#Season 139.5

[theheadlesshearseman]

[doublesama]

Attack on Titan: Final Season - The Final Chapters Special 2 is the last episode of the series. For real, this time. It covers everything from the manga through Chapter 139.5. Just like Eren, we're finally free.

[lenok993]

Every snk OP and ED have symbols and some meanings. It's my deep analysis and my personal predictions about future events for anime onlys

Season 4 OP

Eren before chapter 139

Eren after chapter 139

Eren after Mikasa screams Yes you can interept it how you want in chapter 140

Thank you for reading!

[mscoyditch]

D'Artagnan.

Chinese robes from the St Louis Museum of Art. My favourite is #1 ❤❤❤

What amazes me apart from the beautiful embroidery and details is how these silks have been so well preserved considering their age ; particulalry #2 #3

#1 Red woman's jacket Qing dynasty, 1644–1911 late 19th century

Silk damask, applied embroidered satin borders, satin stitch, French knot, gold foil wrapped thread embroidery.© St Louis Museum Art

#2 Chinese Qing dynasty, 1644–1911 Yongzheng period, 1722–1735 early 18th century

Embroidered and brocaded silk with silk and metallic threads

This bright yellow satin robe is meticulously worked on the front and back with eight five-clawed dragons (long) pursuing flaming pearls, with a ninth dragon hidden on the front underflap. Auspicious bats fly over rolling waves and mountains.

The stylized stripes of deep water at the hem are finely embroidered in shades of green, blue, and white, with intervening gold threads. The undulating waves above them are satin-stitched with two or three colors mixed in any given band, producing a spectacular effect of shading. The slightly flared deep blue satin "horse-hoof" cuffs are decorated with dragons and multicoloured clouds above waves, as is the neck band. The garment's slits on front, back, and sides indicate an imperial rank of the highest order.

54 15/16 x 75 1/16 in. (139.5 x 190.7 cm)© St Louis Art Museum

#3 Chinese woman’s informal court robe Qing dynasty, 1644–1911

Qianlong period, 1736–1795

mid- to late 18th century

Silk tapestry (kesi) with metallic threads and pigments

length: 58 1/2 in. (148.6 cm)

This full-length robe has a front overflap fastened with four gilt metal ball-and-loop toggle buttons. The straight sleeves end in deep, slightly flared cuffs. The eight multicolored lobed floral medallions each contain a peony surrounded by other peonies, chrysanthemums, and butterflies. Scattered against the red silk ground are sprays of seasonal flowers. The turbulent waves at the bottom of the robe are rendered in the so-called "hurricane style." Rising from either side of the central mountain are traditional symbols of long life, indicating that the robe was worn to celebrate a significant birthday. The "Eight Precious Things" floating on the waves and the bats in flight are additional auspicious elements.© St Louis Museum Art

#4 Chinese Manchu blue robe

Qing dynasty, 1644–1911 Guangxu period, 1875–1908 late 19th century

Embroidered silk with silk and metallic threads

neck to hem: 53 9/16 in. (136 cm)

arm span: 88 3/16 in. (224 cm)

The body and upper sleeves of this court robe are decorated with nine five-clawed dragons, clouds, mountains, waves, all in gold against a blue ground. In the scattered scheme are the eight Buddhist emblems of good fortune, cloud scrolls, swastikas, and character medallions reading shou ("longevity"). The stylized "standing water" pattern is completely linear; the thin bands are characteristic of late-19th-century style. The tapered sleeves, in black twill with yellow ribbed pattern, end with flared "horse-hoof" cuffs. The neck band and cuffs have imperial imagery of dragons, waves with the "Eight Treasures," cloud scrolls, and bats against a black ground.© St Louis Museum Art

#5 and #6 details #4

#7 and #8 details #1

#9 Detail of #3

#10 Back of #1

Love D'Artagnan xxx".

[equestrianempire]

Belynda Bond and Hannah Klinedinst Steal the Spotlight in the $5,000 USHJA National Hunter Derby to Close out the Bluegrass Festival Horse Show

Lexington, Ky. – Aug. 21, 2022 – Hunter competition continued early Sunday morning in the Alltech Arena with the $5,000 USHJA National Hunter Derby at the Bluegrass Festival Horse Show. A competitive field of 53 junior, amateur and professional riders took center stage to ride for top honors in their respective categories. Due to the large number of horse-and-athlete pairs in the class, it was split into a professional section and junior/amateur section. Not to be outshined by the elite hunter competition that took place this week, Belynda Bond and aboard Norderney took the blue in the professional section, while Hannah Klinedinst with Oyster Bay topped the junior/amateur section.

Belynda Bond & Norderney

Each horse-and-rider combination tried their hand at Joe Carnicom’s (USA) first round course that included a long strided bending line to a two-stride combination and four chances to jump a high option fence. The top 12 high scoring riders were then called back to contest for the win over a handy-hunter course for the opportunity to flaunt their horses ability to maintain a traditional hunter cadence while also making roll back turns and coming down to the trot for one obstacle. In the end, Bond and Klinedinst presented the most impressive hunter rounds to ultimately win the judge over and secure their blue ribbons.

Belynda Bond & Norderney

Bond and Norderney, the 17-year-old Hanoverian mare owned by Gesture LLC, were unphased by the pressure, taking to the Alltech like a seasoned, accomplished hunter duo. Bond guided the mare to great success in the professional section as she made all of the handy roll back turns and demonstrated a textbook, composed effort at the trot jump. The familiar pair caught the judges eye taking all of the high options and earned high scores of 89 points and 87 points to a total of 176.5 points overall to clinch the win by just a .5 point.

Hannah Klinedinst & Oyster Bay

Klinedinst and the 7-year-old Holsteiner gelding owned by Equestrian Closet LLC, Oyster Bay, proved that they were a force to be reckoned with in the junior/amateur section. The duo spent the entire winter season together at the Winter Equestrian Festival [Wellington, FL] and paved the way for their success this summer. Klinedinst has ridden the gelding to great confidence as they have moved up the ranks. Demonstrating experience beyond his years, Oyster Bay stunned the judge and earned the highest score of the day with jumping scores of 92 points and 91.5 points, to earn an overall score of 183.5 points including all four high options.

Hannah Klinedinst & Oyster Bay

Competition at the Bluegrass Festival Horse Show will conclude on Sunday evening. The Kentucky Horse Park will see horse show action beginning again on Wednesday, August 24th, with the KHJA Horse Show.

Results

$5,000 USHJA National Hunter Derby Junior/Amater 

Place / Horse / Rider / Score 1. Oyster Bay / Hannah Linedinst / 183.5 2. Surely / Cecelia Perry / 175 3. Munich / Stella Wasserman / 174 4. Quatero / Caroline Olsen / 171 5. Breaking News / Catherine Castle / 165.75 6. River Street / Helen Voss / 164.5 7. Peroni / Gabrielle Young / 154.24 8. Constantin / Anna Koenig / 150 9. Dreamland / Lexi Selldorff / 139.5 10. Tiesto / Cecelia Perry / 137

$5,000 USHJA National Hunter Derby Professional

Place / Horse / Rider / Score 1. Norderney / Belynda Bond / 176.5 2. Enzo W / Jeff Gogul / 176 3. Sinmigo Dos / Marisa Metzger / 174.5 4. Santana / Belynda Bond / 171 5. No Doubt / Jeff Gogul / 170 6. Wherewithal / Colin Syquia / 165.6 7. Incognito VDL / Ashley March / 165 8. MTM All In / Morgan Knochel / 164.5 9. Who Dat / Alexandra Ansteth / 164 10. Casino 71 / Nicholas Lopes / 155

[jobinterviewghost]

Ellyse Perry cites development of females's sport in Australia as greatest profession emphasize - ABC News (Australian Broadcasting Corporation).

Ellyse Perry points out advancement of ladies's sport in Australia as biggest profession highlight

Upgraded November 07, 2019 08:29:50

With a lot going on for Australian women in sport, Ellyse Perry is soaking all of it up.As a professional athlete who has actually been in the general public eye since she first broke onto the international football and cricket circuit at the age of 16, Perry has grown with all the huge advancements in females's sport and remembers what it resembled prior to it hit big-time popularity.Having simply turned 29 last weekend, and now focusing all her efforts on cricket, the elite all-rounder is among the most recognisable faces in the game-- male or female.She puts it clearly: "I play cricket.

I'm a professional cricketer and I think my job is to hopefully assist Australia win video games of cricket."Bulk of the important things that I get inquired about now is around that and the progress of women's sport. It's in a truly cool place and its so positive at the minute. "There's so many things ahead on the horizon and amazing opportunities. It's good to be a part of it. "With a few of her former Matildas teammates lastly achieving pay parity today, and a whole list of extraordinary achievements by Australian females throughout the year-- consisting of the likes of Ash Barty-- Perry says the increase of ladies's sport comes close to being the finest thing she's belonged of in her 13 years of professional sport." Having success in World Cups is a few of the greatest profession highlights that I have actually had

, however more typically speaking, the greatest highlight is just the development of the sport and being associated with this period of women's cricket, however also in females's sport in basic in Australia, where it's been a little a watershed minute."We have actually got numerous more expert female athletes in the country all of

a sudden since there is such interest in females's sport. There are people following it, there's a lot more money being invested into it and ladies are getting the opportunity to live out their dreams."So to have type of seen the other side of that, where it wasn't quite there for a variety of years, and to have actually lived that progress has been pretty incredible. "Beyond sport, Perry likes to be her own individual and plays down her superstardom with some beautiful modest reflections on her life so far.As someone who has been regularly effective for an extended period of time so early in her career, she has had a significant influence on the method ladies's sport is viewed all around the world." I'm not an especially extroverted individual. I'm quite shy and I absolutely love my job-- if you 'd call it a task-- and I like whatever that goes along with it, however I believe far from that I'm probably no more intriguing or unique than anyone else, and so I truly like just doing typical stuff, as I'm sure many people in our group do,"she said."I think also, Australians are a bit different with the method that we approach public figures, and so I never truly seem like [

the attention] is frustrating or too much to manage. "Perry has actually already been hectic with bat and ball in this season of the Women's Huge Celebration, accumulating 279 runs at an average of 139.5 in 5 matches so far this season, including smashing a record collaboration score of 199 with Alyssa Healy versus the Melbourne Stars last week.Next up for her group-- the Sydney Sixers-- is the Brisbane Heat at North Sydney Oval this Saturday afternoon.

[olympictickets]

Is Olympic Modern Pentathlon Antiquated

When all the drama was happening last year regarding which the sport would be dropped from the Olympic 2020 program (it ended up being wrestling, which was then reinstated), the biggest argument against Modern Pentathlon was that it is an antiquated sport with no place in future Olympic 2020 programs. Olympic fans from all over the world are invited to book Olympic 2020 tickets from our online platforms for Olympic Tickets. Olympics Modern Pentathlon admirers can book Olympic Modern Pentathlon Tickets from our ticketing marketplace wholly on discounted prices.

Our game was originally intended to simulate the experience of a 19th Century mounted troops officer behind enemy lines–he must be able to defend himself in close combat using a sword (which is why Coubertin chose epee fencing, the purest of the fencing disciplines, a fight to first blood where the entire body is a target), he must be able to swim in circumstance he comes across a river or body of water in his seepage, he must be able to ride an odd horse in case he finds one in the enemy’s side, he must be able to protect himself with a pistol in case he gets the chance, and finally, he must be able to outrun his enemy.

Pierre de Coubertin, the creator of the Modern Olympic Sports and the creator of our game, though these five punishments defined the ideal all-around athlete. So, is the Modern Pentathlon an antiquated sport? Soldiers today don’t fight with thrusting swords like epees. The guns they habit have nonentity to do with the laser pistols we train and contest with today. Most don’t learn to ride horses any longer, and, though they have tough fitness supplies, as far as I know swimming be situated one of them.

Perhaps Olympic Modern Pentathlon no longer labels the ideal soldier, but I would contend that, in footings of pop culture, it’s actually now one of the most pertinent sports in the Olympic 2020 movement.

The impression of a zombie apocalypse has developed really trendy over the past few years. There are a number of instances in pop culture of television displays and movies that are placed around the idea of a zombie apocalypse, but for the sake of time and word count, I’m going to focus on The Walking Dead. Now, if you’ve even watched just the first episode of the first season of the series, I don’t know how you could want anyone but a Modern Pentathlete on your team.

The second movie in The Hunger Games series, Catching Fire, just came out in late 2013. Motionless a bit of a stretch since, in real life, we don’t have people from the Capitol flinging us into a super technically advanced arena to fight to the death. Nonetheless, if we were to be put in a situation like that, I think pentathletes would fare healthier than most.

I think of any of the sports in the modern Olympic 2020 program, Olympic Modern Pentathlon would put forward the athletes with the best all-around preparatory training for success in The Hunger Games. Still too much science fiction? Ok.

The weight loss/obesity organization market in North America is projected to have been worth $104 billion in 2012 and is expected to a balloon to $139.5 billion by 2017. If you were to walk about a Modern Pentathlon World Cup occasion, many of the athletes you’d meeting could easily dual as fitness models.

I don’t distinguish very many men who would not want a body like David Svoboda’s or Valentin Prades’, and I think you’d be hard busy to find a girl who wouldn’t pin a picture of Donata Rimsaite or Yane Marques as their fitness stimulus on Pinterest. In what way around Laura Asadauskaite or Elena Rublevska or Evdokia Gretchichnikova’s post-baby bodies? It’s closely unbearable to train in Modern Pentathlon without behind weight. And common grievances many people have about weight damage programs are non-existent when you’re a pentathlete.

It’s unbearable to get bored when you’re doing five different games. Even when you reach your goals in one of the disciplines, there will still sufficiently work to do in the other four. Even when one game is reliably difficult and slow to see gains in, there is always one that is going better than you imagine it to, so you don’t get disheartened the same way as you do when you’re just annoying to learn to run or swim or lift. Maybe the history of the growth of our sport is old-fashioned, but the history of the growth of many of the sporting in the Tokyo Olympic Games is.

Reason Olympic Modern Pentathlon hysterics naturally into current pop culture, our leading body has taken the perfect steps to make the game television/spectator/environmentally friendly, and the main strike against it is that no one outside the Olympic 2020 movement seems to know it exists.

Olympic 2020 followers can get Olympic Tickets through our trusted online ticketing market place. OlympicTickets2020.com is the most dependable way to book Olympic Packages

[the-football-chick]

DE Jason Taylor inducted into the NFL Pro Football Hall of Fame, Aug. 5, 2017.

Taylor was selected in his first year of eligibility. He had six seasons of at least 10 sacks and his 139.5 career sacks rank seventh all time. A six-time Pro Bowler, Taylor led the league in sacks in 2002 with 18.5. He was also voted to the league’s All-Decade team of the 2000s.

[junker-town]

Wake Forest’s 2019 season could go in so many different directions

In 2019, sixth-year Wake head coach Dave Clawson will try to prove that he can maintain a program as well as he builds them.

Bill C’s annual preview series of every FBS team in college football continues. Catch up here!

Near the end of Astroball, Ben Reiter’s tremendous journey through the building of the Houston Astros from MLB’s Kansas to MLB’s Bama, I found a college football parallel.

Sig Mejdal, the original nerd behind Houston general manager Jeff Luhnow’s statistical powerhouse, left the Astros after the 2018 season to take part in a new build with the Baltimore Orioles. Why? Because he liked to build, not sustain.

Sig had always thrived on the launch stage. He’d derived less satisfaction from the marginal tweaks needed to keep a satellite in orbit, as he’d once done at Lockheed Martin. “I realized I was missing being involved in the more significant changes that you only experience early in the life cycle,” he said.

Dave Clawson is a “launch stage” kind of guy, too. At least, he was.

Every year in the Wake Forest preview, I marvel at Clawson’s program-building abilities. From 2018:

Clawson just needs four years to win anywhere.

Fordham: 0-11 in year one, 10-3 in year four

Richmond: 3-8 in year one, 11-3 in year four

Bowling Green: 2-10 in year two, 10-3 in year five

Wake Forest: 3-9 in year one, 8-5 in year four

In four head coaching stops, Clawson has launched four programs. He moved from low-FCS to high-FCS to the Group of 5 to the power conferences, and the results were astoundingly similar. He is one of college football’s most underrated coaches.

In 2017, his fourth season at Wake, his Demon Deacons not only won eight games; they also finished 31st in my revamped S&P+ rankings. They hadn’t ranked in the top 35 since 1948. Even 2006’s ACC championship team ranked only 48th, benefiting from close-games luck (5-0 in one-possession games) and a dreadful ACC.

In 2018, the ACC regressed, and so did the Deacs. They had a new starting quarterback, which really turned into three new starting QBs.

Presumptive starter Kendall Hinton got himself suspended to start the season, then moved to wide receiver.

Freshman Sam Hartman stepped into the role and, well, looked like a freshman. He torched Towson, Rice, and Louisville (71 percent completion rate, 193.7 passer rating), got torched by everyone else (51 percent, 104.4), and missed the last four games with a leg injury.

Sophomore Jamie Newman then took over, and basically split the difference between the good and bad Hartman (60 percent, 139.5).

Wake Forest was projected 41st in S&P+ to begin the season, then plummeted into the 80s during a 4-5 start. But the Deacs won at NC State and crushed Duke to earn bowl eligibility, then outlasted Memphis in a super fun Birmingham Bowl.

And then Clawson stayed for a sixth season. His new contract runs through 2026. This is noteworthy because, well, he never has before. Best I can tell, he hasn’t lived in the same town for more than five years since he was growing up, if even then.

Now we get to see if Clawson is as good at keeping a satellite in orbit as he is at getting it there.

His 2019 team will boast a lot of the continuity that his 2018 team does not. Hartman and Newman are both back, as are 1,000-yard rusher Cade Carney and stars at each level of the defense: end Carlos Basham Jr. (11 tackles for loss, 4.5 sacks), linebacker Justin Strnad (8.5 TFLs, five passes defensed), cornerbacks Essang Bassey and Amari Henderson (three TFLs, 26 PDs).

The Demon Deacons have to deal with turnover in the receiving corps (1,000-yard receiver Greg Dortch and 500-yarder Alex Bachman are both gone) and on the offensive line, but if Clawson has indeed built the culture and program depth that it appears he has at first glance, then the Deacs can overcome that and bowl once more.

A little of that 2006 close-games magic wouldn’t hurt. Wake plays a ton of teams ranked near itself in the preseason S&P+ rankings, and seven games are therefore projected within five points. Split them, and you go 6-6 or 7-5. Find a run of good fortune, and a nine- or 10-win season is on the table.

Offense

It’s hard to glean too much from Wake’s full-season stats because of the QB changes, but it says something that the Deacs went through that and still finished 48th in Off. S&P+. Granted, that was a pretty steep fall from 2017’s No. 21 ranking, but it’s also only their third top-50 performance of the last 15 years.

Dortch was a big reason for that. If opponents couldn’t stop him, Wake would lean on the slot receiver for most of the game. In wins, he averaged nine catches, 123 yards, and 1.1 touchdowns per game. In losses, six catches for 56 yards. Also an ace punt returner, Dortch declared for the NFL draft with two years of eligibility remaining and ended up signing with the Jets.

Dortch and Bachman were by far Wake’s two most efficient receiving options, but a full-strength Scotty Washington could pick up some slack. The 6’5 senior from Washington, DC, was one of the most efficient WRs in the ACC in 2017 — he had three 100-yard gains late that season — but dealt with a shoulder injury early last season and never really got on track.

James Guillory-USA TODAY Sports

Scotty Washington

If Washington is able to rebound, and tight ends Jack Freudenthal and Brandon Chapman and new slot men Jaquarii Roberson and Hinton are able to bring an efficiency element to the table, that would open things up for sophomore Sage Surratt, an exciting but all-or-nothing wideout (48 percent catch rate, 14.2 yards per catch). Surratt had a combined 19 catches for 259 yards in road wins over Tulane and NC State but also caught two or fewer passes five times.

Wake Forest has slowly become one of the most up-tempo offenses in the country under the guidance of offensive coordinator Warren Ruggiero. The Deacs were third in FBS in Adjusted Pace — on average, they executed plays 5.6 seconds faster than expected based on their run-pass ratio — and a tempo that high can become a serious weapon as long as you’re clearing a certain efficiency bar. (If you’re not, it’s just like running full speed into a wall.)

Wake’s efficiency was ... decent. The Deacs were 56th in marginal efficiency and 45th in havoc rate allowed. Cade Carney’s biggest strength is his ability to avoid negative plays and fall forward �� Wake was only 103rd in rushing marginal explosiveness but got stuffed at or behind the line only 15 percent of the time (17th). That, plus Dortch’s impact, allowed them to avoid extreme third-and-longs and stay in a third-and-medium range that they could convert.

James Guillory-USA TODAY Sports

Cade Carney

Carney and explosive backup Christian Beal-Smith will be running behind a line that returns tackles Jake Benzinger and Nathan Gilliam (43 combined starts), plus senior Justin Herron, a three-year starter who was lost for the season one game into 2018. All three interior starters are gone, though. Gilliam will likely move inside, but there will still be two new starters between the tackles, where Carney often runs.

We’re ignoring the elephant in the room, though. Wake’s 2019 success will be driven by who wins the QB job and how well they develop.

For the season, Hartman and Newman produced similar numbers, though Hartman had higher highs and lower lows. They both ended up between plus-0.6 and plus-1.4 percent in marginal efficiency, and while Newman was more explosive, both via run and pass, he also had slightly higher interception and sack rates. Newman was absolutely dominant in the spring game (15-for-18 for 254 yards), and my guess is he wins the job, but this battle will continue into the fall.

Defense

It took a few years for Ruggiero’s offense to find traction. Clawson basically burned the two-deep to the ground, and Wake averaged a 118 Off. S&P+ ranking for his first there years in town. The defense, therefore, was asked to do some heavy lifting, especially during 2016’s run to 7-6, but coordinator Mike Elko and company were up to the task.

Since Elko left following 2016, Wake’s seen some slippage. The Deacs fell from 32nd to 51st in Def. S&P+ in 2017, Jay Sawvel’s first season as DC, and after a 56-27 loss to Notre Dame four games into 2018, with the Deacs at 92nd in Def. S&P+, Clawson let Sawvel go. Under interim co-coordinators Lyle Hemphill and Dave Cohen, Wake rebounded to 64th.

The biggest issue under Sawvel was passing downs. Wake Forest was consistently able to leverage opponents behind schedule but then let them off the hook. On blitz downs last year (second-and-super-long, third-and-5 or more), Wake ranked 74th in success rate, 121st in big-play rate, and, perhaps most tellingly, 117th in sack rate.

Butch Dill-USA TODAY Sports

Carlos Basham Jr.

A little bit more pressure up front would be a great thing. Basham, a 275-pound end, is dynamite against the run (his 23.5 run stuffs were tied for the most in the ACC with Syracuse’s Ryan Guthrie), but he’s only a decent pass rusher. The same goes for linebackers Justin Strnad and DJ Taylor.

ODU transfer Miles Fox had five sacks last year from the tackle position, which will help, but Wake desperately needs a boost in the pressures department. Maybe junior end Manny Waler (two sacks among his 10.5 tackles as a backup) can provide it? A young end like redshirt freshman JaCorey Johns or incoming star recruit Shamar McCollum? A young linebacker like Ja’Cquez Williams or Ryan Smenda Jr.?

Jeremy Brevard-USA TODAY Sports

Essang Bassey

A little more pressure could go a long way in the secondary. Wake should be solid against the run again, and when QBs don’t have all day to find a receiver, Bassey and Henderson could thrive. Hell, they already got their hands on tons of passes even with all the passing downs issues.

If Hemphill, now the sole coordinator (Cohen is the “assistant head coach for defense”), has to take more risks up front to get to the quarterback, though, that will put pressure on some young safeties. Last year’s starters, Cameron Glenn and Chuck Wade Jr., are both gone, leaving some combination of juniors Luke Masterson and Travel Redd and sophomores Nasir Greer, Tyriq Hardimon, and Coby Davis to patrol the back. This is a big, physical group of safeties, but we’ll see how well they can put out fires.

Special Teams

Wake enjoyed its fourth top-50 special teams unit in five years in 2018, doing so mostly by avoiding weakness. Dortch was explosive if only reasonably efficient, and place-kicker Nick Sciba and punter Dom Maggio were both average. The legs are back, but the return game gets a total reset.

2019 outlook

2019 Schedule & Projection Factors

Date Opponent Proj. S&P+ Rk Proj. Margin Win Probability 30-Aug Utah State 42 -1.9 46% 7-Sep at Rice 126 20.7 88% 12-Sep North Carolina 61 2.4 56% 21-Sep Elon NR 25.2 93% 28-Sep at Boston College 72 -0.1 50% 12-Oct Louisville 87 8.4 69% 19-Oct Florida State 28 -5.3 38% 2-Nov N.C. State 47 -0.7 48% 9-Nov at Virginia Tech 30 -10.0 28% 16-Nov at Clemson 3 -29.3 5% 23-Nov Duke 65 2.7 56% 30-Nov at Syracuse 56 -4.0 41%

Projected S&P+ Rk 62 Proj. Off. / Def. Rk 64 / 61 Projected wins 6.2 Five-Year S&P+ Rk 0.2 (75) 2- and 5-Year Recruiting Rk 60 2018 TO Margin / Adj. TO Margin* -3 / 1.0 2018 TO Luck/Game -1.5 Returning Production (Off. / Def.) 63% (55%, 72%) 2018 Second-order wins (difference) 7.4 (-0.4)

The ACC might be even more absurdly top-heavy this year than last, with Clemson dwarfing the competition and Miami the only other projected top-25 team. That’s bad if you like interesting conference title races, but with a ton of teams bunched together in the middle, it could at least make for lots of close games.

Wake Forest is projected to easily beat Rice and Elon, mostly easily beat Louisville, and lose by double digits at Virginia Tech and Clemson. Every other damn game on the schedule is up for grabs.

Clawson is 14-11 in one-possession games at Wake and has yet to have an extreme season in this regard. If that trend continues, then the Deacs will likely finish just on the right side of bowl eligibility and head to a fourth straight bowl for the first time in program history. But with so many close games, this season could go in quite a few directions based on what the Deacs get from the passing game and whether the defense can actually get to the quarterback a little bit.

Making just a few extra plays could make a large difference as Clawson tries to prove he’s as good a program-maintainer as he is a program-builder.

Team preview stats

All 2019 preview data to date.

[winterolympicssports2018-blog]

4-time Grey Cup champ James 'Quick' Parker dead at 60

Click here for More Olympics Updates https://www.winterolympian.com/4-time-grey-cup-champ-james-quick-parker-dead-at-60/

4-time Grey Cup champ James 'Quick' Parker dead at 60

Former CFL defensive line standout James “Quick” Parker died on Tuesday, the BC Lions have announced. He was 60.

Parker won three Grey Cups with the Edmonton Eskimos (1980, 1981,1982) and again with the Lions in 1985.

He was the CFL’s Most Outstanding Defensive Player three times, while also earning five CFL all-star selections.

Terrorizing quarterbacks for more than a decade with Edmonton (1980-83), BC (’84-89) and the Toronto Argonauts (’90-91). Parker still owns the single season CFL record for sacks with 26.5 set with the Lions in 1984.

His 139.5 career sacks rank him fourth all-time and spurred his induction into the Canadian Football Hall of Fame in 2001.

Source link

[fisicol92]

Stefan Kraft won the first of two Ski Jumping World Cup competitions in PyeongChang (KOR) in an oustanding manner.

In the first ever Ski Jumping World Cup in Korea, the Austrian jumped on 138 m and 137.5 m (293.5 points) and took a clear win ahead of Andreas Wellinger (136 m and 136 m; 279.8 points) and Poland's Kamil Stoch (126.5 m and 134 m; 268.2 points). The HS 140 hill in PyeongChang received lots of positive feedback of the athletes, the Olympic Games next winter in Korea will probably be a Ski Jumping festival.

Kraft did really well on the HS 140 hill right from the start and it became clear right away that he would be the one to beat. It was the eighth World Cup win for Kraft, the fourth this season.

Slovenia's Anze Lanisek in fourth and Stephan Leyhe of Germany in fifth provided the surprises of the day. Both had the longest jumps of the day with 139.5 m in the second round and both achieved career-best results.

Norway's Daniel Andre Tande really doesn't have luck on his side this season. He was third after the first round but finished only sixth due to bad wind conditions in the final. No wonder he was fed up after his jump. Poland's Maciej Kot (6th), Karl Geiger (9th) and Norway's Robert Johansson (10th) shared a similar fate.

[skijumpingimagines]

COC: Clemens Aigner ahead in Bischofshofen

The first competition of the Continental Cup weekend on the Paul-Ausserleitner-hill in Bischofshofen (AUT) ended with a home victory of Clemens Aigner.

The 23-year-old Austrian was already in the lead after the first round with 139.5 m, a jump on the same distance in the final and a total of 296.5 points then brought him his second win this season, after he already stood on top of the podium a week ago in Sapporo.

Tomas Vancura of the Czech Republic showed jumps of 137 m and 137.5 m and came in second with 287.8 points. This was the first podium finish in the COC for the Czech in about a year.

The third place went to Simon Ammann, who prefered to compete in Bischofshofen instead of the World Cup in Willingen after a training camp of the Swiss team in Planica this week. The four time Olympic Champion scored 282.6 points with his jumps of 140 m and 138 m.

Austria's Stefan Huber finished fourth, followed by Ammann's teammate Kilian Peier in fifth. Behind the Swiss, Nejc Dezman was the best of the Slovenes in sixth.

Pius Paschke was the best German on Saturday evening in seventh, with Davide Bresadola (8th) and Sebastian Colloredo (9th) two Italians were in the Top 10, that were completed by Austrian Maximilian Steiner.

Miran Zupancic of Slovenia, who was only 21st today, still leads the overall ranking of the Continental Cup with 494 points. Clemens Aigner is now second with 461 points, Florian Altenburger follows in third (423 points).

[mikebrackett]

Retail Sales Surge While Housing Starts Fall Off – Market Update

I hope everyone had a good holiday if you were celebrating! My family was in town, so it was a good weekend. Detroit is abuzz because a local legend is coming back to be the general manager of the Red Wings. It’s early, but hope springs anew that Hockeytown might soon be restored to its former glory.

We’ll have to see if retail sales numbers for April received a bump because of increased activity from our season ticket purchases. It’s a stretch, but I’ve got to do something to spice up the beginning of these articles. Let’s jump into the headlines.

Headline News

Industrial Production

Industrial production numbers fell by 0.1% in March and manufacturing was flat. Meanwhile, capacity utilization in factories fell 0.2% to 78.8%. However, utilization numbers for February were upwardly revised by 0.8% to 79%.

Business equipment was up 0.4% and has risen 3.8% on the year. Businesses are ordering more machinery in order to ramp up production. However, production of consumer goods was down 0.2% and has fallen 0.1% on the year. Meanwhile, manufacturing volumes overall are only up to 1% on the year versus 2.8% for overall industrial production.

Vehicle production also dropped 2.5% on the month and has fallen 4.5% on the year. Meanwhile, growth in the high-tech sector was up 0.2% monthly and 3.5% on the year.

Production in utilities was up 0.2% in March, while mining production fell 0.8%. Despite this, production in the sector is still up 10.5% yearly.

Housing Market Index

In numbers for April, home builder sentiment went up one point to 63, matching expectations. The index has been slowly climbing back from a downturn at the end of the year and recent lower mortgage rates have helped.

Current cells are up a single point to 69, while the outlook for future sales over the next 6 months was down a point at 71. Finally helping the numbers was a three-point increase in the amount of traffic going through new homes at 47. However, this remains a week number.

On a regional basis, the West is in front at 69. Meanwhile, the South is close on its heels at 67. The Midwest and Northeast are a ways off at 53 and 51, respectively.

MBA Mortgage Applications

With interest rates ticking back up slightly, refinance applications were down 8%, and overall applications fell 3.5% despite a 1% uptick in purchase applications.

The average rate for a 30-year fixed conforming mortgage was up four basis points to 4.44%.

International Trade

The U.S. trade deficit decreased by $1.7 billion in February to come in at $49.4 billion. Exports were up 1.1% while imports rose just 0.2%.

Exports of goods were up 1.5% to $139.5 billion. Orders of civilian aircraft were up by $2.2 billion. While that was the big driver, there was also a $600 million increase in exports of monetary gold, and consumer goods exports of food and other farm-based products were down 200 million. However, exports of services were up 0.3% at $70.1 billion.

On the import side, these settled at $259.1 billion overall. Consumer goods imports were up $1.6 billion, and industrial supplies were down $1.2 billion, even accounting for an $800 million rise in oil imports.

Jobless Claims

Initial jobless claims were down 5,000 to come in at 192,000 overall. This brought the 4-week moving average down to 201,250, a decrease of 6,000 on the week.

Meanwhile, on the continuing claims end, these were down 63,000 to 1.653 million. Meanwhile, the 4-week average was down 22,750 to about 1.713 million.

Retail Sales

Retail sales for March were up 1.6%, which was well above analyst expectations. While this is a good thing, gains have also been uneven. The report points out that sales were down 1.6% in December.

Taking out cars and trucks, sales were still up 1.2%. When further removing gas, these were up 0.9%. Finally, sales in the control group were up 1%.

Vehicle sales were up 3.3% in March, while gas station sales were up 3.5% as the cost of fuel rose. Restaurant sales were also up 0.8% and have notched three consecutive monthly gains along with furniture and home stores, up 1.7% in March.

General merchandise sales were up 0.7%, but department store sales were flat and overall merchandise purchases have shown weakness lately.

Housing Starts

Starts were at their weakest points since May 2017, being down 3,000 to 1.139 million on a seasonally adjusted annual basis. However, the changes were worse than that because starts from the month of February were also revised down by 20,000. Starts are down a total of 14.2% on the year.

On the permits side, single-family permits were down 1.1% in March and 5.1% on the year, with the overall permits settling at 1.269 million on an annual basis. Single-family permits were down 5.1% on the year with overall building permits falling 7.8%.

The lone piece of good news is that completions were up 11.9% to 938,000 on the single-family side.

Mortgage Rates

Fixed rates were up a bit last week after several weeks of going lower. Still, if you happen to be in the market to purchase or refinance, they’re still lower than they were last year at this time, so it could be advantageous to lock your rate now.

The average rate for a 30-year-fixed mortgage with 0.5 points paid in fees was up five basis points to 4.17% last week. This is down from 4.47% a year ago.

Meanwhile, on the shorter end of things, the average rate for a 15-year fixed mortgage with 0.5 point was up a couple of basis points to 3.62%. This is down from 3.94% last year.

Finally, the average rate for a 5-year treasury-indexed, hybrid adjustable rate mortgage (ARM) was down two basis points to settle at 3.78% with 0.3 points paid. This is up from 3.67% at the same time in 2018.

Stock Market

Image search and sharing platform Pinterest had its first day on the public stock exchange Friday along with videoconferencing company Zoom. Pinterest shares were up 28% from the offering price to finish the day at $24.40. Meanwhile, shares in Zoom were up 72% to close at $62. These were just a harbinger of a good day for the market in general.

The Dow Jones Industrial Average was up 110 points on the day to close at 26,559.54 up 0.56% on the week. The S&P 500 finished the week down 0.08% after closing at 2,905.03. It was up 4.58 points on the day. Finally, the Nasdaq was up 0.17% on a weekly basis after finishing the day up 1.98 points to close at 7,998.06.

The Week Ahead

Monday, April 22

Existing Home Sales (10:00 a.m. ET) – Existing Home Sales tallies the number of previously constructed homes, condominiums and co-ops that were sold during the month. Existing homes (also known as “home resales”) account for a larger share of the market than new homes and indicate housing market trends.

Tuesday, April 23

FHFA House Price Index (9:00 a.m. ET) – The Federal Housing Finance Agency (FHFA) House Price Index (HPI) covers single-family housing using data provided by Fannie Mae and Freddie Mac. The HPI is derived from transactions involving conforming conventional mortgages purchased or securitized by Fannie Mae or Freddie Mac.

New Home Sales (10:00 a.m. ET) – This report measures the number of newly constructed homes with a committed sale during the month. This will be the report for January.

Wednesday, April 24

MBA Mortgage Applications (7:00 a.m. ET) – The mortgage applications index measures applications to mortgage lenders. This is a leading indicator for single-family home sales and housing construction.

Thursday, April 25

Durable Goods Orders (8:30 a.m. ET) – These are based on new orders placed with domestic manufacturers for factory goods.

Jobless Claims (8:30 a.m. ET) – New unemployment claims are compiled weekly to show the number of individuals filing for unemployment insurance for the first time. An increasing trend suggests a deteriorating labor market. The 4-week moving average of new claims smooths out weekly volatility.

Friday, April 26

Gross Domestic Product (GDP) (8:30 a.m. ET) – This release measures the monetary value of all final goods and services produced within the U.S. This report is released on a quarterly basis.

Consumer Sentiment (10:00 a.m. ET) – The University of Michigan’s Consumer Survey Center questions 500 households each month on their financial conditions and attitudes about the economy. Consumer sentiment is directly related to the strength of consumer spending.

We get both new and existing home sales as well as a look at the overall economy with GDP next week. It’s going to be busy and we’ll have it all covered in Market Update.

Mortgage rates and economic data certainly aren’t everyone’s thing. If you’ve got a craving for something a little less dry, we’ve got plenty of home, money and lifestyle content to share with you if you subscribe to the Zing Blog below. Today is Earth Day, but practical tips on how to conserve and be more mindful of resources are helpful year-round. Here are seven ways to celebrate Earth Day every day. Have a great week!

The post Retail Sales Surge While Housing Starts Fall Off – Market Update appeared first on ZING Blog by Quicken Loans.

from Updates About Loans https://www.quickenloans.com/blog/retail-sales-surge-housing-starts-fall-off-market-update

[aaltjebarisca]

Retail Sales Surge While Housing Starts Fall Off – Market Update

I hope everyone had a good holiday if you were celebrating! My family was in town, so it was a good weekend. Detroit is abuzz because a local legend is coming back to be the general manager of the Red Wings. It’s early, but hope springs anew that Hockeytown might soon be restored to its former glory.

We’ll have to see if retail sales numbers for April received a bump because of increased activity from our season ticket purchases. It’s a stretch, but I’ve got to do something to spice up the beginning of these articles. Let’s jump into the headlines.

Headline News

Industrial Production

Industrial production numbers fell by 0.1% in March and manufacturing was flat. Meanwhile, capacity utilization in factories fell 0.2% to 78.8%. However, utilization numbers for February were upwardly revised by 0.8% to 79%.

Business equipment was up 0.4% and has risen 3.8% on the year. Businesses are ordering more machinery in order to ramp up production. However, production of consumer goods was down 0.2% and has fallen 0.1% on the year. Meanwhile, manufacturing volumes overall are only up to 1% on the year versus 2.8% for overall industrial production.

Vehicle production also dropped 2.5% on the month and has fallen 4.5% on the year. Meanwhile, growth in the high-tech sector was up 0.2% monthly and 3.5% on the year.

Production in utilities was up 0.2% in March, while mining production fell 0.8%. Despite this, production in the sector is still up 10.5% yearly.

Housing Market Index

In numbers for April, home builder sentiment went up one point to 63, matching expectations. The index has been slowly climbing back from a downturn at the end of the year and recent lower mortgage rates have helped.

Current cells are up a single point to 69, while the outlook for future sales over the next 6 months was down a point at 71. Finally helping the numbers was a three-point increase in the amount of traffic going through new homes at 47. However, this remains a week number.

On a regional basis, the West is in front at 69. Meanwhile, the South is close on its heels at 67. The Midwest and Northeast are a ways off at 53 and 51, respectively.

MBA Mortgage Applications

With interest rates ticking back up slightly, refinance applications were down 8%, and overall applications fell 3.5% despite a 1% uptick in purchase applications.

The average rate for a 30-year fixed conforming mortgage was up four basis points to 4.44%.

International Trade

The U.S. trade deficit decreased by $1.7 billion in February to come in at $49.4 billion. Exports were up 1.1% while imports rose just 0.2%.

Exports of goods were up 1.5% to $139.5 billion. Orders of civilian aircraft were up by $2.2 billion. While that was the big driver, there was also a $600 million increase in exports of monetary gold, and consumer goods exports of food and other farm-based products were down 200 million. However, exports of services were up 0.3% at $70.1 billion.

On the import side, these settled at $259.1 billion overall. Consumer goods imports were up $1.6 billion, and industrial supplies were down $1.2 billion, even accounting for an $800 million rise in oil imports.

Jobless Claims

Initial jobless claims were down 5,000 to come in at 192,000 overall. This brought the 4-week moving average down to 201,250, a decrease of 6,000 on the week.

Meanwhile, on the continuing claims end, these were down 63,000 to 1.653 million. Meanwhile, the 4-week average was down 22,750 to about 1.713 million.

Retail Sales

Retail sales for March were up 1.6%, which was well above analyst expectations. While this is a good thing, gains have also been uneven. The report points out that sales were down 1.6% in December.

Taking out cars and trucks, sales were still up 1.2%. When further removing gas, these were up 0.9%. Finally, sales in the control group were up 1%.

Vehicle sales were up 3.3% in March, while gas station sales were up 3.5% as the cost of fuel rose. Restaurant sales were also up 0.8% and have notched three consecutive monthly gains along with furniture and home stores, up 1.7% in March.

General merchandise sales were up 0.7%, but department store sales were flat and overall merchandise purchases have shown weakness lately.

Housing Starts

Starts were at their weakest points since May 2017, being down 3,000 to 1.139 million on a seasonally adjusted annual basis. However, the changes were worse than that because starts from the month of February were also revised down by 20,000. Starts are down a total of 14.2% on the year.

On the permits side, single-family permits were down 1.1% in March and 5.1% on the year, with the overall permits settling at 1.269 million on an annual basis. Single-family permits were down 5.1% on the year with overall building permits falling 7.8%.

The lone piece of good news is that completions were up 11.9% to 938,000 on the single-family side.

Mortgage Rates

Fixed rates were up a bit last week after several weeks of going lower. Still, if you happen to be in the market to purchase or refinance, they’re still lower than they were last year at this time, so it could be advantageous to lock your rate now.

The average rate for a 30-year-fixed mortgage with 0.5 points paid in fees was up five basis points to 4.17% last week. This is down from 4.47% a year ago.

Meanwhile, on the shorter end of things, the average rate for a 15-year fixed mortgage with 0.5 point was up a couple of basis points to 3.62%. This is down from 3.94% last year.

Finally, the average rate for a 5-year treasury-indexed, hybrid adjustable rate mortgage (ARM) was down two basis points to settle at 3.78% with 0.3 points paid. This is up from 3.67% at the same time in 2018.

Stock Market

Image search and sharing platform Pinterest had its first day on the public stock exchange Friday along with videoconferencing company Zoom. Pinterest shares were up 28% from the offering price to finish the day at $24.40. Meanwhile, shares in Zoom were up 72% to close at $62. These were just a harbinger of a good day for the market in general.

The Dow Jones Industrial Average was up 110 points on the day to close at 26,559.54 up 0.56% on the week. The S&P 500 finished the week down 0.08% after closing at 2,905.03. It was up 4.58 points on the day. Finally, the Nasdaq was up 0.17% on a weekly basis after finishing the day up 1.98 points to close at 7,998.06.

The Week Ahead

Monday, April 22

Existing Home Sales (10:00 a.m. ET) – Existing Home Sales tallies the number of previously constructed homes, condominiums and co-ops that were sold during the month. Existing homes (also known as “home resales”) account for a larger share of the market than new homes and indicate housing market trends.

Tuesday, April 23

FHFA House Price Index (9:00 a.m. ET) – The Federal Housing Finance Agency (FHFA) House Price Index (HPI) covers single-family housing using data provided by Fannie Mae and Freddie Mac. The HPI is derived from transactions involving conforming conventional mortgages purchased or securitized by Fannie Mae or Freddie Mac.

New Home Sales (10:00 a.m. ET) – This report measures the number of newly constructed homes with a committed sale during the month. This will be the report for January.

Wednesday, April 24

MBA Mortgage Applications (7:00 a.m. ET) – The mortgage applications index measures applications to mortgage lenders. This is a leading indicator for single-family home sales and housing construction.

Thursday, April 25

Durable Goods Orders (8:30 a.m. ET) – These are based on new orders placed with domestic manufacturers for factory goods.

Jobless Claims (8:30 a.m. ET) – New unemployment claims are compiled weekly to show the number of individuals filing for unemployment insurance for the first time. An increasing trend suggests a deteriorating labor market. The 4-week moving average of new claims smooths out weekly volatility.

Friday, April 26

Gross Domestic Product (GDP) (8:30 a.m. ET) – This release measures the monetary value of all final goods and services produced within the U.S. This report is released on a quarterly basis.

Consumer Sentiment (10:00 a.m. ET) – The University of Michigan’s Consumer Survey Center questions 500 households each month on their financial conditions and attitudes about the economy. Consumer sentiment is directly related to the strength of consumer spending.

We get both new and existing home sales as well as a look at the overall economy with GDP next week. It’s going to be busy and we’ll have it all covered in Market Update.

Mortgage rates and economic data certainly aren’t everyone’s thing. If you’ve got a craving for something a little less dry, we’ve got plenty of home, money and lifestyle content to share with you if you subscribe to the Zing Blog below. Today is Earth Day, but practical tips on how to conserve and be more mindful of resources are helpful year-round. Here are seven ways to celebrate Earth Day every day. Have a great week!

The post Retail Sales Surge While Housing Starts Fall Off – Market Update appeared first on ZING Blog by Quicken Loans.

from Updates About Loans https://www.quickenloans.com/blog/retail-sales-surge-housing-starts-fall-off-market-update

[aaronsniderus]

Retail Sales Surge While Housing Starts Fall Off – Market Update

I hope everyone had a good holiday if you were celebrating! My family was in town, so it was a good weekend. Detroit is abuzz because a local legend is coming back to be the general manager of the Red Wings. It’s early, but hope springs anew that Hockeytown might soon be restored to its former glory.

We’ll have to see if retail sales numbers for April received a bump because of increased activity from our season ticket purchases. It’s a stretch, but I’ve got to do something to spice up the beginning of these articles. Let’s jump into the headlines.

Headline News

Industrial Production

Industrial production numbers fell by 0.1% in March and manufacturing was flat. Meanwhile, capacity utilization in factories fell 0.2% to 78.8%. However, utilization numbers for February were upwardly revised by 0.8% to 79%.

Business equipment was up 0.4% and has risen 3.8% on the year. Businesses are ordering more machinery in order to ramp up production. However, production of consumer goods was down 0.2% and has fallen 0.1% on the year. Meanwhile, manufacturing volumes overall are only up to 1% on the year versus 2.8% for overall industrial production.

Vehicle production also dropped 2.5% on the month and has fallen 4.5% on the year. Meanwhile, growth in the high-tech sector was up 0.2% monthly and 3.5% on the year.

Production in utilities was up 0.2% in March, while mining production fell 0.8%. Despite this, production in the sector is still up 10.5% yearly.

Housing Market Index

In numbers for April, home builder sentiment went up one point to 63, matching expectations. The index has been slowly climbing back from a downturn at the end of the year and recent lower mortgage rates have helped.

Current cells are up a single point to 69, while the outlook for future sales over the next 6 months was down a point at 71. Finally helping the numbers was a three-point increase in the amount of traffic going through new homes at 47. However, this remains a week number.

On a regional basis, the West is in front at 69. Meanwhile, the South is close on its heels at 67. The Midwest and Northeast are a ways off at 53 and 51, respectively.

MBA Mortgage Applications

With interest rates ticking back up slightly, refinance applications were down 8%, and overall applications fell 3.5% despite a 1% uptick in purchase applications.

The average rate for a 30-year fixed conforming mortgage was up four basis points to 4.44%.

International Trade

The U.S. trade deficit decreased by $1.7 billion in February to come in at $49.4 billion. Exports were up 1.1% while imports rose just 0.2%.

Exports of goods were up 1.5% to $139.5 billion. Orders of civilian aircraft were up by $2.2 billion. While that was the big driver, there was also a $600 million increase in exports of monetary gold, and consumer goods exports of food and other farm-based products were down 200 million. However, exports of services were up 0.3% at $70.1 billion.

On the import side, these settled at $259.1 billion overall. Consumer goods imports were up $1.6 billion, and industrial supplies were down $1.2 billion, even accounting for an $800 million rise in oil imports.

Jobless Claims

Initial jobless claims were down 5,000 to come in at 192,000 overall. This brought the 4-week moving average down to 201,250, a decrease of 6,000 on the week.

Meanwhile, on the continuing claims end, these were down 63,000 to 1.653 million. Meanwhile, the 4-week average was down 22,750 to about 1.713 million.

Retail Sales

Retail sales for March were up 1.6%, which was well above analyst expectations. While this is a good thing, gains have also been uneven. The report points out that sales were down 1.6% in December.

Taking out cars and trucks, sales were still up 1.2%. When further removing gas, these were up 0.9%. Finally, sales in the control group were up 1%.

Vehicle sales were up 3.3% in March, while gas station sales were up 3.5% as the cost of fuel rose. Restaurant sales were also up 0.8% and have notched three consecutive monthly gains along with furniture and home stores, up 1.7% in March.

General merchandise sales were up 0.7%, but department store sales were flat and overall merchandise purchases have shown weakness lately.

Housing Starts

Starts were at their weakest points since May 2017, being down 3,000 to 1.139 million on a seasonally adjusted annual basis. However, the changes were worse than that because starts from the month of February were also revised down by 20,000. Starts are down a total of 14.2% on the year.

On the permits side, single-family permits were down 1.1% in March and 5.1% on the year, with the overall permits settling at 1.269 million on an annual basis. Single-family permits were down 5.1% on the year with overall building permits falling 7.8%.

The lone piece of good news is that completions were up 11.9% to 938,000 on the single-family side.

Mortgage Rates

Fixed rates were up a bit last week after several weeks of going lower. Still, if you happen to be in the market to purchase or refinance, they’re still lower than they were last year at this time, so it could be advantageous to lock your rate now.

The average rate for a 30-year-fixed mortgage with 0.5 points paid in fees was up five basis points to 4.17% last week. This is down from 4.47% a year ago.

Meanwhile, on the shorter end of things, the average rate for a 15-year fixed mortgage with 0.5 point was up a couple of basis points to 3.62%. This is down from 3.94% last year.

Finally, the average rate for a 5-year treasury-indexed, hybrid adjustable rate mortgage (ARM) was down two basis points to settle at 3.78% with 0.3 points paid. This is up from 3.67% at the same time in 2018.

Stock Market

Image search and sharing platform Pinterest had its first day on the public stock exchange Friday along with videoconferencing company Zoom. Pinterest shares were up 28% from the offering price to finish the day at $24.40. Meanwhile, shares in Zoom were up 72% to close at $62. These were just a harbinger of a good day for the market in general.

The Dow Jones Industrial Average was up 110 points on the day to close at 26,559.54 up 0.56% on the week. The S&P 500 finished the week down 0.08% after closing at 2,905.03. It was up 4.58 points on the day. Finally, the Nasdaq was up 0.17% on a weekly basis after finishing the day up 1.98 points to close at 7,998.06.

The Week Ahead

Monday, April 22

Existing Home Sales (10:00 a.m. ET) – Existing Home Sales tallies the number of previously constructed homes, condominiums and co-ops that were sold during the month. Existing homes (also known as “home resales”) account for a larger share of the market than new homes and indicate housing market trends.

Tuesday, April 23

FHFA House Price Index (9:00 a.m. ET) – The Federal Housing Finance Agency (FHFA) House Price Index (HPI) covers single-family housing using data provided by Fannie Mae and Freddie Mac. The HPI is derived from transactions involving conforming conventional mortgages purchased or securitized by Fannie Mae or Freddie Mac.

New Home Sales (10:00 a.m. ET) – This report measures the number of newly constructed homes with a committed sale during the month. This will be the report for January.

Wednesday, April 24

MBA Mortgage Applications (7:00 a.m. ET) – The mortgage applications index measures applications to mortgage lenders. This is a leading indicator for single-family home sales and housing construction.

Thursday, April 25

Durable Goods Orders (8:30 a.m. ET) – These are based on new orders placed with domestic manufacturers for factory goods.

Jobless Claims (8:30 a.m. ET) – New unemployment claims are compiled weekly to show the number of individuals filing for unemployment insurance for the first time. An increasing trend suggests a deteriorating labor market. The 4-week moving average of new claims smooths out weekly volatility.

Friday, April 26

Gross Domestic Product (GDP) (8:30 a.m. ET) – This release measures the monetary value of all final goods and services produced within the U.S. This report is released on a quarterly basis.

Consumer Sentiment (10:00 a.m. ET) – The University of Michigan’s Consumer Survey Center questions 500 households each month on their financial conditions and attitudes about the economy. Consumer sentiment is directly related to the strength of consumer spending.

We get both new and existing home sales as well as a look at the overall economy with GDP next week. It’s going to be busy and we’ll have it all covered in Market Update.

Mortgage rates and economic data certainly aren’t everyone’s thing. If you’ve got a craving for something a little less dry, we’ve got plenty of home, money and lifestyle content to share with you if you subscribe to the Zing Blog below. Today is Earth Day, but practical tips on how to conserve and be more mindful of resources are helpful year-round. Here are seven ways to celebrate Earth Day every day. Have a great week!

The post Retail Sales Surge While Housing Starts Fall Off – Market Update appeared first on ZING Blog by Quicken Loans.

from Updates About Loans https://www.quickenloans.com/blog/retail-sales-surge-housing-starts-fall-off-market-update

[bettorschat]

College Basketball Sports Betting Trends 3-20-19

College Basketball Sports Betting Trends 3-20-19 FREE PICK: 747 UAB +1.5 -110 1 unit MORE FREE PICKS & TRENDS AT:  http://bit.ly/2uhcQ2r WICHITA ST (19 - 14) at FURMAN (25 - 7) - 3/20/2019, 7:00 PMTop Trends for this game.WICHITA ST is 0-6 ATS (-6.6 Units) versus good offensive teams - scoring 77+ points/game after 15+ games over the last 3 seasons.WICHITA ST is 4-13 ATS (-10.3 Units) versus good offensive teams - scoring 77+ points/game over the last 2 seasons.FURMAN is 18-10 ATS (+7.0 Units) in all games this season.FURMAN is 18-10 ATS (+7.0 Units) in all lined games this season.FURMAN is 20-10 ATS (+9.0 Units) when the total is 140 to 149.5 over the last 2 seasons.FURMAN is 15-7 ATS (+7.3 Units) as a favorite this season.FURMAN is 15-4 ATS (+10.6 Units) after a conference game this season.WICHITA ST is 45-24 ATS (+18.6 Units) in road games on Wednesday games since 1997. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. ------------------------------------------------------------------------------ ARIZONA ST (22 - 10) vs. ST JOHNS (21 - 12) - 3/20/2019, 9:10 PMTop Trends for this game.ST JOHNS is 43-24 ATS (+16.6 Units) in road games after scoring 60 points or less since 1997.ST JOHNS is 2-9 ATS (-7.9 Units) in all neutral court games over the last 2 seasons.ST JOHNS is 2-9 ATS (-7.9 Units) when playing on a neutral court over the last 2 seasons.ST JOHNS is 2-9 ATS (-7.9 Units) in road games in non-conference games over the last 2 seasons.ST JOHNS is 2-9 ATS (-7.9 Units) in all tournament games over the last 2 seasons. Head-to-Head Series HistoryARIZONA ST is 1-0 against the spread versus ST JOHNS over the last 3 seasons ARIZONA ST is 1-0 straight up against ST JOHNS over the last 3 seasons 1 of 1 games in this series have gone UNDER THE TOTAL over the last 3 seasons -------------------------------------------------------------------------------- NC CENTRAL (18 - 15) vs. N DAKOTA ST (18 - 15) - 3/20/2019, 6:40 PMTop Trends for this game.N DAKOTA ST is 33-48 ATS (-19.8 Units) in all games over the last 3 seasons.N DAKOTA ST is 33-48 ATS (-19.8 Units) in all lined games over the last 3 seasons.N DAKOTA ST is 6-17 ATS (-12.7 Units) when the total is 130 to 139.5 over the last 3 seasons.N DAKOTA ST is 9-18 ATS (-10.8 Units) when playing against a team with a winning record over the last 2 seasons.N DAKOTA ST is 28-48 ATS (-24.8 Units) when playing against a team with a winning record after 15 or more games since 1997. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- TOLEDO (25 - 7) at XAVIER (18 - 15) - 3/20/2019, 7:00 PMTop Trends for this game.TOLEDO is 31-49 ATS (-22.9 Units) in road games off a loss against a conference rival since 1997.XAVIER is 368-312 ATS (+24.8 Units) in all games since 1997.XAVIER is 368-312 ATS (+24.8 Units) in all lined games since 1997.XAVIER is 43-23 ATS (+17.7 Units) in home games on Wednesday games since 1997.XAVIER is 255-202 ATS (+32.8 Units) when playing against a team with a winning record since 1997.XAVIER is 13-5 ATS (+7.5 Units) in home games versus good offensive teams - scoring 77+ points/game over the last 2 seasons.TOLEDO is 26-11 ATS (+13.9 Units) when the total is 140 to 149.5 over the last 3 seasons. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- NORFOLK ST (21 - 13) at ALABAMA (18 - 15) - 3/20/2019, 7:00 PMThere are no Top Trends with records of significance that apply to this game. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- HARVARD (18 - 11) at GEORGETOWN (19 - 13) - 3/20/2019, 7:00 PMTop Trends for this game.HARVARD is 50-74 ATS (-31.4 Units) off a loss against a conference rival since 1997.HARVARD is 45-27 ATS (+15.3 Units) in all games over the last 3 seasons.HARVARD is 45-27 ATS (+15.3 Units) in all lined games over the last 3 seasons.HARVARD is 8-2 ATS (+5.8 Units) as an underdog this season.HARVARD is 18-7 ATS (+10.3 Units) as a road underdog of 3.5 to 6 points since 1997.HARVARD is 21-8 ATS (+12.2 Units) after a conference game over the last 2 seasons.HARVARD is 20-10 ATS (+9.0 Units) when playing against a team with a winning record over the last 2 seasons.HARVARD is 14-4 ATS (+9.6 Units) when playing against a team with a winning record after 15 or more games over the last 2 seasons.HARVARD is 11-3 ATS (+7.7 Units) in road games versus good offensive teams - scoring 77+ points/game over the last 3 seasons.GEORGETOWN is 35-51 ATS (-21.1 Units) in all games over the last 3 seasons.GEORGETOWN is 35-51 ATS (-21.1 Units) in all lined games over the last 3 seasons.GEORGETOWN is 13-26 ATS (-15.6 Units) as a favorite over the last 3 seasons.GEORGETOWN is 16-31 ATS (-18.1 Units) in all home games over the last 3 seasons.GEORGETOWN is 16-31 ATS (-18.1 Units) in home lined games over the last 3 seasons.GEORGETOWN is 5-16 ATS (-12.6 Units) in home games in non-conference games over the last 3 seasons. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- SAM HOUSTON ST (21 - 11) at TCU (20 - 13) - 3/20/2019, 9:00 PMTop Trends for this game.SAM HOUSTON ST is 15-7 ATS (+7.3 Units) in all games this season.SAM HOUSTON ST is 15-7 ATS (+7.3 Units) in all lined games this season.TCU is 117-159 ATS (-57.9 Units) in all home games since 1997.TCU is 117-159 ATS (-57.9 Units) in home lined games since 1997.TCU is 70-98 ATS (-37.8 Units) in home games after a conference game since 1997.TCU is 45-73 ATS (-35.3 Units) in home games off a loss against a conference rival since 1997.TCU is 191-242 ATS (-75.2 Units) when playing against a team with a winning record since 1997.TCU is 117-157 ATS (-55.7 Units) when playing against a team with a winning record after 15 or more games since 1997. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- BUTLER (16 - 16) at NEBRASKA (18 - 16) - 3/20/2019, 9:00 PMTop Trends for this game.BUTLER is 5-15 ATS (-11.5 Units) in road games over the last 2 seasons.BUTLER is 5-15 ATS (-11.5 Units) in road lined games over the last 2 seasons.BUTLER is 22-33 ATS (-14.3 Units) when playing against a team with a winning record over the last 2 seasons.NEBRASKA is 38-24 ATS (+11.6 Units) in all games over the last 2 seasons.NEBRASKA is 38-24 ATS (+11.6 Units) in all lined games over the last 2 seasons.NEBRASKA is 22-8 ATS (+13.2 Units) in all home games over the last 2 seasons.NEBRASKA is 22-8 ATS (+13.2 Units) in home lined games over the last 2 seasons.NEBRASKA is 103-72 ATS (+23.8 Units) in home games after a conference game since 1997.NEBRASKA is 8-1 ATS (+6.9 Units) in non-conference games this season.BUTLER is 31-16 ATS (+13.4 Units) in road games when playing with 5 or 6 days rest since 1997.BUTLER is 165-101 ATS (+53.9 Units) in non-conference games since 1997.BUTLER is 82-58 ATS (+18.2 Units) after scoring 60 points or less since 1997.BUTLER is 81-49 ATS (+27.1 Units) in all tournament games since 1997.BUTLER is 20-5 ATS (+14.5 Units) in first round tournament games since 1997.NEBRASKA is 3-11 ATS (-9.1 Units) off a loss against a conference rival this season. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- GRAND CANYON (20 - 13) at W VIRGINIA (14 - 20) - 3/20/2019, 7:00 PMThere are no Top Trends with records of significance that apply to this game. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- C MICHIGAN (23 - 11) at DEPAUL (15 - 15) - 3/20/2019, 8:00 PMTop Trends for this game.DEPAUL is 10-2 ATS (+7.8 Units) in home games after allowing 80 points or more over the last 3 seasons.C MICHIGAN is 19-10 ATS (+8.0 Units) in all games this season.C MICHIGAN is 19-10 ATS (+8.0 Units) in all lined games this season.C MICHIGAN is 10-3 ATS (+6.7 Units) as an underdog this season.C MICHIGAN is 9-2 ATS (+6.8 Units) in road games this season.C MICHIGAN is 9-2 ATS (+6.8 Units) in road lined games this season.C MICHIGAN is 15-4 ATS (+10.6 Units) after a conference game this season.C MICHIGAN is 14-4 ATS (+9.6 Units) after scoring 80 points or more this season. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- HOWARD (17 - 16) at COASTAL CAROLINA (15 - 16) - 3/20/2019, 7:00 PMTop Trends for this game.HOWARD is 24-43 ATS (-23.3 Units) in all games since 1997.HOWARD is 24-43 ATS (-23.3 Units) in all lined games since 1997.HOWARD is 19-35 ATS (-19.5 Units) as an underdog since 1997.HOWARD is 10-22 ATS (-14.2 Units) in road games in non-conference games since 1997.COASTAL CAROLINA is 4-15 ATS (-12.5 Units) off a loss against a conference rival over the last 2 seasons. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- STONY BROOK (24 - 8) at S FLORIDA (18 - 13) - 3/20/2019, 7:00 PMTop Trends for this game.STONY BROOK is 16-7 ATS (+8.3 Units) in all games this season.STONY BROOK is 16-7 ATS (+8.3 Units) in all lined games this season.STONY BROOK is 10-2 ATS (+7.8 Units) in road games this season.STONY BROOK is 10-2 ATS (+7.8 Units) in road lined games this season.STONY BROOK is 9-1 ATS (+7.9 Units) in road games in non-conference games over the last 3 seasons.S FLORIDA is 124-158 ATS (-49.8 Units) in all home games since 1997.S FLORIDA is 124-158 ATS (-49.8 Units) in home lined games since 1997.S FLORIDA is 13-30 ATS (-20.0 Units) in a home game where the total is 135 to 139.5 since 1997.S FLORIDA is 4-13 ATS (-10.3 Units) on Wednesday games over the last 3 seasons.S FLORIDA is 76-104 ATS (-38.4 Units) in home games after a conference game since 1997.S FLORIDA is 49-77 ATS (-35.7 Units) in home games off a loss against a conference rival since 1997.S FLORIDA is 78-110 ATS (-43.0 Units) in home games when playing against a team with a winning record since 1997. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- LOYOLA-MARYMOUNT (20 - 11) at CAL BAPTIST (16 - 14) - 3/20/2019, 10:00 PMTop Trends for this game.LOYOLA-MARYMOUNT is 66-96 ATS (-39.6 Units) as a favorite since 1997. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- UAB (20 - 14) at BROWN (19 - 11) - 3/20/2019, 7:00 PMTop Trends for this game.UAB is 54-82 ATS (-36.2 Units) when the total is 140 to 149.5 since 1997.BROWN is 4-14 ATS (-11.4 Units) in a home game where the total is 140 to 144.5 since 1997. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- TEXAS SOUTHERN (21 - 13) at NEW ORLEANS (18 - 13) - 3/20/2019, 8:00 PMTop Trends for this game.NEW ORLEANS is 9-2 ATS (+6.8 Units) as a favorite this season.NEW ORLEANS is 15-5 ATS (+9.5 Units) versus good offensive teams - scoring 77+ points/game after 15+ games since 1997.TEXAS SOUTHERN is 9-2 ATS (+6.8 Units) in road games after scoring 80 points or more over the last 2 seasons.NEW ORLEANS is 14-30 ATS (-19.0 Units) in all tournament games since 1997. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- GRAMBLING (17 - 16) at UTRGV (19 - 16) - 3/20/2019, 8:00 PMTop Trends for this game.GRAMBLING is 0-7 ATS (-7.7 Units) off a loss against a conference rival this season.UTRGV is 15-7 ATS (+7.3 Units) in all games this season.UTRGV is 15-7 ATS (+7.3 Units) in all lined games this season.UTRGV is 11-4 ATS (+6.6 Units) when playing against a team with a winning record this season. Head-to-Head Series HistoryUTRGV is 1-1 straight up against GRAMBLING over the last 3 seasons -------------------------------------------------------------------------------- WI-GREEN BAY (17 - 16) at E TENN ST (24 - 9) - 3/20/2019, 7:00 PMTop Trends for this game.E TENN ST is 35-23 ATS (+9.7 Units) in all games over the last 2 seasons.E TENN ST is 35-23 ATS (+9.7 Units) in all lined games over the last 2 seasons.E TENN ST is 9-1 ATS (+7.9 Units) in non-conference games this season.WI-GREEN BAY is 13-4 ATS (+8.6 Units) in road games versus good offensive teams - scoring 77+ points/game over the last 3 seasons.E TENN ST is 0-6 ATS (-6.6 Units) in home games versus good offensive teams - scoring 77+ points/game after 15+ games over the last 2 seasons. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- PRESBYTERIAN (18 - 15) at SEATTLE (18 - 14) - 3/20/2019, 10:00 PMTop Trends for this game.SEATTLE is 10-3 ATS (+6.7 Units) in non-conference games this season. Head-to-Head Series HistoryThere were no past matchups in this series during this time period. -------------------------------------------------------------------------------- SOUTHERN MISS (20 - 12) at LONGWOOD (15 - 17) - 3/20/2019, 7:00 PMThere are no Top Trends with records of significance that apply to this game. Head-to-Head Series HistoryThere were no past matchups in this series during this time period.