#Local Real Estate Agent in Bracken

[unpack-my-heart]

The Ghost of You

A new Reddie AU featuring property developer Richie and ghost Eddie. I know I have other unfinished stories but I’ve been working on this today as a distraction from various things and thought I’d post it. 

Read it on AO3 HERE

or I’ve also posted it under the cut:

Preview:

The first time Richie sees him, he falls out of a window.

It’s about ten at night, and Richie is painting the grilles on his open bedroom window with the night breeze caressing his face. He’s got the radio on, but every so often the music is suddenly replaced by harsh static that screams into the room for five or six seconds, before the music starts up again like nothing had happened. Richie doesn’t pay attention to it, assuming it’s to do with the terrible reception, until the radio howls like a banshee. When he turns around, he’s met with the sight of a man dressed in an old-fashioned looking khaki uniform who is squatting next to the radio on the floor, and staring at it intently.

Richie promptly jumps, before stumbling backwards, and falling out of the window.

@constantreaderfool @xandertheundead

Richie’s first love is stand-up comedy. He spends most of his adolescent years with his eyes glued to the flickering TV screen, watching late night comedies protected by a blanket of darkness, ready to charge straight up the stairs should he hear the familiar pounding of his father’s footsteps coming down the stairs.

Richie always assumed he’d become a stand-up comedian, or something similar. His mother was forever smiling at him with this dopy, indulgent grin.

‘You should be on the stage, child’, she always told him.

He believes her.

Standing on stage, in front of a sea of squawking, laughing faces. The I did that in your stomach, the I made these people happy.

It doesn’t work out, though. Richie gets horrendous stage-fright, and runs straight off the stage clutching his stomach the first time he attends an open-mic at his local late night coffee shop. It doesn’t make sense. His mom says he’s funny, Bev says he’s funny, the waitress at the diner that does those paprika fries he loves says he's funny (but maybe she’s just being kind and trying to get him to leave a decent tip. He always does.)

He isn’t too cut up about it though. Shit happens. So he leaves stand-up comedy to the professionals, and proceeds to have a minor existential crisis about the direction his life is going in.

His father starts getting a bit impatient, not because he’s frustrated that Richie didn’t go to college, or because Richie is leeching off them or anything remotely similar, but because it cuts him up inside to see his nearly-20-year old son so morose and directionless. So he takes him to work with him.

Wentworth Tozier works as an architect in a small firm in Maine. It’s mainly small domestic projects, the occasional corporate one. Nothing too major. Small houses, buildings to put a new Subway in. Richie is entranced. He loves going with his dad to the sites, he can practically see the cogs in his father’s brain spin and whir as he envisages how he’ll turn this small patch of wasteland into someone’s private sanctuary. Richie decides immediately that he wants a part of this.

Richie apprentices with his father. His dad agrees easily, ecstatic that his son is so enamoured with the field that claimed his own heart when he was pre-college and panicking about where his own life would lead. Richie doesn’t want to go to college, so he can’t become an accredited architect, but that doesn’t matter. Richie isn’t interested in modelling power sockets and skirting boards on the computer. Richie dreams of moulding timber, brick and concrete with his own bare hands, sculpting and crafting and carving out a small piece of perfection.

Property development, is what his father tells him it’s called. He’d be a renovator, and Richie decides that that word sits very nicely indeed on the end of his tongue.

He starts off small. An tired-looking apartment with creaking bones and a dusty sigh. Richie tears out the connecting wall between the lounge and the kitchen, allowing the small space to inhale a much-needed breath of fresh air. He extends the bathroom into the needlessly large master (and only) bedroom, and removes the garish pink ceramic bath, replacing it with a walk in shower. A lick of paint here, a sprinkling of tile here, a dash of wallpaper and some new faux-marble countertops. His father claps him on the back when he sees the finished product. ‘you’ve done good, kid’. Richie knew this was what he was made for.

He’s 28 when he starts feeling the first pinches of boredom at the soles of his feet, 30 when his stomach aches slightly when he wakes up in the morning before work, and 34 when he decides that it isn’t enough for him anymore.

His father, now retired and living off a very comfortable pension, offers to lend him some money while he figures out what he wants to do next. Richie grumbles for a few weeks, feeling uncomfortable about taking his dads money. He uhms and ahhs about it, waxing poetic to Bev in the bar after work about how property development wasn’t sparking the pilot light in his soul quite like it used to. Bev nodded sympathetically, and made comforting hums at all the right intervals. Richie left the bar five times drunker and fifty times more appreciative for her friendship.

He’s 36 when he decides to move to Scotland.

He’s been considering it for a while. Find a derelict church, or a run-down old manor house, buy it for an eye-wateringly cheap price, live in it, renovate it, and flip it. A two year project, max. Something to get his teeth into and stave off the anxious dreams that have him shooting up in bed at night, face sticky with sweat and heart beating with ‘this can’t be it, please say this isn’t it’.

His relationship with Jasmine had broken down. She couldn’t understand why Richie was so restless, why he’d toss and turn at night instead of hunkering down into the cosy nest of safe, steady, predictable. He didn’t blame her. He knew it was frustrating. Hell, he was frustrated. They ended it pretty amicably. A few tears on both sides, a half-hearted promise to remain friends. Richie knew they wouldn’t. He didn’t really mind.

He’d been half-cut and half-asleep when he’d stumbled on it. A beautiful 19th century building on the Isle of Skye in Scotland. It had originally been an orphanage, before changing hands and purpose multiple times over the years. School, a brief stint as a police station, before it was abandoned in 1947, just after the war. The building is on the lip of a lake, and sits nestled comfortably into a small hillock. The brickwork is run down, patches of orange lichen growing excitedly across the otherwise grey surface. There are two working chimneys emerging from the slate roof that connected to two working fire-places. There’s a small porch connected to the front door, and a back door in the kitchen that leads out into an unfenced back garden. It’s ugly, and sits tired and unassuming against the harsh bracken moors of Scotland, not a neighbour in sight. Richie is immediately besotted with it.

He phones Bev, not caring that it’s nearly 3am and he’s definitely still drunk and is probably definitely somewhat delusional. She picks up on the fifth ring.

“what the fuck, Rich, it’s arse o’clock in the morning. Are you dying? If you’re not dying you’re gonna wish you were”

“I found it”

“Huh? Found what? If you found your lost sock and decided to ring me to tell me, I swear to god, Trashmouth, I’m gonna gut you, you –“

“No, Jesus Red, no. I found it. I found the one”

“the one? You mean that dude you were grinding on yesterday? I mean, he was kinda weird looking, wasn’t he? Looked a bit like a trout. But if you think he’s the one I guess –“

“Can it, Marsh. One, I wasn’t talking about him but oh my god he totally looks like a trout and two, I mean, the house”

“Shit. The house?”

“Yup”

“The house, the house? You mean – THE house?”

“Yes!”

“Holy shit. Where is it?”

“…”

“Rich…”

“Scotland”

“Holy shit”

“I know”

Getting a visa is about as much of a nightmare as Richie expects. It takes forever, and every day he checks the real estate website, sweaty palms and palpitating heart, expecting the little house on the moor to have disappeared from the internet. It never does.

After about four months, and tearful goodbyes to Beverly at the airport, Richie’s on a plane to Scotland. His parents were initially hugely sceptical, lecturing him on the dangers of buying a property without viewing it, and lamenting about how much they’ll miss him when he’s thousands of miles away. They don’t try to stop him though.

Richie spends most of plane ride jittering in his seat. He ends up sat next to a Scottish woman, who balances her tiny daughter on her knee. Richie smiles at the tiny redheaded girl and she smiles back at him, all gums and no teeth. He falls asleep half an hour before they land.

He hires a car at Edinburgh airport. The drive takes him around six hours, a combination of busy main roads and winding country tracks that split the Scottish landscape like veins. He sails over the Skye bridge, and he’s only an hour or two away from paradise.

When he’s about twenty minutes away, he starts getting panicky. He’d spoken to the letting agent at length over Skype, and they’d emailed him a list of all the things that would need fixing, or replacing. It was a very long list. When Richie had received the list he’d not been able to see it as anything other than a challenge, something to get his teeth into. Something to occupy his restless brain. Now though, the list sat like lead in his pocket.

The house sits at the end of an unkempt muddy track, standing alone amongst the foliage. Richie pulls himself out of the car, stretching his aching arms behind his head.

He stares at the house.

The house looks back at him.

He rings his dad.

“y’ello?”

“Hey, Dad”

“Rich! Did you make it okay, laddy?”

“Och, aye!”

“Your Scottish accent is as awful as mine”

“I know”

“How is she?”

“She’s beautiful”

“Need a lot of TLC?”

“More than I think I’m capable of giving her”

“Hey, now. Where’s that trade-mark Richie confidence? Or, should I say, trade-mark Richie arrogance?”

“You’re supposed to be giving me a pep-talk, old man”

“I know, I know. You’ve got it, kid. You know you do. I’ll come out and visit you in a few months, maybe stay for a few weeks. Scotland is supposed to be real nice in the summer. Save some of the really tricky parts until then, okay? I don’t want you to hurt yourself”

“Your concern is touching”

“Richie, I’m serious”

“I know”

“Your mother misses you already”

“I bet she does, now she’s only got you for company”

“I miss you”

“I know”

“I’m here for you. Even half way across the world. You’re my boy”

“love you, dad”

“Knock ‘em dead, son”

Beep beep beep beep

The house stands in front of him, silently waiting. The wild, windy moors stretch far away.

Richie doesn’t do anything to the house for a few days. He drives nearly two hours to the nearest town, and stocks up on all the tools and equipment he thinks he’ll need, before quickly realising that he’ll need to take a trip to one of the larger cities to buy the more expensive materials. He imagines the postal services out in the middle of nowhere leave much to be desired.

The house is much louder than he expected it to be. The moors are noisy, rustling leaves and bleating sheep and wind that whips through your skin and freezes your bones. The house is nearly as loud. Everything creaks, and moans and sighs, loud protests against whatever Richie happens to be doing, whether walking up the stairs or throwing logs into the burner.

He starts working on it four days after he moves in.

The first time Richie sees him, he falls out of a window.

It’s about ten at night, and Richie is painting the grilles on his open bedroom window with the night breeze caressing his face. He’s got the radio on, but every so often the music is suddenly replaced by harsh static that screams into the room for five or six seconds, before the music starts up again like nothing had happened. Richie doesn’t pay attention to it, assuming it’s to do with the terrible reception, until the radio howls like a banshee. When he turns around, he’s met with the sight of a man dressed in an old-fashioned looking khaki uniform who is squatting next to the radio on the floor, and staring at it intently.

Richie promptly jumps, before stumbling backwards, and falling out of the window.

When Richie comes to, he’s lying on the ground directly below the window he fell out of.

There’s a pillow under his head.

The second time Richie sees him, he pours boiling water all over his foot.

It’s been a few weeks since Richie fell out of the window. He’s forgotten about the man in the khaki uniform that he thought he saw looking at his radio, having convinced himself that it must have been a figment of his overtired imagination.

The house is still, for all intents and purposes, unliveable. There is no hot water, there is no gas, and Richie has to go to the toilet in trenches he digs in the middle of the woodland a few minutes’ walk from the back door. He has never been happier.

He’s knocked a few walls through, the downstairs is now an open plan space, and he’s ordered a new bathroom suite that is supposed to arrive today, along with a plumber that he found online. His name is Mike Hanlon, and he’s lived in the Isle of Skye his whole life.

When Mike arrives, he’s joined with a collie who Mike affectionately calls Mr Chips. Richie scratches the dog behind the ears, and receives a few licks to the inside of his wrist for his trouble.

Mike helps Richie haul the constituent parts of the bathroom suite up the rickety stair case, and Richie is overjoyed to discover that Mike doesn’t complain once. Richie leaves Mike in the bathroom, tinkering with the pipes connected to the old, broken ceramic toilet, and begins to make them both cups of tea using a camping stove connected to a gas cannister he’d bought when he’d been in town.

He’s pouring water from the small camping kettle into Mike’s mug (breakfast tea, no milk, no sugar, thanks, Rich!) when Richie catches sight of the man in the khaki uniform, turning the ring  on the gas cannister with a hesitant finger.

Richie startles, the force of which sends his arm flailing through the air, and sends the contents of the kettle sailing through the air in a graceful arc before landing on his foot.

Richie curses, grabbing the bottle of cold water sat on the worktop, and quickly proceeds to pour the contents over his poor, red raw foot.

When he looks up again, the man has gone.

One of the other bottles of water has upended itself on a cloth, however. Richie doesn’t think anything of it when he grabs the soaking wet cloth and wraps it around his foot.

The third time Richie sees him, he learns his name.

A month later, Mike has finished the bathroom. The plaster on the walls is still white and unpainted, and the floor hasn’t been properly tiled yet, but the bath, sink and toilet has been replaced, and Richie was half way through wiring the extractor fan. Mike had kindly agreed to stay on and help Richie replace the kitchen sink, and install the washing machine and tumble dryer. Richie was elated. He’d grown close with Mike quickly, and he loved listening to Mike’s stories about Scottish folklore. Richie listened to Mike talk for hours about kelpies and the loch ness monster and never found himself drifting off.

Soon enough, they broached the topic of ghosts.

“Do you believe in ghosties then, Mikey?” Richie asks, the man in the khaki uniform a vivid picture in his mind.

“Well, they say that energy cannot be created nor destroyed, right? That’s an important element of the physics of life, so, I can’t accept that when we die we just … disappear, and all that energy just leaks into the air? Where would it go?”

“I dunno, back into the ground?”

“Nah, I don’t reckon so. I reckon it’s gotta go somewhere else. I reckon our consciousness, like, the thing that makes us truly us, escapes our physical bodies when they run out of energy and become something else. Maybe we become light. Maybe we become oxygen, I don’t know.”

“So you don’t believe in ghosts in the sense that you don’t believe we can walk around as physical manifestations of how our physical bodies looked, then?”

“I just dunno, Rich. We probably will never know. Here – hand me that spanner, this bolt is being a feckin’ nightmare”

Richie thought about what Mike had said for a long time.

The third time Richie sees him, he learns his name.

When Mike had left for the evening, Richie waded into the shallow lake, water lapping around the tops of his rubber boots. He threw small pebbles into the water. Plip Plip Plip. The moor was uncharacteristically silent. He stared down into the water.

The reflection of the man dressed in the khaki uniform stared back at him.

Richie turned around.

The man in the khaki uniform was stood next to him, wringing his hands, his brow furrowed.

Richie swallowed.

“Who the hell are you?”

“My name is Eddie”

“Why d’ya keep letting yourself into my house, Eddie?”

Richie fought against his quivering voice to keep his tone stern and challenging.

“I – I don’t. It’s hard to explain. What year is it?”

“Uh… what?"

“What year is it?”

“Are you on drugs or something, dude? Lost on your way back from a costume party?”

“Please, just tell me, what year is it?"

“2019”

“Ah”

“What’d’ya mean, ‘ah’?”

“I mean, I haven’t seen anyone in this house since 1947”

“… Dude you cannot be over 70 fucking years old. Stop bullshitting me, just tell me the truth and I promise I won’t get Mike to impale you on one of those rubber poles he keeps in his van”

“I’m not over 70. I'm 38 – I was 38.”

“Well, how do you know no one’s been in this house since 1947? And what do you mean, you 'were' 38?”

“Because I’ve been here on my own since 1947”

“You’re still not making any sense, my man”

Eddie rubbed his hand over his face, and sighed.

“You won’t believe me, so there isn’t much point”

“Try me”

“I worked here. This place was used as an evacuation safe house for children from across Scotland, but mainly Edinburgh and Glasgow. They were moved here to escape the bombing. I worked here as a doctor, I cared for the children. I – I died here.”

“What do you mean, you died here?”

“I was stabbed”

“hang on – bombing? To escape bombing?”

Richie could barely breathe.

“Yes, bombing.”

“… And you said you haven’t seen anyone here since 1947”

“That is correct”

“So, what you’re telling me is that –"

“Yes”

“You’re …”

“I am”

Richie doesn’t reply. He turns around, and walks back into the house.

When he shuts the door, the lake glitters like a pool of liquid mercury. Eddie has gone.

[mikiduttaowner-blog]

House Prices in London

In May, average home prices were at #478,853 at London. This was down 4% by 2017, but nevertheless represents an intense challenge for young professionals that would love to obtain a house. Some attribute was put on a small increase in rates of interest, causing some agents to advise their clients to wait before purchasing. The increase itself isn't extreme, the issue is that the message about developing tendencies for the long run.

Stamp Duty

Stamp duty is paid to the cost of a home. If it costs less than 125,000, no obligation is evaluated. The average price listed above will be evaluated for approximately 5%, or at 8% if the home has been bought as a lease. That percentage could be added into the steep cost and could be a part of this account for any bank extending a mortgage to the buyer. Sellers don't need to pay the stamp duty -- it's covered by the buyer.

Presently, there appear to be more sellers than buyers from the London market, which likely accounts for the gradually lowering asking quantities for homes. Or it might be that he had been considering the upcoming withdrawal of the UK in the EU, place for 29 March, 2019.

Can Brexit Impact My Finances when I Buy Now?

The UK's withdrawal from the EU was put up to happen over nine months to lessen upsetting financial markets. Like all change, there's a change which it might impact local markets. But, it's likely that many sorts of fiscal transactions will continue normally.

Purchasing a house or leasing property always has to be optional in the balance. It's a long-term devotion, unlike a leasing agreement or just a lease. It's also an investment, where you become the man who's accountable once the water heater goes out, or the roofing needs mended -- there's not any one to phone and ask help.

On the flip side, home payments tend to be less costly than lease and you've got something to show to your money when the mortgage has been paid off or perhaps a bit extra in your pocket meanwhile. If you want to stop at at Bracken Real Estate LTD, Miki Dutta or a partner will be pleased to discuss your choices and to assist you look over a few chances. As realtors, it's our delight to associate people with places and also to get it done in a means that's mutually beneficial for everybody.Know more www.brackenrealestate.com

[zertuchehomes]

The Role of a Local Real Estate Agent in Your Home Buying Journey in Selma

Buying a home is one of the most significant decisions in a person's life, and navigating the real estate market can be overwhelming. For first-time buyers and seasoned investors alike, partnering with a local real estate agent can make all the difference. A local agent not only brings market expertise but also deep community knowledge that can enhance the home-buying experience.

Understanding Local Markets

One of the primary advantages of working with a local agent is their intimate understanding of the local market. Selma, with its diverse neighborhoods, varying property values, and unique community dynamics, can be complex to navigate without guidance. A local real estate agent in Selma is well-versed in the trends and nuances of each area, providing insights that can help buyers make informed decisions.

For example, a local agent can explain which neighborhoods are on the rise, where to find family-friendly amenities, or where to look for investment opportunities. This knowledge allows buyers to focus on properties that meet their needs and preferences, saving them time and effort.

Personalized Service

Local real estate agents pride themselves on offering personalized service. Unlike larger firms that may treat clients as mere numbers, a local agent takes the time to understand their client’s specific needs and goals. Whether you’re a first-time buyer looking for a starter home or a family seeking a larger property, a local agent can tailor their approach to suit your individual circumstances.

This personalized service extends beyond just finding a property. Local agents often build strong relationships with their clients, guiding them through the entire process—from initial searches to closing the deal. They can provide valuable advice on everything from negotiating offers to understanding the local inspection process.

Navigating the Home Buying Process

The home buying process involves numerous steps, from securing financing to closing the deal. A local real estate agent serves as an advocate and guide throughout this journey. They can recommend trusted mortgage brokers, connect buyers with home inspectors, and help navigate any hurdles that may arise.

Furthermore, local agents are skilled negotiators. They understand the local market dynamics, allowing them to craft offers that are competitive yet reasonable. This expertise can be crucial in securing the best possible price and terms for the buyer.

7 Essential Questions to Ask Your Local Real Estate Agent

What Experience and Resources Can You Offer to Support My Real Estate Goals? Knowing the background and resources of your real estate agent is essential for a successful transaction. It’s important to understand not just their years in the industry, but also the breadth of their education, work experience, and the specific resources they have at their disposal to aid your journey. Inquire about their familiarity with market trends, pricing strategies, and various property types. Additionally, ask how their knowledge and resources can be tailored to meet the unique requirements of your desired neighborhoods or investment goals.

How Will You Communicate with Me and Be Available Throughout the Process? Effective communication and availability are vital in real estate dealings. It’s important to discuss not only the agent’s preferred modes of communication (such as phone, email, or text) but also their availability for showings and how/when they will help you with your home. Ask about the frequency of updates you can expect and how quickly they typically respond to inquiries. Understanding this will help set clear expectations and ensure you’re consistently informed.

What are Your Areas of Specialization in Real Estate, and What is Your Primary Focus? Understanding your agent’s areas of expertise in real estate is crucial for aligning their skills with your needs. Agents often specialize in different sectors such as residential, commercial, or land. Inquire about their primary area of focus and any additional areas they are experienced in. This knowledge helps in determining if their skill set and experience align with the specific type of property or transaction you are interested in. An agent with a strong background in your area of interest can provide valuable insights and guidance tailored to your specific real estate goals.

What is Your Strategy for My Specific Real Estate Needs? Whether you’re buying or selling, it’s important to understand how the agent will cater to your specific needs. If you’re a buyer, ask about their approach to finding properties, negotiation tactics, and how they handle bidding wars. For sellers, inquire about their marketing strategies, staging services, and pricing approach. This question will help you gauge whether their strategy aligns with your goals and expectations.

How Do Current Market Trends and Neighborhood Specifics Impact My Sale? When selling your house, it’s important to understand both the broader market trends and the specifics of your neighborhood. A skilled agent should provide insights into the current state of the real estate market, including factors like average prices, inventory levels, buyer demand, and typical selling times. Additionally, they should be able to discuss how these trends vary in different neighborhoods, especially about your property. This dual focus on the general market and your specific area will help you make more informed decisions and strategize effectively for the sale of your home.

Can You Explain the Closing Process and Any Associated Costs? The closing process can be complex, with various steps and costs involved. Ask your agent to walk you through the entire process, including timelines, required documentation, and closing costs. This information is crucial, especially for first-time buyers or sellers, to avoid any surprises later in the transaction.

How Do You Handle Negotiations and Multiple Offer Situations? Negotiation skills are vital in real estate transactions. Discuss with your agent how they plan to handle negotiations on your behalf. If you’re a buyer in a competitive market, understanding how the agent deals with multiple offer situations is essential. For sellers, it’s important to know how they’ll manage and evaluate multiple bids to secure the best deal.

Community Involvement: Making a Difference

Beyond their professional roles, many local real estate agents are actively involved in their communities. This involvement enriches their connection to the area and enhances their ability to serve clients. When agents participate in local events, sponsor community initiatives, or volunteer for local charities, they not only give back but also gain valuable insights into the neighborhoods they serve.

For example, an agent who is active in community events will be aware of upcoming developments, changes in zoning laws, or shifts in the local demographic. This knowledge can significantly benefit clients who are looking to buy homes that align with their lifestyle and values.

Moreover, community involvement often leads to strong local networks. A well-connected agent can introduce clients to local service providers, such as contractors, landscapers, and interior designers, ensuring a smoother transition into their new home. This kind of support is invaluable for buyers who are new to the area and may not have established connections yet.

Building Trust and Reliability

Trust is a crucial element in any real estate transaction. Working with a local agent who is known and respected in the community can provide an additional layer of security for buyers. Clients are more likely to feel comfortable with an agent who has a proven track record and a strong presence in the local market.

Local agents often rely on referrals and word-of-mouth recommendations, which motivates them to provide exceptional service. This drive to maintain a positive reputation within the community often results in agents going above and beyond for their clients.

Conclusion

The role of a local real estate agent in your home-buying journey cannot be overstated. From their deep understanding of the local market to their personalized service and community involvement, local agents bring invaluable expertise that can enhance the entire process. By choosing a local real estate agent, buyers not only gain a knowledgeable advocate but also someone who is deeply invested in the community, ultimately leading to a more successful and satisfying home buying experience. Whether you're searching for your dream home or making an investment, the right local agent can be your greatest asset.

[zertuchehomes]

Manufactured vs. Mobile Homes in the San Antonio Real Estate Market – Which is Right for You?

The San Antonio real estate market is a dynamic landscape that has experienced significant growth in recent years. With its affordable housing options, diverse neighborhoods, and thriving economy, San Antonio has become an attractive destination for homebuyers and investors alike. On the website of BankRate, the median house price for a single-family house is stated to be around $308,249, with a sale-to-list ratio of 93.1%. However, with the advent of manufacturing and Mobile Homes, the market is seeing a dynamic shift, allowing people to explore options other than onsite constructed homes.

Let’s first start with the definition of both manufactured and mobile homes to understand the difference between the two, as often times, people use the terms interchangeably.

Manufactured Homes

Manufactured homes, also known as modular homes or prefabricated homes, are built in factories to the same building codes as traditional stick-built homes. They are typically transported to a permanent foundation and can be indistinguishable from stick-built homes. Manufactured homes are considered real estate and can be appreciated over time.

Mobile Homes

Mobile homes are smaller and less customizable than manufactured homes. They are typically built on wheels and are often located in mobile home parks. Mobile homes are not considered real estate and may depreciate in value over time.

HUD Definitions

It’s crucial to note that in mid-1976, HUD (Department of Housing and Urban Development) started to use the term “manufactured homes” for what is colloquially known as mobile homes. HUD sets standards and regulations for the construction of these homes to ensure safety and quality.

Navigating the terminology surrounding manufactured and mobile homes can be challenging. While commonly grouped under the umbrella term “manufactured,” there are two distinct categories: mobile homes, typically built on wheels and potentially subject to depreciation, and modular or prefabricated homes, constructed on-site and adhering to conventional building codes, making them considered real estate. The HUD’s use of “manufactured homes” for mobile homes adds an extra layer of complexity, hence the clarification provided here. Therefore, understanding the specific type of housing involved is essential, highlighting that both mobile and modular homes fall under the umbrella of “manufactured,” albeit in different ways.

Key Differences

Below are the key differences between the two types of homes that the potential owners need to understand before they make a decision:

• Construction: Modular homes are built to the same standards as traditional homes, while mobile homes are typically smaller and less customizable. They also have different build requirements and varying levels of quality. Despite that, they are regulated similarly to modular homes. • Transportation: Modular homes are typically transported to a permanent foundation, while mobile homes are built on wheels and can be moved from location to location. It is also noteworthy that mobile homes can also be installed on permanent foundations but the practice is less common.

• Location: Modular homes are often located in modular home communities, while mobile homes are typically located in mobile home parks.

• Real Estate Status: Modular homes are considered real estate, while mobile homes are not.

Now that we have the key differences covered let’s quickly go over the pros and cons of either so the readers can better evaluate their needs and see which option fits their needs better.

Pros and Cons of Modular and Mobile Homes

Modular Homes

Pros

• Affordable: Modular homes are typically much more affordable than traditional stick-built homes.

• Energy Efficient: Modular homes are built to strict energy efficiency standards, making them more cost-effective in both hot and cold weather.

• Customizable: Modular homes can be customized to meet the buyer’s needs and preferences.

Cons

• Depreciation: Modular homes may depreciate in value over time due to the perception of being lower quality than a site-built home.

• Financing Challenges: Obtaining financing for a modular home can be more difficult than financing for a traditional home.

• Zoning Restrictions: Some communities may have zoning restrictions that limit the placement of modular homes.

Mobile Homes

Pros

• Portable: Mobile homes can be moved from location to location, providing flexibility and convenience.

• Affordable: Mobile homes are typically the most affordable type of housing available.

• Easy to Maintain: Mobile homes are typically easy to maintain and require less upkeep than traditional homes.

Cons

• Smaller Size: Mobile homes are typically smaller than modular homes and traditional stick-built homes.

• Lower Resale Value: Mobile homes typically have a lower resale value than modular homes and traditional homes.

• Limited Customization Options: Mobile homes offer fewer customization options than modular homes and traditional homes.

How Can a Realtor Help You with Modular and Mobile Homes?

Navigating the process of buying a modular or mobile home can be complex and overwhelming. Working with an experienced Local Realtor in San Antonio can help make the process easier and more successful. Here are some of the ways a realtor can help you:

• Find the Right Home: A Realtor can help you find a modular or mobile home that meets your needs and preferences. They will have access to a wide range of listings and can help you narrow down your options based on your budget, location, and desired features.

• Negotiate the Purchase Price: A Realtor can negotiate the purchase price on your behalf. They will have a good understanding of the market value of modular and mobile homes and can help you get the best possible price.

• Handle the Paperwork: There is a lot of paperwork involved in buying a modular or mobile home. A Realtor helps ensure all the paperwork is in order and guides what needs to be completed, including the purchase agreement, mortgage application, and title transfer.

• Protect Your Interests: A Realtor is your advocate and will work to protect your interests throughout the buying process. They will make sure that you are aware of all of your rights and obligations and will help you avoid making any costly mistakes. On the contrary, mobile/modular home dealers are basically commissioned sales agents who are focused on making sales and the best interest of the dealers. A Realtor can really help you out in making the right choice and selecting the best mobile/modular home as per your needs.

If you are considering buying a modular or mobile home, it is important to work with a Realtor who is experienced in this type of real estate. 

Conclusion

Whether you opt for a Modular home or a Mobile one, the choice chiefly depends on your own preferences, but working with an experienced realtor can make all the difference. This is why I operate with a customer-centric approach to ensure what I do is in the best interest of my valued clients.

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Unlocking the Value: Creative Ways to Use Undeveloped Land in San Antonio

Unlocking the potential of undeveloped land in San Antonio is a venture that transcends the mere act of ownership. It’s an exploration into the realm of possibilities, an imaginative journey where creativity meets real estate, generating revenue in the process. In this expansive landscape, the canvas is blank, and the potential is boundless.

Let’s delve into the creative ways one can unlock the value of undeveloped land in San Antonio, where innovation transforms raw estate into thriving spaces.

Reimagining Vacant Land: Unleashing the Potential

Undeveloped land often lies dormant, waiting to be activated and transformed into something more meaningful. By embracing creative approaches, you can unlock the value of these vacant spaces, fostering sustainable development, enhancing community well-being, and most importantly, investing to make the most of the land.

1. Urban Agriculture For Profit or Self-Reliance

Undeveloped land presents an ideal canvas for urban agriculture, a sustainable practice that brings fresh, locally-grown produce to urban communities. By establishing community gardens, rooftop farms, and vertical farming systems, you can revitalize vacant spaces while either generating a profit or promoting self-reliance.

2. Using the Land as a Recreational Facility

Amidst the bustling cityscape, undeveloped land can be transformed into a tranquil recreational facility. You can utilize the land to serve as a private sports facility that can earn you a decent profit. For instance, a small soccer field in San Antonio could be rented out for $100 per hour (source). If the field is rented out for 20 hours per week, it can generate $2,000 per month.

You can also use your property as a park which can earn you good revenue in the long term (if your property is big enough). When using your property as a park, you can charge people lot rent and utility fees. Another creative recreational use for a property that is big enough is to repurpose it as a disc golf course. 

3. Wellness Retreats

Undeveloped land offers the canvas for creating havens of rejuvenation. Wellness resorts, spas, and yoga retreats can be designed to harmonize with the natural surroundings, providing spaces for relaxation, mindfulness, and holistic well-being. These retreats or resorts are also a great way to generate great profit off of your property that might otherwise be lying vacant.

4. Camping Ground

Using your property as a campground in San Antonio can be a viable way to make money. The San Antonio area boasts a thriving tourism industry, attracting millions of visitors each year. With its warm climate, diverse attractions, and proximity to natural beauty, San Antonio offers a perfect setting for a successful campground.

5. Farm

The San Antonio region boasts diverse agricultural opportunities, with favorable climate and soil conditions suitable for various crops and livestock. Whether you’re considering a small backyard garden or a larger, multi-acre operation, understanding the specific possibilities and challenges is crucial. Moreover, estimating potential revenue depends heavily on farm size, chosen crops/livestock, and marketing strategies.

The Impact of Creative Land Use

Urban agriculture has the potential to generate over $1 billion in economic output and create thousands of jobs in San Antonio.

Parks and recreational facilities can potentially increase property values by up to 20%.

The global sports facilities market is expected to reach $ 153.0 billion by 2028, growing at a compound annual growth rate of 4.9%.

The camping industry generates over $ 167 billion annually in the U.S. and supports 1.4 million jobs (Source).

Farms contribute to local food security and provide access to fresh, healthy produce (Source).

Conclusion

As San Antonio continues to grow and evolve, the creative utilization of undeveloped land presents a pivotal opportunity to shape the city’s future. By embracing innovative approaches that promote sustainability, community well-being, and economic growth, we can transform vacant spaces into vibrant hubs of activity, enhancing the city’s livability, resilience, and overall character. As a Realtor covering land transactions, reach out, and let’s talk about creating your vision.

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The Benefits of Lease-to-Own Homes for Buyers and Sellers in San Antonio

The dream of homeownership often feels out of reach for many individuals and families, especially in a competitive real estate market like San Antonio, Texas. However, a creative solution is gaining popularity in Alamo City: lease-to-own homes. This alternative to traditional renting and home buying offers a win-win situation for buyers and sellers, and it’s a viable option for many in San Antonio. In this article, we’ll explore the advantages of lease-to-own homes and why they are becoming increasingly attractive to both parties in the real estate transaction.

Flexibility for Buyers

One of the primary benefits of a lease-to-own arrangement is the flexibility it provides to potential homebuyers. Individuals and families who aspire to own a home often face financial or credit-related hurdles that make it challenging to secure a traditional mortgage. Lease-to-own programs address these challenges by allowing buyers to move into a property they love without an immediate need for a substantial down payment or perfect credit.

1. Gradual Transition to Homeownership

Lease-to-own homes offer a gradual transition from renting to homeownership. This gradual approach enables potential buyers to ease into the responsibilities and financial commitments associated with owning a home. It can be particularly beneficial for first-time buyers who may be apprehensive about the leap from renting to owning.

2. Build Equity Over Time

When you enter a lease-to-own agreement, a portion of your monthly rent payment is typically allocated as a credit toward the purchase of the property. Over time, these accumulated credits can add up, allowing buyers to build equity in the home even before the official purchase. This is a significant advantage over traditional renting, where monthly payments do not lead to ownership or equity accumulation.

Investment Potential for Sellers

Lease-to-own arrangements aren’t just advantageous for buyers; they can also be an appealing option for property sellers, particularly in a dynamic real estate market like San Antonio.

1. Steady Rental Income

For sellers, lease-to-own programs offer the benefit of steady rental income. While the property is on the market and pending purchase, sellers can still enjoy a monthly income stream from the rent, which can help cover mortgage payments or other property expenses.

2. Potential Future Sale

Sellers have the opportunity to secure a future sale of their property at a predetermined price, providing them with peace of mind and a guaranteed exit strategy. This can be especially appealing in situations where a quick sale may be challenging.

3. Attracting Quality Tenants

Lease-to-own arrangements often attract more committed and invested tenants. Since these tenants have an interest in ultimately buying the property, they are more likely to take better care of it, which can be a relief for property owners who worry about the wear and tear caused by typical renters.

San Antonio Market Insights

Understanding the local real estate market is essential when considering lease-to-own homes in San Antonio. According to the San Antonio Board of Realtors, the median home price in the San Antonio area in July 2023 was $350,000. This is up 10.2% from the same period last year. The average day on the market for a home in the San Antonio area in July 2023 was 20 days. This is down from 26 days in July 2022. `x

• Competitive Real Estate Market

San Antonio’s real estate market can be highly competitive, making it challenging for some buyers to find the right property at the right price. Lease-to-own homes offer a way to secure a future purchase while living in the desired neighborhood.

• Affordable Housing Shortages

Like many cities across the United States, San Antonio faces affordable housing shortages. Lease-to-own options provide a pathway for individuals and families to eventually own a home without the immediate financial burden of a substantial down payment. The supply of homes for sale in San Antonio is currently low. This is contributing to rising home prices and shorter days on the market.

• Local Job Growth

San Antonio has seen significant job growth in recent years, attracting new residents who may not yet be ready for the commitment of homeownership. Lease-to-own homes provide these newcomers with an attractive alternative to traditional renting.

Legal and Financial Considerations

Before entering a lease-to-own agreement, both buyers and sellers must be aware of the legal and financial aspects involved, including any specific regulations or contracts that should be used.

• Consult with Real Estate Professionals

Both parties should seek guidance from real estate professionals, such as agents and attorneys, who are experienced in lease-to-own transactions. They can help ensure that the agreement is legally sound and that all parties are protected.

• Understand the Terms

Buyers should carefully review the terms of the lease-to-own agreement, including the rental rate, the portion of rent credited toward the purchase, the purchase price, and the timeline for completing the purchase. Sellers should ensure that the terms are favorable and reflective of their property’s market value.

• Legal Documentation

Proper legal documentation is crucial in lease-to-own arrangements. Contracts should clearly outline the rights and responsibilities of both buyers and sellers, and any specific clauses or conditions should be detailed in writing.

Tips for a Successful Lease-to-Own Transaction

To ensure a smooth and successful lease-to-own transaction, here are some tips for both buyers and sellers:

For Buyers

Thoroughly Screen the Property: Before entering the agreement, inspect the property, assess its condition, and ensure it meets your needs and expectations.

Secure Financing: While you may not need a traditional mortgage immediately, it’s essential to work on improving your credit and securing financing for future purchases.

Stay Informed: Keep abreast of the local real estate market to be prepared for the eventual purchase.

For Sellers

Market the Property Effectively: To attract quality tenants who are interested in a lease-to-own arrangement, make sure your property is well-marketed and stands out in the local real estate market.

Set a Fair Rental Rate: Determining a fair and competitive rental rate is essential to attract potential buyers and generate steady rental income.

Consult Legal and Financial Professionals: Seek professional advice to ensure that your lease-to-own agreement is legally sound and favorable to your interests.

Conclusion

In a city with a growing population and a limited supply of affordable housing, lease-to-own homes are an attractive alternative. They bridge the gap between renting and owning, making home ownership more attainable for individuals and families who may face financial or credit-related challenges.

However, it’s important for all parties involved in a lease-to-own transaction to understand the legal and financial implications and to work with experienced professionals to ensure the agreement is sound and favorable to their interests.