#KoreanFinance

[healingon]

Why Can’t I Increase My Credit Card Limit in Korea? 💳

Have you ever seen the message "You cannot change your limit because it exceeds your available amount" when trying to adjust your credit card limit? Here’s why this happens and how to fix it!

✅ Why Is Your Card Limit Stuck? ✔ Maxed out limit → Check your current limit on the card issuer’s app ✔ Low credit score → Late payments lower approval chances ✔ Too much recent borrowing → Pay off some loans before reapplying

✅ How to Increase Your Card Limit? ✔ Contact customer service to check the rejection reason ✔ Submit income proof (salary statement, tax return) ✔ Lower debt-to-income ratio (DTI) before reapplying

📌 Get detailed solutions here!

[sangsangbim]

Want to Save on Rent in Korea? Try Zaritalk! 💰

If you’re renting in Korea, you might be eligible for a tax refund! Zaritalk makes it easier than ever to apply for rent tax deductions 📱✅

🔹 Key Changes for 2025: ✔ Income limit increased: Now up to ₩80M eligible ✔ Tax deduction rate: Increased from 12% → 15% ✔ Max deduction cap: ₩8.5M per year

📌 Apply now and save! 👉 Zaritalk Rent Refund Application