#India Gold Loan Market Forecast

[tfatrading]

Are you wondering about the gold rate prediction today? Whether you're an investor, a buyer, or someone interested in securing a gold loan, staying updated on gold price trends is crucial. In India, the price of gold fluctuates daily based on various market factors, and predicting these trends can help you make informed decisions. In this article, we will break down the current gold price today, methods to predict gold prices, and how market predictions can impact your investment strategies, especially concerning gold loans. Stay with us as we explore gold price forecasts for the upcoming week and give you insights on how to leverage these predictions.

[priteshwemarketresearch]

Pawn Shop market   Report Includes Dynamics, Products, and Application 2024 – 2034

Pawn Shop Market Overview:

Pawn Shop market size was valued at USD 45.10 billion in 2023 and is estimated to reach a value of USD 59.99 billion by 2034 with a CAGR of 2.7% during the forecast period 2024-2034 .Within the retail industry, pawn shops represent a broad range of niches. It specializes in offering secured loans, also referred to as pawn loans, to people who provide personal belongings, which include precious items such as high-end jewelry, state-of-the-art gadgets, and a variety of other highly cherished property. As collateral, these assets support the terms of the loan. Pawn shops provide customers with a convenient way to quickly obtain short-term loans to meet urgent needs, but they also function as a lively marketplace where people can browse a wide range of used goods.

Sample copy of Report:

https://wemarketresearch.com/reports/request-free-sample-pdf/pawn-shop-market/1541

Market Dynamics:

The Growth in Convenient and Quick Methods of Loan Provision in a Short Time Period

The economic downturn and increased expense of living are to blame for the growing demand for pawn services. Public awareness of pawn shops is also rising as a result of the increased popularity of TV series featuring them. While the loan is in effect, the pawn shops are exempt from judgment, credit checks, and personal inquiries. Our credit score is unaffected, and we can apply for loans in any amount of time. These elements fuel the market expansion of pawn shops. Additionally, the market has grown significantly as a result of the quick loan processing and simple item exchange for the appropriate amount at the pawn shop.

Competitive Landscape:

American Jewelry and Loan

Borro

Browns Pawnbrokers (UK)

Cash America International

Inc, Cash Canada

Central Mega Pawn

Empire Pawn of Nassau Inc

EZCORP, Inc

First Cash Financial Services, Inc

Gold & Silver Pawn Shop

LoanMart

Maxferd Jewelry & Loan

National Pawnbrokers Association (NPA)

New Bond Street Pawnbrokers (UK)

Pawn America, Prestige Pawnbrokers

Quik Pawn Shop, SuperPawn

USA Pawn & Jewelry

Value Pawn & Jewelryl

Pawn Shops 2.0: Navigating Key Trends in the APAC Region:

“The APAC pawn shop market is expanding rapidly, driven by increasing financial pressures and growing digital adoption. Analysts highlight that economic uncertainty and high consumer debt in countries like China and India boost demand for pawn services. Digital transformation is a key trend, with many pawn shops adopting online and mobile platforms to enhance customer convenience. Diversification of services, including personal loans and retail sales, is also on the rise. Market reviews emphasize the importance of regulatory compliance and transparency as the industry matures. Overall, the APAC pawn shop market is evolving with technological advancements and changing consumer needs. “

The APAC pawn shop market is undergoing significant transformation, driven by several key trends.

��One of the most impactful trends is the rapid adoption of digital technologies. Pawn shops across the region are increasingly implementing online and mobile platforms to streamline operations and enhance customer convenience. This digital shift caters to a tech-savvy consumer base, aligning with the broader trend of digitalization in financial services. Customers can now access services such as item evaluations, loan applications, and account management from their smartphones or computers, making the process more accessible and efficient.

Another notable trend is the diversification of services offered by pawn shops.

Traditionally focused on pawning and redeeming personal items, many shops are expanding their portfolios to include personal loans, retail sales, and even investment opportunities. This diversification helps attract a wider range of customers and provides additional revenue streams. It also reflects a shift towards a more comprehensive financial services model, catering to varied customer needs and preferences.

Pawn Shop Market Scope and Research Methodology:

In a recent report, MMR conducted a thorough analysis of the Pawn Shop Market. The study, which provides a strategic analysis, addresses many important topics, such as the leading competitors, market size, share, important drivers, opportunities, challenges, and competitive environment. It also analyzes the market's attractiveness and growth contributors. An extensive examination of the worldwide Pawn Shop Market is provided by the Pawn Shop Market research. Offerings, deployment mode, application, end-user industry, and geography are the main factors used to categorize the market and give stakeholders important information.

Economic factors also play a crucial role in shaping the market. Rising financial pressures, economic instability, and high levels of consumer debt drive demand for quick and accessible financial solutions. Pawn shops offer an alternative to traditional credit sources, providing immediate liquidity without extensive credit checks or approval processes.

Key Benefits:

The study provides an in-depth analysis of the pawn shop market with current and future trends to elucidate the imminent investment pockets in the market.

Current and future trends are outlined to determine the overall attractiveness and to single out profitable trends to gain a stronger foothold in the market.

The report provides information regarding key drivers, restraints, and opportunities.

Quantitative analysis of the current market and estimations are provided to showcase the financial caliber of the market.

Conclusion

The pawn shop market remains a resilient and adaptable sector within the broader retail and financial landscape. Its success hinges on several critical factors, including economic conditions, consumer trends, regulatory environments, and technological advancements. During economic downturns, pawn shops often see increased activity as individuals seek quick financial relief or choose to sell items of value. Conversely, in prosperous times, their role may shift as consumers have more access to alternative financial services and marketplaces.

[techsciresearch]

India Gold Loan Market to Grow at an Impressive Rate until 2025 – TechSci Research

Increasing trend of availing gold loan in urban areas is expected to drive the growth of India gold loan market

According to TechSci Research report, “India Gold Loan Market By Type of Lenders (Formal v/s Informal), By Mode of Disbursal (Cash, Cheque, Electronic Transfer), By Interest Rate (Up to 10%, 11%-20%, 21%-30%, 31%-40%, Above 40%), By Regulatory Body (RBI v/s Ministry of Corporate Affair), By Market Type (Organized v/s Unorganized), By Application (Investment v/s Collecting), By End Users (Salaried Middle Class, Housewives, Traders, Micro-Enterprises, Self-Employed, Others), By Region, Forecast & Opportunities, 2025”, the India gold loan market is expected to grow at an impressive rate during the forecast period on account of the changing lifestyle patterns of the population in the country. These days people have started using their gold as collateral in order to not just full fill their short-term emergency needs but also needs such as vacations, among others. Additionally, rising gold prices are further expected to fuel the growth of gold loans. However, liquidity stress among NBFCs and banks might hamper the market growth through 2025. Furthermore, availability of risk-free loan options without providing any collateral might restrict the market growth over the next few years.

Browse XX market data Tables and XX Figures spread through XXX Pages and an in-depth TOC on " India Gold Loan Market"

https://www.techsciresearch.com/report/india-gold-loan-market/4902.html

The India gold loan market is segmented based on type of lenders, mode of disbursal, interest rate, regulatory body, market type, application, end users, company and region. Based on type of lenders, the market can be split into formal and informal. Here, the formal segment is expected to witness significant growth in the market during the forecast period and can further be categorized into banks, NBFCs and nidhi companies. Banks are expected to register significant growth in the market since banks have started operating gold loan specific branches, which provide gold loans at low interest rates. On the other hand, the informal segment is expected to dominate the market since this is the most conventional way of getting gold loans and is still followed in the country, especially in the rural areas. Based on market type, the market can be bifurcated into organized and unorganized. Among them, the organized segment is expected to grow significantly on account of the growing penetration of banks and NBFCs in the country.

Muthoot Finance Ltd., Manappuram Finance, Indian Bank, India Overseas Bank, Federal Bank, South India Bank, State Bank of Travancore, IIFL, HDFC Bank, ICICI Bank and others are some of the leading players operating in India gold loan market. The companies operating in the market are using organic strategies such as new insurance plan launches, mergers and collaborations to boost their share.

Download Sample Report   @ https://www.techsciresearch.com/sample-report.aspx?cid=4902

Customers can also request for 10% free customization on this report.

“The India gold loan market is expected to grow significantly on account of the changing mindset of the population in the urban areas and cities for availing gold loans. Furthermore, increasing penetration of gold loan provider companies, banks, NBFCs, among others which are easily accessible for the population is further expected to fuel the market growth through 2025. Additionally, banks and other financial institutions have started providing online gold loans and are also launching apps to popularize and make availing of gold loans quite easy. For instance, the State Bank of India launched YONO App for providing gold loans and is promoting the app by sending messages to the customers.” said Mr. Karan Chechi, Research Director with TechSci Research, a research based global management consulting firm.

“India Gold Loan Market By Type of Lenders (Formal v/s Informal), By Mode of Disbursal (Cash, Cheque, Electronic Transfer), By Interest Rate (Up to 10%, 11%-20%, 21%-30%, 31%-40%, Above 40%), By Regulatory Body (RBI v/s Ministry of Corporate Affair), By Market Type (Organized v/s Unorganized), By Application (Investment v/s Collecting), By End Users (Salaried Middle Class, Housewives, Traders, Micro-Enterprises, Self-Employed, Others), By Region, Forecast & Opportunities, 2025”, has evaluated the future growth potential of India gold loan market and provides statistics & information on market size, structure and future market growth. The report intends to provide cutting-edge market intelligence and help decision makers take sound investment decisions. Besides, the report also identifies and analyzes the emerging trends along with essential drivers, challenges and opportunities in India gold loan market.

Browse Related Reports

India Personal Loan Market By Source (Bank & Non-Banking Financial Company (NBFC)), By Tenure (Less than 1 Year; 2-3 Year; & 4-5 Years), By Purpose (Home Improvement; Wedding; Travel; & Others), By Interest Rate (10%-15% & 16%-20%), Competition, Forecast & Opportunities, 2025

https://www.techsciresearch.com/report/india-personal-loan-market/4236.html

India Home Loan Market By Type (Housing Loan & Non-housing Loan), By Source (Bank & Housing Finance Companies (HFCs)), By Interest Rate (Fixed Rate & Floating Rate), By Tenure (Upto 5 years; 6-10 years; 11-24 Years & 25-30 Years), By Area of Property (Upto 500 Sq. foot; 501-1000 sq. foot; 1001-2000 sq. foot & Above 2000 sq. foot), Competition, Forecast & Opportunities, 2025

https://www.techsciresearch.com/report/india-home-loan-market/4237.html

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[extreme-investor-network]

Market Talk - September 9, 2022

ASIA: GSMA estimates that between 2022 and 2025, operators in India will invest around ₹1.6 trillion in their networks, underpinning opportunities in the consumer and enterprise segments. Fifth generation technology, or 5G, could benefit the Indian economy by ₹36.4 trillion ($455 billion) between 2023 and 2040, or more than 0.6% of forecast GDP per year, according to an analysis by GSMA Intelligence that reflects the large number of 5G deployments 2040. GSMA research further indicated that 5G will be a key enabler of enterprise digital transformation processes in manufacturing, energy and utilities, banking, transport, healthcare, sports, and retail. The major Asian stock markets had a green day today: - NIKKEI 225 increased 149.47 points or 0.53% to 28,214.75 - Shanghai increased 26.47 points or 0.82% to 3,262.05 - Hang Seng increased 507.63 points or 2.69% to 19,362.25 - Kospi closed - ASX 200 increased 45.50 points or 0.66% to 6,894.20 - SENSEX increased 104.92 points or 0.18% to 59,793.14 - Nifty50 increased 34.60 points or 0.19% to 17,833.35 The major Asian currency markets had a mixed day today: - AUDUSD increased 0.00833 or 1.23% to 0.68464 - NZDUSD increased 0.00588 or 0.97% to 0.61118 - USDJPY decreased 1.274 or -0.89% to 142.546 - USDCNY decreased 0.02321 or -0.33% to 6.93769 Precious Metals: l Gold increased 10.83 USD/t oz. or 0.63% to 1,718.10 l Silver increased 0.261 USD/t. oz or 1.41% to 18.831 Some economic news from last night: China: CPI (MoM) (Aug) decreased from 0.5% to -0.1% CPI (YoY) (Aug) decreased from 2.7% to 2.5% PPI (YoY) (Aug) decreased from 4.2% to 2.3% Japan: M2 Money Stock (YoY) remain the same at 3.4% M3 Money Supply (Aug) increased from 2,068.8T to 2,075.5T New Zealand: Electronic Card Retail Sales (YoY) (Aug) increased from -0.5% to 26.9% Electronic Card Retail Sales (MoM) (Aug) increased from -0.2% to 0.9% Some economic news from today: China: Chinese Total Social Financing (Aug) increased from 756.1B to 2,430.0B M2 Money Stock (YoY) (Aug) increased from 12.0% to 12.2% New Loans (Aug) increased from 679.0B to 1,250.0B Outstanding Loan Growth (YoY) (Aug) decreased from 11.0% to 10.9% India: Bank Loan Growth increased from 15.3% to 15.5% Deposit Growth increased from 8.8% to 9.5% FX Reserves, USD decreased from 561.05B to 553.11B EUROPE/EMEA: The Bank of England has postponed a key interest rate decision following the death of Queen Elizabeth II. It follows moves by several public bodies to change their plans for the coming week following the death of Britain’s longest-reigning monarch. Economists had predicted the Bank of England would raise rates to 2.25%, the highest level since December 2008. The major Europe stock markets had a green day: - CAC 40 increased 86.43 points or 1.41% to 6,212.33 - FTSE 100 increased 89.01 points or 1.23% to 7,351.07 - DAX 30 increased 183.89 points or 1.43% to 13,088.21 The major Europe currency markets had a mixed day today: - EURUSD increased 0.00391 or 0.39% to 1.00484 - GBPUSD increased 0.00712 or 0.62% to 1.15906 - USDCHF decreased 0.01047 or -1.08% to 0.96053 Some economic news from Europe today: France: French Industrial Production (MoM) (Jul) decreased from 1.2% to -1.6% Italy: Spanish Industrial Production (YoY) (Jul) decreased from 7.0% to 5.3% US/AMERICAS: The labor market in the US remains strong as unemployment claims fell by 6,000 last week to 222,000. This marks the lowest level in over three months. Continuing claims, however, continue to rise. Continuing claims rose by 36,000 to 1.47 million, marking a nearly five-month high. Available jobs rose to 11.2 million which is a concern as it doubles the number of people seeking employment. Canada’s labor market is loosening as Statistics Canada reported that the unemployment rate rose to 5.4% in August from July’s 4.9% posting. The Labour Force Survey (LFS) noted that Canada’s economy eliminated 40,000 jobs last month. Part-time positions are on the rise after posting a 37,500 gain. The education sector saw a notable decline of 50,000 positions, while the construction industry fell by 28,000 jobs. Quebec experienced a gain of 27,000, while Ontario remained flat. BC, Manitoba, and Nova Scotia all reported losses as well. Wages advanced by 5.4%, marking the fastest annual pace in 25 years.  The August LFS marks the third consecutive monthly employment decline for the Canadian economy. US Market Closings: - Dow advanced 377.19 points or 1.19% to 32,151.71 - S&P 500 advanced 61.18 points or 1.53% to 4,067.36 - Nasdaq advanced 250.18 points or 2.11% to 12,112.31 - Russell 2000 advanced 35.94 points or 1.95% to 1,882.85 Canada Market Closings: - TSX Composite advanced 360.34 points or 1.86% to 19,773.34 - TSX 60 advanced 22.17 points or 1.89% to 1,196.21 Brazil Market Closing: - Bovespa advanced 2,384.77 points or 2.17% to 112,300.41 ENERGY: The oil markets had a green day today: - Crude Oil increased 3.201 USD/BBL or 3.83% to 86.741 - Brent increased 3.17 USD/BBL or 3.56% to 92.320 - Natural gas increased 0.0909 USD/MMBtu or 1.15% to 8.0059 - Gasoline increased 0.0963 USD/GAL or 4.10% to 2.4424 - Heating oil increased 0.0389 USD/GAL or 1.10% to 3.5790 The above data was collected around 13:35 EST on Friday - Top commodity gainers: Crude Oil (3.83%), Gasoline (4.10%), Rhodium (6.29%) and Wheat (5.21%) - Top commodity losers: Lumber (-1.64%) and Oat (-5.44%) The above data was collected around 13:46 EST on Friday BONDS: Japan 0.25%(+0.5bp), US 2’s 3.55% (+0.063%), US 10’s 3.3021% (+1.01bps); US 30’s 3.44% (-0.001%), Bunds 1.700% (-1.2bp), France 2.263% (+1bp), Italy 4.005% (+5.6bp), Turkey 11.16% (-2bp), Greece 4.259% (+5.2bp), Portugal 2.775% (+2.5bp); Spain 2.884% (+4.9bp) and UK Gilts 3.0950% (-5.2bp). Original Article Original Article Here: Read the full article

[tradeplus-online]

Vodafone Idea opted for a 4-year moratorium on payment of Rs 8,837 Cr in AGR dues

Hero Motocorp, India’s largest 2-wheeler manufacturer, plans to hike the retail prices of its motorcycles and scooters by up to Rs 3,000

Hero Motocorp, India’s largest 2-wheeler manufacturer, plans to hike the retail prices of its motorcycles and scooters by up to Rs3,000. This is likely to be effective from 01st July 2022. The auto sector has been badly hit by the spike in the cost of key inputs like steel, aluminum, plastics, etc and this price hike will help to partially offset the impact of the cost inflation. The precise price increase would differ from model to model. Hero Moto offers a range of models with a price range extending from Rs51,450 to Rs1.32 lakhs.

IIFL Finance, the NBFC arm of the IIFL Group, plans to raise debt capital to the tune of Rs5,000 crore via the issue of bonds through a public issue

IIFL Finance, the NBFC arm of the IIFL Group, plans to raise debt capital to the tune of Rs5,000 crore via the issue of bonds through a public issue. This is still subject to statutory approvals. The sum of Rs5,000 crore would be raised in one or more tranches via issuance of redeemable non-convertible debentures. IIFL Finance offers home loans, gold loans, and business loans; with a focus on LAP financing, MSME funding, microfinance, and developer and construction finance. IIFL Finance has 3,119 branches across 500 cities.

Vodafone Idea opted for a 4-year moratorium on payment of Rs 8,837 crore in AGR dues

Vodafone Idea opted for a 4-year moratorium on payment of Rs8,837 crore in AGR dues. The company also has the option to convert interest on deferred amounts into equity to the government. The government is already set to own 33% of Vodafone Idea in lieu of interest on dues with an NPV of Rs16,000 crore. They have to decide on the conversion of the interest on AGR into equity within 90 days. Telecom operators owe Rs1.65 trillion as adjusted gross revenues (AGR) share to the government up to the fiscal year 2018-19.Related Articles

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📷The RBI hikes the repo rate by 50 bps to 4.90% and retains the GDP growth forecast at 7.2%| Top Market news2 weeks ago

The Maran family-owned Sun TV Network touched its 52-week low of Rs 402.55

The Maran family-owned Sun TV Network touched its 52-week low of Rs 402.55 and has erased all its gains recorded after the conclusion of the IPL rights for the 2023-27 period. Apart from a host of regional language channels, Sun TV group also owns the SunRisers Hyderabad cricket franchise in the IPL as well as the Digital OTT Platform Sun NXT. IPL PAT is likely to rise from Rs73 crore in FY22 to Rs300 crore in FY24. However, markets are worried about the strategy for the digital OTT platform and plan for the cash pile.

The biggest loser in the Russian cheap oil story may be Iraq as Russian oil steadily flows into Asia at much lower costs

The biggest loser in the Russian cheap oil story may be Iraq as Russian oil steadily flows into Asia at much lower costs. India and China were the major buyers of Iraq’s Basrah Medium or Basrah Heavy crude, but the demand has tepid in the current Asia trading cycle since cheaper Russian oil is being preferred. Iraq is also considering offering discounts to its major customers. However, the case is not the same for all OPEC members as cargoes of Abu Dhabi Murban oil, which yields more diesel, traded at an $11/bbl premium.

To open Demat Account visit the website now: tradeplusonline.com

[astronauta-lis-blog]

Life Wakanda" Based Around His Cryptocurrency AKoin

I am just resending this info for people that prepares making crypto currency. Clearly, the MPT makers were once Common Fund financiers, seeking something better after years of frustrating financial investment returns. True, common fund managers hardly ever beat the markets - but why? As well as true, exclusive, individual, portfolio supervisors rarely cannot defeat the market averages over significant time periods. Gemini is a fully controlled licensed United States Bitcoin as well as Ether exchange. The exchange functions with a maker-taker fee schedule with giving in readily available for high volume investors. All withdrawals as well as deposits are cost free. Right here we pertain to the trouble number 2. The settlement must be made through Bitcoin, transactions with which are almost impossible to trace. You will certainly transfer the money right into Bitcoin, most likely to a pirate site, and pay cash to individuals that perform unlawful activities, as well as who recently penetrated right into your computer, as well as extort money from you. Is it reasonable to provide loan to such people, as well as wish that they will accomplish their part of the deal? It depends on you. If your files are crucial to you, as well as you do not have backups - paying the ransom money might address the trouble. All the same, we suggest you to hesitate before you pay cyberpunks for your personal information. So if you ask this inquiry to yourself, Is Gold jewelry a great financial investment after that well, the answer is this. If obtaining high revenues is your slogan after that for certain it will certainly be extremely difficult to make such greater degree of earnings from gold. However there are chances though if you acquire a classic piece that comes to be an antique or you obtain a great deal and also can market the item of gold. In the month of December the Money Ministry of India stated that it was creating an unique panel to care for growths that includes the volume of Bitcoin relevant trade, as well as helps out to accelerate the procedure of executing crypto guidelines. Reps of DEA, the Reserve Bank of India, and the Earnings Tax obligation Department were invited to sign up with the panel. People have actually hypothesized about Satoshi's origins ever since Bitcoin had been invented. The reason behind to get the rumour mills rolling this time around was a blog post by Sahil Gupta, a former trainee in SpaceX, that blogged that Elon Musk was possibly Satoshi Nakamoto. Sahil uses Elon Musk's history in Business economics, know-how in manufacturing degree applications and also Background of innovation to guess that Elon Musk probably developed Bitcoin. Offered the turbulent nature of this blocksize debate in the Bitcoin area, Sahil sought Elon's (or Satoshi's) disturbance and asks him to play the part of a starting dad (similar to Vitalik Buterin at Ethereum). Traders of the company carefully keep track of the scenario on globe crypto-exchanges. In the future, intriguing events are expected to occur at the cryptocurrency markets. They are currently forecasted by our group and are most likely to bring revenue to all financiers as well as partners of the company. Are they energetic on the various social media sites systems like Facebook, Twitter, as well as Tool? Do they have a visibility in significant cryptocurrency discussion forums like GitHub as well as BitcoinTalk? And what type of details are they putting out there? These are all important inquiries that must be kept in mind while comparing ICO's. Rome was not constructed in a day and also neither will certainly your trading account. As a matter of fact, I talk of my pupils that while they are studying to come to be successful Forex traders they ought to not look entirely at their account equilibrium as an indication of success or failure.

[priteshwemarketresearch]

Pawn Shop market   by Platform, Type, Technology and End User Industry Statistics, Scope, Demand with Forecast 2034

Pawn Shop Market Overview:

Pawn Shop market size was valued at USD 45.10 billion in 2023 and is estimated to reach a value of USD 59.99 billion by 2034 with a CAGR of 2.7% during the forecast period 2024-2034 .Within the retail industry, pawn shops represent a broad range of niches. It specializes in offering secured loans, also referred to as pawn loans, to people who provide personal belongings, which include precious items such as high-end jewelry, state-of-the-art gadgets, and a variety of other highly cherished property. As collateral, these assets support the terms of the loan. Pawn shops provide customers with a convenient way to quickly obtain short-term loans to meet urgent needs, but they also function as a lively marketplace where people can browse a wide range of used goods.

Market Dynamics:

The Growth in Convenient and Quick Methods of Loan Provision in a Short Time Period

The economic downturn and increased expense of living are to blame for the growing demand for pawn services. Public awareness of pawn shops is also rising as a result of the increased popularity of TV series featuring them. While the loan is in effect, the pawn shops are exempt from judgment, credit checks, and personal inquiries. Our credit score is unaffected, and we can apply for loans in any amount of time. These elements fuel the market expansion of pawn shops. Additionally, the market has grown significantly as a result of the quick loan processing and simple item exchange for the appropriate amount at the pawn shop.

Competitive Landscape:

·         American Jewelry and Loan

·         Borro

·         Browns Pawnbrokers (UK)

·         Cash America International

·         Inc,  Cash Canada

·         Central Mega Pawn

·         Empire Pawn of Nassau Inc

·         EZCORP, Inc

·         First Cash Financial Services, Inc

·         Gold & Silver Pawn Shop

·         LoanMart

·        Maxferd Jewelry & Loan

·         National Pawnbrokers Association (NPA)

·         New Bond Street Pawnbrokers (UK)

·         Pawn America,  Prestige Pawnbrokers

·         Quik Pawn Shop,  SuperPawn

·         USA Pawn & Jewelry

·         Value Pawn & Jewelryl

Pawn Shops 2.0: Navigating Key Trends in the APAC Region:

“The APAC pawn shop market is expanding rapidly, driven by increasing financial pressures and growing digital adoption. Analysts highlight that economic uncertainty and high consumer debt in countries like China and India boost demand for pawn services. Digital transformation is a key trend, with many pawn shops adopting online and mobile platforms to enhance customer convenience. Diversification of services, including personal loans and retail sales, is also on the rise. Market reviews emphasize the importance of regulatory compliance and transparency as the industry matures. Overall, the APAC pawn shop market is evolving with technological advancements and changing consumer needs. “

The APAC pawn shop market is undergoing significant transformation, driven by several key trends.

 One of the most impactful trends is the rapid adoption of digital technologies. Pawn shops across the region are increasingly implementing online and mobile platforms to streamline operations and enhance customer convenience. This digital shift caters to a tech-savvy consumer base, aligning with the broader trend of digitalization in financial services. Customers can now access services such as item evaluations, loan applications, and account management from their smartphones or computers, making the process more accessible and efficient.

Another notable trend is the diversification of services offered by pawn shops.

Traditionally focused on pawning and redeeming personal items, many shops are expanding their portfolios to include personal loans, retail sales, and even investment opportunities. This diversification helps attract a wider range of customers and provides additional revenue streams. It also reflects a shift towards a more comprehensive financial services model, catering to varied customer needs and preferences.

Pawn Shop Market Scope and Research Methodology:

In a recent report, MMR conducted a thorough analysis of the Pawn Shop Market. The study, which provides a strategic analysis, addresses many important topics, such as the leading competitors, market size, share, important drivers, opportunities, challenges, and competitive environment. It also analyzes the market's attractiveness and growth contributors. An extensive examination of the worldwide Pawn Shop Market is provided by the Pawn Shop Market research. Offerings, deployment mode, application, end-user industry, and geography are the main factors used to categorize the market and give stakeholders important information.

Economic factors also play a crucial role in shaping the market. Rising financial pressures, economic instability, and high levels of consumer debt drive demand for quick and accessible financial solutions. Pawn shops offer an alternative to traditional credit sources, providing immediate liquidity without extensive credit checks or approval processes.

Key Benefits:

The study provides an in-depth analysis of the pawn shop market with current and future trends to elucidate the imminent investment pockets in the market.

Current and future trends are outlined to determine the overall attractiveness and to single out profitable trends to gain a stronger foothold in the market.

The report provides information regarding key drivers, restraints, and opportunities.

Quantitative analysis of the current market and estimations are provided to showcase the financial caliber of the market.

 Conclusion

The pawn shop market remains a resilient and adaptable sector within the broader retail and financial landscape. Its success hinges on several critical factors, including economic conditions, consumer trends, regulatory environments, and technological advancements. During economic downturns, pawn shops often see increased activity as individuals seek quick financial relief or choose to sell items of value. Conversely, in prosperous times, their role may shift as consumers have more access to alternative financial services and marketplaces.

[mooregold]

MOORE GOLD : History of Metallurgy and Mining in India

Demand responds more to income than it does to price. Our econometric analysis of data from 1990 to 2015 revealed that income levels are the most significant long-term determinants of consumer gold demand: holding all else equal, a 1% rise in income boosts gold demand by 1%. Income is the most powerful factor, and income levels are expected to rise. The IMF has forecast per capita GDP to grow by 35% for 2015–2020 and the National Council of Applied Economic Research expects India’s middle class to double, exceeding 500 million (m) by 2025. The report states that, valued at over US$800bn, India’s gold stocks are around 23,000-24,000 tonnes. Southern India has the highest market share for gold demand of 40%, Western India at 25% and Northern and Eastern India have 20% and 15% of the market share respectively. Gold jewellery plays a dual role in India - as an investment as well as an adornment, hence a considerable number of Indians invest in gold through 22k jewellery. Given that weddings are a key occasion for buying gold and the fact that 500m of the population is under the age of 25, the number of weddings and subsequently the occasions for buying gold are likely to be higher. The outlook for jewellery demand is favourable. We estimate there are between 385,000 and 410,000 jewellers in India. The majority – around 70% – of India’s jewellery industry can be categorised as unorganised. Between 2000 and 2015 more organised participants emerged, with their market share rising from 5% to 30%.  By 2020, it is likely that this share will have risen to between 35% and 40%. For many investors, bars and coins are considered a safe investment and rank alongside deposit accounts as a preferred savings vehicle. By 2020, the report indicates that, bar and coin demand will be between 250–300 tonnes. Consumers prefer to pledge jewellery or bullion as collateral to raise funds rather than selling them. Around 1,250 tonnes is used as collateral, largely with informal lenders, such as pawnbrokers. The report states that gold loans will continue to hold a bigger market share in India. Owing to the government’s encouragement to the formal sector, money-lenders and pawnbrokers, will lose market share to banks and gold loan companies. India is reliant on imports and recycling to meet gold demand. Gold imports account for around 85% of total supply, and the refining sector plays an important role in taking these imports and putting them in a form suitable for India’s gold industry. Indian gold refining capacity jumped in recent years from a mere three or four refineries in 2013 to 30 in 2015, taking the total capacity above 1,450t. India is one of the largest gold jewellery exporters in the world. In FY2015–2016, Indian gold jewellery shipments came to US$8.6bn.

[extreme-investor-network]

Market Talk - August 12, 2022

ASIA: India’s consumer inflation eased to 6.71% in July, easing for a third straight month, helped by slower increases in food and fuel prices and adding to expectations that the central bank may rein in the pace of interest rate hikes next month. The year-on-year figure, published by the Office for National Statistics on Friday, was slightly below the 6.78% forecast by economists in a Reuters poll. However, it remained above the central bank’s tolerance band of 2-6% for the seventh consecutive month. Economists said they expect the Reserve Bank of India (RBI) to raise its key interest rate by at least 25 basis points next month as inflation is likely to remain above its tolerance band during this calendar year. Singapore cut its economic growth forecast for this year yesterday after the economy contracted in the second quarter from the previous three months due to rising inflation and tighter monetary policy, the government said. Moves by central banks around the world to tighten borrowing costs to deal with skyrocketing prices have weighed on global demand for Singapore’s exports, with the government painting a bleak picture for the rest of the year. Singapore’s economy is expected to grow by 3.0 to 4.0 percent this year, up from an earlier forecast of 3 to 5 percent, the Commerce Department said in a statement. The major Asian stock markets had a mixed day today: - NIKKEI 225 increased 727.65 points or 2.62% to 28,546.98 - Shanghai decreased 4.78 points or -0.15% to 3,276.89 - Hang Seng increased 93.19 points or 0.46% to 20,175.62 - ASX 200 decreased 38.50 points or -0.54% to 7,032.50 - Kospi increased 4.16 points or 0.16% to 2,527.94 - SENSEX increased 130.18 points or 0.22% to 59,462.78 - Nifty50 increased 39.15 points or 0.22% to 17,698.15 The major Asian currency markets had a mixed day today: - AUDUSD increased 0.00102 or 0.14% to 0.71126 - NZDUSD increased 0.00126 or 0.20% to 0.64476 - USDJPY increased 0.453 or 0.34% to 133.550 - USDCNY decreased 0.00651 or -0.10% to 6.73709 Precious Metals: l Gold increased 8.16 USD/t oz. or 0.46% to 1,797.61 l Silver increased 0.293 USD/t. oz or 1.44% to 20.584 Some economic news from last night: China: China Thomson Reuters IPSOS PCSI (Aug) decreased from 71.52 to 69.85 Japan: Thomson Reuters IPSOS PCSI (Aug) increased from 37.39 to 38.31 Foreign Bonds Buying increased from 37.8B to 827.0B Foreign Investments in Japanese Stocks increased from -120.9B to 61.0B India: Thomson Reuters IPSOS PCSI (MoM) (Aug) decreased from 63.73 to 63.65 South Korea: Thomson Reuters IPSOS PCSI (MoM) (Aug) decreased from 40.57 to 38.43 Export Price Index (YoY) (Jul) decreased from 23.7% to 16.3% Import Price Index (YoY) (Jul) decreased from 33.6% to 27.9% Australia: HIA New Home Sales (MoM) decreased from 1.9% to -13.1% Thomson Reuters IPSOS PCSI (MoM) (Aug) decreased from 53.02 to 52.38 New Zealand: Business NZ PMI (Jul) increased from 50.0 to 52.7 FPI (MoM) (Jul) increased from 1.2% to 2.1% Some economic news from today: China: M2 Money Stock (YoY) (Jul) increased from 11.4% to 12.0% New Loans (Jul) decreased from 2,810.0B to 679.0B Outstanding Loan Growth (YoY) (Jul) decreased from 11.2% to 11.0% Chinese Total Social Financing (Jul) decreased from 5,170.0B to 756.1B Hong Kong: GDP (QoQ) (Q2) increased from -2.9% to 1.0% GDP (YoY) (Q2) increased from -1.4% to -1.3% India: Bank Loan Growth increased from 14.0% to 14.5% Deposit Growth increased from 8.4% to 9.1% Exports (USD) (Jul) increased from 35.24B to 36.27B FX Reserves, USD decreased from 573.88B to 572.98B Imports (USD) (Jul) increased from 66.26B to 66.27B Trade Balance (Jul) increased from -31.02B to -30.00B CPI (YoY) (Jul) decreased from 7.01% to 6.71% Cumulative Industrial Production (Jun) decreased from 12.90% to 12.70% Industrial Production (YoY) (Jun) decreased from 19.6% to 12.3% Manufacturing Output (MoM) (Jun) decreased from 20.6% to 12.5% EUROPE/EMEA: The International Monetary Fund has warned European governments against interfering with the region’s worsening energy crisis with broad financial support, saying instead that consumers should bear the brunt of higher prices to encourage energy savings and help a wider transition to green energy. The IMF said on Wednesday that governments should seek to protect the most vulnerable households with targeted support, but noted that existing policies aimed at easing rising costs for all consumers would hurt European economies – many of which are already on the brink of recession – and deter the energy transition . Until now, European policymakers have imposed sweeping price controls, subsidies and tax cuts to soften the blow of rising energy prices that have hit the continent hard after Russia’s war in Ukraine and a wider supply glut. Fully offsetting the rise in living costs for the bottom 20% of households would cost governments a comparably lower 0.4% of GDP on average over the whole of 2022, the company said. Doing so for the bottom 40% would cost 0.9%, he added. The major Europe stock markets had a green day: l CAC 40 increased 9.19 points or 0.14% to 6,553.86 l FTSE 100 increased 34.98 points or 0.47% to 7,500.89 l DAX 30 increased 101.34 points or 0.74% to 13,795.85 The major Europe currency markets had a mixed day today: - EURUSD decreased 0.00611 or -0.59% to 1.02574 - GBPUSD decreased 0.00618 or -0.51% to 1.21302 - USDCHF increased 0.00101 or 0.11% to 0.94171 Some economic news from Europe today: UK: NIESR Monthly GDP Tracker increased from -0.1% to 0.0% Business Investment (QoQ) (Q2) increased from -0.6% to 3.8% GDP (QoQ) (Q2) decreased from 0.8% to -0.1% GDP (YoY) (Q2) decreased from 8.7% to 2.9% GDP (MoM) decreased from 0.4% to -0.6% Industrial Production (MoM) (Jun) decreased from 1.3% to -0.9% Manufacturing Production (MoM) (Jun) decreased from 1.7% to -1.6% Monthly GDP 3M/3M Change decreased from 0.4% to -0.1% Trade Balance (Jun) decreased from -20.67B to -22.85B Trade Balance Non-EU (Jun) decreased from -9.60B to -12.29B France: French CPI (YoY) increased from 5.8% to 6.1% French CPI (MoM) (Jul) decreased from 0.7% to 0.3% French HICP (MoM) (Jul) decreased from 0.9% to 0.3% French HICP (YoY) (Jul) increased from 6.5% to 6.8% Spain: Spanish CPI (MoM) (Jul) decreased from 1.9% to -0.3% Spanish CPI (YoY) (Jul) increased from 10.2% to 10.8% Spanish HICP (MoM) (Jul) decreased from 1.9% to -0.6% Spanish HICP (YoY) (Jul) increased from 10.0% to 10.7% Italy: Italian Trade Balance (Jun) decreased from -0.062B to -2.166B Italian Trade Balance EU (Jun) increased from 0.20B to 0.84B Euro Zone: Industrial Production (YoY) (Jun) increased from 1.6% to 2.4% Industrial Production (MoM) (Jun) decreased from 2.1% to 0.7% US/AMERICAS: The Federal Reserve will not end its hawkish policy anytime soon, despite a softer inflation reading for July. Richmond Federal Reserve President Thomas Barkin told CNBC that the central bank that more evidence is needed to determine if inflation is indeed waning. “I’d like to see a period of sustained inflation under control, and until we do that I think we’re just going to have to continue to move rates into restrictive territory,” Barkin told CNBC. Furthermore, he said that they want to see inflation running at the 2% target “for a period of time.” Mexico’s central bank voted to raise rates by three-quarters of a percentage point to 8.5%. This is the highest interest rate for the nation since 2008 when the current government aquired power. Inflation now sits at 8.15%; the highest level in over 20 years. US Market Closings: - Dow advanced 424.38 points or 1.27% to 33,761.05 - S&P 500 advanced 72.88 points or 1.73% to 4,280.15 - Nasdaq advanced 267.27 points or 2.09% to 13,047.19 - Russell 2000 advanced 41.36 points or 2.09% to 2,016.62 Canada Market Closings: - TSX Composite advanced 187.93 points or 0.94% to 20,179.81 - TSX 60 advanced 11.34 points or 0.94% to 1,217.99 Brazil Market Closing: - Bovespa advanced 3,046.32 points or 2.78% to 112,764.26 ENERGY: The oil markets had a mixed day today: l Crude Oil decreased 1.928 USD/BBL or -2.04% to 92.412 l Brent decreased 1.333 USD/BBL or -1.34% to 98.267 l Natural gas decreased 0.1241 USD/MMBtu or -1.40% to 8.7499 l Gasoline decreased 0.0192 USD/GAL or -0.63% to 3.0523 l Heating oil increased 0.0529 USD/GAL or 1.52% to 3.5369 The above data was collected around 13:05 EST on Friday l Top commodity gainers: Heating Oil (1.52%), Palm Oil(3.35%), Coffee (1.56%) and Cotton (3.26%) l Top commodity losers: Cocoa (-2.37%), Aluminum (-3.45%), Zinc (-2.55%) and Soybeans (-3.95%) The above data was collected around 13:15 EST on Friday. BONDS: Japan 0.195%(-0.2bp), US 2’s 3.26% (+0.030%), US 10’s 2.8603% (-2.77bps); US 30’s 3.13% (-0.047%), Bunds 0.9810% (+1.4bp), France 1.5340% (+0.3bp), Italy 3.0620% (+3.9bp), Turkey 16.10% (+7bp), Greece 3.239% (+7bp), Portugal 2.018% (+4.8bp); Spain 2.117% (+4.5bp) and UK Gilts 2.1020% (+4.3bp). Original Article Original Article Here: Read the full article

[techsciresearch]

India Loan Against Property Market to Grow at a CAGR of Over 14% Through FY2026 | TechSci Research

Increase in government focus to promote small and medium enterprises, affordable loan offers, and longer repayment tenures are the factors driving the India loan against property market.

According to TechSci Research report, “India Loan Against Property Market By Property Type (Self-occupied residential property, Rented Residential property, Commercial property, Self-owned plot & Others), By Type of Loan (Personal Loan, Business Loan, Building & Construction Loan, Others), By Interest Rate (Fixed Rate; Floating Rate), By Source (Bank & Housing Finance Companies (HFCs)), By Tenure (Upto 5 years; 6-10 years; 11-24 Years; 25-30 Years), By Region, Forecast & Opportunities, FY2026”, the country’s loan against property market is expected to register a CAGR of over 14% during FY2020-FY2026 and in value terms it is expected to reach around USD857.87 billion by FY2026.

Loan against property is generally used by small businesses as a working capital finance, which has faced a huge downfall due to the pandemic. It will take time to recover the lagged effect of financial conditions, relief programs supported by banks and NBFCs. The government’s efforts in promoting businesses are expected to provide aid to the growth of the India loan against property market.

Browse 38 market data Figures spread through 70 Pages and an in-depth TOC on “India Loan against Property Market”

https://www.techsciresearch.com/report/india-loan-against-property-market/4964.html

India’s loan against the property market is majorly driven by the factors like lower interest rates, quick approvals of loans and flexibility. Loan against property, which is also termed as Secured loans, is considered to be more stable than unsecured loans, due to lower interest rates offered by banks.

Loan against property’s eligibility depends on the variables such as age, wages, existing financial commitments, repayment and credit history, and the value of the property as per current market rates. An individual can also include his/her spouse or child as a co-applicant to meet the eligibility criteria, even though they are not a co-owner of the property, but as a co-applicant for the loan they could provide their income proof and credit history. These factors are expected to boost the India loan against property market.

The benefit of a loan against property is that a loan against property in India can be given as collateral for different types of properties. They may also be of various sizes or values. As a protection for this loan, residential, industrial, and even rental property is provided as collateral at different rates, which could be either fixed or floating rate. The fixed rate of interest is anticipated to account for the largest value share in FY2020 as these are being adopted by various banks and housing finance companies in India. Another reason for the dominance of fixed rate is the secured return to the bank.

Download Sample Report @ https://www.techsciresearch.com/sample-report.aspx?cid=4964

Customers can also request for 10% free customization on this report.

Housing Development Finance Corporation Limited (HDFC), Industrial Credit and Investment Corporation of India Bank Limited (ICICI), Life Insurance Corporation Housing Finance Limited (LIC), Punjab National Bank Housing Finance Limited (PNB), State Bank of India (SBI) are the leading players operating in the India loan against property market.

“The growth of loan against property market in India is backed by government’s initiative to promote and boost the MSME’s sector, as well as the cheaper interest rates offered by banks, which acts as major factors in the demand for loan against property.”, said Mr. Karan Chechi, Research Director with TechSci Research, a research-based global management consulting firm.

“India Loan Against Property Market By Property Type (Self-occupied residential property, Rented Residential property, Commercial property, Self-owned plot), By Type of Loan (Personal Loan, Business Loan, Building & Construction Loan, Others), By Interest Rate (Fixed Rate; Floating Rate), By Source (Bank & Housing Finance Companies (HFCs)), By Tenure (Upto 5 years; 6-10 years; 11-24 Years; 25-30 Years), By Region, Forecast & Opportunities, FY2026” has evaluated the future growth potential of the India loan against the property market and provides statistics and information on market size, structure and future market growth. The report intends to provide cutting-edge market intelligence and help decision makers take sound investment decisions. Besides, the report also identifies and analyzes the emerging trends along with essential drivers, challenges, and opportunities in the India loan against property market.

Browse Related Reports

India Home Loan Market By Customer Type (Salaried, Self-Employed), By Loan Type (Retail, Corporate), By Type (Housing Loan & Non-housing Loan), By Source (Bank & Housing Finance Companies (HFCs)), By Bank Type (Private, Public), By Interest Rate (Fixed Rate & Floating Rate), By Tenure (Up to 5 years; 6-10 years; 11-24 Years & 25-30 Years), By Area of Property (Up to 500 Sq. foot; 501-1000 sq. foot; 1001-2000 sq. foot & Above 2000 sq. foot), By Mode of Purchase, By Customer Profile, By Region, Competition, Forecast & Opportunities, 2026

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India Microfinance Market By Type (Bank, Non-Banks), By Bank Type (Small Finance Companies, Commercial Banks, Regional Rural Banks, and Cooperative Banks), By Non-Banks (NBFC-MFIs, NBFCs, and Not for Profit MFIs), By End-Use (Agriculture and Allied, Services, Trade & Business, Production/Manufacturing, and Others), By Area (Urban, Rural), By Region, Competition, Forecast & Opportunities, 2025

https://www.techsciresearch.com/report/india-microfinance-market/3210.html

India Gold Loan Market By Type of Lenders (Formal v/s Informal), By Mode of Disbursal (Cash, Cheque, Electronic Transfer), By Interest Rate (Up to 10%, 11%-20%, 21%-30%, 31%-40%, Above 40%), By Regulatory Body (RBI v/s Ministry of Corporate Affair), By Market Type (Organized v/s Unorganized), By Application (Investment v/s Collecting), By End Users (Salaried Middle Class, Housewives, Traders, Micro-Enterprises, Self-Employed, Others), By Region, Forecast & Opportunities, 2025

https://www.techsciresearch.com/report/india-gold-loan-market/4902.html

About TechSci Research

TechSci Research is a leading global market research firm publishing premium market research reports. Serving 700 global clients with more than 600 premium market research studies, TechSci Research is serving clients across 11 different industrial verticals. TechSci Research specializes in research-based consulting assignments in high growth and emerging markets, leading technologies and niche applications. Our workforce of more than 100 fulltime Analysts and Consultants employing innovative research solutions and tracking global and country specific high growth markets helps TechSci clients to lead rather than follow market trends.

Our Blog : https://techsciblog.com/

Contact

Mr. Ken Mathews

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Manhattan, NY,

New York – 10017

Tel: +1-646-360-1656

Email: sales@techsciresearch.com

Web : https://www.techsciresearch.com/

[techscimarketresearch]

India Loan Against Property Market to Grow at a CAGR of Over 14% Through FY2026 | TechSci Research

Increase in government focus to promote small and medium enterprises, affordable loan offers, and longer repayment tenures are the factors driving the India loan against property market.

According to TechSci Research report, “India Loan Against Property Market By Property Type (Self-occupied residential property, Rented Residential property, Commercial property, Self-owned plot & Others), By Type of Loan (Personal Loan, Business Loan, Building & Construction Loan, Others), By Interest Rate (Fixed Rate; Floating Rate), By Source (Bank & Housing Finance Companies (HFCs)), By Tenure (Upto 5 years; 6-10 years; 11-24 Years; 25-30 Years), By Region, Forecast & Opportunities, FY2026”, the country’s loan against property market is expected to register a CAGR of over 14% during FY2020-FY2026 and in value terms it is expected to reach around USD857.87 billion by FY2026.

Loan against property is generally used by small businesses as a working capital finance, which has faced a huge downfall due to the pandemic. It will take time to recover the lagged effect of financial conditions, relief programs supported by banks and NBFCs. The government’s efforts in promoting businesses are expected to provide aid to the growth of the India loan against property market.

Browse 38 market data Figures spread through 70 Pages and an in-depth TOC on "India Loan against Property Market"

https://www.techsciresearch.com/report/india-loan-against-property-market/4964.html

India's loan against the property market is majorly driven by the factors like lower interest rates, quick approvals of loans and flexibility. Loan against property, which is also termed as Secured loans, is considered to be more stable than unsecured loans, due to lower interest rates offered by banks.

Loan against property's eligibility depends on the variables such as age, wages, existing financial commitments, repayment and credit history, and the value of the property as per current market rates. An individual can also include his/her spouse or child as a co-applicant to meet the eligibility criteria, even though they are not a co-owner of the property, but as a co-applicant for the loan they could provide their income proof and credit history. These factors are expected to boost the India loan against property market.

The benefit of a loan against property is that a loan against property in India can be given as collateral for different types of properties. They may also be of various sizes or values. As a protection for this loan, residential, industrial, and even rental property is provided as collateral at different rates, which could be either fixed or floating rate. The fixed rate of interest is anticipated to account for the largest value share in FY2020 as these are being adopted by various banks and housing finance companies in India. Another reason for the dominance of fixed rate is the secured return to the bank.

Download Sample Report @ https://www.techsciresearch.com/sample-report.aspx?cid=4964

Customers can also request for 10% free customization on this report.

Housing Development Finance Corporation Limited (HDFC), Industrial Credit and Investment Corporation of India Bank Limited (ICICI), Life Insurance Corporation Housing Finance Limited (LIC), Punjab National Bank Housing Finance Limited (PNB), State Bank of India (SBI) are the leading players operating in the India loan against property market.

“The growth of loan against property market in India is backed by government’s initiative to promote and boost the MSME’s sector, as well as the cheaper interest rates offered by banks, which acts as major factors in the demand for loan against property.”, said Mr. Karan Chechi, Research Director with TechSci Research, a research-based global management consulting firm.

“India Loan Against Property Market By Property Type (Self-occupied residential property, Rented Residential property, Commercial property, Self-owned plot), By Type of Loan (Personal Loan, Business Loan, Building & Construction Loan, Others), By Interest Rate (Fixed Rate; Floating Rate), By Source (Bank & Housing Finance Companies (HFCs)), By Tenure (Upto 5 years; 6-10 years; 11-24 Years; 25-30 Years), By Region, Forecast & Opportunities, FY2026” has evaluated the future growth potential of the India loan against the property market and provides statistics and information on market size, structure and future market growth. The report intends to provide cutting-edge market intelligence and help decision makers take sound investment decisions. Besides, the report also identifies and analyzes the emerging trends along with essential drivers, challenges, and opportunities in the India loan against property market.

Browse Related Reports

India Home Loan Market By Customer Type (Salaried, Self-Employed), By Loan Type (Retail, Corporate), By Type (Housing Loan & Non-housing Loan), By Source (Bank & Housing Finance Companies (HFCs)), By Bank Type (Private, Public), By Interest Rate (Fixed Rate & Floating Rate), By Tenure (Up to 5 years; 6-10 years; 11-24 Years & 25-30 Years), By Area of Property (Up to 500 Sq. foot; 501-1000 sq. foot; 1001-2000 sq. foot & Above 2000 sq. foot), By Mode of Purchase, By Customer Profile, By Region, Competition, Forecast & Opportunities, 2026

https://www.techsciresearch.com/report/india-home-loan-market/4237.html

India Microfinance Market By Type (Bank, Non-Banks), By Bank Type (Small Finance Companies, Commercial Banks, Regional Rural Banks, and Cooperative Banks), By Non-Banks (NBFC-MFIs, NBFCs, and Not for Profit MFIs), By End-Use (Agriculture and Allied, Services, Trade & Business, Production/Manufacturing, and Others), By Area (Urban, Rural), By Region, Competition, Forecast & Opportunities, 2025

https://www.techsciresearch.com/report/india-microfinance-market/3210.html

India Gold Loan Market By Type of Lenders (Formal v/s Informal), By Mode of Disbursal (Cash, Cheque, Electronic Transfer), By Interest Rate (Up to 10%, 11%-20%, 21%-30%, 31%-40%, Above 40%), By Regulatory Body (RBI v/s Ministry of Corporate Affair), By Market Type (Organized v/s Unorganized), By Application (Investment v/s Collecting), By End Users (Salaried Middle Class, Housewives, Traders, Micro-Enterprises, Self-Employed, Others), By Region, Forecast & Opportunities, 2025

https://www.techsciresearch.com/report/india-gold-loan-market/4902.html

About TechSci Research

TechSci Research is a leading global market research firm publishing premium market research reports. Serving 700 global clients with more than 600 premium market research studies, TechSci Research is serving clients across 11 different industrial verticals. TechSci Research specializes in research-based consulting assignments in high growth and emerging markets, leading technologies and niche applications. Our workforce of more than 100 fulltime Analysts and Consultants employing innovative research solutions and tracking global and country specific high growth markets helps TechSci clients to lead rather than follow market trends.

Contact

Mr. Ken Mathews

708 Third Avenue,

Manhattan, NY,

New York – 10017

Tel: +1-646-360-1656

Email: sales@techsciresearch.com

Website: https://www.techsciresearch.com/

For more market research blogs visit: https://techsciblog.com/

[dailyeconomicsnet]

The rise and rise of bitcoin!

Bitcoin:

The rise and rise of bitcoin! The name Bitcoin evokes a sense of enigma, curiosity, and a possible peep into the future of money.   

Origins of bitcoin can be traced to a blockchain built under an anonymous name – Satoshi Nakamoto. Satoshi was the first to solve the problem of double-spending using peer to peer network. The identity of the brilliant mind who authored the white paper on Bitcoin remains unknown to this day however!

Bitcoin blockchain is a public ledger that records all bitcoin transactions. It is recorded as an addition to the block of transactions without overwriting the earlier blocks. New bitcoins are mined every 10 minutes by generating a code or nonce. Mining of bitcoins refers to solving a computational puzzle and people who solve the puzzle are rewarded with new bitcoins.

Bitcoin has seen a dramatic rise in 2020 – a year marked by events unprecedented both in the real economy and in financial markets. Bitcoin has given a staggering return of 340% in 2020 and 570% from the lows of March 20. Financial markets had a roller coaster ride in 2020 and Bitcoin has been a stellar outperformer beating all asset classes by miles. 

Given the powerful rally and rising investments in the cryptocurrency from traditional investors, there is a growing view that the fair value of one bitcoin will be upwards of 1 mn USD if only 2% of investor wealth in currencies is invested in the cryptocurrency.

Given the advantages of borderless and seamless transactions at nil transaction costs in real-time, a huge influx of liquidity by Federal Reserve in the aftermath of COVID 19, audit trail of all transactions, flawless code with complete transparency of the mining process, added cushion of eventual scarcity in the supply of bitcoins coupled with a rally in the cryptocurrency, the argument that it will gradually replace the hard currencies of today seems a more realistic and likely scenario than it was anytime earlier.

We have attempted to put together our thoughts on whether bitcoin will pass the basic tests for being the next currency of the future or it will fade with the eventual rise of digital currencies backed by sovereign nations –

Popularity of bitcoin is partly because it is not regulated by the Federal Reserve or the Central bank of any country. These are free-flowing transactions that are not subject to review and/or approval of any competent authority. What has however led to the popularity of bitcoin is also an obstacle to its adoption and acceptability by a much wider audience. Submission to a sovereign regulation imparts legitimacy and trust to a currency. Higher the trust in the Central bank of a country, more are the savings and funds deposited in that currency. This explains why US dollar despite its flaws is the preferred currency in which Sovereign funds, pension funds, and individuals park their savings. This is the single biggest reason why bitcoin may never be able to become the alternative currency or replace any major currency.  

One of the basic features of a good currency is low volatility in its exchange rate. This explains why a lot of currencies are pegged to the dollar or a basket of currencies. Central banks of countries like India who have chosen not to peg their currency maintain huge forex reserves and intervene in money markets regularly to manage volatility. Reserve Bank of India has a plethora of instruments in its arsenal such as Repo rate, swap arrangements, and other policy tools to manage currency volatility. There is no Central Authority that exists to manage volatility in Bitcoin which partly explains the highs and lows in its chart. Banks, businesses, and ordinary people are unlikely to park their savings in a currency that runs a risk of 30% overnight fall in its value/purchasing power.     

Existing currencies enable different mediums of payment ranging from online transactions, credit card payments, withdrawal from ATM, and payment of currency notes and coins. Basic feature of a currency is to enable transactions across all these mediums and dimensions. Bitcoin while having certain advantages is not designed for payment via credit card/withdrawal by ATM etc. Though some Bitcoin Credit cards are available, their usage is quite limited due to the limitations cited above.  

Deposits in all currencies earn interest which is largely regulated by the Central bank based on inflation, growth rate, etc. One of the basic functions of currency is to drive economic activity by giving loans to consumers, businesses to invest in capacity expansion, etc. Businesses issue Bonds for different terms and a free debt market determines the interest rate or yield based on the credit worthiness of borrower, risk free rate and rates at which comparable bonds are traded in debt market. Bitcoin resembles a dematerialized asset class that earns no interest and has no underlying cash flows to support the high valuations. There is no regulatory authority which can act as an oversight for issuing loans and / or provide a legal recourse to enforce debt servicing in Bitcoin.

Bitcoin is also referred as Gold 2.0 with the potential to replace and/or complement the traditional yellow metal as a store of value. Until the Bretton wood system was abolished by President Nixon in 1971, US dollar was redeemable in Gold. Gold has been the store of value for centuries across civilizations as it indicates trust, low volatility, and hedge against inflation. It is extremely unlikely that people would change their mindset or behavior shaped by wisdom passed over several generations to abandon gold in any reasonable measure in favor of bitcoin. 

Buoyancy in financial markets, partly driven by the money printing machine of the Federal Reserve in the aftermath of COVID 19 has led to a rally in cryptocurrencies. In a discussion on cryptocurrencies on a business channel a few weeks ago, an “analyst” expressed the fear that economic growth may be impacted as Indians with 20% of the world population own less than 1% of bitcoins. I would not want to debate such comments but cannot resist drawing similarities to the views expressed by analysts in the build up to dot.com boom who suggested companies should be valued based on the number of clicks and that era of valuing companies based on cash flows is passe. 

Buoyancy in financial markets is a more recent phenomenon. So, what explains the success of bitcoin? For one, it is a Technological Leap. Secondly, it can be explained by the psychology of human nature. We are fascinated by the future and want to be early adopters of new technology. If our forecast of future on the adoption of cryptocurrency turns out to be correct, we would be handsomely rewarded financially and would also stand out among our peers as the ones who “out called” the future. We get carried away by our fascination for the future and in the process overlook that most forecasts are inherently off the mark!

Bitcoin also runs the inherent risk of a clampdown by regulatory authorities should a terror attack be financed by underlying transactions in cryptocurrency or if authorities decide to clamp down on the dark web which is a source of illicit transactions. As per a study, 1548 cryptocurrencies are in vogue today with transactions running into billions of dollars. It is similar to euphoria before the meltdown!!

Author:

Nitin Grover ACA

Nitin Grover, a Chartered Accountant with over 20 years of experience in senior roles in ITC & Coca-Cola, with an interest in Financial Markets. He is also active investor/Portfolio Manager. He can be reached at canitingrover1@gmail.com

[freesuitwhispers]

Global  Gold Loan Market CAGR, Volume and Value 2020-2026

Summary – A new market study, “Global Gold Loan Market Report 2020”has been featured on WiseGuyReports.

At the beginning of 2020, COVID-19 disease began to spread around the world, millions of people worldwide were infected with COVID-19 disease, and major countries around the world have implemented foot prohibitions and work stoppage orders. Except for the medical supplies and life support products industries, most industries have been greatly impacted, and Gold Loan industries have also been greatly affected.

 In the past few years, the Gold Loan market experienced a growth of XXX, the global market size of Gold Loan reached XXX million $ in 2020, of what is about XXX million $ in 2015.

Also Read: http://www.faridabadonlinejournal.in/story/67103/gold-loan-2020-global-market-sizestatusanalysis-and-forecast-to-2025.html

From 2015 to 2019, the growth rate of global Gold Loan market size was in the range of xxx%. At the end of 2019, COVID-19 began to erupt in China, Due to the huge decrease of global economy; we forecast the growth rate of global economy will show a decrease of about 4%, due to this reason, Gold Loan market size in 2020 will be XXX with a growth rate of xxx%. This is xxx percentage points lower than in previous years.

 As of the date of the report, there have been more than 20 million confirmed cases of CVOID-19 worldwide, and the epidemic has not been effectively controlled. Therefore, we predict that the global epidemic will be basically controlled by the end of 2020 and the global Gold Loan market size will reach XXX million $ in 2025, with a CAGR of xxx% between 2020-2025.

 This Report covers the manufacturers’ data, including: shipment, price, revenue, gross profit, interview record, business distribution etc., these data help the consumer know about the competitors better. This report also covers all the regions and countries of the world, which shows a regional development status, including market size, volume and value, as well as price data.

Besides, the report also covers segment data, including: type segment, industry segment, channel segment etc. cover different segment market size, both volume and value. Also cover different industries clients information, which is very important for the manufacturers. If you need more information, please contact BisReport

 Section 1: Free——Definition

 Section (2 3): 1200 USD——Manufacturer Detail

Barrick Gold

AngloGold Ashanti

Freeport-McMoRan

Newmont Mining

Randgold Resources

 Section 4: 900 USD——Region Segmentation

North America Country (United States, Canada)

South America

Asia Country (China, Japan, India, Korea)

Europe Country (Germany, UK, France, Italy)

Other Country (Middle East, Africa, GCC)

 Section (5 6 7): 500 USD——

Product Type Segmentation

Pure Gold

Color Gold

 Industry Segmentation

Investment

Collecting

 Channel (Direct Sales, Distributor) Segmentation

 Section 8: 400 USD——Trend (2020-2025)

 Section 9: 300 USD——Product Type Detail

 Section 10: 700 USD——Downstream Consumer

 Section 11: 200 USD——Cost Structure

 Section 12: 500 USD——Conclusion

FOR MORE DETAILS : https://www.wiseguyreports.com/reports/4950468-global-gold-loan-market-report-2020

About Us:

Wise Guy Reports is part of the Wise Guy Research Consultants Pvt. Ltd. and offers premium progressive statistical surveying, market research reports, analysis & forecast data for industries and governments around the globe.                

 Contact Us:

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[futuremarket]

Demand for Centralized Banking Might Enable the Growth for Global Core Banking Solutions Market

Core Banking Solutions Market Report

Core banking is defined as the service that is delivered by a group of networked bank branches to customers. These services include all important banking activities like account access, debts, loans, money transactions, and payments. Market Research Future (MRFR) has published and released a research report about the global core banking solutions market that estimates growth for this market with 4% CAGR (Compound Annual Growth Rate) during the forecast period between 2017 and 2023. In terms of cash, the market has been anticipated to rise to 13 bn by the end of the forecast period.

Analyzing the market structure, this report assays the future growth potential of the market. It observes the strategies of the key players in the market and follows the competitive developments like joint ventures, new product developments, mergers and acquisitions, research and the developments (R & D) in the market.

The major factors that are enhancing the market growth for core banking solutions include cost-effective solutions, customer demand for advanced banking technologies, and the growing need of operating customer accounts from a single server. Customers need to be able to visit the bank anytime and gain information about their account. Adopting core banking solutions enables banks to be helpful to customers in this regard. Core banking solutions also aid centralized banking. The restraints that can restrain the growth of the market include lack of awareness among enterprises of modern banking technologies and no synchronization between core banking solution and global industry expectations.

The global core banking solutions market has been segmented on the basis of deployment, solution, service, and lastly, region. On the basis of deployment, this market has been segmented into cloud deployment and on-premise deployment. The solution-based segmentation segments the market into account processing platform, deposits, enterprise customer solutions, loans, and others. Based on services, the market has been segmented into managed service and professional service.

Worldwide Core Banking Solutions Market — Competitive Landscape

The market of Core Banking Solutions appears to be fiercely competitive & fragmented owing to the presence of numerous matured & small key players accounting for a substantial market share. These market players try to gain competitive advantage through strategic partnership, acquisition, expansion, collaboration, product & technology launch. They invest heavily in the R&D to develop a technology that is completely on a different level compared to their competition.

Innovations/ Industry/Related News:

February 26, 2018 — Profinch Solutions Pvt.Ltd. (India) an Oracle Gold Partner, offering core banking transformation, support, application development etc. announced that it has achieved Oracle Validated Integration of FinCluez 1.6 with Oracle FLEXCUBE 12.3. With an end-to-end pre-integrated offering, Oracle FLEXCUBE customers can now choose FinCluez to accomplish their business intelligence endeavour with much greater agility.

Worldwide Core Banking Solutions Market — Segmentations

For an easy grasp and enhanced understanding; the report is segmented in to 4 key dynamics

By Deployment : Comprises — On Premise & On-Cloud.

By Service : Professional and Managed Services

By Solutions : Enterprise Customer Solution, Loans, Deposits, and Account Processing Platforms, among others.

By Regions : Europe, North America, APAC and Rest of the World.

More Information@ https://www.marketresearchfuture.com/reports/core-banking-solutions-market-3208

About Market Research Future: At Market Research Future (MRFR), we enable our customers to unravel the complexity of various industries through our Cooked Research Reports (CRR), Half-Cooked Research Reports (HCRR), Raw Research Reports (3R), Continuous-Feed Research (CFR), and Market Research and Consulting Services. Contact: Market Research Future +1 646 845 9312 Email: sales@marketresearchfuture.com

[extreme-investor-network]

Market Talk - August 2, 2022

ASIA: Factory activity in India grew at the fastest pace in eight months in July, driven by solid growth in new orders and output as demand continued to improve on the back of easing price pressures, a private survey showed. The survey results suggest that India’s economy has remained resilient, at least for now, despite fears of faster interest rate hikes, massive capital outflows, a weakening rupee, and a rapidly slowing global economy. The manufacturing purchasing managers’ index (INPMI=ECI), compiled by S&P Global, jumped to 56.4 in July from 53.9 in June, remaining above the 50 level that separates growth from contraction for the thirteenth month. The RBI, which has already raised its key interest rate by a cumulative 90 basis points since early May, is expected to raise it again this week. The International Monetary Fund (IMF) has cut its economic growth forecast for Singapore, in line with its recent warning that it will cut its estimates for the global economy later this month. The IMF said Singapore’s economy will grow by 3.7 percent this year, in a country report issued on Friday (July 22) after consultations with local officials. The IMF said the pace of growth will be slower this year compared to a 7.6 percent increase in 2021 as trade-related sectors may moderate due to supply constraints, while recovery in the worst-hit sectors – tourism and aviation, consumer goods and construction – she just started. However, the IMF kept its forecast for Singapore’s headline inflation at 4.8 percent, which includes all goods and services. The major Asian stock markets had a mixed day today: - NIKKEI 225 decreased 398.62 points or -1.42% to 27,594.73 - Shanghai decreased 73.69 points or -2.26% to 3,186.27 - Hang Seng decreased 476.63 points or -2.36% to 19,689.21 - ASX 200 increased 5.10 points or 0.07% to 6,998.10 - Kospi decreased 12.63 points or -0.52% to 2,439.62 - SENSEX increased 20.86 points or 0.04% to 58,136.36 - Nifty50 increased 5.40 points or 0.03% to 17,345.45 The major Asian currency markets had a mixed day today: - AUDUSD decreased 0.00944 or -1.34% to 0.69314 - NZDUSD decreased 0.0065 or -1.03% to 0.62660 - USDJPY increased 1.360 or 1.03% to 132.903 - USDCNY decreased 0.02295 or -0.34% to 6.76135 Precious Metals: l Gold decreased 4.74 USD/t oz. or -0.27% to 1,765.21 l Silver decreased 0.303 USD/t. oz or -1.49% to 20.006 Some economic news from last night: Japan: Monetary Base (YoY) decreased from 3.9% to 2.8% South Korea: CPI (YoY) (Jul) increased from 6.0% to 6.3% CPI (MoM) (Jul) decreased from 0.6% to 0.5% Australia: Building Approvals (MoM) (Jun) decreased from 11.2% to -0.7% Home Loans (MoM) decreased from 2.1% to -3.3% Invest Housing Finance (MoM) decreased from 0.9% to -6.3% Private House Approvals (Jun) increased from -2.1% to 1.2% Some economic news from today: India: Exports (USD) (Jul) remain the same at 35.24B Imports (USD) (Jul) remain the same at 66.26B Trade Balance (Jul) decreased from 31.02B to -31.02B Hong Kong: Retail Sales (YoY) (Jun) increased from -1.7% to -1.2% Australia: RBA Interest Rate Decision (Aug) increased from 1.35% to 1.85% Commodity Prices (YoY) decreased from 29.2% to 14.1% New Zealand: GlobalDairyTrade Price Index remain the same at -5.0% EUROPE/EMEA: The Bank of England is expected to make its biggest rate hike in 27 years this week, unwinding some of the £895bn ($1.1tn) stimulus it has provided over the past decade. The move would accelerate a historic tightening of monetary policy to quell the worst inflation spike in 40 years. Gov. Andrew Bailey and his colleagues have warned that prices could rise 11% this year, well above his 2% target. The investor sees a 70% chance that his BOE in the benchmark will rise 0.5 points to 1.75%. This is the highest since the 2009 global financial crisis. Most economists see a move of this magnitude again this week, but some economists say Morgan Stanley and NatWest Markets have seen a 4-point drop, citing heightened risks of a recession. said to be of high quality. The major Europe stock markets had a negative day: l CAC 40 decreased 27.06 points or -0.42% to 6,409.80 l FTSE 100 decreased 4.31 points or -0.06% to 7,409.11 l DAX 30 decreased 30.43 points or -0.23% to 13,449.20 The major Europe currency markets had a mixed day today: - EURUSD decreased 0.00834 or -0.81% to 1.01803 - GBPUSD decreased 0.00726 or -0.59% to 1.21811 - USDCHF increased 0.00687 or 0.72% to 0.95637 Some economic news from Europe today: UK: Nationwide HPI (MoM) (Jul) decreased from 0.2% to 0.1% Nationwide HPI (YoY) (Jul) increased from 10.7% to 11.0% Swiss: SECO Consumer Climate (Q3) decreased from -18 to -28 procure.ch PMI (Jul) decreased from 59.1 to 58.0 Spain： Spanish Unemployment Change increased from -42.4K to 3.2K Spanish Consumer Confidence decreased from 65.8 to 55.5 US/AMERICAS: A new study found that retailers in America are expanding despite inflation and recession fears. The largest mall owner in America, Simon Property Group, reported 93.9% occupancy at its malls and outlets this June, an uptick from last year’s reading of 01.8%. The group said places like Florida and Los Vegas are fueling the rebound where tourists are eager to spend. US retailers have opened 4,432 stores in 2022, compared to 1,954 closings. The retail industry only managed to add a net of 68 new stores last year, making this a dramatic improvement. The ”Great Resignation” may still be underway in the US as 4.2 million people quit their jobs in June. Around 10.7 million new job openings became available in June, down from 11.3 million the month prior, but marks a 50% increase YoY. There are currently 1.8 job openings for every unemployed American. People are striving for better jobs and using the worker shortage to their advantage. New hires reached 6.4 million, offsetting the number of quits. The unemployment rate in June remained steady at 3.6%. US Market Closings: - Dow declined 402.23 points or -1.23% to 32,396.17 - S&P 500 declined 27.44 points or -0.67% to 4,091.19 - Nasdaq declined 20.22 points or -0.16% to 12,348.76 - Russell 2000 Canada Market Closings: - TSX Composite - TSX 60 Brazil Market Closing: - Bovespa ENERGY: The oil markets had a mixed day today: l Crude Oil increased 0.55 USD/BBL or 0.59% to 94.501 l Brent increased 0.49 USD/BBL or 0.49% to 100.320 l Natural gas decreased 0.526 USD/MMBtu or -6.35% to 7.7664 l Gasoline increased 0.0623 USD/GAL or 2.08% to 3.0588 l Heating oil decreased 0.067 USD/GAL or -1.95% to 3.3799 The above data was collected around 14:26 EST on Tuesday l Top commodity gainers: Gasoline (2.08%), Potatoes(2.70%), Orange Juice (1.23%) and Rhodium (1.74%) l Top commodity losers: Palladium (-6.07%), Canola (-5.75%), Oat (-6.75%) and Natural Gas (-6.35%) The above data was collected around 14:33 EST on Tuesday. BONDS: Japan 0.175%(-1bp), US 2’s 3.07% (+0.164%), US 10’s 2.7392% (+13.42bps); US 30’s 2.99% (+0.064%), Bunds 0.7820% (+2.1bp), France 1.3790% (+3.3bp), Italy 3.031% (+4.5bp), Turkey 17.00% (+0bp), Greece 2.957% (+3.9bp), Portugal 1.887% (+10bp); Spain 1.934% (+7.7bp) and UK Gilts 1.8660% (+5.8bp). Original Article Original Article Here: Read the full article