#Independent Insurance Agents MI
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Protect Your Dream Home with Cardinal Insurance Group
Cardinal Insurance Group is the premier Michigan insurance company providing multiple insurance including auto, home, business and life insurances. We are highly educated & independent insurance agents MI who will help to protect your home with the best insurance policies.
#Michigan Insurance Company#Independent Insurance Agents MI#Best Homeowners Insurance#Local Insurance Agents Near Me
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The Need to Buy Life Insurance in Dundee and Monroe, MI
It would be a mistake to take life for granted. Life can be cut short at any moment without any warning. Many have their families dependent on them financially. They are sure to find themselves in trouble once the regular income ceases. No worries! It is important for all earning members to consider buying life insurance in Dundee and Monroe, MI, to ensure the financial well-being of the dependants even after the death of the breadwinner.
A first-time insurance buyer will need clarification about the process and diverse plans the insurance companies provide. It is helpful to assess the whole picture and discuss on how much coverage to buy along with the type of life insurance policy that may be apt. It is, therefore, essential to check out the following tips and consider them before going ahead and signing on the dotted line:
Present Financial Situation- One may find setting up an emergency fund, having retirement savings, and enough life insurance coverage to be essential to ensure financial support to loved ones after death. Getting in touch with an independent insurance agent can prove to be effective here. The necessities must be taken care of with the help of life insurance coverage.
Coverage Value- It is vital to buy the right amount of coverage that will see one through the lean times. Most insurance buyers only consider the sum required to pay off the existing debts, thus benefiting the spouse or children to do it after one’s death. One must also consider the utility bills, children’s education costs, and other significant investments that are likely to come up in the future. One should plan by using the rule of thumb method, which states that buying a life insurance policy that provides death benefits equal to or more than ten times the annual income can be helpful in maintaining the present lifestyle. One may also use an insurance calculator to find out the right coverage suited to the financial goals
Life Insurance Policy Type- Almost all life insurance buyers are asked to choose between permanent and term policies. The latter provides coverage for specific terms ranging from 5 to 30 years. It can be an affordable option for people with limited income. The life insurance money may be used to pay off education loans, mortgage debts, and other necessary expenses once the policy is paid in full. On the other hand, the permanent insurance policy remains active for a lifetime, provided the premiums are paid in time. Moreover, it builds up a cash value that may be used for emergency expenses. The only catch here is its affordability. The permanent policies tend to be more expensive than the term policies.
Multiple insurance companies are operating in each state across the country. Comparing the insurance policies and benefits provided by at least three companies is the best way to find a suitable life policy.
The home or rented accommodation is an asset that needs protection, too. Purchasing home insurance in Monroe and Temperance, MI, with adequate coverage, helps to pay for sudden and unforeseen expenses.
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Facts About Contractors Insurance in Ann Arbor and South Lyon, MI
Many contractors prefer to work independently by using their skills. Sure, they face several challenges, too, that are not easy to resolve. Being blamed for damage often results in liability claims, causing them to pay for settlements or legal costs. Purchasing suitable contractors insurance in Ann Arbor and South Lyon, MI, that can enable the contractor to remain protected from associated financial risks can go a long way in mitigating such expenses. While liability coverage is essential for contractors, the insurance policy also protects from other risks. Sure, a small-time contractor is anxious about spending money on insurance policies. Such individuals should connect with a seasoned insurance agency or agent who looks out for the customer instead of focusing on the insurance carrier's profits. The cost will depend on several factors, including the following:
· Requirements · Number of employees · Claims history · Business assets · Business property, if available · Business Location · Payroll size
Again, the total cost will depend on the type of coverage purchased. The most important coverage that a contractor should consider includes:-
General liability insurance- This is by far the most essential coverage that the contractor needs. It is a type of small business insurance that covers accidental injuries and property damage to others. The contractor may also be held liable for causing harm to reputation, advertising injury, and copyright infringement when applicable. The contractor may face financial problems when paying for settlement or dealing with court costs by digging into the business funds or profits. It is thus advisable to purchase general liability coverage immediately after starting the business.
· Workers compensation- A contractor that employs at least one person must provide compensation to the employee in instances of job-related injury or illness. This is best done by working together with an insurance company. A contractor who works alone does not have to consider this coverage.
· Commercial auto insurance is similar to personal auto insurance but is meant for vehicles that are used specifically for running the business. Small-time contractors usually use vans, motorcycles, or small trucks and trailers. Buying the appropriate coverage can be helpful in the event of accidents or damage to other vehicles or property.
· Contractor’s tools and equipment insurance—Alternatively known as inland marine insurance, this coverage protects contractors and contracting companies by paying for the repair and replacement of the tools and equipment that the professionals carry for completing tasks both on and off-site. Repairs for general wear and tear are not covered, though.
· Errors and omissions insurance—Contractors often take responsibility for completing specialized tasks that lay persons cannot handle. The insurance company compensates them for their errors, which result in financial loss for their customers.
Most small contractors and subcontractors find it cost-effective to buy a BOP that combines general liability, business interruption, and commercial property insurance instead of spending money on separate insurance coverage.
The landscaper's insurance in Ann Arbor and South Lyon, MI, is similar to the contractor’s insurance with a few alterations and additions.
#contractors insurance in Ann Arbor and South Lyon#MI#landscaper's insurance in Ann Arbor and South Lyon
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Injustice Society Van Meter (UMass-Amherst)
David Charlebois: Assassinations of major figures supporting Iranian-Mullahs, the Shah of Iran; the pre Civil War movement, militia leaders of the South, however defrauded by Jefferson Davis; not contacted by regiment, to call up, for hostilities against Abraham Lincoln. All militias, deployed.
Jenna Williamson: Duplication of Sisak death camp, among African migrants, "Jews for Jesus", new Beta-Israeli movement; patronage of Ethiopians, in killing the retarded, those Germans of improper fate or faith to attend school bus, wishing special privilege instead. Call contact, Army POW, test training, for American forces.
Allison Haimes: Training as defense counsel, for international military tribunals of enemies of United States; use of "Dragonball Z" cartoon animated feature, to place foreign defense counsels to test, as CIA, not MI-6, after having analyzed cartoon produced at own hand, while in North Korea. On loan, from Bill Clinton, after having sexual fantasies about "female vulcans", of Star Trek fame.
Andrew Brooks: Defense attorney, federal narcotics Canada, and FBI agent, specialist in premitigation of male serial killers, at hands of female debutantes, those arranged in marriage in violation of Appomatox codes of marital bliss. Having analyzed Robert E. Lee, Jefferson Davis is determined to be shamed by Papal Nuncio, at being offered Jesus's throne crown, as well as Bible and memoirs, to prove as failed business offer; Jesus Christ, wine debts of police industry per sportsmanship.
Calvin Williams: Cook and special police clerk liaison, UMass-Amherst confidential informant commander, Central Intelligence Agency; placement of communications program, as management of floor, for mass downsizings and firings, having floor committed ear worm advertising haze of American, NATO, or Israeli forces. The common lessons, submitted per plot of act, to Massachusetts schools, to fire teachers in coercion with "Swift Nick" protocol, common refusal of students their own success, at having been too poor to afford a car or motorcycle.
Matthew Lennox: Hopkinton Sheriffs envoy, to Germany and Harmony Korine, through Werner Herzhog and lover "Ellen Page", Elliott Ledger; the shutdown, of abusive fathers, having struck their children upside back of head, or encouraged child to do so for another, "Sgt. Pepper's Lonely Hearts Club Band"; lesbian identity, for daughters or gay men struck, and if refusing, thrown from abates, having used sensei training strategy "between french and koreans", actually Arabs and Asians of Chinese Triads, to refuse Tong; the abuse of Asian women via labor, the Tong, for the shutdown of independent black music, at the hands of Jewish converts.
Kevin Conroy: The claiming of own father, of Batman: The Animated Series, per art stifles and scruples, on the print of DC Comics CIA; the defrauding of the De Salvo family, those serving Army interests of reforming Jewish Holocaust survivors, and German Totenkopf thereof during World War 2, the shutdown of the "Crime Syndicate of America"; blocked by American soldiers desiring a fat, ugly, pork skin rhino wife for American soldiers, so the tradition of the death camps wouldn't spread, and Islam would spread instead. Islam, being the German Holocaust, and for 12 centuries prior, every slaughter of police indemnified on slave conscript draft, by insurance brokers, homosexual men.
Nicholas Maynard: Renaming of patents, to suppress Kurdish identity, for betrayal of Saddam Hussein and desire of own regime in Turkey; the pressure, against those incompatible with Islam, homosexual identities as established under Muhammad for Marine Corps and molestation of little girls, from boys purchased and sold through youth adventuring clubs, for gender queer children, to operate as banker's finance; Arab mercantile clans. The end to freedom of internet rights, under Israeli Ayatollah orders, the merger between the Jewish post-War Holocaust Nazi identity, and the Iranian Jewish pre-Phillistine identity, out of Benjamin Netanyahu, a terrorist responsible for 9/11 through French External Security; the Bin Ladens, the blood of Mahatma Ghandi.
Ryan Lewis: The print of "Thrift Shop", off of bassline played by Dave Charlebois, applied to trumpets and endorsing Barack Obama, through "economies of scale"; jazz music and failure of accounting records, to support Obama Care, the Afffordable Care Act, and the failure of farms and numbers overseas, to finally defeated the United States on behalf of Canada; Canada desiring the molestation of children, by teachers unions, the British method, an end to the United Nations sought; the exploitation of British schools, Russian labor, and Chinese pharmaceuticals, all of which used as slavery on local populace; a return to slave numbers of poor, per Canadian socialized medicine, the pointless return to space of childhood, to be fed vegetables and soy, not meat and beer.
Greg Connolly: The refusal of incense, marijuana, tobacco, charcoal, and pork, instead eating Chinese cuisine made from cats instead of pigs; the "Truth Orange" movement, enslaving common culture against the lessons of 9/11, that the world is filled with ignorant people, and for America to survive without terror attacks, America will have to be ignorant too; following public lies, and private policy contradicting, of Ronald Reagan, the slaughter and genocide of African-Americans for siding with Baptists, the Catholic Church of the greater South; having refused children per molestation by Iranian-Jews, the Rabbis, and having sought a brighter future for children, refused by gay men, those stroking beards to point out power at having removed the testicles of an African, Asian, or Mestizo child, all three the work force of America.
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Reasons To Buy Business Insurance in Bay City, Midland, Frankenmuth, Flint, and Saginaw, MI
Renting a home is common enough. The tenants are under the misconception that their landlord will pay insurance coverage to minimize the financial risks in the wake of a natural disaster. While this is true, the renter cannot get away with no expenses when there is a devastating thunderstorm or fire in the house. The best way to remain prepared for such an eventuality is to consider buying renters insurance in Bay City, Midland, Frankenmuth, Flint, and Saginaw, MI.
Connecting with an insurance agent or an independent carrier is important to learn about the available facilities. While the homeowner's insurance coverage will compensate for the structure of the house, the renter's possession can be repaired and/or replaced with the aid of the renter's insurance policy. Sure, this may seem to be an additional burden for young people, yet the money offered by the insurance company can come in handy at an opportune moment.
Highlights of a renters insurance plan · The policy will cover all personal possessions of value belonging to the tenant. This includes clothes, electronic devices, and home appliances, along with other items of value, such as furniture and furnishings
· The landlord's insurance will pay for the repair of the building structure but not for damaged or lost possessions of the renter.
· A majority of renters overlook this necessity and harbor a misconception that being covered by renters insurance is an excess that may be ignored. A fair number of tenants rely on the homeowner's insurance plan purchased by their landlord · The homeowner may insist on the insurance coverage and make it a pre-requisite for moving into the rented home · Surprisingly, most renters can afford to buy this particular insurance coverage as it is quite affordable It would not do to have misgivings, however. Going through the coverage and questioning the agent about its efficacy will clear all doubts rising in the mind of the renter.
· Coverage- The tenant will be quick to realize that even repair of a handful of possessions, such as electronic gadgets, jewelry, and furniture, can be expensive and way beyond one's budget. The compensation received against a claim can help the renter repair and replace the items as needed. · Perils- The policy covers the HO-4 policy designated perils that include the following:- l Fire and/or lightning l Smoke l Hailstorms and high winds l Freezing l Volcanic eruption l Explosion l Accidental overflow of water or steam l Theft l Vandalism l Vehicles l Aircraft l Falling object l Weight of ice, snow, or sleet l Riot or civil commotion l Sudden and accidental tearing apart, cracking, burning, or bulging of household items l Accidental damage from artificially generated electrical current
· Liability- The tenant can claim compensation for settlement and/or legal expenses when a guest or visitor is injured in the rented home. The policy pays the legal expenses up to a limit, too.
A business owner must make sure to buy the right business insurance in Bay City, Midland, Frankenmuth, Flint, and Saginaw, MI, at the earliest to mitigate all financial risks associated with day to day running of the business.
#business insurance in Bay City#Midland#Frankenmuth#Flint#and Saginaw#MI#renters insurance in Bay City
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Team of Professional and Qualified Insurance Agents – Insurance Agency in Ann Arbor MI
https://kemneriottbenz.com/ - Kemner Iott Benz is an insurance agency in Michigan offering the flexibility and comprehensive range of options that only an independent insurance agency can provide. Our team of professionally trained insurance agents is experts at everything from Home Insurance to Auto Insurance, Business Insurance, and Life Insurance. For more information, visit our website.
Kemner Iott Benz
Address :- 1390 W Maumee St, Adrian, MI 49221, USA
Phone No :- 517-265-7000
Email ID :- [email protected]
Office Timings :- Monday – Friday 8:00 AM – 5:00 PM
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Importance Of Homeowners Insurance In Temperance And Dundee, MI
Being able to invest in a self-owned home is akin to the American dream coming true. Simply purchasing property is not enough. One must maintain it successfully to last for years without warranting heavy expenses. Protecting the home also necessitates being financially solvent when a natural disaster strikes. Indeed there are many tales of people going bankrupt when trying to repair their homes after a devastating thunderstorm, flooding, or fire. The best possible way to plan for such an eventuality is to consider buying suitable homeowners insurance in Temperance and Dundee, MI. It is essential to know that not all insurance policies are identical, even when offered by a single carrier. Instead, each company offers multiple types of coverage that the insurance buyer is free to pick and choose. Some coverage helps protect the home effectively, while others are mere frills and can be safely avoided! Asking the insurance agent for advice is the right way to tread. It is always better to opt for an independent insurance agency that provides multiple options from multiple carriers. The insured person thus is satisfied with getting the best coverage and 100% protection. The extent of coverage that is deemed to be important when hoping to protect one self-owned home are:-
· Main Dwelling- The living area is termed as the dwelling that needs to be covered by an insurance plan. Having the structure destroyed completely in the aftermath of a storm, fire, or water damage can spell trouble. The insurance company will compensate for repairing the damages and replace the irreparable parts. It is, therefore, advisable to go for 100% reimbursement by the insurance plan. This translates into a more premium amount, but the end is justified. Many homeowners opt for 80% to 90% to keep the insurance costs relatively low. It is interesting to note that major & minor damages, as well as replacement costs, are covered by all insurance companies at present.
· Contents- A home does not lie empty when it is used to reside in. It is customary to find furniture, appliances, clothing, electronics, and other daily-use items being damaged or lost during a natural disaster. Thankfully, the insurance company will pay for the damages or replacement in part or whole. The extent of compensation will depend on the policy's terms & conditions.
· Liability- well, this coverage comes as a Godsend. The insurance company will pay compensation for injury or loss to a third party when the harm occurs inside the premises. The carrier would bear the settlement amount with legal costs reimbursed to the insured individual.
· Additional Living- The home that is completely damaged and unfit for occupation requires immediate repairs. The residents usually move into another home or a hotel in the vicinity. The insurance company reimburses the living expenses at the new room/building per the specifications in the insurance document.
The homeowner is likely to hire a contractor when excessive construction and/or electrical tasks are pending. Many of the tasks are intricate and pose some risks. The contractor needs to carry contractors insurance in Dundee and Monroe, MI, thus protecting the self and team of employees.
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Contributions to Children's Safety (The Batman)
Batman: The removal of amphetamines from the market; the proof of the amphetamine bully's mother, as The Invisible Woman, abused by the husband. DSS, shifts from the child, to the mother. DARE.
Batman Forever: The shutdown of Enix Games, as having portrayed the influences of a child, as a played character; with the nemesis, as the player recruited. The return to honor, between the United States Marine Corps, cop killer bully victims, and the Royal Marines, heraldry expert Gypsy pot dealers.
Batman and Robin: The creation of the Patriot Act, the refusal of medical doctors practicing on the streets, and the return of medicine to corporate laboratories, with power above the police forces; instead fed out of federal government laboratories; insurance no longer necessary, instead paid by federal healthcare measures out of Congress. A draft, of all citizens, to fight the War on Terror, and rebuild our Republic, under Lafayette's rules; a Second American Revolution.
Batman Begins: The full scale warfare on campus, between dozens of drug dealers at UMass-Amherst, the Group Captain's MI-6 unit, and the local FSU forces, the drawn units of Israeli knighthood from Boston Extra-Range. The long siege of decades, between British Intelligence, families binding and uniting in corporate ties, and Boston FSU, the Peruvian Shining Path. The legalization of marijuana, under Canadian purviews of monopoly removed, the Iranian-Mullahs of Israeli Likud; instead handed to American lawmakers, on the discovery of poisoning by Holland.
The Dark Knight: The print of dozens of pieces of cinema, from an early age, opposing the HBO MAX print of cinema, the self print out of MUSH offices, the latter printed out of View Askew. The war, between the common box office, the people, and the achieved medical supplement, the mental patient. The question of mental illness, as either the brutalized and lucid, or the lobotomized and computerized. The ATF seeking justice, for victims of Canada, in a system the Lords of Parliament did not suspect existed, until the 7/7 bombings. A demand of honor, between the CIA, and the IDF, with the Mossad deciding, if one or the other was noble, only both passing to be a clearance of psychiatric chapter.
The Dark Knight Rises: The cycling of internet passwords, on blocked servers, and the test of actual social circles, to determine the internet; however if isolated, the common justification, of own study and work, to escape the pit, the same as the CIA, to breed oath between the accounts economist division, and the KGB, the housing hygiene commission; the determination of local jurisdiction, both of them demanding the same; a dedicated task, to occupy housing, otherwise isolation, and if the same, a deft hand, to prove the common independence. The hardest test of life, the common observance, impossible for the pedophile, the product of the parent as the same, the arranged marriage. A homosexual father, therefore death.
Batman Returns: The war between Reuters, the undercover cop on media review, and the common force, the loosely arranged common citizen. The question, of the actual force of ingram, as the cop being human, otherwise the cop inhuman, treating fellow officers as inhuman, machines. The teacher, as a lively and willowly bough, the broken as the singular to approach as tool, not as friend, hence a pedophile. The suit as the support of others, to stand in court, and if otherwise, the imbibed or inebriated, to hold no consequence, refusing to communicate in private discourse with an agent, therefore ignored. Hence determined, illiterate, not qualified for records if searched, or if politician believing falsely, a refused election among own expected base.
Suicide Squad: Those of skin color drafted, having refused to support the common imposition, hence any of a foreign nature, betrayed, but however if loyal, not through film and common idol, instead in actual theory of department. If disbelieved, the film, the eternal test, to see if one is fit to serve by associates. Otherwise, dead, nothing more.
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Why would i vote for Joe Biden when he’s just Trump with a D by his name???
(Lol, it took me so long to write this response that @ofgeography ’s original post has been deleted, but I learned a lot and so could you!)
Here’s what Joe “Basically just Trump” Biden wants to do if he’s elected. It’s on his website, you can read about it!
• END THE MUSLIM TRAVEL BAN
• Stop stealing money from federal programs to fund a border wall
• END FAMILY SEPARATION of migrants at the border
• Create a path to citizenship for more undocumented immigrants
• Increase the number of visas available for survivors of domestic violence
• Expand labor protections for undocumented immigrants
• Spend $50 billion in the first year of his presidency to rebuild and repair crumbling infrastructure like bridges and highways
• Earmark funds to improve infrastructure specifically in marginalized communities
• Invest in research and technology to make electric vehicles more efficient and affordable
• Invest hundreds of billions of dollars in biofuels and other clean energy technology in order to reach net-zero emissions by 2050
• Invest in high-speed rail to reduce pollution and commute times
• Encourage energy efficiency and solar infrastructure among businesses and in residences using tax credits and targeted deductions
• Double federal investments in clean drinking water and infrastructure in communities like Flint, MI that have unsafe tap water
• Monitor water systems for lead and other pollutants so we can hold polluters accountable and protect drinking water
• Bring broadband internet access to the more than 20 million Americans that don’t have it
• Invest $100 billion in school infrastructure and technology
• Fund “anchor institutions” like hospitals, universities, and government offices in distressed communities
• Develop low-carbon manufacturing programs across the country that will provide good blue-collar jobs while lowering emissions
• Impose stronger penalties on union interference by corporations and executives
• Prevent corporations from illegally misclassifying employees as independent contractors by significantly increasing the number of labor enforcement investigators
• Protect the collective bargaining rights of all public sector workers
• Ban “right to work” laws that weaken unions
• Support the passage of the Fairness for Farmworkers Act and the Domestic Workers’ Bill of Rights so that agricultural and domestic workers have more protections and the ability to organize
• Allow independent contractors to organize and bargain collectively
• INCREASE THE FEDERAL MINIMUM WAGE TO $15, including farmworkers who don’t even make the current minimum
• Extend overtime pay to millions of workers
• Eliminate no-compete clauses so workers have the freedom to move to better jobs or negotiate better pay
• Reinstate OSHA requirements that companies report workplace injuries and increase the number of safety inspections at workplaces
• End mandatory arbitration clauses so that employees can sue their employer
• Introduce a constitutional amendment to get private money out of federal elections (that is, overturn Citizens United)
• Further restrict superPACs from coordinating with candidates and parties
• Prohibit dark money groups from anonymously spending millions of dollars on political issues
• Prohibit lobbyists from donating to the people and organizations they lobby
• Ban corporate PAC contributions to candidates
• Require that all candidates for federal office release 10 years of tax returns
• Require all elected officials to publicly disclose all meetings they take with lobbyists
• Prohibit all lobbying from foreign governments and their agents
• Guarantee 2 years of free community college for all students
• Invest $50 billion in workforce training, including apprenticeships
• Cut in half the payments on federal student loans, and forgive all loans after 20 years
• Simplify and expand loan forgiveness for public servants
• Crack down on predatory for-profit education programs
• Offer a PUBLIC OPTION for healthcare
• Make sure all Americans from pay no more than 8.5% of their income for health insurance
• Ban all surprise medical bills by preventing providers from charging out-of-market rates when the patient doesn’t have control over what doctors they see or when a doctor is out-of-network at an in-network hospital
• Allow Medicare to negotiate lower drug prices
• End the abusive over-pricing of prescription drugs
• End TAX BREAKS that pharma companies get on advertisements for their products (I had no idea this was a thing and it is disgusting)
• RESTORE FEDERAL FUNDING FOR PLANNED PARENTHOOD
• END THE ‘GLOBAL GAG RULE’ that bars the federal government from supporting any global health programs that contain information on abortion
• Implement nationwide the California policies that halved the maternal mortality rate there
• Double funding for community health centers
• RE-ENTER THE PARIS CLIMATE AGREEMENT
• Push for a worldwide ban on fossil fuel subsidies
• Establish equal rights under the law for all LGBTQ+ people
• Protect LGBTQ+ people from employment discrimination
• Reverse the military ban on trans people
• Protect the ability of LGBTQ+ people to adopt and foster children
• Prevent people from claiming religious freedom in order to discriminate against LGBT+ people
• Simplify the process for trans and nonbinary Americans to obtain IDs that match their gender identity
• Guarantee access to appropriate bathrooms, sports activities, and locker rooms for trans students
• Fund programs that reduce LGBTQ+ youth homeless and insecurity
• BAN CONVERSION THERAPY nationwide
• Invest $20 billion in programs to lower incarceration rates
• Eliminate mandatory minimums for non-violent crimes
• Eliminate all mandatory minimums at the federal level
• Make pre-K education available for all children
• Triple federal funding for low-income school districts
• Expand funding for mental health services
• Fund training in de-escalation tactics for police departments, and training for handling interactions with disabled and neurodiverse people
• DECRIMINALIZE THE USE OF CANNABIS and expunge the records of people with cannabis-use convictions
• End incarceration for drug use
• ELIMINATE THE DEATH PENALTY
• END THE CASH BAIL SYSTEM and stop jailing people for being too poor to pay court fees and fines
• End federal private prisons and the use of any privately-owned federal detention facility
• Work towards ensuring housing for all formerly incarcerated people when they rejoin society
• Fully fund educational opportunities and mental health programs in prisons
• Hold gun manufacturers civilly liable for gun violence
• Ban the manufacture and sale of assault weapons and high-capacity magazines
• Create a buy back program for assault weapons and mandate the registration of all remaining assault weapons in the country
• REQUIRE BACKGROUND CHECKS FOR ALL GUN SALES
• Prevent anyone convicted of a hate crime from buying a firearm
• Prevent anyone with an arrest warrant from buying a firearm
• Incentivize states to create gun licensing programs
• Make it a federal crime to buy a weapon for someone who couldn’t pass their own background check
• Invest more than $5 trillion across federal, state, local, and private-sector entities to fight climate change
• Reverse Trump’s regressive tax cuts
These are probably not your dream plans, but they are SO MUCH BETTER than what we have now.
If you can’t find anything on that list that you think is worth voting for, then I genuinely don’t believe you care more about people than you do about ideological purity, and that sucks.
#Joe Biden#Bernie Sanders#Whoever you wish you could vote for instead?#All of them are so much better than Trump it isn't comparable#Biden is running on what would be the most progressive platform of any general election nominee EVER#don't dismiss that just because he isn't Bernie
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Types of Investigators for Story Writers
Did you all know that it’s really hard to find investigator jobs that aren’t for dead bodies, missing persons, or criminals? Like, to make a character who isn’t your standard Detective, PI or Cop?
I sure didn’t, until I started working on a character who was supposed to be an investigator but spent more time at a desk than in the field. I said to myself, “Alright, what kind of desk investigator should he be? Wait, what kind of desk guys are there who aren’t, like, morticians?”
And I didn’t know. So I want looking, and it wasn’t as easy as I’d hoped it would be. BUT I FOUND IT.
So, to celebrate my success, I’ve decided to share the list I found of Investigator Licenses so my fellow writers can get nice and particular about their character’s specialties. This is a long list, so I’m putting it under a Read More
Types of Investigator Specialties
Please note: Most of these aren’t single jobs, they’re licenses investigators can get before they’re official investigators. And usually they need to have more than one of these licenses before they can be hired.
Accident Investigation and Reconstruction: After a car accident occurs, either independent investigators or police will conduct an investigation and follow up with a reconstruction of the incident.
Arson and Fire Investigation: Among the types of investigation a private detective might undertake is finding the cause of arson-related fires.
Asset Investigator: Asset searches are conducted to discover details about the current and past details of a property.
Background Check Investigator: Background checks usually performed through PI’s for employers as a method of assessing job candidate traits.
Bounty Hunters: Bail enforcement agents come in two general varieties: bounty hunters and private investigators.
Cell Phone Records Investigations: In this day and age, cell phone records can provide a near-complete history of what we’ve done and where we’ve been at any given time.
Civil Investigator: Civil investigators focus on investigations within cases of civil law.
Computer Forensic and Cyber Crime Investigator: High level computer scam investigations.
Corporate Investigator: Corporate investigations involve looking into a business or corporation in order to reveal mis-behaviors, or deliberate harmful actions committed.
Criminal Investigator: Criminal investigators are professionals who are experts at gathering and interpreting clues and evidence.
Domestic Investigator: The primary benefit of Domestic investigation is that you are able to investigate those who are closest to you so that can family, friends, and associates remain safe.
Due Diligence Investigation: A private investigator will use a variety of methods to conduct a due diligence investigation.
Electronic Data Discovery: Electronic data discovery is an increasingly important kind of investigation in the digital age.
Executive Protection: Though not one of the more famous or well-known aspects of private investigations, executive protection is an essential function of the job.
Financial Investigator: Financial Investigators are most commonly used to look into corporate misdeeds to uncover evidence regarding allegations of embezzlement, asset searching, tax evasion, money laundering, or other varieties of financial crime.
Fraud Investigator: Fraud investigators look into cases of insurance and credit card fraud.
General Private Investigator: There are several reasons for why investigative cases can be called “general investigations.”
Identity Theft: Identity theft is one of the biggest problems we face in our increasingly technologized society.
Infidelity Investigator: An infidelity investigation is what is conducted by a professional private investigator who specializes in the area of infidelity and catching cheating spouses.
Insurance Fraud Investigator: An insurance fraud investigator typically investigates cases in which individuals seek compensation for false claims.
Internet Dating Investigation: When someone thinks they are the victim of, or targeted by, an online dating scam, they might hire a private detective to conduct an internet dating investigation.
Judgment Recovery: Private investigators will conduct thorough research into the resources and assets held by the debtor.
Legal Investigator: Legal investigation is considered the proper gathering together of details and facts in a case that will be utilized in the courts.
Missing Persons Investigator: Investigating and hopefully locating a child who has run away from home or a child who has been kidnapped.
Mystery Shoppers: Generally speaking, a mystery shopper will pose as a normal customer, which means they need to be someone with whom the staff is unfamiliar.
Public Records Search: Some people wonder why, if these records are public, they need to secure the services of a licensed private investigator.
People Locate, Fugitive Tracking and Skip Tracing: Usually, a private investigator will be contacted by a client and given information about the person that needs to be located and why.
Surveillance: A surveillance investigator can investigate cases for businesses, especially involving insurance fraud.
Social Media: People hire private investigators for social media investigations because they have the skills, knowledge, resources and tenacity to uncover exactly the information that’s needed.
Trial Preparation: The goal of trial preparation is to create a story, draw lines from points A to B to C, and give the judge and jury a clear picture of what happened, as well as to protect against counterattacks that seek to punch holes in the story.
Bug Detection, Bug Sweep, Technical Counter-Surveillance Measures: Technical counter-surveillance measures, or TCSM, involves using electronic countermeasures to find and remove bugs and other technical surveillance devices.
Workers’ Compensation: A private detective called in to conduct workers’ compensation investigations can fulfill a broad variety of functions and gather a range of facts to explore the situation.
Wrongful Death: Private detectives and wrongful death cases usually connect through someone seeking to establish the events of an accident.
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Mi Coverage Guru is one of the Best Auto Insurance Agency in Michigan. We are independent Insurance agents that offer our expert advice on your Car Insurance and help you in saving your money.
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Notary Public Services Dearborn MI
Notary Public Services Dearborn MI
Hardrick Notary is a professional Notary Public and Loan Signing service. Certified and Background Screened by the National Notary Association (NNA). Bonded & Insured. We are committed to providing the highest quality customer service to our clients by offering convenient and professional services throughout Wayne County and surrounding areas. Our Promise is to remain dedicated to helping our clients get top value for every dollar. Therefore, we ensure that the processes we adopt and the methods we use for every client is completely tailored to what they need in real-time.
General Notary
As a Mobile Notary Public, we will come to you for your Notary Needs. Notarizations Include: Acknowledgements, Certified Copies, Safe Deposit Box Inventory, Jurats, Administer Oaths & Affirmations, Power of Attorney, Wills & Trusts just to name a few.
Loan Signings
As a Certified Loan Signing Agent, we provide signings for real estate transactions (refinance, mortgages, HELOC), loan modifications, and debt consolidations just to name a few.
Weddings
As a Commissioned Notary Public for the State of Michigan, we have been granted the honor of Officiating Weddings. Small, large or in-between, we would love to assist in your special day.
What is a Notary Signing Agent?
A Notary Signing Agent is a Notary who is specially trained to handle and notarize loan documents. For lenders, Notary Signing Agents are the critical final link to complete the loan. A Notary Signing Agent is hired as an independent contractor to ensure that real estate loan documents are executed by the borrower, notarized, and returned for processing on time.
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The Benefits Of Dealing With Independent Insurance Agents MI
Just about everyone, at some point in their lives, is going to need to purchase some type of insurance, whether it is Medicare supplement, health, long-term care, or the Best homeowners insurance.
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Real estate agents: Do you have buyers who've saved less than 20% for their down payment and are stuck paying mortgage insurance? I've got a solution that may allow your borrowers to remove that MI with as little as 10.01% down! Reach out to learn more. Your independent mortgage loan officer - LoansByTresa.com 801.923.3166 NMLS # 1847320 with First Class Home Mortgage NMLS # 1843 Apply @ https://ift.tt/zhxwTR6 — view on Instagram https://ift.tt/UlYXw5n
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Advanced Asset Management is the best financial planner in Grandville, Michigan
Financial planners, sometimes known as financial advisors, are professionals who advise their clients on decisions related to wealth management and personal finance. Depending on their area of expertise, financial planners can help you with everything from putting together a comprehensive retirement savings plan with an attached schedule, or simply answering a question about life insurance.
Unfortunately, financial planning is a term that is thrown around casually. The term financial planner is also applied to insurance agents, stockbrokers, investment adviser representatives, and those with advanced designations, such as the Certified Financial Professional.
Financial Planner Grandville, MI
As a result, some financial planners will deliver what I would call an assessment that does not need to be in your "best interest." Often, it is in the "best interest" of the financial planner because it only suggests products that the financial planner earns a commission on. You need a fiduciary for this reason.
A fiduciary is an individual who acts in the best interest of a particular person or beneficiary. In the world of financial services, that means fiduciary advisors must only buy and sell investments that are the best fit for their clients. They do not collect commissions on recommended products.
The financial planners at Advanced Asset Management in Grandville, MI are Fiduciary advisers, not salespeople! Advanced Asset Management is a small, independent, financial planning and investment management firm in the Greater Grand Rapids area of Western Michigan. They are a fee-only fiduciary advisers and do not accept commissions or compensation of any kind based on the solutions recommended. We have been helping clients achieve their financial goals since 1997.
Contact information:
Advanced Asset Management
4555 Wilson Ave SW
Grandville, MI 49418
Phone: (616) 531-5220
http://www.aamllc.com/
Email Ron: [email protected]
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