#Nexo Standards Nexo-based standard Nexo specification standards

[rutujamnm]

What are 3 real world uses of hydrogen?

Hydrogen Uses

The following list contains three real-world uses for hydrogen, along with details on their potential for growth, use cases, and supporting evidence.

Hydrogen Fuel Cell Vehicles:

Automobiles that run on gasoline or diesel can be replaced by fuel cell vehicles (FCVs) fuelled by hydrogen. Vehicle electric motors in fuel cell vehicles (FCVs) are powered by electricity generated from hydrogen. These vehicles are suitable for use in public transportation, private fleets, and business fleets because they emit zero emissions.

Growth Opportunities: A significant contributor to greenhouse gas emissions is the transportation sector. Hydrogen fuel cell vehicles (FCVs) offer a practical means of lowering carbon emissions because they have no exhaust emissions. It is projected that the global market for hydrogen fuel cell vehicles would expand significantly in the next years.

Use Cases: Fuel cells that run on hydrogen (FCVs) generate energy through a chemical reaction, which powers electric motors. These automobiles have faster refueling times and more range between charges than battery-electric vehicles. The Hyundai Nexo and Toyota Mirai are two examples of commercially available hydrogen fuel cell cars, or FCVs.

Statistics: As of 2021, there were over 10,000 hydrogen fuel cell vehicles (FCVs) in operation globally. Japan is setting the standard for FCV adoption, with the US, Korea, and Germany following closely behind. Significant investments in hydrogen infrastructure and vehicle development are also being made by governments and automakers, demonstrating their strong commitment to the growth of hydrogen fuel cell vehicles (FCVs).

Hydrogen has several real world uses across various industries.

Hydrogen Industrial Applications:

Hydrogen is a common constituent in a wide range of industrial operations. Here are a few specific examples:

Ammonia Production: The Haber-Bosch process, which uses hydrogen to combine nitrogen and hydrogen, produces ammonia, which is mostly used in the production of fertilizer.

Refineries: Hydrogen is used in refineries to remove impurities from petroleum-based goods like diesel and gasoline.

Chemical Industry: Hydrogen is essential to the synthesis of methanol, which is a feedstock for many other chemicals and fuels. It is also used to generate other chemicals, like hydrogen peroxide and hydrochloric acid.

Growth Opportunities: Hydrogen is expected to see an increase in demand due to decarbonization efforts because of its numerous industrial applications. To make methanol, ammonia, and other chemicals, for instance, the chemical industry uses hydrogen. In 2030, the global hydrogen market is predicted to grow at a 5-8% annual rate, according to a McKinsey research, and reach $300 billion.

Use Cases: Hydrogen is a necessary starting ingredient for the production of ammonia, which is mostly used to create fertilizers. Moreover, food, electronics, glass, and metal are processed using hydrogen. It is also used in the refining of oil.

Statistics: As of 2021, more than 60% of the hydrogen required worldwide came from the industrial sector. The production of ammonia alone uses almost half of the hydrogen that is accessible globally.

Hydrogen - Renewable Energy Storage:

Hydrogen is used to store excess renewable energy generation. The process involves converting surplus electricity from renewable energy sources, such as solar or wind power, into hydrogen via electrolysis. The produced hydrogen can be stored and utilized at a later time for a number of uses.

Power Generation: Hydrogen can be utilized in turbines or converted back into power using fuel cells in times when the output of renewable energy is restricted.

Heating: Hydrogen can be used as a fuel for both residential and commercial heating.

Transportation: Fuel that runs on hydrogen can be used to power hydrogen-powered vehicles, including buses, trucks, trains, and cars.

Growth Opportunities: Because renewable energy sources like solar and wind power are intermittent, the grid needs efficient energy storage options. Hydrogen can be used as an energy storage medium to store and consume a lot of renewable energy. According to a report released by Global Market Insights, the global market for green hydrogen is projected to develop at a compound annual growth rate (CAGR) of over 30% in 2021.

Use Cases: Hydrogen can be manufactured via electrolysis from excess electricity generated by renewable sources. The produced hydrogen can be stored and used as fuel for heating, electricity generation, or transportation when the output of renewable energy is low. Decarbonization helps many industries and results in a more sustainable energy system.

Statistics: As of 2021, more than 500 MW of power-to-hydrogen projects had been installed worldwide, with a significant portion of those projects being used for storage of renewable energy. Among the countries that have led the way in putting large-scale power-to-hydrogen projects into action are Germany, Australia, and the Netherlands. Transport, industry, and renewable energy storage are just a few of the uses and expansion opportunities for hydrogen that these images demonstrate. Going forward, the increasing focus on decarbonization and the transition to sustainable energy sources are expected to propel the demand for hydrogen.

Read More- https://www.marketsandmarkets.com/industry-practice/hydrogen/real-world-uses-hydrogen

[girmiti]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

 For More Info - https://www.girmiti.com/nexo_certification.html

[girmiti-software]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Our experience and expertise cover the following Nexo expected requirements:

Nexo Fast

EMV Compliant: Accept all payment cards which are compliant with EMV specifications.

Protocol Independent: Work with various Acquirers, TMS, ECR or Retailer protocols.

Multiple Acquirer: Designed as multi-acquirer payment application.

Secure: Terminal data storage and access limited to the data required for specific task.

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify Nexo Fast with Nexo body or recommended 3rd party certification and security companies.

Nexo Acquirer

Follow worldwide accepted Nexo-based standard APIs for acquiring.

Non-proprietary common protocol

Multiple-acquiring support and enforcement

Transboundary compliance

Arbiter Agent to Acquirer support

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify the Nexo Acquirer with Nexo body or recommended 3rd party certification and security companies.

Nexo Retail

Establish a clear separation between two software applications which reside on a point of sale terminal.

Records customer sale and payment application that handles the processing of a card transaction.

Both applications share cash register peripherals such as printers, displays and card readers.

Implements the protocol that allows a sale system to request a payment system to process the payment associated to the purchase of goods or services.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo Retail with Nexo body or recommended 3rd party certification and security companies.

 Nexo TMS

Centralization -Ensure all the POI devices are connected to the Acquirer be supervised by TMS.

Interoperability - POI follow the same application and protocol.

Realtime Update - The Acquirer has real time information of each POI.

Quick update processing - Monitor and validate all the versioning of the POI modules or applications at once.

Interchangeability - Without having to bother much about the integration process, the Acquirer has the provision to change any POI with another.

Interbankability – Making it easy to change an acquirer associated with the POIs.

Upscalability - The connectivity of POI could be added/changed seamlessly.

Connectivity – Allow the POI to be grouped based on Merchants, Stores, Region.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo TMS with Nexo body or recommended 3rd party certification and security companies.

Girmiti has expertise in implementing solutions using ISO8583, ISO 20022, ISO 7816, ISO 14443, APACS 70, EPAS, NDC, D912, Nexo and proprietary message packets to interfaces front-end channels, mPOS, TMS,Acquirer gateways, Banks, Switches and processors.

We bring relevant experience to help our customers and partners to have their existing Platforms comply by with Nexo specification and standards with respect to their business segments.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

[girmiti-software-solution]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Our experience and expertise cover the following Nexo expected requirements:

Nexo Fast

EMV Compliant: Accept all payment cards which are compliant with EMV specifications.

Protocol Independent: Work with various Acquirers, TMS, ECR or Retailer protocols.

Multiple Acquirer: Designed as multi-acquirer payment application.

Secure: Terminal data storage and access limited to the data required for specific task.

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify Nexo Fast with Nexo body or recommended 3rd party certification and security companies.

Nexo Acquirer

Follow worldwide accepted Nexo-based standard APIs for acquiring.

Non-proprietary common protocol

Multiple-acquiring support and enforcement

Transboundary compliance

Arbiter Agent to Acquirer support

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify the Nexo Acquirer with Nexo body or recommended 3rd party certification and security companies.

Nexo Retail

Establish a clear separation between two software applications which reside on a point of sale terminal.

Records customer sale and payment application that handles the processing of a card transaction.

Both applications share cash register peripherals such as printers, displays and card readers.

Implements the protocol that allows a sale system to request a payment system to process the payment associated to the purchase of goods or services.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo Retail with Nexo body or recommended 3rd party certification and security companies.

Nexo TMS

Centralization -Ensure all the POI devices are connected to the Acquirer be supervised by TMS.

Interoperability - POI follow the same application and protocol.

Realtime Update - The Acquirer has real time information of each POI.

Quick update processing - Monitor and validate all the versioning of the POI modules or applications at once.

Interchangeability - Without having to bother much about the integration process, the Acquirer has the provision to change any POI with another.

Interbankability – Making it easy to change an acquirer associated with the POIs.

Upscalability - The connectivity of POI could be added/changed seamlessly.

Connectivity – Allow the POI to be grouped based on Merchants, Stores, Region.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo TMS with Nexo body or recommended 3rd party certification and security companies.

Girmiti has expertise in implementing solutions using ISO8583, ISO 20022, ISO 7816, ISO 14443, APACS 70, EPAS, NDC, D912, Nexo and proprietary message packets to interfaces front-end channels, mPOS, TMS,Acquirer gateways, Banks, Switches and processors.

We bring relevant experience to help our customers and partners to have their existing Platforms comply by with Nexo specification and standards with respect to their business segments.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

For More Info - https://www.girmiti.com/nexo_certification.html

[kvarenje]

I would also highly recommend Nexomon Extinction! It's only $20 on Switch and Steam, but I've easily put over 60 hours in it. It runs on a stamina system instead of PP, and also has status effect countdowns. One thing I really love is that when catching Nexos, it breaks down your exact capture chance based on a variety of factors which you can influence! It includes standard bonuses for weakening and inflicting statuses, but you can also feed Nexos in battle to make them like you. There are also items to collect that give you passive bonuses for each element, and element-specific traps you can craft. So with a little clever item use, even legendaries can be relatively easy to catch! It's also an absolutely beautiful, colorful world with lots of character. Dialogue is often very cheeky and breaks the 4th wall all the time in ways I found genuinely charming and amusing. And the levels of trainers and wild nexos scale with your party, so you can't really breeze through by just grinding and overleveling your team. And you can unlock overworld followers!

My one caveat is that it IS a direct sequel to the mobile Nexomon game. The intro covers the plot pretty well, but you'll get more enjoyment out of it if you've gone through the mobile one, as there are lots of little callbacks beyond the primary plot.

Also a con, the element matchups can be hard to remember, and some run counterintuitive to Pokemon types. And there's no real notifications about stat increases or decreases when a move is used.

A monster-taming game recommendation list for fans of Pokemon

Whether you’re a pokemon fanatic obsessed with all things pokemon past and present, or a veteran fan disillusioned with GameFreak’s recent adoption of monetary philosophies and strategies reminiscent of other major game publishers, or looking for a monster-taming fix as you await new Pokemon content…

I’m compiling here a post of little-known games in the genre that Pokemon fans are likely to enjoy!

Under readmore cause long, but some of these games really don’t get the attention they deserve, so if you have the time, please read!

(I am also likely to keep updating and editing this post)

Keep reading

[gyrlversion]

New rating reveals models with no anti-relay-theft security measures

A new vehicle security rating scheme launched in the UK has highlighted the relay-theft risk motorists currently face, even if they buy the latest cars on the market.

Six of the 11 models reviewed by security experts Thatcham Research were labelled ‘poor’ due to the lack of built-in measures to prevent gangs from hacking the keyless systems and stealing them remotely. 

Suzuki’s £15,500 Jimny SUV was given the lowest rating available – ‘unacceptable’ – for its lack of security options.

However, in light of the recent spate of gang-operated relay thefts, the scheme has been slammed by the car industry body for ‘signposting vulnerable models’ to criminals and confusing the issue of relay thefts for consumers.

‘Unacceptable’ – Suzuki’s £15,500 Jimny SUV was given the lowest rating available by Thatcham Research for its lack of security options. See which other 6 models were given low scores for being vulnerable to relay thefts

Thatcham’s rating scale for vehicles is based on their vulnerability to thieves and has five category scores for security: ‘superior’; ‘good’; ‘basic’; ‘poor’; ‘unacceptable’. 

The first round of tests reviewed 11 new models motorists can buy in dealer showrooms today and found that most are easy targets for organised car gangs.

Six received a ‘poor’ score because they were susceptible to keyless thefts.

These included family cars like the Ford Mondeo, Hyundai Nexo, Kia ProCeed, Lexus UX and the British-built Toyota Corolla Hybrid.

Even the £46,000 Porsche Macan SUV received a ‘poor’ rating. 

All were found that have plenty of security features built into them, but none had preventive systems that could stop organised criminals from remotely mimicking the keyless entry and start systems leaving them vulnerable to theft. 

First 11 cars rates for security by Thatcham Research 

Audi e-tron: Superior

Ford Mondeo: Poor

Hyundai Nexo: Poor

Jaguar XE: Superior

Kia ProCeed: Poor

Land Rover Evoque: Superior

Lexus UX: Poor

Mercedes B-Class: Superior

Porsche Macan: Poor

Suzuki Jimny**: Unacceptable

Toyota Corolla Hybrid: Poor

NB: Keyless entry/start system assessed within rating whether available as an option or fitted as standard

**Suzuki Jimny does not have a keyless entry/start system as standard or an option

Relay car thefts – when criminal gangs use gadgets to infiltrate keyless systems built into vehicles – have been on the rise in recent year

Both the British-made Toyota Corolla Hybrid (left) and Hyundai Nexo were given ‘poor’ ratings by Thatcham Research

Even the £46,000 Porsche Macan SUV received a ‘poor’ rating due to the ease of which gangs can steal them remotely

Family cars including the Kia ProCeed (left) and Ford Mondeo (right) were also criticised for a lack of security

These six models were all rated higher than Suzuki’s compact offroader, though.

It was given the lowest possible score due to it performing ‘badly across all criteria’ and ‘missing some fundamental security features that consumers might rightly expect should be fitted’, according to Thatcham’s chief technical officer Richard Billyeald.

‘We’ve seen too many examples of cars being stolen in seconds from driveways,’ he added. 

‘Most of the cars rated ‘poor’ would have achieved at least a ‘good’ rating had their keyless entry/start systems not been susceptible to the relay attack.

‘Security has come a long way since vehicle crime peaked in the early 1990s. But the layers of security added over the years count for nothing when they can be circumvented instantly by criminals using digital devices.’ 

‘Most of the cars rated ‘poor’ would have achieved at least a ‘good’ rating had their keyless entry/start systems not been susceptible to the relay attack’, said Richard Billyeald from Thatcham

Some models did score well in the rating scale. Jaguar’s XE saloon was given the top recommendation of ‘superior’

The new Range Rover Evoque was also listed as being a ‘superior’ model when it comes to vehicle security

There were some models that the security experts did praise.

The remaining four cars tested earned ‘superior’ ratings, issued to the Audi E-tron, Jaguar XE, Range Rover Evoque and Mercedes B-Class.

How Thatcham tests security 

Thatcham Research technicians conduct a series of tests, ranging from timed ‘brute-force’ attacks on locks and access points, to tests that identify digital vulnerabilities, namely whether the keyless entry/start system is susceptible to the Relay Attack or the On-Board Diagnostic (OBD) Port allows blank keys to be coded.

Cars that fail the keyless entry/start and OBD tests move down a category per failure. The rating applies whether the keyless entry/start system is optional or standard-fit.

The categories are: Superior, Good, Basic, Poor and Unacceptable. 

They were given the highest recommendation by Thatcham because they all feature more secure wireless technology for their keyless entry and keyless start systems or offer key fobs that go to sleep when idle, meaning they can’t be hacked.

While the rating scale is designed to give consumers a clearer understanding of which new cars are least and most susceptible to the keyless theft crime wave, it was blasted by the Society of Motor Manufacturers and Traders, which said it had ‘serious concerns’ about the scheme’s blanket approach to security.

‘It doesn’t compare like with like, failing to differentiate vehicles with keyless and traditional entry systems in a combined rating and failing to distinguish between different model grades and specifications,’ said SMMT chief executive Mike Hawes.

‘It confuses rather than simplifies a very complex issue and will not help consumers, rather offering a signpost to thieves and increasing the risk of targeted criminal activity.’

Thatcham, which has independently been testing vehicle security since the 1990s, recommends owners of models vulnerable to relay thefts to check whether there are solutions available with the vehicle key fob.

This includes finding out if it can be turned off overnight or go to sleep when not being used. Faraday shielding pouches designed to block fob signals were also recommended.

Speaking about the new rating, minister for policing and the fire service, Nick Hurd, added: ‘I am determined to take swift and decisive action against vehicle theft. 

Mike Hawes from the SMMT blasted the new rating scheme, saying it offered ‘a signpost to thieves and increasing the risk of targeted criminal activity’

‘In January I chaired the first meeting of the Vehicle Theft Taskforce, which brought together members of industry and the police to significantly strengthen our response to this crime. 

‘In addition to improving vehicle security standards, the Taskforce will work together to ensure that robust measures are in place to prevent criminals exploiting the salvage process, and to stop access to devices that may be used to commit this theft.’

‘Having an updated understanding of vehicle security helps the public better understand the theft risk of new cars.

‘I welcome the finding in Thatcham Research’s work that some manufacturers are addressing vulnerabilities that exist, and would encourage others to see what more they could do. Together we can reduce the risks to the public that their vehicles will be stolen.’

The level of car security you should expect based on vehicle price 

Up to £20,000

Expected to have fundamental security features, but not some of the extra layers found on higher-priced vehicles. Typically, a vehicle within this value range would include a Thatcham Research certified immobiliser, perimeter alarm, double-locking to all doors, locking wheel bolts and attack-resistant mechanical security.

£20,000 – £35,000 

Expected to have high standard security features, but not some of the extra layers found on higher-priced vehicles. Typically, a vehicle within this value range should include the security from the Up to £20k range plus a Thatcham Research certified alarm system.

£35,000+

The security should be to the very highest standard. Typically, a vehicle within this value range would include the security from the £20k to £35k range plus Thatcham Research certified alarm system with tilt sensor and a Thatcham Research tracking system.

SAVE MONEY ON MOTORING

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[thedabble01-blog]

It’s a busy start of the year for Hyundai. The South Korean company introduced a hydrogen-powered crossover named Nexo at the 2018 Consumer Electronics Show, and it flew straight to Detroit to unveil the all-new, second-generation Veloster. Before you ask: yes, it’s still asymmetrical.

The Veloster’s overall proportions don’t change much; they’re a big part of what makes the model stand out. It still has two doors on the passenger side and only one on the driver’s side. The front end is sharper and more mature-looking, and it falls in line with the company’s recent design language. It doesn’t take a well-trained eye to connect the dots labeled i30 and Veloster, respectively. The rear window is short and wide, as it always has been, and the chiseled tail lamps are still positioned higher up.

Designers in charge of the interior put an emphasis on connectivity and user-friendly technology. Hyundai’s Blue Link comes standard. It lets owners download a purpose-designed application to start the car remotely, set the climate control, lock or unlock the car, and locate it in a parking garage.

At launch, the lineup will include three models named Veloster, Veloster Turbo, and Veloster N, respectively. The base model uses a naturally aspirated, 2.0-liter four-cylinder engine that runs on the Atkinson cycle. It generates 147 horsepower at 6,200 rpm and 132 pound-feet of torque at 4,500 rpm. Front-wheel drive comes standard, and buyers can choose between a six-speed manual transmission and a six-speed automatic.

There’s a turbocharged 1.6-liter four-cylinder on the next rung up in the ladder. The midrange offering makes 201 hp at 6,000 rpm and 195 lb-ft. of torque from 1,500 to 4,500 rpm. The base model’s six-speed manual transmission carries over, but the optional unit is a seven-speed dual-clutch automatic. Front-wheel drive is, again, the only configuration offered, though all Veloster models come with torque vectoring.

The Veloster introduces Hyundai’s performance-oriented N sub-brand too. Like the i30 N sold in the UK, Veloster N models gets an evolution of the Turbo’s 2.0-liter tweaked to pump out 275 hp and 260 lb-ft. of torque between 1,450 and 4,700 rpm. Hyundai hasn’t released performance specifications, but we know the Veloster N benefits from bigger brakes and a model-specific suspension system. It’s the hot-rodded handling champ of the Veloster family.

This slideshow requires JavaScript.

Source: Digital Trends

The New Hyundai Veloster 'N' Performance Variant Is Here! It’s a busy start of the year for Hyundai. The South Korean company introduced a hydrogen-powered crossover named Nexo at the 2018 Consumer Electronics Show, and it flew straight to Detroit to unveil the all-new, second-generation Veloster.

[car-loanz]

Safest new cars of 2020 awarded by IIHS

Safety first.

A solid rule for the road, and one the IIHS Top Safety Picks can steer you toward.

The Insurance Institute for Highway Safety has released its annual list of best-performing new cars based on updated criteria that prioritize protection for pedestrians as well as vehicle occupants.

Sixty-four vehicles – all 2020 model-year cars and SUVs – are split across Top Safety Pick and Top Safety Pick+ awards. To qualify, each must have good ratings in crashworthiness evaluations; good or acceptable headlights, and available front crash prevention with an advanced to superior rating.

  The Mazda CX-5 is one of the safest small SUVs around. Credit: Mazda/Newspress USA

  Most attention goes to 23 models achieving the higher Top Safety Pick+ accreditation, for which good or acceptable headlights are standard rather than available.

Good visibility is key to avoiding crashes in the dark, emphasizes the IIHS, and the awards criteria make it easier for consumers to find the right lights.

As you read through the winners that follow, bear in mind these awards reflect the safest vehicles within specific size categories.

“Larger, heavier vehicles generally afford more protection than smaller, lighter ones,” says IIHS. “Thus, a small car that qualifies for an award might not protect its occupants as well as a bigger vehicle that doesn’t earn the award.”

  Top Safety Pick+ winners

Small cars

Honda Insight, 4-door sedan

Mazda 3, 4-door hatchback

Mazda 3, 4-door sedan

Subaru Crosstrek Hybrid, 4-door wagon

Midsize cars

Mazda 6, 4-door sedan

Nissan Maxima, 4-door sedan

Subaru Legacy, 4-door sedan

Subaru Outback, 4-door wagon

Toyota Camry, 4-door sedan

Midsize luxury cars

Lexus ES 350, 4-door sedan

Mercedes-Benz C-Class, 4-door sedan (with optional front crash prevention)

Tesla Model 3, 4-door sedan

Large luxury cars

Audi A6, 4-door sedan

Genesis G70, 4-door sedan (only vehicles build after December 2019)

Genesis G80, 4-door sedan

Small SUVs

Mazda CX-3, 4-door

Mazda CX-5, 4-door (with optional front crash prevention)

Subaru Forester, 4-door

Midsize luxury SUVs

Acura RDX, 4-door

Cadillac XT6, 4-door (only vehicles build after October 2019)

Hyundai Nexo, 4-door

Lexus NX, 4-door

Mercedes-Benz GLE-Class, 4-door (with optional front crash prevention; only vehicles build after July 2019)

  Top Safety Pick winners

Each vehicle was chosen with specific headlights.

 Small cars

Honda Civic, 2-door coupe

Honda Civic, 4-door hatchback (does not apply to Type R)

Honda Civic, 4-door sedan

Hyundai Elantra, 4-door sedan (with optional front crash prevention)

Hyundai Elantra GT, 4-door hatchback (with optional front crash prevention)

Hyundai Veloster, 2-door hatchback (with optional front crash prevention)

Kia Forte, 4-door sedan (with optional front crash prevention)

Kia Soul, 4-door wagon (with optional front crash prevention)

Subaru Crosstrek, 4-door wagon (with optional front crash prevention)

Subaru Impreza, 4-door sedan (with optional front crash prevention)

Subaru Impreza, 4-door wagon (with optional front crash prevention)

Subaru WRX, 4-door sedan (with optional front crash prevention)

Toyota Corolla, 4-door hatchback

Toyota Corolla, 4-door sedan

Midsize cars

Honda Accord, 4-door sedan

Hyundai Sonata, 4-door sedan

Nissan Altima, 4-door sedan (with optional front crash prevention)

Midsize luxury cars

BMW 3 series, 4-door sedan

Volvo S60, 4-door

Large cars

Kia Stinger, 4-door hatchback (with optional front crash prevention)

Large luxury cars

Audi A7, 4-door hatchback

Small SUVs

Chevrolet Equinox, 4-door

Ford Escape, 4-door

Honda CR-V, 4-door

Hyundai Kona, 4-door (with optional front crash prevention)

Hyundai Tucson, 4-door (with optional front crash prevention)

Kia Sportage, 4-door

Lexus UX, 4-door

Lincoln Corsair, 4-door

Toyota RAV4, 4-door

Volvo XC40, 4-door

Midsize SUVs

Ford Edge, 4-door

Hyundai Palisade, 4-door

Hyundai Santa Fe, 4-door

Kia Sorento, 4-door (with optional front crash prevention)

Kia Telluride, 4-door

Mazda CX-9, 4-door (with optional front crash prevention)

Subaru Ascent, 4-door

Volkswagen Tiguan, 4-door

Midsize luxury SUVs

Lexus RX, 4-door

Large SUVs

Audi Q8, 4-door

  For further information about these vehicles, visit iihs.org.

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[girmiti]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Girmiti has expertise in implementing solutions using ISO8583, ISO 20022, ISO 7816, ISO 14443, APACS 70, EPAS, NDC, D912, Nexo and proprietary message packets to interfaces front-end channels, mPOS, TMS,Acquirer gateways, Banks, Switches and processors.

We bring relevant experience to help our customers and partners to have their existing Platforms comply by with Nexo specification and standards with respect to their business segments.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

 For More Info - https://www.girmiti.com/nexo_certification.html

[girmiti-software]

Girmiti Software- NEXO Certification Solutions

Girmiti is a registered member with Nexo, a fast-emerging global interoperability payment acceptance standard.

Girmiti has partnered with NEXO to ensure every customer who wants to be Nexo compliant meets the highest quality, performance, standards, and a cost-effective solution

Nexo interoperability payment acceptance system comprises primarily Nexo Retail, Nexo FAST, Nexo Acquirer, and nexo TMS. We are actively involved in developing the standards, building the platforms based on these standards.

Girmiti has built an accredited Nexo Automated test tool that aids the customer's payment solutions in meeting the Nexo standards and specifications.

We develop test plans, and comprehensive test cases and execute complete suite to ensure the compliance of acceptance payment solutions per defined Nexo standards and to go to market in the least time.

With this expertise, Girmiti is in a position to help our customers in certifying their terminals/devices and payment solutions in order to be compliant with the Nexo standards and specifications.

To know more,

Visit: https://girmiti.com/nexo_certification.html

Mail Us: info@girmiti.com

[girmiti-software-solution]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Girmiti has expertise in implementing solutions using ISO8583, ISO 20022, ISO 7816, ISO 14443, APACS 70, EPAS, NDC, D912, Nexo and proprietary message packets to interfaces front-end channels, mPOS, TMS,Acquirer gateways, Banks, Switches and processors.

We bring relevant experience to help our customers and partners to have their existing Platforms comply by with Nexo specification and standards with respect to their business segments.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

For More Info - https://www.girmiti.com/nexo_certification.html

[payment-providers]

New Post has been published on Payment-Providers.com

New Post has been published on https://payment-providers.com/nexo-standards-welcomes-ten-new-members/

Nexo Standards welcomes ten new members

As nexo standards continues to respond to the expanding needs of the payments market, the association today announces that ten companies have joined its membership base in 2018 to support the growth of fast, borderless and interoperable card payments globally.

NCR, NSPK and UnionPay International have joined the association as Principal Members, while AEVI, Barclaycard, Elavon, FEIG ELECTRONIC, ID Tech, NEPTING and Wirecard have become Associate Members. Additionally, existing member PSD Codax has upgraded to Associate membership level and SIA SPA has upgraded to Principal Member status.

“nexo brings together all players within the payment card value chain to address and overcome the challenges they face in relation to cross-border card payment acceptance,” comments Arnaud Crouzet, General Secretary, nexo standards. “Our membership, which now totals almost 90 companies located around the world, helps drive the strategic direction of the association, develops and evolves the nexo messaging protocols and specifications, and collaborates to share knowledge and expertise to ensure nexo continues to align with evolving industry requirements.”

nexo standards enables fast, interoperable and borderless card payments by standardising the exchange of payment acceptance data between merchants, acquirers, payment service providers and other payment stakeholders. nexo’s messaging protocols and specifications adhere to ISO20022 standards, are universally applicable and freely available globally.

Arnaud continues: “While the payments landscape still remains somewhat fragmented, thanks to the dedicated efforts of our members, we have already come a long way in removing some of the barriers obstructing the development of seamless, cross-border card payment acceptance. Our members are fundamental to our continued success and I encourage interested stakeholders to join us as we advance towards a borderless, secure card payment acceptance ecosystem that harnesses the potential of the ISO20022 standard.”

Contributed | what does this mean?

This content is contributed or sourced from third parties but has been subject to Finextra editorial review.

Source link

[vipcryptosignalscom-blog]

Crypto-to-Money Lending is Growing Somewhat Well-Liked This Present Day

New Post has been published on https://vipcryptosignals.com/bitcoin/crypto-to-money-lending-is-growing-somewhat-well-liked-this-present-day/

Crypto-to-Money Lending is Growing Somewhat Well-Liked This Present Day

Over the past 12 months, cryptocurrency-subsidized lending has grown very talked-about with firms like Salt Lending, and Unchained Capital seeking to capture a work of this emerging trade. Tasks like Salt Lending have issued thousands and thousands value of crypto-backed loans up to now and the teams behind those digital currency operations believe crypto-to-cash lending goes to be a beautiful massive deal within the long term. Moreover, this week a company called Nexo additionally plans to provide a digital forex for money lending platform and raised $50Mn USD in capital from challenge capitalists like the Techcrunch founder Michael Arrington.

Additionally read: Six Alternatives to Telegram for Cryptocurrency Communities

The Crypto-to-Cash Phenomenon

A New trade type has shaped recently called crypto-to-cash lending and this new financial sector is rising exponentially. The phenomenon follows the trendy upward thrust in contemporary years of peer-to-peer lending offered by way of financial giants just like the Lending Club. At The Moment there are a few operations which can be trying to break the mildew while it comes to this type of lending with projects corresponding to Unchained Capital and Salt Lending taking the lead.

Then there is a brand new startup referred to as Nexo that plans to supply crypto-infused wireless credit to borrowers without the need for credit tests. VCs like the Techcrunch founder Michael Arrington, and others just lately pumped $50Mn into Nexo and the corporate has a security partnership with Bitgo. Nexo believes it is going to be the first company to supply instant crypto-sponsored loans because it states on its web site:

Don’t promote your crypto — Don’t lose the upside potential — Get an instant crypto-subsidized Loan from Nexo.

Two Lending Initiatives Seeking To Make a Mark within the Crypto-Lending Industry

Unchained Capital

Unchained Capital is a company that offers money loans to companies and individuals who provide Bitcoin Core (BTC) as collateral. the company believes cryptocurrency holders desire a approach to borrow against their virtual property with out selling them. Unchain Capital’s interest rates are between 12.5-14 p.c APR and finances are stressed out to a bank account of the customers choosing. Shoppers make per month bills at the loan and once the credit is paid in complete collateral will likely be reimbursed. Additionally, people can borrow as much as $1Mn with out a credit check and the ratio of loan appropriation is 50 %.

If the worth of the collateral drops through 25 % Unchained Capital will request more capital. If the virtual asset dips below the 45 p.c area the company can repossess the capital to get well any lost predominant and hobby. Unchained Capital loans USD to American residents and businesses with options to resume a mortgage whilst it comes to time period. Each individuals and businesses may want to utilize a loan for tax savings as borrowing removes the desire to pay capital profits.

Salt Lending    

Then there is any other software called, Salt Lending, a blockchain-backed loan application constructed on top of the Ethereum network. SALT tokens are comprised of the ERC-20 branch. The Salt Lending platform is extra peer-to-peer than Unchained Capital because it lends finances from a big crew of Salt creditors. The venture has won a lot of attention and has lent over $40Mn USD price of digital forex loans since the challenge’s inception. Additional, the Salt Lending platform has accumulated over SIXTY FIVE,000 members in less than a yr. similar to Unchained Capital as soon as a loan is paid back at the Salt Lending platform then a borrower can obtain their cryptocurrency once more.

in line with Salt underneath Regulation D of 17 CFR § 230.501 et seq., all creditors are accepted buyers who’ve handed a “lending suitability check.” There are various techniques a lender will participate with the Salt Lending machine and loans are processed the usage of traditional monetary markets. Salt users can borrow budget among $10,000 and $1,000,000 and no credit score check is needed.

A Brand New Peer-to-Peer Lending Economy Emerges

Crypto-to-cash lending has been a trending industry style on this business for smartly over a year and there are different systems attempting identical ventures like Coinloan, Othera, Ethlend, and Everex. The Popularity of this kind of business is growing because of the various advantages loans like those offer akin to lending with out credit assessments, and the power to obtain fiat primarily based off crypto reserves without paying capital profits. It’s most likely there will probably be so much more startups trying to input this market because the Crypto-to-money lending economic system is growing vibrant. 

What do you think approximately cryptocurrency lending projects? let us understand your emotions in this matter within the feedback below.

Images via Shutterstock, Salt Lending, Nexo, and Unchained Capital.

Need To find a specific transaction on the Bitcoin Money community? Take A Look At Bitcoin.com’s new Block Explorer today. Want To see all 500 cryptocurrency marketplace caps in real-time? We were given a destination for that too called Satoshi Pulse. 

The publish Crypto-to-Cash Lending is Rising Somewhat Standard At The Moment appeared first on Bitcoin News.

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[girmiti]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Our experience and expertise cover the following Nexo expected requirements:

Nexo Fast

EMV Compliant: Accept all payment cards which are compliant with EMV specifications.

Protocol Independent: Work with various Acquirers, TMS, ECR or Retailer protocols.

Multiple Acquirer: Designed as multi-acquirer payment application.

Secure: Terminal data storage and access limited to the data required for specific task.

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify Nexo Fast with Nexo body or recommended 3rd party certification and security companies.

Nexo Acquirer

Follow worldwide accepted Nexo-based standard APIs for acquiring.

Non-proprietary common protocol

Multiple-acquiring support and enforcement

Transboundary compliance

Arbiter Agent to Acquirer support

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify the Nexo Acquirer with Nexo body or recommended 3rd party certification and security companies.

Nexo Retail

Establish a clear separation between two software applications which reside on a point of sale terminal.

Records customer sale and payment application that handles the processing of a card transaction.

Both applications share cash register peripherals such as printers, displays and card readers.

Implements the protocol that allows a sale system to request a payment system to process the payment associated to the purchase of goods or services.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo Retail with Nexo body or recommended 3rd party certification and security companies.

 Nexo TMS

Centralization -Ensure all the POI devices are connected to the Acquirer be supervised by TMS.

Interoperability - POI follow the same application and protocol.

Realtime Update - The Acquirer has real time information of each POI.

Quick update processing - Monitor and validate all the versioning of the POI modules or applications at once.

Interchangeability - Without having to bother much about the integration process, the Acquirer has the provision to change any POI with another.

Interbankability – Making it easy to change an acquirer associated with the POIs.

Upscalability - The connectivity of POI could be added/changed seamlessly.

Connectivity – Allow the POI to be grouped based on Merchants, Stores, Region.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo TMS with Nexo body or recommended 3rd party certification and security companies.

Girmiti has expertise in implementing solutions using ISO8583, ISO 20022, ISO 7816, ISO 14443, APACS 70, EPAS, NDC, D912, Nexo and proprietary message packets to interfaces front-end channels, mPOS, TMS,Acquirer gateways, Banks, Switches and processors.

We bring relevant experience to help our customers and partners to have their existing Platforms comply by with Nexo specification and standards with respect to their business segments.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

 For More Info - https://www.girmiti.com/nexo_certification.html

[girmiti]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Our experience and expertise cover the following Nexo expected requirements:

Nexo Fast

EMV Compliant: Accept all payment cards which are compliant with EMV specifications.

Protocol Independent: Work with various Acquirers, TMS, ECR or Retailer protocols.

Multiple Acquirer: Designed as multi-acquirer payment application.

Secure: Terminal data storage and access limited to the data required for specific task.

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify Nexo Fast with Nexo body or recommended 3rd party certification and security companies.

Nexo Acquirer

Follow worldwide accepted Nexo-based standard APIs for acquiring.

Non-proprietary common protocol

Multiple-acquiring support and enforcement

Transboundary compliance

Arbiter Agent to Acquirer support

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify the Nexo Acquirer with Nexo body or recommended 3rd party certification and security companies.

Nexo Retail

Establish a clear separation between two software applications which reside on a point of sale terminal.

Records customer sale and payment application that handles the processing of a card transaction.

Both applications share cash register peripherals such as printers, displays and card readers.

Implements the protocol that allows a sale system to request a payment system to process the payment associated to the purchase of goods or services.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo Retail with Nexo body or recommended 3rd party certification and security companies.

 Nexo TMS

Centralization -Ensure all the POI devices are connected to the Acquirer be supervised by TMS.

Interoperability - POI follow the same application and protocol.

Realtime Update - The Acquirer has real time information of each POI.

Quick update processing - Monitor and validate all the versioning of the POI modules or applications at once.

Interchangeability - Without having to bother much about the integration process, the Acquirer has the provision to change any POI with another.

Interbankability – Making it easy to change an acquirer associated with the POIs.

Upscalability - The connectivity of POI could be added/changed seamlessly.

Connectivity – Allow the POI to be grouped based on Merchants, Stores, Region.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo TMS with Nexo body or recommended 3rd party certification and security companies.

Girmiti has expertise in implementing solutions using ISO8583, ISO 20022, ISO 7816, ISO 14443, APACS 70, EPAS, NDC, D912, Nexo and proprietary message packets to interfaces front-end channels, mPOS, TMS,Acquirer gateways, Banks, Switches and processors.

We bring relevant experience to help our customers and partners to have their existing Platforms comply by with Nexo specification and standards with respect to their business segments.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

 For More Info - https://www.girmiti.com/nexo_certification.html

[girmiti]

Girmiti Software, Nexo Standards & Specifications, Nexo Standard

Girmiti team has in-depth understanding, field experience in architecture, design, developing, testing, automating and supporting various facets of Nexo standards. We help our customers in developing the core platform, ensure compliance with Nexo specification standards, deploy and implement protocols for their partners along with customization, integration to third parties solutions and certifications.

Our experience and expertise cover the following Nexo expected requirements:

Nexo Fast

EMV Compliant: Accept all payment cards which are compliant with EMV specifications.

Protocol Independent: Work with various Acquirers, TMS, ECR or Retailer protocols.

Multiple Acquirer: Designed as multi-acquirer payment application.

Secure: Terminal data storage and access limited to the data required for specific task.

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify Nexo Fast with Nexo body or recommended 3rd party certification and security companies.

Nexo Acquirer

Follow worldwide accepted Nexo-based standard APIs for acquiring.

Non-proprietary common protocol

Multiple-acquiring support and enforcement

Transboundary compliance

Arbiter Agent to Acquirer support

Testing and Certification: writing test cases, follow test specifications, use the tools to test and certify the Nexo Acquirer with Nexo body or recommended 3rd party certification and security companies.

Nexo Retail

Establish a clear separation between two software applications which reside on a point of sale terminal.

Records customer sale and payment application that handles the processing of a card transaction.

Both applications share cash register peripherals such as printers, displays and card readers.

Implements the protocol that allows a sale system to request a payment system to process the payment associated to the purchase of goods or services.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo Retail with Nexo body or recommended 3rd party certification and security companies.

 Nexo TMS

Centralization -Ensure all the POI devices are connected to the Acquirer be supervised by TMS.

Interoperability - POI follow the same application and protocol.

Realtime Update - The Acquirer has real time information of each POI.

Quick update processing - Monitor and validate all the versioning of the POI modules or applications at once.

Interchangeability - Without having to bother much about the integration process, the Acquirer has the provision to change any POI with another.

Interbankability – Making it easy to change an acquirer associated with the POIs.

Upscalability - The connectivity of POI could be added/changed seamlessly.

Connectivity – Allow the POI to be grouped based on Merchants, Stores, Region.

Testing and Certification: writing test cases, following test specifications, using the tools to test and certify the Nexo TMS with Nexo body or recommended 3rd party certification and security companies.

Girmiti has expertise in implementing solutions using ISO8583, ISO 20022, ISO 7816, ISO 14443, APACS 70, EPAS, NDC, D912, Nexo and proprietary message packets to interfaces front-end channels, mPOS, TMS,Acquirer gateways, Banks, Switches and processors.

We bring relevant experience to help our customers and partners to have their existing Platforms comply by with Nexo specification and standards with respect to their business segments.

Our team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy and UAT.

Our technology team brings the expertise in solutions and professional services to work in new generation modular architecture, micro services, cloud enabled, APIs, secured mechanism, token-based authentication, internationalization, two way SSL, Certificates, Securing Sensitive Data, OWASP and Database Encryption.

We bring deep knowledge and experience in Payment solutions support 24/7 driven by SLAs (for DevOps and SysOps functions), Maintaining and managing existing system for our customer and their partners.

 For More Info - https://www.girmiti.com/nexo_certification.html