#Quarter4

[spencersarc]

A new month Time to step into quarter 4 with both feet. Last chance to really jump on those goals before the year is out. Those you don’t hit, we’re not meant for you! But look at what you have achieved. Look back over the year, look at the adventures you have had, at the tasks you have accomplished. Let this give you the motivation to get through q4. The end of the year. Now what’s on the agenda in October for you? For me. It’s obviously half term, si adventures will be had. Then it’s getting ahead for Christmas(which I’ll be talking about in the group) Onboarding a couple of 1-1 clients so they can get ready for Christmas too. While focusing a bit more on my teapot filling. - I’d let it slip in September with back to school & having the flu. So now it’s over to you!! #newmonth #quarter4 #motherhood #mumlife #mumlifeuk #parentinglife #october #haloween #pumpkin #motherhoodunplugged #mumof4 https://www.instagram.com/p/CjKm5LfsAb4/?igshid=NGJjMDIxMWI=

[sherrellmarie1]

🍏2020 has definitely shaken up every plan I THOUGHT I had figured out. Vacations, money goals, bucket list goals, career goals, and relationship goals. Yet I’ve still been able to accomplish some things in each of those areas in spite of everything (minus the whole relationship thing but that’s another story for another day😅).🍏 . . I often tell my clients and athletes that its really all about setting goals and celebrating the small victories. Because the small victories will eventually add up to big wins! And celebrating the journey is just another form of practicing gratefulness. So today I am grateful for another opportunity to keep reaching for my goals of financial, mental, emotional, spiritual, sexual, intellectual, and physical health and wellness, like I’m reaching for these apples. And I’m so excited to get a taste of sweet success. So tell me, what do you have planned for this last quarter? How are you finishing 2020 strong?👀👀 . . . . . . . . .📷 @ii_am_navi . . . #Q4 #quarter4 #2020 #Goals #success #smallvictories #positivevibesonly #positivevibes #positivity #inspiration #mindset #lifecoach #coach #life #selfawareness #energy #sunflowers #healthandwellness #gratefullness (at Becker Farms and Vizcarra Vineyards) https://www.instagram.com/p/CF0MYJPgIc4/?igshid=6z1m5kedulxz

[mohdikmalnasir]

Grateful for a successful kickoff session and for a great bunch of people to work with Focus for this quarter is sharing about AIA Vitality, where it’s so rewarding but more for the people who have a healthy lifestyle la haha I need to get in shape to keep up with these guys 🙈😅 . #minconsultancy #catalystgroup #quarter4 #kickoff #healthylifestyle #aia #aiapublic #aiatakaful #aiapublictakaful #aiamalaysia #aiavitality #aiavitalitymy #aiaeliteacademy (at MIN Consultancy) https://www.instagram.com/p/BpoqKeEFKH9/?utm_source=ig_tumblr_share&igshid=ucd0trb2r3hy

[awk-jellyfish2]

How to kill a wasp: level math teacher

Teacher: *hits wasp with tissue box* Student: What was that? That was like a high five! You've got to put more force into it. Teacher: *picks up cheep school paper towel roll* maybe this will work... Teacher: *smacks wasp on window* Teacher: Eww... its tentacles are still moving! Class: *confusion* Teacher: What are those things called? The *points finger out of forehead* Class: Antenna?

[bigfe11a]

RPM 77 Just Dropped.... Strap Yourselves in Kids.... Tye Night Train Is Coming !!! #RPM #Lesmills #groupfitness #worldgym #meandmyiphone7 #quarter4 #november2017 (at World Gym North Lakes)

[ericvick]

Updated Boston news: Mactotech Developers Quarter 4 Results | Lodha Breaking News | Real Estate | Dailystock

Mactotech Developers Quarter 4 Results | Lodha Breaking News | Real Estate | Dailystock

Open your Demat Account for free: http://www.indiainfoline.com/strategies/growthamplifiers/open-demat/?id=cx7MGT

Get Remarkable Goods Products: https://www.youtube.com/channel/UCGRcmA3DQ9vVCx6MU9HpMSg/retail store

Fundamentals Assessment: https://www.youtube.com/playlist?listing=PLgkMdciZ2hy2gEcstf7owwXzi2B_QbhMi

Share Market place Concepts: https://www.youtube.com/playlist?listing=PLgkMdciZ2hy0ANGbXEF1cDPp4shwvfeof

Adani Shares Playlist: https://www.youtube.com/playlist?listing=PLgkMdciZ2hy27D0znYTuGXfEjK6IfUlHg

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Supply: Tickertape.com Moneycontrol.com

Regardless of what we claimed in our movie is our point of check out, so make sure you do your have investigation right before investing or seek the advice of your financial advisor.

#sharemarket #macrotechdevelopers #lodha #quarter4 source

This information does not belong to Eric Vick. This material belongs to UCGRcmA3DQ9vVCx6MU9HpMSg.

[dhabestestate]

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[un-enfant-immature]

Credit-focused fintech startup Upgrade raises $40M after reaching $100M run rate

This morning Upgrade, a credit-focused fintech startup, announced that it has raised a $40 million Series D round that the company says gives it a $1 billion valuation. The Upgrade round slots neatly into a few trends TechCrunch has noted in recent quarters, including fintech startups raising at new, higher valuations, and some startups seeing sharp valuation growth on the back of comparatively modest raises.

Other startups that have steeply repriced on small investments, in percentage terms, include Notion more than doubling its valuation to $2 billion earlier this year off a $50 million investment.

In its Series D, Upgrade managed to, ahem, update its valuation from $500 million set during its 2018 Series C. Santander InnoVentures, the CVC associated with the banking giant Santander, led the latest investment.

Upgrades

Given the sheer deluge of fintech news in the last few years, you’re forgiven if Upgrade slipped through your nets. The company is a fintech startup with a credit-focus today, though it intends to add more neobank-like tooling — digital checking accounts, and so forth — in Q3. So, instead of starting with a checking-and-savings structure like so many neobanks, Upgrade kicked off with personal loans and credit cards.

The result of that focus, to hear Upgrade CEO Renaud Laplanche tell it, is that the company has managed to quickly scale its revenue base. This helps explain why the company raised so little money in its Series D; the company told TechCrunch it is currently on a $100 million run rate (month12, not quarter4) and is cash-flow positive.

On that note, how Upgrade managed to secure capital during the current, less certain era is somewhat clear from its growth story. (Growth, as we keep seeing, is still something VCs want to pour capital into.) According to Laplanche, Upgrade rang up $60 million in revenue in 2019 and expects $160 million this year. That’s nearly a tripling from an eight-figure base in a year — not bad at all.

If Laplanche’s name sounds familiar, it’s because he was the founder and former CEO of peer-to-peer fintech company LendingClub, which went public in December of 2014. Laplanche ran afoul of regulators during his tenure, leading to his ouster; he founded Upgrade after leaving LendingClub.

Upgrade has a different philosophy than some credit card providers, in the view of its CEO. “Banks have an incentive to keep customers in debt as long as possible,” Laplanche said during an interview with TechCrunch. Upgrade, in contrast, offers lower rates — cards starting at 6.9%, under what the CEO described as a market-normal entry rate of 12% to 13% — and set repayment periods for debts so that customers don’t wind up in a credit cycle that never ends, sapping them of financial health.

Saving, not spending, is the new hotness in fintech

The model and Upgrade’s other products, like personal loans, have proved popular, by its own reckoning. The startup told TechCrunch that three million individuals have applied for credit from the company. That demand has led to rising loan volume — Upgrade expects to do $3 billion in lending this year, including $2 billion in personal loans and $1 billion in credit card volume, it said — and a growing user base.

That user base is part of why the startup is targeting banking in the near future. And that move is why it needed money. Let’s explore.

Banking

The startup’s move into banking makes a bit of sense, given that it already has customers. One constant in the fintech world is the offering of more services to existing customers, helping drive up their lifetime value (LTV) and thus making their cost to acquire (CAC) more palatable.

Upgrade is just doing this normal move in reverse. Instead of starting with checking accounts and debit cards, which yield regular interchange incomes, it started in higher-margin credit and is moving into the lower-profit consumer banking world next. Q3, according to Laplanche, is when we should expect to see more from the company on this front.

Which brings us to why Upgrade raised at all. Per its CEO, the company might run cash-flow negative for six to nine months after the launch of its banking tools. Upgrade could roll out the new services slowly, he said, but decided instead to raise external capital and be more aggressive.

Fair enough.

Upgrade is an interesting startup story and a comeback tale of sorts for Laplanche. More as we have it.

[hotshotslafam]

Goodluck La Familia Juniors this coming Oct 20, 2019, Sunday, sa laban niyo sa Five Nine Under Basketball League (Season1-Quarter4). Kayaniyo yan! Magandang warm up yan bago tayo dumiretso ng Araneta para mag cheer sa @magnoliahotshots ! Let's defend our crown guys! @jeffyap18 @adrian_lutia @superveeeeeez @giovanni.paolo.lopez @atchico_nico @marklokal @keithnes16 @dhie_kode @michaael.john @noobvember @jhovinyeoj @jemdna #LaFamiliaJuniors #DefendTheCrown https://www.instagram.com/p/B3pC2lxDspS/?igshid=1tm8nfd6wvakm

[kara-patili-kedi]

" https://www.youtube.com/watch?v=YJTHEStz2E8 Bitcoin Miining estimation using Mining Calculator For Bitcoin Mining Malaysia. When the bitcoin miner manufacturer, Bitmain, first released its latest S15 antminer in Quarter4 of last year, it quickly went out of stock soon after it was sold for the first time. " https://bestofthetubesview.blogspot.com/2019/03/bitcoin-mining-malaysia.html

[sweetreena]

I found this https://www.youtube.com/watch?v=YJTHEStz2E8 Bitcoin Miining estimation using Mining Calculator For Bitcoin Mining Malaysia. When the bitcoin miner manufacturer, Bitmain, first released its latest S15 antminer in Quarter4 of last year, it quickly went out of stock soon after it was sold for the first time. from https://syndicator.myimplace.com/bitcoin-mining-malaysia-2/ right here: https://videomegathebest.blogspot.com/2019/03/bitcoin-mining-malaysia_30.html

[dark-mind-dark-soul]

https://page47721394.tumblr.com/post/183831920409 published this: https://www.youtube.com/watch?v=YJTHEStz2E8 Bitcoin Miining estimation using Mining Calculator For Bitcoin Mining Malaysia. When the bitcoin miner manufacturer, Bitmain, first released its latest S15 antminer in Quarter4 of last year, it quickly went out of stock soon after it was sold for the first time. Bitcoin Mining Malaysia https://syndicator.myimplace.com/bitcoin-mining-malaysia-2/ from this blog post https://uhyeahitsme.tumblr.com/post/183832006969

[uchihajuggalaofficial]

https://page47721394.tumblr.com/post/183831920409 https://www.youtube.com/watch?v=YJTHEStz2E8 Bitcoin Miining estimation using Mining Calculator For Bitcoin Mining Malaysia. When the bitcoin miner manufacturer, Bitmain, first released its latest S15 antminer in Quarter4 of last year, it quickly went out of stock soon after it was sold for the first time. Bitcoin Mining Malaysia https://syndicator.myimplace.com/bitcoin-mining-malaysia-2/

[uberclanger]

https://www.youtube.com/watch?v=YJTHEStz2E8 Bitcoin Miining estimation using Mining Calculator For Bitcoin Mining Malaysia. When the bitcoin miner manufacturer, Bitmain, first released its latest S15 antminer in Quarter4 of last year, it quickly went out of stock soon after it was sold for the first time. Bitcoin Mining Malaysia via https://syndicator.myimplace.com/bitcoin-mining-malaysia-2/ approved by https://www.google.com

[iamprincessivy]

Froilan Canlas: The Heart and Soul of His Music

Froilan Canlas: The Heart and Soul of His Music

It’s Showtime is a noon time show that caters Tawag Ng Tanghalan segment. This year’s Tawag Ng Tanghalan brings everybody to an awesome performances from the contestant. Last November 29, 2016, a contestant from Luzon caught everyone’s attention. The contender is Froilan Canlas from Bulacan. He was introduced as a music teacher at a music school. He sang “And I Love You So” by Don McLean. Froilan…