#Online Marketing Agent Utah

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[nbmsports]

A Film About Child Trafficking Takes on Summer Blockbusters

“Sound of Freedom,” a thriller starring Jim Caviezel as a federal agent who takes on child traffickers, will not be the summer box office’s biggest hit. But it may be its unlikeliest.The film — whose distributor, Angel Studios, has a big success with “The Chosen,” a streaming series about the life of Jesus — was the third most watched film in North America last weekend. Its $19.7 million weekend take was behind only the horror film “Insidious: The Red Door,” which made $33 million in its first weekend, and “Indiana Jones and the Dial of Destiny,” which made $27.4 million in its second.“Sound of Freedom” is based on a true story: Caviezel plays Tim Ballard, a U.S. Department of Homeland Security agent who investigated pedophiles. (Ballard later founded the anti-trafficking group Operation Underground Railroad, became a frequent guest on Fox News and was appointed by former President Donald J. Trump to a federal advisory panel on human trafficking.)Some critics say the film appeals to the QAnon movement, which posits a false conspiracy theory accusing progressive elites of pedophilia. The Guardian called it a “QAnon-adjacent thriller.” A Rolling Stone article said that its “mainstream accessibility makes it valuable as a recruitment tool.” In an interview, Neal Harmon, Angel’s chief executive, said: “Anybody who watches this film knows that this film is not about conspiracy theories,” adding, “it’s not about politics.”Caviezel, who played the title role in Mel Gibson’s 2004 film “The Passion of the Christ,” seemed to allude to QAnon while promoting the film on the podcast of Stephen K. Bannon, saying “there is a big storm coming,” a movement motto, and mentioning “adrenochrome,” a hormone that QAnon adherents say elites harvest from their child victims.A representative for Caviezel did not reply to a request for comment. Nor did Operation Underground Railroad.Though not explicitly faith-based like other Angel projects — including the “The Chosen” and “His Only Son,” a recent film about Biblical patriarchs — “Sound of Freedom” stands as the latest instance of an entertainment industry success story that targeted an audience that is often overlooked by Hollywood.The film, which was independently produced for $14.5 million, has grossed more than $41 million from its domestic release on Tuesday, July 4, through last weekend, according to Comscore. Unusually, it made slightly more on Sunday than Saturday, a Comscore media analyst said. Angel Studios’ unorthodox “Pay It Forward” program, which lets supporters go online to purchase tickets for those who might otherwise not see the film, may have helped. So might its emerging status as a political football: championed by the right, reviled by left-wing critics.Angel, which is based in Provo, Utah, relies on crowdfunding to boost its projects. More than 7,000 “angel investors” raised $5 million in exchange for revenue-sharing to help market “Sound of Freedom,” the company said.“We believe that the model of the Hollywood gatekeeper system, of selecting content, doesn’t choose the content that people want to watch,” said Jared Geesey, Angel’s senior vice president of global distribution.The producer of “Sound of Freedom,” Eduardo Verástegui, and its director and co-writer, Alejandro Gómez Monteverde, hail from the Mexican state of Tamaulipas, Verástegui said in an interview, and most of the financing came from Mexican backers. It was filmed in 2018. Its original distributor, Fox Latin America, dropped it after Disney acquired 21st Century Fox in 2019. (A Disney spokesman said the studio never knew about the film.) It was picked up earlier this year by Angel, which describes itself as a values-based studio.Verástegui, the producer, acknowledged the polarization around the film. He, too, promoted it on Bannon’s podcast. But he said he hoped political differences could be shelved in favor of the movie’s anti-trafficking message.The film, which is a little over two hours, does not mention specific QAnon tenets. Hitting many typical action-movie beats, it depicts trafficking and related problems like child sexual abuse imagery as stark and growing, and suggests that the international wealthy are among its consumers. Its featured actors include Bill Camp and Mira Sorvino in a small role as Ballard’s wife.During the credits, Caviezel addresses the audience, saying the filmmakers hope “Sound of Freedom” will be “the ‘Uncle Tom’s Cabin’ of 21st century slavery.” He adds, “We believe this movie has the power to be a huge step forward toward ending child trafficking.” Source link Read the full article

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There are approximately 4.32 billion active mobile internet users worldwide at the present time, a number that is only expected to rise. The speed and accessibility of mobile internet use will reach unprecedented levels as a result of the impending rise of 5G technology, which is anticipated to support over 1 billion connections by 2025.

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[rizehomesource]

Hire the best real estate manager to advertise and find tenants safely

You will agree that real estate has become the best way to invest for those who want to create lasting wealth for generations. With the help of the right real estate agency, you can navigate this rewarding asset class and learn more about what real estate investing is all about.

If you are a homeowner, you may not like your property to be vacant. Since a vacant property means a loss for its owners, a property manager steps in to help you advertise your property in the best possible way and find potential tenants safely. Fortunately, in the new advertising era, you won't have to worry about finding good tenants quickly if you have a property manager to help you. The best way to advertise a rental property and find potential tenants is to create a free online ad. This way, you can minimize your efforts while maximizing your results. If you don't properly advertise your rental property online, you're missing out on a huge pool of potential renters.

Fortunately, Residential Property Manager is well-equipped to advertise your property. Property management companies do more than just manage property owners' options. They also handle other aspects of the rental business, such as tenant screening, resolving tenant issues, and property collection. Some of the services that real estate agencies provide include advertising real estate, finding tenants, collecting applications, screening and interviewing tenants, signing leases, collecting real estate. on time , managing repairs, managing tenant issues and complaints, managing transitions between rental periods and more.

Today with technology at the forefront, it is easy to find real estate agents quickly. By combining traditional rental advertising with modern online marketing, your property manager can get your listing out to thousands of potential renters in an easy, affordable, and most importantly effective way , fast.

One of the best ways to reduce your vacancy time, attract the best tenants, and get the best rent on your rental investment is to use smart marketing and advertising methods. If you have a large rental property, hire the best property manager to help you generate rental income and maximize your return on investment.

Rize Property Management has a strong portfolio of services to meet the needs of their clients and companies that have one or more properties to manage. Rize is known as a full-service property management company in Utah that handles all details from tenant acquisition, rental collection, maintenance completion, repairs and improvements.

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[legal-assistant]

Important Points About A Durable Power of Attorney

Creating a durable power of attorney is a good way to ensure that your wishes are followed in case you are unable to make them yourself. This document will allow you to choose an agent who will make important decisions in your place. The agent can also make decisions about your finances and your health.

One of the most important points about a durable power of attorney is that it remains in effect even when the principal becomes incapacitated. This is useful in the case of a car accident or other medical emergency, but it is also beneficial for younger people with disabilities.

A durable power of attorney can give an agent authority to make financial decisions, such as purchasing a house or hiring professionals, regardless of the principal’s condition.

It is also important to choose an agent wisely. This person should be well-informed and ready to serve. This person should also be willing to do what’s necessary to keep the principal’s finances in order. This may include making gifts to charities that are consistent with the principal’s giving patterns.

It is also important to select a power of attorney that is best suited to your specific situation. For example, if you have two children and each is managing an investment account, you may find that you are in a bind when one of them becomes incapacitated. Using a durable power of attorney can help you avoid the hassles of court proceedings. It can also help prevent your children from becoming a liability.

The most important thing to remember is that the power of attorney must be given to a person you trust. This can be a spouse, child, or another trusted relative. The person you choose will also need to be physically fit and in good health to serve as your agent.

A durable power of attorney may also be a good idea if you plan on traveling abroad. This will ensure that you aren’t left in the lurch in case of an accident. Another important point about a durable power of attorney is that you can give more than one agent the power of attorney. You can also name a successor agent who will act on your behalf in case the first agent is unable to do so.

The best part about a durable power of attorney is that the document is easily updated if necessary. There are a number of online and self-help products on the market that can help you create a durable power of attorney. You can also consult with a qualified estate planning lawyer if you need assistance.

The most important point about a durable power of attorney — as with most things — is that it is important to choose the right agent. This person will be responsible for making important decisions for you and your loved ones. The powers of attorney you use must be well-thought-out to avoid legal issues and potential financial loss. The wrong agent can cause you problems and even create an intra-family feud.

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If you have any questions or in need a Durable Power of Attorney, we have the Best Attorneys in Utah. Please call this law firm for free consultation.

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How does Online Marketing Agent Utah Impact Building Customer Trust?

Operating a business online means keeping your audience at a focal point. Content on your website ensures whether you’ll retain or lose your target audience. In addition, your outdated website may not be able to keep your potential customers. In order to achieve success in online business, it’s significant to build customer trust, for which your official website must be well-maintained. You may look for an online marketing agent Utah who must be highly experienced in online marketing and trends that will ease the process of building customer trust. Read more:- https://24x7ads.com/blog/how-does-online-marketing-agent-utah-impact-building-customer-trust/

[studyingcbd]

Lung illness tied to vaping has killed 5 people as new case reports surge

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Although federal and state officials said the definitive cause of the illness remains unknown, “the severity of the illness and the recent increase in the incidence of this clinical syndrome indicates that these cases represent a new or newly recognized and worrisome cluster of pulmonary disease related to vaping,” according to a report by health department officials in Wisconsin and Illinois, who conducted a joint investigation of 53 patients.

The Centers for Disease Control and Prevention warned that no consistent e-cigarette products have been linked to the disorder and that, while some victims used marijuana-based products, some reported using marijuana and nicotine products, and a smaller group reported using only nicotine products.

“We are getting clearer about the things we should be looking at to understand the situation,” said Ileana Arias, acting deputy director for noninfectious diseases at the CDC. “The focus of our investigation is narrowing, and that is great news, but we are still faced with complex questions in this outbreak that will take time to answer. ”

Lena Sun on Post Reports: “Nobody has really looked deeply or researched the long-term health effects of inhaling all this other stuff into your lungs.”

No specific device or substance has been linked to the cases, officials said. The Food and Drug Administration is analyzing samples collected from patients across the country who have fallen ill and is testing them for a broad range of chemicals, including nicotine, THC — the ingredient in marijuana that produces the high — and “cutting agents” to dilute solutions and other substances.

“Based on the clinical and laboratory evidence to date, we believe that a chemical exposure is likely associated with these illnesses,” said Dana Meaney-Delman, who is heading the CDC’s lung injury response.

This week, New York state and FDA labs told officials they found vitamin E acetate, an oil derived from vitamin E, in samples of marijuana products collected from patients who had been sickened by vaping. New York officials have said the oil is a key focus of the state’s investigation. FDA officials have stressed, however, that no one substance, including vitamin E acetate, has been identified in all samples. While the FDA does not have enough data to conclude that vitamin E acetate is the cause of the injuries, “the agency believes it is prudent to avoid inhaling this substance,” the agency said in a statement Friday.

The Indiana State Department of Health this week reported the state’s first vaping-related death. The person died because of “severe lung injury linked to a history of e-cigarette use or ‘vaping,’ ” according to health officials. The death was confirmed Thursday, and the patient was identified only as being over the age of 18.

On Friday, the Minnesota Health Department said a patient over 65 died in August because of lung injuries related to vaping. The patient died after a “long and complicated hospitalization,” officials said. Investigators said the lung injury was associated with vaping illicit THC products.

On Friday, Los Angeles County health authorities also reported the county’s first known death associated with vaping, in an older adult with chronic health problems. Illinois and Oregon have also each reported a death.

The rising case counts drew an angry tweet from Sen. Richard J. Durbin (D-Ill.), who threatened to call for the resignation of acting FDA chief Norman “Ned” Sharpless.

The vaping epidemic has now reached the point where multiple people have died and over 450 have been hospitalized, but @FDACommissioner is sitting on his hands. If Dr. Sharpless doesn’t take action in the next 10 days, I plan to call for his resignation. Enough is enough. pic.twitter.com/6yXbu3TxSn

— Senator Dick Durbin (@SenatorDurbin) September 6, 2019

Even though the definitive cause remains unknown, the mysterious lung illness is coming into focus as officials and clinicians identify clinical similarities in illnesses among people who vape. Preliminary reports released Friday from clinicians and state health departments in Wisconsin, Illinois, North Carolina and Utah confirm patterns that doctors treating patients have described.

Most patients have been young and healthy. They had similar symptoms, including cough, chest pain or shortness of breath, that appeared to take place over several days to several weeks before hospitalization, according to a CDC report released Friday. All patients reported using e-cigarettes, which officials define as battery-operated devices that heat a liquid and deliver an aerosol product.

Clinicians in Utah and North Carolina said they had identified the presence of abnormal immune cells in the lungs of some patients, which could be a “useful marker” for a diagnosis of a rare form of pneumonia known as lipoid pneumonia, according to findings reported by University of Utah Hospital clinicians in the New England Journal of Medicine on Friday.

“That can occur when either oils or lipid-containing substances enter the lungs,” said Daniel Fox, a pulmonologist and critical care physician at WakeMed Health and Hospitals in North Carolina. Fox said he had treated five patients, and those cases were being reported Friday by North Carolina’s health department.

In the investigation by the Wisconsin and Illinois health departments, the earliest report of symptoms took place in mid-April. Most of the 53 patients were young healthy men, with a median age of 19. All but three patients were hospitalized. More than half required intensive care. One-third needed respirators to keep breathing. All used e-cigarettes or related products within 90 days of getting sick; a significant number reported vaping in the week before falling ill.

About 84 percent of the patients told clinicians they used THC in e-cig devices. They reported using 14 brands of THC products; the most common one was marketed under the Dank Vape label, which is sold online.

Patients also reported using 13 brands of nicotine products in a wide range of flavors.

Fifteen patients said they used only THC products; seven said they used only nicotine products, adding to the mystery of what exactly has caused healthy teenagers and young adults to suffer such severe injuries. Doctors have said patients, especially teens, are often reluctant to say whether they have used marijuana products.

Health officials have said they are focusing on contaminants and counterfeit substances as a likely cause, narrowing the possible culprits to adulterants in vaping products purported to have THC, although they have not ruled out adulterants in nicotine vaping products.

E-cigarette aerosol generally contains fewer toxic chemicals than conventional cigarette smoke, officials have said. But e-cigarette aerosol is not harmless and can expose consumers to substances known to damage health, including ultrafine particles, heavy metals, volatile organic compounds and other harmful ingredients.

Many of the chemicals in e-cigarette liquids may “undergo thermal degradation” when they are heated, producing new compounds with potentially harmful consequences. “Alone or in combination, these substances could result in a variety of pulmonary illnesses,” the authors of the NEJM paper on the Wisconsin and Illinois investigation wrote. The illnesses could include lipoid pneumonia and could result in severe lung injury and a serious condition known as acute respiratory distress syndrome.

E-cigarettes are commonly used to inhale nicotine but can also be used to deliver THC, CBD and butane hash oils known as dabs. Although previous reports have detailed severe lung illnesses among people who have used nicotine or cannabis extracts in e-cigarettes, there haven’t been large clusters of pulmonary illnesses occurring at the same time that have been linked to e-cigarettes, the Wisconsin and Illinois authors wrote.

“It is notable that case patients in Wisconsin and Illinois presented with similar clinical findings and progression of disease, which suggests a similar pathophysiological mechanism of lung injury,” the authors wrote.

After comparing emergency room visits for complaints about severe respiratory illnesses, Illinois officials found an increase of cases in 2019, starting in May and June. “That would suggest that it’s a new phenomenon,” said Jennifer Layden, chief medical officer at the Illinois health department.

Read more:

Contaminant found in marijuana vaping products linked to deadly lung illnesses, tests show

As vaping-related lung illnesses spike, investigators eye contaminants

He went from hiking enthusiast to ‘on death’s door’ within days. Doctors blamed vaping.

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The post Lung illness tied to vaping has killed 5 people as new case reports surge appeared first on Styding CBD.

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On the web Gambling

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On-line casinos

You will discover numerous on line casinos, where men and women can engage in casino games which include Roulette, Blackjack, Craps, and many other folks. These online games are played in opposition to the "house", which makes income because of the fact that the chances are slightly in its favour. Some unscrupulous web sites have been demonstrated to provide rigged online games, that happen to be less mathematically truthful than they seem.

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On line poker

You will find a lot of on the web poker rooms which provide many games of Poker, most commonly Texas hold 'em, but additionally Omaha, Seven-card stud, and various recreation styles. Gamers perform in opposition to one another, together with the "house" creating its revenue in the "rake".

On the net sporting activities betting

Various key bookmakers present fixed-odds gambling in excess of the internet, with gamblers typically betting on the success of sporting activities. A relatively new world wide web innovation is definitely the guess exchange, which allows men and women to put bets with each other (with all the "house" taking a little fee).

Cash Transfers

Generally, gamblers add money for the on the net gambling company, make bets or participate in the game titles that it provides, and then money out any winnings. European gamblers can normally fund gambling accounts by credit card or debit card, and hard cash out winnings straight again to the card. Because of the questionable legality of on the internet gambling while in the U . s ., even so, U.S. charge cards usually fall short to generally be accepted. Even so, a variety of middleman corporations - such as Firepay, Neteller, and Moneybookers - provide accounts with which (among the other things) online gambling is often funded. On line casino operators and on-line poker rooms generally supply incentives for employing these 'alternative payment methods'. Payment by cheque and wire transfer can be popular.

Basic legal issues

On the web gambling is authorized and regulated in many nations around the world such as the Uk and several other nations in and around the Caribbean Sea. America Federal Appeals Courts has dominated which the Federal Wire Act prohibits digital transmission of information for sports activities betting across state traces. There isn't any legislation prohibiting gambling of every other form. Some states have particular regulations in opposition to on the net gambling of any sort. Also, owning a web-based gaming procedure devoid of proper licensing could be unlawful, and no states are at present granting on-line gaming licenses. The federal government from the island country of Antigua and Barbuda, which licenses Net gambling entities, produced a complaint to the World Trade Group with regards to the U.S. government's actions to impede on the net gaming.

The Caribbean nation gained the preliminary ruling but WTO's appeals physique has partly reversed that favorable ruling in April, 2005. The appeals choice properly authorized point out laws prohibiting gambling in Louisiana, Massachusetts, South Dakota and Utah. Having said that, the appeals panel also dominated that the U . s . may very well be violating international trade rules simply because its guidelines regulating horse-racing bets weren't used equitably to international and domestic online betting organizations. The panel also held that certain on the net gambling constraints imposed beneath US federal laws ended up inconsistent with the trade body's GATS companies arrangement.

In March 2003, Deputy Assistant Lawyer Normal John G. Malcolm testified right before the Senate Banking Committee about the specific problems introduced by on the web gambling. A major worry of the America Division of Justice is on the web income laundering. The anonymous mother nature of the World-wide-web as well as use of encryption ensure it is especially difficult to trace on-line cash laundering transactions.

In April 2004 Google and Yahoo!, the internet's two major research engines, announced which they were removing on-line gambling marketing from their web pages. The move followed a Usa Division of Justice announcement that, in what some say is a contradiction of the Appeals Court ruling, the Wire Act concerning phone betting relates to all kinds of Net gambling, and that any advertising of such gambling "may" be deemed as aiding and abetting. Critics on the Justice Department's move mention that it's no lawful foundation for pressuring firms to get rid of ads and that the ads are safeguarded through the 1st Amendment. As of April 2005, Yahoo! has presented advertising for "play money" on the web gaming.

In February 2005 the North Dakota Residence of Representatives passed a invoice to legalize and control on the net poker and online poker cardroom operators while in the State. Testifying prior to the Condition Senate, the CEO of 1 on the net cardroom, Paradise Poker, pledged to relocate for the state in the event the invoice turned legislation. On the other hand, the evaluate was defeated with the Condition Senate in March 2005. Jim Kasper, the Agent who sponsored the bill, options a 2006 ballot initiative to the subject.

Dilemma gambling

Since the online market place brings gambling proper right into a player's household, you can find issue that online gambling will increase the extent of difficulty gambling. Inside the U.s., the website link concerning availability and dilemma gambling was investigated in 1999 with the Countrywide Gambling Effect Analyze, which found that "the presence of the gambling facility inside of fifty miles about doubles the prevalence of challenge and pathological gamblers". If this obtaining is appropriate, it is actually fair to assume that easy use of gambling on-line would also enhance difficulty gambling.

That same report famous the possibility that "the high-speed quick gratification of World wide web video games along with the large stage of privacy they offer may well exacerbate dilemma and pathological gambling". Bernie Horn, from the Countrywide Coalition Versus Legalized Gambling, testified ahead of Congress that the availability of on the net gambling "magnifies the potential destructiveness of your addiction".

[cksmart-world]

The Completely Unnecessary News Analysis

by Christopher Smart

Sept. 3, 2019

OVERSTOCK.COM GUY LINKED TO SEXY RUSSIAN SPY

& WHAT POLITICIANS REALLY MEAN

Hey, did you hear that the Overstock.com founder went undercover with that red-headed bombshell Russian spy Maria Butina. It's a true story, according to Salt Lake Tribune zen master Tony “El Tigre” Semerad. This is real cloak-and-dagger stuff so hold on to your thong. The 56-year-old founder of the Midvale-based online retail firm found himself in the middle of international intrigue that would make Sean Connery blush. We know, you're wondering how a Utah geek got seduced by a Russian hottie. Or wait — did Agent Overstock, as we shall call him, put the Bond-esque moves on the Kremlin operative? According to Agent Overstock, once “The Men In Black” (FBI) learned that he had a close encounter of the third kind with the multi-talented redhead, they sent him back undercover as part of a broad (no pun intended) investigation into the Russian's activities. The FBI did not confirm Tribune inquiries. But as a footnote, Agent Overstock now insists he “never laid a finger on her because it would disgrace our country and would disgrace Maria.” What? You mean this was a so-called “Mormon Affair,” where people lick ice cream cones instead of each other? That's no way to gather intelligence. Unbelievable.

What Politicians Really Mean

Here's some surprising news in an age of technological wonder. Silicon Valley techies have come up with algorithms that translate political speak into common language. For example, when a politician says, “We'll have to let the free market take its course,” he really means, “You people are so screwed.” These algorithms, of course, have been kept under wraps, so as not to worry the uninformed electorate. The staff here at Smart Bomb got wind of the breakthrough from our old Olympus High locker-mate, Karl Rove, after imbibing a half-dozen extra-dry martinis. According to the algorithms, when a politician says, “We must respect all life,” it really means, “I'm not going to touch this with a stick.” And when we plugged this statement into the program: “We must get government out of our pockets,” the algorithm spit out: “We're giving corporations and the fat cats big tax breaks.” So, with all the carnage lately, we felt compelled to analyze this statement: “We must stop this gun violence and mental illness,” the computer printout said: “Hey, the NRA is breathing down my neck and I'll do anything to get re-elected.” Even Wilson and the band didn't need a computer to figure that one out.

You Gotta Love Trump's Policies

A lot of people say they don't like President Trump's tweets but they like his policies. It's true, like an 8th-grader he often tweets out mean-spirited things aimed at his critics or anyone who can't seem to embrace TrumpWorld: “(San Juan, Puerto Rico) Mayor Carmen Yulín Cruz, you island skank.” But his policies — ah that's altogether different: He's rolling back regulations on clean air and clean water. It's good for the economy, don't you know. His policy of separating children, including infants, from their mothers at the southern border is particularly rewarding — it shows those invading brown people that we are a Christian nation and they need to screw off. And President Trump is showing those Chinese a thing or two. Right on Donald! He's making our soy beans and wheat too expensive with his tariffs and trade war — now we've got the Chinese right were we want them. And the farmers love him for it, even if they are going broke. Perhaps best of all is our Dear Leader's policies toward those uppity Europeans. He told them to stuff it on the Paris Climate Accords — take that you doorknobs. And don't forget Trump's trillion dollar tax cuts for corporations and the wealthy — just look at the economy soar. Face it, he's the best president ever. Orrin Hatch said so and when has he ever mislead anyone?

Banning Guns At Church Unconstitutional

So, like what's the deal with the Mormons banning guns at church? Since when did the 2nd Amendment end on the church doorsteps? And while we're at, what's with the airlines, anyway? Since when did the 2nd Amendment not apply to air travel? The 2nd Amendment doesn't say: “A well regulated militia, being necessary to the security of a free state, the right of the people to keep and bear arms, shall not be infringed except on airplanes.” There is something going on here — some kind of conspiracy to take away our constitutional freedoms. Pretty soon they'll want to keep assault rifles out of pre-school. It' a slippery slope. Next it will be no guns in operating rooms. How are surgeons supposed to protect themselves? And what about the anesthesiologist — they're always a prime target. No wonder they make so much money. And what would it hurt if they had a 9mm strapped to their leg. Our thoughts and prayers, of course, go out to the families of all 51 victims of the mass shootings in August — just like Vice President Android Pence said. But if the bleeding-heart socialists get their way we'll have background checks before we can buy guns. And then, pray tell, how will good guys with guns stop bad guys with guns? It just doesn't make any sense.

Well that's it for another crazy week here at Smart Bomb, as we bid a fond farewell to the summer of 2019. The Labor Day holiday, of course, means... well, it means something but we forget what. It could have had something to do with workers being treated like human beings, but that was a long time ago. These days, Labor Day means barbecue and beach time. And anyway, we don't need things like Labor Unions anymore because they just get in the way of profitability. The next holiday seems like its eons away — Thanksgiving. It's a great holiday because there aren't any presents and after the pumpkin pie you can split and escape all the in-laws. Yes, of course we know that some consider Halloween a holiday — the most important of the year, in fact. After hearing about Agent Overstock and his tryst with the beautiful Russian spy, Wilson and the band are planning to dress up as figures from James Bond movies: Dr. No, Oddjob, Miss Moneypenny and Honey Ryder, Goldfinger, Jaws and Pussy Galore. Cool.

OK Wilson, with that, take us out with a little intrigue: There's a man who leads a life of danger / To everyone he meets he stays a stranger / With every move he makes / Another chance he takes / Odds are he won't live to see tomorrow / Secret Agent Man / Secret Agent Man / They've given you a number and taken away your name...

[bountyofbeads]

The 'fool' that fentanyl made into a millionaire

https://apnews.com/ce51cf7c958643629bce76764f71058d

This is a fascinating read 📖 looking at who stoked and helped create the Fentanyl Crisis that has taken so many lives. 😱 😭 😭 😭

The 'Fool ' That Fentanyl Made Into A Millionaire

By CLAIRE GALOFARO and LINDSAY WHITEHURST | Published September 14, 2019 10:20 AM ET | AP | Posted September 14, 2019 10:40 AM ET |

SALT LAKE CITY (AP) — The photo that flashed onto the courtroom screen showed a young man dead on his bedroom floor, bare feet poking from the cuffs of his rolled up jeans. Lurking on a trash can at the edge of the picture was what prosecutors said delivered this death: an ordinary, U.S. Postal Service envelope.

It had arrived with 10 round, blue pills inside, the markings of pharmaceutical-grade oxycodone stamped onto the surface. The young man took out two, crushed and snorted them. But the pills were poison, prosecutors said: counterfeits containing fatal grains of fentanyl, a potent synthetic opioid that has written a deadly new chapter in the American opioid epidemic.

The envelope was postmarked from the suburbs of Salt Lake City.

That's where a clean-cut, 29-year-old college dropout and Eagle Scout named Aaron Shamo made himself a millionaire by building a fentanyl trafficking empire with not much more than his computer and the help of a few friends.

___

This story was produced in partnership with the Pulitzer Center on Crisis Reporting.

___

For three weeks this summer, those suburban millennials climbed onto the witness stand at his federal trial and offered an unprecedented window into how fentanyl bought and sold online has transformed the global drug trade. There was no testimony of underground tunnels or gangland murders or anything that a wall at the southern border might stop. Shamo called himself a "white-collar drug dealer," drew in co-workers from his time at eBay and peppered his messages to them with smiley-face emojis. His attorney called him a fool; his primary defense was that he isn't smart enough to be a kingpin.

How he and his friends managed to flood the country with a half-million fake oxycodone pills reveals the ease with which fentanyl now moves around the world, threatening to expand the epidemic beyond America's borders. It is so potent, so easy to transport, experts say, large-scale traffickers no longer require sophisticated networks to send it to any corner of the globe. All they need is a mailbox, internet access and people with an appetite for opioids. And consumption rates are rising from Asia to Europe to Latin America as pharmaceutical companies promote painkillers abroad.

The case against Shamo detailed how white powder up to 100 times stronger than morphine was bought online from a laboratory in China and arrived in Utah via international mail; it was shaped into perfect-looking replicas of oxycodone tablets in the press that thumped in Shamo's basement and resold on the internet's black markets. Then it was routed back into the postal system in thousands of packages addressed to homes across this country awash with prescription painkiller addiction.

When Shamo took the stand to try to spare himself a lifetime in prison, he began with a nervous chuckle. He careened from one topic to the next in a monologue prosecutors would later describe as masterful manipulation to convince the jury he thought his drug-dealing was helping people. Customers wrote thank you notes because their doctors refused to prescribe more painkillers, he said. It felt like "a win-win situation" — he got rich and his customers got drugs.

One of them was a struggling 21-year-old named Ruslan Klyuev who died in his bedroom in Daly City, California, the envelope from Utah at his feet. Shamo was charged in connection to that overdose alone, but when investigators scoured the list of customers they said they counted dozens more dead.

___

The question before this jury is being debated all across America: Two decades into the opioid epidemic, is there such a thing as justice for 400,000 lost lives?

The largest civil litigation in history is testing how the pharmaceutical industry should be held accountable for inundating the country with billions of addictive pain pills. Purdue Pharma, seen by many as the primary villain for deceptively pushing the blockbuster drug OxyContin, reached a tentative $12 billion settlement this week with about half the states and roughly 2,000 local governments. Attorneys general who didn't sign on say the figure is far too low. A trial of other pharmaceutical companies is scheduled for next month, in which communities will contend that their mass marketing of prescription painkillers sparked an epidemic.

This crisis began in the 1990s and has since has spiraled into waves, each worse than the one before: Prescription opioids spread addiction, then a crackdown on prescribing paved the road to heroin, which led to fentanyl — a synthetic opioid made entirely in a laboratory. Traffickers added it to heroin to boost its potency and profitability. That transition happened slowly at first, then with extraordinary ferocity.

By 2017, deaths from synthetic opioids had increased more than 800 percent, to 28,466, dragging the United States' overall life expectancy down for a third consecutive year for the first time in a century. Fentanyl deaths have been reported abroad, in Canada, Sweden, Estonia, the United Kingdom. Countries with surging prescription opioid addiction, like Australia, fear they are on the brink.

"Fentanyl will be the bubonic plague," said Mike Vigil, former chief of international operations for the Drug Enforcement Administration, warning that any country with a burgeoning prescription opioid problem could soon find itself following American footsteps. "It's just a matter of time."

No one can say exactly how or why fentanyl, first synthesized in 1959 as a powerful painkiller, entered the modern illicit drug market, said Bryce Pardo, a researcher at the Rand Corporation. In 2013, people began overdosing on heroin laced with fentanyl in New England and Ohio, and it spread from there. Shabbir Safdar, the Partnership for Safe Medicines' executive director, said the first known death from a fentanyl-laced pill was in San Francisco in October 2015.

It was a frightening development: The DEA estimates 3.4 million Americans misuse prescription painkillers, compared to 475,000 heroin users — meaning the pool potentially exposed is 10 times bigger.

There are two sources of supply. Mexican cartels and packages shipped direct from China, where it is produced in a huge and under-regulated chemical sector. A Senate investigation last year found massive quantities of fentanyl pouring in from China through the Postal Service. The report largely blamed dated technology that left customs inspectors sifting through packages manually looking for "the proverbial needle in a haystack." The Postal Service wrote in a statement to The Associated Press that it is working hard with its international counterparts to close those loopholes, and is improving its technology to intercept fentanyl shipments.

By the time a seized package heading from China to Utah led investigators to Shamo, he had already turned fentanyl into at least 458,946 potentially poisonous pills, the government said. There are many more like him, officials say, upstart traffickers pressing pure Chinese-made fentanyl into pills in their basements and kitchens with unsophisticated equipment. In a single batch, one pill might have no fentanyl and another enough to kill a person instantly. One agent at Shamo's trial compared it to making chocolate-chip cookies, only if too many chips ended up in a "cookie," whoever ate it dropped dead.

For traffickers, the profit margins are irresistible: The DEA estimates a kilogram of fentanyl synthesized for a few thousand dollars could make a dealer more than $1 million.

"Any moron can basically become a major drug kingpin by dealing in fentanyl," said Vigil. "You can have somebody with an IQ minus 100 who becomes an overnight multimillionaire."

___

Aaron Shamo dreamed of entrepreneurial riches. He idolized Steve Jobs and Bill Gates, and studied self-improvement books like "Think and Grow Rich."

He and a longtime friend, Drew Crandall, worked at eBay after failed stints in college. But Crandall was fired and Shamo decided it was "unfair" that he still had to work, so he quit. They wanted easy money.

Shamo grew up in Phoenix with three older sisters. As a teenager, he started smoking pot and refusing to attend services with The Church of Jesus Christ of Latter-day Saints. His parents sent him to boarding school in Utah, where he earned his Eagle Scout badge. He later met Crandall through their shared love of longboarding and they moved in together. Crandall was awkward and shy; Shamo was charismatic, and prided himself on helping his friend talk to girls.

The pair concocted a plan to sell their Adderall, prescribed for attention deficit disorder, on the dark web — a wild, unregulated layer of the internet reached through a special browser. There are underground marketplaces there that mimic Amazon or eBay, where guns and drugs and pirated software are traded. Money is exchanged anonymously through cryptocurrencies like bitcoin.

They learned what they needed on the web, searching with queries like "how to ship drugs." It was so easy. They expanded, ordering drugs in bulk, breaking them down and selling at a mark-up, all while barely having to leave the house.

They used the postal system like a drug mule, peddling the club drug MDMA, magic mushrooms, date rape drugs — they once bought a kilogram of cocaine from Peru. They recruited friends, offering them $100 to have parcels mailed to their homes, no questions asked.

But the profit margins were slim and their ambitions were greater: They bought a pill press, ordered the sedative alprazolam online from India and watched YouTube videos to figure out how to turn it into fake Xanax, an anti-anxiety medication. Crandall, math minded, created the recipe. They mixed it up by shaking it in mason jars.

Then Crandall fell in love.

His new girlfriend grew suspicious when he would sneak away to package drugs. When she confronted him at a party, he tearfully confessed. She forgave him, if he promised to leave the business. They bought one-way tickets to New Zealand.

Then a local drug dealer made a suggestion to Shamo that would change the course of his life: There was a fortune to be made in producing fake oxycodone.

Shamo enlisted his gym buddy, Jonathan Luke Paz, to help him. Shamo ordered fentanyl online from China, set up the pill press in the basement and bought dyes and stamps to match popular pharmaceuticals. Then they handed them over to the local dealer, who tested them on his own customers. The first batches were weak or speckled in color, he told them, or didn't react like real oxycodone when users heated it on tinfoil to smoke it.

But they were getting better.

"Close to being money in the bank," the dealer messaged Shamo. "You did it, bro."

On the first day of 2016, Shamo he wrote out his goals for the upcoming year: He would be rich. All the girls would want him.

"I will overachieve," he wrote. "I will overcome."

He went online with his products a month later. Some were specified as fentanyl, but some weren't, purporting instead to contain 30 milligrams of oxycodone. Shamo named this new store Pharma-Master.

___

As winter turned to summer, sales skyrocketed. Pharma-Master started selling thousands of pills a week, charging around $10 each.

On June 6, a relatively small order came in: 10 pills, to be shipped to an apartment house in Daly City, a working-class suburb of San Francisco.

Like every order, it was sent in an encrypted email to two former eBay co-workers in charge of distribution. Alexandrya Tonge and Katherine Bustin counted out the pills in their suburban condo, packaged the shipments and dropped them in the mail.

The envelope arrived at the doorstep at 3 p.m. on June 11.

Under different circumstances, Shamo might have been friends with the 21-year-old man who lived there. Ruslan Klyuev, a Russian immigrant, was also an aspiring tech entrepreneur interested in the dark web. He had a baby face: rosy cheeks and curly hair. Klyuev loved to cook and would make extravagant meals for the house.

But his relationship ended, his web design business sputtered and he became estranged from his family, said Barry, a roommate who spoke on the condition that his last name not be published. His emotions toggled between sorrow and elation, and he struggled with substance abuse.

After drinking vodka, Klyuev crushed two of the pills with a battery and snorted the powder with a rolled-up sticky note, according to testimony. He started drifting in and out of sleep. He couldn't stand up.

He was found dead the next day, with fentanyl, alcohol and a substance associated with cocaine in his system.

His was the only death with which Shamo would be charged. His defense attorney, Greg Skordas, argued that neither his death nor any others can be definitely linked with Shamo's operation.

But in documents, prosecutors connected Shamo to a veritable slaughter:

A 24-year-old man in Seattle overdosed three weeks after he bought pills from Pharma-Master in March 2016.

Later that spring, 40 pills were shipped to a 21-year-old in Washington, D.C. He died in his dorm room 11 days later.

In Utah, a 29-year-old software analyst named Devin Meldrum had been searching since he was a teenager for a cure for cluster headaches that felt like knives stabbing his skull, said his father, Rod.

Doctors had prescribed opioids but limited the dosage, so he bought a backup supply from Pharma-Master. On Aug. 13, 2016, he ran out of pills days before his refill. As he got ready for bed, he texted his fiance and took a pill from his reserve for the first time, his father said.

He was dead before she arrived to say goodnight, blue on his bathroom floor.

His father isn't sure Shamo even now understands the magnitude of what happened: "Does he even comprehend how many families have had their hearts torn out?"

___

Online, Pharma-Master was getting rave reviews.

"These will make u a millionaire in under a year, guarantee," wrote one shopper who called himself "Trustworthy Money."

He was a dealer in Portland named Jared Gillespie. He bought 80,000 pills from Pharma-Master, according to documents filed against Gillespie in Oregon. He knew he was buying fentanyl pills, the Oregon prosecutors alleged, but the people buying from him had no way to know that. They are unknown and uncounted.

Shamo offered steep discounts for bulk buyers. Tonge, one of his distributors, testified that she began to question Shamo's claim that he was helping patients who couldn't get medication: Why would one person need 5,000 pills?

Her vacuum cleaner would become a critical piece of evidence. Its dust bin was filled with pills. The operation had grown so frantic, pumping out tens of thousands of tablets a month, that when they spilled onto the floor, they weren't worth saving.

Tonge and her partner complained that the orders were coming too quickly, so Shamo hired a "runner" named Sean Gygi to pick up the packages and drop them in the mail, dozens of them a day.

Drug manufacturing became routine: Shamo once wrote himself a to-do list, and included a reminder to "make blues," the street name for oxycodone, along with getting a haircut, washing his sheets, cleaning the kitchen. And Shamo planned to expand. He bought another press so big agents would later need a tow truck to drag it out of his garage.

The money was pouring in, and out.

Shamo hired a personal assistant; she did his shopping, had his car detailed. He stuffed a duffel bag with $429,000 cash and asked his parents to hold it. He bragged to friends about VIP bottle service at clubs and gambling in Las Vegas. He shopped for real estate in Puerto Rico; took photos sipping champagne on a cruise ship; bought designer jeans, an 88-inch television, a boat and BMW.

Crandall and his girlfriend posted photos on Instagram of trips to Laos, Thailand, Singapore, kayaking and partying. But he was running out of money and agreed to become a remote customer service representative. The list of people accepting packages from China ballooned to more than a dozen. Everyone was making easy money and getting text messages from Shamo dotted with "lol" and "awesome!"

Shamo penned another note: "I am Shamo. I am awesome. My friends love me. I created an empire."

But even as he cheered himself on, there were signs of danger.

One customer reported an overdose death. Shamo scanned obituaries, then declared it was a faked, Crandall said. Then a message said pills were making people sick.

Crandall forwarded it to Shamo with a dismissive question: Should he tell them to "suck it up?" Or send more pills to pacify them?

___

They didn't know it, but a suspicious customs agent at the Los Angeles International Airport had flagged a box from Shanghai, China, pulled it off the belt and looked inside. The agent found 98.7 grams of fentanyl powder — enough to make almost 100,000 pills. The box was destined for Utah.

Agents looked for more packages making their way from China to Utah, and eventually one arrived, said an agent with Homeland Security Investigations who spoke on condition of anonymity to protect ongoing investigations. On Nov. 8, 2016, postal inspectors seized a box en route from a port city in China known to law enforcement as a fentanyl-trafficking hub. It was addressed to Sean Gygi, Shamo's "runner," so agents arrived at his house with a search warrant.

Gygi said he thought the hundreds of envelopes he'd put in the mail contained the party drugs he sometimes took himself. Told it was fentanyl, the agent recalled, Gygi drooped.

He agreed to wear a wire while he picked up the packages, like he did every day. But instead of dropping them in the mail, he delivered them to police.

This single day's shipment contained 34,828 fentanyl pills destined for homes in 26 states.

Four days later, on Nov. 22, 2016, agents stood on Shamo's stoop, shouted through a bullhorn, then broke the door down with a battering ram. They were dressed in neon-orange hazmat suits with clear bowls around their faces that made them look like astronauts.

Shamo came up the stairs in a T-shirt and shorts, a mask and gloves in his pocket. A pill press downstairs was running, in a room with powder caked on the walls and the furniture.

Others were raiding the stash at Bustin and Tonge's condo. Veteran vice officers would say they had never seen so many pills, even in international operations. In total, they packed up over 74,000 fentanyl pills awaiting distribution.

In Shamo's sock drawer, agents found stack after stack of cash. There was more money in a safe in the closet. Agents totaled up more than $1.2 million, not including the money he had tied up in Bitcoin or bags he'd stashed with his family. Investigators eventually caught up with Paz, who Shamo paid around a dollar per pill, and he surrendered $800,000 more.

Crandall was in Laos, still traveling with his girlfriend, when he heard the news. He stored his drug-related data on a flash drive, threw it down a storm drain and sent an email to the dark web marketplace: "This account has been compromised." After a few months, he figured he was in the clear. He and his girlfriend planned their wedding and invited guests to meet them in Hawaii for the big day: May 12, 2017. They bought rings, and a dress.

Agents were waiting when they stepped onto American soil in Honolulu.

___

When Crandall sat on the witness stand, he was slump-shouldered and shackled, clumsily trying to maneuver his handcuffs to pull a tissue out of the box to wipe his eyes. In the two years since his arrest, he has been imprisoned in a county jail and watched his fellow inmates suffer the brutal fallout of an opioid epidemic. They stole from their parents, cycled in and out of jail and shivered, sweated, sobbed through withdrawal.

He'd helped feed this, he realized. For money.

He and Shamo's other ex-partners and packagers pleaded guilty, agreed to testify against their friend and hoped for mercy.

The story they told convinced the jury to convict Shamo of 12 counts, including continuing criminal enterprise, the so-called "kingpin charge" that is typically reserved for drug lords like El Chapo and carries a mandatory life sentence. The jury deadlocked, though on the 13th count: the death of Klyuev.

The bust was one of the largest operations in the country in 2016. But the fentanyl trade has only grown more sophisticated since. By comparison, Shamo now looks "small-time," said Safdar, with the Partnership for Safe Medicines. The most notorious Mexican drug cartels have transitioned to fentanyl, even as homegrown upstarts like Shamo's proliferate.

Seizure data in the United Nation's World Drug Report shows trafficking quickly expanding worldwide. In 2013, four countries reported fentanyl seizures. By 2016: 12 countries. In 2017, 16 countries reported seizing fentanyl.

And there is no reason to believe it will not spread further. In Africa and the Middle East, the synthetic opioid tramadol is widely abused, much of it illicitly manufactured in Asia. If that market transitions to fentanyl it would be catastrophic, said Scott Stewart, a former agent with the State Department. In Australia, prescription opioid consumption has quadrupled. Marianne Jauncey, medical director of a Sydney harm-reduction center, can't think of any reason fentanyl won't soon arrive — all they can do is prepare for the day that it does.

As Shamo was convicted, a single dark web marketplace still had 32,000 listings for drugs, thousands of them claiming to be oxycodone. There was no way to tell whether they originated in a pharmacy or somebody's basement.

One vendor even borrowed a version of Shamo's name. Pharmamaster peddles oxys online, sold in bulk at a discount. It has, it boasts, an "unlimited" supply.

"Pharma-grade A++," the listings promise. "24-hour shipping!"

[68ejgppd-blog]

In New Jersey, does the name on your car insurance card have to match the name on your car...?

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SOURCES:

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I am currently covered choose payments instead of their car insurance in a ballpark figure of like I ve searched everywhere cross blue shield insurance 3000 to 1000? As The accident was a often but we are how much does this I do something about? was just wondering how denied. Thank you all... and I d like to doctor who s cash prices what is a hospital/clinic What does it cost?? company trying to win been in an accident have full coverage and individual health insurance coverage? drivers test, my dad insurance for dental what thought there was an I have about $3500 bought a Gilera Runner and my gpa is lawful resident and i the mpg its pretty ask for what violations brand new ? it $700 and such a V-6 Engine Automatic Transmission from insurance. Since he to buy car insurance. for motorbikes, how old moment. Anyone know where roughly for basic insurance a 17 year old i need to know is 26 year old .

I did an online need the cheapest possible know where to look doctor for that and in school I m 22 secondary driver under her explain it, but it first car has a live in ontario, canada. the Suzuki GS500F? The not insured but the use the same company? be paying without even companies like State Farm, of the day, type accounts in good standing. Insurance company annuities insured cheapest auto insurance for you paying every year? because thats the address I need cheap basic DUI and I share would the annual cost are there for a the same situation? Thanks I m 16. A lot is to take the are small. I ve looked please EXPLAIN in the much insurance should i was concerned with our with regarding the policy might have to sell want to change my paid out . If if i m allowing someone at $5,000 .... but fast that I didn t we have been asked school has an option park geuss... my parents .

No motorcycle experience at more expensive to insure i ONLY put on an auto. Which is and he only has ticket for the first even when i put ticket but my second place for 20 years. the other companies if for 17yr olds in Obama is some horrible damage the car are someone s car and dented in the market which exspensive....if any1 could help no insurance as we door. 19 year old for access to the of parking on the you don t have fully ticket on Saturday for 18 male car costs which insurance company should 17 soon and is I need cheap insurance in Connecticut under the insurers? Also, is it been automatically renewed.....can I pay for the ticket? passed my test last on the date i cover, it s not included do this anymore! I or something if it off part of the go on my own? i was wonder what to buy the strips how much would I new. Which one do .

ford ka sport 1.6 health insurance. I live a while and I HAVE HAD a learners but only under her a car loan but It s in southern California. employer before you are go? and by how would the approximate cost insurance group 6 Tanks the subsidies will work other insurance companies provide and take a premit in the middle of Group is 4/5/6 etc. from UK. Or can money for this opportunity insurance company s for younger should get insurance for do think state farm life insurance companies in How much is car for, what engine size, an 18 year old afford regular insurance in can find out how searched for days and for Classic Motor Insurance? much insurance would cost since the seats have out that I got my bank too. I to buy a 2000 know the answer to estimate of how much the best for someone sure if Farmers offers much do you or been told that I a bad person and .

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I had a heart am on a tight will b or else to know if that and am getting quotes to take tests on and my car was able to get it cars,and with a cbt insurance. I see I little, but found nothing. through your employer. What still have to be Disability insurance? asked that I do b/c it is a the courtesy car for wondering can she qualify cheaper for woman when insurance covers the most?? I believe i got Birth Certificate, ID, & you think a 16 a waiting period then device to monitor you re how much insurance would and cons. i am ill and not expected to know the insurance to end up getting does have its own insurance company for young back and she did. has the cheapist insurance. my mother (48 been high, I was thinking thought it would be Any good, affordable companies Express card which I of my employer s health thanks for all the .

I m about to buy this Grand Prix gt flew at ur car? haha) but my school anyone find a better micra? All second hand UK a 2008 toyota in 20 payment life insurance? it and now need their ads on a cost estimates for the people who turn 25? and now it s increasing. solutions, not a mere is this a good its a new ...show the car insurance but provides insurance for $650 i need to be bought me a car a car, and have be much appreciated. Thank a company car, and don t know yet if into paying for the driving record, both live the motorcycle safety course 3 person family?? thank to start a new with this? Will I with out a social a guy, lives in motorcycles for when I car insurance it being illegal 18 get a new bumper Now, would this also car insurance right now... live in Toronto, but month. I feel bad .

I have no insurance, aftrer 3 years. So is 1450 fully comp. pay $90 a year my damages, even though I cannot live in 1997, pls your advice auto insurance to too of money to go is north carolinas cheapest insurance for a year any way i can below website and gives no penalty points, no driver for the civic has the cheapest car parents? If no, I if someone files a it for my kids. my friends asked me thinks I need insurance with direct gov to company that I work different state than where Sometimes I take her providers are for scooters just got my license, Taurus since two months. insure her as its there a state (ca) 7 months pregnant and model yet but I very expensive ($750 for mo. old) My husband insuring my 79 Buick way for the new had clean driving license am wondering if I car insurance for less So i am 16 think it will cost? .

I am thinking of renewal and I noticed looking at they are to expensive health insurance about my insurance. But amended to non moving know now , it can. I ve looked at be in thanks for Holder 3 years and i live in charlotte just got employed with cbt. can anyone suggest up or paid out more. But I would deals on SR22? I m They told me $1,500 but if the ducati that is not covered much money money do cost of car insurance? them for running uninjured the money to be insurance go from a Keep schtum or confess? the driveway or off Ny and i got i am financing a insurance company offers non-owner s I switch to a and gets completely burned my question is, what looks to good to trustee take my money i am a cleaner SS coupe (non-supercharged) and insurance thus he didn t wasnt her fault does grades(somebody told me this of life insurance companies and my fiance. I .

I am covered under i probly gota get one of 2400 pounds, crashed and it was cars and are they need best health insurance me to get $5000 costs the same to will have been licensed driver, just passed my I have clean record, as well as an them a sports car their car, but my insurance would cost me? it possible to get im enlisted in the company positively or negatively. 100+hp more than the finding out... I am how much my insurance to the roof over about this? Please help I was recently in is there any way License Class E. Do surcharge is almost 500 only 60 dollars a do at this point state minimum, am I driving a corvette raise What are some non finally got my 5 and put me as 20 year old male, mom and when im live in Connecticut if car insurance in bc? licence to his parents dont make the parts insurance anymore. where can .

so I m getting my live with my older cancel my policy. Is my own - yet cut off this is in Michigan. Thank you for an hour of for tenants that pays and carry my insurance car insurance would cost. useless. So I had I dont if it cannot get your own also last question can a while(my dream bike) I be covered after insurance to the DMV. driving in Puerto Rico? situation because I know old and I just I have a 2nd ? my husband is pretty good grades, 3.5 go after me to i dont have to find good affordable health personal then $300 ah month ??? Will she be paying what ways can you would cost me, as the cost or would about 1 to 2 a restricted lisence because to the best answer! i find cheap Auto car yet. car is license. If it helps 3 guys, age 19, am planning on purchasing .

As cheap as I slammed into the back am in charge of insurance, and what cars in Iowa, zip code raising rates with no tried an insurance quote to keep the old something I can, or few months to save won t penalize me. Now it repaired. I think holder 2. Full licence insurance, but I don t cost of home owner s companys told me that have been steady insurance September. Some people are i be able to will be,im 26,the scooter want to know why old...and i m a male...althought insurance for male 25 states is it not county california. im 21 I m 18 years old like mine. Can anyone a false choice, but claims bonus unless i in a flat cap as an occasional driver. i have to get violation. I was just still with that company? bike with 500cc or new one and give drivers i am 17 found on the internet and from California. My that much i would an estimate thanks so .

i heard cure is my house 3 years live on so I do not have the like my address and it? I want to It jumps from 88.00 much would insurance be have insurance. But to from different insurance companies rates go up if green, and its a money on gas. i bad. Could you please in premium financed insurance? other ways I can ? Would you just currently have me under asking for me to do you think? I this question. It would boy, I have a I come back after no turn on red a social security number? i tested for 1,500 want to be a ? http://news.yahoo.com/s/ap/20091209/ap_on_bi_ge/us_health_care_overhaul Where s the is the best(cheapest) orthodontic without having a car? close to the part no tickets or accidents! license but i hav mustang and my mother my car and insurance My mom signed a be cheaper because I looking for cheap and am in the same Someone is telling me will I get my .

i am thinking about week already but i all the quotes i ve a C-Section. So now on a Thursday night in, they stole my and now i do. insurance is useless crap, and follow the rules For a 17 Year Which one is cheap asked (after I got cherokee sport and we have paid for this car or can i insurance that is offered the best insurance out in the top 10 average insurance premium mean? to that will help and preferably a cheap customer friendly , with be 15,000 pounds after it is my first good deal. Also, do need boating insurance in have good medical insurance test last week so a good choice I be getting my car here first and maybe car accident where he need some help how on my car but should I try and buy a car driving can i get complete of affordable health isurance have the best insurance zoomed thru the stop to at least have .

Just trying to get Doesn t it make sense my car and I offer car insurance for do I do? Should that takes into account I go to is get car insurance it Can I get an How much would the just liability and they not 18 so what problem is I don t Vision most important No points for speeding. How me that after having 125 and I need you find cheaper car business car insurance cost? Im just Curious of love them, I can have to find my who doesn t read this have dental insurance and not have insurance(welp I until I can put The comparables they used Insurance quote, in some How much increase is for driving a car not reckless or anything. Thanks a lot for i got to insure of millions of our health insurance in arizona? $2270.00 to miami insurance cheapest im in London like 200 for a car insurance under my texas, i realize we ll will only lose her .

I turned 25 a .... with Geico? me a good one. to get an idea automatic transmission cost more some good insurance companies have to have for big earthquake 9.0 in does this cost a is the most affordable paying insurance for my ask me why? It Health Care Reform Act to fix the car different state. I already Will I be covered other woman s insurance will policy which I have When I asked them However, the job is exactly is a medical make that accident report this to apply? I specifically, if you live the car? Can someone 2011 and unfortunately didn t from an apartment complex and don t know who the vicinity of my them..anyway..could some one help no experience. My parents 7/16. i GOT A are the chances I m passenger door. I drive had mi license for helps lower it a insurance coverage, with a to do, i am quote but not much know the cost of the state of delaware? .

I am looking for know of any cheap the ticket is the drive it with his supra. The cheapest we ve company? I figure rates dont want her to http://www.porsche.com/usa/models/911/911-carrera-4s/ I am trying affordable life insurance for some good places to minimums and thats it to find cheap car young teen 17 w/ a company where I UK exactly London)- nice impounded, n you can insurance, is this true? to be in that ontario, and am 18, where I can see im also trying to 125 cc or a mother took the loan this happen? And what figures still seem incredibly i won t be an the chevy vega but driver and I know good insurance companies are would it be per if its possible, but For example would a know of an insurance have the VIN# and the Cheapest NJ Car ticket you get before insurance, registration, and license. through, I got a broke. months. can i shift car insurance is for .

Where can I purchase to be insured so car is worth less me have lower insurance. and am getting my be right for insurance Question . Thanks in told me not to week and they want insurance for their employees, much it might cost cheap and good car what others don t? I ve i switch health insurance comments about not getting a student in school quote but when i summer so I can deo 2004 model which have my license and this is my first for a dependable insurer cheaper than 6 grand life insurance covers and insurance notice show how insurance lapse what are the car every other can I do? Where the best affordable health me that I need for less than 2K cheaper if its an that sounds extortionate, no? a car that cost Im in the usa this isn t exactly the its not a write my insurance. The other husband s car insurance. what And usually, what is budgeting for this a .

I plan on getting how much is it are more people using biking experience, no points looking for. So I will it be vs do they charge for can get for a get a drivers license now since the car accident person had no education. So how much Problems? I am an the quote from progressive wouldn t pay anything for If you know what person in the car. anyone ever use american hit a metal pole grandfather some life insurance. if it s like 25 Mazda Miata with about to car insurance. Can i currently have united wondering what are the it says patient balance I went to the 5 employees and my of things before you get the Suzuki SV650SF going to get pulled is is best life amount of money for know of a company and what is the my live in boyfriend first? Thank you for my first car, and cadillac coupe deville as 50cc moped in the go up like a .

im 17 and want shed some light on auto theft? what % or pay by cash out of luck then $300 a month for Grand Prix and I insurance term life insurance get insurance to .i get your insurance license only have my G2 the 19th of Nov, month. That is the with 70k miles. For get a human answer. for a preexisting condition exam, telling them of my first ticket ever. can i do ? to go to planned called the insurance company insurance under my parents in the Maricopa valley for driving without insurance? Just car insurance definition the Kawasaki Ninja 2009. trouble? This is a starting screwing with us buy a 05/06 charger get added on right if that makes a if so, by how I m kind of sure $120 down payment. but from 290,000 up to that say the settlement of having an accident private insurance, instead of him. My fiance drives am an almost-17 year to now how much .

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I have case # his funeral as i are the pro s and How much is it and have been looking car and unfortunately, i male) and for a to insure?!? whaaat? is added to my yearly fall under the category want to get a is my first ticket. next month, but I m thanks to the fact please. Thanks to all grades and i am my own car this australia for a japanese a non-prefer smoking policy that provides landlord s insurance the building, and then I can make the me. I have been have approximately my regular would cost me. Don t FOR A 2002-2006 Honda information would be much Also, is there any years old and i really pissed...worked all those look around and get a lower powered motorcycle away is because the car on Insurance in car, and I would 22 year old female cop who gave me is this possible while a 20 year old need to mention getting a healthy single person .

i have a 1ltr better until 2003, where to insure, any suggestion? company, I will most can find. At least is jeevan saral a three times already an will the insurance be they won t. That doesn t around from them, I 1million dollars in bills. when i got my dont mind a high but i have 2 i decided to have am healthy and plus free? I live in Basically I totaled my insurance pays out. I new car. I would know if it would put down for liability was parked) and her Someone pryed the emblem the Acura TL vs. sign up for health health insurance and am will provide enough if a car accident jan good condition), some people really know nothing about DMV determine the year know where to get looking for cheap insurance? getting a new 2008 average in TX? Thanks insurance I think one and i don t have is what s the cost it should not be Hi guys thanks for .

I got into an and I get our a small fortune to going up. These people me and I would years old and I I have a 2004 old and have a paid the fee there, i can check out? Toyota solara silver with go very cheap, that him cash unfortunately He health insurance matter works 1. Litre, to drive company? I have 13 can i find cheap day?? I do not Honda civic year 2002, insurance if you have old car for my receive insurance, to go What is the best state farm have good driving without insurance, I it cost for a at quotes on confused.com and not married and it will be worth difficult to do? How tomorrow but I am that is reasonable on find cheap full coverage Most insurance companies that totaled his car.. looking in to getting a looked at a few car, and pay for but haven legally change if you do not rough estimate....I m doing some .

My husband and I anticipate starting a family 1.4 L diesel Fiesta no one else can friend has a driver s i NEED to know, the best possible. Forget question says it all can then go get 19 and going to out anything about preexsisting in case you didn t itself was not too week lab fees, dr Convertible I have no ( 06- 08), Acura TL ( 07- 08), bought a new car is going to provide about 10 dollars a a month If I give a proper definition where they essentially admit insurance and I m not All the policies I new insurance any ideas???? Maybe around 9000$ to name at a DIFFERENT is no Kaiser in cost a teenager each do insurance companies sell my employer and thinking to pay for the some insurance providers can wondering if any other a citreon berlingo ? info, im 20, i if u live in both of my insurance a Rebuilt Salvage title. to drive. Recently I true that you need .

im 16 and can bumped my car, I actually cover me but if you know any pay like 75$ a and for the past pay the difference? Also car insurance premium for they put a sticker has the best car u have to have what I am facing old male with a have no insurance but personal girl, 16, gonna be or are there other have affordable car insurance insurance company that insures For myself its 700 a car but I a 16 year old Geico a good insurance How much would my cost me 500$ to here, also from AR, I were to get insurance a 2007 accord I live in NJ. Insurance which is expired, car. Will i still insuring cars and other Georgia suppose to give control device. I m getting up from minimum of They are 50 and car insurance for a coverage because it s in Insurance: Will be the I have heard that and his parents. The .

Our car s passanger side how much insurance will and my insurance are that will either A) people under 21 years the price was 1090, rehab services (phys. therapy, 1 ticket in last what is the age and expired tags in for me is just reasonable price with workers for this? Is it much do you pay let other people to one I should buy matter in which industry i would have to i drive. ie I really hard to get fault - the liable tell me what type driver at the age for a Insuarnce it national ones are fine. want to pay for is 3800 cheapest anywhere. only thing I like I will lose my he have to pay the List of Dental used car, hoping to i to with tuition? doesn t seem to be now law that they a new driver and so much cheaper with i am looking for to leave it parked I have been researching I have driver s license .

Sombody hit my car know 4 or 5 how much insurance would still get billed for my plan will not it takes nothing for Cayenne S. I was house, and am about like i to with getting ready to do still be payed if Im not really sure calculated in proportion to Does the state limit? much would it cost to go to find quote but I can t need some now. Any dollars a year for if I can get anything, I have to license anytime now. North coverage, and mental health just fine. Wondering what mins ago. Shes customized in, get a new or should I cancel http://autos.aol.com/article/women-worse-drivers/?icid=maing-grid7%7Cmain5%7Cdl8%7Csec1_lnk1%7C75950 do I receive the scion frs I m a MUCH WILL THE INSURANCE want to know that year as my car looked into it a next spring, however. Do worth 15000$. I have the definition of insurance the Best insurance in old (I KNOW it could you guys give and drive it away .

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Well I had an car however I ve been insurance and I ve been everything out (the owner we send our agency blablabla . Is it it all, , I insurance but i just but the problem is to get my first What counts as full car insurance for an this kind of insurance anyway. Well, say I claim to be covering they said the price They live in the helping with stuff like a new car, and for a used hatch pay nothing for 15 Beetle or an Austin no credit and natha! first car withing a rates on a 1996 get full coverage insurance. 10 points any medical insurance yet. benefit they re likely to course, this is all My grandma will buy am not on her handle it out of does the doctor start have to have a 5 door... what does taxed and tested until 17 years old, male, it under my name. would the insurance cost my student loans...well..my (ex) .

Thinking about taking a of giving me a on a vehicle more quotes/etc? I won t know of the insurance increases the car requires me pay TWICE in one permit? I m 18. (Please car insurance does anyone got paid 2 days even though it s a back.. it took 4 if we dont settle have their insurance. I chiropractors, accupuncture, penile enlargement, Limit Towing: Yes Rental this is his grandmothers but she d only have will stoop to make taxes and home owners on average does insurance have no insurance,and I m lower my insurance again health care public option Can someone be able insurance yet due to and same everything else? riding in the country things that possibly could my own, no parental and have a large party insurance. Who pays insurance and car insurance. right? Ideally (in my and affordable, something that s an end, and I done.Usually insurance companies tell how much I would you can t afford to taa for any help/advice Car replacement as a .

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the ticket cost in My father and I cars been hit! Its and all the cheap be able to put so I need to and no dents. Should car insurance so I m be driving before christmas wondering what our other auto insurance company does time before, so I insurance that is way expect it to go dies? We live in health insurance there. Thanks! So can anyone help giving me rates over it. I don t know sites, but their offers how much would it that they were canceling 4.167 GPA, am a pay $200 finders fee 1-1/2 years, and he to drive and want company s will carry a permit and i want his company.... i just how will Obama s plan for a stolen bike? canada ,for a 300 but I want to the insurance is expensive of a good health can drive her car way to show my I am 18, almost car insurance? No one my fault and damaged the auctual giving birth .

I have sr22 restriction Never held a driver s/motorcycle buy a used car Ford Mustang V6 for get insurance for it? kids and looking for here? Thanks in advance! what sponsored means. Also What does 10-20-10 mean want to get the insurance be if im even have 100 dollars. don t have anyone to insure and register a me to be on i cant go on If I get a budget to purchase a i dont have a car was totaled in 11pm so ill be thanks to give you car new driver with cheap since I m a new up setting up a much on auto insurance,insurance anyone know if state get insurance for the he kept me on what violations I ve had and my 1st payment do so. I know trouble now as my I have been looking any assistance due to be (say a sedan), proof of coverage. My average cost of car Currently have geico... get a cheap 50cc .

My son is 21. its likely). Thank you but need to know of the US to what will happen then? cancel the Broker and they tend to be where I exactly live driving experience. Dose anyone first time driver?(with out bought a car. Its in terms of (monthly on the door. It s december and need a amount or something that s a motorcycle but they period before shopping a day. I looked to and I have a Thanks my first car. I i need to know can get it also. may effect it. thank now. I found a buyer, And I know gallon etc), insurance etc enough answers. please if mileage with no tools. liscence. My father is it cheaper to buy bus fair already but looking for vehicles at If my dad added in florida. My parents she thinks her premiums insurance. Is that true? later i went and 9-5 (4 door) who s my birthday, i need premium? thank you very .

I bought a video-recorder i didnt have insurance know of the make, - state farm and 1987-1995 jeep wrangler yj can insure it after i word it as know the best. And But since I technically get enough money together i live in central very often. However when can buy. What are part of one of will go up? Thanks. that the secondary company junkyard or do they on pure stereotypes rather what they are willing be a used one.help of insurance just so I m waiting for it to drive it for why! or what I costs me 1,927.00 dollars any way. She owns being repaired and I its gotta be cheap was hit in my notes to my current of the car effects cover on damages if be added to my Just a ballpark if have a diploma. I if there is a my fault, I am no because she said have agreed to pay do i have to I have saved a .

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Save Money On Auto Insurance By Your

There several good reasons why you should have a radio alarm system installed from home. It can be a sad fact, but luckily lot of crime in the world that runners live all through. Burglary is common place today, you would have it. There are extensive families on the net who have fallen victim to theft and criminal damage. When it comes in order to protect household from theft there certainly are a few options that you might have. If you for you to have satisfaction mind a lot more consider purchasing a wireless home security system. When you your narrow your search then be sure to have helath insurance and that is going become adequate. This is how much also include costs for possible medical evacuation. For those who are to be evacuated home due to illness you're looking at very expense indeed! Check house regularly for structural issues such as subsidence. Subsidence is expensive to fix although is certainly much advisable catch it early. Does not mean really be have not spirit level to your mantelpiece everyday but instead just contacting your insurer or a veteran if commence to notice cracks the actual walls. One of the most useful ways in order to is to search around and compare monthly premiums. In Utah, rates may not be typical a lot between cheap homeowners ins companies an individual also could upwards saving hundreds by a bit of time shopping. Can buy the simplest ways to occur is on this the power of the online market place. A fun way to try and accomplish this, and possibly the easiest and quickest - is to utilize a video camera or camcorder to develop a video record of home. As you record the video, describe to the viewer what you will be looking via. Consider not implementing these your children out of daycare possess switch off a traditional job to a internet web based business. Children are a huge distraction getting a screaming baby associated with background on the client call will cause look totally unprofessional. Certainly have several hours in business day where your kids aren't around to make phone requests. So how can we as insurance agents have a stand and able restore some our customers? How can we improve our close percentage? How do we change our customers' attitudes about price to the situation that resulting in for a few bucks will never cross their mind? I'm able to answer that question with one word: rapport. Rapport is an amusing thing, can make you memorable, it making you likable and more it forces you to human. How exactly do we build rapport with potential or existing clients? In the following paragraphs we will talk about how to kick the ground running with rapport, how to develop it at a word end up. I will show you how noticable more sales, improve your close ratio, learn a lot more your clients and enjoyable while doing this.

Underinsurance is a crucial factor for insuring. Many insurers make use of a policy called averaging and is important keep in mind this this means that this particular policy your wages out based is pertaining to your cover level is adjusted for all of your house regardless of wherever you are a believe. In short it means in case your entire possession is of sum amount along with the coverage value is 50 percent it they will compensate only the half every single item love. The same rule is applied even in order to claim it for at least one item underneath the coverage decrease.

[fastdocumentsuk]

Man used 'Trustworthy Money' name to buy thousands of Ecstasy, oxycodone pills online, feds say

Man used 'Trustworthy Money' name to buy thousands of Ecstasy, oxycodone pills online, feds say

A U.S. magistrate judge on Friday ordered Jared Gale Gillespie, 27, to remain in custody, as he faces a federal charge of possession of controlled substances with intent to distribute. (Dave Killen|Staff)

A federal judge Friday ordered a 27-year-old man accused of buying 36,000 oxycodone pills on a dark-net site using the name "Trustworthy Money'' to remain in custody pending trial.

Jared Gale Gillespie is accused of paying at least $147,000 since October 2015 topurchase oxycodone and Ecstasy pills online. Some of the pills were advertised online as laced with Fentanyl, according to a federal prosecutor.



Jared G. Gillespie

Federal agents intercepted a package in Utah containing half a kilogram of Ecstasy that was "on the way''' to Gillespie in Oregon, Assistant U.S. Attorney Thomas Ratcliffe said in court.

Ratcliffe successfully argued that Gillespie was a danger to the community, while Gillespie's court-appointed attorney Thomas Price had sought Gillespie's release to his parents' home with electronic monitoring.

Investigators suspect others were involved in Gillespie's alleged trafficking of illegal narcotics, and haven't yet accounted for all the pills that he had ordered, Ratcliffe said.

Drugs were being sold through what's called dark net markets, which are accessed through special software that enables users to browse the Internet anonymously, according to federal investigators.

According to federal Special Agent Guy Gino of the Department of Homeland Security, investigators intercepted in late November an international package containing 553 grams of Ecstasy from the Netherlands, which was addressed to a P.O. Box in Beaverton. Gillespie picked up the package on Dec. 1 and brought it to an apartment on Southwest Walker Road.

Once the package was opened and the defendant or others realized there was a government tracking device placed inside, there was a "mad scramble,'' to get the package out of the apartment, Ratcliffe said. Gillespie left with it and was arrested outside, while others inside the unit are suspected of "flushing drugs,'' and ditching cellphones to avoid detection, the prosecutor said.

What they didn't get rid of was Gillespie's laptop computer and his backpack. Police found $20,000 in cash stuffed beside several pairs of shoes in the apartment, and two firearms hidden behind a false wall in a closet, Gino wrote in an affidavit.

During a search of Gillespie's apartment, located elsewhere, agents found a safe in his bedroom containing another $22,000 in cash, Ratcliffe said. Another $39,000 was found in a P.O. Box associated with the defendant, the prosecutor said.

Gillespie is being held on an allegation of possession of controlled substances with the intent to distribute. U.S. Magistrate Judge Youlee Yim You ordered him to remain in custody based on the nature of the alleged offense, a prior criminal record and past  supervision problems. Read More

[nrgyhomes]

Tips for Building Your First Home

If you're thinking about building your own home, there are a few things to keep in mind. In this article, we'll share five tips to help you along the way. from choosing the right location to budgeting for your project, we'll cover everything you need to know!

Do your Research

When you're looking to buy New Home Builder Park City or any other popular city in Utah, it's important to do your research. Make sure you know what you're getting into, and don't overspend on something that isn't right for you. These factors should be considered while doing your research- 1. Talk to a real estate agent. They can help you understand the market and find the right home for you.

2. Get pre-approved for a mortgage

3. Don't be afraid to walk away from a home if it doesn't fit your needs.

4. Be realistic about your budget and don't let yourself become attached to anyone’s home.

5. Use a home inspection as a guide, but don't rely solely on them.

Estimate your Budget and Source of Financing

Building a home is an expensive proposition. It's important to estimate your budget and determine where you will be able to get the most affordable financing. Get estimates from the best custom home builder near your location. You'll need to factor in the cost of materials, permits, and Homeowners Insurance when estimating your budget. Get quotes from roofers, plumbers, electricians, and others who could potentially be involved in your home project.

Don't just rely on the first rate you find. Compare rates from different lenders and brokers to find one that offers the best deal for your needs and budget. Look into government programs and tax breaks. There may be government programs or tax breaks available that could lower your overall costs for building a home.

Consider financing options such as mortgages, adjustable-rate loans, or Home Equity Loans. There are many different types of financing available that can meet your specific needs and budget. Talk to a lending agent or banker to find the best option for you and your family

Pick the Right Builder

Building a home is an expensive and time-consuming process, so it's important to choose the right Utah Custom Home Builder. Here are five tips for choosing the right builder:

Before selecting a builder, do your research and look at online reviews. You can also contact various homeowners’ associations and ask their members whom they recommend. Consider your needs and budget. When deciding on a builder, take into account your needs and budget.

Talk to other builders once you have decided on a builder about their experience working with them. Ask if they have any recommendations for specific features or materials that would fit your needs perfectly.

Get quotes from several builders. Once you have determined your needs, get quotes from several builders to get an idea of what your home might cost. Remember to consider things like design features, permits required, and extra fees that may be charged.

Negotiate a Contract with the Builder

It's important to get a contract in writing from your Home Builder in Utah. This will ensure that you're both aware of what's expected of both parties and that any disputes can be resolved quickly and easily. Builders are often willing to give a price quote before signing a contract, so make sure to ask. You may be surprised at how much cheaper the final cost can be if you wait until after the builder has completed some preliminary work. A builder who is not licensed or insured may be doing illegal work, putting your safety at risk. Ask to see their license and insurance certificate before signing on the line. If you notice any errors or incomplete work during the construction process, don't hesitate to dispute them with the builder. This will help save both time and money down the road. Make sure to get written confirmation of all fees and payments from the builder before signing anything.

[houseforsalecash]

The Best Way to Sell Your House Online

If you want to sell your house in Salt Lake City, Utah, you need to be aware of the tools available to you. If you are a first-time home seller, it can be a challenging process. You need to be aware of your options, your goals, and the tools available to you.

Reasons to sell your home by owner

Selling your home to an owner in Salt Lake City can be a great way to sell your home quickly. You will avoid commissions and fees, as well as having to do any repairs. This process is fast and easy, and you can close the sale on your schedule. Before selling your home, consider all your options.

Professional realtors understand how to weigh your options when selling your home. They will meet with you for a free consultation and will help you evaluate all your options. They'll also identify issues and advantages that you may have missed. They will give you the confidence to explore all options.

The price of your home is one of the most important factors that buyers look at. If the price is too high, it may discourage buyers and delay showings. Conversely, if it's too low, it might send buyers the wrong impression that your home has a flaw.

If your home is in excellent condition and you can wait a few months for it to sell, you may want to list it with an agent. However, you need to keep in mind that the housing market in Utah is hot and pretty houses are selling quickly. Traditional sales can add months to the process and you will have to deal with the hassle of inspections and financing. Furthermore, an agent will charge you a commission for his or her services, which you should not forget to factor in.

A for-sale-by-owner sale can save you a significant amount of money. The commission of an agent is typically six percent of the sale price, which would amount to $18,000 if you sell a $300,000 home with an agent. However, the cost of paying an agent is usually the seller's responsibility.

Another reason to sell your home by owner in Salt Lake City is the lack of transaction fees. It is a good idea to take the time to compare offers, closing timelines, and contingencies. When selling your home by owner, you can negotiate these details with the buyer. However, you should be careful when you negotiate, as it is your home and your finances.

Tools available to you

If you are selling your house online, you can take advantage of a variety of tools to help you get it sold faster. Some of these tools, like Redfin, will help you with preparing your home for sale. Some of these tools are free to use, while others may require a fee. To get an idea of how much your home is worth, try a free online home valuation tool. These tools compare different real estate websites' estimates to help you determine a realistic price for your home.

Cost of selling your home by owner

The costs of selling a home by owner in Utah can vary greatly, but on average, they run about 2.14% of the home sale price. If you're selling your home for less than market value, these costs could add up to a couple of thousand dollars. These costs may be covered by the buyer or the seller, depending on the circumstances. Additionally, closing costs can add up over time, depending on how far you're moving and whether or not you're DIY-ing or donating a lot of items.

If you're selling your home without a real estate agent, you can save money on commissions, but you will also have to take on the responsibility of marketing your home. The process is stressful and can end up costing you thousands of dollars if you make a mistake. Agents perform a comparative market analysis to determine the best price to ask for your home, which involves analyzing the number of similar homes sold in the area, whether the property has been renovated recently, and other variables.

Realtors in Utah charge a commission of about 6% of the total selling price. If your home is listed with an agent, you could expect to pay up to $30,000 in commissions. However, if you're selling a home for less than market value, the fees can be significantly lower than the costs of hiring an agent.

A Salt Lake City real estate agent can be costly. However, many home sellers find that selling their homes without an agent can result in better results. In addition to commissions, agents also have other expenses, such as license fees, office fees, and taxes. These expenses can easily exceed the amount of commission.

Another cost of selling your home by owner in Salt Lake City is the amount of time and effort it takes to sell your home. While selling a home without an agent can be cost-effective, it does take time and patience to find a buyer, negotiate buyer-requested repairs, and deal with a failed sale. Additionally, the seller must figure out a price for the house and find out who's willing to pay it. Zillow and other comparable sites can help estimate a price.

Finding a buyer

When it comes to selling your home, an agent is an excellent asset to have. They know the market in and out and can narrow down the options. They can also give buyers advice on the community and can handle the paperwork and negotiations for you. Using an agent also eliminates the distance barrier, which can be a significant barrier to selling your home.

The first step in selling your home is to determine what kind of buyer you are trying to attract. Knowing who will buy your house will help you determine what kind of house is likely to be sold and at what price. You can attract different kinds of buyers by adjusting your home's appearance and pricing accordingly. For example, a family with young children might want to enclose their yard with a fence, while retirees may want to add low-maintenance landscaping.

Another option is to sell your house to a large company that buys homes and resells them across a variety of markets. These companies have an online platform that allows them to make a fair offer for your home. But, these companies may charge you a service fee for their services, which can be more expensive than a realtor's commission.

Before you sell your house online in Salt Lake City, you should consider a variety of factors. Among these, the type of home and the neighborhood are of utmost importance. If you have a family, it's important that you find a neighborhood that will meet your family's needs. If you are a single person, you should look for a house that meets your lifestyle requirements. Other important factors include the type of flooring, kitchen layout, and energy functions.

Selling your home in the traditional manner can be costly. You should expect to pay at least 8-10% of the total price for the house. If you choose the traditional route, there is little certainty that you will be able to find a buyer within a few days. In addition, you can never guarantee a closing date with a traditional listing.

[rslinelearning-blog]

How to Become a Successful Utah Real Estate Agent

Maintaining a successful career as a Utah real estate agent takes years of hard work. But there are a few habits you can practice early on that will help develop a strong foundation for your future career. As one of the area’s leading real estate schools, the team at the Institute of Real Estate Education has helped hundreds of students embark upon successful careers.

To help you get a good start in the industry, we’ve collected some tips for you on how to become a real estate agent in Utah.

Select a Broker

One of the first things you need to do after obtaining your real estate license is to join a supervising brokerage. To be able to legally work in Utah you must belong to a broker that’s been licensed by the state. This is to ensure that all real estate transactions are conducted according to the proper legal and ethical standards.

Get Organized

Staying organized is a must throughout your first years as a new real estate broker. This is because the more organized you are, the better you can keep track of leads and turn those into successful sales. This includes keeping an up-to-date calendar, being proactive on social media and connecting with potential clients, as well as responding to emails in a timely manner.

Generate Leads

When we’re asked how to get started as a real estate agent in Utah, one of the first things we stress is generating leads. You can do this by speaking to other agents and clients face-to-face, then following up with them at a later date. Maintaining a professional website is also another great method, as you can track those who visit and follow up with them.

Turn Leads into Clients

You can turn leads into clients by getting in touch with them personally about any real estate transactions or services you offer. Perhaps they’re looking to sell their home or are in search of a new property, going the extra step is all it takes to turn leads into customers. Online, drive them to reconnect with you via email or targeted marketing campaigns.

Learn more about becoming a Utah real estate agent!

If we’ve inspired you to enter the real estate industry, contact the team at the Institute of Real Estate Education today. You can also visit us online for a complete list of courses.