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funemploymentin · 7 years

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Moving to California: One Month Update

Growing up, I never considered that I would one day live in California. To me, California was Hollywood, hard drugs, pool parties, tech, wineries, and weed farms. My perception has been based completely on what I have seen on Weeds, Californication, The O.C., and more recently Silicon Valley. So far, California seems to be all these things, and more. Here I share my first impressions based on one month living in California.

We landed in the small-ish city of San Mateo, so I have yet to experience the hard drugs and pool parties. S and I can walk to all essential places (i.e. coffee, groceries, and S’s office) from our flat. For everything else and venturing outside city limits, there is Uber or the occasional weekend rental. I suspect we will encounter the dirty needles and human feces littering the streets of SF when we finally make it to the city this weekend.

What I have noticed the most about where we live is that I am not the majority. There are students from abroad, immigrant professionals, and first generation Americans still closely connected to their roots, but not many white girls, especially from the Midwest. One exception, is my new gynecologist. She’s a proud UW-Madison alumna from a small town in Iowa. There is also Morgan who works at the car rental place, but I actually have no idea where she is from. But I notice more when someone is similar to me in this way because it feels rare. To give more context, S asked if I plan to wear a saree the next time we go to Ikea.

The cost of living is high enough to make almost anyone cringe. We knew this coming in. I used to think people were mad when they commented online that HelloFresh, Plated, GreenChef, etc. were saving them money compared to ordering-in. Now I know where those people live. Rental prices for apartments in our area have increased by $500 per month since we moved into our flat just a couple weeks ago. We will think of the obnoxious boiler room noise below us as white noise because we cannot afford to go anywhere anytime soon.

What amazes me is that there are normal people here, working normal jobs. I have absolutely no idea how anyone affords to be here long term. People with regular jobs in retail, service, banking, etc. must have lengthy commutes and extremely tight budgets. It isn’t even a dichotomy because the average worker in the tech industry isn’t living large. I know from experience that the Goodwill stores are picked through and items in the “free” section on Craigslist go fast.

We won’t be parents or homebuyers anytime soon, so what I am most excited about is spending time outdoors. We took a drive on Highway One and saw the Pacific for the first time. It’s sunny here and we’re going to enjoy the moderate weather. S is excited and energized by his job, but he still makes it home by 5:30 most days. We aren't very social people, but he is ready for our quiet fun on weekends. I wish this kind of passion and balance with work for everyone, including myself.

On Monday, the ER doctor reminded us that we are still very much newly weds. (S sliced his hand open in the kitchen.) My point is that as we are figuring out a new city/state/country, we are also navigating how to be married. I didn’t notice much difference in our relationship after our court marriage. However, something about moving across the world and trying to plan weddings remotely makes the waters a little rougher. It is not smooth sailing, people!

What I miss the most no matter where I am is the people. I went out to breakfast with my mom and sister the other day via Facetime. (The waitress kept glaring at me, so I didn't tip her for my coffee.) I chat with my cousin on WhatsApp while she is on a bus in Southern Mexico, I video call on Signal with my in-laws, and I keep in touch with my closest gal pals on Hangouts. It would be better to spend time in person, but you can't be with everyone you love all the time. We will be positive about having people in so many places because it means more cities we must visit.

I know from experience that it will take time to build a life here. I’ve started by applying for communications and EA roles for the obvious financial benefits but also to facilitate making friends. It will take networking and effort to land the right role. We will figure out the best restaurants to order from and the best dishes in our city. (There is a 4.5 star Indian restaurant with 900 reviews on Yelp, but the chicken tikka masala is too sweet for S. It’s obviously no Khaaja Chowk.) We will eventually agree on and purchase a car to stop paying $15 to go three miles via Uber. And, our wedding will be fun no matter what we spend because life is what you make it. So, we’re minutes from Silicon Valley and all their apps and websites are only solving some of our issues. We're having fun and making it work anyways.

Photo Credit: S

#silicon valley #bay area #sf #san mateo #california #moving #newlyweds

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princessweddingdressesbyalf-blog · 4 years

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Princess Wedding Colors

Wedding Venues In California - Islands

Table of ContentsWedding Venues & Hotels - Sonomacounty.com4 Wedding Venues Near San Francisco - Bay Area Wedding ...Wedding Venues In San Diego - Aall In Limo & Party BusMost Beautiful Wedding Venue In Every State - PurewowAmerica's Best Wedding Venues - BridesWedding Venues San Diego - The Us Grant, A Luxury ...Wedding Venues - Greenbrier Valley

Your visitors will certainly be welcomed to take a gondola trip up Aspen Hill to an elevation of 11,212 feet, where they will certainly reach your ceremony at The Wedding Deck or nearby Aspen Mountain Club. Impressive views of the renowned Maroon Bells and also the Rocky Mountains will certainly frame the special memories developed on your wedding.

Dazzling 360-degree sights turn from the Channel Islands past Santa Barbara to rambling canyons under ancient canopies of Eucalyptus. Fragrant Magnolia as well as orange blooms perfume the landscape for a wedding event experience like nothing else. Santa Barbara, CA The Cattle Ranch at Rock Creek Miles of river, woodland, valley, as well as view offer virtually unlimited opportunities for picture-perfect and also awesome ceremonies, intimate breakfasts, and cheery receptions.

Here, you can joined at the Historical Barn, or state "I do" in the middle of the wild blossoms and also Huge Sky background. Philipsburg, MT Glenmere Estate Set on 150 acres of lavish landscape, Glenmere Manor transports you to Europeonly 50 miles far from New york city City. The 5-star hotel enables for buy-outs, so the building can become your own for the weekend.

Wedding Venues In California - Islands

Chester, NY Malibu Rocky Oaks Estate Vineyards This premier winery venue boasts breathtaking sights of the Santa Monica Mountains and rolling hills of California for a sky-high experience like no various other. Pro pointer: the estate advises scheduling dates from April to November for the very best climate and also greenest vines. Malibu, CA AMAN Venice Embed in one of the city's 8 splendid significant palazzos on the Grand Canal, AMAN Venice personifies all that is outstanding as well as sensual regarding La Serenissima (Northern Italy).

Wedding Venues & Hotels - Sonomacounty.com

Venice, Italy Daughters of the American Transformation Hall This preferable location simply blocks from the White Home includes glorious sights of the Washington Monument. Crystal chandeliers, antique furnishings, as well as extravagant Beaux-Arts style are just a few of the factors we love this historic space, whose indoor/outdoor options are both elegant as well as picturesque.

Pippin Hillside Ranch & Vineyards Sweeping views of rolling hills and vineyards coupled with a culinary experience like no other is all you need for a successful celebrationand Pippin Hill has you covered on all accounts. What's even more, the residential or commercial property is possessed and operated by Easton Concierge Group, co-founded by one of FAIR New bride's Leading Wedding Planners in the World, Lynn Easton of Easton Events.

Wedding Venues – Visit Mendocino County

The Best Virginia Wedding Venues For Washingtonian Couples

It walks an equilibrium in between English beauty and also playfully surrealfor some, Aynhoe Park is a diverse playground of the imagination; for others, it's a research study in refinement. For all, nevertheless, it is a retreat from the foreseeable and also a remedy to the everyday. See just how this couple wed at Anyhoe Park and merged the English countryside with Burning Man motivation to fit their style.

Decide for an intimate ceremony in the church surrounded by frescoes, or capitalize on one of the bigger locations on home (for up to 500 visitors). Enjoy supper outside in the gardens or indoors at the Conventino, an ancient church inside the residential or commercial property turned right into a great hall. Florence, Italy Haiku Mill A stunning residential property situated on Maui's north shore, off the well-known Roadway to Hana, you'll discover Old World Europe meets natural Hawaiian splendor at Haiku Mill.

Maui, Hawaii Ritz Paris Paris, while referred to as The City of Light, is also indisputably the city of love and also love. And the Ritz Paris is a jewel bryllup københavn box in the center of everything, with its sweeping views of the Place Vendme. With stunning ballrooms, magnificently appointed suites, and also some of the most quintessentially Parisian information in shop, it's not surprising that fashion bride-to-bes across the world dream of wedding inside its walls as well as in it's private courtyard.

Eight Historic Massachusetts Wedding Venues For ... - Boston

If you can not make a decision whether a luxurious ballroom function, a countryside ceremony, or a '20's glam after event feeling is ideal for you, this venue might house them alland more. Asheville, NC Plants Farms This farm-to-table place and dining establishment is a Cabo fan-favoriteand forever reason. With numerous private outdoor locations for events, like a Mango Grove with a block barn, a natural herb yard amphitheater, a beautiful potting shed, restaurant, and much more, the variety of guests and time of year assistance determine which location is finest fit for you.

San Jos del Cabo, Mexico Atlanta Background Center Assume Gone with the Wind at this historic residence in the heart of Georgia. With gorgeous design and yards, think about the magnificent lawns at the Swan Residence Mansion or the rustic appeal of the Smith Family Farm as well as McElreath Hall for your wedding celebration settingeither method you'll enjoy its Southern design.

Providing an one-of-a-kind setup for any kind of size event (huge or little), the dramatic clocktower is elegant, open, and also airy. And when you aren't eating in one of the city's ideal known buildings, your visitors can enjoy all the restaurants, activities, and also websites SF needs to provide. San Francisco, CA French's Point Make your wedding event event really feel like a trip, a get-together, and a wedding celebration all-in-one at French's Pointa stunning 14-acre venue on the coastline of Maine.

The Best Virginia Wedding Venues For Washingtonian Couples

Beautiful Wedding & Event Venues Nationwide - Wedgewood ...

Stockton Springs, ME The Frick Collection Evoking the glamour of Gilded Age New York City, The Frick Collection is a globally recognized museum and research study facility understood for its distinguished Dutch Master paintings and also superior instances of European sculpture and attractive arts. While numerous New york city City places of this caliber feel grand, large, and also better for a large guest checklist, this special space supplies a classy yet intimate feeling for any kind of ceremony, reception, mixer, or welcome supper.

New York, NY, UNITED STATES Domaine de Andols Exuding pure deluxe in one-of-a-kind ways, Domaine de Andols features distinct, contemporary vacation homes for you and your visitors as well as a marvelous centenary tree changed right into dining establishment at the end of the Domaine. Serving fresh and neighborhood items at this put on hold tree leading balcony, the view of the Domaine as well as the scent of the lavender areas are just a number of the reasons you'll never desire to leave.

Saint-Saturnin-ls-Apt, France Taj Lake Palace Holding previous clients such as Jacqueline Kennedy as well as Queen Elizabeth, this regal and also absolutely charming royal residence in Udaipur is 2nd to none. The hotel's striking white marble exterior with views of Udaipur, the Aravalli hills, and also temples all over work as the ultimate background for an intimate wedding celebration in India.

Wedding Venues - Receptions - Cedarparkfun - Cedar Park

Pro Idea: Here, you'll likely need to reserve a specific number of areas for as much as 60 guests, so make sure to verify your matter. Udaipur, India 4 Seasons Lanai Panoramic sights of the Pacific and an authentic Polynesian cultural flair meet the supreme in solution, ease, as well as quality at the 4 Seasons Lanai.

Lanai City, Hawaii The White Elephant A New England location with a preppy style, the White Elephant harbor side inn hosts wedding events on its well-manicured yard. For those looking to throw an especially lush event, the whole resort (with area for 300 guests) is readily available for rent. Functions follow on the terrace forgeting the beachfront, with adequate oysters and alcoholic drinks to please even the pickiest of visitors.

The location comes total with a range of options, both inside your home and also out, like the elegant Chandelier Ballroom, which houses 8 bespoke Baccarat crystal chandeliers, and also the 8,000-square-foot Wonderful Grass, with boundless ocean views. Montecito, CA Cedar Lakes Estate This is where you should head if "down-to-earth," "rustic," "nature-lover," or "modern bohemian" ideal explains you or your aesthetic.

Wedding Venues - Weddings In Houston

From a treehouse to lakeside event, this home satisfaction itself on just reserving a choose varieties of weddings annually to concentrate on making each of them one-of-a-kind, unique, and also well-executed. Greenville, NY Nizuc Hotel & Medical Spa Simply outside Cancnand just ten mins from the airportlies heaven, serenity, as well as absolutely nothing close to the springtime break vibes you're utilized to in this part of the nation.

Keep in a modern skyscraper with your very own personal plunge swimming pool, or go with a relaxing yard rental property in the mangroves. Boasting two exclusive coastlines, a luxurious health spa by ESPA, 6 premium dining establishments, and sumptuous lodgings, Nizuc is suitable for wedding events both large and also little. Area: Cancun, Mexico Amangiri Amangiri, which implies 'calm hill', lies in Southern Utah and also is a minimal's dream.

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princessweddingdresssweetheartne · 4 years

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Princess Wedding Entrance

Abbey's List Of 2020's Top San Diego Wedding Venues

Table of ContentsBest Wedding Venues & Destinations In The Caribbean ...The Best Wedding Venue In Every State - InsiderThe Best Virginia Wedding Venues For Washingtonian Couples34 Affordable San Diego Wedding Venues Under ,500 ...San Diego Wedding Venues: Voted Best Venue For 2020Destination Wedding Locations Right Here In The U.s. - Martha ...Wedding Locations - Eau Claire - Volume One Magazine

Your visitors will certainly be welcomed to take a gondola flight up Aspen Hill to an elevation of 11,212 feet, where they will reach your event at The Wedding celebration Deck or nearby Aspen Mountain Club. Spectacular views of the well known Maroon Bells and the Rocky Hills will frame the special memories created on your big day.

Stunning 360-degree views turn from the Channel Islands past Santa Barbara to rambling canyons under old canopies of Eucalyptus. Aromatic Magnolia as well as orange blossoms fragrance the landscape for a wedding celebration experience like no other. Santa Barbara, CA The Ranch at Rock Creek Miles of river, woodland, valley, and also view provide nearly unlimited chances for picture-perfect and also breathtaking events, intimate breakfasts, and festive functions.

Below, you can joined at the Historic Barn, or say "I do" in the middle of the wild flowers as well as Huge Sky background. Philipsburg, MT Glenmere Estate Set on 150 acres of rich landscape, Glenmere Manor moves you to Europeonly 50 miles far from New York City. The 5-star hotel enables for buy-outs, so the home could become your own for the weekend.

Georgia Wedding Venues - Lanier Islands - Weddings In ...

Chester, NY Malibu Rocky Oaks Estate Vineyards This top-rated vineyard location boasts breathtaking sights of the Santa Monica Hills and rolling hills of The golden state for an overpriced experience like nothing else. Pro tip: the estate recommends scheduling dates from April to November for the very best climate as well as greenest creeping plants. Malibu, CA AMAN Venice Embed in among the city's eight splendid significant palazzos on the Grand Canal, AMAN Venice personifies all that is excellent as well as sensuous about La Serenissima (Northern Italy).

Wedding Venues - City Of Los Angeles Department Of ...

Venice, Italy Children of the American Transformation Hall This desirable place just obstructs from the White Residence features glorious sights of the Washington Monument. Crystal chandeliers, antique furnishings, as well as extravagant Beaux-Arts architecture are just a few of the reasons we love this historic room, whose indoor/outdoor choices are both sophisticated and picturesque.

Pippin Hill Farm & Vineyards Sweeping views of rolling hills as well as vineyards matched with a cooking experience like nothing else is all you require for an effective celebrationand Pippin Hill has you covered on all accounts. What's more, the property is possessed as well as operated by Easton Doorperson Group, co-founded by one of FAIR New bride's Leading Wedding celebration Organizers on the planet, Lynn Easton of Easton Occasions.

America's Best Wedding Venues - Brides

The Top 20 Wedding Venues In Nashville - Southern Living

It steps an equilibrium in between English style and also playfully surrealfor some, Aynhoe Park is an eclectic play ground of the creativity; for others, it's a research in improvement. For all, nonetheless, it is an escape from the foreseeable and a remedy to the everyday. See how this couple wed at Anyhoe Park and combined the English countryside with Burning Male inspiration to fit their design.

Choose for an intimate event in the church bordered by frescoes, or capitalize on among the larger locations on residential or commercial property (for up to 500 visitors). Take pleasure in dinner outside in the gardens or inside your home at the Conventino, an ancient church inside the residential or commercial property became a great hall. Florence, Italy Haiku Mill A spectacular residential or commercial property situated on Maui's north shore, off the famous Roadway to Hana, you'll locate Vintage Europe satisfies natural Hawaiian splendor at Haiku Mill.

Maui, Hawaii Ritz Paris Paris, while referred to as The City of Light, is also undoubtedly the city of love and also love. And the Ritz Paris is a gem box in the center of all of it, with its sweeping sights of the Location Vendme. With sensational ballrooms, perfectly appointed suites, and also several of the most quintessentially Parisian details in shop, it's not surprising that fashion new brides around the world desire for wedding celebration inside its wall surfaces and in it's personal courtyard.

Wedding Venues - Telluride - Telluride Ski Resort

If you can't make a decision whether an extravagant ballroom reception, a countryside ceremony, or a '20's glam after event feeling is best for you, this location might house them alland extra. Asheville, NC Flora Farms This farm-to-table place as well as dining establishment is a Cabo fan-favoriteand for great reason. With numerous private outdoor locations for occasions, like a Mango Grove with a brick barn, an herb garden amphitheater, a gorgeous potting shed, dining establishment, and more, the number of visitors and also time of year aid identify which area is ideal suited for you.

San Jos del Cabo, Mexico Atlanta History Center Assume Selected the Wind at this historic house in the heart of Georgia. With stunning style and yards, consider the stunning lawns at the Swan Home Manor or the rustic appeal of the Smith Family Members Farm and McElreath Hall for your wedding event settingeither means you'll like its Southern style.

Providing a special setting for any kind of size event (big or tiny), the dramatic clocktower is stylish, open, and also airy. And when you aren't dining in one of the city's ideal known structures, your guests can delight in all the restaurants, tasks, and websites SF has to provide. San Francisco, CA French's Factor Make your wedding event celebration feel like a getaway, a reunion, as well as a wedding celebration all-in-one at French's Pointa stunning 14-acre venue on the coast of Maine.

Seven Oh-so-charming Historical Wedding Venues ... - Boston

Wedding Venues In San Diego - Dream Beach Wedding

Stockton Springs, ME The Frick Collection Stimulating the glamour of Gilded Age New York, The Frick Collection is a worldwide acknowledged museum and also proving ground understood for its recognized Dutch Master paintings and also outstanding examples of European sculpture as well as attractive arts. While numerous New York City venues of this caliber feel grand, extensive, and better for a huge guest checklist, this one-of-a-kind area provides a sophisticated yet intimate feeling for any ceremony, reception, alcoholic drink celebration, or welcome dinner.

New York City, NY, USA Domaine de Andols Exuding pure luxury in unique ways, Domaine de Andols features distinct, contemporary rental properties for you and also your visitors and also an impressive centenary tree changed right into dining establishment at the end of the Domaine. Serving fresh and also regional items at this put on hold tree top terrace, the view of the Domaine as well as the odor of the lavender fields are simply a pair of the factors you'll never ever wish to leave.

Saint-Saturnin-ls-Apt, France Taj Lake Royal residence Organizing previous clientele such as Jacqueline Kennedy as well as Queen Elizabeth, this regal as well as entirely romantic royal residence in Udaipur is incomparable. The resort's striking white marble exterior with views of Udaipur, the Aravalli mountains, and temples all around work as the best background for an intimate wedding event in India.

18 Affordable San Diego Wedding Venues - See Prices

Pro Suggestion: Below, you'll likely need to schedule a certain bryllup københavn number of spaces for approximately 60 visitors, so make sure to confirm your matter. Udaipur, India Four Seasons Lanai Scenic sights of the Pacific and a genuine Polynesian social panache satisfy the utmost in solution, comfort, and quality at the 4 Seasons Lanai.

Lanai City, Hawaii The White Elephant A New England venue with a preppy panache, the White Elephant harbor side inn hosts weddings on its well-manicured yard. For those looking to toss a specifically extravagant event, the whole hotel (with space for 300 guests) is offered for rent. Functions follow on the balcony overlooking the waterside, with adequate oysters as well as alcoholic drinks to please even the pickiest of guests.

The venue comes full with a variety of alternatives, both indoors as well as out, like the classy Chandelier Ballroom, which houses eight bespoke Baccarat crystal light fixtures, and also the 8,000-square-foot Excellent Lawn, with unlimited sea sights. Montecito, CA Cedar Lakes Estate This is where you ought to head if "down to Planet," "rustic," "nature-lover," or "modern bohemian" ideal explains you or your aesthetic.

Wedding Venues In San Diego - Aall In Limo & Party Bus

From a treehouse to lakeside event, this residential property satisfaction itself on only scheduling a pick numbers of wedding celebrations annually to focus on making each of them distinct, unique, and well-executed. Greenville, NY Nizuc Resort & Health Club Simply outside Cancnand just ten minutes from the airportlies heaven, peacefulness, and also absolutely nothing near to the spring break vibes you're made use of to in this part of the nation.

Stay in a modern skyscraper with your very own personal plunge swimming pool, or choose a relaxing yard suite in the mangroves. Boasting two exclusive coastlines, an extravagant day spa by ESPA, 6 premium dining establishments, and sumptuous accommodations, Nizuc is perfect for weddings both large and tiny. Place: Cancun, Mexico Amangiri Amangiri, which indicates 'serene hill', lies in Southern Utah and also is a minimalist's dream.

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ronaldmrashid · 6 years

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Is It Worth Having A High Deductible Health Plan To Be Eligible For A Health Savings Account?

Everywhere I go, I hear the benefits of the Health Savings Account, or HSA for short. People say it’s one of the best ways to save for retirement and pay for inevitable medical expenses given the tax benefits.

Not wanting to miss out on an obvious financial benefit, I did what most lazy husbands do and asked my wife about it. She is, after all, the CFO and COO of our online business. As such, she is also in charge of our healthcare plan.

She told me we aren’t eligible for Health Savings Accounts because we don’t have a High Deductible Health Plan. Hmrph. Well that doesn’t seem right. Based on what I heard, everybody is eligible, otherwise, that would be discrimination!

But then I realized the government consistently discriminates against some of us all the time. For example, if you make over a certain income threshold, you cannot contribute to a traditional IRA or Roth IRA. What’s up with that? We should all be allowed to save for our financial future.

In the past, if you made over $75,000 as a single filer or $110,000 as a joint filer, you couldn’t receive a child tax credit. Children are already expensive and stressful enough. Why was the government incentivizing lower-income households to have more children and disincentivizing higher income households to have fewer children?

Maybe they were looking to increase the divorce rate due to powerful lobbyists in the legal community.

Luckily, the child tax credit income threshold is now a more reasonable and logical $200,000 for single filers and $400,000 for joint filers. Why the government thought 1+1=1.5 in the past made no sense. Same thing with the marriage penalty tax that has since been abolished with the passage of the Tax Cut And Jobs Act.

Things To Know About The HSA Plan

People who say the Health Savings Plan is the best thing ever and is available to everyone really need to stop being so insensitive. There are real people out there who do not qualify, whether by choice or by circumstance.

In order to qualify for an HSA, you must be covered by a High Deductible Health Plan (HDHP). An HDHP generally costs less than what traditional healthcare coverage costs, so the money that you save on insurance, can therefore, be put into the Health Savings Account.

To qualify to contribute to an HSA in 2019, you must have a health insurance policy with a deductible of at least $1,350 for single coverage or $2,700 for family coverage. Some feel uncomfortable paying such a high deductible each year.

If you happen to have a rockstar Gold or Platinum healthcare plan with a lower deductible or no deductible, you are not eligible.

If you are eligible you can contribute up to $3,500 pre-tax to an HSA if you have single coverage or up to $7,000 pre-tax for family coverage in 2019. If you’re 55 or older anytime in 2019, you’ll continue to be able to contribute an extra $1,000.

HSA funds can pay for any “qualified medical expense,” even if the expense is not covered by your HDHP. If the money from the HSA is used for qualified medical expenses, including dental and vision, then the money spent is tax-free.

If the money is used for other than qualified medical expenses, the expenditure will be taxed and, for individuals who are not disabled or over age 65, subject to a 10% tax penalty.

The unused balance in a Health Savings Account automatically rolls over year after year. You won’t lose your money if you don’t spend it within the year. Further, the money in your HSA can be invested and earn compound gains tax-free.

When Is It Worth Getting A High Deductible Health Plan?

Healthcare might be the biggest ripoff in America. Most people get little-to-no medical usage while still having to pay on average $20,000 a year in healthcare premiums.

The reason why there isn’t a bigger uproar is because most of an employee’s healthcare costs are subsidized by the employer. The same goes for paying higher taxes.

Once you become a business owner, you feel the pain of paying all the various taxes much more acutely. Therefore, you tend to stop voting incessantly to raise more taxes to pay for more wasteful government spending.

The only reasons I can think of for people to get a High Deductible Health Plan are:

You’re healthy and rarely get sick or injured. Folks in their 20s and 30s may be prime targets.

You can afford to pay your deductible without having to go into debt.

You have enough money to fund an HSA each month.

You don’t have little ones or sick dependents.

You want another financial way to support your retirement.

The conundrum is, if you are getting an HDHP because you can’t comfortably afford higher monthly premiums, how is it then possible for you to make significant contributions to an HSA each month?

Such logic seems contradictory.

Who Should Get A Low Or No-Deductible Health Plan

In general, low-deductible or no-deductible plans have higher premiums. Despite the higher premiums, however, it makes healthcare expenses easier to estimate.

A low- or no-deductible plan might be right for you if:

You are pregnant, planning to become pregnant, or have small children.

You have a chronic condition or need to see a doctor frequently.

You’re considering or anticipating a big surgery.

You take several expensive prescription medications.

You or your children like to partake in high-risk activities such as mountain climbing, scuba diving, sky diving, skiing/snowboarding, and the like.

Before our son was born we decided to get a no-deductible Platinum healthcare plan. The cost of giving birth sometimes runs in the tens of thousands of dollars. Further, we were unsure about our baby’s health. You really don’t know how healthy your little one will be until s/he is around 10 years old or so.

With a no-deductible healthcare plan, we made our healthcare costs predictable so we could focus our time being first-time parents. Focus is one of the main reasons why we sold our SF rental house right after he was born as well.

Health Insurance Horror Stories

Some insurance companies always seem to find a way not to pay out a claim, despite years of receiving premiums. I’ve heard so many stories about patients getting screwed by the insurance company or their health provider because of a low-quality health plan or some type of mix up.

Here are some headlines from Vox, which has done a great job uncovering individual health insurance horror stories here in SF.

A $20,243 Bike Crash: Zuckerberg Hospital’s Aggressive Tactics Leave Patients With Big Bills

Hit by a city bus — and hit with a $27,660 city hospital bill

She tried to go to an in-network emergency room. She ended up with a $28,254 bill anyway.

As new parents, we don’t have time to deal with this BS, nor did we want to risk the potential extra stress of dealing with difficult insurance providers or health providers.

I have friends who are doctors and they tell me straight up the worst part about their job is dealing with insurance companies.

A couple of doctors have admitted to me that if their patient has a “more difficult” health insurance plan, they are more reluctant to return calls or e-mails or fit them into their schedules.

Doctors, too, are economically motivated, particularly given the amount of education required to become a doctor. If they can join a healthcare network whose patients have higher quality health plans, they will.

And yes, one would hope that just because one has a high deductible doesn’t mean once the deductible is reached, the quality of care is any less. But some people just aren’t willing to take that chance.

Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.

Income Threshold Consideration For A Health Plan

In terms of deciding what type of healthcare plan to get based on income, I think a good rule of thumb is to go with the high deductible health plan if you earn less than $100,000 a year and are relatively healthy.

Once you earn over $100,000 a year or $200,000 as a couple, you might as well pay up for the highest quality health plan possible. Again, having young children is a big X factor in terms of how much healthcare your family will need.

You may initially feel like you’re missing out on the HSA party, but you won’t feel bad for long because your income is high enough to where you can comfortably max out your 401(k) and still save additional after-tax money for retirement.

Further, you might receive more healthcare benefits because you will be more inclined to proactively seek medical treatment since your costs are more fixed.

The next time you hear someone say an HSA is the best retirement savings vehicle on Earth, you now know what they’re sacrificing. When it comes to healthcare, it’s not worth messing around if you can afford the best. It’s not just the better care you might receive, there’s also less red tape.

Note: There is a poll embedded within this post, please visit the site to participate in this post's poll.

Why I Never Contributed To A Roth IRA But Why You Probably Should

The Health Affordability Ratio For Financial Freedom

The post Is It Worth Having A High Deductible Health Plan To Be Eligible For A Health Savings Account? appeared first on Financial Samurai.

from https://www.financialsamurai.com/is-it-worth-having-a-high-deductible-health-plan-to-be-eligible-for-a-health-savings-account/

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nationwidecarservice · 5 years

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How to Make a San Francisco Party Bus Rental the Talk of the Wedding

Most people, when they think about weddings, envision the bride and groom as the center of focus. They should be. However, even though family and friends will be talking about how beautiful the bride looked, how handsome the groom was, how their vows were wonderful, and the experience was great from start to finish, there is a way to make it even more memorable that comes in the form of a Party…

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#Affordable Charter Bus Rental #Affordable Charter Bus Rentals #Bus Rental San Francisco #Charter Bus In San Francisco CA #Charter Bus Rentals #Party Bus SF #San Francisco Charter Bus #San Francisco party bus #San Francisco Party Bus Rental #San Francisco Party Bus Rentals #San Francisco Party Buses #San Francisco Tour Bus

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shandragdotson · 7 years

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What Does Early Retirement Feel Like? The Positives And Negatives Of Not Working For A Living

Financial independence and retirement are used interchangeably, but there are some subtle differences. Financial independence is usually applicable to people across their entire lifespan. Those who cashed out $5 million dollars worth of Facebook stock at the age of 30 are financially independent just like those who saved $5 million in their retirement funds by the age of 65.

Retirement, on the other hand, is a term often used to describe someone in the last quarter of their lives e.g. ages 65 and up. This is why some folks get so hot and bothered if you aren’t in the upper ages but say you are retired. They don’t think you deserve retirement because you’re not old enough! If you don’t want unwanted attention as an early retiree, just say you are unemployed, on sabbatical, or an entrepreneur.

The reality is all of us would rather be financially independent earlier, so we have more time to enjoy our wealth. When the director of admissions at UC Berkeley asked why I was applying so early (25), I told her it was because I knew what I wanted to do and felt it best to leverage an MBA degree sooner, for a longer period of time. Little did I know I’d be done 10 years later.

Although I’m no longer considered an early retiree due to the endless hours it takes being a full-time dad and maintaining this website, I did have at least one year of early retirement life after 2012 where I was completely carefree. For those curious about what early retirement feels like, I’m going to highlight all the positives and negatives I can think of since leaving the workforce in 2012.

The Positives Of Early Retirement

* No longer having to commute in traffic feels like heaven. It’s funny that not riding the bus was the first positive that came to mind as opposed to workplace politics, stress, or more common answers. I used to leave the house around 7:20am every morning to catch the 7:23am bus around the corner. Despite my punctuality, the bus would either not arrive on time or be so full of people I’d have to walk another 5 blocks just to get on. Now when I see folks crammed in buses I can’t help but smile.

* Running errands is easy. I do all my errands around 10:45am or 2:30pm, because that is when most people are still at work. There’s no traffic or lines at the store during these hours and I’m much more efficient in getting things done. I continue to wonder why everybody wants to come to work at 8am and leave at 5pm. It took me 1.5 hours to drive 20 miles to pick up my parents at Oakland Airport due to traffic the other month. It only takes 35 minutes during off peak hours. Come into work earlier and leave a little earlier. Your stress level will go way down.

* Lots of free entertainment. There is an incredible amount of free entertainment during the week. Part of it is because organizations want to show their community support and free access on weekdays provides the lowest amount of damage to their bottom lines. Museums that cost $15-$20 to enter are usually free at least once a month. There are also free cooking classes by Williams Sonoma, free interior design parties by AirBnb, free rock climbing lessons by REI, and so on. There are always free music festivals at various public parks as well here in SF.

* You learn to become more self-sufficient. When I was busy working, I didn’t have time to figure out how to fix the leaky toilet. I would call the plumber and pay him $150-$250 at a time. Nowadays, I simply search on YouTube for a home maintenance tutorial and voila! Call me handyman Sam. If I can’t fix something I’ll chat up the local hardware store attendee and see if he can tell me what’s wrong. Having a smartphone to videotape the issues helps tremendously. Learning how to do things myself has also saved me a lot of time and money on rental property maintenance.

* Better nightlife. Because I used to start work by 7:30am every morning for the past 10 years, I was tired by 10pm. I just wanted to stay in and watch some TV after work. Now I’m always down to go out for dinner or drinks with friends during the weekdays. I’ve attended multiple events that last until 11pm and am ecstatic to not have to go to work the next day.

* Better friendships. I spend more time cultivating my offline relationships now that I don’t work. Those thin relationships one has on Facebook become stronger as you actually send them personal messages to see what’s up and hang out. The more you go out, the more friends you’ll meet. This is especially helpful for single folks. Social integration is vital for happiness.

* Better family relationships. I spend much more time speaking to and visiting my family now that I have more time. Spending more time with family is probably the most rewarding part about retirement. The younger you are, the more you appreciate it because you likely have more family still around. While I was working, literally months would go by where I didn’t interact with my parents because I was too busy.

* More comprehensive posts. Good posts can take a long time to write. But with so much more time now, I can afford to write meatier content that can help more folks. Meatier content also tends to do better in the search engines, bringing in more traffic, and more revenue. In the past, I’d write 750 word posts. Now I’m able to spend more time researching to produce posts that are double in length on average.

* More purpose in life. Most people I know don’t believe their purpose in life is to do whatever they do at their jobs. Plenty of folks start getting depressed when they talk about spending all their time at a job that doesn’t really make a positive impact. They see a job as a stepping stone for something greater and can’t wait to get out. Once you no longer have to work for a living, you hone in on exactly what you want to do that provides meaning.

* In better shape. Without having to sit in a chair for hours at a time, you’ll naturally burn more calories being more active. At 5’10”, I used to struggle maintaining a weight of ~165 lbs, now it requires less effort because I now play tennis, bike, walk, or hike at least three times a week compared to just once or twice a week while working. Being in better shape feels great. It might even extend your life, who knows!

* You can always keep busy. One of the biggest fears working people have before retirement is figuring out what they are going to do with all their free time. I worried how I was going to go from working 70 hours a week to just writing for 20 hours a week and playing sports in the afternoon. If you have a hobby you are passionate about, you don’t have to worry about not being able to fill the void in retirement. There is an endless amount of things to do.

* No fear of getting fired. No employee is ever safe in this hyper competitive world. You could be a star performer, but if your new boss hates you for whatever reason, you’re done. I used to worry about whether I’d be called into the HR’s office due to a recession, underperformance, complaint, error on my expense report, etc. Now there is no worry.

* A more positive disposition. Do you know that smile you get after carving down a black diamond or riding a jet ski over some waves? You will catch yourself smiling without even knowing because people will randomly smile back at you because you’re smiling at them. Smiling when you don’t even know it is probably the #1 outward signal for true happiness.

* The ability to be present with your kids. Our baby boy is the most precious thing in the world and has crystalized the value of early retirement. Before our son was born, it was nice to travel, sleep in, play sports, and write. But now, I’m excited each morning to give my son a hug and play with him for hours. Every day we thank our lucky stars that we get to spend the critical first five years of his life raising him before kindergarten. They grow up so fast!

The Negatives Of Early Retirement

* Become more impatient with delays and waste. Traffic and long lunch lines used to annoy me, but now they really annoy me because I hardly ever experience them anymore. I get annoyed with myself for going anywhere during peak rush hour. I really try not to meet anybody if I have to commute during the hours of 7am-10am and 4pm-7pm. I have to remind myself when it’s bumper to bumper thank goodness I no longer have to deal with such jams on a regular basis.

* Gets lonely sometimes. While your friends and acquaintances are busy working, you’re sometimes busy doing nothing. If you don’t have a partner or family, then you might end up having breakfast, lunch, and dinner alone. I’ve built a small network of work-from-home, unemployed, or work at night friends to play tennis and hang out with. I’m trying to meet more people through a softball meetup that I’ve joined, but I haven’t met anybody I’d like to hang out with so far. It’s easy to feel disconnected if you’re always working from home.

* Easy to get lazy. Before my son was born, I found myself taking hour long naps after lunch, watching too much sports on TV, and chilling in the hot tub for hours. It takes a lot more discipline once you’ve retired to push yourself to do something meaningful because nobody is telling you what to do.

* Potentially less money. This one is obvious, but maybe not. You only voluntarily retire and stay retired if you have enough money to support your desired lifestyle. It’s a different situation if you are forced into retirement. It did sting a little bit to no longer have a healthy W2 income the first six months. However, just like how we adapt quickly to a nice bonus or raise, we also adapt quickly to a loss of income. The fear of running out of money in retirement is overblown.

* Vacations aren’t as exciting anymore. I used to love taking five to six weeks of vacation every year. If my old job could grant 10 weeks of vacation a year, I would have stayed on for at least another five years. Now that we can go on vacation 365 days a year, it’s just not that exciting anymore. We did travel for 6-8 weeks between 2012 – 2016, but by the end of 2016 we were completely traveled out. All the churches in Europe started looking the same.

Other Observations After Retirement

* Spend less time on social media. I spend probably 50% less time on Twitter than when I was working. Perhaps it’s because Twitter was a great way to pass the time during commutes or in between meetings. I also continue to spend very little time on Facebook except for my tennis team group page.

* Know a lot of unemployed people. No matter what time during the day I go out between Monday and Friday, there are tons of people out on the street or hanging out at the tennis courts. When you’re working, you think everybody is holed up in an office building and only comes out during lunch or when the clock strikes 5pm. In reality, plenty of people are unemployed or have flexible work schedules.

* Discover so many different ways to live. When I was working I just figured most people just had a normal 8am – 5pm day job. But during my time away from work I’ve met dog walkers, nannies, professional athletes, teachers during summer vacations, government employees who retired early with great pensions, bartenders, strippers, bouncers, tennis teachers, coffee shop owners, small business owners, and plenty of online entrepreneurs who enjoy a lot of freedom during the day. Related: Abolish Welfare Mentality: A Janitor Makes $271,000 A Year

* No desire to play golf. The cliché is that once guys retire we end up playing golf all day. I thought I would love to play at least once a week with all my free time, but instead, I found the game to be absolutely boring when I had to play it alone or with strangers. Further, the game takes way too long.

* Feel inspired by older workers. Every time I go grocery shopping, I bump into cashiers and baggers who are over 60 years old. They probably only make around $13 an hour. Their hard work inspires me to not take things for granted and keep this site going. Everybody starts off with different opportunities in life. We’ve got to make the most of what we’ve got.

* Just want to feel useful. If I don’t feel useful to someone, I feel like a loser. Hence, I try and stay busy writing online, volunteering as a foster kid mentor, doing work around the house, and coaching high school tennis while I’m not taking care of my baby boy. Retirement takes away that good feeling of having someone depending on you for guidance.

* Constantly wonder what else is there in life. When I was busy working, I didn’t have much time left to think about philosophy. With so much more free time I sometimes think, is this all there is to life? Starting Financial Samurai has given me a strong sense of purpose. I recommend all retirees start their own site as well to find their tribe online.

* It gets harder to stay retired over time. The first six months of retirement were full of excitement, fear, and joy. As time went on, I adapted to my newfound freedom by creating a routine that best suited my desires. Once I mastered my routine life got incredibly easy. When life gets easy, life also begins to get boring. With such a strong economy since 2012, I couldn’t help be do some consulting with several fintech companies and see if I could build Financial Samurai into something larger. See: Staying Retired Is Impossible Once You Retire Early

* You need much less money than you think to be happy. My biggest surprise since leaving my day job is realizing how much less I need to be happy by about 30% – 50%. One of the reasons is that once you’re retired, you no longer have to save for retirement. It feels foreign to spend 100% of your retirement income or passive income, but that’s what you get to do if you truly have enough. Further, you are so much happier in retirement that you don’t need to spend a lot of money to make you happy.

Early Retirement Is So Worth It

There are studies that show death comes quicker after retirement due to a lack of purpose. With the internet and so much good we can do once we have our free time back, I can’t see how anybody would ever feel permanently lost in retirement. Try volunteering at a charity or mentoring a child if you start feeling aimless. Everybody could use a helping hand.

Retiring early is a blessing because our bodies still allow us to climb the steepest Mayan steps and start the most daunting businesses when we still have the energy. Hopefully this post gives you some inspiration to get up a little earlier, save more money, and take calculated risks to retire early as well. The feeling of being able to do whatever you want is priceless.

The Dark Side Of Early Retirement

How Much Do I Need To Save To Retire Early?

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partybussanfranciscorental-blog · 8 years

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(via Set the Tone for Your Holiday Event with San Francisco Party Buses)

#party bus rental in San Francisco #San Francisco Party Buses #SF party bus rental

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bakersfieldlimos-blog · 7 years

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Should plan your SF Limo Rental booking ahead of time

Limousine San Francisco is a firm that has stood real to its values given that the start! When it involves our business, our client's joy is of miraculous importance. We have actually trained our staff members to provide you the very best experience you could request, whether it's just a telephone call, or a led excursion through SF Limo! You'll constantly be treated with respect, and you'll discover that your inquiries will certainly be answered quickly. What truly makes our service exactly what it is, is individuals behind it who make it all happen. Our San Francisco Limo gives our customers the very best transportation experience they have actually ever before had, which is why our company is so very rated. Our vehicle drivers carry all the licensing and qualifications needed to drive our automobiles, and also they're trained in addition to that to earn sure they offer you a excellent trip. They bring a GENERAL PRACTITIONER to make sure that you're always where you have to be on time, yet they're likewise offered to provide you suggestions of their favored places. With state-of-the-art sound systems, plasma televisions as well as refreshments for the whole gang, half the fun of senior prom evening will certainly be taking a trip to the big event. The Party Bus Rental is made with severe enjoyable in mind, and also few whine concerning the variety of amenities throughout the trip. You can do a little pre-prom dance or simply sit as well as shoot the breeze with your finest buds. You could also have the ability to capture your favored program or pop in a flick for the trip. SF Party Bus Rental Limousine is called for in countless scenarios. They are mostly leased during unique celebrations like proms, wedding celebrations, or when you attend extra-special events. Nevertheless, you have to cheap-in for SF Party Bus rental solutions as the costs can be rather high. The number of hours is also restricted when you rent a limousine. Obviously, the prices in addition to bargains differ depending upon the automobile business that you rented your limo from.

Acknowledging a couple of aspects will absolutely determine the perfect chauffeured-driven Limo Rental remedy. Possibly you look for an airport terminal limousine, senior prom limo or wedding celebration event limousine. Your unique occasion could involve a limousine rental for a night on the area or sightseeing and tour. Perhaps it is a program or a birthday celebration party limo that will benefit you. All the same, uncovering the best limousine rental solution is very easy; given you recognize the function of the party, in addition to the selection of guests as well as for how long you will certainly need your limo leasing. These are needed consider determining the cost you will absolutely pay. Initially, you should certainly make reservations in advance. If you currently comprehend the days when you will certainly need the Limo Rental, afterwards return to operate and book it. If you wish to make use of a limo for the wedding event party transportation or a few other in a similar way crucial event, after that there is no point in waiting. The last point that you don't want on that particular specific special day is getting details that you will not have the capacity to obtain a lorry! When it takes place, you will not have the comfort of looking into as well as alternative that you could make today. It interests acknowledge that limousines are not simply leased for wedding celebration occasion. Different other occasions that you never pictured to work with the remedies of a limo might make the rental as well. Take a look at the areas as well as learn the target consumers of limousine rental options. San Francisco Party Bus Rental solutions are extremely popular nowadays. Considering that not all people have premium vehicles to send them to unique occasions, individuals call for the solutions if these rental stores every so often. If you presume that limousines are only leased for senior proms in addition to wedding event occasions, then you are wrong. A great deal of consumers is possible target customers of various rental services today. San Francisco Limousine Rental Make sure that you are not paying unwanted money compared to you should. If you have checked out much company of limo services, then you will certainly have a sensible concept concerning the price range easily available. See if you could obtain a leaflet, brochure, or website, which shows the prices. If you have that with you, then you will certainly not need to pay more than required when you do genuine visit. Having an Party Bus Rental is fantastic for multiple scheduled quits because it enables the party to continue even when when traveling. You additionally do not have to bother with having several cars and trucks that can get separated from the main group. This leads to another reason that Party buses are a wonderful choice, you do not have to worry about GENERAL PRACTITIONER or recognizing the most effective courses to take, you motorist deals with all that for you. While Birthday Celebration and Bachelor (or Bachelorette) Parties are certainly prominent occasions for renting out a party bus, there are numerous various other valid reasons such as anniversaries, simply a massive party blow out around the city. The range took a trip for the rental solution might also vary the price. If you are going to visit a entire city, after that you can expect for higher costs. The type of solution may transform the prices of the SF Limousine Rental solution also. Extra services from the rental shop might mean added charges on your part. Some rental stores have progressed bookings for more affordable rental pay. If you reserve one year ahead of time, you can definitely get fantastic price cuts on your limo service. Leasing a limousine for your occasion can be a little bit costly if you have no idea just what to search for in one. There are loads of Limousine Rental service in your area, so you could be hard-pressed to find one that supplies high quality offers on their solutions in a extremely inexpensive cost. Here are some tips that ought to be handy for this little job. The limousine is a desire vehicle that just a select couple of can want to have. Like an elusive desire, the limousine haunts the desires of numerous. This causes one more reason that Party buses are a fantastic selection, you do not should fret about family doctor or recognizing the very best courses to take, you automobile driver deals with all that for you. While Birthday celebration along with Stag party are certainly popular celebrations for leasing a party bus, there are great deals of various other valid aspects such as wedding anniversaries, simply a big party burn out around the city. Having Party Bus Rental is terrific for several set up stops because it allows the party to proceed also when taking a trip. You additionally do not need to bother with having countless vehicles that could obtain split from the primary group. The costs of San Francisco Limousine rental services actually vary on a number of variables. The moment of the year at which you are probably to lease it might affect the rate. You might expect peak seasons to have greater rates for limo rates as well as you can anticipate for a whole lot minimized rates throughout the non-peak days. The kind of limousine might also differ the prices of your service. If you will rent a new limousine, you can just expect for a lot greater prices. The far better the high quality, the higher the expense of the limousine. San Francisco Limousine Rental Check out To The Website for obtaining more details pertaining to Employ San Francisco Limo Solutions.

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weddinglimosanfrancisco · 6 years

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The Personalized Service Offered By Wedding Limo San Francisco

When planning a wedding, it is important to remember including a limousine rental as part of the overall package. Limousines can be considered a critical component of any wedding, especially in San Francisco where distances between events can be large and when wedding parties will sometimes take place in different venues. Wedding limo service San Francisco offers several benefits for the wedding party, allowing the wedding to become the memorable and magical event the bride and groom intended it to be. A wedding limo rental is all about style and aesthetics. The type of limo can reflect everything from the color scheme of the entire wedding reception to the overall theme or vibe.

A classic wedding limo San Francisco can enhance a classic wedding, whereas nonconformists can opt for some funky and crazy wedding limo options to make the event as memorable and photogenic as possible. The bride and groom can use the limousine as their personal mode of transportation after the ceremony or to and from the reception. Alternatively, the bride and groom might decide to rent a party bus limo for the wedding party. A party bus can extend the wedding reception, offering the opportunity to plan what is essentially a separate event for an elite group of people or a smaller mobile wedding for more creative party ideas. Obviously the most important consideration for wedding transportation is safety and security.

An affordable luxury limousine service takes pride in their reliability. You can be sure the car will be there to pick you up on time and get you to your destination on time. When you need wedding limo San Francisco service, being on time is of the utmost importance. If you get to your destination late because you didn’t hire a limousine service, your entire day, your vacation or that new big opportunity waiting for you at your destination, could be ruined. Similarly, the safety of the bridge, groom, and all wedding guests is ensured with a limo rental because the limousine company takes care of everything from the quality and maintenance of the vehicle to the level of professional standards expected of all wedding limo drivers. Choose SF Tours Limited for your wedding limousine rental.

#sf airport limo service #sf car service #wedding limo san Francisco #city tours san francisco #limo service Las vegas #wedding limo Monterey #sftourslimited

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naturecoaster · 6 years

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Exploding East Pasco: the Good, the Bad and the Opportunity

The Central Pasco Association of Realtors (CPAR) conducted a tour of central and east Pasco County entitled Tour de Change on June 7, emphasizing major developments happening in this growing area of Florida’s Nature Coast. This week I want to share with you what we saw. The tour began with a large group meeting at the Hilton Garden Inn for coffee before boarding our motor coach. There were realtors, economic development professionals, development professionals and a variety of interested parties – a nice mixed group – that gathered to see what’s happening in Lutz, Land O’Lakes, Dade City, Saint Leo, and Wesley Chapel. And Mayor Camille Hernandez of Dade City.

Juawana Williams is the the Vice President of the Pasco Economic Development department. She was named as one of the top 50 Economic Developers in 2017. Jawana Williams, Vice President of Pasco County Economic Development, spoke to us first, welcoming us to the area, providing highlights of the Department’s accomplishments, and offering any help the EDC could provide to us. Juwana was named one of the top 50 Economic Developers in 2017. We began our tour at the Bexley Ranch development by Newland Communities. Jessica Robinson, Marketing Coordinator for Bexley, hopped on our bus and guided our tour of this expansive development. Bexley Ranch is master planned to provide a community where you can stay throughout the stages of American life. There are playgrounds, trails and bike paths, schools, hospitals, senior care facilities, and a central clubhouse with café and bike shop. This development is planned to connect from State Road 54 to State Road 52 and from the Suncoast Parkway to US 41. We ventured to a new 270,000 square foot office and manufacturing space, housing four business units and employing up to 500 people for the Product Inspection Group of METTLER TOLEDO. It recently opened its doors at 1571 Northpointe Pkwy in Lutz, and is the largest manufacturer of product inspection systems for the food and pharmaceutical industries. They are hiring. We drove through the Compark 75 Business Park, which was built completely on spec by auto magnate Larry Morgan and offers about 700,000 square feet of vertical space on 60 acres of land that has flexible zoning and is adjacent to I-75, equidistance between State Road 54 and State Road 56. Four buildings are completed and fully occupied. The fifth is 13,500 sf with 1,575 sf office available for immediate occupancy. Ten years ago, this was lowland pasture. We drove by the Tampa North Aeropark, a 21-acre airport that is for sale by CBRE. The airport primarily accommodates corporate jets and flight schools.

Florida Hospital Center Ice complex is the largest hockey complex in the southeast U.S. Then off to Florida Hospital Center Ice for a tour and lunch. The Center Ice complex is world-class; the largest hockey complex in the southeast U.S., with an Olympic-sized rink, three NHL-sized rinks and one junior rink under one roof. Several of their ice rinks convert to dry floors accommodating basketball, soccer, lacrosse, volleyball and events.

Watching professional skaters practice while enjoying delicious food: priceless. The Center Ice complex offers public skating and lessons, hockey leagues and lessons for all ages, summer camps, curling, birthday parties and corporate events, and a serious workout facility. It was amazing! Lunch was at the Top Shelf Sports Lounge with some mojo pork sandwiches, the restaurant’s Power Play salad, and cilantro rice and beans. The food was excellent and watching professional skaters practice triple spins from the second story restaurant added to the experience. The menu is reasonable, with burgers, salads, sandwiches and bowls ranging from $10-15.

Saint Leo University was our next stop. This private, Catholic university was founded in 1889 and opened its doors in 1890. It is a liberal arts college that welcomes students of all faiths and is a teaching college (as opposed to a research college). We were greeted by Dr. Melanie Storms, Senior Vice President of Worldwide Operations, and two energetic students.

Newest Student Housing buildine

Tribute to American military statue. Saint Leo has a wonderful military education online program.

A peaceful statue of a friar on campus

Saint Leo University’s campus is beautiful.

Huge saltwater tank was featured on television.

Carol Olds, Realtor, and my bus buddy tests the Saint Leo sleep pods. Saint Leo’s beautiful campus features rolling hills, several new buildings, statues and student amenities. We strolled through campus, stopping to see the small classrooms, the Energypod sleep chairs, and the beautiful saltwater aquarium that was featured on television. We met the President of the University, Dr. Jeffrey Senese, and enjoyed the University’s serene environment.

Dr. Jeffrey Senese, Saint Leo's President, took a few minutes to address us in an improptu fashion and answer questions. As we boarded our coach, two Dade City police cars arrived. Dade City Mayor Camille Hernandez arranged for a police escort of the City and its offerings. County Commissioner, Ron Oakley welcomed us.

Dade City provided a police escort for our bus throughout their portion of the tour. We toured the Dade City Business Center, once the largest citrus juice processing plant in the world, and employing 2,000 workers. When Jim Guedry, purchased the property in 2005, it was in rough shape. The entrepreneur had its historic water tower restored, moved his business in and began leasing industrial and office space. Today there is an onsite water utility and water treatment plant, rail access and 24-hour security. The stark utilitarian architecture and industrial feel was quite a contrast with the quaint, historic ambiance of historic courthouse square with its small shops, historic homes and Woman’s Club. We ventured to the Epperson Crystal Lagoons Metro Development. A seven-acre crystal lagoon, surrounded by a beach and featuring shark-free swimming and rentals at the clubhouse is part of the Epperson Ranch development at Curley and Overpass Roads. Part of the Connected City program, whereby a super highspeed internet is available to residents, schools and businesses, Epperson is generating a lot of excitement and has a waiting list for homebuyers.

We visited Epperson Crystal Lagoon as our last stop on the Tour de Change. We returned to the Hilton Garden Inn for a social mixer, complete with delicious appetizers, dessert options and a drink for everyone who participated in the tour. This hotel at 2155 Northpointe Pkwy in Lutz is gorgeous – its got that new, “we’re what’s happening” vibe about it and the staff was friendly and accommodating.

The historic Pasco Courthouse in downtown Dade City was a stark contrast to the development we visited on our tour. Image courtesy of CPAR and Eagle Fly Media. Everyone was abuzz about the exploding growth in the area. Some are sad to see the ranches converted to super communities. Others are looking at how nice it is to see good paying jobs come to the area. Always there is a trade off with development. In the Nature Coast, we still have a lot of wilderness to roam, but in central and southeast Pasco County, exciting change is on the move. Read the full article

#centralpascoassociationofrealtors #cpar #pascocountygrowth #pascoeconomicdevelopmentagency #tourdechange

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samuelfields · 7 years

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What Does Early Retirement Feel Like? The Positives And Negatives Of Not Working For A Living

The Positives Of Early Retirement

The Negatives Of Early Retirement

Other Observations After Retirement

Early Retirement Is So Worth It

The Dark Side Of Early Retirement

How Much Do I Need To Save To Retire Early?

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losangeleslimorental-blog · 7 years

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Work With San Francisco Limo Services - Select the Best Solution to Delight In the Experience

Limousine San Francisco is below to supply the area and surrounding areas with specialist transportation services. Our SF Limo Leasings allow you to experience the city like you never have before! We'll be glad to comply with your strict routine or give you tips when you need them, as we know San Francisco well. Our booking agents would love to care for you as well as answer your questions, as well as our vehicle drivers will always get here with a encourage their faces. Our lorries have a few of the most remarkable facilities and features. When you step on board, you are not mosting likely to think it when you look over as well as see the granite leading bar areas with integrated colders of ice which you could stock with your favorite drinks. You also will certainly not have the ability to miss the special area of unique wood which is there for dance. As well as in order to help with the dancing, you will certainly have the ability to make use of a costs stereo with speakers. http://www.limousinesanfrancisco.com/partyvan.html Hire San Francisco Limo Services for your occasion will certainly get you right into the excellent publications. Check online for high-end limousines as well as business that hire high-end party bus in your location and find something one-of-a-kind for your very own particular party. The first advantage of a party bus rental is the statement that it makes. These buses can be found in different dimensions, frequently accommodating up to twenty, also forty individuals at a time, which is a excellent means to travel en masse. When you get here somewhere by yourself bus with the music blasting and everybody having a good time, you are ensured to turn heads and make a statement. In looking into each prospective SF Party Bus Providers, you need not be an specialist evaluator to entirely verify whether or not the limo rental solution will certainly provide on its services as promised, you might simply do this just by taking a look at the high quality of attention that their reps or staffers are giving you, or the speed of the reaction you get when you call them, or reach them online. Senior prom night is just one of those events excitedly awaited by every senior high school elderly. A time of party, enjoying with close friends and dance with your date. Nevertheless it is during Senior prom period when the demand for limousines reaches skies high degrees. http://www.limousinesanfrancisco.com/pricing.html The prom is possibly among the most waited on min for secondary school trainees. All young people plan to go their senior prom in vogue, which normally consists of owning or renting out a excellent auto. Leasing a limo is a wise suggestion since you can share it with numerous other buddies and conserve money by splitting the cost. There is Limo Rental for senior prom evening on the market as well as you need to certainly understand the very best methods to pick which rental excels. Limousines come in various makes, designs, sizes, as well as tones. Whatever is the feature, be it a wedding event, a day, a firm occasion, there is a specific type of a limo that will certainly match your demands. So, if you are intending to party it up, do not wait to rent out a San Francisco Party Bus Rental. There is a broad selection of party bus limos where you can pick from. Limousines are outstanding for special occasions. This fashionable as well as stylish car is a legend. While few individuals have the opportunity to have a limo, there is a budget pleasant and also sensible methods to have a advanced flight with limousines. Thanks to limo services and services. It is continuously a good idea to intend a path as well as choose one which is a lot less strenuous. Some Work With SF Limousine Rentals makes way too many quits, which could be practical for some while unpleasant for others, that have a cross country trip. It is important to prepare this as a result of that sometimes going straight to the location can be tiring if the trip is long. Ensure that you enlighten your bus rental firm as well as the motorist of your anticipated expedition. It's a usual stating that looks could be deceiving, and this notion likewise applies to Limousine Rental. Some drivers would noisally claim they have the most effective vehicles offered, and when you personally take a look at them, they could seem shiny as well as in appropriate order. Nevertheless, as the limo service's cars might look perfectly good outside, it could not be just as good as you think it is on the in. If ever before possible, you could also aim to go inside each automobile as well as take a more detailed look at its automobiles; have a good feeling of the vehicle and check on its condition inside out. Nonetheless, as the limo rental's Lorries may look completely terrific outside, it could not resemble you presume it gets on the inside. If ever before feasible, you could in addition aim to go inside each vehicle and also take a better consider it's autos; have a fantastic feel of the automobile and check on it's problem entirely. It's a common saying that looks could be deceiving, along with this concept likewise relates to Limousine Rental. Some drivers would noisily proclaim they have the most effective vehicles supplied, when you personally have a look at them, they could appear glossy and in correct order. Limousine services provide a substantial selection of alternatives for all people not just rich as well as solution course. You could have a limousine that fits the occasion you are using it for by picking the exterior as well as the interior developing. You will swiftly locate one of the most reliable Limousine Rental options you need for that ideal transport online any time of day or night. Before you schedule one you should see the limousine photos, the facilities on offer, the attire code for licensed operators, the timings, whatever that is included in the package. As soon as you delight in after that publication a limousine really early or you might lose out on the best cars near your wedding event event days. Senior proms are kept in springtime so if you are developing a day in springtime better have a reservation earlier. http://www.limousinesanfrancisco.com To begin with, establish the optimum amount you as well as your close friends accept invest and also agree on the pick-up indicate ensure that every person could satisfy there. This is required to conserve time and also prevent extreme expenses. Review and figure out concerning the type of limo the team wants to lease. Take a look at the local prom Limo Rental to see if any kind of among them have actually the chosen limo and also determine if the rental rate satisfies your budget plan. If you do incline selecting any kind of sort of kind of limo, as long as it remains in good condition in addition to budget plan pleasant, then you can begin browsing to see the limousines they have as well as decide which one you want. Prom evening is simply among those occasions excitedly awaited by every secondary school senior. A time of event, appreciating with buddies and dancing with your day. Nevertheless it is throughout Prom season when the requirement for limos gets to skies high degrees. In looking into each prospective Limo Rental solution, you need not be an professional evaluator to completely verify whether the limo rental service will certainly give on its services as guaranteed, you could simply do this simply by considering the high quality of emphasis that their agents or staffers are giving you, or the speed of the response you obtain when you call them, or reach them online. The first benefit of a party bus rental is the statement that it makes. These buses are offered in numerous dimensions, typically matching around twenty, also forty people each time, which is a terrific methods to take a trip as a group. When you turn up somewhere on your own bus with the music shrieking as well as everyone appreciating, you are guaranteed to turn heads and make a statement. Employing a high-end San Francisco Limousine Services Rental for your occasion will definitely obtain you right into the terrific publications. Analyze online for deluxe limos as well as firms that employ high-end party bus in your location in addition to situate something distinct for your personal certain occasion. If ever practical, you might additionally attempt to go inside each vehicle as well as take a better consider it's trucks; have a fellow feeling of the automobile and check on it's condition entirely. It's a usual stating that looks could be tricking, and also this principle also puts on San Francisco Limousine Solutions Rental. Some vehicle drivers would loudly claim they have the very best automobiles conveniently available, and when you directly take a look at them, they might appear shiny and also in appropriate order. Nonetheless, as the limo service's cars might look completely remarkable outside, it could not be comparable to you presume it is on the within. Click This Website for obtaining even more details pertaining to San Francisco Limousine Providers.

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sacramentolimobus-blog · 7 years

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Employ San Francisco Limo Solutions - Pick the very best Service to Delight In the Experience

Limousine San Francisco is below to offer the community as well as surrounding locations with expert transport solutions. Our SF Limo Services allow you to experience the city like you never have before! We'll rejoice to abide by your rigorous schedule or provide you recommendations when you require them, as we know San Francisco well. Our booking agents would enjoy to deal with you as well as answer your concerns, as well as our chauffeurs will constantly show up with a smile upon their faces. Our vehicles have a few of one of the most fantastic features as well as features. When you step on board, you are not going to believe it when you evaluate and see the granite top bar areas with integrated coolers of ice which you could equip with your favored drinks. You likewise will not have the ability to miss out on the unique area of exotic timber which is there for dancing. As well as in order to help with the dance, you will have the ability to utilize a premium stereo with subwoofers. Employ San Francisco Limo Solutions for your occasion will definitely obtain you into the excellent books. Examine online for deluxe limousines and firms that employ deluxe party bus in your area as well as discover something distinct for your own specific event. The very first benefit of a party bus leasing is the statement that it makes. These buses can be found in various sizes, frequently suiting approximately twenty, even forty people each time, which is a terrific way to travel as a group. When you get here somewhere by yourself bus with the songs blaring and also everyone having fun, you are assured to turn heads and make a declaration. http://www.limousinesanfrancisco.com In having a look at each possible SF Party Bus Solutions, you need not be an professional evaluator to completely confirm whether the limo rental solution will certainly deliver on its solutions as guaranteed, you might simply do this simply by considering the quality of interest that their representatives or staffers are providing you, or the speed of the reaction you obtain when you call them, or reach them online. Prom evening is just one of those events eagerly awaited by every secondary school elderly. A time of event, having a good time with close friends and dance with your date. However it is during Senior prom period when the need for limousines reaches skies high degrees. The prom is potentially one of the most awaited minute for secondary school students. All young adults plan to go their senior prom stylishly, which generally includes owning or leasing a great car. Leasing a limo is a wise suggestion because you can share it with various other buddies and conserve money by splitting the cost. There is Limo Rental for prom night on the marketplace as well as you need to certainly know the most effective ways to choose which rental excels. Limos are available in different makes, designs, dimensions, as well as shades. Whatever is the function, be it a wedding celebration occasion, a day, a company event, there is a certain sort of a limo that will certainly match your requirements. So, if you are intending to party it up, do not wait to lease a San Francisco Party Bus Rental. There is a vast variety of party bus limos where you can pick from. Limousines are amazing for special events. This fashionable and sophisticated car is a tale. While very few people have the possibility to have a limo, there is a spending plan pleasant and also sensible methods to have a sophisticated trip with limos. Thanks to limo solutions as well as leasings. http://www.limousinesanfrancisco.com/partyvan.html It is regularly a great idea to plan a path and also choose one which is much less difficult. Some Work With SF Limousine Rentals gives way too many stops, which could be hassle-free for some while undesirable for others, that have a long distance journey. It is essential to plan this because of that sometimes going straight to the destination can be tiring if the trip is long. Ensure that you inform your bus rental firm and also the chauffeur of your expected excursion. It's a common claiming that looks could be tricking, and also this concept likewise applies to Limousine Rental. Some drivers would noisally claim they have the best lorries offered, and also as soon as you directly take a look at them, they may seem glossy as well as in correct order. However, as the limo leasing's vehicles could look flawlessly great outside, it may not be comparable to you assume it gets on the in. If ever before possible, you could likewise aim to go inside each vehicle as well as take a better check out its lorries; have a excellent feel of the vehicle and check on its problem completely. However, as the limo leasing's Lorries may look entirely wonderful outside, it could not resemble you think it gets on the within. If ever before possible, you could in addition intend to go inside each vehicle and take a better consider it's cars; have a great feel of the automobile and check on it's condition totally. It's a typical saying that looks could be deceiving, as well as this idea additionally associates with Limousine Rental. Some operators would noisily proclaim they have the most effective automobiles provided, and when you directly have a look at them, they may seem glossy and also in correct order. http://www.limousinesanfrancisco.com/pricing.html Limousine services offer a substantial choice of options for all people not simply rich along with solution class. You could have a limousine that fits the event you are employing it for by selecting the outside as well as the indoor designing. You will swiftly locate one of the most efficient Limousine Rental solutions you need for that ideal transport online at any time of day or evening. Before you reserve one you should see the limousine pictures, the centers available, the outfit code for licensed operators, the timings, whatever that is consisted of in the bundle. Once you delight in after that magazine a limousine very early or you may miss out on the absolute best automobiles near your wedding event event days. Proms are kept in spring so if you are developing a day in spring much better have a booking earlier. To start with, establish the maximum amount you and also your good friends agree to spend and also agree on the pick-up indicate make certain that every person could fulfill there. This is needed to conserve time as well as avoid severe expenses. Review and determine worrying the sort of limo the group wants to rent. Analyze the local prom Limo Rental to see if any among them have really the chosen limo and also determine if the rental price fulfills your budget strategy. If you do incline going with any type of sort of type of limo, as long as it remains in good condition along with budget pleasant, after that you might begin searching to see the limousines they have as well as make a decision which one you want. Prom night is simply one of those events excitedly waited for by every secondary school senior. A time of occasion, appreciating with buddies as well as dancing with your day. Nonetheless it is throughout Senior prom period when the demand for limos reaches skies high degrees. In exploring each prospective Limo Rental remedy, you need not be an expert critic to entirely confirm whether the limo rental option will definitely offer on its services as guaranteed, you can just do this just by considering the quality of emphasis that their representatives or staffers are supplying you, or the speed of the reaction you get when you call them, or reach them online. The first advantage of a party bus rental is the declaration that it makes. These buses are readily available in different measurements, commonly suiting roughly twenty, also forty people each time, which is a remarkable ways to travel en masse. When you turn up someplace by yourself bus with the music shrieking as well as everybody delighting in, you are guaranteed to transform heads and make a statement. Utilizing a high-end San Francisco Limousine Solutions Rental for your occasion will definitely get you right into the fantastic publications. Take a look at online for luxurious limos along with companies that work with premium party bus in your area as well as situate something special for your personal specific occasion. If ever possible, you could in addition aim to go inside each auto and also take a much better consider it's trucks; have a fellow feeling of the auto and check on it's condition entirely. It's a typical stating that looks could be deceiving, as well as this idea furthermore puts on San Francisco Limousine Providers Rental. Some chauffeurs would noisally claim they have the best cars conveniently available, and when you straight look at them, they could appear glossy as well as in correct order. Nevertheless, as the limo rental's cars could look totally remarkable outside, it may not be like you presume it is on the within. Click This Website for obtaining more information related to San Francisco Limousine Solutions.

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