#also firm believer that when it comes to Charles its not complicated or questionable

[twopercentboy]

I'm a firm believer that Edwin does NOT have internalized homophobia ☝️ repressed his sexuality? sure, obviously. but internalized hatred for himself? NO!!!

My man immediately confessed his love to Charles once he realized what his feelings were. He was going to even earlier but literally got dragged to Hell in the middle of it !!! He did not question the validity of his feelings and he definitely didn't question whether he was allowed to feel them !!!

Edwin has a lot of complexities when it comes to dealing with and acknowledging his emotions, but this is not one of them. Charles is not one of them.

[florrickandassociates]

TGF Thoughts: 3x10--The One About the End of the World

I did it, I wrote recaps for all of season 3. 

Oooh, this ep starts off with the credits.

This is the season 3 finale, but it’s not written by the Kings. Maybe they were busy with Evil at this point? As I’ve mentioned before, Evil is very good. I am NOT a fan of horror, but Evil works for me for several reasons. If you haven’t seen it, you might be imagining it’s full of jumpscares and gore. It certainly has its fair share of jumpscares and gore, but they’re not the point. The show’s definition of evil isn’t just demons… it’s radicalized misogyny and slavery and racial inequalities. And, as you might expect from a show written by the Kings, evil manifests itself in misuses of technology quite frequently. 

Honestly, I think I laugh more than I cover my eyes while watching. And, to be clear, I laugh because the show is funny. It’s quirky and bizarre, serious enough to be dramatic but light enough to be watchable.

It’s also got a central myth-arc (way more serialized and puzzlebox-y than TGW/TGF/Braindead) that’s as complicated as you want it to be. If you want to look for the hidden puzzle pieces (literal puzzle pieces!) you can. If you want to be an attentive but univested viewer, you’ll be able to follow the arc just fine. The arc itself is pretty simple and the Kings use recurring guest stars to build a web that pays off over the course of the season. So if you’re used to following a TV show with lots of guest stars-- and you all are, since you’re viewers of TGF-- the mytharc isn’t going to demand a lot of effort to follow. 

Speaking of guest stars, you WILL recognize at least one familiar face per episode. And if you pay attention to the credits, you’ll recognize the names behind the scenes, too. I love it when showrunners collaborate with the same people over and over-- it makes me think they’re good to work with and look out for their friends. 

Just finishing up the most recent season of Younger before I jump into writing this and there was a Liza/Charles scene giving me MAJOR Alicia/Peter in Death of a Client vibes, mostly because of her hairdo. Then I realized: both scenes were DEFINITELY filmed in the same place. I love it. 

Confession: I don’t actually remember anything about this ep, except for the very end.

Kurt was working from home! He was prepping for 2020.

Oh we saw Julius leave the firm to become a judge? And here I thought it was a spoiler he was in a robe in the s4 trailer.

There is talk of making Lucca a partner! Yes! There’s also discussion of someone named Rosalyn, who I’m sure is great but also, have you met Lucca Quinn? But in all seriousness, if the writers want me to truly believe there’s another associate who can rival Lucca, they have to show it to me.

I do believe the partner who says Rosalyn would be better for the culture of the firm than Lucca, though. Lucca hasn’t shown herself to be that invested in getting to know her colleagues (aside from the two white girls), and I think (not sure though) Rosalyn is the one we’ve seen speaking up the last several episodes. 

Jay is going to dig into Book Club more, and I cannot wait until this is gone.

Cookies shouldn’t have photorealistic faces on them. 

Did they REALLY hire white guys for the mailroom because that consultant said to?

There is a very angry former client of RBL asking for more money from Julius. Blum put him up to it. Go away, Blum! 

Now there’s a lawsuit to make it seem like RBL is exploiting all the police brutality victims they’re represented. This is part of Blum’s plot.

Diane accidentally answers a call from Marissa, so Marissa gets to hear all the gossip about salaries and partnerships.

Now there’s weird lightning. Not in the clear yet! 

Oh RIGHT, there was that FaceTime defect. I forgot about it. 

Lucca doesn’t want to know what Marissa heard, but she’s happy to hear more once Marissa’s started the conversation. 

Is it possible for a man to say “ladies, we’ll get to you” in a work setting without sounding sexist? I don’t think it is.

Casually sexist judge likes Blum. 

Oh hello Maia. Blum says Maia became “disgusted and quit” after seeing RBL’s methods. Well, that’s a lie. You’d know it was a lie even if we hadn’t seen Maia get fired, because in order for Maia to know the firm’s methods she would have to do work. (OKAY I WILL STOP BUT THIS IS THE LAST EPISODE WHERE I CAN MAKE JOKES AND I’M GONNA MISS MY PUNCHING BAG A LITTLE BIT)

Maia is using her mom’s name and carrying the portfolio Diane gave her, just to throw Diane off.  

Diane confronts her about it and asks if this is retribution. Maia says it’s just “lawyering.”  Maia could have gone to any other firm-- like, even Canning’s firm-- and I would’ve thought she had a point. I would say trying to throw Diane off is mean but no worse than what others have done. But Blum is so hateful and malicious Maia has no ground to stand on. 

Maia says she’s coming after RBL because they’ve done wrong. She sounds like she’s convinced herself-- or maybe she’s gotten that good at lying. (It is telling that so many former clients would be willing to join this suit, though-- Maia isn’t wrong about that)

Show title spoken alert!

I am pretty sure the Diane/Maia scene right there is one I would have ripped Diane to shreds for if it had been her vs Alicia, and Blum wasn’t involved, because Maia’s being very practical (Blum is out to screw you; I am here for the clients) and Diane is on her high horse. Hell, maybe I’d even take Maia’s side if we got Blum out of the picture. But I hate him. And Maia’s on this case because Blum said so. She’s running his firm and working with all his clients; this one just happens to have a way to spin as doing good. 

Kurt has to intro 45 and is drafting a speech. Diane doesn’t know yet, so she thinks his scribbled “the last two years have been amazing/brought me a new optimism” are about her. She finds out the real meaning for the scribbles and leaves the room.

Blum’s here again. I hate him. 

Also RBL may have caught Blum and turned him in to the ACDB but Blum got disbarred all on his own by doing disbarrable shit repeatedly and knowingly. 

Lightning balls. Weird. 

Lucca asks Jay how she’s thought of. I feel like if you have to ask that question you’re probably not thought of as an integral part of the culture. This is a smart thing to show as Lucca’s weak spot. She’s never liked making friends. Lucca also worries she’s “not black enough” for the firm.

“Everyone likes you. Just, a lot of the associates think you never hang out,” Jay says. “So it’s high school? I don’t care about being popular. Who has time to hang out?” Lucca responds. That’s the problem, right there! Maybe this isn’t such a thing at RBL, but where I work, the partners always make a point of greeting everyone, sticking around at happy hours, etc. Part of their job is to create the culture. RBL doesn’t seem to have that culture, but I absolutely understand why some of the partners want it to. 

And the “not black enough” comment is coming at least in part from Lucca’s tendency to surround herself with all the white characters when she does socialize. 

“I do not have to prove myself to anyone, or perform what they think black should look like. This is 2019. I’m not playing this stupid fucking game,” Lucca responds. She’s right, I think, but I would also be curious to hear other perspectives. This situation feels pretty nuanced to me in that I think it can simultaneously be true that Lucca can act however she wants and shouldn’t be judged or typed for it AND that there’s a somewhat strong case against Lucca as a partner because of her engagement with her coworkers.

Does the fact that I like Evil!Maia so much mean I secretly liked Maia all this time??? 

Jay asks Marissa to help him create more diverse happy hours. And then it’s time for them to confront Book Club. Jay’s got some intel on Rochelle, who’s legit enough to have done polling for Eli. Overcharging a client 30% for a focus group seems like maybe not a big enough deal to blackmail someone with, but Jay tries!

Rochelle isn’t having it and tells Jay and Marissa, basically, that she’s going to escalate things. 

Oh there are very many guns in Diane and Kurt’s bedroom suite thing. 

Diane winds up writing Kurt’s speech for him by bullshiting. Kurt knows it’s bullshit. Diane’s writing a parody but it’s also not parody at all. “A parody but it’s also not parody at all’ is also true of the mindfuck that’s been the last four years. 

Jay ends up doing drawings of cartoon animals to be used in court because the judge can’t understand anything complicated. One cartoon is Judy Giraffe, who may share a name with the toy Andrew Wiley’s kids had in late season 6 (but I’m too lazy to look it up and see if I’m right about that).

This also may just be Zootopia. 

LOL there’s ASMR happening now. I could explain why but it’s more fun if I don’t. 

This scene is hilariously over the top. 

Maia was 12 in 2000. I feel like that’s inconsistent with other timelines we’ve been given but whatever. 

Lucca awkwardly tries to socialize. Lucca immediately misspeaks by saying she thinks Obama probably wished that for one day he didn’t have to be “the black president” and her colleagues freeze up and push back.

Marissa then shows up and the scene ends. Awkward. 

Now Blum’s hired actors to be disruptive in court. Ridiculous. I hate Blum. That said, this isn’t really any lower than Diane’s ASMR shenanigans. 

Blum is singing now, goodbye. 

I FORGOT ABOUT THE CORRUPT JUDGE ADRIAN WAS FUCKING.

So much COTW in this ep. Remember how it used to have meaning when the regulars got called to the stand? Like, I know this is technically character driven drama but it’s nowhere near as engaging as last episode’s internal investigations.

Rosalyn comes into Lucca’s office: she knows they’re up for the same partnership, and understands that’s why Lucca came to drinks. Rosalyn was informed by one of the partners, and as much as I like Lucca, Rosalyn is making quite a good case for herself by handling herself so professionally here. She comes to Lucca once she realizes the partners are pitting them against each other, “because that’s what people do to the black girls.” I want to hear more of what Rosalyn is about to say, but she’s cut off by BALL LIGHTNING. What the fuck? Now the power is out. 

Rosalyn thinks it’s the end times. The red skies do suggest that. Lucca is unconvinced. 

Diane pays Maia a visit. “So, you got what you wanted. A corner office,” Diane says. Had Maia expressed this wish? Or is Diane mocking her?

Maia says she knows what she’s getting with Blum, and “sometimes that’s better.” She isn’t wrong. But it’s BLUM. 

Diane offers Maia her job back. No, PARTNERSHIP at RBL. HAHAHAHAHAHHAHAHAHAHAHAHA. It’s hilarious enough in isolation, but the thought of Maia getting partnership over Lucca or Rosalyn (who both seem very deserving) makes it even worse. I think half of their staff would quit if Maia was made partner. 

It’s more money and Maia is skeptical. She (wisely) guesses that she’d be forced out after six months, but Diane (has she talked to any of the other partners about this?) says that wouldn’t happen. “You’re trying to buy me out of my case,” Maia FINALLY realizes. Well, I guess it makes sense she’d believe she was actually deserving of a partnership after two years of half working. 

Diane says it’s also because she impressed Adrian. Lol, okay. If that’s what it takes to make the suit go away.

Maia says she’ll think about it and asks Diane if it’s weird that they’ve ended up in this spot. Diane says yes and smiles.

Blum overheard the whole thing, naturally. He tells Diane that Maia won’t go with her. Now he is singing. Why is he singing. Why won’t he stop singing.

Liz does not like that Adrian and Corrupt Judge are friends. Why is Corrupt Judge here?

Diane watches Kurt awkwardly avoid clapping while standing directly behind 45. It is very funny and Diane enjoys it. Kurt is then removed from the audience, which leads Diane to say “Kurt, my God, I love you.” The incident makes the news almost instantly.

This Good Fight short has the characters in it. I imagine there’s a non-zero chance we get an animated, musical S4 wrap up given that they had to halt production. 

It’s weird there’s a short that says the season is over, followed by another scene.

Lucca and Marissa discuss how Maia got the partnership offer. Why would Diane or any of the partners let that slip?! “Two black girls are up for the job and they give it to the white girl,” Lucca says. Marissa’s surprised she’s not angry, but Lucca explains-- she knows Maia’s not going to take it. Marissa thinks Maia will, but Lucca understands that Maia’s moved on. 

Lucca no longer cares about the partnership because she’s realized “the best thing is to not care.” It’s almost like she was friends with Season 7 Alicia, who said this like twice an episode. 

Then Marissa and Lucca drop acid in the office because the world is ending, I guess. 

Didn’t the s1 finale also do this end of the world thing? A less apocalyptic version.

I think this Diane and Adrian scene may be a callback to that finale.

Diane posits that love and hope will get us through the endtimes.

Aaaah the case is still happening but I’m SO CLOSE to being done with season 3. I still love what TGF is doing, but its central devices and plots for season 2 worked so much better.

RBL wins! Diane notes that Maia hasn’t responded to their offer. Does that mean someone is still considering giving Maia a fucking partnership even though the case is closed? HA. 

Maia points this out and Diane insists they really want Maia home. This is probably the worst judgment I’ve ever seen Diane have? She wants to bring her goddaughter who is three years out of law school on as a partner at her firm, OVER two extremely qualified black women? Even if Maia were truly the best lawyer ever, the optics alone are bad enough to make Maia a terrible choice.

Maia decides, instead, to head for D.C. with Blum. She gets in an elevator and sucks on a fentanyl lollipop, which, sure, why not? I think they offer her partnership purely so we the viewers can see she’s choosing to emulate Blum and she likes it. 

BYE BLUM!!!!!!!!!! BYE MAIA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I won’t really miss either of you, but also, what am I going to write about when I can’t complain about Maia? 

And we’re back in the opening moments of the premiere, which, as it turns out, were a flashforward to this moment in which Kurt and Diane get SWATted seconds after Diane announces she’s happy and Kurt asks what could go wrong. I hope they’re both ok because I won’t be able to deal if they do anything to Kurt. (Or Diane but I’m less concerned about them killing her off lol.)

That’s a wrap! 

[fortheheavenssake]

💜💜PG MM ANON💜💜 Interpretation Collection- 5

Anon said:

You go PG!!! 😊😊😊🌸🌸🌹🐼🐼🐝🐝👍👍👍💖💖💖🌻🌻🌼🌼🌼😊😊😍😍💜💜🌹🌹🌹🌺🌺🌺💙💙💙🌸🌸🌸🌸🌸🌹🌹🌹❤❤❤👍👍👍👍 Violets 🌼

Anon said:

💗🌲🌞😺 hi Skippy this is for PG and JG🏡🌲🥰🥰🧚‍♀️👑👑🐱🐰🦋🦋🦋🦋🦋🦋🦋🦋🐥🌺🌹🌼🌸💐🐿

******

36.

💜💜nothing went through but MM ANON’s riddle🥃💜

MM ANON … smokescreen’ it’s a bloody forest fire …… feed the mushrooms ……… interview ‘off the record … financial litigation …… not your average SNAP-shot?…… “ hiding in full sight”……… a complicated appearance ……🎼it’s a little bit funny🎼………Balmoral revisited part two……” dark or white meat”…… 👁🤝☎️🏰🔐…… a sordid publication!!!!…… but’but,look on the bright side.

Smokescreen’,it’s a bloody forest fire…

‘Fake photos’ of PH, mm amw, the child in huge, doesn’t move, dressed in clothing as if it’s January. The two alleged Sussexes, wore hats/caps, heads down, no way to ascertain for sure the identities. Flying via private jet, EJ pipes in that he footed the carbon footprint 🤨🧐mmmmm’kay 🤥🤥🤥🤥🤥🤥. All look here look here, don’t pay any kind to PA and the forest fire raging, lies, obfuscations, major monarchy shaking issues happening, but watch the private jet issues. Puh -leeze? This is just a major amount of ordinance thrown into the fire and explosions rumbling worldwide. I have said this three times, but it bears repeating, watch the stock market, JE played in a league beyond what any of us could imagine, the real $$$$£££££€€€ of the world. Have your portfolios in order.

Feed the mushrooms….

Mushrooms grow best in dark, dirty soil, fertilized ie manure conditions l so there is more filth coming, and it will continue …..this is not a one big news break and it’d done, no no no.These investigations have been ongoing for years…think back to LLM, 1955!!! The F.B.I. started in earnest gathering any and all intel on his behaviours!

Interview off the record

Is this PA and the BRF demand? As thus far it’s an American issue, he has not cooperated , this is madness, absolute insanity.

Financial litigation

Lawsuits being threatened or actually filed against PA/BRF for financial compensation to the underage victims he allegedly had sex with.

Not your average SNAP-shot

Who sent sex photos via the web? Or via mobile? Who has underage naked photos???

“Hiding in full sight”

PA? Galavanting around Europe on private jet unheeded and seemingly unbothered l except “appalled “ at JE behaviour. What we have in a man who has been untouchable, pardon that horrible pun. Untouchable when the palace denied any allegations years ago and he still living large , doing his thing , with a smug smile on his face ten days or so ago, when he attended Craithie Chapel with HMTQ. Makes me so angry!

A complicated appearance

HMTQ will have a few outings chapel, facing the public. I still feel haunted by those two photos of her last Sunday in the car in the rain going to Chapel.���.

🎼 its a little bit funny 🎼

Your song by EJ. LOVE that song but he pipes in regarding the private jet/paying carbon emissions BS. Why is he piping in now?? The whole world is going crazy, even ED from L.A. Is piping in her opinion.

Balmoral revisited, volume two

Oh MM ANON, giving me fond memories of Brideshead Revidited😊. PA taking another trip to see HMTQ? I soooo badly want to say mummy, but l cannot.

“dark or white meat”

OMG! I think l know what this means but l cannot type what l think. Victims of human trafficking and sex rings and those whose utilize them, those individuals have certain things they favour in a victim. I just cannot say more!

👁 🤝 ☎️ 🏰 🔐

Things have been seen, intel, maybe even satellite data as MM ANON had a mentioned a satellite dish in a very recent riddle. Calls have been made and received. When l see a red phone, l think of a secured phone, with technology to prevent any possible ‘listening in ‘. The palace ie The Firm LG and HMTQ have sealed the deal, l see this regarding mm. PA is a whole other kettle of 🐠. Sorry MM ANON, I just HAD to use an emoji, in your emoji clue😊.

A sordid publication!!!!!

Ok folks, get comfortable, get popcorn 🍿 and 🥃 and watch the show. Photos, videos, the whole lot is going to be published. I hope PM flying es back from Nice not in coach but private jet because HE WILL be one of the tellers of this! I CAMNOT WAIT!!!

but, but look on the bright side..

Reassurance that hey we finally getting mm dealt with, distract from the looming tsunami with PA.

Thank you so much PG…looks great!😊💜💜💜💜

69 notes

Aug 20th, 2019

—————

37.

💜💜PG INTERPRETATION 💜💜

Thank you MM ANON💜🙏🏻😊👋

Sorry it’s so late l have had a houseful of family today. This one took me longer, my hands are so numb today. So, please forgive any spelling or grammar errors GSTQAOBC 🇨🇦

MM Anon

MM ANON … buy one,get one free …… baffle them with itinerary …… Lack of FIB-RE…… Bury this one Charles …… “And by opposing end them”……… The devil is in the (denial) detail……Sierra’Charlie’Alpha’Mike……… 👎🦷🤫🏁🗯🔓……… something borrowed,something BLUE…… “throw another million on fire, darling”…… “when the wind BLOWS”………… Sorry’ I don’t see a reservation!!

Buy one get one free

This lovely PR, the faux-manitarian behaving like a teen shopping for her grad dress! This whole Smart Works is such a $$$€€€€££££ grab.

I seriously cannot believe respectable companies are involved, but than again M&S are on their last leg and pinning hopes on this working. As far as presenting herself professionally, one would not ever show up for a job, a DECENT job dressed thus and acting like that and have any hopes of attaining the position. At least not in my world or any professional l know.

But l digressed sorry just had to add that.

Baffle them with itinerary

This is hilarious because nobody here was baffled. People were clever enough to search out the planes call signs . We are not teenage ‘squad’ members. The fun addition of commentary from EJ, ED and P**K, l refuse to spell her name!

Lack of FIB-RE

FIB in the UK is the Fraud Intelligence bureau. Well our girls loves to merch, and there have been a lot of financial questions. Is this agency investigating?? I find this interesting. I also this, as a healthy body needs fibre to cleanse the body of waste and helps ease its removal, very likely that the work this agency and other are assisting is removing waste from the Royal system. Just a thought.

Bury this one Charles

Buried secrets. Things PC has kept secret, and they need to stay buried. I strongly alluded to one the other riddle regarding LLM, but is PC compelled to keep schtum about PA.

“ and by opposing end them”

MM ANON SHAKESPEARE…Hamlet….to be or not to be, that is the question, whether ‘tis nobler in the mind to suffer the slings and arrows of outrageous fortune, or to take arms against a sea of troubles, and by opposing end them. Hamlet soliloquy, on suicide or action, what to do…..one of many soliloquy’s we had to memorize in school. Mans action or inactions. JE chose suicide, others like PH , PA have not. There are two ways to deal, this is a quagmire.

The devil is in the denial(detail)

The saying is the devil is in the details, meaning if you forget the small things, the entire project, plan etc, may collapse I see this as the strong denial put foreword years ago regarding the allegations against PA, it’s the cover-up of the sin.

Sierra ‘Charlie’Alpha’Mike

Acronym obviously SCAM, however deeper Charlie?Charles Alpha?the Alpha son who would be King. Was he aware of the PA behaviour, allegations denied years ago? If he was a party to the cover-up that will be a knell to his being King. This was referenced in recent riddle regarding regency.

👎🦷🤫🏁🗯🔓

Offer not accepted, someone is gritting their teeth over this but must keep this quiet. The race is over, shouting of excitement or anger depending which one is party of and the locks are open, for now. So for now PA remains free, at some point, unless things go completely pear shaped and The Firm hides him, he will be compelled to answer questions.

Something borrowed, something BLUE…

Old wedding saying, you all know it… Smart Works regency to the program of providing clothes for women seeking employment our faux-manitarian is playing at. BLUE please PLEASE FINALLY! Let the video, filthy photos of yachting days and all the garbage be made public. PLEASE!🙏🏻

Throw another million on the fire darling

More more and STILL MORE PR! SICKENING!

When the winds BLOWS….

The cradle will fall….little rubber doll will fall but whoa miracle child unhurt! Please let this ongoing lie be made know please! BLOWS, well, we know whose the expert!

Sorry, l don’t see a reservation!

She is done! Backs turned…….over! PLEASE!

Wonderful job! Thank you so much PG! So happy you had a great family filled day!😊❤️❤️❤️❤️❤️

55 notes

Aug 21st, 2019

——————-

38.

💜💜PG INTERPRETATION 💜 💜

💜💜Hi everybody, l am so sorry l couldn’t do the riddle yesterday 😞. I have been working on today’s. I don’t know how good it is, l have been so poorly glad my sister is here. I have read heard any news except what was said about our little George💜💜

Thank you so much MM ANON

MM ANON … Highs and LOWS……… FAMILY concerns …LOOSE cannon…… Morgan/sorry Megan “ a suitable case for treatment”. …… “this is not a rehearsal!!”…… Carra-BEING…… detected, rejected, Sub-jected…… 🏌️‍♂️👁🤫👯‍♀️🌪…… at last we can relax ‘ for a few weeks …… another holiday ( fetch the jet)…… THICK SKIN-ned …EX-COMMUNE-negated.

Thank you MM ANON

Highs and LOWS

Her behaviour has been repeatedly witnessed high, low, bizarre, etc

FAMILY concerns

The entire BRF is FAMILY , mm is not. There are numerous serious issues at play here, PA, PH, what’s to be done, what truths are to be told and what’s best just left as it is. GOT “nothing buried stays buried “ The entire family now is at Balmoral, l am not 100% certain where PH is.

LOOSE cannon…

Several layers of secrets as the are exposed the public’s reaction will be very unpredictable, many are onto her fake ness and are already now aware of PA friendships with various nefarious individuals. I say several loose cannons.

Morgan/sorry Megan “a suitable case for treatment.

Notice Megan is spelled without the H that mm uses. Morgan a suitable case for treatment is a 1966 film.

DescriptionVolatile artist returns to London after having been institutionalized, hoping to reconcile with his wife. When he learns she is leaving him for art dealer he is determined to win her back. While stalking her, he becomes obsessed with Marxism and gorillas. In his new monkey costume, the artist begins a campaign of harassment against her and her lover.

Hmmm stalking, obsession, years of pre-planning, substance use/abuse. Sounding like institutional treatment for long time, versus prison at this time.

This is not a rehearsal

Reminds me a few days ago there was question regarding London bridge falling down code, rumours rampant someone had passed. So what we are going to see now is the real deal, no more f***ing kabuki. Sorry language, you have no idea how FURIOUS l am at that tv lady, l can’t use the word journalist.

Carry-BEING

As the Duke of Windsor was exiled to the Bahamas, PA may well be given such a post. Or PH to Africa, or both!

Detected, rejected, subjected

We have had this before. Substance detected, application for citizenship rejected, she will be subjected to face her legal consequences , will be subjected to medical care, treatment, rehab, than legal issues. ? In UK or US?

🏌️ 👁🤫👯 🌪

Golfing relaxing, someone saw something that was to be very confidential. Man involved with women, in any public knowledge of this is coming and it will be a massive tornado of news and public reactions.

At least we can relax for a few weeks

With mm dealt with finally, they can spend time at Balmoral together and relax. There will be one huge firestorm when the fake wedding, fake pregnancy etc etc etc and the millions of £££££££ spent.

Another holiday ( fetch the jets)

PH going likely to Africa, not holiday but public may see it as holiday. Or keener still, LG releases that MM ha jetted off and she is really in custody. THAT would be brilliant!

THICK SKIN-ned

The royals, Brits is general have tough stuff, despite the firestorm that is going to be unleashed, they will all carry on with their duties. LOVE THEM SO💜GSTQAOBC 🇨🇦

EX-COMMUNE-gated

Someone ex behind gates oh we are all praying it’s mm, and she will be ex, if the wedding was legal even.

GSTQAOBC 🇨🇦

I have a lot of blog to read but this was my priority. I will be here when l am able. Love and prayers for you all.💜🐼🙏🏻🐼😊🐼👋🐼💜💜💜💜💜💜

Thank you so much PG! Prayers for you!🙏🏻💜💜💜💜💜💜💜💜💜

70 notes

Aug 23rd, 2019

—————

39.

Thank you MM ANON 🙏🏻💜💜

MM ANON … August Bank Jolly-stay……”were gonna need a bigger statement”…… “the boys a f#@ing embarrassment” …… “ it all went tits up when he met that bloody woman”…”calm down Philip” ……… I’d stay put if I were you ……on the Fly-bee……… smelling of (slightly wilted) roses…… “and that day may never come”… blame Fredo …… her “Diana” moment …… 👎🏉🎟.

August Bank Jolly-stay…

Play on words of the August Bank Holiday/long weekend term used in 🇨🇦

ABJ all capitalized, meaning?? PA et al are vacationing in Spain, or last l heard. Seems golfing is fun, doesn’t outwardly seem bothered, blows my mind. Jolly, when l was in Scotland was the coolest restaurant in Dundee, but l don’t think it is that. Some having a jolly stay , certainly the Royal family has circled the wagons at Balmoral. Please, PLEASE PRETTY PLEASE , PULL THE PLUG ON HER ALREADY!!

We’re gonna need a bigger statement”

PA released a letter today decrying JE behaviours but absolute denial of any awareness of illegal sexual conduct. Continues Spanish vacay and not going to U.S. to be interviewed. They NEED cooperative from him, not just a flighty statement signed Andrew!

The boys a f#@ing embarrassment..

This is definitely PP talking about PA, dragging such filth into the monarchy. Fed up with this ongoing issue for years now.

It all went tits up when he met that woman…calm down Philip

Two possibles PA and GM or PH and MM, both are horrific but l think he’s referring to mm and the embedding into the Firm. I hear HMTQ tellingly him to calm himself. So awful at their age, after a lifetime of service, they are having to deal with this!

I’d stay put if l were you

PA stay in Spain, golf away, enjoy your family vacation. Oh how l feel for Beatrice and Eugenie. Fergie is in things £££€€£££

On the Fly-bee

The Cambridge’s et al flew to Aberdeen on Flybe £78 each, now it has come out, the airplane was directed to fly to Norwich empty to pick them up. What started as a good carbon footprint has gone pear shape, to no fault of theirs.

Smelling of (slightly wilted )roses

Is this the nonsense PR about mm , PH and MM going to Princess Diana’s grave? Oh how foul a beast that breathes the breath to use that as PR. A fell wind doth blow!!

“And that day may never come”

The facing of American justice by PA, if anything they hope for financial settlement. At this point SDNY is too far in, he needs to cooperate SOON,

Blame Fredo

Godfather reference. Fredo was the useless brother who sold out the family and paid with his life. This scenario, who is the brother that sold out the family???PA, Although he will not lose his life, he’s betrayed everything his mother holds dear!

Her “Diana” moment

Again this is the vile PR putrid words that she, MM and PH will make a visit to Diana’s grave around the anniversary date of her death, next week. This enrages me almost equally as that “tv lady” making fun of PG. (Prince George, not me ie PG🤣)

👎 🏉 🎟

Only PH at the rugby, no mm! But he is not himself at all!Oh how l,wish l knew more!!!

GSTQAOBC 🇨🇦

💜💜🙏🏻God bless you MM ANON🙏🏻💜💜

Thank you PG…..😊💜💜💜💜💜❤️

Aug 24th, 2019

—————

40.

💜💜PG INTERPRETATION OF MM ANON💜💜

MM ANON … airmiles the Sunday roast!!…expect a Murky PR blitz…public poll’ most hated …… “ just f@# them off to the colonies”…a heavy toll…… (A HEALTH CONCERN)… “rest is recommended”……contemplating a Ruling change …… This much loved family …2025?👑👑……A brave new word…… A Monarchy Renaissance … OUR COMMON-WEALTH. …… A holistic answer

air miles the Sunday roast!!

Sunday roast may be Sunday dinner as a family. This is a different roast , as in mocking something or someone, remember the old roasts on US network tv, the ones on now are so vulgar they are unwatchable! I believe this this is family discussion, conversation regarding all the jet-setting, were they real or LG PR?? The fall-out with the public has been enormous after The woke ‘preaching’ over eco-living/carbon 👣.

expect a Murky PR blitz!!

She who shall not be named is continuing and will worsen her agile, loathsome PR, it’s sheer evil!!

Public poll, most hated!!

Mm will be listed as the absolute most hated ‘royal’ likely ever, but truly she is NOT ‘royal’.

“Just f@# them off to the colonies”

This is PP 100% his solution send mm and her issue, back to America, just be done with it already.

A heavy toll, A HEALTH CONCERN

This is taking a heavy toll on the entire family, the reputation etc of the entire BRF. Decades of dedication and service washed away by this person and behaviour. I have been and vocally before stated my concern for the health effects of this on HMTQ, PP, and PH. I am triply concerned and out Harry now, after the suicide of his friend in early August. PTSD and it’s high rate of suicide, he is high risk, add to that the role he has been compelled to play for two years now. I keep him close in prayers 🙏🏻. Please everyone do🙏🏻.

“Rest is recommended”

I think for HMTQ , PP and escape PH. oh how l am concerned!

Contemplating a Ruling change, this much beloved family, 2025 👑 👑,

Again l wonder, if Regency is on the table, for discussion, and coronation deferred until 2025 for PC and C, he would rule as Regent in HMTQ stead. I highly doubt they would jump over to PW and DC.

A brave new word

Regent! New paradigm of how the BRF is viewed, titles and their role.

A monarchy renaissance.

Renaissance ,a revival of or renewed interest in something. Regency, and dealing with the horrid fall-out of mm, would be the public’s view of our Royals that we love so much!💜🙏🏻💜. Requiring a whole new paradigm for all our Royals and function.

OUR COMMON-WEALTH

we, are the Commonwealth, the UK and all the Common Wealth, we love so dearly, we are part of BRF, their role in our daily lives, they visit, on our money, at any political decisions, the Governor General is HMTQ official representative. Also the actual $$$££££££€€€€ the family shares, property jewels owned by HMTQ. It’s all at play, how much will be paid in recompense if any regarding PA , if any legal civil penalties are levied.

A holistic answer

Helping PH cope with all he is, PTSD likely, the fallout of one bad decision regarding mm, and all the fallout of that, the suicide of his friend, the public changing their feelings for him. WE STILL LOVE YOU HARRY💜💜💜💜🙏🏻🙏🏻💜💜💜💜💜💜

PLEASE GOD, LET THEM ALL BE WELL AND RECOVER FROM THIS. PLEASE PLEASE REMOVE SHE, WHO SHALL NOT BE NAMED!!

GSTQAOBC 🇨🇦

THANK YOU MM ANON💜💜🙏🏻💜💜🙏🏻🙏🏻💜💜

Thank you so much PG…yes prayers!🙏🏻💜💜💜💜💜💜💜💜💜💜💜💜💜💜💜💜😊💜

Aug 25th, 2019

—————

41.

💜💜🙏🏻🙏🏻THANK YOU MM ANON🙏🏻💜💜

MM ANON ……🎼 O’ honey honey 🎼…… a Northern anticipation?……A cleaner Subpoena … desperation, exasperation , instigation ……… “Spend, spend, spend”…… “The Wicked Lady”…… “The naming of parts” …… This poignant reflection …… a Flushing visit.…… Harry Pottering………much MORE Wien-ing …… 🙀👤👂🌧⚡️……🎼you ain’t seen Nnnnnothing yet 🎼

🎼 O’ honey honey

Old song by the group The Archies. Typical pop song cheesy love lyrics. Well we sort of know who Archie is, but nothing for certain, age, father, where he is etc. I also wonder the use of candy is reference to substances?

A Northern anticipation?

Is mm going to Balmoral? Will there be an intervention type confrontation? Will there be some sort of law/taking into custody or hospitalization/rehab destination first?

A cleaner Subpoena

I hear the word cleaner and in any criminal event, my thoughts go to what has been referenced before, those silent,,quiet grey men/women in suits who clean up after the messes of the wealthy or politically important people. In this case however, l suspect the Subpeona capitalized may mean PA interview with the F.B.I. with very clear line of questions that may be asked has been sorted and agreed to by his legal representation but then it would not be a subpoena if he willingly answered questions. Subpoena, for interviews when someone is not voluntarily wanting to testify or give an interview, in this case it’s very likely a female we know. The word cleaner mystifies me, other than there are so many issues allegedly involved, the subpoena may be restricted at this point to the issue, my usage of the word issue here means quite literally her issue, meaning the child that may have her DNA, via surrogate. The subpoena then involving the subterfuge of the child and fake pregnancy, violation of the “ of the body” law.

desperation, exasperation, instigation

She is desperate, PR shows that, anything and everything horrid is being put out, worst being Involving Harry’s mother. Everyone is beyond exasperated with her, plain sick and tired a year ago. People would just like her to leave the country and go live quietly elsewhere, yeah like that’s going to happen. Instigation is the action or process of instigating an action or event. Well she has been instigating a long time repeatedly, but what will be the final time? The brutal use of Princess Diana the final straw.

Spend, spend, spend

PR up the wazoo $$$$££££££€€€€€ . PR is getting crazier, inhumane, interesting consistent SPLASH, etc same paps used by the players…..seems unending and the depths gone to, l almost can smell the sulpher from the evilness..

“The Wicked Lady”

1945 film, plot is In 17th-century England, a woman lives a privileged yet humdrum life as the wife of well-heeled land-owner. To stave off boredom, she begins impersonating a famed highway robber stealing precious jewels and valuables from coach passengers. A chance encounter with the actual thief propels her into a dangerous double life with potentially lethal consequences. Hmmmm double life, lies, stealing, treachery, danger reminding you of anyone???

“The Naming of parts”

Naming is capitalized, is this to do with Archie, part of his name is Mountbatten Windsor. These parts of his name are stolen as he is not of royal blood, most certainly does not fit the “ if the body” requirements of the laws regarding royal succession. Lies more lies.

This poignant reflection

As the time approaches, or rather the anniversary date of Princess Diana’s death approaches, the boys, the entire family undoubtedly reflect on the what if’s? Especially now, with a new baby Prince Louis, and all the horror of mm, how things might/would be so different were she still there. So precious how PW spoke about telling his children about their other grandmother!💜

A Flushing visit

Might mm visit the tennis? Might she break her toilet and have trouble flushing?😄😂😂🤣sorry l had to interject some humour, this is taking me forever, my blasted hands😖.

Harry Pottering

The first thing comes to my mind is MISCHIEF MANAGED!! Has she and her ‘mischief’ been finally dealt with/managed and is she out to a place where doors may be locked? Prison or institution? Either way, she is managed!

No More Wiening

No more whining from her in the media/PR etc. Wien and Vienna are different names for the same city. Wien is the German word, Vienna is English word. JE had an Austrian passport. Hence no more new behaviour from him, and likely NO MORE MONEY TO SUPPORT THE PLOT/mm alleged funding.

🙀👤👂🌧⚡️…

Silent, hidden observers hear and see something shocking, that will cause a major storm , hypothetical thunder and torrents of hill now secret information, like torrents of rain. I don’t know how the kitty cat is involved unless one wants to use a vulgar word.

🎼youain’t seen nnnnnnothing yet🎼

I know these guys BTO……there is so much filth, information yet to come …beyond our wildest imagination l think.

GSTQAOBC 🇨🇦

💜💜🙏🏻Thank you MM ANON🙏🏻💜💜

Thank you so much dear PG! MM Anon can you give some feedback for PG, she struggles and yet it’s more important to her to help us out…..God Bless you PG!🙏🏻💜💜💜💜💜💜💜💜💜💜💜💜

Aug 27th, 2019

————-

42.

💜💜🙏🏻THANK YOU MM ANON🙏🏻💜💜

MM Anon

MM ANON … THE ENIGMA THAT IS HARRY… that painful public display Of wedded bliss-ters will forever be etched in the National psyche as a comedy of errors the likes of which we will never recover from, the consummate Kabuki. On the left a collective of Hollywood riff-raff, on the right the monarchy in all its 1200 years glory. Dear sweet Jesus ‘ the humiliation. Only one person can end this interminable farce. And sooner than later. Courage is now a necessity.

MM ANON … “ it was the epoch of incredulity”… “she doth protest… Rumbold on retainer …… the ribbons of retribution …… micro evidence in camera …… in contempt of a pardon ……” softly softly……”…… an agreeable conclusion …… “return to this green and pleasant”…” long and winding mode”……in blogs good time.

“It was the epoch of incredulity”

Quote from famous Charles Dickens, A Tale of Two Cities. “It was the best of times, it was the worst of times, it was the age of wisdom, it was the age of foolishness, it was the epoch of belief, it was the epoch of incredulity, it was the season of Light, it was the season of Darkness, it was the spring of hope, it was the winter of despair, we had everything before us, During the French Revolution Paris and France wanted republic, the guillotiine was the means to employ beheadings of royals. In London, during the Victorian time the long ruling Victoria, much beloved by many. The monarchy remained strong.

Are we to believe the entire British monarchy is at risk of republic? People are very angry, across the Commonwealth. When it’s all publicly released as fake, a lie, fake pregnancy, fake 30£ million wedding and on and on, there will be fury like never before. Again not so much the liE, BUT THE COVER UP OF THE LIE! The entire truth must be told now!

She doth protest

Well she doth protest too much which in itself can be inferred as overcompensation for lying.

Rumbold on retainer

Are you being served? Hugely popular vintage British comedy show about the staff at a store. Cuthbert Rumbold managed the lot of characters in employ of the store. So him being on retainer, do we need an excellent manager to deal with the motley crew which is mm et al, of course. The connection to JE via GM via her father below is just interesting!

Grace & Favour, which was known by the title Are You Being Served? Again! in the United States and Canada, is a Britishsitcom sequel to the long-running series Are You Being Served?

The idea of a spinoff was originally suggested by the cast of Are You Being Served? almost immediately after the original series ended in 1985. But though creators-writers liked the idea, they agreed that the department store format was exhausted and that any spinoff would require a change of location. The plotline that brought the cast from the store to the manor was considered remarkably topical, since it aired just a few months after the death of British publishing tycoon Robert Maxwell, who was revealed to have borrowed heavily against his own employees’s pensions.

The ribbons of retribution

Retribution is punishment inflicted on someone as vengeance for a wrong or criminal act. When crimes are international, or war crimes etc the court is the International court at The Hague, Netherlands. It is a blue ribbon panel, meaning a variety of legal experts very highly regarded. Think blue ribbon as the prize flowers at the flower show but on a massive scale.

The International Court of Justice (ICJ) sometimes called the World Court, is the principal judicial organ of the United Nations (UN). The ICJ’s primary functions are to settle international legal disputes submitted by states (contentious cases) and give advisory opinions on legal issues referred to it by the UN (advisory proceedings). Through its opinions and rulings, it serves as a source of international law

I would encourage you all to educate yourself regarding this body.

Ribbons of retribution is also found in X box Gears of War 3, ribbons/medal of honour, service, etc are worn proudly!! PRINCE HARRY SHOULD RECEIVE THE HIGHEST OF HONOUR FOR HIS OVERT COVERT ROLE OVER THE LAST TWO YEARS. YES I MEANT OVERT COVERT!

Micro evidence in camera

In camera, legally or in board meetings etc , in camera comments are those not recorded by the note taker, it’s for the group knowledge or discussion only. Having served in numerous of such capacities l know only too well how difficult those situations can be when people want all the data. Here we have micro, could be DNA. DNA /parentage of baby Archie to remain confidential.

The other obvious could be spy like micro film in a camera but l highly doubt that, just mentioned it as an obvious but MM ANON is never obvious.

In contempt of a pardon

Contempt is disrespect in any form or disrupting court proceedings or non compliance the judge can declare contempt of court. Contempt of a pardon is odd wording. If mm were pardoned , had she been charged, convicted and sentenced, CONTEMPT would be the least of the adjectives. So if PA , neither has been charged of anything to my knowledge, continued to refuse interview by the F.B.I. A subpoena could be issued. The wording of this confuses me. Basically if someone gets pardoned there will be contempt.

“softly, softly “

Softly, softly, catchee monkey”, this old Engllish proverb means that if do not rush or if you avoid being too hasty, then eventually you will achieve your goal - in other words, be patient. How many times has Skippy said, be patient there is a lot we don’t know, and a lot of working going on in the background, globally! Have your ducks in a row is similar!

Softly, Softly was a British television drama series, produced by the BBC and screened on BBC 1 from January 1966. It was created as a spin-off from the series Z-Cars, which ended its fifth series run in December 1965. The series took its name from the proverb “Softly, softly, catchee monkey”, the motto of Lancashire Constabulary Training School.

an agreeable conclusion

They have reached a decision of when and how to end this. We must watch and wait. They have all agreed.The fallout will be horrendous.

Return to this green and pleasant

Once again be settled, able to enjoy a Balmoral as well as the beauty that is family love, PH, PW DOC all publicly able to be themselves once again. England has numerous times been referred to the green and pleasant land in books etc.

Long and winding mode

Song by the Beatles we all know long and winding road. This l believe to be the way or mode in which the information will be shared and the way it will be dealt with. I also think it refers to our Harry and his emotional recovery and the modalities/modes which may have been and might be employed to help him.

In blogs good time

Things will happen In God’s good time. Dare this Skippy be a reference to you and your blog, which has for over 21/2 years been at uncovering the liar….perhaps refers to all the people who via social media blogs have kept the faith GSTQAOBC 🇨🇦

Thank you so much PG! You are amazing!😊💜💜💜💜💜💜💜💜💜

41 notes

Aug 27th, 2019

[ultraransomware-blog]

Ransomware -  To Pay or Not to Pay

you boot up your computer and see a popup on the screen. Pay up we have your data. The first thing that comes in mind is the question “to pay or not to pay”. Let’s discuss more in detail about this.

Paying Ransom for Recovery

According to Forrester...While many advise against paying ransoms, Forrester has been tracking a trend of companies that negotiated with the extortionists and paid for decryption keys as part of their incident recovery. Here is why:

Conventional wisdom does not factor in what is best for your business and the situation you are currently in. Platitudes and emotions are not going to help you formulate an optimal recovery path for your business.

Recovery is complicated even if you have good backups that survived the attack. Many organizations significantly underestimate the scale of the disruption they need to plan for or make too many assumptions about what functionality will continue to exist after an attack.

The Good News If You Don’t Pay

One could argue it’s simply immoral to pay ransomware because the money can then be used to fund additional cyberattacks, terrorism, and other illegal activities. But you don’t have to rely on the moral high ground—there are also some excellent practical reasons not to pay.

First and foremost, it’s usually not super-hard to be prepared for a malware attack. If you’re doing things correctly, you should never get infected in the first place or have to pay if you do get a bit.

“If you have the right protections in place, such as antivirus, updates, and great computer hygiene, you shouldn’t worry about getting hit,” said Charles Lobert, vice president at IT services company Vision Computer Solutions...as given on How to Geek.

Modern Tactics

“A few years ago, if a company was locked out of its data by hackers, it wasn’t necessarily inclined to pay the ransom demand. That’s because there used to a ‘silver bullet,’ in that if the company was doing regular backups of its systems, it could restore its data,” says Robert Rosenzweig, vice president and national cyber risk practice leader at Risk Strategies.

Now more complex malware gets hackers into the production environment as well as the backup system to deploy the ransomware encryption, meaning there’s no longer a perfect mitigating control.

Cyber insurance’s impact on the decision to pay a ransom

It is likely more companies and municipalities will use their cyber insurance coverage to offset any potential costs related to being hit with ransomware, including paying the ransom, says Judy Selby, an insurance lawyer specializing in assisting firms purchasing cyber coverage.

“If you have the coverage you may as well take advantage of it,” Selby says, although she does not believe having the coverage will lead to victims simply opting to pay because the insurance companies will demand every other method of recovering the data be tried first.

However, as with any policy, putting in a claim is likely to result in higher premiums down the road. Selby says right now pricing is still pretty soft, but she expects to see a bit of tightening in the cyber insurance market as it matures and it becomes easier for insurance actuaries to get a handle on these types of claims...for more info, visit - SC Magazine.

Ransomware victims should work with authorities

Regardless of the decision, “I would highly encourage a victim of a ransomware attack to work with the FBI and report the incident,” Trainor said. “They’re a victim of a crime and there are resources the FBI can provide in support of that.” With their knowledge of the threat actor, the FBI can provide “tools that facilitate the remediation of an event. It’s not like the FBI is going to charge them. It’s free labor.”

Moreover, “there’s intelligence that can be gathered about who’s conducting these activities and ultimately it’s in every company’s best interest to share that intelligence with the Bureau so they can ultimately apprehend the individuals that are responsible for conducting those activities.”..as shown on CSO Online.

Even when organizations pay up, there is no guarantee that they will get their data back. You need protection from ransomware to keep yourself and your data safe. Companies should be willing to protect against ransomware, and this is why they should not rely on their users as the last line of defense. A good phishing protection service is needed to make sure that your data is safe from any suspicious activity.

[spineandprose]

Educated | December 2019

For the entire year, I wished this book wasn’t on our reading list. Seeing Educated  as our December read gave me caution for what I would learn in its pages and how that information would roll around in my head and heart, weighing me with a burden I didn’t need to bear. I don’t handle hard stories well. As this final book selection rolled nearer, my uneasiness grew. I knew this would be a hard read, and even contemplated a few times explaining to this club that I knew myself too well and decided to cautiously decline reading even one page of this memoir. But I wondered if I would regret missing out.

Ten days ago,* I cracked the book open and read about the Indian Princess and the family she housed at her base. Somehow, I was hooked. More than that, I was captivated, spellbound, fascinated with Tara’s story. One more chapter, then one more, then just another. Ultimately, I found Tara to be an exquisite storyteller, a master of words. I found her descriptions to be detailed enough to engulf me and transport me to her world, but she allowed the reader to have emotions for themselves; she didn’t describe her emotions in order to take you into her world, and I liked that. Instead, she let the events and people speak for themselves and for the reader to discover in their own understanding.

Home: Again, and Again, and Again I loved the foreshadowing of the prologue: “[My father] never told me how I’d know when it was time to come home.” Returning home, to her beloved Buck’s Peak and her complicated, unstable home was the thread that weaved, always rough and harsh, through Tara’s novel. As the reader, it was easy to take the stance of run away and never return! and I assumed that her move to college would be such. But she returned: during school breaks and summers, on weekends and for a sole midnight intrusion, for weddings and funerals, reconciliation and reunion, before a final resolve for a peaceful goodbye on her terms. Yet, did you catch it? I think she holds out hope that she may yet be welcomed home, in time. Does anyone else agree with me on this?

As the reader, each time you see her begin a journey back to Buck’s Peak, you wonder: why. I think the author does a tremendous job of displaying how real, deep, and valued family ties are. Though she confronts her parent’s mistreatment, neglect, and failings in their caring for her, she always thinks the best of them. She always says she loves them. She always explains how they are acting in their understanding of love toward her; I saw this especially in her parent’s visit to Harvard, including the Sacred Grove and Niagara Falls. I think Tara can really see that her parents are not whole beings and are loving her as they think is love. But it takes Tara ten years to learn that she cannot be loved by her parents, in their peculiar way, and remain a whole person. In her final visit to Buck’s Peak and her intentional goodbye, she describes this beautifully: “He gave me a stiff hug and said, ‘I love you, you know that?’ ‘I do,’ I said. ‘That has never been the issue.’” (Page 310).

List of Traumatic Events About halfway through the book, I thought I would write down each incident of injury. I found these to be the most intense.

two terrible car crashes

falling 18 feet in a junkyard with a deep leg wound at the age of ten

acting as first responder to a fire burn at the age of ten

physically, emotionally, and verbally abused from roughly the age of 15 to 25

Us vs. Them Because of her father’s, Gene’s, obsession with preparing for the End Days and his distrust of the government, he instilled in his family the mentality of us vs. them: a prevalent thinking that our family knows the real truth and everyone outside these walls---even those inside the same church as us---is out to harm us, destroy us, rip us apart. It’s us vs. them, and they can’t win.

This is ironic. Charles pointed it out---I’m not exactly sure when---but over the course of her story I had developed the same thought: there was no us for the Westovers. They are not looking out for each other. This is displayed in a dozen ways throughout the book:

Not yelling for help when Shawn was being abusive. This is true for likely all the siblings, but it’s known for Tara (the Thanksgiving choke and pin in the family room, the hundreds of times she was inverted into the toilet bowl), revealed through Audrey’s account of violence, and is hinted at through Tyler and Richard’s stance and uneasiness when they witness Shawn’s aggression. Somehow, they each knew that to call on a family member for help was not an option. 

No communication with each other. Again, related to Shawn’s violence, no one shared with another member of the family the abuse they suffered until years after they had all left the house.

No teamwork. On the junkyard and at sites, Gene established it was each man (child, really) for himself. I’m chucking lead, so you better duck. I’m concerned about this wildfire, so you better drive your burning body home yourself. I value money above all things, so you best learn how to balance on that pallet and stop wishing for a cherry picker.

A focus on individual responsibility and strength. Tara describes this specifically when she recalls her instincts on page 102: “All my life those instincts had been instructing me in this single doctrine---that the odds are better if you rely only on yourself.” I think this is also displayed through two events that happened when she was ten: her 18-foot fall from the metal bin at the junkyard and her first response care to Luke’s burned leg. After she fell from the bin, her father responded with, “What happened? How’d you manage that?” (Page 65). After she cared for Luke, her mother responded with, “You were lucky this time, Tara. But what were you thinking, putting a burn into a garbage can?” (Page 71). The parents assumed no responsibility for the danger they flung their children into. Instead, Tara grew up being taught that every hurt and failing was her own doing.

I thought the struggle to name who was ultimately responsible for each hardship was beautifully described at the end of the chapter called Apache Women (page 40), when Tara is wrestling with wondering who was at fault for the first car accident. She crafts the most wonderful conclusion. “Me, I never blamed anyone for the accident, least of all Tyler. It was just one of those things. A decade later my understanding would shift, part of my heavy swing into adulthood, and after that the accident would always make me think of the Apache women, and of all the decisions that go into making a life---the choices people make, together and on their own, that combine to produce any single event. Grains of sand, incalculable, pressing into sediment, then rock.” To me, she is saying that the accident was her father’s fault for not leading the family by being the driver and her mother’s fault for letting him be so selfish. But those are grains of sand overlaying a rocky ground of her father’s untreated depression atop a foundation of false believes (not calling an ambulance for medical help). It’s a long spiral down of many poor choices.

Family Under A Firm, Compassionless Father When I think of Tara’s family, I think of a house full of force, emptied of service; full of physical harm, emptied of protection; full of emotional manipulation, emptied of quiet, listening ears. I thought Tara brilliantly described her father through the example of the math equation: “Dad could command this science, could decipher its language, decrypt its logic, could bend and twist and squeeze from it the truth. But as it passed through him, it turned to chaos.” (Page 126)

The image she describes of her laying on the mattress in the back of their van alongside her mother and Audrey, while her dad accelerates through a snow storm seems to be the perfect picture of how life existed under his authority. He is stubborn, always right In his own eyes, always selfish, never listens, and thrusts his family into harm. I feel so sad for her mom, thinking of her laying there with a quiet question of, “Shouldn’t we drive slower?” answered with acceleration; her eyes closed, body tense, knowing her children will crash alongside her. It is heartbreaking to me to think of the hopelessness of that moment.

After reading about Shawn’s physical, emotional, and verbal abuse toward Tara, I thought she would be most hurt by him. And she was, of course, very hurt---so much that she removed herself from her family. But in how she describes her hurt, it seems that she is most hurt by her father. This at first surprised me. But I now understand; it was under his leadership that all her hurts originated. And it was him who she had to guard herself from as she attempted to reconcile with her mother.

Audrey I found it interesting that no memory or event with Audrey was specifically called out in Tara’s memoir until the revealing of Shawn’s abuse toward her. For the reader, it felt like Tara was connecting with a stranger, but for Tara, we can assume that their relationship as sisters was deeper for her than what we interpret. It isn’t a wonder why there is little to recall of her memories with Audrey, though; Audrey seemed to always have a job outside the home from an early age in order to avoid her father’s junkyard and Shawn’s abuse. I found it so sad to learn that Audrey later retracted her statements of abuse from Shawn. I wonder: how long can a person lie to themselves?

Shawn When I think of Tara’s relationship with Shawn, I feel such a sadness for the emotional complexities and shifting assurances that that relationship brings. How does someone reconcile that their greatest protector and defender is also their most harmful abuser? What a twisted relationship for Tara to process for her own health and wellbeing. Perhaps because the violence toward her is so terrible, the moments of protection he provides are astonishingly remarkable. 

The description of Shawn advocating for Tara’s safety in not running the Shear (page 140) brought me to tears. This violent stranger of a brother risks himself for a month in order to keep her from harm. And yet, he himself is her greatest harm. 

Another moment is described when she is trapped on the runaway horse, Bud. This sentence struck me as beautifully written: “All this would happen in seconds, a year of training reduced to a single, desperate moment.” (Page 103) And he rescues her.

And the one that sets this bipolar relationship into motion, after he has “fixed” her neck and she sees him as, “...some longed-for defender, some fanciful champion, one who wouldn't fling me into a storm, and who, if I was hurt, would make me whole.” (Page 97)

Tyler Contrast this with Tyler, who is the shining hero in her story. The one who encouraged her education, protected her from Shawn, and stood by her when her family disowned her. This single sentence is remarkable: “How do you thank a brother who refused to let you go, who seized your hand and wrenched you upward, just as you had decided to stop kicking and sink? There aren’t words for that, either.” (Page 317) 

Reading that sentence made me weep, and this is what I think Tara is best at: in bringing the complicated emotions and abuses of the human heart into such beautiful descriptions that the reader is left knowing the depths of the potential of the human race’s unthinkable harm and yet abundant rescue a bit more poetically.

Final Thoughts Oh, there are likely a dozen more moments I’d like to discuss; I feel as if I’ve barely scratched the surface of my notes. I loved this book because I love reading non-fiction, and I’m finding memoirs are my favorite. I loved this book because the writing was simply beautiful and her storytelling supreme. Her realization, “...that a life is not a thing unalterable.” (page 286) might sum up the triumph from tragedy that her life represents. Amazing. Of course, I give it five stars.

I’d love to hear what you thought of the book, even if you have a less glowing review than mine. Please share your takeaways below!

Also, one of my favorite podcasts did a book review of Educated. Take a listen here if you’re interested.

*It took me twice as long to write my review as it did for me to read the book! So the start of this review isn’t hot off the press. ;)

[bigyack-com]

DealBook: Will It Be Billionaire vs. Billionaire in the 2020 Election?

Good morning. Charles Schwab said it would acquire TD Ameritrade for $26 billion — a deal that brings together two of the largest online brokerage firms totaling roughly $5 trillion in assets. (Was this email forwarded to you? Sign up here.)

Michael Bloomberg joins the presidential race

Michael Bloomberg announced yesterday that he would run for the 2020 Democratic presidential nomination, bringing his huge personal fortune and moderate views to an already crowded race, the NYT’s Alexander Burns writes.He is presenting himself as a multibillion-dollar threat to President Trump. The current president “represents an existential threat to our country and our values,” Mr. Bloomberg said in a statement.• “Defeating Donald Trump — and rebuilding America — is the most urgent and important fight of our lives,” Mr. Bloomberg said.Mr. Bloomberg, 77, faces immense obstacles to winning the Democratic nomination, Mr. Burns writes, including:• Political baggage that includes a complex array of business entanglements• A history of making demeaning comments about women• A record of championing law enforcement policies that disproportionately targeted black and Latino menHis delayed start will leave him scrambling to catch up with other candidates. “As a result, he plans to mount an unconventional primary campaign, bypassing the earliest primary and caucus states, like Iowa and New Hampshire in February, and focusing instead on the delegate-rich March primaries in states such as California and Texas,” Mr. Burns writes.And critics of the wealthy are already lining up. “We do not believe that billionaires have the right to buy elections,” Senator Bernie Sanders, himself a Democratic candidate, said at a rally yesterday, adding: “Multibillionaires like Mr. Bloomberg are not going to get very far in this election.”More: News outlets for Bloomberg L.P., the financial data company owned in large part by Mr. Bloomberg, will not do in-depth investigations of him or any of his Democratic rivals.____________________________Today’s DealBook Briefing was written by Andrew Ross Sorkin, Jamie Condliffe and Gregory Schmidt.____________________________

Uber’s future in London is under threat

Transportation authorities in London announced today that they would not extend Uber’s taxi operating license, Megan Specia of the NYT reports.• Uber originally lost its London license in 2017 because of safety concerns, but was granted a 15-month extension and then a further two-month extension to improve.• But Transport for London said that the company was not “fit and proper” as a license holder, despite the changes made by Uber.The decision does not immediately remove Uber from the streets. The company has 21 days to appeal — which it says it will do, calling the decision “extraordinary and wrong” — and can continue to operate throughout the process.But it does throw into question Uber’s future in London, which is the company’s biggest European market.

The French luxury giant LVMH will buy Tiffany

LVMH Moët Hennessy Louis Vuitton, the world’s largest luxury goods company, announced today that it would buy Tiffany & Company for $16.2 billion. It is the largest deal ever in the luxury sector.The agreement comes after weeks of tense discussions between the two companies, which saw LVMH increase its offer to $135 from $120 per share.LVMH gets a prominent American brand from the deal. It already owns names like Dior, Givenchy, Fendi, Château d’Yquem and Dom Pérignon.It signifies LVMH’s increasing interest beyond traditional luxury softgoods like clothing and leather products, Vanessa Friedman, Elizabeth Paton and Andrew write in the NYT, following its purchase of Bulgari in 2011. And it solidifies the reputation of Bernard Arnault, who controls LVMH, as the most aggressive and acquisitive deal-maker in luxury.• It also ends Tiffany’s 182-year history as a stand-alone brand, and reflects the difficulty of remaining independent in an age of increasing consolidation.The deal will also bolster the efforts of both companies in China, where they are competing to tap into the spending power of newly wealthy Chinese consumers.

Is a ‘Phase 2’ trade deal with China wishful thinking?

President Trump’s stated aim for his administration’s trade negotiations with China is to reach a “Phase 1” agreement that solves some of the biggest issues between the two nations, before diving into talks for a “Phase 2” deal that addresses other disagreements. But according to Reuters, the second part could be a long way off.• “The difficulties in getting the first stage done, combined with the White House’s reluctance to work with other countries to pressure Beijing, are dimming hopes for anything more ambitious in the near future,” Reuters writes, citing unnamed sources.• “Officials in Beijing say they don’t anticipate sitting down to discuss a Phase 2 deal before the U.S. election, in part because they want to wait to see if Trump wins a second term.”The first part of the deal is “easy stuff,” according to Representative Jim Costa, Democrat of California. It’s focused on Chinese commitments to buy agricultural products and roll back tariffs. But the second part includes more complicated issues like industrial espionage, forced transfer of technology and checks to ensure those commitments are upheld.It’s “technically possible, but hard to imagine” a “Phase 2” deal being negotiated in the next year, Josh Kallmer, a former official with the U.S. Trade Representative’s office, told Reuters.More: Mr. Trump said that the Hong Kong protests were a “complicating factor” in trade negotiations. And China said that it would raise penalties on violations of intellectual property rights.

U.S. businesses pull back on investment

In an uncertain business environment, many companies are pulling back on capital investment spending, which could put a damper on economic growth, write Theo Francis and Thomas Gryta in the WSJ.The withdrawal began last fall, when trade tensions created unease among businesses, and continued this year as the global economy showed signs of slowing growth.• “Some companies have warned it could continue into next year, when the presidential and congressional election is expected to add even more uncertainty to business decision-making,” the reporters write.Twelve percent of businesses cut or delayed capital spending in the first half of 2019 because of trade tensions, double the rate in the first half of 2018, the Atlanta Fed found. And spending by S&P 500 companies rose less than 1 percent in the third quarter from the second quarter, according to data from S&P Dow Jones Indices.Some projects have been merely delayed, but others are permanently lost, said Nicholas Bloom, an economist at Stanford University. “I think there is a real long-run cost to U.S. growth,” he said.More: Investors are looking past weak data and trade snags, convinced that actions by central banks and a trade deal will keep stocks moving higher.

Private equity’s lesson from Taylor Swift’s music rights fight

When Taylor Swift invoked Carlyle, one of the world’s biggest private equity firms, in a disagreement about her music rights, she sucked the company’s portfolio managers into a world of deal-making where they feel more than a little uncomfortable, Kate Kelly, Joe Coscarelli and Ben Sisario of the NYT report.• In an open letter, Ms. Swift said that the new owners of her former record company were trying to prevent her from playing her old hits.• Ms. Swift said she was “especially asking for help” in solving the problem from the Carlyle Group, which helped back the music manager Scooter Braun in taking over Ms. Swift’s music catalog, via the acquisition of the record label Big Machine.Carlyle reportedly “moved quickly to encourage a deal between the two sides and urged Mr. Braun to reach out to Ms. Swift,” Ms. Kelly, Mr. Coscarelli and Mr. Sisario write.• People on both sides of the disagreement say that Carlyle’s intervention “has brought the bitter fight closer to a resolution.”• “According to the four people close to the discussions, a deal could take various forms, including a partnership or joint-venture arrangement.”But Ms. Swift is thought to want possession of her master recordings from Big Machine, which could cost her hundreds of millions of dollars.There may be a lesson for Carlyle here. “People in private equity look at music copyrights and think, ‘It’s like real estate,’ but it’s not,” said Matt Pincus, the founder of Songs Music Publishing, which was sold in 2017. “You’re dealing with living, breathing artists.”

Can the web’s inventor also fix it?

Tim Berners-Lee created the World Wide Web 30 years ago. And now he’s started a plan to save it.• He had hoped his invention would be used for “the purpose of serving humanity,” he writes in an NYT Op-Ed.• But “communities are being ripped apart as prejudice, hate and disinformation are peddled online,” while “scammers use the web to steal identities, stalkers use it to harass and intimidate their victims, and bad actors subvert democracy using clever digital tactics,” he adds.So Mr. Berners-Lee has unveiled a Contract for the Web, which he describes as a “global plan of action created over the past year by activists, academics, companies, governments and citizens from across the world to make sure our online world is safe, empowering and genuinely for everyone.”• It asks businesses to ensure that the internet is affordable and accessible, that they respect and protect people’s privacy and personal data, and develop technologies that support the best in humanity.• Of governments, it asks that citizens be allowed to gain access to the internet freely at all times, without fear about how their data is collected and used.“Governments must stop blaming platforms for inaction, and companies must become more constructive in shaping future regulation — not just opposing it,” Mr. Berners-Lee writes.

Revolving door

Maurice Lévy, chairman of the advertising company Publicis, was named as WeWork’s interim chief marketing officer. He said that he initially “rejected the idea.”The accounting firm EY may lay off up to 100 members of its financial consulting unit, after a decline in work and a drop-off in fees from regulatory advice.

The speed read

Deals• The pharmaceutical company Novartis reached a deal to buy the Medicines Company, a maker of cholesterol drugs, for $9.7 billion. (Bloomberg)• HP refused to open its books to Xerox and again rejected the company’s $33 billion buyout offer. (FT)• The parent company of the Indian mobile-payments start-up Paytm secured $1 billion in funding from SoftBank and Ant Financial. (Reuters)• SoftBank’s offer to buy stock from founders, investors and employees at WeWork will reportedly go ahead this week. (Reuters)Trump impeachment inquiry • Democratic lawmakers have begun writing a report on their findings from the impeachment hearings but still could hear more testimony. (Reuters)• Representative Devin Nunes, an outspoken defender of President Trump in the hearings, said that reports that he played a role in the effort to dig up dirt on Joe Biden in Ukraine were part of a criminal campaign against him by a “totally corrupt” news media. (NYT)• Mick Mulvaney, the acting White House chief of staff, reportedly asked officials in the budget office whether there was a legal justification for withholding hundreds of millions of dollars in military aid to Ukraine. (NYT)U.S. politics and policy• Mark Cuban, the billionaire owner of the Dallas Mavericks, bought the domain name democracy.com “to make sure someone didn’t do something crazy with it.” (NYT)• How a Facebook employee helped President Trump win in 2016, and why he switched sides for 2020. (WSJ)• Defense Secretary Mark Esper demanded the resignation of the Navy’s top civilian leader, an abrupt move aimed at ending an extraordinary dispute between Mr. Trump and his own senior military leadership over the fate of a SEAL commando in a war crimes case. (NYT)• Venture capitalists, start-up founders and tech workers have warmed to Mayor Pete Buttigieg of South Bend, Ind. (FT)Global politics • In the wake of protests, more than half of the 452 seats in yesterday’s Hong Kong local district council elections flipped from pro-Beijing to pro-democracy candidates. (NYT)• The British Conservative Party unveiled its manifesto ahead of the Dec. 12 general election. It’s focused on Brexit, and includes only modest promises to increase spending. (FT)Tech• Researchers are creating tools to find A.I.-generated fake videos before they become impossible to detect — but is it a losing battle? (NYT)• The F.C.C. voted to ban cellular carriers from using federal subsidies to buy equipment from Huawei and ZTE, claiming that the Chinese companies endanger national security. (NYT )• Elon Musk claimed that Tesla has already received 200,000 orders for its new electric pickup truck. (Reuters)• Is Qualcomm’s dominance in wireless chips a threat to U.S. national security? (WSJ)Best of the rest• How Juul hooked a generation on nicotine. Also, President Trump has argued that banning flavored vaping products such as those made by the company could just lead to a flood of counterfeit alternatives. (NYT)• Canadian officials have called for the removal of the MCAS software, which has been implicated in fatal crashes, from Boeing’s 737 Max jets. (NYT)• As plant-based burgers take off, the beef industry is trying to clean up its image as a polluter. (Bloomberg)• When federal agents raided a secluded resort owned by the U.A.W. in August, it signaled that they were not done with their yearslong investigation into corruption at the union. (NYT)• “Europe’s four biggest investment banks cut $280 billion of assets from their main U.S. holding companies in the past three years.” (FT)• Roger Federer’s retirement gig: sneakers? (NYT)Thanks for reading! We’ll see you tomorrow.We’d love your feedback. Please email thoughts and suggestions to business@nytimes.com. Source link Read the full article

[click2watch]

What to Expect When the IRS Alters Its Bitcoin Tax Policy

The Takeaway

Coming guidance from the IRS will address longstanding questions about the tax treatment of cryptocurrency.

The tax collector has identified several specific issues it will discuss, including whether investors owe taxes on free crypto they get from a fork.

The industry is also hoping for clarity on a number of other matters, including the tax implications of airdrops, staking and crypto stored at overseas exchanges.

Every tax season, cryptocurrency investors in the U.S. struggle to figure out how much they owe the government. But next April it might be a little bit easier.

Last month, the Internal Revenue Service (IRS) said it would “soon” issue new guidance on the tax treatment of crypto, something it hasn’t done since an initial notice the agency issued in 2014.

In its original guidance, the IRS stated that for tax purposes, virtual currency is treated as property and not as currency. But it left a number of key questions unanswered, such as how to value cryptocurrency received as income.

The market has become more complicated in the intervening years, with the emergence of phenomena like airdrops and forks that essentially give people free crypto, raising new questions about tax liability.

In a letter last month to Rep. Tom Emmer, IRS Commissioner Charles P. Rettig said the forthcoming guidance would address these issues and others. He did not say exactly when it will come out, and neither would the IRS when contacted by CoinDesk.

It’s hard to predict when the IRS will publish the new guidance, but as the extended due date for individual returns is October 15, and for pass-through businesses it is September 15, “they may shoot to have guidance out before those extended deadlines,” said Kirk Phillips, a certified public accountant (CPA).

Below, we explain the major areas where the crypto community is looking for more clarity from the taxman.

How much did you make?

One of the most important questions since the publication of the IRS’ first notice has been how taxpayers should determine the fair market value of cryptocurrency they receive as income (in exchange for goods and services, for instance). This is its cost basis.

The 2014 guidance says that if a cryptocurrency is listed on an exchange, the fair market value is determined by converting it into U.S. dollars “at the exchange rate, in a reasonable manner that is consistently applied.”

However, unlike securities or property, cryptocurrencies can vary in price widely between different exchanges, said Phillips, the author of “The Ultimate Bitcoin Business Guide.”

“Every exchange can have its own pricing methodology, and if you’re using ten different exchanges there will be ten different pricing models,” he said.

The American Institute of Certified Public Accountants (AICPA) has suggested that taxpayers should be allowed to use the average rate of the day and the average price of different exchanges to calculate the value of their crypto, as well as aggregating indexes like CoinDesk’s Bitcoin Price Index.

Any of these methods can work as long as taxpayers are consistent in applying them, AICPA said in comments submitted last year to the IRS. Also, it should be possible to use a combination of methods for various instances.

“Taxpayers may have one method applied to one wallet and another method applied to another exchange when determining the fair value of all the bitcoin transactions,” the comment says.

James T. Foust, a senior research fellow at the industry advocacy group CoinCenter, suggested a similar approach in a recent report.

Users should be allowed to use “either the exchange rate data from one exchange, averaged exchange rate data from a fixed set of exchanges, or a third-party exchange rate index” for each cryptocurrency, as long as they use these methods consistently, Foust wrote.

Which coins did you spend?

An even trickier task is determining the cost of each unit of cryptocurrency that was spent in a taxable transaction, such as a sale.

Lisa Zarlenga, a partner at the law firm of Steptoe & Johnson, explained that when you sell cryptocurrency you should specifically identify the fraction you’re selling to calculate a gain or loss.

For other asset classes, there are established ways to do this. For example, in stock trading, taxpayers can apply the average cost basis or the “first in, first out” (FIFO) assumption: that they are selling the earliest acquired piece of stock, so the price is determined as the one registered at the time of the first purchase.

“But the simplified approach doesn’t apply to other types of property, only to stock,” Zarlenga said. “So one thing the IRS could do is extend it to cryptocurrency, which would be very helpful.”

Even that wouldn’t help in every case, noted Phillips. “First in, first out” can be a problem if the price of the earliest acquired coin is zero — if the owner mined it, for instance.

Imagine somebody who earlier mined some bitcoin is trying to cash out another coin which cannot be sold for fiat, and so would have to sell it for bitcoin and then sell that bitcoin for fiat. In this case, the bitcoin, bought and immediately sold, won’t bring its owner any profit, but if the cost basis is defined by the first coins this person ever acquired (which is zero), they will have to report a capital gain.

In such cases the FIFO principle might become a trap, Phillips said. “It can create a fictitious gain that doesn’t match the economic substance.”

At the moment, there are a number of software platforms for calculating taxes on crypto using different methodologies, and the best the IRS can do is to leave it for users to choose, Phillips said. As the technology and the market mature, better solutions can be found, he said.

“The best scenario would be to leave it broadly open for the taxpayer to decide what method they use as long as they apply a consistent methodology: you can’t change it around from year to year,” he said.

Forks, airdrops, staking

In addition to buying and selling, there is a list of other events that need clarification for tax purposes, including forks, airdrops and staking.

All of these involve people receiving one cryptocurrency because they already hold another. For example, anyone who held bitcoin on August 1, 2017, can claim a like amount of bitcoin cash, which was born that day, and of the other currencies that subsequently split off from the main chain.

So what do they owe Uncle Sam from this windfall? Foust’s report for Coin Center notes that when a fork happens, owners of the original cryptocurrency can make no effort to take possession of the new coins and never actually get them, and in this case, there should be no tax effect. But if they do get their portion of the splinter currency and sell it, that should be taxable at the time of the sale.

It’s important to consider how much control taxpayers have over the situation when they keep their crypto with custodial exchanges, Foust noted. “If a taxpayer holds their cryptocurrency with a custodial exchange, any actions that the exchange takes regarding airdropped or forked tokens should not affect the taxpayer unless such actions were undertaken at the direction of the taxpayer.”

The American Bar Association suggested a different approach in its comments on the 2017 fork that created bitcoin cash. The document, submitted to the IRS in March 2018, proposed that “taxpayers who owned a coin that was subject to a Hard Fork in 2017 would be treated as having realized the forked coin resulting from the Hard Fork in a taxable event” and the value of a new coin should be zero.

“It means that at the time of the fork they’ll be treated as earning zero dollars in income. So the fork event itself will not result in any tax liability,” Omri Marian, one of the authors of the comments, explained to CoinDesk. “When they dispose of the forked coin, they’ll be taxed on the entire proceeds of the transaction.”

Forks can be treated by analogy with traditional financial and business events, Zarlenga said, and it depends which analogy the IRS will see as more appropriate: possible options include events that currently don’t have tax consequences, like a stock split or a cow giving birth to a calf, but also taxable events like getting free samples and using them, finding property or earning dividends on a property.

Another relatively new concept, staking, or using one’s coins to participate in transaction validation on proof-of-stake (PoS) blockchains, is a hot topic in the crypto world. As institutional players have taken an interest in putting their PoS holdings to work, powerhouses like Coinbase have started offering staking-as-a-service.

Staking should be treated as ordinary income, as mining already is, because these two activities bring taxpayers new coins in a similar way, AICPA’s memo suggests. The expenses on staking, if there are any, should be deducted from such income as ordinary expenses, i.e. expenses that are common and accepted in a certain business.

Other issues

Three of the issues discussed above – cost basis calculation, cost basis assignment, and forks – are explicitly mentioned in Rettig’s letter to Emmer, but there are several others that crypto tax experts hope the upcoming IRS guidance will address.

One with serious consequences for taxpayers is whether keeping, buying and selling cryptocurrencies on exchanges registered overseas should be reported under the rules for foreign bank accounts, Zarlenga and Phillips said.

U.S. citizens must file a Report of Foreign Bank and Financial Accounts (FBAR) for any such account holding more than $10,000. Also, Americans holding foreign financial assets worth more than $50,000 have to report them under the Foreign Account Tax Compliance Act (FATCA). Failure to report can result in severe penalties, Phillips noted.

Should these rules apply to crypto? AICPA believes so: the value of crypto kept in foreign jurisdictions should be aggregated with the value of fiat and other assets abroad and reported under FBAR and FATCA, the institute’s comments say.

But if taxpayers keep their crypto in personal wallets and control the private keys, this crypto should be considered “cash which resides wherever the taxpayer resides,” and no FBAR or FATCA compliance is needed, the document suggests.

Another issue that deserves clarification is the status of small transactions when people use cryptocurrency to buy goods and services, Phillips said. As it stands, they also have to be reported as taxable events, which discourages spending crypto, and exempting transactions up to a certain threshold could eliminate this problem.

Then there are charitable donations: right now, if you’re donating any property valued more than $5,000 you need to get a qualified appraisal, an expert estimation of that property’s value.

Cryptocurrency should be exempted from this rule as publicly traded securities are, AICPA said. “The rationale is that the prices for these publicly traded stocks are available on established exchanges, thus not requiring a qualified appraisal. The same is true for most, if not all, types of virtual currencies.”

While these questions may sound arcane, resolving them would remove a lot of aggravation for taxpayers. Hence, the community is waiting with bated breath to see how the IRS comes down on them.

Zarlenga concluded:

“This is going to be the first time they are speaking in five years. A lot has happened in the industry, and people are eager for some input.”

Tax report form image via Shutterstock

This news post is collected from CoinDesk

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7 small habits that will radically change your life

The ability to listen, and most importantly to hear, is the most powerful tool in the art of building relationships with other people. Unfortunately, we often forget about this, trying at all costs to convey our thoughts.

Happiness and success directly depend on how constructive our thinking will be, firm intentions and strong relationships. Too complicated and too many conditions? Don’t be alarmed: the good news is that we have control over all of these things. We are not passive observers in this “theater of life.” And that means we can choose the changes, even if they are very small, which will greatly change our whole life.

So, we present the most effective changes that will change a lot.

1. Watch your thoughts.

Thoughts control your emotions and feelings. And your feelings, in turn, determine your actions and actions.

The fact is that you will never gain self-confidence if you constantly doubt your thoughts. “I’m not good enough for this,” “I can’t afford such a high standard,” “I don’t have enough knowledge and experience for this task” – such installations block a person’s ability to go forward and achieve success.

It is not surprising that your self-doubt is transmitted to others. They literally hear your inner dialogue and decide: “If this person is not self-confident, can he be counted on and taken seriously?”

Reprogramming thinking requires time, and often considerable. But aren’t you in a hurry? Moreover, the game is worth the candle. So, the first step in this direction is a kind of introspection with the aim of revising your own self-esteem. You must be clearly aware and capture your thoughts. Ask yourself: “What is on my mind now and why? Do my thoughts really help, or vice versa – do they harm and prevent me from acting? ”

Take a break. Stop and think carefully before answering this question. Rebooting will certainly help: you will gain confidence, determination and a positive outlook on things.

2. Separate your feelings from what you are doing.

Take the time to realize what you really feel. Watching your thoughts does not mean hiding or ignoring your feelings. They exist, and you must admit it. But at the same time, separate feelings from actions: your actions are exclusively your choice and your decision.

For example, if I work with a colleague on a complex and interesting project, and at some point I understand that it not only does not help me, but, on the contrary, slows down, then this is not a defeat. Yes, I admit that I am upset and disappointed, but then I sit down and think about how to deal with this. After all, you can always come up with something, and not rush to extremes.

Or another example: your friend constantly promises something and does not keep his words. At the same time, he is a magnificent person, treats you very well, but is optional and punctual. How to proceed? Do not pay attention to this “peculiarity” of him, hold a grudge, break off relations with him or … The answer is simple: talk to him directly and openly about how his behavior affects your relationship. In this case, you will at least have a chance to convey what you feel, to warn that if a break occurs, it is his fault.

Your actions should not be determined by your feelings and emotions, but by your mind.

3. Stop constantly comparing.

There will always be someone more successful in life than you, more lucky. Someone will have better starting conditions, more money and innate talents. But this does not mean that you should compare yourself with them and be upset.

This “comparison game” will never end. Nobody has come out of it as a winner. The fact is that the bar will constantly rise, and you will jump up to exhaustion. So you must set your own bar based on what is the starting point, progress already made and the ultimate goal.

As a working mother, I always worried that I did not spend enough time on children or work. And that means – I will lose on both fronts. And only with time I realized that whether you are a good mother or not, does not depend on how many times you run to school for parental meetings. It is important for me that my boys are happy and happy, and not to compare themselves with mothers who have more free time.

You must clearly prioritize what is really valuable and important, and what is imposed by the stereotypes that exist in society. Only you determine what a real achievement is based on its value, the distance traveled and the starting point.

4. Plan your day every morning.

Time is our biggest asset. If we live consciously, rationally use it, then the chances of living the life we ​​want are much greater. Therefore, how you start every day determines what your whole life will be like.

Take a few minutes in the morning to think about how you want to spend your day: what should be your thoughts, activities, small steps in the direction of your dreams. Prayer, meditation, exercise and planned pauses for reflection in silence – all this has a huge impact on your day, week and even years.

Planning time and even thoughts is one of the first steps to get rid of worries and anxieties. And that means a better life. For example, the most important decisions and changes in my life took place precisely after I took the time to think in a calm environment, what I really want.

Find some kind of secluded and quiet place where nothing will distract you (just not the kitchen!) And just think about life, about yourself, about what makes you happy and what is vice versa.

See also: A simple test from billionaire Charles Munger to determine who you can trust

5. Do something new every week.

As a rule, all our days and habits are predictable. We are moving along the track, so it would be naive to believe that something in our life will change. Therefore, try to do at least something tiny every week (if you are really busy), but new.

For example, my friend proclaimed for herself “the year of life in a different way.” She enrolled in cooking classes, changed the design and decoration of the house, planned and carried out several trips, and also was fond of fishing. It seems to be nothing special, but how exciting it was and changed her life! Moreover, all this would never have happened if it had not been for the “year of life in a different way”. And what prevents each of us from declaring “a month of life differently”? Or even a year?

Do not live bored, do not live gray and monotonous. Always try something new that you have never done before. It may be something very small. For example, the habit of watching an interesting and inspiring presentation by a TED conference while making breakfast. Or even experiments with cooking meat and vegetables on the grill. There are many options. It would be a desire! See how much energy and motivation you have, how many new and interesting things you will discover!

6. Learn to listen, not just talk

The ability to listen, and most importantly to hear, is the most effective and powerful tool in the art of building relationships with other people. Unfortunately, we often forget about this, trying at all costs to convey our thoughts.

But the modern world is changing literally every day. How do you learn something new if you do not listen to others? From books and articles? I’m afraid you’ll completely come off reality. Because real life is in daily contact and communication.

Ask questions and really listen during the conversation, rather than scrolling through your head what you are going to say next. Your sincere and genuine attention is the biggest compliment you can give to another person. In addition, you will not be left without a bonus – you will learn something new and really important.

7. Get rid of the desire to always be right

Do you want to be always right or still happy? In your desire to have your last word, you can destroy the strongest and most healthy relationships. Perhaps your ego will be flattered when you prove with foam at the mouth that the interlocutor is wrong, but why assert oneself at the expense of other people? Especially when they are loved and dear.

Ask yourself: “Is my opinion the only right one? But what if there are several answers? Perhaps in what the interlocutor says there is a rational kernel? ”

Of course, standing your ground and defending your own point of view is important. But only when it comes to some fundamentally important things and values ​​for you. But not during the discussion of working moments or the debate about the color of the curtains in the living room.

Learn to hear other people – their thoughts can be no less valuable than yours. If you get rid of the desire to always be right, then life will change for the better. After all, what kind of joy is “winning the battle, but losing the war”?

The post 7 small habits that will radically change your life appeared first on proverbesdamour.

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[cryptonewsupdates]

Why John McAfee Backed Docademic's ICO? "It Could Possibly Be One of the Best ICOs of All Time."

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This is a submitted sponsored story. CCN urges readers to conduct their own research with due diligence into the company, product or service mentioned in the content below.

John McAfee, as we all know, is a polemicist who maintains an irrefutable sway on the crypto community. His tweets are powerful and can garner a lot of attention. Recently he’s been promoting ICOs ranging from home repair to gambling projects: But when he started promoting Docademic, a healthcare ICO that claimed it was offering free basic healthcare for the world and saving lives, verification was necessary. Not only did the company and what it does pleasantly surprise expectations, but also its token economics were staggeringly better than most ICOs seen in the last year.

Docademic is a company founded in Mexico by former Med Students who created a method of offering Free Basic Medical Health Services to the public.  This may seem simple to grasp but it’s quite complicated and it is why their company is now on a path to change the world of medicine as we know it.  Get to know a little bit more about the company: https://www.docademic.com/

By downloading the Docademic app, registering and pressing a button, a patient can talk to a doctor, 24/7, face to face for Free.  All this while maintaining a quality of service that is standardized and conforms to government mandated legal and regulatory protocols.

Docademic CEO, Charles Nader, explained the dynamics powering the company in a public telegram group chat where he personally responds to questions from participants: “Docademic has clients in government and private healthcare industry. We provide government entities real time data and analytics products where they can monitor their population in real time and send targeted messages to certain patients. This service enables the governments to react faster to public health emergencies and improve their public health strategy. Likewise, for private healthcare industry we provide data analytics products that enable companies to see what prescription medications are being prescribed or what pathologies are happening in certain regions. This helps them with their sales strategies. This is how we sustain our amazing free basic healthcare service”

This information, which is a vital tool that is required for continuous research and development and infection control, is highly sought after by governments and the private sector.  Some of Docademic’s clients currently include: Grunenthal Laboratories, Abbott Laboratories, the state of Hidalgo, Mexico and others. Docademic has users in 20 primarily Spanish speaking countries, with plans to expand into North America and Europe in the immediate future.  

Docademic CEO, Charles Nader, studied at Stanford a methodology called “Technology enabled Blitzscaling”. This was an accepted only exclusive course and was given by none other than LinkedIn Co-Founder Reid Hoffman, Former Mozilla CEO John Lilly, and Author and Venture Capitalist Chris Yeh: all which are considered Silicon Valley Luminaries. These men created a course to specifically teach young entrepreneurs how to create, launch, and scale technology companies worldwide. They created the term “Blitzscaling” to represent their philosophy.  Mr. Nader not only has these luminaries as his advisors, he also learned the ins and outs of scaling an innovative technology that he is already putting into practice as he continues to grow the company.

Mr. Nader also decided to break from the traditional VC route to raise funds for Docademic and to take advantage of their growing service by placing their data on a blockchain. “THE” Healthcare blockchain.”

Docademic currently has thousands of users; with new users from multiple countries, signing up daily to use the service. He stated, “We believe the future of all data will be on blockchains. We think it’s best for humanity to benefit from having data on blockchains since it makes data access more transparent and secure. In the future, AI will consult these blockchains and people won’t have to worry about getting their data hacked. Smart contracts will take care of the input and output of data to the blockchain. “

Docademic plans to continue expanding its services to more countries globally in the near future. The data generated will be available on the blockchain for anyone to access under a specified set of rules. This includes the patients themselves.  By Docademic creating this blockchain they are also the first to benefit from it by developing products and services that access that data and using its native cryptocurrency needed to interact with the data, they call it MTC or Medical Token Currency. The more health related data imputed by the patients, the more MTC they will generate.  This will cause a positive impact in two ways. The patients will be able to save all their medical records in one specific area to be accessed, whenever needed, through the blockchain anywhere in the world. The data will also help to increase the anonymous data pool that will be able to be accessed for ongoing research.

Docademic launched its ICO to expand their services to the US and Europe, the most valuable healthcare data markets. They know that if they can expand to those areas, their expansion to other regions of the planet will come soon after.  Their ICO hard cap is based on the money they actually need to expand; which is less than 12 million USD. This is less than half of what many other ICOs hard caps are striving to raise that are based only on a white paper and don’t even have products or services let alone paying clients.

Docademic is a company with a working service and thousands of users already present across two continents and has a firm belief that everyone should benefit from this service, so its token supply was set at 1 billion. This means that people who buy the ICO now get a significant number of tokens for every dollar they spend from a company that already has clients in both private industry and government.

For these reasons, based on analysis of comparable ICOs and tokens currently on exchanges, its believed that the Docademic ICO will most likely be one of the highest value ROI ICOs and blockchain projects ever. Not only that, it may even be one of the most significant technological innovations of our times. Good choice Mr. McAfee, it’s nice to see you are putting your power for the benefit of humanity.

If you are interested in being part of this ICO, you have until Sunday, April 15th to purchase your MTC’s here: https://ico.docademic.com/

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[kansascityhappenings]

Céline Dion launches gender-neutral clothing line for children

TEL AVIV, ISRAEL — Five-time Grammy winning singer Céline Dion wants children to have comfortable clothes that fit in neutral colors with simple prints. She said she aims to change the dialogue on clothes with her new collection CELINUNUNU. The fashion-line name kind of looks like a jumble of letters — the name comes from Céline + the fashion company Nununu.

The new clothes feature 70 stereotype-free styles for kids aged 0 to 14. Nununu specializes in unisex designs and is based in Israel.

“I’ve always loved Nununu and what they represent,” Dion wrote on Twitter Tuesday. “Partnering with [founders Iris Adler and Tali Milchberg] to encourage a dialogue of equality and possibility makes so much sense.”

Dion said she has tried to stay away from gender stereotypes while raising her 8-year-old twins, Eddy and Nelson, and 17-year-old son, René-Charles.

As for the CELINUNUNU line itself, Dion said, “The message I’m trying to get across is you raise your children the way you want to raise your children. You have to decide what’s right for them. We’re just proposing another way to take away the stereotype.”

Below we will cover how people feel about the new fashion line from all angles, those in support and critics included.

Benefits of new clothesline

Not everyone loves the idea of clothing without a gender designation, but it can actually help some kids be safer, particularly girls. Some of the fashion for girls today can be really over the top, and parents have complained that shorts for girls are often too short or other items are too mature. It can be unsettling to compare shorts length for girls and boys and wonder why less material is given to girls. Pulling back on gender stereotypes might actually let girls be girls — instead of pressuring them into items more appropriate for adults.

The intent of several non-gender clothing lines is in part to stop sexualizing kids. Simple t-shirts and jeans can be a life saver, and can take pressure off kids who feel like they have to be fashionistas. Céline Dion wants children to feel comfortable in their own clothes without feeling that pressure, and kids can decide for themselves whether they love pink, want flowery prints, or bows and pearls. Nununu does have some more frilly items, but none of its clothes are remotely suggestive.

Marketing firm Mintel found that 20 percent of parents with children under age 12 who had bought kids’ clothing in the past year support gender-neutral clothing options.

Prices can vary widely in gender marketing

Some of the gendered marketing can spike prices — compare men’s shampoo and women’s shampoo, or men’s razors and women’s razors. Some hygiene products have nothing to do with gender, and often the items marketed toward women cost more, so it’s smart to shop around and see how marketing companies could be stereotyping you in an effort to get money off you. It might make more sense to buy the men’s razor and get your money’s worth.

Kids toys can have the same problem: LEGOs, action figures, playing cards, board games, and other items have over the past 20 years been marketed more toward gender. Do LEGOs need to have certain colors to appeal more to boys or girls, or do kids just like playing with blocks? It’s an important question that marketing experts believe they have solved, but perhaps kids just like to play with toys.

History behind colors and marketing

Fun fact: pink hasn’t always been the color of choice for girls. A Ladies’ Home Journal article in June 1918 said, “The generally accepted rule is pink for boys, and blue for the girls. The reason is that pink, being a more decided and stronger color, is more suitable for the boy, while blue, which is more delicate and dainty, is prettier for the girl.” The article with this quote has been saved at the Smithsonian.

At the end of the day, neither pink nor blue are seen universally to denote a boy or a girl. Across the world different cultures use colors in different ways: in South Korea pink is common in male fashion, blue is the number one favorite color for people across the globe, but in some cultures blue is a barely recognized color. For a long time, the Egyptians were the only culture that could produce blue dyes. In some parts of the world today, blue isn’t considered common. A research team worked with the Himba tribe from Namibia and found there is no word for blue nor real distinction between blue and green.

If we go back just a hundred years, children’s clothing has largely changed — mostly for the better. For centuries, it was standard practice for children in the West to wear white dresses until age six, which sounds more like trying to project an unappealing ghost-gender, but the clothing choice was out of practicality.

The baby boomers were the first generation to wear gender-specific clothing according to the Smithsonian. In the mid-1800s, pastel colors, including pink and blue, were linked to baby clothes but not directly to gender. Several guides before the 1940s suggested clothing color should be based on hair color or eye color.

“What was once a matter of practicality — you dress your baby in white dresses and diapers; white cotton can be bleached — became a matter of ‘Oh my God, if I dress my baby in the wrong thing, they’ll grow up perverted,’” Jo B. Paoletti, author of Pink and Blue: Telling the Girls From the Boys in America, told Smithsonian in 2011.

For Nununu founders Iris Adler and Tali Milchberg of Tel Aviv, Israel, the effort to change conventions in children’s fashion started a decade ago. The company offers clothes in neutral color palettes. The designers said children’s fashion doesn’t have to be silly, fussy, or frilly. If you look on the company website, a pale almost-beige-pink is used in some items.

The styles from the company may be better described as down to earth and comfort-as-a-priority.

The clothes can be found at Nordstrom, Bloomingdales, Saks Fifth Avenue, and other retailers, as well as from the Nununu website. According to the designers, the word “Nununu” is what Israeli parents say to naughty children.

Critics unhappy with non-gender specific kids clothes

Not everyone agrees with Dion’s decision to partner with Nununu. Thousands of fans tweeted they lost respect for her. Critics have dogged Nununu for focusing on changing clothing concepts. There is concern that the clothes cause kids to lose their identity or make them feel confused.

For Adler and Milchberg, implying gender norms with kids clothing didn’t sit well with them. Mitchberg said she didn’t want children growing up thinking they had to either play football or play with Barbie dolls. She said these are things kids should play with only if they want to play with them.

When Adler and Milchberg told their friends they wanted to start a unisex kids clothesline, they faced ridicule.

“When we started, friends and people we know said, ‘What? Are you guys out of your minds — unisex clothes for kids?’” Milchberg said in an interview with Vox. “‘You will lose your money and your career.’ But we felt strongly about it,” said Milchberg.

Dion first bought clothes from Nununu fives years ago for her children. She reached out to the company to start a clothing line last year. The ad for the campaign was uploaded to YouTube in November and has garnered more than 412,000 views. The commercial features police confronting Dion when she goes into a baby ward. The advertisement could be a little misleading (or dramatic) for viewers — so to really get an idea of what is in the fashion line, here are some pictures.

Courtesy CELINUNUNU

Courtesy CELINUNUNU

Courtesy CELINUNUNU

Courtesy CELINUNUNU

Courtesy CELINUNUNU

Courtesy CELINUNUNU

So is the fashion line for everyone? Probably not. It does have a limited amount of items and some of them are pricey. Some of the coats are more than $100, and something similar could probably be found at Walmart or Target. The designs are also limited and might not really fit with every child. A whole wardrobe based off the one line or company would be impractical, but some items from it might help expand a kid’s wardrobe and give them more options. Some of it looks great for pajamas.

Most of the clothes are for comfort, not for formal outings. If you head to the main Nununu website, it has far more options — including tutus. You might be able to get a better idea of their company through their Instagram page.

If your kids are into Tim Burton movies, if they like skulls, or if they like things that are simple-not-complicated — then these clothes probably fit their style. It can be a little edgy.

from FOX 4 Kansas City WDAF-TV | News, Weather, Sports https://fox4kc.com/2018/11/18/celine-dion-launches-gender-neutral-clothing-line-for-children/

from Kansas City Happenings https://kansascityhappenings.wordpress.com/2018/11/19/celine-dion-launches-gender-neutral-clothing-line-for-children/

[awesomecolorfulcollectorwombat]

Coinbase Wants To Be Too Big To Fail

New Post has been published on http://tradewithoutfear.com/coinbase-wants-to-be-too-big-to-fail/

Coinbase Wants To Be Too Big To Fail

THE NEW TITANS OF FINANCE prowl a glass fortress 3,000 miles from Wall Street. High above San Francisco’s Market Street, their headquarters take up three floors with sweeping views of the bay and city below. The reception desk bears jars brimming with chocolate coins near a jokey “Initial Chocolate Offering” sign. Beyond it, in an open space with no corner offices, big shots poached from Silicon Valley giants sit beside junior hires clutching free cans of LaCroix. This is the home base of Coinbase, the buzzy startup that wants to rewire the financial system around blockchains and digital currency.

But good luck finding it. There’s no logo outside the building or in the lobby. Nor is there any signage in the hallway outside that reception desk, just fortified metal doors and an intercom. Coinbase employees maintain a low profile, they explain, because most own virtual cryptocurrency, some 
in quantities that make them multimillionaires on paper.
 A kidnapper could capture someone and “pull out their fingernails,” a staffer says, to learn the location of their fortune—as if betting your career and well-being on a volatile, unproven financial technology weren’t stressful enough.

Such is life at Coinbase, a company where the mood alternates between upbeat and under siege. It was founded in 2012 as an exchange that lets individuals and companies easily buy and store digital currencies, most notably Bitcoin. And by 2017, when investor interest in those currencies moved to the mainstream, Coinbase was perfectly positioned to capitalize, becoming a 21st-century Wells Fargo for a new digital gold rush.

In short order, Coinbase became the first U.S. cryptocurrency startup to earn a $1 billion “unicorn” valuation from investors, and the first to bring in $1 billion in annual revenue. (The still-private company is profitable, according to regulatory filings, though it won’t disclose specific earnings.) Coinbase now claims 25 million customer accounts—a five- fold increase from two years ago—putting it on a par with traditional finance giants like Charles Schwab and the brokerage arm of Fidelity. The tech press is buzzing about new, higher-valuation funding rounds and a looming IPO. And the company’s first-mover status has made it something of a home planet for the universe of crypto-oriented business; a surprising number of top industry figures are connected, in one way or another, to Coinbase and its 35-year-old founder and CEO, Brian Armstrong.

Still, life at the top is tense. Coinbase owes its preeminence in part to last year’s unprecedented speculative surge in cryptocurrency investing. Today the buoyant Bitcoin runs of 2017 seem a distant memory, as more investors question the value of assets that have
yet to prove their staying power. Many of the most popular digital currencies trade 80% or even 90% lower than their peaks last December, and the popping of the bubble has erased a staggering $600 billion in market capitalization. The collapse has meant less trading and less commission revenue for Coinbase, even as new low-fee competitors threaten
 to turn the company’s core service into a commodity—and even as the company recovers from self-inflicted problems that alienated customers during the boom.

Presiding over all this is an introverted founder who sees the cryptomania of 2017 as just one chapter in a longer story. Armstrong belongs to a generation of evangelists who view digital currencies, and the blockchain technology on which they’re based, as tools that will make investing, borrowing, and saving money faster, cheaper, and more egalitarian. And he wants Coinbase to become the banking empire that brings those tools to the masses.

Armstrong and his colleagues have laid the groundwork for that future, carefully wooing regulators and investing in new technology. What he hasn’t done yet is convince the wider financial world that crypto is a must-have technology. If Armstrong can’t eventually make a compelling long-term case, it may be not just Coinbase that crumbles, but an entire industry.

THE IDEALIST: Brian Armstrong at Coinbase’s San Francisco headquarters. “I really want to see crypto be used by a billion people in the next five years,” he says.

Winni Wintermeyer for Fortune

GROWING UP IN SAN JOSE, Armstrong often felt bored and confined. His parents, both successful engineers, provided a comfortable upbringing and a brisk intellectual environment. But while Armstrong saw the Internet as a tool to change society—in the same way Apple’s Steve Jobs and Intel’s Andy Grove who built their empires minutes from his househad done with computers and chips, two decades earlier—he fretted that others had beat him to it. “By the time I graduated from college and I was starting to work, I felt maybe I was too late—this Internet revolution had happened,” he said.

Armstrong arrived early, however, for the genesis of a different revolution. While surfing the web at his parents’ house on Christmas of 2009, he encountered a nine-page paper written by a pseudonymous author named Satoshi Nakamoto. The idea it described—a global currency beyond the reach of banks or governments—was so compelling he began to read 
it again, tuning out his mother’s entreaties to join the holiday festivities downstairs.

Nakamoto’s paper is now famous for describing the architecture of Bitcoin—and the broader notion of using a global network of computers to maintain a common record 
of any kind of transaction. Like other early believers, Armstrong became enamored of the idea of a financial system that could minimize the influence of middlemen and politicians. His fixation grew after a trip to Argentina. He recalls sitting in restaurants in Buenos Aires where prices on menus were covered with stickers that changed almost daily—symptoms of rampant inflation that had wiped out the savings of ordinary people. Bitcoin, he thought, represented a way to store or transfer wealth beyond the control of rapacious states. It was digital gold.

Childhood photograph of Brian Armstrong. Armstrong says he saw the Internet as a tool to change society: “By the time I graduated from college and I was starting to work, I felt maybe I was too late—this Internet revolution had happened.”

Courtesy of Coinbase

For this vision to come to pass, though, ordinary people would have to use crypto- currency—and in its early days, that was wildly impractical. Would-be Bitcoiners had to engage in a recondite rigmarole of downloading “wallet” software and then funding the wallet with an offshore bank transfer or working with shadowy middlemen.

Armstrong’s vision was to make the process more akin to buying stock online. In 2012, he left his job as an engineer at Airbnb to make it a reality. He designed Coinbase to allow customers to use traditional bank accounts to purchase cryptocurrency. Whereas buying Bitcoin had once required serious tech chops, the Coinbase version was more like using PayPal or Venmo. And instead of requiring users to store currency using complicated cryptographic keys, Coinbase stored it on customers’ behalf.

There turned out to be plenty of demand for an easy-to-get Bitcoin service; barely a year after launching in late 2012, Coinbase reached the million-customer mark. At a time when concerns about drug dealing and money laundering hovered over the crypto world, Coinbase took pains to comply with know-your-customer laws and other strictures of U.S. banking law. And during last year’s mania, as hundreds of new crypto “coin” investments sprang up, the company—fearful of scams or trouble with the Securities and Exchange Commission—declined to sell the vast majority of them. (Today there are
15 cryptocurrencies with a market cap over
 $1 billion, but Coinbase offers trading in
 only five of them.) Fretting about compliance didn’t endear Armstrong to the crypto world’s self-styled renegades, whose tastes run towards cocaine, Lamborghinis and anti-government diatribes. But it has put Coinbase on the cusp of regulatory approval for a broker dealer license. It is also in talks to obtain a federal banking charter—a once unthinkable idea for any Bitcoin-related company.

“What matters in financial products is the first-mover advantage and who sets the standards,” says Christian Bolu, an analyst with Sanford C. Bernstein. “Coinbase is assuming that mantle and setting the regulatory agenda.”

Charts show price of Bitcoin and estimated number of Coinbase users

The company is also a darling of blue-chip venture capital firms, including early investors Union Square Ventures and Andreessen Horowitz. The latter’s $25 million investment in 2013 came as the VC community’s first truly big bet on cryptocurrency. The young CEO, his backers say, quickly revealed an instinct for self-improvement. “Every meeting you have with him, he sends follow-up questions,” says Chris Dixon, a partner at Andreessen. “He’s constantly curious and looking for mentorship.” Armstrong’s bid to better himself is almost pathological. Last year, he obtained his pilot’s license but largely lost interest upon becoming satisfied he could fly a plane. At Coinbase, Armstrong will grill employees about what he, and they, could do better: He once emailed his performance review from HR to the entire staff in order to solicit tips.

He consumes large numbers of books, mostly by audio. His tastes include science and behavioral psychology, but lean to management bromides and great man biographies (Steve Jobs, the Wright Brothers, Dwight Eisenhower). Reading Michael Malone’s Bill and Dave, a history of Hewlett-Packard, prompted Armstrong
 to urge employees to approach him anytime with ideas, lest someone else snap them up. “Steve Wozniak, when he was an engineer at HP, brought them the Apple 1,” Armstrong recounts. “He’s like, ‘I built this, I think HP should manufacture it.’ And they said no. And, of course, then he left and created Apple Computer, right?” Armstrong’s nightmare, it seems, would be for success to elude him after being right under his nose.

BUT WHEN SUCCESS did arrive, Coinbase and Armstrong found they had a
lot to learn about managing it. In 2017, as Bitcoin and other digital currencies rose 20-fold or more in value, Coinbase made a killing on trading fees. During the height of the mania, Armstrong has said, Coinbase signed up more than 50,000 new customers a day. This led the company’s website to crash and sputter and leave the site’s engineers to feel like they were holding back an avalanche with Saran Wrap. For some Coinbase customers, the site became a hellish experience, as glitches reigned and orders went unfilled. Twitter and the website Reddit lit up with anguished accounts of money stuck in limbo and customer service tickets landing in black holes, unresolved for days. Dozens of other customers filed complaints with the Better Business Bureau and the SEC.

Hackers, meanwhile, began targeting customers with elaborate phishing and bank fraud scams; Coinbase was at one point spending 10% 
of its revenue on resolving fraud-related issues. Employees weren’t happy, either. The chaos left many engineers and customer service reps working 18-hour days, and some quit in exhaustion.

Another serious hiccup occurred on June 21, 2017, when a high-net-worth “whale” abruptly sold millions of dollars’ worth of the popular currency Ethereum. The result was a “flash crash,” as prices plunged from $320 to under 10¢ before shooting back up again, triggering automated sell orders that resulted in some unlucky investors ditching their whole position for a pittance. Unlike most big stock exchanges, Coinbase hadn’t built a trip wire to halt trading in the case of a panic selloff—a big technical blunder. Armstrong eventually decided to rescue the victims by canceling their side of the trades—a calm-restoring but costly proposition.

At the peak of the crypto boom, Coinbase took another hit to its credibility over its handling of Bitcoin Cash, a spinoff of Bitcoin. It initially declined to support the new cur- rency, then reversed its position after a wave of customer complaints. But in December, just before Coinbase announced the reversal, there was a sudden, unusual uptick in Bitcoin Cash’s price—sparking speculation that Coinbase employees had traded on inside information and bought the currency in anticipation of an influx of new money. According to a former employee, the outcry led Coinbase to abruptly delete two of its channels on the messaging app Slack, which employees used to discuss the crypto market and trading strategies.

Coinbase concluded after an internal investigation that its employees had not engaged in insider trading, and the company tells Fortune it closed the Slack channels out of an abundance of caution rather than any wrongdoing. Given the evolving regulatory regime around cryptocurrency, it’s not clear that trading the currencies based on inside information would even be illegal. Still, the controversy, combined with the site’s customer service woes, sent a message: Just as cryptocurrency was commanding a national spotlight, Coinbase seemed unready for primetime.

Its struggles didn’t scare away investors, however: In August 2017, the startup raised $100 million, giving it a $1.8 billion valuation. That provided Armstrong with the capital and clout to hire talent that could help him right the ship. Coinbase poached longtime Twitter operations executive Tina Bhatnagar to help repair its customer service shambles, and it brought on HP veteran Asiff Hirji as COO. Armstrong has also committed to hiring inclusively: Coinbase, by company rule, interviews three qualified people from underrepresented backgrounds for each open position, and 33% of leadership roles are held by women.

Employees give their boss high marks for staying on an even keel as the crises unfolded. Armstrong himself believes he found his footing as the company grew. At first, he recalls, “I thought [a CEO] had to be a military general, barking orders. But I feel I’ve embraced my own style of leadership, which is a little bit more collaborative. It’s seeking the truth, not trying to be right. I also realized you shouldn’t try to be something you’re not because that’s the worst kind of leadership.”

Coinbase has also doubled its headcount over the past year to nearly 1,000. The extra staffing has helped restore work/life balance and reduce the number of all-nighters. Arm- strong, for his part, is showing his staff that he too can chill out. This includes recapturing some of the vibe from the company’s early days. Back then, Armstrong and Coinbase’s third employee, Olaf Carlson-Wee (who today runs Polychain Capital, the largest U.S. crypto hedge-fund) would team up in epic Halo matches against business VP Fred Ehrsam, a former high school gaming champ. There was also a lot of ping-pong and rock-climbing. Today’s version of chilling out includes Armstrong indulging his penchant for belting Disney songs in the office and at off-site karaoke. One staffer (who calls Armstrong a “great singer”) described the CEO leading a recent Little Mermaid sing-along at a bar in San Francisco’s Castro District.

PART OF YOUR WORLD: Armstrong with staffers at Coinbase’s San Francisco headquarters. The CEO wants the company to eventually become the crypto equivalent of a global bank.

Jason Henry—The New York Times/Redux

Customer service, meanwhile, has improved dramatically under Bhatnagar, says Mike Dudas, a Google veteran who runs a crypto-news startup The Block. By mid-2018, Coinbase claimed to have eliminated 95% of its backlogs, and it says it responds to complaints within 10 hours—a far cry from the peak of the Bitcoin mania, when many tickets took a week or longer to resolve.

Of course, if complaints are a far cry from where they were, that’s because Bitcoin mania is too. Cryptocurrency prices have lost more ground since December in percentage terms than the Nasdaq did during the dotcom bust of 2000–02. The research firm Diar recently reported that Coinbase trading volume has dropped from over $20 billion in January to less than $5 billion a month this summer.
Since Coinbase charges commissions that range up to 1.99% of the value of each trade, the simultaneous plummeting of values and volumes is a double whammy. And its margins are under threat from new competition. Over the past year, fintech companies Robinhood and Square and European brokerage eToro have wooed crypto investors with low- or no-cost trading. That ominous drumbeat adds urgency to one of Armstrong’s biggest missions: converting Coinbase into a diversified blockchain-banking giant that isn’t solely dependent on trading revenue.

IT’S A SWELTERING EVENING in Washington, D.C. as Armstrong, clad in a tan suit, sits down for dinner. He and a small retinue are gathered in a hotel restaurant near Dupont Circle, where the food is both expensive and mediocre. Tucking into poached salmon, he reflects on his day meeting lawmakers and senior regulators. Armstrong, ever the Silicon Valley engineer, is not wowed by the political atmosphere. “I think my favorite part was the underground train,” he says, referring to the hidden monorail that whisks elected officials and elite visitors to and from the Capitol. Still, the CEO and his team have been persistent in educating the political class about cryptocurrency and blockchains. And these efforts are paying dividends, as more regulators see the technology as a useful tool rather than an inherently criminal threat—opening more opportunities for Coinbase and its competitors.

In addition to its impending broker-dealer license, Coinbase has won permission to provide custody services for big institutional customers that wish to own cryptocurrency assets. These services could prove lucrative if the company can lure more big players like mutual funds, pensions, and private equity funds to trade with it. There’s already some progress on this front: Earlier this year, its services aimed at professional traders and institutions—primarily wealthy “family offices” and cryptocurrency oriented hedge funds—surpassed its consumer platform as the company’s biggest source of trading volume.

“I don’t think it’s going to be easy,” cautions Richard Johnson, a financial technologies expert with consultancy Greenwich Associates. “The institutional market will be a different one for them to crack,” especially since mainstream fund managers are waiting for a stronger regulatory framework before investing.

Emilie Choi, vice president of corporate and business development. Choi, a veteran of LinkedIn, is a tech M&A specialist; she has helped Coinbase buy nearly a dozen smaller blockchain and finance firms to build out its own empire.

Stefan Ruenzel—Fortune Video

But recent acquisitions could help Coinbase be ready when that framework emerges. One of its recent hires is Emilie Choi, VP of corporate and business development, who presided over 40 acquisitions at LinkedIn. Since signing on in March, Choi has helped Coinbase snap up nearly a dozen small blockchain and financial firms that could help it provide a broader range of services. Still, for a company that likes to style itself as “the Google of crypto,” Coinbase is still waiting for an encore hit to its trading platform, along the lines of Google adding Gmail or Maps or YouTube to its core search service.

Right now, Coinbase’s most promising project, say Johnson and others, involves a new class of investments known as security tokens, which represent investable assets as tokens on a blockchain. Armstrong has spoken of building an alternative investment market around such tokens, run by Coinbase. Supporters say tokens could be used to convert assets that are relatively illiquid and expensive—privately held companies, for example, or art and other collectibles—into units that are easy to trade.

Trying to understand security tokens and their implications is much like trying to grok the Internet in 1994. Just as people were puzzled by terms like “browser” two decades ago or “app” a decade ago, the vocabulary of blockchain—including “tokens” and “wallets”—is still baffling to many. One of the industry’s better explainers is Coinbase CTO Balaji Srinivasan, a charismatic 38-year-old with spiky hair, salt-and-pepper stubble and eyes that glisten. Srinivasan has written a series of influential essays on tokens’ potential to remake the venture capital industry.

“Blockchains are the most complicated piece of technology since browsers or operating systems,” he says, adding that only a handful of savants possess the expertise in a range of fields—including cryptography, game theory, networking, databases, and cyber-security—to wrangle them. But tokens are different, he explains. They can be built by a much broader class of engineers, while still taking advantage of blockchains’ powerful attributes, such as being tamper-proof and indestructible. And when used to securitize assets, they represent an efficient new way to recognize and distribute ownership.

Balaji Srinivasan, Chief Technology Officer. Srinivasan joined Coinbase this spring when it acquired Earn.com, a crypto startup he founded. He’s an expert on security tokens, tech that Coinbase thinks could be the foundation of a blockchain-based investment market.

Steve Jennings—Getty Images

David Sacks, the venture capitalist and founding COO of PayPal, sees U.S. real estate— a $7 trillion market that is highly illiquid—as particularly ripe to be subdivided and sold via tokens. “It’s like going from an analog to a digital system of ownership. Today, a deed or private security is a piece of paper in a file cabinet somewhere. A token digitizes it,” said Sacks, who is backing a company called Harbor that creates code to ensure tokens comply with security laws. The real estate idea is already moving from theory to reality: The owners of the upscale St. Regis in Aspen, for example, announced in August that they would sell a 19% stake in the hotel in the form of tokens.

Preston Byrne, a financial consultant and cryptocurrency lawyer, argues that the security tokens will make it easier for businesses 
to raise capital, by streamlining regulatory compliance and record-keeping—as information that currently occupies dozens of disparate files gets consolidated onto blockchains. Tokens could also make companies less reliant on investment banks and other middlemen, slashing the costs associated with mergers, acquisitions, and the issuance of equity or bonds. “Coinbase is in a very good position to leverage all that because they’ve got the tech,” Byrne says. “This is where the rubber hits the road, as tech startups start eating big banks’ business.”

The big banks, of course, may eat before they get eaten. Flush with cash and stocked with their own tech talent, financial monoliths like JPMorgan Chase and Citigroup are funding their own blockchain projects. And Coinbase hardly has a monopoly on crypto- currency trading technology; rivals including Circle and Gemini are also jockeying to build institutional trading platforms.

Still, Coinbase remains an investor favorite. Multiple sources confirmed to Fortune that the company is in the final stages of a hefty funding round. In April, when Coinbase acquired crypto company Earn.com, reports leaked that Coinbase projected its own value at about $8 billion. The company has not confirmed that figure but doesn’t dispute it.

As for the broader cryptocurrency revolution, Armstrong hasn’t lost sight of the ideal of a global payment system independent of banks and governments. To this end, Coinbase is building software called Coinbase Wallet to help ordinary investors navigate the world of tokens. And Armstrong remains even more ambitious than his investors. “I really want to see crypto be used by a billion people in the next five years,” he says.

This article originally appeared in the October 1, 2018 issue of Fortune.

[cryptonewsupdates]

Why John McAfee Backed Docademic's ICO? "It Could Possibly Be One of the Best ICOs of All Time."

Join our community of 10 000 traders on Hacked.com for just $39 per month.

This is a submitted sponsored story. CCN urges readers to conduct their own research with due diligence into the company, product or service mentioned in the content below.

John McAfee, as we all know, is a polemicist who maintains an irrefutable sway on the crypto community. His tweets are powerful and can garner a lot of attention. Recently he’s been promoting ICOs ranging from home repair to gambling projects: But when he started promoting Docademic, a healthcare ICO that claimed it was offering free basic healthcare for the world and saving lives, verification was necessary. Not only did the company and what it does pleasantly surprise expectations, but also its token economics were staggeringly better than most ICOs seen in the last year.

Docademic is a company founded in Mexico by former Med Students who created a method of offering Free Basic Medical Health Services to the public.  This may seem simple to grasp but it’s quite complicated and it is why their company is now on a path to change the world of medicine as we know it.  Get to know a little bit more about the company: https://www.docademic.com/

By downloading the Docademic app, registering and pressing a button, a patient can talk to a doctor, 24/7, face to face for Free.  All this while maintaining a quality of service that is standardized and conforms to government mandated legal and regulatory protocols.

Docademic CEO, Charles Nader, explained the dynamics powering the company in a public telegram group chat where he personally responds to questions from participants: “Docademic has clients in government and private healthcare industry. We provide government entities real time data and analytics products where they can monitor their population in real time and send targeted messages to certain patients. This service enables the governments to react faster to public health emergencies and improve their public health strategy. Likewise, for private healthcare industry we provide data analytics products that enable companies to see what prescription medications are being prescribed or what pathologies are happening in certain regions. This helps them with their sales strategies. This is how we sustain our amazing free basic healthcare service”

This information, which is a vital tool that is required for continuous research and development and infection control, is highly sought after by governments and the private sector.  Some of Docademic’s clients currently include: Grunenthal Laboratories, Abbott Laboratories, the state of Hidalgo, Mexico and others. Docademic has users in 20 primarily Spanish speaking countries, with plans to expand into North America and Europe in the immediate future.  

Docademic CEO, Charles Nader, studied at Stanford a methodology called “Technology enabled Blitzscaling”. This was an accepted only exclusive course and was given by none other than LinkedIn Co-Founder Reid Hoffman, Former Mozilla CEO John Lilly, and Author and Venture Capitalist Chris Yeh: all which are considered Silicon Valley Luminaries. These men created a course to specifically teach young entrepreneurs how to create, launch, and scale technology companies worldwide. They created the term “Blitzscaling” to represent their philosophy.  Mr. Nader not only has these luminaries as his advisors, he also learned the ins and outs of scaling an innovative technology that he is already putting into practice as he continues to grow the company.

Mr. Nader also decided to break from the traditional VC route to raise funds for Docademic and to take advantage of their growing service by placing their data on a blockchain. “THE” Healthcare blockchain.”

Docademic currently has thousands of users; with new users from multiple countries, signing up daily to use the service. He stated, “We believe the future of all data will be on blockchains. We think it’s best for humanity to benefit from having data on blockchains since it makes data access more transparent and secure. In the future, AI will consult these blockchains and people won’t have to worry about getting their data hacked. Smart contracts will take care of the input and output of data to the blockchain. “

Docademic plans to continue expanding its services to more countries globally in the near future. The data generated will be available on the blockchain for anyone to access under a specified set of rules. This includes the patients themselves.  By Docademic creating this blockchain they are also the first to benefit from it by developing products and services that access that data and using its native cryptocurrency needed to interact with the data, they call it MTC or Medical Token Currency. The more health related data imputed by the patients, the more MTC they will generate.  This will cause a positive impact in two ways. The patients will be able to save all their medical records in one specific area to be accessed, whenever needed, through the blockchain anywhere in the world. The data will also help to increase the anonymous data pool that will be able to be accessed for ongoing research.

Docademic launched its ICO to expand their services to the US and Europe, the most valuable healthcare data markets. They know that if they can expand to those areas, their expansion to other regions of the planet will come soon after.  Their ICO hard cap is based on the money they actually need to expand; which is less than 12 million USD. This is less than half of what many other ICOs hard caps are striving to raise that are based only on a white paper and don’t even have products or services let alone paying clients.

Docademic is a company with a working service and thousands of users already present across two continents and has a firm belief that everyone should benefit from this service, so its token supply was set at 1 billion. This means that people who buy the ICO now get a significant number of tokens for every dollar they spend from a company that already has clients in both private industry and government.

For these reasons, based on analysis of comparable ICOs and tokens currently on exchanges, its believed that the Docademic ICO will most likely be one of the highest value ROI ICOs and blockchain projects ever. Not only that, it may even be one of the most significant technological innovations of our times. Good choice Mr. McAfee, it’s nice to see you are putting your power for the benefit of humanity.

If you are interested in being part of this ICO, you have until Sunday, April 15th to purchase your MTC���s here: https://ico.docademic.com/

Follow us on Telegram. Advertisement

[cryptonewsupdates]

Why John McAfee Backed Docademic's ICO? "It Could Possibly Be One of the Best ICOs of All Time."

Join our community of 10 000 traders on Hacked.com for just $39 per month.

This is a submitted sponsored story. CCN urges readers to conduct their own research with due diligence into the company, product or service mentioned in the content below.

John McAfee, as we all know, is a polemicist who maintains an irrefutable sway on the crypto community. His tweets are powerful and can garner a lot of attention. Recently he’s been promoting ICOs ranging from home repair to gambling projects: But when he started promoting Docademic, a healthcare ICO that claimed it was offering free basic healthcare for the world and saving lives, verification was necessary. Not only did the company and what it does pleasantly surprise expectations, but also its token economics were staggeringly better than most ICOs seen in the last year.

Docademic is a company founded in Mexico by former Med Students who created a method of offering Free Basic Medical Health Services to the public.  This may seem simple to grasp but it’s quite complicated and it is why their company is now on a path to change the world of medicine as we know it.  Get to know a little bit more about the company: https://www.docademic.com/

By downloading the Docademic app, registering and pressing a button, a patient can talk to a doctor, 24/7, face to face for Free.  All this while maintaining a quality of service that is standardized and conforms to government mandated legal and regulatory protocols.

Docademic CEO, Charles Nader, explained the dynamics powering the company in a public telegram group chat where he personally responds to questions from participants: “Docademic has clients in government and private healthcare industry. We provide government entities real time data and analytics products where they can monitor their population in real time and send targeted messages to certain patients. This service enables the governments to react faster to public health emergencies and improve their public health strategy. Likewise, for private healthcare industry we provide data analytics products that enable companies to see what prescription medications are being prescribed or what pathologies are happening in certain regions. This helps them with their sales strategies. This is how we sustain our amazing free basic healthcare service”

This information, which is a vital tool that is required for continuous research and development and infection control, is highly sought after by governments and the private sector.  Some of Docademic’s clients currently include: Grunenthal Laboratories, Abbott Laboratories, the state of Hidalgo, Mexico and others. Docademic has users in 20 primarily Spanish speaking countries, with plans to expand into North America and Europe in the immediate future.  

Docademic CEO, Charles Nader, studied at Stanford a methodology called “Technology enabled Blitzscaling”. This was an accepted only exclusive course and was given by none other than LinkedIn Co-Founder Reid Hoffman, Former Mozilla CEO John Lilly, and Author and Venture Capitalist Chris Yeh: all which are considered Silicon Valley Luminaries. These men created a course to specifically teach young entrepreneurs how to create, launch, and scale technology companies worldwide. They created the term “Blitzscaling” to represent their philosophy.  Mr. Nader not only has these luminaries as his advisors, he also learned the ins and outs of scaling an innovative technology that he is already putting into practice as he continues to grow the company.

Mr. Nader also decided to break from the traditional VC route to raise funds for Docademic and to take advantage of their growing service by placing their data on a blockchain. “THE” Healthcare blockchain.”

Docademic currently has thousands of users; with new users from multiple countries, signing up daily to use the service. He stated, “We believe the future of all data will be on blockchains. We think it’s best for humanity to benefit from having data on blockchains since it makes data access more transparent and secure. In the future, AI will consult these blockchains and people won’t have to worry about getting their data hacked. Smart contracts will take care of the input and output of data to the blockchain. “

Docademic plans to continue expanding its services to more countries globally in the near future. The data generated will be available on the blockchain for anyone to access under a specified set of rules. This includes the patients themselves.  By Docademic creating this blockchain they are also the first to benefit from it by developing products and services that access that data and using its native cryptocurrency needed to interact with the data, they call it MTC or Medical Token Currency. The more health related data imputed by the patients, the more MTC they will generate.  This will cause a positive impact in two ways. The patients will be able to save all their medical records in one specific area to be accessed, whenever needed, through the blockchain anywhere in the world. The data will also help to increase the anonymous data pool that will be able to be accessed for ongoing research.

Docademic launched its ICO to expand their services to the US and Europe, the most valuable healthcare data markets. They know that if they can expand to those areas, their expansion to other regions of the planet will come soon after.  Their ICO hard cap is based on the money they actually need to expand; which is less than 12 million USD. This is less than half of what many other ICOs hard caps are striving to raise that are based only on a white paper and don’t even have products or services let alone paying clients.

Docademic is a company with a working service and thousands of users already present across two continents and has a firm belief that everyone should benefit from this service, so its token supply was set at 1 billion. This means that people who buy the ICO now get a significant number of tokens for every dollar they spend from a company that already has clients in both private industry and government.

For these reasons, based on analysis of comparable ICOs and tokens currently on exchanges, its believed that the Docademic ICO will most likely be one of the highest value ROI ICOs and blockchain projects ever. Not only that, it may even be one of the most significant technological innovations of our times. Good choice Mr. McAfee, it’s nice to see you are putting your power for the benefit of humanity.

If you are interested in being part of this ICO, you have until Sunday, April 15th to purchase your MTC’s here: https://ico.docademic.com/

Follow us on Telegram. Advertisement

[cryptonewsupdates]

Why John McAfee Backed Docademic's ICO? "It Could Possibly Be One of the Best ICOs of All Time."

Join our community of 10 000 traders on Hacked.com for just $39 per month.

This is a submitted sponsored story. CCN urges readers to conduct their own research with due diligence into the company, product or service mentioned in the content below.

John McAfee, as we all know, is a polemicist who maintains an irrefutable sway on the crypto community. His tweets are powerful and can garner a lot of attention. Recently he’s been promoting ICOs ranging from home repair to gambling projects: But when he started promoting Docademic, a healthcare ICO that claimed it was offering free basic healthcare for the world and saving lives, verification was necessary. Not only did the company and what it does pleasantly surprise expectations, but also its token economics were staggeringly better than most ICOs seen in the last year.

Docademic is a company founded in Mexico by former Med Students who created a method of offering Free Basic Medical Health Services to the public.  This may seem simple to grasp but it’s quite complicated and it is why their company is now on a path to change the world of medicine as we know it.  Get to know a little bit more about the company: https://www.docademic.com/

By downloading the Docademic app, registering and pressing a button, a patient can talk to a doctor, 24/7, face to face for Free.  All this while maintaining a quality of service that is standardized and conforms to government mandated legal and regulatory protocols.

Docademic CEO, Charles Nader, explained the dynamics powering the company in a public telegram group chat where he personally responds to questions from participants: “Docademic has clients in government and private healthcare industry. We provide government entities real time data and analytics products where they can monitor their population in real time and send targeted messages to certain patients. This service enables the governments to react faster to public health emergencies and improve their public health strategy. Likewise, for private healthcare industry we provide data analytics products that enable companies to see what prescription medications are being prescribed or what pathologies are happening in certain regions. This helps them with their sales strategies. This is how we sustain our amazing free basic healthcare service”

This information, which is a vital tool that is required for continuous research and development and infection control, is highly sought after by governments and the private sector.  Some of Docademic’s clients currently include: Grunenthal Laboratories, Abbott Laboratories, the state of Hidalgo, Mexico and others. Docademic has users in 20 primarily Spanish speaking countries, with plans to expand into North America and Europe in the immediate future.  

Docademic CEO, Charles Nader, studied at Stanford a methodology called “Technology enabled Blitzscaling”. This was an accepted only exclusive course and was given by none other than LinkedIn Co-Founder Reid Hoffman, Former Mozilla CEO John Lilly, and Author and Venture Capitalist Chris Yeh: all which are considered Silicon Valley Luminaries. These men created a course to specifically teach young entrepreneurs how to create, launch, and scale technology companies worldwide. They created the term “Blitzscaling” to represent their philosophy.  Mr. Nader not only has these luminaries as his advisors, he also learned the ins and outs of scaling an innovative technology that he is already putting into practice as he continues to grow the company.

Mr. Nader also decided to break from the traditional VC route to raise funds for Docademic and to take advantage of their growing service by placing their data on a blockchain. “THE” Healthcare blockchain.”

Docademic currently has thousands of users; with new users from multiple countries, signing up daily to use the service. He stated, “We believe the future of all data will be on blockchains. We think it’s best for humanity to benefit from having data on blockchains since it makes data access more transparent and secure. In the future, AI will consult these blockchains and people won’t have to worry about getting their data hacked. Smart contracts will take care of the input and output of data to the blockchain. “

Docademic plans to continue expanding its services to more countries globally in the near future. The data generated will be available on the blockchain for anyone to access under a specified set of rules. This includes the patients themselves.  By Docademic creating this blockchain they are also the first to benefit from it by developing products and services that access that data and using its native cryptocurrency needed to interact with the data, they call it MTC or Medical Token Currency. The more health related data imputed by the patients, the more MTC they will generate.  This will cause a positive impact in two ways. The patients will be able to save all their medical records in one specific area to be accessed, whenever needed, through the blockchain anywhere in the world. The data will also help to increase the anonymous data pool that will be able to be accessed for ongoing research.

Docademic launched its ICO to expand their services to the US and Europe, the most valuable healthcare data markets. They know that if they can expand to those areas, their expansion to other regions of the planet will come soon after.  Their ICO hard cap is based on the money they actually need to expand; which is less than 12 million USD. This is less than half of what many other ICOs hard caps are striving to raise that are based only on a white paper and don’t even have products or services let alone paying clients.

Docademic is a company with a working service and thousands of users already present across two continents and has a firm belief that everyone should benefit from this service, so its token supply was set at 1 billion. This means that people who buy the ICO now get a significant number of tokens for every dollar they spend from a company that already has clients in both private industry and government.

For these reasons, based on analysis of comparable ICOs and tokens currently on exchanges, its believed that the Docademic ICO will most likely be one of the highest value ROI ICOs and blockchain projects ever. Not only that, it may even be one of the most significant technological innovations of our times. Good choice Mr. McAfee, it’s nice to see you are putting your power for the benefit of humanity.

If you are interested in being part of this ICO, you have until Sunday, April 15th to purchase your MTC’s here: https://ico.docademic.com/

Follow us on Telegram. Advertisement

[cryptonewsupdates]

Why John McAfee Backed Docademic's ICO? "It Could Possibly Be One of the Best ICOs of All Time."

Join our community of 10 000 traders on Hacked.com for just $39 per month.

This is a submitted sponsored story. CCN urges readers to conduct their own research with due diligence into the company, product or service mentioned in the content below.

John McAfee, as we all know, is a polemicist who maintains an irrefutable sway on the crypto community. His tweets are powerful and can garner a lot of attention. Recently he’s been promoting ICOs ranging from home repair to gambling projects: But when he started promoting Docademic, a healthcare ICO that claimed it was offering free basic healthcare for the world and saving lives, verification was necessary. Not only did the company and what it does pleasantly surprise expectations, but also its token economics were staggeringly better than most ICOs seen in the last year.

Docademic is a company founded in Mexico by former Med Students who created a method of offering Free Basic Medical Health Services to the public.  This may seem simple to grasp but it’s quite complicated and it is why their company is now on a path to change the world of medicine as we know it.  Get to know a little bit more about the company: https://www.docademic.com/

By downloading the Docademic app, registering and pressing a button, a patient can talk to a doctor, 24/7, face to face for Free.  All this while maintaining a quality of service that is standardized and conforms to government mandated legal and regulatory protocols.

Docademic CEO, Charles Nader, explained the dynamics powering the company in a public telegram group chat where he personally responds to questions from participants: “Docademic has clients in government and private healthcare industry. We provide government entities real time data and analytics products where they can monitor their population in real time and send targeted messages to certain patients. This service enables the governments to react faster to public health emergencies and improve their public health strategy. Likewise, for private healthcare industry we provide data analytics products that enable companies to see what prescription medications are being prescribed or what pathologies are happening in certain regions. This helps them with their sales strategies. This is how we sustain our amazing free basic healthcare service”

This information, which is a vital tool that is required for continuous research and development and infection control, is highly sought after by governments and the private sector.  Some of Docademic’s clients currently include: Grunenthal Laboratories, Abbott Laboratories, the state of Hidalgo, Mexico and others. Docademic has users in 20 primarily Spanish speaking countries, with plans to expand into North America and Europe in the immediate future.  

Docademic CEO, Charles Nader, studied at Stanford a methodology called “Technology enabled Blitzscaling”. This was an accepted only exclusive course and was given by none other than LinkedIn Co-Founder Reid Hoffman, Former Mozilla CEO John Lilly, and Author and Venture Capitalist Chris Yeh: all which are considered Silicon Valley Luminaries. These men created a course to specifically teach young entrepreneurs how to create, launch, and scale technology companies worldwide. They created the term “Blitzscaling” to represent their philosophy.  Mr. Nader not only has these luminaries as his advisors, he also learned the ins and outs of scaling an innovative technology that he is already putting into practice as he continues to grow the company.

Mr. Nader also decided to break from the traditional VC route to raise funds for Docademic and to take advantage of their growing service by placing their data on a blockchain. “THE” Healthcare blockchain.”

Docademic currently has thousands of users; with new users from multiple countries, signing up daily to use the service. He stated, “We believe the future of all data will be on blockchains. We think it’s best for humanity to benefit from having data on blockchains since it makes data access more transparent and secure. In the future, AI will consult these blockchains and people won’t have to worry about getting their data hacked. Smart contracts will take care of the input and output of data to the blockchain. “

Docademic plans to continue expanding its services to more countries globally in the near future. The data generated will be available on the blockchain for anyone to access under a specified set of rules. This includes the patients themselves.  By Docademic creating this blockchain they are also the first to benefit from it by developing products and services that access that data and using its native cryptocurrency needed to interact with the data, they call it MTC or Medical Token Currency. The more health related data imputed by the patients, the more MTC they will generate.  This will cause a positive impact in two ways. The patients will be able to save all their medical records in one specific area to be accessed, whenever needed, through the blockchain anywhere in the world. The data will also help to increase the anonymous data pool that will be able to be accessed for ongoing research.

Docademic launched its ICO to expand their services to the US and Europe, the most valuable healthcare data markets. They know that if they can expand to those areas, their expansion to other regions of the planet will come soon after.  Their ICO hard cap is based on the money they actually need to expand; which is less than 12 million USD. This is less than half of what many other ICOs hard caps are striving to raise that are based only on a white paper and don’t even have products or services let alone paying clients.

Docademic is a company with a working service and thousands of users already present across two continents and has a firm belief that everyone should benefit from this service, so its token supply was set at 1 billion. This means that people who buy the ICO now get a significant number of tokens for every dollar they spend from a company that already has clients in both private industry and government.

For these reasons, based on analysis of comparable ICOs and tokens currently on exchanges, its believed that the Docademic ICO will most likely be one of the highest value ROI ICOs and blockchain projects ever. Not only that, it may even be one of the most significant technological innovations of our times. Good choice Mr. McAfee, it’s nice to see you are putting your power for the benefit of humanity.

If you are interested in being part of this ICO, you have until Sunday, April 15th to purchase your MTC’s here: https://ico.docademic.com/

Follow us on Telegram. Advertisement

[cryptonewsupdates]

Why John McAfee Backed Docademic's ICO? "It Could Possibly Be One of the Best ICOs of All Time."

Join our community of 10 000 traders on Hacked.com for just $39 per month.

This is a submitted sponsored story. CCN urges readers to conduct their own research with due diligence into the company, product or service mentioned in the content below.

John McAfee, as we all know, is a polemicist who maintains an irrefutable sway on the crypto community. His tweets are powerful and can garner a lot of attention. Recently he’s been promoting ICOs ranging from home repair to gambling projects: But when he started promoting Docademic, a healthcare ICO that claimed it was offering free basic healthcare for the world and saving lives, verification was necessary. Not only did the company and what it does pleasantly surprise expectations, but also its token economics were staggeringly better than most ICOs seen in the last year.

Docademic is a company founded in Mexico by former Med Students who created a method of offering Free Basic Medical Health Services to the public.  This may seem simple to grasp but it’s quite complicated and it is why their company is now on a path to change the world of medicine as we know it.  Get to know a little bit more about the company: https://www.docademic.com/

By downloading the Docademic app, registering and pressing a button, a patient can talk to a doctor, 24/7, face to face for Free.  All this while maintaining a quality of service that is standardized and conforms to government mandated legal and regulatory protocols.

Docademic CEO, Charles Nader, explained the dynamics powering the company in a public telegram group chat where he personally responds to questions from participants: “Docademic has clients in government and private healthcare industry. We provide government entities real time data and analytics products where they can monitor their population in real time and send targeted messages to certain patients. This service enables the governments to react faster to public health emergencies and improve their public health strategy. Likewise, for private healthcare industry we provide data analytics products that enable companies to see what prescription medications are being prescribed or what pathologies are happening in certain regions. This helps them with their sales strategies. This is how we sustain our amazing free basic healthcare service”

This information, which is a vital tool that is required for continuous research and development and infection control, is highly sought after by governments and the private sector.  Some of Docademic’s clients currently include: Grunenthal Laboratories, Abbott Laboratories, the state of Hidalgo, Mexico and others. Docademic has users in 20 primarily Spanish speaking countries, with plans to expand into North America and Europe in the immediate future.  

Docademic CEO, Charles Nader, studied at Stanford a methodology called “Technology enabled Blitzscaling”. This was an accepted only exclusive course and was given by none other than LinkedIn Co-Founder Reid Hoffman, Former Mozilla CEO John Lilly, and Author and Venture Capitalist Chris Yeh: all which are considered Silicon Valley Luminaries. These men created a course to specifically teach young entrepreneurs how to create, launch, and scale technology companies worldwide. They created the term “Blitzscaling” to represent their philosophy.  Mr. Nader not only has these luminaries as his advisors, he also learned the ins and outs of scaling an innovative technology that he is already putting into practice as he continues to grow the company.

Mr. Nader also decided to break from the traditional VC route to raise funds for Docademic and to take advantage of their growing service by placing their data on a blockchain. “THE” Healthcare blockchain.”

Docademic currently has thousands of users; with new users from multiple countries, signing up daily to use the service. He stated, “We believe the future of all data will be on blockchains. We think it’s best for humanity to benefit from having data on blockchains since it makes data access more transparent and secure. In the future, AI will consult these blockchains and people won’t have to worry about getting their data hacked. Smart contracts will take care of the input and output of data to the blockchain. “

Docademic plans to continue expanding its services to more countries globally in the near future. The data generated will be available on the blockchain for anyone to access under a specified set of rules. This includes the patients themselves.  By Docademic creating this blockchain they are also the first to benefit from it by developing products and services that access that data and using its native cryptocurrency needed to interact with the data, they call it MTC or Medical Token Currency. The more health related data imputed by the patients, the more MTC they will generate.  This will cause a positive impact in two ways. The patients will be able to save all their medical records in one specific area to be accessed, whenever needed, through the blockchain anywhere in the world. The data will also help to increase the anonymous data pool that will be able to be accessed for ongoing research.

Docademic launched its ICO to expand their services to the US and Europe, the most valuable healthcare data markets. They know that if they can expand to those areas, their expansion to other regions of the planet will come soon after.  Their ICO hard cap is based on the money they actually need to expand; which is less than 12 million USD. This is less than half of what many other ICOs hard caps are striving to raise that are based only on a white paper and don’t even have products or services let alone paying clients.

Docademic is a company with a working service and thousands of users already present across two continents and has a firm belief that everyone should benefit from this service, so its token supply was set at 1 billion. This means that people who buy the ICO now get a significant number of tokens for every dollar they spend from a company that already has clients in both private industry and government.

For these reasons, based on analysis of comparable ICOs and tokens currently on exchanges, its believed that the Docademic ICO will most likely be one of the highest value ROI ICOs and blockchain projects ever. Not only that, it may even be one of the most significant technological innovations of our times. Good choice Mr. McAfee, it’s nice to see you are putting your power for the benefit of humanity.

If you are interested in being part of this ICO, you have until Sunday, April 15th to purchase your MTC’s here: https://ico.docademic.com/

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