#Rodriguez Wealth Growth

[reviewsduniya]

Alex Rodriguez's Net Worth in 2024

Embark on an insightful journey into Alex Rodriguez’s net worth in 2024, where we unveil the detailed aspects of his net worth. Take a closer look at the breakdown of his earnings, discovering the exact figures that define his wealth. Gain a straightforward understanding of Rodriguez’s varied assets and the key elements contributing to his notable financial success. Stay connected with us for…

[ngwcc]

Designing Your Life

Navigating Our Journeys Session:WS 5-A “Designing Your Life” Friday, March 29, 2024 1:35 pm –  3:00 pm  EST   Dr. Bea Rodriguez-Fransen Join Dr. Bea Rodriguez-Fransen  for a workshop titled “Designing Your Life.” Description Based on the principles of design (ideation and prototyping) and foresight (episodic future thinking), during this workshop attendees will produce a draft of their life…

[brookemedbil]

Open Your Career: Top Medical Billing Jobs in NYC You Need to Know About

Unlock Your Career: Top Medical Billing Jobs in NYC⁤ You Need to ⁤Know About

Are you looking to embark on an exciting career in the healthcare industry, specifically in medical billing? New York City ‍offers‌ a wealth of opportunities in this ‍field, with numerous positions⁣ available ⁣for newcomers and seasoned ⁣professionals alike. This comprehensive guide will delve into the top medical billing ⁢jobs in NYC, providing you with insights, tips, and resources to ⁣help you unlock your potential in‍ this rewarding career path.

What is Medical⁣ Billing?

Medical billing involves the⁤ process of submitting and following up on claims⁤ with ⁢health insurance companies to receive payment for ⁤healthcare​ services rendered. It’s a vital aspect of the healthcare industry, ensuring that⁣ medical providers are compensated for their work while also keeping patient ⁢records in good order.

Why Choose ‍a Career in Medical ​Billing?

High Demand: The healthcare industry continues ⁤to grow, leading to increased⁢ demand for skilled medical billers.

Competitive Salaries: Medical ⁣billing jobs offer attractive compensation packages, especially in urban areas like NYC.

Flexible Work Options: Many positions allow for remote work or flexible hours.

Career Advancement: Opportunities⁤ for professional growth and specialization are abundant.

Top Medical Billing Jobs in NYC

If you’re considering a career in medical billing in New York City, here are some positions⁣ to explore:

Job Title

Average Salary (Annual)

Key Responsibilities

Medical Billing Specialist

$50,000 – $60,000

Reviewing patient records, submitting claims, and following ‍up on ‌denials.

Billing Coordinator

$55,000 – $65,000

Coordinating billing operations,⁢ managing claim submissions, ⁣and overseeing reimbursements.

Medical Coder

$60,000 – $70,000

Translating healthcare services into codes for ​billing.

Revenue Cycle Analyst

$70,000 – $80,000

Analyzing financial data, optimizing revenue cycles, ⁤and​ improving billing⁤ processes.

Claims Adjuster

$65,000 – $75,000

Reviewing claims, managing disputes, and liaising with healthcare providers.

Benefits of a Career in Medical Billing

Choosing a career in medical billing offers numerous advantages:

Job Security: With​ the healthcare⁢ industry’s growth, job stability in medical billing is strong.

Work-Life Balance: Many roles provide flexible work hours, allowing for⁤ better personal time management.

Continuing Education: Opportunities for ongoing training and certification‍ in medical coding and billing are widely available.

Impact on Healthcare: Your work ‍directly contributes to the ⁢efficiency of healthcare services, benefiting providers and patients alike.

Practical ​Tips⁢ for Landing a Medical Billing Job in NYC

To help you secure a medical ⁣billing position in New York City, consider the following tips:

Get Certified: Earning a certification ⁢in medical billing and coding⁤ can enhance your job prospects.

Network: Join local healthcare⁢ and billing organizations to make valuable connections in the industry.

Tailor Your Resume: Highlight relevant skills and experiences to stand out to potential employers.

Apply ⁤Widely: Explore job boards, company websites, and reach out to staffing agencies specializing in healthcare positions.

Case Studies: Success Stories in Medical Billing

Here are examples of individuals who successfully transitioned into medical billing careers:

Maria Rodriguez: After earning her certification, Maria landed ​a position as a Medical Billing Specialist and ‌quickly moved up to a Billing Coordinator role within two years.

David Lee: David, a former customer service representative, changed careers by taking an online course in medical coding and started a rewarding job ⁣as a Medical Coder.

First-Hand Experiences in the Field

Many professionals in medical billing share their experiences about the challenges and rewards of the job:

“Working in medical billing has been incredibly fulfilling. I ‍love being part of a process that ⁤plays a⁢ crucial role in patient care and healthcare sustainability.” – Sarah, Revenue Cycle Analyst

Conclusion

Unlocking your career in medical ‌billing in NYC can lead to a successful ⁢and rewarding ​professional journey.​ The demand‍ for skilled medical billing professionals continues to grow, presenting ample opportunities for job seekers. By exploring various job roles, enhancing your skills through‌ certification, and ​networking within the industry, you can position yourself for success in the thriving field of medical billing. Start your journey today and become⁤ a pivotal player in the healthcare system!

https://medicalbillingcodingcourses.net/open-your-career-top-medical-billing-jobs-in-nyc-you-need-to-know-about/

[sebastianvarghese]

Major Study : Digital Art

Mentorship in 3D Art: How Senior Artists are shaping the Next Generation

In the rapidly changing landscape of 3D art, the significance of mentorship cannot be overstated. Mentorship serves as a guiding light for the next generation of artists, offering a wealth of knowledge and experience to navigate the complexities of this field. As technology continues to advance and new techniques emerge, the role of seasoned professionals becomes paramount in equipping newcomers with the skills and insights needed to excel. Senior artists do not simply transfer technical expertise; they serve as beacons of wisdom, sharing industry secrets, and creative strategies that are instrumental in shaping the trajectory of 3D artistry.

The essence of mentorship in 3D art stretches far beyond the realms of software proficiency. It is a holistic journey that involves instilling a profound understanding of the industry dynamics, nurturing creativity, and fostering professional development. For mentors, guiding mentees involves more than just teaching; it entails delving into the intricacies of artistic expression and technical mastery. From offering guidance on portfolio curation to decoding industry trends and cultivating a unique brand identity, the mentorship process is multifaceted and enriching.

The insights gleaned from seasoned artists underscore the altruistic nature of mentorship as a means to give back to the community that has nurtured their growth. John Parker, a distinguished 3D modeller with over two decades of experience, articulates, “Mentorship is a platform for transferring the techniques honed over the years. However, its true essence lies in shaping mentees' critical thinking abilities and problem-solving acumen. The tools may evolve, but the principles of artistic brilliance remain constant."

Mentoring not only serves as a channel for imparting knowledge but also acts as a conduit for staying abreast of emerging trends and fresh perspectives. Parker attests, “The learning is mutual; mentees introduce novel ideas and technologies, stimulating my creativity and pushing me to embrace innovation.”

For budding 3D artists, mentorship symbolizes a transition into the professional realm. Lisa Nguyen, a budding texture artist, shares her transformational experience under the guidance of Sarah Rodriguez. “Sarah's mentorship has been instrumental in sculpting my craft. Beyond honing my texturing skills, she has equipped me with problem-solving techniques crucial for project completion. Her feedback has been pivotal in refining my artistry and instilling a sense of self-assurance.”

Nguyen accentuates the networking dividends of mentorship, underscoring, “Sarah's network introductions and advice on presentation techniques have been transformative. Having an industry veteran vouch for your skills is a game-changer.”

Mentorship nurtures a spirit of collaboration within the 3D art community, bridging intergenerational divides and upholding artistic excellence. The investment made by senior artists in mentees cascades through the industry, upholding a culture of craftsmanship and innovation. Furthermore, beyond technical proficiencies, mentorship cultivates a supportive ecosystem where feedback and encouragement are exchanged, fostering a vibrant and nurturing creative milieu that propels new talents and pushes the boundaries of artistic horizons.

In summation, mentorship in the domain of 3D art transcends conventional teaching roles, fostering a dynamic exchange beneficial for both mentors and mentees. The sharing of invaluable wisdom by seasoned professionals alongside the infusion of fresh perspectives from mentees contributes to an enriching learning journey. As the industry progresses, the role of mentorship remains indispensable in sculpting the future of 3D artistry, thereby ensuring a continuum of creativity and excellence. For aspiring artists, seeking out a mentor marks a pivotal stride in their artistic odyssey, laying a foundation for personal and professional growth in this ever-evolving field.

[bestpsychicincalifornia]

Unlocking Mystical Secrets: A Comprehensive Guide to the Best Psychics, Astrologers, and Spiritual Guides in California

psychic in california

California, with its diverse landscapes and rich cultural tapestry, is not only a hotspot for entertainment and innovation but also a thriving hub for mystical and spiritual practices. From the bustling streets of Los Angeles to the serene coasts of San Diego and the eclectic communities of San Francisco, the Golden State is home to a myriad of gifted psychics, astrologers, and spiritual guides. This article delves into the vibrant world of California's metaphysical experts, helping you discover some of the best practitioners in the state who can offer insights into your life's journey, provide spiritual guidance, and illuminate your path to self-discovery.

The Vibrant World of California's Psychics

Psychics in California come from diverse backgrounds, each bringing their unique gifts and perspectives to the table. Whether you're seeking a clairvoyant who can provide visions of the future, a medium who can connect with the other side, or an intuitive who can offer guidance on personal matters, California has a wealth of talented individuals ready to assist.

1. The Psychic Source: Los Angeles

Los Angeles, the entertainment capital of the world, is also home to some of the most renowned psychics in California. One standout figure is Sophia Love, known for her exceptional clairvoyant abilities. Sophia has been featured in various media outlets and has a dedicated following due to her accurate readings and compassionate approach. Her expertise spans tarot reading, energy healing, and mediumship, making her a versatile choice for those seeking spiritual insights.

2. Mystic Marvels: San Francisco

In San Francisco, Maya Star has gained a reputation as one of the city's most insightful psychics. With over 20 years of experience, Maya combines her talents in astrology and psychic readings to offer a comprehensive understanding of her clients' life paths. Her ability to blend ancient wisdom with modern techniques has made her a sought-after guide for those navigating complex life situations.

3. Coastal Clarity: San Diego

San Diego, known for its laid-back lifestyle, also hosts exceptional psychic talent. Renee Heartwood is a prominent psychic in the area, celebrated for her accurate tarot readings and intuitive guidance. Renee's holistic approach, which includes energy healing and spiritual counseling, helps clients find clarity and balance in their lives.

The Art of Astrology in California

Astrology, the study of celestial bodies and their influence on human affairs, has a deep-rooted presence in California. The state's astrological community is diverse, with practitioners offering everything from natal charts to predictive readings.

1. The Starry Sage: Los Angeles

Dr. Luna Rodriguez, an astrologer based in Los Angeles, is known for her profound knowledge of astrological patterns and their impact on personal growth. Dr. Rodriguez combines traditional astrological techniques with modern psychological insights, providing clients with a well-rounded understanding of their cosmic blueprint. Her personalized readings and workshops have earned her acclaim among astrology enthusiasts.

2. Celestial Insights: San Francisco

In San Francisco, Zachary Orion is a notable astrologer whose work focuses on integrating astrology with spiritual practices. Zachary's unique approach includes exploring the connection between astrological transits and spiritual development. His consultations are designed to help clients align their personal goals with cosmic energies, offering guidance on everything from career decisions to personal relationships.

3. Cosmic Connections: San Diego

San Diego's Aurora Sky is a respected astrologer known for her expertise in predictive astrology and relationship compatibility. Aurora's readings often provide clients with practical advice on how to navigate life's challenges by understanding the astrological influences at play. Her ability to connect with clients on a personal level and offer actionable insights makes her a popular choice for those seeking astrological guidance.

Spiritual Guidance and Healing in California

Beyond psychics and astrologers, California is home to a wide range of spiritual guides and healers who offer various practices aimed at personal transformation and healing. These practitioners use techniques such as energy work, meditation, and spiritual counseling to help individuals achieve greater self-awareness and inner peace.

1. Healing Hands: Los Angeles

Evelyn Rose, a spiritual healer in Los Angeles, is known for her transformative energy work and intuitive counseling. Evelyn's approach involves a combination of Reiki, chakra healing, and guided meditation to help clients release emotional blockages and promote overall well-being. Her sessions are highly personalized, addressing the unique needs of each individual.

2. Sacred Spaces: San Francisco

In San Francisco, Liam Walker offers spiritual guidance through a blend of shamanic practices and modern healing techniques. Liam's work includes soul retrieval, spirit animal consultations, and guided journeys to help clients connect with their inner selves and gain insights into their life purpose. His holistic approach and deep spiritual knowledge have garnered him a dedicated following.

3. Enlightened Pathways: San Diego

San Diego's Grace Rivers is a spiritual guide specializing in meditation and personal growth workshops. Grace's teachings focus on mindfulness, self-compassion, and spiritual awakening. Her guided meditations and workshops provide participants with tools to cultivate inner peace and enhance their spiritual journey.

Choosing the Right Practitioner for You

Finding the right psychic, astrologer, or spiritual guide can be a deeply personal journey. Here are some tips to help you select the best practitioner for your needs:

Determine Your Needs: Consider what you hope to achieve from your session. Are you seeking answers to specific questions, spiritual guidance, or personal healing? Identifying your goals can help you choose a practitioner who specializes in the area you're interested in.

Research and Referrals: Look for practitioners with positive reviews and testimonials. Personal recommendations from friends or family can also provide valuable insights into a practitioner's abilities and approach.

Consultation: Many practitioners offer initial consultations or introductory sessions. Taking advantage of these opportunities can help you gauge whether their style and approach resonate with you.

Trust Your Intuition: Ultimately, choosing a practitioner should feel right on a personal level. Trust your instincts and choose someone who makes you feel comfortable and understood.

Embracing California's Mystical Community

California's rich spiritual landscape offers a wealth of opportunities for those seeking psychic insights, astrological guidance, and spiritual healing. From the bustling cityscapes to the tranquil coastal retreats, the state's practitioners bring their unique gifts and perspectives to help individuals navigate their spiritual journeys. Whether you're looking for a clairvoyant reading, astrological advice, or spiritual healing, California's diverse community of experts is ready to assist you on your path to self-discovery and personal growth.

By exploring the talented psychics, astrologers, and spiritual guides in California, you can unlock the mystical secrets that may hold the key to your life's journey. Embrace the wisdom and guidance available to you and embark on a transformative journey through the enchanting world of California's metaphysical community.

[wineryandbrewerytax]

Unveiling Santa Maria's Finest: Top Local CPAs Making a Mark in Financial Excellence

Santa Maria, nestled in the picturesque landscape of California's Central Coast, boasts a vibrant community of professionals dedicated to fostering financial prosperity. Among them, Certified Public Accountants (CPAs) play a pivotal role in shaping the economic landscape of the region. These financial wizards not only ensure compliance with tax regulations but also offer invaluable insights for individuals and businesses alike. Let's delve into the realm of Santa Maria's Top Local Cpas in Santa Maria  CPAs who have been instrumental in steering the financial success of their clients.

Smith & Associates CPA Firm: With over three decades of experience, Smith & Associates CPA Firm stands tall as a beacon of reliability in Santa Maria. Led by seasoned CPAs, this firm specializes in providing comprehensive accounting, tax planning, and business consulting services. Their commitment to personalized attention and meticulous analysis has garnered them a loyal clientele base, ranging from small businesses to high-net-worth individuals.

Jones Financial Services: Renowned for their proactive approach and innovative solutions, Jones Financial Services has earned a stellar reputation in Santa Maria's financial landscape. The firm's team of CPAs combines technical expertise with a deep understanding of local regulations to offer tailored financial strategies. From tax preparation to retirement planning, Jones Financial Services is synonymous with professionalism and client-centric service.

Garcia & Co. CPAs: Garcia & Co. CPAs exemplifies excellence through their unwavering dedication to client satisfaction. Specializing in a wide array of industries including healthcare, real estate, and hospitality, this firm delivers tailored solutions designed to optimize financial performance. With a strong emphasis on integrity and transparency, the team at Garcia & Co. CPAs goes above and beyond to exceed client expectations.

Martinez Tax & Accounting Services: As a cornerstone of Santa Maria's financial community, Martinez Tax & Accounting Firm in Santa Maria  Services has been empowering clients with sound financial advice for over two decades. Led by a dynamic team of CPAs, the firm offers a comprehensive suite of services ranging from tax planning to bookkeeping. Their commitment to fostering long-term relationships and delivering results sets them apart as trusted advisors in the region.

Rodriguez CPA Group: Rodriguez CPA Group prides itself on its forward-thinking approach and commitment to innovation. With a focus on leveraging technology to streamline processes and enhance efficiency, this firm caters to the evolving needs of modern businesses and individuals. From complex tax strategies to forensic accounting, the team at Rodriguez CPA Group brings a wealth of expertise to the table, earning them a prominent position among Santa Maria's top CPAs.

In conclusion, Santa Maria's top CPAs exemplify a blend of technical prowess, industry knowledge, and unwavering dedication to client success. Through their collaborative approach and personalized solutions, these professionals continue to shape the financial landscape of the region, ensuring a prosperous future for individuals and businesses alike. Whether navigating intricate tax regulations or charting a course for financial growth, the expertise of these CPAs remains indispensable in driving Santa Maria towards greater economic prosperity.

[fuzzyperfectionengineer]

O Level Statistics 4040 Lesson plans, Thematic Unit Plans Full and Latest Syllabus 📊✨

Hello, individual analysts! Take an exciting journey into the world of measurement with our latest blog entries. Currently, we are focusing on our valuable assets: O-Level Statistics 4040 lesson plans, thematic unit plans, and a complete and up-to-date syllabus. O-Level Measurement 4040 Illustration Plans, Complete Thematic Unit Plans, and Latest Prospectus at https://www.teacherspayteachers.com/Product/O-Level-Statistics-4040-Lesson-plans-Thematic-Unit-Plans-Full-Syllabus-Latest-10407732 _____________________________________________ Discover the possibilities of illustrated plans for measurements. Displaying the O Level Measurement 4040 requires a nuanced approach and our illustrated plans are created to help you grasp it using fact-based ideas. Let's take a look at why these lesson plans are so important for teachers. Comprehensive coverage of coursework: The entire O-Level Statistics 4040 syllabus is covered with carefully designed lesson plans to provide a comprehensive understanding of all statistical concepts and techniques. Topically structured unit plans: Focus students on specific thematic unit plans that break down complex subject matter into meaningful areas. Work with clear understanding and application skills. 🧮 Intuitive Learning: Support intuitive and dynamic growth opportunities with illustrated plans designed to encourage collaboration, decisive thinking, and active use of measurable critical thinking. Real-world application: Our illustration plan goes beyond hypothetical information and focuses on the useful use of measurable methods. Prepare students for real, measurable challenges. _____________________________________________ 1. 🌟Mr. Anderson • Region: New York, USA • Survey: “These lesson plans are full of statistical gems.” Incorporating real-world applications and linking to themed units has changed the way students see and understand fact-based ideas. Definitely recommended! ” 2. • Mr. Patel's location: Mumbai, India • Audit: "After reading this O-level statistics lesson plan, my students' interest in statistics has increased. This is the perfect lesson plan and will definitely continue my students' engineering studies. A great tool! 📊📘” 3. 🌟Teacher Kim • Region: Seoul, South Korea • Survey: "These illustrated plans are a clear advantage. Statistics are made interesting and relevant through thematic units." My students don't just care about things; Understand the impact on current reality through measurable research. 📈💡” 4. 🌟 Madame Dubois • Region: Paris, France • Survey: "These lesson plans are essential to me as a statistics teacher. They simplify the development of ideas and encourage students to apply statistics in the real world. Awesome! 📊🔍" Five. 🌟 Mr. Rodriguez • Region: Madrid, Spain • Test: "These school planes have been transformed into city classes. My students are now confidently understanding and applying city concepts. What a great opportunity! 🌐🧮" 🌈 Unlock a Wealth of Resources: Find more valuable resources like lesson plans, at this Secret Link.  https://www.teacherspayteachers.com/Store/Useful-Resources-For-Everyone Uncover the hidden secrets that await you and let the journey of discovery continue to attain professional methodologies and reach the height of your teaching/training/mentoring career.

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[mrshcloset]

The Crown of Life

God blesses those who patiently endure testing and temptation. James 1:12 NLT

READ James 1:1–12

audio playLISTEN ONLINE

Twelve-year-old LeeAdianez Rodriguez-Espada was worried that she’d be late for a 5K run (just over 3 miles). Her anxiety led her to take off with a group of runners fifteen minutes earlier than her start time. She didn’t realise it, but they were participants of the half-marathon (more than 13 miles!). LeeAdianez fell in pace with other runners and put one foot in front of the other. At mile four, with the finish line nowhere in sight, she realised that she was in a longer and more difficult race. Instead of dropping out, she simply kept running. The accidental half-marathoner completed the race and placed 1,885th out of 2,111 finishers. Now that’s perseverance!

While undergoing persecution, many first-century believers in Jesus wanted to drop out of the race for Christ, but James encouraged them to keep running. If they patiently endured testing, God promised a double reward (James 1:4, 12). Firstly, “perseverance [would] finish its work” so they could be “mature and complete, not lacking anything” (v. 4). Secondly, God would give them the “crown of life”—life in Jesus on earth and the promise of being in His presence in the life to come (v. 12).

Some days the Christian race feels like it’s not the one we signed up for—it’s something longer and more difficult than we expected. But as God provides what we need, we can persevere and keep on running.

By Marvin Williams

REFLECT & PRAY

What difficulty are you enduring right now? What can you do to remain faithful to God as you undergo testing?

Dear God, my legs are tired, and I feel like giving up. Please strengthen me.

SCRIPTURE INSIGHT

James encourages believers in Jesus experiencing “trials” (1:2, 12) by describing their unseen value—growth in perseverance, maturity, and wisdom (vv. 3-5). How believers respond to difficulty witnesses to their faith in Christ, who promises them a “crown of life” (v. 12).

Many believe these trials included persecution for their faith. New Testament scholar Scot McKnight argues that James’ emphasis on the dangers of wealth and the value of humility and poverty (vv. 9-11; 2:1-7) suggests that this persecution took the form of economic oppression. In James 2:6-7, the author describes the wealthy exploiting and oppressing believers.

Monica La Rose

[giancarlo-antona]

ConversionGorilla V2 – Drive More Traffic, Boost Clicks and Increase

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[motivatingspeech]

Who is Tony Robbins: 15 Things You Don't Know About Tony Robbins.

Who is Tony Robbins: 15 Things You Don't Know About Tony Robbins.

Who is Tony Robbins? Tony Robbins is a motivational speaker, best-selling author, self-help guru and a businessman. Robbins was born on February 29, 1960 in California. After a difficult childhood he went out on his own and started promoting seminars for motivational speaker Jim Rohn.  From there Tony developed his own business as a self-help coach and began hosting seminars. His business began to take off when he started producing infomercials to advertise his books and services over the years. Tony has helped countless celebrities, powerful businessman and everyday people through his individual coaching, weekend seminars books and philanthropy. His celebrity clients include Serena Williams, Leonardo DiCaprio, Oprah Winfrey, Bill Clinton, Chuck Liddell and Hugh Jackman, over 40 years in the business he remains as relevant and successful as ever, where the net worth of around four hundred and eighty million dollars and about thirty million earned annually.

Let’s look at the 15 interesting facts you didn’t know about Tony Robbins:

1. Tony Robbins’s mother kicked him out of the house as a teenager. Tony's parents divorced when he was seven and then his mother had a series of boyfriends and husbands. One of her husband's was a semi-professional baseball player named Jim Robbins who legally adopted Tony when he was 12. When his adopted father abandoned the family, Robbins had to step in as a provider and worked to support his siblings. His mother turned to alcohol and prescription drugs and Tony described his home life as chaotic and abusive. When he was 17 years old his mother chased him out of the house with a knife and Tony never returned. He reconciled with his mother much later and even bought her a beach house in 1991. 2. Tony Robbins grew ten inches in one year because of a tumor. Everyone knows that Tony Robbins is a really tall but most people don’t realize this is due to a medical condition in his sophomore year. In high school Tony was Five feet one inch tall and over the next year he grew ten inches. Nobody knew at the time that he had actually had a pituitary tumor that caused the growth. His height is now six foot seven. 3. Tony Robbins worked as a janitor after he was kicked out of the house. Tony took a job as a janitor where he was making $40 a week. He then started on his own career path when he started working for a motivational speaker Jim Rohn. His job was to call people and convince them to go to Jim’s motivational seminars. Jim took him under his wing and taught him to not ask that life would be easier but that he would be better. 4. Tony Robbins started gaining recognition when he cured somebody’s snake phobia in 15 minutes. When Tony made the claim that he could cure somebody's phobia in 15 minutes, he was publicly attacked on the radio by a psychiatrist who said he was nothing but a charlatan and a liar. Tony challenged her to bring her patients suffering from a phobia of snakes to the Holiday Inn and the following night he would prove himself. It became a bit of a media spectacle but Tony was up for the challenge. The woman who had been suffering from a paralyzing fear of snakes for seven years was cured by Tony in less than 15 minutes and actually allowed Tony to wrap a snake around her shoulders with no fear. Accepting challenges became a signature move of Tony's and helped to elevate his career. 5. Tony Robbins charges businesses a consulting fee of 1 million dollars for his services. Among his other endeavors Tony offers executive consulting and business coaching services. Tony has trained a number of coaches that can be hired by businesses through the Tony Robbins results coaching program. But if you want to hire Tony himself, you have to be ready to pay up. Tony is the most expensive business coach with a fee of 1 million dollars per year in addition to sharing the company’s profits for the year. He claims he can bring a return on investment of up to seven hundred percent more than the initial investment. 6. Tony Robbins plans to feed 1 billion people in the next 10 years. Tony was extremely poor growing up and his family struggled to buy food. When he was 17 and first started having money himself, he paid for two family’s Thanksgiving dinners. The next year he fed for families and tried to double it every year. When he found real success he started buying Thanksgiving dinner for four million people every year for 12 years. When he received a five million dollar advance for his 2017 book called unshakeable your financial freedom playbook, he gave all the money to a charity called feeding America. He then asked the group how much it would cost to feed 100 million people and he says he wrote them a much bigger check to make that happen. He plans on feeding a billion people over the next 10 years. 7. During one day of his seminar Tony’s activity is the equivalent of running a marathon. Tony says that on his most intense day in his seminars his activity is the equivalent of running a marathon. He is very active during his seminars. Running and walking and interacting with the audience. He regularly does 27 miles in one day all while staying on stage and presenting his program. The activity does take a toll on his body but Tony says he uses cryotherapy to help his body recover. Cryotherapy involves getting into a machine for an intense several minutes. While your body is cooled with the use of liquid nitrogen to temperatures that are sometimes even colder than negative 200 °F. 8. Tony Robbins owns a mansion near Palm Beach Florida. Tony travels about 200 days a year. But the other days he comes home to a twenty four point seven five million dollar beachfront mansion in Palm Beach County. He looked at 88 properties in three states in just three weeks before purchasing the newly built home and he decided to move to Florida because they have no income tax. He stays in the first floor master suite and there are five additional bedrooms upstairs. Other features include an infinity pool. Nearly 200 feet of private beach a 50 foot boat dock and two acres of land. 9. Tony Robbins’ favorite music artist is Diddy.  Tony thanks listening to music increases productivity and can provide motivation. He loves rap music and says he especially loves any song by Diddy.                                                                                                                                                                                                                                   10. Bill Clinton called him for advice before he was impeached. In 1998, Bill Clinton found himself in hot water when he lied about his relationship with Monica Lewinsky. While giving testimony in a sexual harassment lawsuit filed against him by Paula Jones, the night before he was impeached. Clinton reached out to Tony Robbins and asked for advice .Tony told Clinton to think about what he wanted his legacy to be and to choose his actions carefully because at the end of the day he had to be able to look himself in the face. 11. Tony Robbins declined to help Alex Rodriguez, a.k.a. A-Rod. Tony is approached by an untold number of people every year who want his help and advice one person who reached out to Tony was former Yankees baseball star Alex Rodriguez. Otherwise known as A-Rod. He called Tony while he was caught up with some controversy while he was still a part of the Yankees. But Tony said he simply didn't have the time to help him. 12. Tony Robbins owns a five-star resort in Fiji. Robbins's favorite place in the world is the Namale Resort and Spa in Fiji. He loves it so much that he bought it. The five-star all-inclusive Resort is where Tony hosts some of his life and wealth mastery seminars Oprah listed the resort as one of her favorite things in 2012. But you practically have to have Oprah’s deep pockets to stay there. A one night stay in June starts at 1145 dollars. 13. Tony Robbins first declined his role in SHALLOW HAL. Tony Robbins plays himself in the 2001 Farrelly Brothers movie Shallow Hal. But it took some convincing at first he declined the role because he wasn’t interested in acting. But when he received the script and saw the message of the movie was embracing inner beauty and not being a surface driven person he reconsidered. What really convinced him to do the movie was finding out that the writer of the script had purchased Tony’s personal power audio program often infomercial years prior. However Tony was not a fan of the lines written for him. So he asked if he could improvise. He said that when he smacked Jack Black on the head in a scene and said Devils come out that Jack had no idea was coming and the reaction on camera was real. 14. Tony Robbins bought a private jet in 2015. After years of flying commercial and chartering private jets Tony finally decided to buy his own. He bought a Bombardier Global Express XRS from Micky Arison, the owner of the Miami Heat and the Carnival Cruise Line for an estimated cost of 50 million dollars. 15. Tony Robbins met both of his wives at his seminars. He met his first wife Becky Jenkins at one of his seminars and they married in 1982. He adopted the three children she had from her to former marriages. While married, he had a child with a former girlfriend Eliza in 1984. Their son's name is Jarek and is now a motivational speaker as well. Tony Robbins divorced his first wife in 1996 and met his second wife Sage Humphrey in 1999 at another one of his seminars. The two were married in 2011. So, these were some interesting things and facts about Tony Robbins. Hope you liked it. Here’s a fun fact about Tony Robbins:                                                                                              Tony Robbins once said that if he could change one thing about himself he would make himself smaller so that he could fit into normal cars and clothes. Read the full article

[dippedanddripped]

NOBODY KNOWS WHAT LUXURY IS ANYMOREBy

Marc Bain

June 16, 2018

Luxury ain’t what it used to be. Blame the internet, the rise of on-demand services, and the shift in consumer values as younger generations become more important buyers of high-end goods—all are challenging traditional notions of what luxury is.

The classic symbols—the Hermès Birkin bag, a couture dress by Dior, a watch by Rolex—aren’t in any danger of losing status. But around its edges, the concept of luxury is getting blurry, making it less clear where it begins and ends.

What, for example, should you make of a Louis Vuitton hoodie created in collaboration with a skate brand? Is a $2,500 dress still a luxury item when you’re renting it for a fraction of that price? Does the shine of luxury fade if you get a bargain on used coat and then resell it a few months later? Does a New Yorker tote bag rival pricey handbags by signaling an exalted sensibility?

These questions aren’t just hypotheticals. Luxury labels are turning to sweatpants and sneakers for sales growth. The designer clothing rental company Rent the Runway is spreading across the US. Online resale sites such as The RealReal and Vestiaire Collective keep growing. And social and environmental awareness has become a potent marker of affluence and status.

The changes are forcing the traditional luxury makers to adapt, particularly as a new normal of slower global growth takes hold. They’re also offering opportunities for success to the designers and businesses ready to capitalize on the transformations taking place.

Here’s what we know about the new luxury, gleaned in part from insights shared by luxury insiders at a June 7 conference organized by the French-American Chamber of Commerce (FACC) in New York.

LUXURY IS A GRAPHIC T-SHIRT

“The idea of what is luxurious is changing; I think it’s about brand rather than luxury,” said Lazaro Hernandez, cofounder of American fashion brand Proenza Schouler, at the conference.

One of the clearest themes to emerge from the event, which brought together executives from several French and American businesses to talk about the shifts taking place in the industry, was that even for them it’s becoming harder to define what counts as luxury.

Hernandez and Jack McCollough, Proenza Schouler’s other cofounder, argued that an exquisitely crafted product—one of the pillars of traditional, aspirational luxury—matters less to young shoppers than it did to previous generations. More often today it’s the brand—the image, and the storytelling—that attract, which means luxury brands can often sell non-luxurious products without any damage to their prestige.

“I think a true luxury brand today can work in so many different price points,” Hernandez continued. “You can sell a t-shirt for $300, $200 and still be considered a luxury brand these days. Those parameters of what is considered luxury and what is not, I think, are sort of disappearing.”

While fashion and luxury aren’t one in the same, as menswear critic Charlie Porter has astutely noted, many leading luxury brands have followed consumers toward less formal dress, which these days means a lot of athletic wear, especially sneakers, and casual, logo-heavy streetwear. Louis Vuitton hired fashion designer Virgil Abloh, known for his streetwear leanings, to design its menswear. Balenciaga’s creative director, Demna Gvasalia, has found success with items such as sneakers and hoodies.

No matter how expensive and well-crafted they are, a Balenciaga t-shirt or a pair of its sneakers would not have generally been called luxurious a few decades ago—especially as they can be deliberately ugly, reflecting the desire of designers and shoppers alike to break from old standards of taste and stand out on Instagram (paywall). But as Gvasalia told the Financial Times (paywall) earlier this year, young shoppers are now prioritizing uniqueness over the traditional markers of high-end craftsmanship.

Not everyone agrees that what we define as luxury is fundamentally any different today. Another speaker at the conference, Alain Bernard, president and CEO of Van Cleef & Arpels Americas, said his definition is unchanged from 20 years ago; quality and elevated design are still necessities.

But these diverging viewpoints underscore that there is no settled criteria for what defines luxury at this point. Steve Shiffman, CEO of Calvin Klein Inc., talked about how a $25,000 dress designed by artistic director Raf Simons and a $5 pair of Calvin Klein underwear work as part of the same brand. Luxury can be both inclusive and exclusive, aspirational and attainable, he said. What matters most is that the products are objects of desire.

LUXURY IS FOR RENT

“Millennials have been reluctant to buy items such as cars, music and luxury goods,” states investment firm Goldman Sachs. “Instead, they’re turning to a new set of services that provide access to products without the burdens of ownership, giving rise to what’s being called a ‘sharing economy.'”

Millennials and Gen Z already account for 30% of global luxury sales, and they’re on pace to hit 45% by 2025, according to consulting firm Bain & Company. For a lot of these consumers, ownership is overrated. Why purchase movies when you can stream them on Netflix? Who needs a car when there’s Uber?

Similar services are popping up in luxury too. Now, you can rent a Narciso Rodriguez dress for an evening, or a Marni jacket for a month, with Rent the Runway. If you want to show off your discerning taste with a Rolex or a Patek Philippe watch, but don’t have several thousand dollars to spend, there’s Eleven James.

But rental dilutes luxury’s emotional power, Gary Wassner, CEO of Hilldun Corporation and chairman of Interluxe Holdings, which invests in emerging luxury and fashion brands, argued at the conference. Ownership is an essential part of the experience.

“There are words that we’ve always associated with luxury, and they’re not necessarily good ones, but ‘covet,’ ‘possess—'” he said.

Olivier Reza, CEO of Eleven James, interjected, calling those words marketing terms used by brands.

“I’m not even thinking marketing,” Wassner countered. “I’m thinking historically, the emotional aspect of owning a luxurious product that used to give the consumer a sense of accomplishment, of success.”

Exclusivity has been an integral part of luxury’s draw for the few who can afford it. But these services are making the category accessible to a much broader range of customers.

LUXURY IS A NEW YORKER TOTE BAG

The power of luxury has always resided in its ability to convey status. That’s the basis of Thorstein Veblen’s well-known 1899 polemic, The Theory of the Leisure Class, which held that the rich use their wealth to flaunt their class status with consumer goods: “Conspicuous consumption,” he called it. Impractical fashions such as high heels and top hats demonstrated that the person wearing them didn’t actually have to work, and marked them as part of the leisure class.

But conspicuous consumption is on the decline, argues sociologist Elizabeth Currid-Halkett in her book, The Sum of Small Things: A Theory of the Aspirational Class. That’s because many consumer products have become much more widely available to all classes, thanks to globalization and advances in technology.

The result is that conspicuous consumption has been supplanted by a less conspicuous variety that makes “social, environmental, and cultural awareness” the new social capital. Quartz’s Dan Kopf explained:

So instead of spending money on consumer products, Currid-Halkett finds that the rich increasingly focus their spending on “nonvisible, highly expensive goods and services” that allow them to have time to gain that social capital and foster it in their children. Such goods and services include child care, gardeners, and, most importantly, education.

Far from ignoring this shift, the luxury industry is adjusting where it can. Luxury brands are becoming more vocal about their commitments to sustainability, and making a point of showing off that consciousness by dressing celebrities in sustainably produced gowns. Luxury executives are mingling with A-listers at events that promote environmental and social awareness. Luxury retailers such as Net-a-Porter, Saks Fifth Avenue, and Neiman Marcus are now selling wellness products along with their high-end handbags.

None of this is to say that a Louis Vuitton Petite Malle or the mythically unobtainable Hermès Birkin no longer conveys status. But it does mean that carrying an NPR tote, munching an organic avocado toast, with a yoga mat dangling from your shoulder conveys a palpable status—especially on Instagram. The course isn’t likely to reverse either, as education and the other goods and services that nurture this form of signaling continue to get more expensive.

LUXURY LIVES ON INSTAGRAM

If you needed any indication of the power that social-media influencers wield in fashion today, consider that the Council of Fashion Designers of America—the governing body of the US fashion industry—just gave out its first-ever influencer award. Its inevitable recipient: Kim Kardashian West.

The explosion of social media flips the old paradigm, where brands mostly created their own public image from the top down, through advertisements and by building relationships with fashion magazines and editors such as Vogue’s Anna Wintour.

But now anyone with a smartphone can become an “influencer,” crafting their own share of a brand’s image through the pictures they post and what they say. It has shifted the balance of power, and while brands still retain much of it, influencers are increasing in clout.

Brands now ignore influencers at their peril. Tribe Dynamics, a company that identifies influencers and estimates the “earned media value” of their activity around brands, has been hired by luxury giant LVMH (paywall) and others as they move more of their ad spending online. At the FACC conference, Conor Begley, the cofounder and president, recounted an example of the way influencers are shaping the images of luxury brands. Begley said he was invited to speak to a room of executives at one of the five largest luxury brands in the world (he declined to name which):

I’m showing them a bunch of data on Chanel. The number one influencer for Chanel is a guy named Jeffree Star. For those of you that don’t know Jeffree Star, he has pink hair, he’s tattooed from like head to toe—and his neck too—he will routinely smoke weed in his videos […] We show them this data, and somebody from this luxury brand says, ‘Hey, we know this is really important, but we wouldn’t want Jeffree to be our number-one influencer.’ I talk about inclusivity versus exclusivity and not really controlling the conversation, etc. We go home, we look at the data; he was the number-one influencer for that brand as well, they just didn’t know it.

Star is a makeup artist and social-media personality with a large following. Shortly after that meeting, Begley said, Star caused a stir by posting a YouTube video in which he cut up a $5,000 Chanel bag with a glowing-hot knife. Chanel doesn’t need to make Star the face of its brand, Begley pointed out, but it would probably be good for the label to create a relationship with him, since he’s having an impact on how his many fans perceive Chanel. Gucci, in fact, has done just that, and made custom products just for him.

One consequence of influencers’ growing clout is that magazines are losing their grip as the exclusive gatekeepers in fashion. They used to be a brands’ best way to broadcast its message to an audience of potential customers. Now the internet and social media have changed that, and brands have to target small communities online in ways that speak to them.

(Interestingly enough, though, magazine editors are now often influencers themselves (paywall), with their own personal followings separate from the companies they work for.)

LUXURY ISN’T EXCLUSIVE

One theme that runs through many of these changes is that they’re breaking down barriers which once made luxury a walled garden, or at least lowering them several feet. Rental and resale make luxury items more affordable and accessible. T-shirts and slide sandals that proclaim a high-end brand put those brands within reach of more shoppers, both culturally and economically, than expensive evening gowns. Luxury labels now have to consider all their customers because of social media.

The industry is also paying more attention to the non-white and non-wealthy. It has no choice: Younger luxury consumers are more diverse, and the financial and cultural power of hip-hop and streetwear keeps growing. Luxury businesses are also responding to the demands of consumers today who want the brands they buy to reflect their own values. “For them the term [“luxury”] has connotations of elitism and exclusivity,” Alexander Gilkes, cofounder of auction house Paddle8, told the New York Times (paywall). “Instead, they want a luxury that is inclusive, honest and democratic.”

The word “inclusive” came up repeatedly at the FACC talk. As a mindset, it’s a tricky one for luxury labels to maintain, when part of what makes a product desirable, whether it’s a Chanel bag or a rare pair of Jordans, is that not everyone can get it. But the world is changing, and luxury will have to change with it. It’s a challenge, but also a great opportunity for the companies that meet it.

[release-info]

SEARCH PEOPLE NOSTALGIA CELEBRITY HISTORY & CULTURE CRIME & SCANDAL COMEDY GIANTS VIDEO ABOUT CONTACT US ADVERTISE PRIVACY NOTICE TERMS OF USE COPYRIGHT POLICY AD CHOICES PRIVACY SETTINGS Logo Lionel Messi Lionel Messi Biography Children’s Activist (1987–) Argentina native Lionel Messi has established records for goals scored and won individual awards en route to worldwide recognition as one of the best players in soccer. Who Is Lionel Messi? Luis Lionel Andres (“Leo”) Messi (b. June 24, 1987) is an Argentinian soccer player who plays forward for the FC Barcelona club and the Argentine national team. At the age of 13, Messi moved from Argentina to Spain after FC Barcelona agreed to pay for his medical treatments. There he earned renown as one of the greatest players in history, helping his club win more than two dozen league titles and tournaments. In 2012, he set a record for most goals in a calendar year, and in 2016, he was named Europe’s Ballon d’Or winner for the fifth time. Lionel Messi, April 2017. (Photo: Josep Lago AFP Getty Images) Lionel Messi, April 2017. (Photo: Josep Lago AFP Getty Images) Net Worth As of 2017, Lionel Messi is worth an estimated $80 million, taking into account his salary plus bonuses and endorsements, according to Forbes.com. That makes Messi the second highest-paid soccer player and the third highest-paid athlete in the world, after fellow soccer great Cristiano Ronaldo and basketball star LeBron James. Almost universally regarded as the best soccer player in the game, Messi has become the commercial face of soccer with endorsements from Adidas, Pepsi, EA Sports and Turkish Airways, among other companies. Height Lionel Messi is 5 feet, 7 inches tall and weighs 72 kilograms (159 pounds). With his short stature, speed and relentless attacking style, Messi has drawn comparisons to another famous Argentinian footballer, Diego Maradona. Birthday Lionel Messi was born on June 24, 1987, in Rosario, Argentina. Wife On June 30, 2017, Lionel Messi married Antonella Roccuzzo, his longtime girlfriend and the cousin of his best friend and fellow soccer player Lucas Scaglia. Messi met Roccuzzo in their hometown of Rosario when he was five years old. Their marriage, a civil ceremony dubbed by Argentina’s Clarín newspaper as the “wedding of the century,” was held at a luxury hotel in Rosario, with a number of fellow star soccer players and Colombian pop star Shakira on the 260-person guest list. Messi’s Sons Messi became a father in November 2012 when Roccuzzo gave birth to a son, Thiago. In September 2015, the couple’s second son, Mateo, was born. Early Life As a young boy, Lionel Messi tagged along when his two older brothers played soccer with their friends, unintimidated by the bigger boys. At the age of eight, he was recruited to join the youth system of Newell’s Old Boys, a Rosario-based club. Recognizably smaller than most of the kids in his age group, Messi was eventually diagnosed by doctors as suffering from a hormone deficiency that restricted his growth. Messi’s parents, Jorge and Ceclia, decided on a regimen of nightly growth-hormone injections for their son, though it soon proved impossible to pay several hundred dollars per month for the medication. So, at the age of 13, when Messi was offered the chance to train at soccer powerhouse FC Barcelona’s youth academy, La Masia, and have his medical bills covered by the team, Messi’s family picked up and moved across the Atlantic to make a new home in Spain. Although he was often homesick in his new country, Messi moved quickly through the junior system ranks. Barcelona Soccer Player By the age of 16, Messi made his first appearance for the FC Barcelona. He put himself in the record books on May 1, 2005, as the youngest player to ever score a goal for the franchise. That same year, he led Argentina to the title in the under-20 World Cup, scoring on a pair of penalty kicks to propel the team over Nigeria. Messi steered Barcelona to a wealth of success, most notably in 2009, when the left-footer’s team captured the Champions League, La Liga, and Spanish Super Cup titles. That same year, after two consecutive runner-up finishes, he took home his first FIFA “World Player of the Year” honor/Ballon d’Or award. Even the great Maradona gushed about his fellow countryman. “I see him as very similar to me,” the retired player told the BBC. “He’s a leader and is offering lessons in beautiful football. He has something different than any other player in the world.” Amazingly, the soccer wizard continued to improve, discovering new ways to elude defenders while leading Barcelona to La Liga and Spanish Super Cup championships in 2010 and 2011, as well as the ’11 Champions League title. Messi embarked on an all-out assault on the record books in 2012. He became the first player to score five goals in a Champions League match in early March, and a few weeks later he surpassed Cesar Rodriguez’s club-record 232 goals to become Barcelona’s all-time leading scorer. By the end of 2012, Messi had accumulated an astounding 91 goals in club and international play, eclipsing the 85 netted in a single calendar year by Gerd Muller in 1972. Fittingly, he broke another record when he was named the FIFA Ballon d’Or winner for the fourth time in January 2013. The soccer great came back to earth somewhat that year due to the persistence of hamstring injuries, but he regained his record-breaking form by becoming the all-time leading scorer in La Liga and Champions League play in late 2014. After helping Barcelona achieve a historic second treble in 2015, he was honored with his fifth FIFA Ballon d’Or trophy. Argentina National Team Controversy For all his success with Barcelona, Messi has come under fire for his inability to help Argentina’s national team win a major title. He did lead “La Albiceleste” to the final of the 2014 World Cup, and was named player of the tournament, although his team lost to Germany. In 2016, following Argentina’s second consecutive loss to Chile in the final of the Copa America tournament, Messi announced he was ending his run with the national team. The soccer great eventually reversed his decision, but his participation in the 2018 World Cup did not bring that elusive title, as hoped. After Messi scored an early goal in a 2-1 win over Nigeria that helped his team advance from the group stage, he was largely kept in check by France, his two assists not enough to stave off a 4-3 defeat that sent Argentina packing. Tax Fraud Scandal In July 2016, Messi suffered a blow off the soccer field when a Barcelona court found him and his father guilty of three counts of tax fraud. During a four-day trial, Messi and his father denied breaking the law and claimed they were unaware of any tax illegalities that were committed. However, they were both sentenced to 21 months in prison. Under Spanish law, first offenses under two years are suspended so they will not go to jail, but Messi will pay a fine of 2 million euros and his father is required to pay 1.5 million euros. Charity and UNICEF Although he is famously quiet and private off the field, Messi has found ways to help others in need. In 2007, he formed the Leo Messi Foundation to provide opportunities for disadvantaged youths. In early 2010, UNICEF named him a goodwill ambassador, with a focus on fighting for children’s rights across the globe. Related Videos Mia Hamm – Mini Biography (TV-PG; 2:33) Hope Solo – Mini Biography (TV-PG; 2:41) Cristiano Ronaldo – Mini Biography (TV-PG; 3:38) David Beckham – Mini Biography (TV-PG; 3:56) Fact Check We strive for accuracy and fairness. If you see something that doesn’t look right, contact us! Citation Information Article Title Lionel Messi Biography Author Biography.com Editors Website Name The Biography.com website URL http://bit.ly/2Et9T4d Access Date 24 May 2019 Publisher A&E Television Networks Last Updated May 14, 2019 Original Published Date April 2, 2014 Biography Newsletter Sign up for the Biography newsletter to receive stories about the people who shaped our world and the stories that shaped their lives. email address SUBSCRIBE MORE STORIES FROM BIOGRAPHY ATHLETES Cristiano Ronaldo (1985–) ATHLETES Diego Maradona (1960–) ATHLETES David Beckham (1975–) ATHLETES Mia Hamm (1972–) MUSICIANS Lionel Richie (1949–) ATHLETES Pelé (1940–) ATHLETES Hope Solo (1981–) ATHLETES Zinedine Zidane (1972–) ATHLETES Carli Lloyd (1982–) SEE MORE About Contact Us Advertise Privacy Notice Terms of Use Copyright Policy Ad Choices © 2019 Bio and the Bio logo are registered trademarks of A&E Television Networks, LLC. #football#messi#lifestyle#crypto#Release#Leo #messi #biography#barcelona http://bit.ly/2WmIs6n

[melvinfellerstuff]

Melvin Feller MA an Architect of Change in Both Businesses of All Types and Various Types of Real Estate Investments as Well as Wealth Accumulation in Oklahoma and Texas

Melvin Feller MA an Architect of Change in Both Businesses of All Types and Various Types of Real Estate Investments as Well as Wealth Accumulation in Oklahoma and Texas

 Melvin Feller and is an architect of change. He stands alongside the board and executive of a company and assist as they chart their way forward. It is scary heading into the unknown, into the often-unchartered waters of change. He knows how that feels. As an independent advisor, he sees clients challenged by complexity as they struggle to develop and execute relevant strategy effectively. His contribution to their enquiry is the union of his experience as a chartered Business Influencer and Real Estate transaction Engineer with a deep interest in leadership behavior and how it influences results.

 Melvin Feller’s dynamic presence, instinctive strategic vision, and creative thinking produce effective, sustainable bottom-line results for his clients. His “Can Do” attitude generates confidence in his executive coaching clients and strategic consulting corporate clients. Throughout Melvin Feller’s career, he has increased the profitability of nearly every organization with which he has worked.

Melvin Feller focuses on separating daily distractions from the real issues in order to put the executive and/or business on the right path to grow and prosper. Results are immediate, growth sustainable, and profitability long-term.

 Dozens of Melvin Feller’s clients have been on Inc.’s 500/5000 list and many have been named as a “Best Places To Work.

 Using Melvin Feller’s intuitive, systematic approach, and our proven strategic and tactical tools, we help you plan for profit.

 Melvin Feller believes that what gets measured is improved. Therefore, he is continually developing processes and systems that allow you to easily measure, manage and maintain a highly profitable business.

 Melvin Feller is ready to help you increase your sales, trim and manage your operating costs and see your profits soar and/or leverage your time for Business, Real Estate or Stocks!

  Melvin Feller knows that people love real estate or stocks.  However, this is about stocks because over the weekend my brother asked me a question about a mutual fund he owned.  How do you decide when to sell my stock or mutual fund?  

 I always go through a series of questions when looking at making any changes in my investments. They work for just about any type of investment.  The biggest one is Why did I buy it?  Before you ask if it is the right thing to sell my stock, you should ask why I bought it.

Knowing the reason you bought it can help you understand where it fits in your current investment portfolio.   You did have a reason when you bought it did you not?  I have found this to be one of the toughest questions for people to answer. Most do not know.   They honestly don't know why they bought the stock.

 A friend suggested it to them. They read a hot tip in an email they got. They saw it on CNBC as a Must Buy.  They did proper research and saw it fit into their current investment desires and risk tolerances and outlook on the economy.  They liked the name of the company.

 I have even had someone tell me they bought it because the ticker symbol looked cute.  (Probably not the best way to make a decision on buying a stock by the way). If you made your decision this way, the answer to should I sell my stock is definitely YES as you probably do not need to be investing in the stock market.

 Therefore, in my brother's case, he had done his proper research and it fit his requirements. Unfortunately, the stock has not performed up to expectations.  

 Therefore, the next thing you need to ask.  What has changed?  Has something change to make me want to sell my stock?

 If it is a sector-based fund, has the economic future changed for it?  Remember a mutual fund is generally made of stock in individual companies.  Look at the major holdings of the fund and treat each one as an individual stock.

  For a single company, have things changed?

Management changes (upper management leaving can cause a drop in performance as the company loses direction).  

 If a stock has not been performing well, a management change can be good for it.  Often it is more important to dig deeper and understand why they are making the change.  If you see wholesale change such as several layers of management or the majority of senior leadership change, then it is time to be concerned.

 Environment changes (The environment here is not the great outdoors.  It is the landscape that the company operates within.)

  Have the laws changes making it more difficult to grow?  It could be driven by lawsuits or antitrust considerations.  It could be changes in tax law as well.  Some industries have benefited by allows consumers to claim credits to offset the higher cost of their technology.  Alternative energy is a prime example.  At one time huge incentives could be found for companies in this field.  With sky rocketing oil prices, they were the hottest thing on the market.  

 Have competitors introduced new technology that make you obsolete (Think word processors vs typewriters).

 Has your new technology not proven itself? (Drug companies run into this all the time as new drugs look promising but then fail to meet expectations).  Small pharma companies can be a roller coaster ride.  Large pharma companies can have very reliable earnings as they have many products out in the market.  Any softness they find in one area can be offset with improvements in another.  

 Smaller drug companies usually are more dependent on new drugs being approved.  If they do, the stock of the company can do very well. If they do not it can tank very quickly. Any penny stock should only be used for the part of your portfolio that you like to gamble with.  Extreme returns can be common (1,000x up or near complete loss).

  Performance changes - The stock price in most cases is based on past performance of the company and expected future performance. It is also impacted a lot by momentum traders who do not look at the fundamentals of the company but only rely on the current price increases.

  If something changes to impact future projections, the stock price can change.   Some of those could be execution.  Every company has a strategic plan they need to execute to reach their goals.  If they fail to execute them, their profitability can be impacted.  

 It may be the loss of a major client.  Companies are required to publish if they have any single customer that provides a substantial percentage of their business.  If that customer leaves, it can have a much larger impact on the profit than you may expect.  We will explain the concept of profit on the margin in a later post.

 Change in Strategy = Sometimes a company will decide to make a change of strategy internally.

  This is often done because they see a need to change based on the environment changing.  Changing strategy can be difficult to execute.  IBM is a good example of this.  They have made a couple of strategy changes over the years.  The performance of the company may change short term as they make these changes.

 So back to the original question - Should I sell my stock?

What if nothing has changed? Should I sell my stock then?  

 Maybe.  You could have been wrong about your reasons for investing. If the stock performance has not met expectations, then you should still consider selling it.

  Usually when I decide if I should sell my stock, I use one simple question.  That is it.   Just one little question.

 If I did not own it would I buy it today?  Yes deciding to sell my stock is really a buying a question.

  Money invested in a stock cannot be put to use in other places.  That puts us into opportunity costs.  Opportunity costs are not real costs.  They do not show up on a balance sheet or net worth statement.

 They do show up as a silent killer of our retirement funds though.  Say you decide to stay invested in a stock over a 10-year period and it does not go anywhere.  Each year that money could have been invested in something that generates an ROI (return on investment).  The opportunity cost is the cost of staying invested in a non-performing asset versus a very safe investment like T-bills.

 So when I decide if I am going to sell my stock, I ask myself is this the best place for my money to be right now?  That can be a tough question to answer at times but is the only way I know to take the psychology of sunk costs out of the equation.  

 So to decide if I should sell my stock, decide if it were something, you would buy now if you were not already invested in it.  If the answer is no, then sell it.  If the answer is yes, then keep it.

 Just ask if Melvin Feller’s advice is worth it!

 “Truth telling, honesty, and candor: I loved you Melvin Feller! You have so much energy and knowledge! I truly hope I get another opportunity to be coached by you. I see myself a little clearer now, and it’s not so bad.”

 Lisa Mathews

 “Melvin Feller you added more value than we can possibly see right now. Melvin Feller, you are warm, inviting, and accommodating. Thank you for coming alongside us in this transition!”

 Vanessa Cavanaugh

  “Melvin Feller the best education session that we have attended in many years! Thank you so much — I am very excited to put everything you have taught us into practice!”

 Michael Randolph

 “Mr. Melvin Feller, Thank you, thank you, thank you for giving a marvelous keynote at our Symposium! While we have not yet collected the official feedback, the unofficial feedback was that You Were a Hit! I heard nothing but compliments regarding your presentations. Thank you for making such a positive impact on our attendees! ”

 Lyle Cunningham VP

 “Melvin Feller uses his humor, compassion, and direct nature to help bring out the best in me. Melvin Feller is committed to helping me live…I mean, really live, life to its fullest.”

 Jose Rodriguez

[spatialanomalousmatter]

TJ Demos – Against the Anthropocene. The Many Names of Resistance

T.J. Demos | Against the Anthropocene from Kaaitheater on Vimeo.

How do we critically reflect on climate change through the arts? TJ Demos’ previous books include “Decolonising Nature” and his latest book “Against the Anthropocene”. His latest book has a more activist stance. The term Anthropocene coined in the early 2000s. The term supported a strongly technical and scientific sense, with not much in the way of political discussions. This proved problematic for TJ Demos, hence his polemical work “Against the Anthropocene”.

There is no such thing as discrete human subjectivities, we are connected to nature and enmeshed with it. Anna Sing’s book “Multispecies Salon” argues this. The term Anthropocene looks more at humans only, and in general as being responsible for climate change. However it is not all humans, but particular ones that are responsible for climate change. Some have been more adversely affected depending on wealth, poverty, class, gender, race etc. There is a disproportionate impact of climate change depending on who and where you are.

“Climate change represents the burning of Africa.” - TJ Demos

Political conference delegates agree on 1.5 degrees celcius warming, but this would be catastrophic for people in coastal regions in Bangladesh for example. There is a suggestion that geoengineering may be a necessary response to climate change. Technofixes for climate change deals with the symptoms but not the causes. Economic growth is seen to be compatible with climate solutions, but is this belief true? The Capitalocene these argues that climate change has been going on for 500 years, but if we are to address it properly we need to address this capitalist history.

The dates of the Anthropocene are proposed to have begun in the 1950s by geologists. This is when nuclear power was globalised. The book “Anthropocene or Capitalocene” edited by Jason W. Moore, rejects technoscientific empiricism in favour of looking at the cause from a political, colonial perspective. Capitalocene emphasises environmental violence and injustice against oppressed people and nature. Intersectionalist discussions look at the racial and colonial injustice that has accompanied the environmental transformation.

Forensic Architechture has also looked at the Capitalocene. Eyal Wiseman suggests that environmental transformation or climate change is not an unintended accident, but rather an intended aim of colonialism from the start. TJ Demos helped set up the Centre for Creative Ecologies to encourage this research and discourse. There is a risk of environmentalism becoming a privileged domain. In his view it needs to be linked to social justice domains. Environmentalism must not become a white domain, it needs to be intersectionalist and support social justice.

The Cthulucene: a term coined by Donna Haraway, from her book “Staying with the Trouble”. Linked to HP Lovecraft’s Cthulu, without the sexist undertones. Diverse mythological constructions such as naga, pachamama, or mother earth. Cthulucene is the era of multiscpecies being. Visualisations of the Cthulucene have been created by artists such as the Crochet Coral Reef. They sometimes show them as bleached to emphasise their destruction. Also shown are Navajo weaving and Pigeon Ring.

We need many names. A “Manifesto for the Gynecene” was an idea by artists Alexandra Pirici and Raluca Voinea in 2015. They proposed that patriarchy should be excluded in all its violent expressions such as colonialism, profit etc. Practices such as pachamana and rights of mother earth come out of indigenous traditions which are an example of the Gynacene. Defend Our Mother was an example of a poster by Fabiana Rodriguez, Gynacene aesthetics. Standing Rock against Dakota Access pipeline: “Water is life” proposing a different ontology based within a non-capitalist, non-commoditised understanding of environmental issues. Geontology is seeing the conditions of being as rift zones where different world views come into a clashing relationship.

Mountain top removal mining is when companies blow up mountain tops to get at coal underneath. Plantationocene is where agriculture has been turned into a science of colonialism. Anna Sing shows how divisions between genders and races are regimented into Capitalist labour systems, within a monocrop area. Plasticene is about the spread of plastics and micropolymers throughout the world. This is only going to grow in the future. We are plasticising the planet. Plastic as a material of Capitalism. The Pyrocene relates to the spread of wildfires such as in California.

"A World at War" is an article in New Republic. Our only hope is to mobilise like we did in world war 2. They want to decrease the CO2 in the air to under 300 parts per million. But they are looking at it from only a technoscientific viewpoint, and not looking at the 500 year history of Capitalism and its effects on climate change. Communities of colour are more endangered by incinerators than others, their lives are seen as less important somehow. We must decolonise environmentalism. Avoid the ecologies of affluence of white environmentalism. Ecological struggles are really the struggle for universal emancipation.

Artistic project “Forest Law”, 2014, investigates decades of oil exploitation in the Equadorian Amazon by oil companies, drilling for oil and leaving oil by-products on the floor. Artists building solidarities and connections with social movements is crucial. “The Party of Others”, a political party that is non-anthropocentric and includes animals and others so they can have a political voice. Rosa Braidotti calls it developing a zoe-centred (animal or non-human) egalitarianism. “The Climate Games” included Inflatables to activate participants, creating space between activists and police. There is a history of the use of cobblestones in revolutions in France. Non-violent civil shutting down of coal mines, “we are nature defending itself”, avoiding the anthropocentrism of the nature/culture binarism. In New York “not an alternative” wrote a letter to museums to detach from fossil fuel funding. David Koch, a fossil fuel corporate figure, got kicked off the board of the American Natural History Museum. Liberate Tate have been doing performance interventions showing the cost of petrocapitalism, and got Tate to stop its association with BP: institutional liberation. Non-reformist reform, welcomes small steps but also recognises it is inadequate.

Discussion after the talk:

Sustainability as an empty signifier. It supports not ecological sustainability but economical sustainability. Post-representational system in which language is dead. Evidence doesn’t necessarily change minds, people become sensitive and embedded in their positions. Create art based within the affect of social justice. What is Art in the post-representational present?

Billionaires buying escape silos in case of catastrophic futures. Others cannot do this. “Breakthrough Institute” (setup by people such as Bill Gates and other corporate leaders) don’t talk about racism or economic inequality, they talk about saving humanity and humanism through geoengineering and saving humanity with all its inequalities intact.

Reference:

Demos, T.J.; "Against the Anthropocene"; Sternberg Press, 2017.

[aneddoticamagazinestuff]

THE DISUNITED KINGDOM

New Post has been published on https://www.aneddoticamagazine.com/disunited-kingdom/

THE DISUNITED KINGDOM

  ECONOMIC CONSIDERATIONS ON THE DISUNITED KINGDOM

From „Der Spiegel“

we move to the following considerations:

a) The economic crisis is becoming universal. All countries increase more and more the difference between the rich and the poor.

b) Even countries that did not follow the Euro currency, such as the United Kingdom, are facing deep economic and social crises.

c) That’s not the European Currency to be considered at fault but the general conduct of Governments and people towards Ethics. Economics and Finance are responsible of a false approach about wealth and growth. For those disciplines (theories and not yet theorems) wealth is based on monetary profit increase and not on social improvement.

So, all human activities that can not be appraised in monetary terms should be worthless and unproductive. That is certainly false by definition because environment protection, education, personal and medical care cost can not forecast any Return On Investments stated in monetary terms.

It’s not too late for changing mentality, but we need to rush and speed all interventions up. Any further delay will carry humanity to pains and terrific diseases.

July 8 2013

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