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1bhkingoregaon · 4 years ago

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Biggest Home Buying Myths in India

Buying a new house will be one of the biggest purchases you would make in your life. But buying a house or an apartment on SV Road of your choice and in your budget is a difficult task, and it can create immense pressure on you because even a small mistake or uninformed decision could cost you heavily in the long run.

Also, when it comes to purchasing a house or an apartment on SV Road, many of them tend to believe in myths just because others believed in it. However, the fact is that several so-called facts are myths that people follow without and authenticity. It is always better to understand the difference between facts and myths.

Therefore here, in today's article, you can find the list of some of the home buying myths in India that you should be aware of when searching for your dream property.

• Myth 1: RERA is here so, homebuyers can opt for any project without much research

RERA stands for Real Estate Regulator Authority. This act came into force in 2016 and offered great relief to home buyers. RERA act had become the saviour of most of the homebuyers, as it regulated real estate sales and protected their rights. But with the implementation of this act, several homebuyers believed that all properties are protected under this act. But that's not true; RERA is an act applied only to larger than 500 square meters and with over eight or more housing units. Plus, to be RERA compliant, a builder has to be registered with the RERA board.

• Myth 2: Renting is more affordable compared to buying a Home

This is probably one of the biggest myths out there. You would also have come across some of the articles that would have stated that renting an apartment on SV Road is a far better choice than buying it. But, the truth is far away from that. Let me explain to you why.

Suppose if you buy a smart 1 BHK apartment on SV Road, it would cost you around 1CR and if you choose to take a home loan for 80 lakhs. The bank has a fixed interest rate of 9.4%. And the EMI you will have to pay would be around Rs 65000 to Rs 70000 for 30 years. Whereas if choose to rent out the same apartment the rent would be around Rs 40000 to Rs 45000. And according to an infographic of Economic times, it shows that the rental prices in all cities across the country are going to increase rapidly. And the rental price can go up to 26.2%. Whereas, unlike the rental prices of an apartment on SV Road, the EMI remains constant for the entire tenure of the loan. So, while you may feel burdened initially, the EMI burden will be significantly reduced after a few years with annual salary hikes.

• Myth 3: The builder doesn't matter while choosing Homes

Selecting a builder who is not customer-centric can lead to a lot of frustration for home buyers. Such type of builders may also use low-quality materials to cut the cost. So it's very important that for you to select a trustworthy builder and has a solid reputation for building high-quality projects within the promised timelines.

Closing thoughts

As you have read the above article, now if you are planning to buy a residential property for sale on SV Road or a smart 2 BHK apartment on SV Road, you should visit – Chandak Group - www.chandakgroup.com as they will offer you some of the best property deals in your budget.

#apartment on SV Road #smart 1 BHK apartment on SV Road #residential property for sale on SV Road #smart 2 BHK apartment on SV Road

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secure-loans-online · 6 years ago

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loansinghfinanceblogme-blog · 6 years ago

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Hey folks! December is here and we all know what that brings right? Holiday!!! It’s the month of Christmas, it’s the month of a New Year’s eve, and the perfect time to take a breather from your hectic work schedule. New Year’s is certainly worth planning for a family travel trip. It’s time to make your festivities memorable.

But which is the best place to go celebrate a new year? Which is the best place to be when the clock strikes midnight on December 31st? We’ve scouted some wonderful destinations around the world where hearing the midnight gong is a surreal experience. From the beaches of Rio de Janeiro to Berlin’s Brandenberg Gate, there are some iconic destinations on our handpicked list. We will cover one destination each day this month starting from today. Expect epic fireworks display, all-night dance parties, one-of-a-kind cultural traditions and lot more.

All You Need To Know About Quick Travel Loan

Travel Season

We millennials love to work (or at least pretend to). We are so engrossed in our daily tasks, PPT presentations, client meetings, smoking breaks, unending gossip that we forget about the more important things in life, such as family, friends, pets and pizza.

Many of us promised our family that we would go on family vacation by the end of this year. Some of us might opt for spending the start of 2019 in a different country. Some might want to see the sun rise in the east (literally) or some would prefer ogling at the fireworks of Burj-Al-Dubai. We all have our individual plans and travel itinerary to follow.

Some of you might want to go on a world tour perhaps. Whatever the reason for the travel or whichever destination you want to visit, you will need funds. It is not easy for salaried individuals to keep aside some form of travel funds when there are so many priority expenses to cater to. So, what do salaried individuals do in order to go on a holiday? Apply for a travel loan of course.

What makes a travel personal loan so perfect for salaried millennials?

Travel Loan at Loan Singh

The unsecured aspect of a travel loan in itself makes it a potent financial solution in times of travel cash crunch. Suppose you remove the offline paperwork, delayed verification, repeated trips to the bank and delayed approval, from the travel loan availing process. And then you turn the process online, with only 3 documents (to be uploaded), an approximately 5-minute application process and doing all this from the confines of your home. These features, my friends, make an online travel loan even faster to avail.

An online travel personal loan is a fantastic option during times of sudden travel plans. Sometimes, your savings might not cover the cost of a complete travel holiday. You might sometimes need to supplement your emergency travel fund with a shot of cash from other sources. It is true that a number of traditional lending institutions provide travel loans. But, isn’t an online travel personal loan synonymous with quick, instant and requiring less paperwork?

So, what’s the best source of travel funds to plan a sudden ‘zindagi milengi na dobaara’ travel trip? How can you travel the world with the least of hassles and no tension? How to apply for an instant travel personal loan? Are there any online travel personal loan providers in India? The single answer to all these questions is Loan Singh.

Which are the popular beach destinations in the world?

Travel Loan Features

Travel loans are a type of personal loan. These are provided to salaried professionals who are seeking funding for travel. More and more millennials are opting for online digital lending platforms to apply for travel loan. These platforms marry the instantaneous facet of online lending along with the swift backend processing of credit underwriting.

A simple travel loan application process is further coupled by instant e-approval based on credit worthiness. Even applicants with no credit score can apply for a loan, albeit with a 6-month salary credit. Thanks to travel loans at Loan Singh, millennials can now avail up to 10 Lakh for travelling to some of the most gorgeous and stunning locales around the world.

With travel personal loan being secured in nature, you do not need any collateral, guarantor or security. The travel loan can be used to cover travel (airfare, train, bus, Uber, Ola cab etc.), sightseeing, pilgrimage, accommodation, tours, excursions and shopping. Travel personal loan can be used for either domestic travel holidays across India or a foreign trip to go see the world.

Need funds to go see any part of the world or explore India?

Travel To Amsterdam

Once in Holland, traveling to Amsterdam can be done via train, ferry or flying. The idea is to be in Amsterdam by night so that you are rested for the next 3 days of merriment. Traveling around by taxi would cost you approximately 40 Euros. Traveling to Amsterdam by train will suit best because the train will get you to Amsterdam Centraal which is the center point of Amsterdam. Train fare would come to around 10 Euros. Simply landing at the station is a beautiful feeling. You can already make out the old train station; canals are seen right across the station. Trams can be seen sweeping by with cyclists also making the most of their cycling trips.

Look for budget-friendly accommodation somewhere close by and you are good to go. This will ensure you can hop on and off public transportation to visit neighboring cities too. Your luggage won’t be a problem navigating too. So, assuming you get a really wonderful budget-friendly accommodation, have a quick dinner and get to bed. There’s a long day ahead.

Day #1

Once up, and have had your breakfast, the first thing that is ideal to be done in Amsterdam is taking a canal cruise. It is a very ‘touristy’ thing to do at Amsterdam, and it will get things going quite well. You get an insight into Amsterdam culture. You can learn a lot about the city from the tour guide for example. The canal cruise will ensure you don’t have to walk around, and instead just navigate easily through the city. It takes about an hour to get a cruise completed.

Click here to for some Amsterdam Travel Tips

The canal cruise will get you back to the place where you started. From the station, just walk for a while to Damrak. It is surrounded by souvenir shops giving you time to pick up some mementos as you go. Dam square is a great place to be at as it is filled with people from all over. You will find the national monument and be able to visit Madame Tussauds as well. Bijenkorf is a nice big departmental store where you shop for almost anything you want.

Just opposite of the Dam Square is the Amsterdam Royal Palace. It is open to the public for an entry fee of 10 Euros. After that, you can get your lunch sorted at Paleistraat, which is just a short walk away from Dam Square. You can of course move to a KFC or McDonalds, or try a restaurant called Ree7, which is close by. After the lunch, travel to Begijnhof, which is a hidden courtyard that lets you move through various streets and secluded areas.

A short walk from Begijnhof will lead you to the Singel Canal. This is where you can behold the Bloemenmarkt. It is filled with rows of greenhouses, housing a wide variety of plants, flowers, and bulbs. You can buy souvenirs here too. You can buy some iconic Dutch cheese too. The next agenda should be getting back to the hotel and resting for a while. You can again go for a stroll in the evenings. The Newmarket is an area surrounded by bars and restaurants. You can have dinner here.

Click here to learn more about 5 famous Dutch cities

Day #2

Start day 2 by hopping on to a sightseeing boat. With 6 scheduled stops over at Museum Quarter, Amsterdam Centraal, Anne Frank Haus and Rembrandtplein amongst others, you can very much cover the most significant aspects of Amsterdam via just 1 boat trip. The area near Museum Quarter is filled with beautiful mansions and eye-catching gallery. Just around the corner is Stef’s café.

You will easily be held up for more than 2-3 hours admiring the art exhibited at museums such as MOCO, Rijksmuseum, Stedelijk and Van Gogh Museum. The sightseeing boat will bring you back to Vondelpark. Now, you have a number of options to spend your post lunch time. You can take a trip to the Heineken museum or roam around Nine Streets exploring antique shops. It’s all up to you.

A cool place to visit later in the evening is the Rembrandtplein. The square has a large statue of Rembrandt situated in the center. Just a 10 minute walk away is the Rembrandt House Museum. The museum is the location where the great painter lived for more than 20 years. You can finish off an eventful second day by walking along the well-lit canals. Dinner can be devoured at places such as Hoofdstad Brasserie, Sumo Amsterdam 4 or Mezzo.

Day #3

You can start your day 3 by getting your breakfast sorted at Pluk Amsterdam. Then go visit the lovely Westerkerk church. The canal belt lets you view some wonderful sights and bridges along the way. Try to do some shopping around Amsterdam before getting the Amsterdam tour to an end.

Click here to understand the King’s Day Amsterdam in a nutshell

Traveling to Amsterdam is not easy and that is why we at Loan Singh want you to not just enjoy this summer, but enjoy at one of the best summer getaways in the world. If you are salaried and want to take your family for a trip to Amsterdam, you don’t have to fret about the funds needed. Simply go to Loansingh.com and apply for a travel personal loan. With easy EMIs to pay each month, you can ‘tick off’ Amsterdam from your must-see-places list.

PurposeIndividualFamily of 3

TravelApprox. INR 70000 (one way)Approx. INR 190000 (one way)

StayApprox. INR 8000 for 4 daysApprox. INR 15000 for 4 days

SightseeingApprox. INR 10000Approx. INR 14000

EatingApprox. INR 9000Approx. INR 13000

DrinkingApprox. INR 5000Approx. INR 9000

MiscellaneousApprox. INR 10000Approx. INR 18000

TOTALApprox. INR 200000Approx. INR 285000

Click here to apply for a quick online travel personal loan

Click here to learn about the 11 things you can do in Amsterdam

About Loan Singh

Loan Singh is a digital lending platform that prides in providing online personal finance loan or unsecured personal loan to salaried individuals. You can apply for quick funds as an easy emergency loan which is not a bank loan. We provide a loan with the best personal loan interest rates. The instant funds, or instant loans, are loans between Rs. 50,000 and Rs.10,00,000 taken for purposes such as:

Home improvement loan/Home renovation loan

Marriage loan/ Wedding loan

Medical loan

Used vehicle loan

Consumer durable loan

Vacation loan

Debt consolidation loan

Credit card refinancing loan

Job relocation loan

Smartphone loan

Travel loan

Festival loans

Gold jewelry loan

Shopping loan

Lifestyle loan

Short term loans

You can calculate your easy EMIs using our personal loan EMI calculator. We accept bank statement and PAN, for quick loan approval. A bad credit score or credit report errors can lead to personal loan rejection. The ‘Loan Singh Finance Blog’ is one of the best finance blogs in India. Loan Singh is a product of Seynse Technologies Pvt Ltd and is a partner to the Airtel Online Store.

Loan Singh’s Online Presence

Loan Singh is not an anonymous digital platform. We are present on almost all leading social media platforms. All you need to do is look for us. You can find us on Loan Singh Facebook, Loan Singh Twitter,Loan Singh Google+, Loan Singh YouTube, Loan Singh Pinterest, Loan Singh Instagram, Loan Singh LinkedIn, Loan Singh Blogarama, Loan Singh Google Business, Loan Singh Bank Bazaar, Loan Singh Medium, Loan Singh Reddit, Loan Singh Tumblr, Loan Singh Scoop It, Loan Singh Feed, Loan Singh Storify, Loan Singh Digg, and Loan Singh Blogger.

Loan Singh In The News

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