#Insurance broker agent in Charlotte
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With more than three decades of experience, Raquel Tillman is the region's leading expert in insurance. Before working at the agency, Raquel worked for several insurance companies, among them Liberty Mutual and CNA. She is active in the community of Charlotte with her church, civic organizations and professionals. She is a proud graduate of Spelman College (majority degree in Economics) and Emory University (majority degree in Business Administration and Marketing). Raquel holds several designations in the insurance industry, among them Chartered Property and Casualty Underwriter (CPCU). Nation and growth in Columbus, Ohio.
#Insurance broker agent in Charlotte#General Liability insurance quote#Liability Insurance Quote in Charlotte
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USA Insurance Agents Email List
Enhance Your Insurance Marketing with USA Insurance Agents Email List by DataScrapingServices.com. In the competitive landscape of the insurance industry, reaching the right audience with tailored marketing campaigns is crucial for success. For insurance companies, brokers, and marketing agencies, having access to a comprehensive and accurate email list of insurance agents can significantly boost outreach efforts and lead generation. DataScrapingServices.com offers a meticulously curated USA Insurance Agents Email List that provides detailed contact information, enabling businesses to connect with insurance agents across the country efficiently. This email list is an invaluable resource for driving targeted marketing campaigns and establishing strong professional relationships.
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The USA Insurance Agents Email List from DataScrapingServices.com includes a wide range of data fields to ensure a detailed and useful profile of each insurance agent:
Full Name
Email Address
Phone Number
Agency Name
Office Address
City and State
ZIP Code:
Years of Experience
Specializations
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Insurance agencies are everywhere. However, a little research can help you find a good insurance agent in Charlotte who puts you first.
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Truist Insurance Holdings acquires BenefitMall from Carlyle
Truist Insurance Holdings enhances client offerings with the acquisition of BenefitMall from Carlyle. CHARLOTTE, NC - Truist Insurance Holdings, Inc., a subsidiary of Truist Financial Corporation (NYSE: TFC) and the sixth-largest insurance brokerage in the U.S., announced today that it has signed a definitive agreement to acquire BenefitMall, the nation's largest benefits wholesale general agency, from funds managed by global investment firm Carlyle (NASDAQ: CG). The transaction will add approximately $150 million of annual revenue to Truist Insurance Holdings' wholesale division. Financial terms were not disclosed. The transaction is expected to close in the third quarter of 2022, subject to satisfaction of customary closing conditions. "As Truist Insurance Holdings celebrates its centennial year, investing in our insurance capabilities and offerings continues to be a top priority," said Truist Chairman and CEO Bill Rogers. "This acquisition of BenefitMall enables us to further diversify the solutions we offer to our clients and create an enhanced client experience, which is at the core of our purpose to inspire and build better lives and communities." BenefitMall has been serving clients for over 40 years, providing medical, dental, life, vision, and long-term care benefits solutions. Through its network of approximately 20,000 retail brokers, the company provides employee benefits to more than 140,000 small and medium-sized businesses across the country, leveraging a combination of innovative technology and human expertise to deliver a seamless benefits selling experience for its carriers, brokers, and their clients. BenefitMall will be combined into CRC Group, a leading national wholesale distributor of specialty insurance products. "We're excited to welcome BenefitMall clients to Truist and have their team join our CRC Group organization," said Truist Chief Insurance Officer John Howard. "With this acquisition, CRC Group will provide the broadest selection of products and services available from a wholesale broker today. Whether it is property and casualty; life, annuity, and long-term care; or now employee benefits, CRC Group's nationwide network of specialists are all focused on one goal – delivering success for our retail agency partners." "As the largest health benefits general agent in the U.S., we are deeply committed to the role we play as a mission-critical partner to our broker and carrier partners," said BenefitMall CEO Scott Kirksey. "We are proud of the growth we have achieved through our partnership with Carlyle and look forward to the exciting opportunity ahead to continue to deliver the fastest, easiest, and most trusted benefits selling experience as part of the Truist team." "Since we began investing in the business in 2017, BenefitMall has accomplished significant growth through a focus on broker technology enablement and investment in human capital in addition to successfully completing more than eight strategic acquisitions to transform into the market-leading wholesale benefits business," said James Burr, managing director on the financial services team at Carlyle. "We are proud of our partnership with Scott and the entire BenefitMall team and are thankful to have played a part in their success over the past several years." RBC Capital Markets and Truist Securities served as financial advisors, and Willkie Farr & Gallagher LLP served as legal counsel to Truist Insurance Holdings in this transaction. Waller Helms Advisors and Barclays served as financial advisors, and Wachtell, Lipton, Rosen & Katz served as legal counsel to Carlyle in this transaction. Jones Day served as legal advisors to BenefitMall in this transaction. Home Read the full article
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affordable insurance solutions llc
"affordable insurance solutions llc
affordable insurance solutions llc
BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr
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If insurers are now meant to quote the same price for guys and girls for the policy's does that mean if i got a quote for a car as a girl lets say 1000 and I rang the insurer and quoted this would they have to match it so my quote would come down from say 3000 to 1000? As the law is meant to have changed?
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i have a provisional license, i want to take my test in my car, if i insure myself on the car as a provisional holder. can anyone over 21 whos had a license long enough accompany me? or does the person accompanying me have to be named on the insurance as well? i.e the driving instructor""
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I have a 2.998 GPA and need a 3.0 for good student discount. Will they round up to a 3.0?
How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?
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Would zero demerit points mean that my insurance rates wont be effected?
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About bussines car insurance.?
I have plan to be selfemployed(car mechanic) and I wanna use my own car for my bussines proposal.So what kind of insurance i need to buy? I have problem to choose between trade insurance and bussines car insurance. Sometimes I will need to use my customer's car to pick them up to garage, but mostly I will use my own car and I wanna put advertise sticker on my car with my contact details. (one time i was stopped by police and I had before adverise on my car without bussines insurance, but they let me go and I had to take the stickers off) Have you any idea about which insurance is better? Many thanks""
BEEN RIPPED OFF BY FAKE CAR INSURANCE WHAT SHALL I DO?
i paid this guy 130 for insurance, he put down all wrong details on the policy so that i am like 30 years old, that's why it was so cheap. wont reply to my emails or pick up the phone. told him i was going to call the police and tell the insurance company if he didnt refund me. this is the add: http://www.gumtree.com/london/13/60689813.html what should i do now??""
Braces without insurance?
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Single input multiple quote car insurance?
looking for multiple quotes on car insurance with single information input
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Are Insurance company annuities insured by the government of the USA?
Best health insurance?
I am a student and my fiance and I don't have health insurance. the one offered at my school is basically for emergencies only but i am looking for one that covers dentist, eye doc., and especially dermatologist. what do you recommend...something that doesn't have a huge deductible. pricing?""
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I am conservative but I go agree that we need universal health insurance. But I haven't studied too much in depth on it. In your eyes (both liberal and conservatives answer please) are the pros and cons of unversalizing healthcare? How would universal health care work for people with diseases like diabetes, cancer, AIDS? What about people who have not been diagnosed with diseases, and tend to only see a doctor when they are sick? What about preventive care (aka mammogram for women, prostate check for men)? What are experimental medical procedures and experimental medications? What about fertility clinics for women who cannot become pregnant? What about anything else I forgot? And please, no arguing, this is just opinions.""
""What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old)""
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affordable insurance solutions llc
affordable insurance solutions llc
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When will Obama Care go into effect? Will I be able to get free health care?
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My friend got a DUI not too long ago. This is the state of Florida, and she has Allstate. I understand that her getting a DUI is now public records because she spent the night in jail. Because the fact that it's public records now, is she required to inform her Allstate insurance company about her DUI? Also, what will happen either way whether she reports it to insurance company or not? Will they remove her from her insurance or jack up the rates? It is her FIRST DUI and other than that she has a good driving record. Thanks.""
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I have a Chevy Cobalt that get around 35mpg but I drive over 150 miles a day should I get a motorcycle to save money? if so what kind I was think about a Ninja 250 i weigh 165 pounds and am 5'10
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How much $ a month would insurance cost me?
I want to get a 93-97 Trans am, or Camaro. I'm a 21 year old male.""
Where can I find Affordable Dental Insurance. I recieve coverage from my job but need more coverage?
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How much does health insurance cost on average per person?
How much does health insurance cost on average per person?
What is the average insurance cost for a 04 lexus rx 330?
What is the average insurance cost for a 04 lexus rx 330?
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I live in New Jersey. I haven't EVER had my own car insurance although when I was in high school I was on my parents' insurance. I am a 28 year old female. Thanks all!!!
What is the best rated and least expensive car insurance for a female age 19 with a clean driving record ?t?
The car is an SUV 94 ford astro van in California.Know that only need collision coverage...Thanks for helping
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Does car insurance transfer to motorcycle insurance?
does car insurance transfer to motorcycle insurance?? i got in a accident with a motorcycle and my insurance is way up that i cant afford it. if i buy a car would my insurance be up like my motorcycle since i got a accident in it? or is it two seperate insurance's
Should Americans pay for those who are too irresponsible to buy health insurance?
If cons repeal the Affordable Care Act we'll go back to the old system where hospitals tack-on extra charges to patients with insurance in order to cover their ER losses. Under ...show more
Insured driver drives uninsured vehicle and crashes into my car. Is her insurance responsible?
Basically a woman who has her own insurance drove her friends uninsured vehicle and crashed into two parked cars including mine. Will the drivers insurance par for the damages or will they get out of paying? I have my own insurance, but I don't want my rates to go up because of this moron which is why I would rather have the drivers insurance pay for it. Any advice would be appreciated.""
What is the Best health Insurance???
I'm trying to get Insurance but I don't know if it comes with my job.....How do i get health Insurance..... I was wondering Whats the best Health Insurance out there that would help cover a lot of money.......Because since I'm older now my Fathers Insurance can no longer cover me and I'm trying to support myself...... Thank you all sooo much for your answers ^_^
affordable insurance solutions llc
affordable insurance solutions llc
Do you need insurance for a scooter under 50cc in Pennsylvania
How is the health insurance bill in the Senate going to lower costs?
Can someone explain to me how the bill going through the Senate right now does anything to control costs for the average family or person in the US? So far this is what I see: 1) If you have a good plan they are going to tax it - Raises costs 2) The insurance companies will have to cover everyone, even preexisting conditions - Raises costs 3) Cuts payouts to health providers for Medicare - Raises costs on others (they have to make it up) 4) Shifts costs to States for Medicaid - Raises state costs which raise state taxes 5) Cuts how much the Government pays for drugs - Raises cost when pharma makes up costs on private plans 6) Forces businesses to provide insurance for employees - Raises costs on all products Can anyone explain how this bill can lower costs for those who have insurance and keep them from rising? I am all for health insurance reform, these reforms just look terrible to me.""
How much would motorcycle insurance be for a 17 yr old female?
hi. im 17 years old and live in glendale arizona. i want to buy a honda rebel 250. but im kind of worried about the insurance costs. i get average grades and am a good driver behind the wheel of a car and behind handlebars. how much do you think theyll ask of me?
What if I don't want to have Obama's health insurance or any health insurance?
I have had health insurance through my employer for the past 10 years. It covers everyone in my family and I pay about $70 a month for it. It's very affordable and I hope to keep ...show more
""How much do you think car insurance would be, ballpark range?""
I'm getting my first car in a few weeks, and we're going to *** it to my parents' insurance. They have a car and a van, and I wonder what the difference would be to add my volkswagon new beetle-to-be to their plan. My goal is to budget $400 to the car each month for payments and insurance. Do i have the right idea? (payment $150-200 hopefully) That'll leave me $400 give or take spending and saving. Thanks much.""
How to get bonded and insured in Texas?
We are starting our own business and running it out of our house. We need to get bonded and insured, but we don't know where to start. Anyone have any suggestions?""
My mother needs a LOT of dental work! Whats the best insurance to inquire about?
She needs teeth pulled (many of them will need to be surgically removed) and dentures...what would be a good insurance that would cover a good portion of the cost? We live in Florida...
$600 Fine For Expired Car Insurance? BC Canada?
Today I got a $600 fine for a week expired car insurance and my car got taken away to an impound . Is that the right price for British Columbia, Canada?? Because I've heard that its supposed to be 100-200 first time, 300-400 second time, 500-600 third time? This is the first time I've ever had a ticket because of expired car insurance so why is it so dam expensive? Can I get some of my money back at least? Seriously $600 is way too much""
I put the wrong dettails on car insurance quote!:(?
hi everyone.A year ago i bought a car insurance and when i done the quote i ve put by mistake that i have my licence for 5 years and i only got it for 3 months at the time!now my insurance is due to renewal and as i was looking thru the details on my insurance i noticed that there is a mistake about the years for how long i got my licence.now i found a differente insurance company that is giveng me cheaper quote,i got my licence now for 1 year and 4 months.whats gone happen now with that mistake? PLEASSE HELP! EXCUSSE MY ENGLISH!""
How much will my car insurance cost?
I'm planning to get a car this September. - The car will have a maximum of 1.4L engine and will probably be a VW Golf/Polo, Ford Focus or a Vauxhall Corsa. - I will be 20 years old and will have been holding a driving license for 1.5 years. - I am planning to use the car at University (Nottingham) and have off road parking space. I am a medical student. - I have not been insured on any car before, hence don't have any no claims, but parents have loads and I'll be getting them as first driver. So, how much would I be expecting to pay for a year? Please don't suggest comparison sites.""
How much will motorcycle insurance cost me in CA?
I'm 20 years old college student, I'm getting the 2013 Ninja 300 (my first bike), I have had no accidents driving my car since I've started driving. I haven't gotten my motorcycle liciense yet, how much will it cost me on average..?""
Help me find affordable health insurance in ny state if i am not poverty level?
Help me find affordable health insurance in ny state if i am not poverty level?
Vehicle insurance question?
If I make a buisness delivery in my personal vehicle and have an accident, will my insurance cover me?""
Expensive insurance. why?
I've never been in an accident or recieved a ticket before so why is my insurance so expensive. Yes I am male but I am 25 ... It should have become cheaper a while ago but I'm paying about 50$ more a month than all of my friends and some have the same company.. I have liabillity as well.. how much cheaper should your insurance be if you never been ticketed or been In a crash? Thanks.
Insurance for moving to USA?
Myself and my partner are moving to the USA. We will need travel insurance and some health cover, and although we will both have health insurance with our new jobs, we will need cover for the first month and I am looking to see if I can find a travel insurance policy that provide the cover. Trouble is, the standard travel insurance I have seen so far assume that we will still live in the UK and that we just want cover for a months 'holiday'. One way travel insurance seems to stop 24 hours after we land in the USA Does anyone know of a one way travel insurance that will cover us for the journey and the first months stay""
Questions about car insurance?
I need to make a change regarding my car insurance but I am not sure what is considered being dishonest. I got the policy through an insurance agent and i think the below factors are what is causing it to be a little high. 1. I live in my mom's house at the moment but I pay rent to her. On time/every month, it's non negotiable. Am I ok to say that I rent? 2. I have had my car for two and a half months and have never driven to work. It just seems like a huge hassle to wait in traffic and pay high parking rates. However the agent put it down that I drive to work and for pleasure. If I choose pleasure only would that lock me into really never ever being able to drive to work? I did an online quote with the same company that I have now (Progressive) and put in rent and drive for pleasure only;it came out $40 cheaper. I'm just not sure if I'm being dishonest. Thank you!""
Insurance rate about traffic violations question?
Ok so ive gotten 6 tickets since ive gotten my licenese about 8 months ago. Got the tickets on 3 different occasions. Yes I am a dumbass and will never conduct a traffic violation again because of my last incident. Ok so heres my question will 2 underage drinking charges, having open liquor in a motor vehicle, not being able to provide owndership, public intoxication, and tresspassing affect my insurnace if the motor vehicle being involved is checked off on the tickets? I know the open liquor charge will forsure. But what about the other ones? Your answer are much appreciated""
Why my insurance is expensive?
my dad will buy me new insurance. also he will get me new mazda3 hatchback. auto insurance agent sent us a message. i was suprised because my new insurance costs me 1,927.00 dollars for 6 months! it will be close to 4,000 for a year. and im 18 why?! i never had car accident, no tickets, and more! im good driver for 3 years and have good grade. and i live in orange. why?! tell me please. thank you! :)""
How much does Homeowners Insurance cost?
Whats a good estimate for how much my homeowners insurance would be if I'm a first time buyer, my home is around 300,000. and I have good credit, plus the home is in a brand new developement. I just want an estimate. Thanks.""
Is motor insurance compulsory in most states of the USA?
Is motor insurance compulsory in most states of the USA?
How much of a monthly take home pay should you pay for a car & insurance?
How much of a monthly take home pay should you pay for a car & insurance?
Does my car insurance go up if I got a speeding ticket out-of-province?
So I have an Ontario license and I got a speeding ticket (15mph over - 24km/h over) in NY near the border. Keeping in mind that this is my very first traffic ticket: 1. How much am I likely to pay? 2. Does it affect my insurance? 3. (I don't really care cause this probably won't happen again) Do I lose any points?
Who provides really affordable car insurance?
I'm 19 in a month, I drive a 2002 Ford explorer and it needs to have full coverage. What are some cheap insurance providers for teenagers? What can I do to lower the cost?""
""Insurance rates in California to rise 147% under Obamacare,was obama lying or does he just not know?
http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/
What is the average cost difference between full coverage insurance and liability insurance?
approx how much difference that is, like are we talking about couple hundreds 300-600 or alot more than that? thank you""
affordable insurance solutions llc
affordable insurance solutions llc
Insurance cost for an 87 Fiero?
I'm considering purchasing an 87 Fiero and I am wondering roughly what insurance costs are like with these cars? Is it high or low? Considering the body panels are made of plastic I would think it's not too expensive to replace.
How much would the rate be of the car insuance?
Ok. How much would car insurance cost on a 2007 BMW 335i coupe for an 18 year old driver with about 33,000 miles on the car. Also, how much would a 1999 ford Mustang gt witH 121,000 miles on the car for an 18 year old driver. the bmw will b in a covered shared lot while the mustang will be parked in an uncovered shared lot. We live in pheonix arizona. My car, the mustang, will be used for driving to work, as well as going to class. Same for my boyfriends car, the bmw. School is 4 miles away and work for me is about 25 miles aeay when his is only 1.5. Thabks for everyone who helps(:""
Haotian vixen 125-8 motorcycle insurance?
I have recently purchased a haotian vixen 125-8 motorbike to learn on. i will soon be doing my CBT. I understand that it is an imported bike but i cannot seem to find any insurance companies that know of the make, what can i do ?""
I own a car and am selling it to a guy. He is the only driver. He refuses to get insurance.?
I have given him 3 months to get insurance, but he hasnt gotten it yet. I have kept the vehicle on my insurance until he gets it, but he still hasnt gotten it. And now he is complaining that I should stop insuring it so that he doesnt have to reimburse me for it. My questions are: What would happen if i dropped the insurance and he got pulled over or in a wreck? Who would be responsible, me or him? Could my rates be raised? Could I personally get into trouble with the law for allowing an uninsured driver drive an uninsured car that I own? We're in the process of getting a temporary title for him so that I won't be responsible, but in the meantime I need to know the consequences. I live in Ohio.""
Whats the best insurance company for young male drivers?
im 17. passed my test in sept this year. want to insure new citeron c1 1litre or 2001 or 1999 corsa expression 1 litre. whats the best insurance company. best quote is 3k so far.
State Farm Insurance Rate Question?
My dad added a new plan to his inurnace coverage that teh insurance rep told him would only cost him $3 a month. Next thing we know, our premium goes up by about $100. Is there a way to tell if the lady lied about the $3 a month thing and that it really was more like $15-$20 a month? I asked another rep and she said that there was a rate increase.It very well may be a rate increase, but these people just seem so incredibly shady that I'm not putting it past them one second to lie. Perhaps I can ask a different state farm why there was an increase in our bill? Basically, how can I find out for SURE what that $100 increase was for? Without asking the reps we usually go through? Perhaps call the main State Farm branch? Thanks!""
Moped insurance for 16 year olds?
about how much would the insurance cost me for my moped, i'm 16, i have my provisional licence? x""
What is the best place to get insurance from when just passed test (uk)?
What is the best place to get insurance from when just passed test (uk)?
Health Insurance for Low Income?
We are looking for an affordable health insurance plan. I'm 39 and my husband is 45 living in San Francisco. Healthy and never had injuries or big illness. We used to have a kaiser plan around $600/m and $25 for every visit. Any better deals?
Insurance cost for Dump Truck?
Without knowing a lot of information right now except it would be in the 1990's year range what would the APPROX. cost of monthly insurance be for a dump truck? We are in Ontario, Canada.""
Renters' insurance...yes or no?
I recently moved into an apartment and am contemplating renters' insurance. I have a few questions before deciding on whether to purchase a policy or not. First, is it worth it? The idea seems similar to buying an extended protection plan for a product; yes, the protection plan is cheap, but what are the odds that the product will actually break during the 1-year timeframe? Every item in which I have ever purchased an extended protection plan (TVs, computers, furniture, appliances) has never malfunctioned/broken. Basically, I paid that money to cover myself in the event of something happening, but nothing ever did happen to any of those items. I would say that I've thrown away approximately $1000 over the years on various protection plans. Second, when I am assessing my personal property value, should I overestimate the actual value of my belongings, or provide a more accurate estimate? Do insurance companies require any visual proof of items you own? I know there are more pros than cons to renters' insurance, but I wanted everyone's opinions on whether renters' insurance is a good buy. Thanks.""
Is there any affordable insurance plans I can get in NJ( South NJ )?
Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?""
What ia a cheap first car to buy and insure?
I'm looking for a car for when I pass my test. What are the cheapest cars to buy ans insure which are reliable as well?
How will this speeding ticket affect my insurance?
Back in April I got a speeding ticket CVC22350, went to traffic school, and paid it off. Now, I got another one today, CVC22349 (a) for going 87 in a 65 (on the freeway). I read that I can request traffic school and if the judge gives it to me, it will take the point away but they will still notify the insurance company of my ticket. Let's say I don't do traffic school. How will this affect my insurance rates? I have Wawanesa insurance. This will be my first ticket that they know of, right? And your first ticket shouldn't affect your rates? Please help!""
Who do you contact if you know somebody commiting fraud on there car insurance?
given someone elses address for cheaper insurance
Renters' insurance...yes or no?
I recently moved into an apartment and am contemplating renters' insurance. I have a few questions before deciding on whether to purchase a policy or not. First, is it worth it? The idea seems similar to buying an extended protection plan for a product; yes, the protection plan is cheap, but what are the odds that the product will actually break during the 1-year timeframe? Every item in which I have ever purchased an extended protection plan (TVs, computers, furniture, appliances) has never malfunctioned/broken. Basically, I paid that money to cover myself in the event of something happening, but nothing ever did happen to any of those items. I would say that I've thrown away approximately $1000 over the years on various protection plans. Second, when I am assessing my personal property value, should I overestimate the actual value of my belongings, or provide a more accurate estimate? Do insurance companies require any visual proof of items you own? I know there are more pros than cons to renters' insurance, but I wanted everyone's opinions on whether renters' insurance is a good buy. Thanks.""
I was hit by a car. Which insurances should be reported?
Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.""
Will my Geico go up after 6 months?
My Geico is only $62.84 monthly. I have the 6 month plan. I had Allstate before switching to Geico last month. I switched because every 6 months Allstate would go up by $25. I could NOT afford it! So I switched to Geico because it was $125 cheaper monthly. Everyone I've talked to said theres hasnt went up after 6 months. I have no criminal record, no tickets, no felonys no nothing, etc. So I was wondering for all you Geico customers, has Geico been good? Has it went up after 6 months? No arrogant answers, please!""
What kind of insurance coverage should I get for my motorcycle?
I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.""
Mustang Car Insurance?
I am wondering what cost more to insure, a 2000 Ford Mustang Red v6 or a 2003 Chevy Silverado 2500HD reg cab. V8 For a 16 year old driver?""
Does the Affordable Care Act force employers to PAY for or just PROVIDE insurance?
I've heard so much about how an employer with 50+ employees will be required to [provide] insurance to their full-time employees. Nowhere, I mean nowhere have I read clarification as to whether this actually means they have to PAY for their employee's insurance or simply PROVIDE it, which is a huge difference. My employer (a hospital) has always PROVIDED insurance but they don't PAY for it. They simply PROVIDE employees with the option to purchase their expensive insurance, which is like $250/month for part time employees. It would literally be 50% of my paycheck to purchase the insurance my employer PROVIDES. Can someone clarify the difference?""
What is good car for cheap insurance?
okay im 16 and now have enough money for a car. I want a GM or Ford car what would be a good car from the 90s that would be the cheapest on insurance.
What is a good place to get insurance for my Dell laptop?
I am studying abroad for 5 weeks and would like an affordable insurance plan for my laptop.
Car Insurance Help..?
I just turned 16 and got my license about 2 months ago. My dad and I are now car shopping for me and I found a car that I really liked, but don't know if it would be expensive insurance or not. If you could help and give me an idea of about how much it will be a month? 2001 Acura TL $5200 (Private Owner) 6 cylinder 3.2 liter vetec 4 door sedan automatic has a salvaged title passed state inspection 77,000 miles I also live in Ohio and my dad has state farm.""
Cheapest car insurance?
I'm trying to insure my first car. It's a Rover Metro SI 1.4 auto. I'm 20 years old + am still driving on a provisional lisense. I've held this lisense for 1 year. I'd do around 5000 miles a year when I pass + want third party as the car is only worth 350. I'm also a lady as I know that makes some insurers cheaper. I've tried moneysupermarket.com + confused.com + Quinn comes up the cheapest with a deposit of 109 + then 10 months at 43. However both sites have a big list of insurers that they could not provide quotes for. Does anyone know, or is anyone with a cheaper insurer than Quinn Direct? I live in England, so no American insurers thanks :)""
affordable insurance solutions llc
affordable insurance solutions llc
https://www.linkedin.com/pulse/waxahachie-texas-cheap-car-insurance-quotes-zip-75167-ben-rakowski/"
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Denver Movers, Cheap Movers
Moving Company Jobs, Employment In Denver, CO
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How to Sell Your House by Owner – Without a Realtor
Be prepared for field and negotiated offers
When you visit FSBO, you are committed to acting as your own agent. This means offering fielding and negotiations with buyer representatives who negotiate real estate contracts for a living.
If it sounds scary, use these effective negotiation techniques. Above all, remember the two main truths:
You are not obliged to respond to low or unusual offers. The quality of the offer is not affected as it takes time for a buyer's agent to send you an offer. Feel free to reject unrealistically low offers out of hand; Not often, the same buyer will come back with something more in line. The same goes for highly leveraged offers (when the buyer's down payment is much lower than the 20% standard) or seller-friendly offers (for example, when the buyer wants a ton of seller-paid completion costs). Gives patience. Inspired buyers are out, even in the down market. Don’t be discouraged by feeling like a bloodless interest in your list; You can always lower the price of your offer if it comes. 9. Hold a title company or settlement agent Listing and marketing your home is easy enough to handle by yourself, but needs your professional help to how to sell a house without a realtor in Charlotte .
Specifically, you will need an escrow agent to facilitate the process. Depending on the laws and customs of your state, your escrow agent may be a representative of a title company or a real estate attorney. Use the American Land Title Association directory to find registered title firms, or see your state's real estate regulator for assistance.
Your escrow agent will be your main point of contact for all closing paperwork and related closing costs, which buyers usually cover but which you can guess to split or encourage sales. In most cases, the buyer will be responsible for searching the title at home and writing his title insurance policy.
Complete the necessary legal paperwork and stop selling A patchwork of state and federal laws governs real estate transactions in the United States. No matter where your home is, you will be bound by federal laws, such as the Fair Housing Act, which prohibits vendors from discriminating against members of certain protected classes.
Your state real estate regulator for example, the California real estate department is the regulatory authority for state-specific legal issues. In most jurisdictions, buyers and sellers use a standard real estate sale agreement; Find Law has a detailed description of what the deal should include. Even if you use a free or inexpensive form from the internet - such as independent package - it doesn't hurt to be run by a real estate attorney or at least your escrow agent.
Your escrow agent and real estate attorney, if you have one, must make sure that all closed paperwork is in order, as some sales outside the order can cause delays or hazards. If you do not feel comfortable managing everything, consider hiring only a fee-broker to end the sale. Expect to pay 150 to $ 350 per hour for a qualified real estate attorney, per thumbtack, or discount fee just 1% of the sale price for a broker through a clearing like clearinghouse.
Contact
Owner Name : Mickey Traub Company Name: Favor Home Solutions Address: 6945 Northpark Boulevard, Suite L DPT# 6038, Charlotte, NC, US, 28216-0079 Phone Number: 704-457-7886
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At Tillman Insurance Advisors, our goal is to be your trusted insurance advisor. Tillman Insurance Advisors has been recognized by Charlotte Magazine as one of the best insurance companies located in the Charlotte area.
#Home Insurance quote in Charlotte#Car insurance quote in Charlotte#Expert Insurance Agency Charlotte#Workers Comp insurance quote
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Ana Ruiz Garcı́a de los Rios is FONASBA’s Young Ship Agent or Broker for 2021
London – 19.08.2021 – FONASBA is very pleased to announce that the winner of its Young Ship Agent or Broker Award for 2021 is Ana Ruiz Garcı́a de los Rios, of Bergé Logistics, who is based in Madrid.
Her paper was entitled “The Impact of Technologies in the Maritime Sector from the Ship Agent’s Vision”.
Ana is both the first female winner of the Award and the first from Spain. Previous winners were based in Brazil, Australia, Germany, Portugal, and Belgium.
The Award was introduced in 2015 with the aim of encouraging members of the ship agency and ship broking profession aged 40 or younger to further their academic and practical training and education by researching and writing a thesis-standard paper on a maritime related subject of their choice.
It was postponed in 2020 due to the impact of COVID-19.
The Award attracted four entries this year and these were reviewed and judged by FONASBA Past President and Honorary Member Gunnar J. Heinonen of Finland, Charlotte Kirk FICS, Marketing Director of prize sponsors ITIC and Capt. Jakov Karmelić, FONASBA’s Vice President for Education.
Announcing the winner, Mr. Heinonen said “The introduction of new technologies will have a profound impact on the way ship agents work.
Ms. Ruiz’ paper provides a clear and comprehensive overview of how current and anticipated developments will drive changes in working patterns and procedures. It covered a range of subjects, clearly explaining each one in detail. My Review Committee colleagues and I congratulate Ms. Ruiz on an excellent entry”. Mr. Heinonen also expressed FONASBA’s gratitude to prize sponsors BIMCO and ITIC for their ongoing support for the Award.
Acknowledging her award, Ms. Ruiz said “I am extremely honoured to have been awarded first prize, and by doing so, becoming the first woman to win the FONASBA Award.
I am earnestly grateful for the recognition that the paper has received. I would like to thank FONASBA for hosting the Young Ship Agent or Broker Award, as it encourages professionals from all over the word to expose different points of view from within the same industry.
I truly hope that everyone enjoys reading the paper as much as I did writing it.”.
The other entrants for the 2021 Award were:
Ralston Edema, GAC, Bahrain
Yves Vercalsteren, Vertom, Belgium
Mariana Ribeiro Torres, Mediterranean Shipping Company, Brazil
About: FONASBA
FONASBA is the only organisation representing the global ship agency and ship broking professions. Established in 1969 it now has 78 members in 65 countries, including all major maritime and trading nations. Its remit is to “promote and protect the professions of ship agency and ship broking worldwide”, a task which it undertakes through dialogue with its member associations and its consultative status with IMO, UNCTAD, UNCITRAL and the World Customs Organisation, as well with the European Commission and other regional bodies.
FONASBA also enjoys reciprocal memberships with the Baltic Exchange, BIMCO, the Comité Maritime International, INTERCARGO, INTERTANKO, the International Port Community Systems Association, indemnity insurer ITIC and the Shipbrokers’ Register and works closely with all other maritime sector bodies, both internationally and in Europe. www.fonasba.com
The post Ana Ruiz Garcı́a de los Rios is FONASBA’s Young Ship Agent or Broker for 2021 appeared first on Shipping and Freight Resource.
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Who Pays the Real Estate Agent in a Short Sale in Charlotte, NC?
The person who pays the real estate agent in a short sale in Charlotte, NC, is paid by the seller. However, the lender covers it with a part of the selling proceeds. Because short sales are intended for troubled homeowners, most sellers cannot offer funds to complete the transaction. So in making decisions and absorbing the costs of selling, the lender acts as the seller.
Charlotte, NC, short sales occur when the market value is insufficient to pay off the outstanding amount on a mortgage. Short sales are becoming more common as housing prices fall. They are a way to escape an overwhelming monthly mortgage, but they require the lender's willing acceptance of a financial loss.
In addition, because they must pay settlement fees, including agency charges, lenders strive to recuperate as much profit as possible from the transaction at closing.
Most lenders mandate that the sellers engage a real estate agent to represent themselves in a short sale. However, a seller may begin a short sale application form with his lender and even advertise the property and make an offer on his own. This means at least one agent will be engaged, representing either the buyer or the seller, or both. Real estate commissions differ depending on the agent or agency, the market, and the area.
What are real estate commissions, and how do they work?
The majority of real estate brokers earn money from commissions. These are payments given directly to real estate brokers in exchange for their services in the sale or acquisition of real estate. A commission is typically a percentage of the property's sale price, although it can also be a flat charge.
The listing agreement, a contract between a seller and the listing broker that describes the listing circumstances, specifies the broker's pay. The broker's commission rate is adjustable.
Commissions typically run from 4% to 6% across the country, though they might be more or lower depending on the market. Unless the buyer and seller agree on a split, the commission is paid by the seller. Due to the greater asking price, the buyer pays at least some of the commission in either situation.
How much do agents earn in a short sale?
The commissions paid by the lender are shared among the agents. The listing agreement specifies how much the seller will pay a buyer's agent and what percentage of the commission the listing agent will earn. For example, agents may agree to a 50-50 split or a commission difference of half to one percent.
Commissions are paid from the sales price by the primary mortgage lender, also known as the first lien holder. Second and third lien holders are usually paid a little sum in exchange for agreeing to a short sale and do not have to pay any commissions.
What does a short sale agent do?
The short sale process resembles that of a typical transaction in specific ways. You hire an agent, put your house on the market, locate a buyer, and close the deal. But that's where the resemblances end.
Your agent must also work out a deal with the lender that holds the present mortgage on the property to determine how much money they're willing to lose on a short sale. These discussions begin even before your house is put on the market. They start when your representative approaches your lender to see if a short sale is possible.
Because some lenders would sooner foreclose on a property than approve a short sale, you'll need a professional and top real estate agent in Charlotte, NC, like Nancy Braun of Showcase Realty, to handle these early talks. If the bank makes more money reselling your foreclosed house than they will from the private mortgage insurance payout (for less than your short sale offer), it will take skill to convince them to approve your short sale application.
Who pays the difference in a short sale?
In a Charlotte, NC short sale, you have forfeited your mortgage and cannot make a payment, but your lender agrees to let you sell your property for less than the amount owed on it. After the sale, the bank will decide whether to hold you liable for a deficiency.
Lenders may compel the borrower to sign a note committing to repay the discrepancy between the selling price and the mortgage amount in various instances.
How to find the right Charlotte NC Short Sale Agent
Selling your home less than what you owe is a frightening financial situation. But, with all the uncertainty that comes with a short sale, it's tempting to seek help from previous agents you’ve worked with in Charlotte, NC.
You won't have the correct help if your favorite agent doesn't specialize in short sales. Many parties are engaged in a short sale, there are various requirements to follow, and several rounds of talks are required.
Only a short-sale expert can effectively negotiate this complicated deal. So the instant you decide that a short sale is the best method to sell your house, you should begin looking for a qualified short sale agent.
An experienced short sale agent in Charlotte, NC, might already have worked with your lender on previous short sales in Charlotte, NC. This offers them a leg up on the competition when it comes to persuading your mortgage company that short selling the house is in their best interests.
The short sale package you'll need to put together to convince the lender that you're unable to pay your mortgage is an essential element of these first negotiations. You'll need to provide all your financial information with your agent, including all those overdue notices and other unpleasant collection documents, in addition to a hardship letter.
Because your short sale agent will be exposed to all the information about your challenging financial condition, you should choose someone you can trust. The problem is that short sales aren't as popular as they once were, so finding a specialist can be difficult.
Creating a list of competent applicants is the first step in finding the proper short-sale specialist for you. Then it's only a matter of selecting a dependable agent that makes you feel at ease and can answer all your queries.
Why choose Nancy Braun and Showcase Realty for your short sale transaction?
A well-respected agent will work well with other buyer's agents and put buyers at ease enough to write a short sale offer. The most crucial reason, though, why a short sale agent with experience in your community will be helpful is that the agent will most likely guide you in pricing the short sale.
A short sale agent in Charlotte, NC, like Nancy Braun, is built with her years of experience. Nancy is a successful leader who is committed to her work with Showcase Realty. Her mission is to provide the best possible real estate service to her clients. We want to assist you with your Charlotte, NC short sale. For further information, call 704-997-3794.
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In case you cannot view this video here, please click the link below to view Who Pays the Real Estate Agent in a Short Sale in Charlotte, NC? on my YouTube channel: https://www.youtube.com/watch?v=rvAbgy53YuI
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What Do I Need To Know Before Moving To SouthPark Charlotte, NC?
There are plenty of things you need to know before moving to SouthPark, Charlotte, NC. Besides obvious things like knowing your monthly mortgage payment, you’ll need to learn more about Charlotte’s current real estate market and available career opportunities.
The Charlotte, North Carolina area, which includes SouthPark, is rapidly expanding. South Park is experiencing an extraordinary influx of recent college graduates, working professionals, and families. SouthPark is widely recognized as Charlotte's most elegant neighborhood, and with good reason.
Take a stroll through SouthPark, and you’ll find fine wine and cheese shops, high-end fitness studios, and high-end beauty services. It doesn't get much more luxurious than Charlotte's SouthPark neighborhood if you’re looking for a polished and inviting atmosphere.
Is it worth moving to Charlotte, NC?
This is to guarantee that your family's next big move will be the wisest choice. Moving into a new neighborhood is both exhilarating and intimidating. Scouting house listings, negotiating deals, and the move itself can feel overwhelming.
Charlotte, NC itself is among the most wallet-friendly cities in the United States. The area's real estate market is 23% cheaper than the national average. The cost of living is 9% cheaper than the national average as well. Charlotte was named the third most attractive real estate market in America in 2016.
This affordability, combined with a thriving economy and strong development, means there are homes for sale at a price point suitable for everyone. No wonder Charlotte was named the 3rd most attractive real estate market in America in 2016. The SouthPark neighborhood is one where "people want to live and work."
SouthPark Charlotte, NC, is one of the city's most popular and expanding neighborhoods. The area offers unrivaled access to Uptown via South Road, Providence Road, Independence Boulevard, Park Road, and many other major thoroughfares.
Things you need to know before moving to SouthPark, Charlotte, NC.
1. SouthPark Charlotte NC's Real Estate Market is Versatile.
2. There’s a Mix of Urban and Suburban Lifestyles in SouthPark, Charlotte, NC.
3. Career Opportunities are everywhere in Charlotte, NC.
4. There’s Affordable and Quality Education in SouthPark, Charlotte, NC.
SouthPark is nestled in the southern part of Charlotte. For potential buyers, the area has magnificent homes and plenty of public space. The neighborhoods are exquisite, well-established, and tucked away with tree-lined streets and wooded lots. SouthPark is known for its diverse selection of upscale shops, cafes, and attractions. The SouthPark Mall is Charlotte's and North Carolina's largest shopping mall, with almost 1.7 million square feet.
Let’s take a further look at everything you need to know before moving to SouthPark, Charlotte, NC.
1. SouthPark Charlotte NC's Real Estate Market is Versatile
In the last ten years, home values have increased by 9.6%. This makes SouthPark a popular neighborhood for first-time homebuyers. It's suitable for buyers who can afford a property in the $519K area. There are also currently 140 rentals available, with monthly rents ranging from $869 to $8,000.
Do you have your eyes on a more spacious and high-end house? Don't worry! According to realtor.com, there are currently 371 Charlotte, NC Homes for Sale, according to realtor.com, 36 of which were recently posted just last week, with prices ranging from $107.9K to $5.6M. You'll quickly find luxury homes for sale in Charlotte, NC, that suit your preference.
|Not sure where to start? Nancy Braun’s firm, Showcase Realty, has SouthPark listings for open houses, price reductions, foreclosures, recently sold, new home neighborhoods, and new home development.
2. There’s a Mix of Urban and Suburban Lifestyle in SouthPark Charlotte NC
SouthPark is a sophisticated residential and business district. There are designer stores in the massive SouthPark mall and smaller, independent fashion boutiques at Phillips Place and Morrison Mall. The area's many upscale bars attract young professionals. The dining scene includes French cafes, casual sushi joints, and brick-oven pizza shops. In SouthPark, Charlotte, NC, homeowners enjoy a combination of urban and suburban living, with many residents renting their houses.
Many of SouthPark's communities are older and were built in the 1970s and 1980s. The community has larger lots with mature trees and walkways. New estates, mixed-use shopping, and residential areas are being built in the neighborhood.
There are plenty of property options in SouthPark as well. From single-family homes to modern townhouses to the luxury mansions of Pellyn Grove as well. South Charlotte is also home to some of the best schools, hospitals, and medical facilities.
3. Career Opportunities are everywhere in Charlotte, NC.
Charlotte is evolving into a young, entrepreneurial city. When you move to a new city, you want to land a job as well immediately. Good thing that it won't be a problem if you move to SouthPark Community. Charlotte, NC, was placed #24 on Glassdoor's list of the best places to find work. It is also one of the top places to work in the United States. This is true whether it's a job in finance, human resources, or other fields.
Charlotte, NC, has an unemployment rate of 4.90 percent (down from 5.90 percent in February 2021) and a median wage that is higher than the national average. Charlotte is an appealing option for anyone seeking a well-paying job.
While finance and insurance industries are vital in Charlotte, most people are unaware that health care and social work rank first in total employment. With corporations like Amazon building massive warehouses near Charlotte, technology is becoming a much bigger focus.
4. Affordable and Quality Education in SouthPark Charlotte NC
Worrying that you’ll move to a town that can't meet the educational needs of your children? Worry no more. There are 213 schools in Charlotte, with 166 public schools and 47 private schools. Out of those, SouthPark has 24 public schools rated good or better on a local to the county level.
Here are some of Southpark's top-rated high schools:
Harper Middle College High School
Cato Middle College High School
Providence High School
Myers Park High School
South Mecklenburg High School
What to do in SouthPark, Charlotte, NC?
SouthPark, home to the famous SouthPark Mall, is a Charlotte hotspot for all things retail and food. When you’re looking at Charlotte, North Carolina homes for sale, you also look for the things you can do in the city. South Charlotte is home to top-notch amenities and attractions for residents to enjoy.
Have a need for shopping? Then you can check out:
SouthPark Mall
Park Road Shopping Center
Carolina Place Mall
Cotswold Village Shops
Want to stroll around parks or meet up with new friends?
Shalom Park
McAlpine Creek Park
Little Sugar Creek Greenway
Who is Nancy Braun and Showcase Realty?
Years of professional experience is no small feat. Nancy Braun has been in the industry since 2008. She knows how to handle all client-related concerns. Showcase Realty LLC is a premium real estate agency with a team of talented and professional agents passionate about helping home buyers, sellers, and investors.
Showcase Realty has shown excellence and has received wonderful testimonials from many of its customers. It has an A+ rating from the Better Business Bureau. Nancy Braun, award-winning Broker-in-Charge and CEO, and her network of realtors take pride in surpassing customer expectations and delivering professional service and outstanding outcomes.
Nancy Braun is a successful leader to her best real estate agents in Charlotte, NC. Showcase Realty holds high standards to deliver the greatest possible real estate service.
Next Steps Toward You Real Estate Dream in SouthPark Charlotte NC
South Park Charlotte, NC, is one of the most sought-after neighborhoods in the city. Why? Well, thanks to its exclusive homes and plenty of amenities. South Charlotte is the perfect area to start your search for a new home, whether you're an employee in Uptown, a recent college grad, or a family searching for a pleasant, livable community.
We understand the risk of the stress and hassle of moving to a new home. It doesn't have to be that hard at all. You need a reliable Real Estate Company to guide you throughout the process. Let us assist you in making that decision! Call Nancy Braun, top Real Estate Agent in Charlotte, NC of Showcase Realty, today at 704-997-3794. Let us help you find your dream home.
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