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insuradvisor · 2 months
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Aarogyasri Telangana 2024: Ensuring Health for All
In a country as diverse and populous as India, access to quality healthcare remains a critical issue. The Aarogyasri scheme in Telangana stands out as a pioneering initiative aimed at bridging this gap. As we move into 2024, it's important to recognize the significance of this scheme and how it continues to transform lives. SMC Insurance provides an in-depth article on Aarogyasri Telangana 2024, offering detailed information for those who wish to learn more.
Why Aarogyasri is Vital in India
Lifeline for the Economically Disadvantaged: Aarogyasri is a crucial lifeline for those who cannot afford expensive medical treatments. It ensures that low-income families receive the medical care they need without the burden of financial stress.
Comprehensive Coverage: The scheme covers a wide array of medical treatments, including those for serious conditions such as heart disease, kidney problems, and cancer. This comprehensive coverage means that beneficiaries can access necessary treatments without worrying about the costs.
Enhanced Healthcare Infrastructure: Aarogyasri has played a significant role in enhancing the healthcare infrastructure in Telangana. The increased demand for healthcare services has led to improvements in the quality and capacity of hospitals and clinics.
Reduction in Health Inequities: By providing free access to advanced medical treatments, Aarogyasri helps reduce health inequities in the state. It ensures that everyone, regardless of their economic status, has the opportunity to receive high-quality healthcare.
Encouragement of Preventive Care: The scheme promotes preventive healthcare by encouraging regular health check-ups and early intervention. This proactive approach helps in the early detection and treatment of diseases, leading to better health outcomes.
Economic Benefits: By alleviating the financial burden of healthcare costs, Aarogyasri allows families to maintain their economic stability. This is particularly important in preventing families from falling into poverty due to medical expenses.
Improvement in Public Health: The widespread access to healthcare services provided by Aarogyasri has a positive impact on public health. It helps control the spread of diseases and improves the overall health of the community.
SMC Insurance's Comprehensive Guide
For those interested in a detailed exploration of Aarogyasri Telangana 2024, SMC Insurance offers a comprehensive article. This guide covers everything from the eligibility criteria and application process to the specific benefits provided under the scheme. It is an invaluable resource for anyone looking to understand the full scope of Aarogyasri.
Conclusion
Aarogyasri scheme in Telangana remains a cornerstone in the effort to provide equitable healthcare access in India. By offering extensive medical coverage at no cost to the economically disadvantaged, the scheme ensures that financial limitations do not hinder access to essential healthcare services. It also plays a vital role in strengthening the healthcare infrastructure and promoting preventive care.
To gain a thorough understanding of Aarogyasri Telangana 2024 and its myriad benefits, SMC Insurance's detailed article is an excellent resource. Their insights provide a clear and comprehensive overview of how the scheme operates and the significant impact it has on the health and well-being of the people of Telangana.
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diosnews · 2 years
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मोदी सरकार कीअग्निपथ ने ली युवक की जान
मोदी सरकार कीअग्निपथ ने ली युवक की जान
हरियाणा के रोहतक जिले में मोदी सरकार की स्कीम से दुखी होकर एक 20 साल के युवक ने आत्म हत्या कर ली हैसचिन पिछले कई साल से सेना में भर्ती होने की तैयारी कर रहा था गांव वालो ने बताया की उसका सलेक्शन भी हो चूका था लेकिन सरकार ने उस भर्ती पे रोक लगा रखी है और अब ये नई स्कीम थोप दी युवाओ पर | इस से आहात होकर युवक ने फांसी लगा ली और अपनी जान देदी Agneepath Scheme Protest के कारन रोहतक के सचिन ने दी…
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sarkarischemes · 2 years
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YSR Aarogyasri Scheme 2022: Registration, Download Aarogyasri Card
YSR Aarogyasri Scheme 2022: Registration, Download Aarogyasri Card
YSR Aarogyasri Card Registration | Ap YSR Aarogyasari Scheme Details | Ysr Aarogyasari Website | YSR aarogyasri ap gov in Portal | Application Form Aarogyasri Card The Government of Andhra Pradesh launched the YSR Aarogyasri Scheme in the year 2007 to develop the financial funds for poor people who are not able to take into consideration the medical bills of their surgeries or treatments. In this…
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bfinserv123 · 3 years
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YSR Aarogyasri Application Download and Card Status Check
AarogyaSri: Details about Dr YSR Aarogyasri scheme features, coverage, YSR Aarogyasri hospital list, eligibility criteria, aarogyasri app and ysr health card online at Finserv MARKETS!
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todaybharatnews · 5 years
Link
via Today Bharat nbsp; Hospitals will be forced to buy cheaper medical equipment of inferior quality, and there is already no standardisation in any medical equipment being sold in India, say owners. The proposed health cess on medical equipment to fund hospitals under the Ayushman Bharat scheme would adversely affect quality healthcare, say hospital owners in Telangana. In her Union Budget speech, Finance Minister Nirmala Sitharaman said that the 5% cess on imports of medical equipment is being levied to fund hospitals in backward districts. The aim is to give an impetus to the domestic industry, and to generate a resource for health services, the minister said on Saturday. The budget proposes a Viability Gap Funding window for setting up these hospitals in a Public-Private Partnership (PPP) model. The government hopes to build these hospitals at 112 aspirational or backward districts, as part of expanding the Ayushman Bharat scheme under the PM Jan Arojya Yojana (PMJAY). However, hospital owners in Telangana say the scheme will only put more financial stress on them, and has not been thought through. Hospitals at present pay a customs duty of 7.5% when buying certain medical equipment. With the added 5% cess, that total tax goes to 12.5% for imported devices. India imports over 70% of its medical devices. ldquo;This would have an adverse impact on healthcare quality in Telangana and across other states in the country. This will be a huge pinch on the people. We are a country where, as we move to rural areas, the access and quality of healthcare decreases,rdquo; said Dr V Rakesh, president, Telangana Network Hospitals Association, who added that hospitals in Telangana bear 30 to 40% of the ldquo;scientific costrdquo; of treatment already and the additional 5% cess would impact their ability to subsidise costs any further. For example, a lab appendicectomy, as per the scientific costing, costs the hospital around Rs 60,000 to Rs 63,000 but the procedure is performed at a cost of Rs 20,000 to Rs 23,000 to the patient, Dr Rakesh said. ldquo;Many even struggle to afford that despite us bearing 40% of the actual costs. Hospitals donrsquo;t have huge overhead costs, most of the high cost is on medical equipment. If the Centre keeps increasing the cost of medical equipment then we have no choice but to pass on the cost to the patients,rdquo; he added. The government in the Union Budget has allocated Rs 69,000 crore for the health sector with the hope to expand the network of hospitals under the Ayushman Bharat scheme. But network hospitals feel the government may not achieve their desired results as hospitals may not find the rates provided for treatments under the scheme attractive. Private hospitals are also averse to the idea of adopting government schemes as they often face payment delays, like with the Aarogyasri scheme in Telangana. There are an estimated 20,000 hospitals across the country under the Union governmentrsquo;s scheme, fashioned after the Arogyashree scheme. The Ayushman Bharat scheme provides a cover of Rs 5 lakh per family per year, with tighter eligibility criteria than Aarogyasri scheme ndash; which provides health insurance to 80 lakh families that are below the poverty line, state government employees, and others, with covers ranging from 2 to 13 lakhs. ldquo;The Ayushman Bharat rates are lower than that of the Aarogyasri and thus not attractive for hospitals. There is a need for a detailed study before such a tax is levied. In Telangana, the Aarogyasri has been running for 13 years but till date, there has been no study on the impact of spending on the scheme, while there already exists primary and secondary healthcare in the state,rdquo; said Dr Rakesh. The hospitals are of the view that they should not have to bear the subsidy cost of providing healthcare through government schemes like Ayushman Bharat and Aarogyasri, and that such schemes should be limited to just government-run hospitals. Another aspect that disappointed the hospitals is that the budget that was to set the economic development tone for the coming decade did not address any of the key issues presently facing the medical devices industry. ldquo;Most government-run peripheral hospitals donrsquo;t have medical equipment even now. For private hospitals, there is no price or quality control when we go to buy equipment for the hospitals,rdquo; pointed out the doctor. ldquo;Now a doctor turned entrepreneur like me doesnrsquo;t know which equipment is standardised,rdquo; he added. Fazlur Rahman, the owner of F7 Medical equipment in Hyderabad said, ldquo;There could be a 5 to 10 points difference in units between products depending on the maker.rdquo; The firm often gives out medical equipment to patients on rental basis. ldquo;Not everyone can afford to buy a BP or sugar level testing machine for daily use, some rent it. Many of these products are imported. If there is a new tax, it means even giving these equipments out on rent could become expensive by that much,rdquo; added Fazlur. The network hospitals say, they have often tried to communicate with the Union government through meetings but with little result. ldquo;We are not even able to communicate these issues to the Centre. In this context, if you are raising cost, it will deteriorate healthcare in the country. Hospitals will be forced to go for cheaper equipment which may be of inferior quality, and far below standards when there is no standardisation in any type of equipment being sold in the markets,rdquo; he added. nbsp;
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Sometime over the next few weeks — most likely in his Independence Day speech — Prime Minister Narendra Modi will formally launch what has already been billed as the world’s biggest public healthcare programme, Ayushman Bharat, or the National Health Protection Mission (AB-NHPM). The scheme was announced in the 2018-19 Budget and approved by the Cabinet in March. It will vault over all other social welfare projects of the NDA government, like Swachh Bharat, free LPG connections to the poorest families, electricity to all homes, and Jan Dhan bank accounts. It will take years for Ayushman Bharat to be rolled out, but it will gratify what you might call the final-year itch. These go-for-broke compulsions kick in several months before a general election. They are always pro-poor, populist and profligate.
To recap, Ayushman Bharat will target 107.4 million ‘poor and vulnerable’ families identified by the 2011 Socio Economic and Caste Census — at least 500 million individuals, or about 40% of the population. (Never mind that by the time it is in place, these numbers will be nearly a decade old and probably an underestimate.) A defined-benefit scheme, Ayushman Bharat guarantees insurance of up to Rs 5 lakh per family for secondary and tertiary healthcare. Beneficiaries will pay no premium, and the central and state governments will share the premium costs. How much will it cost? Officials I spoke with estimate the average premium will not exceed Rs 1,000 per family. So, full enrolment may cost the exchequer up to Rs 10,000 crore. (Nagaland has quoted an annual premium of only Rs 444 per family.)
As welfare schemes go, Ayushman is dwarfed by the Rs 1.43 trillion spent by the government on food subsidies under the National Food Security Act (NFSA) in 2017-18. NFSA was pushed through by UPA 2 in September 2013 — a few months before a general election that it lost. It is also important to remember that none of these schemes is an Eureka innovation. They are based on, and expand, an idea that somebody else thought of. NFSA pledged between 3 and 7 kg of subsidised rice, wheat and coarse grains to over 800 million people, or two-thirds of the population, plus free meals to pregnant women, lactating mothers, malnourished children and the destitute.
More of the Same
Although the BJP criticised the food security scheme, which expanded efforts by previous governments to sell subsidised foodgrains to India’s poorest, it had no option but to implement it. The Modi government, using digitisation of public distribution system (PDS) records, has tried to curb leakages, cancelling 27.5 million fake ration cards, and linked 194 million ration cards to Aadhaar. Reading between these lines, it is clear it costs a lot to keep millions of Indians in poverty. Although the government is experimenting with direct transfers of food subsidies to beneficiaries, the base prices of rice and wheat are nearly two decades-old and bear no resemblance to market prices — hence the huge subsidies.
Ayushman Bharat will subsume the Rashtra Swasthya Bima Yojana (RSBY), which was launched in 2008 by the UPA government. That was the year the UPA announced three stimulus packages that included a Rs 71,000-crore farm loan waiver. The recklessness continued after the UPA won the election, and the budget deficit hit a ruinous 6.8% of GDP in 2009-10. As a first stab at near-universal healthcare for the poor, RSBY was a good scheme. It promised annual insurance of Rs 30,000 per family and targeted below poverty line (BPL) families, expanding later to include categories like construction workers, railway porters, street vendors and domestic workers. Beneficiary families used smart cards and only had to pay a one-time Rs 30 registration fee.
RSBY lost momentum after the UPA lost power. Originally designed to cover 70 million households by 2017, the latest data show that it has shrunk to 15 states, and only 36.3 million families have been enrolled from a targeted total of 59.1 million as of March 2017. RSBY premiums were capped at Rs 750 per family annually.
As you can see, the devil will be in the details of Ayushman Bharat. It will issue e-cards to beneficiary families, but they have to be identified, informed and persuaded to enrol. Most state governments have signed up, including reluctant ones like West Bengal and Rajasthan that had its own Bhamashah programme targeting a wider population. A couple of states are holding out — Odisha, which will go to the polls simultaneously with the Lok Sabha, and Telangana, where the old and more comprehensive Aarogyasri health insurance scheme of the Congress era has been adopted and expanded by the current Telangana Rashtra Samithi (TRS) government.
Right Prescription
Ayushman offers 135 packages, compared with RSBY’s 70. Memoranda of understanding (MoUs) have to be signed with a host of state and private insurers. “The insurers are salivating,” a public health official said, over the potential new business.
In March, Indu Bhushan was lured from a 21-year career with the Asian Development Bank to be the CEO of Ayushman Bharat. Bhushan, who was Director-General of the ADB’s East Asia division, has worked on mass healthcare programmes in Thailand — where the popular 30-baht scheme led to universal coverage — Vietnam and Mongolia. Like Parameswaran Iyer, who left a World Bank job to lead the Swachh Bharat programme, Bhushan is a former IAS officer.
Picture of a Healthier India Sometime over the next few weeks — most likely in his Independence Day speech — Prime Minister Narendra Modi will formally launch what has already been billed as the world’s biggest public healthcare programme, Ayushman Bharat, or the National Health Protection Mission (AB-NHPM).
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healthnewsorf-blog · 8 years
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Down to the district: The health of 5 states going to polls
Measuring for malnutrition in MP Source: Wikimedia
ASSEMBLY ELECTIONS
HEALTHCARE
MANIFESTOS
NUTRITION
While healthcare has largely been a neglected issue in past Indian general elections, major parties started talking about health in their manifestos from 2004. In some states, there’s evidence it is becoming increasingly important, this 2014
Lancet
report
 said, citing the
Rajiv Aarogyasri Community Health Insurance Scheme
for poor families as a major reason for a second term in 2009 for the late Andhra Pradesh chief minister Y S R Reddy, and Gujarat’s
Chiranjeevi Yojana
, which provides skilled healthcare to pregnant women in collaboration with the private sector and contributed to Prime Minister Narendra Modi’s popularity when he was chief minister. Healthcare is important to political and economic debate because inadequate public healthcare and healthcare expenses push an additional 55 million people back into poverty in India every year, according to this 2015
Lancet
paper
.
However, health-related political discussions are, currently, limited to debates around major
health scams
, or state failure during
severe epidemic outbreaks
. In general, electoral battles have not been won or lost because of healthcare issues.
India has a healthcare crisis, but solutions need to be state- and district-specific
While India still has more wasted (low weight-for-height) and stunted (low height-for-age) children than
any other country
–about 40 million–the rate of obesity recorded an 8.6-fold increase in India’s rural areas over 14 years and a 1.7-fold 
increase
in urban areas over 20 years,
reported
in June 2016. More than half of India’s rural population uses private healthcare, which is four times as costly as public healthcare, and can cost the poorest 20% of Indians more than 15 times their average monthly expenditure; shortages of doctors at public health centres have risen 200% over a decade, and even cities such as Mumbai need to double staffing of public healthcare (details
here
,
here
 and
here
). The five states going into polls represent the good, the bad and the ugly of nutrition and health in India, our analysis showed. The trends are so diverse that it is clear that no single set of solutions can be the answer. India needs state-specific, if not district-specific, solutions in health and nutrition.
Problems with early marriage and sex ratio in relatively advanced Manipur and Goa
The percentage of women currently aged 20-24 who were married before reaching the age 18 has declined in all the states going to elections, with the exception of Manipur, where their percentage increased from 12.7% to 13.1%, according to the
National Family Health Survey
(NFHS) reports for 2015-16, released over 2016 and 2017. In 2015, Punjab had an even lower proportion of women (currently aged 20-24) married before age 18 than Goa, declining from 19.7% in 2005 to 7.6% in 2015. Goa still has 9.8% women (currently aged 20-24) who were married before age 18. Manipur also has 
65.9%
children fully immunised. The latest NFHS data release shows that between 2005 and 2015, Manipur’s sex ratio at birth
declined
from 1,014 to 962. For a state known to be a showcase of
women’s empowerment
, this must come as a wake-up call. A girl born in Manipur was more likely to be educated; more likely to be working as an adult; more likely to survive childbirth and more likely to not be the victim of crime than in most Indian states.
Manipur’s Women: Once Better Than Many In India
Indicator
Manipur
India
Manipur’s Rank in India
Sex ratio (Females per 1,000 males) 987 940 5th Female literacy 73% 65% 11th Proportion of women in the workforce 41% 26% 2nd Maternal mortality rate (deaths per 100,000 live births) 64 178 NA Crime rate against women (Cases registered under crimes against women per 1,00,000 female population) 21% 54% 26th (4th lowest)
Source:
Census 2011
Census 2011
National Sample Survey Office
Regional Institute of Medical Sciences, Manipur, 2010-11
Sample Registration System report, 2010-12
National Crime Records Bureau’s Crime in India 2015 report
.
Note:
Rankings are among 29 states; they do not include union territories. Uttarakhand also showed a decline in sex ratio at birth. Goa and Punjab
showed improvement
. NFHS data for Uttar Pradesh are not yet out. The government’s
Sample Registration System
(SRS) reports show that between 2011 and 2014, there was a
decline
in UP’s sex ratio at birth, from 875 to 869.
Infant, maternal mortality: Vast variations within states, districts reveal clearer picture
Uttarakhand has shown the slowest improvement in infant mortality rate (IMR)–deaths per 1,000 live births–although NFHS data for UP are yet to be released. Still, as
SRS data show
, UP’s IMR has come down from 57 to 48 between 2011 and 2014, suggesting that NFHS data will show improvement between 2005 and 2015.
Source: National Family Health Survey (NFHS); *Data for Uttar Pradesh are yet to be released
However, as our state-specific analysis to follow will show, states such as UP reveal wide variations within districts in terms of IMR. For example, according to the
Annual Health Survey (2012-13)
, the latest district level data available for UP, the IMR in Shrawasti district at 96 (the worst IMR in India was 56 in
Madhya Pradesh
in 2012) was almost three times as much as in Kanpur Nagar, which had an IMR of 37 (comparable to Gujarat’s
38
in 2012).
UP’s Infant Mortality Rate, By District (2012-13)
Source: Annual Health Survey (2012-13);
The government does not provide maternal mortality ratio (MMR)–deaths per 100,000 births–estimates for small states such as Goa and Manipur,
The Wire
reported
in July 2016. Still, there are not many indicators that reveal inter-state health variations within India like MMR does. The MMR in UP and Uttarakhand is almost five times that in Kerala, the state with the lowest MMR among major states. Yet, in states with high maternal mortality, political parties do not discuss plans to reduce these preventable deaths.
Source: Sample Registration System
Undernutrition is key determinant of ill-health in all five states
Undernutrition is a major underlying determinant of ill-health in all the election-bound states, and the difference between states is not as stark, as it is with, say, MMR. For example, across the electoral-battleground states, the proportion of stunted children under the age of five were similar: 29% in Manipur, 20% in Goa, 26% in Punjab  and 34% in Uttarakhand for the year 
2015-16
. The latest data for UP are awaited.
Source: National Family Health Survey (NFHS); *Data for Uttar Pradesh are yet to be released
Doing too much is as bad as doing too little: The nuances of healthcare
Under-provisioning of healthcare is a major Indian problem, but so, often, is over-provisioning. In 2015, for instance, in rural areas of Kapurthala district in Punjab,
61.5%
of all deliveries in private hospitals and clinics were caesarean. In Manipur’s Imphal West district, almost two of every three deliveries in private hospitals were caesarean. Public facilities also have a high proportion of caesarean deliveries, although not to the extent reported from private facilities, as we analyse in the state-specific stories. Similarly, undernutrition is a major issue, as is over-nutrition. In Punjab’s Fatehgarh Sahib district,
36.5%
of men surveyed by NFHS in 2015-16 proved to be obese or overweight, as were 41% of all the women surveyed. In Uttarakhand districts such as Dehradun, Nainital and Udham Singh Nagar,
one in every four women
surveyed was obese or overweight
.
With non-communicable diseases becoming the leading cause of death in the country, the twin burdens of malnutrition and ill-health, and the resulting policy choices, will require discussion. Will such health- and nutrition-related issues be debated in the battle states? Will people demand better health and nutrition? Will politicians see the merit in developing a constituency of long-term supporters linked to human development? The coming weeks could provide some answers. Meanwhile, district level data analysis will raise more questions.
This is the first of a six-part series.
Next:
More Wasted Children, Anaemic Men, Women Than Before In Once Robust Punjab
This commentary was first published in the IndiaSpend.
COMMENTARIES
HEALTH
HEALTH
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todaybharatnews · 5 years
Link
via Today Bharat nbsp; The committee was led by Dr Sujatha Rao, a former Union Secretary of Health under the Government of India and made 100 recommendations in its report submitted to the CM. nbsp; In a major move, the Andhra Pradesh government on Wednesday said that it was considering enforcing a ban on private practice of government doctors across the state. The announcement came after an expert committee submitted a report to Chief Minister Y S Jagan Mohan Reddy on health reforms in the state. The committee was led by Dr Sujatha Rao, a former Union Secretary of Health under the Government of India and made 100 recommendations, according to the CMO. During a review meeting at his camp office in Tadepalli in Amaravati on Wednesday, the Chief Minister had a lengthy discussion with the expertsrsquo; committee and officials on the contents of the report. Besides the ban on private practice, the report also suggested that the salary of government doctors be increased. However, further details on the matter are yet to be revealed. "The Chief Minister told officials to formulate guidelines for the same. He directed officials to release a notification for the recruitment of government doctors vacancies. The CM asked the expert committee to formulate policies to ensure that theoretical knowledge is applied to practical problems," a press note from the Chief Minister's Office (CMO) stated. Jagan also said that a new 'Aarogyasri' healthcare scheme will be implemented in 150 super speciality hospitals in Hyderabad, Bengaluru and Chennai from November 1. The scheme, which was introduced by Jagan's father and former CM Y S Rajasekhar Reddy in united Andhra Pradesh, allows individuals below the poverty line (BPL) to access healthcare at private and government hospitals, for which the cost is borne by the state exchequer. Jagan told officials that the government would start a pilot project in West Godavari district to cover 2,000 treatments under the scheme. A total of 1200 treatments are covered under the scheme in the remaining districts. "The government, after including more aliments would formulate guidelines for the new Aarogyasri scheme which will be implemented from April 1, 2020 in all the districts," the CMO statement said. The Chief Minister said that nursing colleges should be monitored in the same manner as medical colleges and also told officials to evolve an effective mechanism to maintain emergency '104' and '108' vehicles in the state. Jagan also announced an allowance of Rs 5000 to patients while they are on rest after undergoing surgery. He directed officials to prepare guidelines to give Rs 5,000 to patients who have been suffering from chronic diseases. nbsp;
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