#I know a lot of online purchases go through app verification now a days but a)

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Debit cards with my bank now print the card number and expiry date on the BACK of the card, instead of the front. Now, presuming you're smarter than a nematode worm you might logically assume they also moved the CVC and signature to the front of the card, so that you didn't have literally all the information needed to do credit card fraud visible at once. But no! They just decided to keep it all on one side. Like fucking idiots. Now if you want to steal someone's credit card info you only need to see one side of their card long enough to photograph it. In fact someone could easily modify a contactless card reader to have a pinhole camera in it that takes a photo when someone taps their card, since all the information you need to make a purchase would be visible from that angle. Like why did they think the CVC was on the back in the first place? Is everyone working at Visa Debit a fucking idiot or something???

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Finding a hookup near you used to be a great ordeal. You may have depended on personal ads or expensive online dating sites. Luckily for all of us, these days it's easy to find free hookup sites that actually work. Whether you are seeking a love connection or just a casual date, there are tons of exciting opportunities out there. We've put together this list to support you in finding the right hookup site for your needs. Let's get started.

SearchingForSingles.com - Best for men

Bumble app - Best for women

Blendr - Best for international dating

SearchingForSingles.com

Pros:

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● The girls are very easy-going compared to other sites

Cons:

● No app, only a website

● The search function could be better

SearchingForSingles is an online platform where you can meet local strangers and chat, flirt, and exchange juicy pics. The main aim of the website is to connect people from different places, or from the same hometown, so they can get to know each other better and eventually have an affair, occasional sex, or even create a friends with benefits relationship. The platform doesn’t ask for a pricey subscription like many other sites; instead, you can purchase credits and pay for sending pictures or messages.

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Are you ready to get pussy hunting? Sure you are! Let’s hope this SearchingForSingles review helped you realize what you need, who to look for, and how to flirt with the best chicks out there. Get ready for some epic flings, flirts, chats, and maybe sex eventually? Who knows where this site may lead you! Test it for yourself!

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Bumble

Pros:

● Gives women more control

● The majority of matches lead to a conversation

Cons:

● Limited search function

● Men can't make the first move

Bumble is a unique hookup app that gives women the upper hand. If you're a woman in the online dating scene, you know exactly how frustrating it can be to trawl through unwanted messages.

Bumble has created a simple yet effective way to tackle this common complaint of online dating. Here's how it works. It uses the ever-popular swiping system to create matches. Once a match is made, the woman must be the one to start a conversation. If a message isn't sent within a specific timeframe, the match disappears.

Now, if you're a guy, this system can be a little frustrating, but it also removes the pressure of messaging first. You’ll no longer have to worry about those cheesy pick-up lines; just sit back and allow your inbox to flood with messages.

If you're wanting a casual hookup, Bumble is an excellent option. Whilst many users on there are looking for long-term relationships, it's still fairly easy to find a hookup or a one-night stand.

Check out Bumble

Blendr

Pros:

● Easy to find friends with benefits

● Dedicated hookup feature

Cons:

● The user base is still small in the U.S.

● Some inactive accounts

Blendr is a new option for millennials looking for friends with benefits. This site has a dedicated "encounters" section making it easy to find a hookup near you.

I must say, out of all the sites mentioned, Blendr is probably the best for finding a hookup whilst traveling. Blendr’s thriving, global community adds up to around 200 million users. That’s a lot of potential hookups!

The only downside— the user base in the U.S. is somewhat limited. If you’re in a major city, you shouldn’t experience any problems, but those of you in smaller towns may have a tougher time finding matches.

Blendr’s users are mainly made up of young professionals just looking for a good time. If you're planning on travelling the world and want to get laid, this is the option for you.

Sign up is quick and simple. Just provide a valid email address and a username to start browsing profiles.

Check out Blendr

1) 1) List Of Features 2) What Is Your Product Vision Statement? 3) Include User Journeys 4) What Is Your Monetization Model? 5) Product & Technical Specifications 5) Choosing A Platform 6) Include Your Maintenance And Upgrade Requirements 7) Dependencies 8) Assumptions 9) Constraints 10) Submission

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OfferUp App

Get OfferUp app, learn everything about the OfferUp and Letgo platform, complete guide on how to use OfferUp and set up account also shocking reviews of customers.

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What is OfferUp App Apk.

Buy. Sell. Letgo. – OfferUp and Letgo are now one big mobile marketplace.

Buy, sell and shop deals on thousands of unique items nearby! So whether you want to make some extra money by selling your used furniture or want to do some clothes shopping the choice is yours with OfferUp.

OfferUp App makes it easy to find great deals on the things you want and make money on the things you want to sell. Ditch the Classified Ads and garage sales — this is the best way to buy and sell in your community or neighborhood with a mobile marketplace you can trust.

Cars, clothes, shoes, vintage fashion, and more! Here’s how shopping and selling with OfferUp works:

9 Best Features of OfferUp App.

1. Instant Sell

2. Best deals

3. Reputation-based Dealings

4. Local Market

5. In-app Messenger

6. Build your profile

7. Easy Browsing

8. Community

9. Simplicity

Instant Selling of the products:

There are countless online marketplaces these days. All claiming to be great but not delivering what they promise. The efficiency of a platform usually narrows down to a point where you can estimate your selling time. The selling time of an item also explains how many active users a platform has, the more people active the more quickly will be the sale. OfferUp app claims to be one of the quickest selling platforms, you can buy or sell anything within 30 seconds. That really is quick.

Best Deals in the house:

As there are millions of users online every day using e-commerce platforms to get their purchases done. There are chances of high-quality product sales. OfferUp comes with millions of active users which make the market more competitive. This could be a bad thing for a seller to some extent as they have to keep fewer margins but on the other hand, it widens the scope for buyers. They can find great deals on items, discounts on many purchases like clothes, shoes, furniture, vintage fashion, cell phones, electronics, baby & kids items, sports equipment, used cars, home goods, and more.

OfferUp Seller Reputation:

Shopping online always comes with a risk of being scammed. You never know who you are dealing with, You know what are you buying but you never know what you will end up buying. This has posed a huge challenge to online marketplaces like Alibaba, Made In China, eBay, etc. So companies have ever been trying to come up with a solution for this. OfferUp calls it “Reputation”. It is a metric based on reviews. So people who have bought things from a particular buyer using the OfferUp app will leave feedback, this feedback will build the reputation of a seller. If you are going to buy something on the OfferUp app don’t miss that.

Carefully check what are the reviews of the buyer, Is the product exactly the same as the seller described, was it delivered well, what was the behavior of the seller and how many stars does the buyer has. This will help you a great deal in deciding whether to buy from a particular buyer or not.

Get in touch with Local Market through OfferUp App:

Getting products from Alibaba or other platforms like it causes one big problem, They are being shipped from another country. So it will take a lot of time before you get it, and then if it is not what you expected there is going to be a big problem. OfferUp app on the other hand gets you in contact with people near you. The local market, where you can physically go and meet the seller, inspect the thing and then deal, is an amazing feature. You get in touch with the local market and people, save a lot of time and get the best products. The offer up near me feature gives you this huge power to look for the deal just around the community you live in.

Communicate through OfferUp in-app messenger:

Sending an Email is an old, time-consuming method. Contacting through other means might breach your privacy, like sharing your Phone Number, WhatsApp, etc. So this has been solved by OfferUp App by introducing in-app messenger. So you can chat freely with the people you are dealing with. it is efficient, keeps a record of your chat history. Gets you connected to people out there instantly. You can chat with the person in real-time and close the deal. You don’t have to leave the app.

OfferUp Seller Profile:

This is the most important part when it comes to online selling. Your profile is the backbone, there are so many people out there who are selling things. Why would someone buy from you? Your unique profile is going to tell that to your potential customers. OfferUp App gives you the freedom to create your own unique profile and make it look professional so that it outshines every other seller. Build your reputation and create an appealing profile on a unique seller profile page.

Easy browsing through OfferUp App:

Now that we know that there are millions of people on this amazing platform. We know that there are thousands of items being posted every day. Searching through them is a daunting task. OfferUp app has taken the responsibility to take care of this daunting task for us. You can Browse easily within the app and narrow down your search to the item of your liking within seconds. It gives you the options of search by category, post date, price range which can then further be narrowed down to the newest posts.

You can also type the name of the item in the search bar for quick results. It doesn’t stop there, Once you start looking up an item, Its AI learns your search patterns and shows you the relevant items by default on your home screen. Last but not the least, you can use location to search too. Enter the location and see all the deals happening there.

OfferUp community:

One of the best things about this thing is building a community of its users. Get connected to people through the deals that you make. You become part of one of the biggest online markets. Find people you can trust which makes it easy for you to buy things from them.

The simplicity of the app:

Gone are the old days when you need to go out to buy things or garage sell your items. This is a simple yet swift way of striking deals and makes your life easy. I would suggest download OfferUp App Apk right now and sell that bicycle that is in your garage for the last 10 months within 10 seconds.

Fun facts about shopping and selling with OfferUp:

1. With OfferUp you can easily sell anything like clothes and shoes, used cars, electronics, vintage fashion, and furniture. 2. OfferUp shows you what’s selling nearby in your local community. 3. Communication between buyers & sellers happens through the app via secure messaging. 4. OfferUp is better than a garage sale; you can do your shopping right on your phone or tablet.

Be A part of the community:

We’re making local shopping and selling an experience that everyone can try and trust. The community at the heart of our marketplace is what makes that possible. When you join OfferUp, you’re joining millions of people helping each other make money and save money around the nation — and right in the neighborhood.

From shoes to cars, vintage fashion to furniture – unearth unique items that you can’t find anywhere else with OfferUp. Download OfferUp today and enjoy the mobile marketplace with plenty of hidden gems just waiting to be discovered.

OfferUp and Letgo:

“My vision for OfferUp has always been to build a company that helps people connect and prosper,” said Nick Huzar, OfferUp CEO, in a statement about the acquisition. “We’re combining the complementary strengths of OfferUp and letgo in order to deliver an even better buying and selling experience for our communities. OLX Group has unparalleled expertise and clear success with growing online marketplace businesses, so they’ll be a great partner as we continue to build the widest, simplest, and most trustworthy experience for our customers.”

One giant joins forces with another. The two leading mobile marketplaces in the U.S., OfferUp, and Letgo, are joining forces to create a new powerhouse. OfferUp acquired Letgo on July 1, 2020.

This has made the company a marketplace of more than 20 million online active users, making them the largest platform of the online marketplace after Craigslist, eBay, and Facebook marketplace of course. This means now the users don’t have to get their household items, cars, furniture or electronics posted on several different apps. With OfferUp and letgo combined users have got access to a much broader community.

OfferUp and letgo after joining forces have launched their new app, which is both in one. So you need to download the new app for offerUp and letgo. To keep buying or selling.

How to use OfferUp App:

Here we will go step-by-step method of setting up your OfferUp and Letgo App.

1. Download the app using Apple Store or Google Play or get The OfferUp Apk.

2. Install the App on your device.

3. It will then ask you for your permission to access your location. You can choose either to enter the zip code or allow the OfferUp app to find your location.

4. Then you will be prompted to sign up. You will have all the options to sign up, choose from Google account, Facebook, Apple account, or Email.

5. Once Signed up you will be asked for Phone verification. To Verify it type in your phone number, you will get the code, and then just use that code to verify your phone. you can also skip it if you don’t want it.

6. Then you will be taken to the home page of the website which is going to look like this.

OfferUp App Overall ratings and Experience:

In my opinion, this is among the best apps in the market now. It has a clean design, seamless experience. Nothing is cluttered and the app is not sluggish with the overall Fantastic experience. It is very easy to find items. It’s easy to post things for sale, just a few clicks. Messenger works great, it doesn’t act up. Add payment method is also easy, it works with apple pay just fine.

Offer Up User Reviews:

This is where things get a little bit against the OfferUp app. Many Users have voted against this platform on TrustPilot. It is overall rate bad on trust pilot. Above 1000 reviews are unsatisfactory. To quote a few:

I used to love Offerup

I used to love Offerup! Now, it’s full of Scammers! I don’t know why they don’t fix this problem! I mean almost the entire site is a Scam now! Be very cautious when dealing with this site!!! “Trust Pilot”

—Pure Wasted Time—

This site is awful! The people who run it I have created a money-sucking scheme that’s all about earning money off of constantly promoting ads.

Complete crap! There’s no cracker even. (Crap on a cracker). “Trust Pilot”

someone created an account with my…

someone created an account with my email, cant contact their support or deactivate it because everything needs you to be signed in. Completely trash site, do not use. “Trust Pilot”

So to conclude things, OfferUp and letgo combined created a huge marketplace for people to trade C2C. They have to keep improving in terms of security and safety. They also need to provide the best customer support services.

Also, Check The Best Fitness app and make the right decision for yourself.

How to Download OfferUp App Apk:

You can easily download the app from your browser by following these steps.

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5. When the download is finished, a confirmation window will pop up.

How to Install :

Once you have your downloaded file ready follow this guide.

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· Simply open it and tap on Install.

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You can also get it from Google Play.

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Many free hookup apps will ask both of people to pay for chat. But if you matched with a person successfully on Xpal, you can read and reply the other party when any one of you is premium member. Besides, xpal advocate all users to photos verification. This is an efficient way to make sure who is real member. So if a scammer wants to take advantage of this adult app, it will be strictly prohibited. Xpal is an amazing nsa hookup app that has helped lots of adult friend finders to find their best partner for a better tinder free hookup. What are you waiting for if you are seeking for the same thing?

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Aadhya Khatri - May 22, 2020

These best flirting apps can serve a wide range of purposes, from finding a serious relationship to flirting around just for fun with no commitment attached

Some people believe the best part of any romantic relationships is when the two people are flirting with each other. And as life is moving online, making it easier to connect with friends, the trend also limits our chance of finding a love interest. This is where these best flirting apps come into play.

These apps can serve a wide range of purposes, from finding a serious relationship to flirting around just for fun with no commitment attached.

Here are our picks of the best apps for singles as well as those who have already been in a relationship:

Best Flirting Apps For Singles

Tinder

There is no way you can make a list of the best apps for flirting without mentioning Tinder.

How do I sign up for Zoosk? To sign up for Zoosk, visit and select Sign Up or download the app on your phone. You’ll be asked to enter your email address and answer a few short questions, such as your location and gender, and you’ll have an opportunity to read our privacy policy and terms of use. Have more questions? Zoosk Features and Upgrades. Manage your account. Review or change your account information, including your subscription, password, and more. View Account Settings. Meet local singles with Zoosk, an online dating site and dating app that makes it so simple to find your perfect match. Put some love in your life today! Zoosk has an 'A' rating from the Better Business Bureau. They've had it since 2012. But what exactly. Zoosk search.

At first, it was made to help people set up dates but now it has become one of the most popular go-to places for all sorts of purposes.

Tinder has made 30 million dates possible and all you need to do is to look at people’s faces and swipe left to pass, or swipe right to like.

This app is free to use but with in-app purchases.

Bumble

Bumble works like Tinder but with a policy to protect women from sexual harassment. The female users get to make the first move in 24 hours and the man also have that much time to reply.

We do not say this is the fairest rule but it makes women feel safe and flock to it. So it is no doubt Bumble is one of the best flirting apps around.

When all the shady matches have been filtered, you can feel free, and safe, to flirt around.

And just like Tinder, Bumble is free to use with in-app purchases.

Coffee Meets Bagel

The next on our list of best flirting apps is the one for those looking for something more serious. Coffee Meets Bagel is known to be a friendly and calm app where people there seek partners to talk to or get through the everyday life. If you are looking for nice people, Coffee Meets Bagel is arguably the best online flirting app for you. Like Tinder and Bumble, this app is free with in-app purchases.

MeetMe

MeetMe is location-based but it does not mean you cannot interact with people in other cities.

This app pulls in users with its easy-to-navigate interface and the ease in registering. However, this is a double-edge sword. You may find here people who are not the ones they claim to be.

But if you only look for some online fun, it is not so bad right?

MeetMe is definitely one of the best free flirting apps for Android you should take a look.

Plenty of Fish (POF)

Plenty of Fish’s messages are free so there is nothing restricts you from reaching out to those you like. Another advantage is the user-friendly interface and the filters allowing you to sort people out by the time they join the app or their activities.

This app is also free with in-app purchase. Chekci t out, POF is among the best apps for flirting with strangers!

Best Flirting Apps For Married And Dating Couples

Best Flirting App For Free Download

PolyFinda

Best Flirting App For Free

PolyFinda is perfect for people who are in an open relationship or believe in polygamy. This app can definitely spice up your love life by bringing another like-minded person into you and your partner’s life.

If you are interested in polygamy, this is definitely the best flirting app for you.

Feeld: Dating & Chat - Meet Couples & Singles

This one can cater to the needs of both couples and singles. You and your partner can view profiles of other couples and flirt in group. Plenty of fish uk search.

Badoo

Badoo’s 40 million users all over world is a solid proof of its appeal. If you concern about safety, this is one of the best flirting apps for you. The app also allow couples to find another person for their relationship as well as finding one for yourself without your partner’s participation.

eharmony

If you are single and want to join an open relationship, or are willing to be the third person in a marriage, eharmony is the app for you.

With this app, you can filter for those you like and match your interests only. Even if you are married, eharmony has something for you.

OKCupid

OKCupid is not the app for a serious relationship but it is definitely one of the best flirting apps for you if you are looking for something casual with no commitment. What sets this app apart is the focus on people’s personalities and interests other than just the look.

>>> Best Photo Editing Apps Free 2020 For India's Selfie Lovers

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Best Free Flirting Apps For Android

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Cash App Verification: (854) 854-8728 Help And Support

Cash App Verification: Help To Increase Cash App Limit

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  Summary: This Post Is Include Best Way To Verification And Increase Your Cash App Limit

The Cash App, launched in October 2013, allows the transfer of funds from one person to another person via the app. Cash App (formerly Known as Square Cash) app or website.

In March 2015, the firm introduced Square Cash for businesses, which included the use of a unique username for individuals, organizations, and business owners, known as $ CashTag, for which money was sent and received.

In January 2018, the app expanded to allow users to buy and sell bitcoins. The company issues a debit card with the account. The Cash app is currently testing new features to allow users to borrow up to $ 200.

 How Much Money Can You      Send On Cash App?

 How To Verify Cash App?

 Why Do I      Have To Verify The Identity On The Cash App?

 How Can You Verify      Your Identity On Cash App?

 How Do I Know If My      Cash App Is Verified?

 Cash App Limit After      Verification:

 Cash App Limit Per Day:

 Cash App Transfer Limit:

 Cash app sending limit:

 Cash App Limit Guidelines:

 Cash App ATM:

 Cash boost limit:

 Day Trading Limits:

 Cash App Withdrawal limit      from ATM:

What Is Cash App Limit?

The Cash app is a peer to digital payment app. There Are 30 million monthly active users Cash App has, seven million own a Cash Card, and it’s very popular among users.

However, the Cash app restricts its users from sending or receiving large amounts with an unverified Cash app account because it has a Cash app limit.

How Much Money Can You Send On Cash App?

The maximum amount you can withdraw is $ 250.00 per day, $ 1,000.00 per week, and $ 1,250.00 per month.

For security purposes, the Cash app limits the use of your card to ATM or POS devices. There are a lot of users who always wonder “How much money can I send to the Cash app?”

You should know that Cash App is a daily limit which means that users can send and receive only a limited amount of money on this app. You can send $ 250 within a week as well as receive $ 1000 per month without any verification.

Cash App Verification:

How To Verify Cash App?

To send or receive more money you will need to verify your account. As not everyone is familiar with how to verify identities on a Cash app, I thought it would be good to explain the process of verifying your Cash app wallet step by step.

To help you attract the maximum benefits of the Square Payment App, I am going to answer some of the most frequently asked questions about the Cash App Identification process.

Why Do I Have To Verify The Identity On The Cash App?

As per the latest policies of the Square Cash app, it is not mandatory to get verified users.

Anyone else in the US who has an American phone number and a valid bank account can only take advantage of fast, secure, and reliable money transfer services in a few simple channels.

But, using the Cash app without verifying your account may not be in your best interests, as unverified users can send $ 250 per week and receive $ 1000 per month.

On the other hand, users who have successfully approved verification can send up to $ 7500 per week. And they can get an unlimited amount in a month. sound good? If yes, scroll down to learn simple steps to verify identity on the Square Cash app.

How Can You Verify Your Identity On Cash App?

The Cash app verification process is quite simple and straightforward. Actually, the verification process involves entering some personal details along with Social Security Number (SSN). If you have an SSN, these are the following steps:

Login To Your Cash App Account

Tap on the Available Profiles tab at the top right     corner.

Now scroll down to find and select the “Personal” tab     from the drop-down menu.

Here comes a screen where you have to enter your     personal details like DOB, billing address and SSN.

Don’t forget to save the changes and proceed.

Now wait for 24 hours and get confirmation for     approval.

How Do I Know If My Cash App Is Verified?

Whenever the Square app successfully verifies any Cash App account, users receive confirmation emails and notifications. In addition, you can see changes in the daily cash app spending limit.

That is not all, you will be able to buy and buy Cash App Direct Deposit, BTC, and Stocks. All these features will open to all verified Cash app users.

Cash App Limit After Verification:

After applying for verification, the Cash app will allow you more transaction limits. According to the Cash app, a verified user can send up to $ 7,500 per week and receive an unlimited amount.

How To Increase Cash App Limit?

To increase the Cash app limit, you must complete the Cash app account verification. For verification, you need to provide your personal information, including your full name, date of birth, and the last four digits of your social security number.

If you want to know how to increase the limit of cash app then you should understand the terms and conditions of your current bank. With millions of people subject to these rules, it would be difficult to tell which bank has the highest limit.

However, if you are not getting this information on the net, you can always go to your local branch and inquire from there.

The Cash App allows you to send and receive money online as much as possible, but it does not allow you to exceed the daily limit as many times as you want.

If you want to spend more money than the daily limit, then you have to go through some formalities. One of them would be to sign up for a cash app direct deposit from their employer. If you have a good payment history then you will get a higher limit with each direct deposit.

Type Of Limit’s In Cash App:

Cash App Limit Per Day:

If you do not want to sign up for a company’s payroll service, you can also opt for direct deposit. This way you will save a lot of time.

You also have to keep in mind that the bank where you have direct deposit can change its limit at any time. This means that if your current bank limit is $ 100 per day, it will not be the same limit after a few days of transferring money to a different bank.

Cash App Transfer Limit:

Therefore, you should know the limit of the Cash App every day so that you do not exceed the limit. Here, one thing is sure, you cannot send more than $ 1000 per day without verification, and you are only allowed to send as much as $ 1500 in a single day.

There are also some cash apps that are based on the percentage of total cash you have. The higher the percentage, the higher your limit.

It will also depend on the number of transactions you perform. This means that if you want to spend more money, but this amount is not much, then the cash app will provide you more than you need.

Cash app sending limit:

You can try to spend as little money as possible because you may not need all the money. Some banks allow you to transfer only ten percent of the amount and some allow you to transfer no more than five percent. Apart from this, there are some banks that give you the option to transfer money in bulk.

You can also consider other cash app options that allow you to move in bulk. For example, you can use your PayPal account when sending money for several reasons.

Your PayPal account can help you transfer money to any of your selected banks without verification. These are some important tips that you should keep in mind if you want to know how to increase the cash app limit in the bank of your choice. By following these guidelines, your boundaries will be correct from the beginning.

Cash App Limit Guidelines:

As long as you follow these guidelines, there are many ways to increase the limit of Cash App in the bank of your choice. One way is to use your savings or checking account to send money to other banks, but you will have to pay a fee to the bank. This means that you should also look at the bank’s cash transfer fee before sending money to other banks.

Cash App ATM:

Another way to increase the limit of Cash App is to use an ATM card linked to a bank. This means that you will be able to access your account from anywhere around the world. It also helps you to save money, as you do not need to withdraw money from ATM every time. In addition, there are many banks that offer discounts for using their cards.

If you want to send money to other people’s accounts, you can find out how to increase the Cash App limit by using some other method. There are many online companies That allow you to send money via text message or email. They will distribute the money you send to send money to you and will also email you when you receive the money.

Cash boost limit:

There are some Cash boost limits to know about this:

Boost can have minimum purchase and maximum discount amount. Boost cannot be applied to cashback transactions. Details of each boost can be seen by tapping on boost in the Cash app.

Boosts are eliminated and usually replaced with new and exciting offers. Each boost has a different expiration date, so check them frequently to recall an offer.

To see the end date of the boost:

Tap the Cash Card     tab on your home screen.

Tap on promote your current or swap.

Tap boost.

Expiration dates vary, so we recommend checking them     often.

Day Trading Limits:

When you buy a stock using Cash App Investments, you are limited to your cash app balance and your cash limit buying power.

You are limited to three days of trades within a five-day trading period. One day trading is considered to buy and sell the same stock on the same trading day.

A rolling five-day trading period is scheduled when the market is open (M-F 9:30 a.m. 4 p.m. EST, excluding holidays).

Here is an example of day trading limits:

Monday: Buy and Sell ABC Stock – 1 Day Trading

Tuesday: Buy and Sell ABC Stock, Buy and Sell XYZ Stock – 2 Day Trade

Wednesday: buy ABC stock

Cash App Investments will not allow you to sell ABC stock until the market opens on Thursday. The next available date for executing a day’s trading will be next Tuesday.

(Five days from its last business day).

If you have exceeded your day trading limit, you can still buy and sell stocks, as long as you are not doing a day trading.

Cash App Withdrawal limit from ATM:

You can use your cash card to get cash back at checkout and withdraw cash from ATM:

$ 310 per transaction $ 24 per hour period $ 1,000 per 7-day period

To use your cash card to get cashback, select debit at checkout and enter your PIN. Cashback transactions will count towards your ATM limit.

You can check your cash card in-app or online. You are unable to see your balance in the ATM at this time.

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Citi Takes the Cake - Worst Web Banking Experience!

So if you don’t know, I’m a web developer and while I realize that some businesses struggle to have a “great” web experience and presence, I was simply floored today by the terrible experience while trying to simply log in to the citibank website to manage a brand new AA Rewards Mastercard. I expected much better from a bank with over 200 million customer accounts!

First lets give a little background: my primary bank is Wells Fargo, which was one of the earliest banks and I believe the first “big bank” to have an online presence, though for many years they just hosted a simple static website about the bank without online banking in the 90s. Their online banking experience has always been great and they spend a lot of effort these days on being mobile-browser-compatible, which is smart. My previous least-favorite online banking experience was with U.S. Bank a number of years ago, which I used occasionally as the board chair of SEDS-USA. I’m not sure if this is still a feature, but the stupidest thing at US Bank was their “security picture” you verified upon login. I presume this was something only provided after you had provided a username+password to help you verify that you’re not on a fake facsimile of their site or the victim of some types of Man-In-The-Middle (MITM) attacks. Still it seemed that the likelihood of this was very low, so it was a bit of security theater.

Now to Citi’s website today: oh my gosh - these guys appear to still be living back in the early 90s! So to start with the good part - I got an AAdvantage card to save some money on a flight for 2021 due to their $200 back deal and free checked luggage, though I really don’t like American Airlines, so the likelihood that I’ll keep the card long-term is low. But, when I got the card during my ticket purchase process, the card approval process was very well-done and straightforward, they even helped me to set up a username and password for their website, though to log in after my initial setup, you needed to have the physical credit card, which took a few weeks to arrive - that’s where the problems started.

So today, I got my physical card and decided I would go setup my online account - should be easy enough, right? I went to Citi’s website and entered my username and strong+complex password, conveniently stored in my password manager - great! The first thing they ask is for the last 4 digits of your card, the 3-digit code, and your “secret word” to activate the card. It having been a few weeks, my first question was “what is my secret word?” I tried some ideas I might have used, but had no luck. Oh well! So I tried the second idea on the paperwork I got with the card, which said I could register the card via the phone app. I got the app, logged in, which required no “secret word”, and activated the card, or so I thought. But even after this process was done, attempts to login online failed and just brought me to the card activation page with the taunting “secret word”. So I contacted chat support on the app to see if they could help “reset” my secret word. Not possible they said, as apparently my secret word is critical to all of Citi’s security procedures - sigh.

Not one to give up, I asked chat support if calling their phone number would allow me to reset the secret word - “yes” she said, so I told chat support where they could put their secret word and called Citi’s phone system. Of course, once I had gotten far enough through their IVR support to request a human, I was again asked for my secret word, responding “I don’t know!!”. Eventually the fast-talking English-as-a-second-language phone support person was able to help by totally resetting my online account, forcing me to recreate a username + password and my secret word (which I now set to something more memorable). But wait, there’s more!

It appeared that when registering for an online account, none of Citi’s form fields are well labeled, causing my password manager to jump in and attempt to fill them all with my username or password, which was annoying but not the end of the world. More annoying was that they’ve attempted to prevent you from copying text into the “confirm password” field, forcing me to paste my password from the manager into another window so I could manually enter it here - this is generally a best-practices no-no these days, particularly because of password manager support. Next, I got to a page where I needed 3 password reset questions, but filling this out (which should be easy) was absurdly hard due to these 3 things:

The list of possible questions to answer for each of the 3 questions was very limited, providing only 6-7 options, where as most forms like this either let you free-form the question or provide 10-15 options to choose from.

Some of the limited questions may not apply to you depending on your interests (i.e. “What was your favorite sports team as a kid?”) and others requested last-names of specific people, which in my case is a 10 character name of someone I knew in high school that I may or may not remember in 5-10 years.

The biggest issue was that no answer you entered was allowed to have any spaces, which is a big issue if your Elementary School (the answer to many of the questions) does not have a 1-word name (mine is 4 words). I’m not sure how this restriction makes any sense and I’ve never seen it before!

Eventually I did find some options that worked and got my account up and running, but it was daunting - and I’m pretty good with working with websites (I mean I build + break them for a living). I can’t imagine how my mother or grandmother would ever navigate that journey - they’d likely just give up after a few minutes.

So to recap registering an account on citi.com...

Pros:

A high-strength, long password is required and they provide a password strength meter - great!

2FA codes sent by SMS are used in few cases, which is good, but not great.

They do lock you out for attempted tries with the wrong password or secret word.

Cons:

Online forms do not have good support for password managers or copy-paste of data.

Use of a secret word chosen in one of a limited number of categories for verification instead of something more complex like a pin-number seems quite insecure + annoying.

Process is not at all straightforward, meaning many users will give up.

Setting password questions and answers when answers cannot have spaces and question choices are limited is extremely hard.

App appeared to work even without the secret word, which seems scary.

[carlen374gaming-blog]

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So that's very essential for the FIFA 17 Hack to know on which account to generate the Coins and Points. Apart from FIFA 17, this engine will be utilised by Battlefield 1: Mirror's Edge, Mass Impact: Andromeda and Catalyst. The help from players is the only reason why we even bother making cheats for FIFA 17 and other games.

With FIFA 17 hack no survey tool, you can get limitless FIFA 17 Coins and Points. FIFA 17 Ultimate generator we have created this on the web very easily and for safety, do not be afraid of all the net one hundred% of the viruses. There are several other FIFA 16 cost-free Coin Generators out there, but ours is more versatile and much better than all of those.

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Madden NFL Mobile Hack (no jailbreak) Cash and Coins FREE - Madden Mobile Cheats

Free Article Spinner Online - No Sign Up Needed! Madden NFL Mobile 17 Hack Because our new generator is primarily based online and can be employed through our site, there is no way for Madden Mobile to track you or know you are hacking. You just want-to enter the Madden mobile-game login and choose the type of device you're employing and push the choice that is link. Madden Mobile lets you be the play maker by letting you be the GM of your preferred team and you can even handle and hand choose your stars and your players and construct an invincible group. Using the hack gives the players the freedom to challenge as several opponents as they want to all throughout the day, without ever operating out COIN or cash. The players that are already using madden mobile hack knows the factors for it. 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Brawl Stars Hack – Free Unlimited Gems and Coins

Brawl Stars Hack – This is how you get unlimited Gems and Coins for free

Hello friends! Today I will be sharing an amazing tool with you. This tool is called the Brawl Stars Hack and it provides you free gems and coins in Brawl Stars game. Yes, you read that right. Free unlimited coins and gems in Brawl Stars are just few clicks away; thanks to the Brawl Stars Hack.

The SuperCell is back with its new game called Brawl Stars. This game is a PVP type multiplayer game in which you can play 4 modes. The main aim is to destroy the opponent team and collect crystals in the game. You can also play other modes too. The game is quite addictive but if you went low on gems and coins it can be very tough for you to stay in the game.

That’s why we have devised this Brawl Stars hack. Now you don’t have to spend your hard-earned cash on in-app purchases. Just open the hack and start generating thousands and millions of coins and gems instantly. That too without paying even a single penny. Let’s learn more about this hack tool and see how you can generate your free gems and coins right now.

How to use the Brawl Stars Cheats?

Using the Brawl Stars Cheat Engine is very easy. It only takes 5 minutes to get your free gems and coins. Our developers have spent a lot of their time on making this hack User-Friendly. Let’s have a look at how you can use this hack right now: –

Click on the links provided on our page to access the Brawl Stars online hack.

Now enter your game username in the online hack.

Select the platform on which you are playing this game.

Enter the amounts of coins and gems that you want.

Click on Generate!

That’s it. In 5 easy steps you get your free gems and coins in Brawl Stars game.

IMPORTANT UPDATE: – We have updated our brawl stars hack. We have added a human verification step. This step is added to prevent bots from tampering with our hack. It only takes 2-3 minutes to complete this verification step. So, please co-operate. It will ensure the safety of our hack and you will be able to use it for much more days.

Features of the Brawl Stars Cheat Engine

Our Brawl Stars hack provides you such features which no other hack will provide. Let’s have a look at those features: –

Get unlimited Gems: – Gems are very rare and hard to collect. The only way to get gems quickly is by spending money on in-app purchases. But now you don’t have to spend money, just use the Brawl Stars hack and enjoy!

Get unlimited coins: – Coins are very important resources. You buy brawl boxes through it in which you get elixir and new brawlers. That’s why it’s important to have good amounts of coins. With our Brawl Stars Cheats you can get unlimited coins for free.

100% free: – This tool is absolutely free to use and will remain free forever.

Updated every week: – We update this tool on a regular basis. New updates keep this tool unpatched.

Works on all platforms: – Our tool is compatible with PC, Android and iOS. So,you don’t need to worry about this. Use this tool from any platform.

These features makes our Brawl Stars Hack the best hack on the Internet. So, don’t wait anymore just click on the links provided and start using the hack right now.

Some FAQs related to Brawl Stars Cheat Engine

Here are some of the doubts that might surround your mind before using our Brawl Stars Generator. We will clear them all.

Do I need to download Brawl Stars hack ios?

No, you don’t need to download anything. Just use our Brawl Stars Cheat Engine online from any of your devices to get your free resources. Many people download Brawl Stars hack apk and iOS files but these files are not useful and may contain viruses. So, beware of them.

How many people have used this Brawl Stars Gems hack?

More than 15k people have already used this Brawl Stars Gems hack. It’s time for you to use it and enjoy your game much more.

Is it free to use Brawl Stars Hack tool?

We will not take any money from you. It’s 100% free and you can use it any day and any number of times you want for free. Share it with your friends too.

How to enter cheat codes in Brawl Stars?

You don’t need to know about how to enter cheat codes in Brawl Stars. The reason is that all the cheat codes are encoded in our Brawl Stars Cheat Engine. Just use the hack and all the cheat codes will be injected in game.

Can i start using the hack right now?

Yes, why not? Just click on the links to get started and follow the instructions provided above. If you face any problems feels free to contact me in the comments. I will be reply to each and every comment you are going to make.

Summarising the Brawl Stars hack

So, we told you each and everything that you need to know about this hack tool. We told you that this tool can generate thousands of coins and gems. We then told you about how you can use this tool. After that we told you about the cool features of this hack tool. At last we cleared some of the most common doubts that people ask us. So, don’t wait anymore just click on the links and start using the Brawl Stars hack tool right now. Stay tuned for more. Thanks.

The post Brawl Stars Hack – Free Unlimited Gems and Coins appeared first on N3XT G@ME.

from N3XT G@ME http://www.nextgame.pro/brawl-stars-hack/ via http://www.nextgame.pro

[howto9jaa]

How To Use Apple Pay Easily | Everything You Need To Know

New Post has been published on https://howto9ja.com/how-to-use-apple-pay-on-iphon-x-watch-7-8-etc

How To Use Apple Pay Easily | Everything You Need To Know

Original Post: Click here to read the Original Post

How To Use Apple Pay: Good day! Come iOS11, Apple Pay has stepped things up a notch, making pays with it is now easier as you can now make payments directly from your iMessage, thou making payments with iPhone X has changed a little.

What sets Apple Pay above others is classical beauty, ran and owned by Apple alone giving it that unique feel. All Apple Pay does is

to combine your iPhone alongside your Touch ID and Face ID with a one-step payment process all combined into a security safe pattern.

The theory of Apple pay is this, place your phone’s top close to an NFC card terminal, locate your Touch ID sensor and you are gone to go.

How to use Apple Pay on iPhone X, Xr is this;  in place of accessing the Touch Sensor, you’ll be using your face detector but before any of the two methods, you need to set up your Apple Pay first

How To Setup Apple Pay(Wallet Setup)

To start using Apple Pay,

Step 1: open your wallet(Previously known as Passbook) from your iPhone.

Step 2: Tab on “Add Credit or Debit Card” to fill in your card details

Or

Hold your card directly in front of your camera. Your iPhone should read your card number, your name, cards expiry

Source: Forbes

date. You’ll be required to enter the card verification number which is the three digits behind your card

Step 3: Tab “Next” then your card should be verified by your bank. Tab “Next” again and you are done here.

If your bank has an app, it is also possible for you to register with it.

How To Use Apple Pay For Non-iPhone X Users

Step 1: Steady and hold your iPhone(camera) near the contactless card reader. An Image of the card will appear on your screen.

Source: Forbes

Step 2: For non-iPhone X users, place your finger on the Touch ID sensor(Don’t press the Home key), in a second or two your fingerprint will be confirmed.

If you wish to use a different card, tap on the card in your screen then pick “Another”

How To Use Apple Pay For iPhone X(X, Xs, Xr, X Max) Users

There’s a slight difference when setting up Apple Pay for iPhone X, you are aware that iPhone X doesn’t have a fingerprint scanner.

Step 1: Double click on the iPhone X side button.

Step 2: Focus your gaze at the iPhone X’ screen to authenticate your Face Identity.

Step 3: Hold steady the iPhone X within a few centimeters from the card reader.

Source: Forbes

Done!

If you wish to use a different card with your iPhone X, double click on the side button then tab on the card visible on your screen then choose another card.

Mode Of Accessing Apple Pay Summary

Accessing your Apple Pay with Touch ID is for the following iPhones: iPhone 6, 6 Plus, iPhone 6s, 6s Plus, iPhone SE, iPhone 7, 7 Plus, iPhone 8 or 8 Plus

Accessing your Apple Pay with Face ID is for the following iPhones: iPhone X, iPhone XS, iPhone XS Max, and iPhone XR

How To Pay With Apple Pay Online and For In-app purchases

It is very easy and pretty convenient to pay with Apple pay online and for In-App purchases.

Step 1: Tab “Buy with Apple Pay” button. Review your payment details.

Step 2: Place your finger on the Touch ID to complete your transaction.

On iPhone X, the verification will be with your Face ID cause it doesn’t have a Finger sensor 🙄

How to use Apple Pay With Apple Watch

Apple Pay functions perfectly well with Apple Watch.

Step 1: Open the Apple Watch app from your iPhone and tap on “My Watch”

Step 2: Tab “Wallet & Apple Pay”

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Step 3: Add your credit or debit card then click on “Next”.

Step 4: Fill in your Tab details and press “Next”.

Step 5: Now, Double click on your side button.

Step 6: Hold your watch’s face to the card reader until you hear a beep and a slight pulse(vibration). That vibration confirms the transaction.

Using Apple Pay With iMessage

From iOS 11, you can make transactions through your iMessage.

Step 1: Tab on the “A” symbol on the left side of the text box during your conversation.

Step 2: Tab the “Apple Pay” icon then click Next.

Step 3: Enter the amount you wish to send then approve the payment with your Touch ID or Face ID(iPhone X) the money should go immediately.

Quick Tip On How To Use Apple Pay With A Different Credit Card

This is a quick guide on how to pay with a different card instead of your default card

For iPhone X, Xs, Xr, Xs Max, X Max

Step 1: Double click the side button, wait for your default card to appear.

Step 2: Tab it, then tab to pick another card.

Step 3: Focus your gaze on your iPhone screen to authenticate your Face ID.

Source: Forbes

Step 4: Place the top of your device near the reader.

For iPhone 8, 8 plus, 7, 7 Plus,  SE,  6s, 6s Plus, 6 6 Plus

Step 1: Hold your device near the reader without touching your Touch ID.

Step 2: When your default card appears you now tab it then choose another card

Step 3: Place your finger on your Touch ID to complete the transaction.

For Apple Watch

Step 1: Double click the side button

Step 2: When your default card appears, swipe to your left or to your right to pick another card.

Step 3: Hold your watch near the given reader to complete the transaction.

Restrictions On Apple Pay

Apple pay is by far more secure than a contactless card, it doesn’t have many restrictions, in the Uk, for example, the highest limit is £30 but at some retailers, this limit doesn’t apply to Apple Pay.

You can pay in some supermarkets without needing to take out your credit card and input your PIN. Assuming you’ve left your Card at home, Apple Pay will save the day.

What Does Apple Pay Security Look Like?

Apple Pay is very secure because your card details aren’t stored on your iPhone or shared with Apple Inc.

Source: Forbes

A unique Device Account Number is Encrypted and hidden in your phone.

Countries Eligible For Apple Pay

As at the time of writing this article, below are the countries eligible for Apple Pay see this link to confirm for yourself

https://www.apple.com/ng/ios/feature-availability/#apple-pay

Australia

Belgium

Brazil

Canada

China mainland

Czech Republic

Denmark

Finland

France

Germany

Guernsey

Hong Kong

Ireland

Isle of Man

Italy

Japan

Jersey

Kazakhstan

New Zealand

Norway

Poland

Russia

San Marino

Saudi Arabia

Singapore

Spain

Sweden

Switzerland

Taiwan

UK

Ukraine

United Arab Emirates

USA

Vatican City

Apple Pay In Nigeria.

For now, no African country is eligible for Apple Pay, so you can’t use Apple Pay In Nigeria.

I am not sure Nigeria has services that allow Apple Pay when Nigeria gets eligible, the post will be updated.

You’ve learnt a lot About Apple Pay, learn a thing or two on how to on Airdrop on your Mac and iOS device.

[kennethherrerablog]

12 Weird (But Totally Legal) Ways to Make Extra Money in Canada

O, the Great White North. Nova Britannia. Land of Maple Syrup. America’s Hat. The 14th colony. *Whispers* America’s friendliest neighbor.

It must be nice to have the best nicknames around.

And while we’re on the subject of best things, we thought you might also want to know about the best — and weirdest — ways you can pocket some extra Canadian dollars.

But you have to promise not to spend it all on poutine and butter tarts — only some of it.

Note: Monetary amounts are shown in U.S. dollars. Bank of Canada is a good resource to find the current exchange rate.

How to Make Money in Canada

We combed through all of our tips to filter out the best flexible ways to make money in Canada. You can do many of these without leaving the confines of your home.

1. Tell This Company What’s in Your Fridge

Remember the Nielsen company? It’s always tracked TV ratings, but now it wants to know what’s in your fridge.

Once you sign up to be on the Nielsen Consumer Panel, the company will send you a free barcode scanner, or you can use your smartphone. Every time you go shopping, you simply scan the UPC codes on the back of each product and send your data to Nielsen.

Nielsen will reward you with gift points, which you can redeem for free electronics, jewelry, household items or even toys for the kids.

The longer you stay on the panel, the more opportunity you have to earn points toward prizes. You’ll also receive entries for the panel’s many sweepstakes. Prizes include vacations and brand new vehicles.

2. Fill This out While Watching TV

We’re going to be real here: Survey sites aren’t our favorite way to make extra money, because it’s difficult to bag a lot. But if you’re just hanging out and watching TV, why not click a few buttons on your phone and turn your spare time into money?

Here are a few of our favorite sites for earning money in your free time:

VIP Voice offers surveys that are relatively quick to complete and reward you with points you can redeem for cash or gift cards.

MobileXpression: After you’ve installed this app for one week, you get to play an instant rewards game for a prize. (Everyone wins something.) We’ve seen users win $25 Amazon gift cards, but some of the other prizes include iPads and Samsung TVs.

SaskWatch Panel: Do you call Saskatchewan home? Insightrix’s SaskWatch lets you fill out surveys for rewards points you can redeem for cash. You’ll voice your opinion on social, political and consumer issues facing your community.

LifePoints Panel is a tried-and-true survey site that’s been around for a long time. This one is easy to use, even if you just have a few minutes to spare. You’ll earn cash and prizes for your opinions.

3. Get Paid to Get in Shape

Listen. Losing weight and getting fit is easier said than done.

But will a little bit of money motivate you?

It’s motivating Marcie Hagner, 44, who has placed a bet on her weight-loss goals through HealthyWage. If she can lose the 50 pounds she bet she could, she’ll pocket $862.

“Money is a huge motivator for me,” she says. “Especially because I don’t have a lot. I don’t want to give somebody $500, especially for something I can control and do.”

Read more about how she’s finding motivation to lose weight through HealthyWage.

4. List Your Extra Space on Airbnb

Have a spare room? Might as well try to earn some money by listing it on Airbnb.

If you’re a good host with a desirable space, you could add hundreds — even thousands — of dollars to your savings account with Airbnb.

A few simple steps can make the difference between a great experience and a less-than-satisfactory one.

Here are some tips:

Make your space available during high-demand times in your area. Think: concerts, conventions and sporting events.

Be a good host, and stock your place with the toiletries you’d expect at a hotel — toilet paper, soap and towels.

Be personable. A lot of travelers turn to Airbnb for the personal touch they won’t find at commercial properties.

(Hosting laws vary from city to city. Please understand the rules and regulations applicable to your city and listing.)

5. Tutor Kids (From Behind a Computer Screen)

Did you know you can tutor kids — without leaving your house? And without them entering your house?

Chegg Tutors is open to applicants worldwide. There are tons of open tutoring subjects, from calculus to biology — even astrophysics.

To sign up as a Chegg online tutor, you must provide two forms of proof you are either currently or were previously enrolled in a university. You will also need a Facebook account. Once your profile is approved, you will be matched with students seeking tutoring in your subject. Tutors earn $20 or more per hour.

Skooli is a Canada-based company that offers tutoring for K-12 courses, as well as college-level classes.

If you are a certified teacher with a bachelor’s degree, master’s degree or specialized instructor qualification (like ESL), you can become an online tutor for Skooli. Skooli tutors are paid $25 per hour.

To apply, you must provide proof of qualifications and education. If they deem you a good fit, you’ll be approved and available to tutor students. Go the extra mile and receive full Skooli verification by also adding a criminal record check.

This extra step gets you a purple Skooli shield badge on your profile, which will garner more attention from parents and students (read: more money), and you could also qualify for special programs that not all tutors have access to.

6. Drive With Uber

Enjoy finding the best route around town? Why not turn it into your side hustle and get paid for it?

As a driver partner with Uber, you create your own schedule and work as much or as little as you want.

If you want to give it a try, here are a few things to keep in mind: You must be at least 21 years old, have at least one year of licensed driving experience (three years if you are under 23 years old), have a valid driver’s license and pass a background check.

Also, your car must be a four-door, seat at least four passengers (excluding the driver), be registered in-state and be covered by in-state insurance.

7. Earn up to $60 an Hour as a Part-Time Bookkeeper

Does earning $60 an hour sound appealing? How about the freedom to work remotely while helping others succeed?

Those are the perks of working as a bookkeeper, says Ben Robinson, a certified public accountant and business owner who teaches others to become virtual bookkeepers through his online course, Bookkeeper Business Launch.

And no, you don’t have to have a CPA to be successful in this business. In fact, all you really need are decent computer skills and a passion for helping business owners tackle real-world problems.

It’s a great opportunity for moms who want to work part-time, grads who are just out of college and anyone who wants to bring in real money while working from home.

8. Get Paid for Your Useless Trivia Knowledge

If you’re one of those people who can pull useless pieces of knowledge from out of nowhere, you’ll want to download this app.

It’s called HQ Trivia. With at times more than a million players logging on at 3 p.m. and 9 p.m. ET each day to play, you might’ve heard of it.

“Quiz Daddy” Scott Rogowsky is the game’s main host. He asks 12 questions. You’ve got three multiple-choice options and 10 seconds to answer each. If you get all 12 questions correct, you’ll split the grand prize (around $5,000 lately, though it’s been $25,000 or more on randomly chosen special occasions) amongst the other winners.

The HQ Trivia app is available for iPhone and Android.

Pro tip: Share your personalized referral code with friends and family to get an extra life. Trust us. You’ll want it.

9. Clean up Search Engine Mistakes

Search engines use complicated algorithms to determine the results you see. But they don’t always get it right…

They’re actually full of errors, so companies need real humans to look at the results and judge them for quality, relevance and usefulness. That’s where you come in.

You can find search engine evaluator jobs through Lionbridge. You’ll take a qualifying test, and some companies also conduct a phone interview. Once you’re accepted, you can set your own schedule and work as much or little as you want.

10. Work From Home as a Transcriptionist

Transcribing is a great way to earn cash that requires little to no prior experience and offers flexible hours and workloads. Plus, you can do it from home.

The work sounds easy: Listen to audio and type what you hear. But it can be repetitive and requires a lot of attention to detail.

However, the pay is a pretty good selling point: Earn around $15 to $25 per hour for general transcription, and more if you learn to specialize in the legal or medical fields.

11. Go Watch a Movie

If you want to get paid to watch movies, fill out an application with the mystery shopping company Market Force Information.

The application is just a few questions long, and nearly everyone in the U.S. and Canada is eligible.

Once you’re accepted as an auditor, keep an eye out for email alerts for new assignments in your area. You can accept or decline any assignments — so if a movie’s not even worth watching for $30, you don’t have to see it.

In-theater checks don’t come with huge paydays, but you’ll get a free movie and earn about $10 to $20 an hour for your time.

12. Sell Your iPhone Photos

Those thought-out photos you take can get you more than just social media likes.

Upload your iPhone photos to stock photography sites. Many of them are trying to get away from the “perfect” photo and are looking for more realistic images. After a quick upload, you’ll get an email notification when someone purchases your work.

You likely won’t become a millionaire; sites like Foap pay about $5 per purchase. However, if you have a nicer camera, you can step up your game like Eliza Snow, who quit her corporate job to sell stock photos full time.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

12 Weird (But Totally Legal) Ways to Make Extra Money in Canada published first on https://justinbetreviews.tumblr.com/

[jennifersnyderca90]

Why Phone Numbers Stink As Identity Proof

Phone numbers stink for security and authentication. They stink because most of us have so much invested in these digits that they’ve become de facto identities. At the same time, when you lose control over a phone number — maybe it’s hijacked by fraudsters, you got separated or divorced, or you were way late on your phone bill payments — whoever inherits that number can then be you in a lot of places online.

How exactly did we get to the point where a single, semi-public and occasionally transient data point like a phone number can unlock access to such a large part of our online experience? KrebsOnSecurity spoke about this at length with Allison Nixon, director of security research at New York City-based cyber intelligence firm Flashpoint.

Nixon said much of her perspective on mobile identity is colored by the lens of her work, which has her identifying some of the biggest criminals involved in hijacking phone numbers via SIM swapping attacks. Illegal SIM swaps allow fraudsters to hijack a target’s phone’s number and use it to steal financial data, passwords, cryptocurrencies and other items of value from victims.

Nixon said countless companies have essentially built their customer authentication around the phone number, and that a great many sites still let users reset their passwords with nothing more than a one-time code texted to a phone number on the account. In this attack, the fraudster doesn’t need to know the victim’s password to hijack the account: He just needs to have access to the target’s mobile phone number.

“As a consumer, I’m forced to use my phone number as an identity document, because sometimes that’s the only way to do business with a site online,” Nixon said. “But from that site’s side, when they see a password reset come in via that phone number, they have no way to know if that’s me. And there’s nothing anyone can do to stop it except to stop using phone numbers as identity documents.”

Beyond SIM-swapping attacks, there are a number of ways that phone numbers can get transferred to new owners, Nixon said. The biggest reason is lack of payment for past phone bills. But maybe someone goes through a nasty divorce or separation, and can no longer access their phone or phone accounts. The account is sent to collections and closed, and the phone number gets released back into the general pool for reassignment after a period of time.

Many major providers still let people reset their passwords with just a text message. Last week I went to regain access to a Yahoo account I hadn’t used in almost five years. Yahoo’s forgot password feature let me enter a phone number, and after entering a code sent to my phone I was able to read my email.

So, if that Yahoo account is tied to a mobile number that you can receive text messages at, then you can assume control over the account. And every other account associated with that Yahoo account. Even if that phone number no longer belongs to the person who originally established the email account.

This is exactly what happened recently to a reader who shared this account:

A while ago I bought a new phone number. I went on Yahoo! mail and typed in the phone number in the login. It asked me if I wanted to receive an SMS to gain access. I said yes, and it sent me a verification key or access code via SMS. I typed the code I received. I was surprised that I didn’t access my own email, but the email I accessed was actually the email of the previous owner of my new number.

Yahoo! didn’t even ask me to type the email address, or the first and last name. It simply sent me the SMS, I typed the code I received, and without asking me to type an email or first and last name, it gave me access to the email of my number’s PREVIOUS OWNER. Didn’t ask for credentials or email address. This seriously needs to be revised. At minimum Yahoo! should ask me to type the email address or the first and last name before sending me an SMS which contains an access code.

Brian Krebs (BK): You have your own experiences like this. Or sort of. You tell.

Allison Nixon (AN): Any threat intelligence company will have some kind of business function that requires purchasing burner phones fairly frequently, which involves getting new phone numbers. When you get new numbers, they are recycled from previous owners because there probably aren’t any new ones anymore. I get a lot of various text messages for password resets. One I kept getting was texts from this guy’s bank. Every time he got a deposit, I would get a text saying how much was deposited and some basic information about the account.

I approached the bank because I was concerned that maybe this random person would be endangered by the security research we were going to be doing with this new number. I asked them to take him off the number, but they said there wasn’t anything they could do about it.

One time I accidentally hijacked a random person’s account. I was trying to get my own account back at an online service provider, and I put a burner phone number into the site, went through the SMS password reset process, got the link and it said ‘Welcome Back’ to some username I didn’t know. Then I clicked okay and was suddenly reading the private messages of the account.

I realized I’d hijacked the account of the previous owner of the phone. It was unintentional, but also very clear that there was no technical reason I couldn’t hijack even more accounts associated with this number. This is a problem affecting a ton of service providers. This could have happened at many, many other web sites.

BK: We weren’t always so tied to our phone numbers, right? What happened?

AN: The whole concept of a phone number goes back over a hundred years. The operator would punch in a number you know was associated with your friend and you could call that person and talk to them. Back then, a phone wasn’t tied any one person’s identity, and possession of that phone number never proved that person’s identity.

But these days, phone number are tied to peoples’ identities, even though we’re recycling them and this recycling is a fundamental part of how the phone system works. Despite the fact that phone number recycling has always existed, we still have all these Internet companies who’ve decided they’re going to accept the phone number as an identity document and that’s terrible.

BK: How does the phone number compare to more traditional, physical identity documents?

AN: Take the traditional concept of identity documents — where you have to physically show up and present ID at some type of business or office, and then from there they would look up your account and you can conduct a transaction. Online, it’s totally different and you can’t physically show your ID and can’t show your face.

In the Internet ecosystem, there are different companies and services that sell things online who have settled on various factors that are considered a good enough proxy for an identity document. You supply a username, password, and sometimes you provide your email address or phone number. Often times when you set up your account you have some kind of agreed-upon way of proofing that over time. Based on that pre-established protocol, the user can log in and do transactions.

It’s not a good system and the way the whole thing works just enables fraud. When you’re bottlenecked into physically showing up in a place, there’s only so much fraud you can do. A lot of attacks against phone companies are not attacking the inherent value of a phone number, but its use as an identity document.

BK: You said phone number recycling is a fundamental part of how the phone system works. Talk more about that, how common that is.

AN: You could be divorced, or thrown into sudden poverty after losing a job. But that number can be given away, and if it goes to someone else you don’t get it back. There all kinds of life situations where a phone number is not a good identifier.

Maybe part of the reason the whole phone number recycling issue doesn’t get much attention is people who can’t pay their bills probably don’t have a lot of money to steal anyways, but it’s pretty terrible that this situation can be abused to kick people when they’re down. I don’t think a lot of money can be stolen in this way, but I do think the fact that this happens really can undermine the entire system.

BK: It seems to me that it would be a good thing if more online merchants made it easier to log in to their sites without using passwords, but instead with an app that just asks hey was that you just now trying to log in? Yes? Okay. Boom, you’re logged in. Seems like this kind of “push” login can leverage the user’s smart phone while not relying on the number — or passwords, for that matter.

If phone numbers are bad, what should we look to as more reliable and resilient identifiers?

AN: That’s something I’ve been thinking a lot about lately. It seems like all of the other options are either bad or really controversial. On the one hand, I want my bank to know who I am, and I want to expose my email and phone number to them so they can verify it’s me and know how to get in touch with me if needed. But if I’m setting up an email account, I don’t want to have to give them all of my information. I’m not attached to any one alternative idea, I just don’t like what we’re doing now.

For more on what you can do to reduce your dependence on mobile phone numbers, check out the “What Can You Do?” section of Hanging Up on Mobile in the Name of Security.

from https://krebsonsecurity.com/2019/03/why-phone-numbers-stink-as-identity-proof/

[nedsvallesny]

Why Phone Numbers Stink As Identity Proof

Phone numbers stink for security and authentication. They stink because most of us have so much invested in these digits that they’ve become de facto identities. At the same time, when you lose control over a phone number — maybe it’s hijacked by fraudsters, you got separated or divorced, or you were way late on your phone bill payments — whoever inherits that number can then be you in a lot of places online.

How exactly did we get to the point where a single, semi-public and occasionally transient data point like a phone number can unlock access to such a large part of our online experience? KrebsOnSecurity spoke about this at length with Allison Nixon, director of security research at New York City-based cyber intelligence firm Flashpoint.

Nixon said much of her perspective on mobile identity is colored by the lens of her work, which has her identifying some of the biggest criminals involved in hijacking phone numbers via SIM swapping attacks. Illegal SIM swaps allow fraudsters to hijack a target’s phone’s number and use it to steal financial data, passwords, cryptocurrencies and other items of value from victims.

Nixon said countless companies have essentially built their customer authentication around the phone number, and that a great many sites still let users reset their passwords with nothing more than a one-time code texted to a phone number on the account. In this attack, the fraudster doesn’t need to know the victim’s password to hijack the account: He just needs to have access to the target’s mobile phone number.

“As a consumer, I’m forced to use my phone number as an identity document, because sometimes that’s the only way to do business with a site online,” Nixon said. “But from that site’s side, when they see a password reset come in via that phone number, they have no way to know if that’s me. And there’s nothing anyone can do to stop it except to stop using phone numbers as identity documents.”

Beyond SIM-swapping attacks, there are a number of ways that phone numbers can get transferred to new owners, Nixon said. The biggest reason is lack of payment for past phone bills. But maybe someone goes through a nasty divorce or separation, and can no longer access their phone or phone accounts. The account is sent to collections and closed, and the phone number gets released back into the general pool for reassignment after a period of time.

Many major providers still let people reset their passwords with just a text message. Last week I went to regain access to a Yahoo account I hadn’t used in almost five years. Yahoo’s forgot password feature let me enter a phone number, and after entering a code sent to my phone I was able to read my email.

So, if that Yahoo account is tied to a mobile number that you can receive text messages at, then you can assume control over the account. And every other account associated with that Yahoo account. Even if that phone number no longer belongs to the person who originally established the email account.

This is exactly what happened recently to a reader who shared this account:

A while ago I bought a new phone number. I went on Yahoo! mail and typed in the phone number in the login. It asked me if I wanted to receive an SMS to gain access. I said yes, and it sent me a verification key or access code via SMS. I typed the code I received. I was surprised that I didn’t access my own email, but the email I accessed was actually the email of the previous owner of my new number.

Yahoo! didn’t even ask me to type the email address, or the first and last name. It simply sent me the SMS, I typed the code I received, and without asking me to type an email or first and last name, it gave me access to the email of my number’s PREVIOUS OWNER. Didn’t ask for credentials or email address. This seriously needs to be revised. At minimum Yahoo! should ask me to type the email address or the first and last name before sending me an SMS which contains an access code.

Brian Krebs (BK): You have your own experiences like this. Or sort of. You tell.

Allison Nixon (AN): Any threat intelligence company will have some kind of business function that requires purchasing burner phones fairly frequently, which involves getting new phone numbers. When you get new numbers, they are recycled from previous owners because there probably aren’t any new ones anymore. I get a lot of various text messages for password resets. One I kept getting was texts from this guy’s bank. Every time he got a deposit, I would get a text saying how much was deposited and some basic information about the account.

I approached the bank because I was concerned that maybe this random person would be endangered by the security research we were going to be doing with this new number. I asked them to take him off the number, but they said there wasn’t anything they could do about it.

One time I accidentally hijacked a random person’s account. I was trying to get my own account back at an online service provider, and I put a burner phone number into the site, went through the SMS password reset process, got the link and it said ‘Welcome Back’ to some username I didn’t know. Then I clicked okay and was suddenly reading the private messages of the account.

I realized I’d hijacked the account of the previous owner of the phone. It was unintentional, but also very clear that there was no technical reason I couldn’t hijack even more accounts associated with this number. This is a problem affecting a ton of service providers. This could have happened at many, many other web sites.

BK: We weren’t always so tied to our phone numbers, right? What happened?

AN: The whole concept of a phone number goes back over a hundred years. The operator would punch in a number you know was associated with your friend and you could call that person and talk to them. Back then, a phone wasn’t tied any one person’s identity, and possession of that phone number never proved that person’s identity.

But these days, phone number are tied to peoples’ identities, even though we’re recycling them and this recycling is a fundamental part of how the phone system works. Despite the fact that phone number recycling has always existed, we still have all these Internet companies who’ve decided they’re going to accept the phone number as an identity document and that’s terrible.

BK: How does the phone number compare to more traditional, physical identity documents?

AN: Take the traditional concept of identity documents — where you have to physically show up and present ID at some type of business or office, and then from there they would look up your account and you can conduct a transaction. Online, it’s totally different and you can’t physically show your ID and can’t show your face.

In the Internet ecosystem, there are different companies and services that sell things online who have settled on various factors that are considered a good enough proxy for an identity document. You supply a username, password, and sometimes you provide your email address or phone number. Often times when you set up your account you have some kind of agreed-upon way of proofing that over time. Based on that pre-established protocol, the user can log in and do transactions.

It’s not a good system and the way the whole thing works just enables fraud. When you’re bottlenecked into physically showing up in a place, there’s only so much fraud you can do. A lot of attacks against phone companies are not attacking the inherent value of a phone number, but its use as an identity document.

BK: You said phone number recycling is a fundamental part of how the phone system works. Talk more about that, how common that is.

AN: You could be divorced, or thrown into sudden poverty after losing a job. But that number can be given away, and if it goes to someone else you don’t get it back. There all kinds of life situations where a phone number is not a good identifier.

Maybe part of the reason the whole phone number recycling issue doesn’t get much attention is people who can’t pay their bills probably don’t have a lot of money to steal anyways, but it’s pretty terrible that this situation can be abused to kick people when they’re down. I don’t think a lot of money can be stolen in this way, but I do think the fact that this happens really can undermine the entire system.

BK: It seems to me that it would be a good thing if more online merchants made it easier to log in to their sites without using passwords, but instead with an app that just asks hey was that you just now trying to log in? Yes? Okay. Boom, you’re logged in. Seems like this kind of “push” login can leverage the user’s smart phone while not relying on the number — or passwords, for that matter.

If phone numbers are bad, what should we look to as more reliable and resilient identifiers?

AN: That’s something I’ve been thinking a lot about lately. It seems like all of the other options are either bad or really controversial. On the one hand, I want my bank to know who I am, and I want to expose my email and phone number to them so they can verify it’s me and know how to get in touch with me if needed. But if I’m setting up an email account, I don’t want to have to give them all of my information. I’m not attached to any one alternative idea, I just don’t like what we’re doing now.

For more on what you can do to reduce your dependence on mobile phone numbers, check out the “What Can You Do?” section of Hanging Up on Mobile in the Name of Security.

from Technology News https://krebsonsecurity.com/2019/03/why-phone-numbers-stink-as-identity-proof/