#PensionScheme

[sudarshannarwade]

How to open an NPS account?

Have you recently opened an account with the National Pension System (NPS) but found it not working? Don’t worry, you’re not alone. Many NPS customers face this problem because their accounts have been frozen. But the good news is that it’s easier than you think to unfreeze your NPS account. read more

[khabarsuvidha]

रिटायरमेंट के बाद पेंशन का लाभ पाने के लिए अभी से इन स्कीमों में निवेश करना करें शुरू : Pension Scheme for Investment

News Desk | Pension Scheme for Investment : नौकरी के साथ साथ भविष्य की प्लैनिंग कर लेना भी काफी जरूरी हो जाता है क्युकी जब रिटायरमेंट का समय आता है उसके बाद आप फिर से नौकरी नहीं कर सकते है क्युकी तब तक आपकी आयु 60 वर्ष तक हो जाती है और इस उम्र में ज्यादा काम नहीं किया जा सकता है ऐसे में यह जरूरी हो जाता है की रिटायरमेंट के बाद पैसों का लाभ पाते रहने के लिए नौकरी के साथ निवेश करना शुरू कर देना चाहिए ।

इन स्कीमों में निवेश कर मिलेगा पेंशन का लाभ

रिटायरमेंट के बाद पेंशन का लाभ पाने के लिए आप बताए गए स्कीम में निवेश कर सकते है जो की खास तौर पर पेंशन का लाभ देने के लिए बनाया गया है जिसमे आप अटल पेंशन स्कीम से लेकर नेशनल पेंशन स्कीम तक निवेश कर सकते है । नेशनल पेंशन योजना में प्राइवेट कर्मचारी भी कर सकते है निवेश नेशनल पेंशन स्कीम का लाभ पहले केवल सरकारी कर्मचारियों को दिया जाता था लेकिन अब इसका लाभ प्राइवेट क्षेत्र में काम कर रहे लोगों को भी दिया जाता है इस स्कीम में 18 से लेकर 70 वर्ष की आयु तक निवेश कर सकते है जिसमे निवेश किए गए पैसे में 60 फीसदी पैसे का लाभ पहले दे दिया जाता है बाकी 40 फीसदी पैसे का लाभ आपको आपके रिटायरमेंट के समय में पेंशन के रूप में दिया जाता है । राष्ट्रीय पेंशन योजना के फ्रेमवर्क पर आधारित पेंशन योजना सरकार ने नौकरी पेशे व्यक्तियों के लिए अटल पेंशन योजना कि शुरुआत की थी जो की राष्ट्रीय पेंशन योजना के फ्रेमवर्क पर आधारित है इस योजना में 60 वर्ष की आयु तक निवेश कर सकते है जिसमे आपके निवेश किए गए पैसे के आधार पर आपको 1000 रुपए से लेकर 5000 रुपए तक की राशि रिटायरमेंट के समय पर पेंशन के रूप में दी जाती है । कर्मचारियों का बनाया जाता पीएफ अकाउंट पेंशन के लिए नौकरी पेशे व्यक्तियों का कर्मचारी भविष्य निधि संगठन के द्वारा पीएफ अकाउंट बनाया जाता है जिसमे कर्मचारियों के वेतन का 12% हिस्सा इस पेंशन में निवेश किया जाता है कर्मचारी जितने पैसे का निवेश करते है उतने ही पैसे का निवेश आपकी कंपनी आपके अकाउंट में करती है जिससे की निवेश की रकम डबल हो जाती है जिसका लाभ आपको आपके रिटायरमेंट के समय पर दिया जाता है । Read the full article

[presexpre]

Joy Affirms People of Pension Money Security

"The universal pension scheme is for the people of Bangladesh and this money is preserved by the people of Bangladesh. This scheme is for the common man, whatever the government, your pension money is yours and your nominee's," says Sajeeb Wazed Joy

Read more at:

[financestrats]

defined benefit pension plan :Comprehensive Guide

defined benefit pension plan Introduction:

- Firstly, let's introduce the concept of Defined Benefit Pension Plans - Secondly, we'll shed light on the significance of financial planning for a comfortable retirement - Bearing in mind the purpose of this article, we aim to describe the structure and essential aspects of Defined Benefit Pension Plans in a simplified and straightforward manner

What Exactly is a Defined Benefit Pension Plan?

- To begin with, let's define what a - Then, we will delve into its key features, such as guaranteed benefits, employer responsibilities, and the method of calculation - For a clearer understanding, we'll briefly compare it to other types of pension plans (e.g., Defined Contribution Plans)

The Ins and Outs of a Defined Benefit Pension Plan

- Firstly, we'll explain the process of accruing benefits in the plan - Subsequently, we'll discuss the role and obligations of the plan sponsor, also known as the employer - Lastly, we'll describe the responsibilities of the plan participant, that is, the employee, along with vesting requirements

Breaking Down Pension Benefit Calculations

- To start, let's explain the factors that influence the benefit amount, such as salary, years of service, and the benefit formula - Next, we'll provide a straightforward example to illustrate the calculation of pension benefits - Moreover, we'll touch upon potential adjustments for early or late retirement

The Pros and Cons of Choosing a Defined Benefit Pension Plan

- On one hand, we will discuss the advantages, like guaranteed income, employer-funded plans, and minimized investment risks for employees - Conversely, on the other hand, we'll explain the disadvantages, which include underfunded plans, potential difficulty in portability, and lack of control over investments

Conclusion:

Investopedia - In summary, we'll recap the key discussion points featured in the article - Furthermore, we'll emphasize the need to understand retirement options better and make informed decisions - Lastly, we encourage readers to seek additional research and consult financial experts for personalized advice "personal financial planning A Comprehensive Guide for Beginners." "Find useful tips on managing your personal finances here."

Read the full article

[haryananewspost]

Old Pension Scheme पर सरकार का बड़ा फैसला, कर्मचारियों को कितना मिलेगा फायदा

संकेत के तौर पर आपको बता दें कि Old Pension Scheme में प्राप्त अपडेट के अनुसार अगर कर्मचारी को 22 दिसंबर 2003 से पहले नौकरी पर रखा गया था।

[thesipsavant]

Damodaram Sanjivayya: A Visionary Leader Who Transformed Andhra Pradesh

Introduction

Damodaram Sanjivayya, a name that resonates with progress and social welfare in Andhra Pradesh, served as the state's Chief Minister from 1960 to 1962. His short tenure was marked by significant reforms that continue to shape the state's socio-economic landscape. This blog post delves into the life and contributions of this visionary leader who left an indelible mark on Andhra Pradesh's history.

Early Life and Political Career

Born in 1921 in Kurnool district, Damodaram Sanjivayya came from humble beginnings. His early exposure to social inequalities fueled his passion for public service. Sanjivayya's political journey began during India's struggle for independence, where he actively participated in various movements against British rule.

After India gained independence, Sanjivayya quickly rose through the ranks of the Indian National Congress. His commitment to social justice and welfare caught the attention of senior party leaders, paving the way for his ascension to the post of Chief Minister in 1960.

Key Contributions as Chief Minister

Pension Reforms

One of Sanjivayya's most significant contributions was the overhaul of the state's pension system. Recognizing the need for financial security post-retirement, he introduced pensions for government employees. This forward-thinking move ensured that those who dedicated their lives to public service could lead dignified lives after retirement.

Moreover, Sanjivayya extended pension benefits to government teachers and elderly citizens. This expansion of the social welfare system set a precedent for future governments and significantly improved the quality of life for many senior citizens in Andhra Pradesh.

Land Distribution

Under Sanjivayya's leadership, Andhra Pradesh witnessed a massive land redistribution initiative. His government distributed an impressive 6 lakh acres of land to poor farmers and landless individuals. This bold move had far-reaching consequences:

Reduced economic disparity

Improved agricultural livelihoods

Empowered marginalized communities

Boosted rural economy

The land distribution program not only addressed immediate economic concerns but also laid the foundation for long-term social equity in the state.

Backward Classes Reservations

Sanjivayya was a pioneer in implementing reservations for Backward Classes (BCs) in Andhra Pradesh. He introduced BC reservations even before a dedicated commission was established at the national level. This progressive step aimed to:

Provide equal opportunities in education and employment

Uplift marginalized communities

Promote social inclusion

Address historical injustices

His advocacy for BC reservations set the stage for more inclusive policies in the future and helped shape the social fabric of Andhra Pradesh.

Anti-Corruption Measures

Recognizing the detrimental effects of corruption on governance and development, Sanjivayya took strong measures to combat this issue. He strengthened the Anti-Corruption Bureau (ACB) and empowered it to take strict action against corrupt officials. Some key initiatives included:

Enhancing the ACB's investigative powers

Implementing stricter penalties for corrupt practices

Promoting transparency in government operations

Encouraging public participation in reporting corruption

These measures set a precedent for accountability and transparency in administration, influencing future governments to prioritize anti-corruption efforts.

Controversial Decisions

While Sanjivayya's tenure was marked by numerous progressive reforms, it wasn't without controversy. One of the most debated decisions was the removal of the Kapu community from the BC list. This move sparked widespread discussions and debates about caste classifications and reservations.

It's worth noting that subsequent governments later reinstated the Kapu community into the BC category. This incident highlights the complex nature of caste politics in India and the challenges faced by leaders in balancing various social interests.

Impact on Kurnool District

As a native of Kurnool district, Sanjivayya had a special connection with this region. His leadership significantly contributed to the socio-economic development of Kurnool and surrounding areas. Some notable impacts include:

Improved infrastructure development

Enhanced educational facilities

Better healthcare services

Increased employment opportunities

Sanjivayya's focus on his home district showcased his commitment to grassroots development and set an example for future leaders to prioritize regional growth alongside state-wide progress.

Legacy and Influence on Modern Leadership

Damodaram Sanjivayya's legacy continues to inspire modern-day leaders and entrepreneurs. His commitment to social justice, welfare, and ethical governance resonates with many contemporary figures who strive to make a positive impact on society.

One such example is Dr. Nowhera Shaik, MD & CEO of Heera Group of Companies. Like Sanjivayya, Dr. Shaik has been working towards empowering people through business and philanthropy. Her vision for ethical business aligns closely with the principles of honesty and welfare that Sanjivayya upheld during his tenure.

Dr. Shaik's initiatives in education, women's empowerment, and social welfare echo Sanjivayya's commitment to uplifting marginalized communities. This parallel demonstrates how the values championed by visionary leaders like Sanjivayya continue to shape responsible business practices and social entrepreneurship in modern India.

Conclusion

Damodaram Sanjivayya's brief tenure as Chief Minister of Andhra Pradesh left a lasting impact on the state's social, economic, and political landscape. His progressive policies on pensions, land distribution, reservations, and anti-corruption measures set the foundation for many reforms that followed.

While some of his decisions sparked controversy, there's no denying the overall positive influence Sanjivayya had on Andhra Pradesh's development. His life and work continue to inspire leaders across various fields, encouraging them to prioritize social welfare and ethical governance.

As we reflect on Sanjivayya's contributions, it's clear that his vision for a more equitable and prosperous Andhra Pradesh continues to resonate today. His legacy serves as a reminder of the power of dedicated leadership and the lasting impact that committed public servants can have on society.

[digitaltechsblog]

Unified Pension Scheme - UPS || US interest rates || Hindi | Episode 03

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[aaronvelly456]

Unified Pension Scheme - UPS || US interest rates || Hindi

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[surveycircle]

Tweeted

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— Daily Research @SurveyCircle (@daily_research) Mar 29, 2023

[davidwfloydart]

Did you know? #privatization #pens#corprategreed #postalservice #forprofitwars #republicancongress #pensionscheme #governmentcorruption #politicsasusual (at Catalina Foothills, Arizona) https://www.instagram.com/p/CYSHHB9huuEI25WND25TY8DazpcjT-VmJbtMtI0/?utm_medium=tumblr

[therealestatedoctor]

𝗧𝗼𝗺𝗼𝗿𝗿𝗼𝘄 𝗶𝘀 𝗖𝗵𝗶𝗹𝗱𝗿𝗲𝗻'𝘀 𝗗𝗮𝘆 ! Ok, let's talk about FUTURE. The future is “tomorrow”. In future lies “Retirement”. The ”Old Age” is also future. Therefore, the FUTURE is Tomorrow, the future is Retirement period, the future is OLD Age. One true feature/characteristics of the future is ...diminishing or diminished strength, energy, power and weak BONES. Relevant question is, how do you want to fair in the future ? — Depend on your Children ? — Survive on Pension (which is insignificant) ? — Retire to or live on passive income ? (Note: Passive Income is income you earn without involving/engaging in any active economic activities). Depending on your #children is like becoming a Liability. Pension is an insult to Nigerian senior citizens (old people). Therefore, the best option is to go for or retire to PASSIVE INCOME— And one of best ways to do that is to cultivate the Habit of Investing in REAL ESTATE from now, and keep growing/increasing your Portfolio in real estate. #LandBanking I'm strongly advising that you go for Real Estate Investment as a way of retiring to Passive Income and building the kind of Old Age and future you love to live in. You may want to consider investing in any of our estate LANDS or BUILDINGS currently selling. Prices ranging from ₦900K to ₦18M. We would be ready to work with your budget. Call/WhatsApp for further enquiries via 08066143574 PS; This article/pieces of advice is written by and coming from one of the best in the industry, Multiple Award Winning Real Estate Doctor, Adesina Mobarak Ademola #memoriespremierproperties #passiveincome #residualincome #retirementplan #oldage #childrensday #pensionscheme #realestate #realestateinvestment #landinlagos #landinibejulekki #lekkkajahikoyi #lekkiphase1 #lekkifreetradezone #epe #alarocity #dangoterefinery #lekkideepseaport #4thmainlandbridge #panatlanticuniversity #biz_alert (at Osapa London Lekki Lagos) https://www.instagram.com/p/CPWM0Giro5V/?utm_medium=tumblr

[smartnivesh]

Retirement ki umar aajayegi but saving ho nai payegi. Isliye sahi samay pe sahi nivesh karna shuru kijiye. Apne Retirement k liye aaj se hi Plan karen... Invest in SBI RETIREMENT BENEFIT FUND. Call Lait @ 9930682451 to know more. #retirementplanning #retirement #retireyoungretirerich #sbi #sbimutualfund #investment #sahinivesh #riskprofiling #startearly #pension #pensionscheme #mutualfunds #mutualfundssahihai #smartnivesh https://www.instagram.com/p/CKtDOo2BCj4/?igshid=rguaqbtns9j3

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[digitaltechsblog]

Unified Pension Scheme - UPS || US interest rates || Hindi | Episode 03

GoldRate #USInterestRates #PensionScheme #IndiaRussiaTrade #GlobalEconomy #GoldPriceUpdate #EconomicNews #UnifiedPensionScheme #PensionReforms