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usapoolsofcolorado · 4 years ago
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stocksnewsfeed · 5 years ago
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Redefy Corporation Announces Convertible Note Financing
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Redefy Corporation
Companies Mentioned:
Primary Exchange: OTC PINK Under the Symbol: RDCO
$0.0000
0.0000
Thursday, September 12, 2019 12:55 PM
Net Proceeds to Accelerate Growth of Business
Company Intends to File to Become a Reporting Company and Apply for NASDAQ Listing
DENVER, CO / ACCESSWIRE / September 12, 2019 / Redefy Corporation (OTC PINK:RDCO) today announced that it has entered into convertible note purchase agreements with new and existing investors in a private placement offering pursuant to which the company issued $466,000 in aggregate principal (“Notes”).
“I’m very pleased that all Redefy directors and several of our existing shareholders invested in the Notes,” said Christopher Rediger, CEO “We appreciate the confidence and support of our investors as we continue to make progress towards key milestones for our consumer centric and enterprise client business.”
“The commitment of key stakeholders and new investors confirms our strategic vision. We believe that innovation in residential real estate sales will come from iteration of the entire continuum from self to full service,” said Jim Albertelli, Chairman of the Board of Directors of Redefy.
The net proceeds from the issuance of the notes will be used for marketing, business development, technology investments, working capital purposes and for expenses associated with becoming a reporting issuer and subsequent application to list on NASDAQ as soon as the company is qualified to do so.
The Notes accrue interest at 8% per year, with no principal or interest payments due prior to maturity on August 30, 2020. The Notes, including original principal and accrued interest, are convertible in the Company’s common stock at the lesser of $3 per share or a discount of 30% from the next qualified financing in the amount of $5 million or more (“Qualified Financing”). Upon conversion, holders of the Notes will receive one-half warrant for each share received in the note conversion, with an exercise price that is the lesser of $3.60 per share or 120% of the next Qualified Financing.
As of September 2, 2019, Redefy has 15,786,967 outstanding shares (17,724,651 common shares on a fully diluted basis, excluding any shares that may be issued pursuant to the Notes) and no outstanding preferred shares.
This press release is not an offer to sell or the solicitation of an offer to buy any securities.
About Chris Rediger
Mr. Rediger is Co-Founder and Chief Executive Officer of Redefy. He was recently named one of the 2019 Swanepoel Power 200 (SP200), which ranks the most powerful leaders in the residential real estate brokerage industry in the U.S. as of December 31, 2018. He has more than 14 years of new home construction and residential real estate experience. Prior to founding Redefy, he managed a residential real estate investment pool devoted to buying distressed homes or half-built properties, completing them and then renting or selling the finished assets. Mr. Rediger graduated with a bachelor’s degree from Colorado State University in Fort Collins, CO.
About Jim Albertelli
Mr. Albertelli is Chief Executive Officer of Albertelli Law and Brightline Title and is a Board Member of Redefy. Mr. Albertelli founded Albertelli Law in 1997 after practicing as an Assistant District Attorney in Georgia. He developed his expertise litigating in the State and Federal Courts of Florida and Georgia, as well as at the Bankruptcy Courts in both states. He has taught both residential and commercial real estate law at Florida Coastal School of Law. Mr. Albertelli focuses his practice expertise in the area of lender and developer representation, including, but not limited to, foreclosure law, bankruptcy law, condominium law, commercial acquisition and finance and real estate litigation.
Mr. Albertelli is a member of the Florida Bar, The Georgia Bar, The United States Supreme Court Bar and The American Bar Association. He is a Trustee and life member of the Georgia Association of Criminal Defense Attorneys. He is a graduate of The University of Florida (B.S. Finance) and Emory University College of Law (Juris Doctor).
About Redefy Corporation
Redefy offers a complete range of real estate services that enable homeowners to keep thousands of dollars of home equity in their pockets, compared with selling a home using traditional methods. Redefy conducts business in key states and major metro markets across the U.S.
In June, Redefy announced the launch of its RedefyDIY platform, which makes it faster, easier and less expensive for homeowners to list residential real estate for sale. Initially available in Florida and Texas, RedefyDIY was built to support retail and high-volume enterprise clients with consistent processes, exceptional service, digital reporting and flat-fee pricing nationwide.
Redefy’s technology supports data exchange directly with enterprise clients to increase speed, accuracy and transparency in sales transactions, resulting in significant cost and time savings. Redefy’s clients include asset managers, banks, loan servicers, builders, rental holding companies and professional home flippers.
For more information about our company, please visit: www.Redefy.com
Safe Harbor Statement
The information posted in this release may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. You can identify these statements by use of the words “may,” “will,” “should,” “plans,” “explores,” “expects,” “anticipates,” “continues,” “estimates,” “projects,” “intends,” and similar expressions. Forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those projected or anticipated. These risks and uncertainties include, but are not limited to, general economic and business conditions, effects of continued geopolitical unrest and regional conflicts, competition, changes in methods of marketing, delays in manufacturing or distribution, changes in customer order patterns, changes in customer offering mix, and various other factors beyond the company’s control.
Contact:
Christopher Rediger CEO, Redefy Corporation [email protected]
SOURCE: Redefy Corporation
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adambuyshouses-blog · 8 years ago
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Renting A House Vs Renting An Apartment in Denver CO
Renting and want to know the difference between renting a house vs renting an apartment in Denver?
In this article we're going to cover the difference between renting a house vs renting an apartment and go in depth on the pros and cons of the two. It's not a one sized fit's all approach so we hop this is helpful in the end.
As you already know, rents in Denver keep rising but there's more rentals than properties to buy. The competition is fierce. Doesn't matter if it's a house, townhouse, condo or mobile home either.
If you're unsure about area, start by checking out 5280's "The 25 Best Places To Live in Denver Right Now" for a head start!
Renting An Apartment
You can explore all over Denver and find many great apartments. Depending on where you live you may run into the lifestyle vs apartment size dilemma. With the massive amount of construction going on you should be fine. You've probably found new apartment complexes with all kinds of amenities.
You've also probably found apartments that may seem like you're living in the ghetto. Some areas need more development than others.
The Pros Of Renting An Apartment:
Rent is cheaper with an apartment
Services such as water, trash are included in the rent
Maintenance is taken care of by property management
More availability
A gym, pool, rec center, office space and internet are provided
Usually private parking will be included (no more looking for a space!)
The Cons Of Renting An Apartment:
- You may be able to hear what your neighbors are doing - It's hit or miss on if there's an elevator (moving will be hard) - The parking is included but it could be very narrow - All amenities are shared (nothing is on your own time)
And Renting A House
When things we're in a down market you had more availability of houses on the market so there was much less competition for one house. Now when you talk about renting a house vs renting an apartment you have to get very, very specific about the differences. If much more than lifestyle today.
Here's some Pros for renting local houses:
More sqft included in the property
You don't hear your neighbors (unless it's a party)
You can make it more your own home
You'll actually have a yard, front and back!
Easier to get to know neighbors and community
Utilities most likely will be paid for
May have a garage (or at least on street parking)
Here's some Cons for renting local houses:
Expect to do more maintenance than an apartment
There are much, much less houses available
Going to cost more per month and up front
Beware of street sweeping from April to November
What is going to be a good fit for you in Denver?
It's very difficult to say if one is better than the other especially if we're only talking about Denver. Some love the city life of living in an apartment and don't have children. Some have a family and love being left alone in quiet areas. It all boils down to personal preference and things change over time.
Not sure what to do and can't make a decision?
If you're still unsure about renting a house vs renting an apartment, remember most things in life are temporary. Especially when it comes to where you live. You're not going to be stuck in an apartment or house for the rest of your life unless you make it that way. Although we believe Denver is the best city in Colorado (our humble opinion), you can always try different areas of Colorado like Fort Collins or Colorado Springs too.
Go explore and have fun in the process. If you want to rent in an apartment, is a one year lease going to make or break you? Probably not. Test it out and see what works!
Adam Buys Houses Company buys houses in Denver, Colorado. We've been in business since 2011 and love every bit of what we do! Click here to find out more about us. If you or someone you know have a house for sale, give us a call at 303-558-5843.
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runnowrelay · 5 years ago
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Tyler Tysdal and Robert Hirsch Speak About Easy methods to Sell a Small business
Ty Tysdal Current Information https://londondailypost.com/stupid-human-tricks-explained-by-freedom-factorys-robert-hirsch-and-tyler-tysdal/
Information: Freedom Factory 5500 Greenwood Plaza Blvd., Ste 230 Greenwood Village, CO 80111 Phone: 844-MAX-VALUE (844-629-8258) https://www.freedomfactory.com/
Contact Tyler Tysdal https://vimeopro.com/freedomfactory/tyler-tysdal
Robert Hirsch and Tyler Tysdal Headlines https://tylertysdal1.wordpress.com/about/
.
” A community first. A business second.” That’s the slogan at DaVita Inc. With more than 70,800 DaVita teammates total, the business serves 1.7 million clients around the globe. DaVita Inc. diverges into several sub sectors, including DaVita Kidney Care (the market leader in quality take care of kidney disease), DaVita Medical Group (a network of more than 15,000 healthcare specialists), DaVita International (branches in nine nations outside the U.S.) and DaVita Health Solutions (home call services).
Given that its modest beginnings in 1999, DaVita has had lots of milestones to celebrate, such as the very first kidney awareness walk/run in 2006, the inaugural edition of DaVita Magazine in 2007, patient vaccinations setting a market record (at 91 percent) in 2012, a variety of expansions across borders and overseas, and dozens of distinctions and acknowledgments along the way – account.
Rose Medical Center was the first location healthcare facility to employ Jewish physicians, as well as the first to employ an African-American doctor and a female physician. The health center has been a leader in the medical field, including a leader of detailed ladies’s health. As a part of the HCA health care network, Rose offers its staff members almost 1,200 an array of benefits, plus other benefits, such as totally free concierge services, bus and light-rail passes, a relaxation space, and complimentary professional advancement courses through Rose University.
” We aim to promote an environment where our workers’ voices are heard, and staff are active participants in improvements in patient care and hospital activities. We are only effective when we honor our staff members as our greatest resource.” At UCHealth, the mission is to improve lives. With healthcare facility schools stretched from Colorado Springs to city Denver to Fort Collins and stretching into Wyoming and Nebraska, UCHealth touches the lives of hundreds of countless clients each year and adds to the well-being of more than 22,000 staff members – account.
Headquartered in Lakewood, Vivage Senior Living offers post-acute rehabilitation, senior living and long-term care. In spite of being only 6 years of ages, Vivage services can be discovered in 29 care neighborhoods across the state. Just recently, Vivage partnered with Jefferson County Career Explorer to prepare the completion of four new senior- housing neighborhoods within the next year.
Additional services include memory-care neighborhoods and behavioral health programs, as well as home-health, hospice and pharmacy services. “With committed employees and a dedication to quality, our goal is to supply first-rate care to our citizens and guests,” stated Jay Moskowitz, CEO and president of Vivage Senior Living. “Our workers are what make us a great company.” On top of traditional perks and advantages, Vivage uses its workers animal insurance, zero-interest early paycheck loans, a quarterly $100 wellness allowance, and a Hope Fund for staff members sustaining challenge.
In its nearly 60-year history, OppenheimerFunds has actually successfully cultivated a diverse and innovative group of people approximately 2,000 to offer expert financial investment recommendations to their wide variety of clients. OppenheimerFunds partners with regional organizations that return to the regional neighborhood. Boys & Girls Club City Denver, Rainbow Street, Junior Accomplishment, The Blind Institute of Technology and the Colorado Council on Economic Education are a few nonprofits that gain from the company’s assistance.
Recently, OppenheimerFunds released a Profession Advancement Time Off Program, a program that permits eligible staff members to curate a customized schedule of advancement courses that finest fit their needs. Employees receive six of those day of rests per year. Another brand-new and exciting business effort is the company veggie garden staffed by worker volunteers – sign.
Advantage packages at OppenheimerFunds span medical, oral, and vision protection; health rewards; generous adult leave; adoption help; and other benefits. Goals Community College has made a track record as a cost effective, progressive option for greater education. Established in 1967, Objectives Neighborhood College now promotes four Colorado schools Greeley, Fort Lupton, Loveland and Windsor. This neighborhood college uses more than 200 degree and certificate programs that can be finished through day, evening or online classes and has graduated more than 45,000 students considering that its creation. Given that its founding in 1961, the objective of Broomfield has been to maintain and enhance the lifestyle for its homeowners through first-class services, amenities and keeping the interest of the overarching neighborhood at its heart.
From high-end apartment or condos and condos to starter homes and high-end mansions, people at all phases of life can plant roots here. Community facilities consist of golf courses, pools, soccer and football fields, open spaces and strolling tracks, and a modern recreation center. “The City and County of Broomfield is happy to partner with the neighborhood to offer outstanding services in an efficient, respectful and considerate manner while safeguarding the environment and enhancing the quality of life of residents,” stated city and county manager Charles Ozaki.
Our varied and inclusive team aims to be ingenious, collaborative and foster the enthusiasm each worker has to serve the community in a meaningful and impactful method.” Arapahoe Neighborhood College has been improving the local Littleton neighborhood given that 1965 by providing an accessible and inclusive knowing environment for its trainees.
ACC students included $337 million in earnings to the regional economy. ACC staff, faculty and trainees take pride in being one of just six neighborhood colleges in the country with the prestigious honor of being included in the University of Chicago’s Great Books Consortium program. facebook. “Our vision is to be the leader in neighborhood college education in the state of Colorado, and our faculty and staff embrace development, development and quality while creating an inclusive school environment,” said ACC president Dr.
” We foster worths and establish results that are essential to personal and expert growth. ACC workers truly exemplify the spirit of team effort.” ACC offers its more than 1,200 staff members and their dependents the opportunities to enlist in credit courses with the aid of tuition- reimbursement programs. ACC personnel and faculty are passionate about education and make use of a hands-on, ingenious workplace to assist trainees and coworkers attain their objectives.
Graduating around 15,000 people every year would not be possible without the more than 500 associates in the system administration serving all four CU campuses. From teacher to program director, from tech assistance to admissions, the staff and faculty here are investing in the future of neighborhoods across Colorado and the country.
” For nearly 150 years, our university has been part of the fabric of Colorado. The ladies and men who work here even more a tradition of service to our students and our state. Their exemplary work every day helps make sure that the university meets its objective and that Colorado stays lively, competitive and a fantastic location to live and work,” said CU president Bruce Benson.
It was founded more than 55 years back in 1962 and is headquartered in Arlington, Va. CACI is likewise listed as a Fortune 1000 business, a Russell 2000 Index business and a Fortune World’s A lot of Appreciated Business. “We thank our lots of CACI staff members throughout Colorado for making us a Denver Post Top Workplace for the second year in a row – according.
” CACI employees provide incredible value to our federal government consumers in Colorado, including to companies chartered with guaranteeing nationwide security.” More than 35 percent of CACI’s 20,000-plus global workers are veterans, a demographic that CACI seeks in its associates for their commitment to nationwide security. The business’s humanitarian arm, CACI Cares, supports regional and nationwide undertakings to support active and previous military service members and STEM education.
Of its more than 33,000 international workers, Colorado branches comprise nearly 800 of them over 15 areas. Through child care and early education, Intense Horizons serves about 116,000 children around the world. Through other methods of outreach, Intense Horizons likewise offers sanctuary and support to families and children recuperating from traumas such as violence, hardship or displacement.
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Watch Video Originally posted on https://adamgarcia0.blogspot.com/2020/07/tyler-tysdal-and-robert-hirsch-speak.html
syndicated from Tyler Tysdal and Robert Hirsch Speak About Easy methods to Sell a Small business
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homebusinesssuccessradio · 5 years ago
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Denver's Tyler Tysdal and Robert Hirsch Share How you can Your Business Freedom Factory Report https://boherald.com/tyler-tysdal-has-been-helping-entrepreneurs-sell-their-business-for-maximum-value/ Info: Freedom Factory 5500 Greenwood Plaza Blvd., Ste 230 Greenwood Village, CO 80111 Phone: 844-MAX-VALUE (844-629-8258) https://www.freedomfactory.com/ Contact Tyler Tysdal https://www.crunchbase.com/person/tyler-tysdal Freedom Factory News Flashes https://tylertysdal1.wordpress.com/ . " A neighborhood initially. A company second." That's the slogan at DaVita Inc. With more than 70,800 DaVita colleagues amount to, the company serves 1.7 million patients around the world. DaVita Inc. diverges into a number of sub sectors, consisting of DaVita Kidney Care (the industry leader in quality care for kidney disease), DaVita Medical Group (a network of more than 15,000 healthcare professionals), DaVita International (branches in 9 countries outside the U.S.) and DaVita Health Solutions (house call services). Considering that its modest beginnings in 1999, DaVita has actually had lots of turning points to celebrate, such as the very first kidney awareness walk/run in 2006, the inaugural edition of DaVita Publication in 2007, patient vaccinations setting a market record (at 91 percent) in 2012, a variety of expansions across borders and overseas, and dozens of distinctions and acknowledgments along the way - million. Rose Medical Center was the first area healthcare facility to employ Jewish physicians, as well as the first to use an African-American doctor and a female doctor. The health center has been a leader in the medical field, including a leader of thorough ladies's health. As a part of the HCA healthcare network, Rose provides its employees nearly 1,200 a selection of benefits, plus other advantages, such as totally free concierge services, bus and light-rail passes, a relaxation space, and totally free expert development courses through Rose University. " We make every effort to foster an environment where our workers' voices are heard, and staff are active individuals in developments in client care and health center activities. We are just effective when we honor our employees as our greatest resource." At UCHealth, the objective is to improve lives. With medical facility campuses sprawled from Colorado Springs to metro Denver to Fort Collins and extending into Wyoming and Nebraska, UCHealth touches the lives of numerous thousands of patients each year and contributes to the well-being of more than 22,000 employees - investors. Headquartered in Lakewood, Vivage Senior citizen Living deals post-acute rehabilitation, senior living and long-term care. Despite being just 6 years old, Vivage services can be discovered in 29 care neighborhoods throughout the state. Recently, Vivage partnered with Jefferson County Profession Explorer to plan the conclusion of 4 brand-new senior- housing neighborhoods within the next year. Additional services consist of memory-care neighborhoods and behavioral health programs, along with home-health, hospice and drug store services. "With committed workers and a dedication to quality, our goal is to supply top-notch care to our citizens and guests," said Jay Moskowitz, CEO and president of Vivage Elder Living. "Our staff members are what make us a great organization." On top of standard benefits and advantages, Vivage offers its workers pet insurance coverage, zero-interest early paycheck loans, a quarterly $100 health allowance, and a Hope Fund for workers sustaining hardship. In its almost 60-year history, OppenheimerFunds has actually effectively cultivated a varied and innovative team of individuals roughly 2,000 to use skilled financial investment suggestions to their vast array of clients. OppenheimerFunds partners with local companies that provide back to the regional neighborhood. Boys & Girls Club City Denver, Rainbow Alley, Junior Accomplishment, The Blind Institute of Technology and the Colorado Council on Economic Education are a couple of nonprofits that gain from the company's assistance. Recently, OppenheimerFunds introduced a Profession Development Time Off Program, a program that permits eligible workers to curate a tailored schedule of advancement courses that best fit their requirements. Staff members receive 6 of those day of rests each year. Another new and interesting business effort is the company vegetable garden staffed by worker volunteers - investors. Benefit packages at OppenheimerFunds span medical, dental, and vision protection; health incentives; generous parental leave; adoption help; and other perks. Goals Community College has actually earned a reputation as an affordable, progressive choice for greater education. Developed in 1967, Aims Neighborhood College now promotes four Colorado schools Greeley, Fort Lupton, Loveland and Windsor. This neighborhood college uses more than 200 degree and certificate programs that can be completed through day, night or online classes and has actually finished more than 45,000 trainees since its beginning. Considering that its founding in 1961, the mission of Broomfield has actually been to preserve and improve the quality of life for its homeowners through top-notch services, features and keeping the interest of the overarching community at its heart. From high-end apartments and condominiums to starter houses and high-end mansions, people at all phases of life can plant roots here. Community facilities include golf courses, pools, soccer and football fields, open spaces and strolling routes, and a cutting edge leisure center. "The City and County of Broomfield is happy to partner with the community to offer outstanding services in an effective, considerate and courteous manner while safeguarding the environment and boosting the quality of life of locals," said city and county manager Charles Ozaki. Our diverse and inclusive group strives to be innovative, collective and foster the passion each staff member has to serve the community in a significant and impactful method." Arapahoe Community College has been boosting the regional Littleton neighborhood considering that 1965 by supplying an accessible and inclusive knowing environment for its trainees. ACC students included $337 million in income to the local economy. ACC staff, faculty and trainees take pride in being one of just 6 neighborhood colleges in the country with the prestigious honor of being included in the University of Chicago's Great Books Consortium program. business. "Our vision is to be the leader in community college education in the state of Colorado, and our faculty and staff embrace innovation, growth and excellence while producing an inclusive school environment," said ACC president Dr. " We foster values and establish results that are fundamental to personal and professional development. ACC staff members genuinely exemplify the spirit of team effort." ACC uses its more than 1,200 employees and their dependents the chances to enroll in credit courses with the help of tuition- repayment programs. ACC staff and professors are enthusiastic about education and utilize a hands-on, ingenious work environment to help students and coworkers attain their goals. Graduating roughly 15,000 people every year would not be possible without the more than 500 partners in the system administration serving all four CU campuses. From professor to program director, from tech assistance to admissions, the staff and professors here are investing in the future of neighborhoods throughout Colorado and the country. " For nearly 150 years, our university has belonged to the fabric of Colorado. The women and guys who work here even more a tradition of service to our students and our state. Their exemplary work every day assists make sure that the university meets its objective which Colorado remains lively, competitive and a terrific place to live and work," said CU president Bruce Benson. It was founded more than 55 years ago in 1962 and is headquartered in Arlington, Va. CACI is also listed as a Fortune 1000 business, a Russell 2000 Index company and a Fortune World's A lot of Admired Business. "We thank our many CACI workers across Colorado for making us a Denver Post Top Work environment for the 2nd year in a row - account. " CACI workers provide significant worth to our federal government clients in Colorado, including to companies chartered with ensuring nationwide security." More than 35 percent of CACI's 20,000-plus international workers are veterans, a group that CACI seeks in its associates for their dedication to nationwide security. The company's philanthropic arm, CACI Cares, supports local and national undertakings to support active and former military service members and STEM education. Of its more than 33,000 worldwide workers, Colorado branches comprise almost 800 of them over 15 areas. Through childcare and early education, Bright Horizons serves about 116,000 kids around the globe. Through other means of outreach, Brilliant Horizons also offers sanctuary and support to households and kids recuperating from traumas such as violence, hardship or displacement. Watch Video
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freedomfactory0 · 5 years ago
Video
Denver's Tyler Tysdal and Robert Hirsch Talk Over Methods to Sell a Company In Colorado Freedom Factory Media http://www.thehankfulhouse.com/tyler-tysdal-differentiating-between-venture-capital-and-private-equity/ Contact: Freedom Factory 5500 Greenwood Plaza Blvd., Ste 230 Greenwood Village, CO 80111 Phone: 844-MAX-VALUE (844-629-8258) https://www.freedomfactory.com/ Contact Tyler Tysdal https://www.facebook.com/tylertysdals/ Ty Tysdal Facts https://independent.academia.edu/TylerTysdal . " A neighborhood first. A business second." That's the slogan at DaVita Inc. With more than 70,800 DaVita teammates total, the company serves 1.7 million patients around the globe. DaVita Inc. diverges into several sub sectors, including DaVita Kidney Care (the market leader in quality take care of kidney illness), DaVita Medical Group (a network of more than 15,000 healthcare professionals), DaVita International (branches in nine countries outside the U.S.) and DaVita Health Solutions (home call services). Because its modest starts in 1999, DaVita has had lots of milestones to celebrate, such as the very first kidney awareness walk/run in 2006, the inaugural edition of DaVita Publication in 2007, client vaccinations setting a market record (at 91 percent) in 2012, a number of expansions across borders and overseas, and lots of awards and acknowledgments along the method - Tyler Tysdal. Rose Medical Center was the first area healthcare facility to use Jewish physicians, along with the very first to utilize an African-American doctor and a female physician. The health center has been a leader in the medical field, consisting of a leader of detailed women's health. As a part of the HCA health care network, Rose offers its staff members nearly 1,200 a range of advantages, plus other advantages, such as totally free concierge services, bus and light-rail passes, a relaxation room, and complimentary expert development courses through Rose University. " We aim to cultivate an environment where our employees' voices are heard, and personnel are active individuals in developments in client care and medical facility activities. We are just effective when we honor our workers as our greatest resource." At UCHealth, the objective is to improve lives. With healthcare facility campuses sprawled from Colorado Springs to metro Denver to Fort Collins and stretching into Wyoming and Nebraska, UCHealth touches the lives of numerous countless patients each year and adds to the well-being of more than 22,000 employees - account. Headquartered in Lakewood, Vivage Elder Living offers post-acute rehabilitation, senior living and long-term care. In spite of being only 6 years old, Vivage services can be discovered in 29 care neighborhoods throughout the state. Recently, Vivage partnered with Jefferson County Career Explorer to prepare the completion of 4 new senior- housing communities within the next year. Additional services include memory-care communities and behavioral health programs, as well as home-health, hospice and pharmacy services. "With committed workers and a commitment to quality, our goal is to provide first-rate care to our homeowners and guests," said Jay Moskowitz, CEO and president of Vivage Senior Living. "Our staff members are what make us a terrific company." On top of conventional perks and benefits, Vivage provides its staff members pet insurance coverage, zero-interest early income loans, a quarterly $100 health allowance, and a Hope Fund for workers withstanding challenge. In its almost 60-year history, OppenheimerFunds has actually effectively cultivated a varied and ingenious team of people roughly 2,000 to provide skilled financial investment recommendations to their wide variety of customers. OppenheimerFunds partners with local organizations that give back to the regional neighborhood. Boys & Girls Club Metro Denver, Rainbow Alley, Junior Accomplishment, The Blind Institute of Innovation and the Colorado Council on Economic Education are a few nonprofits that benefit from the company's support. Just recently, OppenheimerFunds launched a Profession Development Time Off Program, a program that allows eligible workers to curate a customized schedule of advancement courses that best fit their needs. Employees receive six of those day of rests each year. Another brand-new and interesting company initiative is the company vegetable garden staffed by worker volunteers - sec. Advantage plans at OppenheimerFunds period medical, dental, and vision protection; wellness rewards; generous adult leave; adoption help; and other perks. Objectives Community College has actually earned a credibility as an affordable, progressive option for greater education. Established in 1967, Goals Neighborhood College now promotes 4 Colorado schools Greeley, Fort Lupton, Loveland and Windsor. This neighborhood college offers more than 200 degree and certificate programs that can be completed through day, night or online classes and has actually graduated more than 45,000 trainees since its creation. Because its starting in 1961, the mission of Broomfield has been to maintain and enhance the lifestyle for its citizens through first-class services, facilities and keeping the interest of the overarching neighborhood at its heart. From high-end homes and condos to starter houses and luxury mansions, individuals at all stages of life can plant roots here. Community amenities consist of golf courses, swimming pools, soccer and football fields, open spaces and walking routes, and an advanced entertainment center. "The City and County of Broomfield is proud to partner with the community to supply exceptional services in an effective, respectful and considerate way while safeguarding the environment and improving the lifestyle of citizens," stated city and county manager Charles Ozaki. Our diverse and inclusive team strives to be ingenious, collective and foster the enthusiasm each employee needs to serve the neighborhood in a significant and impactful method." Arapahoe Community College has actually been boosting the local Littleton community given that 1965 by providing an available and inclusive learning environment for its trainees. ACC trainees included $337 million in earnings to the local economy. ACC staff, faculty and students take pride in being among just six neighborhood colleges in the nation with the prominent honor of being included in the University of Chicago's Great Books Consortium program. according. "Our vision is to be the leader in community college education in the state of Colorado, and our professors and staff welcome innovation, growth and quality while producing an inclusive campus environment," said ACC president Dr. " We promote values and develop outcomes that are essential to individual and expert development. ACC staff members genuinely exemplify the spirit of teamwork." ACC provides its more than 1,200 workers and their dependents the opportunities to enroll in credit courses with the aid of tuition- repayment programs. ACC staff and professors are enthusiastic about education and utilize a hands-on, innovative workplace to help students and colleagues attain their goals. Graduating around 15,000 individuals every year would not be possible without the more than 500 partners in the system administration serving all 4 CU schools. From teacher to program director, from tech assistance to admissions, the personnel and faculty here are buying the future of neighborhoods throughout Colorado and the country. " For almost 150 years, our university has become part of the fabric of Colorado. The females and guys who work here further a tradition of service to our trainees and our state. Their exemplary work every day helps guarantee that the university meets its objective which Colorado remains vibrant, competitive and a fantastic place to live and work," said CU president Bruce Benson. It was founded more than 55 years earlier in 1962 and is headquartered in Arlington, Va. CACI is also noted as a Fortune 1000 company, a Russell 2000 Index company and a Fortune World's Many Admired Company. "We thank our lots of CACI workers across Colorado for making us a Denver Post Top Office for the second year in a row - business. " CACI employees deliver tremendous worth to our federal government customers in Colorado, including to companies chartered with guaranteeing national security." More than 35 percent of CACI's 20,000-plus worldwide workers are veterans, a market that CACI looks for in its associates for their commitment to nationwide security. The business's humanitarian arm, CACI Cares, supports regional and nationwide endeavors to support active and former military service members and STEM education. Of its more than 33,000 global staff members, Colorado branches make up nearly 800 of them over 15 areas. Through childcare and early education, Intense Horizons serves about 116,000 kids around the world. Through other methods of outreach, Bright Horizons also uses sanctuary and assistance to households and kids recovering from traumas such as violence, hardship or displacement. Watch Video
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s4g2webdesign-blog · 5 years ago
Text
Combining Web Design Business With Web Hosting Can Generate More Income For Web Designers
Web designers and developers are the foundation of the Internet. If you are skilled in web design or web development you can make a growing income on the Internet. The secret to making money with your web design and development skills is to include web hosting in your web design or web development quotes or standard packages.
You can add $50 a month to your income, hosting your client sites with more ease. You don't need to get a dedicated server and you don't need to worry about trying to compete with web hosting companies. What most people think is just getting a website up. They contact the web designers first, without really knowing that there are web designers and web hosts. Terms with "web designer"get more searches per day than terms with "hosting". People are looking for web designers to get their sites on the Internet.
Web designers and developers can incorporate the sale of hosting into their web development and design projects. As a web designer you can bill your customers for the hosting fees within the design and then host the account for a year or on a month to month basis. You will be surprised at how much extra income you can generate from your web design customers.
Providing hosting for your web design clients will give you greater assurance that your customers will come back to you to make changes or update their site. This allows you to keep generating income from your work and customer base. Let's look at some numbers, and how billing for hosting on top of your web design work can make you some serious money. Let's assume you get paid $500 - $1000+ for a site design. If you charge your client for hosting as well you could generate up to $50 extra per site, per month in hosting fees. You could make up to $1100 to $1600 per site, per year instead of just $500 or $1000 per site. With 100 clients this could equate to $110,000 or $160,000 per year instead of $50,000 - $100,000 per year. On top of this, remember your client is more likely to come back to you to update and maintain your site which means more money for you, for easy work.
With a little effort and focus you could generate a very healthy income in your web design business. With tools like Joomla, WordPress and other highly customizable content management systems you can make the hard work incredibly efficient so you can focus solely on the design. Right now there are a myriad of powerful web applications, content management systems and shopping carts you can quickly install in your reseller web hosting account and produce a design for very quickly. There are also a myriad of ready to run, specialist applications written in ASP, ASP.Net and PHP that you can bolt on to your customers site, customize the design for and really impress your them. With these easily installable web applications you can very quickly impress your customers and raise the value of your web design fees - and the fact that they are specialist customized web applications you have put together, your web design customer will be happy to pay your hosting fees.
For your design business you don't need anything fancy, you don't need dedicated servers or specialists billing or server management systems. You can utilize the cost efficiencies of shared hosting to maximize your profit. One way to do it and a lot of designers do this, is get a new shared hosting account for each site they design and charge the customer more than they pay.
The better way to do it and really maximize your profit is to get a reseller hosting account where you can host all your customer sites in the one hosting account. This works out much cheaper than getting a separate account for each customer site. A good reseller account will give you far more room to move and even greater cost effectiveness which means even more profit and less effort.
Getting up and running with a good reseller hosting account is easy and incredibly affordable. For just a few hundred dollars per year you can host 50 or more sites. A quick search on reseller hosting will give you plenty to choose from. In our experience Windows hosting reseller packages are a good idea as a Windows reseller hosting account will give you the freedom and choice to run ASP, ASP.Net as well as PHP sites with MySQL or SQL Server databases. Linux hosting is incredibly efficient and gives you some of the cheap hosting options available but does not support ASP or ASP.Net applications. For an extra few dollars a month you can get Windows hosting and dramatically increase your options for your web design customers from a wider array of available web applications and freely available code in ASP and ASP.Net.
With Windows hosting you can use all your favorite web design tools and you'll have the vast resources of Microsoft development products like Visual Studio at your disposal. As a reseller looking at Windows hosting accounts make sure the host offers Multiple IIS sites and not just unlimited domains. To properly host multiple sites on Windows each site needs to have it's own entry in IIS (Internet Information Server - the Windows web server). Many hosts say unlimited domains and what they really mean is running unlimited domains on one site. All you get with unlimited domains on one site, is your multiple domains show the same site or requires you to write code to detect the domain and redirect to a directory. This is not a great way to run your customer sites.
With each site having it's own entry IIS means you can have separate application settings, assign it to different application pools and maintain separate log files. This means you can have more control, more flexibility and produce a much better solution for your client. Being able to put your customer sites in separate application pools means that if one of your customer sites get's busy or some crazy bug causes a problem it will isolate it to just that site and you wont end up with all your customers screaming at you that their sites are down.
After 12 years working on the internet. Through booms, through busts, good times and bad times web designers and developers quietly rule the web. Businesses of all sizes look for web designers first and in our experience they really don't want to know too much about hosting. As a designer you can save your clients from the complexity and confusion of hosting and make money from it. To make money from hosting your client work you really don't need to leap out and set yourself up as a web hosting provider with billing systems, hosting plans and support systems and processes. Start off by hosting all your sites in one reseller hosting package and you'll be surprised at just how much extra money you can make for very little effort. The best thing of all you can keep your focus on why you became a web designer - designing web sites!
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The 17 Most Misunderstood Facts About Murphy Tx Attractions
The Most Recommended Fun For The Kids In Murphy
Starting in the mid-1970s, nevertheless, the population increased significantly. The facility of companies in nearby Plano and Richardson made Murphy a commuter neighborhood for these 2 cities. In 1970 there were 136 homeowners reported in Murphy. That figure had actually increased to 1,547 in 1990. Couple of pointers of Murphy's early prime time stay; one structure still in use is the First Baptist Church of Murphy, constructed in 1901.
The school building functioned as a neighborhood center in 1987. A school structure which housed elementary and high school students was built in 1938 as a WPA job. When it closed in 1950, the schoolchildren moved to Plano. Later on, people refurbished the school structure, which ended up being the Recreation center, Station House, and Town Hall.
Wisniowski. Later, the City Hall and Fire Station were moved to a brand-new complex throughout the road, leaving the old structure to be refurbished as the Recreation center that resumed in February 2012. Murphy is thought about to be part of the humid subtropical region. The city of Murphy embraced a Home Rule Charter in 2003, and the power of the city is vested in a council of chosen individuals who regulate and legislate and select other officials, such as Things To See In Murphy the City Manager, who heads the executive branch.
Family Oriented Events: A Best Of List
Scott Bradley was chosen Mayor in 2017. Mike Castro is the City Manager. The Murphy authorities department negotiated with "Dateline" in 2006 to permit NBC cam teams to tape-record stings of supposed Web sexual predators and to let people employed by "Dateline" in fact set up and run the sting.
The Plano ISD section of Murphy is served by the following schools: Primary schools (separate presence boundaries): Boggess Grade School (Murphy) Martha Hunt Elementary School (Murphy) Miller Elementary School (Richardson) Middle schools (different attendance boundaries): Armstrong Intermediate School (Plano) Murphy Middle School (Murphy) High schools: Previous to the opening of Mc Millen, The Wylie ISD area of Murphy is served by the following schools: Primary schools (different participation borders) Harry and Retha Tibbals Elementary School (K-4) (Murphy) Don Whitt Elementary School (K-4) (Wylie ISD, located in Sachse) Secondary schools Draper Middle school (5-6) (Wylie) Raymond B.
% ± As of the Latino of any race were 4.94% of the population. There were 1,030 families out of which 82.7% had children under the age of 18 living with them, 83.8% were married couples cohabiting, 2.9% had a female householder with no other half present, and 10.8% were non-families.
Our Best Recommendations When Visiting Murphy
The typical household size was 2.73 and the typical family size was 3.18. The median age for homeowners in Murphy is 33.9 (this is younger than the typical age in the U.S.). Families (non-single houses) represent 88.3% of the population, giving Murphy a greater than average concentration of families. In the city, the population was spread out with 29.7% under the age of 18, 5.1% from 18 to 24, 37.8% from 25 to 44, 20.5% from 45 to 64, and 5.0% who were 65 years of age or older.
For every single 100 women, there were 100.5 males. For each 100 females age 18 and over, there were 100 males. By 2019, the average family income had actually risen to $146,779, and the typical earnings for Continue reading a household was $147,818. The average earnings for guys was $86,601 and the median for ladies was $61,221.
The 4 zip codes of Collin County that contribute to the county's affluence are (in descending order of average household income/year): 75093, 75024, 75025, and 75094. [____">citation needed] ^ ^ id=" cite_note-6" > .
Our Best Recommendations When Visiting Murphy
Noted above are the very best locations to live in Murphy, TX for 2019. The list of best places is assembled using the Location Vibes Livability Rating which is computed from a score out of 100 and based on various categories. These classifications include: facilities, cost of living, criminal activity rates, education, employment, real estate and weather condition.
To personalize the list of best locations to reside in and around Murphy, TX, you have the ability to very first select the search radius, which is the optimum distance you 'd like to browse for neighboring cities or communities. Next, you can pick to show cities only, communities only or both cities and areas.
youtube
You can then set the value of each classification based on what's most important to you. Lastly, you can set your home/rent budget based on what you're comfortable spending on real estate or rent. Once your search choices have been set, you will have your personalized list of the very best places to reside in Murphy, TX.
Fun For The Kids In Murphy: A Best Of List
Limiting the swimming pool of after-school activities is an obstacle. Discover the advantages of each, then take our test to find the ideal fit. Check out More
Dallas is the eastern, bigger half of the Dallas-- Fort Worth "Metroplex." Dallas is what the majority of people consider when they first think about Texas-- huge, busy, growing, cosmopolitan, abundant, glitzy, and sure of oneself. Lots of gleaming downtown skyscrapers tower above the level plains, while a variety of areas and rural commercial centers sprawl in all directions around the city core.
cities. Long commutes prevail, thanks to the large population, growth rate, and urban spread, but many do not commute to the city itself. A rapidly developing rail-transit program is helping to cope, however Dallas is practically as "motor city." Above all else, Dallas is a center for corporate America.
A Review Of: Most Recommended Attractions
Also contributing are the beneficial company climate, the availability of educated employees, and the unmentioned idea of remaining in the center of all things huge. Although there is little oil produced in the immediate area, Dallas' development started with the east Texas oil boom, and petroleum continues to be a large consider the regional economy.
Details About The Terrific City of Murphy Texas
- The elevation for Murphy is 581 ft (177 m)
- Murphy is located in Collin County, Texas
- The population of Murphy as of the 2010 census is 17,708
- Murphy is bordered by Plano to the West
- Murphy is bordered by Sachse to the South
- The median income for a Murphy household in 2019 was $146,779
- The Murphy zip code is 75094
- Murphy is served by these high schools: McMillen High School, Plano East Senior High School, and Wylie High School
- About 4.7% of the Murphy population live below the poverty line
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tonydsmith · 6 years ago
Text
Best Time To Drive Uber in Miami
Driving Uber in Miami Beach for Newbies
Before we go into tips on how to drive Uber in Miami beach, let’s talk a bit about Miami and surroundings. Miami is a port city located in southeastern Florida, United States. Around the Miami River, between the Everglades and the Atlantic Ocean. It was founded on July 28, 1896 and according to the 2014 census has a population of 417,650; Its metropolitan area encompasses more than 5.4 million inhabitants, which makes it the seventh-largest in the United States.
In 2008, she was awarded the title “Cleanest city in the United States” by Forbes magazine for her year working for air quality, large green spaces, clean drinking water and streets, and various recycling programs. In that same year, Miami ranked as the third richest American city and the twenty-second in the world, according to a study by UBS AG.
The fastest way to get around Miami
Miami is a very large and crowded city. If you intend to move quickly and comfortably (without depending on schedules, frequencies, and stations) your best alternative is private transportation.
In this aspect, you can use the Miami taxi service, request an Uber driver or rent a vehicle.
youtube
What is Uber?
Uber Technologies Inc. is an American company that provides its customers with driver transport vehicles (VTC) internationally. Through its mobile application software (app), which connects passengers with drivers of vehicles registered in their service. Which offer a transportation service to individuals. The company organizes collections in hundreds of cities around the world and is based in San Francisco (California).
Uber is the leading provider of transportation services through an application. Due to its large expansion across the globe, it arrived in Latin America in 2013 and since its inception was classified as unfair competition by the taxi sector. The company’s presence in Latin America, even with highs and lows, is very successful and encouraging future projections.
Services:
Uber: It is the most common and economical option of drivers for Uber, it includes 2006 model vehicles onwards “although this depends on Uber’s policies for each city”, it accepts a maximum of four passengers and optionally allows to divide the fare among the passenger users.
App Uber XL: It is the edition of Uber that consists of trucks as transport with an extended capacity of up to six, seven or eight passengers.
Uber Black: It is the most exclusive version of Uber, consists of dark cars last model with a capacity of four passengers, is often used by organizations and companies for the transport of staff.
App Uber SUV: Alternative more expensive than UberXL unlike their trucks are of a more recent model.
Uber Pool: It is a shared edition of Drive UberX, giving up to 3 users from different locations requesting a trip to a destination that is common to be close to all users who share the trip, so a considerable amount is saved by comparing it when requesting an UberX service.
Android Uber Select: Drive Uber BLACK-like service unlike cars are not strictly dark, and have a lower cost than this.
Uber VIP: It is an option within the app that is available for certain locations, once the user completes his 100 trips made in the Uber application this new service will be unlocked, which consists of requesting drivers with a rating that has a higher average or equal to 4.8 stars.
Smartphone UberAIR (Drive Uber Elevate): It is a service planned for 2020, which could be released in Los Angeles (California), Dallas-Fort Worth (Texas) and Dubai. It would consist of flying cars, similar to helicopters, although with their differences, which would cover average distances greatly reducing the duration of the journeys.
UberEATS (food delivery service).
Recommended Uber App for Miami
The Uber alternative transport system is gaining adherents very quickly. Uber connects users with drivers registered on its online platform. This system has been banned in many cities around the world, but it is not the case of Uber Miami, which continues to operate and achieve legal victories. In January 2016, the president of the Miami-Dade County Commission Jean Monestime announced the withdrawal of an ordinance that opposed the company.
To make use of this platform you must download the app on your mobile and follow the instructions detailed there.
Drive-in Miami – What should you know?
If you come from any other country, there are several things you should keep in mind when driving in the United States:
Remember to respect the local speed limit, it is shown in miles per hour. 1 mile = 1’62km. As in Europe and Spain, you have to stop before the crossings, but in the United States the traffic lights are located after the crossing, so you have to be alert and stop on time. You can turn to the right at the crossroads, even if the traffic light is red. Making a brief stop to check that no one crosses (as if it were a STOP) It generates profits.
Earn money with your car while you Drive Uber in Miami
Generate profits: You can drive with the app and generate the profits you want. The more you drive, the more you can take home. Get Weekly deposits on the favor to the driver. Manage your own time: Drive with the app only when you want. There is no office or bosses. Thus, you can always start and stop according to your time. With the capability to drive Uber in Miami, you decide a start and endpoint.
Driving safety: Uber is committed to the safety of people during their journeys. Our technology allows us to focus on the safety of drivers before, during and after each trip.
Where to drive
Miami and South Florida: From Miami Beach to downtown Miami and from Coral Gables to the city center. Maximize your profits by driving in areas with the most orders.
Miami-Dade County
The moment of greatest demand occurs on weekends, thereafter, especially on Fridays and Saturdays at night. In addition, during the daily transfer hours during the morning and afternoon, there is usually a lot of movement.
Miami Beach: Ocean Drive between 2nd St. and 195 streets, thereafter, Collins Ave between 2nd St. and 195 streets, Lincoln Rd.
Downtown Miami: Brickell, American Airlines Arena
Coral Gables / West Miami: Marlins Park, Coconut Grove, along with, Sunset Plaza, FIU Main Campus, Dolphin Mall
Downtown: Wynwood District, downtown shops, Biscayne Blvd
Broward and Palm Beach counties
As in Miami, we recommend that you drive on Fridays and Saturdays at night, and during daily transfer hours on weekdays, even in the north.
· Broward County: Las Olas, Ft. Lauderdale Beach, Himmarshee area, Seminole Hard Rock Casino, Sawgrass Mills Mall.
· Palm Beach County: Downtown West Palm, as well as, Clematis Street, West Palm Beach.
Resources:
https://www.uber.com/global/en/cities/miami/
Chimi Tours
The post Best Time To Drive Uber in Miami appeared first on Miami to Key West Tours Guides.
from Miami to Key West Tours Guides https://www.miamitokeywesttoursguides.com/best-time-to-drive-uber-in-miami/ from Miami to Key West Tours Guides https://miamitokeywesttoursguides.tumblr.com/post/187057511581
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erickrichards · 6 years ago
Text
Best Time To Drive Uber in Miami
Driving Uber in Miami Beach for Newbies
 Before we go into tips on how to drive Uber in Miami beach, let’s talk a bit about Miami and surroundings. Miami is a port city located in southeastern Florida, United States. Around the Miami River, between the Everglades and the Atlantic Ocean. It was founded on July 28, 1896 and according to the 2014 census has a population of 417,650; Its metropolitan area encompasses more than 5.4 million inhabitants, which makes it the seventh-largest in the United States.
In 2008, she was awarded the title “Cleanest city in the United States” by Forbes magazine for her year working for air quality, large green spaces, clean drinking water and streets, and various recycling programs. In that same year, Miami ranked as the third richest American city and the twenty-second in the world, according to a study by UBS AG.
The fastest way to get around Miami
Miami is a very large and crowded city. If you intend to move quickly and comfortably (without depending on schedules, frequencies, and stations) your best alternative is private transportation.
In this aspect, you can use the Miami taxi service, request an Uber driver or rent a vehicle.
What is Uber?
Uber Technologies Inc. is an American company that provides its customers with driver transport vehicles (VTC) internationally. Through its mobile application software (app), which connects passengers with drivers of vehicles registered in their service. Which offer a transportation service to individuals. The company organizes collections in hundreds of cities around the world and is based in San Francisco (California).
Uber is the leading provider of transportation services through an application. Due to its large expansion across the globe, it arrived in Latin America in 2013 and since its inception was classified as unfair competition by the taxi sector. The company’s presence in Latin America, even with highs and lows, is very successful and encouraging future projections.
Services:
Uber: It is the most common and economical option of drivers for Uber, it includes 2006 model vehicles onwards “although this depends on Uber’s policies for each city”, it accepts a maximum of four passengers and optionally allows to divide the fare among the passenger users.
App Uber XL: It is the edition of Uber that consists of trucks as transport with an extended capacity of up to six, seven or eight passengers.
Uber Black: It is the most exclusive version of Uber, consists of dark cars last model with a capacity of four passengers, is often used by organizations and companies for the transport of staff.
App Uber SUV: Alternative more expensive than UberXL unlike their trucks are of a more recent model.
Uber Pool: It is a shared edition of Drive UberX, giving up to 3 users from different locations requesting a trip to a destination that is common to be close to all users who share the trip, so a considerable amount is saved by comparing it when requesting an UberX service.
Android Uber Select: Drive Uber BLACK-like service unlike cars are not strictly dark, and have a lower cost than this.
Uber VIP: It is an option within the app that is available for certain locations, once the user completes his 100 trips made in the Uber application this new service will be unlocked, which consists of requesting drivers with a rating that has a higher average or equal to 4.8 stars.
Smartphone UberAIR (Drive Uber Elevate): It is a service planned for 2020, which could be released in Los Angeles (California), Dallas-Fort Worth (Texas) and Dubai. It would consist of flying cars, similar to helicopters, although with their differences, which would cover average distances greatly reducing the duration of the journeys.
UberEATS (food delivery service).
Recommended Uber App for Miami
The Uber alternative transport system is gaining adherents very quickly. Uber connects users with drivers registered on its online platform. This system has been banned in many cities around the world, but it is not the case of Uber Miami, which continues to operate and achieve legal victories. In January 2016, the president of the Miami-Dade County Commission Jean Monestime announced the withdrawal of an ordinance that opposed the company.
To make use of this platform you must download the app on your mobile and follow the instructions detailed there.
Drive-in Miami – What should you know?
If you come from any other country, there are several things you should keep in mind when driving in the United States:
Remember to respect the local speed limit, it is shown in miles per hour. 1 mile = 1’62km. As in Europe and Spain, you have to stop before the crossings, but in the United States the traffic lights are located after the crossing, so you have to be alert and stop on time. You can turn to the right at the crossroads, even if the traffic light is red. Making a brief stop to check that no one crosses (as if it were a STOP) It generates profits.
Earn money with your car while you Drive Uber in Miami
Generate profits: You can drive with the app and generate the profits you want. The more you drive, the more you can take home. Get Weekly deposits on the favor to the driver. Manage your own time: Drive with the app only when you want. There is no office or bosses. Thus, you can always start and stop according to your time. With the capability to drive Uber in Miami, you decide a start and endpoint.
Driving safety: Uber is committed to the safety of people during their journeys. Our technology allows us to focus on the safety of drivers before, during and after each trip.
Where to drive
Miami and South Florida: From Miami Beach to downtown Miami and from Coral Gables to the city center. Maximize your profits by driving in areas with the most orders.
Miami-Dade County
The moment of greatest demand occurs on weekends, thereafter, especially on Fridays and Saturdays at night. In addition, during the daily transfer hours during the morning and afternoon, there is usually a lot of movement.
Miami Beach: Ocean Drive between 2nd St. and 195 streets, thereafter, Collins Ave between 2nd St. and 195 streets, Lincoln Rd.
Downtown Miami: Brickell, American Airlines Arena
Coral Gables / West Miami: Marlins Park, Coconut Grove, along with, Sunset Plaza, FIU Main Campus, Dolphin Mall
Downtown: Wynwood District, downtown shops, Biscayne Blvd
 Broward and Palm Beach counties
As in Miami, we recommend that you drive on Fridays and Saturdays at night, and during daily transfer hours on weekdays, even in the north.
· Broward County: Las Olas, Ft. Lauderdale Beach, Himmarshee area, Seminole Hard Rock Casino, Sawgrass Mills Mall.
· Palm Beach County: Downtown West Palm, as well as, Clematis Street, West Palm Beach.
Resources:
https://www.uber.com/global/en/cities/miami/
Chimi Tours
The post Best Time To Drive Uber in Miami appeared first on Miami to Key West Tours Guides.
from https://www.miamitokeywesttoursguides.com/best-time-to-drive-uber-in-miami/
from Miami to Key West Tours Guides - Blog http://miamitokeywesttoursguides.weebly.com/blog/best-time-to-drive-uber-in-miami
0 notes
miamitokeywesttoursguides · 6 years ago
Text
Best Time To Drive Uber in Miami
Driving Uber in Miami Beach for Newbies
  Before we go into tips on how to drive Uber in Miami beach, let’s talk a bit about Miami and surroundings. Miami is a port city located in southeastern Florida, United States. Around the Miami River, between the Everglades and the Atlantic Ocean. It was founded on July 28, 1896 and according to the 2014 census has a population of 417,650; Its metropolitan area encompasses more than 5.4 million inhabitants, which makes it the seventh-largest in the United States.
In 2008, she was awarded the title “Cleanest city in the United States” by Forbes magazine for her year working for air quality, large green spaces, clean drinking water and streets, and various recycling programs. In that same year, Miami ranked as the third richest American city and the twenty-second in the world, according to a study by UBS AG.
The fastest way to get around Miami
Miami is a very large and crowded city. If you intend to move quickly and comfortably (without depending on schedules, frequencies, and stations) your best alternative is private transportation.
In this aspect, you can use the Miami taxi service, request an Uber driver or rent a vehicle.
youtube
What is Uber?
Uber Technologies Inc. is an American company that provides its customers with driver transport vehicles (VTC) internationally. Through its mobile application software (app), which connects passengers with drivers of vehicles registered in their service. Which offer a transportation service to individuals. The company organizes collections in hundreds of cities around the world and is based in San Francisco (California).
Uber is the leading provider of transportation services through an application. Due to its large expansion across the globe, it arrived in Latin America in 2013 and since its inception was classified as unfair competition by the taxi sector. The company’s presence in Latin America, even with highs and lows, is very successful and encouraging future projections.
Services:
Uber: It is the most common and economical option of drivers for Uber, it includes 2006 model vehicles onwards “although this depends on Uber’s policies for each city”, it accepts a maximum of four passengers and optionally allows to divide the fare among the passenger users.
App Uber XL: It is the edition of Uber that consists of trucks as transport with an extended capacity of up to six, seven or eight passengers.
Uber Black: It is the most exclusive version of Uber, consists of dark cars last model with a capacity of four passengers, is often used by organizations and companies for the transport of staff.
App Uber SUV: Alternative more expensive than UberXL unlike their trucks are of a more recent model.
Uber Pool: It is a shared edition of Drive UberX, giving up to 3 users from different locations requesting a trip to a destination that is common to be close to all users who share the trip, so a considerable amount is saved by comparing it when requesting an UberX service.
Android Uber Select: Drive Uber BLACK-like service unlike cars are not strictly dark, and have a lower cost than this.
Uber VIP: It is an option within the app that is available for certain locations, once the user completes his 100 trips made in the Uber application this new service will be unlocked, which consists of requesting drivers with a rating that has a higher average or equal to 4.8 stars.
Smartphone UberAIR (Drive Uber Elevate): It is a service planned for 2020, which could be released in Los Angeles (California), Dallas-Fort Worth (Texas) and Dubai. It would consist of flying cars, similar to helicopters, although with their differences, which would cover average distances greatly reducing the duration of the journeys.
UberEATS (food delivery service).
Recommended Uber App for Miami
The Uber alternative transport system is gaining adherents very quickly. Uber connects users with drivers registered on its online platform. This system has been banned in many cities around the world, but it is not the case of Uber Miami, which continues to operate and achieve legal victories. In January 2016, the president of the Miami-Dade County Commission Jean Monestime announced the withdrawal of an ordinance that opposed the company.
To make use of this platform you must download the app on your mobile and follow the instructions detailed there.
Drive-in Miami – What should you know?
If you come from any other country, there are several things you should keep in mind when driving in the United States:
Remember to respect the local speed limit, it is shown in miles per hour. 1 mile = 1’62km. As in Europe and Spain, you have to stop before the crossings, but in the United States the traffic lights are located after the crossing, so you have to be alert and stop on time. You can turn to the right at the crossroads, even if the traffic light is red. Making a brief stop to check that no one crosses (as if it were a STOP) It generates profits.
Earn money with your car while you Drive Uber in Miami
Generate profits: You can drive with the app and generate the profits you want. The more you drive, the more you can take home. Get Weekly deposits on the favor to the driver. Manage your own time: Drive with the app only when you want. There is no office or bosses. Thus, you can always start and stop according to your time. With the capability to drive Uber in Miami, you decide a start and endpoint.
Driving safety: Uber is committed to the safety of people during their journeys. Our technology allows us to focus on the safety of drivers before, during and after each trip.
Where to drive
Miami and South Florida: From Miami Beach to downtown Miami and from Coral Gables to the city center. Maximize your profits by driving in areas with the most orders.
Miami-Dade County
The moment of greatest demand occurs on weekends, thereafter, especially on Fridays and Saturdays at night. In addition, during the daily transfer hours during the morning and afternoon, there is usually a lot of movement.
Miami Beach: Ocean Drive between 2nd St. and 195 streets, thereafter, Collins Ave between 2nd St. and 195 streets, Lincoln Rd.
Downtown Miami: Brickell, American Airlines Arena
Coral Gables / West Miami: Marlins Park, Coconut Grove, along with, Sunset Plaza, FIU Main Campus, Dolphin Mall
Downtown: Wynwood District, downtown shops, Biscayne Blvd
  Broward and Palm Beach counties
As in Miami, we recommend that you drive on Fridays and Saturdays at night, and during daily transfer hours on weekdays, even in the north.
· Broward County: Las Olas, Ft. Lauderdale Beach, Himmarshee area, Seminole Hard Rock Casino, Sawgrass Mills Mall.
· Palm Beach County: Downtown West Palm, as well as, Clematis Street, West Palm Beach.
Resources:
https://www.uber.com/global/en/cities/miami/
Chimi Tours
The post Best Time To Drive Uber in Miami appeared first on Miami to Key West Tours Guides.
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alfredrserrano · 6 years ago
Text
Inside the other Arkansas bank that’s lending gobs of money to South Florida RE
Johnny Allison’s Home BancShares is quickly becoming one of the most prominent lenders in the South Florida market.
Big real estate lenders often find themselves allaying investor concerns about a faltering market. But perhaps no one’s ever done it quite like Johnny Allison.
“The reality was [as] if Peter Pan can no longer fly, Minnie Mouse left Mickey for Goofy, …  with Frankenstein piloting to take over the banking industry,” Allison, the founder and chairman of Home BancShares, said on the firm’s most recent earnings call in January. “Nevertheless, we sent Batman, Superman and Nancy Pelosi to save the day, and they built a wall around the airport and saved us all.”
 Somewhere in that rant was a message: Despite the doomsdayers, Home BancShares, a lender with significant exposure to South Florida’s real estate market, is in good shape. With just $15 billion in assets, it has become one of the top 20 real estate lenders in the region, with more than $219 million in local commercial real estate loans in 2018, according to an analysis by The Real Deal.
Operating under the name Centennial Bank, its commercial real estate transactions made up more than 58 percent of the bank’s total loans in 2018. The bank hasn’t shied away from complex, ground-up projects for everyone from property and storage mogul Moishe Mana to Brooklyn-based development powerhouses Spencer Equity and Rabsky Group. Centennial’s increased activity while other lenders retreat draws natural comparisons to another Arkansas institution, Bank OZK (formerly Bank of the Ozarks), the most active condo-construction lender of this cycle.
“Home BancShares sees what the returns are at Ozarks, and they said they want to do that too,” said Jeffrey Miller, a veteran banking analyst at FocusPoint Research. “They have done it on a more granular level; it hasn’t come to the mainstream.”
 But with the company continuing to acquire regional banks and Allison’s gung-ho approach to the lending business, that’s about to change.
Appetite for risk — and other banks
Like Bank OZK, Centennial is betting big well outside its home state of Arkansas, with a focus on major real estate markets like Miami and New York City.
 Take Moishe Mana’s trade hub in Wynwood. Mana is looking to build a complex of over 10 million square feet with the stated goal of facilitating trade between the Americas and Asia.
“We’ve taken the initiative to create the platform for the new chapter of Miami,” Mana told the Miami Herald in late 2017. “I know it sounds very, very ambitious. It sounds almost arrogant. But somebody needs to do it. Somebody needs to start it.”
But when Mana finally scored financing for the project — which many say is unrealistic — his lender wasn’t one of the national heavyweights. Instead, it was Centennial that coughed up a $20.1 million mortgage. So far, though, few of Mana’s projects have gotten off the ground, and in interviews with the media, Mana has been opaque about when these projects are going to be completed. Centennial did not respond to questions about when it is going to get paid back. A representative for Mana did not return comment.
Centennial also partnered with LV Lending on a $51 million construction loan to Robert Suris’ Estate Investments Group for its 306-unit Soleste Alameda apartment project in West Miami and loaned $17 million to the Hilton hotel in Pompano Beach.
Allison has always maintained that the bank operates in a disciplined manner, and that the narrative of being reckless that’s thrust upon it is an unfair one.
“We’re a very disciplined lender,” he said on the earnings call. “We don’t push a ROE [return on equity]. We don’t force loans. We don’t force deals. I don’t think anybody gives a damn.”
But according to regulators, the bank might be a bit too zealous.
Its commercial real estate lending relative to its capital levels — a widely used barometer for risk — was 370 percent in 2018. Regulators warn against exceeding 300 percent.
Centennial also has a serious appetite for South Florida banks. In September 2017, it acquired Pompano Beach-based Stonegate Bank — one of the largest banks in the region, with $3.1 billion in assets, whose major loans included a $26 million loan to Jason Halpern’s Three Hundred Collins boutique condo project in Miami Beach. That project has recently been engulfed in litigation over allegations that Halpern’s firm, JMH Development, failed to “meet its financial obligations.” In October, a judge ordered JMH to turn over its remaining interest to its silent partner.
Centennial has also acquired a few smaller community banks in the region, including Broward Bank of Commerce and Fort Lauderdale-based Landmark Bank.
Investors are increasingly skittish about community banks’ real estate exposure, as many signs point to a slowdown in prime markets, particularly in the luxury condo sector. There’s also increasing talk of a broader economic downturn.
“Nobody wants to talk about the recession, but it’s going to happen,” said Kenneth Thomas, a Miami-based banking analyst. “A recession’s greatest impact is going to be on CRE, and the banks that don’t have the strongest underwriting [on CRE].”
Centennial’s focus in the region, said Southeast Florida Division President David Druey, “has always been long-term and smart, organic growth in the real estate arena. We recognize constantly changing market dynamics, such as the recent softening of the spec home and ultraluxury sectors, and remain nimble to seeking opportunities that properly balance our lending portfolio and meet our structure.”
The duck hunter
A short, garrulous 72-year-old with a flowing silver mane, penchant for white suits and red pocket squares that match the colors of his beloved Arkansas State University Red Wolves, Allison looks like a character straight out of “Dallas.”
He’s also got a made-for-TV personality. “Johnny is one of the very few people who has — this term is overused by people — charisma,” former Arkansas Gov. Mike Beebe told the American Banker in 2013. “It is a trite word, but he has a real magnetism.”
A former mobile home entrepreneur, Allison started Home BancShares as First State Bank, growing it to become one of the most powerful financial institutions in Arkansas. The bank went public in 2006 on the Nasdaq stock exchange under the ticker HOMB, and as of press time was trading at around $19 per share.
By all accounts and metrics, the bank has performed exceptionally well at a time when community banks are struggling to compete with the likes of Wells Fargo, Bank of America and JPMorgan Chase.
Home BancShares has been profitable for 31 straight quarters. Its net income in 2018 more than doubled year over year to $305 million. For the second straight year, it was ranked by Forbes as the country’s best bank.
That track record has been personally lucrative for Allison, who ranks as one of the highest-paid community bank CEOs in the country. His total 2018 compensation totaled $4.7 million, according to the company’s most recent proxy statement. Included in his compensation package is $7,000 that Allison uses to pay his pilot for personal trips  on an airplane Allison owns.
Though Randy Sims assumed the CEO mantle in 2009, Allison continues to be a key architect of the bank’s strategy. He insists on conducting the earnings calls, in which analysts and investors can be treated to references ranging from the killing of Osama Bin Laden to stories about his friend Vince who had one too many whiskeys. In 2013, he told the American Banker he still personally vets every loan over $1 million.
“Not that I’m any genius,” he told the publication. “I just want to know who I’m doing business with. Look them in the eye.”
New York, New York
Centennial’s growth in South Florida and New York City has largely stemmed from the bank’s aggressive acquisition strategy. Since 2010 it has acquired 17 banks, according to its annual filing.
Allison previously said the bank is the largest acquirer of failed banks in the state of Florida.
“Their opportunity at home is so limited for deposits, a lot of them [community banks in Arkansas] have to go chase cash somewhere else,” said Christopher Whalen, an investment banker who runs Whalen Global Advisors.
The bank’s riskiest move, however, came in 2015, when it made its foray into what is largely regarded as the most competitive real estate market in the country: New York City.
It purchased a pool of national commercial real estate loans worth about $289 million from an affiliate of private investment firm J.C. Flowers & Co. The loans were originated by Doral Bank, the Puerto Rican bank that collapsed in 2015 amid allegations of fraud (In 2011, a top executive brought in to clean up the bank was killed in a drive-by shooting in San Juan.)
The New York office that managed those loans became known as Centennial CFG. Led by former Doral Bank executives, the division is headed by Christopher Poulton and operates almost as a separate entity within Centennial, lending to large real estate projects throughout the country.
One of its deals is a $65 million construction loan for Rabsky Group and Spencer Equity’s eight-building Broadway Triangle residential and retail development in South Williamsburg. The project will have more than 1,100 units of housing, with nearly 300 affordable units, and 65,000 square feet of retail space.
The CFG unit operates quite like the Real Estate Specialties Group, a Dallas-based entity within Bank OZK that makes big construction loans while the rest of Bank OZK acts more like a regular community bank.
“Loans derived from the New York loan production office are traditionally determined by their larger size and scope of the deal,” said Centennial’s Druey. “Loans originated by the South Florida region specifically focus on community banking relationships.”
Since the CFG unit was established, the bank has made a big push into construction lending. In South Florida, its construction lending grew from just $20 million in 2015 to more than $137 million in 2018. Overall, the bank increased its total commercial real estate lending in South Florida to $219 million from $96 million during that same time.
The New York office was even responsible for the bank’s largest construction loan in South Florida, $80 million in 2016 to Property Markets Group’s 32-story, 464-unit X Miami apartment project in downtown Miami. PMG paid off the loan in September, after it scored a $106 million financing package from Pacific Western Bank and restructured Square Mile Capital’s preferred-equity position in the deal.
Damn the dissenters
Allison himself has noted the skepticism about its New York office. “We opened an operation in New York,” he said during the January earnings call. “Regulators, analysts and just about everyone continues to question that. Even today, our New York office simply continues year after year to make more profit than any other region.”
The concerns stem from both the type of loans made and the bank’s national ambitions.
Unlike Bank OZK, who makes much larger condo-construction loans often upwards of $100 million, many of Centennial’s commercial real estate loans are between $20 million and $80 million and go to a variety of asset classes including multifamily, condos, and commercial projects. For example, in 2017, Centennial provided $88 million to strip club owner Robert Gans to refinance his 14-building portfolio in New York City. Late last year, Centennial provided a non-recourse loan to the Jay Group for a mixed-use project in Harlem, according to the Commercial Observer. Non-recourse loans are generally viewed as riskier since a lender cannot go after the collateral of the borrower if there is a default. And the bank has begun ramping up in Los Angeles and Dallas.
“When you see loan production offices in areas outside of banks core competencies and headquarters, those tend to be pretty risky, those tend to be the ones that result in a bank going down,” said Bill Cormany, a federal bank regulator with the FDIC, speaking generally and not specifically about Centennial.
“You can’t be a master of all markets,” said Thomas. “You got a bank that is so spread out — that becomes a red flag.”
Allison, however, says the bank’s loans are all backed by significant equity. And in 2018, Centennial’s New York office reported no write offs. On the earnings call, he made his opinion about those with opinions on his bank clear.
“Thank you all, all our supporters, who’ve been with us for many years,” he said. “And to hell with the naysayers.” 
from The Real Deal Miami https://therealdeal.com/miami/issues_articles/home-bancshares-real-estate-lending/#new_tab via IFTTT
0 notes
juditmiltz · 6 years ago
Text
Inside the other Arkansas bank that’s lending gobs of money to South Florida RE
Johnny Allison’s Home BancShares is quickly becoming one of the most prominent lenders in the South Florida market.
Big real estate lenders often find themselves allaying investor concerns about a faltering market. But perhaps no one’s ever done it quite like Johnny Allison.
“The reality was [as] if Peter Pan can no longer fly, Minnie Mouse left Mickey for Goofy, …  with Frankenstein piloting to take over the banking industry,” Allison, the founder and chairman of Home BancShares, said on the firm’s most recent earnings call in January. “Nevertheless, we sent Batman, Superman and Nancy Pelosi to save the day, and they built a wall around the airport and saved us all.”
 Somewhere in that rant was a message: Despite the doomsdayers, Home BancShares, a lender with significant exposure to South Florida’s real estate market, is in good shape. With just $15 billion in assets, it has become one of the top 20 real estate lenders in the region, with more than $219 million in local commercial real estate loans in 2018, according to an analysis by The Real Deal.
Operating under the name Centennial Bank, its commercial real estate transactions made up more than 58 percent of the bank’s total loans in 2018. The bank hasn’t shied away from complex, ground-up projects for everyone from property and storage mogul Moishe Mana to Brooklyn-based development powerhouses Spencer Equity and Rabsky Group. Centennial’s increased activity while other lenders retreat draws natural comparisons to another Arkansas institution, Bank OZK (formerly Bank of the Ozarks), the most active condo-construction lender of this cycle.
“Home BancShares sees what the returns are at Ozarks, and they said they want to do that too,” said Jeffrey Miller, a veteran banking analyst at FocusPoint Research. “They have done it on a more granular level; it hasn’t come to the mainstream.”
 But with the company continuing to acquire regional banks and Allison’s gung-ho approach to the lending business, that’s about to change.
Appetite for risk — and other banks
Like Bank OZK, Centennial is betting big well outside its home state of Arkansas, with a focus on major real estate markets like Miami and New York City.
 Take Moishe Mana’s trade hub in Wynwood. Mana is looking to build a complex of over 10 million square feet with the stated goal of facilitating trade between the Americas and Asia.
“We’ve taken the initiative to create the platform for the new chapter of Miami,” Mana told the Miami Herald in late 2017. “I know it sounds very, very ambitious. It sounds almost arrogant. But somebody needs to do it. Somebody needs to start it.”
But when Mana finally scored financing for the project — which many say is unrealistic — his lender wasn’t one of the national heavyweights. Instead, it was Centennial that coughed up a $20.1 million mortgage. So far, though, few of Mana’s projects have gotten off the ground, and in interviews with the media, Mana has been opaque about when these projects are going to be completed. Centennial did not respond to questions about when it is going to get paid back. A representative for Mana did not return comment.
Centennial also partnered with LV Lending on a $51 million construction loan to Robert Suris’ Estate Investments Group for its 306-unit Soleste Alameda apartment project in West Miami and loaned $17 million to the Hilton hotel in Pompano Beach.
Allison has always maintained that the bank operates in a disciplined manner, and that the narrative of being reckless that’s thrust upon it is an unfair one.
“We’re a very disciplined lender,” he said on the earnings call. “We don’t push a ROE [return on equity]. We don’t force loans. We don’t force deals. I don’t think anybody gives a damn.”
But according to regulators, the bank might be a bit too zealous.
Its commercial real estate lending relative to its capital levels — a widely used barometer for risk — was 370 percent in 2018. Regulators warn against exceeding 300 percent.
Centennial also has a serious appetite for South Florida banks. In September 2017, it acquired Pompano Beach-based Stonegate Bank — one of the largest banks in the region, with $3.1 billion in assets, whose major loans included a $26 million loan to Jason Halpern’s Three Hundred Collins boutique condo project in Miami Beach. That project has recently been engulfed in litigation over allegations that Halpern’s firm, JMH Development, failed to “meet its financial obligations.” In October, a judge ordered JMH to turn over its remaining interest to its silent partner.
Centennial has also acquired a few smaller community banks in the region, including Broward Bank of Commerce and Fort Lauderdale-based Landmark Bank.
Investors are increasingly skittish about community banks’ real estate exposure, as many signs point to a slowdown in prime markets, particularly in the luxury condo sector. There’s also increasing talk of a broader economic downturn.
“Nobody wants to talk about the recession, but it’s going to happen,” said Kenneth Thomas, a Miami-based banking analyst. “A recession’s greatest impact is going to be on CRE, and the banks that don’t have the strongest underwriting [on CRE].”
Centennial’s focus in the region, said Southeast Florida Division President David Druey, “has always been long-term and smart, organic growth in the real estate arena. We recognize constantly changing market dynamics, such as the recent softening of the spec home and ultraluxury sectors, and remain nimble to seeking opportunities that properly balance our lending portfolio and meet our structure.”
The duck hunter
A short, garrulous 72-year-old with a flowing silver mane, penchant for white suits and red pocket squares that match the colors of his beloved Arkansas State University Red Wolves, Allison looks like a character straight out of “Dallas.”
He’s also got a made-for-TV personality. “Johnny is one of the very few people who has — this term is overused by people — charisma,” former Arkansas Gov. Mike Beebe told the American Banker in 2013. “It is a trite word, but he has a real magnetism.”
A former mobile home entrepreneur, Allison started Home BancShares as First State Bank, growing it to become one of the most powerful financial institutions in Arkansas. The bank went public in 2006 on the Nasdaq stock exchange under the ticker HOMB, and as of press time was trading at around $19 per share.
By all accounts and metrics, the bank has performed exceptionally well at a time when community banks are struggling to compete with the likes of Wells Fargo, Bank of America and JPMorgan Chase.
Home BancShares has been profitable for 31 straight quarters. Its net income in 2018 more than doubled year over year to $305 million. For the second straight year, it was ranked by Forbes as the country’s best bank.
That track record has been personally lucrative for Allison, who ranks as one of the highest-paid community bank CEOs in the country. His total 2018 compensation totaled $4.7 million, according to the company’s most recent proxy statement. Included in his compensation package is $7,000 that Allison uses to pay his pilot for personal trips  on an airplane Allison owns.
Though Randy Sims assumed the CEO mantle in 2009, Allison continues to be a key architect of the bank’s strategy. He insists on conducting the earnings calls, in which analysts and investors can be treated to references ranging from the killing of Osama Bin Laden to stories about his friend Vince who had one too many whiskeys. In 2013, he told the American Banker he still personally vets every loan over $1 million.
“Not that I’m any genius,” he told the publication. “I just want to know who I’m doing business with. Look them in the eye.”
New York, New York
Centennial’s growth in South Florida and New York City has largely stemmed from the bank’s aggressive acquisition strategy. Since 2010 it has acquired 17 banks, according to its annual filing.
Allison previously said the bank is the largest acquirer of failed banks in the state of Florida.
“Their opportunity at home is so limited for deposits, a lot of them [community banks in Arkansas] have to go chase cash somewhere else,” said Christopher Whalen, an investment banker who runs Whalen Global Advisors.
The bank’s riskiest move, however, came in 2015, when it made its foray into what is largely regarded as the most competitive real estate market in the country: New York City.
It purchased a pool of national commercial real estate loans worth about $289 million from an affiliate of private investment firm J.C. Flowers & Co. The loans were originated by Doral Bank, the Puerto Rican bank that collapsed in 2015 amid allegations of fraud (In 2011, a top executive brought in to clean up the bank was killed in a drive-by shooting in San Juan.)
The New York office that managed those loans became known as Centennial CFG. Led by former Doral Bank executives, the division is headed by Christopher Poulton and operates almost as a separate entity within Centennial, lending to large real estate projects throughout the country.
One of its deals is a $65 million construction loan for Rabsky Group and Spencer Equity’s eight-building Broadway Triangle residential and retail development in South Williamsburg. The project will have more than 1,100 units of housing, with nearly 300 affordable units, and 65,000 square feet of retail space.
The CFG unit operates quite like the Real Estate Specialties Group, a Dallas-based entity within Bank OZK that makes big construction loans while the rest of Bank OZK acts more like a regular community bank.
“Loans derived from the New York loan production office are traditionally determined by their larger size and scope of the deal,” said Centennial’s Druey. “Loans originated by the South Florida region specifically focus on community banking relationships.”
Since the CFG unit was established, the bank has made a big push into construction lending. In South Florida, its construction lending grew from just $20 million in 2015 to more than $137 million in 2018. Overall, the bank increased its total commercial real estate lending in South Florida to $219 million from $96 million during that same time.
The New York office was even responsible for the bank’s largest construction loan in South Florida, $80 million in 2016 to Property Markets Group’s 32-story, 464-unit X Miami apartment project in downtown Miami. PMG paid off the loan in September, after it scored a $106 million financing package from Pacific Western Bank and restructured Square Mile Capital’s preferred-equity position in the deal.
Damn the dissenters
Allison himself has noted the skepticism about its New York office. “We opened an operation in New York,” he said during the January earnings call. “Regulators, analysts and just about everyone continues to question that. Even today, our New York office simply continues year after year to make more profit than any other region.”
The concerns stem from both the type of loans made and the bank’s national ambitions.
Unlike Bank OZK, who makes much larger condo-construction loans often upwards of $100 million, many of Centennial’s commercial real estate loans are between $20 million and $80 million and go to a variety of asset classes including multifamily, condos, and commercial projects. For example, in 2017, Centennial provided $88 million to strip club owner Robert Gans to refinance his 14-building portfolio in New York City. Late last year, Centennial provided a non-recourse loan to the Jay Group for a mixed-use project in Harlem, according to the Commercial Observer. Non-recourse loans are generally viewed as riskier since a lender cannot go after the collateral of the borrower if there is a default. And the bank has begun ramping up in Los Angeles and Dallas.
“When you see loan production offices in areas outside of banks core competencies and headquarters, those tend to be pretty risky, those tend to be the ones that result in a bank going down,” said Bill Cormany, a federal bank regulator with the FDIC, speaking generally and not specifically about Centennial.
“You can’t be a master of all markets,” said Thomas. “You got a bank that is so spread out — that becomes a red flag.”
Allison, however, says the bank’s loans are all backed by significant equity. And in 2018, Centennial’s New York office reported no write offs. On the earnings call, he made his opinion about those with opinions on his bank clear.
“Thank you all, all our supporters, who’ve been with us for many years,” he said. “And to hell with the naysayers.” 
from The Real Deal Miami https://therealdeal.com/miami/issues_articles/home-bancshares-real-estate-lending/#new_tab via IFTTT
0 notes
servaxo · 6 years ago
Text
How to strengthen your brand with local marketing
As the number of online shoppers and purchase holidays, like Cyber Monday, grow, it may surprise you to learn that the majority of people still prefer to shop at local businesses. While more people enjoy the convenience of buying online—43 percent say that’s the reason they click to buy—there’s still a certain comfort in seeing an item in person before making a purchase commitment.
And while this buy-more-local strategy is still in vogue, it doesn’t mean shoppers have put down their mobile device, even when they plan to buy at a brick-and-mortar location. According to Google®, almost one-third of all mobile searches are related to location, like those “near me” searches.
What customers most want, especially outside of their local businesses, is a great experience. They want to know that their local businesses understand them and their community. Customers want to feel like a business is personalizing an experience just for them. According to one study, 86 percent of buyers will pay more for a better customer experience.
With that knowledge, it’s time to brush off local marketing techniques to claim your space online and in your community. This Blue Paper will discuss how to make sure your business is top of mind when the local community needs you and how to use marketing swag to improve the customer experience.
  Understand your customers
Knowing exactly who is going to be using your products and services will help you meet your customers where they are, whether it’s online or locally. This takes personalization. Studies show that 66 percent of marketers think they have a handle on personalizing advertising and marketing, but only 31 percent of consumers agree.
Personalization involves what is called “hyperlocal” marketing, and it’s important for businesses of any size wanting to capture the community’s attention. What does it take to be hyperlocal?
Know local demographics and customs—then develop content and ads to match.
If your business has many locations, make sure your social platforms are personalized for each community.
Create a brand story that matches your company but also speaks to the community.
The intent with these tactics is to give your customers that local feel, even if you’re part of a bigger organization headquartered somewhere else.
  Connect with local customers online
With so many people trying to find you using search engines, it’s important that your business maintains an updated web presence.
  Update your information online
If you’ve moved to a new location due to expansion or added a new store, ensure business listing sites have your correct contact information, location and hours. Doing so will have a significant impact on whether customers find you when they need you.
A few of the most important sites to update include:
Google My Business
Yelp®
Bing®
YellowPages®
WhitePages®
Your local chamber of commerce
FourSquare®
Facebook®
By verifying your contact information, you’ll also give your customers a place to provide online reviews. According to a BrightLocal® survey, 92 percent of consumers read online reviews, so asking for and getting customer reviews will enhance your web presence and your local reputation.
  Use geofencing to turn local advertising into hyperlocal shopping
The popularity of mobile devices coupled with consumers’ habit of searching “near me,” has led to a recent rise in geofencing. This marketing tactic uses a combination of GPS and Bluetooth® technology to send push notifications to customers who have opted in to receive notifications from you when they step inside an electronic “fence” or defined virtual area. Using this technology can have enormous benefits to your business, like:
Generating more local sales
Offering hyperlocal deals to those within your area allows you to be flexible with what you offer and when. Your offers can literally change with the weather, or you can take advantage of a community event.
Increasing analytics and tools for metric analysis
While it can be difficult—and sometimes impossible—to know why someone came into your store, geofencing is able to tell you who is using your store and why. This valuable data can help you improve your customer experience.
Providing personalization for customers
With all the data you’ve collected, you can offer personal reminders and details about products or services that fit their profile.
  Get out in your local community
Once you’ve established yourself online, one of the best ways to show that you’re part of your local community is to get involved. Here are a couple ways to build a stronger presence:
  Take part in local events
Being a part of local events gives you valuable face-to-face time with prospective customers and shows them you care about supporting the community.
In fact, for Kim Whitin, owner of Tri-State Concrete & Excavation in Fort Collins, Colo., taking part in local events is more about enhancing the company’s brand.
“We appear at many home shows,” Whitin said. “We have plenty of business, so we aren’t there to sell. We look at it more for branding. Our company name is out there on Google with excellent reviews, and we’re well rated with the Better Business Bureau®, so this is a way to get our name seen in the community. And If someone a year down the road says, ‘I need a concrete contractor,’ they might make the decision to use us because they remember us from that home show.”
When participating in local events, keep these tips in mind:
Do your homework: Select events that pair well with your brand. And ask other local businesses if the event typically sees a lot of foot traffic so that you maximize your ROI.
Know what your space will look like: Plan your space to achieve the perfect blend of marketing swag and promotional information that doesn’t look too cluttered or too sparse.
Choose the best marketing promotional products: Choose products the audience can use to keep your brand top of mind. For example, if you have an auto-repair shop, choose an item with multiple uses, like the Tire Gauge Keychain.
In Whitin’s case, she wanted to give away tote bags, but because the home show was being held at a new college stadium, exhibitors had to follow NFL® rules. Because cloth bags are not allowed in the stadium, she opted for a Clear Sportpack.
“Everyone was asking for a Tri-State bag to hold their gear because they weren’t allowed to bring in purses or diaper bags and had to have a clear bag to hold their personal belongings and swag in the stadium,” Whitin said. “Many people told us that they would be holding onto them for football games at a later date.”
  Sponsor a local event or sports team
Every community has local events and teams—from charity walks to little league games to community gatherings. Sponsoring teams and events gives you the chance to create a positive experience for community members. After all, 72 percent of consumers say they have positive feelings about brands that provided a quality event experience. And 74 percent of consumers say they’re more likely to buy the products from brands that create memorable moments.
Sponsoring a local sports team can also be incredibly beneficial when it comes to getting seen in the community. Even a huge brand like Mondelez’s Ritz Bits® found a way to get engaged in local communities by sponsoring more than 1,000 U.S. youth soccer teams. The company then encouraged those teams to share social content. This led to more than 100,000 digital brand engagements and a 77 percent rise in purchase intent in their target demographic.
While sponsoring one or two teams won’t lead to quite that level of online connection, it will still earn you positive local impressions from players and spectators. Make sure your sponsorship includes team apparel or giveaways, like T-shirts and ball caps.
  Tips for local recruitment
Local marketing will help you find more than customers—it will also help you find local employees. As a recent article in Forbes® said, “Hiring from your local talent pool signals to your customers and clients that you’re a true citizen of your area. You’re invested in its growth, the wellbeing of its citizens and the health of the local economy.”
Hiring locally has its benefits:
It simplifies the hiring process: Not only are face-to-face interviews more helpful than those performed online, it’s also easier to research candidates.
It’s easier to build a network: If you hire one good employee, chances are they have local friends or family who are also good candidates, making it easier to create a better in-house talent pool.
Besides using more traditional means of recruitment, participating in local events—and not just job fairs—may help you find the right team members.
Kato® Engineering in North Mankato, Minn., sponsored a music festival to meet local community members. And find new employees.
“We like to support the chamber of commerce,” said Marketing Communication Manager Jason Miller. “And it helps us get our brand out in the community, and let people know we’re one of the bigger employers in the community.”
They gave out marketing promotional products, like pens and the Diversity Can Insulator, to people who stopped by their table. Miller also strategized how he could get the word out that they’re in need of new team members.
“Right now we’re hiring like crazy,” Miller said. “I gave out a business card with a QR code that brings people to our website’s career page, which has listings of all our current job postings.”
They also offered the promotional products during a recent four-day job fair at their headquarters. “We did a big advertising campaign through Facebook® target marketing, radio ads and billboards,” Miller said. “So far, we’ve hired three people on the spot.”
  Think local
No matter how many branches or employees your company has, every one of them is part of a local community. By claiming your space online, sponsoring local events and teams, and offering marketing swag that fits the local vibe, you can offer a great customer experience and show people you care about the community just as much as they do.
The post How to strengthen your brand with local marketing appeared first on 4imprint Learning Center.
How to strengthen your brand with local marketing published first on https://getyourlogos.tumblr.com/
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walterfrodriguez · 7 years ago
Text
Here’s what we know about the Miami Beach building collapse and the firms involved
Jose Isaac Peres, Kevin Bean and Luis Leon
The start of what was supposed to be a “flagship project” for a Brazilian billionaire developer suffered a major setback on Monday after the building being demolished unexpectedly collapsed, sending a project manager to the hospital and shutting down a large portion of Collins Avenue in Miami Beach.
A pile of rubble was all that was left of the former Marlborough House as firefighters and police officers rushed to the scene a little after 10 a.m. A video captured the dramatic collapse of the 13-story building.
Conventional demolition by subcontractor AlliedBean Demolition Contractors was set to begin at 8 a.m. on Monday, and last for two weeks, according to Ana Salgueiro, Miami Beach’s building director. Contractor Winmar Construction and the developer first applied for an implosion permit in August of 2017, which was denied. They reapplied for a conventional demolition permit in November and received the permit in May. They performed interior demolition until Monday, said Miami Beach spokesperson Melissa Berthier. “It wasn’t supposed to come down the way it did this morning,” she said.
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Samuel Landis, a 42-year-old project manager, remains in critical condition at Jackson Memorial Hospital, according to a Miami Beach Police spokesperson.
The property was set to be developed into a 17-story, 89-residence luxury condo led by José Isaac Peres’ Multiplan Real Estate Asset Management – a project’s design that was highly contested by neighbors before gaining approval from the Miami Beach Design Review Board last December.
The contractors behind the demolition
Miami-based Winmar Construction is listed as the contractor on Miami Beach records, but the company shifted responsibility of the accident to its subcontractor, AlliedBean Demolition Contractors.
Winmar said AlliedBean was responsible for performing all of the project’s demolition work. According to its website, AlliedBean was founded in 2012 in Fort Lauderdale and is led by its president Kevin Bean, who could not be reached for comment. AlliedBean has been involved in a number of marquee demolition projects in South Florida.
The company’s website says it handles total building demolition, selective structural demolition, interior soft demolition and interior structural demolition. Some of its projects included the removal of the pedestrian bridge linking the former Coconut Grove Bank building to the nearby parking lot. It also performed work on the Crystal Lake Country Club, Deerfield Beach to demolish a 55,000 square foot clubhouse, according to its website.
AlliedBean was inspected by the Occupational Safety and Health Administration for work at the Deerfield Beach development in 2015. The case was closed and AlliedBean was not fined, according to OSHA.
In South Florida, Winmar’s projects include Aquamar, a 20-unit luxury condo, and Aquavue, an eight-unit building, both developed by Ocean Land Investments in Fort Lauderdale. Winmar also completed the $40 million renovation of the Shelborne South Beach at 1801 Collins Avenue; the $1.3 million buildout of Le Zoo, a Stephen Starr restaurant at Bal Harbour Shops; and sales centers for Oceana Bal Harbour, Paramount Bay and other condo buildings, according to its website.
Winmar partnered with Coastal Construction in 2012 to create a small projects division. The Miami-based company, which shares an address with Coastal, is led by Luis Leon. Leon could not be reached for comment.
Winmar has had four cases with OSHA, including one for its work at the Shelborne in 2014. No details were available.
Coastal Construction is the second-largest construction company in South Florida according to a June 2017 ranking by The Real Deal. It has worked on high-profile projects that include Porsche Design Tower in Sunny Isles Beach, 1450 Brickell and Bacardi’s headquarters. It is currently facing at least one lawsuit for its work on the Porsche Design Tower. A Davie-based subcontractor, Zarrella Construction, alleges in a civil suit that Coastal Construction owes the firm at least $1.42 million in unpaid work and supplies.
The planned new development at 5775 Collins Avenue
Peres founded Multiplan Real Estate Asset Management to focus on real estate development in South Florida after successfully turning Rio de Janeiro-based Multiplan into one of the largest retail real estate companies in Brazil. After starting his first real estate company at 22, Peres, now 78, has a portfolio of 19 malls. Forbes estimates the family’s net worth at $1.2 billion.
The native Brazilian has deep ties to South Florida, as a part-time resident of Miami-Dade County since 1998. He developed the Il Villaggio in Miami Beach, a luxury condo and retail development on Ocean Drive, which faces Lummus Park and the beach. Peres also acquired a development site on Brickell Avenue in the late 1990’s, which was later developed by Fortune International Group into Jade Brickell, according to Multiplan Real Estate Asset Management’s website.
In an interview last month, Marcelo Kingston of Multiplan called the 5775 Collins Avenue development a “flagship project” for the company. Multiplan was set to launch sales in time for Art Basel, and planned to build an on-site, beachfront sales gallery. Fortune International Group will handle sales, according to the developer’s website. Kingston declined to provide pricing, but said it would be comparable on a per-square-foot basis to Eighty Seven Park, the Four Seasons Residences at the Surf Club and L’Atelier Residences.
Multiplan distanced itself from the collapse on Monday afternoon, directing any questions to Winmar Construction. It’s unclear at this time what the collapse means for the new project’s timeline.
The designer of the project is Miami-based Arquitectonica, which is behind some of South Florida’s most well- known luxury developments, including The Ritz-Carlton Residences, Sunny Isles Beach and Icon Brickell.
Plans for 5775 Collins include a beachfront pool, a lounge and a social area. The two largest penthouses would offer private terraces with pools.
Ina Cordle contributed reporting.
from The Real Deal Miami & Real Estate News News | & Curbed Miami - All https://therealdeal.com/miami/2018/07/23/heres-what-we-know-about-the-miami-beach-building-collapse-and-the-firms-involved/ via IFTTT
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nicolesrollins · 7 years ago
Text
Here’s what we know about the Miami Beach building collapse and the firms involved
Jose Isaac Peres, Kevin Bean and Luis Leon
The start of what was supposed to be a “flagship project” for a Brazilian billionaire developer suffered a major setback on Monday after the building being demolished unexpectedly collapsed, sending a project manager to the hospital and shutting down a large portion of Collins Avenue in Miami Beach.
A pile of rubble was all that was left of the former Marlborough House as firefighters and police officers rushed to the scene a little after 10 a.m. A video captured the dramatic collapse of the 13-story building.
Conventional demolition by subcontractor AlliedBean Demolition Contractors was set to begin at 8 a.m. on Monday, and last for two weeks, according to Ana Salgueiro, Miami Beach’s building director. Contractor Winmar Construction and the developer first applied for an implosion permit in August of 2017, which was denied. They reapplied for a conventional demolition permit in November and received the permit in May. They performed interior demolition until Monday, said Miami Beach spokesperson Melissa Berthier. “It wasn’t supposed to come down the way it did this morning,” she said.
Samuel Landis, a 42-year-old project manager, remains in critical condition at Jackson Memorial Hospital, according to a Miami Beach Police spokesperson.
The property was set to be developed into a 17-story, 89-residence luxury condo led by José Isaac Peres’ Multiplan Real Estate Asset Management – a project’s design that was highly contested by neighbors before gaining approval from the Miami Beach Design Review Board last December.
The contractors behind the demolition
Miami-based Winmar Construction is listed as the contractor on Miami Beach records, but the company shifted responsibility of the accident to its subcontractor, AlliedBean Demolition Contractors.
Winmar said AlliedBean was responsible for performing all of the project’s demolition work. According to its website, AlliedBean was founded in 2012 in Fort Lauderdale and is led by its president Kevin Bean, who could not be reached for comment. AlliedBean has been involved in a number of marquee demolition projects in South Florida.
The company’s website says it handles total building demolition, selective structural demolition, interior soft demolition and interior structural demolition. Some of its projects included the removal of the pedestrian bridge linking the former Coconut Grove Bank building to the nearby parking lot. It also performed work on the Crystal Lake Country Club, Deerfield Beach to demolish a 55,000 square foot clubhouse, according to its website.
AlliedBean was inspected by the Occupational Safety and Health Administration for work at the Deerfield Beach development in 2015. The case was closed and AlliedBean was not fined, according to OSHA.
In South Florida, Winmar’s projects include Aquamar, a 20-unit luxury condo, and Aquavue, an eight-unit building, both developed by Ocean Land Investments in Fort Lauderdale. Winmar also completed the $40 million renovation of the Shelborne South Beach at 1801 Collins Avenue; the $1.3 million buildout of Le Zoo, a Stephen Starr restaurant at Bal Harbour Shops; and sales centers for Oceana Bal Harbour, Paramount Bay and other condo buildings, according to its website.
Winmar partnered with Coastal Construction in 2012 to create a small projects division. The Miami-based company, which shares an address with Coastal, is led by Luis Leon. Leon could not be reached for comment.
Winmar has had four cases with OSHA, including one for its work at the Shelborne in 2014. No details were available.
Coastal Construction is the second-largest construction company in South Florida according to a June 2017 ranking by The Real Deal. It has worked on high-profile projects that include Porsche Design Tower in Sunny Isles Beach, 1450 Brickell and Bacardi’s headquarters. It is currently facing at least one lawsuit for its work on the Porsche Design Tower. A Davie-based subcontractor, Zarrella Construction, alleges in a civil suit that Coastal Construction owes the firm at least $1.42 million in unpaid work and supplies.
The planned new development at 5775 Collins Avenue
Peres founded Multiplan Real Estate Asset Management to focus on real estate development in South Florida after successfully turning Rio de Janeiro-based Multiplan into one of the largest retail real estate companies in Brazil. After starting his first real estate company at 22, Peres, now 78, has a portfolio of 19 malls. Forbes estimates the family’s net worth at $1.2 billion.
The native Brazilian has deep ties to South Florida, as a part-time resident of Miami-Dade County since 1998. He developed the Il Villaggio in Miami Beach, a luxury condo and retail development on Ocean Drive, which faces Lummus Park and the beach. Peres also acquired a development site on Brickell Avenue in the late 1990’s, which was later developed by Fortune International Group into Jade Brickell, according to Multiplan Real Estate Asset Management’s website.
In an interview last month, Marcelo Kingston of Multiplan called the 5775 Collins Avenue development a “flagship project” for the company. Multiplan was set to launch sales in time for Art Basel, and planned to build an on-site, beachfront sales gallery. Fortune International Group will handle sales, according to the developer’s website. Kingston declined to provide pricing, but said it would be comparable on a per-square-foot basis to Eighty Seven Park, the Four Seasons Residences at the Surf Club and L’Atelier Residences.
Multiplan distanced itself from the collapse on Monday afternoon, directing any questions to Winmar Construction. It’s unclear at this time what the collapse means for the new project’s timeline.
The designer of the project is Miami-based Arquitectonica, which is behind some of South Florida’s most well- known luxury developments, including The Ritz-Carlton Residences, Sunny Isles Beach and Icon Brickell.
Plans for 5775 Collins include a beachfront pool, a lounge and a social area. The two largest penthouses would offer private terraces with pools.
Ina Cordle contributed reporting.
from The Real Deal Miami & Real Estate News News | & Curbed Miami - All https://therealdeal.com/miami/2018/07/23/heres-what-we-know-about-the-miami-beach-building-collapse-and-the-firms-involved/ via IFTTT
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