#LIC MERCHANT POLICY
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LIC’S New Endowment Plan 914
Types of LIC’s Endowment Plans
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LIC means Life Insurance Corporation of India is a state-owned insurance based and Investment Corporation which is owned by Government of India. It is established by under act of parliament known as LIC Act 1956. This company comes under financial services industry whose headquarter is located at Mumbai since 1956.
Mr M R Kumar (Chairperson), T C Suseel Kumar (Managing Director) are some key persons in this company right now.
LIC currently is working in various sectors like
Life insurance sector: Where a contract is signed between company and a policy holder and company promises to pay benefit to the holders under different conditions include accident, injury, death, maturity etc.
There are various sectors also such as Health insurance, investment management, banking and mutual funds etc.
We are here discussing about Life insurance sector only. There are many types of policies available in the LIC’s life insurance sector
They are:
1).Endowment Plans.
2).Whole Life Plans.
3).Money Back Plans.
4).Term Insurance Plans.
5).Pension Plans.
6).ULIP Plans.
7).LIC Health Plans.
8). Withdrawn Plans.
9). LIC Merchant.
10). LIC Merchant login.
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Here we are focussing on most effective LIC plan falls under
Endowment type called as
LIC’s New Endowment Plan NO 914:-
LIC’s new endowment plan is a non-linked plan (it means it is not related to share market and is low-risk plan with definite benefit.). It offers an attractive combination of savings and protection feature also which means that policy holder will get sum assured (money help) in time of accidental death or sudden death before maturity. It will also provide lump-sum (a total single payment promised during policy activating period) during the time of maturity to the surviving policy-holders. You can also take loan facility on the basis of this policy.
Benefit under death of policy holder:
Death benefit will be provided to the family nominee of the policy holder under several conditions like, the policy should be In activation period during the time of death means premium of the policy should not be due or policy should not be lapsed as it will impact sum assured income during policy settlement time or the policy should not be in cancellation period. The most important point is the cause of death as the LIC will not pay any benefit to the policy-holder’s family if the cause of death is suicide.
Benefit under Maturity of policy:
Maturity income or lump-sum amount will be paid to the surviving policy holder under several conditions which are the policy premium should be paid according to company’s plan and policy should not be in cancellation period or should not be cancelled due to non-payment of premium issues. If this is not the case then the lump sum amount will be paid to policy holder along with several raider benefit (extra security given by LIC during activation of policy like accident benefit, health benefit, injury benefit, medical benefit etc.)
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Eligibility Conditions and Other Restrictions:
a) Minimum Basic Sum Assured: Rupees. 100,000
b) Maximum Basic Sum Assured: No Limit (The Basic Sum Assured shall be in multiples of Rs. 5000/-)
c) Minimum Age at entry: 8 years (completed)
d) Maximum Age at entry: 55 years (nearer birthday)
e) Maximum Maturity Age: 75 years (nearer birthday)
f) Minimum Policy Term: 12 years
g) Maximum Policy Term: 35 years
Riders Available:
a) LIC’s Accidental Death and Disability Benefit Rider
b) LIC’s Accident Benefit Rider
c) LIC’s New Term Assurance Rider
d) LIC’s New Critical Illness Benefit Rider
e) LIC’s Premium Waiver Benefit Rider
f) LIC Merchant
g) LIC Merchant login
NOTE:-Get all Information Regarding LIC Merchant Portal for login and registration, LIC Premium payment for LIC Merchant click here to login,
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Digital Business Card for LIC Agents
This video provides information about the digital business card. Digital business card is very useful for better business benefits of an LIC agent. So this video gives information about how you can use it.
एलआईसी एजेंटों के लिए पांच बेहतरीन डिजिटल बिज़नेस कार्ड का लिंक-
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Policy Bazaar Bike Insurance: Licofindia, Lic of India merchant
Policy Bazaar Bike Insurance: Licofindia, Lic of India merchant
Policy Bazaar Bike Insurance: Licofindia, Lic of India merchant What is Bike Insurance? (Policy Bazaar Bike Insurance: Licofindia, Lic of India merchant) Bike insurance is an interaction between bike owner and their insurance provider. In which particular insurance company offers financial benefits to bike holders against any specific damages or accidents. As per the motor vehicle Act passed in…
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LIC MERCHANT
LIC Merchants are those individuals who are involved in the premium collection process by LIC of India. Merchants works link a link between Policy buyer and Lic of India. Lic merchants look for details about Premium collection and also updates its details.
Life Insurance Corporation of India is the largest life insurance company in India and is also the country's largest investment company. It is completely owned by the Government of India. It was established in 1958.
LIC headquarter is located in Mumbai, which is the financial capital of India. Life Insurance Corporation of India has 4 zonal offices and 101 divisional offices located in different parts of India. It has 204 offices which are located in many cities of the country and it has 1 million agents across India.
Insurance Corporation of India, India's largest life insurance company and is also the country's largest investment company. It is completely owned by the Government of India. It was established in 1958.
LIC Tech Term Plan: LIC Tech Term Plan Policy is a pure life insurance policy that serves to provide full financial support to the insured family in case of any unfortunate or unexpected event. You can buy this term plan only through the online application process and no agent is required.
LIC New Endowment Plan: LIC New Endowment Plan is one of the most popular non-linked plans by LIC which provides a combination of security and savings to consumers. This effective insurance policy is attracting the consumer on a daily basis and the reason behind this is that the scheme provides necessary financial support to the insured's family before maturity. Under this, there is a good lump sum at the time of maturity for the surviving policyholder. The scheme also takes care of personal needs through a credit facility to the customer.
LIC Jeevan Anand Plan: LIC Jeevan Anand Yojana is also a participating non-linked policy that offers an attractive combination of security and savings. If you look at the facts, you will find that it is the most sold insurance policy by Liech. Due to its many benefits that include risk coverage even after lifetime maturity, This is most necessary. Leech Jeevanand comes with a bonus facility which is a whole life policy. Under this, you will get double death benefits in case of survival. The plan has an average premium, high bonus rate, and large cash facility
LIC New Children Money Back Plan: Leech New Children Money Back Plan is a participating non-linked money back plan. It is specifically designed to meet educational, marriage and other needs of growing children. In addition, you will receive risk cover over the life of the child during the policy term and several survival benefits if you survive to the end of the specified period. You can choose annually, half-yearly, through ECS or through SSS mode You can pay premium regularly in quarterly or monthly mode. If you have paid the premium amount for the initial three years, the policy can be surrendered at any time during the policy term.
Lic Jeevan simple: This subsidiary insurance policy comes under the special plan section of LIC. It is an endowment policy that provides a lot of flexibility that people typically get under Unit Linked Insurance Plans (ULIPs). With the excellent features of traditional plans and the flexibility of ULIP plans, Jeevan Saral Insurance plans offer double death benefits of the sum assured as well as the return of premium.
LIC India gives their agents access to their particular portal which is known as LIC MERCHANT.
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LIC IPO guide for policyholders
The first public offering of 31.6 million shares, (five percent) of the stake held by the government will likely to hit the D-street by March. Employees and policy holders of the insurance giant will receive a reduction over the price of the floor.
India's largest public offering is slated to launch as Life Insurance Corporation of India (LIC) has filed an Draft Red Herring Prospectus (DRHP) with the capital regulatory body Securities and Exchange Board of India (Sebi) to facilitate the purchase of a five percent stake to the government. Policyholders and employees of the nation's biggest insurance company would receive a cut over the cost of the floor.
Prior to applying for the LIC's IPO the policyholders should be aware of certain details.
LIC IPO DATE
The first public offering of 31.6 million shares, which is five percent of the stake held by the government is expected to hit D-street by March. Employees and policy holders of the insurance giant will receive a reduction over the price of the floor.
LIC IPO SIZE, VALUE
While the draft documents do not provide the market value of LIC according to the industry norms, it will be around three times embedded value, which is around 16 lakh crore.
"The DRHP of LIC IPO has been filed today with the SEBI. For filing valuation about 31.6 crore shares are on offer representing 5 per cent equity," Department of Investment and Public Asset Management (DIPAM) Secretary Tuhin Kanta Pandey tweeted.
According to sources from the Merchant Banking sector, the government anticipates to collect up to 63,000 crore (about USD 8 billion) from the IPO as per an PTI report.
LIC IPO PRICE
It is LIC IPO represents an offer to sell (OFS) from the Government of India and no any new shares are issued through the Life Insurance Corporation (LIC). The Government has a 100% stake, in LIC, which is more than 632.49 million shares of LIC.
The share's face value is Rs 10 per share.
BIGGEST IPO IN HISTORY OF STOCK MARKET
It is believed that the LIC IPO would be the largest IPO ever recorded in the Indian stock market. Once it is listed, its market value is comparable to that of top companies such as RIL or TCS.
As of now, the amount generated through Paytm's IPO of Paytm in 2021 was among the highest ever, at nearly the sum of Rs 18,300 crore. This was then Coal India in 2010 at more than Rs 15,500 crore. Then there was Reliance Power in 2008 at 11700 crore.
LIC IPO DISCOUNTS FOR POLICYHOLDERS
The government's draft documents did not reveal the discount that would be offered to policyholders or LIC employees participating in an offering to the general public.
According to the rules according to the rules, up to 5 percent of the size of an issue can be reserved for employees , and up to 10 percent for policy holders.
LIC-PAN LINK, DEMAT ACCOUNT MUST
The policyholders who plan to invest in the LIC's IPO must make sure the validity of their Personal account Numbers (PAN) have been connected to Life Insurance Corporation of India.
Other than that, policyholders need DEMAT accounts in order to be able to participate in the LIC IPO.
"In order to participate in any such public offering, policyholders will need to ensure that their PAN details are updated in the Corporation's records," LIC stated in a 2021 advertisement.
"Further subscribing to any public offering in India is only possible if you have a valid DEMAT account," LIC had stated in its advertisement.
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Impact of LIC IPO on the Investors
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The much-awaited IPO of the largest insurance company will be coming at the end of the current financial year. This can only be done after the government finishes the process of disinvestment of at least three PSUs.
As per the economic time’s reports, three companies National Fertilizers Limited, Mishra Dhatu Nigam Limited and Rashtriya Chemical and Fertilizers Limited will get divested through a simpler method called to offer for sale or OFS before the launching of LIC IPO.
A senior finance ministry official has declared that the LIC’s IPO will hit the market in the next year, adding that other issues will be completed before all necessary applications are in place.
It may be noted that LIC had got principle approval from the cabinet committee on the economic affairs before the launching of LIC IPO.
As per the news source, it is estimated that the 10% stake sale of LIC would generate a whopping amount of Rs 1 Crore to 1.5 Crore. To launch the LIC IPO, the government has already started working towards strategic disinvestment in major companies such as Air India and BPCL.
The price band of LIC IPO is estimated at Rs 400-600 shares taking into account total capital and valuation. The paid-up capital is reported as Rs 25000 Crore while the total valuation of the IPO would be between 10 -15 Lakh Crore.
Strength of LIC IPO
The company offers several life insurance plans, money back plans, term life insurance plans, endowment plans.
As per the LIC annual report of 2019-2020, LIC occupied a market share of 69% in the life insurance space.
LIC is also involved in other businesses such as LIC Housing Finance, LIC Pension Fund, LIC Mutual Fund, LIC Cards Services.
How Investors Likely Get Benefit from the LIC IPO
LIC policyholders who have brought over 28.9 crore policies have now got reason to be amazed. This is because the government has decided to allocate a 10% of the issue size for LIC policyholders. Also, they would receive a fair discount on the floor price.
Rules Set by LIC on Such Reservations
Life Insurance Corporation Rules of 2021 said that any reservation made by the corporation in favour of its policyholders on a competitive basis on a public issue should be made in a manner similar to that applicable to a reservation on a competitive basis for employees in a public issue under any regulation made and issued by Security Exchange Board of India.
However, if any company made an allotment of equity shareholders against any reservation made in their favour should be done in consultation with the stock exchanges.
As per the IPO norms, an issuer company offers shares to its employees with a maximum discount of 10% at which the shares are offered to other categories.
Disinvestment of equity shares has recently been approved by the Union Cabinet minister.
Also, they allow merchant bankers to launch their IPOs. The lot size of LIC shares will decide the finance ministry and in conversation with the Finance minister Nirmala Sitaraman, a panel has decided that it will take full responsibility for the size share of LIC IPO.
For the upcoming LIC IPO, the government has decided to amend the LIC Act of 1956. To get the IPO launched, LIC has appointed Arijit Basu. After the amendment, the corporation is now governed by the Companies Act and SEBI Act in order to prepare its quarterly balance sheet with P&L and make public-key developments.
How Will Policyholders Benefit?
Even if the government offers a 10% discount to LIC policyholders, the post-issue market capitalization of LIC would go up to Rs 15 lakh Crore valuation once the valuation gets known. According to the new SEBI rule, for a 10 lakh Crore market capitalization, LIC will have to make an issue of Rs 55000 Crore (Rs 10,000 Crore plus 5% of Rs 9 lakh Crore)
Many investors think that LIC policyholders would get less bonus after launching its IPO. However, this is not so true. The sources said that LIC will find new ways to offer the same bonus.
The main concern of LIC is the pricing of the issue. If we look at the past then we get to know that two general insurance companies- General Insurance Corporation of India and New India Assurance Co Limited which were listed in 2017, are now trading at Rs 174.60 and Rs 161.
Why is the LIC IPO matter for the Government?
Since the GOI performed disinvestment of two major companies, it is very important for the government to meet its disinvestment target especially at the time when the government plans to make two PSB banks a privatised banks and one insurance firm.
The government’s main objective is to mop up Rs 1.75 Lakh Crore in the current fiscal from privatisation. Out of this, Rs 1.75 Lakh Crore is supposed to come up from selling its share in public sector banks and other financial institutions, while Rs 75000 Crore comes as a CPSE disinvestment receipt.
Why Should Investors Look Forward to It?
According to investors, the LIC IPO will be a turning point for many as the largest life issuers company is all set to launch its IPO for the very first time. Also, LIC covers a total market share of 66% with the first-year premium of Rs 1.84 Lakh Crore. The company has 2.9 lakh employees with a network of 22.78 lakh agents.
As per the internal source, if the 22 lakh agents sell only one extra policy to the people, it will make a huge volume. Apart from it, LIC is considered the biggest institutional investor in India and has a huge investment portfolio that can generate outstanding returns in the future.
A marginal per employee business productivity improvement every year is quite more than the few sized insurance firms; according to a market expert.
Takeaway
Life Insurance Corporation is a top-notch insurance company that offers many insurance covers to people. The company is known for providing high term benefits to its shareholders.
Also, LIC provides maturity benefits to its shareholders which means if a policyholder completes the maturity of the policy, he/she will receive 40% of the basic sum assured added with bonus and extra bonus.
Now, the company is all set to launch its IPO which will provide many benefits to its shareholders and other investors. Don’t miss out on a chance to subscribe to the LIC IPO.
Open Demat account with Swastika and enjoy the benefits of LIC with little hassle. Contact us to learn more.
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17 Credit Cards without any Annual Costs in India
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17 Credit Cards with No Yearly Costs in India
There are numerous types of charge card readily available in the market including appealing benefits in numerous ways. These distinct features and perks help the users decrease the general expense of having the credit card. We generally look for credit cards that can cost us the minimum availing rates. The following is a list of cards that are customer friendly and can conserve additional expense of preserving and obtaining them.
1. Reserve Bank of India Titanium Credit Card
This titanium credit card users are devoid of paying any annual cost to get the card. The users can further withdraw instantaneous money from any ATM in India.
2. Vijaya Bank Platinum Charge Card
This charge card lets the users withdraw instant cash from any MasterCard ATM in India. The withdrawal limit depends on 50% of the overall credit line. The day-to-day limit for withdrawal is Rs. 25,000. In case the user does not obtain this facility, he gets an interest-free credit period as much as 50 days.
3. IndusInd Bank Pinnacle Charge Card
IndusInd Bank has an incredible offering with extraordinary welcome offers suiting every person's way of life needs. These card users delight in complimentary yearly renewal as no yearly fee uses.
4. HSBC Bank Platinum Charge Card
Accepted globally, this is an unusual option to make. This credit card is accepted in more than 18 million outlets with over 1 lakh outlets within the nation. The Credit Cardholders are charged no annual cost or signing up with charges.
5. HSBC Bank Gold charge card
With immediate access to money requirements at more than 1 million ATMs in India, this is another terrific charge card deal by HSBC. One can make cash withdrawals at any MasterCard, VISA PLUS or Cirrus ATM India along with abroad. The card can be used at over 18 million merchant outlets worldwide with access to over 1 lakh outlets in India. There is no signing up with or annual charge used to these cards.
6. HSBC Advance Visa Platinum Card
This is a mere and convenient to utilize charge card with no responsibility of any signing up with or annual fee. Any addition to the card also will cost you no service charges.
7. The PNB Global Classic Credit Card
This charge card works at any outlet accepting Visa cards throughout the world. Users can withdraw money from ATMs that accept Visa cards in India as well as around the globe. Clients can take pleasure in a free credit duration of 20-- 50 days if payments due are paid prompt prior to the deadline. No annual fee applies on these cards.
8. Canara Bank Global Gold Charge Card
This is a credit card where a signing up with fee of Rs. 250 applies but has no yearly fee payments. Consumers can take pleasure in a variety of facilities on this card such as cash loan, additional charge waivers, revolving credit, complimentary insurance coverage, and so on
9. Canara Visa Classic and Mastercard Requirement Card
There is no signing up with or yearly fee relevant for Visa Classic or MasterCard Standard Credit Cards. Users enjoy unique advantages without paying any subscription charge. The family members of the users can obtain add-on cards without any annual cost. Nevertheless, the members must be 18 years and above for the add-on function.
10. Dhanlaxmi Bank Gold Charge Card
No joining or annual charge is charged on the Dhanlaxmi Bank Gold Credit Card. This card again has add-on centers that can be availed by the family members of the cardholders. No cost shall be charged on the original in addition to the add-on cards.
11. Dhanlaxmi Bank Platinum Credit Card
Dhanlaxmi Bank offers its prime Platinum Charge card at the customers' benefit. It does not charge any joining or yearly charge. The member of the family of the card holder can get the add-on card centers without any added cost. Users can delight in benefits such as purchase defense, lost card liability protection, complimentary accident insurance, etc. the interest rates suitable are just 1.5% each month when you bring forward your outstanding balance.
12. Indian Bank Global Classic Charge Card
Indian Bank presents International Classic Credit Card without any joining or yearly charge suitable to the customer. Include on card facility can be availed by the member of the family of the holder at the rate of Rs. 100. The bank charges an interest of 1.99% monthly and also provides an interest-free credit duration of 15-- 45 days.
13. Indian Bank Global Gold Credit Card
This credit card once again has no joining or yearly cost appropriate on the customer. The card holder can avail include-- on card centers for his family members. The add-on cards can be availed by paying Rs. 250 per card. An insurance protection can be availed with the card.
14. Indian Bank VISA Organisation Charge Card
Indian Bank uses a VISA Company Charge Card with no signing up with or yearly charge charges. SMEs and corporates can look for an optimum for 5 cards in an unit for their workers. The credit line depends on the security coverage, audited financials and brand suggestions. 20% credit line is used as money advance at preferable rate of interest. Users likewise get an interest free credit period ranging from 15-- 45 days. Else, the rates of interest appropriate is 1.99% only.
15. LIC Corporation Bank Platinum EMV Credit Card
LIC offers its Platinum charge card at complimentary of expense. No annual charge is additional suitable for renewal. Add-ons can be availed for the household members at a rate of Rs. 200 per add-on. However, one add-on is totally free post which charges are relevant.
16. LIC Corporation Bank Gold Credit Card
The Gold charge card by LIC corporation is devoid of any annual, joining and renewal cost. It uses a rate of interest of 2.75% each month and 33% per annum on the impressive amount carry forwarded.
17. LIC Corporation Bank Platinum Credit Card
This is specifically for the LIC Agents, LIC workers and LIC policy holders. No joining or annual fee is applicable. The card stands for 5 years from the date of concern.
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IIBM ongoing exam answer sheets provided whatsapp 91 9924764558
PRINCIPLES AND PRACTICES OF BANKING IIBM ONGOING EXAM ANSWER SHEETS PROVIDED WHATSAPP 91 9924764558
CONTACT:
PRASANTH BE BBA MBA PH.D. MOBILE / WHATSAPP: +91 9924764558 OR +91 9447965521 EMAIL: [email protected] WEBSITE: www.casestudyandprojectreports.com
Principles & Practices of Banking Section A: Objective Type & Short Questions (30 Marks) This section consists of Multiple Choice & Short Note type questions. Answer all the questions. Part One carries 1 mark each & Part Two carries 4 marks each. Part One: Multiple Choices: 1. Frequency of First Tranche Returns is: a. Weekly b. Monthly c. Monthly/quarterly d. Monthly/quarterly/half-yearly 2. An order for winding up a banking company can be issued by___________ a. The High Court b. The RBI c. The Central Government d. The Supreme court 3. Who shall be natural guardian in case of married minor girl? a. Father b. Brother in law c. Father-in-law d. Husband 4. X a partner in the firm XYZ Co. wants to open a Bank account in the firm‟s name. It will require signatures of: a. All partners b. Any one of the partner c. Managing partner only d. Sleeping partner not required 5. Public limited companies should have minimum shareholders, before Opening Bank account. a. 11 b. 7 c. 5 d. 15 6. If the beneficiary is government then the Expiry of guarantee is governed by the „law of limitation‟ ranging from 3 years to a. 15 years b. 30 years Examination Paper of Banking & Financial Services Management 2 IIBM Institute of Business Management c. 20 years d. 10 years 7. Charge created on LIC Policy is a. Lien b. Hypothecation c. Pledge d. Assignment 8. The device that combines the parallel input data into single serial output data is known as a. Switcher b. Multiplexer c. Encoder d. Front end processor 9. In market skimming pricing strategy: a. Initially price is lower and then it is increased b. Initial price is high and is maintained high c. Initial price is low and is maintained low d. Initially price is higher and then it is reduced 10. The marketing personnel need information _________intervals. a. At yearly b. At quarterly c. At monthly d. On a continuous basis and regular Part Two: 1. Discuss the role of RBI in Indian Banking sector. 2. Write short notes on: a. Repo Rate b. Reverse Repo Rate. 3. Write short notes on: a. Bank Lien b. Right of set off 4. What is cash credit means? Section B: Caselets (40 marks) This section consists of Caselets. Answer all the questions. Each caselet carries 20 marks. Detailed information should form the part of your answer (Word limit 200 to 250 words). END OF SECTION A Examination Paper of Banking & Financial Services Management 3 IIBM Institute of Business Management Caselet 1 There is a lacuna in the present T-Bill auction system of RBI. The dealers (investors) are subject to what is called the „Winners Curse‟. The value of a T-Bill to a dealer is the price it can fetch in the secondary market. This is an unobserved random value, which is likely to be common to all dealers. It is quite unlike the works of art which the Sotheby‟s would place at an auction. The price of Mona Lisa, say, to an avid collector of Da Vinci‟s paintings, would be more than what a Picasso collector would value it. In sharp contrast, market participants are likely to agree on the price of a T-Bill in the secondary market. Now winning an auction in a discriminatory price method may not be profitable. For, it would mean that the winner has overestimated the T-Bill value. Questions: 1. How does the winner in such an auction become the loser due to the „winner curse‟? 2. Explain the role of primary dealers in the money market. Caselet 2 In a bid to familiarize banks, exporters and other financial bodies with „Forfeiting‟, the State Bank of India (SBI) will soon be setting up a three-man cell at its international division in Mumbai for advisory purposes. According to Mr. D. Ian Guild, Senior Advisor, Forfeiting & Syndications Group, Standard Bank, the cell was being set up after a series of meetings with the bank, and is essentially aimed at spreading the message of Forfeiting as an effective trade financing mechanism to increase exports. Suggesting that forfeiting was the ideal springboard for effecting a quantum jump in exports in the medium-term, Mr. Guild said he was confident of aggregating forfeiting business of $100 millions in 1998 and $250 millions in 1999 in the country. Since its introduction in 1992, Exim Bank had facilitated 69 forfeiting transactions valued at around $75 millions, with credit periods ranging between 90 days and seven years, and covering the export of goods ranging from textiles to plant and machinery. The RBI has now permitted all commercial banks to act as facilitators for forfeiting transactions. Mr. Guild pointed out that forfeiting has not really taken off in India because exporters and commercial banks lacked the knowledge of the mechanics of the scheme. In India, the real challenge would be to motivate small and medium exporters to use the forfeiting route for exports to countries which may not be able to buy on cash terms. Mr. S. Bhattacharya, deputy general manager, Exim Bank, Calcutta, said: “Payment defaults by overseas buyers were an integral part of cross-border business and export credit insurance has not been a comprehensive answer to this problem”. Forfeiting offered an alternative solution, especially to exporters wishing to penetrate difficult markets for the first time, he pointed out. Some of the top international forfeiters in the world have stopped accepting forfeiting documents involving Pakistan and Russia, according to Mr. Amitabh Mehta, Trader and Originator, Forfeiting and Syndications group, Standard Bank London Ltd. (SBLL). According to Mr. Mehta, forfeiting transactions involving Pakistan could not be carried out due to poor performance of the banks there. In addition, the financial status of Pakistan following the nuclear blasts has made it impossible to carry out the transactions. Similarly, transactions with Russia are being totally rejected by forfeiting due to the current economic turmoil. Joining the list with Pakistan and Russia are Iraq, Sudan and Nigeria, he added. Commenting on the Indian situation, Mr. Mehta said, “With its sound banking system, the country is well placed in the international scene. In fact, there is tremendous potential for forfeiting in the years to come,” he said. According to him, even after the nuclear tests conducted by India, the top forfeiters were not worried and continued to accept forfeiting papers to be transacted with India. Examination Paper of Banking & Financial Services Management 4 IIBM Institute of Business Management Questions: 1. Discuss the mechanism of forfeiting and the role played by banks in forfeiting transactions. 2. How does forfeiting differ from factoring? Section C: Applied Theory (30 marks) This section consists Long Questions. Answer all the questions. Each question carries 15 marks. Detailed information should form the part of your answer (Word limit 150 to 200 words). 1. What are the various approaches to capital adequacy? Explain Basel II norms and minimum capital requirements in Basel II norms. 2. What do you mean by non Performing Assets (NPA)? How have NPAs affected financial health of Indian commercial banks? END OF SECTION B END OF SECTION C Examination Paper of Banking & Financial Services Management 5 IIBM Institute of Business Management IIBM Institute of Business Management Examination Paper MM.100 Financial Services Section A: Objective Type & Short Questions (30 Marks) This section consists of Multiple Choice & Short Note type questions. Answer all the questions. Part One carries 1 mark each & Part Two carries 5 marks each. Part One: Multiple Choices: 1. NBFS stands for ___________ 2. ALCO is a decision making unit responsible for balance sheet planning from risk return perspective. (T/F) 3. A contract of „Indemnity‟ is one whereby: a. A person tries to use the other‟s property b. A person promises to save the other‟s property from loss caused. c. A person tries to trick the property of other for some other person. d. None 4. The transaction between the lessor and the lessee being a demand sale is called__________ a. First sale b. Second sale c. Third sale d. Fourth sale 5. Which of the following is comes under mutual funds? Open-end funds Closed-end funds Both (a) & (b) None 6. Concept of leasing involves: a. Lessor b. Lessee c. None d. All 7. CRISIL stands for____________ 8. ____________are issued by the government for period ranging from 14 days to 364 days through regular auctions. a. Treasury Bills b. Commercial Papers Examination Paper of Banking & Financial Services Management 6 IIBM Institute of Business Management c. Call Money Market d. None 9. The practice of discounting accommodation bills is known as _____________ 10. HUDCO stands for _____________ Part Two: 1. Explain about SEBI guidelines to merchant bankers. 2. List the different types of Factoring. 3. Write a short note on venture capital in India. 4. Write a short note on Depositories. Section B: Caselets (40 marks) This section consists of Caselets. Answer all the questions. Each caselet carries 20 marks. Detailed information should form the part of your answer (Word limit 200 to 250 words). Caselet 1 Sunlight Industries Ltd manages its accounts receivables internally by its sales and credit department. The cost of sales ledger administration stands at Rs 9 crore annually. It supplies chemicals to heavy industries. These chemicals are used as raw material for further use of are directly sold to industrial units for consumption. There is good demand for both the types of uses. For the direct consumers, the company has a credit policy of 2/10, net 30. Past experience of the company has been that on average 40 per cent of the customers avail of the discount while the balance of the receivables are collected on average 75 days after the invoice date. Sunlight Industries also has small dealer networks that sell the chemicals. Bad debts of the company are currently 1.5 per cent of total sales. Sunlight Industries finances its investment in debtors through a mix of bank credit and own longterm funds in the ratio of 60:40. The current cost of bank credit and long-term funds are 12 per cent and 15 per cent respectively. There has been a consistent rise in the sales of the company due to its proactive measures in cost reduction and maintaining good relations with dealers and customers. The projected sales for the next year are Rs 800 crore, up 15 per cent from last year. Gross profiles have been maintained at a healthy 22 per cent over the years and are expected to continue in future. With escalating cost associated with the in-house management of debtors coupled with the need to unburden the management with the task so as to focus on sales promotion, the CEO of Sunlight Industries is examining the possibility of outsourcing its factoring service for managing its END OF SECTION A Examination Paper of Banking & Financial Services Management 7 IIBM Institute of Business Management receivables. He assigns the responsibility of Anita Guha, the CFO of Sunlight. Two proposals, the details of which are given below, are available for Anita‟s consideration. Proposal from Canbank Factors Ltd: The main elements of the proposal are: (i) Guaranteed payment within 30 days (i) Advance, 88 per cent and 84 per cent for the resource and non-recourse arrangements respectively (iii) discount charge in advance, 21 per cent for with resource and 22 per cent without resource (iv) Commission, 4.5 per cent without resources 2.5 per cent and with resource. Proposal from Indbank Factors: (i) Guaranteed payment within 30 days (ii) Advance, 84 per cent with resource and 80 per cent without resource (iii) Discount charge upfront, without resource 21 per cent and with resource, 20 per cent and (iv) Commission upfront, without resource 3.6 per cent and with resource 1.8 per cent. The opinion of the Chief Marketing Manager is that in the context of the factoring arrangement, his staff would be able to exclusively focus on sales promotion which would result in additional sales of Rs 75 crore. Required The CFO of Sunlight Industries seeks your advice as a financial consultants on the alternative proposals. What advice would you give? Why? Calculations can be upto one digit only. Caselet 2 Following are the financial statements for A Ltd and T Ltd for the current financial year. Both firms operate in the same industry. BALANCE SHEETS Particulars Firm A Firm B Total current assets Rs 14,00,000 Rs 10,00,000 Total fixed assets (net) 10,00,000 5,00,000 _____________ __________ Total assets 24,00,000 15,00,000 _____________ ___________ Equity capital (of Rs 10 each) 10,00,000 8,00,000 Retained earnings 2,00,000 _ 14% Long-term debt 5,00,000 3,00,000 Total current liabilities 7,00,000 4,00,000 _____________ ___________ 24,00,000 15,00,000 INCOME STATEMENTS Net sales Rs 34,50,000 Rs 17,00,000 Cost of goods sold 27,60,000 13,60,000 __________ ___________ Gross profit 6,90,000 3,40,000 Operating expenses 2,96,923 1,45,692 Interest 70,000 42,000 __________ ___________ Earnings before taxes (EBT) 3,23,077 1,52,308 Taxes (0.35) 1,13,077 53,308 Earnings after taxes (EAT) 2,10,000 99,000 Examination Paper of Banking & Financial Services Management 8 IIBM Institute of Business Management Additional information: __________________________________ Number of equity shares 1,00,000 80,000 Dividend payment (D/P) ratio 0.40 0.60 Market price per share (MPS) Rs 40 Rs 15 __________________________________ Assume that the two firms are in the process of negotiating a merger through an exchange of equity shares. You have been asked to assist in establishing equitable exchange terms, and are required to: (i) Decompose the share prices of both the companies into EPS and P/E components, and also segregate their EPS figures into return on equity (ROE) and book value of intrinsic value per share (BVPS) components. (ii) Estimate future EPS growth rates for each firm. (iii) Based on expected operating synergies, A Ltd estimates that the intrinsic value of T‟s equity share would be Rs 20 per share on its acquisition. You are required to develop a range of justifiable equity share exchange ratios that can be offered by A Ltd‟s shareholders. Based on your analysis in parts (i) and (ii), would you expect the negotiated terms to be closer to the upper, or the lower exchange ratio limits? Why? (iv) Calculate the post-merger EPS based on an exchange ratio of 0.4 : 1 being offered by A Ltd. Indicate the immediate EPS accretion or dilution, if any, that will occur for each group of shareholders. (v) Based on a 0.4 :1 exchange ratio, and assuming that A‟s pre-merger P/E ratio will continue after the merger, estimate the post-merger market price. Show the resulting accretion or dilution in pre-merger market prices. Section C: Applied Theory (30 marks) This section consists of Long Questions. Answer all the questions. Each question carries 15 marks. Detailed information should form the part of your answer (Word limit 150 to 200 words). 1. What do you mean by money market? Discuss money market instruments in detail. 2. What is leasing? Explain about the advantages and disadvantages of lease finance. S-2-300813 END OF SECTION B END OF SECTION C
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Advance Premium Due Intimation For LIC Agents | एलआईसी एजेंट खुद के डिटेल के साथ फाइल को बनवायें
Advance Premium Due Intimation For LIC Agents - This video is useful for agents of Life Insurance Corporation of India. In this video, LIC's customers have been informed about a great tool to inform their premium in advance. By using this tool, an LIC agent can increase his renewal commission and also get other benefits very easily.
Video Link for free tool of “Advance Premium Due Intimation for LIC Agents” on “Ritesh LIC Advisor”
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https://youtu.be/qlNw8k4XwrE
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Some Other useful file and advertisement tools for LIC Agents and LIC CLIA available on “Ritesh Advertisement World for LIC Agents” given bellow-
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NEED CREATION FILE FOR LIC AGENTS Need creation File for LIC Agents (RETIREMENT PLANNING) - https://youtu.be/b2YXbm4xbaM
Need Creation File for LIC Agents (Child Education) - https://youtu.be/l8-qFv4hwAI
POLICY SERVICE FILE FOR LIC AGENTS SB File for LIC Agents - https://youtu.be/BQqhCzjQtqw
Advance Premium Due Intimation for LIC Agents - https://youtu.be/TMfJM9B_TCE
LIC POLICY FILE FOR LIC AGENTS JEEVAN LABH FILE For LIC Agents - https://youtu.be/ugT6DLzrfOU
JEEVAN SHANTI FILE FOR LIC AGENTS- https://youtu.be/JyPaxMuThmU
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यदि आप एलआईसी एजेंट है तो नीचे दिए गए वीडियो के लिंक आपके व्यवसाय को बेहतर बनाने में आपकी सहायता करेंगे।
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Paperless Office System for Life Insurance Agents- https://youtu.be/YdLk2q9UhJw
Tips to Increase Income of LIC agent- https://youtu.be/Y0lyyFpEvxM
डेली कलेक्शन से बीमा बेचना फायदेमंद होगा या नुकसान- https://youtu.be/trxB4KbIjDQ
एक ऐसी तकनीक जिससे जीवन बीमा कौन खरीदेगा, पता लगा सकते है- https://youtu.be/0EMADxAuMM8
लीड मार्केट एलआईसी एजेंट के लिये फायदा या नुकसान- https://youtu.be/laadgAnp1QQ
क्या एलआईसी डूबने वाली है- https://youtu.be/Dq0_nrMMXhs
Good News for New LIC Agents- https://youtu.be/XkAraI4zPVs
LIC ने 16 बेहतरीन प्लान लांच किए, सभी प्लान के सर्कुलर कैसे डाउनलोड करे- https://youtu.be/yT9DV-bmipM
एलआईसी एजेंट दूसरे य���ट्यूब वीडियो का उपयोग करके अपना व्यवसाय कैसे बढ़ा सकते है- https://youtu.be/cH5TZlU6VQ4
LIC बोनस कैसे कैलकुलेट करती है और LIC के ऐप्प बोनस कैसे कैलकुलेट करते है- https://youtu.be/W74UnI_VkiI
एलआईसी अभिकर्ता क्या करें, यदि विकास अधिकारी निकम्मा हो- https://youtu.be/sFZACcS9qB4
How to find New Customers for LIC after Lockdown- https://youtu.be/XTD1R8LI0XY
Claim Process in Life Insurance- https://youtu.be/PJeHDJd3z5Q
How and Where to Complaint against Life Insurance company- https://youtu.be/4Zfi_FLkLwQ
जीवन बीमा पॉलिसी बांड में यदि गलती हो तो भुगतान के समय बड़ी समस्या हो सकती है- https://youtu.be/DOm8SRJR9m8
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Car insurance?
"Car insurance?
i currently have a car and am insured fully comp on this. my partner is about to purchase me a new one but as i still own the other one i'm not sure what to do about insurance. i'm tempted to take out another policy with a diffenret company for fully comp and run them both until i sell my old one. any suggestions
BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr
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Can you get car Insurance with No Bank Account?
My question is would it be a problem to obtain car insurance without having a bank account, my credit is in the toilet because someone ran up my debit card and the over draft fees forced the account closed, and now the bank is asking for $600.00, and I can't afford to pay that off with the kind of salary I have, so can anyone let me know if their would be any difficulty in just paying in cash or perhaps money orders or even a check in someone elses name?? thanks""
Around how much would insurance be if im 18 driving a ford 2000 GT Mustang and no driving record?
Around how much would insurance be if im 18 driving a ford 2000 GT Mustang and no driving record?
Is there an affordable private insurance provider that will cover prescription medicine so I can go to school?
I have Crohn's disease and I'm attending college in Idaho. I'm currently covered by my parents' insurance, but I'm I will no longer be covered in a year. My college has a reasonably priced insurance plan but it doesn't cover prescription medications. Remicade is considered a prescription drug, which means that the plan won't cover my remicade treatments which cost about $4,000 every eight weeks. I realize I could get a job that has benefits, but I really would like to get a college degree. Is there any way I can go to college and still have the health coverage I need to pay for my prescription medicines?""
Insurance on my boyfriend's car?
I recently got my license and haven't gotten a car yet. Since my boyfriend has two vehicles I am planning on using his car for work. He has liability on the car but I don't have any insurance and his insurance agent isn't sure if we can be on the same policy if we're not living together. Will I have to get my own insurance or is there anyway I can be covered by his policy? Please help! Any advice on the cheapest way to do this is appreciated. Thank you!
Does your home insurance go up when you have a boat?
I want to buy a 21 foot boat and keep it in my back yard when not in use. What costs am I looking at? The boat and trailer need new registration but is that just a one time payment and I'm good to go? thanks
Can i list my vehicle at another adress for insurance?
hi, i own a 2006 acura RSX-s and i live in the philadelphia suburbs. my insurance is quite PRICEY! any how, my father owns property in northern PA which is primarily farm land, and insurance would be alot cheaper if listed there. tho i dont live there, can i list my insurance there? is there anything illegal or could it hurt me? i see alot of people with New Jersey tags who live in PA to get cheaper Insurance. what do you suggest, and what would i have to do, change adress on D/L etc?""
When does wisconsin drivers need to buy insurance?
My roommate and I heard that in wisconsin that we need insurance at least liability insurance. We haven't heard anything on the news about it!
Best child Plan or best insurance plan or Mutual funds ?
hi iam 30 year male from india working in merchant navy..i want to invest for future of my child through monthly investment of Rs.5000..please suggest me right way to achive my goal of getting good amount when my child reaches age of 18...i already have LIC jeevan anand..with cover of 10 lakh..and i am also depositing 70.000 p.a in P.P.F...so where u should think i invest to get maximum returns..??
How much is car insurance for a 16 year old?
I am a male and I will drive a 91 crx si . none of my parents have caused an accident.
Anyone know any Vision Insurance Companies?
Trying to find vision insurance.
No buisness car insurance?
been caught without buisness insurance on car while delivering.only have domestic, social pleasure e.t.c.i have to go to police station with drivers license and insurance certificate.i currently have no points on my license. what is likely to happen?court, then points and fine?what type of fine?thanks""
Can I purchase life insurance?
Can I or may I purchase a life insurance policy for my step father in law. I've been asking around and some family member say no we can't and some other say yes we can. I'm so lost
Mazda rx8 or 350z insurance ?
Id assume the 8 might have cheaper insurance to certain companies due to it having four doors lol But my question is I'm 19 and been looking at progressive and I have to pay $1200 every 6 months for one of these cars! I have a clean record and took the safety course too. Now if I was under my parent's insurance would that be possibly cheaper? Were doing that with the lexus I'm driving right now (theirs) but I need to build credit and whatnot... no need to worry bout college cause its paid off
My car was wrecked and the insurance company paid to have it fixed. Now they have found something they missed?
After paying out around 12,000 to fix my car (body damage only, but new car so everything came from factory) we found out there is something else that needs to be fixed and because the car is so new and they don't make parts for it, whole transmission needs to be replaced, even though nothing it actually wrong with it. Now insurance wants to total my car. I have gap coverage and want to know my options if i would like to keep my car and have transmission fixed myself. At first insurance told me they would pay off car, I keep it and get settlement money, then they told me no settlement money, but I would get to keep car with salvage title and it would be paid off, now they are saying they r trying to make sure I can keep it at minimal cost to me . The lien holder says if the insurance pays it off, they (lien holder) will not allow me to keep the car. If the insurance pays for it, isn't it their option to allow me to keep the car or not? What are my options?""
My medicaid that i used for my pregnancy had expired...? here in texas?
back in august of 2011 & i no longer have insurance. what do i do now? i called my health plan & they said i gotta apply again but i don't know where i can get the application. i really need insurance cause i got upcoming appointments for me & if i don't have insurance, i'm not gonna be able to afford the expenses. anyone know where i can get the application for medicaid here in texas?""
Cars And Insurance?
OK im turning 18 in a month and im getting a car but what is a good cheap car and a good cheap insurance
How is the mandate to buy car insurance different than the mandate to buy health insurance?
This seems to be a popular talking point among liberals. It saddens me that liberals are so partisan that they are blinded to the obviousness of the differences. So for the record, what are the two differences between the requirement to have car insurance and the requirement to have health insurance? 10 points goes to the most simplistic and straight to the point answer.""
I am planning to get a health insurance?
I need to get a health insurance, anyone can give me suggestions?, any company on the internet that gives me affordable health insurance?
What are the factors affect auto insurance Costs?
Auto insurance discount can greatly reduce your auto insurance costs.
Best health care insurance for 25 year old?
I just got off parent's insurance because it's only until I'm 25. I can't use my job's since I work part time, because I'm trying to finish college. I hardly get sick and see the doctor, but I know things happen. (Like whenever I got appendicitis not that long ago) What's the best affordable one's out there for me?""
Can someone explain the difference between Health Insurance and any other Insurance?
I don't understand why people act like health insurance is so radically differently than other insurance. Is it? Insurance is a form of risk management to hedge against loss. Auto, Life, Homeowners, Unemployment and Health are among the types of insurance you can buy. I'm generally not required to buy any of those insurances. If I have the title to my home, I'm not required to have homeowners insurance. If I don't drive a car, I'm not required to carry auto insurance. Why should I be forced to buy health insurance? If I want to take that or any gamble by not buying insurance, isn't that my choice? I will admit that by not purchasing health insurance, I could be putting a burden on others if I was admitted to the ER and couldn't pay, that burden of payment would fall on others. HOWEVER, that burden would be there whether I was forced to carry insurance or not. If I don't make enough money to buy this mandatory insurance, then the gov't will give me tax credits to purchase insurance. Who's paying for those tax credits? All of the tax payers. So either we pay the providers/insurance companies via higher premiums to cover loss, or we pay the gov't via taxes. Forcing (perhaps unconstitutionally) citizens to purchase health insurance won't solve anything, it will just move where the cost is incurred. But please, explain why people are treating health insurance so differently.""
""On average, how much do employers pay for health insurance in the USA?""
So I need a statisitic, on average, how much employers provide healthcare insurance to employees? I've got that from Jan 1st 2014 the Patient Protection and Affordable Care Act will impose a $2000 fine on employers with over 50 employees who do not offer health insurance. But statistics for how much employers actually provide health insurance are all over the place... Typically, employers pay about 85% of the insurance premium for their employees In 2008, over 95% of employers with at least 50 employees offered health insurance. the percentage of large firms offering these benefits fell from 66% in 1988 to 34% in 2002 These quotes are from wikipedia, but I've been looking at other sites too. I just don't know what to believe, or how to understand what they actually mean. What percentage of employers actually provide adequate health insurance to it's full time employees?""
Is it illegal in California to drive an insured car even though you're not insured?
I heard that in the state of California, as long as the car itself is insured, it doesnt matter if the driver himself/herself is insured or not, and that the driver needs to be insured only if he/she is driving a car that isn't insured. Let's say a teen driver wants to drove his/her parents' car, but the teen isn't listed, but not excluded, from the insurance plan. As long as the car is covered, its okay for the teen to drive it. The only exception is if the parents put on the insurance plan that the teen is excluded from the plan ('____ is excluded from the plan'). Is any of this true? Thanks in advance.""
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Car insurance?
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Insurance (california)?
I'm an international student who goes to college in Iowa. I have a college insurance and I guess it convers most of meetings with doctors. Now, I'm taking 3 months-summer session at University of California. I think I 've heard some stuff that I need to have Californian insurance to stay here. What is this? Is it wrong? Plus, my wisdom teeth is coming out recently. It starts to hurt. Does insurance in America covers dental work?""
Insurance for scooter?
I am thinking of getting a 125cc scooter to save gas this summer. Do I need insurance for the scooter? Then it would defeat the purpose for me
Help i need cheap auto insurance.?
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Where can i get the cheapest car insurance if im 18?
93 prelude
Cars with cheap insurance?
I am 17 and hold a full UK provisional license. I am having driving lessons. I'm just wondering of any cars with cheap insurance for when I pass my test as I'll be getting a car for my birthday in October. I am a girl so no boy racing cars
What is a car insurance quote?
What is a car insurance quote?
What's a good medical insurance plan for someone in my situation in CA?
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Is the only insurance for abortion Medicaid?
What are other insurances that cover Medicaid or is this the only one?
Car insurance question?
i had a non fault accident for which the claim is still ongoing as the 3rd party is not admitting liability and we both are with same insurance. The problem is that our car is booked in for repairs but and we have fully comprehensive insurance but the insurance is saying that they cannot guarantee us courtesy car as no one is admitting liability??? and they told me to phone hire company to ask them if they can provide one, i have always thought that with fully comp you are guaranteed courtesy car but i do not understand what they are doing.""
Emergency answers asap! Cheapest car insurance just to be legal?
We just need to drive from texas to PA, and we're not going to keep the plan. we just need to be kept legal from pa to texas, i realize we'll need 6month car insurance (assuming temporary car insurance is a myth) we need to leave tomorrow and we will be on the road a few days geico dropped us immediately after a car side swiped us, so that is on the record. yes, the cancellation is effective. we don't have time to investigate, I really just need cash numbers or whatever advice you may have.""
Vw lupo gti insurance!!?
hi there, im nearly 17 in a few days and i want to buy a VW Lupo GTI for my first car but im not sure how much the insurance will cost because it is a GTI. does anyone have any ideas how much it will cost????? thanks :)""
I live in California and got a second offense for driving without insurance how much will this cost me?
I live in California and got a second offense for driving without insurance how much will this cost me?
""Going to buy a car for my teen, does he need insurance yet?""
Hello, i know that he will eventually need insurance for his car. But i'm going to buy him a car for his birthday. He only has his permit now and will be getting his license in 3 months. I want to know when i go buy the car who's name should it be under? how is this going to work?""
How can i get car insurance on a car that is not in my name or my husbands name?
Our car (or my husbands car you might say) is legally my father-in-law's because its registered in his name. My husband's car insurance is also under his father, but his name is on his father's insurance policy. (so its my husbands car insurance, but his father is the main one on the policy... he's under his fathers car insurance more or less) The car is registered in Georgia, and the insurance is an out-of-state insurance from Georgia but it insures us down here in Florida (where we live). He has Allstate insurance. How do i come about getting car insurance on our car? I'd have to get it myself... i don't think they want me going under their policy (or whatever it is you call it)... id have to get it on my own. Would it cost a lot more because i'm doing it this way?""
Will my sisters auto insurance go up?
i live with my sister and her husband. i do not have any auto insurance. i was a pedestrian that got backed into by a car. i now will have to go and have surgery on my knee. to make a long story short, will my sisters auto insurance cover me because i am a resident relative? will their auto insurance go up if they cover me (they will get reimbursed though by the party who hit me)""
Vw r32 any idea on insurance?
hi i am 23 year old female with 2 years no claims. just lookign for a very rough idea of costs to insure an r32, any similar ppl can tell me? thanks""
Financed a motorcycle do i need full coverage or can i buy liabilty?
I know the lender of the loan wants his money even if the bike gets stolen/totaled/breaks down what ever. But why do i need to have full coverage. So if the bike gets stolen/totaled whatever isn't all the lender worried about is getting his money? So if that happens i will tell the lender not to worry i will keep paying payments until the loan is paid off because i dont want to ruin my credit.
The cost of driving a car includes both fixed costs and mileages costs?
The cost of driving a car includes both fixed costs and mileages costs.? The cost of driving a car includes both fixed costs and mileages costs. Assume that it costs $161.20 per month for insurance and car payments and $0.25 per mile for gasoline, oil, and routine maintenance. (a) Find values for m and b so that y=mx+b models the monthly cost of driving the car x miles. (b) What does the value of b represent? (a) m=___(Type an integer or a decimal) b=____(Type an integar or a decimal) (b) Choose the correct answer below. A. The rate of change in cost of the car with each mile. B. The optimal cost of owning the car for one month. C. The fixed cost of owning the car for one month without driving it. D. The total cost of owning the car for one month.""
Which car insurance agency is best for me?
Which car insurance agency is best for me? Please guide me.
How To Fight Back When car Insurance Claim Is Denied?
a guy it me on the back wen i was stop on traffic them another hit him, the guy that hit me his insurance wont paid, i'm going to make a claim also with the other guy's insurance but can anyone tell me how i can fight this myself because i have 3rd class card insurance and they wont fight it ,i wane know ifcan i do anything like take them to court myself and how or anything around these lines thatcan help(they said they dodn have to much info on the case to said that they'r at fault""
Car total by unlicensed and uninsured driver...what to do?
My car was being driven by my husband,an excluded driver on my insurance, and was hit by a driver running through a red light. The driver has no insurance and no license so I doubt I will recover anything from her but my insurance company won't pay anything as well. Will my GAP coverage still pay the difference between the totaled value and the cost of my lien?""
What happen if drive car with no insurance?
i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK""
Will conservatives send back the refund on their health insurance to protest the Affordable Care Act?
Americans all across the country are receiving refunds from their health insurance providers (mine was $166). Included with the checks are letters explaining that the refund is the result of the Affordable Care Act. The Act requires health insurance companies to spend at least 80% of every dollar received on actual health care (I.e. not on administrative costs or CEO salary). Companies who fall below that cutoff must refund the difference to their policy holders. Will conservatives who receive such a refund send it back to protest the Act?
my friend wreak my car and he has full coverage with geico but does his insurance cover my car to. he wants ?
my friend wreak my car and he has full coverage with geico but does his insurance cover my car to. he wants to pay for it without calling his insurance cause he wants to pay cash it has been over a month. nothing has been done to fix my car. He did give me his car to use till this is settled but can i contact his insurance to see if i can get a claim to have my car fixed as soon as possible. called and they said that no information can be released without insured consent. in Yahoo! Answers
""Someone reversed into my car, is it better to go through maaco instead of insurance? its jus ta minor scratch?""
i was at a stop sign and i was abou tthe 4th car, well the 3rd car decided to reverse to leave and backed up and hit the front of my car. its not really that bad but its still a big scratch. is it best to just have her pay my estimate at maaco? or deal with insurance? i don't want to get jacked up insurance rates because someone doesn't know how to reverse.""
Car insurance?
i currently have a car and am insured fully comp on this. my partner is about to purchase me a new one but as i still own the other one i'm not sure what to do about insurance. i'm tempted to take out another policy with a diffenret company for fully comp and run them both until i sell my old one. any suggestions
Health Insurance for Summer Camp?
i need to know if health insurance is a MUST (no other way) for summer camp at school it asks in the physical exam and stuff
DMV paying ticket/showing proof of insurance?
I'm In California I received a traffic ticket and did not have my proof of insurance with me. I received my courtesy notice and my amount owed Would be 1000 without my insurance proof. It will obviously be reduced significantly if I show my proof of insurance. I know that you can pay traffic tickets at the DMV. And I want to pay the ticket In payments. So here comes my question- can I go to the DMV and show THEM (the Court Clerk stationed there) my correction (proof of insurance) instead of having to go all the way to the court house? And can I ask for a payment plan there as well? Or can I ONLY show my Correction(Proof of Insurance) and ask for a payment plan at the court house? My first ticket :| And the court house is pretty far from where I live. DMV is right around the corner. That's why I ask :P Thanks
How much will my monthly payment and insurance be for a sports car?
im trying to figure out how much my car insurance will be. im 17, ive never owned a car, have no credit history and i want to buy a 1990 toyota supra which is a sports car. the car will probably cost $5000. i just really need to know how much i can expect to be paying a month with insurance and monthly payments""
How much will insurance cost for a 16 year old on a Mustang GT?
I work and I wanted to know how much will it cost we are currently on progressive insurance.
""If I buy a car off someone, how do I put insurance on it immediately?""
This would be my first car purchase and so I don't have an insurance agent. Would I need to look up a company, let them know I'm about to buy a car, then later call them back with the VIN?""
What's the cheapest car insurance?
& are add-on cars cheaper than the main car?
Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?
what is the cheapest insurance company or cheapest option???
How is Erie auto and homeowners insurance?
I am searching for different auto and home insurance. Erie insurance has given me a good quote. Are they a good insurance company?
Car accident with no insurance?
I got into a car accident today and totaled my car. the other vehicle just had bumper damage. come to find out my insurance tried to take my payment out my account but were unsuccesfull so they canceled it a month ago. whats gonna happen since i am at fault and no insurance
Motorcycle insurance for 125cc?
Hi guys, Just wondering if anyone could help me, I want to get a motorcycle instead of a car - despite what people say I just can't wait to ride to college and back. So I've chosen to get a honda CG 125 which is a decent bike runs from a to b. I'm looking at insurance online and it's around a grand! Is the companies that offer cheap insurance I mean, what's the average price? I'm 18 live in a decent area without much crime - I'm doing my cbt next week and maybe it's fact I haven't been riding (in their eyes) a long time? Any help appreciated!""
Where might i find proof of insurance in texas?
I need to find proof of insurance for my car in the year 2004 is there some where that it might be saved, my insurance company no longer has records, and I am in desperate need of that proof""
Is insurance required to keep a valid Florida driver's license if I dont own nor drive a car?
I am not currently driving nor do is there a vehicle under my name. If i do drive it will be a friend or girlfriends car. Will the florida dmv suspend my license now that I have been removed from my parents insurance?
How much would th insurance cost on an old muscle car?
I am looking to buy an old muscle car and i wanted to know how much the insurance would be. Is it a good idea to go with an ild muscle car I am 16 Live in california No big buildings in my town I have good grades Would most likely use it as a daily driving car
Which is the best insurance which i need to take for my parents who visiting USA?
My parents are coming to US and need to take a medical and dental insurance for them. please advise
How much roughly with motorcycle insurance be for me?
Im 17 and looking to see how much insurance is for when i get my motorbike. Im looking to get a 125CC motorbike second hand nothing fast. How much roughly do you think? Im don't care if the insurance is only for theft and accidents coverage. the bike will be stored in a garage and be locked up.
How to convince parents to let me have auto insurance?
I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""
Best insurance companies for 18 year old passed my tes?
ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 18 year old have and who is it with, please :)""
Which we will take good family health insurance?
i would like take one good family health insurance,give me details suggestion which is best""
Unitrin Direct Auto Insurance (Any good?)?
Asked by: hyphenga-ga I recently responded to an e-mail for a free auto insurance price quote (I'm in California). I wasn't really looking to shop around - and wasn't planning to switch companies to save a buck or two, but I was kinda shocked when the price quote I got from Unitrin Direct (same coverage limits and deductibles) was $510 less than I'm paying now. I called and asked what the catch was and they said they sell direct with no agents/offices and pass the savings onto the customer (logical, but obviously scripted answer). They also touted an A.M. Best Excellent rating, but what good is financial stability if they bungle claims (for example) or have terrible customer service? So I guess I'm looking for a little confidence - or a big fat warning - before I jump into anything. Are they reputable? Is there any objective info available about them? (I'd love any good/bad comments from Unitrin customers out there too.)""
Cheapest car insurance for 17yr olds in ireland?
Cheapest car insurance for 17yr olds in ireland?
How do you get temporary insurance?
I need insurance just for one diagnosis and possible surgery. Is there any way I can get temporary insurance? How much is it and what do I need to do to get it??
How much of a role does health insurance issues have with hiring and firing employees?
Group insurance through the employer's insurance plan.
UK QUESTION classic bike insurance online?
What would you say is the best,in other words cheapest bike insurance places online for me in the uk. ebike just quoted me 74 quid was hoping for insurance for about 50 to be honest""
""Life insurance, how much is the cost?""
for 500,000$ insurance, for my family should something happen to me. i don't want my family to get in any trouble should i be gone. where can i get some estimates?""
Cheapest insurance company for young drivers?
Just wondering what the cheapest place for a young driver to get insurered is from people's experience, thank you""
Car insurance?
i currently have a car and am insured fully comp on this. my partner is about to purchase me a new one but as i still own the other one i'm not sure what to do about insurance. i'm tempted to take out another policy with a diffenret company for fully comp and run them both until i sell my old one. any suggestions
How do I get out of a ticket in California for no proof if insurance?
I got a ticket for not having PROOF of insurance but I did have insurance I just didn't have the paper on me. How can I contest this in court? Also I got a ticket for failure to obey a regulatory sign for going 64 in a 70 (allegedly) I was going 70+. He said I sped up when the highway patrol came up behind me. Obviously I'm going to slow down 1. It's a cop 2. I didn't want to get a ticket for speeding that's why I slowed down when he came behind me. And he said I sped up when he came behind me I was going 70 then I slowed when he showed up behind me.
Will getting one speeding ticket increase my insurance bill? Will it show up at all on the bill?
I have Allstate if that matters at all..
Wow does anybody else have insurance this cheap?!?!?!?!?
I just bought a2005 Suzuki GSXR 600 Sportbike ( high powered). I got my insurance and They quted me $7.65 every 6 months for liability and 75.68 for fukll coverage, which I got. I know some people that are paying 800.00 every six months for this bike. I have been with the company (State Farm) since I was 16 and have nothing on my record. I am 25 now. Anybody getting this good of a deal???""
Which is best health insurance company in india?
best health insurance company
What is the AVERAGE cost of surgery to fix a varicocele without insurance in the midwest?
I have a varicocele in my left testicle. I have no medical insurance. How much does this operation cost to fix it? I know it will vary, but i want to know the AVERAGE out of pocket cost. This is in a midwest state.. Also, would doctors offer a payment option?""
Will having motorcycle insurance for a few years help lower auto insurance in the long run?
Will having motorcycle insurance for a few years help lower auto insurance in the long run?
What company has the least expensive auto insurance for young drivers?
Does anyone know of an insurance company that is reasonable with it's rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.
What are the variables included in the cost of car insurance?
What are the BASIC variables that are included in any car insurance? i.e...car color, car make, type of car, horsepower, year, age of driver, ethnicity...? Which things do they look at car wise/and driver wise that affect how much insurance you end up paying in the end? and does the speed of the car effect the cost greatly?""
Why are some people's health insurance rates going up?
I've heard a lot of stories about people's insurance rates doubling or tripling. My wife's insurance just went up. What's going on? I thought Obamacare was supposed to make insurance more affordable? http://www.foxnews.com/politics/2013/09/24/one-man-obamacare-nightmare/
Who knows the best Health Insurance out there for individuals. Plan and pricing must be affordable. Thanks.?
It must come with an appropriate and flexible plan, with affordable pricing for a college student.""
In BC how much difference in insurance costs is it based on the cost of the?
vehicle? I'm not talking about liability but collision and comprehension. I'm buying a car that costs about 10,000.00 and I am used to driving crappy cars that cost $2000.00. I'm trying calculate the difference in insurance costs. Does anybody know?""
Insurance For a 1968 Ford Falcon?
Can anyone give me a serious quote of what the insurance would be for 16 year old driver on a 1968 Ford Falcon. Also what would be the quote for a 48 year old driver in Northeastern, Ohio.""
Where can I sign up for health insurance?
I have tried the phone and nothing and online I cant seem to find a website. So does anyone know where I can do it locally. Im located in north hollywood california. Or any help would be great thanks:)
Which car insurance doesn't charge for points?
I went to traffic school for two speeding tickets last year, however when I received a quote they ran my drivers license and saw I had two points on my driving record and my rates sky rocketed. The speeding infractions remained on my DMV record but I do not reflect any points because I completed traffic school. I heard that some car insurers don't necessarily go by the points, but they go by infractions... WHICH car insurer will ignore the points as a result of my completing traffic school? ps. i live in california Thanks in advance.""
Where I can get best auto insurance rates ?
Please find me a good web site to get some details about best auto insurance rates . For my research this data will be useful to me. thank you
Baby health insurance question?
[this isn't for real, its for school] if i have a child who has muscular dystrophy and a wife who is 4 months pregnant with another child, can i still get health insurance on that unborn baby without getting him tested? do i have the right not to tell the insurance companies? why might i not want to tell my employer? how would i feel about mandatory genetic testing? do insurance companies have the right to deny insurance to individuals with genetic disorders?""
Is Physician's Mutual a good insurance to buy on your own?
My family currently has no medical insurance and I received information in the mail on Physicians Mutual Insurance Company and wanted to know if anyone has used them and if they are affordable for a family?
""People w/o health insurance how do you pay for medical care, or do you?""
I looked into insurance available to me in Georgia and here what the least affordable costs me: $350/month, 20% specialist cost after a $3500/yr deductible, 3 doctor visits per year at $45 each, $20 for each prescription, no dental/vision coverage and other charges that add up to over $7500/yr. And all of this BEFORE the latest 14% price hike. I've decided to save up the same $7500/yr for medical expenses and chuck the insurance companies. I figure some years I won't use all the money and it could go towards the years when I need it. What's your solution?""
Vehicle damaged..have ? about insurance?
A tree fell on my vehicle during Hurricane Ike. My husband thinks there may be at least $10000 worth of damage to it. I looked it up on kelly blue book and its only worth approx 9000.00. I tried trading it in a few weeks ago and they only wanted to give me $5000, I'm glad I didn't take that one. I purchased the GAP insurance thru the dealership. Do you think Allstate will just total it and let the GAP insurance pay the balance of my loan. I'm really really upside down. It really looks cosmetic to me but there are things hanging underneath it and it is very hard to drive. I think it would be cheaper for the insurance company to total it and let GAP take the rest. How does that work?""
I'm stuggling to find car insurance HELP!?
I'm 21 and i past my driving test in may 2011 and got my car in july, I was insured by swiftcover for 145 per month but then I become ill and had to leave work so I couldn't afford the payments and decided to cancell my insurance til I could get back to work, but when I tried to renew my claim with swiftcover then said their policies have changed and they can no longer provide insurance for people who have been driving less then 4 years! So now every other insuance company want around 250-280 per month and I just can't afford this. Do u know any cheap insurers that take on young drivers in the UK, HELP!""
Motorcycle insurance?
About how much would insurance cost for a 17yr old High school student. If I was buying a sports bike with around 500cc of power. I'd be on my parents plan. So I would need a guess if using Progressive.
Insurance fraud?
I have a friend who committed insurance fraud. he had to do a sworen affidated. (he claimed his brand new sled was stollen) What can happen if he is caught.
I need help with car insurance.?
I am saving up for a car but I don't wan't the car to be a sports car because the insurance would cost to much. Could you tell me which cars are not sports cars. 1967 chevy impala 1969 chevy nova 1969 plymouth Barracuda 1995 chevy camaro 1970 AMC Javelin Ford thunderbird ford firebird Thanks!
""What is the absolute best, maximum protection motorcycle insurance for me? 20/F 1st time rider.?""
I am willing to pay more, I just dont want to get cheap insurance that doesn't cover me. No subrogation clauses, I want to be covered as much as I possibly can. I am in TX. Is Allstate good? My car is under Allstate. I have heard Dairyland Insurance is good...anyone have experience with it? I dont have any tickets or violations on my record.""
Who knows about car insurance?
How much would it cost for a teenager to have car insurance on a Mustang?
Car insurance?
i currently have a car and am insured fully comp on this. my partner is about to purchase me a new one but as i still own the other one i'm not sure what to do about insurance. i'm tempted to take out another policy with a diffenret company for fully comp and run them both until i sell my old one. any suggestions
https://www.linkedin.com/pulse/advice-car-insurance-ohiopaying-way-too-much-william-chandler/"
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pennsylvania insurance fraud hotline
"pennsylvania insurance fraud hotline
pennsylvania insurance fraud hotline
BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr
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For me? Can anyone tell me?
How much should aircraft rental insurance cost for an average small plane?
Just doing some budgeting / planning and wondering what rental insurance runs on small planes? Also, should I get that during my flight training or just once I'm out on my own? The FBO insurance only covers their own planes, not a multi-million dollar jet you bump into as far as I know. I would most likely be renting a Piper Archer II from the 70s, probably a $80,000 plane.""
Can I afford to get pregnant?
My husband and I are both in school and working part time. We currently don't have health insurance because we can't get it through our jobs and can't afford any outside insurance. We really want to have a baby, but are worried about paying for all of the pre/postnatal care. Is there a way to get help without putting us in tons of debt?""
Looking for a site for Affordable Individual Health Insurance?
Hello, I'm looking for affordable individual health insurance online web company.Can you suggest me where can I find cheap and good site for my insurance?I'll be very thankful.""
Insurance Rates on Cars?
If you happen to know off hand....what would the estimate insurance rate be for any of these cars 2000 Honda S2000 2001-2002 Audi TT 2006 Mitsubishi Eclipse 2008 Ford Mustang 2004-2005 Mazda RX-8 2007 Altima 2.5 Even if you don't have the year....if you know the car thats good enough...The insurance websites are blocked here and i won't be able to check them so any help would be appreciated....
What car insurance is best/cheapest?
I am going to be getting a used car from my uncle and would like to know your opinion on what car insurance to get. My parents wont put me on their plan(this is my first car btw) so I have to get my own. I need a cheaper plan considering I only work during the summer as of now(thinking of getting a job on my college campus next semester). Any help would be good(your experience etc) I tried going onto the General insurance website(commercials say their cheap) for a quote but they keep on sending me to a Geico website, has anyone else had this problem? Thanks in advance for answering.(BTW I am a girl, I know that we get cheeper insurance typically for some reason lol and I also went through drivers ed in the past and I know most companies will give me a discount for that)""
Is the auto-insurance claim information shared if I switch the insurance company?
Hi! I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y? Thanks!""
""Any thoughts on the Acura TL vs. the 2007 Altima, insurance, cost, quality etc.?""
Any thoughts on the Acura TL vs. the 2007 Altima, insurance, cost, quality etc.?""
Best and cheap major health insurance?
Best and cheap major health insurance?
What is the best (price and care) auto insurance for someone with a DUI?
So about 7 years ago I made a mistake and got a DUI. I realize it stays on your record for 10 years but there has to be decent full coverage insurance in San Francisco that does set me back almost $200 every month. Any suggestions?
What's your monthly car payment? And Insurance?
I'm interested to see what people pay for their cars and car insurance compared to me. I'm a single 28 year old female living in a city. (RI) I pay $282 for a new Jetta lease and insurance is $157 per month. Just seeing if this is the average.... I'm also moving to NY suburbs and am considering changing my insurance, anyone know if I can do this if I own a home in RI still? RI has month to month sales tax, but has higher insurace premiums and NY wants sales tax up front, but NY suburbs insurance costs half as much as what I pay now. I wonder if its worth it to switch states???""
What is the best insurance and the cheapest one you think?
What is the best insurance and the cheapest one you think?
Question about Auto insurance?
I got mylicence recently but got no insurance. Can I drive someone else's car if I do not live with them, nd they have it insured, and their insurance will cover a wreck if I have one?""
Will insurance rates change depending on what state your license is issued from?
I'm buying a motorcycle and i live in Florida now. I called every insurance company i could think of and they all gave me outrageous rates just for a bike, but my license was from Ohio at the time. Yesterday i finally got it switched to a Florida license. Will the rates change now that i have a license in the same state I'm getting insurance or does it just not matter? and btw I'm 29 and my driving record is 100% clean.""
pennsylvania insurance fraud hotline
pennsylvania insurance fraud hotline
""What would make the american health care system more affordable, more cost effective , more accessible?
and more equitable for all stake holders?
What's the cheapest 1 day car insurance?
What's the cheapest 1 day car insurance?
What is proof of insurance?
I am still on my parents insurance and was planning on renting a car(yes, I' am old enough). They require proof of insurance when renting and I was wondering how that works. Do I just show them my parents proof? And is it just the paper work in the glove box of one of our cars?""
Affordable health insurance?
Since money is tight, we are going through the state for health insurance. It's a pain especially since my weekly pay changes all the time so they want it called in to see how much they have to charge us every month. At least my husband's pay stays the same. I see health insurance ads on tv and online but not sure which is affordable and even more important legit enough to go with. Any suggesttions?""
How much does Viagra cost without insurance?
How much does Viagra cost without insurance?
Luxury cars with low insurance rates?
I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance.""
Question about health insurance & pre-existing conditions?
Shortly before being taken off of my parent's insurance plan, I was diagnosed with a thyroid condition that requires expensive blood tests and regular office visits. I have applied for insurance through my job, and when reading the bylaws I noticed that it does not cover pre-existing conditions. Will my thyroid disorder be considered a pre-existing when I was diagnosed only a few months ago? Will I ever be able to get any kind of insurance coverage for this disorder now?""
Can anyone give me an estimate on how much insurance would be on this car for an 18 year old?
http://www.arnoldclark.com/detail.html?ac_reg=cc_z7zzceuy0c1uz99c&$ac_branch=&$ac_min=&$ac_variant=&$ac_trans=&$ac_type=&$ac_model=Z4&$ac_body=Convertible&$ac_doors=&$ac_max=&$ac_year=&$ac_cc=&$ac_fuel=&$ac_color=&$ac_miles=&$get_results=View%201%20Cars&$ac_make=BMW&$ac_sr=0&$ac_pp=10 I'm 18, and am considering buying this car. I'm not naive, I am aware the insurance will be very high as I'm a teenager and it's a sports car, but is there anyone here who works in the car insurance industry who can give me an estimate on how much insurance would cost me a year?""
""I am starting a Cleaning service, I need to be insured can some one help me find good affordable business ins?
I need to find a insurance company that will have some affordable business insurance it will only be my self and 1 other person please help!!!
Would you not get insurance for flea market?
Yesterday I asked about getting insurance and got great answers, but the county told me that I only needed the liability insurance with their name on it. My insurance company said in order to get that, I needed to also have each vendor show proof of insurance. The county said I didn't need that and someone else we know said we didn't need to have that either. I've got a call into my insurance company to ask them if that's something they will make me have in order to get the liability, but do you think we can just add them as an additionally insurance off our house liability insurance for this? I'm guessing that will cover me if someone gets hurt on the property, but I'd be taking a risk if someone gets hurt from a product being sold. Do I have this right? Do you think my insurance company will allow this?""
How can I get a car insurance quote if I'm under 18?
I don't have my license yet but a large part of what decides what car I can get depends on what the car insurance would cost. Since I am under 18 not of the car insurance websites will give me a quote and if i lie about my age it will change the cost. Any ideas?
17 UK Good insurance car... Please Help...?
Hello, I am 17 and live in the UK. I am learning to drive and hope to pass my test soon. I am looking to get a car when I pass my test. I do like larger cars like SUV's and pickups and compact crossovers but that is not to say that I do not like smaller cars. The problem is the fact that insurance cost a hell of a lot, ridiculous costs. There are many cars that I like but I would like a car that does not look to bad and that has good insurance for teens. I understand that SUV's/trucks will have higher MPG and higher insurance. So far my lowest and best insurance price is for a corsa from youngmarmalade (4.5k insurance but only pay 1.5k as I get cash back on car to put to insurance). Please can you help me with advise on cars pref suv/trucks that would be good for me and good on insurance. Thanks""
What is an insurance premium?
Is the insurance premium what you pay monthly for your insurance?
Medicare or other affordable health insurance?
I live in NYC, just moved here and need to find relatively affordable health insurance. Up till now was covered by plans through employers. Is Medicare decent coverage? Is it very different from others?""
Where can I get a good deal on my car insurance?
I passed my driving test about 4 days ago now and sooo badly want to get a car. I am looking at a ford fiesta 1.25 zetec which I have seen but have done some insurance quotes and its sooo expensive. Where and how can I find cheap car insurance. I am doing my pass plus next week and I am now 18. I have a mum and dad i could put on the insurance but they do not have any no claims as they drive a company car. So is there anyway I can get a good deal and where? HELP!!!!
How much to insure for drivers insurance?
Im 16, so I know it will be expensive. I will be getting a 4 Cyl car, either a Honda Prelude, Civic, Accord, Nissan 240sx, something along those lines. I took a drug and alcohol class which takes off 15% and then I got a B average which takes off another 10% can someone please tell me how much it would be a month? Thank you""
What are some cheap to insure (0-1500and cheap to buy (between 0-1000) that don't look like crap ?
i want a car for my 17th birth day to gop to college and work in but all the cars ive looked at are stupid prices to insure, any ideas ?""
How much car insurance could I expect to pay?
I'm 35, clean licence since I was 18 but never owned my own car. I'm thinking of getting a BMW 3 series, 2 or 3 doors, no more than 2 l, live in a safe area of Sheffield. Could anyone give me a ball park figure?""
Insurance Cost for Hyundai Elantra in Canada?
I'm 23 years old living in ontario canada, and I'm planning on buying a used 2004 hyundai elantra. I've taken driving school and now have g2 driving license. I'm looking for other people who have also bought the same car and around the same age as me, and I just wanna ask how much do you pay for your car insurance and what's the best (cheaper) company i should go for? Thanks =]""
Where to get online insurance quotes for health?
Where to get online insurance quotes for health? I should compare plans from major insurance company.
Why are my insurance quotes so high?
I live in New Jersey, Plan on buying a 2012 mazdaspeed3. I am 18, which of course will make my policy higher. Currently, my car insurance runs around 300/mo on my parents policy. I cannot join their policy with the new car as it will be registered to me. The following are the rates ive been quoted Progressive - 6 month policy, $5,000 + $1,200 due at start-up Cure - 6 month policy, 6,200 + 1100 due at start-up Liberty Mutural - 6 month - 5200 + 1500 start plymouth rock - 6 month - 2,2009 + 679 start Why are these all so expensive? and why do they only offer me 6 month policies? thanks in advance!""
How much (estimate) would car insurance on a Dodge Challenger se r/t & srt8 be for a 18 year old boy?
I want to know the estimate on a dodge challenger srt8 se r/t and see what the differences are in price. Guessing the srt8 is gonna be alot!!! please just estimate. THANK YOU!
Married Young and Health Insurance?
I am 19 and my fiance is 22. I have a few questions about health insurance. I am currently covered by my mom's health insurance provider and my fiance does not have health insurance currently. When we get married, what will be the best deal to get health insurance for both of us. Would I be able to stay on my moms until I am 26. I was just reading a few things. I will put the link here. Thanks! http://www.dol.gov/ebsa/faqs/faq-dependentcoverage.html""
""On Average, how many dollars per month would a 2 pt ticket add to my monthly insurance?""
If you have gotten one please tell me, I just want to see around how much they add :D""
Penalty for driving without car insurance?
What would happen if i were to get caught driving without insurance in california? I'm 17 years old. and a month. Just got my license a few days ago. My car is registered. And i of course have a clean driving record and half never been pulled over. The tags don't expire until august 2009
pennsylvania insurance fraud hotline
pennsylvania insurance fraud hotline
What car insurance do you have and do you like it?
I'm about to get my license and my parents asked me which insurance I want. I want to know your personal experience with your insurance company and would you recommend them? Judging by what my parents have explained to me so far I plan on getting full coverage not the bare minimum just because its cheaper (which is stupid in my opinion). Right now I'm driving our 2007 Mitsubishi eclipse but my parents plan on giving me the Saturn since the eclipse is more my moms car than mine. Do you know approximently what it will cost to insure the saturn. Also what do you think makes your insurance better than others?
Car insurance for men and women?
I passed my test Feb 2011 I've never had a car due to high insurance, so I did i check and went through a quote and mine came out at 3500 for a one liter x reg then I went back thrpugh and.just changed mr to miss and it went down almost 2000 then changed the date to a women just passing her test and it came out at 2600 why's it so high for men, and wasn't it ment to be changing to male and female having the same insurance?""
Whats the best way to check multiple car insurance quotes at once?
last time i got car insurance, i went to a broker type place, there, the guy used a website to find me the cheapest car insurance, do any of you know which website this is?""
What are three good life insurances in california?
i need specific details about these companies
Which is the type of insurance to avoid?
Which is the type of insurance to avoid? A- mortgage insurance B- identity theft insurance C- disability insurance Why?
How often do u have to pay for car insurance?
Acura TSX 2011
Can you have two insurance policies on one car?
My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?""
Renewal of car insurance after accident?
I was in a car accident in Oct 2006, I was injured in the accident and still under medical treatment but insurance is now refusing to pay any medical bills and my 6 month renewal is up and I am wondering if I need to renew this because of being in a accident or not. If anyone has been through anything similar like this could you please advise. I was not at fault in this accident and I am waiting to hear from a lawyer. Any Advice? Serious answers only PLEASE!!""
""On average, how much does it cost professional liability insurance for a CPA?""
I want to start my own CPA practice. I am 50 yrs old. I want to know what costs are involved in the process. I am not aiming to nothing complicated. Just an accounting practice. How much does it cost, on average, the professional liability insurance for a new CPA?. I will be just myself. Thank you.""
""Affordable, student health insurances!?""
can anyone suggest me any affordable health insurances for me? im 20, don't smoke or drink, have no chronic condition or what so ever, if this helps. Just to ballpark the price range; because i really need new glasses and a dental checkup, thanks so much!""
Car insurance help please?
Can you give me a estimate on how much my car insurance would be if I get on by myself. I heard it'll be high. I'm 18, and have a Bonneville...thanks""
Insurance on SUVs?
How much is insurance on SUVs usually... like a Jeep Grand Cherokee Laredo or a Chevrolet.. anyone know?
""On March 1, a business paid $3,600 for a twelve month liability insurance?""
On March 1, a business paid $3,600 for a twelve month liability insurance policy. On April 1 the same business entered into a two-year rental contract for equipment at a total cost of $18,000. Determine the following amounts: (2 pts. each answer) (a) insurance expense for the month of March (b) prepaid insurance as of March 31 (c) equipment rent expense for the month of April (d) prepaid equipment rental as of April 30""
Where can I find salvage motorcycles directly from the insurance company?
I'm interested in purchasing cheap parts bikes directly from the insurance companies after a wreck. I am mostly interested in Harleys and I don't have any interest in these gimmicky websites where you pay a fee and there are not a lot of bikes. I've looked at ebay but these are usually bikes being sold from the person who bought it from the insurance company (ie premium). There are some public auto auctions, but these are usually only limited to dealers. But maybe that is my only choice?""
Would my parents car insurance go up if i crash?
if i crash and im on learners permit, would it go up? because i called my insurance agent and he said i dont need to be listen as a driver ill be insured. i live in california btw if that matters.""
Right now Im on my parent's car insurance policy b/c im 17 but im looking to move out soon?
Can someone please tell me how much your car insurance goes up once you are on you own plan. im paying 360 every three months now.
How much would car/motorbike insurance cost me?
My parents decided to move out somewhere where I have no tube connection and need to take stupid bus or train everywhere and it would take me ages to see my boyfriend which would live then like just 25 minutes away from me but 1h 10minutes by public transport. So here is my question, I'm only 18 and I want to know how much would car insurance cost me, if it's a lot then I was thinking about getting scooter or motorbike but I'm sure those need insurance too so how much would that be too ??""
What and who has the Cheapest car insurance for a 2005 Mustang?
i am getting a 2005 Ford mustang, and i wan to know who has the cheapest insurance for a mustang. thx""
Fun *cheap* summer vehicle in Ontario?
What's up guys; 19 year old college student here with the summer off. I already have a job, car, and apartment, and I'm looking for a cheap summer vehicle that would be fun to drive around. I've considered a small sportsbike, but due to my young age the insurance is an absolute killer. So, I was looking at scooters. No insurance, cheap to buy (about $600), and pretty fun to drive around. They won't keep up with traffic, sure, but it'd still be an interesting ride. (Too dorky?) Any other recommendations for a cheap, fun summer vehicle?""
About how much does insurance cost for BudgetTruck Rental?
Can someone give me a ballpark on how much insurance would cost for Plan 2 Supplemental Liability Insurance (SLI) on budgettruck.com I need a 16' moving truck in a Columbus, Ohio suburb up to Toledo area""
How much is car insurance for a 25 year old female?
How much is car insurance for a 25 year old female?
How to transfer car loan to my name?
My boyfriend has gotten a dui recently and his insurance went up like crazy tripling how much he use to pay. To avoid paying for the high insurance rate for the next 4 or so years, he suggested that he transfer his Wachovia car loan to me. How do I go about to doing that? Do I contact Wachovia first? Do I then have to get a car loan from the bank for the remaining amount of his car? By the way, my credit score is excellent. Thanks your answers.""
""50% fault accident, but my insurance did not need to pay. Will my rate be affected?""
I was recently involved into an accident in a mall parking lot. My car was damaged and the other driver's car was not. I filed a claim with their insurance and received 50% of my claim as they determined comparable negligence, 50% fault . The other driver did not file a claim, and my insurance company did not pay any money to anyone. Will my rate be affected by this accident?""
Car insurance help!!?
So about a month and a half ago, someone kicked my car at night and left a big dent. I was stupid and called insurance and they gave me two options: fix the car or take a cash settlement. However, no matter what I do, my monthly insurance rate is going to go up even though it was not my fault. I think this is ridiculous and not worth it and I just want to cancel the claim. But I have been told that once a claim is put in, there's nothing you can do and once you hit three claims, your overall premium goes way up. What do I do? Should I just stop contacting the insurance company and after a while they have to close the claim? I wanted to sell the car this week but I guess that adds too many complications...""
Can I get a job at a car insurance place at 16?
I want to work so then my car insurance would be cheaper
pennsylvania insurance fraud hotline
pennsylvania insurance fraud hotline
https://www.linkedin.com/pulse/tuscaloosa-alabama-cheap-car-insurance-quotes-zip-35487-paula-petty/"
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Best insurance policy?
"Best insurance policy?
Hi there, i am in Indian working in Bahrain. i am working in a small firm with a small salary. i would like to know about a good insurance policy which can cover child education, pension, health insurance and a life insurance all together. can we get all this in one insurance policy? i want to full detail like how much if i pay monthly and what i will get in returns?
BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr
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How much would my car insurance be?
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If i accidentally knock over my bike, will insurance cover that? if so, which coverage covers it?""
Need help about car insurance?
hi i have uk provisional driving license and recently i bought a car now if i insure my car with my license then how can i drive car i need somebody with me with full driving license and if i drive alone then police can see my car insurance is only provisional license insurance or not because i am driving my friend car from last 2 years and i have lot experience about driving now i book my test already in nov .
What car insurance companies are in Washington? Can I get a list to look up?
I need to find the cheapest for myself. I am getting my license this Friday and I will be going to a car insurance company on my way home so that I can drive my car. Can I get a list of all the auto insurance companies in Washington?
How is the Mitsubishi Lancer GTS classified by most insurance companies?
I've been researching insurance quotes in preparation for buying a new (used) car, mainly for various sporty compact sedans. When I got to the 2010 Mitsu Lancer GTS, I was pretty appalled at how much higher the quote was than the others, like the Subaru Impreza and Mazda3 Sport, despite having extremely similar horsepower, speed, safety features and crash test ratings. Is it considered a sports car or something? Does it get lumped in with the uber-expensive Evo because of the word Lancer ?""
What happen if I don't pay my car insurance?
I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).""
""Car insurance costs, is this right?""
Im currently 19 years old and have been with Esurance for a year now. I have a 1998 honda civic and my payments are at $65 a month, im currently looking in to buying a new car and called them up tonight to get a quote for it and they said my monthly payments would increase to $360 a month (car i called about was a 2012 chevy sonic hatchback). Does this large of an increas seem correct? I have never gotten in to an accident nor needed to call upon my insurance for anything, so why does the price jump so much higher?""
""Car accident, other insurance wont pay my car hire bills, my insurance wants me to take driver to small claims?""
The car hire bill the other side won't pay is four thousand pounds. My insurance were very slow deciding car was a write-off, so I had the hire car for nearly a month. They want ...show more""
High deductible home insurance: what company offers the highest deductible?
I'm looking for an A+ rated home insurance company that might offer a $10,000 or even $20,000 deductible.""
Does your car insurance go up if you don't have it for a period of time?
If I dropped my car insurance for monatary reasons, and then picked it back up in a few months would I still have the same rate as before?""
Arizona residents who are familiar with medical insurance?
If you live in the Maricopa valley area, do you happen to know who the biggest insurance (medical) providers are. Other than ACCHS? Thanx""
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I want to know benefits of insurance policies of different companies before buy travel insurance policy
Any cheap car insurances for first time drivers?
I am 20 and I have been driving for 2 years and recently got my own car. But I heard car insurance is expensive and I wanted to know if there's any car insurance that is cheap. I live in Southern Cali. Do you recommend anything? Please help. And thank you.
How would I get insurance on a car being leased in someone else's name?
My sister and brother in law have the car financed at a bank in a small town. They gave the car to me as long as I made the payments on the car. We don't intend to refinance the car into my name, however how would I be able to obtain auto insurance if my name is not on the original title?""
Insurance esitmate for 2 door vauxhall corsa?
Im 17, and im planning to get a vauxhall corsa, estimated insurance prices please?""
Do you need car insurance to visit on a army base?
Well I am going to visit my friend on the Fort Lewis, Washington army base. and he is saying I need car insurance? Well my coworker said no but if you do get pulled over on base without car insurance the ticket is double. So do I need it to go on base? I will only be there for three days. Thanks.""
Can insurance companies be trusted?
Just wondering whether people view their insurance company positively or negatively. And why.
How much is your car insurance?
I don't want to sound personal but I am wondering what everyone pays in car insurance. I happen to live in Michigan which has the highest car insurances rates in the country. I am planning to move soon and was wondering how much people are paying across the country. Please don't feel a need to give me the exact number, a range is fine. Also, please tell me the car type because I know that matters. Again with car type you don't have to tell the car. Example if you drive a 911 Porsche you could say, 2 door, luxury sports car. Any other information would be greatly appreciated, thanks!""
Anyone have/had Sameday Insurance?
I have Geico and thinking of switching to Sameday Insurance. I was wondering if anyone can give me reviews about them. They are offering a very affordable quote for a premium coverage.
Finding a good auto insurance in denver?
i am moving to denver next month and my auto insurance is about to expire in a month, right now have usaa insurance and there premium goes up to 132$ per month, i tried esurance is cheaper than what i pay now (82$ per month). what are some trustable compnaies to go with in a big city like denver. i have a 2008 honda crv and hubby drives 01 nissan altima. what are the coverage limitations in denver and what will be a reasonable coverage to get. nissan is paid off.""
Need help finding cheap car insurance?
i am 20 and have been passed my test for 2 years but have no no claims bonus as i have been driving as second driver on someone else insurance but now want to get my no claims bonus and the prices are ridiculous i am looking to pay in the region of 1500 annually or 150 P/m which i thin is far to much. i have used the comparison sites and no luck just getting quotes for well over 2000 any help would be great.
Best insurance policy?
Hi there, i am in Indian working in Bahrain. i am working in a small firm with a small salary. i would like to know about a good insurance policy which can cover child education, pension, health insurance and a life insurance all together. can we get all this in one insurance policy? i want to full detail like how much if i pay monthly and what i will get in returns?
How do you find the cheapest car insurance?
I'm almost 20 been driving since I was 16. No accidents, no tickets. I've been on my grandparents insurance but now it's time I get my own. How do I go about finding the cheapest car insurance?""
Best child Plan or best insurance plan or Mutual funds ?
hi iam 30 year male from india working in merchant navy..i want to invest for future of my child through monthly investment of Rs.5000..please suggest me right way to achive my goal of getting good amount when my child reaches age of 18...i already have LIC jeevan anand..with cover of 10 lakh..and i am also depositing 70.000 p.a in P.P.F...so where u should think i invest to get maximum returns..??
""Bike insurance idea, would it work?""
As you know insurance for a 600cc sports bike for a 17yr old (male) is extremely high (I was quoted 9000+), however you may of heard of fronting, (putting someone with lots more experience and age as the main driver and putting me (17yr old) as a second driver) this apparently greatly reduces the insurance cost, however is a form of insurance fraud and is illegal. But I thought of a plan... You see I have my heart set on a honda cbr600rr, it is much cheaper than a 125cc bike that I would buy new only to buy another bike a few years later thus deeming the 125 useless, but what if I got the 600 and did make my dad (who is much older and more experienced) the main driver and me the 2nd, but to avoid it being fronting, he could use it when i'm not and I could force him to ride somewhere so ultimately he would have used it more so it wouldn't be illegal right? By the way he mostly goes out at night so it would not interfere with my needs.""
""Where are some companies in Memphis,Tn I can find cheap auto insurance?""
Where are some companies in Memphis,Tn I can find cheap auto insurance?""
How much does your motorcycle's insurance rise when your bike has been stolen?
I'm asking this question for a friend who had some filthy chavs take his bike last weekend. It was a Yamaha XVS125 dragstar, so his insurance would have been quite cheap anyway but I was wondering how much more he will have to pay when he gets a new bike. Ideally if this has happened to you can you tell me ... how much your insurance was before (and if your license had points etc) and how much it was when you got a new bike. Thx""
""If my friend owns a car, can I have full insurance on it?""
If my friend owns a car and I am making payments to him to eventually own it, is there a way that it can be fully insured in my name?""
Can you buy a car if you don't have a license in CA? Can you get car insurance without having a license?
My friend has a driver's permit. She wants to buy a car and practice driving in it so she can get used to it. Then she wants to use that car when she goes for her driving test at the DMV. Can she buy and register the car without having a license? If so, can she get insurance on the car without first having a driver's license? Thanks for your help.""
Roughly how much is insurance for a 17 year old female?
Just wondering how much it would cost per month for a 17 year old girl with a very cheap car?
How much do you pay for motorcycle insurance ?
how much do you pay for motorcycle insurance in canada ,for a 300 cc motor . like the kawasaki ninja 300 2013 .""
Explain which is better to invest in insurance or mutual funds?
Explain which is better to invest in insurance or mutual funds?
Insurance in the state of CA?
I had two questions regarding insurance in the State of California. I was involved in an accident in which the other car was totaled, but mine ended up only with a bent control arm. Question 1: If my vehicle was hardly damaged and easily repaired by the spare control arm in the garage, do I still need to file a claim with my own insurance company? Question 2: If the police took insurance information for both parties at the scene and gave us each other's information, whose responsibility is it to provide the other party's insurance company with my own insurance information?""
Insurance on this type of car?
I am planning on buying a 1993 Mitsubishi 3000GT. I own a little hatchback and wanting to dramatically upgrade! lol I only have liability, full coverage is to expensive right now. But anyways, the car is red (some ppl say that matters, idk if it does), V6, and really sporty. On liability, how much do you think its going to cost per month???""
""Could $5,000 cover the healthcare insurance premium for a family?""
If McCain's credit becomes reality, doesn't it seem logical that a major healthcare provider would put together an affordable health insurance package for the credit amount and market the heck out of it? Obviously, it won't have all the bells and whistles, but people would be covered. There is the issue of the tax on the premium, but it still seems like a good idea. This link was interesting - it describes both plans clearly: http://money.cnn.com/2008/03/10/news/economy/tully_healthcare.fortune/""
""What can i do? i am a 20yr old male, living in southern california with no job or insurance?""
i went to the hospital a couple days ago for chest pain, ended up being fine. i got the bill today for 15,000 dollars. like i said i have no insurance or job and currently living with a friend. i do side jobs to pay a little rent and for food. do i qualify for medi cal or CSM? i move from friend to friends house. parents live back in Illinois i have only a brother that lives out here. is their anything i can do to get this bill to go away? i also have no car or own anything of significant value.. no bank accounts.""
49cc scooter insurance? license? im 16 in Alaska?
what do i need to drive a 49cc scooter in Alaska? i am 16 and have a instructional/ learners permit only. also how much will minimal insurance cost? thanks! :)
Motorcycle insurance company for temporary 1 month policy plz help?
hi does anyone know a cheap insurance company that would issue 1 month insurance for my motorcycle , my bike is a kawasaki zx9-r ninja, and i have 11 month no claims, im going to spain for 2 months next month , thats why i only need 1 months cover for uk use plz help""
S2000 insurance for a 16 year old male?
Im turning 16 in august and i was looking for a sports car and was looking into the ap1 s2000 or the mustang gt(2006+ v8 coupe) both are available for under $15,000 which my parents are giving me, but I am not sure which one i should get. Which one would you choose as a first car?( don't say get a beater because my mom wont let me get a car with over 80,000 miles). I was wondering what the insurance rates would be for both. just a little background info to help you think of how much the insurance would be. I'm a 16 year old male. under 3.0 GPA, about to take drivers ed.,and Live in GA. Also, are there any other quick convertibles or coupes worth considering(No miatas, and no new beetles please)""
Can I get fire/theft only car insurance in UK?
I currently pay around 1200 per year insurance on my new car. Recent job change though mean I only use it maybe 3 or 4 times a month, and with one day comprehensive insurance available from dayinsure.com just 11, thought it might save me some money just to insure the car the days I use it... IF theft insurance is cheap enough. When not in use the car is in my garage so not going to cause any third party damage to anyone..""
What is the cheapest but best car insurance for NYC. thank you.?
1967 dodge dart need insurance fast if you can please help.
What is 20 payment life insurance?
What is 20 payment life insurance?
Where to go for cheap car insurance for first time driver in Miami?
Where to go for cheap car insurance for first time driver in Miami?
Is it possible to apply for Medical Insurance?
Is it possible to apply for Medical Insurance at any time during the year? Company I work for is offering Blue Shielld Blue Cross I think is too expensive, 306 a monthly for Wife and Me. Looking for affordable insurance, I make 27,000 a year, thanks for your help...""
Having a hard time finding affordable health insurance?
I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My biggest problem is in finding affordable health insurance. Can anyone tell me a good site to go to for affordable health insurance? All answers would be greatly appreciated.
Who gets cheaper insurance guys or girls?
Who gets cheaper insurance guys or girls?
Car financing and insurance?
I would like to know what happen if I finance a car and I wreck the car and I don't have insurance at the time I wreck the car.
Best insurance policy?
Hi there, i am in Indian working in Bahrain. i am working in a small firm with a small salary. i would like to know about a good insurance policy which can cover child education, pension, health insurance and a life insurance all together. can we get all this in one insurance policy? i want to full detail like how much if i pay monthly and what i will get in returns?
CHEAPEST CAR INSURANCE IN CANADA!!!?
LOOKING FOR THE CHEAPEST INSURANCE /BROKERS IN CANADA
Can your school actually check out your health insurance?
My school is telling me I need health insurance, but I cant afford it, can i just give them my old insurance information? Can they actually check to see if its real?""
Maternity insurance in Texas?
My husband is self-employed and we have previously been getting insurance through my employer. However, I just had a baby and am planning on staying home with him instead of working. We have been researching different family insurance plans - and we have found some plans that are do-able. However, I cannot find a plan that offers maternity benefits. The closest thing I can find are plans that cover you if you have complications - but I need a carrier that provides coverage for the pre-natal visits, labor and delivery and hospital stay. Regardless of the price, this is something we have to have in the future. I am in my mid-20s and will want another baby in the next few years. I was just wondering if there were any companies that were exclusively maternity insurance companies or any bigger companies that offer what I am looking for - maybe a company that I did not see. I appreciate all the answers!""
Why would auto insurance go up just because of a divorce?
Years ago, when I was married, I had a brand new truck with a full-coverage policy costing $114 per month. I had a spectacular driving record, I was a 31 yr old female with a family, not a 19 yr old ripping up the streets. When we divorced, my auto insurance instantly doubled! It didn't just go up $50, it DOUBLED. Does anyone know why??""
Where do i apply for free state insurance in the state of Georgia?
i dont have health insurance and cant afford insurance
Can I visit the hospital or doctor without health insurance?
I have been off of by parents health insurance for two years, even though I am a full-time college student, it's just how it was written in their plan. Here is the scoop: Two years ago I injured my knee and got treated for puncture wounds, and had some minor problems with a popping sound here and there over the years. Now, recently, the same knee is in so much pain, I almost cry. It feels like someone is sticking a flat-head screw driver into my knee and hitting it. I checked my symtoms (swollen, severe pain, weakness, loud popping and clicking, instability, pain when walking) on web md and every symptom points to a tore ALC ligament. The charts for pain match 100%. I don't have any form of health insurance, can I still go somewhere to get treated? My knee is severely swollen, and I can feel a shooting pain up and down my leg. It also feels like my knee is pulsating... Help please, I need to go get this taken care of ASAP, I was advised to for it can cause blood clots.""
Affordable Private Health Insurance Provider Needed?
Could somebody tell me any company for affordable private health insurance.I need good site.And free quotes and many benefits.Please be honest.
""What is the average cost of car insurance for a 25 y/o female, no accidents, no tickets, 2008 car.?""
Please help give me an idea of the cost for car insurance. Comprehensive vs. Collision? I'll be buying a 2007 or 2008 mid-range sedan (VW Jetta, Toyota Corrolla, etc.). I've never gotten in an accident or gotten a ticket. And of course, I'm a female :) Any help is appreciated! Thanks.""
The best personal & affordable health insurance plans in Michigan that offer around 70% coverage?
I am looking for insurance for my boyfriend. He is almost 30 & works for a small business that does not offer an insurance plan. He especially needs dental and vision but would also ...show more
Car insurance for a 21 yr old?
I am a 21 year old male and I plan on buying a brand new car at the end of the year. does anyone know of a car insurance with full coverage that will charge me just a leg instead of ...show more
If my insurance pays off what i owe on my car would it be on my name?
or would if be on my car agency name? i was hit by a 73 male no insurance and well all i have now is for my insurance to cover it and to fix my car is about $7,500 and its a total loss so my mom was told and estimate of what the car might be worth is between 5,000 and 6,000 i have and 2004 Hyundai Elentra. I still owe the agency a year of payment so is the check going to be under my name or the agency. im hoping under my name this way im able to buy a car- cash and keep paying my agency what i owe. bc it sucks to still pay off money even if the 6,000 for the agency and i still have to pay monthly if its not enough to cover the whole amount i owe. HELP""
What's the cheapest business auto insurance company?
There are different business auto insurance companies, I've heard Erie insurance is one of the best ones, do you know of any other companies that might be better or similar? thanks""
How much should insurance be for a 19 year old?
im a 19 year old male and i am going to buy a old 1987 ford f-150, how much should i expect to pay for insurance on my truck?""
No car insurance automatically suspends CA driver's license?
So apparently in CA, if you stop paying your car insurance (I had to), your vehicle registration is revoked and your license is suspended automatically, and you get a notice in the ...show more""
""I'm a 20 year old girl who has just passed my driving test,whats the best small car for insurance,as I dont kn
The car will be roughly 5 or 6 years old it goes by insurance band levels WHICH i AM LOST WITH
Battle of the car insurance companies?
There has been TONS of commercials of car insurance, its practically a car insurance battle lol. Who will win? Progressive State Farm Nationwide Allstate General Geico 21st century who are you rooting for? Lmao! xD""
Will my auto insurance cover liability if my friend is driving a car I rent?
During a vacation, my friend will drive the rental car I pay for. If we have an accident, will my liability/medical coverage pay off if she's driving? The friend has no car & no insurance and doesn't live in my house.""
How much is insurance on a 05-06 chrysler 300c?
I plan to pay cash for it (around $8,000) and since I will only be 17, it will still be under my parents name although I am paying for it. Should I go with liability or full coverage, and how much would each cost?""
Best time to buy car insurance renewal?
my car insurance runs out on the 28th of this month and i'm planning to change companies. when is the best time to buy it (going to pay it off in full), now to start on the 28th or closer to the time like the week before to start on the 28th? is there any difference in price?""
What would the insurance and maintenance cost be for these cars?
1995 Ford Escort LX sedan M/T 1996 Saab 900 SE V6 Automatic 1994/1995 Saturn SL 1/2 M/T Im looking to buy my first car soon and I have found good deals on these and since I will have to pay for the car, insurance, and gas myself, overall price stays in mind.""
Car insurance for 16 year old boy in Bay Area California under parents?
I have good grades (above a 3.5), and I'm looking for cheap insurance for either a 2003 Honda Odyssey LX or a 2002 Lexus RX300. As of now, I am 16 and 4 months.""
How does Driver's License affect insurance in Washington State?
I'm 18 and just recently moved in with my grandparents so I can go to school. I would like to get my driver's license, but they are telling me I can't because it would make their insurance rates go up. I don't think that makes any sense because I don't have a car, and I don't drive theirs. Would me getting a driver's license affect them at all actually?""
How much insurance do you guys pay for a Harley (v rod)?
I am planning on buying a hd v rod soon and I'm 21. I've been driving my car for almost 6 years and have a clean driving recorrect (if it matters). I was wondering how much people pay for motorcycle insurance?
Insurance is WAY too high...help!?
I am 19, female and have just passed my driving test ... however, the cheapest insurance I have found is 1400 :( I have tried all of the companies who are on tv...admiral is the cheapest, norwich union and theives (almost 4 grand for a fiat punto!!), sheilas wheels and diamond are expensive too. Does anyone have any suggestions of cheap car insurance providers?""
Cheap auto insurance in the USA on an English drivers license?
Currently living in LA, have bought a car which is insured through my wife at the moment. Charging $300 a month!! due to me only having a UK license, even if I change to US license the price only comes down $20--all help and advice appreciated. Thank you""
Best insurance policy?
Hi there, i am in Indian working in Bahrain. i am working in a small firm with a small salary. i would like to know about a good insurance policy which can cover child education, pension, health insurance and a life insurance all together. can we get all this in one insurance policy? i want to full detail like how much if i pay monthly and what i will get in returns?
How much I motorcycle insurance in mass?
I was wonder in how much it would be to insure a motorcycle in mass? I know there's a lot of factors to what the price will be. I just want a rough estimate. Thank you
Do I have to pay higher car insurance if I buy a second car?
I have a Chevy Cobalt and have insurance for it. If I want to buy a used truck also so I have two vehicles, do I have to pay higher car insurance costs? Do I need to get a second policy for the truck?""
What is the most affordable life insurance and health insurance?
What is the most affordable life insurance and health insurance?
Life insurance is not a investment?
LIfe insurance is a investment tool Is it worth it? It's a great investment tool. Not married, no kids? What's the POINT of the life insurance?""
I'm looking for a car insurance in Michigan that's cheap?
All i need is a cheap plpd auto insurance. My car is not worth much and I'm not going to spend a lot on car insurance for it. All I want is for the other driver to be fine. If you know of any cheap auto insurances let me know.
Do you purchase the new car or car insurance first?
I want to buy myself a new car. I have never done this before. My parents have always taken care of things and now I want to do this on my own. I want to put down a $15,000 down payment/cash and I have no credit. Will this be possible? Do I look for insurance first? Or do I buy the car first?""
How do obese/fat people get health insurance?
I am self employed and live in missouri and am having trouble finding health insurance.
Car insurance ?
who knows the most cheapest it car insurance company plz ?
Important question regarding auto insurance while renting a vehicle?
Does anyone have any idea about how much a person is liable for if they rent a car from a place such as Avis, Hertz or Thrifty without paying for the insurance coverage they offer? A friend of mine doesn't have her own car so therefore she doesn't have any insurance. She is renting a car for the weekend and wasn't sure about her liability with or without purchasing the insurance coverage thru the rental agency. Any answers would be great as we all know that those rental insurance programs offered by car rental agencies can be quite expensive:-)""
""Fines for driving Suspended license,No insurance and expired tags?
i got pulled over because my tags were expired. i didnt do anything wrong though..driving anyways. i was 17 when this happened. can anyone tell me how much on average i will have to pay for the ticket?
Auto Insurance agents in Tennessee... Does my 17 year old with a permit?
need to be listed on my policy? I have heard several different answers to this. Also, I've heard he has to be listed but the insurance company cannot rate him until he gets his license, therefore, they cannot charge me more for him. Any help is greatly appreciated.""
Cheapest car insurance for 17 year old?
Taking my driving test soon and buying a cheap car (500 - 700) it will probably be a citron saxo or something like that. Who are the cheapest company to insure with?
Where can you get insurance for Judo?
I am on my Mom's plan, but would like to have a specific insurance for Judo. I am not competing, just recreational judo. Thanks. I'm 19 years old and live at home. I'm in college. I live in Minnesota.""
How much will insurance cost lower by taking online driver's ed in Florida?
I'm 18 years old and I live in Tallahassee, Florida. I used to have a 1996 Mazda Protege DX and it cost me $127.00 a month with Acceptance Insurance. I never have had a ticket or have been in a wreck. I see some people who have way newer cars than I do and insurance is way cheaper for them. How much will insurance, on average, lower a month if I plan on taking online driver's ed in the state of Florida?""
Insurance for a newly licensed driver?
I'm an underage driver; do I need insurance if my parents are in the car with me? Or does their insurance cover me? I'm in TX btw
Why is car insurance more expensive based on age than value?
I am trying to shop for a new car but I want to know if I can manage the monthly expenses such as insurance and gas. I am interested in the 2011 Nissan Altima 2.5 S Coupe the Kelley Blue book value for the car is $17,000. The car has really good gas but I was shock to see the estimated quote for car insurance to be over a $100 a month. I was also interested in the 2008 Lexus IS 250 and the Kelley Blue Book value is $21,000. The gas for the car is okay but not as good as the nissan but the estimated car insurance quote to my surprise was only $45 a month. That doesn't really make any sense shouldn't it be more expensive since the car is worth more?""
Which auto insurance do you recommend?
I had a Scion XA 2006 and I just got a MINI Cooper 2007. I was insured under my parents insurance at AAA but with the change of cars our insurance would increase twice as much. I'm going to leave their policy and open my own. I'm 22 and I'm a full time student (GPA 3.5), which insurance do you recommend? I have road side assistance with AAA.""
For those 16-18 with a car in your name?
since ill be getting a car soon my parents wants to know how much insurance would cost me for ive been looking around on internet but i think it would be better if it comes from some one around my age what type of car, make you drive what insurance company age, gender, how long u been driving with insurance how much it cost for you each month THANK YOUU""
Auto insurance?
i have had my license for a little over 2 years now. My first year pay for auto insurance was 200$ a month (roughly) on my second year pay it was raised to 250$ a month (roughly). i have never gotten into an accident or gotten any tickets (never even been pulled over...). is it normal for auto insurance to be raised by that much, i know for newer drivers its a lot but i figured it would start high then get lower not start low then get higher. i have arbella mutual ins. and driving a toyota corolla ce perfect condition with no problems with it. i live in MA. if that makes a difference""
Does my car insurance help me get another car if my car is totalled?
I was in a car accident last week, which wasn't my fault. The auto body shop said my car is totalled because of the damages, it can't get fixed. The other person's insurance is going to pay it off because of the loss, I have full coverage and my question is, can my insurance get my another car or do I have to get it myself? I got it in April, gave a down payment, and have only made one payment. I need a car badly for work!!""
How much will my insurance cost?
I like in Florida, I own a 87' thunderbird no replacement coverage, I haven't been in any accidents, have no tickets and I took drivers ed, I've been driving for over a year and I want to be able to own my car so when I'm 18 my parents can't tell me I can't go out. How much will the monthly payments be on that?""
What is the difference between group health insurance plan and individual health insurance plans?
What is the difference between group health insurance plan and individual health insurance plans?
What happens if you are about 10 days late paying for your car insurance?
School is about to start, and i have an insurance payment coming up on the same week i needed money the most to pay for school supplies including a graphing calculator that costs over $100. If i spend this money, i won't be able to afford car insurance till the week after and i might be 7-10 days late paying for car insurance. Will anything bad happen if i'm late?""
Where can i get cheap car insurance?
iv found a car ita a puegout 206 n its 2002, 50000 miles n its a 1.1. i expected the insurance to be cheap but everywhere i look i keep getting insurance quotes which are around 2000 quid im like what the hell!!! so does anyone know anywhere tht gives gd qoutes???""
What is an insurance quote?
I just want to know what it is because I always here it on car insurance commercials
Best insurance policy?
Hi there, i am in Indian working in Bahrain. i am working in a small firm with a small salary. i would like to know about a good insurance policy which can cover child education, pension, health insurance and a life insurance all together. can we get all this in one insurance policy? i want to full detail like how much if i pay monthly and what i will get in returns?
https://www.linkedin.com/pulse/what-should-i-expect-pay-car-insurance-jonathan-dean/"
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What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?
"What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?
I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?
BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr
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I'm really struggling to pay rent along with everything else, and now I have to pay car insurance or else my registration will be suspended. I can barely afford to buy food with my part time job and school. Is there a really cheap car insurance company that accept DUIs? I don't have bad credit and have ALWAYS paid my bills, I just need something relatively cheap or else I have no idea how I am going to stay under a roof with food. I live in northern California if that matters.""
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I'm a 20 year old female who just got her license, so I have no driving record to speak of. I want to buy a cheap used car (somewhere south of 2 or 3 thousand dollars.) What I would really like would be an old Ford Ranger (a small pick-up truck) or a Jeep Cherokee. I know insurance definitely increases for a truck, and unfortunately, Jeeps are considered recreational vehicles (because their original use was for off-roading and such) so it would also increase my insurance. However, since I'm planning on buying an older car (like late 90s or early 2000s) I wouldn't have a car payment, only an insurance payment (and gas, of course.) So does anybody have any vague ideas of how much my insurance payment would be?? If it helps any, I'm going to be put on my parent's insurance, and my brother (who currently IS on their insurance) drives a PT Cruiser and his payment is $150 a month. I'm guessing mine would be north of $200, but not above $250? Is that close? Any ideas? Thanks! -Ashley""
Best car insurance companies...?
I am 18 and need to acquire insurance ... what are the best deals around?' I live in California ... Thanks!
Can you have a separate car insurance policy for a different vehicle?
I am 18 and I am insured under my parent's policy for my main car. I'm really into cars so I wanted to buy an old Explorer or something as a throw around car to work on, but my parents would never let me put it on their insurance. I don't need collision or comprehensive, just liability insurance. Is it possible to be insured under my parent's policy for my one car and insured under a separate policy for a second car? I live in New Jersey if that makes any difference.""
What is the best health insurance for my family?
We are started to look for health insurance for our family and I was just wondering what everyones opinion was. We have 2 young children.
""I would like to get my insurance license in the state of CA, and I need to know how to start?""
I would like to get my insurance license in the state of CA, and I need to know how to start?""
How much does car insurance cost for a 16 year old?
Im a girl with good grades that would be added on to my parents insurance policy, can anyone give me a dollar estimate?""
Why does Allstate keep increasing my insurance rate?
I am 26 years old, in California. I have had Allstate for almost 2 years now, and every 6 months my rate increases. It went up $200+, and I have not had any tickets/accidents/claims, and I have not moved. When I asked them about this, they just said they are adjusting their rates due to zip code. Seems like bologna to me. Has anyone else had this problem? Which insurer do you recommend?""
The course of insurance and risk management deals with what?
Works as who?
Does anyone know the cost of insurance on a classic beetle? 1972 for an 18 year old girl.?
Im 18, ive got a 1972 1303 Classic Beetle Does anyone know how much it would be for me to get insured on it as a legal driver? Im a girl btw, or would it be cheaper on my dads insurance? or would i not be fully comp??""
How much would my insurance go up?
I'm looking at getting a coupe for my first car. Possibly a 2010 Camaro or Mustang. As of now my mom and I share her car, a Cadillac CTS. The insurance for myself is about $140 a month (I'm 16) so if I got a coupe, around how much of a jump would that make my insurance go up?""
Best child Plan or best insurance plan or Mutual funds ?
hi iam 30 year male from india working in merchant navy..i want to invest for future of my child through monthly investment of Rs.5000..please suggest me right way to achive my goal of getting good amount when my child reaches age of 18...i already have LIC jeevan anand..with cover of 10 lakh..and i am also depositing 70.000 p.a in P.P.F...so where u should think i invest to get maximum returns..??
Where can I get homeowners insurance?
My homeowners policy was dropped because I have three Rottweilers. Do you know of anybody who will issue homeowners to me?
How much does one speeding ticket effect my car insurance?
I was going 14 over the speed limit
Car insurance cost for expat?
Hi I am a 37y old male married moving to London from india soon. I checked som online quotes and it seems to be very expensive even if I buy a 10 yr old vw golf. I intend to get a uk license when I arrive, but will I be considered a new driver even though I have held a license in the us and India and have driven for close to 15 yrs""
Can you have two car insurance companies with out them finding out?
I need an SR22 but my parents insurance company (Allstate) is saying I must go somewhere else or my payments are going to sky rocket. I only need the SR22 for two months so I figured I'd just get a second policy for two months, stay on my parents' as well, then just cancel the second policy when I don't need the SR22 any more so I can avoid losing the great rates I have on my parents'. Would my current insurance company find out if I got a second policy and cause me to have to reevaluate our current policy (which is the main thing I'm trying to avoid). And lastly, if you can't have two policies on one car could I leave my name on both and just take the car off my parents without having to reevaluate our current Allstate policy?""
Cheapest auto insurance rate in NJ ??? I have a perfect driving record....?
I just moved from Boston and don't know what companies are the cheapest ??? Any suggestions ??
""I am fully comp, and my insurance said i can drive any car i wish to? read the details below!!!!!?""
I am fully comp, and my insurance said i can drive any car i wish to, Can i really drive any car i want, EVEN IF THE OTHER CAR HAS NO ONE INSURED ON IT?""
""I touched a car bumper when i was backing, how much that would affect my insurance?""
I touched a car bumper when i was backing, how much that would affect my insurance?""
Whats are some sites that i can get free car insurance quotes?
i live in michigan if that matters
""Car insurance quote when being out of the country for 4 years, lost no claims bonus?""
anyone got experience of trying to get reasonable car insurance - with full no claims in this country and new zealand, im being penalised for being out of the country and being treated as new driver, anyone got any answers or any insurance companies i could try who would be sympathetic""
Will my insurance company repo my totaled car if I'm still making payments?
April 2011 my car suffered enough hail damage to become totaled. I owe more on my loan then my insurance company is giving me, and would need $4500 to buy it salvaged. I can not afford to buy a new car and this one still runs perfectly fine (it was all cosmetic damage). I have been paying on my insurance and my car loan and have not been called regarding my choice to keep or sell my car in a very long time. My insurance policy has even been renewed for another year with no changes to my policy. I see no reason they would come and take it and not just let me finish paying my car. The problem is now my wife (who is fresh out of college with tons of debt and lowered my credit score) wants me to take out a personal loan and buy the salvaged title to make sure they won't repo it. My current loan has all the interest paid off the new loan would have much worse interest rates.""
""Wow, car insurance is like 3-4 times more expensive than car payments.?""
I was looking to lease a new lexus is 250 which would cost me 369 a month but i went to get a quote from geico, it said that the insurance would cost about 1600 a month. I think that is pretty insane considering you could finance a porshe 911 for that much money. I am 20 and got my license last summer. is there a time period when the cost of insurance goes down?""
Do anyone have an idea about how the insurance of 1992 mistubishi expo cost for 19 years old male?
Do anyone have an idea about how the insurance of 1992 mistubishi expo cost for 19 years old male?
Pay-as-you-drive auto insurance: do you think this is a good idea?
An alliance of insurance companies and environmentalists wants to bring a new kind of mileage-based auto insurance to California and charge motorists only for the number of miles actually driven. Called pay as you drive, the option is available from a few insurers in 34 states ... as well as Canada, Japan and Europe. One company, GMAC Insurance Group, says its customers -- whose mileage is tracked by General Motors Corp.'s OnStar system -- have reduced the premiums they pay by 13% to 54%.... The system could cut motoring costs, protect the environment and reduce traffic congestion, boosters say. Opponents, mainly privacy advocates, say they fear that insurance companies could begin tracking more than just a driver's mileage. High-mileage drivers could also see higher rates. from the Los Angeles Times http://www.latimes.com/news/science/environment/la-fi-carinsure15-2008jul15,0,6970018.story""
What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?
I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?
Is it better to cancel health insurance when it reaches $1700/Month for a young family of four?
Is it better to cancel health insurance when it reaches $1700/Month for a young family of four?
Received ticket for failure to report accident if found guilty will this make my insurance pay out void?
Was in one vehicle accident car written off insurance paid Still have court for failure to report accident need to know if found guilty will I have to pay the insurance company back
Impossible to find cheap car insurance :(?
I've been desperately looking for cheap car insurances but just can't find them. My cheapest quote was 3300 on a Ford Ka 2002 and that was in November or so. The cheapest I find now is 4300. I mean what the ****? Why can't I find any? * Male, 19 years of age * Full UK License since November 2009 * Could be ANY ANY car as long as its under 2k and appropriate for new drivers * Post Code is SW16 What am I doing wrong? I can't understand. Everyone else can easily get it for less than 1k. I can't. HELP Please!""
Can I wait to pay car insurance?
I recently bought a car, but I'm not legal to drive it alone until February (I bought the car NOW because it was an amazing deal and didn't want to miss an opportunity like this) Can I wait to pay for insurance until I get my license (in February) or is that illegal?""
I am looking for car insurance for a courier?
this is different from regular insurance.. is there any service that offers just courier insurance. one who uses their car to make deliveries
What's the difference between California state income tax and state disability insurance tax?
I just started working in CA and noticed a deduction for state income tax AND state disability insurance on my first paycheck. My state income tax deduction was about .25% and the SDI deduction was 1%. I looked online at various tax calculators and none of them mentioned an additional 1% tax on top of the state income tax rates. Please let me know what the state income taxes are here. Thanks.
How much would I be paying in insurance if I become a CRNA?
How much would I be paying in insurance if I become a CRNA?
Where would i get cheap car insurance male age 19?
getting funny quotes
Cheapest 1st car possible?
For a 17 year old what car would bet the cheapest considering gas, insurance, and the actual price of the car.""
Muscle Car Insurance Rates?
Well, I'm an 18 year old male and I've managed to stumble across a 1970 Plymouth Barracuda being sold for a reasonable price and in pretty good condition. It's been my dream car for a while and I was just curious if I can get some estimates on how much I'll be paying for car insurance? I live in British Columbia Canada if that makes a difference. I've taken driving school and I've heard good grades can lower rates as well, which I have. Oh yeah, its got a 440 4 bbl :). Thanks""
How much will my dads insurance go up?
my dad himself has only been insured for 2 years and his insurance is currently 2400 for 12 months. im 17 yeas old and want to be added to the insurance and add a car. how much extra do you think it will be?
How much did your car AND insurance cost?!?
I need to do an independent survey for my maths GCSE and i need to know how much your car cost and how much it cost to insure it. Need aout 50 answers overall. 30 at least. Please answer, thankyou!""
What is a fast economical car for a low insurance group?
I have been driving for a nearly and year now and would like to upgrade my car, I have a 1.6 16v VW Golf and was looking for something faster, economical for a low insurance group, thanks. Around insurance group 4 - 7. Nothing any higher.""
Would the risk-neutral person ever buy insurance that was not fair?
If any one knows about this then please write in detail. thanks!
Getting car insurance?
hey guys.. i have a question... im getting Gieco car insurance but my mother has the same thing...we both live in the same house but are doing a separate thing...by me getting the same car insurance company with that have any type of affect on hers???please let me know asap..thanks
How much is the ticket for driving with no insurance in missouri?
How much is the ticket for driving with no insurance in missouri?
Help with car insurance please?
Hello, I Live in the UK, I am 22 years old and I have a Kia picanto which is my everyday car. My girlfriend is the main driver and owner and I am a named driver on the policy. I have a Subaru Impreza which I want to use at weekends etc and only little use. Is there any sort of Insurance for this? Its a 1998 plate so don't think I qualify for classic cover. Basically I will do about 500 miles a year in the Subaru and can't afford the 4000 for the year. I know a lot of people will say just sell it etc etc. But I love the car and owned for the last year and do not want to sell. I just want a little help please. With the cost of petrol etc I no longer use the Subaru as everyday use as it gets me about 11 MPG and the Kia about 53 MPG and can't afford two full price premiums. So is there any temp weekend cover for the year or small use/classic kind of thing? Any advice will be very much appreciated. Kind Regards""
My insurance say I have to pay for the other parties repair costs and hire costs?
Do I have to pay for their car hire costs? I thought their insurance paid for it as you have that option when purchasing insurance whether you want courtesy car or not?? please help
Liability insurance for massage therapist?
I will be getting my massage therapy license in about two weeks...if I work for a spa, will I need liability insurance? Or will my employer cover me?""
What is Aflac? Insurance? Something you add on to insurance?
They are offering a meeting at work with an Aflac rep but really gave no information. I currently have no insurance at all. Is this something I would want to look into? Thanks!
Any ideas on an affordable insurance?
I'm a college student with a low-paying part-time job and I'm in desperate need of health insurance. My main thing is that I want to see my personal doctor once a year and make my pills more affordable. Any thoughts are more than welcome!
Insurance on a Honda Civic EG?
Im planning to get an old Honda Civic EG 1994 model. and I'm just wondering approximately how expensive the insurance, rego and all that other stuff will be. OR even if i am able to drive the car. The car will be registered under my name. The car has a custom carbon fibre bonnet and a carbon fiber spoiler, sports mufflers, it is slightly lowered and has black alloy rims. And i think it may also have a custom body kit. So will i get insured? and how expensive will the annual cost be to keep the car?""
Online auto insurance with no down payment?
does anyone know of an online insurance that does not require a down payment?
Lapse in coverage on auto insurance?
I let my coverage for my motorcycle lapse for 4 days. I am insured through progressive. How will this effect me?
""What is the cheapest motorcycle insurance for a 23 year old??? Progressive, Geico, etc??""
I have had a few blemishes on my record, some tickets and an accident, but my state requires full coverage insurance on a bike that is not paid in full, what are your suggestions??""
What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?
I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?
Car insurance! please help!!?
I am in the U.K. I need car insurance where i can send a cheque or postal order as i dont have a bank account. Can someone please help and recommend someone who will accept a cheque. I cannot pay online.......thank u
How Much Is Car Insurance? Please Help?
Ok See im 16 and i have a 1990 Pontiac Firebird and I have a Junior License Year: 1990 Make: Pontiac Model: Firebird Trim: Engine: 6-Cylinder V-6 Trans: Auto Fuel: Gasoline Color: Black Interior: Grey Miles: 170000
Cheap car on Insurance ?
whats the cheapest car on Insurance in ontario canada?, i need 4 doors small car""
After market alloys and telling your car insurance company about them?
Hi Guys, I'm a bit of a novice when it comes to car insurance... I recently bought a T reg honda civic, its a 1.4i. It had tyres with wheel trims on them when i bought it. However, I am looking to buy a set of alloys to improve the look of the car. NOT for boy-racing about the place I might add! I was wondering if it would be worth my while getting them if my insurance company are going to charge me more for insuring it including the alloys. I dont want to be running about with the alloys on without letting them know because I know it would make my insurance void. Any ideas what the insurance company are likely to say or do? I have only beening driving since October of 07 so my insurance is already 1200 a year, which is awful and I dont need it to go up much further...""
Whats a cheap car to insure for a 17 year old?
Whats a cheap car to insure for a 17 year old?
Shoul I continue paying my car insurance while waiting on a claim?
My car is total, but my insurance won't fixed it nor pay for it since i didn't have liability coverage.""
How much is motorcycle insurance?
Everyone always says it depends on where you're located, and blah blah blah. But seriously, can i please have a straight answer? How much would insurance cost (on average) for a 16-17 year old male driving a small sport bike or cruiser, or any bike at all for that matter....""
What is the cheapest company for a 17 year Old's car insurance in the UK?
I am 17 and looking around on sites the car insurance is around 2500 but this is too expensive for me, if I was to get car insurance I would probably drive a ford fiesta or something like that.""
""Geico Car Insurance, help? what do i do?""
Hey guys, my parents have three cars and all have geico insurance, but we're about to be out of country for a month or two and not even going to be using the cars for one or two months.. Is there a way that we can cancel/pause the insurance, so we won't have to pay insurance for a month. I mean we're not even gonna be using the cars, so were losing 1,200 dollars for absolutely nothing.. And if you can, can you explain it or just give me a link? thanks""
When will a vandalism( to my vehicle) go off my record for insurance purposes???
About 2.5 years ago some kids used nylons and a hamburger wrapper in my gas tank to set my truck on fire. It was a brand new tahoe with dealer plates and it had to be deemed totaled due to damages. Now I am trying to change insurance and get quotes and even though I was not at fault and didn't even know these children it increases my premiums by about 600 every 6 months. Does anybody know when this will go off my record? I cant understand why I'm being held financially accountable for some delinquents behavior.
What's the best car insurance company? Your experience?
I just purchased a new car and my family and I have about 4 cars currently under farmers insurance and pays way over $200 on car insurance...the dealer at the agency mentioned that he bought the same car and has 4 other cars with Nationwide and pays under $200 full coverage. In your experience and in your opinion from what you know or have experienced which insurance companys over the best service for your buck or offer great options. I think we are paying a lot and the options aren't that great. Thanks
How much on average is insurance on a 2005 chevy silverado 2500 or ford F-250?
Looking to buy one of these vehicles and wanted to see how much on average it is. Thanks!
On average how much more is insurance when you add a teen driver?
I am 17 and I've taken driving lessons( I heard insurance give like a little discounts) if this matters.
How much do you think my insurance will cost for my car?
I'm 16 and a female. I'm getting my license in a few days, and my parents are going to add me on to the insurance list. We've never had any accidents, except my dad, but someone hit him on his motorcycle, it wasn't his fault. My car will probably be made around 1998-2008. We have Allstate. What's your rough estimate?""
How much will my idiot speeding ticket affect my insurance....?
I recently made a horrible choice to accelerate to 92 km and got a ticket for forty km over. Im with state farm in ontario and am wondering how much my insurance will rise consisering im a g2 driver. i currently pay 1800 a year and have.heard it will hit about 2600. Anybody have a knowledge of ths ? I need my car to commute to school and yesss i ****** up.. this is my first offence ever...
Are there rental cars that can be covered by personal car insurance?
I was wondering this because I wanted to rent a car but was afraid that I'd have to pay for the extra cost of insurance that the car's under. I have Mercury as an insurance and want it to use as my insurance instead of paying. Thanks... ^_^ v
Individual health insurance plan?
I'm trying to find an individual plan that covers all my needs. I do have a routine medical problem that requires a few prescriptions every month, it's not a big and costly issue like cancer or HIV. Should I disclose this as a preexisting medical condition if asked, will I be denied coverage if I'm honest? If I obtain the insurance after denying my condition could I be denied the care/specialty visit/meds from a very routine medical condition?""
Driving course make teen insurance cheaper?
In Florida, you get a discount on insurance if you take a driver's ed class, but will taking a private driving course outside of school do the same? Anyone know the average cost for teen coverage?""
Will this decrease/increase my insurance rate?
#NAME?
""Looking for health insurance, not a discount plan?
I have MS and have not been able to find real health insurance. My state health pool will cover me but at $1300/mo. I've heard from a lot of discount plans and indemnity providers but am afraid of these. Any one out there have any ideas? Thanks!
How much should my car insurance cost?
I am 16 year old girl, will be driving a two door 1995 Honda civic, and have 4.1 gpa in school.""
Get a insurance quote on 2010 honda civic?
i just want to find out how much do you guys think the insurance would be for a person with the following: 1) NYC license of less than 2 years, age early 20s 2) full insurance coverage since it's new 3) registered somewhere in southern part of Staten Island 4) the car ran 2-3 red lights within the past 1 1/2 year, got camera ticketed the car is covered by AllState, i just want to find out how much is the car's insurance now, i am not the car owner, would it possibly be at 4-5k/year, since the car was ticketed a few times, thanks""
Cheapest car to insure for new driver aged 17?
I looked for a quote on a 1994 renault clio 1.4 RT, which came up as 1059 per year, and also for one of the older eary 90's golfs, which was even higher at over 2000, for a 17yr old driver. I then looked at a 1.4l vauxhall corsa, 1993, which was still at least 1000 to insure. yet my friend managed to get insurance on her own policy for the same 1.4l corsa, at around 700 a year, and she had only been driving an additional 2 months more than me. and thats on the same insurance company too. Whats one of the cheapest cars possible to insure (within reason, preferably a half decent car haha) now, so i can see what my cheapest quote could be?""
A question about car insurance.?
My girlfriend hit a small deer about 6 months ago, it did not do much damage, I called the insurance company and asked them what to do, they asked me what it did and then told me it probably was not worth it since she we have a 500 dollar deductible. Well today I took it in and got the oil changed and asked how much the headlamp was to fix so they looked at the car and told me that deer did about 1500 in damage. Is there anything I can do or am i screwed?""
Annuity insurance in colorado?
what is my coverage for an annuity under Colorado law?
What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?
I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?
How much does it cost to insure a child care center?
I am enrolled in a college course called Administration of Early Childhood Programs. My final project is creating my own child care center (the project covers everything and is very detailed so we can use our materials if we actually do open up a center). Anyways, I am stuck on one part of my budget. I have been researching for hours and cannot find what my estimated cost of what liability insurance would cost me per year. Because this business does not actually exist I am having difficulties obtaining a quote from insurance companies. My center is licensed for 140 children at one time. If anyone has an estimated cost or a source that would give me an average cost per child or an insurance estimate calculator or anything like that would really help. Thanks!""
I got a court date for not having a car insurance and I was cought in a parking lot?
Hi guys well I was cought by a cop cause my temp pleate was expired and did not have an insurance and I got these two ticket in a mall parking lot here is how the police saw me ( my car was parked in a parking near the minestry office from the past 2 weeks and I just went to start the car so the battery don't run out of charge, and just on the other side of this parking lot there was a coffe shop on the other side of the road which is a mall aria but to get there I had to cross a main road which Im guessing is a 50 meters crossing, so ofcorse the officer saw me on the main road and I turned in the parking lot and he stoped me there) so any one there can help me out how to get out of this mess I have asked some lawers they told me they can help me out but the fees they are charging is realy big please help""
Car insurance...........?
Right.. my mom already has a car and is the named driver of it. I have got a ford ka and have been looking on insurance company's and it is cheaper for my mom to be the named driver of my car but for me to go on the insurance.. Can my mom own to cars or is this not possible UK only please.
What is the cheapest car insurance?
What is the cheapest car insurance?
Are jettas cheap to insure?
I need to buy a car for college and i really like a 2001 vw jetta. I have the money cash for it, and im looking at middle coverage. I know i can get a quote, but i dont like doing ...show more""
Health insurance.......... ?
I live in illinois i'm18, turning 19 in july. I got all kids insurance. I got ppps, i have to get them surgicaly removed. and i need to get circumcised. Will the insursance cover all that?""
Where can I get health insurance?
I have a disability (hearing loss), and I don't have a job, so I am not working. I want to get a hearing evaluation at University of Washington (where I live) but I need health insurance. Otherwise it will cost me 900 dollars which, I don't have. What can I do?""
Does a parking ticket raise insurance?
I got a 35$ ticket. (my first ticket). will this go through to my insurance and my record? or do i just gotta pay the fine?
""For 17 Year Old Males, What's The Cheapest Car To Own For Insurance?""
Im Turning 17 Soon and Was Thinking of Getting a Car, I Just thinking of getting a car with a lowest insurance cost, I Cannot Find Anything on The Internet As Go Compare and Money Supermarket keep Changing there Results Everytime i Refresh, any help ?""
How old does one has to be to buy car insurance and what is the average price?
How old does one has to be to buy car insurance and what is the average price?
Can I have 2 Health Insurances?
Can I have 2 health insurances?Edit My Information: - 23 years old, CA resident, Citizen, Not Student, Male Situation: Left California for Job (Blue Shield of California / Delta Dental) - Currently covered under my mother's health insurance until 26 (Blue Shield of CA believes I am still student) - Mother works at a hospital so I get 100% coverage at hospital and 20% max elsewhere (usually just co-pay) - great health insurance plan - All hospitals in MA are out-of network for CA insurance - I can go to urgent care when needed and services are covered...but long wait always -emergency fees are $100 tops Took job offer in Massachusetts that offers health insurance (Harvard Pilgrim / Humana) - it is the normal Harvard Pilgrim Plan - Have to pay premium (~$150/month) for PPO - primary care visits and specialized doctors are covered at 40% (i think...) - Expect to transfer back to CA office in 6 months - 1 year Current Health Conditions: - Teeth hurt (cavities) - Rotator Cuff injury (long ago still hurts) Decision: I have 6 days to decide, what should i do?! If I choose the MA one, I will likely lose CA insurance since they will see I am not a student.""
Business Insurance?
I have a customer who wants to require that we have the following insurance: (View link to see exactly what they want) http://fatteds.net/insurance.jpg How do I go about getting this? Who do I call? How much will it cost? estimate is ok... Darn government contract!!!! Thanks in advanced
How much does car insurance cost for a 17 year old?
I'm currently 17 with and just got my license a couple of weeks ago, i was wondering how much does the insurance cost annually for a 17 year old like me? Thanks for your help!""
How do I go about this? Car insurance for myself and get the car in my name?
My mom is giving me her old car. She has it in her name, and I want to put it in my own name with my own car insurance. I'm moving out so this is the reason for it. I live in Florida.""
Do Americans want Gov't run healthcare like medicaid and medicare or do they want affordable health insurance?
Do Americans want Gov't run healthcare like medicaid and medicare or do they want affordable health insurance?
""I got a DUI, will my auto insurance drop me?""
I have AAA, and got a DUI ast year, my insurance hasent gone up yet, but I know it will. Do you think AAA will drop me, since they are such a huge company, and will I have to go get some cheap ol' coverage now? I pay around $125 at the beginning of my policy for the year, then it goes down a little each month, my last payment is around $30, then it starts over again. Ive been w/ them for a few years, w/ a perfect record, until now. The DUI wasnt for alcohol or illegal drugs, it was for prescription medication. I tried a new med, but made the choice to drive also, and this is what I got. Any help?""
I need insurance?
Where can I find insurance. Its me and my husband only and he is a selfemployed fisherman. Thank god we havent had a major crisis (knock on wood) and check up are quite expensive. I plan on having kids and thats not any cheaper. Please point me in the right direction
Where can i get the best deal on sr-22 insurance?
i live in pleasant hill iowa right off of des moines and i need to get the best quote on sr-22 does anyone a good insurance company?
Can you leave modifications off your car insurance if your car is modified?
I am just wondering, if you have to name modifications to your car on your car insurance, or can you leave them off to make the insurance cheaper. And is it against the law to leave them off your car insurance? Thanks for any help :)""
Am I too young to have life insurance?
The reason why I am asking this question is because some people have told me that I am too young to have life insurance. I am 22 years old getting ready to get married next month and my fiance and I have a 18 month old. I also work full-time making a comfortable salary and I am also in school part-time. I am the breadwinner because my fiance is in medical school. I am looking to save for the long run and cut expenses where I can. I currently have a 401-k where my employer matches me 6%. I currently pay 50 a month for a 400k policy and also have a policy through my employer which is free. I was told that 50 a month for my life insurance is a good price because of my age and could be higher if I smoked and were older. I just need some advice guys
Can i buy car insurance in another state?
I live in PA, but im currently staying in Iowa for another month. Just bought a car here with a temperary plate, and i was wondering if i can buy insurance here so i can drive this car around for a month, then ship it over and register it over there. Thanks!""
Is it illegal to fake my GPA for lower car insurance?
if so, can they do anything about it, like take me to court or have me arrested? i ****** up my fist semester of college and now that i have my license i have to get insurance. my dad said i better have at least a 3.0 or else.. should i just do it?""
Where can I find affordable renters insurance in northwest indiana?
Where can I find affordable renters insurance in northwest indiana?
Will one point on my license make my insurance rate increase?
I have been driving for about two years. Being a new driver, my insurance rate is of course considerably high (on a side note, I think auto insurance is legalized theft). Now. Aside from that, I received a speeding ticket. It was 83 mph in a 55 zone. Oops. In court, the judge reduced it from two points to one point on my license, and the record now shows 64 in a 55. Should I expect an increase in my insurance rates? I am insured with Allstate.""
Trying to get public liability insurance?
I am a self employed sub-contractor for a drylining and plastering company. I am trying to get public liability insurance but every single insurance website or insurance comparing website keeps asking me for my business details and address and whether I have any employees and how long business has been trading etc....obviously none of these are applicable to me as I don't own and run a business but can't complete the form without the details. Can any other sub contractors tell me how they filled theirs in?
What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?
I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?
https://www.linkedin.com/pulse/what-estimated-insurance-car-self-maus"
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Can you get your own insurance when renting a car?
"Can you get your own insurance when renting a car?
When going to a rental car agency such as Hertz or Avis they strongly 'encourage' you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?
BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr
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My parents have 3 cars all insured in their names. I am 18 and I have my license but they never put me on the insurance because I almost never drive I usually just bike or get rides so it would be a waste of money putting me on. But recently I had to drive and I got a ticket driving for the first time in about 6 months. I am trying to get my ticket taken off my record but if I can't and it stays on then whats next? will it affect my parents insurance? or will I be forced to get on the insurance too? Is there anything I can do since I'm most likely not going to drive again until I go out and buy my own car later on.
Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?
what is the cheapest insurance company or cheapest option???
Honda city - 4 wheeler insurance -?
for a new honda city 2012 model, what will be the yearly insurance for it. for 31 yr old with 2 yrs of 4 wheeler driving record how to shop for cheap 4 wheeler insurance...and what to look for while buying it this is in chennai -""
2 speeding tickets in 1 days! USAA insurance. Help Please!?
Ok, so as the title says, i got 2 speeding tickets in 1 day. Yes that was stupid, i know. I am really worried. one is a $205 fine, the other $110 both for speeding 15 mph over. I think it is possible to get defensive driving with one of the tickets because my last ticket was around 2 years ago. Thats the other thing. 2 yrs ago i got in a wreck, my fault and a ticket too + defensive driving. so with all that taken into account. do you think i will get dropped from USAA insurance or how much do you think my rates will rise? Thanks for the help!""
Any statefarm agents that can help with a car insurance question?
I had my auto insurance with state farm for several years. I used to live in Miami, Fl for pretty much the whole time until this past January that i moved to Orlando. Until now (October 2012) i hadn't changed my address because i was planning on going back but now that i decided to stay in Orlando i ended up changing to another insurance company because my policy was going to be A LOT cheaper. My question is, should i be able to get retroactive pay for the difference in my premium from the more expensive premium that i was paying in Miami and the much lower one from Orlando? I sent my state farm agent my lease contract since the beginning of the year and she said that they weren't going to allow it. Does that sound right? I know it was my responsibility to have my addresses changed but since i didn't and i was paying my premium for one city while living at another. Thanks!""
Car insurance gets cheaper at 21?
Okay so this may sound stupid but I have heard that car insurance gets cheaper at the age of 21, I mean it is still alot for new young drivers compared to the 25+ year olds but apparently cheaper. For example a corsa would cost approximately 3,000+ for a 17,18,19 or 20 year old third party fire and theft...but when he/she hits 21, its goes down quite abit, probably to around 1,200 - 1,500....this is what I have heard but not too sure so wanted to see what you guys think!...thanks!:D""
Blue lake insurance address?
I need the addres to blue lake insurance or at least a direct telephone # to the address. The address used to be: 605 Coolidge Dr. ste 210 Folsom, CA 95630-4211 but they changed address and according to the mail they do not have a forwarding address. Does anyone have this insurance with the correct address and phone number?""
Insurance for electric components in a car?
I was wondering if anyone knowof an insurance company that offers affordable insurance for the elecltric components in a car such as cars that have a push to start button, navigation etc. The dealership offered insurance however it was not in my price range. Are there companies that have different options you can choose from""
How can low-income people *afford* lower cost health insurance?
Huckleberry suggested that low-income people will be able to afford low-cost private health insurance--but he doesn't say *how* that will be possible. Guliani says that with tax credits, people will be able to afford low-cost insurance. (How is that possible?) I haven't figured what the other GOP candidates want, but how can low-income people--and those on disability--be able to afford expensively HUGE health-insurance plans on what little money that is already afforded to them per month?""
Car insurance as a named driver?
Hi does any1 know any insurance companies who will insure a 20 year old as a named driver on a high performance car. This belongs to my dad and is a golf r32. I wont be fronting as i have my own car which i commute to and from work in so i know exactly what that is.. Anyone know any companys please recommend some I will give you the correct answer thank you.
Best child Plan or best insurance plan or Mutual funds ?
hi iam 30 year male from india working in merchant navy..i want to invest for future of my child through monthly investment of Rs.5000..please suggest me right way to achive my goal of getting good amount when my child reaches age of 18...i already have LIC jeevan anand..with cover of 10 lakh..and i am also depositing 70.000 p.a in P.P.F...so where u should think i invest to get maximum returns..??
Is Diesel cheaper than gasoline for insurance?
i need a 4x4 truck, im 16, which is cheaper for insurance?""
Car insurance under parents name?
So my parents are thinking about buying me a car. The only thing that is holding them back is the high insurance rate (I'm 21). Currently I am using my parents car for college and my current insurance is under my parents name. If my parents buy the car under their name, while having me on their insurance list, wouldn't the insurance rate be the same as my current one? Or at the least not as expensive as having my own insurance? Thanks.""
What is the best company for cheap car insurance?
I am doing my lessons, I am a 19 year old female and a mother of 1. I have just bought a renault clio 1.4 and need to get the cheapest possible insurance. To start i need insurance so that i can drive with someone in the car on my provisional but i also need quotes on how much it will cost me when i have past my test.""
Does anyone know if Nationwide insurance will raise your rates if you have a red car/suv?
I'm looking for a new car and wanted to call them this morning but it's a little late now. Does anyone know if Nationwide insurance will raise your rates if you have a red car/suv?
What insurance company provides the best rates?
So I just bought my Volkswagon Beetle and need to insure it. I'm looking for the most affordable and most reliable insurance company out there. Any suggestions? Thanks in advance
Keep insurance if I am selling the car?
I am selling a car that I still have financed. Do I still have to have insurance (full coverage) if I'm selling it and I'm not driving it at all? Ohio Law plz
What are my options for extremely decayed teeth and no insurance?
I have extremely bad tooth decay and I have no insurance. I really need to do something about it before it starts causing more serious problems. I am assuming they will all need to be pulled and I will need dentures, or at least pretty close. There are not many teeth in my mouth that have not shown signs of decay. Is there any good options for me that will not leave me in tons of debt? I am not looking to pay nothing, I just can't afford to be left with huge bills that will take me years to pay. Thanks for any help.""
Need help with my car insurance. . . ?
i need some help cos i'm pretty confused so i bought a car at the start of the year, took out a loan to get it, etc and I have been having no problems paying it off so that was going fine. than two months ago i had a huge crash which totalled my car. It wasn't deemed my fault or the other person's fault. I did have full comprehensive insurance, but i missed two payments. I remember recieving a letter saying if i kept missing these payments then my insurance would be cancelled. Than when i put my claim in to get my insurance on my car through after the crash, they said i had recieved a letter syaing that my insurance had been cancelled due to lack of payments. I'm confused, i didn't get that letter. now, i have no car and am still paying off that loan. Is there any way I can fix this. I don't think i would be able to get another loan for another car, and i don't want to put myself into that much debt, but i really do need a car help?!?!?!""
What's your Scion TC's Insurance Rate?
Scion TC's are in the top 10 most expensive cars to insure. (Number 2) So I was wondering if you have a TC, how much do you pay monthly? What's your deductible? What insurance company are you with? And how old are you?""
How do you get health insurance?
I'm try'na get emancipated from my parents, and they said I medical/health insurance. No ******** answers.""
Can you get your own insurance when renting a car?
When going to a rental car agency such as Hertz or Avis they strongly 'encourage' you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?
Do all car insurance companies need a deposit?
Im getting a car this weekend, i havent passed my driving test yet and im 18. But all the insurance quotes i have looked at need a deposit, can i get one that doesnt need a deposit, because at the moment i cant afford that one of payment for the deposit. HELP PLEASE!!!""
Will my car insurance go up if this happens?
In NY, if you are under 18 and drive past 9pm you can have your license revoked for 90 days. If you are under 18 and drive past 9pm, get your license revoked, will it drive up the cost of insurance? I have State Farm insurance.""
Does any1 know what the cheapest insurance is for someone aged 17-19?
Does any1 know what the cheapest insurance is for someone aged 17-19?
Insurance to drive?
I'm a college student and I have student health insurance. I just got my permit and I was wondering which insurance I need to get to drive??
""How much does homeowners insurance cost for a 250,000 house?""
How much does homeowners insurance cost for a 250,000 house?""
What is a fast car that is in a relativley low insurance group?
I was looking at a 1.6 Honda Civic Type S as that is insurance group 6, but they seem to be hard to come by. They are mostly 2.0 and that is group 11 which is too high as I am only 19. Budget is around 3500. Any ideas welcome. Can go over budget and put the car on finance for the right car.""
Where can i find the best disability insurance?
There are so many options out there I dont know who to choose.
I am 19 years of age i how much will they charge me for my insurance?
i have never been involved in a car accident or gotten pulled over by the police i live in california i have had my drivers license since i was 16. i own a 1997 nissan sentra gxe i pay 480 for it every 6 month and a 2011 nissan murano and i pay 554 every 6 months for it i have Farmers Insurance my dad is main driver my sister in the policy also. How much will they charge me if i buy a 2005 mustang will my car insurance sky rocket because i am consider an inexperience driver and mustang is a sports car Please help
Ok i need help on finding health insurance?
Im 19 yrs old i have no kids or a job, So i cant get on medicaid. I have hyperthyroidism and im on 2 medicines and need to see a doctor but i dont understand the deductuble and all that crazy stuff so any info will help me.. Thank you""
""On average, how much do YOU spend on utilities each month?""
I'm a college student getting ready to do into dental school. & I was wondering about how much do you spend on gas, electric, rent, insurance....etc. Please name what it is and about how much you pay. Do you have any money left over?? I'm like freaking out here because right now, I live in a dorm & I don't pay anything.""
Are there any good temporary car insurance companies in america?
Are there any good temporary car insurance companies in america?
Is there anyone on their parents car insurance ?
a few of my friends are and im wondering how much extra you have to pay to go on your parents car insurance rather than your own, thankyou""
I have question about car insurance?
so i literally bought my car insurance 2 days ago and i just got into a accident .... i have full coverage and a guy ran his red light and hit me and just left... will my insurance company think that i was just telling a lie or will they help me...i have progressive...
Pontiac Grand Am GT Insurance?
I am 20 years old. Looking at a 2 door coupe Pontiac GT. Never been in an accident, never had a ticket. Was wondering what the insurance is roughly going to cost me a month? I have All State. My dad doesn't want to call them because we just called them yesterday about another car, and we don't have the vin number. Thanks! Oh! It has power locks, a spoiler, and a sunroof too! As well as a single disc CD player.""
What would be the best choice for health and dental insurance?
I' am 22 year old college student in california and don't have insurance. i was wondering if anyone can help me with choosing a provider. i don't really know how health insurance works. but i would like to get something decent thats not to expensive or to cheap, i do want good coverage just in case. thank you""
How can I get additional health insurance for my kids?
i work for a hospital and i have excellent 90/10 insurance. but with both of my kids seeing specialists i cant afford a $30 copay x2 . i am paying $60 just to take them to the doctor. can i get a secondary health insurance that will help cover some of the copays?
Car insurance companies that allow you to drive other cars?
If i am over 25 and fully comp on my vehicle I can drive other vehicles that have fully comprehensive car insurance which insurance policy let you do this?
Does Progressive raise your insurance rates for no reason?
I got a good quote from them online, but the main complaint I have heard is that they raise people's insurance for no reason. They got good initial quotes, but a couple months later, they raise them. Anybody know anything about that?""
Health Insurance Ques?
Because he's a full time student, I can carry my son under my health insurance plan until he's 23. The problem is he'll be a full time undergrad until a few months shy of his 24th birthday. He works, but only part time so insurance isn't really an option at his place of work. It would be a bit much to go to school FT and also work FT. Any ideas? Don't want to go w/o insurance.""
""If i buy a car, how long have i got to insure it?""
If i buy a car, how long have i got to insure it?""
How much would my monthly insurance bill be (18yr old male)(i just want a ball park figure)??
When I turn 18 I am going to buy my first car (im 17 now). I can't decide which car I want to get. Please tell me about how much insurance will cost me for each one. I will be on my own policy. I will get my license just before Im 18. I live in California. My car choices are: 1. 2009 Nissan Versa Hatchback 1.8S 2. 2009 Honda Civic Sedan LX 3. 2009 Toyota Matrix S 4. 2009 Chevrolet Aveo Sedan LT
How come I haven't been forced to buy car insurance?
I keep hearing from some people on here that the government forces us to buy car insurance. How come nobody has forced me to buy it?? My roommate also doesn't have car insurance. We live in the city and take public transportation so we always thought we didn't need to buy car insurance. Are we breaking the law? Also, my brother lives in New Hampshire and he drives a car but said he doesn't have car insurance!! Is he breaking the law?""
Around how much do you think I will need to pay for car insurance?
I'm moving out on my own. I'm 18, female, have had my license for 2 years, no tickets, no suspensions, no accidents. I'm going to be living in Los Angeles, driving a car probably from 1990-95. I know you can't give me an EXACT number, but around how much monthly do you think?""
Buying a car in NJ from a Private seller but want Georgia Insurance?
I have a Georgia License and am currently away at College in New Jersey (My family has a house here and in Georgia). I want to buy my first car, but insurance in NJ is extremely expensive. How do I get Georgia insurance, Registration, and my Georgia address to show on the vehicle Title? When I purchase the car from the private seller, how will I be able to get my car home with no plates?? Is there a way to get temporary plates in New Jersey and Temporary Registration? Will I need to get a New Jersey License? HELP !!! Can someone give me a step by step walkthrough of what I have to do to get the Georgia Insurance? Thank you !""
Proof of Insurance (and deferral)?
Hello, I live in washington state, and have a mitigation hearing tomorrow for a speeding ticket. It's my first, so I have a few questions. In my ticket im charged with no proof of insurance, BUT I was wrong, I had my insurance I was just confused, I did not realize our AAA was our insurance as well as the aid that they're known for. Anyways, since then I have lost my wallet. So I have a temporary lisence but still no insurance card. So how do I get proof that I had insurance on that day? I have an insurance policy card I've been keeping in the dash. Will that work? Then how do I get this deferred? Do I ask the judge, or do I need to go to the courthouse today to get a form, etc. Thanks for any help.""
Can you get your own insurance when renting a car?
When going to a rental car agency such as Hertz or Avis they strongly 'encourage' you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?
My parents wont put me in car insurance?
My dad keeps giving me excuses to why I'm not on his insurance yet. His excuse now is that he wants to switch car insurances first, but that he can't until he fixes his car. Like why can't he fix his car under the new insurance? it makes no sense. I've had my license for about 3 weeks now. All my friends have been put under insurance as soon as they got their license. I'm trying to get a job, but I cant because I'm not on the insurance. and no one can drive me to work since they work themselves. My parents think my older brother is my personal driver, its annoying. I don't know what to do. Any advice?""
Named driver car insurance?
My dad purchased a car and added me as a named driver. I use the car whenever he doesn't use it but as a majority he covers more miles than I do, some weeks it's 50/50 usage others I use it not as much. My dad is the owner of the car and the policy holder. He received a call from the insurance people and because he said we use it 50/50 some weeks they have now given him 7 days left before they are going to cancel the insurance. He payed this in fully and is only 2 months in. He recieved no terms and conditions, are they aloud to do this? Please help as he is isn't clued up on this and we both need to use the car. We were told that we need separate insurance for the vehicle which seems ridiculous seen as that would be double the price and not make any sense. He has his own other vehicle which he uses for work and I only use the shared car when necessary. Thanks in advance for any help. Ryan""
What is a reputable insurance company that offers liability insurance for DJs?
I am looking to get started into the mobile DJ business although am wanting to find out what insurance company is the best.
Will a bike licence bring down car insurance?
Ok, so I'm 18 and am looking to learn to drive. I know that insuring a car is going to cost a bomb anyway, but will the fact I have passed a full motorcycle test (A2) help to bring my insurance down? Or will the fact I will have access to two vehicles (car and motorbike) increase my insurance? By the time I pass my car test I would have had my A2 licence for a year and have 3years no claims discount. Also I am looking at getting a 1.1 Citroen Saxo. Will a two door be more expensive than the four door to insure or doesn't it make much difference?? Thanks.""
Individual health insurance plan?
I'm trying to find an individual plan that covers all my needs. I do have a routine medical problem that requires a few prescriptions every month, it's not a big and costly issue like cancer or HIV. Should I disclose this as a preexisting medical condition if asked, will I be denied coverage if I'm honest? If I obtain the insurance after denying my condition could I be denied the care/specialty visit/meds from a very routine medical condition?""
Can I Buy Car Insurance Without Having A Car?
I'm not planning on driving anyone else's car it's just that my mom doesn't want to put me on her insurance because she says that it'll be too expensive for her (even though I would pay her for my piece). Thing is I don't have a car yet but do plan on financing a ar very soon. I've been pre-approved so I'm pretty much set to go but want to just drive my car off the lot without any problems. Also, does 'non-owner's' insurance like roll over should you buy a ar yourself? Like say for instance I did get non-owners insurance, drove my mom's car and then finally got enough money to buy my own car, can I use the same insurance?""
I was wondering if anyone could tell me if you can get like your life insurance lisence online and where?
I was wondering if anyone could tell me if you can get like your life insurance lisence online and where?
What is a good insurance for wisdom teeth extraction?
I am currently a college student, and I don't have any dental insurance coverage. I visited a general dentist today, he said that I have to get my four of my wisdom teeth remove ...show more""
Is it cheaper to get insured on your parents insurance?
Is it cheaper to get insured on your parents insurance?
Car insurances?
18yrs old just been quoted 1,300 for a 1100cc car K reg.Offered 300.00 plus 1.000.00 returnable deposit if he dont have any accidents, broker did not want to know but said on top of all that he has got to pay the first 350.00 if involved in a accident. How dear is that?ps past tests.""
How long should I get a term life insurance policy for?
I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 or 100 years?""
What insurance has the cheapest rate for teenagers in California?Is there a company that insures only a driver
What insurance has the cheapest rate for teenagers in California?Is there a company that insures only a driver
Exactly how much does credit score affect auto insurance rates?
Can anyone tell me roughly what percentage my rate is gouged (oops, I mean 'increased') as a result of less than perfect credit? I have Progressive insurance if that helps. Thanks!""
Who do I contact when a taxi driver has no private insurance?
Who do I contact when a taxi driver has no private insurance?
What is the cheapest Auto Insurance Company for male teens?
Insurance company's Screw teens so much, what are some of the cheaper company's? I have gotton quotes from $107 a month to $250 a month and everywhere in between for just state minimum liabilty""
How much would an insurance be a month for a 01 lexus Is300 for a guy thats 18 and first time driver..average?
How much would an insurance be a month for a 01 lexus Is300 for a guy thats 18 and first time driver..average?
Insurance cancellation question?
I cancelled my old insurance with Access about 2-3 weeks ago and I was told I'd be receiveing and reimburstment check back from them since the policy had only been active for about 2 months. What's to average wait time on one?
I just purchased car insurance today?
So I just passed my test today and just purchased insurance from Bell over the phone, and my policy starts from Friday. I know I cannot drive until Friday. So say I was pulled over by police on Friday night, and I have to take documents to the police station, how do I prove to them that I have insurance? I don't have a piece of paper but I DO technically have insurance .. What do I do if I get pulled over?""
What kind of vehicle would have the cheapest insurance?
I need to buy a new car, and have pretty high insurance. I was wondering what types of vehicles would have the cheapest insurance for a newer car (2000+)""
Where can I apply for free or low cost health insurance?
Im a poor student that works less than 20 hrs a week. I am a permanent resident (not a citizen). Please help. I think im going to die soon (see my other question). I also live in montgomery county maryland if that helps
Enquiry about car insurance and how it works?
Okay, the question is worded wierdly, but you'll get it :P. Anyway, I have my driving test coming up in April, so I have to be thinking about a car, insurance etc. I was wondering if there was an average of how much car insurance is for the first month after you pass, and how long it stays like this till it starts too go down. Also, is there anyway I can reduce it? I plan on making parents named drivers etc, will this help reduce?""
Insurance company !?????
How does someone own or idk a insurance company.. I mean I would like to own my own office with State Farm insurance how do you go by doing this
What insurance company will give me the cheapest full coverage policy on a sportbike?
I'm 23, I have one year of riding experience, and i have no traffic convictions. I'm looking to go no higher than a 600. I live in an apartment, and I will have a lojack installed. I can't seem to find a policy for less than 3,000 bucks a year.""
Question about car insurance?
a friend of mine parked his car in another friends shed.The car was an 18 yrs old golf.The problem is that the car went on fire and took shed and all.When the owner of the shed checked his insurance he had it under insured.My question is though should the car insurance cover the building of the shed and its contents?The grand total would be 23000 euro.The shed and contents were only insured for 3000euro and the car was only insured for 800euro?
Might be pregnant need affordable med insurance?
Im 18, my parents don't have any kind of insurance, I might be pregnant(my parents have no idea), I am in the process of getting a job as a Habilitation worker but they don't give me any insurance. what should I do?""
Can you get your own insurance when renting a car?
When going to a rental car agency such as Hertz or Avis they strongly 'encourage' you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?
""No fault claim on car insurance, will rate go up?""
My truck was hit by a car while parked in valet parking. The valet company was not driving the other car, it was a lady who tried to get around my truck because she did not want to use the valet. The valet company took her insurance information and wrote a report indicating what happened. I only have a few deep scratches on my bumper, but it is a new car and kind of want to get it fixed because it is new. I was hesitant to call my insurance and tell them about it because I have heard that a claim is a claim on my record regardless of fault. I did call my insurance to discuss the situation and when I could ask if my insurance would go up for a no fault claim, the lady told me she just filed the claim and an adjuster would contact me in a few days to answer all my questions. If it is only a few hundred dollars in damage, I would have rather paid it myself than have a claim. Anyone experience anything like this and how long does claim stay on record in case I have a real claim someday?""
How much is your car insurance a month?
What kind of car do you have? What car insurance company are you with?
After getting a speeding ticket how much does your insurance increase on average?
After getting a speeding ticket how much does your insurance increase on average?
MetLife Dental Insurance...?
Does anyone know how this insurance actually works? I got this insurance through my employer (haven't had insurance in a LONG time!!), and from what I'm reading...it sounds like you have to pay for services up front, and then they reimburse you?? Is this how it works, or am I mistaken? I'm so confused, and really want to go get a general cleaning and exam....but don't have the money to pay for it when I go!""
Life insurance and payout?
I want to get life insurance in the amount of 250000 for my daughter. If I pass away I am concerned how the money will be spent. How can I make sure the money goes to a college education and perhaps buying a home for her. I have no family so I cant ask anybody to take care of this if I pass away. Thanks. I live in California.
If my son is on my parents insurance does that mean they claim him on his taxes?
Okay my son is now 1 year old. He is on my parents insurance, we live with them, and my parents pretty much support him.(pay for all expenses).. Now my sons father wants to put him on his taxes. I know he just wants to get money to get him a new car. he also says he will get me a car too. but idk about that. When i told him i think my parents already claimed him, he started yelling its his son, and told me to give him his security card(he has a really bad temper and gets angry to where i get scared) so i did.. but now i need to sign a paper..and i dont want too.. Here is my thing i told him that he is automatically on my parents taxes, because he is on there insurance, so that would mean i would have to take aiden off of their insurance(Which means he wouldnt be on any insurance)he started yelling how stupid i am and just to sign paper, my question is is it true that because my parents have him on their insurance, he is on their taxes. What should i do? Thanks for anyhelp. Sorry long question. Please no rude answers""
Car insurance question?
i recently quit my job and was woundering if it is possible to cancel my car insurance and get it back when i get another job and btw i got state farm
How much is insurance for a used 2008 infiniti g37 insurance for a 16 year old male?
I will be turning 16 this march and im already looking for cars. I have good grades, about a 3.8 GPA, if not better. Im planning on paying for the car myself. not all up front of course. Im planning on getting a job and putting a down payment down of about $10,000. I would of cuorse pay the rest off monthly. If i do end up buying the car id like to get an estimate for how much it'd be... Id do all discounts possible and i live in illinois.""
How can i find out if someone has insurance on me?
life insurance police
Difference between health and life insurance?
Difference between health and life insurance?
California life and health insurance exam?!?
I took it once but only got 60% and it was super difficult with only studying the pre licensing course. Can anyone give me some other materials or advice for getting a passing score. Please and thank you. And please no bulls**t answers-___-
I think my short term disability due to giving birth got messed up?
So I want on leave on May 20th due to best rest. I used all my vacation and leftover sick time, and the rest is paid by short term disability, a total of about 9 weeks total. I stayed home 6 weeks after my baby was born since my work doesn't cover any of my pay. I work in a very small private business, just 3 of us. My boss had never handled maternity leave before, and I think he did it wrong. A few weeks after I gave birth he said he got a check from the disability insurance agency, it was made out to his business. So he cashed it and wrote me a check for the total amount from his business account. There was no explanation of how to dole it out, so he just gave me the total amount. Then, just now, 3 weeks later, I got another check mailed to my home from the insurance company?? What happened? I should of only got paid for the 3.5 weeks I believe from short term disability because I was paid for the rest. The insurance company is not open until tomorrow so I cannot call them yet.""
What is a good looking car that is cheap on insurance?
I am 15 and I am trying to figure out which car would be the best for me. I want to nice looking car that is not to fast because the insurance will be to much. I was looking at the Honda Civic and the Mazda 3. Any ideas? I do not want to spend more than 7 grand.
""Need a license, insurance, and car...?""
I need all three of these. What is the proper order to get them in? I thought you need insurance to get a license, and a license to get a car. But don't you need the car to get it insured? And can you get insurance without a driver license number? I'm confused any advice would be appreciated.""
What is an insurance quote?
how do I check what insurance is the best?
How much does medical marijuana cost? Does insurance cover it?
How much does medical marijuana cost? Does insurance cover it?
How do Americans live in a country where you have no health system?
If you get sick enough you could lose everything, if you don't have insurance. I think that you can lose everything even if you have insurance.""
How to be a insurance agent?
i need to some gain some knowledge about how to be a insurance agent. I am a senior in HS and i dont know what path to take. is insurance agent a difficult job? what classes should i take? is insurance agent a business major?
""I'm a female unemployed, living in upstate NY & need affordable health insurance! Desperate for suggestions!?""
I have been unemployed over a year. Although I am collecting unemployment benefits, I work a job per diem (usually 1-2 days per wk. which means I can't collect full unemployment benefits). I can't afford private pay insurance i.e. Healthy NY etc & don't financially qualify for Medicaid. Are there any other options? I would hate for a catastrophic illness to dictate my coverage & thus spend the rest of my life paying off medical bills!""
How much does car insurance cost.?
I am 18 and ready to get my drivers license but how much does car insurance cost per month on average.?
Car insurance?
I have a 94 camaro and I was wondering how much insurance would cost under my parents name. I'm 16 and a good driver, I don't know if that matters but I want to save some money""
How much does it cost to insure a 2003 hyundai accent 4 door?
How much does it cost to insure a 2003 hyundai accent 4 door?
Car insurance?
Is insurance cheaper on older cars?
How much money does car insurance go down when you turn 17?
I'm 16 years old and turning 17 in a few months. I am currently paying about $435 for insurance in a 6 month period. Will that rate decrease when I turn 17, not having any tickets or accidents?""
Where is the cheapest place in Nashville to get renter's insurance?
Anyone know of a good company or individual that offers inexpensive renter's insurance in Nashville, TN? Also, is the fee a one time fee for the entire year? or is it a monthly fee? Lastly, if you could give me an idea of prices for renter's insurance for a 1-2 bedroom apartment, that would be helpful too! thanks!""
Can you get your own insurance when renting a car?
When going to a rental car agency such as Hertz or Avis they strongly 'encourage' you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?
http://www.linkedin.com/pulse/would-car-make-my-insurance-go-up-caridade-ma"
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