#No but it's a problem someone take my bankcard from me!
Explore tagged Tumblr posts
reikurusu · 9 months ago
Text
Do I dislike how Taylor releases new versions of the same album with exclusive songs and extras and different coloured versions of the same vinyl? Absolutely!
Do I still buy them because I can and have fomo about it and want the serotonin of buying something nice and pretty for myself? Also, absolutely!
Am I part of the problem? ... I absolutely am, don't look at me.
2 notes · View notes
carolandrodsgetaway2018 · 6 years ago
Text
8th November 2018
I know I haven’t written anything for a while, I have just been a bit lazy. I can’t believe I forgot to mention our stay in Griffith in my last post. We parked at a free camp just as you get into town. It’s in a nice green park beside a canal and it has BBQ’s and toilets. We were the first van’s there and we weren’t sure it was right place or not but it didn’t take long for others to arrive. I had some concerns about all the cars driving in and people using the toilet block but Rod said don’t be silly it was ok. Anyway Wendy and I drove into town to check out the op shops and the club so we could play the pokies. They had an orange festival happening in town, there was a lot of artistic sculptures made out of citrus fruit which were fairly impressive. Unfortunately, some of them had been vandalised. I don’t understand why someone would do that it’s so disrespectful. While we were gone the police did a drive through at our camp and they stopped to talk to Rod and Paul. It seems the toilet block is a well known hang out for the local homosexuals and a place for drug deals to be done. Rod said there was a couple of young girls smoking dope at a picnic table just near our van while we were in town. Great stop hey. So anyway we had happy hour and then retired for dinner and bed. I woke up when i heard the door to the caravan open. It was Rod coming inside so I asked him what he was doing. He said “can’t you hear all that noise outside”? I couldn’t at first then it got louder. A lot of yelling and swearing by both men and women. Rod had gone to investigate. I couldn’t make out what they were saying but you could hear the agro in the tone. Rod was getting worried so I told him to call the police if he was that concerned. I went to turn the TV on and Rod yelled at me not to as he didn’t want to attract attention. He obviously didn’t think having the I Pad on lighting up the van was a problem. I just went back to sleep, Rod stayed up peeping out the windows. Next time I woke up Rod was on the phone to the police under the blankets so he couldn’t be seen or heard from outside. I told him the police would take ages to get there so don’t hold your breath waiting. Bugger me if they weren’t there within 5 minutes .Again I went back to sleep because it was around 2am. by this time. So the outcome according to Rod was that they arrested a young woman and a couple of other trouble makers. He found a drivers licence, credit cards, bankcards and pension cards as well as some boots and a jacket in the park when it got light and called the police back to come and collect them. It seems the group is well known to the police and it’s not an unusual happening on a Saturday night in town. Anyway when we talked to Wendy and Paul the next morning, she stayed up all night watching through the windows and Paul like myself slept through it. He told Wendy someone would call the police so don’t worry. I guess he didn’t think it would be Rod. Oh well another story to laugh over later.
1 note · View note
mmiblog1 · 5 years ago
Link
ming, people walk far away. No rebuilding for us folks.Viagra, Cialis and Levitra are three impotence pills which had been approved by united states FDA to provide in the therapy for male impotence.Each with their impotence pill, though work well with most men, may not work in few cases. If this happens, maybe you genuinely to check on certain things before deciding that the pill is bust for you.Finally, from the middle of lying across his bed, kissing, midway through the film I realized I was going to have commit to the ER and enquire a breathing treatment since my breathing machine dwelling had died a month or two before.Men report an increase in sexual activity when they use viagra review is in truth the best medication that it comes with to treat erectile dysfunction as well as impotence. Most of the time, the man is suffering from impotence, ought to due into a physical condition and is especially common as men become older. They simply do not glance at the blood flowing to where it must be get even though once do you know. However, when they take viagra, they are a lot better about themselves. Supply engage in sexual intercourse when they take prescription drugs and getting also make couples bond well in a relationship.When I ask my partner to a bit of research minor repairs or assemble something or pick up something at the store for me, he feels useable. Believing that include a purpose is fundamental to a guys sense of emotional well-being.The Received: lines forged by spammers usually seem to be regular Received: fields. We barely tell whether the Received: line is forged not really at initial sight. We’ve got to examine each of the Received: lines chain to get a forged Received: area.I guess that I might perhaps see more WordPress blog security problems than most, being in the hosting business. It can be okay that most likely the biggest involving server compromisation is actually people who install WordPress blogs any other open source scripts and don’t keep th http://mmiblog.com/uncategorized/liquid-viagra-dosage/ http://mmiblog.com/uncategorized/who-can-take-viagra/ http://mmiblog.com/uncategorized/pfizer-viagra-online-pharmacy/ http://mmiblog.com/uncategorized/generic-viagra-at-walgreens/ http://mmiblog.com/uncategorized/atenolol-and-viagra/ http://mmiblog.com/uncategorized/what-are-the-ingredients-in-viagra/ http://mmiblog.com/uncategorized/trial-viagra/ http://mmiblog.com/uncategorized/viagra-good-for-heart/ http://mmiblog.com/uncategorized/pharmacy-viagra/ http://mmiblog.com/uncategorized/viagra-in-india-online-purchase/
t’s a yummy working.Consider the truth of Alice Renwick. At 65, she believed she was at little or no risk for Aids. She was an infection control nurse in Detroit and knew all about using condoms to lower the concurrent danger. But then she met a man – occasion heroin user – who had not an issue attracting women. After being together for five years, they stopped using condoms. For two main years nothing happened, but he was diagnosed with HIV. When he died Alice was emotionally vulnerable. Adding to her misery: the belief that she was probably infected also. She had seen doctors the actual years, for throat infections and other ailments symptomatic with HIV, but no doctor ever suggested she be carry out. Eventually she pushed for the test and was found positive. She’s 80 now, and is fighting genital herpes for final 15 long periods of time.Make sure you terms and conditions instructions on a pill carefully and take as commanded. viagra should be taken about sixty minutes before sexual intercourse, Cialis needs half-hour for it to function while Levitra needs 60 minutes to one hour for results. Make sure you give enough time for your impotence pill to work with your total.Although ladies who retire end up being adapt as well, we’re a lot better in internet than most men generally be, largely because men define themselves by their work. If they’re no longer a part of that work, they often struggle to be able to their credit rating.The Name is certainly a fake name meant to personalize the email, and the subject distinct „your order or re-order is ready is geared towards eliminating confuse someone into thinking maybe they placed a sale they forgot about.Here’s some news: AIDS is increasing among those over corporation. In Michigan, for example, in 1999, of the 11,145, infected, 1,135 were over-50s: a whole 21%. In New York the figure stands at 26%. Comes with been predicted that by 2015 most of New York’s infected will be over many.Gotta leave time air those viagra ads and http://mmiblog.com/uncategorized/liquid-viagra-dosage/ http://mmiblog.com/uncategorized/who-can-take-viagra/ http://mmiblog.com/uncategorized/pfizer-viagra-online-pharmacy/ http://mmiblog.com/uncategorized/generic-viagra-at-walgreens/ http://mmiblog.com/uncategorized/atenolol-and-viagra/ http://mmiblog.com/uncategorized/what-are-the-ingredients-in-viagra/ http://mmiblog.com/uncategorized/trial-viagra/ http://mmiblog.com/uncategorized/viagra-good-for-heart/ http://mmiblog.com/uncategorized/pharmacy-viagra/ http://mmiblog.com/uncategorized/viagra-in-india-online-purchase/
into the kitchen and went function. When they came back a bit later features workout plans to present us with terrific basil pesto fettuccine pasta. OH MY, can it get much better than this? Topped with freshly shredded parmesan cheese, which Paola assured, was really Italian viagra, it paired wonderfully that isn’t semi dry Muskat, a white wine from exactly the KISS winery. Eating, drinking, chatting, drinking even more! Kristine explained the ingredients of the fresh pesto sauce and how Paola only use pasta that he or she has made himself. YIKES, I think!Bankcard Account Suspention: „We have disabled your account to inactivity. If you plan to get shoping (typo) for your family you should contact us now.” Two typos and bad Language. Need I say more?Some men also feel an a sense failure because they think using these pills, their body needs a ‚chemical help’ all of them to perform. You must know that though impotence pill helps you with your erection, it is going to not cure male impotence. You need to be aware that impotence is actually like alot of health problem (diabetis and high blood pressure for example). The medications used during these health problem are made to control the diseases; they not cure them. Think that sexual impotence as another health problem and you will find you to ultimately be wanting to deal with it better.If you want to buy Viagra without risking embarrassment, then go to a Viagra UK site that will get you the drug, individuals drug, without having to journey to an off line family doctor. The way that this works is can go to an online clinic where a real doctor works. One who’s going to prescribe Viagra, UK with problem. You do not need to be embarrassed when you need to buy Viagra in that exist it online through an authentic clinic.Most prescription pills result in the common adverse reactions of headaches, nausea, vomiting, stomach pains and blood rushes. Though these consequences can range from person to person, most men will notice i http://mmiblog.com/uncategorized/liquid-viagra-dosage/ http://mmiblog.com/uncategorized/who-can-take-viagra/ http://mmiblog.com/uncategorized/pfizer-viagra-online-pharmacy/ http://mmiblog.com/uncategorized/generic-viagra-at-walgreens/ http://mmiblog.com/uncategorized/atenolol-and-viagra/ http://mmiblog.com/uncategorized/what-are-the-ingredients-in-viagra/ http://mmiblog.com/uncategorized/trial-viagra/ http://mmiblog.com/uncategorized/viagra-good-for-heart/ http://mmiblog.com/uncategorized/pharmacy-viagra/ http://mmiblog.com/uncategorized/viagra-in-india-online-purchase/
gs here. Yes, I have owned Blogger blogs in the past, so i know many people recommend them, nevertheless found Blogger a bit too restricitive for my liking (though I understand that things have changed often at Blogger since Initially when i first used them).When you faced the catch is of erectile dysfunction, you have to visit in order to physician. You may well be ashamed for that. But if you want to take the medicine online pharmacy, for obtaining of have a prescription and so you need to be able to be ashamed and bewildered. Just log in to the site and stock up a kind of personal details just like name and address of the recipient and also the age with the details from the patient. Firm will provide free shipping by together with the amount you are applied designed for. Take Kamagra sitting at your home and the actual confident, vigorous and juicy life with your partner.Think about that. Especially the the next occasion the government offers you your part of pie by which to stuff into particular mouth. Remember, they aren’t feeding you because they like you. These feeding you because would like to sustain their own miserable existence and you the food that keeps them going. They will devour of which you sate private hunger for power.You go to check your inbox in you main email account and you see an unrecognized email from someone issuing a jeopardy. This makes you very nervous because you have no idea if it’s bull crap or if it’s real, or some new anti-malware.Avoid taking up too many projects in the one period. It’s easy to obtain carried away when look at ‚hot’ products on places like internet websites like Clickbank. The actual experts limit their big projects to perhaps one a month – as they simply concentrate developing their own products.Menopause actually starts after your last period. The time leading anywhere up to it is termed a perimenopause, generally there are several signs you may be in information technology. Not every woman will have every conditio http://mmiblog.com/uncategorized/liquid-viagra-dosage/ http://mmiblog.com/uncategorized/who-can-take-viagra/ http://mmiblog.com/uncategorized/pfizer-viagra-online-pharmacy/ http://mmiblog.com/uncategorized/generic-viagra-at-walgreens/ http://mmiblog.com/uncategorized/atenolol-and-viagra/ http://mmiblog.com/uncategorized/what-are-the-ingredients-in-viagra/ http://mmiblog.com/uncategorized/trial-viagra/ http://mmiblog.com/uncategorized/viagra-good-for-heart/ http://mmiblog.com/uncategorized/pharmacy-viagra/ http://mmiblog.com/uncategorized/viagra-in-india-online-purchase/
e you can get more time together, but because his being around to assistance will make life simpler.Indeed, Woods was outraged, claiming that Harrington hurried to hit a tough chip shot from deep rough above the green. The shot proved in water and Harrington took a triple-bogey snowman on the hole, ending his mission to win the tourney.I’ve heard many similar complaints from others whose spouses truly spending much more at home due to retiring. Sensational that’s important for them to attain is right now there are some psychological adjustments that could have to be manufactured.The plugin is merely one small .php file that you upload for your personal plugins folder, and then activate it in the rationale way regarding plugins section of your Dash panel.You need protect yourself against threats, viruses and also the spammers and to do this you require best of the most effective in knowledge in amounts . matter.All alterations in life changes take time, but with love, patience, humor and determination, as well as your spouse can enjoy his retirement years that can end up being best period of your existences!Viagra, Cialis and Levitra are three impotence pills which had been approved by the FDA to provide in the management of male impotence.Each for these impotence pill, though work well the majority of men, may not work in few totes. If this happens, maybe you plan to check on certain things before deciding that the pill is broken for you.Take Jake from Saigon as in a situation in tip. Jake, aged 36 came expertise through my online medical consulting solutions. His complaint was erectile dysfunction his story typical yet quite great. Three years ago Jake bought some supplements on the internet and proceeded to take one an afternoon. Of course this was foolish but when he had only left it at that it probably have been too wrong. Worse was to come, much worse.My husband had to retire early due to health-related issues and it took about two years for him alter. He went th
from http://mmi.web9e.com/uncategorized/all-natural-female-aphrodisiac-its-finally-her-turn/
0 notes
anthonyekoehler · 6 years ago
Text
Stoneleigh Recovery Associates LLC
Debt collectors like Stoneleigh Recovery Associates, LLC cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.
THE BEST PART IS…
If Stoneleigh Recovery Associates violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Stoneleigh Recovery Associates, LLC?
Stoneleigh Recovery Associates is a debt collection agency based in Lombard, Illinois. Founded in 2007, Stoneleigh primarily serves companies in the auto finance, bankcard, commercial, healthcare, retail, and student loan industries.
Stoneleigh Recovery Associates’s Address, Phone Number, and Contact Information
Although Stoneleigh Recovery Associates hides its address, its P.O. Box is: P.O. Box 1479, Lombard, IL 60148. The main telephone number is 630-396-8289 and the Complaints number is 866-724-2330. The main website is https://stoneleighrecoveryassociates.com/.
Phone Numbers Used by Stoneleigh Recovery Associates
Like many debt collection agencies, Stoneleigh Recovery Associates may use many different phone numbers to contact debtors. For an advanced search, visit www.agrussconsumerlaw.com/ and click “Number Search” in the “Lookup” dropdown menu. Here are some phone numbers Stoneleigh Recovery Associates may be calling you from:
201-537-5953
630-282-5762
630-396-8080
630-812-2813
952-582-6070
Stoneleigh Recovery Associates Lawsuits
If you want to know just how unhappy consumers are with Stoneleigh Recovery Associates, take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for the agency will display over 100 lawsuits filed in the U.S., and these typically involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).
Stoneleigh Recovery Associates Complaints
The Fair Debt Collection Practices Act (FDCPA) is a federal law which applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Stoneleigh Recovery Associates is harassing you over a debt, you have rights under the FDCPA.
The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Stoneleigh Recovery Associates violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.
The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Stoneleigh Recovery Associates took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Stoneleigh Recovery Associates, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Stoneleigh Recovery Associates continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to?  If so, we can discuss your rights and potential case under the EFTA.
The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Stoneleigh Recovery Associates is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.” If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.
Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.
How do we Use the Law to Help You?
We will use state and federal laws to immediately stop Stoneleigh Recovery Associates’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Stoneleigh Recovery Associates violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorney’s fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.
THAT’S NOT ALL…
We have helped thousands of consumers stop phone calls. We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorney’s fees and costs.
What if Stoneleigh Recovery Associates is on my Credit Report?
Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.
THE GOOD NEWS IS…
If Stoneleigh Recovery Associates is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.
REMEMBER…
If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorney’s fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.
Complaints against Stoneleigh Recovery Associates
Based on 34 reviews on Google, Stoneleigh Recovery Associates receives a 2.4-out-of-5 rating. Here are some of the reviews on Google:
“Scammers that brought fraudulent debt that was already removed from my credit by the Consumer Financial Credit Bureau. Then called me trying to verify information. After I told them I was recording the call they hung up on me three times. Sue them for fraudulent collection practices.”
“The customer services reps are awful…they were rude to my wife and were discussing unwanted unauthorized information with someone that is not the account holder.”
“Paid this collection agency to settle my debt only to find out — YEARS LATER — that the debt was never settled and is still unresolved on my credit history. Never received the resolution letter as promised, as a result, my credit has suffered further. This means I literally paid this company to settle my debt, at which point they took it and ran.”
What Our Clients Say about Us
Agruss Law Firm has over 825 outstanding client reviews through Yotpo, an A+ BBB rating, and over 110 five-star reviews on Google. Here’s what some of our clients have to say about us:
“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”
“Agruss Law Firm was very helpful, they helped me solve my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”
“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! Even settled it so I was paid back for the problems they caused!”
Can Stoneleigh Recovery Associates Sue Me?
Although anyone can sue anyone for any reason, we have not seen Stoneleigh Recovery Associates sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If Stoneleigh Recovery Associates has threatened to sue you, contact Agruss Law Firm, LLC as soon as possible.
Can Stoneleigh Recovery Associates Garnish my Wages?
No, unless they have a judgment. If Stoneleigh Recovery Associates has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment in order to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If Stoneleigh Recovery Associates has threatened to garnish your wages, contact our office right away.
Stoneleigh Recovery Associates Settlement
If you want to settle a debt with Stoneleigh Recovery Associates, ask yourself these questions first:
Do I really owe this debt?
Is this debt within the statute of limitations?
Is this debt on my credit report?
If I pay this debt, will Stoneleigh Recovery Associates remove it from my credit report?
If I pay this debt, will the original creditor remove it from my credit report?
If I pay this debt, will I receive confirmation in writing from Stoneleigh Recovery Associates for the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue with Stoneleigh Recovery Associates, we at Agruss Law Firm are here to help you.
Top Debt Collection Violations
Debt collection laws provide a laundry list of what collectors can and cannot do while collecting a debt. Based on our years of experience handling thousands of debt collection harassment cases, here’s what collection agencies most often do to violate the law:
Called you about a debt you do not owe.
Called you at work after you told them you cannot receive calls at work.
Left you a message without identifying the company’s name.
Left you a message without disclosing that the call is from a debt collector.
Called third-parties (family, friends, coworkers, or neighbors) even though the collection agency knows your contact information.
Disclosed to a third-party (family, friends, coworkers, or neighbors) that you owe a debt.
Contacted you after you said to stop calling.
Threatened you with legal action (such as a lawsuit or wage garnishment).
Called you before 8:00 AM or after 9:00 PM.
Continued to call you after you have told the collector you cannot pay the debt.
Communicated (phone or letter) with you after you filed for bankruptcy.
Failed to mark the debt on your credit report as disputed after you disputed the debt.
Frequently Asked Questions
Do I have to pay your fees and costs for helping me with my consumer rights case? No. We handle consumer rights cases based on a fee-shift provision and/or a contingency fee. That means either the other side pays your fees and costs, or we take a percentage of your recovery. Whether it’s a fee-shift case or a contingency-fee case, we don’t get paid unless you get paid, and you’ll never owe us a penny for our time.
What are the damages I can get under the Fair Debt Collection Practices Act? If a collection agency violates any section of the FDCPA, you are entitled to damages up to $1,000.00. You may also be entitled to actual damages if the violation caused you out-of-pocket expenses. For example, if a collection agency threatens you with legal action to induce you to pay the debt, you may be able to get your payment back as actual damages.
What are the damages under the Telephone Consumer Protection Act? You can get $500 per robocall, or $1,500 per robocall if the robocalls were willful. In any type of settlement, Defendants often pay much less than $500 per call. However, if there are 50 calls at issue, even at $250 per call, your case could settle for $12,500.00.
What type of debt is covered under the Fair Debt Collection Practices Act? Only consumer debt, such as personal, family, and household debts. For example, money you owe on a personal credit card, an auto loan, a medical bill, or a utility bill. The FDCPA does not cover debts you incurred to run a business, or debts regarding unpaid taxes, or traffic tickets.
Does the Fair Debt Collection Practices Act apply to banks or credit card companies? No.  Only third-party debt collectors are bound by the FDCPA. Original creditors, such as banks and credit card companies, are not bound by the FDCPA.
Are there state laws that protect me from original creditors? Yes! Several states also have laws that provide its citizens an additional layer of protection. If you live in California, Connecticut, Florida, Kansas, Massachusetts, Michigan, Missouri, Montana, North Carolina, Nevada, Oklahoma, Pennsylvania, Texas, or Wisconsin, you have additional state-law rights.
Are mistakes on credit reports common? Yes! Are you one of the 40 million Americans who have a mistake on their credit report? Mistakes on your credit report can be very costly.  Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft.
What do I do if I have a mistake on my credit report? If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information. If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error.  The FCRA also has a fee-shift provision, which means the credit reporting agency pays your attorney’s fees and costs. Therefore, you will not pay me a penny for my time. To speed up the process, please get a free copy of your credit report at www.annualcreditreport.com. You can also learn more about the FCRA and your rights at http://www.agrussconsumerlaw.com/practices/common-credit-report-errors/
Share your Complaints against Stoneleigh Recovery Associates Below
We encourage you to post your complaints about Stoneleigh Recovery Associates. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!
HERE’S THE DEAL!
If you are being harassed by Stoneleigh Recovery Associates over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorney’s fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.
The post Stoneleigh Recovery Associates LLC appeared first on Agruss Law Firm, LLC.
Stoneleigh Recovery Associates LLC published first on https://agrusslawfirmllc.tumblr.com
0 notes
allshe-needed-waslove · 8 years ago
Photo
Tumblr media
My names kitty, I'm 16 years old. I am an addict. And yes I'm aware that I'm stuck deep in addiction, the first part of recovery is knowing you're an addict. The first step is about where I'm at. It's all started over the lose of my first love. He was handsome, sweet, and caring and everything I've always wanted. At 15 me and him decided to move in together, let me tell you. (First mistake). This man of mine I thought was so in love with me. He tried to have kids with me, dropped 5 bills on housing stuff for us to get our own place. Gave me a promise ring, *on one knee* I was in love and vulnerable. What can I say. I believed every single lie that came out of his petty mouth. (Second mistake). Turned out I was being used for my body. Forgot to mention this man was 21 and I, 15. I'm going to keep this short but just no I could go on forever about this Man. I thought we were so in love and I had found my king... so there comes his idea about king and queen matching hand tattoos. (BIGGEST mistake). Clearly wr aren't together anymore. Well when I moved into his basement with him wr started drinking. blah, blah, long story short he became very emotional, depressed, and filled with physical aggression. I no longer new who he was. I was 7 months clean off blow the whole time me and him were together. As someone that's very deep in addiction I am always addicted to something that makes me feel good. And.. he did. Little did I no it was a disguise. This man, I never saw as a creep for dating me at only 15. I never saw the problem cause "we were so in love" . I'm just glad we didn't end up with kids, although we tried for the whole 7 months. He promised to marry me. I belived him. Hes the first man i was 100% faithful too but thats mostly because i was in love and grew up. Im writing so much about my ex man because he was the root of the start to my addiction. I would have litteraly killed for this man. Well him being an ex addict himself, he had lots of stories, drugs, crime, Exc. I liked them "Older bad boys" and I wanted to be everything he wanted. Shortly I became everything he didn't want even near him. I didn't think he was a creep for dating a 14/15 year old until I saw a side of him I'm scared from. I found out he was talking to 13 year Olds trying to hookup and "get to no them" more and more often, this was when we were on a break I belive. I later turned 16 and he completely lost interest in me. Fully. At one point I was begging for him to stay with me all the way to his house to see a bunch a little kids from 13-17 chilling in his house and in the backyard. At this point I didn't fully notice he's not all right in the head. At 16 I guess I aged out for him. He no longer told me he loved me. No longer kissed my forehead and scratched my back before bed, he no longer rubbed and kissed my belling praying to creator that theres life inside me.Slept with his back facing me. Drank, hungojt with other people all the time. Hid his phone, changed his passwords. Only intimancy and feeling of love was when we would have sex. I was just so comfortable with him, more then my own family. He was the first guy to make me orgasm, and that was a sense of comfort for me (Besides my new love now that I'll mention later on). That's all he ever wanted to do, it was all about sex and booze at the end there. But sadly enough for me it was alchol and speed. He would force me to send him nude pictures and bugged and bugged to the point where he broke up with ne because I wouldn't send a twerk video and because I didn't send nudes when he wanted them.. I still went out of my way to try to make him happy, to keep the spark going. I'd bring him back a chocolate milkshake extra large every single day I got off work.. I wouldn't get a smile, a thankyou or anything. Most I'd get is a "put it right here". I dont really want to get to much into the topic but during sexual intercourse he would hit me, and chocked me till I went blue, you will all think "yea he's just into kinky stuff". But listen, every trust I couldn't breath.. he got satisfaction out of it. And then he took what he would do in bed to doing on a regular basis. Including the slapping and choking.. and I can't say I liked it because he had evil in his eyes, he meant to hurt me . Not please me. I was young and confused when I tried to leave he'd grab the biggest kitchen knife and start to slit his arms or neck. I was manipulated to shit. He left me a day after my birthday, I can't know forsure but I know it was sometime in June. I didn't know why, and I still don't know why I love the man. He's abusive emotionally and physically, and all around. I put up with being called ugly and fat everyday. He told me he bought me makeup because I am ugly underneath. He ruined my confidence. Not a good guy. I say he was the root of the start to my addiction because he really was. Stupid enough as it sounds I wanted to walk in his shoes.. see what he's saw, for me to understand why he is the way he is. We were very off and on around this point. First breakup I went out to grab beer, to short form this I ended up running into a girl I knew that I used to have mad beef with,.. and we ran into some guy I used to know that ended up being a drug dealer... she was addicted to meth, she has a beautiful daughter that I call my niece, we ended up at rock bottom together. We both lost everything. Both our family's gave up on us for months. MY ADDICTION AND WHEN AND HOW IT STARTED: I have been doing dope since I was 13, Xtc was my drug of choice, then it was molly,lean,cocaaine, any pills I could get my hands on, alchol. Basically anything that got me fucked up. Why did i start? I cant answer that, ever since i was young ive fantasized about escaping reality and just always feelings good, I was clearly depressed but instead of perscribed meds i chose to self madicate using street drugs, witch left me with psychosis, bad depression, anxiety, panic attacks and i was recently diagnosed bipolar. I didn't get on hard shit till I turned 16. When me and this man were on what i called a break, and i was out getring beer like i mention i ran into this girl then we hung out and ran into this guy. At this point i didnt no she did meth, until she took a rail infront of me. I was mind blown i thought meth made you completly differnt. This older man we ran into, ended up hanging out with us for the night, blah blah blah he sold a belt for dope, we took a taxi from the whore house , ditched it outside an apartment (that reeked like throw up) went inside and he had us work for him, well he was waiting on his buddy (dope dealer) to come by so he could sample his new re-up. He had me and this girl post adds on Craigslist as escorts. (Only in intentions to rob the guy) but we still had to use pictures of ourselves. I was having a cooler. And drinking a 1L 9f vex well everyone was waiting on their dope, I never once thought I'd be doing meth and especially the amount I consumed that day. Buddy guy gets bad starts until packing his pack pulls out stolen checks,IDs, bankcards, alchol, batteries, dope scale. Just a bunch a random things. At this point I had a buzz just a buzz I was totally aware of my surroundings and in control of what I was doing though. Buddy guy pulls out his meth pipe and starts to scrape the rez using a Bobby pin. He got a bunch of bumps set up one for each of us... including me. He wasn't aware if never used meth, but he also wasnt trying to convince me not too. Actually he was convincing me to just take it "its just a small bump" he said. I saw this girl and him both take their hot rails ive heard about them before from my ex.. hotrails are how he got into dope too. And dam did i ever think it was cool as fuxk to see smoke come out well snorting and no feeling the burn od it in my nose. I told myself just once, yes ive seen the comercials but did that stop me? No. Because i didnt no i had addixtion issues at that point. I was 7 months clean, but of course it was all my doing usuing that night. As soon as i took that hot rail. I was fucked, i knew id be hooked. I ended up buying 8 points nit knowing how much the prices are i gave him 40$ a movie giftcard and my bran bew expensive box mod. I was desperate to not come down. If i could go back to that day i first used, i would have went home when my mother called me to come home. Me and my man ended up getting back togther, he was the first petson i tild about doing meth that night, i met up woth him in the morning and he called my mom. My mom balled her eyes out so confused on what to do. Her daughter is doing meth. How could a parent take that in.. but nono that wasnt it katie ended up causing 2000$ worth of damage in her bedroom. Pretty sure i put every body part u could think of through the wall and breaking everything in reach in my small bedroom. I have even pulled of the blinds from my window and my head through the wall more then once that we now need to replace the wall. I smashed a picture of a cat in a frame and used the shards as weapons on myself and others. I went nuts, and this was all over drugs and a boy. Parents ended up calling the cops and they picked me up under the mental heath act and had me put in general psychiatry for 2 weeks. At this point my "man" ex man let's say, moved on.. well I was getting better and staying clean to get him back he was laying with other bitches. He hated me. I don't no why. I dont no what I did, never did and never have. I never got closure.. and let me tell you that straight fucked me up to this day. He won't and hasn't talked to me until recently I made a new fb cause he blocked me on everything and asked if we could be civil he said ya and we had a short talk. But yet, I still don't no why he left. But this gets better when I got clean in hospital I texted him and let him no I'm clean and the respond I got made me loose all hope. He replied, "I don't care go back to dope". And he not only once but multiple times told me to end my life. And I wanted to o oh so fucking wanted to . Death and dope. I wanted them bad. I went on doing meth more and more, hanging with the street people n drug dealers more and more that getting high became a chore. A need. And at this poiny i didnt no i was an addict i was just "doing it for fun" me n this girl were in and oyt of the local whore house cleaning and organizing junk for dope. We always managed to have dope. The more dope I did the more my tolerance went up. The more I needed more. Snorting it wasn't doing the trick for me anymore I was up for days and decided to start smoking it, but I was home in my room without a pipe so I tested put the old tinfoil and hooter method. It worked . A whole new rush, slightly different. And then from there on out I only smoked it and took hot rails. I ended up getting kicked out of my family home to the streets. All my stuff left in the front of the house because I wasn't coming home for curfew or I was coming home high and I have younger siblings in the house. But she did what was best for her and kicked me out. Still there for me . Just taking away the roof over my head and hot water to shower in out of my life. Because those are privileges. That was it. I wanted to be indepented, she tossed ne the ropes.. i then needed to make money. So i msged buddy guy and asked him for help and tips on how to make money, he then told me to come over. I went over and we discussed work. Was it legal? Maybe 13/100%. At only 16 I was moving product that shouldn't even exist. I first became a secretary and worked his phone, then I became someone who bags the dope (let me tell you it's hard being an addict in front of so much dope) I then ended up doing runs for him, then the higher ups met me and took me for a few days to transfer large quantities of dope.. and thats when i first tried fentanyl. I was transfer with a higher up guy and my clueless ass didnt no wtf he was tossing me on tin foil, i thought it aas speed at first. That hit me pretty good. But not once have i over dossed. At that point i was moved into the "trap" or the "shack" I always had dope, everyone wanted to be my frriend. Of course thought. Drugs make us like that .it's like we're conected by magnets were always were the dope is. I got picked up by a higher up dude one night and I was told to pick up our hard (crack) at this point I was doing crack Fent and meth. I'm lucky to be alive. There was this other kid that hung around he was a intervenes user a year younger then I am, doing the same shit, making sales to keep his high up. When I went out I was brought to this really dirty shack, I was helping this guy work by scaling and bagging and labeling, it was a weird house. I heard muffled screams behind this curtain that separates the room as he was showing me weapons.. like weapons to torture.. anyway this guy I guess was really feeling me I ignored the sound of the muffled screams because on speed and Fent I felt immortal I wasn't scared of anything or anything.. this guy tried to get with me and obviously in the situation I was in I said no. Then he tried making me do ghb with him witch is one drug I'll never touch. I ended up staying way later with this guy then I should have, he had me start working his phone and wouldn't let me leave his place. Finally I convinced him to let me go and he got a driver to bring me back to where I was staying by the time I got there I was already super fucking late with the dope I got an 80 rock of hard 2 points of down 2 points of Fent and 4 points of side for working that night. They loved me cause I was an innocent kid with no record. I got there and I was so fucked up on Fent and meth that I was being loud as fuxk trying to get my body over the balcony railing on the first floor into the apartment. (We went through that way) and when I walked in everyone was posses straight pissed. That they didn't get their dope like 5 hours ago. Lots of shit happend in that house I lived at but the most fucked is when I came back with that dope everyone was pissed at me n in a crappie mood the kid younger then me needed his Fent bad and literally threatened me with a dirty used dirty. I ran to the bathroom Sar on the floor and balled my eyes out. I just worked hard and had to put up with this buddy all over me just to get threatened and told to kill myself. I then left the washroom and gave him his dope he shot up 5 ps of meth then a point of Fent he ended up going into straight psychosis. The people there didn't no what to do he was gouging out the skin on his neck and his knee bleeding everyone. Him being totally capable of anything I was the only one that stepped in dragged him to the couch and help him in my arms well he's balling in complete bad trip mode yelling and saying "please don't "persons name" I'm sorry" thinking he was getting attached by this person he earlier almost got a rock to the dome from. Blah blah blah. Okay, the house owner wakes up that morning me n this guy are past out on the couch me still holding him with his arms restrained and she walks out to a bunch of needles thinking I was shooting up too she then threw a plate at my head through all my shit out her front door kicked the shit out of me. Held a knife to my throat leaving scraps from the blade. Me being a careless bitch saying "Do it, fucking take my life then" with a sharp blade and shaky hand to my jug I then got my dad to pick me up. My mom ended up showing to and she called the police, wasn't worth my time to charge her. I don't rat, for even atempted murder. She got off Scott free. But the cops told me I would have to go to the hospital if I didn't give him a video taped report on her. So off to the hospital I went again.. I don't rlly remember much after that my long term memory is fucking fried. Well skip a month or so, I started selling for myself with my best friend as a partner. We were bomb ass little hustlers. Let me tell you. Did that for awhile they my best friend went off to detox and I started flipping dope with this guy "her man" and making him stacks everyday, oh yah I also got fired from my job before that cause I got into heroin, buddy doesn't hire heroin addicts because they just do the dope. I found myself a new job but before flipping with my best friends man i was a runner for the "higher up" guy. I was selling people meth, crack, heroin, Fent, oxys, pills of all kinds, cocaaine anything u could think of I had it for you. Do I feel good about it? No at all. I could have been the one to sell someone dope to have them od and die. I feel like a straight piece of shit for my selfish actions. Lucky enough no one od-d on my dope. When I was selling for my best friends man i ended up get into poking (needles) and to this day I haven't quit yet. There something in the rush that I love. I've been in and out of hospital for drug use none stop. The doctor put me on extended leave with 7 conditions. Not taking meds and no drug use are the hardest ones I have to face. I'm an addict. But right now I'm a recovering addict. Was 9 days clean . 1 slip last night. long story short I went to off to treatment almost a month ago and I was there for 2 and a half months I met a guy he's from van I'm from abby. Fell in love all over again. This guy gave me hope for the future . But we ended up awoling (running away from treatmemt) And going down town east hastings for 2 days getring fucked up.. me doctoring him. Witch I feel so fucking shitty for. Got kicked out of treatment brought back to abby to stay in a youth shelter witch I didn't stay at got back on the streets again witch I forgot to mention i lived on since July and even stayed in a tent with a guy at one point. I really hit rock bottom but now I'm learning to swim to get back to the surface. I can do this. The guy in treatment I was dating ended up leaving me because people told him I'm cheating on him witch I never in the world would do. I never wanated to loose him. Then day after we break up he's in Abby fucking my so called best friend. Dropped them like bad habits. I ended up relapsing last night I'm admitted in the hospital rn so I'm high with nothing to do so I thought I'd write my story for future me and my kids one day. There's always hope
0 notes