#a promissory note

[t-lostinworlds]

hello! gosh, i honestly have no idea what else to do anymore. i've been such a huge ball of anxiety these pass few days and i feel like i've got no other choice ://

so, enrollment for the next semester is this Monday (in 4 days), and idk why my school decided to do it during this time when most ppl don't get paid until the last day of the month/next month. as if that isn't enough, enrollments are also on a time limit and now that we get to decide our own schedules, it's also a race on who gets the subjects first. and if you can't pay for a percentage of the tuition fee upfront, you're going to get delisted so you have to pick your subjects again. the later you enroll, the fewer timeslots. so i could end up having a 6-9pm which isn't safe for me in this city especially when i commute alone. even worse, our tuition for this semester is much higher for some reason and we weren't warned about it.

i can't ask for financial aid from my school yet bc it's required to have at least finished 1 year before you're able to. i'm still trying to look for student/personal loan options bc most i've seen so far require a monthly that i just can't afford rn and it only covers 1 term instead of a whole year so it's not really that sustainable :(( (i don't live in the US btw so it's not a "start paying when you graduate" thing. taking out a loan means i still need to pay monthly while in school on top of other expenses, which as you can imagine, feels more like a burden than it is helpful.) i've also tried looking for scholarships but most only support stem/business courses bc this country isn't nice to artists so that sucks.

i honestly have very little money saved and with the sudden increase in tuition, it's hard to cover half of it even with my parents' help. and again, nobody is getting paid until next month so money is already tight as is with it being the end of th month.

so long story short, i need some help. the first installment for the fee (converted from my currency) is about $600. BUT. NO PRESSURE. i'm only asking those who have extra to spare. and any and all amounts are welcome. it's already going to be such a huge help. hell, even just a simple reblog to boost this already helps a ton.

but also, my commissions are open! so if u want to have a lil story in exchange for just a tiny bit of help, that'd be great too <3

here's my kofi and my pypl

again, no pressure! even a smallest amount already helps a lot. and also, pls do reblog to boost. i really appreciate you! i hope you're having a wonderful day <3 don't forget to take care of yourself too. sending you wonderful people love always ❤️

tagging some mutuals under the cut for a boost bc sometimes this doesn't show up in the tags anymore (but also you don't have too!! you can ignore this if u want alskalks)

@selfcarecap @hollandsmoose @shellshocklove @tanaka-drew @agaritas @userholland @thecodyexpress @annab-nana @hollandweather @annathesillyfriend @cumholland @jasntodds @quethekillerqueen @worldoftom (ily guys, i hope you're all safe and well ❤️)

[awesomecooperlove]

After more than six months of research brought about by five court cases in Canada and the U.S., where people were losing their homes, it became more than apparent that the Admiralty court system has been weaponized against We the People.

People have been losing their homes through a conspiracy to commit fraud, beginning at the highest levels of the banking industry. They're all in it — the courts, the BAR attorneys, the government, and law enforcement. It's the largest scam in the history of mankind. The numbers are staggering.

This is how they do it. Everybody needs to know what's been going on! SHARE, SHARE, SHARE!

���️☄️☄️

https://www.youtube.com/watch?v=H2a_nJ7oyk4

[tilbageidanmark]

200 Danish krone from 1997.

[whenyoulosesmallmind]

I fratelli Karamazov 1969 [EP1] - Dmitrij & Grušen'ka + misc.

So, I’m doing this. The fact that this drama is so little known breaks my heart, so I feel the need to share what little I can with you all - also because it’s making me crazy and I need to share this insanity, too.

part one (you are here!) | part two | part three

Some sparse notes before I leave this first short transcript under the cut: 1. I am not a professional translator, just an amateur, and my english has been mostly self taught, so you might find some imperfections in the adaptation-- don’t be shy and let me know, I do love to learn new language related things <3; 2. I picked these short scenes because I had never attempted a translation of this magnitude, mostly I just transposed my own writing which is a whole other thing, and I wanted to flex my muscles before doing anything longer and more complex-- for example, if this goes well I’d like to try my hand at the Ivan & Smerdjakov dressing scene or do the whole Great Inquisitor; 3. I tried to translate the closest to the original script as I could -- I say script but, well, I had to do my own transcripts because I can’t find even italian subs -- to mantain the same feeling, again if you want to shoot me a message to discuss choices I would love to talk about it! :); 4. I put timestamps and some very basic and bare stage directions if you just wish to read the script and not follow along with the drama, but I wholeheartedly suggest that you do because the acting is the icing on the cake that makes this adaptation so great; 5. you’ll notice I’m using a different spelling for the names as the common american english one, it is the one I’m most used to and what my translation of The Brothers Karamazov uses, so I decided to keep it-- for my sanity’s sake; 6. there will never exist enough words to express how pissed I am that english doesn’t have a formal you pronoun.

A propos of actors! In these scenes you’ll find: Corrado Pani as Dmitrij Karamazov, Lea Massari as Grušen’ka, Franca Mazzoni as Dmitrij’s housekeeper and Giovanna Galletti as Fenja.

Original script by Diego Fabbri, directed by Sandro Bolchi.

You can follow along with the drama here on YT or here on RaiPlay. The quality is shaky in any case, but I suggest you use RaiPlay (it does as you to make an account but is otherwise free-- and you can just link it to your Google account. It’s also the official source for the drama) as the YT bootlegs I’ve seen have the audio going out of sync after a while.

Now, before we get to the transcripts (under the cut), behold my humor (and why this drama’s so great and why Lea Massari as Grušen’ka owns my entire ass):

[INT. – AT DMITRIJ’S] min. 1:04

(knocking noises; Dmitrij is laying on the bed reading a newspaper)

Dmitrij: Come in! (more knocking noises) – I said, “Come in”!

Housekeeper (enters, carrying an envelope): It’s for you, Dmitrij Fëdorovič (reading the name on the envelope) – Dmitrij Fëdorovič Karamazov.

Dmitrij: Leave it there.

Housekeeper: Where?

Dmitrij: Wherever you like.

Housekeeper: Look, Dmitrij Fëdorovič, I’m leaving it here – it might be important, the man who brought it said, “The sooner he’ll come, the better will be for him.”

Dmitrij: Who said it was important?

Housekeeper: It was a bearded man, he gave me this and left with that warning.

*

[INT. – AT GRUŠEN’KA’S/FOYER ROOM] min. 1:50

Fenja (to Dmitrij): You must wait, Miss Agrafena Alexandrovna is busy; you might sit down in the meantime. 

(to Captain Snergirëv, who just entered) You’re already done, Captain? (he gives a court nod to Dmitrij and leaves without saying anything)

(to Dmitrij, who is barging into Grušen’ka’s study) – hey you! Wait a moment, just a moment!

[INT. – AT GRUŠEN’KA’S/STUDY ROOM] min. 2:12

Dmitrij (enters): Was it you who had me summoned?

Grušen’ka (looks up from her papers): Who are you?

Dmitrij: You don’t know me? I’m Dmitrij Karamazov, I came to–

Grušen’ka: You are Dmitrij Karamazov – well, I have some promissory notes in your name given to me by your father to collect. We’re working together, Fëdor Pavlovič and I, you didn’t know?

Dmitrij: But I don’t owe one ruble to my father – not one ruble! When I was a military officer he lent me money stealing from the inheritance my mother left me… and pretended I signed promissory notes… this is new, eh, Agrafena Alexandrovna? Theft secured by promissory note, a dirty swindle of which I am the victim.

Grušen’ka: Your father knows how to deal in other people’s money like few others.

Dmitrij: It is a sad family story and the protagonist is him – Fëdor Pavlovič! My father! They say you know him well, very well.

Grušen’ka: Your father is greedy, greedy for anything.

Dmitrij: For you, too? – Be careful, he’s a Karamazov, damned even by demons, his soul is stained – me, I’m not a son to him, I’m a dog who hunts in dark hallways, hissing “The law will be on my side, only a judge may decide, the money is mine!”, and so the buffoon makes me look like the perpetrator.

Grušen’ka: The role of the victim doesn’t suit you very much but – you too, I don’t know how to say it, you seem obsessed by something, too.

Dmitrij: I’m a Karamazov too, why should the worms that are corrupting my father spare me instead? (rubs his forehead nervously, sits down on the couch) – I’ve known you for such a short time and already I’m confessing myself, this bothers me, why do I speak to you with such brutality?

Grušen’ka: Because you’re a savage (laughs) – as I am, after all! I’m a peasant, Dmitrij Fëdorovič, eh, don’t be formal with me. Mah, maybe you’re wrong, but maybe you’re right, too, I don’t know; anyway here are your promissory notes, take them, I’m not interested in them anymore.

Dmitrij: No – they belong to the old man, they must be deducted from what he still owes me, return them to him! Thank you… thank you Agrafena Alexandrovna.

Grušen’ka: Call me Grušen’ka – and don’t believe too much in my kindness, no, I can be very greedy too: you see, those who spent a childhood in misery as I have cannot be very soft; they might feel something else, though, another thing…

Dmitrij: –pity?

Grušen’ka: Oh, savages like you are cannot inspire pity – anger, maybe… or–

Dmitrij: –or?

Grušen’ka (calling out): Some tea, Fenja, bring us some tea.

[seemabhatnagar]

"Supreme Court Affirms Senior Citizens’ Right to Revoke Conditional Gift Deeds Under the Maintenance Act"

Image Courtesy Andrew Rivera

➡️The appellant, Urmila Dixit (mother) sought the nullification of a gift deed transferring her property to the respondent, Sunil Sharan (son) under Section 23 of the Maintenance and Welfare of Parents and Senior Citizens Act, 2007.

🔸The appellant-mother alleged neglect and maltreatment, contravening the conditions of the gift deed and a promissory note executed by the respondent-son.

🔸Lower courts nullified the deed restoring the donor’s rights over the property as if the deed had never been executed.

🔸But a Division Bench of the Madhya Pradesh High Court overturned the decision of the lower Court.

#SeniorCitizensAct #ConditionalGiftDeed #BeneficialLegislation 

➡️The primary legal issue in this *Case before the Apex Court was whether the Division Bench of the High Court correctly interpreted Section 23 of the Act in setting aside the orders of the Single Judge and subordinate Tribunals.

➡️The Counsel for the appellant submitted that the respondent son failed to provide the promised care as stipulated in the promissory note & the accompanying gift deed.

🔸The Act's protective intent supports nullification due to the respondent’s neglect.

➡️ The Counsel for the Respondent son submitted that the promissory note was fabricated and not part of the registered gift deed.

🔸The gift deed itself contained no explicit condition for maintenance, limiting the Tribunal's jurisdiction under Section 23 of the Maintenance and Welfare of the Parents and Senior Citizens Act.

 #MaintenanceandWelfare #ParentalRights 

➡️The Apex Court observed that

🔸The Maintenance and Welfare of the Parents and Senior Citizens Act, is a beneficial legislation aimed at protecting senior citizens, requiring a liberal interpretation.

🔸Section 23 must be read purposively, allowing remedies for neglected parents even in the absence of explicit conditions in the gift deed.

🔸Literal interpretations undermining the Act's purpose must be avoided.

🔸The elderly citizens of our country, in some cases, are not being looked after.

🔸The Act empowers senior citizens to secure their rights promptly when they transfer a property subject to the condition of being maintained by the transferee.

➡️The Supreme Court overturned the High Court's Division Bench judgment and restored the decisions of the Single Judge and subordinate tribunals, declaring the gift deed null and void.

 #MaintenanceandWelfare #SupremeCourt #ParentalRights 

*Case Urmila Dixit v. Sunil Sharan Dixit and Ors.

Civil Appeal No. 10927 of 2024

Heard by Hon'ble Mr. Justice C T Ravikumar J & Hon'ble Mr. Justice Sanjay Karol J

[angryteapott]

watching story of pearl girl and i get they're trying to make Zhang Jinran the 2ML but really he just feels like a girlipop trying to get his bestie away from her fuckass boyfriend

[custom-agreements]

Promissory Note Sample

What are the Key Things Involved in a Promissory Note?

A promissory note is a legal document that is often used in loans and financing arrangements. It serves as a formal acknowledgment of a debt and outlines the conditions for repayment. Both borrowers and lenders need to understand the key components of a promissory note, to ensure clarity and protect their interests. Here are the crucial elements involved in a promissory note sample.

Principal Debt Amount

It is the total sum of money that the borrower agrees to repay. This figure is critical as it establishes the basis for all future calculations regarding interest and repayment. This amount must be clearly stated in the promissory note to avoid any misunderstandings between the parties.

Interest Rate

The interest rate is the cost of borrowing the principal amount and is typically expressed as a percentage. It can be fixed or variable, depending on the terms of the agreement. The interest rate directly affects the total amount the borrower will repay over the life of the loan.

It is crucial to include the interest rate in the promissory note template in Texas, to ensure that both parties have a mutual understanding of the cost of the loan.

Maturity Date

The maturity date is the deadline by which the borrower must repay the entire principal amount and any accrued interest. This date is essential as it provides a clear timeline for repayment, allowing both parties to manage their financial expectations.

Payment Schedule

The payment schedule outlines how and when the borrower will make payments toward the principal and interest. This can include monthly, quarterly, or annual payments, depending on what was agreed upon.

Date of Issuance

This date is important for record-keeping and for determining the timeline of the loan. It helps establish the legal standing of the note and can be crucial in the event of a dispute.

Place of Issuance

This can have legal implications, as different jurisdictions may have varying laws regarding contracts and debt obligations. Specifying the place of issuance helps clarify which laws govern the note.

Issuer's Signature

It signifies the borrower’s commitment to repay the debt under the agreed-upon terms. Without this signature, the note lacks legal enforceability, and the lender may face difficulties in collecting the debt.

A promissory note is a vital document in financial transactions, and its key components help protect the interests of both parties.

Discover more about Florida promissory note by reading this blog here

[harleyrrojar]

Secure Your Financial Future with Promissory Note Investments

Explore promissory note investment opportunities with Mountain West IRA, Inc. Their platform offer secure investment options through promissory notes, providing potential returns for informed investors. Contact them for further information!

[freelegalcontractsnews]

Free Promissory Note Template

How Promissory Notes Can Be Useful For Different Types Of Businesses?

Promissory notes are legal documents that outline a promise made by one party to pay a specific sum of money to another party at a specified time. While they are commonly associated with personal loans, these types of documents are also essential for various types of businesses. Understanding which types of businesses need promissory notes can help entrepreneurs protect their financial interests and ensure smooth transactions. Here is a closer look at the businesses that benefit from using free promissory note template:

1. Small Businesses

Whether securing a business loan from a bank or receiving investment capital from individual investors, small business owners use promissory notes to formalize the terms of the agreement and establish repayment schedules.

2. Startups

Startups in their early stages of development frequently turn to promissory notes to raise funds from:

Angel investors,

Venture capitalists, or

Friends and family.

These notes provide a legal framework for investment agreements and outline the terms under which the startup must repay the borrowed funds.

3. Real Estate Ventures

Promissory notes play a crucial role in real estate transactions, especially for:

Property developers,

Investors, and

Mortgage lenders.

While purchasing or selling property, a promissory note template in Texas can be used to document seller financing arrangements, mortgage loans, or private lending agreements.

4. Construction Companies

Construction companies often use promissory notes when subcontracting work or purchasing materials on credit. These notes help establish payment terms between contractors, subcontractors, suppliers, and clients, reducing the risk of disputes and ensuring timely payment for services rendered.

5. Manufacturers and Suppliers

Manufacturers and suppliers frequently utilize promissory notes when extending credit to customers for bulk orders or wholesale purchases. By formalizing credit agreements with promissory notes, businesses can mitigate the risk of non-payment and maintain positive cash flow.

6. Service-Based Businesses

Service-based businesses, such as consulting firms, marketing agencies, and freelancers, may use promissory notes to secure payment for services rendered. These notes serve as legally binding agreements that outline the terms of payment, including the amount owed, due date, and any applicable interest or penalties for late payment.

[free-legal-documents-blog]

Free Promissory Note in Texas

Student Loan, Mortgage Loan and Corporate Credit Promissory Notes – What Should You Know About?

Promissory notes serve as legally binding documents that outline a borrower's promise to repay a debt to a lender. These financial instruments come in various forms, each tailored to specific contexts. Know about 3 crucial types of promissory note sample.

Student Loan Promissory Notes

These are agreements between a borrower and a lending institution, typically a government entity or private lender, providing financial assistance for educational pursuits. These notes often feature fixed or variable interest rates, influencing the overall repayment amount.

Student loan promissory notes may include grace periods, allowing borrowers time post-graduation before repayment obligations kick in. Borrowers facing financial hardships may qualify for deferment or forbearance, temporarily postponing or reducing payments. Understanding the terms within student loan promissory notes is crucial for students navigating the complex terrain of educational financing.

Mortgage Loan Promissory Notes

Mortgage loan promissory notes form the foundation of home financing, outlining the terms between a borrower and a mortgage lender. This type of free promissory note in Texas details the principal amount, interest rate, and repayment period.

The property being financed is identified and serves as collateral. Mortgage loan promissory notes outline the consequences of default, including potential foreclosure. Home buyers must comprehend the intricacies of these notes, ensuring informed decisions throughout the home ownership journey.

Corporate Credit Promissory Notes

Corporate credit promissory notes are agreements within the business realm, where companies borrow funds from financial institutions or investors. Business leaders must carefully analyze corporate credit promissory notes, ensuring alignment with their strategic and financial objectives.

These notes articulate the purpose for which funds are borrowed, whether for expansion, working capital, or other business needs. Such promissory notes specify the repayment schedule, interest rates, and any potential penalties for default. Lenders may include covenants to protect their interests, imposing restrictions or requirements on the borrowing company.

Whether navigating student loans, securing a mortgage, or managing corporate finances, a thorough understanding of these promissory notes is essential for making informed financial decisions. While promissory notes share the common thread of being binding agreements for debt repayment, the nuances within each type are critical for individuals and businesses alike. You can easily find template for this kind of free legal form online.

[kc22invesmentsblog]

Tracing the Origins of Checking Accounts: Ancient Rome's Influence

Written by Delvin Modern banking services have evolved significantly over the centuries, and one such innovation that has stood the test of time is the checking account. Surprisingly, the roots of this financial concept can be traced back to ancient Rome. In this blog post, we will delve into the fascinating history of checking accounts, exploring their origins in ancient Rome and how they have…

[seven21exchangerules]

Selling a promissory note

The process of how to sell a promissory note. Visit: https://www.amerinotexchange.com/how-to-sell-a-promissory-note/

[free-legal-documents]

Free Promissory Note in New York

What Are the Best Uses of a Promissory Note?

When it comes to financial transactions and agreements, having proper documentation is essential. One of the commonly used legal forms online in the world of finance is the promissory note. A promissory note is a written promise to repay a debt, typically with specific terms and conditions.

Best Uses of a Promissory Note

While its primary purpose is to outline a borrower's obligation to repay a lender, there are several best uses of a promissory note. Read on and explore them in more detail.

1. Personal Loans: Promissory notes are commonly used for personal lending situations. If you are lending money to a family member, friend, or acquaintance, a promissory note helps establish a clear repayment plan, including interest rates, due dates, and consequences for default. It protects both parties and ensures that everyone is on the same page regarding the loan terms.

2. Business Financing: Promissory notes play a crucial role in business financing arrangements. Whether it is a small startup or an established company, businesses often rely on loans to fund their operations or expansion plans. In these cases, a free promissory note template serves as evidence of the loan and provides legal protection for both the lender and the borrower.

3. Real Estate Transactions: Promissory notes are widely used in real estate transactions, particularly in seller financing situations. When a buyer purchases a property directly from the seller and agrees to make payments over time instead of obtaining traditional bank financing, a promissory note outlines the terms of the seller-financed loan. It establishes the repayment schedule, interest rate, and consequences for default.

4. Student Loans: Many student loan agreements are structured using promissory notes. These notes outline the terms and conditions of the loan, such as repayment plans, interest rates, and deferment options. A free promissory note in New York helps ensure that both the lender and the borrower understand their rights and responsibilities, which is particularly important in the case of long-term student loan debt.

5. Investment Opportunities: Promissory notes can be used to attract investors or secure funding for business ventures. Startups and entrepreneurs often issue promissory notes to private investors as a way to raise capital. These notes provide details about the investment terms, including repayment schedules, interest rates, and any potential conversion options into equity.

[free-legal-contracts]

Legal Usage of Promissory Notes

What Explains the Legal Usage of Promissory Notes?

Promissory note is an important financial instrument that can be used to secure financing for large purchases, to document a debt settlement, or to guarantee payment for goods or services. It is an essential tool for both businesses and individuals alike. You can find a free promissory note template in Montana in any of the websites where free legal documents are available.

Legal Uses of Promissory Notes

Promissory notes are an important legal instrument in the financial world. They are used to document a borrower’s promise to repay a loan, and they are legally binding documents that are enforceable in a court of law. As such, promissory notes are an essential tool for both lenders and borrowers, and their use is highly encouraged.

These notes are an incredibly useful and versatile financial instrument. They are a legally binding document that allows one party to borrow money from another party, with the promise to pay back the loaned amount at a later date. Promissory notes are used in a variety of situations, from business transactions to personal loans. Simple promissory note is ubiquitous in use.  It is possible to find these being used as reference and as evidence in legal cases, where disputes arise with payment, purchases etc from time to time.

These are often used in commercial transactions, such as when a business borrows money from a bank or when a company issues bonds. In these cases, the promissory note serves as a written record of the debt and the terms of repayment. Promissory notes can also be used in personal transactions, such as when a family member or friend lends money to another person. In this case, the promissory note serves as a reminder of the debt and the terms of repayment.

Overall, these are a valuable legal instrument that can be used in a variety of situations. They provide a written record of the debt and the terms of repayment, which can be used to enforce the agreement in a court of law. Promissory notes are an important tool for both lenders and borrowers, and their use is highly recommended.

[warping-realities]

All For The Family - Part I

That was the only part of his job that Brian dislike, even though it was necessary. To justify what he had to do, he told himself those folks deserved it, that they should’ve been more careful with their own bills and the loans they took out, and paid their mortgage right. It wasn’t his fault. He was just there to deliver the truth they were probably expecting anyway. He tried to adopt a “don’t shoot the messenger” attitude while also showing he felt for their situation, even though he still had to do his job. That rarely worked in the two years he’d been doing that gig, and this time was no different. The blonde 24 years old man, rockin' a sharp suit that fit him like a glove on his skinny frame paired with his glasses, he was supposed to look classy and confident. Which clearly didn’t have the intended effect on the crowd he was facing. Standing in front of him with his arms crossed and a look on his face like he just sucked on a lemon was the biggest man Brian had ever seen in his life.

“You gotta understand, Mr. Abernathy, that the promissory note’s overdue again. If you don’t cough up the cash, the bank won’t have any choice but to foreclose and take your land to auction.”

“I get it, kid, but it seems like you’re the one refusing to understand. Tomorrow, I’m getting another hand to help with the harvest, and we’ll pay up all the back dues and even get ahead on a few!”

“Mr. Abernathy… Roy, can I call you Roy?” Brian asked with a smile he hoped was friendly and not showing the frustration he felt at that moment.

“My friends call me Roy, kid; you ain’t my friend.”

Brian let out a sigh at that response and decided to drop the pleasantries, taking a more hard-nosed approach.

“Well, Mr. Abernathy, I hate to break it to you, but if that promise of yours doesn’t pan out, I’m afraid that come the first of next month, you and your family are gonna have to vacate this property.”

“Save your worries for yourself, kid, while you hightail it off my land, ‘cause for now, I’m the one who decides who comes and goes around here.”

“If you weren’t planning on negotiating at all, why’d you make me drive all the way out here?”

“‘Cause there are some things that need to be said and done face-to-face, son.”

“Well, next time, just call me if you got something important to say!”

With a huff, Brian turned his back on the older, muscular man and headed toward the sports car parked behind the big barn that flanked the simple but well-kept farmhouse.

As he watched the kid walk away, unaware of the wave of golden sparks emanating from him, Roy murmured to himself, “Next time we talk, you’ll take whatever I say as important, boy!” He said, flashing a wide grin before turning to a figure that was approaching. “Is it done?” he asked, his smile widening at the answer.

That spat with the Abernathy family patriarch left Brian pissed off. Still, he couldn’t shake the thought that it might be through his work that those folks would lose everything. At the same time, he knew that if it were his older brother knocking on that door, dressed in his cop uniform, the treatment would’ve been a whole lot different. Of course, he could never pull off Lucas's job. Lost in those gloomy thoughts, he took a while to realize that the gas tank he filled up that very morning was nearly empty, and it was only when a beeping alert rang out that he noticed.

“Damn, how is this possible?” he exclaimed to the empty car as he pulled over to the side of the road and weighed his options. Looking at his cell, he found he was out of signal. The nearest town was miles away. The only option left...

“Damn!” he yelled again, getting out of the car and shrugging off his suit jacket, heading toward the Abernathy’s place, wondering what kind of reception he was gonna get. No matter how much empathy he might have started to feel for those folks, it surely wouldn’t be mutual. Halfway to the farm, the already bad situation took a turn for the worse when rain started pouring down, soaking Brian's expensive clothes.

For the first time in his life, he felt like he was being punished by some higher power for doing that job, and he was sure of it when he ran smack into the person he needed but didn’t want to see: Roy Abernathy in all his bulk! He was standing in front of an old Ford pickup, arms crossed again, but this time with a grin that Brian would’ve usually taken for some petty celebration, but at that moment it seemed to him to have more sincerity than he was used to seeing from “clients.” The man was with someone who could only be his son, given the huge resemblance between the two. Those behemoths made for a frightening sight for Brian, leaving him speechless. However, he didn’t even get a chance to speak, as Roy started the conversation for him.

“Looks like you need a little help, son. Where’s your fancy car?”

“I… the gas…”

“Oh, I get it; it’s real reckless to be out here with an empty tank.” The man said, still grinning, and Brian initially felt like he was just saying that to mess with him. But quickly, a small voice in the back of his mind disagreed; the Abernathys weren’t stingy like that. That new, dissenting voice made him hold his tongue and respond more calmly than expected.

“I don’t know what happened; I left town with a full tank. And… I… um… I’ll need some help, yeah.”

“Sorry, son, what was that?”

“I said I need help, if you could… please?!” He replied louder, though he was pretty sure the man heard him.

“Of course I can help, son. Out here, we all pitch in, no matter who you are.” Another jab, and once again something made Brian hold back; he deserved that treatment, the little voice said, and he would take it like a man, like the man he was. Roy smiled again, apparently noticing that the young man was holding back from snapping back.

“Thanks, sir. Now, if you could just follow me to the car and get me some gas…”

“No, son, you’re soaked through. Let RJ and me take care of that; you go to my house and talk to my wife; she’ll get you some dry clothes and a hot meal.”

“I’d rather go to my car…”

“No arguments, kid; do what I said!” Roy replied, his face turning serious.

“I… I… fine!” Brian said, biting back his anger and trudging down the road.

“That one’s a bit rough around the edges.” RJ commented to his dad as he watched Brian walk away.

“Oh, but he’s starting to behave, and there’s nothing wrong with him being a little rough, son, as long as he uses that attitude in the right way…”

“Dad, are you sure? This mumbo jumbo sounds crazy… and the risk we took, messing with that guy’s car. What if he noticed?”

“What are the odds a guy like that knows how to handle a car, Junior? At least for now.”

“Dad, what you’re talking about doing… it’s impossible…”

“Son, you’re gonna have to trust me on this; believe me, it’s already started. Tomorrow at this time, we’ll have the help we need and one heartless drone less in the world.”

“But how? How can you be sure? Have you done this before?” The young man asked.

“No, Junior, I haven’t.” Roy replied, looking quite uncomfortable and avoiding eye contact with his son. “But since you apparently doubt your old man’s word, maybe you should trust your own eyes; take a quick look now, and you’ll see something unique.”

“What the hell? What is that, Dad?” The boy asked, seeing the golden sparks surrounding the man who walked, seemingly unaware of anything strange.

“That, my boy, is the solution to our problems; now hurry up.”

As father and son climbed into the old pickup, an oblivious Brian, unaware of their plans for him, arrived at the farmhouse door. The moment he raised a hand to knock, the door swung open suddenly, and he found himself facing a beautiful woman with bronzed skin and black hair streaked with gray, whose age he couldn’t quite pin down, though he knew she was Abernathy’s wife. The woman looked at him with a warm face that, for some unknown reason, sent a shiver down his spine.

“Well, well, what do we have here? A lost kitten? How can I help you, sugar?”

“Um… I’m sorry, ma’am. I… Mr. Abernathy told me to come here and… hum… change clothes while he looks at my car.”

“You’re soaked, poor thing! Come on in, come on in. I’ll ask Debra to get you some of RJ’s clothes. Be a good boy and wait right here; I don’t want my carpet all wet!” The woman said in a whirlwind, pulling him inside the house and leaving him standing at the threshold. Brian, for his part, had to control himself not to run back out into the rain, as something urged him to get out of that place as fast as possible. Holding himself back, he waited until the woman returned with a young girl about his age, just as pretty as the mother, in a floral dress.

“Debra will take you to RJ’s room; you can dry off and wear some of his clothes until the boys bring your car back. Meanwhile, I’ll whip up some dinner; a big boy like you must eat as much as my husband and son!”

“I… actually…” Brian started, but he gave up announcing his intention to leave as fast as possible upon receiving a look from Mrs. Abernathy that simultaneously showed expectation and reprimand. “Thank you, ma’am.”

“Great, now let’s go, let’s go! You’re soaking my carpet!”

Brian followed Debra up to one of the rooms on the second floor of the house. Upon entering, he was surprised to find it was a double room. Did the Abernathy kids, brother and sister, share the same room?

“I’ve set aside some of RJ’s clothes for you; they might be a bit big, but at least they’re dry.” The girl said, smiling between the two beds in the room. Brian couldn’t help but ask.

“You sleep here with your brother?”

“God, no, eww! That bed’s for my other brother!”

“I didn’t know that… wait… there’s no record of the Abernathys having another kid in the paperwork given to the bank!”

“Shhh… relax; there’s no need to stress about that, it’s not important. You city folks with your data, your records, your… contracts. Life is so much more than that, you know? So why don’t you chill for a bit, dry off, and head down? Dad’s gonna want to talk to you.” The girl replied and left the room, leaving a very confused Brian behind. He was still pondering the family’s strange behavior as he undressed and wondered what the hell Roy Abernathy would want to talk to him about. He wasn’t fooling himself thinking it could be something good for his job, not after the confrontation they had just had.

After drying off and getting ready to put on RJ's much larger clothes, the little intrusive voice invaded his mind again. Whatever Roy had to say was important, and he should listen and obey, just like he always had. Before his mind could fight back against that, a beam of golden sparks emanated from his body, and both the intrusive voice and the need to resist it vanished from Brian's mind. In fact, all thoughts disappeared. He couldn't tell how long he stood there, just breathing, with his mind blank of thoughts or worries.

He only returned to reality when someone caught his attention.

“What are you doing just standing there, brother?” A deep voice asked, startling him awake. Turning quickly, Brian found himself face to face with Abernathy’s son, RJ. He’d only seen him briefly on the road, but now he was just a few inches away. RJ lacked the bulk of his father, but that didn’t mean he was small. On the contrary, he was a strong guy, a year or two older than Brian, with a muscular, hairy chest on display. Looking at that figure, Brian felt a strange sensation wash over him, a kind of bond between him and this stranger; it wasn’t sexual, it was something… brotherly, maybe? He knew he’d felt that before, but couldn’t remember when or with whom. As absurd as it was, it was like this guy in front of him was someone very important.

“Earth to you, bro! Get some clothes on and let’s eat; Dad’s waiting.”

“I… uh… yeah.” Brian replied, hurrying to put on the clothes that were lying next to him.

“You coming?” He asked, wanting to stretch the time spent with the other man, even though he didn’t know why.

“Nah, I already ate; I’m gonna crash here. We’ll talk later and figure out how to fix your car!”

“Car?”

“Dude, you really are in another dimension, eat your food, talk to dad, I’ll be waiting!”

Brian headed downstairs and made his way to the kitchen, not even questioning how he knew which way to go, while trying to pin down that feeling of connection to someone he’d just met. As he reached the kitchen door, he found Roy Abernathy sitting alone at a large dining table piled high with food, looking serious and pensive. Brian instinctively stopped at the door, watching the older man. Strangely, all the animosity he’d felt toward the man had vanished, and revisiting his feelings, even the fear he refused to admit existed was different now; it wasn’t fear of violence, but a hefty dose of respect, with a healthy hint of dread. He didn’t even have time to try to figure out what had changed, as Abernathy spotted him and broke into a smile.

“Come on in and grab a bite, son, don’t just stand there like a deer in headlights!” The man said, and while part of Brian’s mind told him he should be anger by that comment, a now dominant part made him smile shyly and head over to the table.

“Excuse me, sir!” He said politely and respectfully.

“Sure thing, son, make yourself at home; things here are simple but done right.”

“Thanks, sir.” Brian replied, serving himself a bit of everything on the table, ending up with a plate piled high, which seemed to please his host.

“That’s a plate fit for a real man!”

“Sorry, Mr. Abernathy; it all looks so good and…”

“No need to apologize, son; that’s a compliment you’re giving my wife’s cooking. And you can call me Roy. That’s what my friends call me.”

Hearing that sparked something in Brian’s mind, some kind of half-forgotten memory, but no matter how hard he tried, he couldn’t recall it… if he can’t remember it must not be important, right? So, he opted to eat all that delicious food, smiling, again oblivious to the shower of golden sparks surrounding him. But Roy Abernathy couldn’t help but notice, making his smile grow even wider.

Brian devoured the food like he hadn’t eaten in days, time slipping by without him realizing it. He only stopped eating when his belly stretched the elastic of RJ’s shorts, which was no small feat since the man was much stronger than him. Satisfied, he let out a loud burp.

“Burrrpp… sorry, Mr. Abernathy.”

“Once again, that’s a compliment to my wife’s fine cooking, kid; and I already told you, my friends call me Roy.”

“Thanks, Roy… you… you all didn’t have to do this for me, not after… after…”

“After what, son?” Roy asked, with an apparently innocent look.

“After… after…” after what? What did I do to Abernathy? I can’t remember… something about work… my job. “… my job.” Brian mumbled.

“Kid, just ‘cause you’re gonna work for me doesn’t mean I’m gonna stop treating you like a guest.” Roy replied with a smile, sending a shock through Brian’s mind. That information couldn’t be true… or could it? He tried to remember his job, but nothing came to mind; he had gone to college and studied… what? He couldn’t recall. But he knew his job had given him the means to buy the clothes he liked and the car… yeah, his car! There was something about his car.

“And my car…?”

“Oh, right, tomorrow you and RJ can figure out how to fix it. But I gotta tell you, son, there’s only so much an old car can take!”

“Old…? no, no!”

“Oh, I know young folks prefer the term classic, but still… anyway… if I were you, I’d save up for a good reliable pickup, kid! Now head on up; I’m sure you and RJ will want to talk before bed, but tomorrow the day starts bright and early around here.”

“I… I… Roy… there’s something… something…” Brian started as he stood up and headed for the door, unable to finish. He wanted to say there was something weird, something wrong, but he couldn’t.

“Something you wanna tell me, son?”

“Yeah… Mr. Abernathy… Roy…” He struggled to find the right words to express how he felt. “… thanks again!” That was what he finally said, with a fresh wave of golden sparks surrounding him, and any doubt about what he was doing there vanished.

“Thank me with hard work, son; now go to your room.”

Feeling a bit dazed, Brian climbed the stairs and reached the room he shared with RJ. The other man was lying down, apparently asleep, which left Brian feeling a bit down.

He couldn't say why, but he felt the urge to talk to RJ; somehow, he felt like the other man was a special friend he hadn't spoken to in a long time, though that didn't make any sense. He hardly knew the guy; they had barely exchanged words since they met that day... or was it the day his father hired Brian? And when was that? Brian sat on the bed, trying to sort out his thoughts and calm the strange feeling that had taken over him since his car broke down on the road. And why was he on the road if he had gone to the Abernathys to work? He couldn't get very far with those thoughts, as apparently, his movements had woken RJ, who quickly sat up in bed.

“Hey, brother, why didn’t you let me know you were in the room?”

“I didn’t want to wake you; didn’t wanna bother you…”

“Man, it ain’t no bother! We gotta talk about your car, figure out what we’re gonna do!”

“Your dad thinks I should sell it and save up for a pickup!”

“Bro, no way! Dad’s a great guy, but for him, if something ain’t useful for work, it ain’t worth a damn. He’s forgotten what it’s like being a guy our age. And selling a 1969 Ford Mustang? The king of American muscle cars? Only if you’re crazy! I figured with a car like that, you’d know how to appreciate a classic!”

“I… uh… I just didn’t wanna offend your dad, with him being my boss and all…”

“Dude, just be straight with him, and he’ll get it… and forget about the boss stuff… you’re sleeping in his son’s room; you can bet he sees you as more than just an employee.”

“Thanks…” Brian replied awkwardly.

“Come on, enough of that; you’re gonna work with me, hell, you’re sharing a room with me, brother! No need for all that formal junk.” RJ said, grinning before giving Brian a scrutinizing look and asking, “Bro, do you lift?”

“Uh, no… I’ve never been much for working out…”

“So how you ended up working on a farm??”

“Uh… I… went to college��� I think, and… I don’t remember…”

“Chill out, brother, I’m just teasing you!But seriously, if you wanna work around here, you gotta pack on some serious muscle.” RJ said, casually scratching his powerful pecs and biceps, making Brian, who had never cared about that kind of thing, feel mesmerized.

“You think… you think I can get as big as you or your dad?” Why was he asking that???

“Ha, dude, nobody’s as big as my dad, and getting to my size is a good journey, but the beauty of the thing is just that, brother; you never settle for the size you are, and I bet with the right training and all the farm work, soon you won’t even recognize yourself.” Hearing that reply filled Brian with a level of contentment he never thought possible.

But before he could try to understand why, RJ went back to talking about cars, and soon the two were discussing their favorite classic models and what they’d do with Brian’s old Mustang. Their conversation flowed like they’d known each other for years and was only interrupted when a very serious Roy Abernathy opened the bedroom door and told the two to hit the hay already, like a couple of mischievous kids being schooled by their dad. Somehow, that thought was comforting to Brian, who quickly fell asleep after Roy turned off the lights and left the room.

He was in a strange place; it looked like a gym. There was a young, skinny but strong guy, as blonde as he was, staring at him. After a few seconds, he realized he was standing in front of a mirror and smiled.

As he dreamed of that, Brian smiled in his sleep on the bed in Roy Junior’s room, his shirt pulled off during the night without him realizing, and golden sparks surrounding him as he moved around happily, unaware that someone was watching him.

“Sleep tight, little brother, ‘cause tomorrow’s when things are really gonna get interesting!”

[custom-agreements]

Promissory Note Template in North Carolina

What are 3 Primary Types of Promissory Notes Used in North Carolina?

A promissory note is a legal document that serves as a written promise to repay a loan. In the state of North Carolina, promissory notes are commonly used in various financial transactions. Here are the 3 primary types of promissory notes used often in North Carolina.

1. Secured Promissory Note

This type of loan agreement includes collateral to secure the loan. The collateral can be an asset, such as real estate, a vehicle, or valuable personal property that the borrower pledges to the lender. If the borrower fails to repay the loan, the lender can seize the collateral to satisfy the debt.

Secured promissory notes provide lenders with added security. These often lead to lower interest rates compared to unsecured loans. This type of promissory note is commonly used for large loans, such as mortgages or business loans. There is more trust associated with these agreements.

2. Unsecured Promissory Note

An unsecured promissory note does not require collateral. It is a loan agreement based solely on the borrower's creditworthiness and promise to repay the debt. Unsecured promissory notes are commonly used for smaller loans, such as personal loans or loans between family members or friends.

Since there is no collateral involved, unsecured promissory note template in North Carolina often comes with higher interest rates. It helps to compensate for the increased risk to the lender.

3. Installment Promissory Note

An installment promissory note outlines specific repayment terms and conditions. With this type of promissory note, the borrower agrees to repay the loan in regular installments over a specified period of time.

Each installment includes both Principal and Interest payments, allowing borrowers to repay the debt gradually. Installment promissory notes are commonly used for various types of loans, including personal loans, auto loans, and business loans. This type of note provides clarity and structure to the repayment process, ensuring that both parties understand their obligations.

Promissory notes play a crucial role in financial transactions in North Carolina. Borrowers and lenders can navigate loan agreements effectively with a proper understanding of the primary types of promissory notes used in the state today.

Explore a related blog about promissory note in North Carolina on this page.