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6 Reasons Why Foloosi Payment Links Will Boost Your Business in 2024
Are you looking for a game-changer to boost your business in 2024? Look no further than the Payment Link. In today's fast-paced digital world, it's become a must-have tool for businesses across the board.
The UAE market is witnessing a significant shift towards digital transactions and e-commerce in 2024. With an increasing number of consumers preferring online shopping, businesses are adapting to meet this demand. The government's push towards a cashless economy, coupled with a tech-savvy population, In the adoption of digital payment solutions, Foloosi a lead payment gateway provider offering Payment Links, a part of their services providing businesses with a seamless and secure way to accept payments online. Foloosi helps merchants to make payment easier for customers to complete transactions quickly and efficiently. This trend is not just a passing phase; it's the future of commerce in the UAE, and businesses that embrace these technologies are set to thrive.
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#payment links#uae#business#accept payment through link UAE#pay by link dubai#payment gateway in sharjah#online payment gateway in abu dhabi#Best payment gateway provider UAE
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Unveiling Russia’s Crypto Strategy to Bypass Global Sanctions
Key Points
Russia is set to adopt cryptocurrency for international payments by September.
The new bill also contains regulations for cryptocurrency mining, including energy limitations.
Russia is moving towards formalizing the use of cryptocurrency for international payments by September. The first international transactions using digital currencies could be expected by the end of the year, according to a report by Reuters, citing Elvira Nabiullina, the Governor of the Russian Central Bank.
The development is based on the passage of a key bill that enables the use of cryptocurrencies in cross-border trade. The head of the Duma reacted to the bill’s passage by stating, “We are taking a historic decision in the financial sphere.”
Implications of the Crypto Plan
The report suggests that Russia’s progress in the crypto field is linked to its plans to alleviate financial pressures arising from Western sanctions. Payment delays have been experienced, particularly with key trading partners such as China, India, and the UAE.
A large portion of international transfers from these partners passed through the SWIFT system, placing them under pressure to comply with Western sanctions against Russia. Despite Russia’s efforts to encourage trade partners to use local currencies, secondary sanctions have posed challenges to the Russian economy.
Cryptocurrency Mining Regulations
The new bill also stipulates regulations for cryptocurrency mining. Companies interested in mining digital assets in Russia must adhere to regulatory requirements and the set energy limit. Russian President Vladimir Putin has previously expressed concerns that cryptocurrency mining could lead to energy shortages.
The market is now waiting to see how the Russian law will be implemented from September and whether more Russian trade partners will accept international cryptocurrency payments.
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Google Pay Expands UPI Globally Through NPCI Partnership
Google Pay has inked a strategic agreement with the international arm of the National Payments Corporation of India (NPCI) to amplify the global reach of Unified Payments Interface (UPI), as stated in a press release dated January 17. This collaboration aims to unfold various initiatives to leverage UPI infrastructure beyond Indian borders.
Facilitating Global UPI Payments and Streamlining Cross-Border Remittances
The key aim of the agreement is to expand the applicability of UPI for international travellers, allowing them to use Google Pay for making UPI payments to merchants in foreign countries. NPCI is proactively collaborating with payment firms and regulatory authorities worldwide to enhance the global acceptance of UPI. This initiative aligns with the overarching vision of establishing UPI as a favoured option for international transactions.
Moreover, the partnership seeks to streamline remittances across borders by leveraging the robust UPI infrastructure, thereby diminishing reliance on conventional money transfer channels. Currently, the remittance systems of India and Singapore have been successfully linked, paving the way for efficient UPI payments across their borders.
Paving the Way for UPI-Like Digital Payment Systems Worldwide
Another notable aspect of the collaboration involves the establishment of UPI-like digital payment systems in other countries. By emulating the achievements of UPI, which has transformed digital transactions in India, this collaboration seeks to establish an interoperable, population-scale digital infrastructure on a global scale. This move signifies a paradigm shift in the way economies handle digital transactions and is expected to have a transformative impact on the participating countries.
Expressing excitement about the collaboration, Director of Partnerships at Google Pay India, Deeksha Kaushal, noted that UPI has showcased the transformative impact on economies with the introduction of interoperable, population-scale digital infrastructure. She emphasised that each economy joining such networks would generate an impact beyond the sum of its parts, highlighting the extensive scope of the collaboration.
Notably, PhonePe, another major UPI app, has also partnered with NPCI to enhance the international footprint of UPI. UPI payments are already facilitated by the app at select merchants in Singapore, Bhutan, Nepal, Mauritius, and the UAE, contributing to the broader vision of making UPI a globally accepted standard for digital transactions.
Source:(https://theleadersglobe.com/) (https://theleadersglobe.com/magazines/)
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How can you get the best wholesale products?
It doesn't matter if you run a traditional storefront or an online store: stocking up on wholesale items may be a real pain in the neck. It is crucial to locate the products that are appropriate for your particular target. After that, there is the stock that needs to be finished.
If you went through trustworthy online wholesale directories, finding wholesale products that meet the specifications of your niche market could not be any simpler. A wholesale directory is a listing of businesses that provide their products to retailers in large quantities. With their directory, you will be able to locate reputable sellers and manufacturers. You can easily get the Best products in Ras Al Khaimah.
It is essential that you conduct extensive research into any potential suppliers in terms of the business procedures they use, the payment methods they accept, the delivery timeframes they offer, the product varieties they offer, and the quality of the products they offer. Dog Bed Dubaiis actually pretty comfortable.
Using online wholesale directories, it is simple to source bulk quantities of a variety of items, including but not limited to clothing for men and women, books, cosmetics, lingerie, and electronic goods. You can easily Buy Microsoft Surface Pro 8. The products that you need to give your customers won't be difficult to track down at all.
When it comes to dealing with wholesale goods online, there are a number of benefits that come into play for both customers and sellers. Below given are the best advantages:
The opportunity to save money compared to traditional retail outlets. Companies with large product orders will benefit the most from this. Orthopedics Dog Beds Dubai are preferred by many people.
The accessibility they provide to customers. This frees up consumers from making trips to malls and trade shows to make purchases. You can easily find Orthopedics Dog Beds UAE.
a lot of online wholesale marketplaces stock products from several different vendors, offering customers more options than they would have at a brick-and-mortar shop. Pet products Dubai are available at affordable prices.
The ability to quickly and easily compare prices and products across multiple vendors is a major benefit of online wholesale marketplaces and platforms. Scented soy candles UK have a great fragrance.
Access to worldwide markets: Internet wholesale marketplaces and platforms link buyers with suppliers from all over the world, giving businesses access to products that may not be available in their local area. This is useful for firms who need to find rare or unusual supplies. You can even find natural candles UK.
When using an online wholesale marketplace or platform, there is less potential for error, and more time is saved as a result, due to the platform's or marketplace's streamlined ordering and payment processes. Hand poured soy candles UK are an excellent choice.
When it comes to doing business, there are a lot of benefits that come along with doing wholesale purchases online. Some of these benefits include cost savings, simpler procedures, and a wider assortment of products. UAE Marketplace has some fantastic products.
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Yacht Rental Dubai FAQs
How Do I Book A Yacht in Dubai?
You can select the Book Now option for your desired yacht charter and provide the required details. Alternatively, you can call us and we will book the yacht. We are also available on WhatsApp, you can send your request
Do You Offer Any Special Offers for Yacht Rental Dubai?
We always have special offers for different important dates like Christmas or Ramadan. Best to visit our website for the latest information on any special offers we may have. We can also provide birthday or engagement packages upon request.
What Are the Modes of Payment?
Payments can be made online through a credit card, bank transfer, western union, payment links, and in cash.
How Far in Advance Would You Recommend Booking A Yacht?
We recommend booking early to ensure you get the widest range of yachts available. All of our yachts are subject to availability. That being said, we can accept last-minute bookings and will always do our best to satisfy our customers.
What Safety Precautions do you take?
Every member of our team is well trained in all safety procedures. Additionally, we provide safety vests and other necessary equipment.
What Recreational Facilities are there On-Board?
Our yachts offer a variety of recreational functions. From DJ facilities with top-of-the-line speaker systems to TV screens, performers, and water sports toys for special live events, everything can be arranged according to guests’ requirements. Televisions and speaker systems are provided with every charter, no separate request is required.
Will I be reminded before my trip?
Once your booking has been confirmed and full payment has been made, you will receive a confirmation email with contact details and location.
What if the weather turns bad?
We allow clients to reschedule for free if our experienced skippers deem the weather “unsafe to sail”. Subject to availability.
Are pets allowed on board?
Unfortunately, due to animal safety concerns and possible damage to the vessel, we do not allow pets on board our yachts.
Do I have privacy on board?
At Nanje Yachts, privacy is paramount. We strive to ensure complete privacy with every charter. Our experienced crew is trained to provide you with a comfortable journey. They are always by your side for all your needs and requests. If necessary, they will provide you with complete privacy throughout the journey.
Is smoking allowed on the cruise?
Smoking is permitted on our yachts. However, we strictly prohibit guests from smoking on board. Our staff will provide ashtrays and show you around the designated smoking areas.
Can I bring my own food and drink?
You are welcome to bring your own food and drink or opt for our catering service, and we also offer barbecues if required. Please let us know in advance so we can prepare before your arrival.
Is alcohol allowed on board?
If guests hold a valid alcohol license in the UAE, they are welcome to bring alcohol on board, but it must be consumed on board and not in the marina or any other public places.
What is the arrival time?
We recommend arriving at least ten minutes before the scheduled time. In the event of a large set or special request, it is recommended to arrive early to ensure you leave on time.
What documents should we carry with us?
Every guest should travel with a valid passport or Emirates ID.
Find the Best yacht rental Dubai
While there are many places to rent a yacht in Dubai, you can choose a yacht charter company with a location that suits you, Dubai’s marinas include Yacht Club Dubai Marina, Pier 7, Dubai Harbour, Dubai Marina Walk, Dubai Creek Golf and Yacht Club, Marasi Marina, Bulgari Hotels & Resorts and Jumeirah. Dubai Marina is a popular choice for those looking to charter a yacht, but all of Dubai’s marinas offer stunning views of the city. Nanje Yachts! Premium Yacht Company in Yacht Rental Dubai Marina is located near Dubai Marina Walk.
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[$CLST] CLEARSIGHT FREELANCE.
[CLST] CLEARSIGHT FREELANCE - THE #1 BLOCKCHAIN JOB PLATFORM IN THE WORLD.
$CLST #ClearSight #ClearSightfinance #PrivateSale #ClearSightWallet #ClearSightFreelance #BSC #Crypto
August 12, 2021 (ACCESSWIRE via COMTEX) -- Cryptocurrency pioneers have goal to release entire employment solution platform in Q1 2022
DUBAI, UAE / ACCESSWIRE / August 12, 2021 / ClearSight has announced the launch of its new blockchain platform for the freelance sector. ClearSight is a global freelance platform offering freelance employment solutions based on the utilization of legitimate, reliable, de-centralized technology.
Blockchain and smart contracts form the basis of the interactive platform. The new rollout is designed to help employers identify and hire freelance professionals who fit available job requirements and vice versa. The ClearSight ecosystem is backed up with a BSC-based token, allowing an ideal user experience among its members.
There will be a wallet registered as the referenced address. The address will be connected to a unique gig and freelancers will also be able to verify an employer review that shows reliability, solvency, how the employer treats workers and whether payment amounts are as expected. Every profile will be verified and identified by blockchain, eliminating hacking, fraud or theft.
"At ClearSight we are committed to reducing these fees with blockchain technology to create a better future for freelancers. Our user-friendly platform allows gig workers to easily access their money using a Visa Debit Card,' said a spokesperson for ClearSight. "Freelancers are given a portal and a digital identity, with which they can manage their professional profiles. The dedicated and secure system protects people from theft and fraud. With over 21 billion exchangeable tokens, ClearSight offers relatively lower transaction costs that are extremely safe and fast."
The freelance sector works in almost every industry, attracting a remote workforce. Freelancers use their own mobile IT devices and services. Yet, when these freelancers are to be paid, delivery of payment solutions, identity and high transaction fees give freelancers pause as to how much they really receive per hour compared to what they originally expected.
ClearSight is dedicated to helping freelancers because it understands how freelancers have been tormented by freelance gig websites taking an unfair, huge commission fee or percentage of their income. More of a freelancer's income can be taken if a gig service is subcontracted by employers registered through yet another freelance website. When it comes to cryptocurrency, users need to pay only a network fee. This fee is considerably lower on the BSC network as compared to other networks and these networks are faster.
Freelancers make up 57% of the active workers in the United States and over 50% of millennials have joined the gig economy. In Europe, as of 2017, over 9 million professionals were working as freelancers. This is an increase of 126% of workers transitioning from a traditional workforce to a freelance paradigm. Employers can now attract global talent and manage administrative requirements without the cost of HR overhead. There also is no need for third-party recruiting costs.
ClearSight is protecting freelancers with:
Data Ownership - User data such as certificates, ratings and reviews will be stored on the BCS blockchain. Users will always own their unique profile data.
Copywriting - The BSC profile provides a proof of work algorithm for freelancers by imprinting every creation in its token, giving all rights to the freelance client. It will also feature an automatic escrow payment, designed to give clients an exclusive right to a particular delivery.
Transaction Fees - ClearSight will use tokens. For international transactions, the use of blockchain smart contracts will stop reliance on banks and other intermediaries. For freelancers, using tokens reduces transaction fees and platform costs.
The spokesperson explained, "We believe that the newest challenge and trend in the workforce and corporations is peer-to-peer collaboration. Is the employee reliable with appropriate credentials and able to meet deadlines? Is an employer financially solvent and able to pay for the work, or will the gig worker be "stiffed", as some famous contractors have done; contractors whom have never paid for good, honest work rendered on behalf of an employer?"
The ClearSight platform DAPPs will help freelancers to display proof of their records and reviews from previous employers. The entire process will be stored on the blockchain. The company aims to redefine the employment sector with the integration of blockchain technology, ensuring data verification and transparency for both employers and freelancers.
SOLUTIONS TO FREELANCERS
We store your user data e.g., certificates, reputations, and ratings in a BSC-based blockchain and allow users to own their profile data.
We offer a BSC protocol based transaction algorithm for freelancers. ClearSight puts all your creations in our token, features automatic escrow payment which gives clients exclusive rights to certain deliveries.
We minimize reliance on bank cards by using smart contracts as escrow for payment. This also reduces transaction charges among freelancers.
We offer a debit card-based wallet for payment to enhance trust. Payments are made automatically after delivery.
We verify and identify each profile using our blockchain technology to eliminate theft and fraud, we are heavily vested in KYC and AML techniques and provide superb scans of both freelancers and employers.
SOLUTIONS TO EMPLOYERS
We allow you to verify quality delivery before proceeding with payment
We will help you to verify identity (ID) and record of accomplishment for freelancers.
We offer DAPPS that allow freelancers to post proof of their records and reviews from previous employers to boost trust.
We offer tools that help to integrate and decentralize the workforce using blockchain techniques.
We allow you to verify quality delivery before proceeding with payment
We Ensure full KYC/AML enforcement on all our members, no matter if freelancers or employers.
THE MOST TRUSTED & SECURE CRYPTO WALLET
We have an exciting and unique wallet app with debit cards that serve as a one-stop-shop for all your financial activities within the ClearSight Platform. Our debit card-based wallet helps users to withdraw funds, exchange currency, import or export tokens faster and easily. Our token is very secure and super fast as its built on Binance smart chain.
YOU DESERVE EASY ACCESS TO CRYPTOCURRENCIES
ClearSight’s Wallet is your most trusted and secure crypto wallet.This virtual wallet allows users to store their cryptocurrencies and connect them with our debit cards and access it from the comfort of their couch.
Easy to use.
Completely secure, audit done once weekly.
Available in 10 languages.
Directly connected with your own clearsight debit card.
Over 5000 cryptocurrencies accepted.
All Blockchain protocols accepted.
BUY CRYPTO WITH A CARD.
Buying crypto so you can hire freelancers has never been easier,quick and simple method has been created for you to be able to buy over 5000 cryptocurrencies with your credit/debit cards, almost every international cards are accepted.
CLEARSIGHT GET STARTED IN 3 SIMPLE STEPS
Download our mobile app
We have both iOS and Android apps available for you.
Purchase Crypto
Most credit/debit cards are accepted, KYC and AML are mandatory for all purchases above 1000$
Hire talent
Hire the talent and pay them via crypto, fee-less.
CLEARSIGHT EXCHANGE INSTANTLY
You can also Swap and exchange cryptocurrencies on the wallet, nothing to worry about if you’ve bought the wrong crypto, we got your back.The fees are super low thanks to our exchange partners, and also exchanging the currencies is instant.
CLEARSIGHT PLATFORM
Are you a freelancer looking for a platform to sell your skills and earn? ClearSight is the world’s largest blockchain based work marketplace with talents from all fields. Our platform is easy and straightforward to use. We also offer a fully mobile-optimized platform to help you find work that matches your skills. Simply click on the Find Work icon and get started. Employers too can find the best talent by posting their jobs.
Roadmap :
Q3 2021
Release intitial Platform DEMO
Release Live version of Wallet
Start accepting debit card orders
Finish design and user experience on site
Finish Certik Audit
Obtain legal opinion
Run Private Sale
Run Seed Sale
Q4 2021
Attend Crypto Expo Dubai
Begin public sale
List the token on an exchange
Release Platform Beta
Begin heavy marketing campaign
Begin NFT freelancer marketplace development
Begin shipping the debit cards
Q1 2022
Launch Full live version of Platform
Launch NFT Marketplace
Begin research of a possible bridge
For more information please follow the link below:
WEBSITE - https://clearsight.finance/
ANN - https://bitcointalk.org/index.php?topic=5360094.0
WHITEPAPER - https://drive.google.com/file/d/1QTG5KzLXrrktVz77Yuv1AlH7t5FAg30N/view
FACEBOOK - https://www.facebook.com/clearsight.finance
TELEGRAM - https://t.me/clearsightfinance
TWITTER - https://twitter.com/ClearSightFi
YAHOO - https://finance.yahoo.com/news/clearsight-announces-release-job-platform-145900517.html
BLOOMBERG - https://www.bloomberg.com/press-releases/2021-08-12/clearsight-announces-release-of-new-job-platform-based-on-cryptocurrency
Author:
Forum Username: Manuel Akanji
Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=2954998
Proof Of Registration Post: https://bitcointalk.org/index.php?topic=5360169.msg58109180#msg58109180
Telegram Username: @Manuelakanji777
BEP20 Wallet address: 0x00F321558065b1c9dca5e6EcbeECE9B01F73D6E1
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The Tried and True Method for Cape Verde Visa in Step by Step Detail
https://it.ivisa.com/cape-verde-visa
All you need to do is complete an application answering a number of essential questions, and you're ready to go. There's no bilateral USAID program. If somebody has got the prepaid charge card info, you will notice nothing around the greeting card for them to think about.
Cape Verde Visa Features Aside from the mention above, it is possible to easily see Monte Leao from there, among the best marks of the island. To observe a Leopard you'd require travel to the northern mountainous area of the park and have a good deal of luck, but sightings of Cheetah and Lion are extremely possible. 1 family, neighborhood, or town usually takes control of the celebration for a particular saint.
You are going to have to provide all the essential documents as many as five days ahead of your departure. The huge advances however have come in the previous 50 decades. If you intend to devote time on Sal, leave it until last, since you'll be flying out from that point.
Choosing Good Cape Verde Visa It is essential that you complete your Cape Verde application carefully with a lot of time. Generally this visa enables you to stay in Cape Verde for as many as 90 days. The full island of Fogo is thought to be an active volcano.
Tourism is certainly a critical part of Cape Verde's economy. The temporary Residencia must be renewed annually in any circumstance. There are Cape Verde Embassies in other nations at which you'll be able to submit an application for visa's.
Using Cape Verde Visa In reality, there's a neighborhood community where it is thought that if a husband of an adulterous woman knowingly eats her meal, he'll die! Valid facts should be substituted for anecdotes. Quite simply, it's a woman's crime and that means to prevent adultery, you have to first block the woman.
| This security deposit is refunded when you furnish proof which you have exited UAE. The currency is known as Cape Verdean escudo, but additionally, it is feasible to pay with euros. Otherwise, a visa can be bought on arrival.
It is hard to learn the ideal visa agent that's official for Vietnam visa in Singapore. Passports can take between 4-8 weeks to process so that it is better to initiate the procedure after possible. Visa is only a little portion of their business enterprise, so their visa service isn't great.
Once you receive a job, you've got to exit UAE and after that again apply for the work visa through the company that has hired you. The visa approval procedure might take several days. Visa credit cards are the sole process of charge card payment accepted.
What Everybody Dislikes About Cape Verde Visa and Why As stated by the Prime Minister Ulisses Correia e Silva, tourism is crucial for the nation's economy. There's mobile phone coverage in all cities and many towns. Along with the worldwide airport on Sal, airports are built on all the inhabited islands.
The Tried and True Method for Cape Verde Visa in Step by Step Detail Also, a number of the links above could be advertisements or affiliate links, which means that I'll make a commission (at no extra cost to you) should you choose to click the links and earn a buy. You merely require great quality, solid info and you could possibly be on your way. If you're unhappy together with your purchase, you will be able to bring back the item and receive a refund.
Our telephone number will stay the same. There's no bilateral USAID program. If somebody has got the prepaid charge card info, you will notice nothing around the greeting card for them to think about.
The Advantages of Cape Verde Visa There's no backcountry camping. In case of an emergency, visitors can get in touch with the local police by dialing 132. Rooms are extremely trendy and very clean.
Crime rates are rather low. The huge advances however have come in the previous 50 decades. Frequently you'll find that buy allow people that are signed up to find the best prices instead of new recruits.
There was not any distinct Palestinian culture. There was no language called Palestinian. Many pickpockets are children.
A number of the endemic species include the endangered species as a consequence of human pursuits. It's also important to understand what it is they do and the way they do it. Countries Africa isn't a country it is among the 6 continents of the planet.
The Cape Verde islands are an exact degraded place. There are lots of beaches in Cape Verde. Cape Verde doesn't have a close-in-age exemption.
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Buy Bitcoin in UAE
BitOasis accepts purchase/promote Bitcoin and Ethereum in Dubai the usage of AED (UAE Dirhams). Customers also can set up BitOasis pockets on Iphone and Ipad to song their pockets. Arabic version of the net website online is likewise available. We additionally appreciated the two(2)-manner login authentication through consumer’s registered cell range. This provides extra layer of safety for the hard earned cash. The manner to sign on on BitOasis?
Buy Bitcoin in South Africa
1.) visit their net net web page: Www.Bitoasis.Net/en for English Www.Bitoasis.Internet/ar/ for Arabic
2.) Fill-to your info and hit the “sign-Up” button. Looking for bitcoin in Dubai three.) affirm registration through access your registered e mail address 3.1.) absolutely click on at the “click on on on here” hyperlink
Three.2) If the above does not paintings, reproduction and paste the link on your browser looking for bitcoin ethereum in Dubai assessment on How to buy Bitcoin in Dubai the use of BitOasis. Buy bitcoin in dubai Step-via-Step on a way to shop for Bitcoin in Dubai via BitOasis: in no way deliver bills or buy a voucher without doing this technique underneath. Else, BitOasis will penalize you as said here: New Voucher Deposit charge simply test this newsletter in case you want to buy Bitcoin in Austria 1.) click on on “purchase Bitcoin” 2.) click on “Deposit coins” 3.) input quantity. Your first purchase restriction is probably 4 hundred AED. BitOasis will fine confirm account after 400 AED properly well well worth of voucher credit score score rating modified into bought four.) On fee method, you could select either on-line coins transfer or credit score rating score / debit card. We choose “on line switch technique” as we felt it’s a ways hundreds greater more secure and has low-to-zero switch rate (0 transaction price on the same time as the use of Emirates NBD’s “community transfer”). Hit “next” button. Bit oasis [We choose “Online Money Transfer” as Debit/credit card payment is straight forward] 5.) take note of the transfer records which incorporates economic group fast Code, department and Reference variety. 6.) Tick the confirmationn subject 7.) click on on verify. You can collect an e mail notification for this voucher purchase request. Uae bitcoin eight.) Login for your on line monetary group Portal (particular Banks has different on-line interface which is why we're capable of now not cover the manual right right here in this newsletter) 9.) deliver/transfer your first voucher charge thru the transaction information which may be placed at #5. 10.) you’ll get maintain of online switch e-mail/sms notification from your economic organization. BitOasis will approach the price inside 1-three operating Days. This indicates, you need to attend till they add your voucher to your wallet. Eleven.) look ahead to a notification identical as under, it can take 1-three running days Dubai buy bitcoin 12.) Re-login for your account thirteen.) click on “purchase Bitcoin” on the thing menu 14.) click on on on “purchase Bitcoin” at the header 15.) purchase Bitcoin in AED, the device will automate the conversion among currencies based totally totally on the actual trade rate at the time of purchase 16.) click on “buy Bitcoin”.
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As many of you may know, the state of Kerala in India has experienced incessant rainfall this monsoon season, causing chaotic flooding and landslides across all 14 districts of the state within the last week. As a result all 35 dams in Kerala have been opened (something that hasn’t been done since 1984), and more than 25 bridges have collapsed. The loss of agricultural land, roads, and infrastructure alone account to more than 1.5 billion USD.
Unfortunately, as of August 20th, over 300 people have died and 633,010 people are staying in 2,971 relief camps due to flooding. Fisherman and other locals alongside the Army, Air Force, Navy,Coast Guard, and NDRF teams have rescued 38,000 flood-affected people in the last 3 days alone.
It goes without saying that the road to recovery ahead is long and tiresome. Many of those rescued have lost their livelihood, and most do not have a home to go back to when they leave the relief camps. Indigenous communities living in districts like Wayanad will be some of the hardest hit. Food shortage will be a worrying reality. Kerala’s thriving and pivotal tourist business will be set back detrimentally. Stagnant flood water will ultimately lead to numerous diseases that need to be controlled. The state will need to rebuild lost infrastructure promptly. Citing the reported losses and future costs, the Chief Minister of Kerala has requested the Central Government for 19,500 cr/195,000,000,000 INR (roughly 3 billion USD) to assist in the rehabilitation. However, they have only been granted 500 cr/5,000,000,000 INR (roughly 72 million USD). This is nowhere near enough.
I implore everyone with the means to, to PLEASE DONATE! It’s incredibly heartwarming to see that already people all across the world have united to help Kerala during one of it’s darkest hours. A little goes a long way and no donation is too small.
Below is a consolidated list (with links) of online donation options (for both people in India and outside of it); including Government, NGO/Business, and smaller country-specific fundraisers. I have also included information on who will be handling the donation funds, where it will be going to, and the easiest ways to donate from where you are in the world:
Government sponsored fundraising:
The Government of Kerala Chief Minister’s Disaster Relief Fund (CMDRF): The CMDRF is the official fund aiming to provide an emergency assistance release mechanism that will grant ‘immediate relief to families and individuals distressed by calamity, loss of life due to accidents and chronic diseases’ caused by flooding. Donating inside India: All major Indian cards/banks/net banking is accepted. All donations within India are 100% tax exempt (under s80G(2)(iii) of the Income Tax Act 1961). Receipt provided. Donating outside of India: Advised to use South Indian Bank (International Cards) or Federal Bank gateways when prompted. Foreign contributions to the fund will be exempt from the Foreign Contribution (Regulation) Act, 2010) Please note that the server is fairly slow and has difficulty processing at times due to high traffic. Run by: The Government of Kerala (Finance Secretary- transparency accountable under the Right to Information Act 2005) Sent to: Financial aid direct to beneficiary
Kerala Rescue: Run by the Government of Kerala, keralarescue.in provides a portal to request help, locate, volunteer, or contribute. Donating Inside India: Please choose ‘To Contribute’ and fill out details from collection. Please also refer to the ‘ District Needs & Collection Center’ as reference for what is required. Run by: The Government of Kerala (Disaster Management Cell/District Administration) Sent to: Resource aid direct to beneficiary
NGOs and Business sponsored fundraising:
PayTM: an easy portal to donate money into the CMDRF. All donations up to 1cr (Rs.10,000,000) will be matched by PayTM. Inside India: Payments can be made through the PayTM app or via desktop. Run by: PayTM Sent to: CMDRF
Amazon.in: Immediate relief provided to flood hit residents by donating vital resources to respect NGOs working on the ground. Donate both inside and outside India: Amazon lets you choose between a list of NGOs and then select items on their wishlist to deliver to the NGO of your choice. Run by: Amazon India (in conjunction with Habitat for Humanity, World Vision, Goonj, and Oxfam India) Sent to: (NGO of choice) Resource aid direct to beneficiary
Akshaya Patra (NGO): ‘Akshaya Patra has set up a temporary kitchen to prepare and distribute food. As of now, the Foundation is providing an average of 7,000 meals per day costing Rs. 30 per meal.’ Inside India: Residents inside India can use the Zomato app to donate meals, as well as the Akshaya Patra website Outside India: Donations can be made on the Akshaya Patra website. Receipt provided. Run by: Akshaya Patra (NGO) Sent to: Food aid direct to beneficiary
Rapid Response (NGO): Funds raised ‘will be used to distribute 300 relief kits, 300 bed kits and 300 kitchen sets with a total aim of supporting 900 families.’ Kits range from Rs 1000-2000 each. In addition Rapid Response will be providing 120,000 food packets, 30,000 Milk & Biscuits kits and conduct 60 medical camps in the worst affected areas of Kerala (details on website). Inside India: Use Ketto*, Milaap* [*Crowdfunding portals: 3-6% of donations deducted in addition to card processing/exchange/tax fee] or Rapid Response portal Outside India: US residents may use Milaap* or Ketto* portals. For all other countries please use the Rapid Response portal. Run by: Rapid Response (NGO) (Milaap: Asha on behalf of Rapid Response) Sent to: Resource aid direct to beneficiary
Goonj (NGO): Goonj is collecting urban household materials and food packets to transport to flood stricken areas. Monetary contributions are used for logistics and essential purchases. Inside India: Resources can be dropped off at Goonj offices or donated online via Amazon.in, the Flipkart app, or DonateKart. Food donations can be made through BigBasket. Monetary donations can be made through Ketto [*Crowdfunding portal: 6% of donations deducted in addition to card processing/exchange/tax fee] or Goonj website. All monetary contributions are tax exempted under s80G of I-T Act 1961. Outside India: Donate resources via Amazon.in or DonateKart. Monetary donations can be made through Ketto* or Goonj website. Run by: Goonj (NGO) Sent to: Resource and food aid direct to beneficiary
Oxfam India (NGO): Funding goes to long-term support, rehabilitation and rebuilding of homes, water supplies, and other facilities. Inside India: Monthly donation options. 50% of donation is exempt from I-T Act 1961 under s80G. Outside India: Monthly donation options. Credit card preferred for lower processing fees. Run by: Oxfam India (NGO) Sent to: Resource aid direct to beneficiary
ATMA Foundation (NGO): The funds raised through this project will be utilized to support relief work in Thrissur District, in coordination with local agencies in the worst-hit areas. Once the emergency situation is overcome, the funds will be utilized for long term reconstruction and rebuilding. Inside India: Donations can be made online through SBI Connect. 50% of donation is exempt from I-T Act 1961 under s80G. Outside India: UK and US residents can contribute through the GlobalGiving* page.[*Crowdfunding portal: 7% of donations deducted in addition to card processing/exchange/tax fee] Run by: Suresh C K on behalf of ATMA (NGO) Sent to: Resource aid direct to beneficiary (Thrissur district priority)
Individual and Malayali Association (NRI/Outside of India) run fundraising:
*Please note: Crowdfunding portals charge small fees per donation; GoFundMe- 2.9% + $.30 USD per transaction Facebook fundraising- dependent on country Chuffed- 2.0% + $0.30 USD per transaction. Please also note that donating to a bank account within one’s own country/currency may assist in minimising fund loss through processing/exchange.
**Please message if you would like your fundraiser added to the list.
Australia [AUD]
Donate to Help Kerala Flood Victims- via Chuffed* Run by: Australia India Foundation Incorporated Sent to: CMDRF
Kerala Flood Relief from Australia- via GoFundMe* Run by: Ashly Sabu Sent to: CMDRF
Kerala Flood Relief Fund from SMYM Australia- via Chuffed* Run by: Syro-Malabar Youth Movement Australia Sent to: SPANDAN- Mount St Thomas (NGO)
Kerala Flood Relief Fund from Australia #Ausforkerala- via Facebook* Run by: Majosh Joseph Sent to: CMDRF
Canada [CAD]
Kerala Flood Relief 2018- via GoFundMe* Run by: Kerala Cultural Association of British Columbia Canada Sent to: CMDRF
TMS- Kerala Floods Appeal for Help - via GoFundMe* Run by: Toronto Malayalee Samajam Sent to: CMDRF
Denmark [DKK]
Kerala Under Flood- via Facebook* Run by: Joy Issac Menamparampil Sent to: CMDRF
Germany [EUR]
Kerala Flood Relief Fund from Europe- via Facebook* Run by: Thomas Thandath on behalf of Malayalee-Deutsches Treffen Baden-Württemberg Sent to: CMDRF
Japan [JPY]
Nihonkairali Kerala Flood Relief Fund Collection Drive- via bank transfer Run by: Nihon Kairali Sent to: CMDRF
New Zealand [NZD]
Fundraising from NZ for Flood Relief- via Facebook* Run by: Prince Johny Sent to: CMDRF
UAE [AED]
Emirates Red Crescent Kerala Relief Fund- via UAE Red Crescent Authority Run by: Emirates Red Cresent Sent to: CMDRF- Local NGOs
Kerala Flood Relief- via Qatar Charity Run by: Qatar Charity (NGO) Sent to: Local NGOs
UK [GBP]
British Malayali Relief Appeal- via Virgin Money Giving Run by: British Malayali Charity Foundation Sent to: CMDRF
Khalsa Aid Kerala Floods Appeal- via MyDonate.bt Run by: Khalsa Aid (NGO) Sent to: Khalsa Aid workers in Kerala
Kerala Flood Disaster Relief - COMA- via GoFundMe* Run by: Central Ohio Malayalee Association Dublin Sent to: CMDRF
Kerala Flood Relief fund- via GoFundMe* Run by: Archana Mathew Sent to: CMDRF
USA [USD]
Kerala Flood Relief Fund from the USA- via Facebook* Run by: Arun Nella on behalf of Knanaya Catholic Yuvajanavedhi of Chicago Sent to: CMDRF [to route money through IRS certified charity (TBA) in Chicago to minimise fund loss through taxes]
Kerala Flood Relief Fund from the USA- via Facebook* Run by: Sewa International USA Sent to: Deseeya Seva Bharati Keralam (NGO)
GAMA Kerala Flood Relief Fund - via GoFundMe* Run by: Greater Austin Malayalee Association Sent to: CMDRF
Kerala Floods Relief Fundraiser- via GoFundMe* Run by: The Kerala Club of Detroit, Michigan [The Kerala Club of Detroit will match donations by 20% (up to $10,000)] Sent to: “most flood-affected district's authorities and/or local non-governmental organizations who are providing relief aid to the flood victims”
Singapore [SGD]
South India Floods Response - Public Appeal- via Red Cross Run by: Singapore Red Cross Sent to: CMDRF
Sweden [SEK]
Göteborg Kerala Flood Relief Fund- via Facebook* Run by: Mukesh Muralidharan Sent to: CMDRF
Switzerland [CHF]
Light of Life: Kerala Flood Relief- via Light of Life (donations are tax deductible in Switzerland) Run by: Light of Life (NGO) Sent to: CMDRF
#kerala#kerala floods#keralafloods#standwithkerala#donation#donation resources#kerala floods 2018#india
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How To Generate Payment Links In Foloosi Business
A payment link is an online payment method where a request for online payment which is generated and shared by the merchant to the customer, to make instant online payments. Accepting payments via link sharing is the easiest and fastest way for both customers and merchants.
Foloosi provides an easy and very convenient online payment system for merchants to receive payments from customers with the payment links feature. It enables merchants to easily receive payments by sending payment links through SMS, Email or social media chats.
Read more..
#uae#payment link#accept payment through link UAE#pay by link uae#Paylink dubai#payment link in sharjah#online payment method in abu dhabi#pay by link in uae
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Countries accepting Crypto for Real Estate Purchases
Many people are starting to think about buying real estate using cryptocurrencies. Let’s consider in detail which countries that are popular among investors allow such transactions.
1. Thailand
Bitcoin is a recognized form of currency in this nation
In Thailand, real estate can be purchased from a seller or developer using any kind of digital currency
The price of the property is stated in Thai baht during transactions
The bitcoin payment amount is only determined at the time of the transaction
The entire process is split into two steps: first, the buyer transfers the digital currency to the seller’s wallet; next, the seller converts the funds received into the local currency and agrees on a price in Thai baht
Only rental properties are now available for purchase in Thailand using cryptocurrencies
2. Germany
Bitcoin transactions are entirely legal in Germany
By sending digital currency from your cryptocurrency wallet to the seller’s wallet, you can pay for the chosen property
The notary records that the property has been transferred to its new owner after verifying the crediting of funds
3. Turkey
You won’t be able to use cryptocurrencies to pay the seller in this nation but if you get in touch with a Turkish real estate agency that offers this service, you can still use bitcoins to pay for the purchase of a home
They will assume the role of an exchanger for cryptocurrencies, accepting the cryptocurrency in return for the necessary currency and transferring it to the seller’s account
4. UAE
In Dubai, bitcoin payments first were accepted in 2017
Most significant developers currently accept digital currency
Although buyers can pay for the chosen property with bitcoins, the contract will indicate its worth in dirhams
5. Georgia
The legal definition of Bitcoin in Georgia is an asset, not regular money
As a result, all business is conducted in the nation through barter, in which digital money is exchanged for real estate
Additionally, the contract’s price may be expressed in the regular currency
6. USA
To purchase real estate using cryptocurrency in the USA, the buyer needs the seller’s permission
If it is not received, the buyer must locate a middleman to convert their digital funds to fiat
REFERENCE:
https://realting.com/news/buying-real-estate-for-cryptocurrencies
DISCLOSURE:
None of these articles constitutes financial advice. Articles are highly summarised to make it easy for the reader and save your time, so please DYOR further before putting your hard-earned money into any product mentioned.
Please note that the tech industry evolves rapidly and the info in this article is correct at the time of publishing. As Heraclitus said, “Change is the only constant,” so if anything sounds old or off, please holler on the socials or comment here so everyone stays peeled.
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Features that Make a Utility Payment App Worth Your While
Digital payments have become quite the norm these past few years, and for good reason. And with all these utility payment apps floating around, choosing one as your default can be daunting. Understanding the features of every utility bill payment app recommended to you can give you an idea of what would best suit your interests.
Here are some vital features you need to consider in a payment app:
Easy interface
Apps with an interface that is easy to navigate are more widely accepted by people at large, keeping in mind how people with no affinity for smart devices may also be using the app. With a utility payment app being the need of the hour, it is safe to say that an app with an interactive and easy UI/UX is more likely to be chosen than one with complicated functions.
Smooth transactions
Smooth and quick transactions are possible with apps that allow you to synchronize your data in multiple devices so you are never at a loss if one of your devices isn’t accessible. Further, checking out other features that allow seamless transactions can help you narrow down your choices to find the right app.
Apart from ensuring a smooth transaction, the right utility payments app will also make sure that every transaction is carried out instantly without hassle.
Easily Accessible
A utility payments app would suggest access to the app anytime, anywhere, irrespective of what part of the world one needs to transact from. Apps with features that suggest being able to use the app internationally are more ideal. This factor is even more essential for businessmen who transact on a daily basis from their smart devices.
Security
A utility bill payment app is designed to store card details, bank account details, and other such information to ensure instant payments without any painstaking processes involved. In return, customers expect their data to be secure from hackers. Payment apps are therefore required to offer the utmost security possible which includes password protection, OTPs, authentication methods, fingerprints, PINs, and more while maintaining the prospect of a quick transaction.
Supporting multiple currencies
A feature that is vital for many utility app users is the possibility of the app supporting multiple currencies. This particular feature is promising for a number of reasons.
Cloud access
Cloud integration as a feature in a utility bill payment app can help with secure transactions and allow one to have a number of functions within reach through a single app.
Hassle-free account access
Most payment apps are linked to your email addresses, allowing you to easily access your payment wallet anywhere in the world, and from any device. With a more flexible approach, managing the wallet from multiple devices becomes easy without leading to a security threat. Certain wallets also allow linking the account to multiple addresses that make it all the more convenient to access the account on multiple devices simultaneously.
If you’ve been on the lookout for a certified app to pay utility bills in the UAE, checking for these features can help you make a more informed decision.
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New Post has been published on Payment-Providers.com
New Post has been published on https://payment-providers.com/denekb-joins-visas-fintech-fast-track-programme/
DenekB joins Visa's Fintech Fast Track programme
UAE-based fintech DenekB has announced that it has joined Visa’s Fintech Fast Track programme.
DenekB is a digital platform aimed at creating and promoting financial literacy and access to consumer financial services for the underserved middle- and lower-income residents in the UAE.
Through Visa’s Fintech Fast Track programme, DenekB will be able to leverage the reach, capabilities, and security Visa’s global payment network, to launch a virtual prepaid card. The card aims to help people make spending more rewarding by providing access to financial education, payment products, and a marketplace in partnership with Visa. The DenekB virtual prepaid Visa card can be used for everyday transactions across all outlets accepting Visa in the UAE, online, and abroad.
Source link
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SSC CGL| General Awareness
1.Which of the following countries has agreed to accept the payment of export of oil and petroleum products to India, in rupee terms instead of dollar or any other currency?
(A) Kuwait
(B) UAE
(C) Iran
(D) Iraq
(E) Libya
2. As per the newspaper reports Government of India has finally agreed to purchase advanced MRMRs for its naval forces. What are these MRMRs?
(A) Aircrafts
(B) Warships
(C) Submarines
(D) Radar Systems
(E) Rocket Launcher
3. Which of the following agencies/organizations decided to cancel 122 Licenses of 2G Spectrum issued by the Government of India to various companies and asked the Government to do the process afresh?
(A) comptroller and auditor general of India
(B) supreme court of India
(C) telecom regulatory authority of India
(D) confederation of Indian Industry
(E) reserve bank of India
4. Who among the following is the Prime Minister of a country at present and has also won the Presidential Elections held in March 2012? (He had been President of the country twice in the past. This will be his third term as President. He will join office in July 2012),
(A) Mohammed Waheed Hassan
(B) Abd. Rabbo Mansour Hadi
(C) Daniel Ortega
(D) Vladimir Putin
(E) None of these
5. Which of the following countries approved a new constitution of the country in a referendum through secret voting held in February 2012?
(A) Libya
(B) Iraq
(C) Iran
(D) UAE
(E) Syria
6. Which of the following countries has signed a 'Non-Aggression Pact' with Sudan?
(A) Uganda
(B) Kenya
(C) Ethiopia
(D) South Africa
(E) South Sudan
7. General Clients of various banks in India can make a complaint to which of the following offices, on the issues related to deficiency in services which do not get resolved at banks level?
(A) Comptroller and auditor general of India
(B) Attorney general of India
(C) Ombudsman
(D) Indian Audit Bureau
(E) Indian Banks Association
8. The sensitive index of National Stock Exchange of India is popularly known as....
(A) SENSEX
(B) CRIS
(C) CSE
(D) MCS
(E) NIFTY
9. Which of the following countries decided to add 3000 more centrifuges to its Uranium enrichment programs, despite touch economic sanctions on it from various western countries?
(A) Syria
(B) Sudan
(C) Iran
(D) Libya
(E) Egypt
10. Who among the following Indians was conferred the prestigious, "National Medal o Arts and Humanities, awarded by US President in February 2012?
(A) Dr. Montek Singh Ahluwalia
(B) Ms. Meira Kumar
(C) Dr. Amartya Sen
(D) Dr. D Subbarao
(E) Shri Nr Narayan Murthy
SkillLens
Skill Lens is developed as an integrated technology enabled platform to make Learning (Shiksha) and Assessment (Sameeksha) happen simultaneously, finally get noticed by companies / recruiter (Pratibha).
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Our Other Links: - t.me/skilllens, instagram.com/skilllens
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SSC CHSL| General Awareness
1.Which of the following countries has agreed to accept the payment of export of oil and petroleum products to India, in rupee terms instead of dollar or any other currency?
(A) Kuwait
(B) UAE
(C) Iran
(D) Iraq
(E) Libya
2. As per the newspaper reports Government of India has finally agreed to purchase advanced MRMRs for its naval forces. What are these MRMRs?
(A) Aircrafts
(B) Warships
(C) Submarines
(D) Radar Systems
(E) Rocket Launcher
3. Which of the following agencies/organizations decided to cancel 122 Licenses of 2G Spectrum issued by the Government of India to various companies and asked the Government to do the process afresh?
(A) comptroller and auditor general of India
(B) supreme court of India
(C) telecom regulatory authority of India
(D) confederation of Indian Industry
(E) reserve bank of India
4. Who among the following is the Prime Minister of a country at present and has also won the Presidential Elections held in March 2012? (He had been President of the country twice in the past. This will be his third term as President. He will join office in July 2012),
(A) Mohammed Waheed Hassan
(B) Abd. Rabbo Mansour Hadi
(C) Daniel Ortega
(D) Vladimir Putin
(E) None of these
5. Which of the following countries approved a new constitution of the country in a referendum through secret voting held in February 2012?
(A) Libya
(B) Iraq
(C) Iran
(D) UAE
(E) Syria
6. Which of the following countries has signed a 'Non-Aggression Pact' with Sudan?
(A) Uganda
(B) Kenya
(C) Ethiopia
(D) South Africa
(E) South Sudan
7. General Clients of various banks in India can make a complaint to which of the following offices, on the issues related to deficiency in services which do not get resolved at banks level?
(A) Comptroller and auditor general of India
(B) Attorney general of India
(C) Ombudsman
(D) Indian Audit Bureau
(E) Indian Banks Association
8. The sensitive index of National Stock Exchange of India is popularly known as....
(A) SENSEX
(B) CRIS
(C) CSE
(D) MCS
(E) NIFTY
9. Which of the following countries decided to add 3000 more centrifuges to its Uranium enrichment programs, despite touch economic sanctions on it from various western countries?
(A) Syria
(B) Sudan
(C) Iran
(D) Libya
(E) Egypt
10. Who among the following Indians was conferred the prestigious, "National Medal o Arts and Humanities, awarded by US President in February 2012?
(A) Dr. Montek Singh Ahluwalia
(B) Ms. Meira Kumar
(C) Dr. Amartya Sen
(D) Dr. D Subbarao
(E) Shri Nr Narayan Murthy
SkillLens
Skill Lens is developed as an integrated technology enabled platform to make Learning (Shiksha) and Assessment (Sameeksha) happen simultaneously, finally get noticed by companies / recruiter (Pratibha).
Problem Solving Practice Tests
Verbal ability is a part of written test in all the competitive examinations. Learn English and verbal ability with skilllens. We provide Video Based Learning | Self Pace Study | Continuous Assessments. Subscribe now.
📲9490124655
💻skilllens.com
Like us fb.com/skilllens
Our Other Links: - t.me/skilllens, instagram.com/skilllens
#skilllens #aptitude quiz #online quiz #learnskillsfortomorrow
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Top 9 Real Estate Crowdfunding Sites
SmartCrowd
WHO ARE THEY?
Simply said, SmartCrowd is a real estate crowdfunding platform
Users can earn rental profits by purchasing and owning shares in entire property units
They buy and own real estate under a Special Purpose Vehicle (SPV) framework
They are the Middle East’s first and largest regulated crowdfunding property investment platform
ELIGIBILITY: Investors worldwide
MINIMUM INVESTMENT: AED 500 or USD 140
INVESTMENT COSTS/FEES:
4% transaction fee (split as 1.5% during purchase + 2.5% during sale)
0.5% admin fee annual on whole portfolio amount
PRIMARY HANDLING CURRENCY: AED and GBP
REGULATED BY: Dubai Financial Services Authority (“DFSA”), United Arab Emirates
WHY THEM?
High monthly dividend yields in comparison to the competition (usually 5%–8% per annum)
The majority of listings are converted to vacation properties, boosting your dividend payouts
You can deposit via wire transfer or by simply linking your bank account to your portal
Building trust — the CEO and team are actively connected with the audience through webinars and seminars
Statistical and analytical data, as well as any legal deeds and papers within the platform, are easily available after login for both current portfolio and classifieds
WHY NOT THEM?
Credit/debit card deposits are not accepted
When compared to the competitors, it takes longer than expected to obtain deeds and contracts
Dividend payments are sometimes delayed
The compliance process is a little more time-consuming
TRIED THEM OUT? Invested, making dividends
Sign up for SmartCrowd to learn more
2. Stake
WHO ARE THEY?
Stake is a new real estate crowdfunding player in the UAE’s expanding property fintech ecosystem
They offer a highly competitive structure as well as incredible property listings with minimal minimums
Dividends are paid out monthly, and the real estate is purchased and owned through a Special Purpose Vehicle (SPV) system
ELIGIBILITY:
Investors worldwide. Age 18+
MINIMUM INVESTMENT:
AED 500 or USD 140
INVESTMENT COSTS/FEES:
4% transaction fee (split as 1.5% during purchase + 2.5% during sale)
5% admin fee annual on the whole portfolio amount
15% of profit if the property is sold at a higher price than the total funding target (this is not a fee basically)
PRIMARY HANDLING CURRENCY: AED and USD
REGULATED BY:
Dubai Financial Services Authority (“DFSA”), United Arab Emirates
WHY THEM?
Property listings in high-profile areas (good for the hype and brags, not really for returns)
Excellent low minimum bargains are periodically made available (e.g. 1 AED minimums)
Simple onboarding yet stringent compliance
Possibility of depositing through card and wire transfer
WHY NOT THEM?
Dividend yields are lower than the rivals (usually 4%–6% per annum)
Minimums differ between properties
The platform is not very appealing or well-developed because users cannot quickly access the most relevant statistics, such as dividend yield, on the listings page itself
It is not possible to compare numerous listing opportunities with a right-click
TRIED THEM OUT? (Level 1–5 scale)
Level 5 — Invested, making returns/made a sale
Sign up for Stake to learn more
3. Fundrise
WHO ARE THEY?
Fundrise is an online real estate company that allows ordinary individuals to participate in private commercial and residential buildings by pooling their assets through an investment platform
Fundrise’s primary products are real estate investment trusts, or REITs, which invest in income-producing real estate by purchasing and managing properties or retaining mortgages
ELIGIBILITY:
Only available to U.S. citizens (or permanent residents) currently residing in the U.S. who are over the age of 18
MINIMUM INVESTMENT:
$10 to $100,000, depending on the account level
INVESTMENT COSTS/FEES:
0.15% Advisory fee; 0.85% Asset management fee
PRIMARY HANDLING CURRENCY: USD
REGULATED BY:
Financial Industry Regulatory Authority, Inc (FINRA)
WHY THEM?
There is no accreditation necessary
App with a high rating
You can redeem your shares at any time (possible fees and redemption not guaranteed)
WHY NOT THEM?
Nonqualified dividends
Sign up for Fundrise to learn more
4. Yieldstreet
WHO ARE THEY?
Yieldstreet makes alternative investments that were previously only available to a limited fraction of investors available to individual investors
Investors can produce passive income and expand their wealth by diversifying their portfolio with alternative assets from several asset types, including real estate
ELIGIBILITY:
Open to all investors, regardless of net worth or accreditation status.
MINIMUM INVESTMENT:
$10,000
INVESTMENT COSTS/FEES:
0% — 2.5% management fees; other fees apply
PRIMARY HANDLING CURRENCY: USD
REGULATED BY:
U.S. Securities and Exchange Commission (SEC).
WHY THEM?
Real estate, commercial, marine, legal, and art investments are available so you can diversify within the real estate asset class
Individuals’ ability to invest in private structured credit arrangements
WHY NOT THEM?
Investing in highly illiquid assets
Most investments are only available to accredited investors
There are few options available
TRIED THEM OUT?
Not yet, as the minimums are too high.
Sign up for Yieldstreet to learn more
5. RealtyMogul
WHO ARE THEY?
More than 219,000 investors have joined RealtyMogul since its establishment in 2012 to have access to its REITs and private market products
The organization is known for its exceptional due diligence, as it personally vets every possible property and scrutinizes each purchase using proprietary procedures and models
Investors can pick between three goals: growth, diversity, and passive income
ELIGIBILITY:
Users who are eighteen (18) years of age or older
MINIMUM INVESTMENT:
$1,000
INVESTMENT COSTS/FEES:
1% to 1.5%
PRIMARY HANDLING CURRENCY: USD
REGULATED BY:
Securities and Exchange Commission (SEC)
WHY THEM?
Excellent investment selection
Extensive research
Monthly REIT auto-investment starts at $250 per month
WHY NOT THEM?
Each investment comes with its own set of costs.
Investments that are difficult to sell or trade
Some lengthy hold times
Sign up for RealtyMogul to learn more
6. EquityMultiple
WHO ARE THEY?
EquityMultiple invests nearly completely in institutional commercial real estate and also provides equity, preferred stock, and senior loans
The company recently expanded its portfolio with tax-advantaged real estate investments (Opportunity Zone and 1031 exchange) and fund products
The frequency of distribution varies by the deal, but it is frequently monthly or quarterly
ELIGIBILITY:
Accredited investors only
MINIMUM INVESTMENT:
$10,000
INVESTMENT COSTS/FEES:
1% on equity investments; additional fees vary depending on the product
PRIMARY HANDLING CURRENCY: USD
REGULATED BY:
Securities and Exchange Commission.
WHY THEM?
Excellent investment selection
Various target hold times are available.
Simple to use platform
WHY NOT THEM?
Only accredited investors may participate.
The minimum investment is steep.
Options for redemption are limited.
Sign up for EquityMultiple to learn more
7. CrowdStreet
WHO ARE THEY?
Crowdstreet has attracted over 100,000 investors from around the United States
Its novel strategy provides direct access to a carefully vetted portfolio of institutional-quality real estate investments
Accredited investors might choose to invest in a single property or a fund
ELIGIBILITY:
Only U.S. citizens and green card holders. Can vary depending on offering, but generally $25,000
MINIMUM INVESTMENT:
$25,000
INVESTMENT COSTS/FEES:
0.50% to 2.5% for CrowdStreet funds; other fees vary by offering
PRIMARY HANDLING CURRENCY: USD
REGULATED BY:
Broker-dealer registered with FINRA and a member of SIPC
WHY THEM?
An easy-to-use platform with a helpful chatbot
Offerings of institutional calibre
Easily accessible investment information (once you sign up for a free account)
WHY NOT THEM?
Only accredited investors may participate
Minimum investment amounts are steep
There are no early withdrawals
Sign up for CrowdStreet to learn more
8. DiversyFund
WHO ARE THEY?
DiversyFund’s model is unique in the realm of real estate crowdfunding
DiversyFund acquires, develops, and manages a portfolio of properties, gathers cash flow, and distributes profits to its clients rather than acting as a broker who connects investors with projects
It does not charge any administration or broker fees, unlike some crowdfunding services
ELIGIBILITY:
Any US resident, unaccredited or accredited, over the age of 18 can currently invest.
MINIMUM INVESTMENT:
$500 depending on account level
INVESTMENT COSTS/FEES:
2% to 8% developer fee
PRIMARY HANDLING CURRENCY: USD
REGULATED BY:
U.S. Security and Exchange Commission and incorporated in the state of Delaware
WHY THEM?
Investors pay no management fees
One of the few platforms that have a mobile app
The minimum investment is low
WHY NOT THEM?
Investment options are limited
There are no early withdrawals
Payment will be made at the conclusion of the investment term.
Sign up for DiversyFund to learn more
9. Yielders
WHO ARE THEY?
Finance Technology Platform — We use cutting-edge web technologies to make our property investment options available to you
The FCA directly authorizes and regulates them
Equity Crowd Investing is based on ethical and Sharia-compliant concepts
Yielders aim to offer low-risk investing choices with comparably better returns
ELIGIBILITY:
Open to investors worldwide
MINIMUM INVESTMENT: £100
INVESTMENT COSTS/FEES:
Yielders charge a 2.5% structuring fee, a 10% management fee and a 15% profit share on exit
PRIMARY HANDLING CURRENCY:
Main currency GBP (£)
REGULATED BY: FCA
WHY THEM?
They have a mix of commercial and residential properties which helps you to diversify your investments
The investment calculator is quite helpful in determining returns per property invested into
WHY NOT THEM?
Client engagement and trust-building are low with lesser events and newsletters as compared to other sites
Paying methods for transferring funds to the platform are restrictive with maximum limits and fees while direct debit is available for the UK only
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