#I can’t spend all this money on 1989 I won’t let myself

[starryluminary]

Oooouuugghhhh the merch for Reputation Taylor’s Version better be as good as 1989’s merch. Oooouuuugghhhhh I really really hope so

[madamsixx]

Beyond The Leather Chapter 78: Who Am I Talking To?

Wednesday, December 20th, 1989 Pittsburgh Civic Arena, Pittsburgh, PA

"Thank you Pittsburgh, we love you!" Vince shouts at the wild crowd chanting Crue.

We run backstage sweating and panting. This was our last show of 89. We are heading home for the holidays.

"Shit I'm so fucking tired." Tommy breathed out while using a cloth to wipe his face.

"Same fuck." Vince huff's as he drops himself on the couch in the change room.

"Here." Mick walks over to us handing each of us a water bottle.

"Hey boys you excited." Doug smiles walking into the room with Fred walking in behind him.

"Excited for what?" Tommy asks.

"For the Christmas break." Fred says with excitment. "I finally get to get away from you fuckers."

"Haha very funny Fred." Vince chuckles sarcastically.

"Man I can't wait to see my family. This tour is exhausting." Doug groans.

"You're exhausted?" I question looking at Doug. "We're the ones playing every night."

"Yeah well still, keeping you guys in check is extremely difficult." Doug says as he walks and sits by Vince. "So what are you guys doing for the holidays?"

"Ugh, I have to spend Christmas with Heather's family." Tommy says dryly.

"Is that a bad thing?" Vince chuckles.

"Well kind of, they can be annoying some times. Especially her mom, her and Heather are always nagging me."

"What about your family?" I ask.

"Her family and my family are coming to our house. Heather wants me to clean up and help her cook. As if I know how to cook." Tommy shrugs.

"I don't know why she would trust you in the kitchen, drummer. I wouldn't eat anything you cooked, I'd rather starve to death." Mick speaks up.

All of us start laughing. Tommy throws his cloth at Mick and he grins and swats it away.

"What about you Vince?" Doug leans back on the couch looking at Vince.

"Me." Vince grunts and leans back on the couch as well. "I'm going to spend Christmas with Sharise's family."

"What about your kids?" Fred asks.

"I'm going to see Neil, but I can't see Beth. Elizabeth won't allow me to see her. She's keeping her away from me. I'm hoping that me and Sharise can have a child togther soon."

Doug patted Vince on the shoulder. I felt bad for Vince. He was always complaining that Beth would on purposely tell Vince to come see Elizabeth on the days that he was out on tour just so he wouldn't be able to see her. She wanted his money but didn't want him around. I hope he gets to have a child with Sharise.

"Well at least Sharise wants kids with you. Heather won't even talk about children with me." Tommy frowns.

"Give her time Tommy she'll come around." Doug says.

"She's had three years now. It's going to be four when we reach May of next year." I point out.

"Exactly." Tommy sighs.

"Well, since we're talking about families. I'm meeting Emi's family for the first time." Mick speaks.

"Good for you Mick." Fred nods. "I'm spending time with Jess's family for the first time."

"Ouuu Fred you and Jess getting serious?" Tommy chuckles.

"He's got googley eyes for her." Vince laughed.

"Yeah, I do." Fred smirks. "It's about time I settle down instead of fucking around like you clowns."

I listened to the guys talk and laugh about spending time with families and loved ones. I felt bad that I didn't have a family to talk about. I was hoping that no one would ask me any questions. It would make me feel worse.

"So what about you Sixx?" Doug looks at me.

"He's obviously going to be with Mani." Vince chuckles.

"Bitch." Tommy sneers under his breath thinking that I didn't hear him.

After he says that, the room goes silent. All the guys look at me with wide eyes and shock.

"Tommy!" Fred growls. "That's not cool."

"Don't speak about her like that." I move from the table and walk towards him. "Seriously Tommy leave it alone."

"What? I'll never forgive or like her for what she did."

"That's fine if you don't wanna forgive her or like her. But fucking respect her Tommy. She's my girl!" I raise my voice.

"Oh I'm sorry Sixx." Tommy touches his heart turning to me. "I didn't mean to disrespect your girl who can't even tell anyone about you guys relationship." He snarled.

"Tommy enough." Mick speaks up.

"Enough of what?" Tommy questions. "We all know that their relationship is in the closet. I feel sorry for you man." Tommy smirked and shook his head. "Can't kiss, hug, or hold hands in public."

"And you can't have children with Heather." I spat. "Cause she probably knows that you're still sticking your dick in different holes."

"Fuck you Nikki!" Tommy yells.

"Alright boys enough!" Fred yelled. "Change and let's get the hell outta here! I'm tired of your shit!"

I back away from Tommy. I walk to the side and grab my bag and walk out the door.

On the jet..

I sat in a seat alone writing in my notebook. I've been writing a lot of poetry and stories since I left rehab. It's been keeping my mind busy, especially from drinking.

"H..hey dude."

I looked up to see Tommy standing by me rubbing his hair. I scoffed and went back to writing completely ignoring him.

"Can I please sit?" He pleads.

I shrug but continue to write, I'm not sure what he wants to talk about. I'm pissed at him after what he said about me and Mani. It's clear that he doesn't support my relationship.

"So uh, what are you writing?" He asks hesitantly.

No response.

"You uh, writing new lyrics." Tommy says nervously as he starts using his fingers to drum on his thigh.

No response.

"Sixx c'mon, please can we talk?" He pleaded.

I sighed and looked up at him then closed my book.

"Talk."

"Ok, well I'm angry at Mani because she shit on something that was special to Heather. And on top of that she nearly killed you Nikki. That was uncalled for."

"Tommy." I leaned forward so I could be face to face with with him. "I am sorry about Heather, ok. I apologized before and I'm still apologizing now. I know Mani feels bad about it too. But you need to let it go."

"It's hard for me to let it go." Tommy huff's leaning back on the couch.

"When you first brought Heather around us. She looked at me like I was shit, and she would always make snide remarks about me and the band. I tolerated it because you loved her."

"Yeah, you did." Tommy frowns.

"Look, I was mad at first when Mani did that to me. But in a way I deserved it. And if I'm being honest, I'm glad it happened. Because it brought us back together and helped us to talk about the things in our past that we never resolved."

He nodded his head and turned away from me.

"Tommy I love her, and I'm trying to stay on this positive path. I'm balancing staying sober, being in a secret relationship with Mani, these new emotions, touring, fighting with Brandi for a divorce, and you."

"Sixx-"

"Listen, if you can't let it go and forgive her than we can't be friends. Because I can't allow you to speak about her like that. She means a lot to me."

"So what are you saying?" Tommy mumbles and looks at me.

"I'm saying...that I'm choosing her."

It went silent for a long time. I could see it in Tommy's eyes that he was a bit upset. I hate to do this to him because we have been best friends since 81 and he is my terror twin. But this relationship with Mani means a lot to me. She trusts me, she loves me, and makes me feel good about myself. I want things to go further with us and I... actually.. we can only do that by keeping the negative people away.

"You really love her huh?" Tommy looks up at me with a sad face.

"I do Tommy, she means the world to me. She forgave me after everything I put her through, so that has to mean something worth fighting for. I don't want to lose any chance of happiness."

Tommy nodded his head slowly and rubbed his neck.

"Sixx, you're going to get mad at me. But I have to tell you something." Tommy says with a nervous look on his face.

"Please don't tell me you did something stupid." I let out and amused groan.

"Well...it could be considered funny." He shrugged chuckling.

"What is it?"

"I uh..I sent Mani a coke bomb on her birthday when she was in paris." He mumbled lowly.

"Tommy." I groan and slide down in my seat.

"Sorry I was still pissed off." He waved his hands. "But I'm not anymore, I see how happy she makes you and I feel bad for saying rude things about her infront of you."

"It's fine." I sigh and sit back up. "Just from now on I need you to be nice to her. Considering how much I hurt her I want her to feel safe and accepted with all of us."

"Yeah I hear you. We good?" Tommy raises his brows.

"Of course T-bone."

He got up to leave but stopped and turned around.

"Also, another thing Sixx." Tommy's face turns serious. "Remember how you said it wasn't Mani that drugged you. What did you mean by that?"

"I meant that it was her manager. She's not a good person. She tells Mani to do fucked up shit and she's always in her ear whispering bad things to her."

"So Mani always does what her manager tells her to do and say?" Tommy asks with concern.

"Did Mani say something to you?" I furrow my brows.

"N..no..I just wanna know." He chuckled nervously.

I sigh and scratch my head ready to tell him.

"Look Tommy, I use to manipulate Mani when she was younger because she couldn't think for herself. I would tell her what she wanted to hear or call her to make her pity me and feel sorry for me so I could get her to come to me. Then, I would make her do things that she wouldn't normally do. Like running away on tour with me. It was so easy because she was young and raised in a strict house hold and very sheltered. She knew nothing about the real world. She grew up never being able to make decisions for herself. Other people always made descions for her, including me. But I realized how dangerous it is to manipulate someone who can't think for themselves. It means that when someone tells Mani something, it's hard for her not to listen. Especially if that person has been in her life for a long time. Like her manager."

"Shit." Tommy mumbled and rubbed his head. He started biting his fingers tips and looked down at the ground.

"Yeah." I breath out. "Now that I'm sober and able to think properly I try my hardest to sit down and talk to her instead of putting thoughts and words in her ear. Mani's a sweet girl. I want her to make her own decisions. I want her to stand up to Tamara rather than say yes to everything Tamara tells her to do."

"Does she know you use to manipulate her?"

"No." I shake my head. "But I am gonna tell her when the time is right. It's something that she needs to know."

"Fuck." Tommy breathed out.

"Tommy." I called to him. "If she said something to you, you know you can tell me. Right?" I ask with seriousness.

"Oh..uh..no she didn't say anything to me." He studdred. "When I see Mani again I'm going to apologize for how I've been treating her. I want you and her to be happy."

"Thanks T-bone."

Los Angeles's

When the jet landed we all got out and gave each other a hug goodbye. We weren't going to see each other until next year. I got into my limo and reached home. I sigh as I looked around the big empty house. I didn't bother to put my stuff away properly. I sat down on the couch wondering what I would be doing for the break. Before Mani left she said she would call me and we can talk often. She's spending time with her family in Canada for the holidays. Every one has someone except for me. My holidays are going to be very lonely. I guess shit just doesn't change for me. I was lonely in the past, I'm lonely in the present, and chances are I'll be lonely in the future.

After taking a quick nap. I've been speaking to Mani a lot on the phone. I had to pretend like I was ok here. I told her that I was going to be hanging around with my friends for the Christmas break. But I have no friends. The ones that I do are still on drugs or drinking. Robbin called me as well but he was so out of it that I had no clue what he was saying. Tom also called and I spoke to some of my aunts and uncles. I wish I could go to Idaho, but there's not enough time. Plus I don't want to go to Idaho by myself. I got up then headed downstairs with my new base that Mani got for me. I sat there and started strumming but nothing was coming to me. I just felt bored and unmotivated.

Ring Ring Ring

I put my base down and walked to the phone.

"Hey."

"Hi babe."

"Hi princess how are you?" I asked as I walked back to the couch and sat down.

"I'm alright, just checking in on you. I hope you're ok?"

"Babe I'm fine, I keep telling you that. What's that noise in the backround?"

"Oh." She laughs. "It's my mom's church music. She plays it every Christmas. I can't believe you can actually hear it. I'm in my sisters room and the music is downstairs."

"Yeah I can hear it." I chuckled. "So is it just you and your family having a Christmas dinner or are other people going to be at your place?"

"Well we're actually going over to my uncle's house. Him and his wife just had a baby. So the whole family is going to spend Christmas there."

"That's...that's great." I mumble.

I stayed silent for a bit. Family. Something that I have never had. Going over to my girlfriend's house for a Christmas dinner to meet her family is something I wish I could experience. People always groan and complain about not wanting to see their in laws. But that's something I would kill to have.

"Nikki are you still there?"

"Oh ..uh sorry I kind of tuned out a bit. What were you saying?"

"I said so what are you doing today?"

I sighed. I wanted to tell her that I have no plans today or any other day but I didn't want her to pity me. I don't want anyone's pity. And I don't want her to travel all the way down here to come and be with me. I want her to be with her family. She deserves to have happiness. She deserves to smile.

"Oh, I'm going to be hanging with friends." I said with fake excitement. "We're going to go out and eat. You know, do guy stuff."

"Guy stuff?" She questions.

"No strip clubs I promise." I chuckled.

"Are they clean?" She asks with concern.

"Yeah babe they're clean." I assure.

"Nikki I can come after Christmas to see you-"

"Mani I'm fine." I assure. "You came out for my birthday so please spend time with your family as long as you need to."

"Ok." She says casually. "I'll call you later."

"Alright babe."

"I love you."

"Love you too."

We both hang up the phone. I think maybe I'll go out shopping for myself. And buy some Christmas presents for people. I probably won't give them the presents till after Christmas cause everyone will be with their families.

I tied my hair back and put on a baseball cap and sunglasses for my disguise. I grabbed my car keys then locked up and got into my car. It was busy out on the roads. People wanted to do some last minute shopping before Christmas.

I stopped and parked my car and got out then headed into the mall. I grabbed a shopping cart then walked around looking for things to buy. I picked up a couple of things that I thought Mani would like, I also got something for Fred, Jess, Tommy, Vince, and Mick. I got something for Tom as well, I'll have to ship it down to Idaho.

"Nikki?"

I tensed up hearing that familiar voice.

"Hi Brie." I smiled nervously.

"Hi." She smiled and gave me a hug. "Nice disguise." She chuckled.

"Well it keeps the fans from recognizing me." I shrug. "Uh..well it's nice to see you I have-"

"Nikki you don't have to keep avoiding me." She frowned. "I know you and Brandi are going through some trouble but it doesn't mean that when you see me you have to run away."

"I know." I rub my hair feeling a bit awkward. "It's just Brandi's your daughter and I don't want trouble."

"I understand." She nods. "But also I feel like you should try and work things out with her. I don't feel like you two really tried. You know she really misses you and wants you two to work things out. And well, so do I." She speaks softly.

And you wonder why I avoid you.

"Brie." I sigh. "I don't know if Brandi told you but I'm in a relationship with someone else."

I saw the hurt on Brie's face. I felt really bad for having to tell her this. Ever since me and Brandi have been having problems I haven't spoken to Brie. Last I saw her was when she came over to get Brandi at our Dr. Feelgood release party. Since then I've been avoiding her like the plague.

"So, you marry my daughter and tell her you want to have a family with her. But the moment you two start arguing you want to call it quits and move onto a different woman right away." She said bitterly.

"Brie it's not that." I groaned.

"So what is it?" She furrows her brows and crosses her arms over her chest.

"Brie I'm sober now." I sigh. "I'm not doing drugs, I'm not drinking, I'm not smoking. I'm clean and Brandi's not. So it's a problem for me."

She nods her and looks passed me like she's thinking. "Well problems have solutions. Why don't you come over on Christmas eve to my place and we can sit down all together and talk about all of this. Brandi will be really happy to see you." She pleads. "And honestly I miss you too. I'm sure you don't want to be alone for Christmas. I know you don't have any family here. And Brandi is still your wife."

"Ok I'll think about it." I nod. "I..uh..I gotta go."

I push my cart passed her and speed walked over to the line. I paid and ran out of the store. I was feeling anxious and overwhelmed for some reason. I threw my stuff in the trunk, climbed into my car, and sat there for a bit. Maybe spending time with Brie and Brandi wouldn't be so bad. They both miss me and I do need company. Plus I'm still married to her so it's normal for married people to spend time with each other.

"Fuck Nikki no, you can't." I grumbled to myself. "Fuck."

I drove out of the shopping mall parking lot and found myself down by the sunset strip. I watched all the teens hanging out by the clubs drinking and smoking. The place has calmed down since the early eighties. I looked down at my leg and realized it was bouncing up and down. Why am I feeling anxious and stressed out? I feel like I need a drink.

"Fuck." I groaned.

My problem is loneliness, it always has been. I turn and drive down to the cathouse. I park my car in the lot and climb out. I pull my hat down just a bit more to cover my face as I head into the cathouse. All these guys that never made it as rockstars are still here drugged out and drinking. This was a bad idea, I need to get out of here before I...

"Hey Sixx!"

I turn to the right to see who's calling me.

"King!"

I ran over to Robbin with open arms. He picked me up and gave me a big bear hug. Wow he looks like complete shit.

"Shit man where have you been?" He slurred.

"I've been on tour bro." I patted his arm. "You uh..you look..good." I lied.

"Thanks dude." He smiled. "Hey come sit." He grabbed my arm and walked me over to the booth he was sitting at.

"Hey Sixx what's up?" Riki walked over to greet me.

"Hey Riki."

He's another one that I tried avoiding. Especially because he introduced me to Brandi.

"I thought you were sober? What brings you here?" Riki asked.

"I was just driving by." I shrug. "It looks like King is doing his afternoon drinking." I point at Robbin.

"He's been here since morning." Riki chuckled.

"Well I have nothing better to do. Steven's pissing me off. He has lead singer syndrome. Thinks he's the shit, he's trying to kick me out of the band."

"He can't do that." I snap.

"Shit that sucks." Riki speaks up. "Hey you and Brandi still together or what?" He looks at me.

"We're married but separated." I say with nervousness.

"She really loves you Sixx, she told me herself."

I breath out and rub my face.

"Hey Riki you're stressing him out. Go get us some whiskey, Sixx needs a drink."

"Alright." Riki walks away.

"Uh no Robbin I can't stay, I'm trying to stay sober." I object.

"Sixx it's one fucking drink, it's not going to kill you like heroin nearly did. Come on bro for old times sake." He laughed and patted my arm.

"Robbin I can't, I promised Mani I would stay sober."

"Mani, Mani, Mani. Come on man, she's not here."

"Robbin-" I groaned.

"Ok, one drink. Just one drink."

"Alright here you go boys." Riki says as he puts the tray of shot glasses down. "I'll do one with you."

I look at the whiskey in the shot glass. My leg starts to shake underneath the table.

Would Iman find out if I had just one drink?

Will I be ok just having one drink?

"Sixx?" Robbin raises a brow.

It's only one drink. It can't lead to anything else.

"Alright, one drink." I smiled.

We pick up our shot glasses and down them. I clear my throat as the delicious taste of alcohol goes down my throat. I've missed this. I miss feeling alive, I miss hanging out with King and being at the cathouse, I miss partying.

"How about another?" Robbin slures.

"Sixx?" Riki looks at me.

"Yeah, I could use one more." I think one more will be fine. It's not like I'm over doing it. I rub my face and breath out.

"Atta boy!" Robbin yells. "Mani's been keeping you on a leash! It's time to free your self! Get the whole bottle Riki!" Robbin cheers.

"Alright, settle down Robbin." Riki chuckles.

Riki came back with two bottles instead of one. We opened them up and finished the whole thing. _____

Thursday, December 21st, 1989

Morning...

"Oh fuck." I grumbled.

I stird and looked around realizing that I wasn't at home. This looks like Kings house.

"King!" I called out.

My head was fucking throbbing. I rolled out of the bed and stumbled a bit using the dresser to steady myself. Something felt like it was coming up my stomatch. I looked around for the bathroom but couldn't find it. So I had to puke on the rug.

"Uh..shit." I groaned as I finished puking. I wiped my mouth and opened the door to leave the room. "Robbin?"

"He's still sleeping Nikki." Theresa said from downstairs. "Come downstairs and have some breakfast."

I walk downstairs and rub my face. I sat at the table feeling like complete shit for what I did last night. I broke my sobriety.

"Did we drive?"

"No, Riki called you guys a taxi and Robbin brought you here. Your car is still at the cathouse."

"Fuck!" I raised my voice. "Fuck!" I yelled slamming my hand down on the table.

"So." Theresa walks over with cornflakes and milk. "How much did you drink?"

She placed them down on the table then turned around to grab me a bowl.

"Two maybe three bottles." I say with disappointment in my tone. "Thanks." I say as I grab the bowl from her.

"And how does Iman feel?"

Ugh Mani will fucking hate me.

"She doesn't know, Theresa." I get frustrated and grab the cereal box pouring it aggressively into the bowl. "I'm not going to drink again."

"I said I was going to stop injecting heroin two years ago. So I went to rehab, but when I got out and came back home to Robbin. He had it all around the house and was doing it infront of me. So I relapsed." She says sadly.

I watch her as she picks up a cigarette and lights it up. Theresa used to be a beauty. Full figure, long black hair, tanned skin, with white teeth. Now she looks like me when I was on heroin. It's scary to see her like this.

"Have you spoken to Mani since Tamara fired you?"

"No I haven't." She shakes her head. "I don't want her to see me like this. I wanna be clean before I talk to her." She says blowing smoke out.

"She cares about you."

She nods her head and sniffles. "I always cared about her..I just..you and Robbin got me into this shit." She grumbles and points at me. "Now I depend on him for everything." She sniffles again. "My family won't even talk to me cause I married him. I have to spend my Christmas here with Robbin doing drugs." She sobbed.

I sigh and put my spoon down. "Theresa I can hook you up with a specialist. He helped me get sober. I can give you his number."

She snickers and shakes her head then puts the cigarette out in the ash tray. "He must be shit." She chuckles.

"Why do you say that?" I furrow my brows taken aback at what she said.

She gets up and leans close to my face placing her hands on the table for balance. "Cause you- are not-sober." She grins smugly and leans back. "Finish your cereal and get fuck out." She sneered and walked away.

I rubbed my face knowing that she got to this point because of me and Robbin. I introduced her to drugs the same why I introduced Mani to my life of decadence. The only difference between Iman and Theresa, is that Iman had her morals and was strong willed to never touch drugs where as Theresa gave in. I'll just finish my cereal and..

"Nikki!" Theresa shouted from upstairs. "You pouta! You puked on my carpet!"

I think I'll just leave now.

Nikki's house..

I picked up my car from the cathouse but before coming home I stopped to buy two bottles of jack. I might need them for later, you never know who's going to come over for a visit. I showered then brushed and laid down in bed. My head was hurting and I still felt like shit. I felt angry at my self for drinking. I swore to Mani that I wouldn't drink, but I did. And I had more than one bottle. The phone started ringing and I didn't feel like talking to anyone, including Mani. I was so angry at myself that I drank. But then again I can't ignore her, I love her too much.

"Hello?"

"Hey baby boy." Mani said in a seductive voice.

"Hey princess." I chuckled. "Better not let your mom hear you talking like that." I joked.

"She's not home, and uh, neither are my sisters."

I sat up on my bed and leaned back on the head board. "Mmm so what does that mean?" I breathed out smiling to myself.

"It means your hand needs to be inside your pants and my finger is going to be underneath my skirt." She chuckled.

I stopped smiling and sighed and stayed quiet.

"Nikki? Nikki, you there?"

"Is it..is it always going to be like this?" I ask sadly.

She sighs. "No it won't, and I'm so sorry for making you feel like this."

"It's ok babe, I put us in this situation. I know if anyone finds out about us it will be a problem for you."

"I'm sorry Nik."

"I just...it's frustrating sometimes when I see couples out walking together hand and hand or kissing and touching. And I can't do that." I say with agitation.

It goes silent on her end. I don't mean to bring up all these things before Christmas because I don't want her feeling bad for leaving. But all these emotions are just coming in and I feel like I'm about to drown in them.

"Do you want me to come back?" She mumbles.

Yes baby I do, I really need you here with me cause I feel lonely. Is what I want to say.

"No babe, I want you with your family." I lie.

"I love you baby boy." She whispers.

Nikki you have to tell her you drank.

"Mani." I said with nervousness.

"Yeah."

"I.."

"Youuuuu..."

"I um.."

"Nik, you sure you're ok?"

I can't do it.

"I love you too princess." I whisper back feeling very guilty.

"Aww baby." She chirped. "So how about that hand?" She asks seductively.

Afternoon..

I woke up after a nap. I really fucking needed it. I huffed when I heard my phone ring.

"Hello?"

"Hey Sixx it's Robbin, what's up dude?"

"Hey King, I'm good." I say

"Hey listen sorry about Theresa this morning. She's been in a bad mood since yesterday. That's why I went out to drink. Had to get away from her." He laughed.

"Nah, it was my fault." I chuckle. "I puked on your carpet."

"So, any plans today?"

"Mm, no not really. I'm going to be here alone." I respond trying not to feel sad.

"Where's Mani? I thought she was with you, that's why I brought you back to my place."

"She's with her family in Canada spending the break with them."

"Wow, so Christmas came early for you huh." He chuckled humorously.

"Yeah...I guess." I frown a bit.

"So, can I come over? We can chill like old times. We haven't really hung out in a while."

A part of me wanted to say no because Robbin is still snorting, drinking, and injecting. And I am trying to stay sober. But a big part of me wants to say yes because I don't have anyone to hang out with. Last night we had a lot of fun hanging out. It was like old times.

"Uh..no I'm waiting on Mani's call and we're going to have phone sex. So I don't want you to hear that." I lie.

"Alright Sixx, well I'll let you go then. Call me if you change your mind."

"Yeah sure no problem."

I hung up the phone and rubbed my face. I got up and walked around my mansion. What's the point of having a big mansion with six bedrooms, four bathrooms, three living rooms, a huge backyard with a pool if I don't have a fucking family. Does that make sense?

I walked outside and walked around my pool. I then came back in and looked in my fridge for something to eat but I didn't feel like eating. I then sat back down on the couch and turned the TV on. I watched MTV but I felt a little bored after watching it for some time.

I went upstairs to my office to see if I could find a book to read or find something to do so I could pass the time, but there was nothing. I walked into my bedroom and looked at the two bottles of Jack Daniels sitting on the drawer. There an was ich that was starting to form in my body. I bit my fingertips and started twitching my toes.

"Fuck Nikki no." I growled turning around and walking out of the room. I stopped infront of the stairs and started pacing. "Fuck." I rubbed my face over and over again.

The feeling wasn't going away. I needed something to do to get the feeling to just leave me. Maybe one drink can help get rid of the loneliness. Yeah one drink will be fine. This time I'm not around Robbin or Riki so I can control how much I drink. Maybe I can call Tommy and see what he's up to. We're both in the same boat staying sober, we can both look out for each other so that we drink only a little. I walked back into my room and dialed Tommy's number. My leg was still bouncing up and down. I hope he answers.

This is a two part chapter. Couldn't fit everything in one.

[sanikori]

So, i forced myself to watch Leaving Neverland...

And i swear, i've never hated some stangers in my life to the point where i want them dead. I felt my oxygen leave me and i was choking on my fucking tears from all the lies. I felt so sick, that i puked 5 times. But now i've recomposed myself so that i can expose these liars. I didn't want to go back in time and know how in feels to be a moonwalker in 1993. I wanted people to still talk about Michael, but not like this, never like this.

First things first, as Michael Williams, stated on Twitter, Michael has been investigated from the FBI for 13 fucking years.

Here we see 72 officers and 50 FBI agents in the Neverland Ranch in Santa Barbara. They searched every angle and interviewed everyone to find evidence and guess what? They found nothing. 

He's been proved innocent at not 1 but 2 trials. To this day, there's still no valid proof that Michael did any of those things.

Even Michael’s fucking bodyguard stepped in to defended him and expose Wade.

Here's some of the bullshit they said in that documentary, Let's start with James Safetruck: James: "I've spent Thanksgiving in 1987 with him at his home" Wrong, Michael was in Australia as a part of the Bad Tour in November 24 1987 James: "Michael didn't want us spending any time with women and cut contact with me after puberty"

Really James? then how come we see you AFTER puberty holding an umbrella for Michael while Michael's ex wife, Lisa Marie Presley, was there with the both of you. James: "I was abused by Michael in New York in 1989 after he performed at the Grammys" Fake. The Grammys were in Los Angeles and Michael didn't perform at the Grammys in 1989. Now let's go with Wade Robson Wade: "I was molested by Michael between ages 7 and 14" Wade is now 36 so it happened from 1989 till 1996. So you're telling me that these "rapes" happend DURING the Chandler investigation and DURING Michael's marriage to Lisa Marie Presley as well? and the FBI found nothing? really? bitch please.

Here comes my favourite lie Then there's the MANIPOLATED footage of Michael begin honoured at the Regent Hotel and he apparently recorded a message for Wade "on his birthday" where Michael "says" "Hello Wade, today is your birthday"

The video at the Regent Hotel was recorded on the 20th February in 1990 while Wade's birthday in on the 7th of September and the original video was meant for Elizabeth Taylor.

Also Wade and James didn't even really grew up with Michael, they didn't even know Michael that well... they BEGGED to have Michael's attention and since Michael is an angel, they got it. Also i'd like to tell you that it’s the same Wade that DEFENDED Michael not only once, but 3 mother fucking times.

If you two are saying that Michael raped you both, then how come that Macaulay Culkin (the kid from the "Home Alone" movie) the one who literally grew up with Michael by his side, who basically lived at Neverland and was a child like the both of you, said that nothing happened between him and Michael and is still defending him to this day?

They change their stories every fucking second too. Wade has changed his story 4 times and James 2 times. Wade's first version of the story: Michael threatened and manipulated him that they'll go to jail if he says anything Wade's second version of the story: He didn't "realize" he's been abused Wade's third version of the story: He felt shame Wade's fourth version of the story: He ALWAYS knew what Michael did but he didn't realize it was bad (because who doesn't have anal sex with kids, right?) Then there's James: James's first version of the story: Michael and his people were threatening him to keep quiet and James refused to testify but he and his mom knew he had been abused James's second version of the story: He didn't realize he was abused till 2014. They're so worthless that they don't even know how to lie. If you gotta lie about a dead man to earn money, do it properly. It's also funny how they don't mention that Michael was around little girls as well and not only boys, whenever it was on the streets or in Neverland. Meanwhile Oprah just said "Fuck you" to 3 generations of Jacksons by backstabbing the man who welcomed her in his house by siding with these little shits. Not only Oprah knew, but she provited the “victims”. Also the reason why Oprah promoted "Leaving Neverland" is because at the Sundance, it was also a documentary about Harvey Weinstein, who is an actual pedophile and has been found guilty. But since he's Oprah’s best friend (yes, you heard that right) they just diverted the attention in media to Michael instead of Weinstein But Wade is the one i hate the most because not only he is a liar but he's also the REAL pedophile... his reputation was so bad that kids at jumpdance called him "Uncle Perv" and the mothers wanted them to stay away from him. Like, there's literally a photo of him side hugging a girl and his left hand is close to her breast while he has his right hand on his fucking dick. 

He cheated on Michael's niece, Brandi Jackson (the two have been in a relationship for 8 years) with Britney Spears which resulted in Justin Timberlake's "Cry Me A River" song and he did hard drugs. Not to mention that he made out with his SISTER ON STAGE! and this bastard has a son which i really feel sorry for... but most of all, he's a crazy ass bitch. Paris Jackson (Michael's daughter) and Taj Jackson (Michael's nephew) are both REAL victims of sexual abuse, stop to think how these two feel about this. Also Taj found texts with Wade in 2009 where Wade is thanking Taj for letting him go to Michael's memorial 

Also Taj recently stated in an inteview that Michael's third son, Bigi (Blanket) Jackson is not talking anymore. And the teachers are worried about him. He literally won't speak, at all.

In conclusion: Michael Jackson is innocent. He’s the real victim.

Please, tell what would lead him to do such a thing? 

You're just gonna forget all the money he gave to charity? the many lives he saved? how he considered his fans as part of his family?

I've been a fan of him since i was 4 and i'll love and defend him till i die. This man saved me with his music in my darkest times, i feel protected whenever i see or hear anything related to him, he's my inspiration, my everything and if i could make a dead celebrity come back to life, it would be him... i was meant to go to his "This Is It" concert in July, meeting him for the first time but... it never happened... because he left... i've been called a pedophile supporter just for defending him... do you know how much this hurts? I've seen "moonwalkers" turning their back on Michael like it was nothing... i've been told that i need to accept the fact that my hero is in reality a bad guy, that i'm protecting him just cause i'm a fan.

They made you belive that he bleached his skin when in reality he suffered from Vitiligo and wasn't confident enough to show it to the entire world.

They made you belive that he changed because he had too much plastic surgery when in reality he suffered from Lupus. But even if the did have too much plastic surgery, why should it matter since half of the celebrities have plastic surgery?

They made you belive that he was gay when in reality he has been married to Debbie Rowe, who gifted him with Prince and Paris, and Lisa Marie Presley, he crushed on Diana Ross and Brooke Shields, was kissed on stage by Taitana Thumbtzen aka the girl in TWYMMF (The Way You Make Me Feel) and how to forget his infamous In The Closet song with Naomi Campbell? but even if he was, he’s still Michael.

They made you belive that he was a Junkie when in reality he had many medical illnesses that needed medication and a lot of painkillers.

But most of all, they made you belive that he was a pedophile when in reality he wanted to create the childhood he never had in his adulthood and there's nothing wrong with that, he couldn’t trust adults because instead of seeing him as a human with emotions, they saw him as a cash machine. If it wasn't for the kids, he would have already killed himself, he wouldn’t care to live and he said that he would rather slit his wrists instead of hurting a child.

It's not about defending my idol just cause i'm one of his countless fans, it's about giving a voice to a man who's no longer here to defend himself.

How am i going to belive them since they're accusing Michael Joseph Jackson, the same Michael that didn't want to step on a bug and called his bodyguard to take it while saying "Don't kill it!" while he was performing on stage? the same Michael that would have died for a squirrel?

This man is dead 

Attacking a dead man isn't brave.

James Gunn is still alive and he signed with a major studio

Where in everyone in the media?

They are a bunch of pathetic cowards.

So guys please, don't watch this so called documentary cause they are calling:

His ex wives liars

His friends liars

The people who worked for him for over 20 years liars

His fans liars

His FAMILY liars

But they want you to just belive the word of two proven liars.

It’s been almost 10 years since we lost him. 

Wake the fuck up.

Can’t belive we’re in 2019 and you decide now that he’s guilty for something he never did. Evan Chandler forced his son, Jordan Chandler, to accuse Michael for money. Then when Michael died, Evan regretted it so much that he hanged himself. I'm waiting for Wade, James, Oprah, Martin, Connrad and everyone who belives them to do the same thing since they're all nothing but a waste of air. But don't you worry cause Taj is making a TRUE documentary that proves Michael's innocence and once it's released, they will watch their lifes crumble into tiny pieces with their own eyes and i will be there, smiling while eating pocorns. Anyone who’s a brain washed moron who don’t belive that Michael is innocent or even thinks of calling me a pedophile supporter needs to fuck off right fucking now because you will be attacked visciously, blocked and reported so DO NOT BOTHER ME

In case you didn’t understand, i’ll gladly repeat in a more vulgar way since it’s the only way you can all communicate with other people

DUMBASS BITCHES DO NOT INTERACT WITH ME! STAY THE FUCK BACK!

You guys don’t bother to do your research, you should hear both sides of the story to come to a conclusion instead of going along with everything they say. You all eat their plate of lies just like you eat your mother’s food at lunch time. You don’t ask yourself “Are they lying to me?” no, you just go along with every single fucking thing they say cause you’re dependent from the Media.

Face it, we are in the right and we’re going to win this battle. Also, these people without Michael in their lifes, would have been nothing. PS: Someone needs to tell Wade that fantazing about having Michael's dick in his mouth at age 11 in not normal.

Now i want you all to blast at all volume the songs Money, Tabloid Junkie, Morphine and Leave Me Alone in honour of these good for nothing liars as you read this post of them begin exposed from head to toe by me

[neighbours-kid]

CCXP 2019

Or: How Zachary Levi Continues to Be a Blessing

Had anyone told be at the beginning of this year, that I would be going to a comic con, and that I would be meeting Zac again, I’m not sure I would have believed them. But as it so happened, I found out on the last day of early bird sales that Zac would be coming to Cologne to the first ever CCXP on the European continent and I…..I bought tickets immediately.

The last time I saw the man was two years ago in San Diego, where he was hosting SYFY’s Live From ComicCon, which was one of the most amazing weeks of my life. Back then, I finally met so many of my wonderful nerd friends that I had talked to over twitter, and even though NerdHQ was not happening that year, we had a great time around the convention, supporting Zac, dancing our asses off at his parties, going to the auction, and all the other cool stuff we did.

Then last year, I was in New York for six months, during which Zac was filming for Marvellous Mrs Maisel in the city, but since I was busy, and New York is ginormous, I never ran into the man.

I was so excited for Shazam to come out, and just following Zac’s experience with that over twitter and instagram, getting glimpses of the press tour and the conventions he went to over the year, and I was just so happy for everyone who got to see him, for my friends who got to see him again, and it honestly never occurred to me that there is a possibility I could be among the people to see him this year too. I never even considered it.

And then the news came, and I don’t think I really ever hesitated in booking that trip, buying those tickets. I went over my finances real quick, but that was that. And to my luck, or well, thanks to Someone upstairs, I even got to work during my Spring holidays, earn some money, and now that the con is over and I have all my numbers, it honestly pretty much exactly evens out. I spent no more, no less, than the money I earned in that week. Which is incredible all in itself.

When the time finally came to pack my things and hop on a train to Cologne, I was very excited, but also somewhat nervous. It had been quite a moment since I last travelled alone (the last time being my stay abroad in New York, where I had been for six months), and even longer since I had met Zac the last time. But the five hours on the train to Cologne went by unproblematic and I felt great when I arrived at my airbnb. My host was lovely and very forthcoming, and I immediately felt very welcome in the city. I didn’t spend much time at the room, however, and quickly made my way up to the Koelnmesse, where the CCXP was located.

It was Thursday, the first day of con, and it was actually rather empty when I arrived. But that did not particularly bother me, since I am not too fond of big crowds anyway. It gave me a nice opportunity to walk around the grounds in peace, look at the booths, the artists, the exhibitors. I bought some Tony Stark art, sunglasses, some Marvel shirts and a Gryffindor sweater. I took my sweet time just breathing the space in, letting myself relax and fall into the comfortable pace of being at con. In the evening, I went to see a screening of Tim Burton’s 1989 Batman, followed by a Q&A with Michael Uslan, the producer. I’d never seen the movie before, and am honestly not that interested in Batman, but it was really great, and Michael was utterly interesting to listen to.

During my walk home after the panel (which happened because I took a wrong tram and stranded myself somewhere I didn’t intend to be), I somehow found some public wifi and happened upon Zac’s instagram stories. It suddenly dawned on me that we were in the same city again, and that, theoretically, I could bump into him any time. Which, to be honest, I didn’t really know how to wrap my mind around.

I slept good that night, even though I did wake up the next day earlier than expected. But I was exhausted, in a good way. The way experiencing wonderful things makes you tired at the end of the day.

Friday brought with it some more specific plans. I had a photo-op with Ben Barnes first thing, and then wanted to watch some panels (Mark Pellegrino, Fast and Furious, Ben Barnes) spread all over the day. When I got to the con, I went straight to the photo booths to stand in line for my picture. Ben Barnes is a very lovely human being. He was so happy and excited to be there and to meet everyone, and just had a great energy. I had bought a Punisher shirt the day before, and had decided to wear it that day. When I walked into the booth, the first thing Ben did was make shooting motions at me. We talked for a moment about the city and the con, which was really lovely. I think that word really describes Ben very well. Lovely. He is lovely.

After the picture I walked over to where I could collect the print-out, took it over to somewhere I could sit, and just revelled a moment in the feeling of having a great time. Then I looked up to where the signing booth was, and I saw him. Zac was sitting there, signing things for the people in line, a big smile on his face. He was engaging and his joy was contagious. He was his usual passionate self, and I sat there watching him for a moment, and I just had this one thought: “Shit.”

I had not planned on having Zac sign anything. While the con in general was pretty reasonably priced in my opinion, the prices for some of the photo- and signing-ops were rather expensive. I had already booked a picture with Zac for the next day, and I thought that would be enough, I didn’t need him to scribble on anything. But as I was watching him, I couldn’t help myself, and I got up immediately, walked over to where they sold the tickets, and without a second thought bought a ticket for him to sign something. For some reason that morning I had packed my Shazam action figure, and now I knew why. I continued watching him interact with people until it was time for me to get in line too, because watching him was just so…..captivating, in a way. I had already pretty much seen everything of the con, so I didn’t even feel like I was missing out on anything.

I got in line, Shazito in hand, and just continued to take it all in. Benedict Wong was sitting next to him, also signing, also blasting music from his speaker, also being so very lovely. I can’t quite recall if Ben was also there, but he might have been. Or maybe it was Mark Pellegrino. I can’t remember.

As the line started to move, I started to get giddy. Would the man even remember me? I mean, it had been two years. Sure, we had interacted a bit over twitter, but that was that. And honestly, I didn’t expect him to. He meets so many people all the time, why would/should he remember me?

The line moved further, a staffer came to take our names for Zac, so he would write them properly. The person in front of me moved up, and I think that was when I started smiling like a big idiot. Zac turned to talk to Wong while the person in front of me was taking her stuff and moving away, so I stepped up to the table while Zac wasn’t looking. The staffer put the post-it with my name on the table, which got Zac’s attention, and he turned to look at me. If a facial expression can be described as “lighting up like a candle” then that is what his face did. Recognition. Big smile. Oh hey you! Gets up, walks around the table to where he could step closer to me, and squeeze-hugs me for a solid half minute at least.

Why should he remember me? Well, I don’t fucking know, but he did. For some reason. And honestly, it’s just so very him, so absolutely typical. Anyway, he sat down again, asked me how I was doing, how I was enjoying the con. We were having a lovely conversation, he signed my Shazam figure (which I presented to him with the words, “I have a butt for you to sign”), and when he felt he couldn’t possibly stretch the time any longer by carefully signing his name on the plastic butt, playfully jabbing at Wong about the music, asking me about Switzerland and where I was from exactly, he got up again, walked around the table, and gave me another hug. Once he let me go, I told him again, just how very happy it made me to still see that golden chain around his neck, and he smiled, telling me that there would come a day he would give it away, just like I did. But I knew that already, and it doesn’t change anything about how it makes me feel. As I was walking away, he asked me if I was around the other days, with genuine interest, and I told him I’d see him again for a picture the next day, which got me another one of those smiles.

It is save to say that when I walked back to a table to sit down and take that all in, I was just….blown away. Again. Just like the last two times I met him. Zac is just an inherently good person and I’ve never really met anyone who gives a shit as much as he does. I really haven’t. He has made every single time I met him a very special experience that I won’t ever forget. The man just knows how to make you feel seen and heard.

I think it took me a moment, to get up again from where I was sitting, and remembering what I wanted to do next. I was still just looking at the figure in my hand with the signature on it, and trying to remember everything that had just happened. Once I did get my mind back to the present, I went around the whole con again, looked at some more booths, bought some more things, and ultimately went to the Mark Pellegrino panel. I don’t watch Supernatural and I am not actually entirely sure I’ve ever seen Mark in anything, but I knew of him, and was interested to see what kinda person he is (—actually, I just checked. He was on two episodes of Chuck and was also in single episodes of some other shows that I watched).

Mark’s panel was fully moderated, but it was nevertheless very interesting. They did talk mostly about Supernatural, Mark’s time on set and how it was working with Jensen and Jared. The panel ended with Mark singing the first verse of Stairway to Heaven by Led Zeppelin, which was honestly very beautiful. The man can sing.

Mark’s panel was followed by a quick appearance of Idris Elba and Jason Statham, who were interviewed quickly, presented us the newest trailer for Hobbs & Shaw, and we then even got to see some exclusive footage, presented by a video message from The Rock. After that, I wandered around the con for a bit more, before I went back to the panel room to see MinaLima, the studio that did all the graphics design work on both Harry Potter and Fantastic Beasts. Their work is incredibly interesting, and it was wonderful listening to them talk about their experience working on those films and just their whole process. Utterly fascinating stuff. I stuck around after that to see Ben Barnes’ panel. He was, again, very lovely. He talked a bit about Punisher and working with Jon Bernthal, but also got to answer some fan questions from the audience, which I always think is a lot of fun, because it immediately makes a panel so much more personal and interesting.

Going back to my airbnb that night I was elevated. I had a wonderful day, I saw Zac again and had a lovely time with him, and just saw some great stuff all around con. I had talked to some woman who recognised me from the signing booth, bought some more Iron Man things, and also another Harry Potter sweater. But, obviously, Zac had been my absolute highlight of the day.

Saturday was a lot more unplanned than Friday. I had the picture with Zac mid-afternoon, but other than that, I didn’t really have much I wanted to do. There weren’t really any panels I was interested in, and I had already seen pretty much every thing at the con. So I decided to get myself a coffee and a croissant, and just do some people watching. I saw a cosplayer, dressed as a Stormtrooper, hanging out with a Luigi and Mario, taking pictures in front of the kid’s bouncy castle. He also had a red balloon tied to his back, from the IT 2 booth.

Once I got bored of just looking at people, I face-timed the whole con, then found out Zac would be doing an interview in the glass box and maybe come out and talk to some people, and made my way over to that area. Zac arrived, did the interview — which was lovely and you all can find here — and then quickly came down to us and gave high-fives, since he didn’t have much time because his photo session began immediately after the interview. The photo session, that I had to line up for. Once I was in line, I got that giddiness again, that I already felt the day before. I was thinking about what I wanted our picture to look like, what kinda pose I could make him do — I had some ideas, but I couldn’t decide — and watched how the people in front of me came out after the picture, big smiles on their faces. That’s Zac for you right there. Meeting him won’t leave people unchanged.

The line moved forward, and I could see into the booth, watch how the people in front of me took pictures with Zac. So many lovely pictures, big smiles, silly poses, pointing at funny shirts and great cosplay. The usual, you know. When it was my turn, the staffer managing everything told me to go in, Zac’s friend put my bags on the chair for me, and I went in. And there he was, dancing to his music, having a grand old time. And again, just like the day before, he looked at me and his face lit up like a candle, a big smile on his face, another Oh hey, Alex! with that joyful recognition that I just don’t really know how to deal with.

With a c’mere he put his arm around me and squeezed me tight, leaning into me, and we both looked at the camera. He stayed close until the screen showed the picture and he deemed it perfect. And it was. None of the poses I had thought of before in line could’ve ever come close to what I had now. He asked me again, just like the day before, if I was enjoying myself, then gave me high-fives and started dancing again, waiting for the next in line. I took my stuff, left the booth and wandered over to the photo collection booth in a daze. Once I had the picture in my hands, I sat down somewhere, just staring at that photo. I think I must’ve been staring at it for a very long time, in a sort of disbelief, remembering the other pictures I had of us, and how none of them even compare to this. It’s perfect. Absolutely perfect.

I took a picture of it with my phone, and sent it to my friends who knew that I would be doing that today, and also changed my twitter profile picture to it. The next time I checked my phone, all my friends who knew the man started flipping their shit about how adorable this picture is. They were delighted and joined in my joy about this picture. I have treasured every moment I got to spend with Zac up until now, and I will treasure this one too. It makes me so incredibly happy, I can’t even begin to tell you.

I left the con pretty soon after that, since I had already seen pretty much everything, and didn’t really have any interest in the panels of the day. But before I left, I stopped by Elbenwald again, buying a Gryffindor scarf for myself, because I knew that if I didn’t, I would ultimately regret it. I made my way back to my airbnb in staggering heat, relaxed for a moment, and then went out again, deciding that I would do some touristing around the city. I went over to the cathedral — which is absolutely stunning, you guys, it’s just gorgeous —, explored the place around it, and took a bit of a walk by the water. I sat in the shade for a while, watching the people, watching the water, and just revelling in the good feeling of experiencing cool things and going interesting places, until I could feel the exhaustion of the heat and the walking. So I slowly made my way back, decided to cross the river over the bridge by foot (and saw all the love locks), and just took my time, breathing in the summer air and the freedom that came with it. Summer has always been my season, even though I bitch about the heat too much, and with it comes a feeling of freedom and opportunity that I always miss in the colder months.

I got home earlier that day than I did all the others, since I didn’t stay at the con, which usually closes at 9pm. And despite the heat, I slept wonderful, which, considering the day I’d had, is not a surprise at all.

My plan for Sunday looked like this: arrive at con by opening time, go to the very first panel immediately, and sit in the panel room all day until Zac’s panel at 4:30pm, sneaking my way into the front row when people leave after the panels before that. And that is exactly what I did. Lucky for me, the panel room had a bathroom and a snack bar, so I had everything I needed.

I went to the first panel which was a Game of Thrones “double feature” with first Mark Spindler, from the VFX team, having a presentation about his work, and especially creating the dragons like Drogon, and his experience working on the HBO show, and then with Nikolaj Coster-Waldau, who was interviewed, but also answered some fan questions. It’s save to say, that the panel room was absolutely full to the brink. He was the star of this con. Nikolaj is an interesting guy, even though I felt like the panel over all felt a bit awkward. But I’ve had that impression with all the moderated panels, so maybe it’s the language barrier between English speaking guests and native German speaking moderators. Who knows.

After the Game of Thrones panel, a lot of people vacated the room, and I was able to make my way into the front row immediately after that. I went to the bathroom, got myself some nachos, and settled in for a day full of panels. I cannot even begin to tell you how much my butt hurt after that day. But anyway, after Nikolaj, followed a panel with cosplay stars from all over the world, talking about their craft and their experiences, with some fan questions in between. After that came a Batman 80th Anniversary panel, with comic artists Ivan Reis, Joe Prado, David Finch, and Brian Azzarello. I am not particularly interested in Batman, but it was quite fascinating anyway.

I watched with a very pleased grin how the crew started clearing away chairs on the stage until only one was left, which gave me the very confirmation I had been waiting for: Zac would self-moderate his panel, which meant fan Q&A all the way, like he usually does it, like he loves it. I had been worrying all through the con, watching most other panels be moderated, that his would be too. But I was glad to be proven wrong. Vanessa came out to introduce our man, and when he came out, the energy in the room just changed to something akin to what I felt at NerdHQ. Lots of love. (He also, before even sitting down, before even fully arriving, spotted be in the front row and went Oh hi, Alex, how you doin’? straight into the microphone. I may or may not have felt some emotions about that.) Vanessa manned the microphone, and Zac went in full swing, already spreading so much joy just by being there.

His panel was absolutely lovely, as they always are. His energy is palpable, you can just feel his passion and love for this kind of stuff, and it just oozes out of him. He answered question after question, went on tangents and down rabbit holes, laughed and sang, joked and entertained both himself and us. He was talking about going to conventions at some point and came to talk about NerdHQ, during which he enquired who had been to the event before, and managed to phrase the question, “Besides [Name of Girl who asked the question which I can’t remember I’m so sorry*] and Alex, who’s been to NerdHQ?”, which again, emotions. But anyway. I had been looking out for Vanessa all through the panel, always holding my hand up to ask a question, and finally got to ask one. When I got up, he greeted me again with name and everything, and at that point I was just taking it. I asked him about his dream. He had been asked that question two years ago at DragonCon, and I asked him how it was looking, if he was still working on that, if anything came to it, or if he abandoned parts of it. I just wanted him to talk about his plans for life a bit. And he did. He gave a long, wonderfully beautiful answer, and honestly, the man’s eye contact is super intense, and it just meant the world to me that he took the time to elaborate on his ideas and plans and wishes and dreams. I just wanted to show everyone in that room who exactly I knew Zac to be, and he delivered. I have not found any footage from that panel online yet, but if I do, I will link it here as well.

(*This is me not remembering the name, and not Zac. Zac knew the name. He always knows the names.)

After the absolute high of that panel, I thought nothing could go wrong. I would make my way to the train station, where I would get my bags that I had already brought there in the morning, then I would board my train, and just relax for five hours on that journey, until I would be home around midnight. Well. As, apparently, per usual, that did not happen. Just like so many other trips I had, this one ended in absolute disaster as well. My train in Cologne got cancelled, I got sent around from one station to the other, ultimately ended up in a completely over filled train, had to change trains five times, had to sit on the floor in one of them, and finally arrived back in Bern at 1.30am. No busses or trams were running at that time anymore, getting a cab in Switzerland is one of the most expensive things you can do, and Uber or Lyft does not exist here. So I had to walk. From the train station, to my home, with my no-wheels sports bag, and all my other bags. I arrived home, completely drenched in sweat, absolutely exhausted, with shoulders so tense and overworked that I had bruises the next morning, at 2.30am. I was just so done.

But, I don’t want to dwell on such a negative note, and finish this post with some more words. I am so grateful that I get to experience such cool things. I feel so incredibly blessed to be able to go to these conventions and meet such amazing people like Zac. I feel so humbled by it, and I am eternally grateful that I got to meet Zac again and make such great memories, yet again. I’ve been following this man’s career for seven years now, and I don’t regret a single minute of it. I found him during a time where I was only just becoming the person I am today, and it is save to say that he had some formative influence in that. It’s save to say, that because of his example, I am a better, kinder, more unabashedly passionate person today than I was before. God has used Zac to inspire me, to show me things I never thought possible, and to keep reassuring me that he has plans for me. And I am so incredibly grateful for all of that.

Going to Cologne, going to CCXP has been a wonderful experience for me, and should Zac make it back there again, the chance is pretty big that you’ll find me there as well.

But for now, I am back home, and remembering all these beautiful moments with fondness, and revelling in the knowledge that somewhere, sometime in the future, I’ll likely get to do something like this again.

Until then, I’ll be here. Writing. Remembering.

[fearlyssa]

Hi! I noticed you are one of the stauch supporters of kaylor even after the debacle. Can you please share why you still think they are together? Cause im being a weak kaylor right now. Thanks! 😘

Ok so this is going to be long but basically I just don’t see why it would mean they broke up. Like I know they haven’t been seen together in a long time and she might want to stay closeted even if Taylor doesn’t whether they broke up or not but I don’t see why even if that were the case why she’d have to go so hardcore with it and I don’t think it’s for money either because she already has money and they’re in a TON of debt for being as rich as they are. Plus no amount of money should be enough to connect yourself with a family of criminals and possibly implicate yourself. I think it was done more for him and his family’s benefit to cover up what they’re doing than to benefit her and that’s probably why it came out of nowhere when it seemed like they were maybe finally going to break up. As to why she’d cover for them, I think she might have agreed to something like that in the contract with him and/or Scooter Braun that she signed 6 years ago before he was associated with the Trumps and their criminal activity and she can’t get out of it just yet. And as much as we all hate him I do actually think they’re kind of friends just from bearding for so long but don’t worry there likely won’t be a wedding. (And even if there was, because Lavender weddings DO still happen, it would be a short lived “marriage” and still wouldn’t convince me in the slightest that their relationship was real. Nothing in this world could tbh, they’re both way too gay for that! lmao) They just needed to temporarily be closeted and cause a distraction. Plus it brings more attention to their relationship that no one cared about before so more people will be paying attention to their breakup and will be more shocked and sad about it so it’ll make even more sense as to why she would need to seek solace from Taylor (and Taylor from her after she breaks up with Joe), a friend she supposedly hasn’t talked to in like two years, and how that might cause them to get together themselves and realize/revist their feelings for each other and maybe why it wasn’t working out for them with men. I don’t think they’ll really address it in a big way though, more just be seen together holding hands, kissing etc. until people just put two and two together and figure it out. If they’re forced to address it directly they’ll probably just say they’re bi or don’t like labels and I could see it being years before that happens if they can help it. That way they don’t out their past beards or seem like liars who faked all their relationships. But I think they’ll stop bearding for good after this so it’ll be even more obvious than before even if they’re not confirming it. And I think this will start soon with her breaking up with Joe this fall (either in September before his movies come out or in November after they come out) because they’ll both have gotten all they needed from each other (some PR and closeting and the longest term fauxmance they could probably hope for at “two years”) and they’ll both be conveniently busy anyway. He’ll be doing promo and her tour will be over or almost over but she’ll still need to film Cats so it’ll be perfect timing. Then Karlie and Josh will follow suit not too soon but not too long either and she and Karlie can “reconnect” at some point in this timeline and start coming out more in earnest all within the next year or so before her next album is announced (and the sooner the better so people won’t wonder how she had time to write so many love songs about her) so that she can be even more open about it in her music in the next era and maybe MAYBE even use female pronouns or at least stop using male ones for good. That’ll go a long way in people starting to pick up on it (there was already an increase in Kaylors this era and how often she meets Kaylor fans and they haven’t seen each other - in public anyway - once since then). I think (judging by what all the big Kaylor blogs with sources have been saying anyway) that this has been their plan basically since they first got together in 2014 but then Kissgate almost outed them too soon so they couldn’t come out in the 1989 era and had to go WAY underground (but not at first or in a super obvious way) and still beard for a while while until they could find the perfect time to come back together and finally come out. (after she’s brave enough to renter the spotlight for the first time in a while and they both broke up with their boyfriends) I don’t think the engagement was part of the plan to begin with but after they realized they had no choice I think they just had to roll with it and it’s probably been hard and might set them back a few months or something but they’ve already been through a lot so I think they’ll survive this too and come out of it even better and stronger than ever. As to why I still feel this is their plan and nothing changed recently to cause or because of the faux engagement, like I said I just haven’t seen as much proof as there is to suggest they’re still together. For instance, they haven’t been seen together for a long time because they’ve been hiding but there’s really nothing to suggest they have any hard feelings towards each other and they’ve just seemed happier than ever the entire time even to this day. They were spotted a couple times together but photos were purposely not taken and/or posted or were quickly deleted. The album is filled with all love songs about her and no breakup songs despite supposedly having gone through two breakups, around when the album came out Karlie presented an award she won when she’d never been involved in country music before, she was left off the Junior jewels T-shirt because she doesn’t want her like a best friend ;) and I think her hanging out with Katy Perry was just click bait so the general public would still think about them in the sentence but would think (or at least wonder about it) they weren’t friends anymore so that the rumors would temporarily go away and everyone would believe whole-heartedly in their beards and not think they were faking relationships or cheating on them. Karlie’s Dad also told a fan (with the username reputationisaboutkarliekloss on IG) in February or March that they were still friends, when asked they kind of avoid the question but suggest that they are and Karlie still likes Taylor’s posts. Even Abigail liked the engagement post and would have no reason to care or even know let alone support her if she and Taylor broke up or were never together. Everyone knows and is in on it and all the big Kaylor blog’s sources have been saying they’re fine even after it happened. (And if they weren’t why would Taylor have still been so happy and seemingly gung-ho about coming out, or at least dropping gay hints, last night if she had no real reason to anymore?) So although I have no way to 100% prove that not having any sources myself I do believe they are in fact still together (and I personally believe have even been engaged for a while now but not everyone thinks so) and planning to come out to some extent within the next year. They’re smart girls who always have a plan when it comes to their careers so I think we just have to trust them, have faith in their process right now and just wait and see what happens before we make any snap judgements (I think the song with Hayley was just her trolling us/fueling the rumors so we won’t know what to think but will know we weren’t crazy about her being gay at least). After all they didn’t spend 4+ years being the perfect soulmates for us to be weak Kaylors! #Kaylorrisein20gayteen (or at least 2019) ❤️🏳️‍🌈☕️Ps. If you made it to the end of my long, unorganized response, thank you! Sorry if it was hard to get through but I hope it helped. Don’t give up hope! 😘

[avengerofiron]

trade mistakes || self para

summary: following tony’s flouting of accords jurisdiction by not only enabling iron fist’s escape but actively fighting back against other registered enforcers, general ross’s pr manager comes to make sure he knows what the costs will be. when: a few days before the siege of new york trigger warnings: murder mentions, alcoholism, drink driving, cancer mention

Anaya Ortega was a very well educated woman. Of course, letters after your name didn’t exactly speak as to how impressive you may or may not be, Tony knew that from personal experience moving through the ranks at MIT, but they were usually a pretty solid foundation. Harvard educated, decades spent defending various celebrities from trumped up or entirely valid claims as a defence attorney, and then a deviation into public relations. Tony could almost predict what shoes she would be wearing when she turned up for this meeting. Expensive, as a given. Painfully impractical, to send a message. Neutral tones, to advocate practicality, despite the fact she had maybe two outfits that would work with them before they were thrown into a box in the back of her walk in closet and forgot about. Impressive as she walked in, ultimately forgettable after she walked out.

The sound of heels against marble floors echoed through his already aching head, causing Tony to look up to meet sharp brown eyes. True to form, his gaze went down — not to where most people would expect of Tony Stark, but he so rarely conformed to expectations. No, they went straight to her shoes, which were …

Pumps, not stilettos. Louboutins, for a statement.

Maybe he was losing his touch.

“Mr. Stark,” she said, and Tony glanced up once more.

“Ms. Ortega,” he replied. “I thought we’d have the pleasure of knowing each other for a few more minutes before you started sounding so … exasperated.”

“You’ve given me quite a bit to work on these past few months.” Her smile was tight, her words clipped. She didn’t even hesitate before coming right back at him. Oh, he should hire her. “Whatever you’re thinking right now, I guarantee you I’m not interested.”

Tony let out a huff of a laugh, hands going up in mock surrender. “Taken man,” he said. “I was admiring your tenacity, Ms.—”

The file in her arms thumped onto the desk between them. “Should we get down to the reason I’m here?” Ortega asked, eyebrow raised. “I’m an extremely busy woman — and I’m sure there are other things you would rather be doing.”

Snappy. Tony could work with snappy.

“Sure thing, darling,” he said, leaning back in his chair. “You want a drink? We’re all friends here, have a—”

“I don’t think that would be in keeping with the spirit of our conversation, Mr. Stark. Besides.” Another tight smile. “I’m five years sober.”

He hadn’t seen that coming, either. Was it the stress? The double vodka sans mixer he’d downed before the meeting? Was it, and he shuddered to even think, old age?

(Was it cancer?)

“Congratulations,” he said. “Hard thing to keep up.”

“It was either stop drinking, or lose my wife and career. I still lost my wife but … we’re here.”

“Oh.” He didn’t pick up on that, either. “You still wear the ring.”

“Remarried.”

“Ah. Makes—”

She didn’t sit down. She didn’t move at all, but it was clear the conversation had shifted. “I’m sure you know why General Ross has sent me, but as part of the official review board it’s an obligation to state for the record why we’re meeting today.”

“Wait.” Tony frowned, leaning forward slightly on his elbows. “I thought you were P.R.”

“And legal,” she replied. Tight smile number three. “I’m here because you blatantly and willfully subverted multiple laws that you personally had a hand in enforcing.”

“Well I don’t—”

“Lying to me won’t get you anywhere. The other enforcers were very clear about what happened that day. And to continue with that clarity, Mr. Stark, I do not care for your reasons. I don’t want to hear about what heroic feat Iron Fist was accomplishing, or how you thought you were fighting the good fight. Those justifications might work on former teammates, friends, the general public — but they won’t work on me. Do you know why that is?”

“I have a feeling you’re about to tell me.”

“You have a history of doing exactly this,” Ortega explained, so matter of fact. (It was fact, but she said it as if it was written all over Tony’s face.) “Please see documents one through fifteen.”

Tony looked down at the file, then back up at Ortega. She gestured with an open palm, so he flicked the front of the file open. Documents glared up at him from 2009 — before 2009. Newspaper clippings, photos of him stumbling out of clubs, headshots from police stations. Tiberius was there. Rumiko too. And then Iron Man, and a story about Obadiah dying tragically in a plane accident in the Maldives, and then the Navy trawler he infiltrated against Fury’s recommendations, and the Avengers Initiative, and Romanoff’s report excluding him from the same …

SHIELD’s secrets were leaked to the world in D.C. Tony did his clean up, but Ortega found the gaps. He was almost impressed.

“You promise one thing,” she said, gesturing to the document stating Tony refused the consultant’s position within SHIELD, “and then you do another.” A clipping of him falling from the sky, post wormhole. “You actively fight to make things right.” Tony’s signature on the Accords’ first draft. “Then you find a way to make them worse.” The airport fight. The Avengers’ dissolution. Ultron.

He couldn’t say she didn’t have a point.

“But the thing that had me begging Ross to let me come here in his place,” she said, “is this.” She flicked through to a police report — and another one — and another one. 1986. 1988. 1989. 1990. “Lack of judgement, Mr. Stark. Lack of propriety. When I got drunk, I hurt myself. When you get drunk, you hurt everyone else. How many DUIs, exactly, did Daddy bail you out of? Because that’s what happened, isn’t it?”

Ice crept into his veins. There was a room, dark and in the back of the police station, and Rumiko was someplace else and he knew it, and they knew it, and they knew that it would only take so long before a stern man in sunglasses and a non-descript suit appeared and pressed a hundred bucks into their hands. It became something of a game, for Tony and the cops. How much money could he make his old man spend? How many times could they get a new car on the back of that Stark kid being a moron?

Then Howard died, and bail became Jarvis, tired and with sad eyes, driving him home in silence. Bail became Sharon, not talking about it, an agreement never to mention it to Peggy. Bail became Rhodes, in military dress and profoundly pissed off. Bail became Pepper, bright red spots on her cheeks, refusing to meet his eye.

He got better, when he got older. He got better, by the time he went into the cave, about drinking at home, in private, or at least to an extent in public that didn’t require his family to come drag him from another press nightmare.

He never expected it to bite him in the ass.

“You had an illness that impacted your ability to pilot the suit safely,” Ortega said. “The high court granted me permission to access health records as part of this investigation.You were having seizures, Mr. Stark. Memory lapses. You might tell me your memory lapses are on a higher level than most people’s normal functioning, but that’s not really the point, is it? You have a suit capable of mass level destruction. You operated it against advice. You operated it ill, and you operated it intoxicated.”

“You can’t take the suit,” Tony said, which wasn’t what he should’ve said at all. He knew that, even before he saw Ortega’s expression sour. He knew it, but he couldn't get any other words out. He almost felt like a child, felt as helpless as he had in the cave, because his entire miserable life was laid out in front of him, and all the good he had done didn’t matter when compared to all the bad. “I’m Iron Man. You can’t take my suit.”

“We aren’t taking the suit,” Ortega said. “You’re right. We can’t. You’d just rebuild.” She paused, just for a moment. “But there has to be consequences for these actions — for these decisions, Mr. Stark. Iron Man will have to work under further restrictions, be monitored more closely, check in and maintain constant contact with the Panel during patrols—”

“Thrilling.”

“And we will have to bring our concerns to the board,” she finished. Lead sunk in Tony’s stomach. “No specifics. I don’t have authorization to disseminate my findings to other parties. But the question over your judgement and suitability for this position will, ultimately, extend to your position as head of research and development at Stark Industries.”

“It’s my company. It’s my father’s company.”

Ortega’s eyes narrowed. “Yes, and there are a lot of people within its walls who rely on having a boss who can make appropriate choices. You are a Stark — but that’s not enough anymore.”

Tony looked down at the file. He could justify the Navy boat. The Avenging. Ultron, to an extent, though his existence still burned within him. Who he was before the cave, that man who Yinsen hated before developing a begrudging respect … Tony couldn’t argue for his sake.

He couldn’t argue for Tony Stark right now, either. Iron Man was a good part, the best part, but …

How many people had looked at him and had their reflections in that gleaming mask as the last thing they’d see? How many of them could he even remember if pushed?

(All of them. That wasn’t the point.)

“You can’t continue being judge, jury and executioner when you can’t even judge appropriately, Mr. Stark,” Ortega said. She closed the file, picking it up once more. “The board review will be in a week’s time. The Panel will be meeting to discuss your progress on a regular basis. At any time, we may also be liable to bring in criminal prosecutions. Those enforcers you fought against deserve justice, too. They were just doing their jobs.”

He should say something. He was Tony fucking Stark, saying something sharp and cutting and ironically funny was his goddamn modus operandi. But he couldn’t.

Ortega nodded once, sharply, then moved towards the door. “I hope,” she said, and he couldn’t force himself to look up, “that you find a way to get back on your feet, Mr. Stark. You really do provide hope to a lot of people. Let one of them be you.”

The door shut behind her and for what wasn’t the first time, Tony was alone in a marble floored office, generous glass of whiskey in hand.

[shakeitoffs]

i know this is kinda cheesy but in honor of miss reputation releasing today i have been listening to taylor’s old albums and it got me thinking of how each album makes me feel something completely different. they each take me back to a different time in my life and in different ways make me feel something unique so i wanted to share that !!! (also my apologies but this is about to be SO long)

debut album: the first song i heard of taylor’s was our song. i was around 11 years old during this era. taylor quickly became an artist that i really loved. at this time of my life really the only way i listened to music was through the radio. i never asked to buy the album because we didn’t have a lot of money, so i didn’t own this album until years later. but that in no way changed my love for taylor because i didn’t know any different. the two main resources that i had to listen to her was the radio and television (country music awards and on demand where i could watch her music videos and performances). listening to this album now takes me back to the times when i would listen to the country radio with my grandpa almost every day after school. i would sit in the garage with my grandpa, do my homework, and just listen to the radio with him. and when taylor came on i was extra happy. the album also makes me think of all the award shows i stayed up late to watch. my whole family would cheer when taylor would win and scream from different rooms “ANTHONY, SHE WON!” and that was just pure joy for me. overall... listening to the debut album now takes me back to a much simpler time. no social media to endlessly talk about taylor on, i didn’t really have any people in my life that actually loved her the way i did. at the end of the day, it was always just taylor and me. she started to become a constant positive part of my life and whenever i listen to the debut album it takes me back to those memories.

fearless: listening to fearless now always takes me back to one point in my life specifically. as i said before, buying albums was not something we could spend money on really, so i also did not own fearless until a few years later when i had money of my own. but unlike the debut, i actually had access to the physical album. every weekend my family would go over to our neighbors house where my best friend lived. i remember the first time i noticed that my friend’s dad had the album and after that i always wanted to listen to it. every time that we would go over there i would beg my friend and my brother to listen to it because eventually they got sick of it (and me tbh). i remember playing it on the stereo and laying on the carpet in pure joy and amazement, i remember playing it in my friend’s room and dancing to it. i remember listening to songs like fifteen and hey stephen and just being so entranced by taylor. i associate that album so much with those specific times that i had access to it. this was also a time where she started to get more popular and by default i got to see her more on tv and hear her more on the radio. listening to the album also takes me back to watching the music videos for you belong with me and love story all the time on my tv (idk if y’all had this but there was like a section in on demand that had countless of music videos. it was amazing.) i often forget about the times when i would sit in my friends house and just listen to this album, but those moments are now so special to me. i would listen to this album and just forget about all my worries (i know that sounds dramatic but i was a stressed 12/13 year old). this album still makes me feel carefree, like i can conquer anything... and...... FEARLESS .!!!!!

speak now: speak now is such a special album for me. i’m pretty sure i got the physical album for christmas. FINALLY the first taylor album i actually owned and could listen to whenever i wanted. i remember listening to it on repeat forever. i associate it now with one memory of me playing it in my dad’s room on his stereo and jumping/dancing on the bed by myself. i was so happy to have it and i think this album will always make me the happiest. there’s not much to say other than listening to this album made me so so happy. i think this era was ~officially~ when i took my love of taylor to the next level. i constantly was asking to see her on tour and was so sad when the show came to my city and i couldn’t go because we couldn’t afford it :( but when i heard that the speak now tour live cd/dvd was coming out.... i was SO unbelievably excited because it was the next best thing to actually being there. i waited and i saved my money and my dad drove me to best buy the morning of its release to buy it. i was the first one there and they hadn’t even put it on display yet. this album (and specifically the live album) was out at a time when i was leaving my childhood home, and i know it sounds dramatic but taylor was.... she was always there and her music made me feel like home. she was my home. during this era was also the very first time i made a friend who also loved taylor. we bonded so much over her and she was the one that got me to make this tumblr in the beginning of 2012. so speak now will always be a special, impactful, and BEAUTIFUL album to me and each time i listen to it i can’t help but be happy.

red: i was on tumblr for the entirety of red’s creation, from the first facebook post, to the livestream, to the release, i was here with so many different people from around the world who loved her as much as i did. i finally was with people who understood the love i had for taylor!!! and it felt SO nice because before that i didn’t have anyone to share it with. the night of red’s release, i skyped with my friend and we listened to the album together. it was so different but it was so beautiful. listening to the album now, i think it most represents my ideal taste in music (acoustic/powerful songs with meaningful lyrics), songs like state of grace, holy ground, treacherous, all too well, those songs are still some of my favorite after 5 years. i also associate the red album with seeing taylor for the very first time live. i got to see her perform live at the ellen studios a few days before red was released AND i got to see her on tour for the very first time. for me, this album really puts both taylor’s and my own growth in perspective. i was just a child listening to her songs on the radio and now i was a 16/17 year old in high school seeing her live with someone who is still to this day one of my best friends all because of taylor. and also just the album is........ SOME OF HER BEST WORK IF YOU ASK ME!!!!! it also reminds me of autumn too which is a given

1989: (buckle in boys this one is about to be real dramatic and deep) there are so many things i could say about the 1989 album/era. the bops, taylor joining tumblr, me meeting her, seeing her live, meeting people from online who are now some of my closest friends, etc. but before a lot of that happened, the album was released. in the fall of 2014 i started my very first year of college far away from my home. that also happened to be the time 1989 was released. for me, whenever i listen to this album now it takes me back so clearly to that time of my life. i was severely depressed and always anxious and dealing with a lot of different things that were bigger than myself (that i’ve talked about before but won’t get into detail now). but the one thing that always remained a constant throughout my life was taylor, and now was no different. i could always find comfort in her music. whether that comfort was happiness or sadness, i could always turn to her. and 1989 was the album that i turned to most during this time of my life. listening to this album in full now is .... almost hard for me because it takes me back to 2014, which is not something i want to relive, but listening to this music takes me back. but when i really start to think, instead of letting it make me sad, it shows me how much i’ve grown just from that point in my life. it shows me how grateful i am to be alive, and how strong i am. it reminds me of everything that i have survived and overcome and conquered and am still trying to conquer. it’s kind of weird because these songs have such a specific and different meaning for me than to anyone else that will listen to them. i played the album this morning and almost cried at the start of welcome to new york because of the memories it brought back. overall, this album puts me back right where i was in fall/winter of 2014. it makes me sad and happy at the same time. i listen to shake it off and at first it reminds me of where i used to be which almost brings me to tears (which is ironic because shake it off is such a happy song). i would listen to shake it off on repeat whenever i felt down (which was a lot) until i felt better. so it makes me sad, but at the same time, it makes me happy, because it’s such a happy song and i am reminded of all the times it made me feel a little bit better and all the strength i have and the things i’ve overcome and how fun life can be. and then you have clean which is a song that actually relates so well to my situation. and i have cried so many times because of that song. but overall, 1989 as an album will always hold a special place in my heart, not so much because of the music itself, but because of what it makes me feel.

[ontheroadt0ruin]

An open letter to taylor swift

I’ve been thinking a lot about the TS6 tour that will undoubtedly be announced in the up and coming months after Taylor finally releases the new album: I’m so stressed about what the ticket prices will be.

I know Taylor isn’t the one to set the price of the tickets for her shows. I know it’s the managers, promoters, venues, and ticketing agencies who handle that side of a tour these days. You would think that the band/performer would be the one to set the price of concert tickets, but alas, that’s no longer the case. And it sucks.

And this is why:

Concert promoters such as Live Nation, Frontier, AEG etc have this warped process called ‘guaranteed payments.’ What this means is, they aim to sign a popular/hot band/artist/performer to exclusive rights. Concert promoters froth at the mouth for the opportunity to get a top name act to deal exclusively with them. And every new contract sees ticket prices rising.

These big national promotion companies are getting greedier as each year passes by. As bands/artists get bigger and therefore acquire more fans, the concert promoters charge a higher price for tickets. They see an opportunity for a lot of money and they exploit it for their own gain. They’re like the goddamn insurance and bank companies, especially with this stupid-ass tiered system they’ve created where the better the seat, the higher price you pay. And us fans are the ones left out of pocket for a chance to see our fave up close and personal, opposed to being stuck in the nose bleeds or the back of the arena because they’re the only tickets we can afford due to this system.

The exclusive contracts I mentioned above fucking suck for us fans, because it means the promoters are the ones to set the price on the tickets and the merchandise etc. They also get to determine where the concerts will be held. Although, the band/artists can and will negotiate the ticket prices before signing the contract with the promoter, but they don’t always get it down to the price they’d prefer their fans to pay to see them perform.

I know this is a long shot, but Taylor, if you’re reading this. I beg you, if you are going to work with one of these promotion companies… please, PLEASE, negotiate the heck out of the ticket prices for your text tour before you sign a contact with them. Because not all of us can afford to spend $200+ to be close to you.

I was lucky enough for the 1989 world tour to be able to afford good seats as well as go to multiple shows. I’m posting this not only for myself, who this time around, probably won’t be able to afford that again due to going to America this October. But I’m saying this on behalf of the fans who have never been able to afford a good seat: nor have an opportunity to be close to you, and see one of your shows in all its glory, due to the overpriced ticket fee the concert promoters slapped on it.

One of the things I love the most about you Taylor, is that you’ve always been thoughtful and accommodating towards your fans: your online relationship with us and your offering of free meet and greets/loft can attest to that. So, please, Taylor… don’t let these promotional companies take that away from you.

If you read this far, thank you. I love you and can’t wait for this next era.

~ Nat

[redvalravn]

Victoria: A Novel of 4th Generation War - Chapter Four: It’s just not our country anymore

Hello there, children! Today we’re going to talk about the federal government.

You see, the federal government is coming to steal your money, property, and it wants to be able to tell you what to do, and that’s a bad, bad thing. It also wants to make sure that those who look different from you can also get jobs, and money, and property, so it can take it away from them!

Now remember kids, if anybody says they’re from the so-called Environmental Protection Agency, the Equal Employment Opportunity Commission, or that they support something called the North American Free Trade Agreement, you run away as fast as you can, before they take your jobs!

A chapter summary: Affirmative action and federal regulations and institutions are evil. The end.

A chapter summary: Mary Sue attempts to get a job and everyone else tells him why the government won’t let him have one. The end.

A chapter summary: Mary Sue: You mean I can’t just start a business without a business plan or background check or go to my buddies and have them hand me a job on a silver platter? What the hell?! I thought this was America!

I’m going to be up front here. I’m not sure I can fully refute some of the claims in this chapter with a simple google search. I’m not an economist, or a lawyer, and I’m sure I don’t fully understand the intricacies of what goes into making the regulations put forth by the EPA, the EEOC, or NAFTA, or why they may not be the best ideas. But then, I’m sure that William Lind doesn’t fully understand, either.

First, Mary Sue attempts to try farming.

“What you gonna faam?” John asked, the flat, nasal “a” instead of “r” suggesting he hadn’t been outside Maine much.

“Waal,” I said, talking Down East myself, “I thought I might try soybeans.”

“Don’t see them much up heah.”

“Didn’t see wine up heah either ‘til Wyly put in his vineyard. I gather his wine is selling pretty well now,” I said.

“I’ll tell you why you don’t see soybeans up here or on many other family farms,” said Uncle Fred. “It’s oil from soybeans that makes money, and the federal government makes it just about impossible to transport soybean oil or any other vegetable oil unless you’re a big corporation. Under federal regulations, vegetable oil is treated the same as oil from petroleum when it comes to shipment. You’ve got to get a hugely expensive Certificate of Financial Responsibility to cover any possible oil spill. You’ll never get the capital to get started.”

I believe this is referencing the Oil Pollution Act of 1990, which was written in response to the frequency of oil spills from barges and vessels, including the Exxon Valdez oil spill that happened in 1989. It basically says that the company which owns the vessel that spilled the oil is liable for its cleanup, because the government had a limited amount of money to deal with oil spills. Therefore, before a company can ship oil, it must provide proof that it can pay for a potential spill, which sounds reasonable. Though I do see why it would stop small farmers from starting a brand new soybean farm.  

“But vegetable oil and petroleum are completely different. That doesn’t make any sense,” I replied.

“I didn’t say it made sense, I just said that’s what Washington demands. It makes no sense at all. Spilled vegetable oil is no big problem. It’s biodegradable. But the federal government mandates a spill be cleaned up the same way for both, even though that’s unnecessary. You need to scoop up any petroleum product if it spills, especially into water. But if you just let vegetable oil disperse, bacteria will eat it up. Anyway, the government doesn’t care that we lose hundreds of millions of dollars each year in vegetable oil that isn’t produced or exported. The bottom line is, as a small farmer, you can’t do it.”

Vegetable oil is biodegradable, and spilling a little on the ground or water isn’t going to do anything. If you spill a shipping container of the stuff though, it will impact the environment. Aquatic birds and animals get oiled, oxygen supply in the water becomes depleted, and gummy coatings exist for years. That would affect not only the wildlife, but any other industry that involves the ocean. Also, say it spills somewhere near the coast, that could come in contact with a human population. Some people are allergic to soybeans. Or, what if it spills in a busy port? Would this guy leave it to be cleaned up, disrupting the schedules of other shipping vessels, until a more financially capable entity takes care of it?

“Okay, I’ll grow potatoes. We certainly grow enough of those here in Maine,” I said.

“Only land up at the Old Place that’ll grow potatoes is the bottom land. Government won’t let you do that neither,” said cousin John.

This was starting to get old. “What do you mean the government won’t let me grow down there? That’s the best land on the place. The rest is just rock,” I replied.

“It’s the EPA, the so-called ‘Environmental Protection Agency,” answered Uncle Fred. “They declared all that ground a ‘protected wetland‘ a couple years ago. It’s yours, or ours, but it might as well be on the moon for all the good it does us. We can’t touch it.”

Protected wetland? Hell, I didn’t plan to grow potatoes in the ponds. “That’s our property. We’ve owned it since Andrew Jackson was President. And most of it’s dry. How can they tell us we can’t farm it?”

The definition of wetland is “areas where water covers the soil all or part of the time.”

From a quick look at the EPA’s website, it seems that just because an area is designated as a wetland, you’re not automatically banned from altering it.

My best guess for Mary Sue’s problem = the environmental impact of farming is so large it trumps ownership of the property. Perhaps probably absolutely there are details of property law and environmental law that I’m unaware of, and maybe that would make the EPA telling Mary Sue he can’t farm the wetlands unjustified.

That got the whole table smiling the thin smile that passes for a good laugh among New Englanders. “Property rights don’t mean squat any more,” said Uncle Earl, who was the town lawyer. “The government just tells you what to do or what not to do and dares you to fight them. They have thousands of lawyers, all paid by your tax money, and they can tie you up in court for years. You got a few hundred thousand extra dollars you’d like to spend on legal fees?”

However, the author doesn’t present any laws or environmental impact studies as evidence. He only insists that the government would fight it, smear, and bankrupt anyone who complains.

That sends the message of: “I want to be able to farm wherever I want, it’s my property, consequences be damned.”

An important thing to remember when considering environmental impact is that messing with natural habitats and wildlife is messing with natural cycles that have potentially global ramifications. Mary Sue is probably thinking “It’s just a wetland.” So do all the other farmers that the EPA blocks from farming. Everyone was allowed to farm and create factories that belch smoke and dump trash and toxic waste wherever they wanted before the creation of the EPA in 1970. This is a photo of the George Washington Bridge in 1973:

Los Angeles in 1973:

The Potomac River in Washington D.C. was filled with raw sewage.

Cleveland’s Cuyahoga River caught fire from pollutants in the water 14 times before the Clean Water Act was passed in 1972. 

Waste from coal plants would seep into soil and pollute wells.

Between 1947 and 1952, the Hooker Electrochemical Company used the land known as the “Love Canal” to dump 22,000 tons of toxic waste. In 1953, it was sold to a school board for $1. By the ‘70s, people began to realize something was really wrong with the land. Barrels full of toxic waste began to surface, children and animals were getting burned and there was a significant increase in birth defects. The EPA then had to evacuate and relocate 950 families. Between 1983 and 2004, the EPA spent $400 million cleaning up the site.

Since the “Love Canal,” the EPA has cleaned up over 450 sites.

The EPA also deals with disaster clean ups like Hurricane Katrina and Sandy.

Just google “The environment before the EPA” and you’ll find thousands of examples of why it’s necessary.

“What it comes down to is that we’re not a free country any more.”

“What King George III was doing to us in 1776 wasn’t a hill of beans compared to this,” I said. “We didn’t take it then. Why are we taking it now?”

At that point, the women turned the conversation to how Ma’s stuffing was the best they’d ever had. It always was.

#feminism

Anyway, since the ebil EPA won’t let Mary Sue start a farm, he later goes to his contacts and asks for jobs. He has other options.

Jim was glad to see me, but he couldn’t give me any good news. “Sorry,” he said, “but like every American company, we’re having to cut jobs, not add ʻem. The problem is this “free trade” business. What it means is that American workers are up against those in places like Mexico, Haiti, and now all of central and south America, since they expanded NAFTA into AFTA and took in the whole hemisphere. Labor costs now get averaged across national boundaries; it pulls their wages up and pushes wages here down. Of course, we don’t actually cut wages, but with inflation rising, we don’t need to. We just keep wages steady and cut the number of jobs. Maybe that will keep this plant in business. Then again, maybe it won’t. In any event, it means if I had a job to offer you, and I don’t, you’d quickly find yourself getting poorer, not richer, if you took it.”

It’s always funny to see elementary grammatical errors in a published novel.

I think the author made an intentional “five minutes into the future” exaggeration. In 2017 (when this scene takes place), he predicts that the North American Free Trade Agreement will be expanded into Ccentral and Ssouth America, forming the American Free Trade Agreement.

Again, I’m not an economist, but this is what the internet tells me:

-It unifies the North American market by eliminating taxes or other barriers on trading goods between the United States, Canada, and Mexico. It basically makes it easier for goods to get across borders by treating products from a country that’s part of the agreement more favorably than products from any other countries.

-Most economic analyses agree that it has a net benefit to the three countries involved.

- There are some unfortunate impacts that include making it easier for companies to export jobs (mostly manufacturing) to Mexico.  This amounts to about 800,000 jobs between 1997 and 2013.

-Because goods are cheaper to produce in Mexico, that means lower prices for U.S. consumers.

-Mexican workers are often mistreated in maquiladoras that produce cheap goods.

-NAFTA may drive illegal immigration, due to the disappearance of well-paying jobs and lower wages in Mexico.

-There are also about 6 million of U.S.-based jobs that depend on NAFTA.

-There are analyses that the U.S. has lost more jobs to automation than to Mexico.

-It’s unlikely that tearing up NAFTA would bring back jobs. Companies would move production to the next cheapest country.

-Any assessment on the impact of NAFTA is difficult because of the multilayered supply networks established and many variables such as inflation.

Here’s a recent analysis from the Congressional Research Service that I’m too lazy to read in full and too uneducated in economics to understand, but it’s more research than the author did.

In short, it’s a complicated, multi-faceted issue, and that’s all I’ll say about it. 

“But you just put a lot of money into this plant,” I replied. “Hell, it used to stink up the whole town. Now you can’t smell it. Maybe that EPA does some good after all.”

Oh hey, it’s almost like the EPA has a purpose!

“You think so?” asked Jim. “You’re right that we had to clean up our processes here, and we did put some money into the place. But the main thing we did was move most of the work on the fresh hides to Mexico. That cut 23 jobs here, jobs now held by Mexicans. I guess you can’t make Mexico stink any worse than it already does.”

#racism

“And the EPA still isn’t done with us,” he added. “They’ve got another investigation going now, which will cost us tens of thousands in legal fees even if that’s all it does. Seems they think we’re still doing something to the river.”

“River looks clean to me,” I replied.

All poisons and toxic wastes and all amounts of poisons and toxic wastes are clearly visible. If the water looks clean, then it is!

“It is clean. It’s cleaner than it’s ever been, at least since industry, and jobs, first came to this valley. But that doesn’t count to bureaucrats in Washington. They’ve told us we might have to build a full water treatment plant, which would cost us millions. If they rule that way, it’ll be the end of the company here. It would take us 50 years to pay off that debt. There’s not that much money in leather any more, not up against the foreign competition.”

I’ll refer to my previous statements on why the EPA is necessary.

Mary Sue has one last ace up his sleeve, his cousin, who works at a car restoration facility.

“Sure,” Ed said, when I stopped in on him, “business is good and I need a couple folk. I know you’d do good work. But I can’t offer you or anyone else around here a job. EEOC won’t let me.”

“EEOC?” I’d heard the initials, but didn’t know much more about it.

“The Equal Employment Opportunity Commission. They come around and tell you how many blacks, Hispanics, women, whatever you have to hire. Of course, all my employees are white, because everybody up here is white. I guess Maine winters are kinda hard on black folk and those from south of the border. Anyway, that doesn’t count with them. They’ve issued an order that the next six people I hire must be blacks. The effect, of course, is that I can’t hire anyone, not even you.”

Maine’s population as of 2010 was 95.2% Caucasian, 1.2% African-American, 1.0% Asian, 0.6% Native American, 0.3% other, 1.6% two or more races.

Affirmative Action is something else outside of my area of expertise. I’m going to make a guess here, though, that the EEOC wouldn’t make such an unreasonable demand that a facility drastically over-represent the amount of black people on its payroll compared to the amount that exist in the area.

Although, now that I’ve searched the internet and become an instant expert, this claim that the EEOC can demand companies meet a quota of minority employees seems misleading.

In 1978, the Supreme Court ruled that public universities and government institutions could not set quotas based on race for admissions or employment, but they could have "goals" to be reached within a certain time. In 1979, it ruled that private employers could set quotas, if they chose to do so. If an employer finds out that diversity among their employees is low, they can create an affirmative action plan, which details guidelines for how an organization will recruit minorities. Almost every employer is required to be an equal opportunity employer, which means that they can’t be allowed to discriminate in their hiring practices, firing practices, or policies. Federal contractors have a 10% quota, but private employers are merely advised to follow this as a guideline. Even if a company fails to diversify their workforce, they won’t be penalized if they provide proof that they made a good faith effort to do so.    

In addition, Title VII of the Civil Rights Act of 1964 prohibits race discrimination against all persons, including Caucasians.

From the EEOC archives:

Quota: Fixed hiring and promotion rates based on race, sex, or other protected class standards which must be met at all costs. In extreme cases, the courts have assigned quotas to some employers who have continued to practice illegal discrimination. The agency or any other employer cannot use quotas to meet their affirmative action goals unless a court orders it. Quotas are considered discriminatory against males and other non-minority people.

Unless Cousin Ed restores cars for the federal government or has been ordered by a court to hire black people (which means that there's proof of discriminatory hiring practices), the EEOC can't force him to hire anyone he doesn't want to hire. Holy crap. It’s almost like…the book lied to me…

This was the nuttiest thing I’d heard yet. “You must be kidding,” I replied. “How can they make you hire blacks where there aren’t any?”

“I don’t know,” Ed said. “But I can’t fight the EEOC in court. I’m a small business and can’t afford it. I just can’t expand, is what it comes down to. And you know how badly we need jobs up here.”

I did, from growing personal experience. “But someone must care that this is completely absurd,” I said. “There has got to be a limit somewhere to what Washington can do to us.”

“If there is, I don’t know where,” Ed replied, obviously a beaten man.

“You and I, and most folk up here, are members of the middle class. That means the government doesn’t do anything for us, it only does things to us. If you know a way to change that, I’d like to hear it. But these days, unless you’re some kind of “minority,” you don’t have any rights.” 

Public libraries, public schools, fire departments, unemployment assistance, food stamps, welfare, public broadcasting, medicaid, and social security don’t count, I guess. 

Ed has a funny idea of what “rights” are. That makes sense if it’s implied that he’s been sued for racial discrimination previously. It seems that the book is trying to say that Mary Sue and Ed are more oppressed than minorities, because they’re white males being forced by the government to get over their own prejudices. Poor Ed will have to hire a representative quota of black people. If his company is large enough that 6 people is equivalent to 1.2% or less, that would make the size of the company 500 people or greater. “Small business”, indeed.  

...and poor Mary Sue will have to find work anywhere else. 

“Frankly, it’s just not our country any more.”

That summed it up pretty well. Somewhere along the line, in the last 30 years or so, somebody had taken our country away from us. We remembered what our country was like. It was a safe, decent, prosperous place where normal, middle class people could live good lives.

And it was gone.

It was a safe, decent, prosperous place where normal, middle class white people could live good privileged lives. 

I was beginning to think that what I wanted to do was help take our country back. How I could do that, and how I could earn a living, were both puzzles. But where there’s a will, God often opens a way.

Next chapter: Mary Sue goes on monster.com or signs up for Universal Technical Institute, if using the internet isn’t too “new” for him.

Not being able to find a job is frustrating and demotivating. I know, I’ve been there. Mary Sue only considers two options before he gives up: starting a farm on his own or asking people he knows. Not saying that these aren’t good strategies, but it’s not unusual to take a few months to find employment. Mary Sue is a young man, having just graduated from college with no experience. Of course he’s going to have trouble finding a job immediately. Millennials know this. For someone of William Lind’s age (69), it’s not normal. It was easier to get a job in his time. His worldview is dependent on men being able to take care of themselves and being the breadwinners for their families. Not being able to find work is more than demotivating. It’s humiliating. He’s angry that this situation is allowed to happen. Instead of blaming the recession, the “previous experience” requirement, and his seeming unwillingness to use the internet or write a resume, he blames environmental regulations, globalization, and minorities getting in his way. 

Finding a job in rural areas can be difficult. I believe this, but I think he’s incorrectly assigning blame. Increased protection of natural resources, international cooperation, and leveling the playing field for women and minorities should all be seen as good things that help society more than hurt it. People like William Lind hijack a real concern -- lack of jobs -- to further their own ideology. He doesn’t like it that minorities don’t know their place. He wants to be able to mass produce without environmental concern, and give jobs to good American workers and proudly shut the door on any foreign trade, because this is America, and we take care of ourselves. Real, manly Americans decimate the environment and conquer, because they can. If we don’t stop time, the government will stop you from being real manly Americans, and you may be ruled over by Mexicans, women, and hippies.  

The horror.

-------------------------------------------------------------------------------------------------   

I once read that not having privilege was riding a bike on a busy road. The road was meant to be used by cars. For a long time, there were only cars on the road, and they could go as fast as the speed limit allowed. Until one day, someone decided that bikes ought to be allowed on the road, because people who can’t afford cars still ought to be able to get to where they’re going. Now, instead of being able to speed down the road, drivers had to make way for bikes. Not all the drivers were happy. Now they had to slow down and drive around all the bikers they were, regardless, passing in their fast cars. So they complained that the bikes were making the roads dangerous. The bikes argued that they had no other way to use the road, even though it was more dangerous to ride a bike on a road built for cars. To compromise, bike lanes were built, so the bikes had their space. Bikers still had to deal with drivers that weren’t paying attention when the bikes had to leave the bike lane to turn, the possibility of being doored when a parked car opened their door without checking for a passing bike, or vehicles that used the bike lane as a free parking space and blocked it. When there were accidents there were way more fatalities for bikers than drivers, due to the fact that bikers were unprotected while drivers had 2-ton death machines that protected them. Still some drivers weren’t happy about having to make room for bikes on the road, at best, wondering why they didn’t just get a car and make it easier for everyone, and at worst, tried to change the rules to once more get them off the road.  

That’s what this book is. It’s a driver whining that they used to be able to speed and now there are too many bikes on the road.  

@moodybidoof @videoninja42

[nh935]

Creepy America 2- The Things We Leave Behind

Creepy America

Episode 2

“The Things We Leave Behind”

Three Rivers, Michigan

When Creepy America was enjoying one of its peaks in popularity, we were interviewed by a magazine reporter. After talking about our daily routine of drive, research, edit, plan, film, edit again, publish, update our platforms, sleep, and repeat, he gave a long whistle. “Wow, that must be stressful, huh?”

“I don’t know about that” Zoey had said. “Creepy America’s never really been stressful. Exhausting? Yes. Dangerous? Often. Scary? All the time. But the whole thing’s such a wonderful adventure that’s it’s never really taken a toll on us.”

I like the way she said it, and I’m repeating it now, because without that context, you won’t understand why we put up with the living hell that was our lives until we finished our second episode.

***

Two days after I told Zoey I was coming with, I came over to her house to go over her itinerary.

There wasn’t one.

Zoey, in typical Zoey fashion, had spent more time wish-listing cameras and buying forks than she did planning where she was going to go and what she was going to do. I think part of her thought she was just going to get on the road and pull over at whatever stop looked interesting. 

That was guaranteed to end in disaster, so I put it on myself to schedule stops, plan rests, and list possible episode topics. Considering that our goal was to hit every single state in the continental U.S., it was a daunting task.

Then, of course, there was the issue of money. We managed to get the now infamous 1989 Winnebago Chieftain at quite a deal; part of it was because Zoey’s uncle sold it to us, and part of it was because it was a 1989 Winnebago Chieftain. Reliable, but not exactly sexy.

We learned pretty quickly that you can’t just buy an R.V. and drive it to lands unknown. There’s a million and one things you need to get just to make the thing functional: propane tanks to heat water and the interior kitchen, surge protectors to make sure the park’s electrical system doesn’t fry everything inside, sewage hoses and connectors for… well, I’m sure you can figure that out. And that doesn’t include all the other little things to make life livable: generators and water filters and wifi boosters.

Add in my ever-increasing budget for food, lodging, and emergencies, and it wasn’t long before it became obvious that the fifty thousand wasn’t going to be enough.

We both did everything we could to save up money. Zoey worked a job at one of the local museums as a guided tour and event coordinator and spent her evenings and weekends doing freelance photo work for weddings and reunions. I got a job as a data entry assistant; it was the only place that was willing to hire me on for only a few months. The pay was good but the work was mind-numbing and the shifts were ten hours at a time. Often times I came home, fell asleep, woke up and went right back to my job.

My parents were less than thrilled to learn that I was putting my degree on hold for an indefinite amount of time while I went galavanting across America, and they especially didn’t like that I was going to be staying at home while I saved up for said trip; not hard to figure out why. We had some pretty bad fights about it, but in the end they backed off. I don’t think they ever understood, but watching me come home day after day tired and spent to make the journey possible at least let them know that I was serious about it, and that this wasn’t just some passing fancy.

Things were also a little rocky between Zoey and I during this time. It was my job to balance the money and time, allocating those numbers of dollars and days into concrete blocks of finite things. Two weeks in Michigan. Three weeks in West Virginia. 275$ for kitchen appliances, and not a penny more.

That didn’t jive well with Zoey’s limitless free spirit. She kept coming back to me with ads for cameras and microphones. “We need this one” she’d always say. “It’s full frame. It can handle a much higher SPL. This ISO range is necessary if we do any filming at night.” At the time, that was all greek to me, so my only response was a head shake and a firm “no.”

In her defense, she did stop me from making some bad calls. At one point, she stuck the budget in my face and demand I raise the food portion higher than 200 a month. “It’s a road trip, Liam” she pointed out. “Not fucking Auschwitz.”

And that was our life for a while. Weekdays were spent at our jobs. Weekends were spent at one of our houses, planning and prepping. Every waking hour was spent working on something, and we did that for five whole months.

Exhausting? Yes. Stressful? Never.

***

After we had saved up enough for all our planned expenses and had finished our two weeks notice at both our jobs, we both agreed that we were long-overdue for a night off. We headed off to our local bar and spent the night getting plastered and generally having a good time. I had the worst hangover of my life that morning and we didn’t end up getting ready to leave until late in the afternoon that day.

As I was getting ready to back the R.V. up, Zoey stopped me. “One selfie.”

I rolled my eyes but complied.

As I write this, I’m looking at that picture now, and the memory feels like a lifetime ago. Zoey’s got her arm around me, forcing me closer into the frame. Her check is smushed up against the side of my head, making my hair even more of a mess than usual. I’m doing my best to push her away, but the same smile and twinkle in her eyes is present in mine. We’re ready to begin, to go adventuring, to take on the world if need be.

I wish it had stayed that way.

***

We both had believed that once we were on the open road, everything was going to work out from there.

It didn’t. What it did was start to get stressful.

It takes a bit of an adjustment period to get used to living with anyone, and that period is doubly problematic if the living space is a cramped R.V. It wasn’t long before the little offences started to add up. Every dish piled in the kitchen sink, every square inch of table space taken over by video cameras, and every bathroom sink mess of neon-colored hair dye grated on my nerves. Zoey favored offences were my instance that the plates needed to stay in specifically organized piles and the trash needed to be sorted in three different bags.

“And you snore!” she yelled at me when I left to take a walk and clear my head.

“So do you” I grumbled.

Also not helping was the fact that the first state on our itinerary was Michigan, which is a real baptism by fire for a first road trip. The weather was unpredictable, the pavement was held together by prayers, and the mass of round-abouts, forested back-ways, and brief stretches of road that force you to either merge onto the highway or get right back off at the same exit you were just at was panic inducing for someone who wasn’t too comfortable driving that whale of a vehicle.

Coupled with that was the juggling act we were doing to get everything done; we still had to do “Faces of America”, after all. That took up the majority of our time, and if we weren’t out filming for “Faces”, we were visiting locations for “Creepy America”.

We visited all the places we had on our itinerary: the singing sands of Bete Grise, Paulding and its ghost light, the woods of the lower peninsula where the “Dogman” lurked. In every case, though, something refused to happen. We were left with hours of footage of just nothing. Of course, we had scenes of Zoey narrating at each location, dramatically retelling each legend to the audience. But there was no proof of anything actually happening. After the whole “Worlds of Wonder” incident, it was a huge letdown.

We has several arguments about it. There was enough footage to edit into a whole episode and I wanted to bundle it up and post it, get the ball rolling on the show already. Zoey kept insisting otherwise; it was missing something she couldn’t explain. “It was flat” was the explanation I was often given.

Eventually, we reached a compromise: we would wait two more weeks for something episode-worthy to happen. If nothing did, we would head out and use the footage we had. Zoey didn’t like it, but she agreed we couldn’t wait forever.

***

I was staring into space, so it took me a second to realize that we were pulling off the highway.

I looked around at the signs as Zoey slowed the vehicle onto the off ramp. “Three Rivers? This isn’t on our itinerary.”

“We need to go to Walmart” she stated.

I frowned. “Why? We’re over budget as it is.”

“We’re out of coffee filters and duct tape, and I need a power strip so that you stop unplugging all my cameras just to charge your phone.” The words were civil enough, but there was a harsh undercurrent to her tone, waiting to pounce on me if I tried to argue with her.

I went back to staring out the window. The silence filled the vehicle as Zoey turned into the parking lot and carefully backed it up into two large spaces.

“Is there anything you need?” she asked as she turned the engine off.

I shrugged. “Oh I’m sure I could think of something. But I’ll wait until our bank account stops hemorrhaging money.”

She narrowed her eyes at me. “What the hell is that supposed to mean?”

“It means we’re over budget and you’re still spending.”

“Do you want our lives to be a living hell? Because that’s what this R.V. will turn into if we can’t get coffee, I promise you.”

“I have no problem with that. I have a problem with you spending almost twenty five bucks on hair dye when you were supposed to be buying food.”

“I was out.”

“Yes, and the Got2B Color Unlimited Aqua Collection plays such a vital role in our lives.”

Zoey shoved one of the cameras into my arms. “Tell you what, why don’t you go film those creepy woods behind the Walmart while I go shopping? We could use them for atmosphere or something.” Her words had that fake sweetness people use when they’re about two seconds away from murder.

I looked over to the collection of dead trees. She was lying, of course. Six days spent looking for the Dogman had given us all the spooky forest shots we would ever need for Creepy America filler. All she really wanted was an excuse to get rid of me for an hour. But I’d also be lying if I said that I wasn’t craving the alone time as well.

I took the camera and opened the R.V. door. “Sounds like a great idea.”

As we walked across the parking lot to our destinations, Zoey and I shot each other some death glares until we were too far away to continue. Once I was alone, traversing around the building, I started muttering to myself.

“Yeah, this was a great idea, Liam. Road trip across America, what could be better? Five months of work for frustration and footage of trees.”

My rant was interrupted by noticing that my footsteps were no longer making the hard sound of shoe on pavement. Realizing I was now in the woods, I booted up the camera and started to record.

The woods were sick and dying, no doubt because of the Walmart nearby. The trees were little more than tall, dark sticks with bare branches stretching out at sharp angles. Under my feet, the yellow grass gave soft crunches with every step. Here and there were a few bushes and shrubs, but they too were husks, piles of brittle twigs that snapped into dry pieces if you did so much as brush up against them. Everything was unnaturally quiet. There were no animals here to give the wood its normal cheery soundtrack, not even birds. All that was here was dead plants and silence.

My previous anger dried up. I walked along, pointing the camera this way and that, less to get any good shots and more to preserve the farce of the whole excursion. Even so, I couldn’t help feeling… uncomfortable.

Like something was watching me.

There was a snapping sound behind me, and I whirled around to face it. There, for just a split second, was a black shape, right in my peripherals. I moved to track it but once I did, it was gone. Nothing but the dead trees and I in the forest.

I walked around a bit more, sweeping the camera this way and that, until I heard another snapping sound. The black shape again, moving further into the forest, visible for two seconds before disappearing again. I ran after it. “Hey! Wait…”

I broke through a line of trees and arrived at a clearing. My eyes widen looking at what it contained. 

I needed to show this to Zoey.

***

She was back at the R.V., plugging the cameras into a power strip.

“Well, that was fast” she said.

I gestured over to the woods. “I found something.”

Her expression changed from disappointed to intrigued. Without any more questions, she grabbed a camera and followed me.

***

“Man, this place is creepy.”

We were at the forest now. Both of us had the cameras out and recording, and I was taking it a lot more seriously this time around, holding it still to my shoulder as we walked through.

“Glad to know that wasn’t just me” I told her.

She nodded. “This place feels… I don’t know, sour? That’s the only way I can think to describe it.”

I thought it over. “No, that’s actually pretty good. ‘Sour’ sums it up perfectly.”

We pushed past the group of trees that preceded the clearing. There, in the center of the woods, was a huge pit filled with garbage. All kinds, ranging from filled trash bags to loose papers, broken plastic toys to candy wrappers. It was clear that this dump had been here for a while; looking closer at some of the items, you could see that age had drained the color from them, giving the pit the palette of a bleached rainbow. From end to end, the thing had to be at least thirty feet long.

Zoey stared at it for a second. “You took me out here to show me an illegal dump?”

“See, I thought that at first too, but look closer” I picked up a stick and poked it into the pit. “You see that?”

She knelt towards the edge. “Ramiro Hermandez, Michigan… is that a driver’s license?”

“That’s not all.” I poked a bit of shiny red and it gave a hollow metallic thump. “I think that’s the back end of a car.”

Zoey looked around for a bit, then picked up a stick for herself. We started to fish around in the pit, turning things over and examining them.

I saw a group of what looked like loops. Curious, I walked around the edge to get closer and saw that they were bags: a purse and two backpacks. I carefully hooked the stick under the handle and pulled them out. They felt heavier than they should be.

“Zoey,” I called out. “These ones have things in them. We should take them back, go through the stuff inside.” I didn’t hear her respond, so I kept talking. “I mean, I don’t know about you, but I’m curious. Most of this stuff looks fine. Why would people throw this out?”

I looked over to her. She was holding up a long green cloth, a dress of some kind, at the end of her stick. There was a dark reddish-brown stain in its center.

“Perhaps because its evidence” she whispered.

***

The person who answered the phone was very annoyed. She informed me in very blunt words that this sort of call was not what 911 was for; any calls that were not emergencies should have been placed to the local police number. Nevertheless, she told me that she was going to report it. After being on hold for a minute or so, she said that there would be an officer at the scene in about five minutes, and to stay where we were until he came.

“And the next time you’re just reporting something, don’t dial emergency numbers” she told me right before she hung up.

I felt a little embarrassed, so I wanted to make sure that I had evidence of this being suspicious trash, instead of just normal trash. We took out the dress, the driver’s license (which was hard to get; we had to take two sticks and use them like improvised tongs), and a jacket that had some long tears across the arms, and laid them in front of the pit. Then we waited for the police.

It took them almost fifteen minutes, so we spent the time talking, theorizing, and pointing out more strange objects inside. We didn’t mind; we hadn’t gotten along this well in weeks.

Finally, two officers in blue uniforms appeared deeper in the trees and we called over to them to get their attention. At first, they were less than impressed with what they were seeing, but after showing them the collection of torn up clothing we had fished out, as well as pointing out some of the other more suspect looking pieces of garbage, they seemed to straighten up and start conducting themselves more professionally.

The first officer walked away, mumbling some stuff into his radio, while the second questioned us and wrote down notes with our answers. While we were talking, more and more people began to show up. Guys in white vans and full-body coverings, plain clothes detectives, even more street officers. By the time we were finished with our story, the whole place was transformed with yellow police tape and flood lights.

As soon as the officer was finished asking questions, one of the white suited CSI guys came up to the two of us, holding the green dress and torn jacket in two plastic baggies.

“You two touched these?” he asked.

“Yeah, but only with sticks” I said. He nodded and started to write something on the bags with black sharpie, walking away as he did so.

“Hey, do you need these?” I called out, gesturing to the three bags I had fished out and were now laying by my feet. He gave a wave of some kind that I couldn’t translate and dissolved back into the crowd.

“Guess we’re not needed here anymore” Zoey noted.

“Yeah.” I turned to the bags at my feet. “You wanna take these back to the R.V. and go through them?”

She nodded. “I guess you’re thinking the same thing I’m thinking.”

“Which is?”

“This looks like the beginning of an episode.”

Zoey picked up the purse and started to head back. I took the two backpacks and held them away from me, trying to keep my grip on them with as little contact as possible.

“We should buy some gloves from the Walmart. And Lysol wipes” I said.

Zoey smirked. “Guess the budget’s not so sacred after all, huh?”

I bit my tongue and kept quiet.

After stopping in the store, buying the gloves and wipes, and getting back, Zoey started setting up cameras. One pointed at me, one pointed at her, and one placed far enough away to record both of us seated at the little booth in the R.V. I sat on one side and put on the gloves.

“Do you want to open them up and talk about them or do you want me to?” Zoey asked.

“You, definitely. You are a lot better at the whole narration thing.”

“Alright then.” Zoey sat down on the other end. She turned to face her camera. “Creepy America footage… possibly. Found stuff in pit, part one.”

She put on a set of gloves, took a few seconds to compose herself, and then turned to face her camera again. “Alright… everybody. Welcome back to Creepy America. We’re here in Michigan, at a Walmart, and we’ve found something strange. It’s a pit, filled with all kinds of trash, but some of it’s… suspicious, to say the least. We found a driver’s license, what we think could be a car, and a dress with potentially some blood on it. We called police and they’re investigating the scene, but we took back some of the unimportant stuff to go through with you guys. With their permission, of course.” She turned to me. “That was permission… right?”

I shrugged.

The silence turned awkward.

“Well,” she said, “if we’re not allowed to show this, we just won’t post it. So if you’re seeing this, it must be okay.”

She grabbed the first backpack, a nice black leather messenger bag crusted with light brown dirt, and flipped the front flap open. There was a soft “crack” as the material shifted in a way it hadn’t been shifted for a long time. “So first off, there was this. I can definitely feel something inside. And see. Hold on…”

She reached inside and pulled out a large, black rectangle.

“Is that a laptop?” I asked.

“Yeah.” She flipped it open and hit the power button. Nothing happened. “It’s either dead or broken.”

I stared at it. “We should give that to the police.”

The awkward silence returned.

Zoey carefully placed the computer on the floor and returned to the bag. “There’s something else in here too.” She withdrew a large bundle of papers, flipping through them. “It’s a printed manuscript of some kind. ‘Intellectual Property: the creations of Apex Software will be the intellectual property of Irls…Iriz...’ can’t read that part… ‘while under the designated contracted time.’ There’s a note here, too, in red pencil. ‘Remove, both parties agree’”

“Guess it must have belonged to a lawyer” I noted.

“Well, he was either an OCD nutcase or someone else had his bag after he did.” Zoey took her hand out of the bag again, holding bunches of cheap ballpoint pens, in all different styles, colors, and degrees of brokeness. After holding them out to her camera for a second, she put them and the legal contract away.

Next she picked up the purse. It was a large pleather object colored in a light pastel blue, also crusted over with dirt and mud. She turned it on its side and removed a large bundle of plastic bags, then reached into a side pocket and took out a handful of metal coins, dumping them on the table. I looked over them. Most of them were American, nickels and pennies and whatnot, but I saw a few Canadian coins and one or two things I could only assume to be Pesos.

Zoey was staring into the open bag. “Alright, so I’m not going to take this out, because it’s super gross, but at the bottom of this is a whole lot of cigarette butts and ashes.” She turned to me. “Did this belong to a homeless lady or something?”

I shook my head. “I don’t think so. The lawyer bag had all those broken pens. Seems like someone took these bags and used them to collect trash.”

“Yuck.” She put the purse off to the side and picked up the last bag: a small child’s backpack colored in red and black. After a few moments of struggling, she managed to unzip it and peered inside. “So it looks like there’s the normal stuff in here…” she reached in and pulled out a handful of broken pencils and crayons, showing it the the camera, “...but there’s also another bundle of papers.”

The sound of rustling filled the air as one by one the papers were placed on the table. “Math homework, math homework, english homework…” she held one up to the light. “...this looks like a crayon drawing of a dinosaur in a tiara and a tutu. Very nice, I approve.” She withdrew one last piece, and stopped.

Unlike every other paper, which was wrinkled, dirty, and torn in a few places, this bundle was clean and crisp. Neatly preserved. They were colored yellow and smaller; the jagged edges seemed to suggest they were ripped out a notebook.

“There’s a long message on here.” Zoey stopped for a moment, cleared her throat, and began reading.

“Long ago, when man had not yet fallen to the seductions of civilizations, they knew things that they have since forgotten about. They knew that the spirits were everywhere, in the rocks and the trees and the streams and in the dirt itself. How arrogant the modern mind has grown, to think that humanity is alone in its possession of the soul, that these bundles of flesh and physics were somehow set apart from every other atom in the universe. Is it not more likely that man, rather than being a one-in-a-million oddity, are simply kindred spirits with all they survey? That the soul is universal, and not unique?

Ah, but they had to forget it, didn’t they? For when they became cruel, and began to shape the world to their whim, it was much easier to lie to themselves, to say that they weren’t torturing metal, imprisoning trees, and killing the very earth itself. Easier a lie than live with the guilt of their tyranny. And as their actions became worse, when sand was burned to create glass and the very blood of the earth was used to fuel their abominations, they believed it more and more.

I write this to you, the thing in the pit, not as an excuse for my kind, but as an explanation. I have seen you, wandering when you think no one else is there, collecting the casualties. I have seen your confusion at their chaos, trying to understand the reason for such suffering. Here is why they do so: they have grown arrogant and blind and no longer see the pain they cause. This is why you see so much disfigurement. This is why you see so many orphans. This is why they throw things away like refuse; they believe it is.

So go forth, thing in the pit. Know that, in a world full of torment, you provide comfort for the downtrodden. Your mission is holy. Your cause is just. Do not fear them: the bullets of the wicked will never harm you. And should you feel remorse, or doubt, or begin to falter, remember their sins. They torture because they believe they are special. Do not reaffirm that belief.”

A deep quiet filled the vehicle. Neither of us spoke.

“Well…” Zoey said, breaking the spell, “that was disturbing. Good call on bringing this stuff back to go through. Better than that stupid Dogman, that’s for sure.”

***

Zoey and I put everything back and cleaned the table. The bags with their contents were placed by the R.V. door; we weren’t sure if the police would want the other items we found, but we figured we should at least give them the chance to say so.

By the time we had finished doing all that, it was almost ten at night. We both decided it was too late to get back on the road, so that meant that we were going to crash in the parking lot for the night. Perks of having an R.V.

Unfortunately, we were parked right under a light, and I was having trouble ignoring the glare when combined with the stiffness of the couch. The R.V. only came with one mattress, which was wide but not quite wide enough (something I was really wishing we had realized when we bought the thing), and we both decided it would be too weird sleeping that close to each other. That meant trading off the couch every other week. It was uncomfortable, but bearable. Usually. But apparently the couch and the streetlight were too much strain for my body to deal with at once and I was unable to drift off to sleep.

I tossed and turned, then sighed. Zoey was in the bedroom, snoring away happily. I got up, carefully stepped around in order not to make too much noise, located the keys on the table, slipped into the driver’s seat and turned the engine on. Then I waited to see if Zoey would wake up.

Uninterrupted snoring. Success.

I slowly drove the vehicle a few spaces further up, parking it out of the immediate glare of lights. 

I shut the engine off and sat back, pleased with myself.

There was movement over by the woods.

I jolted up and stared, trying to find the shape that startled me.

Nothing.

I shook my head and chalked it up to my lack of sleep. Then I flopped back on the couch and passed out.

***

“Wake up Liam!”

I slowly opened my eyes, struggling with every centimeter. Above my head was Zoey, fully dressed and pissed off.

“Wha…”

“Did you move the R.V. last night?”

“Umm…” I thought for a second. “Yeah, why?”

“Did you leave the headlights on?”

I sat up and looked at her. “No.”

That answer only seemed to make her angrier. “Then did you leave something on? The inside lights, maybe?”

“No, I didn’t. Why are you asking?” I got up and started rummaging through my bag to replace the pajamas I was currently in.

She crossed her arms. “Because our battery is dead, that’s why.”

“What?” I grabbed the keys and sat in the driver’s seat, inserting them and turning. The R.V. refused to do anything, no choking, no failing to catch. Just turned key and no response.

Zoey looked at me expectantly.

“Well…” I said. “Definitely looks like a dead battery.”

“What did you do?” she demanded.

“Me? I didn’t do anything! Why do you think it was me?”

“Because you were the one who moved the car last night!”

“Yeah, but I didn’t leave anything on. What about you? Was it something you did?”

“Don’t try to pin this on me!” she stormed to the back of the vehicle. I followed, but stopped when I noticed one of the cameras had its little red LED lit up.

“Are you… recording this?” I asked.

“Huh?” She turned around, saw the camera, and her demeanor softened just a tiny bit. “No! At least, not on purpose. I saw what happened to the Walmart, and I wanted to film it. I tried moving the R.V. closer to get a better shot, and that’s when I had to wake you up.”

I picked up the camera and brought it to the front. Through the windshield I could see a small crowd gathered around the outside of the building, with a few cop cars parked nearby. There was some kind of black mass on the bricks. I pointed the camera at the mass and zoomed in to get a better view of it.

It was a message written in big, bold letters: GIVE THEM BACK.

“Is there any sooner you could get out here?” I heard Zoey ask behind me, “No, I understand. Alright, fine. Thank you.” She put her phone away and glared at me. “Got a mechanic to come out, but he’s not going to be here until almost eight. Looks like we’re stuck here for another night. So thanks a lot.”

“I didn’t do it!” I protested.

She ignored me and went over to the small coffee machine and pressed a few buttons. She waited for a few seconds and then emitted a loud groan. “Of course, no power. This is going to be one long fucking day.”

***

Zoey was right. It was one long fucking day.

We spent much of it as far away from each other as possible. When Zoey was there, I left. When I came back, Zoey left. We seemed to have come to some unspoken truce to stay away from each other, lest more fighting erupt.

I spent a good deal of time walking around the store, but when that got boring, I took to hanging around the police officers. After explaining that I had found the pit in the woods, they tolerated my presence as best they could.

At one point, I brought them the bags we had. “There’s a laptop in the messenger bag, and there’s some papers in the kid’s bag.” The cop nodded and took them both.

“What about the purse?” the other one asked.

“Umm… plastic bags, coins, and cigarette butts.”

“Yech. We don’t want that one.”

I dropped it back to my side. “So what should I do with it?”

“Throw it away, obviously.”

I looked around for a bit, then started to head over to the garbage bin by the front of the store.

“Uh-uh” he said. I looked over to the cop. “We’re not letting this place collect any trash until we’ve investigated this illegal dumping complaint. In fact…” he turned to his partner, “wans’t that supposed to be removed? Or at least taped off?” The other one nodded and made his way into the store.

“So, what do I do with this then?” I asked, holding the purse up.

“Throw it away somewhere else. Shit kid, do I have to do all your thinking?”

I decided that was as good a time to leave as any. The purse ended up back in the R.V.

The mechanic came by around 8:30, which did little to lighten Zoey’s mood. When he got to the hood and popped it open, there was an instant look of recognition on his face.

“Well there’s your problem.” he said, pointing at the battery and chuckling a bit. “The cable’s aren’t even connected to it!” He messed around with the inside, then called out “Okay, try it now!”

Zoey turned the key and it started right back up.

“What? How did that happen?” I asked.

He raised an eyebrow at me. “You didn’t open this thing up and mess around in there?”

“No.”

“Well, maybe they got shaken loose or something.” He didn’t sound too confident in his theory, though.

He was a nice enough guy and told us he wasn’t going to charge us since he didn’t actually fix anything, which was something I thanked him for over and over. But once again, it was too late to depart to our next destination, so another Walmart crash it was.

I crawled into my couch and covered myself with a blanket. I could feel myself drifting off when 

I heard a noise outside.

I sat up and listened. It was a strange, soft thumping, a kind of  “shump, shump, shump” sound. It reminded me of someone whacking a beanbag chair against a wall. We were in a Walmart parking lot, so who knows? Maybe that’s exactly what it was.

I laid back down and tried to fall asleep.

“Shump, shump, shump”

There was the sound again, but this time it sounded much closer. My eyes shot open and I held my breath, straining my ears to hear it again.

Silence.

I was about ready to dismiss it again when the R.V. gave a moaning creak. I felt the entire front half of the vehicle lift in the air, making things slide off of surfaces and fall. Suddenly, the whole thing dropped with a resounding “CRASH!” Things flew everywhere, the suspension screamed in pain. I fell off the couch and rolled backwards, feeling bruises form in the process.

Zoey came staggering out of the bedroom, dressed in pajamas and eyes wide with shock. “What the hell is…?” Before she could finish, the R.V. lifted again, this time dropping much faster with a heavier “CRASH”. The R.V. bounced a couple of times, bobbing up and down. I could hear things breaking in the cabinets. Zoey fell backwards.

I scrambled over to her. “Are you hurt?”

She shook her head. “No, I’m fine.”

“Call 911.”

She nodded, fear plastered on her face. I moved to the front of the R.V., jammed the keys into the ignition, and flipped the headlights on, hoping to illuminate our attacker. Instead, the lights just revealed a message written in an oozing, tar-like black substance smeared onto our windshield:

GIVE THEM BACK

***

The police showed up much faster this time around: less than two minutes. I’m sure part of that had to do with somebody using the emergency line to report an actual emergency, but I also think that they were some cops nearby waiting. Hard to imagine them not, given all the weirdness that kept happening over there.

Despite the faster response, though, it felt like an eternity. The seconds were agonizing, spent cowering inside the vehicle, waiting for the assault to continue.

But it didn’t.

The only thing that came was a knock at the door announcing the arrival of the officers. We screamed at it regardless.

After calming us down, they took a look at the scene. Once they had concluded that whoever had done this was gone, they offered to stay in the parking lot with us until morning to make sure he didn’t come back. We happily agreed.

With the cop car right outside the window, we drifted apart and tried to get back to our nighttime routine. I laid back down on the couch, staring up at the ceiling. My eyes weren’t even trying to close.

I stayed like this for about fifteen minutes until I heard the door to Zoey’s bedroom open.

“Liam?” she asked.

“Yeah?” I replied.

“I don’t think I can fall asleep.”

“Same here.” I sat up.

A few seconds passed of us just staring at each other in silence.

“Coffee?” I asked.

She smiled. “Sounds good.”

I started up the little machine while Zoey picked up the various odds and ends that had been knocked over in the attack. Once we had a few moments of sitting in the little booth and sipping the hot liquid, we booted up one of the cameras and described what had happened, showing the message in black on our windshield and the cop car outside. We sat back down and, camera still rolling, discussed the events with each other.

“Those notes, that weird rant about humans destroying the earth or something, that’s what this is all about, right?” Zoey said, holding the white mug in her hands.

I nodded. “It certainly seems like.”

She shuddered. “What the hell was that thing talking about, anyway?”

“Animism, I think.”

“Ani-what?”

“Animism” I took another long sip before continuing. “It’s how ancient people viewed the world. Like, caveman ancient. They thought that everything was alive, that all the mountains and trees and clouds had minds of their own, and that they had to be respected or else they’d be wrathful.”

“I certainly hope that’s not the case” Zoey said, looking around the R.V. “Can you imagine how pissed they’d all be today?”

We both fell silent.

“Zoey,” I stopped for a moment, trying to make sure the words came out right, “I’m sorry for getting angry with you earlier. I know I can get… anal, about a lot of stuff, and I want to appologize that it came out that way.”

She sighed. “It’s alright. I know you’re just worried about the money and everything, and I’m sure I’m not always the easiest person to live with. Besides, you did kind of have a point.”

“So we’re cool?”

She rolled her eyes. “Of course we’re cool. It’s going to take a lot more than you acting dumb once in a while to screw things up between us. Otherwise we’d have stopped being friends a long time ago.”

I smiled, then looked at my empty coffee cup. “I need to pee.” I got up and moved over to our small bathroom, then cursed when I saw the glimmer of water still inside the toilet bowl.

“What is it?” Zoey called after me.

“The water tank is full.”

She groaned. “How? We just emptied that thing.”

“Guess that’s what happens when you camp out at a parking lot too long.” I looked outside, towards the lights of the 24-hour Walmart. “I guess…” I swallowed. “I guess I’ll have to use the store bathroom.”

Zoey’s eyes went wide. “You’re not going out there by yourself, are you?”

“No, I’ll ask one of the officers to walk me over there.”

“And leave me alone?”

I shrugged. “I guess you can come along if you want.”

She stared at me for a second, then said, “Alright, just let me get my jacket.”

As she left to go to her room, I stood up and opened the door to the R.V., not yet stepping outside. I got my phone out and tapped the flashlight on it, letting the white light cut into the darkness of the night,

 What I saw stopped me cold.

The police car outside the R.V. was empty, door hanging wide open and abandoned. Neither officer was anywhere in sight. And written on the ground, in more of that cursed tar, was another message:

THEN I’LL JUST TAKE THEM BACK BY FORCE

I turned the light to illuminate in front of the R.V., and there was a… thing. I can’t call it a man, or a robot, the only word that fits it is ‘thing’. It was tall, almost six feet, and large, built like a football player or a bodybuilder. But instead of flesh and blood, it was made out of garbage. Shiny black trash bags covered its surface like skin, the limbs looking as thick and solid as tree trunks. Bungee cables and tattered ropes criss-crossed the entirety of its body, further giving the arms and legs their bulging definition. Over its head was a white shopping bag, draped like some kind of hood, and where the face should be there was only a thick, oozing black sludge, slowly dripping down onto its chest.

It stood about ten feet away, not moving. Even with the lack of body language, I could feel the murderous rage roll off of it like a tidal wave.

Panic began to set in. Whatever this thing was, it was here, and there were no police, no anything to stop it. It wanted something from us, and it was pretty obvious what it was.

I crouched down a bit and curled my hands around the handle of the blue purse.

It’s face followed my movements, like a hawk watching a mouse.

But why the hostility? It was just trash. But according to the paper…

“Orphans” I whispered to the thing. “That’s what the notes called it. That’s how you see them, isn’t it?”

It didn’t move.

Footsteps sounded behind me. Zoey stepped out, in pajamas and a hoodie, camera in hand. When she saw me staring, she pointed the camera over to where my flashlight was pointed and gasped.

“Liam…” she said.

“Yeah.” I could only croak back.

The thing took a few slow steps towards us. I recognized the sound, the “schump, shump, shump” of the filled bags hitting the pavement.

“We’re going to run for the forest.” I told her. “We need to make it back to that pit of trash. So when I say run, we run as fast as we can, okay? No looking back.”

She nodded, her face pale.

The thing continued to get closer. It couldn’t be more than ten feet away now.

“Run” I whispered.

We took off. I heard the thing accelerate to match our speed, the schumps now turning into loud PLOKs as the strange creature’s legs slapped the ground. The pavement was flat and there were no cars, so we managed to gain ground on it, hearing the footsteps getting softer. But once we hit the forest, fatigue set in. My lungs burned, my feet got harder and harder to lift off the ground, making me trip over all kinds of roots and branches. The uneven surface forced me to slow my pace as I weaved past the trees. Zoey was slowing down, too; she was just right behind me, and behind both of us, getting louder and louder with each second were the creature’s footsteps, literally shaking the ground as he ran.

I pushed through the pain and managed to get back into the clearing. I swung my phone around to shine light into the pit. Sure enough, there were the items previously removed. The green dress. The jacket. The backpacks. But now they were encased in plastic bags with red labels reading ‘EVIDENCE’. And to confirm my worst suspicions, there in the light I saw the blue cap of a police officer, now stained dark with still fresh blood.

It took them back. With force. I could only assume that it took its time with us to make us suffer, as payback for leading everyone else to this pit.

I heard Zoey cry out and I turned around. From the dim light of the surrounding buildings, I could see her, sprawled onto the ground, arms raised in front of her face in a panicked attempt to defend herself. Above her was the thing, grabbing onto her shirt with one arm and other reeled back, ready to deliver what had to be a fatal blow from such a massive creature. I could read the viciousness in that pose as clearly as I could see the fear on Zoey’s face.

“HEY!” I yelled at it.

It paused, then turned its head to face me.

I held up the blue purse in front of my face. Underneath, I dangeled a cheap plastic lighter. The flame was lit and flickering. “Let. Her. Go.” I growled “or I swear, I will light this thing on fire in front of all the others. Those orphans can watch one of their own burn.”

The creature stared at me, then at Zoey, then back to me. Finally, I saw him turn to look at the pit behind me, and a strange weariness fell into his shoulders. He dropped Zoey, causing her to fall onto the ground with a small “thud”. Then he walked up to me, no more than three feet away.

“Good.” I let the lighter flame go out, but I still hovered it near the bag, wary of movements. “I assume that since you did that, you can understand me.”

It gave a long, slow nod.

“Then let me make a deal with you. Let us go, let us leave here and never come back, and I’ll give you the bag.”

The creature looked at me, then at the bag, then back to me.

“Oh no,” I said, “you have to promise me first. Promise me that you’ll leave us alone, in front of the others.”

It looked over to the pit again, then turned back to me and gave me another nod.

“Alright.” I held the bag out in front of me, shaking as I did so. It snatched it away and opened it up, staring into it for a long time. Satisfied, it crouched down and gingerly placed it back into the pit, doing with such a careful steadiness it almost looked like it was placing a child back in a crib. Then, standing up, it lowered itself inside. It moved towards the center, and, as it did so, the thing slowly came apart. Keeping my flashlight over it, I saw it leave pieces of itself behind, resting on the surface, but it did so an inch with each step, giving it less the appearance of coming undone and more like a man wading into the ocean, the water rising further and further upwards as he went deeper. Once it reached the center, only it’s head was still upright, and then the bag deflated, slowly floating back down as if it was only ever just a simple shopping bag.

As it did so, Zoey walked up to me, holding the camera to record the strange scene. Once it was over, she turned to me and nodded.

Without a word, we walked back to the parking lot.

***

Exhausted, we both passed out when we got back to the R.V. When we woke up, it was close to noon. The empty police car was gone, and the parking lot was full of its usual clientele. Life continued as it always had at the Walmart.

We bought some cleaning supplies from the store and spent a couple of hours trying to remove the sticky tar from the windshield. It was stubborn, but eventually it was all gone. We both expected something to happen, for an officer or a detective or even a federal agent of some kind to stop by, question us and maybe even arrest us. But none did.

I tuned our radio to the local news, and even spent some time surfing the web trying to find someone talking about what had happened. Frustrated, I even dialed the local police number.

“Hello, Three Rivers Police?” a familiar voice answered.

“Um, hi.” I said.

“Oh, glad to see someone finally figured out which numbers to use when.”

“Yeah, well…” I stumbled over my words for a second. “I’m just trying to find out what happened to that pit we reported earlier.”

“Don’t worry sir, we’ve charged the owners with illegal dumping. They’ll be paying the bill when we clean it up.”

“But what about the suspicious items?”

“Suspicious items?”

“Yeah, you had them tested.”

“Oh, those. Came back clean. Look, sir, if you don’t have anything to report…”

“And.. the officers, last night? Did they come back? Where are they right now? Hello?

The phone gave me a dial tone. I sighed and put it away.

Well, I thought to myself, I guess that’s that. To the rest of the outside world, nothing happened last night.

That, more than anything else, made me uneasy.

***

We killed a few more hours by recording an outro to the events that happened. Zoey sat in front of the camera, dramatically recounting all the little pieces of trash and trinkets we encounter in our day-to-day lives.

“So the next time you throw away a broken pen, or toss a candy wrapper out your car window, just remember what you saw here, and be careful. After all, who knows what happens to the things we leave behind?”

I still internally cringe whenever I think about that line. Our scripted writing came a long way since the beginning of the show, no doubt about that.

Once that was finished, we were ready to finally start the R.V. up and head out. But we spent a few moments just sitting in the seats, not saying anything.

“We need to ignore the research topics” Zoey declared, breaking the silence.

I stared at her, confused.

“Well…” she continued, “think about it. We spent all that time, tracking down all those urban legends, and we don’t get anything. But here, behind the Walmart, of all places, we find something. Something it looks like no one else saw. And correct me if I’m wrong, but the ‘Worlds of Wonder’ painting was the exact same way.”

I shook my head. “No, you’re right. I couldn’t find anything on those paintings.”

She nodded. “And if that’s true, we’re not going to find the spooky stuff by following where everyone else has gone. We need to beat our own path. That’s where the real things are.”

There were a few more moments of silence. “How much do you think we can find?” I asked.

“We found those by accident. If we look for them, I’m sure we’ll find more than we know what to do with” she said with an excited grin.

How prophetic she could be sometimes.

[joneswilliam72]

Meet actress and '80s icon Diane Franklin of Bill & Ted's Excellent Adventure, Amityville II, and her newest The Amityville Murders.

I caught up with the one and only Diane Franklin for an in-depth chat on the '80s (naturally!), acting, energy, curly hair and 1980s teen filmmaking (a trend that she was the vanguard of with films like The Last American Virgin and Better Off Dead…), Bill & Ted’s Excellent Adventure (and its third installment), great film, and her latest, The Amityville Murders, which tells the story of the very real DeFeo Murders that did much to spawn (or at least reinforce) the Amityville legends.

Diane is a veteran of the Amityville franchise, having starred in Amityville II: The Possession where she played daughter Patricia Montelli – a loosely-based on a true story character. In The Amityville Murders, however, she plays one of the real victims, Louise DeFeo, in a tour de force performance that adds tremendous humanity to this very dark story. The Amityville Murders as a film does this too, while giving us a truly disturbing look into the underbelly and dysfunction of what – for most outside accounts – seemed like a normal New York family.  

Diane Franklin as Karen in 1982's THE LAST AMERICAN VIRGIN

Diane Franklin as Patricia Montelli in 1982's AMITYVILLE II: THE POSSESSION.

Diane Franklin as Monique Junet in 1985's BETTER OFF DEAD...

(L-R) Diane Franklin as Princess Joanna and Kimberly Kates as Princess Elizabeth in 1989's BILL & TED'S EXCELLENT ADVENTURE.

On the night of November 13, 1974 in Amityville, NY on Long Island. Ronald Joseph DeFeo Jr., also called "Butch", (played by John Robinson in the movie), aged 23, grabbed his father's .35 caliber hunting rifle and went room to room in his family's huge, rambling Dutch colonial house, shooting his mother Louise, father Ron DeFeo, Sr., and his 4 siblings as they lay, sleeping in their beds.

One of the oddest parts of the grisly discovery at 112 Ocean Avenue was that only 2 DeFeos stirred as Butch went room to room firing a rifle with a report louder than a jet engine – not even a single neighbor heard the shots. All of the DeFeos were found on their stomachs in bed. There was also zero evidence of drugs in the victims' systems.

The DeFeo Murders happened two years before the Lutz family would move in and have the experiences that shaped the original 1979 Amityville Horror. As for Butch, he is still in jail (serving 6 concurrent sentences of 25 years to life), after having told a number of stories about the murders – including saying it was actually the mob who killed his family and (at a different time) that voices compelled him to kill. To hear more on the true crime details, check out the Real Monsters podcast here. I will be on it Thursday February 14 for our episode on this bizarre crime.

Enjoy the interview below and catch The Amityville Murders in theaters, On Digital, and On Demand February 8. Stay tuned for our interview with writer and director Daniel Farrands too.

The rambling Dutch colonial at 112 Ocean Avenue after it became a crime scene. Source:historyvshollywood.com

The DeFeo children. Source:historyvshollywood.com

Hello, Diane. Welcome to The 405!

Hi, Wess. How are you?

To be honest, I've been better. I'm fighting a bit of a fever at home today, but I'll live.

Oh my goodness. Well, I will make this the best part of your day, okay?

I have no doubt of that. [Laughs]

[Laughs] We won't let it to go waste.

To start things off, I was just curious, did you ever see yourself going back to Amityville? Let alone in this way? That is from a fictionalized story (in the second Amityville movie) to The Amityville Murders?

Never. No. Not at all. I couldn't imagine.

First of all, I was in Amityville II. I thought, at the time, who is going to ever watch part two? That was the first part, who watches part two? Because in the '80s, nobody really watched part two. Everyone would watch the original, right?

Interesting.

You would go, "Why would you spend your money to see part two when you could see part one?" Who could ever imagine that the internet was a topic, and that we would be watching whatever we wanted, whenever we wanted.

Mm-hmm (affirmative).

So, that's the first thing. And then, the second thing was, if anything, I thought, "Oh, well, maybe there'll be a remake of Better Off Dead. Or, maybe Last American Virgin. Or, Bill and Ted," which they are going to do, which is kind of amazing. Which I may be in.

Oh, wow. That'll be fun to see.

But, never Amityville. And when the director said he would like me to play Louise DeFeo, I burst into tears because this was such a respectable, wonderful story. I mean, the woman ... This is based on a true story. The ability to play someone who was real was always a dream of mine and it couldn't have come at a better time.

If he had offered it to me years ago, I would've probably said no because I was raising my kids. I wanted to raise my own kids, I didn't want somebody else ... I didn't want to be traveling and acting, I wanted to be there for them.

So, the timing of this was unbelievable, that my children are old enough and I have the time to do the film. It was a dream come true, it really was.

Diane Franklin as Louise DeFeo in the “THE AMITYVILLE MURDERS” a horror film by Skyline Entertainment. Photo courtesy of Skyline Entertainment.

Absolutely. It’s really kind of a microcosm of family breakdown in the larger society, I think. What were the challenges like with Louise DeFeo part versus Patricia Montelli in Amityville 2?

Okay, so the challenges playing Louise DeFeo ... First of all, there was very limited information. I didn't realize that when I played Patricia Montelli – which is based on Dawn DeFeo – because I didn't research it at the time when I was younger because I wanted to keep myself really innocent and I didn't want to scare myself playing the role. I wanted to keep myself very open and vulnerable.

But, in this case, I really tried to do more research because I'm playing a real person, plus I'm playing the mother, and the mother in the story knows what's happening. All mothers know what's going on. I really wanted to get more information, but there wasn't a lot. Which is, really, kind of interesting.

From an internet perspective, we always look at the world and we think, "Oh, we can get any information whenever we wanted." But, back in the '80s, or '70s, especially, people were ... I remember growing up, cause I'm from Long Island, a couple of towns away from Amityville…

Oh, wow.

People would be like, "Don't take that picture. I don't want ... "Others would be like, "Please." They wouldn't to look good, but it was like, "No, don't even put me in that photo." There was no plastic surgery. There was nothing else. People who were older were more like, "Let the kids have the pictures." They were just more ... There was more ... It was considered vain to take a lot of photos. "Don't look at yourself in the mirror." It was a different trend than it is today, certainly, with all the selfies.

Wow. I was just thinking about that. The details of that crime, too, are just ... I still find it difficult to wrap my head around how nobody heard that rifle that night in the DeFeo house.

Yeah, absolutely. That's a rifle. We're talking about using a gun. We're not talking about the fact that ... I don't know if silencers were happening back then, really, that nobody moved, and that nobody ... That, and then, it took a while for the guy, the son, to go from room to room.

Neighbors would've heard the shots, then they would have heard it stop, then they would have heard another. I think it's kind of interesting even that the neighbors didn't call anyone or ... I don't know, the whole thing is very odd.

It really is. A rifle with a similar caliber to the .35 caliber Butch DeFeo used that night, has a report that comes in at 156 decibels. Which (for perspective) is 16 decibels louder than a jet engine taking off. It's also about 36 decibels above the threshold where most people feel pain from a loud noise.

I believe that ... We don't think about it often – we don't think of haunted houses as something that is practical, or real, but I believe that people feel energy differently, and some people can feel it stronger than others.

I agree with that Diane.

Butch DeFeo, who is in jail right now and he is serving his sentence, he has had many different stories. I have to say, I don't know what the truth is, but the ability to go from room to room and do that, something possessed him. Something possessed him.

No doubt.

I'm not saying ... even if he was on drugs or some kind of under the influence, something got into him. I've got to believe that when you're in a house, and you feel it, it's real and you've got to get away from that energy. The Lutz family who moved into that house ... If you feel that energy, you can't stay around it, you feel it. Through your senses.

I have to say that my experience doing this film, because I read all this and I was more the mother and vulnerable, it was actually much scarier to do it as an adult than it was as a child.

Wow.

When I went home, I honestly couldn't ... I found myself sleeping on my stomach. Could not do it. From this day, I cannot sleep on my stomach any more. It brings me horrible feelings. Terrible dreams. So, yeah, it affected me this time.

Wow. Yeah, I imagine. With every victim found that way after Butch murdered them.

By the way, I have to tell you, Amityville, the first one, I got a shock of gray hair after that film.

Oh, really?

It's amazing. I was absolutely affected by doing the horror film.

That's incredible. I would never have thought to get into that.

Yeah, as an actor, you know. You get affected when you do these films. There's a residue, there's a bad energy. You need to be careful. You have to be careful.

I have very positive energy, so that's good, but you… have to be careful.

You certainly do have a very positive energy. That answers a question I had too, which was what's it like to get into the head space of Louise DeFeo?

Yeah, just for the audience's information, Amityville II is basically ... half the story takes place in the house, and the second half is an exorcism story.

The first half of that story, which takes place in the house, there's family abuse. It's really real. The parents, who were Rutanya Alda, who was wonderful in the film. I love her as a person, and Burt Young, who played my dad in the film. Very strong energy. I played Patricia Montelli, and there's incest in the films.

So it's a lot. It's very raw and it's very scary…

Diane Franklin as Patricia Montelli in AMITYVILLE II: THE POSSESSION.

Diane Franklin as Louise DeFeo in the “THE AMITYVILLE MURDERS” a horror film by Skyline Entertainment. Photo courtesy of Skyline Entertainment.

It really is. I watched it last night and was very impressed with it. Of course, I've always liked the original too.

In this film, Amityville Murders, it's much more real. You stay in the house, but everything is more real. Though there is not as much ... Younger generation might say, "Oh my gosh, I've seen better special effects." There's nothing really scare happening, eyeballs popping or a snake coming out of an ear, or something crazy. That's because this is based on a real story, and honestly, if you look at the real story, it is creepier. It's scarier. Real facts, to me, are scarier. Shadows are scarier. To me, that is closer to what could really be happening.

I completely agree. The best horror is grounded more in reality than fantasy like Amityville II and The Amityville Murders.

And, as far as Daniel Farrands knows, director, writer who studied and did the documentary on Amityville, this is all accurate. So, it's very little in this film that did not really happen. So, I think that just makes it just a creepier feeling, and to understand that I'm actually doing the same story, but there are differences and the differences are based on the reality.

Oh, absolutely, and I actually talked to him yesterday. So, that'll be-

Oh, wonderful.

Yeah, that was a good interview, as well…

He's wonderful.

He really is. I didn't know he was a producer on The Haunting in Connecticut, too. He has a specialty in based on a true story work.

This is his first writing tour de force. I was so honored that he thought of me, even the production company style. It's also our first work together, and I was so excited to be part of their ... this big jump in entertainment. Really, I was very proud of him, very happy that I was included.

Oh, he definitely made the right decision, casting you like he did. All the casting really couldn't have been better.

(R-L foreground) Diane Franklin as Princess Joanna and Kimberly Kates as Princess Elizabeth in 1989's BILL & TED'S EXCELLENT ADVENTURE.

You mentioned it a bit earlier, and I did have a question about it. Bill & Ted at 30 years. I was just wondering if you had any reflections about that.

Oh, yes. Well, I was Princess Joanna, and also a little picnic for those who don't know, I played one of the medieval princesses and originally I was cast as Princess Elizabeth, but someone got the credits wrong…

Oh wow. [Laughs] I did not know that.

…so I became Princess Joanna. And then, in the sequel Bogus Journey, they had a woman play my role, and yet, Azcuy, I forgot how to pronounce her last name, but Azcuy, and she was Princess Elizabeth, so they went back to that name.

Ah yes. Annette Azcuy.

Yeah!

Now, they're going to do Bill & Ted III, so the princesses are included. I'm not sure if I'm in it, but please knock on wood, cross your fingers…

Oh, I am right now.

…but they're going to shoot it this year. And, if I am in the film, we'll see what my name is, it might be back to Princess Elizabeth. So, that would be very fun for the fans too, a little tidbit. The old-school fans would be like, "Oh yeah. She used to be princess Joanna. Now, she's Princess Elizabeth," so, that'd be kind of fun. So cross your fingers.

If it's shot, even if I'm not in it, it'll be a great film.

Oh, I'm sure it will be. It'll be a lot of fun to go see. Will absolutely keep our fingers crossed.

It's called Bill & Ted Face the Music, and I also teach acting, and one of the things I found is that so many teachers show Bill & Ted, the original, the Adventure, to their students, and that makes me so proud. Because, it's like, "Oh, look!" like a nice role model for the kids. They always like that, so it's funny. It's very fun.

Very cool.

Diane Franklin as Louise DeFeo in the “THE AMITYVILLE MURDERS” a horror film by Skyline Entertainment. Photo courtesy of Skyline Entertainment.

Switching gears, just a little bit, to a question I ask everybody, what makes a great film?

Very nice. I like that. I'm going to tell you something that I find interesting. There are some films that are great films as we speak. Right? Like, today, a film comes out, and it's very commercial. People connect with it, right now. And, those are actually ... we might say, "Oh, well, maybe those films are commercial, but they do represent what's going on in the moment, right?

Right.

And, I think, those details, well, maybe they're not that important. They might represent what's happening today, currently. They represent who we are as people, and our American culture. And then, that brings nostalgic memories, and if the films we watch who help us grow up. And, I think, those are the ones that become great films later on. Because, you look back and you go, "Wow, that raised me, or it taught me something."

Couldn't agree more Diane. Well said.

As an example, Last American Virgin was a film I did, first film I did, and I would have thought that that film would have, originally, when I got the script, maybe never would have seen the light of day. This was a small film at a time when Officer and a Gentleman was out, and this film, I thought, would disappear. But, because it came out, and so many people saw it. It was the beginning of films where teenagers were the lead, teenagers had a voice, and teenagers were acting as adults. It raised a generation. There are people who watch that film and learn from it, and they never forgot it. And, it is still around today.

Definitely. That's a one of a kind power of great cinema, I think.

Actually, also it's a microcosm of the ‘80s. ‘80's subject matter, ‘80s ... the abortion and drugs, and drinking, and there's nudity, and there's so many things in that film that ... and the sex. It's just very timely and it also ... the music and the costumes. It was the first film where my curly hair started the perm. My curly hair that's still short curly hair, opened up doors for Julia Roberts and actresses who had not curled their hair before, like a perm. Starting with Flashdance … It just opened up a whole world.

So, I have books about it, if you look up Diane Franklin books, my second book is "Diane Franklin: The Excellent Curls of the Last American, French-Exchange Babe of the 80s". We're talking about things emerging in culture, so when I see a great film, I have to say that, I think it evolves and changes. What we see as a great film, at the time, maybe evolved, and something else becomes a great film. Because, does it last, and how does it affect us in the world and in the big picture?

Absolutely. Fantastic questions to ask and look for.

To let the audience know as well: I'm going to be doing a convention at the end of May, Retro Weekend, and if anyone's interested they could come… I have pictures I sign, and if anyone has a CD or whatever they want to be signed, they should come to Retro Weekend at the end of May, last weekend of May. It's in Ohio though. I don't know if that's too far, but just letting you know.

Oh, definitely. That'll be a lot of fun. In Cleveland, I see.

Yeah.

Last question I had was just, what's next for you, if you had anything that we haven't covered yet?

Very exciting. Okay, so first of all, just letting everyone know, I did a small cameo in a film called Wally Got Wasted. It is on Amazon Prime, and if you're interested…

Absolutely will check that out.

I have a funny, very funny cameo in that film, so you can get that through the Amazon Prime app, only. I guess it's just one of those things.

Next, I also have a film I did called, The Final Interview, for a director named Fred Vogel. It is an art film. It is going to film festivals across the county this year. So, if you hear of it, go see it and I have a thriller, very exciting thriller. Very wonderful. It takes place in the ‘80s, and I play a lead woman and news director. Grainger Hines plays my husband in this exciting film. I'm sorry… Grainger, yeah.

Diane Franklin as Patricia Montelli in 1982's AMITYVILLE II: THE POSSESSION.

That one actually caught my eye during research. My kind of movie.

And, the third thing that's very exciting for me, is that my daughter is a filmmaker and her name is Olivia DeLaurentis, and she's coming out of ... she's actually written a film. It's been picked up. She's twenty-two years old. This is, perhaps, the youngest film director that has…

Very cool.

She does dark comedies. It's probably the youngest film director to be picked up. She's written it. She's directing it. She's acting in it, and I will be in it, and we're shooting it this year. And, it's called This Gets Ruff.

So, if you look up Olivia DeLaurentis, and you look up This Gets Ruff, you also might see her, she's under Barely Legal Comedy. Put "comedy" in there, because I'm not responsible, if you don't put that in.

[Laughs] won't forget that "comedy" part.

[Laughs] She is a comedian, but a beautiful, funny, and she's the next one coming up. She's amazing.

And, the princess from Bill & Ted, the other girls who I worked with Kimberly Kates, she's producing the film. She's actually a producer now.

Cool.

So, she saw Olivia's work in Barely Legal Comedy, and she said, "You are brilliant," and she said something about, if she has a script, she wants to auction it. And, the minute Olivia got out of UCLA, she picked it up. And so, I am very excited to act with my own daughter this year.

That's great! Will be sure to catch that too.

So, here I am. It's all hitting, and I am beyond excited.

Follow Diane on Twitter here.

Trailer BILL & TED'S EXCELLENT ADVENTURE (1989).

Trailer BETTER OFF DEAD... (1985).

Trailer AMITYVILLE II: THE POSSESSION (1982).

Trailer THE LAST AMERICAN VIRGIN (1982).

from The 405 http://bit.ly/2MSkcSD

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Health care insurance?

My husband is on SSI and gets a weekly workers comp check? His income is non taxable . We did not qualify through the affordable marketplace for insurance for myself and son and did not qualify in Indiana for CHIPS for our child? We had been perviously purchasing our own private insurance but now I see you can't even do this anymore our current plan runs out in March of 2014 , and all thay offer now is temporary health care plans. Anyone out there finding them-self in this situation? Any advice ? Thanks?""

I hit my sisters car in the drive way. will my insurance go up?

When i was backing out she was really close and i hit here side with mine. i put a palm size dent in the car and i broke here mustangs lubber. will my insurance go up because of this? i herd that something like that it wont. it happened in my drive way. and my insurance comp is the General

Insulin and car insurance?

a friend of mine has just been put onto insulin, will this effect the cost of her car insurance?""

Work for Allstate or start my own Independent Insurance Agency?

I am currently Life & Health Licensed and have about 3 yrs experience.  I recently have been offered a job working at an Allstate Agency.  I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%).  They will train me and pay for my P&C Licensing.  I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent.  This would give me control over all my clients, have big commissions, and make residual income.  However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money.  I have been going back and forth for a while now trying to decide what to do.  Any advice would be great!  Thanks.

What kind of health insurance should I get?

I'm 20 I live with my parents we have U visas I know I don't qualify for Medicaid but I know we have to get insurance or pay the fine. What are my best options? Something affordable. Any advice would help because I know nothing about this! Thank y'all

Found a nice place for those who need free auto quotes?

Hey there just wanted to let everyone know i found this great site for free auto insurance quotes, its saved me $32 off of my montly policy. Read some of the auto insurance articles to help you save more. Http://www.free-auto-quote.com""

How much is car insurance for a 17 year old girl?

I am nearly 17 and am really excited about learning to drive. I would really like to be driving my own car by the end of the year, however I'd really like to know how much car insurance is going to be for me, so that I can save up a little. Every time I go onto any car insurance website, it asks for my car registration and when I passed my test, which obviously I haven't done yet, so it seems really pointless, and there's no way of avoiding or trying to 'trick' it. Does anyone have any ideas of how much roughly it costs, for a 17 year old girl if your living in England?""

Got my first speeding ticket. How much will my insurance go up?

I was on my way to work and I got clocked at 65 mph in a 50 mph zone. I haven't told my parents and I am scared for when they find out. It's my first speeding ticket and even the first time I had ever been pulled over. The ticket was for $103.33. I paid for it and it is all taken care of I think. I was driving my mom's new car. My brother has had a lot of traffic tickets on the same insurance too, but not the same car. So how much do you think the insurance is going to go up? Or do you think it is going to go up at all?""

Life Insurance / Burial Insurance help please (ENGLAND)?

I need advice about applying to and paying for some type of insurance. This would be on behalf of my mother so when the time comes for her to leave me, I will be able to pay for her funeral. I have spoken to her but she is stubborn and set in her ways and thinks I will automatically be able to cover the financial costs for her funeral when she does pass away. I dont care for money for myself, I just want to know that I can pay into something so upon her passing I will be able to pay for her funeral costs (instead of my mum taking out the insurance/policy it would be me on her bahalf as she is terrible for thinking about stuff like that). I am an only child as so I am solely responsible for paying the expense""

People who need affordable health or dental benefits?

I work as a health benefits specialist and we offer extremely affordable rates on health and dental plans. Anyone have any good ideas on where I can leave flyers or business cards of ...show more

How much is a female teen's car insurance in Virginia?

I'm trying to get one for my daughter and I was wondering if anyone can give me any heads ups.

Car insurance on first car?

i'll be turning 17 soon and my parents and i have been talking about a car for me. my dads over 50 and has a perfect driving record...if i were to buy a car but put it in his name, would I save a lot on insurance? and then i could just drive it? would that work""

Cheap health insurance?

anyone know of any cheaper health insurance (maybe like $ 50/mo) i am a single student. i know my school provides insurance in case of emergency. but i am looking for something to help cover my prescriptions & doc visits.

Drink driving & car insurance?

Does anyone know of any car insurance dealers that are kind(er) to drink drivers? All my qoutes are high and I just don't have the money to be forking out on car insurance. I have just bought my first flat and have a baby on the way...I wish they could see that circumstances have changed!!!

Does anybody know of a company that will insure me daily on hire and reward insurance?

I want to run a one vehicle WAV (wheel chair accessible vehicle for disabled people) car hire/rental business serving Hertfordshire the customer would hire the car and arrange for a person to drive it for them. On the odd occasion the hirer does not have anybody to drive the car for them they might want me to drive for them I have been told to do this I would need a private vehicle hire licence (mini cab drivers licence) also hire and reward insurance along with a mini cab office operators licence and the vehicle would need to be plated (tested) This is not a problem except for the hire and reward insurance which would be about 3000 per year and would not be cost effective for the amount of driving I would be doing (I would probably only be driving a customer 1 day per week). Does anybody know of a company that will insure me daily on hire and reward insurance?

""I am looking for affordable health insurance for myself, age 47 female who smokes.?""

I am looking for affordable health insurance for myself, age 47 female who smokes.?""

Do I need uninsured motorists insurance on my motorcycle if I have it on my car policy?

I was just quoted motorcycle insurance by an agent - She claims that If I have uninsured motorists on my car policy, it will cover me even if I'm on my motorcycle and thus I don't need the coverage on my motorcycle policy, making it VERY cheap. Is this true? Are there any con's to doing this? The difference in price on my motorcycle policy is $280 a year without uninsured motorists, and $950 a year with uninsured motorists.""

""Car insurance rates are extremely high, what if someone was rich and owned like 50 vehicles...?""

How much would their insurance be every 6 months to a year ( I know it varies by person, but lets say this guy is just an average driver maybe committed one accident in the last 15 years. Is male. ) He's a really rich person...""

How much would an '89 Mercedes 300e cost for insurance?

So my dad has found a really good deal on a potential car for me in really good condition. It's a 1989 Mercedes Benz 300e. Do you think that since this is a 22 year old car that it'd be a ridiculous amount to insure because of the Mercedes badge? Or do you think I could afford it with a job? My insurance company would be allstate, on my parents plan, I have a 4.0GPA and I plan on taking drivers ed. Advice?""

17 year old male car insurance!?

I am 16 (soon to turn 17) and I already have my lessons and car sorted out. If I passed my theory and practical test first time I am looking at getting a 1.0L Toyota Yaris in mid-September. I live in Blackpool (UK). I have been looking at quotes and insurance companies for ages but I can't find a consistent price. I was wondering (roughly) how much my insurance would be with and with-out a black box and any ideas for which insurance company to go for?

""If someone jumps off a building and hits my car, will my insurance cover it, and will my rates go up?""

if someone commits suicide on my car and they have insurance, will their insurance than cover it? if not and my insurance has to cover the damage, will my rates go up?""

Is insurance needed for car rental?

i would like to know if car insurance is needed to rent a car, or is it provided for the car.""

Driving without insurance?

I am a licensed driver and the car i drive is insured, but i never bought insurance. How much trouble will I get into if I get into an car accident? Oh and I am 18 and live in Minnesota""

Is full liability auto insurance the same as full coverage auto insurance?

Is full liability auto insurance the same as full coverage auto insurance?

Is there a new law about not having car insurance?

i heard the law had just changed in California and my insurance just ran out in order to renew i need to drive to the bank and im not sure if i can with no insurance

Are there any insurance companies offering the minimum $200000 liability to Ontario residents?

I am 16 and looking to insure my 1994 Mazda mx3 2dr (not the gs edition) i read that the minimum required liability insurance was $200k for Ontario residents but i cant find any online quote offering coverage this low. (the lowest i found was Belair direct with $500000). If someone could please give me a hand with this it would be a great help to find some really cheap insurance. THANX

Do older cars have more expensive insurance?

Such as a 1990 Mazda RX7 FC or a 1993 RX7 FD. I heard the older the car is the more expensive the insurance is. I live in California and thinking of getting one of those two cars for my first car.

""When buying your most recent car, how did you obtain auto insurance?""

A few options, feel free to choose one or just let me know what happened to you. A. You bought insurance at the dealership B. You bought insurance at home within a week of purchasing the vehicle C. You bought insurance at home longer than a week after purchasing the vehicle D. You already had insurance and just added the car to your existing policy. Don't worry, I won't tell anyone if you drove home uninsured. :) Thanks! Also, let me know if you bought a new or used car.""

Who offers affordable home owners insurance in south florida?

trying to buy a house in south florida and I need a good and affordable company for my home owners ins.

Work for Allstate or start my own Independent Insurance Agency?

I am currently Life & Health Licensed and have about 3 yrs experience.  I recently have been offered a job working at an Allstate Agency.  I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%).  They will train me and pay for my P&C Licensing.  I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent.  This would give me control over all my clients, have big commissions, and make residual income.  However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money.  I have been going back and forth for a while now trying to decide what to do.  Any advice would be great!  Thanks.

Still have to pay car insurance after selling the car?

I had an accident a couple of months ago, my car was written off so i bought another car which i've now sold because i dont really need a car, but my insurance company wants me to pay the remains of my policy, i take it there's no way to get out of this?""

How can I find affordable auto insurance quote online?

How can I find auto car cheap insurance quote?

""How much would Workers Comp, Liability, and auto insurance be for my small business?""

Hello, i am in the process of starting a new business and i wanted to know how much it would cost per month to have auto insurance (for one old truck to transport employees to mow lawns, only driving within one city). Workers comp, and liability. We will make about 80,000 a year total just two or three guys (im one of them) working.""

Car insurance help and rules?

Okay so I am 18 years old living on my own completely dependent. Now if I put my dad as a secondary owner to my car so I still have possession of it and got on his insurance would it be cheaper? Or would it have to be his car. I live in Oregon by the way. And also could I get better rates if say I got on my grandma's insurance? Is that possible considering she isn't my guardian or anything and I don't live with her? Because she has the best credit known to man and I know that affects your rates. If you have have any tip on how I can stop paying 250 a month on my 94 Accord which is 4 door (yes I'm getting very raped by American Family) I would appreciate it.

Cheapest car to insure/ run in UK for a 21 year old female?

Someone said Renault Clio. Then someone said no, because they're branded boy racers. Then someone said Vauxhall Corsa. But then they're supposed to break down frequently. I don't like Ford Ka's or Micra's. Help me please! Aha x""

How much would I be paying in insurance if I become a CRNA?

How much would I be paying in insurance if I become a CRNA?

30 day insurance policy for newborns?

I am a teen mom and since the baby can't be covered under my parents insurance we are planning to do a legal guardianship, however you cannot get guardianship of an unborn child so we are doing it after he is born. But I was wondering if right after he is born if the hospital bills will be under my parents insurance because I have heard there is a 30 day period in which you need to get the baby's insurance arranged. So during the 30 days would the baby's hospital stay and everything be covered while we get the insurance arranged? Thank you!""

Would it be cheaper to put my name on my parents insurance ?

would it be cheaper to put my name as an additional driver instead of my own as i got the cheapest quote as 3000 euros for my own policy would it be cheaper to put my name as an additional driver on theres? my parents have 25-28 years experience with no claims ?

What is the best health insurance and affordable in arizona?

for mom and a daughter

Question regarding auto mobile insurance company policy?

so i just got with a new insurance company about 2 months ago. Would the insurance company accept a claim and cover all the expenses of a car accident if they didnt withdraw their monthly fee yet, but then i did received their pink slip of the policy number and everything?""

Health insurance?

sometimes insurance doesnt cover some medical things. my mom said that she knew a man who had cancer in his eye and his insurance wouldnt cover it because they said it was comestic. does it depend on the company? and usually what other things does health insurance not cover?

Honda city - 4 wheeler insurance -?

for a new honda city 2012 model, what will be the yearly insurance for it. for 31 yr old with 2 yrs of 4 wheeler driving record how to shop for cheap 4 wheeler insurance...and what to look for while buying it this is in chennai -""

Where can I get classic car insurance under the age of 21?

I have a mark one escort that I've just finished had it since I was 16 I'm now 18 an I want to use it on the road, it's now a mint 1972 ford escort l 4 door, now I've found out that the law has changed an I can insure it after all that work I've done for the past 2 years, so what I would like to know is, can I get classic car insurance from anywhere under the age of 21? Or where does normal car insurance where I can add on an agreed value for the car for extra cost, thanks everyone, speedy helpful replays would be great thank you""

Would my insurance go up with a red truck?

so i never new this until not to long ago but ppl say if u have a red car ur insurance will go up so if i have a red full size pick up or dump truck will my insurance go up because its red i mean i dont picture anyone racing with a 1 ton dump truck or anything

My teeth are breaking.ineed to find a dentist that will help me with no insurance?

roots are in my gums.bad breath

How much does it cost to insure a landrover defender at 17?

im 17 soon and am looking to learn to drive, i was considering a landrover defender for my first car, any ideas as to how much it would cost to insure? i would by an oldish model. the reason i am considering this car is because we have land and live stock etc so it would be practical. i live in the UK also. and can it be insured cheaper if im a member of the NFU or anything. Thanks for your help in advance :)""

I got a ticket in my friends car..will it affect her insurance?

okay so yesterday i got a ticket in my friends car..and the cop said i might have to go traffic school or i might just get lucky and just have to mail something back when my ticket comes into the mail hopefully that's wat happens but anyway im just wondering does my getting a ticket in her car mean her insurance goes up? or anything happen to her sinces its her car?? i havent even told her i got the ticket yet lol i was hoping that i could just hide it but my friend said her insurance will go up because of me :(

What is the most affordable and complete health insurance?

My husband moved to North Carolina 8 months ago from India and is a Pharmacist. However, until he passes his equivalency exams in the states, he is working as a Pharmacy Technician. I am not working at the moment (not by choice but by the terrible job situation in the country). We are shopping around for affordable health insurance. Blue Cross is too expensive and so are many others. We are on a very limited income, however, health is of utmost importance too. So even if it is really bank breaking, we are looking into getting health insurance. What is the best one in terms of affordability and coverage? We don't have children yet but hope to start a family in a couple of years when we are better settled. Neither one of us are smokers and are in pretty good shape. Please help with sound advice. Thanks so much in advance""

Is home insurance quote negotiable?

Just got a new quote on home owner insurance. It is slightly better than my last insurance company, but not by much. Is this quote negotiable? Or it is what it is, take it or leave it?""

18 male ontario car insurance rates?

im an 18 yo male living in windsor ontario. I have a clean driving record, have passes drivers ed and recently got my g license. I just bought a 2001 ford taurus and was wondering the approximate rate of insurance. Other possibly necessary information could be, im a student, and the main purpose of the vehicle is to and from work/school which is only about 16km away. Let me know if you need any more information""

About how much would it cost to insure an 18 year old for 1 week on car insurance?

About how much would it cost to insure an 18 year old for 1 week on car insurance?

Anyone have a phone # for Wells Fargo Auto Insurance Claims Dept? All the online numbers are for quotes.?

Just got hit and person gave a non-working number for the insurance company (I guess Wells Fargo Auto Ins took over Wachovia Auto Ins). Thank you!

All options for affordable birth control of any kind?

Here's my problem. My dads insurance company (I'm a student, and did qualify for insurance last year through my job so he kept me on his since I'm 19) doesn't cover ...show more""

Car Insurance questions?

ok i was recently in a car accident , jus a rear end nothing to serious. but the rear of my car is pretty bad. bumper is in bad shape , trunk doesnt open , lights are a bit broken but still work. a guy from the other person's insurance company came to take a look at my car and inspect it and estimate damages. he told me that the car will probably be a total loss. he said someone would call me in 2-3 business days to discuss my options. now i guess i will be paid for what my car is worth , which isnt much prolly no more then a $1000. my question is tho , the guy who came told me that one of my options would be if i wanted to keep the car or not. i want to keep the car , it still runs , it still drives. if i still want to keep my car do i still get paid for the damages?""

How do you fight with the other party's insurance company?

Hi, my car insurance covers for liability only and now I have an accident with a big truck. The big truck hit my car from the side. We were driving from 2 lanes next to each other and at one point the two lanes combine into one. While I was alittle pass over the truck, it hit me from the side. Their side has no damage since it is a big truck and our side has damaged from the driver side. The police report didn't explain clearly about whose fault it is except it mentions what the two drivers said. I think it is not my fault and the other driver denied it is his fault either. My insurance company didn't help much because we only have liability. Now, the other party insurance company called me and said they can't pay for the damanges since it is both parties fault. Therefore, pay for damanges on our own. Like I said, the other party didn't have any damages. If we have to fix it by ourselves, it will cost over $1500. :-( How should I fight with the insurance company to get my claims?""

Work for Allstate or start my own Independent Insurance Agency?

I am currently Life & Health Licensed and have about 3 yrs experience.  I recently have been offered a job working at an Allstate Agency.  I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%).  They will train me and pay for my P&C Licensing.  I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent.  This would give me control over all my clients, have big commissions, and make residual income.  However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money.  I have been going back and forth for a while now trying to decide what to do.  Any advice would be great!  Thanks.

How much would my insurance cost with 5 point on ds?

How much would my insurance cost with 5 point on ds?

What do you like most about tying health insurance to employment?

Isn't it a good way to keep employees in line? I mean, well, if you're not happy here, you can always quit and do something you like, but your COBRA insurance will eventually run out and you'll either need to find another job with benefits, not necessarily the job you want, so it looks like you're sticking around for some time.....no freelancing or working two part-time jobs you like for you! I like this system because it keeps my employees from quitting, particularly the ones with pre-existing conditions or family members with pre-existing conditions. I can get what I want out of them by using the health-care lasso ( go ahead and quit, but try seeing how much a private policy will cost you if you're lucky enough to get accepted with what you've got! ), plus there is no need to worry about competition from freelancers or small businesses. I like tying benefits to employment because as an employer I have a way of keeping my employees in line. If they act up or talk about branching out into something else, I just have to remind them of where they get their affordable benefits and how they would lose this corporate pool if they were to go out on their own, work for a small business without benefits, work freelance or go back to school full time. Keeps my workforce dedicated.""

Is this normal for home insurance?

I have AAA-California home insurance and we had an incident yesterday involving a squirrel and our fire suppression sprinkler lines. AAA says they only cover the damage caused (carpets, sheetrock, moisture, etc.) by the squirrel eating through the lines, but will not cover the cost of repairing the lines. Is this standard for all home insurance, or do I just have a crappy policy?""

Will a stolen recovered car affect the insurance and vehicle value?

I'm looking to purchase a car that is stated stolen/recovered NOT cat C or cat D What does this mean? Will it affect the insurance price? Can I get insurance if I'm 17?

How to find cheaper auto insurance?

i have a 98 honda civic, and got an insuance quote from geico.com the quote was $365/month thats ridiculous, i dont even make that much every month any suggestions?""

How much control does the government have over malpractice insurance policies?

Does our government determine the guidelines for malpractice insurance or is this strictly up to the Insurance companies and the states?

What is the best cheap car insurance for a 19 year old?

need cheap good car insurance

How does paying higher health insurance premiums and having to help pay the trillion dollar cost of Obamacare?

Make health care more affordable ? Is affordable now code for higher priced?

Question on car insurance?

My grandmother passed away, and on her car insurance, my uncle was the primary driver. Since my grandmother died and my uncle was on the policy as the primary driver, would it be ok to leave her name on the policy? We want to leave her name on it cause its the last thing that she got in her name, kind of a sentimental thing. But would it be ok to leave her name on the policy since my uncle is the primary driver? i have State Farm insurance if you need to know.""

Motorbike cheaper than car insurance?

Is motorbike insurance for learer motorcycle 125cc, significantly cheaper than car insurance for a small city car, for a young man?""

Cancel work insurance to go through private insurance company?

My husband has to carry insurance on his child, as ordered by court, along with child support. It's not a big deal at all, really. The thing is, paying child support and insurance is going to start eating half his check (they just told him today that they signed him up for insurance). So we looked around, and we found it was much cheaper to go through BCBS privately, than go through work. Is it going to be a problem to get private insurance, instead of the company's insurance?""

What makes a good car insurance company?

Besides affordable rates.

Can you get life insurance on a non-relative?

I am legally still considered a minor child, although I am 16. My parents are divorced and I live with my Mom in Georgia. My natural father is dying of cancer, and lives in Illinois. Is it possible to get a life insurance policy with me as the benefactor even if me and my father live in 2 different states? Technically my Mom & Dad are divorced and she would not be able to get a life insurance on him on her own, as she is a non-relative. But I am his only son, so couldn't I get one on him? Even though by law children cannot legally engage in any sort of contract.""

Is a 2000 Grand Prix gt sedan considered a sports car to insurance agencies?

I want to buy this Grand Prix gt sedan that's for sale but I can't afford a sports car car payment it's my first car will insurance consider it a sports car

Car Insurance If I Am Not The Car Owner?

Is it possible for me to insure myself to drive my sister's car, and to add her as a named driver? Or do I have to own the car. My sister has just passed her test, and her insurance would cost 700 if she does it herself. If I insure myself to drive the car and add her as a named driver, then it would be more like 200. Does my sister have to sign over ownership of the car to me for this to work?""

How are car insurance categories broken down ?

Obviously different cars will cost more to insure with different things affecting the price like engine size performance look and value, but how are these broken down for example when i was looking to buy a car a 2001 1.2 corsa sxi was about 850 to insure but a 2002 peugeot 206 1.1 was 1200 i was 21 and wondered why was the peugeot considerably more seeing as it had a smaller engine was pretty much the same age and was worth the same amount of money ?""

What does it take to commit a minor and how do you afford it if you don't have health insurance?

My uncle and aunt are struggling with my 16 year old cousin who suffers from anorexia and she will go up to 3 weeks without eating anything. I am not kidding she only drinks water and then she will slowly puree some fruit into her water again for about a week or two before she binges for a few days and then goes back to this cycle of starvation. She looks pale and has no energy. Her eyes are sunken in and she hides in her room. My aunt and uncle are immigrants and they don't speak english that well. They don't have a lot of money or health insurance and I have no idea what to do but they are asking me to help! I've never dealt with this type of situation before and I'm just thinking they should call an ambulance and maybe they'll commit her to some state institution? I've been googling this and I come across all kinds of conflicting information. How can she get help in the state of California and is there any way if they are not insured to pay for her treatment? Is there any state aid related to extreme cases of anorexia?

Which company is the best to buy car insurance from?

I just bought a new car, but i don't know where to get car insurance with the least amount of money.""

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!""

I am currently finishing my prerequisites to get into nursing school and I am interested in the different...?

I am almost done with the prerequisites and the huge waiting lists for ALL nursing schools...state and community college...are scaring me. I started to look into the trade schools that offer the RN programs and I know they are more expensive but I was wondering if employers look at them differently. If I decide to go to a trade school I wonder if it will be a disadvantage. Could anybody please give me advice. Thank you.

I have a question about cars and insurance....?

i just bought a car and im going to go register it today and put insurance on it and i was wondering , can my husband drive my car even though the insurance is under my name only and the registration is also under my name? our insurance is basic (not full coverage) like if the police stops us... will we get in trouble? thanks""

Motorcycle Insurance?

I am looking at a red 2007 Honda Shadow VLX. I'm a 21 year old female, I'm on State Farm with my car, living in Lake Charles, which is probably one of the bigger cities in Southwest Louisiana. Just wondering what average cost might be to insure this bike. Like, minimum or if it's totaled. I only have one speeding ticket from a year ago on my record I believe. Thanks!""

I'm getting sued from an old car accident? will my insurance pay?

two years ago i was involved in an accident with another vehicle. we filed a police report and we each reported the accident to our insurance companies. i filed a claim with my company, but the insurance companies had us each pay our own damages. we both walked away from the accident. two years later, i receive a certified letter that i'm being sued for $10,000 (within my liability limits) for medical damages and other losses. i need to appear in court or have a lawyer. it's been two years, will my insurance company still cover this after such a long time? and, do i have to find my own lawyer, or will the insurance company help me? (they're a very good company) i just found out and i contacted them, but they can't get back to me til monday while they find the old adjuster's files.""

""Auto, Home, Renters, Life Insurance?""

Okay I am working on a budget project for a class, and one of the requirements is to find the costs of insurance. So my question is what would the average rate for auto, home, renters and life insurance for a married individual in early to mid 20's?""

How much would car insurance be for a first time driver ?

I'm getting my first car next month and i'm curious on how much car insurance will cost me ?

Work for Allstate or start my own Independent Insurance Agency?

I am currently Life & Health Licensed and have about 3 yrs experience.  I recently have been offered a job working at an Allstate Agency.  I would be working under the agency owner and my salary would be $26,000 plus commission (which is only 3%).  They will train me and pay for my P&C Licensing.  I also have the option to get contracted thru many different Life & Health companies and work myself as an Independent Insurance Agent.  This would give me control over all my clients, have big commissions, and make residual income.  However, there is no gauranteed money (like a salary) and I would probably have to spend some money to make some money.  I have been going back and forth for a while now trying to decide what to do.  Any advice would be great!  Thanks.

https://www.linkedin.com/pulse/full-coverage-car-insurance-cheap-inexpensive-same-day-roger-pierce/"

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new hampshire insurance company search

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How much car tax and insurance on a limousine?

Does anyone know how much road tax you pay on a limousine? 1998 model. Also, an idea of insurance cost for a 30 year old man with a clean license to drive it. Thanks :)""

How do mexicans look for auto insurance in Mexico?

When you live in Mexico, do people use yellow pages, local independent agents, online websites..how do they go by buying auto insurance? Also, what is their biggest problem when coming to the usa and looking for auto insurance, aside from the language barrier?Are the coverage similar, do they have a trust problem, etc..what would be the most helpful thing a US insurance company could do for them? Thanks for your help.""

Please explain Voluntary Excess on car insurance?

Im looking at car insurance, If i set my 'Voluntary Excess' to lets say 500, My insurance is cheaper :D BUT... If i have a crash BUT DO NOT want to get my car fixed by MY insurance, Will i still have to pay this 500 'Voluntary Excess' ?? The car i want is about <1000 If i crash it, I WONT want it to be fixed by the insurance, Its not worth it really, Its half the price of the car. So do i have to pay this voluntary excess if i dont claim ? Or do i still have to pay it to fix the 3rd party's car ?""

How much does it cost to put car insurance on a bugatti?

How much does it cost to put car insurance on a bugatti?

Approximately how much will my auto insurance go down?

I have always been told that when I turn 25 my auto insurance should decrease significantly, I was wondering if someone can give me an idea or (if you dont mind) let me know what you were paying <25 and what your paying now at 25>. As of now I am paying $350 a month for full coverage on two vehicles (with two speeding tickets on my record at the moment at 23 years old, one will definitely be off by 25, the other one will be close, (assuming I get no more) I am going through Farmers Insurance. Does anyone have a rough idea of what I have to look forward to my 25th Birthday as a subnote I know this is being planned much ahead of time, me and the lady are considering moving out of our apartment, I want to have a very thorough knowledge of what my financial future will look like before pulling the trigger on anything. Expect wthin the year posts from me on moving business =D All constructive answers are appreciated.""

Military Housing Insurance?

Is there such a thing? With military bases privatizing their on-post housing, is there any companies out there that provide something in the vein of renter's or damage insurance. I have heard horror stories of soldiers owing thousands and being overcharged for bogus things like $25 light bulbs, when you can find the same bulb for less than $10 on the economy.""

I'm 17 years old how can i get my insurance premium cheaper please? Any help is appreciated thanks?

Heya i was wondering how a 17 year old guy can get his insurance premium down please thanks

What should I do about my 19 year old sons car insurance?

I have a son who is nearly 19 years old. He may be putting in for his test soon. The problem is I am worried about the cost of car insurance. He is nagging me to go on my insurance but I don't really like that idea because I am worried if he has an accident I will lose my no claims and my insurance will go up considerably. The other option is that I buy him a really cheap car with a small engion, but only cover third party. That way he can build up his own no claims. I was wondering if anyone knows how much he would be expected to pay if he decided to do this?""

Which insurance company in California offers a $5K-$10K term life policy?

I am looking for a term life policy which pays $5-$10K. All of the major companies I searched for do not give online quotes and the services that do offer online quotes start at $100K.

MG ZR 1.4 Car Insurance for 18 years old boy?

Hello Im 18 years old just passed my Test. My dad have MG ZR 1.4, his insurance ends in september and he would liekl to add me to his insurance, can he add me only for that couple of months? Does any one know any good insurance companie that is cheap and how much it cost to insure me for that 5-6 months ?. Thanks!""

I need a cheap auto Insurance company.?

Can anyone recommend a specific company in California that they use and was either told or knows that they are a low cost agency? Thanks for your help.

How can i get cheap car insurance?

How can i get cheap car insurance?

""Can I register my car in my name but have insurance in my husband's, in Florida?""

I live in Florida, I'm 24years old. So you know my insurance would be sky high. I was wondering if I could register my car in my name but have the insurance in my husband's?""

How much do you spend on your car payment/insurance per a month?

and is it a used or new car?

How old must i be to get car insurance quotes online?

how old must i be to get car insurance quotes online

How much does street bike insurance compare to a sport cars?

Right now I have an 06 wrx sti, insurance is crazy with me being 19 and not having the greatest record. i've been wanting to get a bike(starting with a ninja 250 probably, no ...show more""

Whats the cheapest car insurance company for a first time driver?

I just got my provisional license, I'm 19 and I'm looking to buy a car. Now with that car I'm also going to need insurance. My parents went to their car insurance company and said that adding me to their insurance would raise their insurance from $500 to 2,000 meaning I wold have to pay $1,500 for my part every 6 months, $3,000 a year! Is there another car insurance company that could be cheaper whether it be just me on the policy or with both my parents? I don't have a car yet because I want to see how much it would be all together. Thanks for your help!""

What is a insurance and tell me about it?

tell me about different types of insurances

Does car insurance tranfer to your new car?

I just traded in my car for a new one. I only had the car for five months and I took out a six month insurance policy on it. Will the insurance that I had on my old car transfer to the new car or will I have to take out a whole new coverage and pay a whole new down payment for a new policy? How does this work. I read that car insurance is supposed to temporarily transfer to the new car. Does this apply to every company and if it does, does this temporary transfer happen automatically or should this be done through my insurance company before I go pick up my new car? My insurance company won't be open until Monday for me to ask these questions. Im looking for answers/advice to prepare.""

Help. Court tommorow. Auto insurance issue!?

A few hours after I purchased a truck from a dealer, I was pulled over and ticketed for no insurance (california). I did not purchase insurance through the dealer. Don't I get at least one day to buy this myself?? Judge is very strict. I go to court at 9am tomorrow.""

What is the cheapest car insurance I can get in Minnesota?

I am a young mom and getting my first car this month so I don't have a lot of money to spare so I'm wondering what is the cheapest insurance I can get in Minnesota? Thanx (:

Who has the Cheapest libility Car Insurance in Chicago?

I want some libility Insurance under $50.dollars, not over $49dollars.""

Ahoy! im buying a car tomorrow and i cant drive it unless i get insurance.?

what is the cheapest car insurance for a first time driver 19 years old its an old Toyota Camry i believe 1989 or 1991. i got a ticket for driving without a license in Nov of last year? please any info is appreciated.

new hampshire insurance company search

new hampshire insurance company search

""If I am under my mothers insurance, will it help me in the future when I branch off?""

I am thinking about putting my first car insurance under my mothers name, but in a couple years I want to start paying it on my own. Will the fact that I was under her name help me a little with my rate? Or will it not matter, and the insurance company will treat me as a new driver?""

How much is does it cost for insurance of a driving instructor (roughly)?

It is for my A-Level business coursework where I am producing a business plan to set up a driving school. It doesn't have to be exact. Regards

Car insurance scenarios?

i need help with a few car insurance scenarios, please. 1) A seventeen year old male has just purchased a used Corvette. Three insurance companies have turned him down. Is there any type of plan that will let this person buy insurance? What type of coverage will this person probably only be able to purchase? 2) A friend has just bought a two year old mid-sized car. What type of coverage would you recommend? 3) You just purchased a ten year old compact to drive back and forth to school. What type of coverage should you buy? If you could explain why, it would be greatly appreciated. I'm not exactly sure if the information given is enough to explain, based on what I know.""

What if I can't afford my car insurance payments?

I think I do my car insurance a little different than most people. My family goes through a company who pays the insurance people in full. We then pay that company back. I got a new car in January and my insurance went from $25/mo with the '77 Ford Granada I had to over $200/mo with the 2001 Chevy Cavalier. Sad thing is my insurance per month is more than my car payment. Now I can't even afford to pay my insurance. The really bad thing is that I've only paid my car insurance once since January and now my 6 months is coming up and I still owe $1230....I have no idea what to do. Think any of you could help me?

How much does the car really influence the insurance premium?

I never had an accident, or points on my license. Would my insurance really go up if i were to trade a beetle in for a convertible eclipse (used, an 03)? I've always heard the sporty the car the higher the insurance, but is that true?""

Why did my insurance company call me?

I received a call today from my JOB PROVIDED Health insurance company. The representative asked me a number of questions about what I have done about my epilepsy and what medications I am currently on. Why did they call me? My mother said that they do this to determine if they are going to drop you or not. Can they drop me even though it is provided threw my job?

How much would car insurance be for a 17 year old?

Should be getting a car soon, think it's going to be a 96 Cutlass Supreme, the 2 door. Mileage is probably really high, it's an old car, my grades aren't so hot e.t.c. Never got a ticket, crash anything like that. First car, anything else im missing lemme know.""

Can I get liability insurance from an insurance company and collision only from another ?

I went to Allstates and GEICO to get auto insurance the first gave me cheap liability and very expensive collision and the other is the opposite ,can I liability insurance ( bodily injury and property damage) from allstates and collision from GEICO ?""

Are others here getting rebate checks from your Health Insurance companies based on the new Health Care Law?

I just got back $178 from Humana. Per the form: Enclosed is your health insurance premium rebate check which is required by the Affordable Care Act - Health Care reform - and the Medical Loss Ratio provision. The purpose of this requirement is to lower the cost of health care coverage.

What would insurance cost me?

So, I'm 17 about to get my drivers licence next month. Iv been planning on getting a sport bike. A cbr600. R6. Gsxr6. Something with 600cc probably a 2000 or a bit newer.I just wanted to know about how much would insurance be either full cover or just liability and what the difrence is between them. Any other advice/tips even opinions would be very much appreciated.""

I'm looking for decent but affordable health insurance that includes maternity...anyone know of some?

I'm looking for decent but affordable health insurance that includes maternity...anyone know of some?

Where can I get cheap health insurance in NYC as an individual with a relatively low deductible & low premium?

Is that even possible? My reasoning is this: I am 26 and I am self-employed. I am basically just looking for a bare bones plan that will have the lowest premium possible and I actually care more about emergency care than doctors visits. You see, I don't get sick often and don't plan to go to the doctor a whole lot...I just want something in case of an accident and the whole low premium w/ high deductibles thing won't help me...I'll be stuck with a sky high bill to pay off if I stay in the hospital. I'd rather have emergency coverage and simply pay out of pocket for a doctor if I have to. Is there a plan out there in NY that fits this? Anyone know? HELP! I make too much money to qualify for Healthy NY or another low income program..but not enough to reasonably afford a normal healthcare plan when factoring in rent and student loans. (If this isn't a reason for universal healthcare in the US, I don't know what is)""

How can I show proof of my insurance to get car tax?

Hi I need to go and get my car tax tomorrow but I dont have my insurance certificate yet becuase it akes 5 working days is there anyother types of proof I can bring to get my car tax?

Car insurance questions?

I'm just coming up to the end of my first year of driving. My insurance is due on the 12th of December. I was quoted 1700 by my current insurer, which obviously, I'm not paying. I've now managed to get an insurance quote from Admiral for 680. My questions are; 1. No Claims Bonus - I'm on track to have 1 years no claims but obviously at the moment I wont have? I want to pay for my insurance ASAP so can I just put 1 years no claims on the form and put the start date as the 12th? 2. Do I need to tell my current insurer I wont be renewing with them? Is there some sort of automatic renewal system in place with car insurance companies? My dad threw the renewal letter out so I have no way to check myself short of ringing the company but I wont be able to do that until Monday and I kinda wanted to buy my insurance now.""

""Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""

Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""

""When someone dies, does the family get money from their life insurance?""

When someone dies, does the family get money from their life insurance?""

Im an expecting teen &im about to get married. what would be the best life&health insurance to get?

please provide options or suggestions. we both have monimum wage jobs and it needs to be affordable.

How much a month for loan and insurance for a 350z?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

Need help understanding some insurance terms and policies.?

What is a HYBRID health insurance plan? Has anyone used this type plan?, specifically NEW HEALTH CHOICE, GOOD HEALTH. Beyond this...does anyone know of a good, affordable insurance for TEXAS. I really need help understanding this type plan. Sound too good to be true therefore it usually is.""

Car insurance help plz?

my housemate wants a golf gti and got a quote for 1600 but i can get it for 600 for me as the main driver and him as second.would this affect my insurance on my car that i have or not. he would just pay the money and he would use it most of the time would this be ok or not?

How much would a 17 year old new driver roughly be paying for insurance?????????????????????...

for a reasonable priced small car, maybe push the boat out and go for a slightly sporty hatchback, maybe honda civic 1.6 sport what roughly do new drivers pay any other persons experiences???""

Home & Auto Insurance Rip-Off?

My home & Auto insurance has doubled thisyear. I called today to ask why as I had no claims or tickets. The reason I was told was the new way that rates are based. My agent said that your credit score is now used in the calculation of your rate. With one credit card that I pay off in full monthly and never a late payment nor any outstanding debt i would think I should have scored high on my credit report. I feel by being fiscally responsible I am being ripped off by the insurance companies by this foolish way of rating policies. are their any other insuance companies that still rate you the old fashioned way by your record?

Car insurance any idea's ? !! :@?

Heyy people Just so anoyed i spent about 800 on driving lessons and test etc.. Now iv passed well about 6 months ago! I would really love a car as i have to get 4 buses a day to college costing about 8pd! I can afford to buy the car the mot and petrol and other little costs apart from the major issue of insurance the cheepest iv found is 1,900 and that was on a 1ltr 02 corsa i simply carnt afford the insurance its so stuipid i am the most cautious carfull driver im a 19 female why are all yound people judged on bad boys with their sportyed up cars that drive like dicks and make the rest of us suffer! Does anyone have any idea's as to how i can find cheep insurance :( ??""

Has cost of car insurance for girls been raised to match that of boys?

By girls and boys I mean, 17-25 who are given the most expensive insurance rates. Boys have had to pay more for insurance than girls, but I thought the companies were forced to make them equal recently? Has that been put in place or not yet? This is in the UK by the way.""

Life insurance policy?

for 5 million dollars for 5 kids. A million per child. Two are 18+ and receive money right away. Younger 3 will live with one of the elder. How much will the bank cut each month to take care of the younger children (7,8,and 17)? The money (full million) stays in the bank for each until they turn 18.""

new hampshire insurance company search

new hampshire insurance company search

What's a nice car with good insurance?

I want a used car for under 15k. Looks, handling, and safety are important. I like how the ford mustang and chevy camaro but they have pretty high insurance... I've never had a ticket in my life. So any nice cars with relatively low insurance?""

How long does it take for a traffic ticket to show up on your driver's license and insurance?

So i got a ticket on july 17th (of this year) and the deadline to pay, contest, or do traffic school for it was september 17th, two days ago. i checked yesterday for the update because i thought i had a few more days and it said i can extend the ticket (to pay or to contest or to attend traffic school) to november 16th. i chose that and i will eventually go to traffic school but my question is, is point already on my record and will it affect my insurance rates? My friend was saying no because i extended the date and by doing so i havent plead guilty to the ticket (by paying it or attending traffic school for it) so right now because i have the date to fix the ticket extended by two months, it will not show up on my license or my insurance. What do you guys think? thanks a ton for any help :)""

Are friends and relatives covered under my California auto insurance plan?

Occasionally a friend or family member which is not in my household will drive my car but they are not insured under my car. Will my insurance company in California cover if such an accident happen?

Cheap car insurance for new drivers?

im 23 years old and about to take my driving test, IF i pass i'll be needing car insurance which i've noticed is very expensive. and tips or websites that are good for people in my situation?? i've put the excess up but its just too much! any help will be good thanks""

Is it legal to have two different insurance companies for one car?

i am currently leaving my insurance company because they give me too much headaches (ING by the way)... i have to wait a week to offically cancel my policy (its a longg story). i found another insurance company that i would like to join right away because i told my insurance company i am putting ym car away for a few years but i just didnt want to tell them i found someone else for way cheaper and i need insurance now! but im not sure if it is possible to have comprehensive with one company and coverage with another. please let me know. Thanks!! toronto, Ontario""

Why isn't the Affordable Healthcare Act more like car insurance?

I'm just wondering why no one thought to copy how car insurance works to work with healthcare. Think about it, we'd save a lot on government spending. Those who buy healthcare, are covered through insurance. If you don't buy healthcare, it is up to you to buy it, and if you're asked to show proof of health insurance and don't have it, you're fined. It's simple, easy, and perfectly understandable by anyone. So.. if it works for car insurance... why wouldn't it work for health insurance?""

Car insurance policy?

From out of experience or knowledge, what is the best type of car insurance for a 19 yr old college student? If the 19 yr old will b the policy holder & not under any parents. & what type of coverage is recommended? Any other advice as far insurance goes? Thanks in advance.""

How much is car insurance for a 17 year old girl?

I'm trying to find out how much insurance will be when I buy my car, but websites like go compare wont let you check until your 17 :) No idea what you need to find out so heres some details :) Vauxhall Corsa Specification 1.0 12V GLS Transmission Manual Engine Size: 973 cc Fuel Type: Petrol Thank you :) x""

I need to know which car insurance is both reliable and affordable?

I need to know which car insurance is both reliable and affordable?

How much money should the insurance company be giving me?

I was in a car accident. An suv hit me (perpendicular to my drivers side), which made me hit a mazda and it spun out of control. The suv that started the accident RAN OFF! They did not realize their license plate fell off and they actually filed a claim saying they were hit in a parking lot! Anyways, it totalled my car so my insurance co is giving me $6200 for my car, but deducting $500 for my deductibl because at first we could not find who was driving the vehicle. Now the drivers insurance company has contacted me wanting to meet to discuss how much money they are going to give me. He said they will be giving me money for my deductible, medical bills, missing work, missing school, inconvience, stresss and pain and suffering. We are meeting today to negotiate the amount. I am not sure what is a reasonable amount, my friends told me $5400 - 8,000. I'd like about $6000-$7000. Do you think this is right?""

How much does it cost to have a baby in California with no insurance?

With or without epidural, c-section or otherwise, with possible hospital stay? Near Sacramento if that makes a difference. Thanks!""

Do you have affordable car insurance in Tennessee?

Do you get a good deal on insurance? Where do you have yours?

How many years no claims bonus does it take for your car insurance quote to be at its minimum?

For example, If I were to insure an Audi RS4 which costs around 48,000 - which group would this be in?? etc...""

""What are the best sports car, insurance price-wise ?""

I personally want to get a Nissan 350Z but I'm pretty sure the insurance price will go really high up. I also would want a much cheaper car, but still with good looks.""

Car insurance in Florida....?

Ok i will be 18 in like 10 days. I am a male and have had my license for about 4 months. I am currently paying about 270 a month for my insurance. This is on my parents policy. Does Anyone know any cheaper insurance (me on my own policy)? Please help. I do not need full coverage. I have a 96 mazda already paid off. I just want basic. Please help.

My car got stolen and i have full cover insurance on it will they give me money for it?

My car got stolen and they find the car and all that was left was the shell of the car. I also have GAP insurance I want to know will the pay off my car and give me money to buy another car.

How much did your car insurance rate increase when your 16 year old began driving?

he amount my insurance went up may have nothing to do with your insurance increase. There are way, way too many variables""

Does buying a car with a salvage title effect insurance?

We are looking into buying a 2003 Honda Civic EX Coupe that has a salvage title for my first car. The salvage was only a small fender bender, airbags are still intact and no frame damage. Would that effect MY insurance cost? If so, how much would it probably effect it? Thanks!""

Do I need car insurance to take the drivers test in Florida?

I'm was going to take the drivers test this friday to get my license, since i turned 16. But I found out that I have to have car insurance under my name to get my license. So my dad called his insurance guy and asked him about it, and the guy said that it would increase my dads insurance from $2500 to $4000. My dad said that he couldn't pay that much and that I couldn't get my license. Is there any other option for me? Is there any cheaper car insurance that I could use that would be less, or what if I got my own separate insurance from my dad? Would that be cheaper? I was also thinking, could I just get the insurance for the test and then take it off once the test is over? Please help! I really want to get my license!""

On average what is the rough price for bike insurance ?

its more just curiosity at the min as I've not settled on a bike I want I'm more that likely gonna get a ninja 250r, does anyone know or guess what the insurance wud be , I've ?[A class provisional] thanks for ur time guys""

I'm looking for affordable auto insurance...?

I am looking for an affordable auto insurance in New Jersey. Does anyone have any ideas. And is it true that a Broker is a good option? What would be a reasonable rate for just a PIP and a older car? I have no accidents or tickets.

Does a salvage title cost more when it comes to getting insurance?

I want to buy a motorcycle. however, it has a salvage title. will the insurance be more? P.S. all i want is liability.""

How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?

How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?

Auto insurance Price?

I have USAA for auto insurance and I have been paying about $1,000 every 6 months. I did a online quote with Geico and for the exact same coverage(supposedly) it will be $364 every 6 months. How are they THAT MUCH CHEAPER? Is there any reason why I should not leave USAA today and go to Geico?""

I wanted to know how comes my insurance is so cheap now but when i did it 7 moths ago it was 2800?

so 7 months ago i got my insurance third party fire and theft with 2 additional drivers me as first driver and i am 20 for 2800,, and now i checked with the same details i did last time i didnt put down any experience or anything did it same exactly as last time and its about 1950 now ??? wth did i get ripped off? car is a vuaxhall corsa 2000 model""

new hampshire insurance company search

new hampshire insurance company search

Will my insurance rates go up if I get a speeding ticket in someone elses's car?

I was driving an insured vehicle which belongs to a nonlicensed driver., I received a speeding ticket in this car. Whose insurance will go up?""

Please help. Is it a must to get a car insurance in order to use and drive my car?

Hi guys, I wanna buy a car, but I wanna be sure if I have to get a car insurance in order to drive my car legally on the streets. Thanks XD""

Why should someone who is say 40 get cheaper car insurance than a 17 year old?

If for instance they passed on the same day, why should a 17 year be categorised as less responsible than a 40 year old in terms of driving ability? Particularly when chances are due to the insurance gaps and most probably the earnings of these two hypothetical people the 40 year old would be able to afford a more powerful car...""

Anyone know about maternity insurance?

I am recently married and my husband and I have been trying for a baby. We just recently added me to his insurance and of course, added maternity coverage to it. We were told that it wouldn't take effect until November 1st. My question is-if I were to get pregnant before November 1st, would the insurance not cover the pregnancy? I have a friend that seems to think if I were to get pregnant before then, if I didn't see a Dr until after November 1st, then it should be okay. Any idea what is correct?""

Cheapest Bike insurance in ontario for sport bike?

I'm looking into selling my cr250 for a street bike something along the lines of a 1998-2001 cbr/gsxr 600. My only problem as I'm sure you can all relate is insurance. I simply cannot afford to be paying 3-4000 dollars upfront. So does anyone know of a insurance company that will do business on a month to month bases insted of anually.

""If Obamacare is cheaper, more affordable, and saves $2,500 per year, why does Obama need to allow 500,000?""

... or more people who were buying more expensive and worse insurance (and thus should be able to afford to buy the cheaper, more affordable and better coverage which saves them $2,500 per year) and how those terrible policies canceled.... why does Obama need to allow them to buy terrible coverage which focuses on catastrophic coverage instead of his far better and far cheaper plans?""

Can I get insurance if I don't have a license?

I'm 18 and want to get my license but I need insurance, can I get liability without a license and about how much it would cost?""

Cost of 2005 bmw 745li insurance?

im 16 ill be gettin mine when im 17 whats the average insurance cost for a 2005 bmw 745li

How much is car insurance for a 17 year old female?

im 17 and would love to buy myself a car but i worry about the insurance. i am thinking of buying a used 1998 jeep grand cherokee, its a really good price but i dont want to go and buy the car if insurance is way to expensive. any ideas on how much insurance would cost. if it counts i do get good grades in school.""

Do insurance companies look into your driving record?

When getting an auto insurance quote they ask if you have any major violations. Do they only know if u tell them, or will they eventually find out of u lie?""

Pls anybody can tell me which is the best insurance company in new york new jersey and connecticut?

Pls anybody can tell me which is the best insurance company in new york new jersey and connecticut to sell commerical insurance, business policy, workers compensation etc which company do best underwriting. which is the best company in this state. Pls let me know..""

What is the cheapest car insurance?

Im a 16 year old boy, have a 2002 chevrolet 4x4 v8 truck.... all i want is liability and right now i pay $159.00 a month through american family. do you know anyone cheaper?""

Car insurance for a 17year old.?

Ok, The car I'm going for when I'm 17 is a 2002 PEUGEOT 307 1.4 16V S [AC] 3dr Hatchback. It was 8337.01 for car insurance on Auto Trader (The cheapest). I was intending placing it on my fathers name (Although I was told it was supposingly illegal, but I won't be doing anything dangerous, and I have drove a few cars before (onboardtraining.co.uk etc..)) I was also told about i-kube, but I can't drive between 11pm and 5am, which could be a massive concern for me as I may need to go out at night for emergencies. Is there any way I could actually get quite cheap insurance? I was really into the idea of puttiing it on my dads name and splitting the insurance money with him every annual. Looking for Alternative ways or tips of lowering my insurance (I will still be in full time education when I get the car) Thanks. Any help is appreciated.""

Is this a good insurance plan?

This is all so confusing. I'm getting married June 15th and have to find my own health insurance for the first time.. Any input would be great! The premium for this plan is ...show more

Going to buy a new car tomorrow. Insurance Question.?

I will be getting a new car tomorrow. (It is actually a used one from a dearership, but new to me). Anyways, I was wondering about insurance. I live in Minnesota where it's state law to have insurance and also I need insurance because I took out a loan. My plan was to get the insurance the next day. Would this be a problem? I would be driving my car around without insurance for a whole day. I still have my current car which is covered and I will be getting rid of quite soon but I wont be driving that tomorrow after the purchase is made. My questions are, would I get in trouble if I were pulled over and don't have insurance, and what happens if I get in an accident on my way home from the dealership?""

What would my car insurance cost if..?(IMPORTANT)?

I'm a teen driver, and ill be 16 years old when i get my license. i'm a 3.0 + gpa or higher student and have had no issues with the law.i drive a 1997 mazda protege with a clean title (idk if that helps)""

What is the Benefit of an insurance company selling a new for old Policy?

And... Why is it important to them to have the correct reserve... I already know a few reasons, but I'm revising and my mind has gone blank! Please can someone help? I'm normally very much on the ball.. but its just left me! Thank you""

Name some good life insurance companies?

Burial insurance I need for future.

Should i keep my health insurance?

I make 30,000 a year for a family of 4. I have an 80/20 High deductible health plan with a deductible of 10k, that costs about $4,000 a year. My yearly health expenses are about $1,200. Should I keep my current insurance or apply for medicaid where only my children would be covered? I don't have any extra money to put in a health savings account.""

No proof of insurance ticket in California?

I was driving my uncles car and got pulled over because the insurance paper was forgotten and left inside my uncles wallet. The car has insurance. I am not in the policy. I do not live at the same address the car/insurance is registered at. I was just borrowing the car for 1hour. The officer told me its like a fixing ticket you show up in court show the insurance and your ticket will be dismissed. So i went to court took the insurance and the judge told me my name is not in the insurance paper and i need to pay the fine. I read other places that i am okay to drive or borrow others car as long as the car has insurance and and also am not living at the same address the car is registered at or else i will need to be in the policy as well. What are your opinions? Should i get a lawyer and fight it? Or I need to pay the fine. I also got the ticket in California. Thank you

""I only pay car insurance, what should my credit score be?""

I have car insurance in my name (I haven't been late on a payment yet), this is the first and only thing I make payments on. What should my credit score be? Also what are small things I can do to bring it up?""

Where can I get an insurance quote?

I want to get an insurance quote on my car but every site I go to asks me for a lot of information such as address, name and other personal things. Is this how you have to do it? Or is there a site where you just type in your birthday and info about your car? I just want an approximate quote. I'm only 16 and would be insuring a 1974 Ford Mustang II with a v6. How much do you think that would be? Whats the best site for quotes?""

How much would i pay in fines for driving w/ out insurance in california?

How much would i pay in fines for driving w/ out insurance in california?

Car insurance for my first car.?

Im 23 and getting my first car soon. Ive had outrageous quotes of 2500 upwards for a Vectra 1.8 SRI with me as the only driver. My dad has maximum no claims bonus and has been driving for 35 years. If I buy that car and put it in my name and pay the insurance can my dad go as the first driver and me as the second for supposed occasional use ?? Or would the car need to be in his name to get the price down? Also if he's not passing any no claims onto the car will it even bring the insurance price down?? Please help as ive heard so many young people getting cheap insurance on there car because there mum or dad are on the insurance as a second car.

How much is does it cost for insurance of a driving instructor (roughly)?

It is for my A-Level business coursework where I am producing a business plan to set up a driving school. It doesn't have to be exact. Regards

new hampshire insurance company search

new hampshire insurance company search

https://www.linkedin.com/pulse/does-everybody-have-car-insurance-john-johnson/"

[awesome-legendarystudentcho-blog]

Aurora Colorado Cheap car insurance quotes zip 80012

"Aurora Colorado Cheap car insurance quotes zip 80012

Aurora Colorado Cheap car insurance quotes zip 80012

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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Can I buy a car and drive it with a provisional license with a friend who has a full license and insurance for their own car with me? I asking because I don't know how insurance works, but I know someone who has a full license, insurance and own car can let you drive it if you have a provisional license. I'm in the UK btw.""

How to appeal declining application on Health insurance?

I just received letter from Blue Shield of California on my recent application for health coverage, I am asking for any suggestion on appeal and my rights in this process. My COBRA is running out, and this recent application took 2 months before they turned me down. I considered myself fairly healthy other than a monthly low dosage cholesterol prescription. Any help or suggestion is appreciated.""

Where can I find affordable dental insurance?

i live in dallas tx ,19yrs old and im look for affordable dental insurance it will b just for me no one else any great insurance out there that wont make my bank account dusty :) plz help & thank u""

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titles says it all

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I was recently in a fender-bender, and as SOON as I made a claim with my insurance company, random auto shops started calling my cell phone (which is my only phone, I don't have a land line) stating they heard I'd been in an accident and basically were telemarketing me into fixing my car at their shop. I have Nationwide insurance, and I'm suspecting it is them who has released my information, as I didn't supply my info with anyone else, other than in the police report! Has anyone else heard of this or had this happen to them? Is there anything I can do about it, other than tell the people not to call me again!?""

How do I know if my insurance company is treating me fairly?

I was recently in an accident. The offer that my insurance company is making is much lower than NADA and Kelley Blue Book values--the insurance company is offering 9,200 and the NADA value is 11,600 (KBB is 12,500). They said that their estimate was based on the local market value and was an average of private party and dealer values. They looked within a 100-mile radius and found similar cars. They then adjusted the value to reflect the mileage of my car, but I don't know how exactly they calculated this adjusted value. I bought my car from a dealership seven months ago--shouldn't the replacement value be the retail value? Also, I had a Subaru WRX and they compared it to WRXs and to Impreza Outback Sports. I looked on autotrader.com and on other Internet resources and found WRXs that were listed much higher than the WRXs in their market report, and I don't know what to do--I don't want to spend the money for a lawyer, but I feel as if I am fighting a losing battle.""

Whats the best car insurance for young drivers?

I'm 16 and about to get my license and have been looking for cars online. my parents said i can have a a mustang V6 if i can save up for it (which i can) and yes, i realize insurance can be kinda high for mustangs but read somewhere that the 1996-2000 mustangs aren't AS MUCH to insure. i was just wondering if anyone knew of what the best car insurance was for young drivers.""

Car insurance?

im 16 years old own a 2007 lexus gs and never got a ticket how much will my car insurance be? (im not expecting a definate answer, just a guess)""

$600 Fine For Expired Car Insurance? BC Canada?

Today I got a $600 fine for a week expired car insurance and my car got taken away to an impound . Is that the right price for British Columbia, Canada?? Because I've heard that its supposed to be 100-200 first time, 300-400 second time, 500-600 third time? This is the first time I've ever had a ticket because of expired car insurance so why is it so dam expensive? Can I get some of my money back at least? Seriously $600 is way too much""

Car insurance with teenagers.?

My mom and I have been checking around for cars to buy because I have a scholarship and one college class right now, and I need the transportation so that I can go to study sessions for the college class, and to the meetings for my scholarship. We really don't have a lot of money. I work but only on Saturday because of school. My mom has Progressive right now and she checked how much it would be to have me and a new car on the insurance and it is a whopping $500 a month (her, her truck, me, and my car included).. We need an insurance company that isn't going to cost us a 1/4 of our income. At first we were looking at older cars under $2500. Then my mom was thinking it would be better to get me a new car with good gas mileage so she wouldn't have to worry about me being safe and not breaking down on the side of the road... But we can afford a new car, not with our down payment. The monthly payments are too high. So now we are going back to the older cars, and if we have a fully paid for vehicle, I am sure the insurance won't be as high. But here it, I am 16 years old, took driver's ed and have an insurance waiver that is supposed to bring the insurance down 10%. I also have good grades, a scholarship, a job, etc.. These things should look good to the insurance and bring the cost down.. I am safe driver as well.. Not driving far daily at all. Basically back and forth from school and to those meetings and study sessions every now and then. Any suggestions as to what car to look for and what insurace company we should go with? Thanks, in advance.""

New jersey car insurance do I need drivers license? I have a new york drivers license buy car insurance for Ny?

New jersey car insurance do I need drivers license? I have a new york drivers license buy car insurance for Ny is the highest ever.My sister lives in Nj is it possible I can use his address to get cheaper Car insurance...Or do I need a new jersey drivers license as well??

About how much will a Subaru Impreza Wrx/sti insurance cost me?

**Im 17 years old now with no tickets. I have a 1998 V8 Explorer now - will it be a lot more money?

Insurance against mental disorders?

Is there any insurance plan that offers income protection on becoming disabled(long-term or short term). In particular disability to work due to a mental disorder.

""Mortgage, HOMEOWNER INSURANCE, lost jobs advice.?""

I need some advice! (Please, please keep your advice to constructive criticism, please) We are coming out of a messy situation where we both lost our jobs. But now we have acquired ...show more""

Which is the best dental insurance?

how do i purchace individual dental insurance and which provider is the best. i have Metlife dental through my job and i thought that i was fully covered only to find out that i have a 1000 dollar limit every year, which is like absolute nonesense, just a visit to the dentist with no work done takes about 250 dollars. i need to have a root canal and a crown and its goin to cost around 4500. please help i live in houston,texas if that helps""

Homeowners Insurance cost in Florida?

My husband and I just got an acceptance for a house we put an offer on. The house is in Orange County Florida, 82810 and has 2 beds 1 bath and 1005 sq ft. It was made in 1940, updated plumbing and electrical in 1989, House (not the land) was appraised at 55,000 in 2007, but i'm sure this has gone down in this economic weather. No pool, no garage tell me if you need more info to help me out on how much you think it could cost. I can't seem to find anywhere online for quotes for home owners insurance, just numbers to call and we need to find someone by Monday morning. I'm going to call in the morning but i don't know how much time I'm going to have before we go into the Real Estate office. My questions are: Do you know of online homeowners insurances in Florida that have an online quote system? How much do you think insurance for a year would cost on a house this size? What homeowners insurances generally have the lowest rates? Thank you so much for your help!!!""

How much is motorcycle insurance?

Soon I'll be looking to get an '08 or '09 CBR 600 rr. I'm 21, own a car, never been ticketed or anything else in my car. Wondering if that affects my rates at all, or if 21 with a sportbike = brain splatter just registers on their screen.""

I have no insurance and need an abortion?

Please dont judge im young and recently found out im pregnant. But im not ready for a baby... I would love to keep my child but if my parents ever found out they'd literally disown me. I have no insurance and I dont know how much an abortion would cost. I was thinking about getting the abortion pill still not sure. How much would that cost?I checked online but it didnt say anything about abortion.

How much jail time for no insurance in georgia?

My friend had an unpaid ticket that turned into a warrant. If he were to turn hisself in how long would he serve.

Insurance claims car was stolen but police report doesn't?

my car was hit about 5 months ago and the police report was filed. i received my copy of the police report and it doesn't state the car was stolen. now my insurance company is claiming, 5 months later, that the car that hit me was stolen. can this happen? how do i know the insurance company isn't making this up so that they wont pay me back for my deductible? thanks!""

Do i need insurance to be under my name when taking my drivers test?

so im taking my drivers test soon and i need to know if i have to get insurance under my name on the car..my mom does have insurance on the car i will be using but only under her name..so will i have to add my name to the insurance just to take the drivers test? i live in california

How does a car insurance work?

So the other day i hit an 06 mustang and it left a 1 inch dent it was very small i exchanged info and all then the lady called me and told me the damages were $1008 my insurance said they are going to go check the car to make sure, i was just wondering the dent seemed like a $250 dent will the insurance give them what they say or what the lady says its supposedly worth?""

Really expensive insurance for new 16yo driver?

Hi, I'm 16 years old and I passed my driving test on Jan 23, 2014. I want to get insured asap and be added onto my fathers policy. Our insurance guy told us it would be around a MASSIVE $400 a month at the CHEAPEST!! Near $2,000 per 6 months, this can't be serious can it? Is our insurance referral ripping us off? My friend said it should be around $150 a month. ALSO.. Is it possible to get my own policy on my own at 16 and not be added to my dad's policy? I live in a SMALL town, Palm Springs in California. It's not like I'm in LA..""

2003 Honda S2000 insurance rate?

Hi, i'm a 16 year old male. I'm planning on getting an S2000 when I turn 17 and was wondering if someone could give me a ballpark answer on how much, liability only, insurance would cost me per month. Ballpark as in $100-$150, $150-$200, $200-$250... Any help would be very appreciated. Also, just take into fact that I have a perfect driving record and that stuff since I would just recently have gotten my license by then.""

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

Aurora Colorado Cheap car insurance quotes zip 80012

Aurora Colorado Cheap car insurance quotes zip 80012

What is the best and most cost efficient way to move?

We are moving from Atlanta, Georgia to Boston, Massachusetts. I was researching possibly renting a moving truck, but I'm having difficulty finding the best option. I was considering U-haul, but from other message boards, I got the impression that as the costs add up with insurance and mileage and whatnot, it appeared to not be the best option out there (or maybe it is in comparison to other companies, I am not sure). Does anyone have any suggestions or past experience with a good moving company? We are looking for the best price option, and possibly a company where we could pick up the truck in Georgia and drop it off somewhere in Mass. **the trip is roughly 950 miles""

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

Cheap motocycle insurance?

Ive got 1 claim and 1 conviction so finding insurance is hard enough does any one where i can find the cheapest cover for my bike its a 125cc bike and im 18 please help

How much will insurance cost for a 17 year old in london riding a 125 motorbike ? (around)?

How much will insurance cost for a 17 year old in london riding a 125 motorbike ? (around)?

Best deal and coverage on auto insurance?

I just bought a new 2013 Ford Fiesta yesterday and only had liability on my previous 20 year old car. I am needing to get full coverage on my new vehicle and am wondering what the best rates and coverage are out there? What car insurance do you have? Is it good? I currently have AAA but am researching others. They're wanting about $100/mth. Ps: I am a 28 year old teacher with a clean driving record and live in Orange Cty, Ca.""

What is the best car insurance company for 1st time drivers UK?

Hi, I am 24 and I have had my lisence for about 6 months now! Insurance is soooooo high for this age range and not having much previos experience. What insureers would you suggest to first time drivers? Thanks""

How much would insurance be for a 16 year old with a 2008 G6?

Me and my dad went looking for cars and he said that he would buy me a 2008 G6 but I have to pay for insurance, with full coverage. Any idea how much it would be? And if so, where can I get the cheapest insurance.""

Car insurance uk?

i have car insurance with one car i have full no claims discount,i now am thinking of running another car in my name so i got a quote for this car from my insurance company,.they said as the second car i want to insure i have none no claims discount i have to start again and earn it,.So if i get a quote from a different car insurance company,will these conditions still apply to me.""

Car Lending Insurance?

If I lend my car out, and that person gets in an accident, will my insurance cover that person's accident? Is the car insured vs the person being insured?""

Where can I get affordable car insurance in Tennessee?

Where can I get affordable car insurance in Tennessee?

Question about multiple car insurance policies?

I'm 17 and currently have my learner's permit. My parents have separate insurance policies (My Dad has Geico for his 2007 Honda Accord, my Mom has Metlife for her 2003 Dodge Grand Caravan). My Dad recently added me to his Geico policy as having a learner's permit. But my question is this - I know that I will be able to drive my Dad's car since I'm on his policy, but realistically, I would want to be able to drive both cars (and I would likely be using the Caravan more often anyway). Once I get my license, do I have to be listed on both insurance policies to drive both cars? If I wasn't and got in an accident with the Dodge, would I be covered?""

What car insurance company provides the cheapest policies and best coverage?

What car insurance company provides the cheapest policies and best coverage?

What would the insurance rate be for a 17year old male for liability on a 2002 dodge ram 1500 4x4?

I have a son that wants a 2002 dodge ram 4x4 short cab. How much would it cost for liability insurance with a clean driving record?

What kind of fine do you get for driving without car insurance in California?

My older brother recently bought a brand new car, and just two days ago the insurance he purchased from the dealership's insurance company expired. He has liability insurance underneath a separate insurance company, but that has not expired. We were stopped for something minor the other day, and the police officer noticed my brother's insurance was expired. What kind of fine will he face?""

Can you answer this about Allstate Insurance commericals ?

Why is there a disclaimer on the Allstate Auto Insurance commericals that says Not available in all states ?

Kit Car Insurance?

How does insurance for a kit car work? I realize you have to specially register it and so forth, but are you charged for a 1986 Ferarri, 1966 Cobra, etc, or is it based on what the engine/chasis/etc came out of?""

Insurance change? Nissan 350z to Pontiac GTO?

Alright, Well I have a 2005 Nissan 350z 35TH Anniversary edition, And I am going to trade it in on an 05 Pontiac GTO. What would the changes in my insurance be you think?""

Car insurance????????????

how long before my insurance is up will i recieve my renewal quote?

What should I do regarding my auto insurance situation?

I hit my dad's expedition with my Dodge Ram and caused about 1500 dollars in damage to my Ram, as estimated for parts and labor by a collision center, I hit the expedition's hitch which caused damage to me but barely a few scratches on the expedition. The expedition doesn't run, and is not even registered or insured. My dad is aware of the situation and has no interest in fixing his car and will not report me to the insurance or police. We have and still are on good terms. I have liability insurance, so it will not cover damage to my vehicle. My insurance policy expires in two weeks. What if I update my insurance with collision and comprehensive coverage that will cover my vehicle. Then I report that I hit an object and have them pay for it. Would this be cheaper in the short and/or long run than paying to fix out of pocket? Is such action above illegal, unethical, and/or against policy? I live in California and have Progressive insurance.""

Who do you guys think is the cheapest motorcyce insurance company?

and if you are insured by them do you like the service you get?

Why are health insurance premiums skyrocketing?

I thought Obamacare was supposed to make health insurance more affordable. http://www.forbes.com/sites/theapothecary/2013/06/10/ohio-dept-of-insurance-obamacare-to-increase-individual-market-health-premiums-by-88-percent/

Do you pay a lot of money for car insurance where you live?

Wher so you live an dhow much does it cost. I live in NY it the sh*t is HIGH.

""If the mandate to buy health insurance wont stand the supreme court review, why am I forced to buy...?

car insurance in the state of California?

How much is non owners SR22 insurance in Florida?

My license is suspended because of 12 points in 12 months. I am required to have SR22 non owners insurance and i do not have a vehicle. I don't even know where to begin with all of this. Are there special insurace companies that deal with this sort of thing? Please help!

Need insurance and sr22 for suspended license?

A friend of mine lost his license for driving without insurance. He needs to get insurance and provide an sr22 to get his license back. We live in Ohio and are having a hard time finding any kind of affordable insurance plans. Any ideas? What is a good price for min. state coverage, anyways? Thanks for the help.""

Aurora Colorado Cheap car insurance quotes zip 80012

Aurora Colorado Cheap car insurance quotes zip 80012

Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?

I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?

How much would motorcycle insurance cost for a young and new driver?

So I 'm 18 years old and thinking about getting a sports bike. I have a drives license and haven't gotten any tickets yet. I just want an estimate on how much i'd be paying in insurance every year..and which insurance company provides the best price? I'am thinking of buying a used sports bike but am not sure on which one yet. Thank you in advance and If you don't have anything nice to say please just move along lol:))

What is the car insurance system in UK? How much and what else?

Let's say I bought a car with insurance group 20 what do I have to pay per year. I know for the 1 st year I need to pay 1000 and then half of it for the later years. Except that what taxes and all do I have to pay? How much is it gonna cost to afford a car with all the legal issues?

What is your opinion on having to obtain car insurance?

I am doing a essay on car insurance. I would be much appreciated if everyone could give me their input on it and how they feel about having to have it. thank you so much for your help!

Does anyone know of affordable family health insurance?

Does anyone know of affordable family health insurance?

Auto Insurance In California : how far goes the liability?

I am french and don't know anything about auto insurance in the US. I just received my driver license 2 months ago and a very old bettle (1973, value < 1500$) as first car. I never drive before (even in France), I have a clean record. How work the liability here? Let's say it's not my fault but I crash in a schoolbus and 3 childrens will need medical treatment for the rest of their life because of me. Who will pay for it? And what if it's my fault? [ In France, we have something called civil responsability that will pay for that. It's automatically included in every car insurance. ] I am also browsing the net for cheap but good insurance. I want it cheap because the car is worth nothing. But I want it good because i am a young (no experience) driver. Any tips and links to some websites are welcome. Thank you very much.""

Health Insurance company for a graduate student? What one is best as far as price and coverage??

Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and thats way to much.

Where can you get insurance for a 16 year old travelling alone?

Hi, a group of my friends and I, five of us, are travelling to Germany and are looking for a place that would insure us, we are all 16 years old. Thanks :)""

Student auto insurance?

I'm currently a college student and would like to purchase my own auto insurance in Ohio (and no longer be included on my parents insurance). Does anyone have any tips on how/where to get good, affordable auto insurance? Are there any companies that you would recommend? Or ones that offer student/good student discounts? Thanks!""

Car insurance?

Does anyone know of a website where you can find out how your occupation affects your car insurance quote? im a postman and i was just wanting to know what grade i was in? cheers

Male vs. female car insurance?

So as a 16 year old male driver, I'm aware that car insurance rates for me are significantly higher than a same age female driver, just because of my gender. How are insurance companies able to do this, no matter how many statistics they have saying we crash more, speed more often, ect...? This is discrimination vs. my gender, and for all they know I could drive like a granny. Now consider this: if statistics showed that blacks were twice as likely to crash than whites, could insurance companies charge more? No way! The NAACP would be all over them. That would be unfair to the black drivers that may drive safe. I just dont get why I am charged way more than what a girl gets charged, even though I am a very safe driver.""

""I'm looking to buy car insurance, how much should it be? MG ZR?""

Its for an MG ZR 1.4 I cant go on my parents policies because my dads left my mum and my mum don't drive, so theres no way, plus i have no over family, so its impossible for that option. Of course it wont be cheap but i didn't expect it top be extortion, im male, so i know its higher, ive done some online quotes, it said around 6000 a year, how can a 17 year old even buy that, unbelievable, i was hoping it be around max.. 2000 even that's really high. Lol I ain't exactly rich lol. First ill buy a older rubbish car to get my confidence up with driving, then try to go for this car, its my dream car tbh, i find it beautiful. Im gonna name it Phoenix. lol. i am sad. But i was just wondering about it.. if you have any other advice about insurance, such as, what would make it cheaper ( year the car was made, door numbers etc) or what cars li should buy first.. i would appreciate it highly. Thank you in advanced. :) God Bless you all.""

I need insurance on my car and need to keep the cost low as possible?

Will it be ok to cut out the no claims protection or is this a must, I have over ten years, is there any other way to keep it low. Thanks""

Mazda RX8 cheap to run/insure?

thinking of getting a Mazda RX8 for my first car they're a 1.3 so i'm assuming they don't completely rinse petrol because the engine size is quite low? any idea on what the insurance would be for a first time driver, i've been driving 4 months""

""IMPORTANT: Young, pregnant, no money! Any advice on how I wil get by?

I am 24 and pretty sure that I am pregnant (will be going to the doctor on monday to verify). I don't make a lot of money and I was wondering how other women have done it. In my head it seems impossible to afford a child. Advice please.

""Insurance policy,,,,,,,,,,,?

I signed a life insurance policy on the spot. It was an error at some point. I realize that what i needed was a retirement insurance. Is it possible to request the insurance company to change my policy?

Why did my health insurance raise 85%?

I work for a school and our healthcare company, Cigna, raised the rates from $20 a month last year, to $130 a month this year! And a family plan through Cigna (which I had hoped to use one day) will cost more than $700 a month!! What?? The best part is, the insurance covers less than last year and has higher copays for everything ($150 for an urgent care visit as opposed to $50 previously). Can anybody explain why this is happening? I'm all for healthcare reform... Companies shouldn't be able to take advantage of hard working citizens, those less fortunate should have access to affordable healthcare, etc. But why this EXTREME hike in price for me? Please keep you anti-Affordable Health Care comments to yourself. I'm looking for a real reason why I'm seeing this huge hike. It seems like it will be cheaper if I sign up for healthcare on Healthcare.gov at this point...Pretty absurd.""

WHAT ARE THE CHEAPEST VEHICLE ON INSURANCE THAT IS A 4X4 BEST ANSWER GETS 10 QUICK POINTS?

I WANT A 4X4 CAN SOMEONE TELL ME WHICH ONE IS CHEAPEST ON INSURANCE

""How much tax does the American person, family pay per week with income and sales tax?""

Feel Free to add in Cell Phone, Cable, Utility,Insurance Car and Health tax""

Need advice on a life insurance policy for my parents.?

My parents are 67 and 57, and despite being the youngest of 6 children, I am somehow viewed as the most responsible. I have power of attorney over their estates. They trust me more than each other or any of their other children, because they know that I don't care about money for myself. I believe my parents have life insurance policies on themselves, but with the way they manage their finances the policies may very well have lapsed. I would like to open policies on both of them myself. I would like to get coverage for not only death but any life-threatening incidents so I can pick up the slack for them if their coverage is insufficient or doesn't kick in. I already have a policy on myself for $500,000, and I pay only $30/month. I'm sure that it'll be much more expensive for my parents, but this responsibility falls to me. My father is in poor health and probably won't make it another 5 years. When that happens I want to be able to pay off his house and any remaining debt, put on a nice funeral, and make sure that my mom has a financial buffer for retirement. Any advice on bringing up the issue of mortality with my parents, and getting their consent? Also, is there anything that I should know about policies for older people?""

""Were and how I can get car insurance in Europe for my american car, and how much is that( annually)?""

I would like to drive my car all over the Europe, but were I can obtail insurance ( green card ) for EU""

Which car insurance company is best with a teenage driver?

i am 16 and i am considering buying a 1999-2004 mustang or maybe a firebird or camaro from about the same time and i know the insurance is going to be high. 1) how much of a difference will it make if its listed as my parents' car and im just a driver rather than it being my car and 2) which auto insurance company is best for discounts from drivers ed, my gpa(4.0 thank you very much),and maybe a defense driving course or something like that. thanks in advance everyone!!!""

If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car?

Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments?

Insurance Cost for Hyundai Elantra in Canada?

I'm 23 years old living in ontario canada, and I'm planning on buying a used 2004 hyundai elantra. I've taken driving school and now have g2 driving license. I'm looking for other people who have also bought the same car and around the same age as me, and I just wanna ask how much do you pay for your car insurance and what's the best (cheaper) company i should go for? Thanks =]""

Will a speeding ticket from a different state affect my insurance?

Will a speeding ticket I got in California raise my insurance for my current state of residence?

Aurora Colorado Cheap car insurance quotes zip 80012

Aurora Colorado Cheap car insurance quotes zip 80012

Can I move my car insurance now?

I am currently insuring my car with direct line and they are charging me 47 per month however I have just noticed that when i do an online quote with them- exactly the same cover as what I have its priced at 23 per month. Can I move my car insurance to a different company now or do I have to wait for the renewal date? If not why are they charging me so much more than their online quote? Also the cheeky gits charged me 60 to renew my address with them when i moved house....surely that can't be right??

Insurance Question - cash insurance check and pay doctor within 30 days?

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Can i wait till after i pay my speeding ticket to go to traffic school so my insurance wont go up?

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I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?""

Best rate auto insurance?

i live in North york, On, CANADA i need best rate for auto insurance where i live""

A question about car insurance....?

Anyone know where top get cheap car insurance for a 17 year old in the U.K

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male 40 y.o., female 36 y.o., and child.""

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We're TTC and having a bit of trouble so I was wondering if anyone could recommend a good health plan that covers maternity and possibly specialists.

Will my insurance still go down if I have a really cheap car for my first year then a more expensive one after?

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How much does car insurance approximately cost for teenagers?

I'm 17. Gonna drive a 2012 Hyundai Accent Female 3.0-3.5 GPA I've had my license for about 3 months already.. and my dad still hasn't gotten me car insurance (which frustrates me considering i have my license and he won't let me drive anywhere without any insurance). He won't tell me how much it is monthly. So i'm wondering how much it'd approx. cost for me monthly?

I would like to change my car on my exsiting car insurance policy? Help?

I have had my insurance policy on a peugeot 207 1.4 8v insurance group 3 since last december and would now like to change it to either a bmw 116i ig 10 or a bmw 120i ig 13. My policy cost 3500 how much will it increase by on either of these cars? Thank you.

Is there such a thing as mental heath insurance or at least a carrier that is better than others...?

i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.""

What are the average car insurance rates for a 16 year old and for an 18 year old?

What are the average car insurance rates for a 16 year old and for an 18 year old?

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Can I fight this no proof of insurance ticket in the state of california?

I purchased my vehicle on 3/13/09 with insurance. I was stopped on 4/7/09 for no license plates and failure to prove financial responsibility i.e. no proof of insurance. Prior to that, the car dealer initially wouldn't even allow me to drive the car off the lot unless it was insured. Also, I hadn't received the insurance card in the mail from State Farm yet. I asked the officer (before he wrote the ticket) if he could identify my vehicle in his system to see that it is in fact insured, at which point he would not oblige. I obviously received the card a few days later and now have the card verifying insurance from 3/13/09 to the present date. Do I have a case here that can rightfully be reversed?""

Which group of car insurance is cheaper?group 1 or group 2?

Which group of car insurance is cheaper?group 1 or group 2?

Car Insurance - No claims bonus-?

As I understand it no claims bonuses can be retained for a maximum 2 years after expiration of last insurance. Its approaching two years since I owned a car and had insurance for it. My father added me to his own policy to be able to drive his car , does this mean I will be allowed to keep my no claims bonus when I eventually get my own car and insurance again ?? I dont want to lose my 8 years no claims. Many thanks in advance to all answerers :)""

Can you have auto insurance without a car?

I recently had my car repossessed and with the amount the finance company was asking I could not afford to get it back. I am wanting to know if you can have insurance without having a vehicle listed on the policy? I occasionally drive my partners vehicle and I need to have insurance and I do not want to terminate my current policy I am with Nationwide Insurance

What is the cheapest car insurance in Ohio?

What is the cheapest car insurance in Ohio?

How do I find the best car insurance rates?

How do I find the best car insurance rates?

Which company provides the cheapest car insurance in the UK?

I recently passed my driving test, so for a first time driver its going to be high but what if i am an additional driver""

Would Transformers have auto insurance or life insurance?

Would Transformers have auto insurance or life insurance?

How much people can be on someone's auto insurance?

is there a limit to how many people/vehicles can be insured under one person's name? lets say, can a person insure his car and himself, as well as his 2 sons cars and his 2 ...show more""

I would like to get a moped when i am 16 and was wondering how much around the insurance would cost a year?

I live in england and will be 16 soon and am wanting to get a derbi gpr 50. I am male and will be a student in 6th form possibly working part time. can't think or anything else i just wanna know an average like will it be more for the insurance because derbi gpr 50 is a geared bike etc.

How close is Geico's quote to what you actually get?

I will be purchasing insurance from geico and was wondering how close their quote is to what you will be paying? The sales guy told me it might be higher or lower than the online quote. Has anyone had any experience with this? What are the factors that would cause either an increase or decrease in the online quote when you're actually purchasing? The online quote seemed like it asked for your social security so it clearly did a credit check too.

Aurora Colorado Cheap car insurance quotes zip 80012

Aurora Colorado Cheap car insurance quotes zip 80012

https://www.linkedin.com/pulse/fort-smith-arkansas-cheap-car-insurance-quotes-zip-72906-cabrera/"

[iannoyinglysweetstudent-blog]

I am moving to Alaska and driving through canada what will I need to cross the border?

"I am moving to Alaska and driving through canada what will I need to cross the border?

I am moving to Alaska and driving through canada what will I need to cross the border?

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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When is the affordable care act being voted on? And if it is repealed how long will it take till insurance coverage from Parents plan is taken away from young adults?

Car insurance..17yrs old!!!?

I am 17yrs old, looking for cheap car insurance. Haven't got a car yet but have been looking at cars such as Ford Fiesta, Peugot 105, Fiat Punto and have been getting around 3000. I cannot afford that and was wondering if anyone knows any ceap cars for cheap insurance and who are the best companies to get cheap insurance? Thanks""

I am moving to Alaska and driving through canada what will I need to cross the border?

I am moving to Alaska and driving through canada what will I need to cross the border?

""I heard that car insurance is cheaper if i include my spouse, why ?""

i would imagine car insurance would cost more then there are more people using a car, not the other way around""

Auto insurance Price?

I have USAA for auto insurance and I have been paying about $1,000 every 6 months. I did a online quote with Geico and for the exact same coverage(supposedly) it will be $364 every 6 months. How are they THAT MUCH CHEAPER? Is there any reason why I should not leave USAA today and go to Geico?""

Can someone have life insurance on me without my consent?

My inlaws are crazy. No not like wacky like mean, vindictive, you wouldn't believe it crazy. My husband purchased a sport car about 4 years ago, evidentially my inlaws started a life insurance / disability policy on him. The bill for some reason gets mailed to us, but they pay it. When asked about it they said they got it incase my husband killed himself in his car. Can you take out a policy on an adult, over 18 years of age, without consent? What is this Disability income on the bill that is separate from the Level Term life??? They are not in poor financial shape, his father is a doctor and they have an oceanfront home. I have everything situated for our family's burial arrangements. Thoughts??""

Motorcycle insurance?

about how much should it cost?

How much does average car insurance cost per month uk?

approximately how much would car insurance cost on a car worth 1000 for a 17year old who lives in a cul de sac with a garage.

Do insurance companys consider the Grand Prix GTP coupe a sports car ?

Do insurance companys consider the Pontiac Grand Prix GTP coupe a sports car

Car insurance question?

i had a non fault accident for which the claim is still ongoing as the 3rd party is not admitting liability and we both are with same insurance. The problem is that our car is booked in for repairs but and we have fully comprehensive insurance but the insurance is saying that they cannot guarantee us courtesy car as no one is admitting liability??? and they told me to phone hire company to ask them if they can provide one, i have always thought that with fully comp you are guaranteed courtesy car but i do not understand what they are doing.""

Cheap insurance for a sixteen year old girl on suzuki 124cc maurder?

living in limerick ireland

Health insurance question / traveling?

im traveling in california. the past couple months i have experienced cascading medical problems. i have health insurance back in my home state.... how do i see a doctor? i think i need to see one before i go home! help?

Can i insure my car under my dads name?

so im an 18 year old boy right now i drive my dads old car under his insurance, and the registration is in his name, and thats all fine and everything. however my mom is renewing her drivers license soon (she had an accident that didnt allow her to drive for a few years) so my dad is giving her the mini van back and obviously, taking his car back. luckily, i have been anticipating this happening, as all good things must come to an end, and have saved up for a car of my own. i found one, and i went to get an insurance quote and found it was near $90 a month under my name. I put in the same coverage but with my dads information this time and got a quote of $30 a month for the same car. (because apparently 18 year old boys are dangerous drivers or something?) any way, what i am wondering is can i buy the car, and get it registered in my name, but have the insurance covered under my dads name? or should i just give my dad the money for the car and have him buy it and put it in his name and under his insurance but i just drive it, much like what we do now?""

Car insurance - change of address?

Hi. Recently i changed my address so i had to let the car insurance company know about that. But they charged(actually are willing to chage) me 423 pounds !! Yes, there's not a misspeling. It's 423 . As far as i ve seen, most people get charged no maximum than 50 pounds for this change. Also, there are no changes on my policy. I still have a garage, i still do the same mileage/year and so on. They even confirmed that there's no change in policy details except the new address. The new address it's in Manchester (central area) and before i lived in Bradford(UK). Now, in the mean time, i had a claim. If i would have found about this fee before, i would have cancel my insurance policy but now that i have a claim, i can't cancel it anymore and being refunded (as i paid the insurance for 1 year in one go, Not monthly). I found about this crazy 423 fee only now when i had this claim. You can't find anything about any fees related to changing the address neither on my policy papers nor on their website and online policy books. I suppose they considered this fee just as an administration fee. And i suppose they could have charged me even 10 000 pounds as an administration fee just because they can. I don't feel protected by the company anymore !! that's why it's an insurance company, to protect and take some risks out. The insurance company it's Admiral. I tryed to talk and explain them that this fee it's just nuts but they didn't agreed. The fee it's about 1/4 of the total insurance cost for 1 year. Maybe they try to take advantage of the fact that i can't cancel it (coz i have a claim in process) and i can't get refunded ? Any ideea how should i proceed ? Shall i proceed with any legal actions ? if yes, how much time and money would that cost because i wouldn't go into, i don't think it's worth doing that. Thanks in advance :) Cheers!""

How much is my insurance?

I basically know nothing about insurance. im 17, the car is a 99 kia sephia with 80,000 miles and its red. i live in a suburban town in new jersey. help me out p.s. i didnt want to find a quote thing online because i dont want them calling my house and stuff since u have to give info""

What is the cheapest online car insurance for an 18 yr old male?

My stepson needs to get some online insurance today............dont have alot of time to research. What would you say is the cheapest car insurance available on line........monthly payments?

Car accident without insurance?

My 16 year old son had an accident in his 2013 Lexus ES350 a few weeks ago. I have been insured with Geico, however 2 days before the accident my coverage lapsed (I had to switch ...show more""

Looking for insurance with marcs and sparks?

I need an insurance for an 82yr old to go to america

Why does the insurance cost more for a higher litre engine?

I know a higher litre engine can obtain more air and fuel in its cylinders but why does this change the insurance price , is it because faster cars have higher litre engines""

Where can I get the Cheapest Car Insurance Quotes at Online?

How can I find the cheapest car insurance for me? I just got my first car and I know I will prolly pay a lot for insurance but how can I check for deals? I am on a really tight budget but at the same time, I only have a second-hand car so I gotta make sure I get insurance that will pay out if I need to make a claim. Where can I get the cheapest car insurance for my car at, and how reliable is it if I need to claim??""

HELP help help! Prego and no insurance

ok i applied for insurance (blue cross blue shield) right when i found out i was prego (I am 3 months now.)I told the salesman i was prego. He said he will get my cards out to me asap. 3 months passed and i was waiting for my cards. Then i spoke with some1 else i told them i need my cards cause im prego they said OH NO u can not apply while bein prego. Soo they denied me. WHAT DO I DO!! Medicaid wont accept me. Can i call another insurance company dont tell them im pregnant and when i get my insurance cards act like i just became pregnant. Please some1 help. I dont no what to do. SORRY FOR WRITING SO MUCH. THANKS!!! =)

""If I buy a car off someone, how do I put insurance on it immediately?""

This would be my first car purchase and so I don't have an insurance agent. Would I need to look up a company, let them know I'm about to buy a car, then later call them back with the VIN?""

I need some affordable insurance that covers if you have a missing tooth please help?

I need some affordable insurance that covers if you have a missing tooth please help?

Does anybody know where i can get very cheap car insurance?

i am a 17 year old driving who own a Tax Exempt Landrover. I have been quoted 3000 just about everywhere. I know that this should not be the price for a car made in 1972. could anybody help?

Is it cheaper to only out me on the insurance for one night?

Is it cheaper to only out me on the insurance for one night?

I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?

I've had a home-owner's and auto policy with Allstate for the last 4 years. The increase was labeled a claim surcharge. The surcharge is almost 500 dollars

Im 18 year old male looking for cheap car insurance in UK?

just got the car and license. 1.2 ford fiesta 2004 price is the only factor for me as i will make no claims for the first year in any situation. the best so far is aviva. i have been reccomended several insurers who have given me ridicolous qoutes.. tesco..aa..elephant..all the pass plus ones and i am asking yot to tell me whos suit me! thanks

Is there a age limit to qualify to get car insurance in California?

I am 17 1/2 years old, and I just saved up enough money to buy my own car. Can I insure the car by myself??""

I am moving to Alaska and driving through canada what will I need to cross the border?

I am moving to Alaska and driving through canada what will I need to cross the border?

https://www.linkedin.com/pulse/email-from-my-husband-sometimes-appears-junk-spam-folder-peter-cook/"

[bloginstantmooncollector-blog]

comprehensive motorbike insurance quotes

"comprehensive motorbike insurance quotes

comprehensive motorbike insurance quotes

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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Is there an individual health insurance plan that has bariatric coverage? ?

I need to find insurance that has the following: 1. Bariatric Coverage 2. Out of Network Coverage 3. 60-100% Out of Network Coverage per day Does anyone out there know of one that has all of these features?

How much would a person pay for car insurance?

Let's say I buy a BMW M5 made from the year 2006, how much would I pay for the insurance? Also, let's say it's a new car, too... If you just buy a brand new car, how much do you pay every month? (I'm doing a research... so, please help me)""

When will a 1989 Mustang GT Convertible become a classic?

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Should I report my small fender bender to my insurance?

so I hit a motorcycle and broke one tail light off of it. The guy took my insurance info but said if I pay out of pocket he won't report it. the thing is... there was really no fender damage to the paint but he said he needs to paint it. I went to an autobody shop and to fix the light it will be about maybe $200. but if he is gonna want to paint his fender, should I report it to my insurance. I have pictures but not close ups of the paint. how much will my premium go up. I have no deductible and I have mercury insurance in California. Is it worth going through insurance... how can he prove that the paint job is caused by me? Thanks! Any advice on what to do would be great! I don't want my insurance to go up and don't mind paying out of pocket, but am scared he will eff me over with the paint job and go to my insurance.""

What is a good type of health insurance for younger married couple.?

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Ca insurance help with a dispute with another driver?

I've just had a minor accident,there were no witnesses but a van just pulled out of a parking space on the side of the road and hit me as I was driving up the road,I was going real slow as I was looking for a space to park myself,in fact I was driving right in the middle of the road as there was a massive lorry parked before the van and he took up so much of the road,you had no choice but to drive over the middle white line (just to point out there were no cars in the other lane).My car is fine but his van has smashed,mirror,lights,dents etc...He went mad saying it's his brand new works van and his boss will go mad and make him pay for the damage and he was stationary but I know he wasn't and there are no witnesses,the only vehicle around was the lorry and the driver was in the shop.How do I stand with this as I've never had anything like this happen before,also I did agree to swap insurance details and gave him mine first as soon as he had mine,he jumped in his van and sped off,luckily the company he works for was written on the van,as it's evening now I can't get hold of anyone but will telephone tomorrow morning to get his/their insurance details.""

What is the most affordable car insurance in Boise /Idaho?

What is the most affordable car insurance in Boise /Idaho?

How much cost an insurance in massachusetts?

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How much would car insurance be for a 16 year old with a 1999 ford mustang cobra?

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Would having a baby affect you car insurance rate?

I just had a baby 3 months ago and I was jw if it would affect my rate if i told the company.

""I am 18 and i just got my license nearly 2 months ago, what insurance would take me?

i need insurance now but the rates are so high.. i am a full time high school student and i live on my own its not like i could put the insurance under my parents name. i need help !!!!!

How could I get a car home without no insurance or tax?

In buying a ford fiesta zetec which is about 100+ mile away, the owner of the car is currently not insured for it now so I can't drive it home and also it has no tax. I was hoping to get it tomorrow but I guess I can't. How can I get this home apart from using a trailer? I've heard trade plates? But what are these and how do I use them? Do I buy them? Help...""

Insurance Quotes vs Age Gender Income Etc?

Hi, Currently Insured through State Farm and paying $250.00 a month for Full Coverage. Im 20yrs old. I have a 2006 Chevy Silverado 2500 hd 4wd , making 40k-50k a year. Insurance is a little too much... Am i over paying?""

Insurance!!?!?!?

So , i live in England , and my neighborhood is like really nice ! ( Houses are like 300000 pounds) , so like my car would be parked in my drive with a gate closed , and it is in insurance group 7 and it is a convertible ( renault megane ) 2006 one how much would i be paying around if i am a driver under my dads name on the insurance and i have had my license for around 6 months and i have had more lessons than needed when i took lessons?""

Cheap insurance for young drivers?

I passed my test today and need to get some insurance, if you know any websites or companies that offer cheap insurance for 17yr olds for a mini from personal experience etc. Then please help Thanks""

How much insurance would i most likely pay? help please!?

I'm 17 years old and this is going to be my first car, my mom has a car under state farm insurance my grades are pretty top notch (3.7) I also took the defensive driving course car that i'm getting is a -------2001 mitsubishi eclipse sypder -------- what's the minimum amount i would have to pay you think?""

New car financed through Honda Canada . I want to buy liability and life insurance .?

Can you purchase life and disability Insurance with a company of your choice to get a cheaper rate or do you have to purchase through dealer.

Help picking car insurance?

i don't have the money for a clean title car, so i want to get a salvaged title car and i want good insurance, but cheap, for it. any suggestions would help me greatly, thanks.""

Driving without auto insurance?

what are the concusguences

Can I afford the insurance for this car?

I'm 17. I may purchase a 2003 Chevy Cavalier Coupe after I get my g2 next week. I'm wondering what insurance will be like? I know there are many variables, but I'm looking for a ballpark figure. I make about $500-600 a month. Since my parents both own vehicles, I can't go under their insurance as an Ocassional Driver, forcing me to have my own insurance as opposed to being under my parents' name. I can't call for a quote because I dont have my g2 yet :P""

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

How many babies will citizens be permitted to have once costs are fixed through insurance mediums?

I'm 17 and looking to buy a toyota supra 1993 model.do you know any cheap insurance companies UK only?

I'm 17 and looking to buy a toyota supra 1993 model.do you know any cheap insurance companies UK only?

How much would a personal health insurance policy cost for a family of 5?

My friend is thinking about quitting his job to play poker for a living. I abolutely don't think it's a good idea because he has three kids, so you don't have to tell me that... Although over the past month of doing that in AC, he is averaging $450/day, and he is smart about how much he risks and an amazing player. Anyway he had a union job with great medical insurance; but if he did this for a living at $450/day... he'd still be making like three times what he did/year. His medical insurance would have to be purchased individually now. I was wondering if anyone knew what that could cost for a family of 5? I'm thinking like 6-10K per year... that sound about right?""

comprehensive motorbike insurance quotes

comprehensive motorbike insurance quotes

Insurance on 2002 subaru wrx?

Hello, I am 16 and am looking into getting a 2002 wrx. My dad only wants plpd on it. I would just like to get an estimate of insurance rate. I live in michigan btw.""

Will my car insurance go up if i buy a new car?

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Do home/auto insurance companies play favorites with their customers when they pay out claims? ?

This is probably going to come off as a little dumb, but I can't think of another way to phrase it. I'm 25 y/o, a new homeowner, and I already have filed a homeowners claim for water damage. I have had the easiest time in the world with my insurance company paying for repairs, and it actually really suprised me how easy it was. After I filed the claim, I looked around online, and I saw where people were having nightmare problems with their insurance company for the same type of damage I'm claiming. My parents have been with this insurance company for 25+ years. The policy is mine alone, but I have the same agent that they have. I've also been on my parents' car insurance since I turned 16. My parents and I have all been pretty-much accident/claim free, and they always pay their bills on time. Here's my question. When this insurance company was analyzing my claim, did they take into account my parents' longterm business, or are they considering me independent from my parents? I'm asking, because I've heard of companies that drop their clients after one water-damage claim, and I'm a little worried they'll drop me""

Car insurance claim?

Around a month ago already my passenger side car window got shattered. It's still intact, just completely spidered out. I had been on my thirty minute break from work and parked near the grass side of my apartments. My window was actually rolled down half way too. While inside my apartments ( we live on the first floor very near to where my car was parked) I remember a guy mowing the lawn around the apartments. When I went back outside to go back to work I had saw my window. We know for a fact that the lawn mowing guy ran over a rock and it had hit my window, but we didn't actually see it. Again, my window was rolled down a bit so if someone wanted to break in they could have. I have called the apartments on several occasions and they said they would get back to me on the lawn mowing company so I can make a claim. Still never have. This was almost a month ago. What can I do? If anything since I didn't physically see it? I also only have liability coverage on that car.""

Do any car insurance companies do insurance for one month?

Hi So I only want car insurance for one month cause I want to use my car for work purposes (usually it's off road). I have 5 years no claims but for some reason companies are charging like 250 for the month when it'd usually only cost me 700 for the year!? Does anyone recommend any companies that don't charge as much? Thanks in advance

Car insurance for a peugeot GTI?

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How much does liability insurance pay?

Ok so I got into a car accident the other day and now I got this letter in the mail from her lawyer asking to see my insurance policy and whether or not i have liability insurance. Since I have full coverage on my auto insurance I was wondering how much would it cover?

Insurance for car and motorbike on one policy?

does anyone know of any insurance companys that will do a joint policy for car and motorbike. i have 2yrs ncb on my motorbike and have recently passed my car test so would like a company to take into account my riding experience when insuring me on a car. carole nash will only do this if you have had your car license for as long as you motorbike ncb.

Need help getting affordable auto Insurance?

I'm 20 years old in Brooklyn NY I am a college student I live alone I don't speak to my father and my Mother is not here, I really need a car for work (i started my own business) and for my life in general The cheapest insurance quote I received was for $10350 a year, for the state minimal coverage I am looking something in the range of what normal people pay 1k-3k at best Please if anyone knows any schemes, tricks, deals, anything let me know And please non of thatpublic transit or that you shouldn't try to trick the system non of that.""

Is $111 a month a lot for health insurance in cleveland?

http://kaiserfamilyfoundation.files.wordpress.com/2013/09/early-look-at-premiums-and-participation-in-marketplaces.pdf?vm=r

Where can I find out insurance rates for US postal services with letters to the UK?

Each envelope would contain an item worth around the $30 mark, but as they would be going international I want them to be insured. I can find UPS rates, but not USPS rates for insurance.""

Best insurance?

Best insurance?

""If I go to traffic school, will the point be taken away and my car insurance be the same rate?

Traffic school/ Car Insurance

Cheapest possible car insurance...?

I'm just about to get my license, I have next to no experience. My parents aren't offering to pay ANY, yet they are nearly forcing me to get my license, which is next to insurance. Everyone is telling me my only option is to pay like 200 frickin bucks a month. I can't spend that much money, I don't have time to earn that much money, It's almost a hopeless situation. Anyone have a miracle remedy to this problem?""

What's the average public liability insurance cover figure in the United States?

What's the average public liability insurance cover figure in the United States?

""What would motorcycle insurance cost for 17 yr old guy, kawasaki ninja 250R?""

what would an average motorcycle insurance cost for me? i am looking for a ball-park estimate and understand that there are MANY other factors which matter... If anyone has an idea, what would be like the MAX price for a good insurance... i've seen that insurance prices can range from 200-400 yearly, but i want to make sure that after i get the motorcycle i dont find that the insucance is like 1000 /yr. Thanks""

Car insurance: Hybrid or conventional?

For a vehicle that is available in hybrid HEV and conventional drive train, which one costs more in vehicle insurance? and what is the difference?""

Affordable Motorcycle for college student?

I own a car already, and I'm thinking about getting a motorcycle as an option to take. What models are usually affordable for a 18 year old college student?""

What are the other things do I have to pay for besides the car and insurance?

Okay my budget for my first car will be 1000 pounds insurance will be about 4000 or even more...whats MOT and Tax? what about breakdown cover? I'm thinking about getting breakdown cover because I dont really have anyone to call if i'm in trouble...it would save me the embarassment...

If men have to pay more for car insurance then why aren't women paying more for health insurance?

You can use the same exact argument they use against men to increase their car insurance. http://www.jfponline.com/purls/Pages.asp?AID=2450 From the departments of Family and Community Medicine (K.D.B., E.J.C.) and Internal Medicine (J.A.R.) University of California, Davis, School of Medicine, Sacramento; and the Division of Statistics (R.A.) and the Department of Economics (L.J.H.), University of California, Davis, Davis. Reprint requests should be addressed to Klea D. Bertakis, MD, MPH, Department of Family and Community Medicine, 4860 Y Street, Suite 2300, Sacramento, CA 95817. E-mail: kdbertakis@ucdavis.edu. BACKGROUND: Studies have shown that women use more health care services than men. We used important independent variables, such as patient sociodemographics and health status, to investigate gender differences in the use and costs of these services. METHODS: New adult patients (N = 509) were randomly assigned to primary care physicians at a university medical center. Their use of health care services and associated charges were monitored for 1 year of care. Self-reported health status was measured using the Medical Outcomes Study Short Form-36 (SF-36). We controlled for health status, sociodemographic information, and primary care physician specialty in the statistical analyses. RESULTS: Women had significantly lower self-reported health status and lower mean education and income than men. Women had a significantly higher mean number of visits to their primary care clinic and diagnostic services than men. Mean charges for primary care, specialty care, emergency treatment, diagnostic services, and annual total charges were all significantly higher for women than men; however, there were no differences for mean hospitalizations or hospital charges. After controlling for health status, sociodemographics, and clinic assignment, women still had higher medical charges for all categories of charges except hospitalizations. CONCLUSIONS: Women have higher medical care service utilization and higher associated charges than men. Although the appropriateness of these differences was not determined, these findings have implications for health care.""

How much would insurance be for a 16 year old in GA?

I'm 16, I own a 2005 Chevrolet Cavalier LS Sport- 2 door, live in Athens, GA, drive less than 7,000 miles annually, drive to and from work and school 5 days a week... haha. I just want to know how much it would be monthly for car insurance on any of the companies. Any help would be appreciated. :)""

Co-Buyer of car. Insurance liability?

Hello all, I was not very clever and bought a car with my ex GF. She had bad credit so I helped her out. I am not worried about the loan payment. I check with lender occasionally and will pay it if needed. Per Toyota she is listed as buyer and I am listed as co-buyer. I got a registration renewal notice in the mail addressed to her or me Like I said I am not worried about the loan payment. What worries me is this: Can I be held responsible if she has an accident? The car was added to her mothers insurance policy by the car dealer the day we bought. Apart from the loan payment do I have any other liability? Thanks for your advice.""

How can I verify if the car I'm driving has insurance?

I do have the VIN# and car info, but there was no insurance papers in car. I also don't have a contact number on the car's owner""

What type of insurance do I need to run a cleaning business in Michigan?

My son's teacher said that the preschool he attends are taking bids on cleaning there facility but you need to be insured so I was just wondering if anyone knows what type of insurance I would need to carry to place a bid. There current company is not very good cleaners and they want to hire me but I need insurance please help! but please if you dont know the answer please dont post! Thanks

Cheapest auto insurance for young drivers?

Who do you use and what are your payments a month on your vehicle. I'm trying to get an idea of what my insurance payments are going to be and I'm not sure who to go to. I'm looking at buying a scion tc. Anyone that you do NOT recommend using is highly appreciated also. THANKS!

comprehensive motorbike insurance quotes

comprehensive motorbike insurance quotes

Does having a motorcycle license effect your car insurance rates?

I've been looking at taking the course, wondering if theres any other implications I havent considered. Anyone have some experience with this? Assume I'll have my motorcycle endorsement on my license, but not own a motorcycle. I live in RI, by the way.""

How much do you pay for car insurance?

I'm a 22 year old male living in GA and mine is $770 every 6 months. I've never had a wreck or nufin. How old are you and how much is your car insurance every 6 months. It's confusing because some people will say they pay, for example, $1000 in car insurance, but they don't say whether it's every 6 months or every year. Please be specific as to if it's 6 months or a year. Thanks very much. I just want to know how much more I'm paying than all of you. lol""

Does my insurance go up?

I have my permit and im getting my license soon the insurance already up just adding me but will it go up more if i get my license

Is there a place I can get affordable life insurance?

for someone who is terminally ill and not expected to live for another year?

Car accident with no insurance?

I got into a car accident today and totaled my car. the other vehicle just had bumper damage. come to find out my insurance tried to take my payment out my account but were unsuccesfull so they canceled it a month ago. whats gonna happen since i am at fault and no insurance

Does full coverage auto insurance cover vandalism?

recently someone has threw a bottle of nail polish to my car, not a big deal no dents or anything, but what if they come back and smash my windows and tire does my insurance cover that?""

Buying a car but don't have insurance?

I'm in the process of getting my first car in my name on my own insurance.. How do I go about doing that? I can't get the insurance without knowing exactly what car I am getting, but my understanding is that I can't drive the car off the dealers lot until I have insurance in order to drive it home? What to do? Thanks, Chris""

So what are the pros and cons of life insurance?

So what are the pros and cons of life insurance?

What happens if you are in an accident that wasn't your fault and you have no insurance.?

question says it all LIVE : California.

""Insurance company, can I ? Urgent?""

I had a traffic accident with a bus and I had surgery, my health insurance payed 70% of all treatment fees and I payed 30%. now I have right to a compensation from the bus' insurance company because it was the bus driver mistake. they asked me for all the receipts to calculate the total cost. now I wanna include the amount paid by my health insurance company, do I have the right to do that ? I would like also to know if the 2nd insurance company can contact the hospital in which I had surgery to ask who payed the surgery fee. can they do that with my ID / or would the hospital provide them the information. Thank you so much, I need to now as soon as possible.""

Will a cell phone ticket effect my car insurance rate?

I got a cell phone ticket that might go on my driving record. Wil it effect my insurance rate? I have 21 century with a great low rate. Will that change?

Life insurance?

Say if you have taken out life insurance for yourself for 20 years and you dont die.... I know it sounds horrible.... what happens to the money you have payed in?

Should Keep or Look into term Life Insurance Quotes?

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?""

Does anyone know whats the cheapest car insurance in NY ?

I have a 2003 Mitsubishi I'm 24 and i want to know which is the cheapest insurance that i can afford. I check a lot of the insurances out there but they are all so expensive. i just want something with the basic cover in order for me to be able to afford it. If someone knows of anything cheap please let me know thank you so much

Can I buy health insurance for just my child?

We make to much to be covered through state based insurances (CHPlus or Family Health plus) however we don't make enough to buy family insurance if we would like eat each day. So ...show more

Car Insurance Liability?

Should I go around and get $2000000 in liability, or should I just go with $1000000?""

""What is the best insurance company that will give me a good rate, and good coverage for a 16 yr old teen?

Good driving record with no incidents and and good grades with excellent attendance. Doesn't matter if it's an online insurance company.

Credit scores taking a hit from homeowners insurance checks?

Hubby and I called around checking what rates would be for homeowners insurance, but I got a little ahead of myself, seeing that our closing date isn't until August! I called about 4 places, they all ran our credit and said it will be a light hit on the credit scores... Well how much of a hit will our credit scores take?? The bank wants our credit scores updated since them, since we want that late August closing date.. Anyone know how much of a hit it will be?""

Car insurance and home address related?

my insurance quotes have doubled from my last home address to the new address? can you tell me why?

Car insurance/tax when buy a new car?

i have only had one car since i passed and im looking to branch out and get a new one,so wot happens if i get a new car after ive taxed my current one for say six months and insured it for a year but monthly paid for the insurance??""

Would motorcycle insurance be cheaper if I get an M1 now and not drive?

Should I get motorcycle insurance under my parents name? Or should I just get the license and wait? Anyone know a good/cheap company for insurance? I'm 21 and live in Toronto. Thinking of getting a 2007 CBR1000RR.

Best car insurance for my age HELP PLEASE?

Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help.""

""If my annual premium is 6043.23, what is monthy car insurance cost?""

If my annual premium is 6043.23, what is monthy car insurance cost?""

How much would it cost to replace a bumper on a Honda Ridgeline?

I ran into a wood carport the other day in my Dad's truck, and totally ruined his bumper. We have car insurance, but even with that how much do you think it would cost? Would insurance go up, and by how much do you assume? Also, the tail light is broken, how much should that cost? I'm just trying to see how much money I should start earning to pay him back. Thanks!""

Motorbike insurance confusion?

I'm looking to get a new motorbike in January and am looking at quotes online. Where it says where is the bike kept overnight I have put: on a public road. Then where it says Address where bike is kept overnight I have put my home address. However I want to take it too uni and that's obviously a different address, but it won't let you have two. I have put on the form that my current address is my home rather than uni. Do I need to tell them that it's going to be at uni with or not because it'll be at both places for extended periods of time? It's also 400 more expensive to put address as uni - though cost isn't the problem just confused. thanks. Sorry if it was confusing, if you can't understand then I'll try and make it clearer.""

comprehensive motorbike insurance quotes

comprehensive motorbike insurance quotes

Need new car insurance?

im with nationwide paying 3,400 per 6-months and im looking to pay less than that for 3 vehicles. what insurance companies can i look at for a cheaper rate?""

""Car insurance question, does adding someone to a policy for a car you own cost more? so 2 people for 1 car.?""

Okay, young and stupid here with car insurance I am moving to fla, from louisiana. I have a car,and my girlfriend does not have a car. At this point, she refuses to drive the car because of insurance issues if something happened. So, to the question! Will it cost me more money to add my girlfriend's name to my insurance policy, so she can drive the car if I do not need it? Basically, im just adding someones name to the policy for 1 car.""

What kind of vehicle would have the cheapest insurance?

I need to buy a new car, and have pretty high insurance. I was wondering what types of vehicles would have the cheapest insurance for a newer car (2000+)""

How much is it likely to cost as a first time driver on familys car insurance?

Im nearly ready to take my driving test in a couple of month or so. Im 25 and hoping to pass first time in sept/oct 2012. My sister and also my brother in law are due to re-insure there cars in the next few months and are thinking about putting me on there insurance on either car fiat 500 or nisan micra. I will be not driving either car full time, just as and when. How much is it likelyto cost on top there normal insurance. Both have been driving for years with no claims as far as i know. Bit just an average amount will bw great""

Can I buy a car without car insurance?

Hi, I am trying to purchase myself a Mazda, but after I checked the car insurance quote offered by RBC and other companies, things get ridiculous-the quote calculated my insurance to be more than 5000 per year-that's much more than my car! I am 19 years old and this is my first car. I just got my 5N license in Halifax. I didnt take the drivers course, so can I get my car without insurance? Or can you guys recommend a low-price insurance company? Thanks for helping!""

Camaro 69 Car Insurance...?

Ah... I just wanted to know, or get a general idea of how much car insurance would a 16 year old male pay monthly for a 69' Chevy Camaro. I am looking to get a vehicle sometime this year and wanted to know...because if the insurance would be too high, guess I will not get one then... thank you... just need a general idea...car insurance... -Chevy Camaro, muscle car, american dream...-""

Cost of motorcycle insurance?

Hi, I passed my CBT in february 2011, so i have been riding for under a year, on a honda cbr 125. It was around 250 for third party. I'm looking to buy a better quality 125cc motorcycle before doing my Standard Motorcycle Test some time in 2012. I'm looking to get my hands on a 2008 (or there abouts) yamaha yzf r125, as i believe this is a high performance 125 that will be able to indure the 100+ mile journies i will need to make every few months. I will need better insurance on a bike like this - Third Party Fire and Theft preferably. So my question is, can someone who has owned a yzf r125 tell me what they paid for insurance so i can get a general idea of what i'd expect to pay? Thank you for any contributions!""

Question about Liability Insurance.?

My mother has insurance on a car I drive, but do to a horrible driving record State Farm - her car insurance company - won't carry me, and when they will again it won't be cheap. I recently found some cheap liability insurance but I was curious - the insurance companies won't give me a straight answer - does my mom have to switch all the insurance for the car, or can I have insurance just for when I drive. If so should I get PIP - personal injury protection instead of liability? Pretty much can there be 2 forms of insurance from 2 seperate companies on one car? Full Coverage for the car and my mom, and Liability for me?""

Need help finding affordable health insurance for a 1 year old baby boy in Nebraksa or Iowa?

Please help

How to convince parents to let me have auto insurance?

I've had my license for a little over three months now. However, I have no insurance, and therefore cannot drive (in California). Their reasoning is that I am an unsafe driver which I disagree with because I quite easily passed my driving test at the DMV and always think before I do anything when I drive. However, they seem firm on their decision... It's a bit frustrating having my license for so long but still being unable to drive. I'm tired of having to always ask friends for a ride or my parents; I just want a taste of independence. Of course, I'm not trying to be too arrogant or stubborn, I've respected my parent's decision, it's just bugging me a bit now haha. I offered to do a six-month plan instead of a year plan since I'm heading off to college in Septemberish. I'm about to turn 18 in a couple weeks also. Does anyone have any advice?""

Can I claim health insurance costs?

If i am retired, 55 and have to pay my own health insurance, can I deduct them on my income taxes. Lets say the monthly premium is $500 and my anual income is $24,000""

How can we get health care to be more affordable?

55,000 to 100,000+ got an appendectomy is just too much for the average person with a savings under 2,000 ...show more""

Do I need business insurance for my small cleaning jobs?

I'm looking to start a VERY small residential cleaning business. I would be the sole worker, just looking to make a little extra money. I'm not planning to hire any employees and I'm hoping for just maybe 2 or 3 houses a week. Do I need a business license as well as Property and Casualty insurance for something this small? Can anybody offer any advice? Bonding, insuring and licensing can be costly and if I can put this off until my business grows, that would be excellent. ANY advice is extremely helpful :)""

What's the average price for moped insurance for ages 18-25?

How much can I expect to pay per month for insurance for a 125cc moped? I'm just looking for a ball park range.

Car Insurance (Geico) ?

My parents don't have me on their insurance but I have a license does geico know I have my licence because I live with my parents? And by how much will they raise the insurance cost if they put me on?

Should I get health insurance?

I'm going to be 18 in a few months and I'm trying to figure out if it'll be cheaper to get health insurance or not get health insurance. I'm on 3 prescriptions, every 3 months I have to get an MRI and CT scan, and every 6 months, I visit my eye doctor. Would it be cheaper to have health insurance and pay them monthly or just pay the doctor bills on my own? Sources?""

""How much do i have to pay to cancel my auto insurance, if the vehicle is parked?""

My vehicle is currently parked and has parking insurance, this vehicle has been parked for over a week now, but i currently found some cheaper insurance and i would like to cancel my insurance, how much will it cost me to cancel it.""

How much will car insurance cost?

I'm getting my restricted liscence this coming January, because of my job. I'm trying to figure out a budget. I'm a 15 yr. old female who drives a 2007 toyota camry. Thank you for any help in advance!:)""

Looking for icn national insurance?

supposedly an insurance company

What is the best affordable health insurance plans?

I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!

Best insurance lawyer in southern california?

i had my car stolen and the insurance company is trying to screw me so i need a good lawyer to help me fight back.

""My car insurance was voided in the past, and now I can't get a quote anywhere, can anyone help?!?""

When I started learning to drive at 17, I decided to buy my self a cheap car so that I'd be able to get more experience behind the wheel, pass my test quicker and have a car as soon as I passed my test. I was insured on my provisional license with an insurance company which specialised in learner drivers. However, I ended up getting 3 points on my license the week before I passed my test, in what I still think were pretty unfair circumstances. My house doesn't have a drive or a garage and so I had to park my car on the road in front of my house, or on a street round the corner when there were no spaces. As it was my first car I was really excited, and without understanding that I could get in trouble for it, I used to sometimes sit in my car and listen to music with my friends. The week before I passed my test we were sat chatting when a police car came down the road and pulled up behind us. Someone had broken into some allotments nearby and they were questioning us as to if we had seen anything. They searched my car- for tools that could suggest we had done it I presume, and when they found nothing they ran my license and obviously realised I only had a provisional license. I still at this point didn't realise I had done anything wrong, I wasn't driving the car, simply sat in it so I didn't realise I had committed an offence. The police informed me that because the engine was running, I could have been driving or about to drive and on that basis they convicted me for driving without a license. I only got 3 points and a 60 fine due to the fact I wasn't actually driving and at the time I accepted that with relief, I was terrified I'd get a ban or lose my license or get a massively unaffordable fine. I could have appealed but that would have meant going to court and I was only 17 and that terrified me. I declared the points to my insurance company straght away, but due to the nature of the offence my insurance was invalidated and void. I've only just now realised how serious having insurance voided in the past is. I'm supposed to be moving a 5 hours away in a few months for a job, and I have plenty of money saved for car insurance and a car, as without a car, the move is completely unrealistic. Without a car I won't be able to get to work as the hours are unsocial and my job isn't very well connected with public transport at all and so relying on public transport or taxis is simply not an option. I found a car, went to get an insurance quote, and found out that getting insurance is practically impossible when you've had insurance voided in the past. The points don't seem to be a problem, when I tell companies about my points but not about my insurance voided in the past they happily give me a quote. They're expensive, but affordable and it's what I was expecting. However, as soon as I tell them that my insurance was voided in the past they refuse to even give me a quote. I'm completely out of options and I don't know what to do. I need a car, but I can't get insurance as much as I try. I know I was in the wrong, but it seems like the voided insurance is more of a punishment than the points are and surely that isn't right? And the voided insurance will stay with me for the rest of my life, so does that mean that driving will never be an option for me? I'm sorry for the essay, I just really don't know what to do! If anyone's been in a similar situation with voided insurance or know of a company that would insure me then please let me know! Just anything that would help, let me know! Thank you so much in advance and sorry again for the babbling!""

""I just got a new car, no insurance?""

My father co-signed with me on a new vehicle from Nissan yesterday. We traded in my old car. That car was on a Geico insurance policy with my mother's car. Now, she is about to cancel the old car's insurance since we no longer have it. I know it is illegal to not have insurance. But do they expect you to magically and instantly have insurance right when you get a new car? It's being purchased through financing. Do they give you like a week or something to shop around for new insurance? I'm a little confused and worried.""

Oklahoma data bank life insurance search?

Search for deceased relative who may have insurance in Oklahoma

As a young adult where did you buy your auto insurance and how much did you pay a month?

well i am 19 i am looking for a auto insurance company. i have a 2003 4runner. so what insurance company did you get at my age. and which would you recommend to me? preferably an insurance that is cheap my father paid like 130 per month for this car under his insurance (but he is old lol)

comprehensive motorbike insurance quotes

comprehensive motorbike insurance quotes

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