#I have tried all of the resale sites and you just cannot find them anymore

[waugh-bao]

[sherristockman]

Why the New Nicotine Is Super Addictive Dr. Mercola By Dr. Mercola We all know people who've struggled to stop smoking. Some have opted to quit "cold turkey" or relied on patches, but when e-cigs came along — electronic nicotine delivery systems or devices that emit doses in a vapor for users to inhale without the smoke — millions lined up to give them a try. The most inviting premise was its original design to help cigarette smokers taper off and eventually quit. Since 2004, when the Chinese introduced e-cigs, the U.S. Centers for Disease Control and Prevention (CDC) estimates that by 2016, 3.2 percent of U.S. adults were e-cig users. More than 2 million middle school and high school-aged students had used in the previous 30 days. "Vaping" has overshadowed tobacco use among teenagers in the U.S., escalating by 900 percent between 2011 and 2015. For people 18 to 24 years of age, 40 percent had not been smokers before using the device.1 One of the newest e-cigs, made by Juul Labs Inc., has been making a big dent in the market. According to Bloomberg, the San Francisco-based startup is poised to rank its worth at $16 billion.2 While Israel is the only country where the vape pen is currently available outside the U.S., the company has plans to change that, The Verge notes: "Since launching in 2015, the Juul has been a runaway success. Vapers appreciate the flat rectangular product design, discreet size and powerful pre-filled nicotine pods. Sucking on a Juul creates a similar sensation to smoking a cigarette. As of … [June 2018] Juul had captured 68 percent of the U.S. e-cigarette market, according to Nielsen data … The company's growth has made it a bright spot in an ailing industry. Since January 2017, cigarettes' share of the smoking and vaping market has fallen by almost 4 percentage points. Juul's market share has jumped by roughly 3.5 percentage points in the same period."3 Morgan Stanley analyst Pamela Kaufman told investors that "Juul's success underscores the potential for disruptive technology to undermine U.S. tobacco's reliable business algorithm."4 Rival companies Philip Morris International Inc. (in the U.S), British American Tobacco Plc and Japan Tobacco Inc. have all seen their shares slump: 23 percent, 24 percent and 15 percent, respectively, just this year. Business Insider says the product is so popular, its use has become a verb; it's not "smoking" anymore, it's "Juuling." But here's how the company has overtaken their rivals in a very competitive market: The Juul contains somewhere around twice the concentration of nicotine as cigarettes and other vape pens, so they pack an even more powerful nicotine punch. What Juuls Deliver — More Than Users Bargained For Presented as the "most satisfying" and "genuine alternative to cigarettes,"5 Juuls are described as delivering "a nicotine hit that's much more like smoking a cigarette than other e-cigs."6 The company's patented JuulSalts approach to nicotine delivery is due to compounds called nicotine salts, which develop in heat-dried tobacco leaves much like most cigarettes.7 Science reporter Rachel Becker explains in The Verge: "These nicotine salts are less harsh to inhale than the straight-up, 'freebase' nicotine used in most regular nicotine vapes — the same kind of nicotine you get from smoking the air-dried tobacco used for pipes and cigars. Freebase nicotine can be absorbed through your mouth — but it's also much less pleasant to inhale because of its 'greater physiological (throat and chest) impact and toxicity,' according to a report for the tobacco industry from the 70s."8 Vapers who've tried Juuls agree they have a much stronger nicotine "hit" than other e-cigs. One ex-smoker found that once he started on Juuls, the vaping habit became "remarkably difficult to kick." Becker writes about The Verge's video director, Christian Mazza, a 15-year smoker who gave up cigarettes, then started vaping Juuls. His first reaction wasn't necessarily positive as he compared them with the low-nicotine e-cigs he started with, but after a while, he recalls: "It just sort of took over, and everything else just got put away in a shelf — and the Juul became the daily driver … I don't know what's going on on a molecular level, but it hits smoother and it's a lot more satisfying when you're craving that nicotine." In fact, the reality is that you could think of regular vapes like smoking a cigar, and the Juul pretty much like smoking a cigarette. JuulSalts make the nicotine easier to access. According to the company website, freebase nicotine is mixed with benzoic acid to make the e-liquid, which has a chemical reaction to produce the nicotine salts. JuulPod e-liquid cartridges contain up to twice the amount of nicotine as a pack of cigarettes, and they're just as easy to inhale.9,10 Making use even easier, The Boston Globe11 notes the Juul's built-in battery is charged via a magnetic USB adapter, takes an hour to charge and lasts for 200 puffs, or one full day of regular use. The fruity-, tobacco-, crème brulee-, mango- and mint-flavored pods contain 50 milligrams of nicotine and emit such a mild fragrance, they've been mistaken for a light perfume. With the Juul device, the company offers a "starter" kit online for $49.99. It comes complete with a charger, a warranty and four flavored Juul pods. On the resale market, the starter kit might run around $80. The Good, the Bad and the Addictive For adults who hope to get over their cigarette addiction by indulging in an occasional nicotine hit via vaping, Juul company spokesperson Victoria Davis says they were created for that purpose: They're "intended for adult smokers only who want to switch from combustible cigarettes." However, University of California San Francisco professor Gideon St. Helen told Becker that while an e-cig may have its place, "You just don't want young people using it." Davis insists that combating underage vaping is one of the company's highest priorities. "We cannot be more emphatic on this point: No young person or non-nicotine user should ever try Juul." But unfortunately, they do. Anti-smoking advocates say the company targets teens, but The Washington Times maintains it's a moot point because Juuls already have all the necessary elements for any age: They're flavored, their batteries can be recharged on a laptop in an hour and they fulfill the "cool factor."12 One high schooler is quoted as saying that while smoking is "gross … Juuling is really what's up."13 Another student enthuses, "People Juul at parties, Juul when they're driving — it's a social thing. They're Juuling all the time."14 But according to The New Yorker, "Teens have taken a technology that was supposed to help grownups stop smoking and invented a new kind of bad habit, molded in their own image." What's more, while school personnel across the U.S. have been used to looking for telltale whiffs of cigarette smoke and glimpses of slender white shafts, e-cigs sneaked up on them because they're so easy for users to conceal. Juuls may or may not have been specifically designed look like a USB flash drive at first glance. Interim superintendent Howard Colter at Cape Elizabeth High School in Maine noted, "They can pin them on to their shirt collar or bra strap and lean over and take a hit every now and then, and who's to know?"15 The U.S. Food and Drug Administration (FDA) has noticed, and in April 2018 issued a report with FDA Commissioner Scott Gottlieb's comprehensive prevention plan to "stop youth use of, and access to, JUUL and other e-cigarettes." Others have similar characteristics to Juul, he notes, but more types of e-cigs are emerging into the marketplace all the time. He asserts: "In some cases, our kids are trying these products and liking them without even knowing they contain nicotine. And that's a problem, because as we know the nicotine in these products can rewire an adolescent's brain, leading to years of addiction. For this reason, the FDA must — and will — move quickly to reverse these disturbing trends, and, in particular, address the surging youth uptake of JUUL and other products."16 So What's so Bad About Juuls? Truth Initiative, a nonprofit youth anti-smoking organization, conducted a survey that revealed several things that should make everyone, including teens, sit up and take notice. Again, a significant number of students say they were unaware before they tried it that Juuls actually contained nicotine. One girl admitted she thought they were healthier than cigarettes and that "it won't give you as much cancer, but finding out that one pod is equivalent to one pack of cigarettes was shocking."17 The New York Times referenced another student's admission after he'd been reprimanded three times: "I can't stop."18 The device's patent includes charts showing how its nicotine salts rival a Pall Mall cigarette in the amount of nicotine absorbed into the bloodstream. That alone is troubling, but Truth Initiative's CEO, Robin Koval, lists a few facts that have been established regarding e-cigs to date: Nicotine has effects on young people's cognitive development If addicted to nicotine at a younger age, young people are more susceptible to other addictions later on in life When addicted at a younger age, it's harder to quit nicotine, whether it's vaped or a smoking product To a teenager's brain, particularly since it's not fully developed until around age 25, Business Insider notes potential vulnerability of their prefrontal cortex, the part of the brain involved in decision making, emotional control and impulse regulation. In short, nicotine, like any other drug, impacts developing brains more than those of adults. "Brain imaging on adolescents suggest that those who begin smoking regularly at a young age have markedly reduced activity in the prefrontal cortex and perform less well on tasks related to memory and attention compared to people who don't smoke."19 Dr. Nicholas Chadi, a clinical pediatrics fellow at Boston Children's Hospital, says brain changes from nicotine include increased sensitivity to other drugs and greater impulsivity. Effects of teen vaping he's run across include intense nicotine cravings after only a few months of use and loss of hope they'll be able to quit. Further, Chadi references a Lancet study ranking nicotine as more addictive than alcohol or barbiturates.20 "Some start showing irritability or shakiness when they stop."21 While they may show less severe withdrawal symptoms compared to adults, teen symptoms may appear after only a few hundred e-cigs. One study shows that 85 percent of those who try to stop either smoking or vaping end up relapsing.22 Dr. John Ross, from Brigham and Women's Hospital and a Harvard Health Blog contributor, says long-term safety information on e-cigs doesn't yet exist, and while they're "almost certainly" less dangerous than smoking, the nicotine itself in e-cigarettes may also have negative health effects. "Chronic nicotine exposure may lead to insulin resistance and type 2 diabetes … Inhaled nicotine increases heart rate and blood pressure. Nicotine is highly addictive in its own right, and it may lead to changes in the brain that increase the risk of addiction to other drugs, especially in young people."23 Are E-Cigs Dangerous? It's significant that Juul's labeling includes California's Proposition 65 warning that the product contains chemicals known to cause cancer, birth defects and/or other reproductive harm, and the website reiterates that the product contains addictive nicotine. Perhaps to counter that, company spokesperson Christine Castro says an in-house research team is looking at youth prevention to engage educators and parents, offers its curriculum to schools for free and will even help compensate for costs linked to after-school activities and addiction counselors. However, Bonnie Halpern-Felsher, Ph.D., a developmental psychologist and pediatrics professor at Stanford University School of Medicine, is of the mind that neither tobacco nor nicotine delivery device companies should be engaged in their own prevention work.24 Research at Portland State University25 "milked" the vapes from 11 different e-cigs with a syringe pump to examine the liquids and the aerosols produced by three of them. The "fruit medley" and "creme brulee" flavors had the most nicotine, but next to the lowest nicotine freebase levels. Only a liquid called "Placid" had lower freebase nicotine levels, and far lower nicotine overall. In essence, "Juul packs a bigger nicotine punch in a more pleasant package than the other products the team tested."26 One of the chemistry professors involved in the study called Juul use a double-edged sword: "If you've never smoked, and you try Juul for a few days, this is a recipe for addiction. You could make someone addicted who's never been a smoker — or, for someone who is addicted to nicotine, this could be a way to get off of cigarettes."27 In addition, it's important to understand that if you smoke e-cigarettes you may be exposing yourself to dangerous chemicals and toxic heavy metals with each puff, associated with cancers, heart disease and stroke. Other toxins detected in e-cigarette vapors include diacetyl, formaldehyde, diethylene glycol, tobacco-specific nitrosamine and highly reactive free radicals.28 In traditional cigarette smoke, these highly reactive free radicals are associated with cancer, chronic obstructive pulmonary disease and heart disease. The History of Tobacco and How It Relates to E-Cigs Tobacco smoking has been a thing for thousands of years. Native Americans grew tobacco long before Europeans showed up, and smoked pipes for religious and medical purposes as many as 2,000 years ago; the Mayans possibly engaged in it from 600 to 900 A.D., if ancient, stone-chiseled depictions of the practice mean anything.29 It was a cash crop for New World settlers in 1612, and by the 1800s, it was being chewed, smoked in a pipe and hand-rolled for easy inhalation. Cancer Council NSW (conducting and funding world class cancer research), notes: "In 1602, an anonymous English author published an essay titled Worke of Chimney Sweepers, which stated that illnesses often seen in chimney sweepers were caused by soot, and that tobacco may have similar effects. This was one of the earliest known instances of smoking being linked to ill health."30 It took another 200 years for a German named Sammuel Thomas von Soemmerring to notice that mouth cancers were a hallmark of some pipe smokers. In 1798, an American doctor wrote about the dangers of tobacco, but it wasn't until the 1920s that actual research and medical reports cautioned the public. In the '50s and '60s it was confirmed: Ingesting tobacco can spike a range of serious diseases. With all that in mind, the medical world has been somewhat dumbfounded by the way e-cigs have completely changed the tobacco industry, which is why the science is absent in regard to what kind of damage, if any, habitual vapers can expect in regard to their health. The Verge observes: "Needing more independent data is a common theme: vaping is so new that there's a ton we don't know about it yet, which means that people who use these products are mostly left to figure out the risks and benefits on their own. Thanks to a massive study of studies from the National Academy of Sciences, Engineering and Medicine, we know vaping probably exposes smokers to fewer toxic chemicals than smoking does and may cut their risk for short-term health problems, too."31 Vaping Juuls: The Bottom Line A PLOS One study suggests there's a two- to seven-times greater possibility that vaping teens will move on to the real thing.32 But while experts say vaping can be a gateway to smoking in the traditional sense, one Juul spokesperson maintains that using e-cigs hasn't been proven as "causally related to cigarette use." Interestingly, the National Academies doesn't comment on whether vaping helps people stop smoking (and a reported 70 percent of adult smokers say they want to quit33) any better than other FDA-approved recommendations, such as using nicotine patches, gum or lozenges.34 On the other hand, the Academies recently revealed incontrovertible evidence that using e-cigs creates a dependence on them.35 Vapers say that when they started, it was supposed to be a "transitional thing," but one couple admits they're still vaping two years later, and ask, "At what point does the transition get us off of nicotine completely?" To simply start vaping less is like telling smokers to smoke less, one Juuls user grouses, because the product, he says, is essentially designed to make you want to use it more. There's talk of the company rolling out lower-dose pods, but the company declined to comment on when or how. Meanwhile, Juuls are patent protected, and their expanding customer base is flourishing, which is going to make it hard for the powers-that-be at Juul to switch up the status quo in regard to how the product is made, because it's quite profitable. After all, Castro says, "The entire conception, premise, operations, mission of the company is to eliminate cigarettes and get adult smokers to switch to our vapor product." One could compare it to putting a finger in a leaking dike, but before the first quarter of 2018 was out, 11 U.S. senators sent two letters to Juul Labs Inc., stating that the company's products undermine the fabric of the nation's efforts to curb tobacco use, and calling the company out for putting "an entire new generation of children at risk of nicotine addiction."36 Time will tell whether or not there's a positive response.

[angrybelieverconnoisseur-blog]

How will my speeding ticket affect my insurance?

"How will my speeding ticket affect my insurance?

I am a Florida resident. I am temporarily in Colorado for work. Today I got a ticket for 80 in a 55 (looks like it's 6 points in CO). Currently, I pay around $100 per month for insurance (125k/250k) on two vehicles (2000 Chevrolet Blazer and 2011 Subaru Forester). How will this ticket affect my insurance?

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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health insurance dental work

New Jersey Car Insurance Question.?

Knowledgeable Jersey Residents only please! I have recently moved to Jersey, and I am having heart feailure over the cost of car insurance. It is almost DOUBLE the cost in any other state where I have lived. (CT, FL, NY, SC) (I have NO tickets, NO accidents) Also, I was told today that there is yet ANOTHER rule/law in Jersey that states that any family member who lives with you (whether they are under YOUR insurance, or their own insurance) makes you liable in case of an accident. In other words, if my adult daughter (who has a poor driving history) gets in an accident--I COULD BE SUED.....EVEN if she has her own car, and her own insurance. CAN THIS BE TRUE???? It is very important that I get a straight answer, as it will drastically affect my ability and desire to stay as a resident in New Jersey.""

How will my speeding ticket affect my insurance?

I am a Florida resident. I am temporarily in Colorado for work. Today I got a ticket for 80 in a 55 (looks like it's 6 points in CO). Currently, I pay around $100 per month for insurance (125k/250k) on two vehicles (2000 Chevrolet Blazer and 2011 Subaru Forester). How will this ticket affect my insurance?

What is the average cost of health insurance and garbage bills? help im doing a project!!?

im doing i project and i cant seem to find the average cost of health insurance and garbage bills per month. i need a estimate and a website to prove i found it. please help this is worth 100 points and its due tomorrow and i need to get to bed soon!

Cheapest insurance at my age?

I'm currently 16 with a 1990 Toyota Supra Turbo. Cheapest insurance ive looked up was 197$ a month... And that was with proggressive... Alot of the insurance places ive checked all require me to be 18.... Anyone know any cheaper place i could check?

I need affordable dental care.?

I am a college student without any kind of health/dental insurance. I really need to have several root canals done. Is there anyway I can get affordable dental care without insurance?

Car insurance address when at university?

I am a university 20 year old student and I will be insuring my first car next month. I was just wondering if I would be able to use my home address for the insurance details ro whether I would have to put my term time address. i ask this because I come from Wiltshire (low risk) and I go to uni in Birmingham (high risk). I mean my car will be with me at uni but the cost is sooo much lower if I use my home address. Is this ok and legal? Cheers

""Hi, Maintenance cost for 2001, BMW 318 sei series?""

hi, I am thinking of buying my frist car, and i was thinking of a second hand year 2001 BMW, about 80000 miles, just wanted to know whats the servicing and maintenance cost for a BMW is like? Is it expensive ? does it break down often or is it a solid car? Otherwise i might look for a japanese model or a hyundai coupe. I was thinking of peugeot 206 as well and VW golf. hows the insurance for all of these car? Which car is better for a fresh graduate like me?""

Does anyone know what 'excess reduction insurance' is?

Im thinking of renting a car. In the price quote it says basic car insurance is included but excess reduction isnt. does anyone know what this is? how is it different from the basic car insurance and do u know if the excess reduction insurance is also compulsory?

Is it a requirement to let home insurance company before installing Trampoline in the backyard?

my neighbor told me that it is very necessary to tell your home insurance company before installing trampoline in the backyard and after that they will raise your insurance rate. I wanna know if this is true or not??

How much would my car insurance on Porsche?

Hey I am 21 and passed my test last week. I am thinking of either buying a BMW Z4 or a Porsche Boxster [yes i know they are expensive] It will be a new one. I did not know but people were telling me it would cost thousands...really???? Considering that aren't that big. If my dad has a car i can't get on his policy but drive a different car???? Help...how do i make this cheaper.. I am not worried so much right now if it costs thousands but its going to be with me for atleast a few years and i will not know my position then.

""This is the time to renewal of my auto insurance, but do not want to continue the same company.?""

So I purchase a new policy from other company, but my previous insurance company sending me e-mail and mail me, that insurance gap will u cost and it might harm me financially. But as I already purchased new policy and will start as soon as previous one expire. so do I need to worry? ( is the current insurance company doing their job to aware me or they to threat me so I go back to them)""

Where can I get a good deal on my car insurance?

I passed my driving test about 4 days ago now and sooo badly want to get a car. I am looking at a ford fiesta 1.25 zetec which I have seen but have done some insurance quotes and its sooo expensive. Where and how can I find cheap car insurance. I am doing my pass plus next week and I am now 18. I have a mum and dad i could put on the insurance but they do not have any no claims as they drive a company car. So is there anyway I can get a good deal and where? HELP!!!!

Does my auto liability insurance cover me while driving a rental car?

I am going on vacation in Florida and am renting a car. I have auto collision coverage through my credit card company but want to know if my regular liability insurance covers me while driving a rental too or do I need special insurance?

I have full coverage on my car insurance..i accidently dented my car and broke the window my self what i do?

i have full coverage on my car insurance ,,i accidently broke the driver side window and dented the door my self,,what should i do? tell the insurance that somebody else did it and have them fix it?..they supposed to right?""

Who has to pay and/or who's insurance payments go up?

presume i am driving a car that doesn't belong to me, but a car someone let me borrow for just one drive. the car is insured for the owner, but my name is not on the insurance. i have my own insurance, but its for some other car. i am a minor (17) and have a california driver's license with 1 point on it. now, let's say I get into a car accident (in califonia) and its my fault. there is damage to the other driver's car, but none to mine. if reported to the insurance companies and not handled on the side, who's insurance goes up? mine or the owner of the car's? if not reported to the insurance companies, who is responsible for paying, me or the owner of the car? will this accident result in an added point to my drivers license? any other information i should know of? any help will be greatly appreciated! thank you so much!""

What is the average price of teen insurance?

What is the average price of teen insurance?

How much is car insurance for a 17 year old girl?

I am nearly 17 and am really excited about learning to drive. I would really like to be driving my own car by the end of the year, however I'd really like to know how much car insurance is going to be for me, so that I can save up a little. Every time I go onto any car insurance website, it asks for my car registration and when I passed my test, which obviously I haven't done yet, so it seems really pointless, and there's no way of avoiding or trying to 'trick' it. Does anyone have any ideas of how much roughly it costs, for a 17 year old girl if your living in England?""

Is progressive a good insurance? what's the best insurance?

i got a great quote from progressive but not sure if they're any good...are they a pretty good insurance? or if there's one better?

""Car insurance...Extending coverage, no matter who you let drive your car?

I heard there are car insurance companies that will extend your coverage to other people who drive your car. What companies do this? And is there a catch ? Thanks.

Which auto insurance companies offer road side assistance and what exactly do they cover?

Which auto insurance companies offer road side assistance and what exactly do they cover?

""What will happen to my car insurance - first time, minor accidental scratch?""

Very icy weather, I was going 20 km/hr (honestly) and when I made a right turn the ice dragged me out into the opposite lane. (It was kind of painful to watch - because I was going to SO slowly into the other car and I kept pumping the breaks but nothing) By the time I hit the car I was about 2 seconds from a complete stop already. Will this hurt my insurance? I've never been in a collision before. There was a litte peeling of paint and a scratch on the other car. Should I call them and offer to pay for it and not get my insurance involved? That's what I heard to do.""

Does your vehicle colour affect your insurance rates?

A friend of mine was told this by someone a little while ago and she recently passed it onto me. She said he also mentioned that black and red vehicles have the highest rates. It seems a little far fetched to me but I'm wondering, does anyone know if this is actually true?""

Car Insurance in Washington?

I recently moved from California to Washington. Is my California car insurance still valid in Washington? Should I cancel my califorinia insurance and get a Washington one?

Insurance?

how much does insurance cost for a novice driver in nova scotia? i just got my license today and i need to know how much its gonna cost me...im 16 yrs old and im gonna have my own car and im gonna be the only driver.

Does doing car insurance quotes affect your credit score ?

Does doing car insurance quotes affect your credit score ?

Affordable Motorcycle for college student?

I own a car already, and I'm thinking about getting a motorcycle as an option to take. What models are usually affordable for a 18 year old college student?""

If you have AAA auto insurance?

Have you received a rebate? I am thinking of changing my auto and home insurance to them. They are not much cheaper than my current provider so I was reluctant to change, especially my home owners as I have heard it is not wise to switch home owners insurance in California. Anyway, the guy at AAA said they give back a rebate at the end of each year for 5%-7% of your policy cost if you do not have any tickets or accidents. I have searched to see if this is in fact true or if it is something they use to get you to sign up and then for some reason not qualify for it. Just wondering if anyone who has the insurance has got a rebate before or if anyone has heard of this? Thanks""

How will my speeding ticket affect my insurance?

I am a Florida resident. I am temporarily in Colorado for work. Today I got a ticket for 80 in a 55 (looks like it's 6 points in CO). Currently, I pay around $100 per month for insurance (125k/250k) on two vehicles (2000 Chevrolet Blazer and 2011 Subaru Forester). How will this ticket affect my insurance?

Why is the health care bill being compared to car insurance?

No one is forced to drive, but we are forced to buy health insurance?""

Car insurance cost of 94 Cadillac devill?

Car insurance cost of 94 Cadillac devill?

Should I change my Car Insurance company?

I am planning to renew my current automobile insurance policy. I am told by my current provider that in spite of my clean driving record, automobile insurance rates are rising. In light of developments and changes in insurance carriers, policies and regions, is this TRUE or am I being told a partial-truth ?""

Car insurance for 18 year old male?

Hi I live in Windsor ON. And I need car insurance I have a 96' Ford Escort 4 door lx. Everywhere I have called has given me very high rates. Please help :)

""Need a guesstimation on how much this car will cost to fix, any experienced mechanics wanna give it a try?""

Its a 2001 Chrysler Sebring. Shes a good car but these last two months have been a little something from the depths of hell. Anything that could go wrong did and I want to fix her up but I want a ball park estimation. -Total Windshield replacement -Front quarter panel replacement -Headlamp and turn signal replacement -Trasmition seals replaced and flushed -Shocks and Struts replaced front -Starter replaced -2 new tires for back -Alignment fixed -brakes replaced -oil changed -labor what do you think each could cost and what the total over all will be? Seriously the I take great care of my car but all things that possibly could happen... did. We had a hail storm, my 16 year old nephew took with out permission and had a joy ride, then a week later backed into it with a farm truck while he was doing chores, and all the other things were on the verge already but didnt have the money to fix at the time. only have liability insurance. Thanks for the help""

How much would it cost for a 20 year old male to get auto insurance?

I have been driving under my parents insurance on and off when I am on school breaks (because I go to college out of state and I don't drive) for 3 years. I have never had any tickets or collisions or anything bad. Roughly, how much will it cost for me to get insurance, and how to I go about getting insurance?""

What exactly is a car insurance quote?

literally, is it a QUOTE? what is it?! i feel pretty darn stupid for asking this question. but you know, it's annoying the shiz outta me.""

How does insurance either supplied by an employer or by the government drive UP the price of health care?

How does insurance either supplied by an employer or by the government drive UP the price of health care?

How is charging insurance based on age and gender NOT discrimination?

Car insurance and health insurance always use your age and gender for a basis on how much your charged along with other factors. How is this not discrimination?

Insurance for a teenager driving a sports car?

I've been looking at cars since I'm almost out of high school and I'll finally be able to get my own car. I'm interested in the Infiniti G35 Coupe but I know that would be more expensive to insure than the sedan. My parents would be willing to make a deal where I pay the difference per month in insurance. Does anyone know how much more it would cost to insure over the sedan? Or any sports car for that matter. Also if the car was put under my moms name, would the cost be less?""

Do i not have insurance if im driving someone elses insured car?

ok so i got in a little fender bender in my dads VW and the police asked for the insurance cars, that werent in the car at the time, so he gave me a ticket for not having liability insurance, he said if i bring proof of insuarnce to court he will drop it. now i live in the same house with my dad, i have insurance on my honda,with the same company and i am 19. the insurance cards however dont have my name on the VW . does this mean i am driving with no liability insurance?""

Im a 20 yr old female- much would it cost to insure a 1.4 2007 astra sxi?

JUST PASSED TEST. Its insurance group 6 Tanks

Does my degree affect my car insurance?

I'm looking at buying a Nissan Micra, and I've noticed whenever I enter my information and the websites ask my occupation I enter student and each website asks whether I study Medicine, Nursing or Teaching, and whether I study from home or live away. I am in fact a nursing student (mental health), living away, and I just wondered whether this makes my insurance more expensive or cheaper than someone doing a different degree such as History, Physics etc.""

What is the best UK car insurance for me to get?

Ok, i'm a little confused here. Basically my insurance expires in a few days and i'm coming up to 4 years no claims. I've never protected these claims (obviously as you cannot protect less than four years) and on my renewal i've come to a dilemma; 1) I have got a fairly cheap quote which includes courtesy car, legal cover and windscreen cover (this is cheaper offer but doesn't offer protected no claims). or 2) courtesy car, protected no claims and windscreen cover (this is a little more expensive but doesn't have legal cover). Now my question is (since I don't know much about car insurance, i just know its a law), how important is legal cover? i'm assuming its very important but for the last four years i've never had any claims or been in any accidents, and i really want to start protecting my claims since my car is kind of old now and i'm worried about losing the last 4 years, any tips or advice? oh this is on comprehensive by the way. Thanks in advance to anyone that can help.""

Is it worth getting motorcycle insurance?

Im about to buy a Drz400sm with a loan. I like to know snice I have a loan should I get insurance coverage on it and what type of coverage like theft for sure im getting it if I do buy insurance. What other coverage should I get for it. I just turn 18 with a super clean driving history and Im planning to take a motorcycle safety course so how much will you believe insurance will coast me on the drz400sm. What are some cheap insurance companies too by the way?

Does speeding tickets raise your insurance?

I've gotten 2 speeding tickets this month so I'm worried. Does this raise your insurance rates?

""Car insurance, i only drive for 3 months or so? any options?""

I currently have a BMW m3, i will be moving to new york city where it makes no sense to have the car, but i love the car and intend on keeping it locked in my parents garage and covered for the majority of the winter. during the summer months it will be down at there vacation house but again, it will only be driven by me maybe twice a month and for two weeks one month. the only other time i could see me using it would be every once in a while when i visit home to go to the store and back, literally like 5 other days out of the year. is there any insurance for this? i have a loan on the car, but it's used and old and in pristine condition so i'd rather keep it, i have considered selling it. soo what options would i have? i also go to school in another state from wher the car is stored.""

Health Insurance for adults!?

My mother is 62 and has no insurance. Im being told she needs tests run and needs to be seen immediately. Is there any type of insurance that can help her?

Cheaper car insurance?

im 18 and am in the process of buying a ranger rover sport supercharged, ive got a few good quotes for inurance, i just wanted to know how can i get it cheaper and if you know some one in the insurance bussiness, can u get it cheaper? thanks""

My Insurance Company Want Me To Buy My Car Back!?

I had Learners insurance out with Collingwood Learners. I had a crash and have excepted responsability. They have now inspected my car and decided it is beyond economical repair, but a garage I know can fix it for me! My Insurance company have asked that I send in my Vehicle Registration Document as well as the most recent MOT Test Certificate and also the Service History Book! They have told me they will value my car and then pay me the price they believe it to be worth, They will take the 350.00 excess from this also and then I can choose to buy my car back from them at whatever they value it to be! Is there a way around this where I wont lose my car for example refusing a payment from them or something? Please help me I'm new to this all! Thanks""

""When searching for a car insurance renewal quote, has anyone come across 'Insure Insurance Reinvented'; ultra?""

cheap UK insurance quote.....their quote sounds too cheap to be true, and an internet search for reviews of them has brought up nothing""

Why is my car insurance SO expensive?!?

My car insurance is due for renewal and the quotes i'm getting seem so high! Why is this? I'm a 32 year old female, no convictions, bans not even a speeding ticket. I have had my licence for 14 years and over 10 years no claims. I have 3 previous claims, 2 none fault and one theft - all of which were over 10 years ago. I am insuring a 2003 freelander (insurance group 11).""

Canceling car insurance?

im 19 and have had car insurance for 4 months or so. i had a bunch of money from working with my parents.( own their business). well there business is bad due to the economy. plus a month ago i injured my ankle bad and it still gets a little swollen if im on it for long periods of time. so i cant get a job unless its one where im sitting and there isn't much with just sitting. so i have been thinking of canceling my insurance till my ankle is better and get a job then. my question is how much will my insurance go up when i get it again? my parents are saying its bad too do but i don't see any other option. if i don't cancel it the insurance and gas will drain my bank account in a couple months and i wont have a choice but to cancel it...

Whats a cheap car to insure for a 17 year old?

Whats a cheap car to insure for a 17 year old?

Car insurance/traffic ticket question?

I got a ticket for speeding (67 in a 50) a little over 8 months ago. I took it to court because it was a first offense and got the points down from 2 to 1. I never got anything from my insurance company, so I thought I got lucky and my rates would stay the same. About three weeks ago, we had a bad wind storm in Maryland and a tree limb fell on my jeep. I reported it the same day and the insurance is fixing. Yesterday I got a letter in the mail from my insurance saying my rates were going up from the ticket in March. Do you think that my report of the tree limb triggered them to look at my driving record and raise the rate or is it just a coincidence that this happened at the same time?""

How will my speeding ticket affect my insurance?

I am a Florida resident. I am temporarily in Colorado for work. Today I got a ticket for 80 in a 55 (looks like it's 6 points in CO). Currently, I pay around $100 per month for insurance (125k/250k) on two vehicles (2000 Chevrolet Blazer and 2011 Subaru Forester). How will this ticket affect my insurance?

https://www.linkedin.com/pulse/18-years-old-fast-car-low-insurance-fenton-zoa"