#Quick approval second hand car loans
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Quick approval second hand car loans | Primeloans.kotak.com
Drive your desired pre-used car with ease, thanks to Primeloans.kotak.com. Quick approvals and low-interest rates redefine your journey to pre-loved car ownership.
Quick approval second hand car loans
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What are the advantages of an unsecured loan?
When borrowing money, you typically need to pledge valuable assets like a home or vehicle as collateral. That allows the lender to get their money back if you fail to repay. But unsecured loans don't need you to provide any back-up property. Not having to use collateral is the main advantage of these loans - here's why:
Many borrowers have few major assets, such as a house. Taking out a regular secured loan can be near impossible then. But unsecured options simply depend on your ability to repay. They are run solely on trust without needing property as a backup. No matter if you are young, own little, or have bad credit - if you can show sufficient monthly income to cover the debt, you can qualify for funds.
Advantages of an Unsecured Loan
Is your credit score less than perfect? That can make getting a loan more difficult. Unsecured personal loans help people with bad credit history.
These unsecured loans with bad credit direct lenders don’t check assets like houses or cars that you own. They focus directly on what you earn monthly instead. If lenders see your average income covers the debt, approval happens.
No Property Required as Backing
The whole point of getting an unsecured loan is that you don’t put up your stuff as collateral. This lowers risks and eases burdens in a few ways:
First off, you get to keep all your things like houses, vehicles, or pricey gear. No loan officer takes these or can ever seize them over unpaid debts. This is a huge relief if what you own matters deeply or provides income. Losing possessions is often devastating.
Second, not having assets works in your favour when you own little of a big value upfront. Young people just starting out or renters lacking a home often lose out on needing traditional secured loans. Uncollateralized borrowing opens doors by focusing more on what you likely can do - keep a job and make future payments.
Speedy Application Processing
Paperwork bites, but unsecured loan apps stay pretty simple and quick. Fewer forms apply when no property changes hands. No need for lengthy descriptions, ownership documentation, or asset appraisals by the lender. Your approval hinges on income streams, not possessions.
This means way faster review and decision turnaround, too - often within a day or two after submittal versus weeks dragging by. When you require cash urgently, unsecured loans can deliver, whilst other options lag behind while still assessing your stuff.
Spend As You Please
No strings attached to how you use money from unsecured loans. Split between various personal costs like medical bills, home renovations, or even splurging on a vacation. Since repayment relies on trust, not collateral, lenders don’t fuss over specifics.
You may use the influx of cash to expand a business - purchase vital equipment, bridge slow invoice payments, and hire additional staff. Unsecured business financing provides flexible working capital when needed urgently.
Meeting Emergencies
Unexpected expenses sometimes pop up between paychecks, leaving you short on cash. Getting money quickly from a bank often feels impossible with all the paperwork. Borrowing from family or friends may be awkward, too.
That’s why doorstep cash loans can really help out. Friendly loan agents come right to your home with the funds you need. They make loan decisions in person based on your situation - no credit report is required. You then repay in weekly instalments that work with your budget. Though fees are higher, their helpful hands solve urgent money needs.
Credit Boosting Potential
Meeting unsecured loan payments on time seriously bumps up your credit score. Making all payments shows lenders you prioritise paying back what you owe every month, no matter what.
Every on-time payment is also reported to the credit bureaus. So your repayment consistency clocks in your files, incrementally improving your score over the full loan term.
Even after you clear the debt, the positive credit impact remains for years. Your discipline now earns easier future approvals for cars, big purchases or major property loans down the line.
Lock In Set Interest Costs
Opting for fixed rates keeps unsecured loan expenses predictable every month. What you initially sign on for rate-wise caps costs for the entire repayment period. So, it is no surprise that hikes suddenly inflate your outstanding principal or monthly dues, even if wider market rates swing up.
Knowing interest owed stays firm has made budgeting easier over the years, too. You simply factor one fixed cost into overall spending plans without revisiting loan variables.
The trade-off for certainty is slightly higher initial rates versus variable options that fluctuate. However, avoiding uncertainty has big value for those wanting simplified finances.
Conclusion
When big-ticket assets like your home hang in the balance, some missed payments could put them at risk of seizure. Choosing an unsecured loan ends up worrying about losing cherished property. With no property tied to the loan, any non-payment only affects your credit rating and ability to borrow more - not what you currently own.
The approval and limit with unsecured loans focus mainly on income flows versus current assets. So, these flexible loans suit many different needs - smaller emergencies or substantial consolidating bills into one manageable payment.
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Understanding Car Accident Cash Advance A Lifeline for Victims
Car accident cash advance provides immediate financial relief to individuals involved in car accidents who are awaiting settlement claims. This advance helps cover urgent expenses such as medical bills, vehicle repairs, and daily living costs, allowing victims to focus on recovery without financial stress. Unlike traditional loans, a car accident cash advance is based on the expected settlement amount, meaning repayment is contingent on the outcome of the case. This blog explores the benefits, application process, and considerations for obtaining a car accident cash advance, helping accident victims understand how this financial tool can support them during a challenging time.
What is a Car Accident Cash Advance?
Car accident cash advance is a financial service designed to provide immediate funds to accident victims awaiting their settlement. Unlike traditional loans, this advance is contingent on the expected compensation from the lawsuit. This means repayment is only required if the victim wins their case. For many, a car accident cash advance is a crucial lifeline that helps manage expenses during the often lengthy legal process.
How to Apply for a Car Accident Cash Advance?
The process of applying for a car accident cash advance is straightforward. Typically, applicants must provide details of their accident, the ongoing lawsuit, and contact information for their attorney. The funding company then evaluates the case to determine eligibility. Approval can be swift, with funds available in a matter of days. By securing a car accident cash advance, victims can cover immediate expenses without waiting for their settlement.
Benefits of a Car Accident Cash Advance
There are several benefits to obtaining a car accident cash advance. First, it provides quick access to funds, which can be crucial for covering medical bills and other urgent expenses. Second, there is no risk of out-of-pocket repayment if the lawsuit is unsuccessful. Finally, having financial support allows victims to negotiate their settlement without the pressure to accept a lower offer due to immediate financial needs.
Who Qualifies for a Car Accident Cash Advance?
Qualification for a car accident cash advance generally depends on the strength of the pending lawsuit and the likelihood of a favorable settlement. Most funding companies require the involvement of an attorney to ensure the validity of the claim. Victims with clear liability and substantial damages are more likely to be approved for a car accident cash advance, providing them with much-needed financial stability during the legal process.
Common Uses for a Car Accident Cash Advance
Recipients of a car accident cash advance often use the funds for various essential expenses. These include medical treatments, physical therapy, vehicle repairs, and covering lost wages. By alleviating these financial burdens, a car accident cash advance allows victims to focus on their recovery and legal case without the stress of mounting bills.
The Difference Between a Car Accident Cash Advance and a Loan
While both provide financial assistance, a car accident cash advance is distinct from a traditional loan. Advances are non-recourse, meaning repayment is only required if the victim wins their case. Loans, on the other hand, must be repaid regardless of the lawsuit's outcome. This makes a car accident cash advance a safer and more appealing option for those awaiting a settlement.
How a Car Accident Cash Advance Can Impact Your Settlement?
By providing immediate financial relief, a car accident cash advance can positively impact your settlement. Victims are less likely to feel pressured to accept a lowball offer when their immediate expenses are covered. This financial stability can lead to a more favorable settlement, as there is more time to negotiate and ensure fair compensation.
Conclusion
The potential of car accident cash advances to provide vital financial support for victims awaiting settlement claims. Understanding the application process, benefits, and considerations can empower individuals to make informed decisions. Car accident cash advances offer a unique solution, ensuring victims can focus on recovery and achieving a fair settlement without the added stress of financial burdens.
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Car loan in Delhi | Car loans in Delhi | Finiscope
Are you dreaming of owning a car in the bustling capital of India? A car loan can turn that dream into reality. Navigating the myriad options for car loans in Delhi can be overwhelming, but Finiscope is here to simplify the process for you. Whether you’re a first-time car buyer or looking to upgrade, this comprehensive guide will help you understand the ins and outs of getting a car loan in Delhi.
Why Choose a Car Loan in Delhi?
Delhi, with its sprawling urban landscape, efficient road networks, and thriving economic opportunities, makes owning a car not just a luxury but a necessity for many. Here’s why opting for a car loan in Delhi is a smart choice:
Convenience and Flexibility: With numerous lenders offering competitive interest rates and flexible repayment options, securing a car loan in Delhi has never been easier.
Fast Approval Process: Many banks and financial institutions provide quick approval and disbursal, ensuring you can drive your new car home without unnecessary delays.
Improved Credit Score: Regular repayment of your car loan can significantly boost your credit score, opening doors to more financial opportunities in the future.
Understanding Car Loans in Delhi
Types of Car Loans
New Car Loan: Ideal for those looking to purchase a brand-new vehicle. These loans often come with lower interest rates and longer repayment terms.
Used Car Loan: Perfect for buyers interested in second-hand cars. Interest rates might be slightly higher, but they offer a great way to own a car without breaking the bank.
Loan Against Car: If you already own a car, you can get a loan against its value. This option is useful for those needing immediate funds without selling their vehicle.
Key Factors to Consider
Interest Rates: Compare rates from different lenders to find the most affordable option. Finiscope helps you access competitive rates from trusted financial institutions.
Loan Tenure: Choose a tenure that suits your financial situation. Longer tenures mean lower EMIs but higher overall interest, and vice versa.
Down Payment: A higher down payment reduces the loan amount and can result in better interest rates.
Processing Fees: Be aware of any additional charges that may apply during the loan application process.
How to Apply for a Car Loan in Delhi with Finiscope
Finiscope simplifies the car loan application process, making it seamless and hassle-free. Here’s how you can apply:
Visit Finiscope Website: Start by visiting our user-friendly platform.
Compare Loan Offers: Use our comparison tool to evaluate various loan offers based on interest rates, tenure, and other factors.
Choose the Best Loan: Select the loan that best fits your needs and budget.
Submit Your Application: Fill out the online application form with necessary details and documentation.
Get Approval: Our team will process your application swiftly, ensuring you get approval in the shortest time possible.
Benefits of Choosing Finiscope
Expert Guidance: Our financial experts provide personalized advice to help you make an informed decision.
Wide Network: We have partnerships with leading banks and financial institutions to offer you the best deals.
Transparent Process: No hidden charges or complicated terms. Everything is clear and straightforward.
Customer Support: Dedicated customer support to assist you at every step of the loan process.
Tips for Getting the Best Car Loan Deal
Maintain a Good Credit Score: A higher credit score can get you better interest rates.
Negotiate: Don’t hesitate to negotiate terms with lenders.
Read the Fine Print: Ensure you understand all terms and conditions before signing the agreement.
Conclusion
Getting a car loan in Delhi is a significant step towards fulfilling your dream of owning a car. With Finiscope, the process is streamlined, efficient, and tailored to your needs. Compare, choose, and apply for the best car loan options in Delhi through Finiscope and drive away in your new car with confidence.
For more information and to start your car loan application, visit Finiscope today!
Also view :-
Car loans in Delhi
Used car loans in Delhi
Auto loan in Delhi
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6 Benefits of Using FDs from Large Corporate Houses as Collateral
When it comes to securing loans, using fixed deposits (FDs) from large corporate houses as collateral offers numerous advantages. These benefits can be particularly appealing for individuals and businesses looking for reliable and efficient loan solutions. Below, we explore six key benefits of using FD from large corporate houses as collateral.
1. Lower Interest Rates
One of the most significant advantages of using FD from large corporate houses as collateral is the potential to secure loans at lower interest rates. Lenders consider FDs as low-risk security, which reduces their lending risk and allows them to offer better interest rates compared to unsecured loans. Whether you are applying for lifestyle loans or a second hand car loan, lower interest rates can lead to substantial savings over the loan tenure.
2. Improved Loan Approval Chances
Having a FD from large corporate houses as collateral enhances your loan approval chances. Lenders view FDs as a strong form of security, which reassures them about the repayment capabilities of the borrower. This is especially beneficial when applying for a business loan for new business, where collateral can make a significant difference in the approval process.
3. Flexible Loan Amounts
The loan amount you can secure against your FD from large corporate houses is often flexible, allowing you to access a considerable portion of the FD’s value. This flexibility is advantageous when you need substantial funding for specific needs such as lifestyle loans or setting up a new business. The availability of a flexible loan amount helps in planning and meeting financial goals more effectively.
4. Quick and Easy Processing
Loans against FD from large corporate houses usually involve quick and straightforward processing. Since the FD acts as collateral, the documentation and approval processes are streamlined, making it easier to obtain loans swiftly. This can be particularly beneficial in situations requiring immediate funds, such as purchasing a second hand car or addressing urgent business needs.
5. No Impact on FD Earnings
Using your FD from large corporate houses as collateral does not affect the interest earnings on the FD. You continue to earn interest on your FD at the agreed rate while utilizing it as collateral for your loan. This dual benefit ensures that your investment continues to grow, even as it provides you with necessary funding, making it an attractive option for those considering lifestyle loans or a business loan for new business.
6. No Credit Score Impact
Another significant benefit of securing a loan against your FD from large corporate houses is that it does not impact your credit score. Since the FD serves as collateral, lenders are less concerned about your credit history, making it easier to obtain a loan without affecting your credit rating. This is particularly useful for individuals or businesses with a lower credit score but who possess substantial FD investments.
Conclusion
Utilizing FD from large corporate houses as collateral provides numerous benefits, making it an excellent choice for securing various types of loans. From lower interest rates and improved approval chances to flexible loan amounts and quick processing, the advantages are clear. Additionally, the ability to continue earning interest on the FD and avoiding any negative impact on your credit score further enhances its appeal. Whether you are in need of lifestyle loans, a second hand car loan, or a business loan for new business, leveraging your FD as collateral can be a smart financial strategy.
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Best used City in Jaipur with Home Test Drive Certified with a 200-point evaluation, Spinny offers a wide range of 2 certified used City models in Jaipur. Spinny also provides easy-to-book home test drives, attractive finance options and seamless used car loan approvals for all Spinny Assured second hand City cars in Jaipur making your entire buying experience for second hand City in Jaipur hassle-free, transparent, and secure.
Buy second hand City in Jaipur Popular and reliable second hand City cars are available on Spinny Jaipur at affordable prices starting at Rs. 9.40 Lakh. These used City cars in Jaipur come in all variants including petrol and diesel fuel type options as well as manual and automatic transmission options.
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Unlocking Financial Freedom with Your Jewels: The Benefits of Pawning Your Jewels for a Loan
In today's ever-changing economic landscape, finding accessible and flexible financial solutions is more critical than ever. One option gaining traction is pawning your jewelry for a loan. This age-old practice not only provides a lifeline during times of financial need but also comes with several advantages that make it a compelling choice for individuals seeking quick and hassle-free financial support.
1. Quick Access to Cash:
Pawning your jewels like gold, gemstones, and diamonds at a diamond pawn shop is remarkably swift. Unlike traditional loan applications that take weeks to process, pawnshops can provide you with cash on the spot, often within minutes. This immediate liquidity can be invaluable in an emergency or when you need funds urgently.
2. No Credit Checks:
One of the most significant advantages of pawning your jewelry is that it doesn't require a credit check. Your approval isn't contingent on your credit history, making it an inclusive option for those with less-than-perfect credit scores. Everyone deserves a fair chance to secure a loan when needed.
3. No Impact on Your Credit Score:
Pawning your jewelry doesn't affect your credit score positively or negatively. Since pawnshops don't report transactions to credit bureaus, you can confidently use this option without worrying about the repercussions on your credit history.
4. Asset Security:
Unlike unsecured loans, pawning your jewelry is a secured loan. If you cannot repay the loan, you won't risk losing other assets like your home or car. Instead, the pawnshop retains your jewelry as collateral, ensuring that your personal financial situation remains isolated.
5. Flexible Loan Terms:
Pawnshops offer flexible loan terms. If you need more time to repay the loan, you can usually extend the term by paying interest and fees. This flexibility ensures you can tailor the loan to your unique financial circumstances.
6. No Ongoing Commitment:
Pawning your jewelry is an excellent option for those who require short-term financial assistance without entering into long-term commitments. Once you've repaid the loan, you can regain full jewelry ownership, without any lingering obligations.
7. Confidentiality:
Your financial affairs remain confidential when you pawn your jewelry. Unlike some traditional loans that may require disclosing the purpose of the loan, a pawn transaction remains discreet, protecting your privacy.
8. Sustainable and Eco-Friendly:
Purchasing second-hand jewelry is not only cost-effective but also environmentally friendly. By opting for previously owned jewelry, you reduce the demand for new resources and minimise your ecological footprint. In conclusion, pawning your jewelry for a loan offers a multitude of benefits that make it an appealing choice for individuals in need of immediate financial support. It's a versatile option that transcends credit barriers, provides quick access to cash, and offers flexibility without jeopardizing your credit score or other assets. Moreover, purchasing second-hand jewels from brands offering pawn services can be a sustainable and eco-conscious choice. So, the next time you face a financial challenge, consider pawning your jewels for a loan and discover the financial freedom it can provide. If you have questions regarding where to sell diamond jewelry in Pittsburgh, visit Broff's Diamond & Loan Co. They are one of the reliable Pittsburgh jewelers and pawners that offer value for your money and the utmost credibility. Apart from that, they also have a wide range of jewelry, diamonds, and services to provide you. Original Source- https://broffsdiamonds.blogspot.com/2023/09/unlocking-financial-freedom-with-your.html
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Second Hand Cars in Gurgaon - Inspected Used Cars in Gurgaon | Truebil
Truebil offers 164 second hand cars in Gurgaon with free test drives at the Truebil Hub and quick loan approvals. The best used cars in Gurgaon are featured on Truebil and include cars from popular brands like Maruti Suzuki, Hyundai, Honda, Toyota. Second hand cars on Truebil include hatchback, sedan, and SUV cars as well as petrol, diesel, and CNG fuel type cars. Used cars on Truebil start from Rs. 1.50 Lakh, providing affordable used cars in Gurgaon.
Truebil features a wide range of popular and reliable used cars from the best-selling car brands in Gurgaon. Reliable cars from brands like Maruti Suzuki, Hyundai, and Honda are easily available at affordable prices in Gurgaon. Second hand hatchback cars, like used Alto, second hand Swift, and used Grand i10, are popular for their good mileage and compact size. Used sedans in Gurgaon, like second hand Dzire, used Honda Amaze, and second hand Verna are great cars to upgrade to, providing more space and performance. Second hand SUVs in Gurgaon, like used Nexon, second hand Creta, and used Vitara Brezza provide great power and good ground clearance. Find reliable used cars in Gurgaon with Truebil.
Buying a second hand car in Gurgaon from Truebil comes with quality assurance. All Truebil cars are certified with 200-point quality checklist and detailed inspection report, giving you full information about the used car. Truebil makes buying a used car affordable and accessible with a wide range of quality second hand cars. Truebil provides used car loan options with low interest rates and handles all paperwork and RC transfer for your Truebil used car. Free test drives are available for all used cars at the Truebil Hub in Gurgaon, for a convenient car buying experience.
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Truebil offers 136 second hand cars in Chennai with free test drives at the Truebil Hub and quick loan approvals. The best used cars in Chennai are featured on Truebil and include cars from popular brands like Maruti Suzuki, Hyundai, Honda, Toyota. Second hand cars on Truebil include hatchback, sedan, and SUV cars as well as petrol, diesel, and CNG fuel type cars. Used cars on Truebil start from Rs. 1.75 Lakh, providing affordable used cars in Chennai.
Truebil features a wide range of popular and reliable used cars from the best-selling car brands in Chennai. Reliable cars from brands like Maruti Suzuki, Hyundai, and Honda are easily available at affordable prices in Chennai. Second hand hatchback cars, like Maruti Alto, Maruti Swift, and Hyundai Grand i10, are popular for their good mileage and compact size. Used sedans in Chennai, like Maruti Dzire, Honda Amaze, and Hyundai Verna are great cars to upgrade to, providing more space and performance. Second hand SUVs in Chennai, like Tata Nexon, Hyundai Creta, and Maruti Vitara Brezza provide great power and good ground clearance. Find reliable used cars in Chennai featured on Truebil.
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Fast Track Your Car Ownership: Quick Approval for Used Car Loans and Optimal Top-Up Options
The journey to car ownership doesn't have to be lengthy or complicated, especially with the right financial tools at your disposal. Whether you're looking to purchase a second-hand vehicle or enhance your current auto loan, understanding quick approval second hand car loans and the best top-up options for auto loans can streamline the process and improve your terms significantly.
Benefits of Quick Approval Second-Hand Car Loans:
In the market for a used car, speed is often as critical as the price. Quick approval second hand car loans are designed to meet this need, offering buyers fast access to funds so they can secure their vehicle without delay. These loans are ideal for those who have selected their preferred car and wish to complete the purchase promptly to avoid losing the deal to another buyer.
Financial institutions that offer quick approvals typically have a streamlined application process, often enabled by online platforms that allow for rapid document verification and processing. This efficiency ensures that you can move from application to approval within a few days, making it easier to plan your purchase.
Exploring the Best Top-Up Options for Auto Loans:
For current car owners who already have an auto loan but need additional funds, exploring the best top-up options for auto loans can be a prudent decision. Top-up loans are additional funds provided over your existing loan, which can be used for various purposes like repairs, upgrades, or even insurance premiums.
These top-up options often come with competitive interest rates and can be more convenient than taking out a new loan entirely. Since you already have a relationship with the lender, the approval process for a top-up is usually quicker and requires less paperwork than a new loan.
Choosing the Right Financial Product:
Selecting the right loan product, whether it's a quick approval loan for a second-hand car or a top-up loan, involves assessing several factors. The factors to be taken into account include the interest rates, payback terms, and any supplementary fees. It’s also important to review the lender's reputation and the quality of customer service provided.
For those in need of financing quickly, prioritizing lenders known for fast processing and minimal bureaucracy can save a lot of time and hassle. Meanwhile, for top-up loans, it’s essential to evaluate how the additional borrowing will affect your overall financial health and monthly budget.
Conclusion:
Navigating the financial aspects of car ownership is made simpler with products like quick approval second hand car loans and best top-up options for auto loans. These financial tools are designed to help you manage your budget effectively while ensuring you can own and maintain your vehicle without financial strain. For personalized loan options and expert financial advice, visit primeloans.kotak.com. Here, you can find tailored solutions that cater to your immediate needs and long-term financial goals, ensuring your car buying and maintenance journey is as smooth and efficient as possible.
FOR MORE INFO :-
kotak mahindra bank customer service
kotak mahindra bank near me
New Car Financing Options
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Used Creta in Delhi NCR - Second Hand Creta Cars
Spinny features more than 40 used Hyundai Creta cars in Delhi-NCR. Used Hyundai Creta cars on Spinny are available at affordable prices starting from Rs. 6.93 lakh. All Spinny Assured Hyundai Creta used cars are certified with a 200-point evaluation and you can avail free home test drive for your desired second hand Hyundai Creta. For a hassle-free ownership experience, Spinny provides 5-day money back guarantee, free RC transfer and quick loan approvals on all Spinny Assured Hyundai Creta cars in Delhi NCR.
Spinny features a wide range of certified used Creta in Delhi NCR, with attractive finance options, affordable prices, and free home test drive. All pre-owned Hyundai Creta cars on Spinny are available with free home test drive and home delivery in Delhi NCR.
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Thoughts on a scene + speculation:
This scene in particular, where Vegas brings Porsche, Pete and Arm through the covered shopping arcade before going to the minor family’s compound, serves to show Vegas in his own territory and his power that he has, at least while in it.
I think that one of the things it hints at is that the minor family is in charge of area(s) in Bangkok and it collects protection money from the businesses in those places.
Side note: It is possible that the Theerapanyakul family as a whole, is in charge of the areas, but the minor family is the one on the ground, reminding people who’s in charge.
A quick note about what made me consider this idea. At the shooting range, Kinn, Time and Tay have a conversation about two things:
The first is how Kinn mentions that he would like to expand his business to the Thonglor area, which is Teh’s father’s old area. Rather than simply expanding his area, he brings it up to his friends who are from powerful families too. The implication behind this seems to be that areas are controlled by mafia families and permission or exchanges of sorts are needed to expand into them.
The second is that Time mentions that he had had a car accident in the Thonglor area, which Tay’s father used to manage, and the accident was completely covered up with Tay’s father’s influence. This seems to suggest that the power of mafia families reaches even the police, since things like accidents can be completely covered up.
This brings us back to Vegas and Porsche’s not-date, which Pete and Arm join them on. They walk through a stretch of indoor shopping area and the people working at the shops clearly stop what they are doing and greet (wai) Vegas when they see him. You can see that Vegas only acknowledges them with a nod of his head, not a similar greeting (wai), which may suggest that he is of a higher position than they are.
Beside Vegas, is Porsche, who looks a little uncomfortable and maybe showing a growing understanding of what the minor family's duties may involve.
Up to this point in the scene, it can still be assumed that the minor family might simply own and lease the shop spaces out, which would explain why Vegas is greeted when he walks past the stalls.
However, when walking past the stall selling skewers, Pete and Arm start talking about wanting to eat them and Vegas purposely turns around and simply picks up skewers, which he then hands to the two.
No exchange of money or thanks is made to the stall keepers, which reinforces my belief that the minor family collects protection money from these stall owners, suggesting that his position is more than simply landlord.
If the stall holders were to offend him, they would have much to lose, possibly their business area and the protection of the minor family. Not selling a few skewers is a small price to pay in exchange for that.
This entire walk through the covered shopping arcade, Porsche doesn’t say anything and seems to be observing how Vegas is in his territory. The expressions that we can see, which Vegas fails to, don’t seem to show approval. Those may be contemplative looks, but maybe Porsche is realising how much closer the minor family is to the loan sharks that would go to his own home and the kind of power that the minor family holds.
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Chapter 6
Warnings: Graphic depictions of violence, kidnapping, harassment, swearing, a lot of it, manipulation, slow-burn (?), eventual romance, eventual smut, enemies to allies to lovers, coercion, slight dub-con, minor character deaths
Mafia boss! Kita Shinsuke x Spy! F! Reader
Summary: For as long as you’ve been on God’s blue earth, you’ve been taught to help your family by gathering information and spying on other crime syndicates from all over Japan. To say you’re good for your age is an understatement, you’re one of the best out there with all of the information you’ve managed to gather.
Once you turn 20, you are to be given your first official mission as a fully grown adult, retrieving the important documents the Inarizaki clan has managed to steal. You’re confident you’re able to do it, but a lot of things don’t exactly go according to plan...
PREV. | MASTERLIST | NEXT
Sunday couldn’t come any sooner for you. Before you know it, you’re sitting in an expensive car with Oomimi as your boss, Osamu as your getaway driver, Kita for supervision, and Suna somewhat, as he’s listening in on your conversations through a mic hidden under your dress and giving you instructions if needed through the discreet earpiece in your right ear, covered by your hair.
The car is silent with Oomimi catching up on sleeping, Kita checking and re-checking the plans, and you studying the target. Your mission? Assassinate Kawamura Akihito and obtain information of his business partners as they’re suspected to have loaned from Inarizaki’s partnering clans as well. Make the assassination efficient while keeping up the name Shinozaki Hanako.
The car pulls up in front of a five-star hotel lobby where other people dressed similarly to you and Oomimi are also entering. Oomimi steps out of the car and opens your side of the door to help you out, leading you to the gala in one of the many ballrooms the hotel provides. With an arm looped around his, you follow Oomimi weave through the crowd of people dressed in dresses and suits, sipping on expensive alcohol and socialising with each other.
“Ya remember what to do?” Oomimi asks as he nears the bar where you also spot the target surrounded by both men and women, laughing at something one of them said.
“Yeah, let’s just hurry and get this overwith.” You answer lowly.
You stop at the bar as Oomimi orders a drink for both you and him. You put a surprised expression on your face and look up to him. “Sir, are you going to finish two glasses of wine so early in the evening?” You ask, setting your voice a bit higher than usual.
“‘Course not, this one’s for ya, Shinozaki.” Oomimi answers, handing you a glass of wine the bartender gave him.
“But sir, you know I’ve never drunk alcohol before! You said I’d be here to help you with your business deals!” You refute, yet hesitantly take the alcohol in your hand. “My family won’t approve of me doing this…”
“It’ll be fine, Shinozaki. Yer parents ain’t here, let loose and enjoy the night.” Oomimi says and glances towards where one of the lower-ranked members are situated. “Ah, I see one o’ my acquaintances. Ya don’t need to come, I’m just gonna catch up.”
He leaves no room for you to speak as he heads over to his post for the night. You sigh and stare at the glass of wine gripped inexperiencedly in your palm, staring at your reflection in the maroon liquid in your glass.
Any second now.
You think to yourself as you give the wine an experimental whiff and small sip, scrunching your nose in disgust as you did when you first tasted wine. You stop inspecting the alcoholic beverage when you feel a presence sitting where Oomimi had occupied before, you sneak a quick glance and mentally cheer when your target sits next to you, a sweet smile plastered across his face. “Is this seat taken?” He asks, a slight drawl ever present in his way of speech, reminding you a bit eerily of Atsumu.
You set your wine glass down and pull your shoulders in slightly, barely turning to face him. “Well… I don’t know… my boss said he’s catching up with his acquaintance.”
“Your boss, huh? Haven’t seen him before, perhaps a new company?” He asks before ordering some whiskey, turning his attention to you. “Y’know, it’s hard for newcomer companies to even be glanced by events like these, your boss must be very good to be able to attend.”
“Oh… yes, our company’s a real estate agency… a-and my boss didn’t tell me how he got in so…” You answer, picking at the nude nail polish coating your thumb. (Sorry, Akagi.)
“I see, I guess he has connections then.” He comments as he takes the whiskey from the bartender. “My name’s Kawamura Akihito, by the way, you?”
“Shinozaki… Hanako…” You answer, glancing at anywhere but Kawamura. “Um… may I ask about how you’re able to get in?”
“Oh, I’m the CEO of the company that owns a few five-star hotels around Japan, this hotel is actually my competitor.”
“Your competitor? I would have thought you were working together with the owner of this hotel…”
“Oh no sweetie, I wouldn’t work with someone owning a hotel this… shabby. I only work with classier five-star hotels.”
“This is shabby? Um… what hotels would you consider… good in your books?” You ask, glancing at Kawamura. He seems kind of weak to girls, but then again, you’re not exactly asking for details, just who he’s working with.
He grins and lists a few hotel names as well as their companies, boasting the achievements each hotel got. You internally sigh at the boring conversation while simultaneously listening to Suna repeating the hotels and companies.
“Oh, there’s also Hotel deLuxe,” Kawamura says, catching your attention as you personally know the owner. “Kuroo is very hard to convince, we barely discussed our partnership. But I’m determined to make him agree to a partnership with me! I’m sure we’ll have a very beneficial partnership with each other, just need to convince the stubborn dog.”
You heave a small sigh of relief, both at the fact Kuroo hasn’t agreed to the partnership and the fact he referred to Kuroo as a dog instead of a cat. Meaning he may be oblivious of Kuroo’s affiliations to Nekoma and is more referring to Kuroo’s love for dogs. “Must be a very stubborn man if he didn’t agree immediately to your proposal then…”
Kawamura grins and takes a quick glance at your barely touched wine and raises an eyebrow at you. “You’re not drinking your wine? That’s really expensive y’know.”
“Oh I… I’ve never drunk alcohol before… I’m trying to take it slow so I don’t embarrass my boss.” You answer, pursing your lips slightly. You’re trying your hardest not to physically cringe at the way you’re acting, you feel like a badly written reader-insert wattpad character.
“Oh? But your boss seems like he just wants you to have fun and let loose, it’s not like it’s your fault if you get super drunk or something.”
“Aah… but I can’t… I’m just an intern and that wouldn’t be a good image for me…”
You see his eyes gain a subtle glow at the information you just dropped, is he swoping in for the kill? You hope so, but knowing your character, you can’t be too easy when he asks you to go to a room in the hotel. “Oh? Fresh out of college?”
“Yes, I was one of the luckier ones to quickly land an internship here when I was close to finishing my third year.” You answer out of the practised lines you’ve recited.
“Quite peculiar for a college student not to have some fun back in college, don’t you think?” He asks, eyeing you with interest, almost like he’s studying you. You have to resist the temptation of rolling your eyes at that comment as if college is the same for everyone.
“Oh… my parents are very strict, my education comes first, so I didn’t have time to hang out with my classmates a lot…”
“So much so you don’t even know how to hold a glass of wine?”
You pout when he pointed that out, fumbling with your fingers and averting your gaze shyly. “Well… I was never allowed alcohol you know… I don’t know there are ways to even hold a glass.”
Kawamura takes your chin softly, tilting your head up to meet his eyes. “I’ll teach you how to enjoy wine. But keep your eyes on me, don’t tell me you’re not used to talking to men.”
You furrow your eyebrows as you think about embarrassing things that surely gave your face colour, despite your cheeks dusted with pink. “I… was a bit too… uh… too focused on my studies…” You answer, rubbing your arm. “My family is quite traditional and doesn’t want me talking to boys before I get my degree.”
There’s a subtle gleam in Kawamura’s eyes as he scoots closer to you, the faint smell of women’s perfume, cigarettes, and alcohol entering your nose. You start to feel uncomfortable by the man blatantly trying to figure out whether you’re some sort of pure maiden or not, if you were actually like the persona you’re acting, he would just sound like an attentive, decently attractive stranger.
“Oh dear, you must have a hard time fitting in with your co-workers then.” He coos, placing a stray strand of hair behind your ear. “You know… I wouldn’t mind teaching you a thing or two on how to fit in.”
“Really? That would be amazing, Kawamura-san! The only person I get along with is my boss and it’s only because I work directly for him.” You say, giving him a beaming smile that makes your cheeks hurt from the forced strain.
“Oh please, call me Akihito, Hanako-chan.” Kawamura says and pats your head. “Here, I saw you were holding the wine glass wrong. Let me show you.”
He stands up from his stool and goes behind you, pressing his body unnecessarily close to yours as his hands help you hold the wine glass. “There, you don’t grip it like how you would grip a regular drinking bottle.”
“Do I… sip wine?” You ask, looking up at him, giving him your best confused, doe eyes.
“Yes, it makes you look more elegant and refined.” He answers, yet his hands stay wrapped around you. Is that really true, you’re not sure. Of course, there were days where you, Nami, and Hiroshi would just chug wine straight from the bottle in Nami’s room after a particularly hard mission, you remember getting scolded by Uehara while Ishikawa stood by and laughed at the whole scene.
You slowly start to sip the wine as encouraged by Kawamura, getting used to the alcohol as it has been a while since you last drank which adds a bit to the acting. “Oh… it’s warm…” You mumble once you’ve taken a few sips.
“And? D’ya like it?”
You nod and take another sip, finishing the glass in no time. With how the man is getting even more handsy and bold as the night continues, you don’t think you can keep up the persona stone cold sober. After finishing three glasses of wine as well as conversations about how to talk to men, the alcohol is starting to give you a slightly weightless feeling. You rub up against Kawamura and give him a dopey smile. “Thanks for helping me Akihito-san… you’re so good to me!” You giggle, slurring your words intentionally.
“Do you feel confident now, Hanako-chan?” He asks, his voice husky and had lowered an octave.
“Yes! I think I’ll be able to try and fit in with my co-workers now, maybe I’ll attend those mixers they always talk about.”
“A mixer? Do you know what they do there?”
“Of course! They’re there to look for a boyfriend or girlfriend, right?”
“Oh… no, no, no.” Kawamura grins and lowers his head to whisper in your ear. “They go there to look for someone to bring home and warm their beds up, they’re there for sex.”
You flinch and push him away, gasping as you cover your mouth from the ‘shock’, you can’t wait to finish this mission, this is really exhausting. “W-wait… but I barely know how to talk to men!”
“It takes time, Hanako-chan, you’ll learn eventually.”
“B-but… if I decline another mixer invitation when I’m able to mingle with my co-workers… won’t they just not invite me again?”
Kawamura smiles sweetly and softly takes a strand of your hair, twirling it in between his fingers. “Well, that is true… hm… how about this,” he says and pulls you close to him. “I can always teach you, what do you say?”
You look up to him, seeing lust starting to pool in his eyes, you gulp nervously and nod shyly. Kawamura’s smile widens as he slowly pulls you out of the hall, an arm looped around your waist. You make eye contact with Oomimi who nods in approval, taking his eyes off you and continues talking with the man who he was conversing with earlier.
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If There’s a Place I Could Be - Chapter Thirteen
If There’s a Place I Could Be Tag
June 13th, 1998
“You need a real job, Remy,” his mother told him, wrinkling her nose in disgust.
Remy felt crushed. He had just gotten his first job as a barista at a local coffee shop, shouldn’t Mom be happy for him? “This is who was hiring, Mom,” he said. “No one wants a summer intern who’s not even out of high school.”
“Well, I suppose it’ll do for now,” Mom said. “But you can’t expect to do that forever.”
“I know,” Remy said, nodding. “But this is a good start. It’s something to put on my resumé and it’ll give me a little cash to spend, so I don’t have to ask you and Dad for a loan.”
That worked just like Remy hoped it would, and his mother nodded in approval at him. “Good for you, then,” she said with a smile. “This is a big step for you.”
“Thanks,” he said with a smile, even as he thought, Why couldn’t you see that in the first place?
December 16th, 2000
“It’s official!” Remy exclaimed, walking up to Emile and hugging him. “I dropped out of college!”
Emile laughed and hugged Remy back. “Now that you’re not going to school, what will you be doing?” Emile asked.
“I’m working at a second coffee shop now,” Remy explained, “It’s something I’m good at and if I’m good enough I could get promoted to manager.”
“That’s great, Rem,” Emile said. “I’m happy for you.”
“Yeah, I just feel...freer, you know? Like I could do anything! I knew all the stuff they were teaching me in business school, so maybe if I get good enough at making coffee I can start my own shop. That’d be cool, don’t you think?”
Emile smiled. “That sounds exactly up your alley,” he agreed. “Especially the manager part.”
“I know. Like, that would never happen at Starbucks, but this is a slightly smaller, local chain. Like, only really in this state sorta thing. Still big, but not huge, you know? If they like me, if I can make them like me, I could get paid more with the promotion and quit the Starbucks job entirely.”
“And the paperwork came through in the mail today, huh?” Emile asked, rounding Remy to get a closer peek at the letter Remy was holding.
“Yeah,” Remy agreed. “They told me I didn’t have to go to class after Monday, which was a relief because there was supposed to be a huge test yesterday and it no longer impacts my grade, because I have no grade anymore! I’m free!”
Emile laughed, and Remy grinned. “Well, then, Mister ‘Free Man,’ what are you going to do to celebrate this occasion?”
“I want...to go clubbing,” Remy said. “There’s a club on the outskirts of town I’ve wanted to go to for weeks, but I never got around to it. But tonight, I have a little bit of spare money and no worries, and I want to go clubbing.”
“Sounds like a plan, I guess,” Emile laughed. “You can have fun with that.”
“I’m dragging you along, you know,” Remy said. “It’s eleven, we can have dinner and then head out.”
Emile blinked in shock, and Remy rolled his eyes. “Yeah, of course I’m taking you with me, you have the car.”
“Oh, you want to use me for my car. Nevermind, I completely understand now,” Emile said, words dripping sarcasm.
Remy shoved him playfully and Emile grinned. “You seriously want to go to a club, you’re gonna need a fake ID, you know,” Emile said.
“Nah, that’s the great thing about this club: they allow people under twenty one, you’re just not allowed to buy alcohol. I can get all the cute boys to buy me drinks,” Remy said with a wink.
“Right, because that will end so well,” Emile said, rolling his eyes and wrapping an arm around Remy’s shoulders. “I’ll make us both sandwiches and then we can try the club, okay?”
“Sure. Hey, where were you all day, anyway? You never arrive home after ten,” Remy said.
“I was visiting my parents, remember?” Emile asked. “Just took the day to drive down there, and headed back here starting at like...I dunno, nine? I didn’t eat a whole lot at dinner, though, and you’ll need food in your stomach when you decide to get pretty boys to buy you drinks, so sandwiches it is.”
“Cool. Also, you’ll need to change,” Remy said, guiding Emile inside the house. “I don’t care how cozy your sweater is, you’re gonna get hot, and you’re not gonna get in if you wear that. We’re getting you some new threads.”
“Okay,” Emile said in that voice that Remy knew meant Emile was just humoring him.
Nevertheless, while Emile made sandwiches, Remy raided Emile’s closet and pulled out an outfit that would actually pass for cool. Skinny jeans, and a faded white band T-shirt. Remy tossed a pair of plain socks on the bed and placed Emile’s sneakers at the foot. He walked out. “I’ve got an acceptable club outfit for you on your bed,” he said, smirking. “And it involves those skinny jeans you insisted you’d never find a use for.”
Emile groaned but passed Remy a sandwich, which he immediately tore into. “I’ll get changed,” he allowed. “But you had better be ready for me to whine.”
Remy just grinned and waved Emile onward. When Remy’s sandwich had been finished and Emile came walking out, Remy stood there shocked for a moment. He hadn’t anticipated Emile looking hot in the outfit he’d picked out. Cute, sure. But hot? Completely out of left field. “You chose my socks for me? Really?” Emile asked.
Snapping back to life, Remy shook himself. “Yeah, I didn’t need you ruining your look with cartoon socks.”
Emile pouted. “What’s wrong with my cartoon socks?”
“They’re not exactly the kind of socks you would want to wear at a club, Emile. They won’t score you any points with the guys. Or the gals, for that matter.”
Emile just sighed, ate his sandwich, and then they were on the road. Remy had his chair tilted back and his fingers were laced together behind his head. “Today is a good day,” he said.
“I’m glad you think so,” Emile said. “Were you waiting for me to come home to share the news that you dropped out?”
“Eh, only a little,” Remy said. “I wasn’t, like, watching the window, but I didn’t want to go to sleep before I shared the news.”
Emile shook his head. “And you call me the nerd in this friendship.”
“You are the nerd in this friendship,” Remy said.
Emile laughed as they pulled into the parking lot. “You keep telling yourself that,” he said.
They got out of the car, flashed their IDs to the bouncers, and were let inside with minimal fuss. Remy felt the bass of the music thrum in his chest, and he grinned. He turned to Emile, who was already looking around the crowd, no doubt trying to spot someone he knew. Remy tapped his shoulder and almost-shouted, “I’m gonna go have some fun. Meet by the bathrooms in two hours to see how we feel?”
Emile nodded and Remy started moving through the crowd until he was on the dancefloor. Now, Remy didn’t know the specifics of dancing, but he knew how to sway his hips in just such a way that it would attract attention. He worked his way through the crowd doing just that, catching the attention of several girls, until he noticed one muscled man standing on the edge of the dancefloor, watching him. Remy put on a flirty grin and crooked his finger a few times.
The man offered a smile of his own and walked over. He was about as tall as Remy was, and the second he came over, he said, “Name’s Chris.”
“Remy,” Remy said, offering his hand. “Care to dance?”
Chris took Remy’s hand and they started to dance together, the beat of the drums matching their movements around the dancefloor. Remy noticed that several of the girls who were watching him before were now giving him dirty looks, but he didn’t care. This wasn’t a gay club, but it had the best reputation for being gay-friendly. And no one could kick him out for dancing with a man.
As one song bled into the next, Remy and Chris continued to dance, until they were near the bar and Chris asked, “Can I buy you a drink?”
“Sure, why not?” Remy replied with a laugh.
Chris went to the bar, and came back with two beers, passing one to Remy. “What’s a guy like you doing in a place like this?” Chris asked. “You could certainly go to any gay bar and be the star of the show.”
“You flatter me,” Remy said, taking a sip of his beer. “I just dropped out of college. Figured I’d have a little fun on one of my off days before I start up my second job, to help with rent around here.”
Chris whistled. “Special occasion, then,” he said with a sly grin. “Here with anyone, or did you come over by yourself?”
“Friend drove me over here, but he’s nobody,” Remy said looking around. He pointed to where Emile was at the edge of the dance floor, talking to a girl. “He’s actually getting some action of his own, by the looks of it.”
Chris laughed. “You think he’d be okay if you went home with someone else?”
“I mean, I’d probably have to tell him, but I doubt he’d really mind,” Remy said. He arched an eyebrow. “You offering?”
“If I am?” Chris asked.
“Meh. I’m not looking for anything serious,” Remy said, waving a hand. “We finish our beers and still get on, we can dance more, and if I like you we can go to yours.”
“Sounds fun,” Chris agreed.
The two of them talked as they finished their beers, and when they were done they headed back out onto the dance floor. Remy could feel a buzz settling in, but also just a tad bit of exhaustion. It had to be around midnight by this point, and usually he’d be asleep soon. But he couldn’t be bothered to care about being tired.
After a particularly quick song, which left both Remy and Chris breathless and laughing, Chris kissed Remy softly. Remy kissed back, enjoying the sensation. This wasn’t his first kiss, but it had been a while, and he forgot how good it felt. As Chris pulled back, though, something or someone caught his eye from behind Remy and his eyes widened and he cursed.
Remy turned to find a girl stalking over and fuming. “Chris?! You said you were hanging out at a friend’s tonight?!” she shrieked.
“Bianca, you said you weren’t going to be back until tomorrow evening!” Chris said.
“Is this what you do every time I leave? Go to some club or another and convince someone to come home with you?!” she demanded.
Remy looked at the scene with horror. “You have a girlfriend?!” he asked Chris.
“Not for much longer, he doesn’t!” Bianca exclaimed. “And who exactly are you?!”
“Uh, Remy. Picani. I just wanted to have a little harmless fun, I didn’t realize that Chris might be taken,” Remy stammered out.
Bianca snarled at him. “Sure you didn’t,” she growled.
“I didn’t!” Remy insisted.
“He genuinely didn’t know, Bianca, leave him out of this,” Chris said, putting an arm between Bianca and Remy.
Bianca turned back to him and grabbed him by the bicep. “You and I are going to have a very long talk,” she growled, leading him off the dancefloor.
Remy felt like he needed to take a shower after that realization. He felt like filthy scum, even though he didn’t know that Chris had a girlfriend. He stood there on the dancefloor in shock before deciding to head to the bathrooms. He kinda had to pee, and anyway, that’s where he and Emile were supposed to meet up when they were going to check in.
After doing his business, but before he was done washing his hands, Emile came into the bathroom. “Hey, how are you faring?” Emile asked.
“The guy I was flirting with apparently had a girlfriend,” Remy said.
“Ouch,” Emile said with a sympathetic wince.
“Yeah,” Remy said, sighing. He still felt a little buzzed, but his mood was significantly dampened after learning this new information. “I kinda want to dance more, but dancing’s no fun without a partner, and I don’t know if any other guys here are interested in men.”
“There’s always me,” Emile joked.
Remy huffed a laugh. “Yeah, I guess so. No offense, though, Emile, but uh...I think I’d rather dance with someone who isn’t my best friend. I don’t want people thinking we’re an item.” That thought made Remy uncomfortable in ways that he couldn’t quite articulate. He hoped that Emile wouldn’t try and read into it, though.
Thankfully, he didn’t seem to. “Yeah, I guess not,” Emile said. “No way to get some people interested in you if they think we’re already a thing.”
“I mean, we could always say we’re not exclusive, but I do agree that it would be easier to just avoid that beast all together,” Remy said.
“Wanna go home?” Emile asked, tilting his head to the door.
Remy considered. “Yeah,” he said. “I’m ready to sleep.”
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