#Mpesa To Paypal Exchange Rate

[thecountiesinfo]

How To Transfer Money From M-Pesa To PayPal

How To Transfer Money From M-Pesa To PayPal

In this article, we will talk about how to quickly and easily transfer your money from your M-Pesa account straight into your PayPal account. (M-Pesa To PayPal) Depositing money to PayPal from Mpesa is the simplest way to top up your PayPal account. PayPal has therefore made it easy for their clients to be able to transfer money into their PayPal account straight from their Mobile…

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Thunes raises $10M to make financial services more accessible in emerging markets

Cross-border fintech continues to be an area of interest for venture capitalists. The latest deal sees GGV Capital — the U.S-China firm that’s backed Xiaomi, Airbnb, Square and others — lead a $10 million investment in Singapore-based startup Thunes.

Other investors in the Series A round are not being disclosed at this point.

Thunes — which is slang for money in French and is pronounced ‘tunes’ — is not your typical startup. Its service is a b2b play that provides payment solutions for companies and services that deal with consumers and need new features, increased interoperability and flexibility for users. It makes money on a fee basis per transaction and, in the case of cross border, a small markup on exchange rates using mid-market rates for reference.

The company was founded in February of this year when TransferTo, a company that provided services like mobile top-up cross-border split itself in two. Thunes is the b2b play that uses TransferTo’s underlying technology, while DT One was spun out to cover the consumer business of top-up and mobile rewards.

The investment, then, is a first outside raise for Thunes, which had previously been financed by TransferTo, which is a profitable business, according to Thunes executive chairman Peter De Caluwe, who led payments startup Ogone to a €360 million acquisition in 2013.

De Caluwe, who is also CEO of DT One, told TechCrunch that Thunes reached $3 billion in payment volumes over the last 12 months. His goal for this year is double that to $6 billion and already, he said, it is “on track to get there.” (Steve Vickers, who previously managed Xiaomi in Southeast Asia and has worked with Grab, is Thunes CEO.)

Thunes works with customers across the world in North America, Central America, Latin America, Africa, Europe and Asia, but it is looking particularly at Southeast Asia and the wider Asia continent for growth with this new capital. It is not a consuming facing brand, but its biggest customers include Western Union, PayPal and Mpesa — where it has worked to connect the two payment interfaces in Africa — and India’s Paytm and ride-hailing company Grab, which it helps to pay drivers.

In the case of Grab — the $14 billion company backed by SoftBank’s Vision Fund — De Caluwe said Thunes helps it to pay “millions” of drivers per day. Grab uses Thunes’ real-time payment system to help drivers, many of whom need a daily paycheck, to convert their earnings to money in Grab’s wallet, their bank account or cash pick-up locations.

It’s hard to define exactly what Thunes’ role is, but De Caluwe roughly calls it “the swift of the emerging markets.” That’s to mean that it enables interoperability between different wallets, banks in different countries and newer payment systems, too. It also provides feature — like the instant payout option used by Grab — to enable this mesh of financial endpoints to work efficiently — because right now the proliferation of mobile wallets can feel siloed to the ‘regular’ banking infrastructure.

De Caluwe said that Thunes will work to add more destinations, support for more countries, more partners and more features. So growth across the board with this money. It is also looking to increase its team from the current headcount of 60 to around 110 by the end of this year.

Singapore is HQ but Thunes also has staff located in London and Nairobi offices, with some employees in the U.S. — they share a Miami office with DT One — and others remote in India and Indonesia. A Dubai office, covering the important and lucrative Middle East region, is in the process of being opened.

The company is also looking to raise additional capital to support continued growth. De Caluwe, who has spent time working at Telenor and Naspers-owned PayU, said a Series A+ and Series B is tentatively timed for the end of this year or early next year. The Thunes executive chairman sees massive potential since he believes the company “doesn’t have much competition.”

That’s echoed by GGV managing partner Jenny Lee .

“In China and the U.S, currency is homogenous and payment systems are established,” Lee told TechCrunch in an interview. “But in Southeast Asia right now, a huge number of the population is just getting on the internet and there are not a lot of established players.”

GGV has just opened its first office in Singapore — Lee herself is Singaporean — and the company intends to make fintech a major focus of its deals in the region. To date, Thunes is just its second investment in Southeast Asia, so there is certainly more to come.

[tuvuti]

How to withdraw money from PayPal to your MPESA account in minutes

How to withdraw money from PayPal to your MPESA account in minutes

For those of us who’ve closed deals online and got paid via PayPal know just how important it is to get the cash transferred to MPESA. While the service can be achieved easily within minutes nowadays, I remember back in the day when we had to pay someone with obnoxious exchange rates but had little bargaining power. Thanks to Safaricom inking some deals with PayPal that made moving cash to and…

[icodogio]

What We Know About The Facebook Cryptocurrency Plan

News of the largest social media platform developing its own cryptocurrency first surfaced in December of last year. As we would, later on, find out Facebook was developing a crypto coin that would allow users to transfer money using the WhatsApp messaging app with an initial focus on the remittance market in India. Fast forward a few months later, and we have more details about what the cryptocurrency will be all about and when it’s set to launch. Below we are going to discuss more on what we already know about Facebook’s cryptocurrency plan.

  A Short History of Facebook And Virtual Currencies

This isn’t the first time that Facebook will be trying its hand with virtual currencies. Surprisingly, the social media giant has already had two previous experiments that didn’t fare so well. The first venture was through Facebook Credits a coin that enabled people to buy items in games and non-gaming applications on the platform. At the time $1 was equal to 10 Facebook Credits and the coin was available in 15 currencies including USD, euros, and sterling pounds.

However, the virtual currency caused headaches for international payments because of fluctuating exchange rates and was shut down only two years later after launch. Then there was Facebook Gifts which was launched in 2012 just to be shut down two years later also. The problem according to Josh Constine was that the social media giant never found a way to solve localization and distance issues to make Facebook Gifts work internationally. 

However, not all the platform’s efforts that have failed as it has managed to achieve some success with Facebook Messenger Payments which was launched in the US in 2015 and expanded to Europe two years later. The platform allows for a secure and convenient way for users to send and receive money right in the messenger threads.

  Enter FaceCoin

However, in FaceCoin, Facebook will be trying to emulate messenger payments and not Credits and Gifts. The new cryptocurrency will be based on the blockchain and will be a stablecoin that will be backed by a basket of fiat currencies to ensure its price is stable. Interestingly the virtual currency will be a private stablecoin which is unique since there is no other that exists so far. So if we are to believe Facebook, this coin is going to be a big deal.

One of the main concerns of FaceCoin according to Alex Stamos is that “a completely private and encrypted messaging service tied to an open, Zerocoin-like, zk-SNARK backed cryptocurrency and backed by a tech giant would instantly become the go-to mechanism for global money laundering, tax evasion, and just general criming.”

However, Stamos believes on the other hand by not having a mathematically backed privacy feature and having all this data in a single place will be a massive source of privacy and security risk. And if this is the case, he believes that many countries that have leverage over Facebook will use this opportunity to get access to private information.

For this reason, he believes that no existing tech project has a critical privacy/safety balancing act than this one.

  Problems FaceCoin Has To Overcome To Ensure It Succeeds

If FaceCoin is to succeed, then the team behind the project will have to figure out how they can make the stablecoin easily convertible back to fiat around the world. It’s no secret that the current problem with stablecoins is that no business is accepting them.

This means users have to convert them back to fiat currencies before they can use them to do purchases and other things. So even if Facebook proceeded to offer goods and services that can be purchased using the stablecoin, this would lead them back to Facebook Credits all over again a situation we believe they will try to avoid.

As for remittances, which is a massive market and the apparent target market there is the issue of FaceCoin not being recognized as a legal tender in various locations. Also, given the process will involve having to convert the currency to fiat before it’s used there is a chance the process will be much slower, clumsier, not very user-friendly and it could be even more expensive.

For now, there is little known about Facebook’s plans; however, there are two ways in which the platform can overcome the many hurdles it will likely face with the cryptocurrency. One is establishing partnerships with other businesses in a way that they will accept FaceCoin which will make it valuable – which will be nearly impossible.

The other alternative will be to establish a relationship with cryptocurrency exchanges around the world and have the currency easily converted to different modes of payment like Mpesa or other mobile money platforms. This would make the crypto-coin seamless, fast and user-friendly when it comes to international remittances – a market that is currently worth around $500 billion a year. It would also allow anyone with a mobile phone and a Facebook app to maintain a personal account that has stable coins and is backed by hard currencies.

  The Team

The FaceCoin cryptocurrency team is led by David Marcus who is the former president of Paypal and was previously in charge of Facebook’s Messenger app. He was appointed as the head of the blockchain unit in May of last year. So far the team is believed to consist of over 50 employees, and the company is on a hiring spree. A quick check on LinkedIn reveals names like Kevin Weil who is the vice president of product, Evan Cheng who is the director of engineering, Dave Hrycyszyn who is the technical program manager and Nate Gonzalez who is a product manager.

The team is also expanding, and on Facebook’s careers site there are 18 blockchain related jobs. Some of the advertised positions include Business operations manager, product manager, business operations manager, global security strategic partner, growth product manager, software engineer and a data engineer.

The cryptocurrency is set to launch sometime in the first quarter of 2019, and we will have to wait and see if it doesn’t end up as Facebook Credits or Gifts.

                        The post What We Know About The Facebook Cryptocurrency Plan appeared first on ICODOG.

source https://icodog.io/analysis/facebook-cryptocurrency/

[thepayonercard20-blog]

Payoneer Debit Card Limits

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You might earn money from US based companies like Amazon (whether you’re an Amazon affiliate or seller), Clickbank, Google Ad sense, Elance, Fiverr etc. Any US company you possibly can consider. Like bowling pins, Payoneer began knocking down similar markets. Within the Withdrawal Amount field, enter the amount which you want to withdraw. The quantity is over 1000 USD and every time, once i ask them for update, they say the same things every time. As eCommerce takes hold of the worldwide market, B2B and B2C sellers need solutions not only to bring their sales efforts online but to facilitate the payments of buyers the world over. And the business charges small fees for sending payments and other actions. The charges are in addendum to the payment cut that freelancing websites take. 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What could possibly go wrong with just providing your email address and no other information? Email sent. In case you want to send to a different person, click here. I simply sent them a link to my eBook sales page on Amazon and this was accepted without question. Fbs earn jtalon at home jobs fluctuating cme treasury job. Plz suggest me online jobs without any investment and guaranteed payment? Payoneer Free Credit Card is the one Low-Cost Payment Transferring & Payment Handling solution for your small business that supports over thousands of marketplaces through which the next Marketplaces are included. We do loads of listening like, ‘Who are you, what are you using us for, how can we improve? INR. They convert funds from USD to INR using rates of up to 2.75% above the official mid-market rate on the time of transfer If you loved this article and you would like to receive more info regarding payoneer register kindly visit our web site. .

[thoughtfullydeepestexpert-blog]

continued mobile wallet to Mpesa exchage program.

continued mobile wallet to Mpesa exchage program.

opengates club continues being the leader in providing efficient, reliable and secure exchanges be it from PayPal to Mpesa Mpesa to PayPal Skrill to Mpesa Mpesa to Skrill Bitcoin to Mpesa Mpesa to Bitcoin Our exchange rates are very competitive and the Transactions are processed in a turn around of just 10 Minutes 

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[icodogio]

How to Cash Out Bitcoin (Using Centralized and P2P Exchanges)

This is a comprehensive guide on how to cash out Bitcoin to your local currency whether it’s the US Dollar, Euro, Japanese Yen or any other currency in the world. The article highlights the pros and cons to cashing out from Bitcoin at the moment and the various ways to convert BTC to fiat. In addition, we will look at the main factors that you should focus on before choosing your cashing out method.

Late last year saw an influx in the number of investors who bought into Bitcoin seeing the price soar to an all-time high of $20,000 across some exchanges. The bearish run that started in February has caused a huge collapse in BTC’s price with more and more people choosing to sell the coin. In such times an investor may be struck with the thought to cash out, what are some of the advantages and cons of cashing out now?

The article will offer a clear and descriptive follow-through on how to cash out bitcoin around the world through exchanges, peer to peer exchanges (P2P) and direct selling of Bitcoins.

  How to Cash out your Bitcoin

Cashing out Bitcoin is not astronomy or rocket science. Bitcoin is actually one of the easiest assets to transform into cash at a go. However, there are key points investors need to factor in before they cash out Bitcoin.

Key points to consider while cashing out Bitcoin (BTC)

The method of cashing out: The medium to use to exchange your BTC. Common methods discussed below include Crypto-Fiat exchanges, Peer-to-peer exchanges (P2P) and direct trade of Bitcoins.

The cost of cashing out BTC: Different exchanges and methods offer different rates to exchange BTC to fiat.

The amounts to cash out: Depending on the platform you are using, there are limits to how much BTC you can sell and how much fiat you can hold.

The security of your funds: Above all else, security of your funds is paramount. The exchanges you choose must be secure enough for your funds.

The currency you wish to exchange your Bitcoin to: Some cryptocurrency exchanges do not offer all fiat pairings on their exchanges hence the need to check your preferred currency before cashing out BTC.

Understanding the five warnings above not only allows you to effectively an exchange of Bitcoin to fiat but also determine what your best option to cash out Bitcoins is.

  A.    CRYPTOCURRENCY TO FIAT EXCHANGES

One of the most effective ways to cash out Bitcoin is through centralized exchanges that offer users a crypto-fiat exchange features. Currently, Coinbase ranks as the biggest and most known crypto-fiat exchange in the U.S. and around the world. The process involved in cashing out Bitcoin from Coinbase is similar to other exchanges offering these services such as Kraken, Gemini, and Bithumb.

Requirements to cash out Bitcoin from Coinbase exchange

Must be a resident of the countries supporting Coinbase.

Send your identification documents for verification that you are a resident.

Select a payment option which varies from the U.S, U.K, and Europe.

Buy Bitcoins on Coinbase to cash them out.

How to cash out Bitcoin from Coinbase

Log in to the official Coinbase Exchange website. Sign up if you do not have a Coinbase account.

  Sign in page on Coinbase

2. Select the Buy/Sell option at the top of the resulting page.

Sell Bitcoins for fiat currencies

3. Select “Bitcoin” as the currency you want to withdraw.

4. Next page shows the Bitcoin and fiat pairings and the limits you can withdraw from your account. Select the amount of fiat (USD, EUR, and JPY etc.) or Bitcoin you want to withdraw.

Limits to the amount to cash out Bitcoin

5. Select “Sell Bitcoin Instantly” once you select the amount.

  Complete the Coinbase BTC-fiat transaction

NOTE:

Once you sell your Bitcoins for fiat, the amount is sent to your Coinbase fiat wallet.

Open your Coinbase fiat wallet and withdraw to your bank account. The amount is held for a short period to check for any irregularities then released to your bank account.

You can withdraw the money from your bank account in the next 3-5 business days.

Fees charged on the transaction vary from 1.49% of the transaction value. Furthermore, Coinbase charges different rates for different countries. Find the full list of fees here.

Pros of using Crypto-Fiat centralized exchanges

Cheap: Fees are a standard 1.49% for every transaction amount.

Very Liquid: With over 10+ million traders, your Bitcoins will always have a market to Buy/Sell.

Convenient and easy to use for the new beginners in the cryptocurrency arena.

Cons of using Crypto-Fiat centralized exchanges

Only available in selected countries, locking out many investors in other countries from accessing the service.

A time-consuming method as your funds will take close 3-5 business days for the cash to reflect in your bank account.

Lack of privacy and anonymity that blockchains offer. Coinbase tracks the Bitcoins in case of any suspicious activity or illegal activity is noticed.

  B.    PEER TO PEER EXCHANGES

The shortage of exchanges in offering fiat-crypto services has given rise to peer-to-peer (P2P) exchanges such as Localbitcoins and Remitano. These exchanges offer a wider market range and faster services than the centralized exchanges. However, it would be crucial to note that these exchanges are much riskier.

Remitano and Localbitcoins are the largest P2P crypto exchange platforms (Remitano)

  Furthermore, P2P exchanges have a wide variety of payout options on how you would like to cash out your Bitcoins. Some of these options include – PayPal, MPESA, Neteller, Venmo, Amazon gift card, Apple Gift cards, bank transfers or cash.

  How to cash out Bitcoin using peer to peer exchanges

To cash out on P2P exchanges, users will need to open accounts on the respective exchange they wish to use. Once the account is active, deposit your BTC into your account and you are ready to sell off. The process of selling is enabled amongst various countries and fiat currencies.

However, there lies a bigger issue of trust between the peers trading, will I send BTC and not receive payment? Will I send the money and not receive the BTC? The issue of trust is universal in any business but cryptocurrency P2P exchanges have a bigger duty to protect their consumers.

The Escrow service

P2P exchanges use escrows to ensure trust is maintained amongst traders on the platform. They eliminate the risk of a seller (you) not releasing the BTC or the buyer not sending their payment making the process simpler.

Illustration: How escrows work

If Person A is a seller looking to sell his BTC to Person B who is willing to buy, Person A will send the Bitcoin to an “escrow” instead of directly sending it to Person B’s account. Once sent, Person B will need to make the payment to Person A. The BTC will then be released to Person B’s account only after both parties agree that the terms of the trade have been reached. In case of any disputes, the BTC is kept in the escrow until the dispute is solved.

This is the most crucial feature of P2P exchanges.

  How to cash out Bitcoin (BTC) using Localbitcoins.com

The process to exchange your BTC for fiat on Localbitcoins.com offers a similar blueprint with other crypto P2P exchanges. Remember, you can only cash out Bitcoins you have on the exchange (minus the 0.00001 BTC) and you must be registered on the site.

Go to the official Localbitcoins.com

Log in to your account and go to the homepage. Sign up if you do not have an account.

Once on the homepage, select the “Sell Bitcoins” or “Quick sell” option at the top of the page.

Step 3: Select the “Sell option”

    4. The next step is to select your currency of choice (ex. GBP, JPY, KES) and the country you would wish to trade in. The best option is to select your local currency and current location to find the best offers with your local fiat. It also offers more options for getting paid than foreign countries.

  Step 4: Select your country and currency of choice

    5. Select the mode of payment from the drop-down menu shown below and click ‘Search’.

Step 5: Select the payment method from the drop-down menu

    6. From the resulting list, select a trader with a favorable rate, a high rating (possibly 100%) and open the trade by clicking “Sell” beside the trader’s details.

Step 6: Select a favorable trader

    7. Depending on the mode of payment selected, you will have different payment details to fill out e.g. PayPal users will need to fill out their PayPal email address MPESA users can fill out their phone numbers etc.

Step 7: Fill in your payment details correctly

    8. Once you confirm the payment details are correct, select “Send Trade Request”. The buyer will receive a notification on email or SMS. Your BTC will be stored in an escrow until you release the Bitcoins.

  NOTE:

You should NOT release the Bitcoins from the escrow before receiving the full amount from the buyer. Releasing your Bitcoins before payment may see you lose your assets and not get paid. In case the buyer does not respond, the BTC in the escrow will be refunded back to your account in an hour.

Once you confirm payment has been done, and the buyer confirms the payment has been made, click the “release Bitcoins” button.

Rate the quality of the trade and you are done!

Advantages of using peer to peer exchanges

Fast payments

P2P exchanges offer one of the fastest ways of payment while turning your Bitcoin to cash. As seen with the process above, registration on Localbitcoins.com takes less than 5 minutes. The fast registration is also matched with the peer service which mostly takes less than an hour to complete. The speed of the process is dependent on the buyer’s responsiveness. At times the Bitcoin to fiat process takes a couple of minutes.

A mobile-money service in Kenya, MPESA allows citizens in the country and around other locations in the world to send money through their phones. This makes the process of cashing out BTC really efficient and super- fast in minutes.

Ready Market to trade Bitcoins

In most countries, there are always ready buyers of Bitcoin. Furthermore, the multitude of traders makes its easy to trade large amounts of Bitcoin. The inclusion of almost every country in the world (over 200 countries) also serves those investors that cannot access platforms such as Coinbase and Kraken.

Cheap fees for selling Bitcoin

As mentioned before, Localbitcoins.com, Remitano, and other P2P exchanges only charge around 0.00001 BTC to trade on the platform.

Disadvantages of using peer to peer exchanges

Lower prices than the centralized exchanges

Most of the buyers on P2P exchanges tend to price their buying price low to cater for the risk involved in trading on the platform.

  C.    DIRECT SELLING OF BITCOINS

The final method to cash out Bitcoins is directly selling the BTC to a person like you would sell other goods. The process involves holding your Bitcoins in your hardware wallet e.g. Trezor or Ledger Nano then selling the hardware wallet.

The process is, however, costly, inefficient and requires you to have a ready buyer on hand to accept your Bitcoins.

  Conclusion

The processes above explain how to turn your Bitcoin to cash in moments. Furthermore, investors have an option among various ways to cash out Bitcoin depending on their preferable costs, time and risk they are willing to take.

It is, however, crucial to note that cashing out Bitcoin is risky hence the need to be very careful when writing wallet addresses to avoid losing your investment.

  Want to know more about it, join us on our Discord and Telegram channels and get into the discussion, or join our 8000 member community on our ICO DOG Investment Platform:

                        The post How to Cash Out Bitcoin (Using Centralized and P2P Exchanges) appeared first on ICODOG.

source https://icodog.io/bitcoin/how-to-cash-out-bitcoin-using-centralized-and-p2p-exchanges/