#Suffolk County Chapter 11 bankruptcy Attorneys

[ronweissny-blog]

While the median income in Islip, New York is around $94,000 per year for a household,1 many residents of this town on the South Shore of Long Island are still struggling to make ends meet. Thanks to ever-rising housing prices and a cost of living well above the national average,2 many households are living below the poverty line, especially with the still not-so-stable job market3 on Long Island. With all of these factors combined with other unexpected life events such as illnesses or injuries, it should be no surprise that a number of people in Islip are under water financially.

Anyone who is overwhelmed by debt and cannot pay all of their bills should consider consulting with a skilled bankruptcy attorney as soon as possible. Attorney Ronald D. Weiss is thoroughly familiar with all of the potential benefits and drawbacks of bankruptcy in New York and can evaluate your situation, provide advice regarding your best options, and guide you through the entire bankruptcy process. You do not have to continue living in fear of collectors or of losing your home or vehicles. Please call to learn about legal debt solution tools today.

Is Bankruptcy Right for You?

Bankruptcy is not necessary to solve everyone’s financial issues. In many cases, attorney Ronald Weiss can review your situation and recommend other alternatives that may resolve certain debts and free up extra funds. However, in some situations, bankruptcy may be the best option for you to start over with a clean slate. Some signs that bankruptcy may be the best debt relief solution for your household include the following:

Your financial struggles are not due to temporary conditions but will likely persist if no steps are taken

A substantial portion of your debts are unsecured, including medical bills or credit cards

You have or will default on your mortgage and may face foreclosure

You have been the subject of legal action by your creditors, including judgments or garnishments

Your business is perpetually in the red and your lack of current cash flow has affected your operations

If one or more of the above are true, you may be a good candidate for bankruptcy and should consider discussing your options with our experienced Islip attorney. We can review the possible benefits of bankruptcy for you, including freeing up funds to catch up on your mortgage and avoid foreclosure, eliminating any wage garnishments so you receive your full earned income, and halting calls from harassing creditors – often permanently.

Bankruptcy Options in NY

Deciding to file for bankruptcy is only the first step in your case. You must then examine which type of bankruptcy will provide the most benefits in your situation. The following are the three main types of bankruptcy that our law firm handles:

Chapter 7

– In a Chapter 7 bankruptcy, you are requesting a discharge of certain debts without the obligation to make any further payments to your creditors. In exchange for this discharge, you will have to forfeit non-exempt property or assets, which your bankruptcy trustee will liquidate and use to pay toward your debts before they are discharged. This type of bankruptcy is often used by filers with lower disposable income, who have less property, or business owners who do not wish to continue operations.

Chapter 13

– Chapter 13 bankruptcy does require a three to five-year payment plan before the court will grant a discharge. The court will reorganize your debts and set the payment plan based on your income and capacity to pay. Because you are paying toward your debts, your property will not be at risk. This type of bankruptcy is often preferable for filers with higher income or substantial property they wish to protect.

Chapter 11

– Chapter 11 is similar to Chapter 13, however, it is mostly used by businesses that want to remain open. Since they do not have to be liquidated, the business will have to enter into a payment plan and the court will have a say in certain business decisions in order to be granted a discharge of their debts.

The Bankruptcy Process can be Complex

No matter what type of bankruptcy you choose to file, you must carefully abide by all of the requirements and procedures set out in New York in order to guarantee a favorable result. There are many steps in the bankruptcy process, including:

Filing a petition with the correct court

Filing all of the necessary supporting documentation with thorough and accurate information regarding your debts, income, and assets

Undergoing the required debt management counseling

Meeting with your bankruptcy trustee to verify the accuracy of your petition and documentation

If applicable, applying exemptions to protect as much of your property as possible

If applicable, agreeing to a fair and manageable payment plan

Requesting the final discharge of your qualifying debts

There are opportunities to make errors in almost every step of the process that could delay your discharge or put a discharge in jeopardy. For this reason, you should always have an experienced bankruptcy attorney guiding you through every step of the process.

While bankruptcy has helped many people in New York, there are many factors to consider when deciding to file and which type of bankruptcy is right for you. You should always be fully informed about the bankruptcy process, including the credit implications, possible loss of your property, liquidation of your business, among many other potentially adverse effects. Despite some of the drawbacks of bankruptcy for some, many people still come out far ahead following their bankruptcy and are able to take control of their financial futures.

Discuss Your Financial Situation with a Skilled Islip, NY Bankruptcy Lawyer Today

At the law office of Ronald D. Weiss, P.C., we are committed to helping individuals, married couples, and business owners in and around Islip, NY take control of their finances. We have successfully represented many clients in bankruptcy and have sought other debt relief options when appropriate.

If you believe that bankruptcy may be right for you or simply want to learn more about your options, please call our office today at 631-479-2455.

[renegadepharmacist]

Mallinckrodt Pharmaceuticals, the largest generic opioid manufacturer in the United States, has tentatively agreed to pay $1.6 billion to settle thousands of lawsuits brought by state and local governments over its role in the opioid crisis.

The agreement was endorsed by 47 states and U.S. territories along with a committee of lawyers representing thousands of cities and counties, the company said on Tuesday.

The money, to be paid into a cash trust over eight years, will be used to underwrite the costs of opioid addiction treatments and related efforts across the country.

“Nothing can undo the devastating loss and grief inflicted by the opioid epidemic upon victims and their families, but this settlement with Mallinckrodt is an important step in the process of healing our communities,” Attorney General Xavier Becerra of California said in a statement announcing the agreement. “Our office has worked aggressively to hold accountable bad actors who fueled this public health crisis.”

Under the terms of the agreement, the United States division of Mallinckrodt that produces generic opioids would file for Chapter 11 bankruptcy. After a bankruptcy judge approves the restructuring plan, an initial payment of $300 million would be disbursed to plaintiffs to alleviate the opioid crisis, with the remaining $1.3 billion to be paid out over eight years.

Other divisions of the company, which has its headquarters abroad and also produces branded drugs, are not filing for bankruptcy.

Mallinckrodt is the first opioid company to reach even a tentative national settlement agreement with municipal governments and most of the states. Offers from other defendants — like Purdue Pharma, the maker of OxyContin, which, like Mallinckrodt, is now also seeking to restructure in bankruptcy court, and from the health and consumer products giant Johnson & Johnson and huge drug distributors like McKesson — have yet to be accepted by an overwhelming majority of plaintiffs.

The Centers for Disease Control and Prevention said that from 1999 to 2017, almost 218,000 people died in the United States from overdoses related to prescription opioids. The opioid-related deaths were five times higher in 2017 than they were in 1999, according to the C.D.C.

In a statement, Paul T. Farrell Jr., Paul J. Hanly Jr. and Joe Rice, lawyers who are negotiators on behalf of thousands of cities and counties suing the company in federal courts, said that though they had agreed to the deal in principle, they were still working out the details.

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“Our pursuit of corporate accountability against a host of other defendants across the entire drug supply chain will not stop,” the lawyers said.

New York is one of the few states that have not yet confirmed acceptance of the Mallinckrodt offer. Its trial, which is being joined by Suffolk and Nassau Counties, against a cluster of pharmaceutical industry defendants, including Mallinckrodt, is set to begin on March 20.

In a statement, Letitia James, the New York attorney general, said: “While we continue to work with other states and creditors to ensure that any proposal involving Mallinckrodt serves the interests of our communities and that money can flow to our communities for remediation as quickly as possible, we have yet to reach a final agreement with the company on all terms of a New York settlement. Unless that happens, we are determined to press ahead with the trial against the company next month.”

[bigyack-com]

Mallinckrodt Reaches $1.6 Billion Deal to Settle Opioid Lawsuits

Mallinckrodt Pharmaceuticals, the largest generic opioid manufacturer in the United States, has tentatively agreed to pay $1.6 billion to settle thousands of lawsuits brought by state and local governments over its role in the opioid crisis.The agreement was endorsed by 47 states and U.S. territories along with a committee of lawyers representing thousands of cities and counties, the company said on Tuesday.The money, to be paid into a cash trust over eight years, will be used to underwrite the costs of opioid addiction treatments and related efforts across the country.“Nothing can undo the devastating loss and grief inflicted by the opioid epidemic upon victims and their families, but this settlement with Mallinckrodt is an important step in the process of healing our communities,” Attorney General Xavier Becerra of California said in a statement announcing the agreement. “Our office has worked aggressively to hold accountable bad actors who fueled this public health crisis.”Under the terms of the agreement, the United States division of Mallinckrodt that produces generic opioids would file for Chapter 11 bankruptcy. After a bankruptcy judge approves the restructuring plan, an initial payment of $300 million would be disbursed to plaintiffs to alleviate the opioid crisis, with the remaining $1.3 billion to be paid out over eight years.Other divisions of the company, which has its headquarters abroad and also produces branded drugs, are not filing for bankruptcy.Mallinckrodt is the first opioid company to reach even a tentative national settlement agreement with municipal governments and most of the states. Offers from other defendants — like Purdue Pharma, the maker of OxyContin, which, like Mallinckrodt, is now also seeking to restructure in bankruptcy court, and from the health and consumer products giant Johnson & Johnson and huge drug distributors like McKesson — have yet to be accepted by an overwhelming majority of plaintiffs.The Centers for Disease Control and Prevention said that from 1999 to 2017, almost 218,000 people died in the United States from overdoses related to prescription opioids. The opioid-related deaths were five times higher in 2017 than they were in 1999, according to the C.D.C.In a statement, Paul T. Farrell Jr., Paul J. Hanly Jr. and Joe Rice, lawyers who are negotiators on behalf of thousands of cities and counties suing the company in federal courts, said that though they had agreed to the deal in principle, they were still working out the details.“Our pursuit of corporate accountability against a host of other defendants across the entire drug supply chain will not stop,” the lawyers said.New York is one of the few states that have not yet confirmed acceptance of the Mallinckrodt offer. Its trial, which is being joined by Suffolk and Nassau Counties, against a cluster of pharmaceutical industry defendants, including Mallinckrodt, is set to begin on March 20.In a statement, Letitia James, the New York attorney general, said: “While we continue to work with other states and creditors to ensure that any proposal involving Mallinckrodt serves the interests of our communities and that money can flow to our communities for remediation as quickly as possible, we have yet to reach a final agreement with the company on all terms of a New York settlement. Unless that happens, we are determined to press ahead with the trial against the company next month.” Read the full article

[wedesignyouny]

Need a New York business bankruptcy lawyer? Contact Bankruptcy Lawyer serving Suffolk County & Nassau County, Long Island, NY; Long Island Bankruptcy Attorneys concentrating in Chapter 7, Chapter 11 and Chapter 13 Bankruptcy Cases. Please Call: 1-631-271-3737 for a free legal consultation. https://www.ny-bankruptcy.com/services/bankruptcy-solutions

[wedesignyouny]

Bankruptcy Lawyer serving Suffolk County & Nassau County, Long Island, NY; Long Island Bankruptcy Attorneys concentrating in Chapter 7, Chapter 11 and Chapter 13 Bankruptcy Cases. Please Call: 1-631-271-3737 for a free legal consultation. For More Visit Our Website https://www.ny-bankruptcy.com/services/bankruptcy-solutions

[ronweissny-blog]

Whether you’ve recently suffered an unforeseen loss, contested divorce, or debilitating medical condition, filing for bankruptcy may constitute a realistic option for you and your family. Bankruptcy is not the end—rather, it is a systematized judicial process designed to protect you from harassing creditors and give you a new beginning. If you’re in the preliminary stages of researching your options for filing an individual bankruptcy petition in federal bankruptcy court, you’re likely wondering about the difference between Chapter 7 and Chapter 13 bankruptcy, and for which chapter you may qualify.

Understanding Your Individual Bankruptcy Options

Assuming you are considering individual bankruptcy options, as opposed to options available for business entities, your choice is generally between Chapter 7 and Chapter 13 bankruptcy. Chapter 13 bankruptcy, also referred to as a wage earner’s plan, could be thought of as a restructuring of your debt, similar to refinancing a mortgage.

To qualify for Chapter 13 bankruptcy, your unsecured debts must total less than about $400,000, with secured debts of less than $1.2 million. Furthermore, you must be a wage earner with income potential enough to make payments on your consolidated debts for a three- to five-year period. The higher your income, the longer the bankruptcy court will expect you to remain on a payment plan before discharging your eligible debts.

If you qualify for Chapter 13 Bankruptcy, you are eligible to save your home from foreclosure, unlike during a Chapter 7 liquidation proceeding. Chapter 13 bankruptcy also serves to protect you from contact with your creditors, who will receive payment only through a bankruptcy trustee appointed by the court.

With the exception of certain debts, if you abide by the terms of your Chapter 13 payment plan, the court will generally order a discharge of your remaining debt following the expiration of your payment period. If, however, you violate the terms of your chapter 13 plan, the court may consider converting your case to a liquidation case—that is, a Chapter 7 bankruptcy case.

Chapter 7 Bankruptcy is the form of bankruptcy that typically comes to mind when you use the term. It is a liquidation—that is sale—of your nonexempt assets, possibly including your home. The money is then distributed in priority order to your creditors, and your remaining eligible debts are generally discharged thereafter. A Chapter 7 bankruptcy, unlike a Chapter 13 bankruptcy, does not require a payment plan, which is why petitioners with limited income will often elect to file for Chapter 7 bankruptcy and take advantage of the following specific New York asset exemptions:

Homestead of as much as $165,000 depending on the county—this means you may be able to keep your home even after liquidation;

Appliances, clothing, cookware, wedding rings, domestic animals, and certain personal property of as much as $1,100;

Burial plots;

Savings of as much as $600 and certain cash assets;

Tools of your trade;

Vehicles of as much as $4,000;

Pension and public benefits;

Alimony and child support; and

Certain annuities.

When it comes to filing for Chapter 7 bankruptcy, choosing whether to use New York or federal exemptions and the limits thereto can prove complicated, and this generally requires the assistance of a New York individual bankruptcy attorney. However, because it allows for a variety of exemptions, Chapter 7 does not require a payment plan, and generally discharges your remaining debts, many debtors have abused it. For this reason, not every individual debtor qualifies to file for bankruptcy under Chapter 7.

History of Chapter 7 Bankruptcy

The ideological underpinnings of a debt-release “jubilee” date back to ancient times, and even appear in the U.S. Constitution. Over the years, bankruptcy law has undergone a multitude of changes to both adapt to an evolving financial world and prevent abuses.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, however, marked a major change in United States bankruptcy law. The biggest change that came out of the 2005 amendments was known as the “means test” in consumer bankruptcy cases. Before this test (which we will addressed later) was established, debtors could discharge debts nearly unconditionally while retaining their non-exempt assets. Declaring Chapter 13 bankruptcy, in which the debtor could choose to pay off certain creditors on a repayment plan, was actually voluntary, essentially based on an individual’s underlying morals.

The main purpose of the 2005 amendments was to curb abuse of the Chapter 7 system by debtors who could actually afford to pay at least some of their debts but elected not to do so. Courts now have the option of dismissing a Chapter 7 bankruptcy petition if they find that debtors have abused the system. In making an abuse determination, the “means test” is used to determine whether the debtor can afford to make certain payments to creditors—and as a result, is ineligible to file for a Chapter 7 bankruptcy. If the court determines that a debtor has sufficient means to pay certain creditors, the case may be converted to a Chapter 13 bankruptcy case.

Applying the “Means Test” to the Chapter 7 Debtor

Codified in 11 U.S.C. § 707, the court, on its own or via motion by the trustee or party in interest to the case, may dismiss/convert a Chapter 7 case if an individual’s debts are primarily consumer debts—that is, debts incurred for personal, family, or household purposes—and if the debtor has sufficient “means” to make certain payments. Enter the means test.

If the debtor’s monthly income exceeds the state median, about $60,000 in New York, the court is required to apply the test. In layperson’s terms, the means test takes the debtor’s current monthly income and subtracts the following allowable expenses up to a certain amount:

Healthcare deductibles;

Healthcare expenses, including dental and vision expenses provided they are required to maintain your body;

Food;

Housekeeping supplies;

Clothing;

Personal care;

Mortgage or rent;

Property taxes, interest, and insurance;

Home repairs;

Utilities, including your cell phone, internet, and cable up to a certain amount;

Car payments and costs; and

Certain miscellaneous payments, such as for life insurance, child support, child care, employment needs, and even charitable donations.

If after deducting your monthly expenses it is clear that your net income is either more than $12,850 or 25 percent of your unsecured debt over a five-year period, abuse of Chapter 7 is presumed. Debtors must overcome this presumption of abuse to remain in Chapter 7 bankruptcy, which they can do by showing special circumstances for the court to consider. This is where an experienced Long Island bankruptcy attorney can prove particularly helpful.

Contact an Experienced Long Island Chapter 7 Bankruptcy Attorney Today

When it comes to the means test, what qualifies as an allowable expense might surprise you. You may deduct your dental visits, expenses for your minor child’s education, payments on secured debts, and even certain administrative and legal fees.

If you are truly suffering under the burden of your debt, Ronald D. Weiss, P.C., Attorney at Law can help to ensure that you take advantage of every deduction available to you so that what you present to the court during a Chapter 7 proceeding means test is a true reflection of your allowable expenses.

Even if your case is converted to Chapter 13, Ronald D. Weiss can help structure your repayment plan. Ronald D. Weiss, P.C., Attorney at Law, serves Long Island bankruptcy and foreclosure clients in both Nassau and Suffolk Counties. He can analyze the specific facts of your case to determine the best course for you and your family. Contact him today online or at (631) 479-2455 for a no-risk consultation.

[ronweissny-blog]

When Would a Lender Want to Revoke Acceleration of a Mortgage Loan and When is Revocation Valid?

Too many homeowners in New York believe that if they default on their mortgage, they will inevitably lose their homes to foreclosure. However, this is far from the experience of many homeowners who have actually been in this situation. There are many different complications that may arise before or during a foreclosure case, many which will affect homeowners. One action that a lender may take outside of a foreclosure action to complicate or delay a foreclosure is to revoke the prior acceleration of the mortgage loan. The following is further discussion regarding mortgage acceleration and the revocation of such.

What is Acceleration and Why does it Occur?

When a lender and borrower sign a contract, the borrower agrees to make monthly installment payments on the mortgage for a specified period of time. If the borrower fails to meet that obligation at any point, they have breached the mortgage contract and the lender has the right to file suit to collect the unpaid portion of the mortgage debt. However, for each missed payment, the lender will have a cause of action only regarding that missed payment. A lender does not automatically have the right to foreclose on the entire amount of the loan but only the arrears.

In order to file a claim regarding the entire mortgage debt, a lender must demand payment of the entire mortgage balance all at once. This is referred to as an acceleration of the mortgage loan and is allowed by clauses in most standard mortgage contracts. Such an acceleration may be accomplished in different ways, including:

Sending notice to the borrower that the lender intends to accelerate the loan (notice is enough for effective acceleration);

Sending a demand for immediate payment of the mortgage balance;

Commencing a foreclosure action that seeks the balance of the mortgage loan in the complaint.

Though acceleration can occur in different manners, some affirmative act is generally required from the lender that effectively communicates to the borrower that the lender has accelerated the collection of the debt. Once an effective acceleration has taken place, the mortgage lender will no longer be limited to only seeking collection of arrears but will have the right to seek payment of the entire debt through a foreclosure action. It is therefore understandable why mortgage lenders want to accelerate loans. After a loan is accelerated, lenders generally will not accept any payments based on prior agreements or accept partial payments less than the balance of the mortgage.

Reasons a Lender May Revoke Acceleration

In some situations, a homeowner whose mortgage loan has been accelerated may be surprised to learn that their lender has revoked that acceleration, also referred to in some states as “deceleration.” Such revocation will return the mortgage loan to its original terms, most of which require monthly installment payments.

One of the major reasons why a lender may choose to revoke acceleration is to stop the statute of limitations from running regarding a future foreclosure. The statute of limitations is the amount of time during which a lender has the right to initiate a foreclosure claim in civil court. Statutes of limitations vary from state to state and under New York law, the statute of limitations for a foreclosure (and other breach of contract actions) is six years. So what does the six-year statute of limitations have to do with revocation of loan acceleration?

After the housing crisis, foreclosure cases have become increasingly complex and have delayed the process of foreclosure in New York. Some foreclosure cases take years to resolve and may be dismissed by the court or by the lender for a variety of reasons. While a dismissal without prejudice allows the lender to re-file another foreclosure case in the future, the six-year statute of limitations will not be interrupted. Therefore, if a lender accelerated a loan by filing a foreclosure case in 2010 and that claim was dismissed without prejudice in 2013, the lender would still only have until 2016 to subsequently seek a foreclosure.

One way lenders have stopped the running of the statute of limitations is by issuing letters to borrowers that revoke the acceleration within the six-year period. This is complicated, since most mortgage contracts present the requirements for valid acceleration, but do not address the process of a valid revocation, as it was not previously a common occurrence. However, New York courts have ruled that a revocation must be legitimate for the statute of limitation to cease running.

Court Rulings on Legitimate Revocation

Since this has been a relatively new legal issue, there is no overarching rule that dictates what constitutes a proper revocation of acceleration. Instead, courts have been identifying specific circumstances that do or do not constitute a revocation for the purposes of resetting the statute of limitations. For example:

A court’s decision to dismiss a case on its own will not revoke acceleration, and neither will dismissal due to personal jurisdiction issues or failure to take part in settlement conferences ordered by the court. The trend seems to be that no court dismissal without action by the lender will qualify as a revocation.

Dismissal requested by the lender has been accepted as effective revocation by one court in New York, however, the decision has not yet been affirmed by any higher courts.

Lenders can send notice to the borrowers of Revocation of Acceleration or of Deceleration of the mortgage. While courts have accepted such communications as valid, they have dictated no specifics on what such notices must contain or say.

A lender accepting partial payments from the borrower may be viewed as valid revocation of acceleration. This is as long as the lender made it clear that acceptance would mean that the acceleration was revoked.

In short, there is much confusion and little clarification about what exactly may qualify as valid revocation for the purposes of defeating a statute of limitations in a foreclosure case. We will keep you updated with any new case law developments on this issue.

While successful revocation can prevent a borrower from asserting a statute of limitations defense in the future, it can also buy a borrower time to find solutions to pay their arrears and become current on their mortgage loan through bankruptcy or loan modifications.

Call to Speak with an Experienced Foreclosure Defense Lawyer in New York Today

Foreclosure cases can be complex and you need a foreclosure defense attorney who can identify and address any unique issues that may arise in your case.

Please call the Law Offices of Ronald D. Weiss, P.C. at 631-479-2455 to discuss your situation today.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.

[ronweissny-blog]

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modification, and general debt negotiation.