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Alex Rodriguez's Net Worth in 2024
Embark on an insightful journey into Alex Rodriguez’s net worth in 2024, where we unveil the detailed aspects of his net worth. Take a closer look at the breakdown of his earnings, discovering the exact figures that define his wealth. Gain a straightforward understanding of Rodriguez’s varied assets and the key elements contributing to his notable financial success. Stay connected with us for…
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#A-Rod Corp#A-Rod Financials#Accomplished Athlete#Alex Rodriguez Earnings#Alex Rodriguez Economic Impact#Alex Rodriguez Investments#Alex Rodriguez Success#Alex Rodriguez&039;s Income#Alex Rodriguez&039;s Net Worth in 2024#Alex Rodriguez&039;s Salary#Alex Rodriguez&039;s Wealth#Baseball Icon#Business Mogul#Rodriguez Finances#Rodriguez Ventures#Rodriguez Wealth#Rodriguez Wealth Growth#Rodriguez&039;s Fortune#Successful Entrepreneur
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Designing Your Life
Navigating Our Journeys Session:WS 5-A “Designing Your Life” Friday, March 29, 2024 1:35 pm – 3:00 pm EST Dr. Bea Rodriguez-Fransen Join Dr. Bea Rodriguez-Fransen for a workshop titled “Designing Your Life.” Description Based on the principles of design (ideation and prototyping) and foresight (episodic future thinking), during this workshop attendees will produce a draft of their life…
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#a seat at the table#become an entrepreneur#belonging#business partnerships#business strategies#changing careers#concrete ceilings#continuing education#coping strategies#creating generational wealth#DEI in the workplace#Dr. Bea Rodriguez-Fransen#education#emotional#empowering#growth#growth mindset#home ownership#imposter syndrome#inclusion#interviewing employers#investing#Know Your Worth#land ownership#leadership#one size does not fit all#owning stock#paying yourself#planning#professional development
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Is Bitcoin Safe?
The cryptocurrency market experienced remarkable highs in 2024, with a market capitalization exceeding $1.44 trillion and at $73,750. Bitcoin repeatedly surpassed its previous highs in March.
However, following this all-time high, Bitcoin is currently undergoing a correction, and as of August 7, 2024, it is trading at $57,504. The cryptocurrency market volatility, coupled with a tumultuous period in 2022, has led investors to question and exercise caution regarding the safety and security of this bold new asset class.
The median loss to Federal Trade Commission (FTC) impersonators has risen from $3,000 in 2019 to $7,000 in 2024. Falling prices combined with the increasing risk of criminal attacks are enough to make anyone think twice about the security of their Bitcoin.
Is Bitcoin a Safe Investment? Understanding whether Bitcoin is a safe investment depends on how you define security.
There’s no question that Bitcoin prices can be highly volatile. In March 2024, the price of BTC hit its all-time high at $73,750.07; as of August 7, 2024, it is trading at $57,400.
In 2022 alone, the price of BTC dropped from almost INR 39,56,137 to around INR 16,07,165 in 2023.
Losses like that would send investors running for the hills for any other asset class. If you define security as an investment with a relatively stable price, Bitcoin may not be a safe bet for your investment portfolio.
That said, Bitcoin’s mercurial nature may be changing.
“Bitcoin is becoming more integrated with traditional financial markets and is seeing significant participation from retail and increasingly from institutional investors,” says Ryan Burke, general manager at Invest at M1. “Historically, BTC has been more volatile, but it has become a de facto mainstream alternative asset more recently correlated to large-cap tech.”
If you think of Bitcoin as digital gold, similar to a commodity rather than an investment security, you can add another dimension to the security question.
“Bitcoin technology is relatively safe, but it isn’t anonymous and relies on passwords,” says Daniel Rodriguez, chief operating officer at Hill Wealth Strategies.
While Bitcoin disguises your personal information, the address of your crypto wallet is publicly available.
“Hackers could use web trackers and cookies to find more information about the transactions that could lead to your private information and data,” Rodriguez says. If anonymity is part of your definition of security, Bitcoin might not be entirely secure.
Similarly, your cryptocurrency is only as secure as the crypto wallet you keep it in. If you lose your wallet password or someone else gets ahold of it, you lose your Bitcoin.
You will often see the disclaimers “not SIPC protected” or “not FDIC insured” attached to Bitcoin purchases. This means that should the firm holding your crypto investments fail, neither of these backstops will bail you out.
According to Gil Luria, a technology strategist at D.A. Davidson Co., none of these concerns relate to the security of the Bitcoin network itself. “It has survived unscathed for the 13 years of its existence and has yet to be hacked.”
Let us see what experts have to say about Bitcoin being a safe investment:
Sathvik Vishwanath, co-founder and chief executive officer of Unocoin, says that Bitcoin’s safety as an investment is under scrutiny, especially after its recent drop of nearly 15%, bringing its price below $50,000. This decline highlights Bitcoin’s inherent volatility, a defining characteristic that can lead to significant short-term price swings.
While Bitcoin’s decentralized nature and blockchain technology provide robust security features, its market behavior is highly susceptible to rapid fluctuations influenced by supply and demand dynamics, regulatory news, and broader economic factors.
He further said that recent market trends show Bitcoin’s potential for a sharp decline, posing a risk to investors. Despite its historic growth and the lure of substantial returns, Bitcoin’s unpredictable volatility and fluctuating regulatory environment mean investors must carefully assess their risk tolerance. Diversification, long-term holding strategies, and ongoing market analysis are essential to managing the risks associated with Bitcoin investments.
Utkarsh Tiwari, Chief Strategy Officer at KoinBX, said, ” Bitcoin, often hailed as digital gold, represents a significant evolution in the financial ecosystem. While its decentralized nature offers unparalleled transparency and security, it’s crucial to approach it with a well-informed strategy. As with any investment, understanding the inherent risks and volatility is essential.
However, it’s essential to recognize that with Bitcoin’s potential rewards come risks—especially its notorious volatility and the need for solid personal security measures. Understanding the technology, staying informed about market trends, and employing best practices for asset protection are crucial steps in ensuring your Bitcoin investments are secure.
At KoinBX, we advocate for responsible investing and staying updated with market trends to navigate the dynamic landscape of virtual digital assets safely.”
Himanshu Maradiya, founder and chairman of CIFDAQ Blockchain Ecosystem India, said that Bitcoin’s evolution since its inception in 2009 has been remarkable. From trading at approximately $500 in May 2016 to $69,790 as of July 29, 2024, Bitcoin has witnessed a phenomenal 12,662% growth. This impressive increase underscores its significant role and expanding acceptance in the global financial landscape.
Current technical indicators suggest a critical resistance zone, including the 61.8% Fibonacci retracement level at $62,066 and the 100-day Exponential Moving Average (EMA) at approximately $63,022.
He added that it’s important to note that Bitcoin’s market dynamics are subject to volatility and regulatory scrutiny, which can impact its price stability. While the recent analysis indicates potential for a short-term relief rally, investors should consider broader market trends and the regulatory environment. The Relative Strength Index (RSI), currently at around 36, highlights the potential for temporary recovery, yet a cautious approach is essential.
Things To Consider Before Buying Bitcoin Given Bitcoin’s high volatility and security risks, it’s important to consider your reasons for buying before you trade any rupees for BTC.
Cryptocurrency is a highly speculative investment, says Luria. “The risk/reward profile of investing in Bitcoin differs from investing in most stocks or bonds. We tend to recommend investors only consider investing capital they are willing to lose,” he says.
Are you buying Bitcoin as an investment to fund your retirement? In that case, it’s probably best to keep your exposure to a minimum because no one can predict where the market will go. Most financial advisors recommend keeping Bitcoin to less than 5% of your overall portfolio.
You should brace yourself for an unreliable narrator if you think Bitcoin is a currency. You could easily log off the computer one day with INR 5,499,133 in BTC and log on with only INR 3,709,027 the next morning.
Then there’s the uncertainty around the crypto regulatory environment.
Cryptocurrencies are presently unregulated in India. While the Reserve Bank of India (RBI) sought to ban them in 2018, the Indian Supreme Court quashed the attempt, leaving cryptocurrencies in regulatory limbo—neither illegal nor, strictly speaking, legal. However, cryptocurrencies are taxed in India.
While Burke is optimistic about long-term developments for Bitcoin, uncertainty is an investor’s worst enemy. Assuming you’re comfortable with the risks and uncertainty, Bitcoin can have a place in your financial life.
What Are the Risks of Bitcoin? Like any investment, Bitcoin is not risk-free. Cryptocurrency has many risks, from market to regulatory and cybersecurity risks.
On July 18, 2024, WazirX, a crypto exchange platform in India, experienced a cyber attack on one of its multisig wallets, resulting in the theft of digital assets exceeding $230 million. This is the latest scam that shocked Indian investors.
“Market risk is one of the biggest risks associated with Bitcoin,” Rodriguez says. Look at any price history chart and see what kind of a wild ride Bitcoin investors are in for.
“Historically, Bitcoin also reacts inversely to interest rates,” he says. “So, when the Fed raises rates, Bitcoin typically takes a dip because investors start leaning toward more safe and stable investments.”
Regulatory uncertainty also poses a risk.
“In 2021, China, the world’s second-biggest economy, effectively made it illegal for citizens to mine or hold any cryptocurrency,” Rodriguez says.
If other countries follow suit, Bitcoin holders could be in hot water.
Cybersecurity is another chief concern for all holders of digital assets. Remember that your transactions are only as anonymous and secure as your wallet information and passwords.
The Department of Justice proved blockchain transactions are not immune to tracing when it followed the trail left by a couple attempting to launder INR 370 billion in cryptocurrency stolen in the 2016 Bitfinex hack.
There’s also the rising threat of cryptocurrency crime. In 2023, people reported losses of $10 billion to scams, surpassing the previous year by $1 billion and marking the highest-ever losses reported to the FTC.
How To Keep Your Bitcoin Safe Your Bitcoin’s safety depends largely on how you store it. Your choice of crypto wallet and its encryption level play a big part in keeping your coins safe.
“Security and convenience do not always go hand-in-hand,” Burke says.
He says that offline “cold” wallets that are not connected to the internet are secure from hacking but less convenient than hot wallets. Cold wallets are also subject to theft or loss. “Lose a device or drive or misplace your private key, you have a problem,” says Burke.
Hot wallets are more convenient because you can access your cryptocurrency anywhere you have an internet connection or cell service, but they are more vulnerable to hacking.
Burke says a prudent strategy is to use a combination of hot and cold storage, with most assets held in cold storage.
Burke adds whatever storage method you choose, so make sure you know if your crypto is being loaned, staked, or pledged as collateral.
Experts say it’s important to read the terms and conditions before signing up for a wallet or service, lest your cryptocurrency become another victim of the crypto liquidity crisis.
As with any investment, research whether Bitcoin is right for your portfolio. If you buy BTC as part of your investment strategy, prepare for highs and lows.
CIFDAQ #CRYPTO #BLOCKCHAIN #WEB3
www.cifdaq.com
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Is Bitcoin Safe?
The cryptocurrency market experienced remarkable highs in 2024, with a market capitalization exceeding $1.44 trillion and at $73,750. Bitcoin repeatedly surpassed its previous highs in March.
However, following this all-time high, Bitcoin is currently undergoing a correction, and as of August 7, 2024, it is trading at $57,504. The cryptocurrency market volatility, coupled with a tumultuous period in 2022, has led investors to question and exercise caution regarding the safety and security of this bold new asset class.
The median loss to Federal Trade Commission (FTC) impersonators has risen from $3,000 in 2019 to $7,000 in 2024. Falling prices combined with the increasing risk of criminal attacks are enough to make anyone think twice about the security of their Bitcoin.
Is Bitcoin a Safe Investment? Understanding whether Bitcoin is a safe investment depends on how you define security.
There’s no question that Bitcoin prices can be highly volatile. In March 2024, the price of BTC hit its all-time high at $73,750.07; as of August 7, 2024, it is trading at $57,400.
In 2022 alone, the price of BTC dropped from almost INR 39,56,137 to around INR 16,07,165 in 2023.
Losses like that would send investors running for the hills for any other asset class. If you define security as an investment with a relatively stable price, Bitcoin may not be a safe bet for your investment portfolio.
That said, Bitcoin’s mercurial nature may be changing.
“Bitcoin is becoming more integrated with traditional financial markets and is seeing significant participation from retail and increasingly from institutional investors,” says Ryan Burke, general manager at Invest at M1. “Historically, BTC has been more volatile, but it has become a de facto mainstream alternative asset more recently correlated to large-cap tech.”
If you think of Bitcoin as digital gold, similar to a commodity rather than an investment security, you can add another dimension to the security question.
“Bitcoin technology is relatively safe, but it isn’t anonymous and relies on passwords,” says Daniel Rodriguez, chief operating officer at Hill Wealth Strategies.
While Bitcoin disguises your personal information, the address of your crypto wallet is publicly available.
“Hackers could use web trackers and cookies to find more information about the transactions that could lead to your private information and data,” Rodriguez says. If anonymity is part of your definition of security, Bitcoin might not be entirely secure.
Similarly, your cryptocurrency is only as secure as the crypto wallet you keep it in. If you lose your wallet password or someone else gets ahold of it, you lose your Bitcoin.
You will often see the disclaimers “not SIPC protected” or “not FDIC insured” attached to Bitcoin purchases. This means that should the firm holding your crypto investments fail, neither of these backstops will bail you out.
According to Gil Luria, a technology strategist at D.A. Davidson Co., none of these concerns relate to the security of the Bitcoin network itself. “It has survived unscathed for the 13 years of its existence and has yet to be hacked.”
Let us see what experts have to say about Bitcoin being a safe investment:
Sathvik Vishwanath, co-founder and chief executive officer of Unocoin, says that Bitcoin’s safety as an investment is under scrutiny, especially after its recent drop of nearly 15%, bringing its price below $50,000. This decline highlights Bitcoin’s inherent volatility, a defining characteristic that can lead to significant short-term price swings.
While Bitcoin’s decentralized nature and blockchain technology provide robust security features, its market behavior is highly susceptible to rapid fluctuations influenced by supply and demand dynamics, regulatory news, and broader economic factors.
He further said that recent market trends show Bitcoin’s potential for a sharp decline, posing a risk to investors. Despite its historic growth and the lure of substantial returns, Bitcoin’s unpredictable volatility and fluctuating regulatory environment mean investors must carefully assess their risk tolerance. Diversification, long-term holding strategies, and ongoing market analysis are essential to managing the risks associated with Bitcoin investments.
Utkarsh Tiwari, Chief Strategy Officer at KoinBX, said, ” Bitcoin, often hailed as digital gold, represents a significant evolution in the financial ecosystem. While its decentralized nature offers unparalleled transparency and security, it’s crucial to approach it with a well-informed strategy. As with any investment, understanding the inherent risks and volatility is essential.
However, it’s essential to recognize that with Bitcoin’s potential rewards come risks—especially its notorious volatility and the need for solid personal security measures. Understanding the technology, staying informed about market trends, and employing best practices for asset protection are crucial steps in ensuring your Bitcoin investments are secure.
At KoinBX, we advocate for responsible investing and staying updated with market trends to navigate the dynamic landscape of virtual digital assets safely.”
Himanshu Maradiya, founder and chairman of CIFDAQ Blockchain Ecosystem India, said that Bitcoin’s evolution since its inception in 2009 has been remarkable. From trading at approximately $500 in May 2016 to $69,790 as of July 29, 2024, Bitcoin has witnessed a phenomenal 12,662% growth. This impressive increase underscores its significant role and expanding acceptance in the global financial landscape.
Current technical indicators suggest a critical resistance zone, including the 61.8% Fibonacci retracement level at $62,066 and the 100-day Exponential Moving Average (EMA) at approximately $63,022.
He added that it’s important to note that Bitcoin’s market dynamics are subject to volatility and regulatory scrutiny, which can impact its price stability. While the recent analysis indicates potential for a short-term relief rally, investors should consider broader market trends and the regulatory environment. The Relative Strength Index (RSI), currently at around 36, highlights the potential for temporary recovery, yet a cautious approach is essential.
Things To Consider Before Buying Bitcoin Given Bitcoin’s high volatility and security risks, it’s important to consider your reasons for buying before you trade any rupees for BTC.
Cryptocurrency is a highly speculative investment, says Luria. “The risk/reward profile of investing in Bitcoin differs from investing in most stocks or bonds. We tend to recommend investors only consider investing capital they are willing to lose,” he says.
Are you buying Bitcoin as an investment to fund your retirement? In that case, it’s probably best to keep your exposure to a minimum because no one can predict where the market will go. Most financial advisors recommend keeping Bitcoin to less than 5% of your overall portfolio.
You should brace yourself for an unreliable narrator if you think Bitcoin is a currency. You could easily log off the computer one day with INR 5,499,133 in BTC and log on with only INR 3,709,027 the next morning.
Then there’s the uncertainty around the crypto regulatory environment.
Cryptocurrencies are presently unregulated in India. While the Reserve Bank of India (RBI) sought to ban them in 2018, the Indian Supreme Court quashed the attempt, leaving cryptocurrencies in regulatory limbo—neither illegal nor, strictly speaking, legal. However, cryptocurrencies are taxed in India.
While Burke is optimistic about long-term developments for Bitcoin, uncertainty is an investor’s worst enemy. Assuming you’re comfortable with the risks and uncertainty, Bitcoin can have a place in your financial life.
What Are the Risks of Bitcoin? Like any investment, Bitcoin is not risk-free. Cryptocurrency has many risks, from market to regulatory and cybersecurity risks.
On July 18, 2024, WazirX, a crypto exchange platform in India, experienced a cyber attack on one of its multisig wallets, resulting in the theft of digital assets exceeding $230 million. This is the latest scam that shocked Indian investors.
“Market risk is one of the biggest risks associated with Bitcoin,” Rodriguez says. Look at any price history chart and see what kind of a wild ride Bitcoin investors are in for.
“Historically, Bitcoin also reacts inversely to interest rates,” he says. “So, when the Fed raises rates, Bitcoin typically takes a dip because investors start leaning toward more safe and stable investments.”
Regulatory uncertainty also poses a risk.
“In 2021, China, the world’s second-biggest economy, effectively made it illegal for citizens to mine or hold any cryptocurrency,” Rodriguez says.
If other countries follow suit, Bitcoin holders could be in hot water.
Cybersecurity is another chief concern for all holders of digital assets. Remember that your transactions are only as anonymous and secure as your wallet information and passwords.
The Department of Justice proved blockchain transactions are not immune to tracing when it followed the trail left by a couple attempting to launder INR 370 billion in cryptocurrency stolen in the 2016 Bitfinex hack.
There’s also the rising threat of cryptocurrency crime. In 2023, people reported losses of $10 billion to scams, surpassing the previous year by $1 billion and marking the highest-ever losses reported to the FTC.
How To Keep Your Bitcoin Safe Your Bitcoin’s safety depends largely on how you store it. Your choice of crypto wallet and its encryption level play a big part in keeping your coins safe.
“Security and convenience do not always go hand-in-hand,” Burke says.
He says that offline “cold” wallets that are not connected to the internet are secure from hacking but less convenient than hot wallets. Cold wallets are also subject to theft or loss. “Lose a device or drive or misplace your private key, you have a problem,” says Burke.
Hot wallets are more convenient because you can access your cryptocurrency anywhere you have an internet connection or cell service, but they are more vulnerable to hacking.
Burke says a prudent strategy is to use a combination of hot and cold storage, with most assets held in cold storage.
Burke adds whatever storage method you choose, so make sure you know if your crypto is being loaned, staked, or pledged as collateral.
Experts say it’s important to read the terms and conditions before signing up for a wallet or service, lest your cryptocurrency become another victim of the crypto liquidity crisis.
As with any investment, research whether Bitcoin is right for your portfolio. If you buy BTC as part of your investment strategy, prepare for highs and lows.
CIFDAQ #CRYPTO #BLOCKCHAIN #WEB3
www.cifdaq.com
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Open Your Career: Top Medical Billing Jobs in NYC You Need to Know About
Unlock Your Career: Top Medical Billing Jobs in NYC You Need to Know About
Are you looking to embark on an exciting career in the healthcare industry, specifically in medical billing? New York City offers a wealth of opportunities in this field, with numerous positions available for newcomers and seasoned professionals alike. This comprehensive guide will delve into the top medical billing jobs in NYC, providing you with insights, tips, and resources to help you unlock your potential in this rewarding career path.
What is Medical Billing?
Medical billing involves the process of submitting and following up on claims with health insurance companies to receive payment for healthcare services rendered. It’s a vital aspect of the healthcare industry, ensuring that medical providers are compensated for their work while also keeping patient records in good order.
Why Choose a Career in Medical Billing?
High Demand: The healthcare industry continues to grow, leading to increased demand for skilled medical billers.
Competitive Salaries: Medical billing jobs offer attractive compensation packages, especially in urban areas like NYC.
Flexible Work Options: Many positions allow for remote work or flexible hours.
Career Advancement: Opportunities for professional growth and specialization are abundant.
Top Medical Billing Jobs in NYC
If you’re considering a career in medical billing in New York City, here are some positions to explore:
Job Title
Average Salary (Annual)
Key Responsibilities
Medical Billing Specialist
$50,000 – $60,000
Reviewing patient records, submitting claims, and following up on denials.
Billing Coordinator
$55,000 – $65,000
Coordinating billing operations, managing claim submissions, and overseeing reimbursements.
Medical Coder
$60,000 – $70,000
Translating healthcare services into codes for billing.
Revenue Cycle Analyst
$70,000 – $80,000
Analyzing financial data, optimizing revenue cycles, and improving billing processes.
Claims Adjuster
$65,000 – $75,000
Reviewing claims, managing disputes, and liaising with healthcare providers.
Benefits of a Career in Medical Billing
Choosing a career in medical billing offers numerous advantages:
Job Security: With the healthcare industry’s growth, job stability in medical billing is strong.
Work-Life Balance: Many roles provide flexible work hours, allowing for better personal time management.
Continuing Education: Opportunities for ongoing training and certification in medical coding and billing are widely available.
Impact on Healthcare: Your work directly contributes to the efficiency of healthcare services, benefiting providers and patients alike.
Practical Tips for Landing a Medical Billing Job in NYC
To help you secure a medical billing position in New York City, consider the following tips:
Get Certified: Earning a certification in medical billing and coding can enhance your job prospects.
Network: Join local healthcare and billing organizations to make valuable connections in the industry.
Tailor Your Resume: Highlight relevant skills and experiences to stand out to potential employers.
Apply Widely: Explore job boards, company websites, and reach out to staffing agencies specializing in healthcare positions.
Case Studies: Success Stories in Medical Billing
Here are examples of individuals who successfully transitioned into medical billing careers:
Maria Rodriguez: After earning her certification, Maria landed a position as a Medical Billing Specialist and quickly moved up to a Billing Coordinator role within two years.
David Lee: David, a former customer service representative, changed careers by taking an online course in medical coding and started a rewarding job as a Medical Coder.
First-Hand Experiences in the Field
Many professionals in medical billing share their experiences about the challenges and rewards of the job:
“Working in medical billing has been incredibly fulfilling. I love being part of a process that plays a crucial role in patient care and healthcare sustainability.” – Sarah, Revenue Cycle Analyst
Conclusion
Unlocking your career in medical billing in NYC can lead to a successful and rewarding professional journey. The demand for skilled medical billing professionals continues to grow, presenting ample opportunities for job seekers. By exploring various job roles, enhancing your skills through certification, and networking within the industry, you can position yourself for success in the thriving field of medical billing. Start your journey today and become a pivotal player in the healthcare system!
youtube
https://medicalbillingcodingcourses.net/open-your-career-top-medical-billing-jobs-in-nyc-you-need-to-know-about/
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Major Study : Digital Art
Mentorship in 3D Art: How Senior Artists are shaping the Next Generation
In the rapidly changing landscape of 3D art, the significance of mentorship cannot be overstated. Mentorship serves as a guiding light for the next generation of artists, offering a wealth of knowledge and experience to navigate the complexities of this field. As technology continues to advance and new techniques emerge, the role of seasoned professionals becomes paramount in equipping newcomers with the skills and insights needed to excel. Senior artists do not simply transfer technical expertise; they serve as beacons of wisdom, sharing industry secrets, and creative strategies that are instrumental in shaping the trajectory of 3D artistry.
The essence of mentorship in 3D art stretches far beyond the realms of software proficiency. It is a holistic journey that involves instilling a profound understanding of the industry dynamics, nurturing creativity, and fostering professional development. For mentors, guiding mentees involves more than just teaching; it entails delving into the intricacies of artistic expression and technical mastery. From offering guidance on portfolio curation to decoding industry trends and cultivating a unique brand identity, the mentorship process is multifaceted and enriching.
The insights gleaned from seasoned artists underscore the altruistic nature of mentorship as a means to give back to the community that has nurtured their growth. John Parker, a distinguished 3D modeller with over two decades of experience, articulates, “Mentorship is a platform for transferring the techniques honed over the years. However, its true essence lies in shaping mentees' critical thinking abilities and problem-solving acumen. The tools may evolve, but the principles of artistic brilliance remain constant."
Mentoring not only serves as a channel for imparting knowledge but also acts as a conduit for staying abreast of emerging trends and fresh perspectives. Parker attests, “The learning is mutual; mentees introduce novel ideas and technologies, stimulating my creativity and pushing me to embrace innovation.”
For budding 3D artists, mentorship symbolizes a transition into the professional realm. Lisa Nguyen, a budding texture artist, shares her transformational experience under the guidance of Sarah Rodriguez. “Sarah's mentorship has been instrumental in sculpting my craft. Beyond honing my texturing skills, she has equipped me with problem-solving techniques crucial for project completion. Her feedback has been pivotal in refining my artistry and instilling a sense of self-assurance.”
Nguyen accentuates the networking dividends of mentorship, underscoring, “Sarah's network introductions and advice on presentation techniques have been transformative. Having an industry veteran vouch for your skills is a game-changer.”
Mentorship nurtures a spirit of collaboration within the 3D art community, bridging intergenerational divides and upholding artistic excellence. The investment made by senior artists in mentees cascades through the industry, upholding a culture of craftsmanship and innovation. Furthermore, beyond technical proficiencies, mentorship cultivates a supportive ecosystem where feedback and encouragement are exchanged, fostering a vibrant and nurturing creative milieu that propels new talents and pushes the boundaries of artistic horizons.
In summation, mentorship in the domain of 3D art transcends conventional teaching roles, fostering a dynamic exchange beneficial for both mentors and mentees. The sharing of invaluable wisdom by seasoned professionals alongside the infusion of fresh perspectives from mentees contributes to an enriching learning journey. As the industry progresses, the role of mentorship remains indispensable in sculpting the future of 3D artistry, thereby ensuring a continuum of creativity and excellence. For aspiring artists, seeking out a mentor marks a pivotal stride in their artistic odyssey, laying a foundation for personal and professional growth in this ever-evolving field.
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Unlocking Mystical Secrets: A Comprehensive Guide to the Best Psychics, Astrologers, and Spiritual Guides in California
psychic in california
California, with its diverse landscapes and rich cultural tapestry, is not only a hotspot for entertainment and innovation but also a thriving hub for mystical and spiritual practices. From the bustling streets of Los Angeles to the serene coasts of San Diego and the eclectic communities of San Francisco, the Golden State is home to a myriad of gifted psychics, astrologers, and spiritual guides. This article delves into the vibrant world of California's metaphysical experts, helping you discover some of the best practitioners in the state who can offer insights into your life's journey, provide spiritual guidance, and illuminate your path to self-discovery.
The Vibrant World of California's Psychics
Psychics in California come from diverse backgrounds, each bringing their unique gifts and perspectives to the table. Whether you're seeking a clairvoyant who can provide visions of the future, a medium who can connect with the other side, or an intuitive who can offer guidance on personal matters, California has a wealth of talented individuals ready to assist.
1. The Psychic Source: Los Angeles
Los Angeles, the entertainment capital of the world, is also home to some of the most renowned psychics in California. One standout figure is Sophia Love, known for her exceptional clairvoyant abilities. Sophia has been featured in various media outlets and has a dedicated following due to her accurate readings and compassionate approach. Her expertise spans tarot reading, energy healing, and mediumship, making her a versatile choice for those seeking spiritual insights.
2. Mystic Marvels: San Francisco
In San Francisco, Maya Star has gained a reputation as one of the city's most insightful psychics. With over 20 years of experience, Maya combines her talents in astrology and psychic readings to offer a comprehensive understanding of her clients' life paths. Her ability to blend ancient wisdom with modern techniques has made her a sought-after guide for those navigating complex life situations.
3. Coastal Clarity: San Diego
San Diego, known for its laid-back lifestyle, also hosts exceptional psychic talent. Renee Heartwood is a prominent psychic in the area, celebrated for her accurate tarot readings and intuitive guidance. Renee's holistic approach, which includes energy healing and spiritual counseling, helps clients find clarity and balance in their lives.
The Art of Astrology in California
Astrology, the study of celestial bodies and their influence on human affairs, has a deep-rooted presence in California. The state's astrological community is diverse, with practitioners offering everything from natal charts to predictive readings.
1. The Starry Sage: Los Angeles
Dr. Luna Rodriguez, an astrologer based in Los Angeles, is known for her profound knowledge of astrological patterns and their impact on personal growth. Dr. Rodriguez combines traditional astrological techniques with modern psychological insights, providing clients with a well-rounded understanding of their cosmic blueprint. Her personalized readings and workshops have earned her acclaim among astrology enthusiasts.
2. Celestial Insights: San Francisco
In San Francisco, Zachary Orion is a notable astrologer whose work focuses on integrating astrology with spiritual practices. Zachary's unique approach includes exploring the connection between astrological transits and spiritual development. His consultations are designed to help clients align their personal goals with cosmic energies, offering guidance on everything from career decisions to personal relationships.
3. Cosmic Connections: San Diego
San Diego's Aurora Sky is a respected astrologer known for her expertise in predictive astrology and relationship compatibility. Aurora's readings often provide clients with practical advice on how to navigate life's challenges by understanding the astrological influences at play. Her ability to connect with clients on a personal level and offer actionable insights makes her a popular choice for those seeking astrological guidance.
Spiritual Guidance and Healing in California
Beyond psychics and astrologers, California is home to a wide range of spiritual guides and healers who offer various practices aimed at personal transformation and healing. These practitioners use techniques such as energy work, meditation, and spiritual counseling to help individuals achieve greater self-awareness and inner peace.
1. Healing Hands: Los Angeles
Evelyn Rose, a spiritual healer in Los Angeles, is known for her transformative energy work and intuitive counseling. Evelyn's approach involves a combination of Reiki, chakra healing, and guided meditation to help clients release emotional blockages and promote overall well-being. Her sessions are highly personalized, addressing the unique needs of each individual.
2. Sacred Spaces: San Francisco
In San Francisco, Liam Walker offers spiritual guidance through a blend of shamanic practices and modern healing techniques. Liam's work includes soul retrieval, spirit animal consultations, and guided journeys to help clients connect with their inner selves and gain insights into their life purpose. His holistic approach and deep spiritual knowledge have garnered him a dedicated following.
3. Enlightened Pathways: San Diego
San Diego's Grace Rivers is a spiritual guide specializing in meditation and personal growth workshops. Grace's teachings focus on mindfulness, self-compassion, and spiritual awakening. Her guided meditations and workshops provide participants with tools to cultivate inner peace and enhance their spiritual journey.
Choosing the Right Practitioner for You
Finding the right psychic, astrologer, or spiritual guide can be a deeply personal journey. Here are some tips to help you select the best practitioner for your needs:
Determine Your Needs: Consider what you hope to achieve from your session. Are you seeking answers to specific questions, spiritual guidance, or personal healing? Identifying your goals can help you choose a practitioner who specializes in the area you're interested in.
Research and Referrals: Look for practitioners with positive reviews and testimonials. Personal recommendations from friends or family can also provide valuable insights into a practitioner's abilities and approach.
Consultation: Many practitioners offer initial consultations or introductory sessions. Taking advantage of these opportunities can help you gauge whether their style and approach resonate with you.
Trust Your Intuition: Ultimately, choosing a practitioner should feel right on a personal level. Trust your instincts and choose someone who makes you feel comfortable and understood.
Embracing California's Mystical Community
California's rich spiritual landscape offers a wealth of opportunities for those seeking psychic insights, astrological guidance, and spiritual healing. From the bustling cityscapes to the tranquil coastal retreats, the state's practitioners bring their unique gifts and perspectives to help individuals navigate their spiritual journeys. Whether you're looking for a clairvoyant reading, astrological advice, or spiritual healing, California's diverse community of experts is ready to assist you on your path to self-discovery and personal growth.
By exploring the talented psychics, astrologers, and spiritual guides in California, you can unlock the mystical secrets that may hold the key to your life's journey. Embrace the wisdom and guidance available to you and embark on a transformative journey through the enchanting world of California's metaphysical community.
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Unveiling Santa Maria's Finest: Top Local CPAs Making a Mark in Financial Excellence
Santa Maria, nestled in the picturesque landscape of California's Central Coast, boasts a vibrant community of professionals dedicated to fostering financial prosperity. Among them, Certified Public Accountants (CPAs) play a pivotal role in shaping the economic landscape of the region. These financial wizards not only ensure compliance with tax regulations but also offer invaluable insights for individuals and businesses alike. Let's delve into the realm of Santa Maria's Top Local Cpas in Santa Maria CPAs who have been instrumental in steering the financial success of their clients.
Smith & Associates CPA Firm: With over three decades of experience, Smith & Associates CPA Firm stands tall as a beacon of reliability in Santa Maria. Led by seasoned CPAs, this firm specializes in providing comprehensive accounting, tax planning, and business consulting services. Their commitment to personalized attention and meticulous analysis has garnered them a loyal clientele base, ranging from small businesses to high-net-worth individuals.
Jones Financial Services: Renowned for their proactive approach and innovative solutions, Jones Financial Services has earned a stellar reputation in Santa Maria's financial landscape. The firm's team of CPAs combines technical expertise with a deep understanding of local regulations to offer tailored financial strategies. From tax preparation to retirement planning, Jones Financial Services is synonymous with professionalism and client-centric service.
Garcia & Co. CPAs: Garcia & Co. CPAs exemplifies excellence through their unwavering dedication to client satisfaction. Specializing in a wide array of industries including healthcare, real estate, and hospitality, this firm delivers tailored solutions designed to optimize financial performance. With a strong emphasis on integrity and transparency, the team at Garcia & Co. CPAs goes above and beyond to exceed client expectations.
Martinez Tax & Accounting Services: As a cornerstone of Santa Maria's financial community, Martinez Tax & Accounting Firm in Santa Maria Services has been empowering clients with sound financial advice for over two decades. Led by a dynamic team of CPAs, the firm offers a comprehensive suite of services ranging from tax planning to bookkeeping. Their commitment to fostering long-term relationships and delivering results sets them apart as trusted advisors in the region.
Rodriguez CPA Group: Rodriguez CPA Group prides itself on its forward-thinking approach and commitment to innovation. With a focus on leveraging technology to streamline processes and enhance efficiency, this firm caters to the evolving needs of modern businesses and individuals. From complex tax strategies to forensic accounting, the team at Rodriguez CPA Group brings a wealth of expertise to the table, earning them a prominent position among Santa Maria's top CPAs.
In conclusion, Santa Maria's top CPAs exemplify a blend of technical prowess, industry knowledge, and unwavering dedication to client success. Through their collaborative approach and personalized solutions, these professionals continue to shape the financial landscape of the region, ensuring a prosperous future for individuals and businesses alike. Whether navigating intricate tax regulations or charting a course for financial growth, the expertise of these CPAs remains indispensable in driving Santa Maria towards greater economic prosperity.
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O Level Statistics 4040 Lesson plans, Thematic Unit Plans Full and Latest Syllabus 📊✨
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The Crown of Life
God blesses those who patiently endure testing and temptation. James 1:12 NLT
READ James 1:1–12
audio playLISTEN ONLINE
Twelve-year-old LeeAdianez Rodriguez-Espada was worried that she’d be late for a 5K run (just over 3 miles). Her anxiety led her to take off with a group of runners fifteen minutes earlier than her start time. She didn’t realise it, but they were participants of the half-marathon (more than 13 miles!). LeeAdianez fell in pace with other runners and put one foot in front of the other. At mile four, with the finish line nowhere in sight, she realised that she was in a longer and more difficult race. Instead of dropping out, she simply kept running. The accidental half-marathoner completed the race and placed 1,885th out of 2,111 finishers. Now that’s perseverance!
While undergoing persecution, many first-century believers in Jesus wanted to drop out of the race for Christ, but James encouraged them to keep running. If they patiently endured testing, God promised a double reward (James 1:4, 12). Firstly, “perseverance [would] finish its work” so they could be “mature and complete, not lacking anything” (v. 4). Secondly, God would give them the “crown of life”—life in Jesus on earth and the promise of being in His presence in the life to come (v. 12).
Some days the Christian race feels like it’s not the one we signed up for—it’s something longer and more difficult than we expected. But as God provides what we need, we can persevere and keep on running.
By Marvin Williams
REFLECT & PRAY
What difficulty are you enduring right now? What can you do to remain faithful to God as you undergo testing?
Dear God, my legs are tired, and I feel like giving up. Please strengthen me.
SCRIPTURE INSIGHT
James encourages believers in Jesus experiencing “trials” (1:2, 12) by describing their unseen value—growth in perseverance, maturity, and wisdom (vv. 3-5). How believers respond to difficulty witnesses to their faith in Christ, who promises them a “crown of life” (v. 12).
Many believe these trials included persecution for their faith. New Testament scholar Scot McKnight argues that James’ emphasis on the dangers of wealth and the value of humility and poverty (vv. 9-11; 2:1-7) suggests that this persecution took the form of economic oppression. In James 2:6-7, the author describes the wealthy exploiting and oppressing believers.
Monica La Rose
#thoughts#me moi en mezelf#bible readings#daily devotion#december 2023#odb#mentalheathawareness#the crown of life
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ConversionGorilla V2 – Drive More Traffic, Boost Clicks and Increase
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Who is Tony Robbins: 15 Things You Don't Know About Tony Robbins.
Who is Tony Robbins: 15 Things You Don't Know About Tony Robbins.
Who is Tony Robbins? Tony Robbins is a motivational speaker, best-selling author, self-help guru and a businessman. Robbins was born on February 29, 1960 in California. After a difficult childhood he went out on his own and started promoting seminars for motivational speaker Jim Rohn. From there Tony developed his own business as a self-help coach and began hosting seminars. His business began to take off when he started producing infomercials to advertise his books and services over the years. Tony has helped countless celebrities, powerful businessman and everyday people through his individual coaching, weekend seminars books and philanthropy. His celebrity clients include Serena Williams, Leonardo DiCaprio, Oprah Winfrey, Bill Clinton, Chuck Liddell and Hugh Jackman, over 40 years in the business he remains as relevant and successful as ever, where the net worth of around four hundred and eighty million dollars and about thirty million earned annually.
Let’s look at the 15 interesting facts you didn’t know about Tony Robbins:
1. Tony Robbins’s mother kicked him out of the house as a teenager. Tony's parents divorced when he was seven and then his mother had a series of boyfriends and husbands. One of her husband's was a semi-professional baseball player named Jim Robbins who legally adopted Tony when he was 12. When his adopted father abandoned the family, Robbins had to step in as a provider and worked to support his siblings. His mother turned to alcohol and prescription drugs and Tony described his home life as chaotic and abusive. When he was 17 years old his mother chased him out of the house with a knife and Tony never returned. He reconciled with his mother much later and even bought her a beach house in 1991. 2. Tony Robbins grew ten inches in one year because of a tumor. Everyone knows that Tony Robbins is a really tall but most people don’t realize this is due to a medical condition in his sophomore year. In high school Tony was Five feet one inch tall and over the next year he grew ten inches. Nobody knew at the time that he had actually had a pituitary tumor that caused the growth. His height is now six foot seven. 3. Tony Robbins worked as a janitor after he was kicked out of the house. Tony took a job as a janitor where he was making $40 a week. He then started on his own career path when he started working for a motivational speaker Jim Rohn. His job was to call people and convince them to go to Jim’s motivational seminars. Jim took him under his wing and taught him to not ask that life would be easier but that he would be better. 4. Tony Robbins started gaining recognition when he cured somebody’s snake phobia in 15 minutes. When Tony made the claim that he could cure somebody's phobia in 15 minutes, he was publicly attacked on the radio by a psychiatrist who said he was nothing but a charlatan and a liar. Tony challenged her to bring her patients suffering from a phobia of snakes to the Holiday Inn and the following night he would prove himself. It became a bit of a media spectacle but Tony was up for the challenge. The woman who had been suffering from a paralyzing fear of snakes for seven years was cured by Tony in less than 15 minutes and actually allowed Tony to wrap a snake around her shoulders with no fear. Accepting challenges became a signature move of Tony's and helped to elevate his career. 5. Tony Robbins charges businesses a consulting fee of 1 million dollars for his services. Among his other endeavors Tony offers executive consulting and business coaching services. Tony has trained a number of coaches that can be hired by businesses through the Tony Robbins results coaching program. But if you want to hire Tony himself, you have to be ready to pay up. Tony is the most expensive business coach with a fee of 1 million dollars per year in addition to sharing the company’s profits for the year. He claims he can bring a return on investment of up to seven hundred percent more than the initial investment. 6. Tony Robbins plans to feed 1 billion people in the next 10 years. Tony was extremely poor growing up and his family struggled to buy food. When he was 17 and first started having money himself, he paid for two family’s Thanksgiving dinners. The next year he fed for families and tried to double it every year. When he found real success he started buying Thanksgiving dinner for four million people every year for 12 years. When he received a five million dollar advance for his 2017 book called unshakeable your financial freedom playbook, he gave all the money to a charity called feeding America. He then asked the group how much it would cost to feed 100 million people and he says he wrote them a much bigger check to make that happen. He plans on feeding a billion people over the next 10 years. 7. During one day of his seminar Tony’s activity is the equivalent of running a marathon. Tony says that on his most intense day in his seminars his activity is the equivalent of running a marathon. He is very active during his seminars. Running and walking and interacting with the audience. He regularly does 27 miles in one day all while staying on stage and presenting his program. The activity does take a toll on his body but Tony says he uses cryotherapy to help his body recover. Cryotherapy involves getting into a machine for an intense several minutes. While your body is cooled with the use of liquid nitrogen to temperatures that are sometimes even colder than negative 200 °F. 8. Tony Robbins owns a mansion near Palm Beach Florida. Tony travels about 200 days a year. But the other days he comes home to a twenty four point seven five million dollar beachfront mansion in Palm Beach County. He looked at 88 properties in three states in just three weeks before purchasing the newly built home and he decided to move to Florida because they have no income tax. He stays in the first floor master suite and there are five additional bedrooms upstairs. Other features include an infinity pool. Nearly 200 feet of private beach a 50 foot boat dock and two acres of land. 9. Tony Robbins’ favorite music artist is Diddy. Tony thanks listening to music increases productivity and can provide motivation. He loves rap music and says he especially loves any song by Diddy. 10. Bill Clinton called him for advice before he was impeached. In 1998, Bill Clinton found himself in hot water when he lied about his relationship with Monica Lewinsky. While giving testimony in a sexual harassment lawsuit filed against him by Paula Jones, the night before he was impeached. Clinton reached out to Tony Robbins and asked for advice .Tony told Clinton to think about what he wanted his legacy to be and to choose his actions carefully because at the end of the day he had to be able to look himself in the face. 11. Tony Robbins declined to help Alex Rodriguez, a.k.a. A-Rod. Tony is approached by an untold number of people every year who want his help and advice one person who reached out to Tony was former Yankees baseball star Alex Rodriguez. Otherwise known as A-Rod. He called Tony while he was caught up with some controversy while he was still a part of the Yankees. But Tony said he simply didn't have the time to help him. 12. Tony Robbins owns a five-star resort in Fiji. Robbins's favorite place in the world is the Namale Resort and Spa in Fiji. He loves it so much that he bought it. The five-star all-inclusive Resort is where Tony hosts some of his life and wealth mastery seminars Oprah listed the resort as one of her favorite things in 2012. But you practically have to have Oprah’s deep pockets to stay there. A one night stay in June starts at 1145 dollars. 13. Tony Robbins first declined his role in SHALLOW HAL. Tony Robbins plays himself in the 2001 Farrelly Brothers movie Shallow Hal. But it took some convincing at first he declined the role because he wasn’t interested in acting. But when he received the script and saw the message of the movie was embracing inner beauty and not being a surface driven person he reconsidered. What really convinced him to do the movie was finding out that the writer of the script had purchased Tony’s personal power audio program often infomercial years prior. However Tony was not a fan of the lines written for him. So he asked if he could improvise. He said that when he smacked Jack Black on the head in a scene and said Devils come out that Jack had no idea was coming and the reaction on camera was real. 14. Tony Robbins bought a private jet in 2015. After years of flying commercial and chartering private jets Tony finally decided to buy his own. He bought a Bombardier Global Express XRS from Micky Arison, the owner of the Miami Heat and the Carnival Cruise Line for an estimated cost of 50 million dollars. 15. Tony Robbins met both of his wives at his seminars. He met his first wife Becky Jenkins at one of his seminars and they married in 1982. He adopted the three children she had from her to former marriages. While married, he had a child with a former girlfriend Eliza in 1984. Their son's name is Jarek and is now a motivational speaker as well. Tony Robbins divorced his first wife in 1996 and met his second wife Sage Humphrey in 1999 at another one of his seminars. The two were married in 2011. So, these were some interesting things and facts about Tony Robbins. Hope you liked it. Here’s a fun fact about Tony Robbins: Tony Robbins once said that if he could change one thing about himself he would make himself smaller so that he could fit into normal cars and clothes. Read the full article
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NOBODY KNOWS WHAT LUXURY IS ANYMOREBy
Marc Bain
June 16, 2018
Luxury ain’t what it used to be. Blame the internet, the rise of on-demand services, and the shift in consumer values as younger generations become more important buyers of high-end goods—all are challenging traditional notions of what luxury is.
The classic symbols—the Hermès Birkin bag, a couture dress by Dior, a watch by Rolex—aren’t in any danger of losing status. But around its edges, the concept of luxury is getting blurry, making it less clear where it begins and ends.
What, for example, should you make of a Louis Vuitton hoodie created in collaboration with a skate brand? Is a $2,500 dress still a luxury item when you’re renting it for a fraction of that price? Does the shine of luxury fade if you get a bargain on used coat and then resell it a few months later? Does a New Yorker tote bag rival pricey handbags by signaling an exalted sensibility?
These questions aren’t just hypotheticals. Luxury labels are turning to sweatpants and sneakers for sales growth. The designer clothing rental company Rent the Runway is spreading across the US. Online resale sites such as The RealReal and Vestiaire Collective keep growing. And social and environmental awareness has become a potent marker of affluence and status.
The changes are forcing the traditional luxury makers to adapt, particularly as a new normal of slower global growth takes hold. They’re also offering opportunities for success to the designers and businesses ready to capitalize on the transformations taking place.
Here’s what we know about the new luxury, gleaned in part from insights shared by luxury insiders at a June 7 conference organized by the French-American Chamber of Commerce (FACC) in New York.
LUXURY IS A GRAPHIC T-SHIRT
“The idea of what is luxurious is changing; I think it’s about brand rather than luxury,” said Lazaro Hernandez, cofounder of American fashion brand Proenza Schouler, at the conference.
One of the clearest themes to emerge from the event, which brought together executives from several French and American businesses to talk about the shifts taking place in the industry, was that even for them it’s becoming harder to define what counts as luxury.
Hernandez and Jack McCollough, Proenza Schouler’s other cofounder, argued that an exquisitely crafted product—one of the pillars of traditional, aspirational luxury—matters less to young shoppers than it did to previous generations. More often today it’s the brand—the image, and the storytelling—that attract, which means luxury brands can often sell non-luxurious products without any damage to their prestige.
“I think a true luxury brand today can work in so many different price points,” Hernandez continued. “You can sell a t-shirt for $300, $200 and still be considered a luxury brand these days. Those parameters of what is considered luxury and what is not, I think, are sort of disappearing.”
While fashion and luxury aren’t one in the same, as menswear critic Charlie Porter has astutely noted, many leading luxury brands have followed consumers toward less formal dress, which these days means a lot of athletic wear, especially sneakers, and casual, logo-heavy streetwear. Louis Vuitton hired fashion designer Virgil Abloh, known for his streetwear leanings, to design its menswear. Balenciaga’s creative director, Demna Gvasalia, has found success with items such as sneakers and hoodies.
No matter how expensive and well-crafted they are, a Balenciaga t-shirt or a pair of its sneakers would not have generally been called luxurious a few decades ago—especially as they can be deliberately ugly, reflecting the desire of designers and shoppers alike to break from old standards of taste and stand out on Instagram (paywall). But as Gvasalia told the Financial Times (paywall) earlier this year, young shoppers are now prioritizing uniqueness over the traditional markers of high-end craftsmanship.
Not everyone agrees that what we define as luxury is fundamentally any different today. Another speaker at the conference, Alain Bernard, president and CEO of Van Cleef & Arpels Americas, said his definition is unchanged from 20 years ago; quality and elevated design are still necessities.
But these diverging viewpoints underscore that there is no settled criteria for what defines luxury at this point. Steve Shiffman, CEO of Calvin Klein Inc., talked about how a $25,000 dress designed by artistic director Raf Simons and a $5 pair of Calvin Klein underwear work as part of the same brand. Luxury can be both inclusive and exclusive, aspirational and attainable, he said. What matters most is that the products are objects of desire.
LUXURY IS FOR RENT
“Millennials have been reluctant to buy items such as cars, music and luxury goods,” states investment firm Goldman Sachs. “Instead, they’re turning to a new set of services that provide access to products without the burdens of ownership, giving rise to what’s being called a ‘sharing economy.'”
Millennials and Gen Z already account for 30% of global luxury sales, and they’re on pace to hit 45% by 2025, according to consulting firm Bain & Company. For a lot of these consumers, ownership is overrated. Why purchase movies when you can stream them on Netflix? Who needs a car when there’s Uber?
Similar services are popping up in luxury too. Now, you can rent a Narciso Rodriguez dress for an evening, or a Marni jacket for a month, with Rent the Runway. If you want to show off your discerning taste with a Rolex or a Patek Philippe watch, but don’t have several thousand dollars to spend, there’s Eleven James.
But rental dilutes luxury’s emotional power, Gary Wassner, CEO of Hilldun Corporation and chairman of Interluxe Holdings, which invests in emerging luxury and fashion brands, argued at the conference. Ownership is an essential part of the experience.
“There are words that we’ve always associated with luxury, and they’re not necessarily good ones, but ‘covet,’ ‘possess—'” he said.
Olivier Reza, CEO of Eleven James, interjected, calling those words marketing terms used by brands.
“I’m not even thinking marketing,” Wassner countered. “I’m thinking historically, the emotional aspect of owning a luxurious product that used to give the consumer a sense of accomplishment, of success.”
Exclusivity has been an integral part of luxury’s draw for the few who can afford it. But these services are making the category accessible to a much broader range of customers.
LUXURY IS A NEW YORKER TOTE BAG
The power of luxury has always resided in its ability to convey status. That’s the basis of Thorstein Veblen’s well-known 1899 polemic, The Theory of the Leisure Class, which held that the rich use their wealth to flaunt their class status with consumer goods: “Conspicuous consumption,” he called it. Impractical fashions such as high heels and top hats demonstrated that the person wearing them didn’t actually have to work, and marked them as part of the leisure class.
But conspicuous consumption is on the decline, argues sociologist Elizabeth Currid-Halkett in her book, The Sum of Small Things: A Theory of the Aspirational Class. That’s because many consumer products have become much more widely available to all classes, thanks to globalization and advances in technology.
The result is that conspicuous consumption has been supplanted by a less conspicuous variety that makes “social, environmental, and cultural awareness” the new social capital. Quartz’s Dan Kopf explained:
So instead of spending money on consumer products, Currid-Halkett finds that the rich increasingly focus their spending on “nonvisible, highly expensive goods and services” that allow them to have time to gain that social capital and foster it in their children. Such goods and services include child care, gardeners, and, most importantly, education.
Far from ignoring this shift, the luxury industry is adjusting where it can. Luxury brands are becoming more vocal about their commitments to sustainability, and making a point of showing off that consciousness by dressing celebrities in sustainably produced gowns. Luxury executives are mingling with A-listers at events that promote environmental and social awareness. Luxury retailers such as Net-a-Porter, Saks Fifth Avenue, and Neiman Marcus are now selling wellness products along with their high-end handbags.
None of this is to say that a Louis Vuitton Petite Malle or the mythically unobtainable Hermès Birkin no longer conveys status. But it does mean that carrying an NPR tote, munching an organic avocado toast, with a yoga mat dangling from your shoulder conveys a palpable status—especially on Instagram. The course isn’t likely to reverse either, as education and the other goods and services that nurture this form of signaling continue to get more expensive.
LUXURY LIVES ON INSTAGRAM
If you needed any indication of the power that social-media influencers wield in fashion today, consider that the Council of Fashion Designers of America—the governing body of the US fashion industry—just gave out its first-ever influencer award. Its inevitable recipient: Kim Kardashian West.
The explosion of social media flips the old paradigm, where brands mostly created their own public image from the top down, through advertisements and by building relationships with fashion magazines and editors such as Vogue’s Anna Wintour.
But now anyone with a smartphone can become an “influencer,” crafting their own share of a brand’s image through the pictures they post and what they say. It has shifted the balance of power, and while brands still retain much of it, influencers are increasing in clout.
Brands now ignore influencers at their peril. Tribe Dynamics, a company that identifies influencers and estimates the “earned media value” of their activity around brands, has been hired by luxury giant LVMH (paywall) and others as they move more of their ad spending online. At the FACC conference, Conor Begley, the cofounder and president, recounted an example of the way influencers are shaping the images of luxury brands. Begley said he was invited to speak to a room of executives at one of the five largest luxury brands in the world (he declined to name which):
I’m showing them a bunch of data on Chanel. The number one influencer for Chanel is a guy named Jeffree Star. For those of you that don’t know Jeffree Star, he has pink hair, he’s tattooed from like head to toe—and his neck too—he will routinely smoke weed in his videos […] We show them this data, and somebody from this luxury brand says, ‘Hey, we know this is really important, but we wouldn’t want Jeffree to be our number-one influencer.’ I talk about inclusivity versus exclusivity and not really controlling the conversation, etc. We go home, we look at the data; he was the number-one influencer for that brand as well, they just didn’t know it.
Star is a makeup artist and social-media personality with a large following. Shortly after that meeting, Begley said, Star caused a stir by posting a YouTube video in which he cut up a $5,000 Chanel bag with a glowing-hot knife. Chanel doesn’t need to make Star the face of its brand, Begley pointed out, but it would probably be good for the label to create a relationship with him, since he’s having an impact on how his many fans perceive Chanel. Gucci, in fact, has done just that, and made custom products just for him.
One consequence of influencers’ growing clout is that magazines are losing their grip as the exclusive gatekeepers in fashion. They used to be a brands’ best way to broadcast its message to an audience of potential customers. Now the internet and social media have changed that, and brands have to target small communities online in ways that speak to them.
(Interestingly enough, though, magazine editors are now often influencers themselves (paywall), with their own personal followings separate from the companies they work for.)
LUXURY ISN’T EXCLUSIVE
One theme that runs through many of these changes is that they’re breaking down barriers which once made luxury a walled garden, or at least lowering them several feet. Rental and resale make luxury items more affordable and accessible. T-shirts and slide sandals that proclaim a high-end brand put those brands within reach of more shoppers, both culturally and economically, than expensive evening gowns. Luxury labels now have to consider all their customers because of social media.
The industry is also paying more attention to the non-white and non-wealthy. It has no choice: Younger luxury consumers are more diverse, and the financial and cultural power of hip-hop and streetwear keeps growing. Luxury businesses are also responding to the demands of consumers today who want the brands they buy to reflect their own values. “For them the term [“luxury”] has connotations of elitism and exclusivity,” Alexander Gilkes, cofounder of auction house Paddle8, told the New York Times (paywall). “Instead, they want a luxury that is inclusive, honest and democratic.”
The word “inclusive” came up repeatedly at the FACC talk. As a mindset, it’s a tricky one for luxury labels to maintain, when part of what makes a product desirable, whether it’s a Chanel bag or a rare pair of Jordans, is that not everyone can get it. But the world is changing, and luxury will have to change with it. It’s a challenge, but also a great opportunity for the companies that meet it.
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Is Bitcoin Safe?
The cryptocurrency market experienced remarkable highs in 2024, with a market capitalization exceeding $1.44 trillion and at $73,750. Bitcoin repeatedly surpassed its previous highs in March.
However, following this all-time high, Bitcoin is currently undergoing a correction, and as of August 7, 2024, it is trading at $57,504. The cryptocurrency market volatility, coupled with a tumultuous period in 2022, has led investors to question and exercise caution regarding the safety and security of this bold new asset class.
The median loss to Federal Trade Commission (FTC) impersonators has risen from $3,000 in 2019 to $7,000 in 2024. Falling prices combined with the increasing risk of criminal attacks are enough to make anyone think twice about the security of their Bitcoin.
Is Bitcoin a Safe Investment?
Understanding whether Bitcoin is a safe investment depends on how you define security.
There’s no question that Bitcoin prices can be highly volatile. In March 2024, the price of BTC hit its all-time high at $73,750.07; as of August 7, 2024, it is trading at $57,400.
In 2022 alone, the price of BTC dropped from almost INR 39,56,137 to around INR 16,07,165 in 2023.
Losses like that would send investors running for the hills for any other asset class. If you define security as an investment with a relatively stable price, Bitcoin may not be a safe bet for your investment portfolio.
That said, Bitcoin’s mercurial nature may be changing.
“Bitcoin is becoming more integrated with traditional financial markets and is seeing significant participation from retail and increasingly from institutional investors,” says Ryan Burke, general manager at Invest at M1. “Historically, BTC has been more volatile, but it has become a de facto mainstream alternative asset more recently correlated to large-cap tech.”
If you think of Bitcoin as digital gold, similar to a commodity rather than an investment security, you can add another dimension to the security question.
“Bitcoin technology is relatively safe, but it isn’t anonymous and relies on passwords,” says Daniel Rodriguez, chief operating officer at Hill Wealth Strategies.
While Bitcoin disguises your personal information, the address of your crypto wallet is publicly available.
“Hackers could use web trackers and cookies to find more information about the transactions that could lead to your private information and data,” Rodriguez says. If anonymity is part of your definition of security, Bitcoin might not be entirely secure.
Similarly, your cryptocurrency is only as secure as the crypto wallet you keep it in. If you lose your wallet password or someone else gets ahold of it, you lose your Bitcoin.
You will often see the disclaimers “not SIPC protected” or “not FDIC insured” attached to Bitcoin purchases. This means that should the firm holding your crypto investments fail, neither of these backstops will bail you out.
According to Gil Luria, a technology strategist at D.A. Davidson Co., none of these concerns relate to the security of the Bitcoin network itself. “It has survived unscathed for the 13 years of its existence and has yet to be hacked.”
Let us see what experts have to say about Bitcoin being a safe investment:
Sathvik Vishwanath, co-founder and chief executive officer of Unocoin, says that Bitcoin’s safety as an investment is under scrutiny, especially after its recent drop of nearly 15%, bringing its price below $50,000. This decline highlights Bitcoin’s inherent volatility, a defining characteristic that can lead to significant short-term price swings.
While Bitcoin’s decentralized nature and blockchain technology provide robust security features, its market behavior is highly susceptible to rapid fluctuations influenced by supply and demand dynamics, regulatory news, and broader economic factors.
He further said that recent market trends show Bitcoin’s potential for a sharp decline, posing a risk to investors. Despite its historic growth and the lure of substantial returns, Bitcoin’s unpredictable volatility and fluctuating regulatory environment mean investors must carefully assess their risk tolerance. Diversification, long-term holding strategies, and ongoing market analysis are essential to managing the risks associated with Bitcoin investments.
Utkarsh Tiwari, Chief Strategy Officer at KoinBX, said, ” Bitcoin, often hailed as digital gold, represents a significant evolution in the financial ecosystem. While its decentralized nature offers unparalleled transparency and security, it’s crucial to approach it with a well-informed strategy. As with any investment, understanding the inherent risks and volatility is essential.
However, it’s essential to recognize that with Bitcoin’s potential rewards come risks—especially its notorious volatility and the need for solid personal security measures. Understanding the technology, staying informed about market trends, and employing best practices for asset protection are crucial steps in ensuring your Bitcoin investments are secure.
At KoinBX, we advocate for responsible investing and staying updated with market trends to navigate the dynamic landscape of virtual digital assets safely.”
Himanshu Maradiya, founder and chairman of CIFDAQ Blockchain Ecosystem India, said that Bitcoin’s evolution since its inception in 2009 has been remarkable. From trading at approximately $500 in May 2016 to $69,790 as of July 29, 2024, Bitcoin has witnessed a phenomenal 12,662% growth. This impressive increase underscores its significant role and expanding acceptance in the global financial landscape.
Current technical indicators suggest a critical resistance zone, including the 61.8% Fibonacci retracement level at $62,066 and the 100-day Exponential Moving Average (EMA) at approximately $63,022.
He added that it’s important to note that Bitcoin’s market dynamics are subject to volatility and regulatory scrutiny, which can impact its price stability. While the recent analysis indicates potential for a short-term relief rally, investors should consider broader market trends and the regulatory environment. The Relative Strength Index (RSI), currently at around 36, highlights the potential for temporary recovery, yet a cautious approach is essential.
Things To Consider Before Buying Bitcoin
Given Bitcoin’s high volatility and security risks, it’s important to consider your reasons for buying before you trade any rupees for BTC.
Cryptocurrency is a highly speculative investment, says Luria. “The risk/reward profile of investing in Bitcoin differs from investing in most stocks or bonds. We tend to recommend investors only consider investing capital they are willing to lose,” he says.
Are you buying Bitcoin as an investment to fund your retirement? In that case, it’s probably best to keep your exposure to a minimum because no one can predict where the market will go. Most financial advisors recommend keeping Bitcoin to less than 5% of your overall portfolio.
You should brace yourself for an unreliable narrator if you think Bitcoin is a currency. You could easily log off the computer one day with INR 5,499,133 in BTC and log on with only INR 3,709,027 the next morning.
Then there’s the uncertainty around the crypto regulatory environment.
Cryptocurrencies are presently unregulated in India. While the Reserve Bank of India (RBI) sought to ban them in 2018, the Indian Supreme Court quashed the attempt, leaving cryptocurrencies in regulatory limbo—neither illegal nor, strictly speaking, legal. However, cryptocurrencies are taxed in India.
While Burke is optimistic about long-term developments for Bitcoin, uncertainty is an investor’s worst enemy. Assuming you’re comfortable with the risks and uncertainty, Bitcoin can have a place in your financial life.
What Are the Risks of Bitcoin?
Like any investment, Bitcoin is not risk-free. Cryptocurrency has many risks, from market to regulatory and cybersecurity risks.
On July 18, 2024, WazirX, a crypto exchange platform in India, experienced a cyber attack on one of its multisig wallets, resulting in the theft of digital assets exceeding $230 million. This is the latest scam that shocked Indian investors.
“Market risk is one of the biggest risks associated with Bitcoin,” Rodriguez says. Look at any price history chart and see what kind of a wild ride Bitcoin investors are in for.
“Historically, Bitcoin also reacts inversely to interest rates,” he says. “So, when the Fed raises rates, Bitcoin typically takes a dip because investors start leaning toward more safe and stable investments.”
Regulatory uncertainty also poses a risk.
“In 2021, China, the world’s second-biggest economy, effectively made it illegal for citizens to mine or hold any cryptocurrency,” Rodriguez says.
If other countries follow suit, Bitcoin holders could be in hot water.
Cybersecurity is another chief concern for all holders of digital assets. Remember that your transactions are only as anonymous and secure as your wallet information and passwords.
The Department of Justice proved blockchain transactions are not immune to tracing when it followed the trail left by a couple attempting to launder INR 370 billion in cryptocurrency stolen in the 2016 Bitfinex hack.
There’s also the rising threat of cryptocurrency crime. In 2023, people reported losses of $10 billion to scams, surpassing the previous year by $1 billion and marking the highest-ever losses reported to the FTC.
How To Keep Your Bitcoin Safe
Your Bitcoin’s safety depends largely on how you store it. Your choice of crypto wallet and its encryption level play a big part in keeping your coins safe.
“Security and convenience do not always go hand-in-hand,” Burke says.
He says that offline “cold” wallets that are not connected to the internet are secure from hacking but less convenient than hot wallets. Cold wallets are also subject to theft or loss. “Lose a device or drive or misplace your private key, you have a problem,” says Burke.
Hot wallets are more convenient because you can access your cryptocurrency anywhere you have an internet connection or cell service, but they are more vulnerable to hacking.
Burke says a prudent strategy is to use a combination of hot and cold storage, with most assets held in cold storage.
Burke adds whatever storage method you choose, so make sure you know if your crypto is being loaned, staked, or pledged as collateral.
Experts say it’s important to read the terms and conditions before signing up for a wallet or service, lest your cryptocurrency become another victim of the crypto liquidity crisis.
As with any investment, research whether Bitcoin is right for your portfolio. If you buy BTC as part of your investment strategy, prepare for highs and lows.
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SEARCH PEOPLE NOSTALGIA CELEBRITY HISTORY & CULTURE CRIME & SCANDAL COMEDY GIANTS VIDEO ABOUT CONTACT US ADVERTISE PRIVACY NOTICE TERMS OF USE COPYRIGHT POLICY AD CHOICES PRIVACY SETTINGS Logo Lionel Messi Lionel Messi Biography Children’s Activist (1987–) Argentina native Lionel Messi has established records for goals scored and won individual awards en route to worldwide recognition as one of the best players in soccer. Who Is Lionel Messi? Luis Lionel Andres (“Leo”) Messi (b. June 24, 1987) is an Argentinian soccer player who plays forward for the FC Barcelona club and the Argentine national team. At the age of 13, Messi moved from Argentina to Spain after FC Barcelona agreed to pay for his medical treatments. There he earned renown as one of the greatest players in history, helping his club win more than two dozen league titles and tournaments. In 2012, he set a record for most goals in a calendar year, and in 2016, he was named Europe’s Ballon d’Or winner for the fifth time. Lionel Messi, April 2017. (Photo: Josep Lago AFP Getty Images) Lionel Messi, April 2017. (Photo: Josep Lago AFP Getty Images) Net Worth As of 2017, Lionel Messi is worth an estimated $80 million, taking into account his salary plus bonuses and endorsements, according to Forbes.com. That makes Messi the second highest-paid soccer player and the third highest-paid athlete in the world, after fellow soccer great Cristiano Ronaldo and basketball star LeBron James. Almost universally regarded as the best soccer player in the game, Messi has become the commercial face of soccer with endorsements from Adidas, Pepsi, EA Sports and Turkish Airways, among other companies. Height Lionel Messi is 5 feet, 7 inches tall and weighs 72 kilograms (159 pounds). With his short stature, speed and relentless attacking style, Messi has drawn comparisons to another famous Argentinian footballer, Diego Maradona. Birthday Lionel Messi was born on June 24, 1987, in Rosario, Argentina. Wife On June 30, 2017, Lionel Messi married Antonella Roccuzzo, his longtime girlfriend and the cousin of his best friend and fellow soccer player Lucas Scaglia. Messi met Roccuzzo in their hometown of Rosario when he was five years old. Their marriage, a civil ceremony dubbed by Argentina’s Clarín newspaper as the “wedding of the century,” was held at a luxury hotel in Rosario, with a number of fellow star soccer players and Colombian pop star Shakira on the 260-person guest list. Messi’s Sons Messi became a father in November 2012 when Roccuzzo gave birth to a son, Thiago. In September 2015, the couple’s second son, Mateo, was born. Early Life As a young boy, Lionel Messi tagged along when his two older brothers played soccer with their friends, unintimidated by the bigger boys. At the age of eight, he was recruited to join the youth system of Newell’s Old Boys, a Rosario-based club. Recognizably smaller than most of the kids in his age group, Messi was eventually diagnosed by doctors as suffering from a hormone deficiency that restricted his growth. Messi’s parents, Jorge and Ceclia, decided on a regimen of nightly growth-hormone injections for their son, though it soon proved impossible to pay several hundred dollars per month for the medication. So, at the age of 13, when Messi was offered the chance to train at soccer powerhouse FC Barcelona’s youth academy, La Masia, and have his medical bills covered by the team, Messi’s family picked up and moved across the Atlantic to make a new home in Spain. Although he was often homesick in his new country, Messi moved quickly through the junior system ranks. Barcelona Soccer Player By the age of 16, Messi made his first appearance for the FC Barcelona. He put himself in the record books on May 1, 2005, as the youngest player to ever score a goal for the franchise. That same year, he led Argentina to the title in the under-20 World Cup, scoring on a pair of penalty kicks to propel the team over Nigeria. Messi steered Barcelona to a wealth of success, most notably in 2009, when the left-footer’s team captured the Champions League, La Liga, and Spanish Super Cup titles. That same year, after two consecutive runner-up finishes, he took home his first FIFA “World Player of the Year” honor/Ballon d’Or award. Even the great Maradona gushed about his fellow countryman. “I see him as very similar to me,” the retired player told the BBC. “He’s a leader and is offering lessons in beautiful football. He has something different than any other player in the world.” Amazingly, the soccer wizard continued to improve, discovering new ways to elude defenders while leading Barcelona to La Liga and Spanish Super Cup championships in 2010 and 2011, as well as the ’11 Champions League title. Messi embarked on an all-out assault on the record books in 2012. He became the first player to score five goals in a Champions League match in early March, and a few weeks later he surpassed Cesar Rodriguez’s club-record 232 goals to become Barcelona’s all-time leading scorer. By the end of 2012, Messi had accumulated an astounding 91 goals in club and international play, eclipsing the 85 netted in a single calendar year by Gerd Muller in 1972. Fittingly, he broke another record when he was named the FIFA Ballon d’Or winner for the fourth time in January 2013. The soccer great came back to earth somewhat that year due to the persistence of hamstring injuries, but he regained his record-breaking form by becoming the all-time leading scorer in La Liga and Champions League play in late 2014. After helping Barcelona achieve a historic second treble in 2015, he was honored with his fifth FIFA Ballon d’Or trophy. Argentina National Team Controversy For all his success with Barcelona, Messi has come under fire for his inability to help Argentina’s national team win a major title. He did lead “La Albiceleste” to the final of the 2014 World Cup, and was named player of the tournament, although his team lost to Germany. In 2016, following Argentina’s second consecutive loss to Chile in the final of the Copa America tournament, Messi announced he was ending his run with the national team. The soccer great eventually reversed his decision, but his participation in the 2018 World Cup did not bring that elusive title, as hoped. After Messi scored an early goal in a 2-1 win over Nigeria that helped his team advance from the group stage, he was largely kept in check by France, his two assists not enough to stave off a 4-3 defeat that sent Argentina packing. Tax Fraud Scandal In July 2016, Messi suffered a blow off the soccer field when a Barcelona court found him and his father guilty of three counts of tax fraud. During a four-day trial, Messi and his father denied breaking the law and claimed they were unaware of any tax illegalities that were committed. However, they were both sentenced to 21 months in prison. Under Spanish law, first offenses under two years are suspended so they will not go to jail, but Messi will pay a fine of 2 million euros and his father is required to pay 1.5 million euros. Charity and UNICEF Although he is famously quiet and private off the field, Messi has found ways to help others in need. In 2007, he formed the Leo Messi Foundation to provide opportunities for disadvantaged youths. In early 2010, UNICEF named him a goodwill ambassador, with a focus on fighting for children’s rights across the globe. Related Videos Mia Hamm – Mini Biography (TV-PG; 2:33) Hope Solo – Mini Biography (TV-PG; 2:41) Cristiano Ronaldo – Mini Biography (TV-PG; 3:38) David Beckham – Mini Biography (TV-PG; 3:56) Fact Check We strive for accuracy and fairness. If you see something that doesn’t look right, contact us! Citation Information Article Title Lionel Messi Biography Author Biography.com Editors Website Name The Biography.com website URL http://bit.ly/2Et9T4d Access Date 24 May 2019 Publisher A&E Television Networks Last Updated May 14, 2019 Original Published Date April 2, 2014 Biography Newsletter Sign up for the Biography newsletter to receive stories about the people who shaped our world and the stories that shaped their lives. email address SUBSCRIBE MORE STORIES FROM BIOGRAPHY ATHLETES Cristiano Ronaldo (1985–) ATHLETES Diego Maradona (1960–) ATHLETES David Beckham (1975–) ATHLETES Mia Hamm (1972–) MUSICIANS Lionel Richie (1949–) ATHLETES Pelé (1940–) ATHLETES Hope Solo (1981–) ATHLETES Zinedine Zidane (1972–) ATHLETES Carli Lloyd (1982–) SEE MORE About Contact Us Advertise Privacy Notice Terms of Use Copyright Policy Ad Choices © 2019 Bio and the Bio logo are registered trademarks of A&E Television Networks, LLC. #football#messi#lifestyle#crypto#Release#Leo #messi #biography#barcelona http://bit.ly/2WmIs6n
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