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How to claim insurance from Packers and Movers
Shifting homes for various reasons is a very hectic experience. All the important things, mainly different kinds of objects, kitchen wires, pets, and gym instruments need great care to be shifted. Above all, we go through this moving and shifting procedure for jobs, personal things, educational aspects, and many others. To avoid all these hassles you may take the help of packers and movers companies, but still, you need to be worried regarding the safety of packaged objects. When moving to a long-distance area, your kitchen appliances, gym instruments, or electrical gadgets may be damaged due to transportation friction. Presently, different kinds of insurance are available, which can help you get some benefits if there is some damage, too. Packers and Movers, Bangalore who will provide you with these insurance benefits will also closely monitor the safety of your treasured belongings.
Firstly you should know about the types of insurance you can claim from your packers and movers company. Sometimes damages are unavoidable when you are shifting your objects from one place to another. During this period, you should take some steps which can help you to claim the insurance for damaged products after delivery.
Now the steps are as follows:
After delivery of all your products, you should call your delivery boys to unopen those boxes. It will be helpful to avoid the hassles of unboxing.
During unboxing the packages or boxes, if you find your products damaged or broken, just click the snapshot.
During agreements of the insurances from packers and movers company, you will get the papers for communication. Mostly you can mail those snapshots to the information or customer help-desk-related mail ID.
Never try to take broken or damaged items from the box. In that case, the insurance company may conclude that the item is broken after the completion of the moving process. To avoid such insurance-related hassles you need to be systematic.
After the moving process, if you find something broken, you may read the agreement about what to do in such a situation.
Just after surveillance people come to check those, you can take a breath of relief, and your insurance claiming process will be started then.
What types of insurance are available if something is damaged during shifting?
Enhanced insurance:
During booking the moving and shifting Bangalore to Kolkata agreement with the packers and movers company, you need to purchase Enhanced insurance. With this insurance structure, you will be able to claim the total amount of your product. To claim the enhanced insurance you need to check these things which are as followed:
You need to show the purchase bill of the damaged product
You should show that the repair cost is nearly the same as purchasing a new one
Damage occurred due to transportation or moving process
By fulfilling these three conditions, you will be able to claim the enhanced insurance to get back the entire amount of the damaged or broken object.
This enhanced insurance is given by the packers and movers companies which are very credible about their services.
Transit insurance:
It is the type of insurance that people can buy from general insurance service-providing companies. It will be given to you if some products are damaged during transporting goods. Most of the packers and movers companies will provide you with the entire information about transit insurance to get the right return back from your damaged products.
How to claim your packing and moving insurance:
Initially, you need to submit photographic evidence about the damaged product. In this case, you will be asked to show the purchasing receipt of the product. It will be a mandate to claim the insurance. In this period, you may need to submit a manufacturer's note or bill to show how the product is packaged during transportation.
You should be patient in this aspect. Here insurance companies may take the time up to seven working days. Within this period, they will sanction the damage-related claim to you. For a bigger amount of value, an insurance inspector may visit to check the degree of damage to the product.
It's highly important to keep the damaged products as it is without unboxing or unpacking them.
Once you’re moving and shifting transportation-related claim is registered by the company, you may expect the disposal of the amount within 14 days of your claim.
Even if the insurance company refuses to fulfill your insurance claim, you should ask the reasons. In this period, you must ask your insurance company or insurance-providing packers and movers company to receive one of its copies and collect the receipt copy.
For a further day in receiving the final settlement amount, you need to take advice from legal advisors.
In which cases your insurance claim may be denied?
Sometimes the packaging of the goods is undamaged; still, the product inside the packaging is damaged or broken.
Insufficient or very little amount of cushioning inside the packaging box
Contents or products are too heavy to pack within the box.
The joint or opening of the box is not properly sealed with adhesive tape.
Due to laziness, maybe you have delayed submitting your claim form after 14 days of the transportation.
Some products or goods are not included in the damage included list.
After completion of the transportation, you may fail to sign it as the damaged product.
These are all terms and conditions related to the claiming of money for the damaged product based on the insurance structure.
So, always be cautious during every point of the entire packing and moving process. During packing, don't forget to use bubble wrappers and furniture cushions within the box. It's mandatory to put sufficient adhesive tape on the joints or lids of the boxes. These are the guidelines to follow during claiming damage-related insurance from packers and movers companies.
If you have further queries, you should ask your customer care support before making the entire agreement. It will be helpful for you to comply with all the guidelines and enjoy a happy stay-free shift to your new destination.
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