#Houses For Sale In West Kelowna
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blogshorerise · 1 year ago
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realtorswitheart · 3 years ago
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Our Commitment | Lisa Kloeble Your Realtor With Heart
Your home will likely be the greatest financial investment you will ever make. Give yourself every opportunity to come out on top by working with our team.
The Best Journey Always Takes Us Home
As your trusted advisors, our goal is to redefine your real estate experience. With transparency, precise knowledge, distinguished care… and a bit of fun, we are dedicated to empowering you on your journey home. Continue reading...
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cannabis-store-newyork · 5 years ago
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jepleurs-icry · 3 years ago
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My Life, My Mess, My Legacy Part 3
This chapter is perhaps the hardest to write because of how much I invested in this relationship.
Having had two previous relationships that went sour, I was much more aware of how this person behaved. Not just what he said, but how they acted.  In a way, I was leery of getting into another relationship. In fact, I went back to the singles dances once a month and joined a mixed soft ball league .  A fun league to enjoy a sport and make new friends. A social person I am not.  I am introverted, have way too much "empathy" and I am not a person who is well liked for some reason.  Why? I don't know; it was like that in school. People didn't know me, but they had a judgement of me.  Being unpopular was a way of life.  I really did not care. I had a lot of pride in me.  This was because "our" natural family had been split apart, and we were made fun of at school.  My pride came from my thinking that my family did nothing wrong except be poor.  It wasn't my fault.  It was something that we had no control over. So, to continue on, this pride made me tough, indifferent to what others thought of me.  I did not care.  If they could not take the time to talk to me, or want to be friends, even though I tried, I let it go and observed others but always from afar. The bullshit that people say to each other, boasting and bragging and back stabbing made me stronger.  I didn't want to be like them.  I grew up always observing others.  And I heard a lot of things that people would say, and totally behave another way. So, I enjoyed playing softball, that summer, it was fun! I was not an "A" player, more like a "C" player. But it was fun! But, it was at a singles dance one night, my girlfriend and I were doing a line dance, and I could see this man standing near the bar, but kinda off to the side a little.  He kept staring at me nearly all night. Time went on for awhile, and a few months passed some more, and the next dance I went too, I did not see that man at all.  I kinda forgot about him. I saw him playing on another softball team that summer or spring.  1995 I believe.  My girlfriend would come and watch the games sometimes and she knew I was a tad lonely, so she called out to this man and said something to him.  I think she told him he had a nice ass.  He laughed. I ignored him, as most of the guys there were looking to meet someone or they already had their significant other. At the next singles dance, he was there, and my girlfriend told him he could come sit with us.  But I said no, the seat next to mine was taken.  Although it wasn't; I wasn't prepared to have a jackass sit next to me all night. But, it turned out he seemed to be a nice guy, loved to talk and laugh.  He did talk a lot.  He told me he was a recovering alcoholic and was sober for about 6 months.  He was an alcoholic all his life and had learned it from his Dad. I was very careful, as drinking was not something I wanted in my life, although I did drink on weekends like at a dance or a dinner party.  He would talk and talk.  About, how going to AA had helped him so much. He had a better understanding of how to work out problems without using alcohol.   He had amends to make as well, with his children, family members, co-workers, etc.  He wanted to be a better person. It took me 2 months before we had our first kiss.  He would come over to my place in the evening and we would have ice tea outside.  And, he would talk about his life.  All of it.  I listened to every story he had to say about his family, his Mother and Father, brothers, his ex-wife, his children, his disease (alcohol). Eventually after about one year, the next softball season came upon us and we joined the same team.  He became a popular and was well liked by all.  Especially the ladies. the guys were jealous of him.  He liked to brag about his sport's skills, and about his AA recovery.  That was fine, but hearing it all the time it becomes an Ah-ha moment. Without having good problem solving skills in life, a person does not know how to find solutions to their everyday challenges.  An alcoholic cannot find a way to resolution, therefore drinking is the solution. Eventually we
became a couple.  Slowly, we talked and got to know each other.  I was not sure I liked everything about him.  He used to "spit".  I told him to stop that and use a kleenex, it was gross! He used to swear, which I hated, I asked him to stop doing that too.  This was his old alcoholic behavior talking.,.,  Gradually those things went away.  He worked on himself.  I was proud of him, but still cautious. He was a smoker, and I was not.  He never smoked around me, but he said he was willing to quit, (and I know that's really hard).  He went on the patch at first it helps you to quit.  But he cheated. He would smoke with the patch. Finally after a few months he said he manged to quit for good.  Or so he said. The patch helped him not get the cravings. One day, he was out at the mall, we were living together by then, it had been a year, so I was good with us living together.  That day, I decided to go to the mall to the get something at the drug store.  The mall had a food court and he would meet his AA buddies there, have coffee, and do lotto scratch tickets. When I got to the mall, I finished my shopping and was at the cash and saw him sitting with one of his buddies, doing a scratch ticket and smoking! So much for telling me he quit!  He lied.... I hated liars.  I went over and confronted him.  I was calm, but shaking inside.  I told him I didn't like liars and I didn't want to see him again.  I walked back to my apartment. I don't remember if it was the same day or the next day in the early evening he knocked on my door.  He said he was sorry he lied.  I couldn't help what else he lied about.  He asked me to forgive him and would really quit smoking and never lie to me again. That was not true.  There were many times, he lied about things.  I think it had to do with being so used to lying to his family about his drinking and hiding things, it was second nature to him. But...I was tired of being alone.  I enjoyed his company. I had grown fond of him so I gave him a 2nd chance. Eventually, we took a trip to Kelowna, BC to visit some friends that lived there.  We stayed at a beautiful bed and breakfast.  We fell in love with this small town. Later the following year, we decided to move out there because we thought it was beautiful.  So that August, we moved to Kelowna in 1997. I found part time work at the Real Canadian Super Store, and he was on disability for his back, since he had had a couple of surgeries on his back.  When we moved to Kelowna we had to quit our jobs, but for him he pretended to have back issues so he could get long term disability for 2 years. I got tired of him not working and being home all day.  He started whining about things because he had no car, as I was using it to go to work.  We moved to Richmond the following year, cause I wanted to work full time and in Kelowna full time jobs that pay well are scarce.  After we moved, he was still on disability. He could not find work.... He still lied about things.  During that year in  1999, he found a job being a sales rep for an artificial plant company, that would sell plants to restaurants, or commercial offices. One day he took me by surprise, he said he went to the GM dealer to buy a used van so he could carry the plastic plants around in it, as these plants were quite large.  But I really didn't want to be in debt for a van, which meant another 320.00$ a month. In the long run, no one would buy any plastic plants so he never made a sale. But, we still had the van to pay for.  After 2 years his disability ran out, and there was no more money coming in from his side. In the year 2000, in the month of July, he sat me down in the kitchen and told me we had to move back to Montreal, since he could not find a job in BC. I was devastated. He also said we had to file for bankruptcy because he could not pay rent or insurance any more.  He had zero money coming in.  We were married by then, back in Kelowna we had the Minister come to our house and we had a very small wedding in our living room. So, I would be dragged into bankruptcy too.  He
told me he would take the van and drive back to Montreal with two of our dogs.  I would fly down in a couple of weeks with the other small dog. It was a very difficult period.  I had to give my convertible back to the bank as we could not afford to keep both vehicles.  I was furious, I resented him and what we would have to go through.  I had never been a person who had bad credit. Once he was in Montreal he found a place for us to live, and he did find work almost right away.  We went to a solvency company and declared bankruptcy.  I was ashamed, humiliated, angry and embarrassed all at the same time.  I blamed my husband for having to put us through this. It was easy for me to find a job a couple of weeks after, we moved back to Montreal.  Between the two of us we wanted to rebuild our lives, so we started to invest in RRSP'S.  In 2 years we had enough for a down payment and moved to the suburbs of the suburbs. It was a really nice house, with an outdoor pool, a huge yard, and a Master bedroom downstairs with a private bathroom.  I loved it and we were happy for awhile. After about 6 months of being in the house, my husband became depressed.  His boss was "grinding" him, and there was conflict at work.  This made him grumble about everything he had to do around the house.  He lost interest in me. I encouraged him to write up a new resume, and start looking for another job.  So he did that and within 2 months he found something else, and quit the job he had. His behavior around me did not improve.  I felt him pull away.  Not sure if it was the depression or he just got tired of me.  It was 9 years we were together.  He felt broken, tired. We ended up selling our house and moving back to the West Island to be closer to our work.  The relationship was ending I could tell. We lived maybe 1 year in the new house and we decided to split up.  I moved out into a small townhouse and we split the little money that was left over from the sale. During this 6 month separation, I thought he would really look at what he wanted in life, at our relationship.  I thought he would work on "us", but it didn't happen. Instead; he flew to Hawaii for a softball tournament, where he met another female player called Louis. He knew her from other teams and they hooked up in Hawaii. At one point, I wanted him back, as I still loved him and I was heart broken that all of this happened.  So we tried re-connecting.  He thought he could have her and me at the same time.  I said no.  I said it is better for us to get a divorce now. He drew up the divorce papers and they were signed I think in 2005 or 2006.  The last time we were together and he left for the last time, I walked around the apartment feeling empty.  It was like the ghost of him was still there.  I went from room to room feeling his presence.  It was an awful feeling. It took me a long time to get over him. I'm not perfect.  I was hard on him, to push him to get that other job, to try to get him out of that depression.  Once he was apart from me, he found his joy back.  I could tell. For me, I decided to move to Ontario in early 2007.  Fourteen years later I was still in Ontario.  It was the year of 2012 that I realized I no longer had sad thoughts about me missing him.  I finally was free too, and went back to college to learn something new. I found a new career in medicine and loved it. After 5 years my joy had come back to me as well.  Since then, I am happy, working, almost retired but happy.  I have everything I need and want.  Single yes, but I have good friends that know me and know my heart. That's all I need. There probably will never be another man in my life.  I think 3 was enough.  At least now, if I create a mess with my life, it is my mess and I am not forced to fall into someone else's. I hope you enjoyed my memoirs.  I enjoyed writing about it.  It will give my children a chance to know more about my life once I am gone. Thank you Chickapea
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s4g2world · 4 years ago
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Your SEO Service, Ethical SEO, and Competitor Monitoring
When a company undertakes a search engine optimization program, whether it is performed in-house or outsourced to an SEO service, most of the attention (and rightly so) is focused on the company website. This is the one aspect where there is a feeling of control--once a website is released into the wild, the company will have to see how its site fares against all the other websites out there, whether the other sites are using ethical SEO tactics or not.
Apart from changes made to the company website, the assumption is often that the company and, if it is using one, its SEO service, has zero control over what appears in search engine results. However, this is not usually the case. Often, you or your SEO service can have a direct effect on search engine results by monitoring your competitors and reporting them to the major search engines when the SEO techniques used on their site fall outside what is popularly referred to as ethical SEO. (Please note that while I believe that the word "ethical" is tossed around too often, "ethical SEO" has become the standard phrase to describe white hat techniques, and so it is the phrase I use throughout the article.)
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Primary Competitors
To start with, let's define competitors. Almost every company has at least a handful of other companies that it considers to be primary competitors--the ones that sell the same products and services, that are of similar size, and so on. It is important that the SEO efforts (or lack thereof) of these competitors, whether they are using ethical SEO techniques or not, be monitored on a routine basis. If they have not hired an SEO service of their own, or if they have not started doing SEO in-house at all, you will have peace of mind knowing that the use of this channel, for the moment, is yours. If your competitors begin an SEO campaign, with or without an outside SEO service, you can learn much about their sales and marketing tactics by evaluating the keyphrases that they target. And you can also investigate whether they are using ethical SEO practices in their campaign.
Your Online Competitors
It's important to keep in mind that it is unlikely that searchers are going to decide only between you and the primary competitors you have listed. They are going to consider any company that matches their particular needs and that shows up for their search term. This is why your criteria for a competitor online should broaden to encompass any company that offers products or services like yours that outranks you for any of your targeted keyphrases. If your in-house staff or your SEO service not only continually monitors your search engine positions but also analyzes the companies that appear above you in search results, you can often identify forward-looking competitors of which you were previously unaware--your primary competitors of tomorrow.
Violations
This brings us to the key issue of ethical SEO. Search engine optimization is still a very new concept to most companies. Even the most respected companies can make mistakes in this arena, either by choosing the wrong SEO service, or by trying to avoid hiring an SEO service altogether by bringing it in house with well-intentioned but unqualified people. For example, BMW's German site was recently removed temporarily from the Google index for using doorway pages--something that is not considered an ethical SEO practice. It stands to reason that your competitors are also not immune to violations.
Bad Firms
There are very notable examples of otherwise smart and established companies hiring an SEO service that put them in a worse situation than before they pursued SEO--by getting their site removed from major search engines for violating the engine's terms of service, for example. Not long ago, there was a well-publicized example where most of the clients of a Las Vegas SEO service were penalized. Almost all of the clients claimed that they were not informed that the firm was not practicing ethical SEO and that they were therefore at risk.
SEO firms are generally divided into two camps--those called "White Hats" (those that use ethical SEO practices and will never knowingly violate a search engine's terms of service) and those called "Black Hats" (those that do not use ethical SEO practices and that will attempt to unravel the latest algorithms and exploit any loopholes to achieve rankings at any cost). Neither approach is invalid--it is not against the law to violate the terms of service of a search engine. Moreover, black hat techniques can be quite effective. However, the tactics are risky, and anyone hiring an SEO service that wears a black hat and does not use ethical SEO practices should definitely be apprised of this risk up front.
Internal Resources
Firms are often tempted to avoid hiring an SEO service by performing SEO in-house, and the project almost always falls onto an already overburdened IT department. The problem with approaching SEO from a strictly technical mindset is that the strategies employed, such as the keyphrases targeted, will not necessarily be in line with the goals of the marketing and sales departments. In addition, an IT resource will usually approach SEO from a purely technical standpoint, without being aware of ethical SEO practices, and this can lead to trouble. Penalization is a very real possibility, and it is hard to get back onto an index once your site has been removed.
Monitoring
A thorough SEO service will monitor not only the handful of competitors that you deem crucial but also the sites that appear higher than you for any of your chosen search phrases. This may be somewhat controversial, especially to any SEO service or webmaster that uses tactics forbidden by the search engines' terms of service. However, many white hat SEO service firms consider it an obligation to their clients to routinely monitor the sites of any competitor found on the engines to be sure it is using ethical SEO techniques.
There is a reason that every major search engine has a form to report sites who do not use ethical SEO tactics and who violate the terms of service so that these sites can be subsequently penalized or removed. Spam filters cannot catch all violations without also removing a large number of good sites. Search engines rely on their users to help them to keep their indexes clean and free of sites not using ethical SEO tactics. There are many techniques to spam an engine--far too many to list. However, a good SEO service not only knows what all of these techniques are but knows how to identify them when it sees them so they can be reported to the engine accurately.
The End Result
Business is business, and your interests often run directly counter to that of your competitors. When you report a website that is not using ethical SEO, it is very likely that it will be removed. This means there is one less company that you need to worry about in the online arena, at least for the time being. If the site in question outranked yours, you also get the added benefit of seeing your rankings improve as the violating pages are removed--provided, of course, that you are using ethical SEO techniques and steering clear of violations yourself, or you may be reported by a competitor of yours or its SEO service!
The engine also benefits from users reporting violations. Engines do not like people trying to trick their indexes, since there might then be pages showing up for particular search terms that are not actually relevant to those terms. Clearly, search engines understand this benefit--if the engines thought they could weed out all the spam themselves, they would not provide a reporting system. Supporting such a system, after all, is not free. Real people employed by the engine have to visit the offending pages to confirm that they are not using ethical SEO tactics.
In the notable example cited earlier of the firm that got most of its clients penalized, the owner of the SEO service in question was quoted as saying, "Google can kiss my ass. This is the Wild Wild West." He may be right--maybe it is the Wild Wild West. But there are a whole bunch of new sheriffs in town--and they are wearing white hats.
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jasonlawson0 · 4 years ago
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Closing arguments heard in trial of man accused of murdering his wife
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KELOWNA, B.C. — Competing explanations of a man's state of mind were presented to a B.C. Supreme Court judge Friday during closing arguments at his trial for the second-degree murder in the death of his wife.
The Crown says Tejwant Danjou was an abusive and violent man who allegedly murdered his wife by causing 52 injuries to her head and face in a West Kelowna motel room.
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The defence is asking for a manslaughter conviction and describes Danjou as suffering from delusions about his wife's fidelity.
His lawyer says Danjou, a former real estate agent in Surrey, B.C., didn't intend to kill Rama Gauravarapu when he hit her repeatedly with a wine bottle.
Danjou admits he caused the death of Gauravarapu in July 2018.
Judge Alison Beames will deliver her verdict Aug. 13.
The trial began earlier this year but was paused for several months because of the COVID-19 pandemic.
"The evidence shows Mr. Danjou brutally murdered Ms. Gauravarapu," Crown counsel Michael Lefubure told the court. "He was acting purposely at all times, he showed no significant impairment, and he could see the consequences of his actions."
Lefubure put the duration of the attack at between 13 and 16 minutes based on evidence heard during the trial.
An autopsy showed 52 separate injuries to Gauravarapu's body, the court has heard.
"Ultimately, there was thought given to where the blows were landing. They were landing where they could do the most damage, on the head and face of Ms. Gauravarapu," Lefubure said.
Defence lawyer Donna Turko said Danjou was suffering a form of mental illness called delusional jealousy and did not have the intention to kill Gauravapu, or the capacity to reasonably foresee that his actions would lead to her death.
"The defendant was suffering a mental disruption of the mind before, during, and after the event," Turko said. "The nature of the blows seem frenzied rather than measured."
Turko noted that Danjou opened the door to a hotel employee who'd been sent to the room after noise complaints. "Why would you open the door if you had your wits about you and you knew you'd done something wrong?" Turko said.
Police, paramedics, and hospital staff all remarked on what appeared to be Danjou's unemotional state after his arrest, Turko said. She also relied heavily on the diagnosis of delusional jealousy given to Danjou by a forensic psychiatrist, hired by the defence, who interviewed Danjou months later in prison.
But Lefubure said the psychiatrist's assessment should be given "little or no weight," in part because Danjou told the doctor he couldn't recall much about his state of mind the day Gauravarapu was killed. And he said the observations made by those who dealt with Danjou after his arrest did not amount to anything remarkable.
The fact that Danjou was discovered by police underneath layers of cardboard in a dumpster near the motel shows he was aware of what he'd done and was trying to evade arrest, Lefubure said: "This clearly shows he was trying to hide."
But Turko said if Danjou was fully aware of what he'd done he would have more likely called a cab and fled, rather than hide in a nearby dumpster.
Danjou's climbing into the dumpster, Turko said, was more like "an animal-like instinct to seek safety" consistent with the behaviour of a mentally ill individual rather than a conscious effort by a capable person to avoid arrest.
(The Daily Courier)
This report was first distributed by The Canadian Press on July 3, 2020.
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newtownglass · 5 years ago
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Kelowna Windows & Doors
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      Choosing Windows & Doors For Kelowna
  Making a choice when it comes to windows can be easy or confusing. 
  Most Kelowna window and door purchasers are concerned with one thing and don't consider what products they are potentially putting in their own homes. 
  When choosing windows and doors in Kelowna, you should give it some thought. 
  After you have installed new windows, this is what should be beneficial to the Kelowna homeowner for years to come. 
  New Town Glass & Windows Renovations have given lots of thought into this matter and know what windows Kelowna needs to sustain its place as a global contributor to being a green community that cares about global warming and its energy expenditures.
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  An Engineers Thoughts On Kelowna Windows & Doors
  If you ask any Kelowna architect or civil engineer, they all agree the best way to contribute to your home's energy conservative power is to have the right windows. 
  Bad Kelowna Windows is one of the most significant contributors to heat loss in your Kelowna home. 
  Mainly because window glass is not the best insulator, and need superior hermetically sealed units to do their job and keep the energy inside the homes. 
  Why do we come to professional engineering for advice on window design? 
  No longer do double glazed windows stand a chance to our winters where temperatures can drop to minus 30. 
  During cold Kelowna winters, windows need to have triple-pane glass as well as insulated window frames. 
  With Triple Pane Window Glass, you can potentially slow the transfer of heat loss from a window design aspect. 
  Also, Kelowna windows & doors need to have excellent solar reflectivity as we do get a lot of how Kelowna weather. 
  Triple pane windows could potentially have 4 coatings of solar reflective Lo-E glass which makes your Kelowna window is near impervious to the cold temperatures we get in January and February.
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      Proper Kelowna Window Installation
  Window Installation in Kelowna, from a professional standpoint; has had a dark side to it in the previous years.
  Window Companies are putting in windows that don't fit proper building code requirements and have the potential of causing disaster to your Kelowna home. 
  Improper window installation can cause air leaks and moisture seepage that is horrible for the wood your Kelowna home is made from.
  Kelowna Window Installation should be handled by a professional installer due to many factors that make a window function properly. 
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    Proper Kelowna Window Installation Technique
  Proper spray foam application and technique can prevent water and air seepage into the interior of your home but it does not stop there.
  Window Installation should be followed by proper Sealing of the exterior elements from your window framing. Primarily during the installation of new construction windows, the window frame is covered with house wrap or window wrap followed by blue skin application.
  Unfortunately during the installation of renovation windows, there is no proper way to achieve this sealing with house wrap, blue skin, and tape.
  New Town Glass & Window Renovations has understood the problem and developed a way to install windows Kelowna requires without these materials.
  Kelowna windows should be installed with silicon or Eurothane based glues, and lots of it in places that prevent infiltration of exterior elements.
  New Town Glass & Windows Renovations has had years of experience developing these techniques that could potentially extend the life of your home an extra 25 - 50 years.
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        Kelowna Window Trends
  When you run a window business as we do you tend to develop a style of your own. There are thousands of ways a Kelowna window can be designed to have an impact on your curb appeal. Mullion bars can add a new age flavor to old school design.
  These can come in hundreds of different configurations, not just the old grid look. These can come in matching colors or separate colors that can accent your Kelowna windows and doors.
  Or you can change the positioning of these bars to suit your own style preferences. These days you can configure windows to have windows directly attached to other windows which are a huge game-changer.
  You can have a sliding window, casement window or awning window on top or below and a picture window. Or have multiple frame separations to give your window a strong structural look.
  Aluminum clad windows are making a huge statement due to the low tendency for aluminum to shift, giving painted windows a perfect and luxurious appearance for many years after your Kelowna window installation.
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    Benefits of choosing the correct windows in Kelowna
  If we want Kelowna to have a distinct look to the global economy we need to up our window game. Kelowna windows and doors are not only enjoyed by homeowners but by citizens that prefer or are tied to Kelowna's rental market. 
  These renters are paying huge money to heat and cool their homes in our drastic environmental temperatures and are suffering due to insufficient Kelowna windows and doors.
  This is leaving less money on the table for their families to afford proper clothing, food, education for their children and they can do nothing about it.
  If you are a Kelowna landlord with old drabby windows and doors do your tenants a favor and upgrade the windows in your home.
  Kelowna windows and doors today last for 50 plus years and with proper window, installation can protect your aging home that was manufactured during times where construction companies used literally zero house wrap, blue skin or glues to protect your house framing.
  Not only this but the mold that can be produced by an improperly installed window is horrible and can lead to major health problems and potential lawsuits. So do your due diligence and upgrade the drafty old moisture suckers before they suck you or someone else's wallet dry.
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    Kelowna's Economy And How Window Renovation Can Help
  Before its too late and you make the decision to hold onto your cash in a bad economy think of how good windows can be a benefit. We talked about how a bad window installation can leach on your wallet and leave you face to palm.
  Upgrading windows give resale retention of 75 percent and has major benefits on your energy bills. Not only this but Kelowna windows and doors can raise curb appeal and get you more money for your home, and potentially leaves you with an easy future home sale.
  Also, New Town Glass & Window Renovations is a company dedicated to bringing all this information to its valuable clients and is dedicated to perfecting their window styles, product knowledge, and Kelowna window installation expertise.
  Thank you if you read the entire article, and we know that it will make a huge difference when it comes to selecting your new windows and doors. So choose a window company with confidence and appreciation for dedication to one's craft.
  We do have to confidence among all the window companies to rise the ranks with proper knowledge and will offer you the best that money and confidence can buy.
  Call Or Text (250)801-5259
Now Serving: Kelowna, West Kelowna, Lake Country, Summerland
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stonesistersgroup · 7 years ago
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The full package family home☑️ Located on a cul-de-sac, walking distance to the Lake & minutes to award winning Wineries!
More details at stonesisters.com @ West Kelowna
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lovelyfantasticfart · 4 years ago
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REIN Has Two Warnings About Vancouver
Select the Vancouver realtor who supplies the amount closest to your expectations. 鈥淎ffordability is a big concern in Vancouver. North Vancouver, and downtown Vancouver. In relation to realizing everything about residential property in Vancouver, look no further than RE/MAX Metro Realty. As noted earlier, the average value of a property in Canada has risen by 366 per cent between 1980 and 2009. This interprets into an average annual return of 13 per cent in the same period. A Vancouver realtor with good correspondence skills will probably be in a position to achieve the confidence of consumers to buy your real property at a higher price or persuade sellers to promote their properties at a lower price. With many varieties of homes on the Mount Nice actual estate market; from condos to family homes, previous properties to new buildings and more, the Mount Nice real property market attracts everybody from households to students, younger professionals to retirees.
To access all of the lots of of hundreds of economic properties on the market and for lease in Vancouver and all through the U.S. If kept in perspective Median Costs could be helpful data to anyone considering the sale or buy of a Vancouver property. This may be difficult to grasp. We imagine there are other circumstances where shoppers ought to have the selection to consent to limited twin company where they will exhibit that their consent is knowledgeable. Among the winterizing enhancements could be completed in a quick weekend mission others are even simpler. Edmonton doesn't present an archive of something aside from averages, although they report medians, ongoing. Strata firms of 4 or fewer strata heaps are usually not required to offer a depreciation report. Because of this influx in inhabitants, new housing starts are justified and popping up at a near report clip. The world鈥檚 economies have develop into tightly woven and a fast launch is perhaps too much to handle resulting ina world recession and accompanying housing market crashes. Both method Canadian housing costs are set to decline. The best way to make sure that entry to all ages venues continues is first to look on the historic and contemporary causes for why all ages venues have shut down or changed codecs in the first place.
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Tso Ling then constructed a fence around his great property, the boundaries which prolonged down to the river and as much as the hills. Sandbanks is a sandy peninsula positioned a number of miles west of Bournemouth in the county of Dorset on the South Coast of England and in recent times it is become house to the rich and well-known who've constructed lavish mansions there. Who would not love a seaside location with vista's of the ocean from every window? As in the U.S., brokers will likely be allowed to create on-line profiles and request reviews from clients. So though some homeowners are pannicking and dumping their houses on the market, demand in 2018 will gobble them all up. Will the bubble burst in Toronto soon? Residents of this stunning and peaceful neighbourhood have quick access to close by group centres in adjacent neighbourhoods, and are in close proximity to the VanDussen Botanical Backyard. To get began, check out our hottest Vancouver neighbourhoods checklist, which ranks each community by how briskly houses sold for and whether or not they had been bought above ask. We offer top quality aerial drone images and videography for real estate in Metro Vancouver! Most businesses have seasonal trends and occasions of the yr which can be much more worthwhile.
By Nick Carey HINSDALE, Illinois (Reuters) - A house in this rich Chicago suburb is far beyond the attain of most People. We're to assist homeowners maximize the financial stability and value of your rental properly. 1,000 people have been polled, and there are some fascinating results. The wild North is so, so beautiful, too. Why am I keen on a place that is simply reasonably priced to the rich and well-known. Abbotsford comes second to Surrey, and the remaining following are: New Westminster, Victoria, Kamloops, Kelowna, Chilliwack, the Tri-Cities (Coquitlam, Port Coquitlam, and Port Moody), and Burnaby in ninth place. Alex Taylor and Rachel Tuttle outside their rental house in Port Moody, B.C. She has a background in inside design & house staging. Trillions have been made! Now smaller, local companies have comparable access. If I advised you 1 in 5 sales had been excluded from stats, how would you feel in regards to the numbers you simply learn? See how it changes the texture of the room. The vast majority of those have been in japanese downtown and the East Side.
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tinytyphoonstudent · 4 years ago
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The Kelowna Homes for Sale market is well-developed and provides excellent choices for everyone. Downtown Kelowna has plenty of stunning new condos, while house buyers can find plenty of detached houses and town homes farther west. If it's your vision to build a custom house, you can find land for sale in Kelowna too.
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northokhomesearcher · 5 years ago
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Pixton Road Homes For Sale
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Rare lakefront acreage in the heart of wine country. 9.9 acres with 395 of lakefront. Ready for your custom lakefront winery or dream estate home. This incredible property has never before been on the market and has had one family ownership. ALR land with min 5 acres suitable for vineyard/orchard. Currently planted with 3000 organic Ambrosia apple trees. Original 2000 sq. ft. 7 bdrm+ 2 bath 1900s farm house was part of the famed Rainbow Ranch and in 1892 had daily steamboat service to Kelowna and Penticton docked right in front of the property. 2 original and grandfathered picker shacks or lakefront cabins with electrical adorn the beach and are ideal spots for guests. The flat beach is a luxury in the area and seems to go on forever. Room for a dock with deeper water moorage. The grounds of the property feature old growth acacia, oak, sycamore and walnut trees plus a creek that flows right on the north edge and into Okanagan Lake. Currently features a shop, garage and partially finished concrete orchard/vineyard storage/harvest facility. Only minutes to Kelowna International Airport, shopping golf, wineries and famed University of BC this property is truly at the centre of the growing Lake Country district. Driveway access is a registered easement through the neighbouring luxury property and peach orchard. A driveway off Okanagan Centre or Carrs Landing could be added. Current farm status provides for very low taxes and appraised value. Includes water rights. 
Price: $6,688,000
Bedrooms: 6
Full Baths: 2
Square Footage: 2,144
Acreage: 9.90
Year Built: 1907
Listing ID #: 10181454
Street Address: 12363 Pixton Road,
City: Dist Of Lake Country
Province: British Columbia
Postal Code: V4V 1A1
Subdivision: Lake Country North West
Listing Status: Active
Building
Fireplace: Conventional
Flooring: Hardwood, Linoleum
Stories: 2
Total Building Square Footage: 2144
Type Of Roof: Conventional
View: Lake View, Mountain View, View, City View
Year Built: 1907
  To find more details on interesting real estate properties visit our website by following links:
Real Estate in Vernon
Vernon Homes for Sale
Real Estate Properties in Vernon
Lavington Real Estate
Homes for Sale in Coldstream
Homes For Sale in Armstrong
Real Estate Properties in Armstrong
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msdaniellehansen · 5 years ago
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Kelowna’s 5 Best Neighbourhoods
Kelowna is part of the Regional District of Central Okanagan which also includes Peachland, Lake Country, West Kelowna, and unincorporated communities on both sides of Okanagan Lake. Kelowna is the largest community in the Regional District with a population of 131,600.
Recent outcomes of the Citizen Survey rate the quality of life in Kelowna as good or very good thanks to active/recreational opportunities, safety, its accessible location, job opportunities, and the great weather. As a desirable place to live, offering an active four-season lifestyle, Kelowna remains one of Canada’s fastest-growing cities.
The City of Kelowna is open to opportunities, open for business and open to new ideas from diverse residents.
West Kelowna Estates
West Kelowna Estates has been one of Kelowna’s best-kept secrets for a while now, but with the highly sought-after Mar Jok Elementary plus the long-established Rose Valley Elementary School, young families are flocking to this neighborhood for its lifestyle and relative affordability. Snapping up a mix of west coast contemporary homes built in the 1980’s and the newer homes being built in the Rose Valley neighborhood, the supply and demand dynamics of this neighborhood are extremely strong.
The Mission Homes in The Mission appreciate on reputation alone. If you’re new to Kelowna and ask someone where you should be looking, undoubtedly the Mission will be on the shortlist. With lots of new commercial in the south Pandosy Village and some new grocery stops a little further south, the missions only drawback, being far from the things you need is really no longer a thing.
Black Mountain Black Mountain’s spike in average sales price has to do with the bulk of the sales being in the new home category which naturally sells for higher price points. There’s an old saying that all boats rise with the tide, so as these more expensive homes increase in price, so too does the older stock.
Rutland & Glenrosa Rutland and Glenrosa trade on affordability. The large jump in price is attributed to the fact that many first time buyers or buyers coming in from less expensive markets will focus their attention on the only neighborhoods where $500,000 can still buy a house with a decent sized yard and room to park some toys. These neighborhoods offer a great sense of community and are quickly shaking their reputations for being on the wrong side of the proverbial tracks.
KELOWNA PEST CONTROL
Natural Pest Solutions offers safe, effective Kelowna Pest Control services for both residential and commercial properties. Our trained technicians provide the most up-to-date treatments ensuring all customers pest issues are solved in a timely manor. We employ Kelowna Exterminators that specialize in rodent control and elimination focusing on pest entry points, ant, wasp, and spider treatments, and proactive measures like our Residential Pest Program. We guarantee our customers amazing results with 100% satisfaction! Services include interior and exterior pest treatments along with wildlife removal and sanitation clean-ups involving rodent and pigeon waste.
Natural Pest Solutions Suite #1 2160 Wilkinson St. Kelowna, BC. V1Y-3Z8 phone 778-760-1356 https://mynaturalpestsolutions.com/ca/kelowna-pest-control/
The post Kelowna’s 5 Best Neighbourhoods appeared first on Ace1 Pest Control.
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startupcanada · 6 years ago
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Grow Your Business In British Columbia, Canada
British Columbia is one of North America’s most competitive and dynamic business locations. Our strong economy offers unlimited potential, and our advantages attract growth-focused businesses from around the world.
Take Your Place With The World’s Best
British Columbia combines a business-friendly environment with an outstanding quality of life. Organizations benefit from our prime location, rich natural resources, commitment to innovation, attractive investment climate and a skilled, educated workforce.
Many industry sectors are growing, with exciting opportunities to be found in areas that include:
Agrifoods
Clean technology
Forestry
International education
Natural gas
Mining
Technology, including information, communication, and wireless technologies; film, television and digital media; and life sciences
Tourism
Transportation infrastructure
Invest With Confidence
The Government of British Columbia forecasts that British Columbia’s real Gross Domestic Product (GDP) will grow 2% in 2019
Secure Your Bottom Line In Our Strong And Competitive Economy
The Government of British Columbia is committed to building a strong economy. B.C. is an economic leader in Canada and is recognized for its fiscal stability and triple-A credit rating. In 2017, employment grew faster than any other part of Canada and retail sales, housing, and exports exceeded all expectations.
Attract Workers With The Skills You Need
British Columbia is home to a workforce that is diverse, skilled, highly educated and multilingual. British Columbia compares favorably against other North American jurisdictions when evaluating key livability statistics. Mercer rated Vancouver as the top city in the Americas for 2018 and fifth globally. Vancouver is ranked sixth in the Economist’s Global Livability Report out of 140 cities. These studies reflect B.C.’s high level of stability, health care, culture and environment, education and infrastructure. This makes British Columbia a great place to live, attracting top talent from around the world.
Power Your Growth With Clean Energy
More than 98% of the electricity generated in British Columbia comes from clean or renewable resources. Electricity rates in British Columbia are also among the lowest in North America. Ongoing investments in conventional and alternative energy technologies and infrastructure ensure that British Columbia has the power it needs to fuel business growth. In 2018, the Government of British Columbia launched CleanBC, a plan to reduce emissions, advance the cleantech sector and grow B.C.’s low-carbon economy. Through CleanBC, the government is making it a priority for B.C. to be a destination for new investment and industry looking to meet the growing global demand for low-carbon products, services, and pollution-reducing technologies.
Access Key To Global Markets
British Columbia’s prime location on Canada’s west coast puts it at the commercial crossroads of the Asia-Pacific region and North America. Companies with operations in British Columbia enjoy duty-free access to the world’s largest marketplaces in Asia, North America, and Europe thanks to the Comprehensive and Progressive Agreement for TransPacific Partnership, the North American Free Trade Agreement and the Canada-EU Comprehensive Economic and Trade Agreement. Canada has a unique competitive advantage because it is the only country to have free trade agreements with all countries of the G7. Domestically, British Columbia, with the New West Partnership Trade Agreement has created a single economic region encompassing British Columbia, Alberta, Saskatchewan, and Manitoba: a marketplace of more than 11 million people and a GDP of more than $700 billion. B.C.’s offers fast, easy and reliable global transportation systems. We continue to strengthen our infrastructure with $25 billion in private and public sector transportation improvements between 2012 and 2020.
British Columbia: A Strategic Location For Supply Chain Management And Logistics Air:
B.C.’s six airports that serve international markets include Victoria (YYJ), Vancouver (YVR), Kelowna (YLW), Abbotsford (YXX), Cranbrook (YXC) and Prince George International Airports (YXS). Vancouver International Airport has been voted the top airport in North America for nine consecutive years. RAIL: British Columbia is the only gateway on the west coast of the Americas served by three continental Class 1 railways, connecting ports on the Atlantic, Pacific and Gulf coasts to key markets throughout Canada, the United States, and Mexico. ROAD: An extensive all-weather highway network makes transporting goods and services to North American markets seamless and reliable. SEA: The Port of Vancouver is Canada’s largest port and the third largest port in North America; it is responsible for Canada’s trade with more than 170 world economies. The ports of Vancouver and Prince Rupert, which are ice-free year-round, are Asia’s closest ports of entry on the west coast of North America—saving shippers more than two days as compared to other west coast ports.
Communications:
British Columbia has the highest rate of broadband and overall Internet connectivity in Canada. An advanced communications infrastructure also provides telephone, broadcasting, cable, wireless, and other information services at competitive rates.
Benefit From Competitive Costs And Taxes
Top corporations from across the globe are experiencing the advantages of doing business in British Columbia. They benefit from our competitive operating costs, high quality of life and smart, streamlined regulations that reflect business needs.
British Columbia has the lowest provincial personal income taxes in Canada for single individuals earning up to $125,000.
Training tax credits are available to eligible employers based on the wages paid to an eligible apprentice to a maximum of $4,000 per apprentice per year depending on salary, program and apprenticeship level. Eligible apprentices can receive tax credits too—up to $2,500 depending on the apprenticeship level they complete.
British Columbia’s general corporate income tax rate is 12%. When combined with the federal rate, British Columbia businesses pay a general corporate income tax rate of 27%.
Find information on incentives at britishcolumbia.ca
Launch Your Growth From British Columbia
Considering British Columbia as a location for a new business venture or expansion? Trade and Invest British Columbia offer confidential, knowledgeable advice and services including:
Strategic Support: Obtain the information and contacts you need to make strategic investment decisions in British Columbia.
Business Start-up Assistance: Get started faster by drawing on our extensive network of government and industry contacts.
Business Climate Information: Learn more about taxation, labour markets, business costs, permits, and regulations.
Suppliers Of Business Services: Meet with experts in tax, real estate, and law, as well as government permitting agencies.
Hosting And Site Tours: Ask us to arrange familiarization tours to business locations throughout the province, including visiting potential sites, touring facilities and meeting with community leaders.
Government Programs: Learn about the federal, provincial and local government support programs specific to your business.
British Columbia Incorporation Service
Company Formations Canada provides fast and easy British Columbia Incorporation Service to Canadian residents and non-Canadian residents wishing to start and operate a new business in British Columbia and Canada:
British Columbia Incorporation service for Canadians British Columbia Incorporation Service for Non-Canadians residents
The post Grow Your Business In British Columbia, Canada appeared first on Company Formations Canada.
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mikemortgage · 6 years ago
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Don’t forget real estate when assessing the impact of Canada’s green rush
They are calling it the green rush. Some are invoking comparisons with the Wild West. The legalization of recreational marijuana has generated tremendous interest and investment from all quarters, and the world of real estate has been no exception.
Millions of square feet of commercial real estate are suddenly in play. The marijuana industry in Canada requires warehouse, greenhouse and retail space to meet the demand of a growing market. While the growth presents exciting opportunities, the tremendous hype and uncertainty about how big the market will be pose real risks for investors in the real estate space.
Nevertheless, many in the commercial real estate industry believe that marijuana legalization couldn’t have come at a better time, when industrial and retail rents were already showing signs of weakness owing to shrinking demand. This problem has been more acute for the retail sector, which has seen online sales compete aggressively with traditional brick-and-mortar outlets.
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The experience in Colorado, the first U.S. state that legalized the recreational use of marijuana, is indicative of strong growth in demand for warehouse space for marijuana grow-ops and retail stores for distribution and sales.
But how large is the demand for commercial real estate tied to marijuana production? According to the Altus Group, a large Canadian real estate consulting firm, marijuana-growing facilities have already consumed 8.7 million square feet in the first nine months of 2018. Another six-plus-million square feet are in the pipeline.
The demand for real estate has been more pronounced in B.C. and Ontario as marijuana grow-ops gobble up warehouse, greenhouse and retail space. Kelowna alone has identified several hundred zoned sites for marijuana-oriented commerce. Logistics and distribution sites will generate even more demand for space.
Looking ahead, Alberta will likely see significant demand for marijuana-related real estate. Unlike other provinces that have restricted distribution through provincial liquor control boards, authorities in Alberta have licensed private operators for marijuana sales, opening up the possibility of innovative retail offerings. The Second Cup, for example, has already announced plans to convert some of its struggling coffee-shop locations to marijuana dispensaries.
Retailers and mall operators are also pursuing marijuana businesses. Canada’s largest privately owned liquor retailer, Alcanna Inc., has secured dozens of locations in Alberta to operate marijuana dispensaries. In August, RioCan REIT reportedly signed 18 cannabis-dispensary leases in Alberta, B.C. and Ontario.
High-end cannabis stores will soon be visible in malls across Canada where cannistas, like baristas before them, will help shoppers find products that suit their tastes.
In 2017, Health Canada revealed that 210,000 Canadians were licensed to use medical marijuana. Almost 11,000 individuals could grow marijuana for personal use while the rest had to buy it from government-approved growers. With marijuana becoming available for recreational use, the number of users is likely to grow dramatically.
Statistics Canada estimated that Canadians spent almost $6 billion on marijuana in 2017. Most of the estimated five million users bought marijuana illegally for non-medical purposes. At the same time, the legal sale of alcohol reached $22 billion.
The expected size of the retail marijuana market in Canada is not known for sure. It is not apparent how much of the illegal demand will convert to legal channels through licensed dispensaries.
Early reports from Alberta revealed that the sales from licensed stores in the first five days of legalized operations were in the millions of dollars. Nova Cannabis, owned by Alcanna Inc., reported that its five stores in Alberta registered $1.3 million in sales in the first five days alone.
While the novelty of buying legal cannabis was certainly a factor, the demand bodes well for cannabis retailers, and for the owners and operators of commercial real estate in Canada.
• Murtaza Haider is an associate professor at Ryerson University. Stephen Moranis is a real estate industry veteran. They can be reached at www.hmbulletin.com.
from Financial Post https://ift.tt/2OTdFeH via IFTTT Blogger Mortgage Tumblr Mortgage Evernote Mortgage Wordpress Mortgage href="https://www.diigo.com/user/gelsi11">Diigo Mortgage
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felishasheats · 6 years ago
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Vantage West Realty in Kelowna celebrates a decade with shelter donation
Vantage West Realty in Kelowna marked its 10th anniversary with a donation to provide housing for those in need.
The brokerage marked the milestone with a celebration with clients earlier this month, where $25,275 was raised for the Karis Support Society through donations and a live auction.
The society provides a home and counselling for women struggling with addictions and mental health challenges. The non-profit organization is the only recovery program in the Okanagan to offer safe housing to women and their babies. The three-storey Karis Building in the Central Green development on Rowcliffe Avenue is home to 36 women and 15 children.
Vantage West Realty was founded by A. J. Hazzi in 2008 and has grown to a team of 30, with annual real estate sales of $250 million, the company says.
In 2015, the Kelowna Chamber of Commerce honoured Hazzi with a business excellence award, naming him Young Entrepreneur of the Year. The award recognizes entrepreneurs aged 40 or under who has been in business for at least three years and demonstrate exceptional leadership.
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sweetlyeclecticvoid · 7 years ago
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Canada’s Residential Real Estate Market Makes the Move to Moderation in the Second Quarter of 2017 With recoveries underway in Vancouver, Calgary and Edmonton, home prices rise in the majority of metropolitan areas nationwideGreater Toronto Area witnesses temporary slowdown in sales activity as the Ontario Fair Housing Plan takes effect TORONTO, July 13, 2017 – According to the Royal LePage House Price Survey[1] and Market Survey Forecast released today, Canada’s residential real estate market posted strong home price gains in the second quarter of 2017, with the majority of metropolitan markets across Canada displaying expansionary trends. The significant Greater Vancouver housing correction that began in August 2016 turned a corner in the second quarter of 2017. Home prices in B.C.’s Lower Mainland are now poised to resume an upward trajectory nearly a year after provincial regulatory intervention bruised consumer confidence and depressed sales activity. On the other side of the mountains, Alberta’s economic rebound continued as Calgary posted its strongest year-over-year home price gains since the downturn in the price of oil. The Greater Toronto Area (GTA), a market that Royal LePage CEO Phil Soper characterized as “Canada’s least healthy” in the first quarter, saw moderating sales activity, as the combination of eroding affordability and government legislation has pushed many buyers to the sidelines – at least temporarily bringing balance to the country’s largest market and slowing home price appreciation within the region. The Royal LePage National House Price Composite, compiled from proprietary property data in 53 of the nation’s largest real estate markets, showed that the price[2] of a home in Canada increased 13.8 per cent year-over-year to $609,144 in the second quarter. When broken out by housing type, the price of a two-storey home rose 14.6 per cent year-over-year to $725,391, while the price of a bungalow increased by 10.7 per cent to $511,965. During the same period, the price of a condominium climbed 13.4 per cent to $397,826. Looking ahead to the remainder of the year, Royal LePage forecasts that the national aggregate price of a home will increase by 9.5 per cent in 2017 to $617,773 when compared to year-end, 2016. “Following a period of unprecedented regional disparity in activity and price appreciation, we are now seeing a return to healthy growth in the majority of Canadian housing markets,” said Phil Soper, president and CEO, Royal LePage. “The white-hot markets are moderating to very warm; the depressed markets are beginning to grow again. Canadian housing is in great shape – a statement that I certainly did not make last quarter.” In the quarter, sanity began to return to the Greater Toronto Area, where a slowing of both price appreciation and sales activity was evident. In Greater Vancouver and Calgary, home sales began to recover after significant market downturns. “The rate of national house price appreciation that we experienced in the second quarter continues to be above what we would consider a normal range, driven primarily by very strong year-over-year price growth across much of Ontario,” continued Soper. “Yet the GTA’s recent drop in sales activity may well signal calmer waters ahead for the province. The 20 to 30 per cent year-over-year increases in home values that characterized Toronto and its adjoining areas in recent months are not, in our view, sustainable or healthy. Now, as inventory inches higher and demand slows to a more orderly pace, some much needed balance has been returned to the market. For the first time in years, buyers are able to include reasonable conditions in their offers and multiple bid situations are somewhat less frequent.” In Canada’s westernmost province, sales activity and price appreciation are both on the rise, as market trends in Greater Vancouver continue to mend and prospective homeowners seek more affordable living in cities like Kelowna and Victoria. While the region has witnessed consumer confidence progressively strengthen over the past twelve months, there is some new downside risk to the provincial housing market with the uncertainty that comes with the installment of a new provincial minority government. “The question for our largest markets is, how long will the reprieve last?” added Soper. “In Vancouver and Toronto, we have buoyant economies that are attracting thousands of new residents each year. These people will need a place to live and no amount of initiatives aimed at quelling demand will change that. Like public transit, housing policy is something which needs a persistent, long term focus.” In Quebec, the Greater Montreal Area’s housing market showed promising gains in the second quarter, with the city centre witnessing near double-digit growth. The region’s continued economic revival, and unemployment rate, which has fallen to its lowest level since Statistics Canada started tracking it in 1976, are supportive of an expanding housing market. “Montreal celebrates its 375th anniversary this year, and with the celebration comes a sense of renewed optimism,” said Soper. “The city’s economic momentum and improved consumer confidence have led to one of the healthiest residential real estate markets seen in a generation.” During the quarter, the overall health of the Canadian economy has been a significant contributor to the stability of the country’s real estate market. Canada’s GDP is now expected to exceed the 2.6 per cent growth rate previously forecast by the Bank of Canada, and this strength is broadly based, with all provinces, except for Newfoundland and Labrador, expected to see positive economic growth this year. The unemployment rate reported in May was 6.6 per cent, coming in at a nine-year low. As a result, the Bank of Canada yesterday increased the overnight rate one-quarter of a percentage to 0.75, the first interest rate hike in seven years – a significant monetary gesture and signal of the country’s economic strength. “Since the financial crisis took hold nearly a decade ago, Canada’s economy has been supported by what amounts to crisis-level monetary policy. “While many commentators have feared the effect of an interest rate hike, we believe that the market is better served by a healthy economy that requires a return to normal conditions. Canadian homeowners are prepared for the marginal increase in mortgage rates that the most recent Bank of Canada rate hike will bring,” concluded Soper. Within the last two years, Canadians spent more on mortgage principal payments than mortgage interest payments for the first time since Statistics Canada began compiling its data in 1990. While the ratio of debt to disposable income is relatively high, it dropped down in the first quarter of the year to 166.9 per cent, and Canadians’ interest-only debt service ratio was a record low 6.1 per cent. According to the Canada Mortgage and Housing Corporation, mortgage delinquency rates in the country’s hottest markets, Toronto (12 basis points) and Vancouver (15 basis points), were less than half of the national average (34 basis points). Provincial and City Summaries and Trends In the second quarter of 2017, the aggregate price of a home in Greater Vancouver increased 2.6 per cent year-over-year to $1,181,309, showing a marked decline in home appreciation levels from recent quarters. North Vancouver posted a stronger 7.5 per cent year-over-year increase to $1,369,091, while the city of Vancouver in contrast remained relatively flat, rising 0.1 per cent to $1,385,431. During the same period, the region’s most expensive market of West Vancouver fell  4.7 per cent year-over-year to $3,009,126. In the surrounding suburbs, Langley posted the highest year-over-year appreciation in the region, increasing 12.3 per cent to $791,721, while the previous leader, Richmond, dropped to a moderate 2.5 per cent increase to $1,057,629. British Columbia’s economy continues to show its strength with little sign that the government’s efforts to cool the housing market have impacted the broader economy. As of June, the province’s unemployment rate was 5.1 per cent, a drop of 0.5 per cent from May, and employment grew a stunning 4.4 per cent over the past year. The surprising resilience of the British Columbia economy, despite slowed growth in the housing market, has caused some forecasters to boost their growth expectations for the province. For the year, Royal LePage expects Greater Vancouver to see a low single-digit price increase in 2017. Following two years of recession, Alberta’s economy is now on the upswing, with some forecasters expecting it to lead the rest of the provinces in growth this year and next. In June, the provincial unemployment rate fell by 40 basis points to 7.4 per cent. Alberta employment is now up by 2.2 per cent year-over-year, with virtually all of the increases coming in the form of full-time jobs. With improvement in the overall economy, Calgary and Edmonton are both expected to see upticks in employment. This is especially true for Calgary, which has stagnated since the energy downturn took hold in 2015. The Conference Board of Canada predicts that the city will add 8,800 jobs this year and a further 10,100 in 2018. These trends were reflected in the residential housing market in the second quarter, during which Calgary and Edmonton posted year-over-year home price increases of 4.4 per cent and 3.8 per cent to $472,798 and $387,989, respectively. With economic stability reemerging in the region, home prices are expected to increase in the low- to mid-single-digit range by year-end. Saskatchewan is also benefiting from a more positive outlook for the energy industry and is expected to grow this year after contracting in 2016. While the province’s economic recovery is in progress, the effects have yet to be truly felt in the residential real estate market, which remained somewhat soft in the second quarter. Both Regina and Saskatoon posted slight year-over-year aggregate home price decreases of 1.3 and 1.7 per cent to $325,927 and $379,864, respectively, with prices expected to remain on a similar trajectory for the remainder of 2017. In the second quarter of 2017, the aggregate price of a home in Winnipeg remained relatively flat, rising 0.2 per cent year-over-year to $281,568. Manitoba has been benefiting from an export-led surge that has helped its manufacturing sector and improved output in agriculture. These factors are expected to continue into 2018, with a major Canadian financial institution stating in June that they expect Manitoba to grow 1.9 per cent this year and 2.2 per cent in 2018. At 5.3 per cent, Manitoba also had among the lowest unemployment rates in the country as of May. Looking ahead, Royal LePage anticipates that Winnipeg will see a slight uptick in appreciation by the end of the year. Powered by a surging U.S. economy and the strong housing sector, Ontario is emerging as the economic leader among Canada’s provinces. The job market in Ontario reflects the health of the overall economy. Over the twelve months ended in June, employment in Ontario rose by 75,000 (1.1 per cent). The unemployment rate within the same month was 6.4 per cent, and could have been even lower were it not for the fact that, many people, likely encouraged by the strong economy, are now choosing to enter the labour force. As a result of strong housing demand extending from the province’s robust employment and economic prospects, southern Ontario saw the highest home price gains in the country. In the second quarter, the aggregate price of a home in the Greater Toronto Area rose 24.0 per cent to $837,232, while the price of a home in the City of Toronto jumped 22.8 per cent year-over-year to $843,590. In surrounding suburbs, year-over-year price gains also remained strongly visible with Vaughan, Oshawa, Richmond Hill, Markham, Mississauga and Oakville, rising 27.5, 27.1, 26.6, 25.9, 25.1 and 23.7 per cent to $1,100,478, $564,189, $1,334,946, $1,063,022, $725,092 and $1,088,420, respectively. During the quarter, areas surrounding the GTA continued to show unprecedented levels of home price appreciation. Niagara/St. Catharines’ aggregate home price rose 17.7 per cent to $345,155, while Kitchener/Waterloo/Cambridge saw a 20.7 per cent year-over-over increase to $435,367. During the same period Windsor and London also saw double-digit increases of 15.9 per cent to $211,209 and 11.6 per cent to $320,824, respectively. Despite witnessing a slight decrease in sales activity and pricing, the majority of Ontario’s housing markets are expected to continue seeing strong year-over-year growth for the remainder of 2017, led by continued double-digit increases in the Golden Horseshoe, as the region continues to coast on the high appreciation experienced at the beginning of the year. Quebec’s economy has continued to build strength and momentum in 2017, with consumer spending, housing, trade and manufacturing benefiting from strong macroeconomic conditions. Like in Ontario, U.S. strength coupled with the low Canadian dollar is fueling provincial exports. The province is also benefiting from fiscal stimulus in light of the government’s success in balancing its books, having this year posted the third consecutive balanced budget. In May, Quebec’s unemployment rate fell to a record low of 6.0 per cent, maintaining that level in June and keeping the region well below the national average of 6.5 per cent. The Conference Board of Canada cited Quebec City and Montreal as growing and expects both cities to pick up speed throughout 2017. In Quebec City growth is coming mainly from the service sector, including commercial and industrial real estate and tourism, while Montreal’s economic improvement is being driven by infrastructure investment and manufacturing. Quebec’s exceptional economic performance is reflected in the housing markets of the province’s major urban centres. For the second consecutive quarter, the Greater Montreal Area posted price increases across all property types and regions studied. In the second quarter, the aggregate price of a home in the Greater Montreal Area rose 6.2 per cent to $372 071, while the City of Montreal saw a year-over-year gain of 9.1 per cent to $463,787. During the same period, Quebec City posted an aggregate price increase of 3.8 per cent to $299,377. In the coming year, both cities are expected to see healthy home price increases as economic strength in the province continues. In Atlantic Canada, Newfoundland and Labrador’s economies have been on the decline since the onset of the energy downturn. In the second quarter, St. John’s posted a 3.1 per cent year-over-year decline in home prices to an aggregate price of $320,164. At the same time, New Brunswick, Nova Scotia and Prince Edward Island saw homes prices rise in most major markets studied. Saint John and Fredericton posted the highest increases in the Atlantic region, at 5.7 per cent to $215,923 and 2.7 per cent to $245,150, respectively, while Moncton home prices decreased by 2.9 per cent to $181,364. During the same period, appreciation in Halifax and Charlottetown were essentially on par, showing moderate year-over-year gains of 1.9 per cent and 1.8 per cent, respectively, to $302,469, and $228,352. New Brunswick, Nova Scotia and Prince Edward Island are expected to see further economic growth in the coming year, along with moderate home price gains in most cities, while Newfoundland and Labrador is expected to see further drops. View Aggregated regions and the Royal LePage National House Price Composite* (.PDF) *Data presented in the tables above may not match same period data reported previously due to subsequent market updates View Royal LePage 2017 Market Survey Forecast[3] About the Royal LePage House Price Survey The Royal LePage House Price Survey provides information on the three most common types of housing in Canada, in 53 of the nation’s largest real estate markets. Housing values in the House Price Survey are based on the Royal LePage National House Price Composite, produced quarterly through the use of company data in addition to data and analytics from its sister company, Brookfield RPS, the trusted source for residential real estate intelligence and analytics in Canada.  Commentary on housing and forecast values are provided by Royal LePage residential real estate experts, based on their opinions and market knowledge. About Royal LePage                                        Serving Canadians since 1913, Royal LePage is the country’s leading provider of services to real estate brokerages, with a network of over 17,000 real estate professionals in more than 600 locations nationwide. Royal LePage is the only Canadian real estate company to have its own charitable foundation, the Royal LePage Shelter Foundation, dedicated to supporting women’s and children’s shelters and educational programs aimed at ending domestic violence. Royal LePage is a Brookfield Real Estate Services Inc. company, a TSX-listed corporation trading under the symbol TSX:BRE. For more information visit: www.royallepage.ca. For further information, please contact:  Michael JesusKaiser Lachance [email protected] [1] Powered by Brookfield RPS [2] Aggregate prices are calculated via a weighted average of the median values of homes for reported property types in the regions surveyed [3] The Royal LePage Market Survey Forecast provides projections for aggregate national and regional house prices at year-end (fourth quarter) Click here to download the image used in this release.
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