going to get my provisional license in about a month. Mg r y parents are going to have me pay for my own insurance. I just wanted to get a look at roughly how much my insurance will cost before I get a quote. Thanks!""

How much would the insurance cost?

Im looking at buying either a 2011 shelby GT500 or a 2011 mustang GT. I just want to know how much ill be paying insurance companies for one of these... Im going to be 19 almost 20 by the time I get one of these.

Do I have too much insurance?

I live in California, where the minimum required liability insurance limits are 15/30/5. I drive a 97 Ford Taurus and the cost of a deductible if I were to have full coverage would exceed the value of this old car- so I only have liability. My coverage is 50/100/25. I'm 25, my husband is 22, we have no accidents on our record, are good students and have absolutely no assets whatsoever. I'm beginning to wonder if we have more insurance than we need. I don't think I'm comfortable dropping my insurance to the required 15/30/5 minimum, but at the same time, I'm not sure if finding the happy medium at 25/50/25 would be a wise choice. I just want to make sure we're prepared, but not getting ripped off. Any advice?""

Car insurance for 19 year old?

I currently drive a 2005 Mazda6 (4cyl, 140 hp sedan) and I am under my dads policy. I want to buy a 2008-09 VW GTI which is a 4cyl 200 hp turbo hatch, I want a 2 door, but will opt for the 5 door if it saves a good amount of money. How much more should I expect to pay for insurance with the GTI if on my dad's policy? Will it be cheaper to get my own? Also would waiting until I am 20 to buy the car save more money? I have never had a speeding ticket, I had one minor accident when I was 17, I have had a traffic violation last year, but I wasn't even the driver of the vehicle for the offense, also no points were added to my license for this as I did a traffic course and paid a fine instead. (florida)""

What is the cheapest auto insurance ?

Is safe auto cheaper than pronto insurance?

Am i entitled to my unused car insurance?

After being with my car insurance company over 10 years now, I've never had a claim in which they've had to pay out. I recently purchased a new car and my rates skyrocketed I ...show more""

Multiple auro insurance for vehicles in different states?

Me and my fiancee are relocating to different states for new job. I am moving to south Carolina and she is moving to san diego, California. We have multiple vehicle insurance discount now. If we move is it better to register both vehicles in one state to save on insurance , title and registration. I heard it is expensive to register vehicles in california. Can I register the vehicle in my name in south carolina. she is going to be there working at UCSD and the stay is temporary (max 2 years) or is it against the law?""

Cancelled car insurance?

""I am 16 and want a 2003 BMW m5, how much would that cost to insure?""

I live in San Diego, California and have not gotten any tickets.""

What are short-term life insurance needs?

I currently have a 5 year term life insurance policy with State Farm and I was wondering if it were possible for me to make a withdrawl or loan from this policy. I researched this some and on some websites it said it wasn't possible; however whenever I look on State Farms website it says the below: The State Farm 5 Year Term policy provides affordable life insurance protection for a five year period and is renewable for subsequent 5-year periods until age 85 (age 80 in NY). It is great for covering any short-term life insurance needs you may have. Short-term life insurance needs may include such things as: * Car loan * College tuition * Home equity loan * Mortgage loan * Business loan * Student loan * Key employee Term insurance may also be appropriate when your life insurance needs are great but your budget is tight. Does this mean I can make a withdrawal so that I can pay off my student loans? Also, it seems that my policy has ended in December; however, I was still charged this month. The policy started in 2005.""

Car insurances for a day help?

I just need to drive my car to my new apartment.Right now i don't have car insurances. Is there any way i can get car insurances just for a day. I live in new jersey. I know i can get a car insurances quote but i don't have enough money right now I just need to move it

How much is insurance on a Kawasaki Ninja R6 with 636cc displacement?

Im wanting to buy this bike, but all the insurance companies I have found are outrageous. Do you know of any that offer cheap insurance?""

In india car insurance have to pay monthly or yearly & how much it cost?

What's the salary and commission for infinity insurance in California?

Does anyone know?

Do you have to have full coverage on a used car?

im 21 at the moment and my gf has told me that if i get a car it has to have full insurance but thats kinda strange because they have other types of coverage that i wouldnt need

""When people turn 25, should they just kill themselves?""

College is over, you're no longer young and you have to worry about decreasing in health, plus you get taken off your parents health insurance (if you went to college) because society expects you to be paying for it by working now for the rest of your life. You no longer can be immature. Marriage starts to happen, and then kids...blah 100 other reasons more, etc. Source: 17 Year Old, (18 in April) Senior in High School""

Changing Auto Insurance?

My 6 month insurance is up and its time for a renewal, recently i felt that my rates are to high and i would like to change to a different insurance company. But i have a couple of questions before i proceed and would like some suggestions. 1)How do i change my Auto insurance? Such as what are the normal processes one goes through. 2)Will cancelling my current account with them result in any extra charges? it is a renewal btw. 3)Should i get a quote from Geico first? (im trying to switch from Safeco to Geico) 4)Are there other Auto insurance companies i should consider? THANKS!""

co op car insurance

https://www.linkedin.com/pulse/driving-insurance-quotes-naples-florida-francis-charlson/"

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