#Loan on 70000 salary
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Your credit history, current debts, the policies of the lending organization, and the loan terms all play a role in determining how much personal loan you can acquire on a 70,000 salary. The debt-to-income ratio (DTI), which compares your monthly debt payments to your monthly income, is generally used by lenders to determine if you qualify for a loan.
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Biggest Home Buying Myths in India
Buying a new house will be one of the biggest purchases you would make in your life. But buying a house or an apartment on SV Road of your choice and in your budget is a difficult task, and it can create immense pressure on you because even a small mistake or uninformed decision could cost you heavily in the long run.
Also, when it comes to purchasing a house or an apartment on SV Road, many of them tend to believe in myths just because others believed in it. However, the fact is that several so-called facts are myths that people follow without and authenticity. It is always better to understand the difference between facts and myths.
Therefore here, in today's article, you can find the list of some of the home buying myths in India that you should be aware of when searching for your dream property.
⢠Myth 1: RERA is here so, homebuyers can opt for any project without much research
RERA stands for Real Estate Regulator Authority. This act came into force in 2016 and offered great relief to home buyers. RERA act had become the saviour of most of the homebuyers, as it regulated real estate sales and protected their rights. But with the implementation of this act, several homebuyers believed that all properties are protected under this act. But that's not true; RERA is an act applied only to larger than 500 square meters and with over eight or more housing units. Plus, to be RERA compliant, a builder has to be registered with the RERA board.
⢠Myth 2: Renting is more affordable compared to buying a Home
This is probably one of the biggest myths out there. You would also have come across some of the articles that would have stated that renting an apartment on SV Road is a far better choice than buying it. But, the truth is far away from that. Let me explain to you why.
Suppose if you buy a smart 1 BHK apartment on SV Road, it would cost you around 1CR and if you choose to take a home loan for 80 lakhs. The bank has a fixed interest rate of 9.4%. And the EMI you will have to pay would be around Rs 65000 to Rs 70000 for 30 years. Whereas if choose to rent out the same apartment the rent would be around Rs 40000 to Rs 45000. And according to an infographic of Economic times, it shows that the rental prices in all cities across the country are going to increase rapidly. And the rental price can go up to 26.2%. Whereas, unlike the rental prices of an apartment on SV Road, the EMI remains constant for the entire tenure of the loan. So, while you may feel burdened initially, the EMI burden will be significantly reduced after a few years with annual salary hikes.
⢠Myth 3: The builder doesn't matter while choosing Homes
Selecting a builder who is not customer-centric can lead to a lot of frustration for home buyers. Such type of builders may also use low-quality materials to cut the cost. So it's very important that for you to select a trustworthy builder and has a solid reputation for building high-quality projects within the promised timelines.
Closing thoughts
As you have read the above article, now if you are planning to buy a residential property for sale on SV Road or a smart 2 BHK apartment on SV Road, you should visit â Chandak Group - www.chandakgroup.com as they will offer you some of the best property deals in your budget.
#apartment on SV Road#smart 1 BHK apartment on SV Road#residential property for sale on SV Road#smart 2 BHK apartment on SV Road
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How to Get A Quick Loan without Collateral In Nigeria there are different categ⌠https://ift.tt/2TMnNHP
How to Get A Quick Loan without Collateral In Nigeria there are different categories of businesses and organizations that lend money. Types of Lenders In Nigeria Esusu Cooperative Mocrofinance Banks Salary Advance Quick loans Table of Contents How to Get A Quick Loan Without Collateral Sometimes we find ourselves in situations where we need funds temporarily to cover issues that we have to deal with. To cover these situations we typically resort to using money that has been saved for a rainy day but in cases where savings are not available we may have to consider borrowing money for a short term. We can borrow money from friends and family or borrow from professional businesses or organizations that specialize in lending money. Benefits of A Short Term Loan Short term loans are a type of payday loans designed for you to payback over a short amount of time and that you receive quickly in other to deal with your financial emergency. If youâre in need of fast cash short term loan is your ticket. Have you been short of cash for your business or do you have days when you have a financial emergency and you have no money these loaning platforms can help you get quick cash in hours and even minutes if you meet up with their requirements. Requirements to Obtain a Quick Loan. No paperwork collateral or office visits needed Use your money the way you want to â for home or business No late charges or rollover fees Get access to bigger loans lower fees and flexible payment terms as you repay Loans are approved and in your account fast Supporting Documents to Get a Quick Loan Without Collateral They sometimes require documents such as Means of Identification e.g voters card ID card drivers license staff ID card. Bank Account number Bank Verification Number Phone Number The amount of loan you want to request for can also determineR the documents they need. Mode of Application to Access a Quick Loan. Download the Application Create your account Apply in seconds Receive your loan straight into your mobile money or bank account Build your loan limit everytime you repay a loan Types of Short Term Loans There are different types of lending companies such as salary/payday loans general loans social loans etc. Below are different types of short term loans their minimum and maximum lending prices their time limit and the system they use in granting credit. Branch Nigeria: Banch makes it easy for you to access loans for the way you live anytime anywhere. Sign up in seconds apply for a loan and receive your money straight to your account. Its a fast convenient and reliable way to access credit when you need it. Available in Kenya Tanzania Nigeria and Mexico. You can get up to Ksh 70000 Tsh 1M 150000 or 20000 pesos. Get the right loan for you! Get your loan right to your mobile money account like MPesa (Kenya Tanzania) Tigo Pesa or Airtel Money (Tanzania) â or right to your bank account (Nigeria Mexico) Download the Branch App Paylater: paylater is an online lending platform that provides short term loans to individuals and small businesses in Nigeria to help cover urgent cash needs. With paylater you can access up to N500000 loan with no collateral. It is possible to get a loan in 20 minutes once your application is approved. Paylater is a convenient online mobile app that allows users to get short term loans. You need to check for their terms and conditions first before applying for a loan. Download the Paylater App QuickCheck: Quick check is a lending and credit system which is designed for small businesses and individuals to have access to quick loans. You can get loans of up to N30000 for a period of 15-30 days without providing any collateral in exchange. The QuickCheck system is accomplished by machine learning in which a computer is used to make suitable predictions with the data being fed to it. QuickCheck uses this information to foresee an individuals behavior and estimate application for loaning. Download the Quickcheck App Zedvance: Zedvance is a money lender operating in Lagos state. They offer cash loans to individuals and business owners. The company specifically offers loans to salary earners but if youâre a salary earner with a side business you can apply for a loan to finance your business. You can borrow up to 3million naira in less than 24 hours. Download the Zedvance App RenMoney: RenMoney is a consumer finance organization under a unit of Microfinance banking they help provide simple money solutions. They offer cash loans (with no collateral) of up to 4 Million naira for a tenor of up to 3-9 months for new customers and returning customers enjoy up to 12 months. Customers can either be salary earners or self employed as long as they can provide verifiable source of income. KiaKia: KiaKia is an online lending digital platform that offers loans to individuals and business owners for as low as N10000 to N200000 with no collateral and 7-30 days tenor. âKiaKiaâ implies quick in Yoruba and this means they enable people receive loans as quick as possible. The platform makes it easier for business owners to receive loans easily. KiaKia uses personality assessment big data machine learning (using data fed to computer to foresee individual behavior) and digital forensics for credit scoring and credit risk assessment to provide personal and business loans to millions of individuals and SMEs without credit information. Download the Kiakia App Mamamoni: Mamamoni is a social enterprise started in 2014 by Nkem Christiana Okocha. It empowers low income rural and urban slum women to break the chain of poverty. The lending platform provides women free vocational skills and mobile loans to help them on their way to become financially independent. The company also provides loans to female entrepreneurs. Over 100 women have been empowered by this loan in 2018. The women are always grouped in different units with a head assigned to each unit the loans are expected to be paid back weekly with each head making sure that members pay regularly. Download the Mamanomi App bit.ly/2WCJRTL
How to Get A Quick Loan without Collateral In Nigeria there are different categ⌠https://ift.tt/2TMnNHP
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Hey folks! December is here and we all know what that brings right? Holiday!!! Itâs the month of Christmas, itâs the month of a New Yearâs eve, and the perfect time to take a breather from your hectic work schedule. New Yearâs is certainly worth planning for a family travel trip. Itâs time to make your festivities memorable.
But which is the best place to go celebrate a new year? Which is the best place to be when the clock strikes midnight on December 31st? Weâve scouted some wonderful destinations around the world where hearing the midnight gong is a surreal experience. From the beaches of Rio de Janeiro to Berlinâs Brandenberg Gate, there are some iconic destinations on our handpicked list. We will cover one destination each day this month starting from today. Expect epic fireworks display, all-night dance parties, one-of-a-kind cultural traditions and lot more.
All You Need To Know About Quick Travel Loan
Travel Season
We millennials love to work (or at least pretend to). We are so engrossed in our daily tasks, PPT presentations, client meetings, smoking breaks, unending gossip that we forget about the more important things in life, such as family, friends, pets and pizza.
Many of us promised our family that we would go on family vacation by the end of this year. Some of us might opt for spending the start of 2019 in a different country. Some might want to see the sun rise in the east (literally) or some would prefer ogling at the fireworks of Burj-Al-Dubai. We all have our individual plans and travel itinerary to follow.
Some of you might want to go on a world tour perhaps. Whatever the reason for the travel or whichever destination you want to visit, you will need funds. It is not easy for salaried individuals to keep aside some form of travel funds when there are so many priority expenses to cater to. So, what do salaried individuals do in order to go on a holiday? Apply for a travel loan of course.
What makes a travel personal loan so perfect for salaried millennials?
Travel Loan at Loan Singh
The unsecured aspect of a travel loan in itself makes it a potent financial solution in times of travel cash crunch. Suppose you remove the offline paperwork, delayed verification, repeated trips to the bank and delayed approval, from the travel loan availing process. Â And then you turn the process online, with only 3 documents (to be uploaded), an approximately 5-minute application process and doing all this from the confines of your home. These features, my friends, make an online travel loan even faster to avail.
An online travel personal loan is a fantastic option during times of sudden travel plans. Sometimes, your savings might not cover the cost of a complete travel holiday. You might sometimes need to supplement your emergency travel fund with a shot of cash from other sources. It is true that a number of traditional lending institutions provide travel loans. But, isnât an online travel personal loan synonymous with quick, instant and requiring less paperwork?
So, whatâs the best source of travel funds to plan a sudden âzindagi milengi na dobaaraâ travel trip? How can you travel the world with the least of hassles and no tension? How to apply for an instant travel personal loan? Are there any online travel personal loan providers in India? The single answer to all these questions is Loan Singh.
Which are the popular beach destinations in the world?
Travel Loan Features
Travel loans are a type of personal loan. These are provided to salaried professionals who are seeking funding for travel. More and more millennials are opting for online digital lending platforms to apply for travel loan. These platforms marry the instantaneous facet of online lending along with the swift backend processing of credit underwriting.
A simple travel loan application process is further coupled by instant e-approval based on credit worthiness. Even applicants with no credit score can apply for a loan, albeit with a 6-month salary credit. Thanks to travel loans at Loan Singh, millennials can now avail up to 10 Lakh for travelling to some of the most gorgeous and stunning locales around the world.
With travel personal loan being secured in nature, you do not need any collateral, guarantor or security. The travel loan can be used to cover travel (airfare, train, bus, Uber, Ola cab etc.), sightseeing, pilgrimage, accommodation, tours, excursions and shopping. Travel personal loan can be used for either domestic travel holidays across India or a foreign trip to go see the world.
Need funds to go see any part of the world or explore India?
Travel To Amsterdam
Once in Holland, traveling to Amsterdam can be done via train, ferry or flying. The idea is to be in Amsterdam by night so that you are rested for the next 3 days of merriment. Traveling around by taxi would cost you approximately 40 Euros. Traveling to Amsterdam by train will suit best because the train will get you to Amsterdam Centraal which is the center point of Amsterdam. Train fare would come to around 10 Euros. Simply landing at the station is a beautiful feeling. You can already make out the old train station; canals are seen right across the station. Trams can be seen sweeping by with cyclists also making the most of their cycling trips.
Look for budget-friendly accommodation somewhere close by and you are good to go. This will ensure you can hop on and off public transportation to visit neighboring cities too. Your luggage wonât be a problem navigating too. So, assuming you get a really wonderful budget-friendly accommodation, have a quick dinner and get to bed. Thereâs a long day ahead.
Day #1
Once up, and have had your breakfast, the first thing that is ideal to be done in Amsterdam is taking a canal cruise. It is a very âtouristyâ thing to do at Amsterdam, and it will get things going quite well. You get an insight into Amsterdam culture. You can learn a lot about the city from the tour guide for example. The canal cruise will ensure you donât have to walk around, and instead just navigate easily through the city. It takes about an hour to get a cruise completed.
Click here to for some Amsterdam Travel Tips
The canal cruise will get you back to the place where you started. From the station, just walk for a while to Damrak. It is surrounded by souvenir shops giving you time to pick up some mementos as you go. Dam square is a great place to be at as it is filled with people from all over. You will find the national monument and be able to visit Madame Tussauds as well. Bijenkorf is a nice big departmental store where you shop for almost anything you want.
Just opposite of the Dam Square is the Amsterdam Royal Palace. It is open to the public for an entry fee of 10 Euros. After that, you can get your lunch sorted at Paleistraat, which is just a short walk away from Dam Square. You can of course move to a KFC or McDonalds, or try a restaurant called Ree7, which is close by. After the lunch, travel to Begijnhof, which is a hidden courtyard that lets you move through various streets and secluded areas.
A short walk from Begijnhof will lead you to the Singel Canal. This is where you can behold the Bloemenmarkt. It is filled with rows of greenhouses, housing a wide variety of plants, flowers, and bulbs. You can buy souvenirs here too. You can buy some iconic Dutch cheese too. The next agenda should be getting back to the hotel and resting for a while. You can again go for a stroll in the evenings. The Newmarket is an area surrounded by bars and restaurants. You can have dinner here.
Click here to learn more about 5 famous Dutch cities
Day #2
Start day 2 by hopping on to a sightseeing boat. With 6 scheduled stops over at Museum Quarter, Amsterdam Centraal, Anne Frank Haus and Rembrandtplein amongst others, you can very much cover the most significant aspects of Amsterdam via just 1 boat trip. The area near Museum Quarter is filled with beautiful mansions and eye-catching gallery. Just around the corner is Stefâs cafĂŠ.
You will easily be held up for more than 2-3 hours admiring the art exhibited at museums such as MOCO, Rijksmuseum, Stedelijk and Van Gogh Museum. The sightseeing boat will bring you back to Vondelpark. Now, you have a number of options to spend your post lunch time. You can take a trip to the Heineken museum or roam around Nine Streets exploring antique shops. Itâs all up to you.
A cool place to visit later in the evening is the Rembrandtplein. The square has a large statue of Rembrandt situated in the center. Just a 10 minute walk away is the Rembrandt House Museum. The museum is the location where the great painter lived for more than 20 years. You can finish off an eventful second day by walking along the well-lit canals. Dinner can be devoured at places such as Hoofdstad Brasserie, Sumo Amsterdam 4 or Mezzo.
Day #3
You can start your day 3 by getting your breakfast sorted at Pluk Amsterdam. Then go visit the lovely Westerkerk church. The canal belt lets you view some wonderful sights and bridges along the way. Try to do some shopping around Amsterdam before getting the Amsterdam tour to an end.
Click here to understand the Kingâs Day Amsterdam in a nutshell
Traveling to Amsterdam is not easy and that is why we at Loan Singh want you to not just enjoy this summer, but enjoy at one of the best summer getaways in the world. If you are salaried and want to take your family for a trip to Amsterdam, you donât have to fret about the funds needed. Simply go to Loansingh.com and apply for a travel personal loan. With easy EMIs to pay each month, you can âtick offâ Amsterdam from your must-see-places list.
PurposeIndividualFamily of 3
TravelApprox. INR 70000 (one way)Approx. INR 190000 (one way)
StayApprox. INR 8000 for 4 daysApprox. INR 15000 for 4 days
SightseeingApprox. INR 10000Approx. INR 14000
EatingApprox. INR 9000Approx. INR 13000
DrinkingApprox. INR 5000Approx. INR 9000
MiscellaneousApprox. INR 10000Approx. INR 18000
TOTALApprox. INR 200000Approx. INR 285000
Click here to apply for a quick online travel personal loan
Click here to learn about the 11 things you can do in Amsterdam
About Loan Singh
Loan Singh is a digital lending platform that prides in providing online personal finance loan or unsecured personal loan to salaried individuals. You can apply for quick funds as an easy emergency loan which is not a bank loan. We provide a loan with the best personal loan interest rates. The instant funds, or instant loans, are loans between Rs. 50,000 and Rs.10,00,000 taken for purposes such as:
Home improvement loan/Home renovation loan
Marriage loan/ Wedding loan
Medical loan
Used vehicle loan
Consumer durable loan
Vacation loan
Debt consolidation loan
Credit card refinancing loan
Job relocation loan
Smartphone loan
Travel loan
Festival loans
Gold jewelry loan
Shopping loan
Lifestyle loan
Short term loans
You can calculate your easy EMIs using our personal loan EMI calculator. We accept bank statement and PAN, for quick loan approval. A bad credit score or credit report errors can lead to personal loan rejection. The âLoan Singh Finance Blogâ is one of the best finance blogs in India. Loan Singh is a product of Seynse Technologies Pvt Ltd and is a partner to the Airtel Online Store.
Loan Singhâs Online Presence
Loan Singh is not an anonymous digital platform. We are present on almost all leading social media platforms. All you need to do is look for us. You can find us on Loan Singh Facebook, Loan Singh Twitter,Loan Singh Google+, Loan Singh YouTube, Loan Singh Pinterest, Loan Singh Instagram, Loan Singh LinkedIn, Loan Singh Blogarama, Loan Singh Google Business, Loan Singh Bank Bazaar, Loan Singh Medium, Loan Singh Reddit, Loan Singh Tumblr, Loan Singh Scoop It, Loan Singh Feed, Loan Singh Storify, Loan Singh Digg, and Loan Singh Blogger.
Loan Singh In The News
Loan Singh in Business Standard, Loan Singh in inc42, Loan Singh in Financial Express, Loan Singh in ZeeBiz, Loan Singh in Economic Times, Loan Singh in Analytics Mag, Loan Singh in Know Startup, Loan Singh in Deals4Loans, Loan Singh in Airtel Press Release, Loan Singh in TechCircle, Loan Singh in Medianama, Loan Singh in Hindu Business Line, Loan Singh in Digital Terminal, Loan Singh in Tele Analysis, Loan Singh in India Info Online, Loan Singh in Daily Pioneer, Loan Singh in Ciol, Loan Singh in Livemint, Loan Singh in MoneyControl, Loan Singh in Owler.
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Just Pinned to Payday Loan Fast.: 3 People 1 Salary: How I Save and Splurge on $70000 http://ift.tt/2DbRjue
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degree cards
edited degree cards with the lower salaries
after our game test we found that the players were given too much money after graduation (ÂŁ70000+ in some cases) which totally defeats the point of not being able to actually win the game - we want to show how much help the grants and loans arent lol (dig) and how unrealistically unaffordable uni is without getting into debt so weâre trying to make an unwinnable game, youâre gonna be graduating from this uni with 0 dolla (well thats the aim, someone may win occasionally and not have negative money at the end)
we decreased the salary sums down to the hundreds, so you get a little money but no where near enough
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