#Mortgage Broker Coomera

[aquallisfinance]

Home Loan Broker Gold Coast

Aquallis Finance provides high quality, full service mortgage broker solutions on the Gold Coast for new home buyers and existing home owners that seek superior refinancing solutions.

As the property market returns, opportunities abound and lenders are responding with exceptional new product offerings to suit every borrower’s needs and circumstances.

At Aquallis Finance, we know where the market is going and we have thoroughly researched the financing trends and full range of lender offerings, enabling us to provide our client’s with customised solutions to suit their specific funding requirements.

Each mortgage broker on our Gold Coast team is an experienced professional and has nearly two decades of combined experience working for lenders and borrowers alike.  That’s how we know the industry inside out and why we work tirelessly to ensure you achieve the best possible financing results.

For More Details https://aquallisfinance.com.au

[jackpwrightuk]

Mortgage lending slows in wake of crackdown on interest-only loans

Housing affordability

Housing finance fell overall 1.6% in April, figures show, with a 2.3% reduction in borrowing by investors

Housing in Coomera on the Gold Coast. Photograph: Dave Hunt/AAP

Housing affordability

Mortgage lending slows in wake of crackdown on interest-only loans

Housing finance fell overall 1.6% in April, figures show, with a 2.3% reduction in borrowing by investors

Mortgage lending appears to be slowing in the wake of the financial regulator’s latest clampdown on interest-only loans.

The value of all housing‑related lending fell by 1.6% in April, data from the Australian Bureau of Statistics showed on Friday, in the first full month after the Australian Prudential Regulation Authority (Apra) introduced tighter macro-prudential policies.

The data shows investor lending fell 2.3% in April, which is down 7.7% since the recent peak in investor lending in January.

The value of loans to owner-occupiers was also down in April, by 1.1%.

However, when excluding refinancing and first-home buyers, the value of loans to owner-occupiers actually increased in April, by 4.1%.

Economists say it is too early to draw firm conclusions from the data, but it may suggest Apra’s crackdown on interest-only lending is putting immediate pressure on investors.

The ABS data comes three months after Waynes Byres, Apra’s chairman, warned Australia’s major banks to tighten their lending practices on investor and interest-only loans.

At the time, CoreLogic data was showing Sydney property prices had soared by almost 20% in 12 months, putting the city at the front of a nationwide trend that had dwelling values increasing by 12.9% on average.

Byres warned the banks they needed to be mindful of the “heightened risk in the lending environment” and asked them to “appropriately respond to these conditions” by changing their lending standards and practices.

He asked them to limit their growth in lending to investors, with the growth rate to remain “comfortably” below the previously advised benchmark of 10%.

Ratings agency Moody’s was also warning that more borrowers were falling behind on their mortgage and car repayments.

It said delinquencies for prime residential mortgage-backed securities increased to 1.61% in January, from 1.57% in December, while 30-day delinquencies for car loan asset-backed securities rose to 1.80%, from 1.54% over the same period.

Economists say the ABS data on investor lending in April show that as investor-lending eases there has been a slight pick-up in lending to owner-occupiers.

However, the share of loans to first home buyers remains low by historical standards at 13.9%.

“Today’s numbers capture the early impact of APRA’s latest rule changes, which limit new interest‑only lending,” Commonwealth Bank economist Kristina Clifton said on Friday. “These rule changes are likely to affect not only investors, but owner‑occupiers as well.”

JP Morgan economist Henry St John said owner-occupier refinancing fell sharply in April – by 4.4% – potentially signalling a slow-down in the flow of borrowers switching from principal and interest to interest-only mortgages, as banks tighten their lending criteria.

Clifton said it would take several months before the full impact of Apra’s clamp down, and new policies from state and federal governments, kicked in.

“There has been several new initiatives announced recently to help first home buyers get into the market,” she said. “The first ones to take effect are the stamp duty reductions announced by the NSW and Victorian state governments beginning on 1 July. These states have the lowest shares of first-home buyers.

“There were also measures announced in the May federal budget to help first home buyers save for a deposit. However these will take at least two years to have any impact.”

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[mohammadjconnor]

Grasp The talents of Coomera Waters Property For Sale and become Victorious.

The Easiest Way To Sell Your Home

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Whether you are a seasoned real estate broker or just trying to sell your own home, it’s no secret that real estate industry is volatile. These guidelines can help you build a better foundation to be able to easily sell your property..

from Business School, Engineering Program Ranked High By Forbes & US News http://www.tablety-pc.com/grasp-the-talents-of-coomera-waters-property-for-sale-and-become-victorious/

[aquallisfinance]

Aquallis Finance - Mortgage Broker Gold Coast

At Aquallis Finance our Gold Coast Mortgage Brokers take the time to get to know each and every customer and help turn their dreams into reality. From application to settlement and beyond, we pledge to offer the highest quality of service. By utilising the experience and connections of our home loan brokers, you can ensure you get the best advice and rates on offer, and best of all, our service to you is completely free.

Whether you are a first time home buyer, looking to refinance your home loans or buy your next home our team are here to help guide you through the process. We can also assist experienced property investors and self employed business owners looking for a low doc finance.

Call us today and let us do the heavy lifting to make buying your new home easier.

Contact Information: 2/18 Blanck St, Ormeau, QLD 4208, Australia 0450 277 554 https://aquallisfinance.com.au contact@aquallisfinance.com.au

[aquallisfinance]

Aquallis Finance provides high quality, full service mortgage broker solutions on the Gold Coast for new home buyers and existing home owners that seek superior refinancing solutions.

As the property market returns, opportunities abound and lenders are responding with exceptional new product offerings to suit every borrower’s needs and circumstances.

At Aquallis Finance, we know where the market is going and we have thoroughly researched the financing trends and full range of lender offerings, enabling us to provide our client’s with customised solutions to suit their specific funding requirements.

Each mortgage broker on our Gold Coast team is an experienced professional and has nearly two decades of combined experience working for lenders and borrowers alike.  That’s how we know the industry inside out and why we work tirelessly to ensure you achieve the best possible financing results.

Contact Information: 2/18 Blanck St, Ormeau, QLD 4208, Australia 0450 277 554 https://aquallisfinance.com.au contact@aquallisfinance.com.au

[aquallisfinance]

At Aquallis Finance our Gold Coast Mortgage Brokers take the time to get to know each and every customer and help turn their dreams into reality. From application to settlement and beyond, we pledge to offer the highest quality of service. By utilising the experience and connections of our home loan brokers, you can ensure you get the best advice and rates on offer, and best of all, our service to you is completely free. 

Whether you are a first time home buyer, looking to refinance your home loans or buy your next home our team are here to help guide you through the process. We can also assist experienced property investors and self employed business owners looking for a low doc finance.  Call us today 0450 277 554 and let us do the heavy lifting to make buying your new home easier.

[aquallisfinance]

Aquallis Finance - Mortgage Broker Gold Coast

Looking for a mortgage broker on the Gold Coast? With access to over 40+ leading lenders including the big four banks, we can help you to obtain your ideal financial solution.

Contact Information: 2/18 Blanck St, Ormeau, QLD 4208, Australia 0450 277 554 https://aquallisfinance.com.au contact@aquallisfinance.com.au

[aquallisfinance]

Aquallis Finance - Mortgage Broker Gold Coast

At Aquallis Finance our Gold Coast Mortgage Brokers take the time to get to know each and every customer and help turn their dreams into reality. From application to settlement and beyond, we pledge to offer the highest quality of service. By utilising the experience and connections of our home loan brokers, you can ensure you get the best advice and rates on offer, and best of all, our service to you is completely free.

Whether you are a first time home buyer, looking to refinance your home loans or buy your next home our team are here to help guide you through the process. We can also assist experienced property investors and self employed business owners looking for a low doc finance.

Call us today and let us do the heavy lifting to make buying your new home easier.

Contact Information: 2/18 Blanck St, Ormeau, QLD 4208, Australia 0450 277 554 https://aquallisfinance.com.au contact@aquallisfinance.com.au

[aquallisfinance]

Bradley Wallis - Mortgage Broker Gold Coast

Introducing Aquallis Finance – a Gold Coast’s mortgage broking practice with a difference.

Our professional mortgage brokers have worked for banks and consumers alike and have nearly two decades of experience in matching property investment strategies with leading mortgage products from Australia’s top lenders and broking houses.

At Aquallis Finance, we have a team of professionals who specialise in assisting clients access the housing market and determine which mortgage product is right for them.

We have the technological apps, tools and platforms to help you review and compare all your financing options, including designing repayment commitments, leveraging interest rates and minimising fees and charges according to your needs and requirements.

We can also work with your accountant and other advisers to ensure your facilities are structured to achieve their recommended asset protection and taxation objectives.

Contact Information: 2/18 Blanck St, Ormeau, QLD 4208, Australia 0450 277 554 https://aquallisfinance.com.au contact@aquallisfinance.com.au

[aquallisfinance]

At Aquallis Finance our Gold Coast Mortgage Brokers take the time to get to know each and every customer and help turn their dreams into reality. From application to settlement and beyond, we pledge to offer the highest quality of service. By utilising the experience and connections of our home loan brokers, you can ensure you get the best advice and rates on offer, and best of all, our service to you is completely free.

Whether you are a first time home buyer, looking to refinance your home loans or buy your next home our team are here to help guide you through the process. We can also assist experienced property investors and self employed business owners looking for a low doc finance.

Call us today and let us do the heavy lifting to make buying your new home easier.

Contact Information: 2/18 Blanck St, Ormeau, QLD 4208, Australia 0450 277 554 https://aquallisfinance.com.au contact@aquallisfinance.com.au