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Portable Speakers Market growth scenario in coming years | USD 16.91 billion by 2025

Market Overview

Portable speakers market is projected to reach USD 16.91 Billion by 2025 at a CAGR of 11.14% between 2019 and 2025. 

Competitive Dynamics

The Portable speakers market manufacturers are Bose Corporation (US), Samsung Electronics, (Harman Kardon and JBL) (South Korea), Tribitaudio (China), Sony Corporation (Japan), Logitech Europe S.A. (Ultimate Ears) (Switzerland), Bang & Olufsen (Denmark), SoundWorks, Inc. (US), Apple Inc. (Beats Electronics LLC) (US), Anker Technology Ltd (UK), Polk Audio, LLC (US), Sonos Inc. (US), Boytone (US), Marshall Amplification PLC (UK), LG Corporation (South Korea), House of Marley, LLC (US).

Market Dynamics

The Global Portable Speakers Market has grown rapidly in recent years as portable goods have gained appeal. Portable speakers are becoming more popular among young and customers who participate in outdoor activities such as trekking and camping. Consumer preferences for portable speakers are changing as a result of the increased popularity of integrated music streaming platforms such as iTunes and Spotify. Apart from this, the popularity of smart devices has increased in recent years due to the convenience of a touchscreen panel and voice control for connecting to other smart devices via voice assistants. Due to technical improvements, widespread smartphone use, and the availability of high-speed Internet, consumers today prefer devices with many connectivity choices.

E-commerce websites provide consumers with access to technical specifications and product reviews, which influence their purchasing decisions. A range of models from a single brand are visible on a single platform, which contributes to the growth of e-commerce sales channels. Additionally, e-commerce businesses conduct a variety of promotions online to increase sales. Additionally, there is a growing demand for internet shopping due to the convenience and one-stop shopping benefits. Additionally, online platforms provide regular discounts and payment plans.

To get more info: https://www.marketresearchfuture.com/press-release/portable-speakers-market

Segmental Analysis

The market is categorized by product into ini, pocket, capsule, and others. In 2018, the Mini segment accounted for the lion's share of this market. In comparison to other product categories, little portable speakers take up the least amount of room and are the most easy to carry while travelling. During the study period, this sector is projected to account for the largest share of the North American market. This segment has grown in popularity as a result of the popularity of music streaming platforms and the growing desire for compact multipurpose devices.

The market is categorized by connectivity type into Bluetooth, hybrid, and others. During the projected period, the Hybrid category is expected to dominate the market. It incorporates Wi-Fi and Bluetooth connectivity, and the vast majority of music players are compatible with these technologies.

The market has been divided into mass-market and luxury segments. Premium products are predicted to increase at the quickest rate over the forecast period, owing to rising consumer spending power in developing countries and superior design and audio output compared to mass-market items.

The market has been divided by distribution channel into store-based and non-store-based. The non-store-based category is predicted to increase at a faster rate than the store-based segment due to technical advancements in the e-commerce industry, widespread availability of numerous portable speaker models, and growing customer preference for online purchases.

Free sample copy: https://www.marketresearchfuture.com/sample_request/8592

Regional Overview

North America continued to lead the portable speaker market in 2018 and is expected to do so throughout the forecast period, owing to the increasing demand for music streaming in the United States and Canada. The region's growing need for portable speakers is being fueled by increased sales of smartphones, tablets, laptops, and other gadgets. The region's growing trend toward smart homes, where appliances and electronics can be controlled by gestures or voice commands, is driving demand for smart portable speakers in North America.

The Asia-Pacific region's market is expected to grow at the fastest rate during the forecast period. Asia-Pacific represents a new income stream for the portable speaker market, owing to expanding product awareness and consumer acceptance of technology-driven products.

[numberonepeacetragedy]

Portable Speakers Market Set to Grow during the forecast period

Market Forecast

Portable Speakers’ Market is projected to be valued at USD 16.91 Billion by 2025, registering a CAGR of 11.14% between 2019 and 2025. Portable speakers are generally sold in a variety of colors and shapes such as capsule and pocket. Furthermore, market players go the extra mile to produce portable speakers with several patented technologies to create traction among consumers and survive in the competitive market. For instance, the Bose Sound link operates on technology where sound passes through an inbuilt tunnel for amplification and produces a deep and immersive sound. Moreover, manufacturers are producing portable speakers with high durability and resistance to water.  

Market USP

Higher sound level than phone speakers and cost-effective as compared to AC-powered speakers.

Growth Opportunities in the Portable Speakers’ Market

Unique designs and low power consumption of hybrid portable speakers: Hybrid portable speakers have an integrated circuit that offers longer battery playtime as compared to other connectivity types. Nowadays, consumers are seeking products with multiple connectivity options due to technological advancements, widespread use of smartphones, and availability of high-speed Internet. Market players are further investing in the development of unique designs such as cubes, cartoon characters, lanterns, and key chains.

Availability of a wide range of products through online retail channels: E-commerce websites offer clarity on technical specifications along with product reviews, which impact the purchasing decisions of consumers. A wide variety of models offered by a particular brand is visible on a single platform, which is driving the popularity of e-commerce sales channels. Moreover, e-commerce companies run several offers online to bolster sales. For instance, Amazon offers year-end deals including clearance sales, overstocks, and markdowns at low prices to consumers. There is also a growing preference for purchasing products online due to the convenience and one-stop purchase benefits. Online channels also offer regular discounts and installment schemes.

Browse Full Report Details @

https://www.marketresearchfuture.com/reports/portable-speakers-market-8592

Key Players

Bose Corporation (US)

Samsung Electronics, (Harman Kardon and JBL) (South Korea)

Tribitaudio (China)

Sony Corporation (Japan)

Logitech Europe S.A. (Ultimate Ears) (Switzerland)

Bang & Olufsen (Denmark)

SoundWorks, Inc. (US)

Apple Inc. (Beats Electronics LLC) (US)

Anker Technology Ltd (UK)

Polk Audio, LLC (US)

Sonos Inc. (US)

Boytone (US)

Marshall Amplification PLC (UK)

LG Corporation (South Korea)

House of Marley, LLC (US)

Request a Sample Report @

https://www.marketresearchfuture.com/sample_request/8592    

NOTE: Our Team of Researchers are Studying Covid19 and its Impact on Various Industry Verticals and wherever required we will be considering Covid19 Footprints for Better Analysis of Market and Industries. Cordially get in Touch for More Details.

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Storytelling community Wattpad launches its premium products worldwide

Online storytelling community Wattpad, also now a content feeder for streaming services and other media companies, is taking its two consumer-facing paid products global. Wattpad Premium, the ad-free subscription tier, first launched in 2017 and has only been available in a handful of countries to date. It’s now available to Wattpad’s 70 million-plus worldwide users, as of today. In addition, Wattpad’s Paid Stories, which offers exclusive, paywalled content to readers, is also now available to the global user base.

This product launched last November into beta testing, when it was then called Wattpad Next. It was initially available in the U.S. with plans for a global launch planned for this year.

Technically speaking, Wattpad quietly launched Paid Stories globally last week, but it has now completed its rollout to all users, the company says. The stories give readers another way to support their favorite writers as they can purchase the serialized content either when the story is finished, or as it’s still being written. This past month, readers spend more than 5.5 million minutes on Paid Stories, the company says.

Users purchase access to the stories using Wattpad’s virtual currency, Coins. These Coins are sold in packs that start at $0.99 for 9 Coins, and go as high as $7.99 for 230 Coins.

With the global expansion, the two products are also being better integrated.

Now, Wattpad Premium subscribers will receive discounted Coins to buy the Paid Stories. They also receive bonus Coins — up to 66% more free Coins, the company says — every time they buy a Coin package to unlock a Paid Story.

“Our vision at Wattpad is to entertain and connect the world through stories, creating the best platform and community on the planet for every type of reader and writer,” said Wattpad General Manager, Jeanne Lam. “Every innovation and initiative at Wattpad supports that vision while improving the experience for users. Wattpad Premium and Wattpad Paid Stories give users everywhere more control over their Wattpad experience and options to enjoy the platform in new ways — whether it’s uninterrupted, ad-free reading or the chance to support the writers who make those stories possible.”

The products do generate some revenue for the company — Wattpad is No. 11 Top Grossing app in the Books category on the App Store and No. 8 on Google Play. However, the company’s bigger business these days is its content deals. Wattpad earlier this year inked a first-look deal with Sony Pictures Television, and has a development deal with Universal Cable Productions, among others. Internationally, it’s working with iflix, Bavaria Fiction, Huayi Brothers Korea, Penguin Random House India, Mediaset, NL Film, Mediacorp, and eOne.

Wattpad’s stories have been turned into feature films, as well as movies and TV shows for streaming services like Netflix (The Kissing Booth) and Hulu (Light as a Feather).

It now has its own print publishing arm, too, with Wattpad Books.

These broader efforts capitalize on Wattpad’s generally younger and devoted fanbase.

For example, one of the more popular Wattpad Books titles, The QB Bad Boy & Me by Tay Marley, was read more than 26.3 million times on Wattpad, and will become available in book form on August 20, 2019.

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Global Wireless Headphones Market

Global Wireless Headphones Market is expected to reach US$ XX Bn by 2026 from US$ XX Bn in 2017 at a CAGR of XX%.

Wireless headphones market is segmented by type, distribution channel, end user, and region. Based on the type, the wireless headphones market is divided into in- ear and over-ear. The over-ear segment is estimated to hold the largest share of the market during the forecast period due to its features as reduce the noise of outside, extra level comfort, and hi-fidelity sound. On the basis of the end user, the wireless headphones market is classified by fitness, gaming, virtual reality, music, and entertainment. Entertainment segment is expected to hold the largest share of the market during the forecast period due to an increased popularity of portable devices, rising usage of smart technology, and online music sites are available. According to the distribution channel, wireless headphones market is divided into multi-brand electronic stores, exclusive showrooms, hypermarket/supermarket stores, online sales channel and others. The online store is estimated to hold the largest share of the market during the forecast period due to online retailing provides more discounts and wider options to purchase, the online platform becomes popular owing to that it provides the delivery to the doorstep by order of products. Major driving factors of the market are rising trend of investing in music and fitness subscription, increased popularity of portable devices, rising usage of smart technology, online music sites are available, its features such as reduce the noise of outside, extra level comfort, and hi-fidelity sound, rising usage of smart technology, increasing technological development & advancement, and increased trend usage of headphones while exercising, commuting, or driving. In terms of region, the wireless headphones market is segmented by North America, Europe, Asia Pacific, South America, and Middle East & Africa. Europe is expected to hold the largest share of the market during the forecast period due to raised awareness regarding healthcare, increased consciousness regarding fitness, raised adoption of paid digital audio subscription, and rising sports activities in this region. Key player’s studies, analyzed, profiled and benchmarked in wireless headphones are Sennheiser, Optoma, Bragi, Sony, Jaybird, Shure, Philips, Bose, Beats Electronics, Apple Inc., JVC, Skullcandy, Skullcandy, Jabra, Bang and Olufsen, Jaybird, Motorola, Huawei, Avanca, AIAIAI, Alesis, Amkette, ASUS, Audio Technica, Beyerdynamic, Creative Technology, Denon, Grado Labs, The House of Marley, JAYS, JVCKENWOOD, Logitech, Molami, MONSTER CABLE PRODUCTS, Panasonic, Parrot, Philips, Pioneer, Shure, SMS Audio, Sol Republic, Turtle Beach, Urbanears, Westone Laboratories, Alphabet, Bragi, Nuheara, Alpha Audiotronics, Rowkin, Crazybaby, Earin, Meizu, Waverly Labs, and MyManu, and Samsung.

Scope of the Report Wireless Headphones Market

Global Wireless Headphones Market, by Type • In- Ear • Over-Ear

This Report Is Submitted By @Maximize Market Research  Company

Customization of the report:

Maximize Market Research provides free personalized of reports as per your demand. This report can be personalized to meet your requirements. Get in touch with us and our sales team will guarantee provide you to get a report that suits your necessities.

 About Maximize Market Research:

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Address: Omkar Heights, Sinhagad Road, Manik Baug, Vadgaon Bk,Pune, Maharashtra 411051, India.

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[scannain]

GAZE LGBT Film Festival celebrates its 26th festival this year from August 2nd to 6th with a great selection of shorts programmes and workshops.

The MobDoc Mobile Filmmaking Workshop is an initiative to encourage festival audiences to become active storytellers and embrace their creativity. It involves practical exercises focused on learning how to tell stories utilising mobile filmmaking technology // August 4th @ 10:00 – 13:00 //Tickets

Men’s Shorts – featuring seven international shorts which reflect on subject matter from the emotional turmoil of unrequited love, the tribulations of same-sex parenting to the colloquial accounts of LGBT history // August 4th @ 14:00 // Tickets

Drawn This Way: Queer Animation – a bold and inventive series of adventurous and engaging shorts that highlight the medium varied capacity to capture self-expression, identity and communication // August 4th @ 16:00 // Tickets

Women’s Shorts – weaving together distinct and compelling narratives around the queer female voice, this shorts programme traverses age, nationality, ethnicity and time period // August 5th @ 16:00 //Tickets

Irish Shorts – this curated programme reflects the quality of LGBT film and filmmaking talent within Ireland as well as the diverse spectrum of voices and experiences of the LGBT community // August 5th @ 18:00 // Tickets

Iris Prize Shorts – The Iris Prize Festival returns to GAZE with an incredible trio of three shorts from Marley Morrison, Dionne Edwards and Jari Osbourne which celebrates and raises up the intersectionality of voices in the LGBTQ+ community // August 5th @ 14:00 // Tickets

Trans Shorts – this collection of finely crafted short film intricately dissects the complex interior and exterior worlds of the trans people, as well as the joys, frustrations and complications of trans identity // August 6th @ 12:30 // Tickets

All screenings will take place in Light House Cinema. The full programme is available online here at Gaze.ie/, with family screenings, public discussions, visiting guests and exhibitions.

There is a discount for children, students, OAPs and for group booking of 10 or more. Tickets can be book online, by phone at 01 872 8006 or in person at Light House Cinema.

GAZE LGBT Film Festival can also be found online on Facebook or on Twitter. You can also join the conversation online using the official hashtag #GAZEFilmFest.

This slideshow requires JavaScript.

Selected short programmes from the 2018 #GAZEFilmFest GAZE LGBT Film Festival celebrates its 26th festival this year from August 2nd to 6th with a great selection of shorts programmes and workshops.

[zeroviraluniverse-blog]

US stocks gain as banks, tech companies and retailers rise

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US stocks gain as banks, tech companies and retailers rise

U.S. stocks are edging higher Friday morning as technology companies and banks make gains. While retailers are mostly higher, jewelry chain Tiffany and Hibbett Sports are both falling after investors were disappointed with their quarterly reports and forecasts. The S&P 500 has slipped for four days in a row and is down 1 percent this week.

KEEPING SCORE: The S&P 500 index gained 9 points, or 0.3 percent, to 2,756 as of 10 a.m. Eastern time. The Dow Jones industrial average added 79 points, or 0.3 percent, to 24,953. The Nasdaq composite climbed 22 points, or 0.3 percent, to 7,503. The Russell 2000 index of smaller-company stocks was unchanged at 1,576.

LOOKING GOOD: Ulta Beauty climbed $12.42, or 6 percent, to $218.56 after the beauty products retailer’s fourth quarter report. Software maker Adobe reported results that beat analysts’ forecasts and rose $9.24, or 4.2 percent, to $228.15.

GEM STONED: Tiffany dropped $6.95, or 6.8 percent, to $95.76 after it reported weaker sales than analysts expected. Its forecast for the current year was also below what investors were looking for. Also sinking was Hibbett Sports, which posted a smaller profit than analysts had hoped for and also forecast disappointing sales. The stock gave up $2.37, or 10.7 percent, to $20.13.

OVERSTOCK SINKS: Online discount retailer Overstock.com said profit margins have fallen hard because of competition with Wayfair, and CEO Patrick Byrne said the company will “respond in kind,” meaning Overstock will try to ramp up its growth and will be willing to lose money to achieve that goal. The stock dropped $4.55, or 9.4 percent, to $43.65 while Wayfair lost $5.06, or 6 percent, to $78.90.

INDICATORS: The Federal Reserve said factory output continued to rise as companies in the U.S. produced more cars, computers and furniture. It reported that manufacturing output rose 1.2 percent in February after three months of weak results. Factory output has increased 2.5 percent over the last year.

The Commerce Department said homebuilders started work on fewer apartment buildings in February, and that caused overall housing starts to drop 7 percent. Builders have shifted their efforts to single-family homes recently as the economy has improved.

OIL: Benchmark U.S. crude was little changed at $61.20 a barrel in New York. Brent crude, used to price international oils, lost 10 cents to $65 a barrel in London.

BONDS: Bond prices fell. The yield on the 10-year Treasury note rose to 2.85 percent from 2.83 percent.

CURRENCIES: The dollar declined to 106.04 yen from 106.24 yen. The euro fell to $1.2286 from $1.2303.

OVERSEAS: The German DAX, Britain’s FTSE and the CAC 40 in France all edge up 0.1 percent. Japan’s Nikkei 225 fell 0.6 percent while South Korea’s Kospi edged 0.1 percent higher and Hong Kong’s Hang Seng index dipped 0.1 percent.

————

AP Markets Writer Marley Jay can be reached at http://twitter.com/MarleyJayAP . His work can be found at https://apnews.com/search/marley%20jay

[foodsindustry]

Portable Speakers Industry Business Developments Includes Opportunities and Growth Forecast during 2021-2025

Market Overview

Portable Speakers’ Industry is projected to reach USD 16.91 Billion by 2025 at a CAGR of 11.14% between 2019 and 2025. 

Market Dynamics

The Global Portable Speakers Industry has grown rapidly in recent years as portable goods have gained appeal. Portable speakers are becoming more popular among young and customers who participate in outdoor activities such as trekking and camping. Consumer preferences for portable speakers are changing as a result of the increased popularity of integrated music streaming platforms such as iTunes and Spotify. Apart from this, the popularity of smart devices has increased in recent years due to the convenience of a touchscreen panel and voice control for connecting to other smart devices via voice assistants. Due to technical improvements, widespread smartphone use, and the availability of high-speed Internet, consumers today prefer devices with many connectivity choices.

E-commerce websites provide consumers with access to technical specifications and product reviews, which influence their purchasing decisions. A range of models from a single brand are visible on a single platform, which contributes to the growth of e-commerce sales channels. Additionally, e-commerce businesses conduct a variety of promotions online to increase sales. Additionally, there is a growing demand for internet shopping due to the convenience and one-stop shopping benefits. Additionally, online platforms provide regular discounts and payment plans.

Competitive Dynamics

The notable players of the market are Bose Corporation (US), Samsung Electronics, (Harman Kardon and JBL) (South Korea), Tribitaudio (China), Sony Corporation (Japan), Logitech Europe S.A. (Ultimate Ears) (Switzerland), Bang & Olufsen (Denmark), SoundWorks, Inc. (US), Apple Inc. (Beats Electronics LLC) (US), Anker Technology Ltd (UK), Polk Audio, LLC (US), Sonos Inc. (US), Boytone (US), Marshall Amplification PLC (UK), LG Corporation (South Korea), House of Marley, LLC (US).

To get more info@: https://www.marketresearchfuture.com/press-release/portable-speakers-market

Segmental Analysis

The market is categorized by product into pocket, capsule, and others. In 2018, the Mini segment accounted for the lion's share of this market. In comparison to other product categories, little portable speakers take up the least amount of room and are the most easy to carry while travelling. During the study period, this sector is projected to account for the largest share of the North American market. This segment has grown in popularity as a result of the popularity of music streaming platforms and the growing desire for compact multipurpose devices.

The market is categorized by connectivity type into Bluetooth, hybrid, and others. During the projected period, the Hybrid category is expected to dominate the market. It incorporates Wi-Fi and Bluetooth connectivity, and the vast majority of music players are compatible with these technologies.

The market has been divided into mass-market and luxury segments. Premium products are predicted to increase at the quickest rate over the forecast period, owing to rising consumer spending power in developing countries and superior design and audio output compared to mass-market items.

The market has been divided by distribution channel into store-based and non-store-based. The non-store-based category is predicted to increase at a faster rate than the store-based segment due to technical advancements in the e-commerce industry, widespread availability of numerous portable speaker models, and growing customer preference for online purchases.

Regional Overview

North America continued to lead the portable speaker market in 2018 and is expected to do so throughout the forecast period, owing to the increasing demand for music streaming in the United States and Canada. The region's growing need for portable speakers is being fueled by increased sales of smartphones, tablets, laptops, and other gadgets. The region's growing trend toward smart homes, where appliances and electronics can be controlled by gestures or voice commands, is driving demand for smart portable speakers in North America.

The Asia-Pacific region's market is expected to grow at the fastest rate during the forecast period. Asia-Pacific represents a new income stream for the portable speaker market, owing to expanding product awareness and consumer acceptance of technology-driven products.

NOTE: Our Team of Researchers are Studying Covid19 and its Impact on Various Industry Verticals and wherever required we will be considering Covid19 Footprints for Better Analysis of Market and Industries. Cordially get in Touch for More Details.

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Just Do It — 2018 Is The Year To Become A Property Investor

THIS year could be the year you actually do it — take the first steps to financial freedom through building a property portfolio. Here’s how:

GET FIT, get healthy, and get rich! Chances are one, if not all, of those new year’s resolutions were on your 2018 “to do” list but as January ticks by the idea of coming home from a jog and drinking a kale smoothie actually seems like a terrible idea.

But promise number three doesn’t have to be broken.

This year could be the year you actually do it — take the first steps to financial freedom through building a property portfolio.

Sure, it’s not going to be easy, especially if you’re living and working in a city where an average house will set you back a lazy $1 million, but these money experts say building wealth can be done.

Property guru Chris Gray quit his 9-to-5 corporate gig at just 31 and although times may well have changed, he believes young people hoping to kick start a property portfolio can still dream (and succeed).

“Anything is possible. It might look very daunting now, but when you look back in five or 10 years time it will all seem very easy. Just like climbing a mountain, you just need to concentrate on one step at a time,” he said.

Mr Gray, who is now a buyers’ agent, author and presenter on Sky News Business’ Your Property Empire, said just the shortest hesitation could cost you so there is no time like the present to act.

“Property is typically getting more and more expensive every year, and so if you don’t make a start on it now, it will be even harder in a years time. The earlier you start the better. Work hard and sacrificing in your 20s and then you’ll be enjoying some of the better things in life in your 30s and beyond,” Mr Gray said.

Graham Cooke, insights manager, with financial comparison website finder.com.ausaid there are 10 simple tips that hopeful property investors should follow in order to get cash savvy. He said smart decisions like the obvious step of avoiding too many restaurant meals, to getting the share economy and technology to work for you should all be carefully considered.

Mr Gray said wannabe investors should start straight away by crunching numbers, not get bogged down with the “what ifs” and just start saving;

Get it down on paper

Calculate what you currently own (bank balances, superannuation) and what you owe (HECS, credit cards, car loans).

Write down what you’re spending as most people have nothing to show at the end of the month and they don’t know where it all goes.

Work out a budget and commit to save a certain amount every month. Make a sacrifice now on easy things like expensive coffees, staying in a few nights, taking a packed lunch to work and you’ll be rewarded by extra holidays in the future.

Draw a picture-board or stick magazine pictures onto a large piece of paper as a dream board — unless you can give yourself a big enough WHY to do this it will never happen as soon as there are small hurdles along the way you’ll give up.

Once you’ve done the homework, take your financial information to a mortgage broker even if you’re not in the market to buy your first property right now. A broker will assess what you can borrow, which will give you your ultimate motivator — how much you are going to need to save to get started.

Keep the big picture in soft focus

Have your 10 to 20-year dream in your mind and roughly work out how many properties it would take to achieve the income and wealth you’ll need. But just concentrate on getting your first property. Once that has settled, then start working on the next and so on.

Because the property market doesn’t rise by a consistent amount every year so some years you might buy no property and then you might by two in the same year.

Ditch the fear of debt

It all depends on what assets, liabilities and income you currently have, but for most young people, yes you will need to sacrifice. But for those who already own a property, the sacrifice will be in spending some time and money learning to get over your fear of debt. It’s about learning that buying more property is likely to make you more money than you’ll save by paying off your debt.

The big money in property investing is in your attitude, mindset and knowledge — not necessarily about timing the market, finding the next boom suburb or being the best renovator.

No huge pay cheque, no worries.

So you have a less than impressive wage, but that’s no reason to give up the dream of a property portfolio.

There are plenty of examples of people on low incomes and little education making a fortune in property — it all comes down to your “why” and your motivation.

Get a part-time job at night or on the weekends, or drive for Uber on way to work to offset some of your car costs.

If you try and save 10 to 20 per cent on what you spend, and earn an extra 10 to 20 per cent income, it will make a difference over time and it’s not a sacrifice forever.

Graham Cooke’s advice to hopeful property moguls is to make simple changes in your day to day life to lead to a successful future;

1. Chase discounts

If you’ve got your sights on a property, you need to get serious about saving which means being frugal. From bundling products (such as your savings and transaction account) to negotiating a better deal on your home loan or credit card, to making the most of early-bird offers or searching for shopping coupon codes, there are various ways you can unlock better value for your day-to-day costs.

2. Share a Netflix or Spotify account with your housemates

While the monthly fee for a TV or music streaming account may not break the bank, the annual cost of Netflix, Stan or Spotify accounts add up over time. So it makes sense to share an account. Why pay for separate accounts when you can use the same subscription?

3. Make the most of budgeting apps

There are so many budgeting apps and resources at our disposal which can make money management easier. Whether it’s using online calculators to estimate the cost of stamp duty, or downloading apps (like Splitwise) to help manage joint bills, make the most of these resources to save smarter. Even apps like MotorMouth or Petrol Spy can help cut your fuel bill by locating nearby suburbs with the cheapest petrol price.

4. Brunch less

This doesn’t mean you can’t occasionally treat yourself to smashed avo on toast, but eating out less will be kinder to your hip pocket. Consider making a coffee in the office or nominating one to two days a week that you’ll eat out. And if you’re eating out because you just don’t want to cook, ingredient delivery services like Marley Spoon or Hello Fresh can be a great way to motivate you — cooking is good for both your waistline and hip-pocket.

5. Draw on the share economy

Plenty of young Aussies are making the most of their spare time and skills via the sharing economy. Signing up to be an Uber driver, offering your services on sites like Fiver or Airtasker, or even renting out a spare bedroom are just some ways you can create an extra income flow.

6. Aim to pay the full balance of your plastic bill

If you can’t pay the full balance, at aim to pay a bit more than the minimum payment on your credit card. Outstanding, interest-accruing debt on a credit card will always cost you a lot more than you will gain from having funds on a savings account. So getting ahead on your plastic debt will help reduce interest and ensure you build up a good credit history (which will come in handy when applying for a home loan).

7. Be smart with ride-sharing

We’re all familiar with the frustration of seeing the “1.2x surcharge” when ordering an Uber or Taxify ride, but there are ways to be smarter about it. In some cases it may be cheaper to order a taxi over an Uber. To find out which is the best value, you need to view the Uber surge ratio. According to finder.com.au analysis, once the ratio hits 1.4 (in Sydney) during the day or 1.7 at night, it’s cheaper to hail a taxi.

8. Maximise your spending with a rewards card

If you’re paying off your credit card every month, consider maximising your spend with a rewards card that lets you clock up points on every dollar spent. Some, such as American Express’ Discovery card, are available with no annual fee. For example, spending $8000 on this card over the course of a couple of months could entitle you to a flight from Sydney to Melbourne or Brisbane. But remember to pay your balance off every month, as these cards come with higher interest rates than most cards on the market.

9. Keep an eye on your energy usage

During summer, household coolings costs can really eat into your budget. To lower your energy costs (and to reduce your carbon footprint), consider using an energy-efficient air conditioner or washing machine. Also, keep an eye on the temperature setting.

10. Be a healthier you

Turn your unhealthy habits down a notch. Reducing your alcohol intake or gambling habits could allow you to reap significant financial (and lifestyle) benefits in 2018. Many insurance and credit providers are now offering discounts if you wear wearable technology such as Fitbits or if you walk a certain number of steps per day. Save money and make your new year resolution a reality — it’s two birds, with one stone!

Source: The Daily Telegraph 22 January 2018

The post Just Do It — 2018 Is The Year To Become A Property Investor appeared first on Real Estate in Australia.

[aeheck-blog1]

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7 Pathways to a Debt-Free Degree

One sunny afternoon in late March, I posted the following to my LinkedIn account and within a week I had 11,000 views.  Here are my top 7 favorite responses:

7. “[I] just did a ton of AP classes in high school, had a ton of extra curriculars, and then wrote a great letter to get a full ride scholarship.”   - Derek Jensen

I appreciate the simplicity of Derek’s answer.  Advanced Placement (AP), Concurrent Enrollment (CE), and International Baccalaureate (IB) courses offer college credit for free and it’s not uncommon for high school students to earn an associate’s degree (which saves two years of paying college tuition) before setting foot on a college campus. Takeaway:  If you work hard in high school, it pays off financially with regards to credit hours earned at no cost, and academically – students will be prepared for the rigors of college courses.  

 6. “[I] lived at home, worked hard [at] summer jobs including a slaughter house to pay for school. [I] worked 20 hours a week during the school year. [I] drove a cheap car (1993 Buick LeSabre). [I] biked for a year after I blew my car up trying to convert it to run as a hydrogen hybrid. [I] bought my books for the next semester during the previous semester book buyback (I paid $10 more than the bookstore would buy them back for and saved 40%).”   - Marley Lunt

Marley’s story is about hustle.  She refused to follow the crowd.  Rather, she decided it was worth cobbling together various strategies to get to the same destination as others – but without the worry of repaying costly loans.  Now she’s reaping the rewards: “[I] graduated with honors and now I work for one of the biggest companies in the world and my drive keeps accelerating my career.”  You deserve everything you’ve earned, Marley!  

 5.  “I worked as a security guard at a hospital from 10pm-6am while I was a student. I did have [a] partial scholarship and a Pell grant as well. I also took a semester off to work three jobs from home. It worked. I worked. No debt to speak of.” - Dainon Moody

In case you missed that, 10pm-6am is the definition of a graveyard shift.  When you’re 20-ish years old, it’s amazing what your body can handle.  Rather than testing his limits with large volumes of alcohol, Dainon worked nights and used the slower times and breaks to catch up on his homework.  Working and attending school full time is more and more common.  Plus, when you graduate, you’ll feel like you’re halfway to retirement with all your new free time.  

 4. “[I] joined the military.  - Rich Wilder III

Over ten million Americans have taken advantage of military education benefits since the first GI bill was introduced after World War II.   In addition to funding your education, service members learn valuable leadership and organizational skills that are valuable to employers.  

 3. “My MBA in ‘98 cost me $58k. My employer paid a small amount, I continued to work full time, got my degree on the weekends. I paid as I took courses! It was a great experience.”  - Terry Austin

Many companies offer tuition reimbursement.  In addition to improving retention and loyalty, the company gets a better-qualified employee.  Companies like Starbucks offer tuition benefits and health insurance for entry-level positions.  If you can figure out how to work for a college university, you can expect to receive anywhere from 50-100% tuition discount.

 2. “I went to a small state school - it wasn't fancy or glam but I got a solid education and I've worked for big, impressive companies and had rad jobs. There is no shame in going to a small and inexpensive school, especially if you are not living with big debt while you are at the bottom of the salary chain.”  - Katie Clifford

School choice will play a significant impact on the amount of debt you will or won’t assume.  If you think debt is now part of the equation when completing a college degree, you might be looking in all the wrong places.  The higher education market is expanding to include opportunities ranging from free community college to competency based learning to guaranteed transfer credits.  At least in education, higher cost does not always equate to greater quality.  

 1. “[I] started and ran my own business while at college.” - Oscar Marquina

Is there any better resume-builder than this?  Consider Oscar finishing his degree and applying for jobs. His prospective employers will ask him about his business, his leadership, time management, discipline, and entrepreneurial skills.  It’s a gamechanger for Oscar.  Be like Oscar or else you’ll end up working for Oscar.

  Nick Rothacher is the CEO and Co-Founder of Gradvia, LLC.  He spends his time working with colleges and universities to improve online marketing, conversion, and student success.  When he’s not busy helping students access and afford higher education, he’s likely playing golf or reading about business startups that will change the world.

[yesshinypizzastudentthings-blog]

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