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#Tandem exchange programme
9jacompass · 2 years
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Apply Now: UNESCO-Kulturweit Tandem Exchange Program for Africans to Study in Germany
Apply Now: UNESCO-Kulturweit Tandem Exchange Program for Africans to Study in Germany
UNESCO in collaboration with kulturweit-tandem invites people from African countries and Germany to explore the history/histories of colonialism from many perspectives and to deal with our postcolonial present in the UNESCO-Kulturweit Tandem Exchange Program 2023. Applicants will be expected to develop projects in culture, education and sustainability that you can implement together in germany.…
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ejesgistnews · 2 months
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The Central Bank of Nigeria has reviewed the cargo clearance exchange rate at both the nation's seaports and airports to ₦1,618.73 per USD from ₦1,600.32, the highest since March 2024.   It was coming in tandem with a 6.43 per cent depreciation of the naira in July, hence it has made the adjustment most worrying, especially to importers, considering its impact on raising import costs and fueling inflation.   Dollar To Naira 5th August 2024: See Black Market Aboki FX Rate Naija News reported that the CBN's efforts to stabilize the naira through many sales of foreign exchange continued to show some challenges in the market. The exchange rate appreciated by ₦18 to close at ₦1,618.73 as against ₦1,600.32 recorded in the previous session.   Reacting to the growing pressure on the naira, the CBN sold FX to authorized dealers and BDC operators in several intervention exercises in July. However, clearing agents say the cost of clearing containers at the ports has increased to an unbearable level due to the hike in the exchange rate, a development, according to Oladimeji Majekodunmi, that has almost eclipsed the gains of the flexible exchange rate window introduced by the CBN.   He said, "The moment CBN increases, Customs don't have a choice than to adjust the new duty in their system. Now to clear a 40ft container of food items, it costs nothing less than ₦20 million and above. This was far below the amount we used to clear the same consignment before." He said cargo throughput into the country has drastically dropped to about 30%, leaving the ports empty and dry.   He wanted the federal government to have a special exchange rate for the calculation of import duties, according to the National President of the National Council of Managing Directors of Licensed Customs Agents, Lucky Amiwero. He said it would foster economic development and positively affect the larger Nigerian populace with a consistent, very manageable exchange rate for import duties.   Amiwero felt a serious misgiving over the existing dependence on floating exchange rates for the purposes of calculating customs duty. He said that is one of the major factors jacking up prices of all goods, and not just foodstuffs, selling in all markets in Nigeria.   "We want to draw the attention of the Federal Government to the harrowing experiences of Nigerians, more so with the astronomical rise in the prices of items due to the floating exchange rate, which was foisted on import duty computations, many of them. This is making importation come to a near standstill, stifling transportation and throwing such staples as grains and tubers into an abominable scarcity, particularly for those who are penniless and can't buffer their existence from financial shock."   Amiwero canvassed programmes that would eliminate the vagaries and ambiguities associated with the current exchange rate regime. He called for a stricter framework that would help to align the domestic trading environment for importers.   The MPC of the CBN meets on February 26, where most of these issues are expected to be resolved.
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govindhtech · 5 months
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IBM and TechD protect data and insights for gen AI
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IBM and TechD unite to safely exchange data and use word AI to induce perceptivity. TechD is apprehensive that precise data source is critical to the quality of generative AI, or” word AI,” as technology advances. Information exchange across departments requires a reliable and secure data source.
By using generative AI, IBM may simply, fleetly, and efficiently come a resource for numerous others by participating TechD’S moxie. In the snappily changing digital world of moment, prompt responses are essential to furnishing exceptional stoner gests . TechD’s collaboration with IBM makes it easier to develop scalable results that businesses can snappily put into practice.
This effectively meets the demands for natural language processing, data operation, and conversational commerce. They’ve included IBM Watsonx Assistant, IBM Db2, and NeuralSeek in result.
TechD, A well- coordinated alliance How these instruments cooperate IBM give a complete result that simplifies data administration improves availability, and aids in icing security and integrity across your company . IBM Db2 A reliable, high- performing database with effective data storing, analysis, and reclamation developed for enterprise- position operations. boasting decades of experience in performance, security, scalability, and responsibility. The foundation is IBM Db2, which offers a strong database for handling and storing data. IBM Watsonx Assistant AI- powered system that comprehends and reacts to natural language inquiries, including database- related bones
In order to respond to client inquiries, Watsonx Assistant pulls data from Db2 databases and executes commands. also, Db2 fluently combines with Watsonx Assistant’s natural language processing features to assay and prize perceptivity from unshaped data.
NeuralSeek A slice- edge mileage that improves the natural language capabilities of being systems and makes large- scale database searching readily. Watsonx Assistant may more fluently find material information thanks to NeuralSeek’s enhancement of Db2’s hunt and reclamation features. also, NeuralSeek’s language appreciation chops enhance Watsonx Assistant’s perfection in responding by adding its capability to directly read stoner input. NeuralSeek puts the security and sequestration of its guestsfirst.
This is fulfilled by cracking data both during transmission and while it’s at rest, shielding it from unauthorised access and conserving its secretiveness. By taking stoner places and warrants into account, strong access control systems regulate data availability. This reduces the possibility of data breaches and unauthorised use by icing that only authorised individualities may see or alter the data. When used in tandem, these technologies enable businesses to produce strong, clever conversational interfaces that can comprehend, assay, and reply to stoner requests.
With the help of Techd intertwined result, you can fluently interact with consumers by combining quick access to data with sophisticated natural language processing capabilities. TechD result meets a variety of purposes, whether it’s answering customer questions or furnishing immediate backing. promoting stoner capability and relinquishment By easily integrating Techd’S result into current processes, IBM enable guests to enjoy the game- changing advantages of AI– driven perceptivity and effectiveness. guests may help secure the loftiest position of sequestration and security while completely realising the pledge of data by perfecting stoner relinquishment and capability.
It’s possible to conform training programmes so that they’re suitable for the specific places, liabilities, and skill situations of each individual member of yourteam.When you make an investment in the professional development of your workers by furnishing them with expansive original and continuing training, you give them the chops they need to apply their bents in a manner that’s both harmonious and confident about themselves. You’re also cordially invited to share in TechD yearly forums , during which IBM will bandy TechD’sproducts and offer guidance on their optimal utilisation. IBM eagerly anticipate your presence among us.
Product in use Using TechD product An American family- possessed retail company that’s well- known for its products using IBM Watsonx Assistant and NeuralSeek analytics to revolutionise online shopping. By bridging the gap between online and in- store gests , this integration bettered consumer commerce. Rapid deployment and the operation of the Db2 database made it easier to snappily acclimate to changing request requirements.
The accuracy and depth of your data source determines the quality of the replies generated by generative AI. Come celebrate the release of IBM Db2’s integration with Watsonx Assistant and NeuralSeek, a game-changing tool that will revolutionise the safe and natural language sharing of data across departments.
This system produced customised product descriptions with ease, making it easier to find material data and give specialised support. Retrieval enhanced generation technology reduced client annoyance, increased contact centre productivity, and offered priceless perceptivity into consumer geste.
In online shopping, having quick access to clear product descriptions helped businesses stay competitive. via the use of IBM Watsonx Assistant, IBM Db2, and NeuralSeek, the business was suitable to snappily and largely personalised respond to consumer demands, enabling informed decision- making via a thorough grasp of its online paperback demography. This each- encompassing strategy strengthened the company’s standing as an inventive assiduity leader devoted to excellence in addition to aiding in icing customer pleasure.
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Swarrnim University Promotes Creativity and Expertise in BDes Fashion and Interior Design
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Swarrnim University, in Gandhinagar, excels in design. The university has become known for developing creativity, innovation, and skill in fashion and interior design through Bachelor of Design (B.Des) programmes. This detailed study examines the university's B.Des in Fashion and Interior Designing programmes and their impact on Gandhinagar design education.
Bachelor's Course in Fashion Design
The pioneering b des in fashion designing from Swarrnim University prepares prospective designers for the fast-paced fashion industry. The curriculum integrates design, textile technology, and business in the fashion sector.
Design Studios and Workshops
The university's fashion design programme thrives on modern design studios and workshops. Student designers develop their ideas in these creative areas. These studios foster creativity and give students design experience with cutting-edge technology and tools.
Industry- Relevant Curriculum
The fashion design curriculum shows Swarrnim University's importance. The programme encompasses design theory, garment fabrication, and market dynamics to meet industrial needs. This holistic approach prepares graduates for fashion's many facets.
Opportunities for Internships 
Swarrnim's B.Des in Fashion design relies on internships. Students gain real-world experience through university partnerships with fashion businesses, designers, and industry events. Internships improve practical skills and provide fashion industry knowledge, preparing students for careers.
Fashion Shows
Swarrnim University promotes student fashion shows and exhibitions. These venues let students expose their creative concepts to a wider audience, boosting confidence and accomplishment. Such experiences help students become well-rounded fashion designers.
Interior Design Bachelor's Course
In tandem, Swarrnim University's b des in interior designing programme shapes interior designers' future. The curriculum emphasises functional design, spatial planning, and diverse environmental creation beyond aesthetics.
Labs and Interior Design
The university's interior design programme has well-equipped labs and workplaces. Students experiment with concepts, materials, and space in these labs. Students must practice in these labs to discover how to turn design ideas into usable and attractive interiors.
Industry Cooperation
Swarrnim University works with the interior design sector to update its curriculum. Interior design students learn about real-world issues and opportunities through guest lectures, industry encounters, and joint projects.
Site Visits and Practical Use
University interior design students visit sites to gain practical experience. By visiting various venues, students may observe and analyse real-world interiors. Students need this practical experience to grasp the challenges of turning design ideas into usable and beautiful interiors.
Interior Design Course 
Gandhinagar's vibrant culture makes it excellent for design education. The city's lively atmosphere inspires and nurtures designers at Swarrnim University. Gandhinagar's mix of traditional and modern ideas enhances design students' creativity. Thus, it offers the best interior designing course in Gandhinagar. 
Faculty Expertise
The design department at Swarrnim University has experienced experts from academia and practice. These specialists teach design, trends, and industry dynamics using real-world examples. Faculty mentorship helps students become industry-ready designers.
Global Exposure
The university values a global perspective in design education. Students learn about global design trends and techniques through international designer collaborations, design events, and exchange programmes. This global perspective boosts Swarrnim graduates' worldwide competitiveness.
Swarrnim University Stands For Excellence 
Swarrnim University's design education leadership goes beyond its specialised programmes. In vibrant Gujarat, the university is known for academic distinction and design innovation.
Hub for Innovation
Swarrnim University promotes creativity, innovation, and design breakthroughs. Innovation thrives at the university, encouraging students to create innovative design ideas.
Support for Entrepreneurship
Swarrnim University values entrepreneurship. Design students learn professional skills and also pursue entrepreneurship. Entrepreneurs receive assistance, tools, and networking opportunities from the institution to transform their ideas into profitable enterprises.
Global Outlook
As the design industry is global, Swarrnim University's programmes are too. Participating in worldwide conferences, working with foreign designers, and experiencing different cultures prepare students for global careers.
Finally, Swarrnim University pioneered fashion and interior design B.Des. programmes. Cutting-edge teaching, industrial partnerships, and innovation make the institution a leader. Swarrnim University shapes design education in Gandhinagar, Gujarat, and beyond through its cutting-edge labs, industrial connections, and global orientation. Swarrnim University continues to prepare students for success in the ever-changing design industry.
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allcoastvd · 2 years
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10 Ways To Get A Better Heating And Air Conditioning System
An HVAC system, or Heating, Ventilation and Air Conditioning system, is a mechanical system that keeps a building's temperature comfortable. It works by cycling air throughout the building, exchanging warm and cool air to keep it at the desired temperature. This air conditioning Central Coast system also helps control humidity levels and filters airborne particles from the indoor environment. 
HVAC systems are typically composed of several components, including an outdoor unit with a condenser/compressor and fan, as well as an indoor unit containing evaporator coils and a furnace blower. These units work in tandem to provide heating and cooling for homes or businesses. Additionally, many modern HVAC systems may include “smart” features such as zoning, programmable thermostats, remote access and energy-saving settings. 
Heating and air conditioning systems play a significant role in providing comfort to homes and buildings. Without them, living conditions would be unbearable during hot days or cold nights. To ensure that your home or commercial space has the best possible heating and air conditioning system, here are ten effective ways to get one: 
Research Different Brands
Before purchasing an HVAC system, it is important to research different brands on the market. You should look for factors such as energy efficiency ratings, noise levels, installation requirements, warranties and price points. This will help you determine which HVAC system is right for you based on your needs and budget. 
Utilize Technology
There are several advanced technologies available that can improve your HVAC system’s performance. These include thermostats with Wi-Fi and remote access, air purifiers and humidifiers, energy recovery ventilators (ERVs), zone controls and more. 
Choose a Reputable Contractor or Installer
It is important to make sure you hire a reputable contractor or installer to properly install the HVAC system in your home or building. They should have experience in installing similar systems and be familiar with local building codes. 
Utilize Energy Efficient Solutions
Installing energy-efficient solutions into an existing HVAC system will help reduce monthly utility bills significantly over time. This includes using LED lightbulbs, investing in Energy Rating products, and utilizing solar power or other renewable energy sources. 
Inspect Your System Regularly
Having regular inspections of your HVAC system can help identify any potential issues before they become major problems. This will also increase the lifespan of the system, reduce repair costs and improve efficiency levels. 
Consider Adding Insulation
Adding insulation to your walls and attic space can significantly reduce heat loss during winter months. It is wise to use high-quality insulation that is approved by a professional contractor to ensure maximum efficiency. 
Perform Preventative Maintenance
Performing scheduled maintenance on your HVAC system regularly can help improve its performance, reduce energy costs and extend its life span. This includes replacing air filters, cleaning condensers, checking refrigerant levels and more. 
Replace Your Thermostat
Installing a programmable thermostat will help you save money on your energy bills by allowing you to set specific temperatures for different times of the day. This can be done remotely using a Wi-Fi-enabled smartphone or tablet app. 
Utilize Smart Home Solutions
Smart home solutions such as voice-activated systems, temperature sensors and smart plugs are becoming increasingly popular for controlling HVAC systems from anywhere in the world. These solutions can also make it easier to monitor your energy usage from any device with an internet connection. 
Invest in Higher Quality Products
Investing in higher-quality products that are designed for optimal performance can help reduce the amount of energy used and improve air quality. This is because better products have been designed with more advanced features such as better filtration, improved airflow, and quieter operations.
By following these tips, you can ensure that your home or commercial space has a dependable heating and air conditioning system. Investing in an HVAC system should not be taken lightly; it requires careful consideration and research to make sure you're getting the best product for your money. With proper maintenance and regular inspections, however, your HVAC system will provide years of reliable comfort.
It is important to note that the lifetime of an HVAC system depends on its proper installation and upkeep. An improperly installed or maintained HVAC system can lead to inefficient operation, higher energy costs and frequent repairs. If you are considering installing a new HVAC system, be sure to hire an experienced contractor who will ensure it is installed properly. Regular maintenance is also crucial for extending the life of your system and ensuring optimal performance.
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Website Localization services in Dubai ,localization in Dubai,Legal Translation Company in Dubai
WEBSITE LOCALIZATION
website Localization services in Dubai|cultural awareness program (SS)website localization software
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 The factor is to make our services and products understood by our target market in their very own local language! ALMOHTARIFTRANSLATION  – The One Name for Excellence in Website Localization Services! ALMOHTARIFTRANSLATION , the Almohtarif translation gives complete net-answers that paint your product photograph speak the ones thousand phrases approximately your products and services supplied with the excellent of generation included with focused language and cultural understanding similarly to detail of creativity to feature to its proper cost.  We are a fully-included unit that endeavors to supply stop-to-stop internet site answers assembly your goal of clean verbal exchange together along with your clients via the medium of the Internet.  When generation meets innovation and innovation amalgamates with creativity and this great combo is known with  the local language of the target market, then not anything can prevent your commercial enterprise from booming up!  Our net designers, content material developers, copywriters, and software program programmers all paint in tandem to make certain the right integration of our back-workplace operations enhances the Almohtariftranslation  of your internet site.  We are specialists in adapting your websites and packages to any required language and additionally offer normal updating and upkeep offerings.
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Website localization has an immediate effect on your commercial enterprise. There are uncountable blessings of localizing your internet site, however; we will spotlight the maximum essential ones as follows: Website Localization Services Expand your Business: Your internet site is your biggest portal wherein you may speak together along with your clients, supply the favored messages, and attain greater capability clients. By localizing your internet site, you may be cabin a position to: Address wider niches and segments of the goal market. Firm your brand’s picture and enhance its cost. Eventually, execute your marketing strategy to make a favored income! Increase your Sales: Localizing the descriptions and specs of your online product will assist your goal clients to recognize your product cost and take greater shopping for choices that grow the income conversions of your internet site. 
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However, attaining the customers without difficulty isn't sufficient due to the fact the internet site must be tailored according to the neighborhood lifestyle and customs of the goal audiences to deliver the best message. 
Therefore, at Almohtarif translation , we remember numerous cultural elements in the course of the internet site localization procedures as follows:
Names & Titles
 Date & Time
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Text Direction
 Currency
 Address & Phone Numbers
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theo-decker · 2 years
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hi ive been following you for some time and noticed that you're studying chinese and was just wondering what resources you use and how you found your tutors? any help is appreciated!
Hi!!! This is a big question because I've used a LOT of resources!!! My first question would be, what are your goals and what kind of Chinese do you want to learn?? I had no concept of this at first and just googled like, how do I learn Chinese, and ended up learning HSK. I used HelloChinese app (I still use this because it's highly addictive and good for pronunciation and sentence structure), youtube channels like Mandarin Corner, and worked through the HSK 1 and 2 textbooks. However, ultimately this has slowed me down, because I need to learn specifically Taiwanese Chinese; although people describe this as an "accent", it is an extremely distinct dialect; not only is pronunciation different but a lot of the vocabulary, plus it uses traditional characters instead of simplified, etc. So, take this into consideration........ I found my two tutors on iTalki using Taiwan as a search term! You could use "HSK" or "Beijing" or "Business Chinese" or whatever as search terms if you wanted, too!! I definitely recommend browsing a little bit to find an ideal match. Sad to say it as a language tutor myself but there are some piss takers on there! A good tutor will chat to you about your goals, then set out a long-term programme of study. One of my tutors is working with me using Dangdai Chinese, a Taiwanese textbook series and app, which is intensive and amazing... My other tutor helps me with informal conversation practice, drawing on the course Speak Mandarin in 500 Words (but we don't stick to it strictly, it's more a free talk session). Outside of my tutors, I also use: -HelloTalk! Actually, this app is very overwhelming. It's for finding language exchange partners. I found my perfect partner on there, and we immediately switched to chatting over LINE and I deleted the app lol. Now we talk for about an hour or two once a week. I definitely recommend finding a language exchange partner somehow - if not on HelloTalk or Tandem, then search for language exchange meetups/groups in your area. - Quizlet! This helps me review the work I do with my tutors. I really like playing the matching game. - Anki! I just started using this digital flashcard app. It uses spaced repetition to help you review materials. So many people swear by it!
But honestly you don't need to use all this!!! As you can see, I'm currently taking a "throwing spaghetti at the wall" approach while trying to learn as much as I can in a short space of time. This is not actually that efficient!!! You can just pick one online tutor, or one course on coursera, and do a little bit of studying every day, and you'll be grand.......... Ok sorry for the infodump!!! GOOD LUCK!!
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victorysp · 3 years
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State visit to Norway - programme
News item | 19-10-2021 | 09:00
His Majesty King Willem-Alexander and Her Majesty Queen Máxima will pay a state visit to Norway at the invitation of His Majesty King Harald V from Tuesday 9 to Thursday 11 November 2021. Their Majesties will travel to Oslo and Trondheim, and will be accompanied by foreign minister Ben Knapen.
The state visit affirms the outstanding relations between Norway and the Netherlands. Both countries share the same values and jointly seek solutions to major international challenges. The main themes of the visit will be bilateral and international cooperation, climate change, the energy transition and sustainability.
The Netherlands and Norway attach great importance to a well-functioning international legal order, the rule of law and an open market economy. As like-minded partners, the Netherlands and Norway also often act in tandem within international organisations such as the UN, the WTO and NATO. In order to maintain their prosperity for future generations, both countries focus on fostering innovative, inclusive and sustainable solutions for the stewardship of the North Sea and the safeguarding of food security, and on the development of new technologies powered by clean and sustainable energy sources.
The state visit will begin in Oslo, where the King and Queen will be welcomed by King Harald V and Queen Sonja at the Royal Palace. King Willem-Alexander will then lay a wreath at the National Monument, commemorating the victims of the Second World War.
This will be followed by a lunch at the Royal Palace.
The main theme of the afternoon programme will be climate change. The shrinking sea ice in the Arctic region is visible evidence of climate change, which is affecting the region’s liveability and economic development. Norway is engaged in a dialogue with the indigenous Sami population and with young people to talk about their concerns, exchange ideas for solutions and explore new opportunities in the Arctic. At the Fram Museum, dedicated to polar expeditions, an event will take place at which young Norwegians and Dutch students will speak about the impact of climate change on life in the Arctic.
In the evening King Harald will host a state banquet at the Royal Palace at which both heads of state will give a speech.
On Wednesday morning, a seminar on human rights and freedom of expression will be held at the Deichman Library. Various NGOs will discuss freedom of expression and hate speech. The royal party will visit the library, which was named best public library in the world this year, and attend part of the seminar.
Next, the King and Queen will speak with Prime Minister Jonas Gahr Støre. This meeting will be followed by a government lunch at Akershus Fortress, at which the King will give a short speech.
In the afternoon a meeting will take place on the naval vessel HNLMS Rotterdam about defence cooperation between the Netherlands and Norway. The vessel is currently involved in a training exercise in Norwegian waters and will moor in Oslo’s port. Among the topics to be discussed is the mountain and winter training in northern Norway, which has been undertaken annually for the past 50 years.
Prior to the meeting, a reception for the Dutch community in Norway will be held on the HNLMS Rotterdam.
In the evening King Willem-Alexander and Queen Máxima will host a concert by cellist Harriet Krijgh for members of the Norwegian Royal House and invited guests at the new premises of the MUNCH museum.
On Thursday 11 November the state visit will continue in Trondheim and focus on the sustainable stewardship of our oceans and the transition to sustainable energy sources. In Trondheim’s port area, the King and Queen will visit Powerhouse Brattørkaia, an energy positive building that will produce more solar power than it consumes over its lifespan, including construction and demolition. Crown Prince Haakon will give a speech about ocean management. The royal party will also visit a laboratory at the Norwegian Centre for Plankton Technology, where research is being done on seaweed cultivation.
The King and Queen will then visit Maritime Robotics to take a closer look at their maritime research devices, including autonomous vehicles and maritime drones. They will also speak with students and researchers of the Norwegian University of Science and Technology about maritime developments. Holland Circular Hotspot and the counterpart it inspired, Nordic Circular Hotspot, will sign a partnership agreement.
In the afternoon there will be a lunch with the mayor at Stiftsgården, the King’s official residence in Trondheim.
At the campus of the Norwegian University of Science and Technology a panel discussion will be held, centring on the North Sea as a platform for the energy transition, with a focus on hydrogen and wind energy. Representatives of Dutch and Norwegian companies and researchers will interact with students. The King and Queen will attend part of the discussion and look at students’ research on new sustainable energy forms.
The state visit will conclude with a visit to Nidaros Cathedral, built in the 11th century as a memorial to King Olav II. It is here that Norwegian monarchs are inaugurated. The cathedral has a special altar for the Sami community. After a short guided tour, the Royal party will enjoy a performance at this altar by Sami singers.
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foxtennessee59 · 3 years
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Protrader
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PTMC is a powerful trading software from creators of Protrader. PTMC gives traders more ways to reach the right decisions on different markets, include Forex. Financial freedom made easy. A mobile first trading and investment platform that integrates with the market exchanges and invests your savings.
If you scroll down you will see that there is a lot of stuff that will help you with your trading here. In addition, we’ll add more as the trading landscape changes and new resources become available. You can click on the logo to the left of the text to open a new tab featuring whatever is being discussed.
Think or Swim
This platform was purchased by TD Ameritrade a number of years ago and is one of the most sophisticated options trading platforms available today. You can also trade stocks and futures with them. If you are into options it is extremely worthwhile to open a small account with them so that you can use their option analyzing tools. In this area, they are well above all but the most expensive option tools out there.
TradeStation
Tradestation has been around for a long time and is well known in the industry. They offer some of the best charting software in the business. You can enter orders right from the software and they support many different order types. You can also trade futures and stocks from the same account.
LightSpeed Trading
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These guys are geared toward the active semi-pro or professional trader. You can do all your trading from a single Lightspeed account whether you’re trading equities or options, trading to multiple destinations, or trading for multiple funds. Lightspeed is an introducing broker to Merrill Lynch Professional Clearing, and Wedbush Clearing and Execution.
Interactive Brokers
An excellent broker if you know what you are doing. Their customer service used to have a bad reputation but seems to improved significantly in recent years. They offer very competitive pricing and do expect you to be quite knowledgeable. They are a good choice for experienced active traders. Their commission structure allows easy scaling in and out of positions and they have an extensive set of order type choices.
Ally Invest
This broker tries to combine low commissions with good tools and customer service. There is no commission fee on U.S. listed stocks and ETFs and no ticket fee on option trades and a contract fee of just 50¢ per contract. They started out with the idea of fostering a trading community and claim focus on customer service by offering knowledgeable staff who answer the phone quickly as well as easy access to chat and quick responses to e-mails.
Fidelity
Fidelity has traditionally been more geared toward the investor than the active trader, but over the past five years or so they have also catered more to active traders. While not a direct access broker, their commissions are very competitive. They offer zero commissions on stock and ETF trades and $0.65 per contract on option trades. They also offer more robust customer service than most direct access brokers.
E*Trade
E*Trade is well known for it’s ubiquitous advertising. They have been around for a while and now offer zero commission on stocks and ETFs with $0.65 per contract on options. They claim to cater to all types of traders and have a special platform they call eTrade Pro for active traders.
Tradezero
Tradezero is an offshore broker which allows small accounts to daytrade. There is no commission on limit orders that add liquidity. They clear with Vision Clearing. They offer 6 to 1 leverage. You can read the FAQ here. They have recently opened a US branch with regular leverage and zero commissions as well. As with many brokers, you might want to use them for trade executions but use a separate charting package for your charts.
Schwab
Charles Schwab was the first of the major US full service brokers to switch over to zero commission stock and ETF trading. They charge $0.65 per option contract. They have generally offered superior customer service in tandem with low commission structures over the years and are a very reasonable choice for a broker.
Tastyworks
Tastyworks is a relatively new brokerage started by Tom Sosnoff who was instrumental in starting thinkorswim and sold it to TD Ameritrade. They offer a competitive commission structure which you can check out here. You can use a small cash account to daytrade options and start each day with your settled funds balance as your buying power for the day.
Robinhood
Robinhood is a mobile app that allows you to trade stocks, ETFs, options and crypto. A major feature is that the trades are “commission free”. It looks like they now do their own clearing. You can read about that here. There are some distinct disadvantages to trading off of a phone, but you can also use a full featured platform along with robinhood to help you analyze the market.
TradeStation
The TradeStation platform has been around for many years and originally started out as Omega Charts. For a long time they were way ahead of the competition and likely pushed the evolution of trading platforms forward. They have integrated trading into most aspects of their software, so you can easily trade from the platform which is a very good feature. If you are into backtesting and system building, they have a programming language called EasyLanguage® which allows you to build and test systems. They also provide you with an extensive historical database to facilitate backtesting.
MultiCharts
MultiCharts is a charting and trading platform with a robust set of features. The platform allows backtesting and indicator creation with EasyLanguage. As with many of the better software packages you can do market replay which allows you to practice your trading risk free. It is a very customizable package so you have a lot of flexibility to set up your workspace in a way that suits your trading style.
TC2000
The TC2000 platform has very good clean, sharp looking charting with many added features. The watch lists are also very configurable. Another favorable aspect of this package is that you can add trendlines, etc. and they will still be there the next time you go to the chart. The following is from the TC2000 website: Scan and sort through 1000’s of stocks per second. Screen from hundreds of indicator & fundamental criteria customized with your parameters and time frames. Just follow the step-by-step wizard to build your custom conditions. No programming is required, but you can optionally write condition formulas to refine your results. TC2000 helps you find the charts you are looking for in real-time.
eSignal
eSignal has been around for a long time. They are one of the more pricey packages. Their charting is quite clean looking and their data is pretty good. They used to be at the forefront of charting packages, but others have caught up to them in recent years. You can check out their promo video here
AmiBroker
Amibroker has been around for almost thirty years. It is a charting and back-testing package that is extremely powerful and fast but not especially intuitive. It’s user base is fiercely loyal, but a large percentage of them are quite code savvy. For the average user, there will probably be a steep learning curve. All that would be well and good, except for the fact that the user manual is a bit much to decipher and the tech support is done mostly by e-mail and a yahoo message group of all things! Here is the user database. I would highly recommend this software if it had more user friendly support. The pricing is very reasonable.
Trading View
Here is what Tradingview has to say about their services: Easy and intuitive for beginners, and powerful enough for advanced chartists – TradingView has all charting tools you need to share and view trading ideas. Real-time data and browser-based charts let you do your research from anywhere, since there are no installations or complex setups. Just open TradingView on any modern browser and start charting, learning and sharing trading ideas! It’s basically a community platform for sharing trading ideas and also offers real time charting capabilities.
Medved Trader
Jerry Medved is a programmer who developed and founded “QuoteTracker” years ago and eventually sold it out to TD Ameritrade. QuoteTracker was an excellent charting program that was very reasonably priced and could be had at a discount through various brokers. When Jerry sold it out to TD Ameritrade, he apparently was not able to compete with them for a set amount of time. It appears as though the non-compete is expired because he recently came out with Medved Trader. In the spirit of QuoteTracker, Medved Trader is a full featured, reasonably priced, well put together trading software package. Here is a demo of Medved Trader done by Jerry himself. You can get it for free from some brokerages including TradeKing and Tradier brokerages.
NinjaTrader
NinjaTrader’s platform is a capable charting package with numerous valuable features. You can add indicators and trade off the charts if you like. It facilitates back-testing as well. Here is the platform purchase page. You can download and try out simulated trading for free in order to get to know the platform. It can be configured to work with a number of different brokers and comes free with a NinjaTrader account if you do a certain volume of trades per month.
SierraChart
SierraChart is an excellent charting program which is compatible with a number of broker datafeeds as well as with many third party datafeeds. The price is reasonable and it is possible to trade right from the platform.
Sterling Trader Pro
A professional level platform, Sterling Trader Pro is used by prop firms, broker-dealers, and active traders. You can connect from your desktop, laptop, iPad, iPhone, or Android.
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DAS Trader
DAS Trader is a high end trading platform which you can get through many brokers. It’s available on desktop, laptop, iPhone, or Android.
FinViz
These guys provide one of the best free scanners available on the net today. It’s so good, as a matter of fact, that you don’t really have to sign up for their paid service if you don’t want to. Although it seems as though they are geared toward the lower priced stocks when you look at the landing page, you can click on the screener section and set the parameters to your liking. It’s a great tool for getting quick background news and other info on stocks you are interested in. Simply click on the ticker and you’ll get a page with much of the pertinent fundamental information as well as recent news and a daily chart. For more info and intraday charts, you can subscribe for a very reasonable price.
Protrader.com
Trade Ideas
This service is a sort of artificial intelligence trading helper. You get to program the scans according to criteria that fits your scan ideas. If you get stuck, this software has many pre-frabricated scans that you can mix and match. The scanning is very current and you will get as many alerts as you can handle provided you give it enough to look for.
Your Broker’s Stock Scanner
Don’t forget to check out your broker’s scanner. Many brokers license commercial scanning software either in whole or part. You might be surprised how close the results are to those of software you would pay a significant extra fee for. I highly recommend that you check this out first before spending extra money on a paid service.
Protrader Web
Market Watch
MarketWatch is a subsidiary of Dow Jones and Company, the same company that owns the Wall Street Journal and Barrons. Although the news is not timely enough for active day trading, it offers a lot of useful news covering all sorts of things and can give you an overall look at what is happening in the Market. It has a lot of entertaining and fluff news as well.
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CNBC
As you already probably know, CNBC is a financial news network covering current events related to the world markets. It is up to you to decide how useful the information presented here is. There is no doubt that there is a lot of “hype” on this station, but they do cover breaking events that are important to daily trading activities. You can find the pertinent info faster with subscriber news services, but a lot of people enjoy watching CNBC for entertainment purposes as well.
Bloomberg
Bloomberg.com is a business news website that covers news pertinent to the Markets as well as business in general. In some ways it is similar to CNBC but more sophisticated with less hype.
Yahoo Finance Economic Calendar
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The Yahoo Economic Calendar is a good place to get the run down on what important market related announcements are coming up. If you don’t have this info elsewhere, it’s worth checking out before the market opens. They don’t update the results fast enough for active day traders, but at least you can be aware of when important reports are coming out and adjust your trading accordingly.
World Charts
Allstocks.com is a funky little website that features a lot of useful information for traders. The main page I use on this site is the world charts page which shows a time delayed read out of how the world markets are doing. It’s a quick way to get a snapshot of what occurred overnight around the globe.
Yaba Daba Doo!
Www.protraderinstitute.com
Rebate trading is an equity trading style that uses ECN rebates as a primary source of profit and revenue. Most ECNs charge commissions to customers who want to have their orders filled immediately at the best prices available, but the ECNs pay commissions to buyers or sellers who “add liquidity” by placing limit orders that create “market-making” in a security. Rebate traders seek to make money from these rebates and will usually maximize their returns by trading low priced, high volume stocks. This enables them to trade more shares and contribute more liquidity with a set amount of capital, while limiting the risk that they will not be able to exit a position in the stock.
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architectuul · 4 years
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Digital Research Fellows!
In addition to its role as a media partner of the Future Architecture Platform and for the second year in a row, Architectuul selected candidates for Digital Research Fellowship within the Future Architecture Platform.
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Christina Serifi from Tirilab and the tandem forty-five degrees Alkistis Thomidou with Gianmaria Soci are selected to join the collaborative online architecture publication Architectuul in Berlin to work with its editorial team on a research topic in architecture and urbanism chosen by the creative itself. 
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Photo © Norman Posselt
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Photo © forty-five
We are pleased to present you the final list of 25 selected ideas that will be invited to the 2021 Creative Exchange and work within the European Architecture Programme in 2021 within the program Landscape of Care.
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seraphicwiing · 4 years
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SEPHIROTH BEFORE NIBELHEIM ---> PART 1- RELATIONSHIPS 
This will most likely be a three part series expanding on what our favourite Hero was like before Nibelheim because hey, before he was a monster, he was a human. The topic for this post is his relationships with certain characters during this broad time period (Also slightly based around interactions already done on this blog so some characters may have more skewed ratings). I hope you all enjoy the read <3 (Also enjoy this meme of a pic, I call it the many forms of Sexyroth tyty)
PLACED  UNDER THE CUT DUE TO LENGTH. LEO PROTECTING Y’ALLS DASHES <3 
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THE TURKS- Opinions on the Group: Mild Indifference
Veld: Closeness: 6/10, Trust Level: 5/10, 
Sephiroth has a lot of respect for Veld as a leader. When he gets sent on a mission with particular Turks, his first point of contact is and always has been Veld. While he doesn’t really have that much of an opinion on the department other than they are a secretive bunch of Suits (literally), Veld has always made a lasting positive impressions through words of advice for the SOLDIER. He could tell that Veld was well trained, he put on that caring facade exceptionally but he appreciated the words of wisdom all the same. 
Tseng: Closeness: 2/10, Trust Level: 5/10 
This man was someone that Sephiroth did not have many encounters with, but he knew of him. When he would go to visit Veld for briefings if he was going on a mission with a partnered Turk, Tseng was almost always there. Exchanges were brief, merely giving each other a respectful nod before going about their business. At some point, he just assumed Tseng was Veld’s new secretary, he had no idea that Veld was grooming the man to become his successor. 
Reno: Closeness 1/10, Trust Level: 3/10 
Good old ‘Torch Head’ himself. At this rate, Sephiroth is choosing to forget Reno’s name on purpose when he is assigned a mission with him. While he finds the redhead’s opinion on him amusing, he hates the way he acts around him. He will always let Reno take charge in their missions just to spare him an argument, but when push comes to shove, Sephiroth will end up doing his own thing if Reno’s plan goes South. Mind you, if Reno was in danger the SOLDIER would still come to save him, much to his chagrin. ‘No man left behind’ mentally coming into full play there. 
Rude: Closeness: 6/10, Trust Level: 7/10 
Probably his favourite out of all of the Turks in terms of work ethic, Rude is very professional and from that; Sephiroth has formed a mutual respect for the fisticuff fighter which he hopes the knuckle sandwich provider shares. During missions, they work in tandem and are incredibly badass at what they do. Their fighting styles compliment each other perfectly and they are both quiet. They know what to do, no need to dilly dally with words. Although, Sephiroth does crack one dry joke here and there to lighten the mood. 
Cissnei/Shuriken: Closeness: 6/10, Trust Level: 6/10 
Cissnei is a unique one, while he’s never had the pleasure of going on missions with her personally, he has seen her work and it impressed him. For someone so young (at the time), Sephiroth was quite surprised that they had this martial skill. He wondered why ShinRa were employing such young people, she reminds him of his own childhood and teen years as such, they’ve formed a surprising friendship; however he has certain trust issues with her since she is a Turk, perhaps she’s putting on the gentle act much like how Veld does. He offered to train her once, but she politely declined with the comment:
 “No thanks, I’d prefer not to be humiliated by the Poster Boy of the SOLDIER programme.” Did I mention that he finds mild annoyance when people call him ‘Poster Boy’? 
As for the rest of the Turks (Legend, Martial Arts, Gun, Katana etc/), he never really had an equal share of time with them to formulate an opinion. He had been on missions with these particular people in the past but never properly formed a relationship with them. a handful of Turks is more than enough for him. 
SHINRA EXECS- Opinion on the Group: Half of them are weird, the rest are alright 
President Shinra: Closeness: 4/10, Trust Level 4/10 
When it comes to the President, Sephiroth holds his tongue a lot. While he morally dislikes the old man, he respects the conviction of his cause. His ambition. When given orders from Shinra himself, he follows them to the tee. While he does not know the truth yet, he will eventually come to kill this man. Good riddance when he does. 
Heidegger: Closeness: 8/10, Trust Level: 7/10 
Out of everyone on the board, Sephiroth finds his relationship with Heidegger to be the most fruitful. This is thanks to the Wutai War. He protected Heidegger and acted in his stead, leading the ShinRa forces on a grand conquest. Heidegger is the reason why he became a hero, a Legendary one at that. He holds this old man in high regard as both a mentor and a fatherly figure, he only wishes he wasn’t so stern on other people all the time.
Reeve Tuesti: Closeness: 5/10, Trust Level: 7/10 
 Sephiroth had first heard about Reeve when he was in his early teens, and while he’s only spoken to the man a couple of times, the Soldier believes that he has the best intentions in mind out of everyone on the board. He wishes that he was more socially inclined to speak with him but sadly, he rarely gets a chance to talk to him nor does he have that great of a motivation to approach him. If he needed someone to vent too though who wasn’t his inner circle of friends, Reeve would be a decent candidate. 
Palmer: Closeness: ?/10, Trust Level ?/10
Sephiroth has never actually spoken or done anything related with Palmer. He’s also probably another one of those people that the poor SOLDIER forgets the names off. In this case, Palmer is good old ‘Butter Fingers’. 
Scarlet: Closeness: 1/10, Trust Level: 2/10 
When Sephiroth first met Scarlet, he wouldn’t lie, she was quite the sight. But when he eventually learnt how she acted and her demeanour, his opinion on her quickly changed. He considered her as a nasty piece of work, the looks of a goddess but the attitude of a heartless wretch. He was always displeased when sharing a room with her, and conversations between them devolved into a contest of dry wit and sarcasm. What a bucket load of fun!
Professor Hojo: Closeness: 5/10, Trust Level: 2/10 
Ah yes, the best for last. Sephiroth’s pops. He always felt neglected, and always felt as if Hojo was this close to accidently killing him. Any time he asked for something, he was met with a caring smile and what he wanted but it didn’t matter when he’d have to spend most of his time inside a glass tube. The older he got, the more creeped out he felt with his father to the point where SOLDIER training became quite freeing. Even if it was hard, he didn’t want to have to stay with Hojo any longer than he needed too. Sephiroth despises Hojo. If he had a choice, he would’ve picked Gast. 
SOLDIER GANG- Opinion on the Group: Brotherhood, Loyalty, Family. 
Genesis Rhapsodos: Closeness: 10/10, Trust Level: 9/10 
Life wouldn’t be the same with a brother without a little sibling rivalry. Sephiroth sees Genesis as the older brother who always tries to beat him into shape, keep him on his toes. He couldn’t ask for a better training partner, nor a better friend. He feeds off of their competition, it what makes him strive harder to succeed. While he knows Genesis wishes he could have the title of hero, he at least is glad knowing that the huge burden on his shoulders isn’t on Genesis’ shoulders. He wants to spare one of his best friends that eternal weight. The poetry though? Maybe he could lighten up on. Sephiroth can only listen to the same verses of LOVELESS for so long before he gets bored or slaps the book out of his hands and tosses it into a river. 
Angeal Hewley: Closeness 10/10, Trust Level: 10/10
While Genesis is the brother that he possesses the rivalry with, Angeal is the brother that Sephiroth confides in the most when he’s in need of someone to speak too. There is a mutual understanding and respect between the two and Sephiroth considers their friendship to be one of the most important parts of his life, up there with his friendship with Genesis. They both ground him and remind him that they aren’t just SOLDIERS. Training with Angeal is like an honourable duel for Sephiroth, it isn’t as theatrical as with Genesis and a lot more pacey, less magic. 
Zack Fair: Closeness 9/10, Trust Level: 10/10
Sephiroth made it his business to take Angeal’s own student under his wing should he be otherwise encumbered with other things. As such, Sephiroth places a great deal of trust in Zack and wishes nothing but great success for the future hero in the making. Sephiroth sees him as someone with the potential to become even greater than he could ever be. Traits that he never really had. A true apprentice. 
Others
Aerith Gainsborough: Closeness: 9/10, Trust Level: 10/10 
They met when they were still kids, and formed a meticulous bond over what was happening between the two in Hojo’s lab. She was afraid, and so was he, but Sephiroth would put on a brave face and would often converse with her from behind the glass tubes that were their prison. When she eventuallyvanished along with her mother, Sephiroth was left distraught and quite upset. He wondered where she went, wondered why she left. He wouldn’t get his answer until later on in his life. Both had grown up, Sephiroth as a Hero and Aerith as a simple flower girl. They reformed their bond, with Sephiroth trusting her with any of his burdens. They also braid each others hair when given the chance! 
Cloud Strife: Closeness: 6/10, Trust Level: 6/10 
For the very brief time that he did get to meet Cloud, Sephiroth felt quite annoyed with the young upstart infantryman. Too much of a fanboy, saw too much of Zack in him. But he eventually warmed to the blonde as time went on. The only reason why Sephiroth allowed himself to get to know Cloud just a little bit better was because of Zack. He liked Cloud, but that didn’t last very long. 
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priceofliberty · 5 years
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in regards to that ask about antitrust laws, and laws in general, what would you have as "laws" in an anarchic society? i dont know much about common law, is that your/a solution?
Anarchist philosophy, in practice, is a society “without rulers” (the literal definition). Many people conflate “anarchy” with “lawlessness”, and the confusion is certainly understandable. However, governance exists with or without the State and it begins with the self, extending into the home, and beyond. Many people struggle because they conflate the concept of governance with the function of a State; I had been guilty of this before I understood anarchy to mean self-governance.
We are self-governing in all of our relationships, whether it’s between a mother and child; between her and her employer; between child and teacher; buyer and supplier; disputing parties and an impartial arbiter, etc.
Mutual assent to the establishment of these relationships (and the countless others I didn’t list) is an inherently regulatory act because people set their terms, expectations, conditions, etc. before committing to them voluntarily with the exception of that between a parent and child (because who can ask you if you want to be born?)
The beauty of a free and open marketplace of ideological exchange is that people have the ability to come together and brainstorm solutions to problems that are impacting their lives. It is a far more direct and sensible approach to delegating those decision-making powers to some bureaucrat 2,000 miles away with absolutely no interest in your interests apart from saying the right combination of words to assure they are reelected for the benefit of legal and economic privileges which invariably manifest when a single, central authority has a monopoly on force and law.
Consider reading up on legal pluralism (I write about it a lot, as well). This is the notion that all people follow multiple codes, bodies of law, or moral guidelines simultaneously, even while some may conflict or overlap. Studying how various cultures throughout history have solved conflict or maintained peace can help people recognize solutions outside of the narrow confines of the State. For example, many individuals conform to social norms within the home that they would not exhibit in the workplace (and vice versa).
Anarchy isn’t the establishment of a DMV to issue you a driver’s license (that’s Statism). Anarchy is the privatization of roads, car insurance, and licensure so that the three can work in tandem to provide and maintain the infrastructure which services us as freely and efficiently as economically possible without coercion. Anarchist society, much like an economy, organizes itself without an arbitrary central authority; what works for some may not work for others. Communities are self-organized, markets are spontaneous. For instance, take this excerpt from Everyday Anarchy on dating, marriage and family:
In any reasonably free society, these activities do not fall in the realm of political coercion. No government agency chooses who you are to marry and have children with, and punishes you with jail for disobeying their rulings. Voluntarism, incentive, mutual advantage – dare we say “advertising”? – all run the free market of love, sex and marriage.
What about your career? Did a government official call you up at the end of high school and inform you that you were to become a doctor, a lawyer, a factory worker, a waiter, an actor, a programmer – or a philosopher? Of course not. You were left free to choose the career that best matched your interests, abilities and initiative.
What about your major financial decisions? Each month, does a government agent come to your house and tell you exactly how much you should save, how much you should spend, whether you can afford that new couch or old painting? Did you have to apply to the government to buy a new car, a new house, a plasma television or a toothbrush?
No, in all the areas mentioned above – love, marriage, family, career, finances – we all make our major decisions in the complete absence of direct political coercion.
When you barge into your friend’s room to ask them if you can borrow their shirt, most people close the door behind them when they leave (especially if the door was closed before you entered). It’s almost an unspoken rule to close the door behind you in such a scenario and adherence to this rule illustrates the concept I mentioned earlier: legal pluralism. This concept reflects the reality that human interaction, left to our own devices, is governed by prevailing social and cultural values and that those values are inherent to our conduct.
Besides what we consider to be “the law,” we also follow an innumerable set of unwritten rules in our day-to-day conduct. You must have noticed at this point in your life, for example, that your behavior alters between spending time among friends and spending time among family. Likewise, in the work place your demeanor shifts to conform to the standards expected of your performance in that setting. In every scenario, the penalty for breaching the terms of these unspoken norms is usually a sanction in some form or another: your parents ground you, your friends ostracize you, your boss docks your pay, etc. They do this because people respond to incentives.
Though you don’t realize it, this is anarchy in action. More examples of this are virtually limitless; the relative silence one finds in theater atmospheres is a result of a mutual, unwritten understanding between all patrons. Commercial businesses regularly agree to third-party arbitration clauses all the time, regulating the conduct of their contractual obligations outside of the confines of the Uniform Commercial Code or Federal government. Even the Juggalos have been known to settle their disputes within the context of their own communities. There are no ‘one size fits all’ answers to “what if?” scenarios.
Anarchy should not be conflated with lawlessness. A great reading recommendation on customary law, culture, and history is short book written by Dorothy Bracey called “Exploring Law and Culture”. I think its perfect introductory material to the principles within legal theory, especially for people unfamiliar with the murky concept known as “the law”. It’s short and written for the average reader rather than legal scholars. 
And finally, here are a few more resources:
Mutualism:
A Mutualist FAQ
The Homebrew Industrial Revolution: A Low-Overhead Manifesto (2010) by Kevin Carson
Studies in Mutualist Political Economy (2007) by Kevin Carson
Organization Theory: A Libertarian Perspective (2008) by Kevin Carson
What is Property? An Inquiry into the Principle of Right and of Government (1840) by Pierre-Joseph Proudhon
The Philosophy of Poverty (1847) by Pierre-Joseph Proudhon
Individualist anarchism:
The Ego and Its Own (1845) by Max Stirner
Vices Are Not Crimes: A Vindication of Moral Liberty (1875) by Lysander Spooner
Individual Liberty (1926) by Benjamin Tucker
Anarchist Individualism and Amorous Comradeship by Émile Armand
The Anarchism of Émile Armand
Agorism
Voluntaryism
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breadlanguages · 4 years
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The first post //  5 Jun' 2020 03:45AM
Hi.
I've started this blog in the wee hours of the morning after a sudden inspiration struck and took root in my head. The world (at least on my side) is sleeping soundly now, and the only sounds I can hear are my jumbled thoughts from my overactive brain (presumably caffeine-stimulated, from the dalgona coffee that I made in the afternoon /just circuit breaker things/) and the punching sounds of the keys as I attempt to iron out the thoughts in my head into a coherent paragraph.
There's so many things that I have to do, there's so much happening out in the world right now (note: it's June 2020 - there's the global Black Lives Matter movement, China's proposal for a new security law for Hong Kong, the newly passed anti-terrorism bill in the Philippines, and of course, not forgetting the coronavirus pandemic that has already taken hundreds of thousands of lives to date), but amidst all the chaos in the world today, I'm craving a small space to record my mundane life and hopefully, gain motivation to regularly do something that I really like - language learning.
I'm an avid language learner - I first started my foreign language learning journey when I was 15 with Japanese, and I have been obsessed ever since. It is an amazing experience to learn a language - as your proficiency in the language increases, your understanding of intricacies in the culture increases in tandem. As I progressed with learning a language, I enjoyed being able to appreciate the subtleties, the nuances of the language and oh! that wonderful feeling when you are first able to understand a pun in your target language! That's when I feel that my effort has really paid off. Language learning is definitely not easy - it requires a lot of time and effort. While some people might be faster on the uptake, it certainly is not impossible for anyone to start picking up a foreign language.
After learning Japanese, I started picking up Korean in college by taking classes at the university. I studied for almost 3.5 years (but strictly speaking, it was slightly less than 2 years worth of lessons) and achieved TOPIK Level 6 at the end of it. Language learning also opens up a lot of opportunities - I was able to do a semester-long exchange programme at a prestigious university in South Korea (one of the best four months of my life!) and I had opportunities to meet a lot of distinguished people - diplomats, professors, just to name a few - thanks to my proficiency in the Korean language. Just a month ago, I’ve started a new challenge to learn Spanish and it’s my first time self-studying a language right from the start, so there’s gonna be a lot of trial-and-error involved to find a routine or method that works best with me. (I’m currently using Duolingo! I realised that it’s a pretty incredible resource, at least for their Spanish course) I hope to be able to record all of that in this blog and hopefully, I will get around to practising my Japanese and Korean so that I do not forget these languages.
It’s 4.20AM now and I think I should be ending this post here. I hope this little space would be a place for like-minded individuals to share our language learning progress, resources and tips! Hopefully, some of you would gain inspiration from my posts to start your own language learning journey too.
Till the next post,
Esther ✧
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What advice would you give to an American moving to Germany? ( Not me, lol, someone at my work, I told him I would ask).
since I don’t know for how long and in what context they’re going to live here, I can’t say much about the paperwork or anything. So I’m going to say the first things that pop into my mind that you might not read in any tourist guide and then post this into a popular German tag and see if anyone wants to add anything else. But yes. A lot of paperwork. All the time. They’ll get used to that. I hope.- it helps to know a little bit of the language (especially if they move to the East or rural areas). Young people will usually know enough English to communicate but especially older people might find it a bit difficult. University students usually speak the best English, so that’s who I would turn to if I ever needed help (or just want to talk to someone in English). Deutsche Welle offers a lot of great German lessons online btw! Also even if they know German, Germans tend to speak in local dialects (personally I understand a Scottish person speaking my second language better than a Swiss person speaking my first language). If your friend doesn’t understand someone, they best ask them to speak either English or “hochdeutsch” - standard German. Some people won’t react kindly to that but usually they will make an effort, especially if you’re not a native speaker.
- Goethe. Germans will love you if you read Goethe, Schiller or Heine, but especially Goethe. 
- Especially university students and lecturers love to pepper some Latin phrases into their sentences to appear smart. Don’t punch them, even if they deserve it
- I don’t know how often they’ve been abroad for longer than a few weeks, but this is some personal advice from me: Things will go wrong. They always do in life. But if you’re alone in a foreign country it will always seem a lot worse than it would at home where you have your friends and family to fall back on. Don’t panic! Everything will work out. It’s usually only half as bad as you think it is.
- check out the bakeries.
- shops are closed on Sundays except for bakeries and petrol stations. Also they usually aren’t open 24 hours especially not in rural areas.
- pls, Lederhosen and Dirndl are Bavarian, don’t bring it up anywhere else except to make fun of them. 
- Germans…have a lot of stereotypes about Americans (usually about food, art, guns etc) so…your friend will probably be asked some pretty weird things. Just a heads-up about that.
- if they’re at the Mittelrhein, check out the castles! generally, check out castles, palaces, monasteries and churches. Huge recommendation. Germany used to consist of a lot of small countries until the late 19th century so we have a lot of castles.
-I don’t know if they want to study here, but lectures are 90 minutes long. if there’s a little “st” behind the time, it means it starts at that time exactly - 14 Uhr st = 2pm. If there’s a little “ct” it means “+15 minutes” - 14 Uhr ct = 2.15 pm. - but this is only in university contexts. Also if they study here, universities often offer Tandem partners and programmes to show foreign students around - it’s a) useful and b) a good way to meet new people.
- Also as seen above: We use the 24-hour format. They probably already know this but Germans/Europeans don’t use month/day/year and it will lead to misunderstandings
- cars have more rights than you. or me. or anyone. they will have to accept that.
- a bike is useful though
- there are a lot of groups on facebook called (city/area) Kleinanzeigen or (city/area) kaufen und verkaufen  - or something like that. That’s where your friend can probably find things like cheap furniture or a bicycle. I really recommend getting a bike.
- This one is really based on stereotypes but it’s also something that Americans told me they had a hard time with here in Germany so I’m going to say this too: We have a few American lecturers at my uni and a lot of American exchange students and quite a few told me that they struggled at first with the way Germans reacted to them. One of my lecturers even thought everyone hated her when she first came to Germany …until she won the award for being the best teacher at our institute bc…she didn’t get much of a reaction to anything she said or did at first and there was hardly any small-talk between her and her colleagues and the students didn’t really smile at her as much as she was used to and even though she was prepared for working in Germany and learnt about the different mannerisms, she didn’t expect that much of a difference. It really depends on which part of the country you go to and as I said, this one is based on stereotypes and not always true and I don’t know your friend, but since this is is something that came up a lot when talking about German-American interactions on behalf of all of us: we don’t hate you.  It’s not a sign of dislike, just a cultural difference. 
- 1 pm -3pm is Mittagsruhe (literally: noon-silence). Don’t be loud then.
- ok the nazi subject: I know the “Don’t mention the war”-rule is well and alive but it’s really not accurate. We talk a lot about that part of German history, both in serious contexts and less serious contexts and it’s not really considered a faux-pas for a foreigner to address it either. I really recommend visiting the memorials and museums that commemorate the victims of the NS-regime.
So yeah that’s the most I can think of right now. If they have any questions I hope I can help!
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cryptoknowlogy · 2 years
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Different Types of Cryptocurrency
There are over 12000 cryptocurrencies and each of them has its own purpose or use case that's meant to give it value.
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Knowing which category a crypto falls into is crucial if you're investing in the crypto market.
This is because each crypto category has its own pros and cons. They also tend to pump and dump at different points during a bull market.
So in this article, I will tell you about these crypto categories and how you can use this knowledge to maximize your gains and minimize your losses.
Most cryptocurrencies fall into categories such as stores of value, smart contracts, oracles payments, privacy, 
exchange tokens and of course meme coins.
Store Of Value Cryptocurrencies
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Store of value cryptocurrencies are designed to hold or even increase their purchasing power over time.
Every year regular currencies lose between two to three percent of their purchasing power. This is because governments around the world are constantly printing money to stimulate economic growth. 
The more money the government prints, the more it loses its purchasing power and this is a big part of why cryptocurrencies were invented in the first place.
Bitcoinwas created in 2009 as a response to the 2008 financial crisis. Bitcoin is the only cryptocurrency that falls into the store of value category.
Bitcoin is technically the most secure payment network on the planet.
Smart Contract Cryptocurrencies
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Smart contract cryptos are designed to be programmable with less emphasis on storing value.
Smart contracts are basically programs that do something automatically when a certain set of conditions is met.
The coolest part about smart contracts is that they can be used to create different types of cryptocurrency tokens that are fungible like a regular currency or non-fungible like a rare baseball card.
The difference between smart contracts and regular programs is that smart contracts are immutable 
 and decentralized.
In other words, you cannot modify the smart contract once it's been created and it's impossible to shut it down because it exists on a massive network of computers spread around the world.
When you combine multiple smart contracts together you get a decentralized application or dap.
There are daps for everything including payments, trading, lending, and borrowing. 
The best part about dapps is that no middleman is taking a cut or stealing your data.
In contrast to the store of value cryptocurrencies, smart contract cryptos get their value from their utility as payment for smart contract and dap transactions.
For Ethereum, these fees are paid in ETH and for the Binance Smart Chain, these fees are paid in BNB, and so on.
Smart contract cryptocurrencies offer a radical alternative to the digital and financial infrastructure we use today.
This alternative is referred to as web 3, an evolution of the current web 2 internet.
Oracle Cryptocurrencies 
Oracle cryptos make it possible to bring real-world data to smart contract cryptocurrency blockchains.
Smart contract cryptocurrency blockchains need real-world data for their dapps to have real-world use cases. This data comes from oracle cryptocurrencies.
The difference between data feeds like Api’s and oracle cryptocurrencies is the data feed that oracle cryptos provide are decentralized.
Now the way this normally works is that dozens of individuals or institutions will tell an oracle crypto what the
price of something is and the oracle will use the average of their answers.
Like smart contract cryptocurrency coins, oracle crypto tokens are required to pay for the fees associated with fetching this data.
Chain Link is currently the largest and most adopted oracle crypto on the market.
The primary advantage of oracle cryptos is that the demand for their tokens is likely to grow in tandem with the amount of smart contract cryptocurrency dapps and users
The primary disadvantage of oracle cryptocurrencies is that they have allocated enormous amounts of their pre-mined token supplies to their teams and private investors.
Payment Cryptocurrencies
Payment cryptos aim to replace the current payment systems we use today and sometimes use smart contract technology to do this.
If you've ever sent money overseas you know how expensive and slow it can be. If you run a business then you know how much money payment processors like Visa, Mastercard, and Paypal take from each transaction. If it involves moving money there is a middleman somewhere taking a cut slowing things down and adding complication to processes that would otherwise be simple.
Instead of using an outdated payment network that takes days to settle payment cryptocurrencies make it possible to finalize transactions within seconds at a fraction of the cost.
As with other cryptocurrencies, any payment focus coins or tokens can be kept on your own personal wallet. You don't have to rely on a bank to store your funds.
Popular payment cryptocurrencies include Bitcoin Cash, Dash, Terror, and Telcoin.
Privacy Cryptocurrencies
Privacy cryptos are designed to preserve your privacy when making transactions or using dapps.
Privacy cryptos like Secret Network make it possible to create privacy-preserving dapps.
Others like tornado cash make it possible to privatize your public transactions on Ethereum by mixing up your funds and sending them to a new wallet address with no transaction history.
Popular privacy cryptocurrencies like Monero focus on private payments and use privacy technology.
The primary advantage of privacy cryptocurrencies is that most of them are extremely well designed and built to last.
The primary disadvantage of privacy cryptos is that they're frequently targeted by regulators because of their use in illicit activities. This often results in privacy coins being delisted from cryptocurrency exchanges.
Stablecoins
Stablecoins are digital representations of fiat currencies.
They fall into one of these three groups: - 
Fiat-collateralized: This cryptocurrency is backed by fiat currency. Examples are Tether (USDT) and the Gemini Dollar (GUSD).
Crypto-collateralized: This cryptocurrency is backed by another cryptocurrency, an example is DAI.
Non-collateralized: Non-collateralized stablecoins rely on a smart contract to buy/sell the stablecoins in order to keep the price constant.
Exchange Tokens  
Exchange tokens are owned and operated by the cryptocurrency exchanges they belong to.
Exchange tokens are the combination of a membership subscription and company stock.
Exchange tokens are like a membership subscription because they can give you a whole bunch of perks such as trading fee discounts and VIP access to early coin and token sales.
Exchange tokens are like company stock because the performance of an exchange token depends on the popularity of the exchange in question.
Example is Binance Coin.
Meme Coins
Meme coins have no specific use case and exist for no other reason besides hype and a false promise of profit.
Most meme coins exist for one purpose and that is to enrich their creators.
Dogecoin is different as far as meme coins go. Dogecoin was created as a joke and one of the only reasons it survived the last bear market is because it can be merged and mined with Litecoin at no additional cost.
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