#Health insurance agents Fort Worth

[girl-in-a-hoodie1]

Health Insurance Agent Fort  Worth in Comprehensive Coverage

Health insurance agents Fort Worth offer comprehensive coverage solutions tailored to individual needs. With expertise in navigating the complexities of healthcare, they provide personalised guidance and support to ensure clients have access to the best policies. From understanding plan options to assisting with claims, these agents are invaluable allies in securing optimal health insurance coverage.

Personalised Consultations for Health Insurance  Agent Fort Worth

Health insurance agents Fort Worth in offer personalised consultations to assess your unique healthcare needs. By understanding your medical history, budget, and coverage preferences, they can recommend comprehensive insurance plans that align with your requirements. These consultations provide valuable insights into available options, ensuring you make informed decisions regarding your healthcare coverage.

Expert Guidance in Health Insurance Agent Fort Worth

With a vast array of health insurance plans available, navigating the options can be overwhelming. Health insurance agents in Fort Worth offer expert guidance to help you understand the nuances of each plan, including coverage levels, premiums, deductibles, and network providers. By carefully explaining the features and benefits of different plans, they empower you to select the coverage that best suits your needs and budget.

Access to Top Providers Maximising Network Benefits in Health Insurance Agent Fort Worth

Health insurance agents in Fort Worth have access to a wide network of top healthcare providers and facilities. They can help you select insurance plans with extensive provider networks, ensuring you have access to quality medical care when you need it most. By maximising your network benefits, these agents help you receive comprehensive healthcare services without compromising on quality or convenience.

Tailored Policies of Health Insurance Agent Fort Worth 

Recognizing that one-size-fits-all solutions may not meet your individual needs, health insurance agents in Fort Worth specialise in crafting customised coverage solutions. They work closely with insurance carriers to tailor policies that address your specific healthcare requirements, offering peace of mind and financial protection against unforeseen medical expenses.

Assistance with Claims and Billing Streamlined Processes in Health Insurance Agent Fort Worth 

Health insurance agents in Fort Worth provide ongoing support with claims and billing processes, ensuring smooth and efficient interactions with insurance companies. Whether you have questions about coverage, billing statements, or claim denials, these agents serve as your advocates, helping to resolve issues and navigate complex administrative procedures on your behalf.

Staying Informed Keeping Up with Policy Changes in Health Insurance Agent Fort Worth

Healthcare regulations and insurance policies are subject to frequent changes, making it essential to stay informed about updates that may impact your coverage. Health insurance agents in Fort Worth stay abreast of industry developments and policy changes, keeping you informed about any modifications that could affect your insurance plan. This proactive approach ensures you remain up-to-date and adequately covered at all times.

Long-Term Relationship Trusted Advisors for Health Insurance Agent Fort Worth

Beyond assisting you with initial policy selection, health insurance agents in Fort Worth aim to establish long-term relationships built on trust and reliability. They serve as your trusted advisors, providing ongoing support, guidance, and advocacy throughout your healthcare journey. Whether you experience life changes, medical emergencies, or simply have questions about your coverage, these agents are dedicated to ensuring your continued peace of mind and well-being.

Conclusion

Health insurance agents in Fort Worth play a pivotal role in helping individuals and families navigate the complex landscape of healthcare coverage. With their expertise, personalized approach, and commitment to client satisfaction, these agents serve as invaluable allies in securing comprehensive insurance solutions tailored to individual needs. By offering expert guidance, access to top providers, and ongoing support with claims and billing, they empower clients to make informed decisions and access quality healthcare when needed. Moreover, their dedication to staying informed about industry changes and building long-term relationships ensures that clients receive continuous support and advocacy throughout their healthcare journey. With health insurance agents in Fort Worth by your side, you can navigate the complexities of healthcare with confidence and peace of mind.

[themopandbroom]

Move-In/Move-Out Cleaning Fort Worth: A Fresh Start or a Smooth Goodbye

Moving is undeniably stressful. Between packing, organizing, and coordinating logistics, it can feel like a whirlwind of activity. Amidst this chaos, the daunting task of cleaning often takes a backseat. However, neglecting move-in/move-out cleaning can lead to unexpected challenges, from health hazards to financial setbacks. This comprehensive guide will delve into the importance of this often-overlooked service, its intricacies, and how to ensure a seamless transition into your new home or out of your old one.

Importance of Move-In/Move-Out Cleaning

Move-in/move-out cleaning is more than just a chore; it's a crucial step in maintaining a healthy and hygienic living environment. For new tenants, it ensures a fresh start in a clean and sanitized space. For those moving out, it's essential for securing the full security deposit and leaving a positive impression on the landlord.

Understanding Move-In Cleaning

Move-in cleaning involves thoroughly cleaning a property before new tenants occupy it. It's essential to ensure a healthy and welcoming environment for the new residents. The cleaning process typically includes dusting, wiping down surfaces, cleaning appliances, sanitizing bathrooms, and vacuuming carpets.

Understanding Move-Out Cleaning

Move-out cleaning is equally important. It involves a deep clean of the entire property to prepare it for the next occupants. Landlords often require professional move-out cleaning to ensure the property is in pristine condition and to avoid deductions from the security deposit.

Key Differences Between Move-In and Move-Out Cleaning

While both types of cleaning involve thorough cleaning, move-out cleaning is typically more intensive. It focuses on removing any signs of previous occupancy, including stubborn stains, grime, and pet hair. Move-in cleaning, on the other hand, focuses on creating a fresh and clean environment for new tenants.

Benefits of Professional Cleaning Services

Hiring a professional cleaning service for your move-in or move-out offers numerous advantages:

Expertise and Efficiency: Professional cleaners have the experience and tools to tackle even the toughest cleaning jobs efficiently.

Quality Assurance: You can be confident that the job will be done right, leaving you with a sparkling clean home.

Time Savings: Professional cleaners save you valuable time and energy, allowing you to focus on other moving tasks.

Peace of Mind: Knowing your home is thoroughly cleaned provides a sense of relief and satisfaction.

DIY Move-In/Move-Out Cleaning Tips

While professional cleaning is highly recommended, some basic cleaning tasks can be handled independently. Here are some tips:

Gather essential supplies: This includes cleaning agents, sponges, cloths, brooms, mops, vacuum cleaner, and rubber gloves.

Start with a basic cleaning checklist: Prioritize tasks like dusting, vacuuming, mopping, and wiping down surfaces.

Focus on high-touch areas: Pay special attention to areas like doorknobs, light switches, and countertops.

Tackle bathrooms and kitchens thoroughly: These areas require extra attention due to potential bacteria buildup.

Hiring a Professional Cleaning Service in Fort Worth

When choosing a professional cleaning service in Fort Worth, consider the following:

Research and compare: Look for reputable companies with positive reviews and recommendations.

Request quotes: Get quotes from multiple companies to compare pricing and services.

Inquire about experience: Ask if the company has experience with move-in/move-out cleaning.

Check for insurance and licensing: Ensure the company is insured and licensed to operate.

Average Costs of Move-In/Move-Out Cleaning in Fort Worth

The cost of move-in/move-out cleaning in Fort Worth varies depending on the size of the property, the level of cleaning required, and the company's pricing structure. It's essential to get quotes from multiple companies to compare prices and services.

Detailed Move-In Cleaning Checklist

A comprehensive move-in cleaning should cover the following areas:

Kitchen: Appliances (inside and out), countertops, cabinets, sinks, and floors.

Bathrooms: Toilets, sinks, tubs/showers, mirrors, and floors.

Bedrooms: Dusting, vacuuming, cleaning windows, and baseboards.

Living areas: Dusting, vacuuming, cleaning carpets, and upholstery.

Other areas: Hallways, closets, and laundry rooms.

Detailed Move-Out Cleaning Checklist

For a successful move-out cleaning, focus on these areas:

Kitchen: Deep cleaning appliances, cabinets, countertops, and floors. Removing grease and grime.

Bathrooms: Scrubbing toilets, sinks, tubs/showers, and tiles. Removing grout stains.

Bedrooms: Thorough dusting, vacuuming, and carpet cleaning. Removing stains and marks.

Living areas: Dusting, vacuuming, and cleaning carpets and upholstery. Removing pet hair and stains.

Kitchen and bathroom appliances: Cleaning inside ovens, refrigerators, and microwaves.

Green Cleaning Options

Many people are opting for eco-friendly cleaning options. Consider using natural cleaning products or hiring a cleaning service that specializes in green cleaning.

Scheduling Your Cleaning

To ensure a smooth moving process, schedule your cleaning service well in advance. Coordinate with your moving company to avoid scheduling conflicts.

Common Challenges and Solutions

Stubborn stains: Professional cleaners have the expertise and products to tackle even the most stubborn stains.

Uncooperative landlords or tenants: Clear communication and documentation are essential to resolve disputes.

Time constraints: Scheduling the cleaning service in advance can help alleviate time pressure.

Customer Reviews and Testimonials

Reading customer reviews and testimonials can provide valuable insights into a cleaning service's reputation and quality of work. Look for reviews that highlight the company's professionalism, attention to detail, and customer satisfaction.

Conclusion

Move-in/move-out cleaning is an essential part of the moving process. Whether you're starting a new chapter or saying goodbye to an old one, a clean and fresh space can make all the difference. By understanding the importance of this service, following cleaning checklists, and choosing a reputable cleaning company, you can ensure a smooth and stress-free transition.

FAQs

How long does move-in/move-out cleaning take? The duration depends on the size of the property and the level of cleaning required. Typically, it can take anywhere from 2 to 6 hours.

Can move-in/move-out cleaning be done in a day? Yes, most cleaning services can complete the job in one day, especially for smaller properties.

Are cleaning services worth the cost? Absolutely! Considering the time, effort, and potential security deposit deductions, hiring a professional cleaning service is often worth the investment.

What happens if I don't clean before moving out? Landlords can withhold part or all of your security deposit to cover the cost of professional cleaning.

How do I prepare for a professional cleaning service? Declutter your space, remove any valuables, and provide clear instructions to the cleaning crew.

[hakesbros]

Texas Home Builders See Report Gross Sales But Days On Market Jumps

You can even narrow your search to search out San Antonio single household homes, townhouses / condos in San Antonio, flats in San Antonio and more. The HomesUSA.com monthly report relies on closed sales recorded contained in the MLSs by the 10th day of the next month. The report options 3-month and 12-month transferring averages for six important market knowledge, together with Days on Market, sales volume, sales costs, a sales-to-list value ratio, pending gross sales, and lively listings. Caballero defined the 3-month moving average indices track market seasonality, whereas the 12-month moving average removes the seasonality and tracks the longer pattern. The 3-month shifting common indices observe market seasonality, while the 12-month transferring common removes the seasonality and tracks the longer development. If you are looking to purchase a house in San Antonio, TX, you have come to the proper place.

Highland Homes doesn't assure accuracy of the information offered. Please speak with a mortgage skilled for questions concerning mortgage eligibility, payments, charges, etc. Mortgage insurance could also be required depending on down payment amount. Some communities may have further charges and/or Homeowner's Association dues.

To our curated actual estate investment market and work with New Western to find a deal that suits your needs. Gain access to our premier market where funding properties are added day by day and a extensive range of deals may home builders in san antonio be found in markets across the nation. Whenever you’re prepared, you can buy your home at a preset worth. Or if life changes, walk away (with a 60-day notice) and keep your built-in savings .

Real property listings held by brokerage companies aside from , are indicated by detailed details about them such because the name of the itemizing firms. Unless exempt by law, all actual and business personal property are taxable. All properties are taxed by Bexar County, Flood Control, Alamo Community College, University Health, San Antonio River Authority, and one of new homes san antonio the unbiased school districts. The home was inbuilt 2007 and has five bedrooms, and six-and-a-half bathrooms and is roughly 10,100 square ft.

Even with the slowdown, renters who wish to turn into homeowners will pay greater than they might have before the pandemic. Typical entry-level homes for first-time buyers — priced at around $200,000 — are now much more troublesome to seek out. The share of recent homes in that worth vary is rising smaller every year as the price to construct a home increases, stated Dean. More than 55,000 condo units are under building new home builders san antonio in Austin, Houston, San Antonio and the Dallas-Fort Worth space, based on tallies by ApartmentData.com. Builders in Austin, San Antonio and the Dallas-Fort Worth metroplex filed for fewer permits within the first seven months of this 12 months than in the identical interval final yr. The cost of constructing a house — labor, building materials and land among different elements — has gone up this 12 months, driving down the number of permits, mentioned Lawrence Dean, senior vp at real estate research firm Zonda.

Find San Antonio particulars, real property for sale, real property for lease and extra near San Antonio Homes and Houses for Sale & Rent . Search 6,353 homes for sale in San Antonio and 1,665 homes for lease in San Antonio - View 8,018 San Antonio Homes and Houses for Sale and Rent. HAR.com is the Official MLS website and cellular app for home consumers and homes sellers. See Listing Details & Photos, School & Neighborhood data and Contact Agent. The data relating to actual estate for sale on this web site comes in half from the Internet Data exchange program of the San Antonio Board of Realtors. IDX information is supplied completely for consumers' personal, non-commercial use and is most likely not used for any purpose apart from to determine prospective properties shoppers may be interested in buying.

There have been four,918 homes for sale in San Antonio as of January 26, 2023. There were 1,785 new listings inside the final 30 days as nicely. San Antonio, TX has 462 new housing subdivisions with 8 homes for sale san antonio,671 new development homes for sale in San Antonio. Housing prices begin at just $159,999 and you'll find homes ranging from 619 to six,010 sq/ft.

And whenever you're ready to talk to an actual estate agent, Coldwell Banker has rankings and reviews written by actual property clients nationwide to assist you find a fantastic agent. Homes for sale in San Antonio, TX have a median listing home value of $295,000. There are lively homes for sale in San Antonio, TX, which spend an average of ninety eight days in the marketplace.

Assanie expects average rent will increase to drop from the crushing double-digit progress that outlined the primary two years of the pandemic — however remain larger than the standard will increase seen before COVID-19 hit. Meanwhile, builders in some parts of the state pulled again on building of recent single-family homes after two years when construction surged. Building permits for brand spanking homes for sale san antonio tx new single-family homes across Texas fell by double digits in July compared with July 2021. Home gross sales in Texas declined by greater than 5% within the three months from April to June in contrast with the identical interval last year, knowledge from the Texas Real Estate Research Center at Texas A&M University show. The Dallas-Fort Worth, Houston and San Antonio metropolitan areas noticed similar drop-offs.

[cashpayhealthtx-blog]

WHY CASH PAY HEALTH INSURANCE..?

Why not spend your money in a better way? Cash pricing for healthcare is almost always cheaper. Why is that? Actually, that is part of the problem. Why not take advantage of how the system works? Pay for what you need, and get reimbursed cash based on your policies. See our 5 healthcare set benefit policies. Go to https://saveonheathinsurance.com/ today.

[evien-stark]

✧I Need You✧ Chapter 92

One day at a time. One day at a time. A mantra you reminded yourself of, and how you tried to take things, mostly considering you had no other option. It wasn’t easy. Even the first day had not been easy. Just like the one before it, and the one after it. Scheduling an appointment with Deja was hard. Going there was hard. Sitting down was hard. Talking was hard. Sometimes there was no talking. Sometimes there was only a little talking. 

Sometimes you had to have Tony escort you down to her office. Not because you were scared somebody was in the building, but because you just weren’t strong enough to make it on your own. And gratefully… graciously… he stayed at your side. No matter what. It was easier, then, knowing you had him. Sometimes you’d go to the lab just to be near him. He never minded. 

Things were a little easier, seeing as he’d taken you off the company roster- very publicly at that- a little while ago. So you tried to use the time to your advantage. But it was difficult. And terrible. And… just… hard. It was very hard. And eventually, much like Tony himself, healing became too much of a one-track process. Your mind wouldn’t allow it- and especially wouldn’t allow sitting around doing nothing. Even if that nothing was healing. 

 You started meeting back up with Nat every other day, as long as your body could handle it. Venting your frustrations through exercise was starting to become an activity you looked forward to. Especially when you emphasized the importance of learning new techniques to get out of grabs. You’d been grabbed a lot, recently. Lately. Something you thought about at night… These people- like Bruce had said- some of them had a mind to use you. Use you as leverage against Tony. Vanko. Loki. Killian… it was enough now. You’d had enough. Even if you fought out of or through most of those… and especially the last… it was enough.

You started working in small patches, started looking forward to something. To building something. And for that… you asked Deja’s help. At first she’d tried to make sure you weren’t putting the cart before the horse. Running before you could walk again. All that. Yes, very important stuff. You understood. But. Once you’d done enough convincing- week’s worth, mind you- the two of you got to work on a new initiative. 

And finally, come the first week in October, you finally called for a press conference. Time to go back to work for real. 

You asked some of your Avengers family if they could come stand behind you- they didn’t have to be in costume of course- Bruce and Steve had no problem attending (...well Bruce was a little anxious about it, but he just didn’t like pressers. For good reason). Nat and Clint were a little more wary to be that in front of the press. And considering their SHIELD spy agent status… you were inclined to agree. Tony, of course, was all ready to go in a handsome suit, standing proudly behind you inside the press hall as you took the podium. Deja aside him.

Everyone attending was well aware you weren’t taking questions. You knew that wouldn’t stop them, hungry as they were after your sudden leave. Though you had a prepared speech on the monitor, you still felt a little nervous as the room hushed for you. 

“Hi everyone. Thanks for coming. I know it’s been a while since I’ve been up here- or anywhere, for that matter. I want to keep this brief. I thought about just issuing a press statement, but considering my lengthy respite, I thought this would be better. I’m not here to address any of the ridiculous rumors of my disappearance. I’m just here to talk facts.” 

Lying so very easily. Lies for yourself and for the company. This part of your job was easy. Practiced a lifetime ago with Tony when he’d do ridiculous shit that you’d have to find a way out of. This time it was your turn. And, to be fair, this wasn’t even your fault. A few weeks back you’d taken that meeting with Fury. Sat down and told him what you’d remembered- not much, anymore. Everything was more an amalgamation of blackness and sickness… things you felt but couldn’t really describe. 

He’d still taken everything you’d given him. And then surprised you by offering you a cover story. Eye witness statements, if need be, receipts and pretty much everything you’d need to be well documented- 

“I’ve been away for a while at a retreat that probably cost too much money. When I took on the top position at Stark Industries, that was tough. When I became an Avenger… that was tougher. A lot of things have happened since then. And both jobs, running parallel to each other, are easily the hardest things I’ve ever had to do. Things have not been okay ever since the event. And… I’ve come to learn that that’s okay. 

It’s okay that things are not okay. That’s a sentiment I’ve been struggling with for a while. And I know so many of us struggle with it, too. That’s why, effective immediately, Stark Industries is starting the M Initiative. It’s easy for me- relatively speaking- to step away from my life and go get help. It isn’t for everyone else. But we want to change that. Stark Industries is striving to change the conversation around mental health. We have an in-house team of therapists with all the latest technologies at their fingertips. 

You don’t have to come to our office in Midtown, we’ll come to you. Insurance doesn’t cover therapy? That’s okay. We’ll convince them. Don’t have insurance? That’s okay, too. Mental health is no longer a luxury afforded by people who can be sherpa’ed around a mountain or stay at a fancy resort for months. I want to change the landscape. The way we as a nation- even as a planet- help ourselves, and help each other. We’re all we’ve got, right now. And we’re all in this together. 

Also effective immediately, I’m reinstating my position as Co-CEO of Stark Industries. I’m ready to get back to work. And, of course, I’ve never once stopped being an Avenger. Even in all of this.” Mental health was about to become a profitable margin for the company- insurance companies would be falling over themselves to get in where they could. A notion that pleased the Board when you’d announced your comeback. Convincing fatcats to help people they considered underneath them had long since become your forte. Something you were good at. 

You just hoped it was enough. And, looking directly into the news camera reporting this live, you gave that closing statement with as much heat and as much power as you could muster. That man was surely watching. If not now, he would. He’d see your face in the papers for months to come. And he would know that he had not taken anything from you. And if he dared challenge you again… you’d be ready the next time. 

“Thanks everyone for your time.” One last utterance before Tony reached up to take your hand, while Bruce and Steve took up right behind you. Leaving the cries from reporters behind the double doors into the hallway as Happy and his team got you clear from point A to point B- and once securely settled in the elevator- 

“Sir.” JARVIS’ voice rang just above the group. Despite everyone at this point knowing it wasn’t like he lived in the ceilings, three out of the four of you directed your gaze that way. 

“Yeah, JARVIS?” Tony, the single one who hadn’t, was pulling his phone out of his pocket. 

“I have the stock report for you.” 

“That was fast.” Tony’s tone was… mildly amused, as he half turned to grin at you. Tipping his phone forward and then snapping back, he broadcast a projection against the elevator doors. Stocks were booming. Leaning over, he pressed a kiss at your temple. “Welcome back, honey.” 

Bruce removed his glasses from his nose, wiping the lenses on the front of his shirt. He was smiling, too. “Relatively speaking.” 

As the doors to the lab opened, a happy chime greeted your group. DUM-E rolled up to the front, bell in his claw, waving it back and forth with a jaunty ring. Stepping out, you reached out to give that long forearm a pat. “Thanks. Good to see you, too.” 

Things were… things were going to be okay. 

                                                       ------

Now that you had things to focus on and do and deal with, your own healing process slowed. Or maybe it was helped. Or maybe a little bit of both. It was a little confusing to think about. But you were keeping your mind busy, so there was less to think about. Less personal things. Less dark things. Just focusing on helping people. On the phone with insurance companies and your own staff, investors- people big and small. Everyone out to try this new initiative. 

The first month results had already been staggering and very promising. Everyone loved the new gentle side of the Avengers. Ones that were concerned with the little guy. Ones that had struggles, too. -well maybe not everyone. Every right wing news outlet in America took the opportunity to strike while they could. Calling it weak and a poor showing of America’s supposed greatest heroes to broadcast something of that nature. But you weren’t afraid to appear on network television to confront them. Or defend yourself. Or protect your team. So you found yourself busy with that a lot, too. 

It was early afternoon, when you got home on the second Tuesday in November- home to the penthouse in the Tower. Still no plans as of yet to secure any other properties that weren’t getaways. No real houses or homes. It would still do. For now. And… you felt much better being here than anywhere else, for the time being. Even when you left, you had a whole squad of security. ...just in case. 

But Tony was not home. Not in the penthouse. “JARVIS is Tony downstairs?” And by downstairs, you meant-

“In the labs, yes. With Dr. Banner. Shall I alert him to your presence?” 

“No, that’s okay.” 

You’d just go down yourself. No use in bothering him. You slipped into something more comfortable than the business dressings you’d had on for morning TV and its shrieking hosts. Into a pair of jeans and a sweater, some worn out flats. Maybe you could convince the boys to go to lunch. That would be nice. 

The problem was, the lab was a flurry of activity. DUM-E at the front (who had long since had his bell taken away, poor thing), beep-booped at you with a little open and close of his claw. You gave him a little pat on the arm, and then excused yourself several times as you got in everyone’s way. Lab assistants and workers that you knew decently well by now, but… Further in- in their private lab- you keyed yourself in and pulled the door open. JARVIS’ voice was strong overhead in the sound-proofed room. “Gravitational anomaly has subsided, sir. I’m tracking the flux of gamma radiation now.”

Tony was standing in front of a monitor, one arm crossed over his midsection, the other hand underneath his chin. “JARVIS, where is Ms. INY?” 

“Right here.” You startled both men, (maybe even JARVIS too, who knew), Bruce and Tony turning sharply to look at you. “Why? What’s going on?” 

Bruce moved away from Tony to his own work station, head down. “Always something interesting…” Sounding interested indeed, but vexed in a way. 

Waving you over, Tony held out his arm for you to step closer beside him. Once there, he hooked it around your shoulders. “Something weird’s going on. Just wanted to make sure you were safe.” After taking another look at JARVIS’ coordinates zooming closer and closer in on a portion of the UK on a map, he cast a glance your way. “Caught your interview, by the way. You ever wonder when those guys are gonna get tired of getting whipped on their own stations?” 

You snuggled in closer, reaching up to rest a hand over his heart. “Well, until they do, I’ll keep taking the time slots.” Because it was good for your reputation to not shy away from stuff like that. If you declined to come in, they’d only use that against you. “Really though- what’s going on?” Sensing he was avoiding the topic. Not really sure why. But that never boded well. 

Reaching to the left corner of the table board, he zipped his finger down and several windows opened, all working and moving, displaying all sorts of numbers and graphs and… “There was a weird gravitational flux a few hours ago. Right as you left, I think. It opened and then closed. And now…” Dragging his finger across the screen to bring back the map, finally having zeroed in. Bruce spoke up behind the two of you. “There was a sudden gamma radiation burst. But it looks like it’s pretty far away.” 

You took a deep breath. This was all probably bad news. “LUNA, can you get any social hits in that area? Any video or anything?” 

“Scanning now!” 

Bruce chuckled lightly. “Where were you five hours ago?” 

“Working.” Turning half around to give him a cheeky look. “Where were you?” 

It was almost impossible not to feel Tony’s grin. “Hitting the streets angle. I like it. Very working man. We could too, you know. Despite somebody’s protests… few hours of flight time in the suit. Not that bad for a science outing.” 

LUNA chimed back in. “I’ve located several relevant social media postings within the last five minutes.” 

Tony’s attention turned back in front of the two of you. “On screen.” 

As with all social media content, a lot of it was really shaky camera footage that wasn’t very helpful to anything. Although there were a group of kids complaining loudly about two older women in an abandoned factory- right where that supposed anomaly that had Tony wound up was. But, LUNA had saved the best for last, a vertical video of a sudden rain storm- and a bright burst of color. As if the sky was opening up- 

And you realized. You’d seen that before. And sure enough- though the woman recorded shrieked as it looked like something- a flash of red- dropped from it right as the colors receded- 

You and Tony looked at each other. And weren’t really sure who spoke the name first. “Thor.” 

JARVIS cut your dual wonderment off. “Sir, there is heightened police activity in this area.” 

Tony shrugged his shoulders. “Well what’re you waiting for, JARVIS? Put in a call to our good boys in blue across the pond.” 

You gave him a little nudge. “I don’t know if they wear blue…” 

Bruce spoke up quietly behind you. “More of a black-and-white uniform. Though sometimes they wear the yellow vests…” 

“Boys in yellow it is. JARVIS, I’m waiting.” Tony snapped his fingers at the ceiling. 

“Patching you through now.” 

There was a heavy sound of static- most assuredly the officer’s phone and not your pristine connection- and a lot of yelling in the background. “Yes, this is Officer Danny-” 

“First name or last name?” Tony wondered out loud, very sarcastically. He was in quite a mood it seemed. 

So you introduced yourself, of course with the tagline- “-CEO of Stark Industries. And current Avenger.” You know. For brownie points. 

Tony snorted. “You wanna update your business cards to match?” 

But the officer seemed to snap to attention. “Oh! -really? Why are you calling us? ...are you putting me on?”

“Not at all! We’re checking in on an event going on in your area. Could you tell us a little more about what’s going on?” It couldn’t really just be this easy, right? Although, JARVIS had had to to some work to get this number, so you supposed… he probably should believe you, right? A kid couldn’t just crank call a police officer on a crime scene and pretend to be you. ...could they? 

Things to worry about later. 

“Well- we were called by a young woman and her associate- about a woman that disappeared- uh- a Jane Foster-” Without meaning to, a little too much excitement in you, you snapped your hand against Tony’s side. “-and I think that was the one that just left with the- ...well- ...I think that was Thor… wasn’t it? Oh. Is that what you’re calling about??” 

And then pat Tony’s side a few more times just for good measure. Thor had come back to earth! “Where are they now? Can you give them the phone?” 

“Well no- they just uh… left… I guess… uh- well- hold on-” 

There was a lot of static and rustling noises before a very different voice answered. “Hello? Hello? Hey? Is this someone that’s gonna keep us from getting arrested? Cuz it’s looking pretty bad over here- I’m a friend of Jane’s- ...or Thor! Thor’s friend. Yeah. If that’s better. Or Jane. Whichever.” 

You couldn’t help the little wrinkle of your nose. It wasn’t this woman’s fault. You were just. Disappointed. “Who is this? I’m sorry- did the police officer just say Thor left?” 

Tony scoffed. “Guy really just comes and goes as he pleases, huh? What a life.” 

“Glass houses…” Bruce said, in an amusing mix of sheepish and wry. 

The woman spoke again, “My name is Darcy. I’m a friend of Jane and Thor’s. Did I say that already? Because I feel like it’s the deciding factor here. Are you gonna help us? They think Jane attacked them and I can not go to prison right now.”

“What about Thor?” You asked, growing just a touch impatient. 

“Oh. Yeah. Well something weird happened with Jane and Thor took her and left. I don’t know where to. If he’s not with you guys, I guess he went home? Hey- they’re getting the handcuffs out sooo-” 

Having had more than enough, Tony shook his head with a sharp inhale. “Alright. Hey- just put the cop back on. Easier to deal with.” 

“Who is that? Is that Tony Stark? Holy shit, I didn’t think they were being serious! Hey- big fan! You know I snuck into one of your elite parties that night that Jane-” 

Feeling a real flutter of annoyance from Tony, at the end of his rope, you cut her off. “Darcy we can’t help you if you don’t put the cops back on.” 

“Oh- right- yeah. Makes sense. Okay. Hold on.” 

Some more rattling and tussling- people arguing- Darcy’s voice clearest among them. But… finally an officer of the law finally came back. “Officer Danny here.” 

Tony waved two of his fingers in some sort of criss cross motion that really only mattered to him- this was an audio only call. “Hey, officer Danny, Tony Stark here. Look. I’m gonna need you to do me a favor and let the people at the scene go. We… need them. So. What’s it gonna take?” He seemed to struggle with the needing them part. 

“Erm- well… I don’t know… I’d need papers or… something from the higher ups…” 

“Powers that be. Got it. Mute. JARVIS, can you speed this along?” 

“Of course sir. Am I authorized as the powers that be?” 

At this little sass, you couldn’t help a giggle. You really did love JARVIS. And you answered for Tony with a nod. “Of course, JARVIS. You’re always the powers that be.” 

“Thank you, ma’am. I’ll send something their way. What shall I have them do with Ms. Darcy and her companion? Shall I bring them here?” 

Tony shuddered. “Absolutely not. Doesn’t seem to know anything. Just let her off the hook and tell her to call us only if the big man comes back to earth. Any other calls I want forwarded straight to a virtual trash bin.” 

Something about this felt just a little off. Sure it was terribly disappointing that Thor had come and gone within just a few minutes- but Tony seemed… stressed. And not just from Darcy’s rambling. You gave him a small pat over the heart. “You okay?” 

Glancing at you he seemed to get a hold of himself. “Gettin’ a little twitchy, huh? Must be lunch time.” The arm around you gave you a solid squeeze. One that you appreciated. And, with you in tow as he turned, he looked Bruce’s way. “What’d’you say, Doctor? Up for a little lunch date?” 

Bruce gave a small shrug. “Downstairs? Or…?” 

You smiled at him. “Let’s go somewhere nice for lunch.” 

And, you hoped your charm would never wore off, because he smiled back and dropped his gaze. Nodding lightly. “Yeah… alright.” 

Leaning in, Tony pressed a little kiss to the top of your head. “Let’s do. If we’re lucky, Thor will make a u-turn around an asteroid and he can join us.” 

But only if you were lucky. 

[brownstonearmy]

2020-05-24: “Legal” Litter Liberation, Part 3

July 26 (Sunday afternoon)

Picking up right where the last adventure left off, our party of intrepid adventurers has returned to Yula's mansion to settle their obligation. Except there's a tiny problem: the party's hourglass tattoos haven't run out of sand. Yula explains that it means they came back a few minutes before the 24 hour reclamation period was over and that the party could accidentally lead the vault reclamation guards back to the mansion. Yula storms off to his Breakable Objects Room and starts throwing things to release some of the stress of the situation.

As a precautionary measure, Lucky dons the invisibility cloak and casts invisibility on the rest of the party just in case something shows up. Six minutes later, the teleportation circle activates and one of the clockwork reclamation agents crawls through. It is missing one of its legs and is thoroughly scorched from its recent collision with lava, but it's still hunting for the treasures that were stolen from Goldleaf's vault. Everyone tries to remain still and quiet to avoid attracting any attention in the remaining 4 minutes, though it's more difficult for Spleenifer because of her chainmail and squeaky shoes.

Eventually, though, the timer runs out and the mechanical guard's body sags in defeat. It blinks out of existence after having failed in its mission to retrieve the stolen items. Yula returns to the party and begins inspecting the recovered items. He chastises the party for leaving fingerprints and mortal body odor on many of the items. Fuego flings a sizable booger onto Yula's 4,000 GP shirt in response. Half of the recovered items Yula deems to be salvageable, and takes those for his personal use. The items that Yula deemed to be unsalvageable or spoiled were gifted to the party. The items were still perfectly usable, so the party still came out ahead. Here's what Yula left the party with:

Portable Hole

Wand of Magic Detection

Wand of Secrets

Periapt of Health

Dust of Disappearance

Marvelous Pigments

Shield +1

Weapon +1

Slippers of Spider Climbing

Paste of Attunement

Moments later, a wagonload of gold appears in the teleportation circle. It's the insurance payment that will be providing the necessary funds to construct Yula's ostentatious litterbox. All that's left is to do is actually build the thing. Bostvick hears the commotion in the teleportation chamber and comes to investigate. He asks Spleenifer if she managed to get a relaxation chair for the litterbox to potentially negotiate Bostvick's freedom from his obligation. Unfortunately for Bostvick, there is no throne in the loot the party recovered.

While Yula stashes the salvageable items, the party gets to work building a litterbox. The sides of the new litterbox are lined with platinum, and the litter is a tasteful mixture of volcanic sand and gypsum dust (for clumping purposes). But the piece de resistance of the new litterbox comes from Lucky. The ethereal sand from the desert dream world appears to be made of concentrated energy. Perhaps it could be used to make the litterbox self cleaning? Or maybe it could be set up as a trap to set up to launch a holy lightning bolt up Yula's butt the first time he uses the litterbox?

WHY NOT BOTH?

Yula returns from hiding his freshly-stolen possessions and eagerly awaits the chance to use his new litterbox. Fuego almost used it first, you know, for quality control purposes and DEFINITELY NOT as display of dominance. Spleenifer stopped Fuego, because this is going to be a very intimate and personal moment between a fiend and his litterbox. Yula is thrilled at the quality of the siding and the minimalist aesthetic of the sand arranged to resemble a Japanese rock garden. He shuts the door in the party's collective face and rushes to attend to business.

There is a sigh of relief and some joyous exultations, but they are cut short by a warbling scream. All is silent for several minutes before the seneschal comes to check on Yula. Everyone is still under the effects of Lucky's Seeming spell, with Fuego still looking like Yula and Spleenifer still looking like seneschal Storm. Everyone with a coin of obligation feels the metal grow cold. Real Storm has an awkward conversation with her doppelganger about her future employment and eventually forces her way into the litterbox room to do a wellness check. Thanks to the brilliant energy of that spectral sand, Yula's corporeal form is no more!

According to the terms of the Coin of Obligation, the bodily death of one or both parties in an agreement ends the obligation. Storm, tired of her innumerable years stuck managing Yula's estate, takes the next train to Splitsville. The party starts sleuthing around the mansion looking for easily-looted things and also the treasure that was stolen. Spleenifer finds Yula's bedchamber with a dumbwaiter in one of the walls, but as she is looking around, she senses infernal evil below. Unfortunately for Spleenifer, she's too large to fit in the dumbwaiter. But Norm, on the other hand... Norm is dumbwaiter-sized. He hops in, ready to complete his first infernal exorcism (but you know... using daggers).

Lucky and Fuego are stuffing armload after armload of silverware into whatever they find that can hold it. Fuego's staying close to the dumbwaiter, though, in case Norm needs to make an emergency escape. But there doesn't seem to be anything immediately dangerous about the room in which Norm finds himself. It's a smaller room with lead-lined walls covered in infernal runes. The only furnishings here are a bed and a safe in one wall. Although too heavy to lift normally, the portable hole comes in handy as Norm is able to wedge some of the material into a small crack in the wall and dump the safe into the hole. If he can get it back to his house, Norm plans to use the Chime of Opening on it to find out what was inside. Success!

In an adjoining room, Spleenifer finds a shine to Asmodeus, complete with a blood-soaked altar. Naturally, Spleenifer smites the heck out of such an unholy place of worship. But so far, there's no sign of the missing treasure. After Storm's departure, word is getting around to the rest of the servants and slaves that Yula is no more. Everyone else starts looting whatever they can carry, and Spleenifer goes to check on Bostvick.

Bostvick thinks that Spleenifer is just there to gloat at first, but she offers him a job working at SHART. It's a decent position for a geologist like Bostvick to have, and best of all, the employment is completely voluntary. He accepts and starts packing his bag. When Bostvick learns that Spleenifer and the rest of the party were looking for the confiscated treasures, he gives Spleenifer some disappointing news: Yula has probably already teleported that treasure to a different vault for safekeeping. Yula has an entire network of vaults where he keeps his treasures, periodically rotating things between vaults.

Down in Yula's lead-lined safe room, Norm is now ready to explore what's beyond the door in this room. It leads to a staircase with yet another door at the top. But Norm has been in enough bad-guy hideouts to know that there's probably some traps here. Indeed, every other step is marked with a glyph of warding. Though he couldn't know it at the time, the glyph only triggers if someone without infernal ancestry puts weight on that step. So it's for the best that Norm didn't take any chances with those steps. He deftly avoids the traps and comes out the other door, which turns out to be a secret door hidden behind the large statue of Asmodeus in the shrine that Spleenifer previously desecrated (consecrated?).

Moments later, the party is reunited, but there's still the problem of how exactly to get home. Fortunately, the contingency plan that Norm came up before the heist comes into play. While everyone else was interviewing people for information about the vault's floorplan and defenses, Norm was collecting information about potential places to safely teleport in the event that the heist went pear-shaped. He also managed to find a spell scroll of Teleport in the seneschal's office (presumably to be used for business travel, but things are weird right now). Anyway, the party and Bostvick teleport into Brownstone and spend the rest of the day relaxing.

Lucky goes to visit Hilaria after unloading 10 sets of silverware (worth approximately 1,000 GP) from inside the shirt Lucky borrowed from Hilaria. This is going to be help Lucky and Hilaria throw an amazingly fancy party. Fuego has an equivalent amount of silverware, but they are more concerned with the melted salvage value of the silverware. But back at Lucky's place, Lucky asks Hilaria if she would mind watching Lucky while she slept to prevent any sudden or random wild teleports. Hilaria agrees to be the big spoon, and the two snuggle the night away. They may have done more, but we faded to black out of respect for their privacy. And either way, Lucky woke up the next morning glowing. Literally glowing. As in, emitting light in a 5 foot radius around her.

But let's not get too ahead of ourselves. Norm got the safe back to his house and booped it with the Chime of Opening. Inside were several ledgers detailing all of Yula's shady business transactions. The most recent transaction was recorded earlier today, and it mentions moving supplies to another vault in Fort Cainesbury, a town in the Kingdom of Obrus about 60 miles northwest of Cedar Hollow. That smells like an adventure hook if I ever heard one!

Spleenifer is eager to do some cross-stitching to unwind after such an eventful adventure, but she is unfortunately out of the necessary thread. She makes a stop at Oneida's, the local glovemaker, to acquire more supplies. As Spleenifer purchases the last spool of black yarn, a pompous and entitled woman named Gertruda Frostart gets up in Spleenifer's face about trying to steal her man by being better than her at cross-stitching. Apparently Gertruda is trying to court Hjalmar Magnusson, a local wealthy businessman, by showing just how literate and spiritual she is through tasteful renditions of holy verses on fabric. Spleenifer graciously offers to split the yarn in half for Gertruda, and in an extremely satisfying power move, slices the ball of yarn right down the center and leaving hundreds of functionally-useless tiny bits of yarn. Gertruda grabs her half of the yarn and flips Spleenifer a copper piece out of spite before storming out the door in pursuit of her dream man.

July 27 (Monday morning)

The party assembles at SHART HQ for after a restful and well-deserved sleep in their own beds the previous night. Dave gives them their work assignment for the day: deliver a notice to someone called Granny Agatha, informing them that the waste collection tax is going up for Granny Agatha. According to Dave, this has to be done in person, and he hasn't raised her rates in over a decade because Granny Agatha gives him the heebie-jeebies.

When Fuego (going by Q on this fair Monday morning) asks why Granny Agatha is so scary, Dave can't quite put a finger on the reason. She's shriveled and old, lots of black birds seem to hang out at her house, and sometimes she has lots of meat in her trash. To motivate the party to take on this assignment, Dave promises everyone the day off if they can deliver that notice.

Well, that and an envelope. Norm recognizes the envelope as the kind the constabulary uses to send important correspondence about legal matters. Dave doesn't specify or even know what's in the envelope, only that Granny Agatha is supposed to get that, too. Even though it's not illegal to open other people's letters, it's definitely frowned upon and the party eventually decides to leave the letter unopened until it reaches its intended recipient. The party sets out for Granny Agatha's house.

But alas, the journey to Granny Agatha's house is not a terribly smooth one. A well-dressed dragonborn preacher with a full head of hair, of all things, berates the party as they pass by. The dragonborn preacher is Jrr'al Oshtreeth of the Reformed Church of the Dragon Lord, and he's announcing his support of Zaribeth Quickfingers as the mayoral candidate in the upcoming special election. Jrr'al implores his congregation to similarly pledge their collective support to Zaribeth since the current mayor is clearly too cozy with SHART, having gifted the organization an interest-free loan of all the money in the town's coffers with no oversight while simultaneously employing disingenuous sorcerers, disgraced law officers, degenerate women of faith, and distasteful harlots.

Q and Jrr'al exchange several harsh statements, but Norm opts to stop the argument a different way: by stuffing Jrr'al into the portable hole. Although the action does stop Jrr'al's tirade, it is not appreciated by his congregation. Norm makes a few hostile remarks in kind, causing several churchmembers to rush at him. Q puts on a mighty fine performance with real tears and everything, pleading with the crowd that Norm was merely defending their honor. Lucky does her best to help quell the commotion, while Spleenifer uses her impressive wingspan to stop more people from attacking Norm. Apologies are exchanged with various levels of sincerity, and Jrr'al is dumped out of the hole with the promise that everyone leave each other alone.

Eventually the party reaches Granny Agatha's house. Just as Dave mentioned, a collection of crows are perched on the roof and squawking at the party. Agatha opens the door right after the first knock, swooning over how adorable everyone is and offering the party free cookies. Everyone politely refuses, though Q decides it's probably more polite to take some cookies for the road to make sure Granny Agatha doesn't feel slighted. The party informs Granny Agatha that the waste collection tax is going to be going up, per Dave's request. Granny Agatha doesn't seem to take it too hard, though she does mention that she's on a fixed income.

Next comes the letter from the constabulary. Her arthritic hands open up the envelope and she starts reading, her face growing increasingly dissatisfied. During this moment of silence, Spleenifer notices the stench of undeath coming from beyond the kitchen. Spleenifer hops up and goes to investigate, but Granny Agatha stops her. Agatha can sense that Spleenifer is a woman of faith, and asks her to please exercise restraint before proceeding.

Yes, Granny Agatha keeps an undead skeleton around to help with housework and baking. The skeleton's name is Tandy, and she's been with Agatha's family for at least 200 years. Tandy's been a part of Agatha's life for as long as she can remember, and she keeps Tandy muzzled and indoors at all times to prevent any unfortunate biting incidents. Spleenifer requests to see Tandy, and Agatha agrees on the promise that Tandy not be harmed in any way. It's a difficult choice, but Spleenifer agrees.

Inside the kitchen, a small boy is mixing up some more pastries. The boy is introduced as Milo Cherrycheeks, and Agatha legally adopted him about a year ago. Milo's arm is bandaged up, and Q asks him what happened. He replies that he burned his arm on the stovetop while cooking. Q asks to see the wound, and the injury appears consistent with a stove burn. They offer to heal Milo with Healing Word, and Milo readily agrees.

Granny Agatha remarks how wonderful it is that people are helping Milo, and mentions that she adopted him a year ago because his parents considered him to be a burden. The letter Agatha received from the constabulary was actually a lawsuit from Milo's parents, Rudd and Hadley Warren, accusing Granny Agatha of owing 9 years of late child support payment for Milo. Norm takes a look at the letter, and concludes that it is legitimate, though it would probably get thrown out in court. According to the letter, the court date is on Monday, August 17.

The adventure concludes for the evening with the characters having fulfilled their mission from Dave. Granny Agatha praises them for being such professional and polite individuals, and before sending them off, makes sure to apply a generous dab of icing to each cookie she sends with the adventurers. Everybody reaches level 10 at this point; stay tuned next time for more!

[natasjakjpriscilliamo78insu-blog]

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[txmedsolutions]

Medicare Advantage in Waco

A Medicare Advantage plan is available to provide more options to Medicare beneficiaries. When you are insured on a Medicare Advantage Plan, your private insurance company pays a portion of your claims while you pay a copay.

Another great benefit of having a Medicare Advantage plan is the maximum out-of-pocket limit, which is the most you could be billed for medical services in a year. All Medicare Advantage Plans in Texas including Waco have a maximum out of pocket. 

You will have several carriers to choose from. Many Medicare Advantage Carriers offer many extras such as dental insurance, vision coverage, hearing benefits, over-the-counter items, and many other benefits. Each plan has a service area; so, a Medicare Advantage plan that is offered in Waco will be different from the plans that you would see in Mcallen or Dallas/Fort Worth.  This is why using a local independent agent is so important.  

A Medicare Advantage plan can get a rating between 1 and 5 stars with 5 being the best rating. A 5-star rating is considered excellent while a 1-star rating would probably result in you choosing another plan. These ratings help you compare plans based on quality and performance. 

Where health insurance in Waco, Texas is concerned, Texas Medicare Solutions is tied up with a host of insurance careers and we can easily provide you with a suitable Medicare Advantage plan from any one of them.   

Read More, https://txmedsolutions.com/medicare-advantage-waco/

[xtruss]

The Link Between Texas’s New Abortion Law and Its New Voting Laws

For decades, Republican Taliban Strategists have seen exploiting both issues as a way to hang on to power.

— By Sue Halpern | September 3, 2021 | The New Yorker

In Texas and elsewhere in the country, a ligature of racism connects efforts to deny people of color their right to vote and women—disproportionately women of color—their right to terminate a pregnancy.Photograph by Joel Martinez / The Monitor / AP

Just before midnight on Wednesday, the U.S. Supreme Court refused to block a Texas law that restricts most abortions after as early as six weeks of pregnancy, dramatically furthering the illiberal, anti-democratic tendency of the Roberts Court. (Chief Justice John Roberts, himself, dissented.) This decision, to permit the law to go into effect, allows the Court’s most conservative members to claim that they were abiding by the tradition of stare decisis by leaving Roe v. Wade, the 1973 ruling that codified a woman’s right to abortion, nominally intact while enabling that right to be hollowed to a husk. The Texas law, which includes no exception for rape or incest, deputizes citizens to sue both anyone who performs the procedure in violation of the law and anyone who assists the beneficiaries in any way. (Patients themselves may not be sued.) And it incentivizes them to do so with the promise of a ten-thousand-dollar reward if they prevail in court. Insurance companies, taxi-drivers, friends, donors to nonprofits, health-care workers—any and all people with even a minor role in enabling an abortion are potentially liable. The law is not only a radical departure from convention, it’s a repudiation of due process, granting standing to individuals who otherwise wouldn’t have it. A more judicious Court, rather than one with a majority of Justices selected because of their ideological opposition to abortion, would have halted the implementation of the Texas law for this reason alone.

The Roe decision took a calendar approach to abortion, allowing a woman to terminate a pregnancy for almost any reason during the first two trimesters, with some state regulation of abortion allowed after the first trimester, and more after the second trimester, at which point a fetus is viable outside the womb, and a state’s interest in protecting it becomes “compelling.” Even so, anti-abortion activists used the trimester timetable to chip away at Roe. The Court’s 1992 ruling in Planned Parenthood of Southeastern Pennsylvania v. Casey upheld a constitutional right to abortion, but eliminated the trimester timetable, which opened the door for states to determine their own standards surrounding fetal viability. Scores of restrictive statutes followed. According to the Guttmacher Institute, a pro-choice nonprofit, between January, 2011, and July, 2019, states enacted four hundred and eighty-three new abortion restrictions. The Texas law, S.B. 8, is the most recent and extreme iteration of these. At six weeks, many women do not know that they are pregnant, but, according to anti-abortion activists, that is when a fetal heartbeat is first discernible. Medical professionals, though, say that this is misleading, because at six weeks, though the cells that will eventually form a heart may have begun to emit electrical signals, a fetal heart will not fully develop for about another fourteen weeks. Nevertheless, S.B. 8 penalizes health-care providers who fail to search for a signal or who continue to treat the patient if they detect it.

Texas was already one of the most difficult places in the country to obtain an abortion. Guttmacher reports that there was a twenty-five-per-cent decline in the number of abortion clinics in the state between 2014 and 2017. In 2017, ninety-six per cent of Texas counties had no abortion facilities. Last year, Governor Greg Abbott issued a temporary ban on certain health-care procedures, including abortions, ostensibly because of the coronavirus pandemic. If the ban had been long-term or strictly implemented, women in the state would have had to travel an average of four hundred and forty-seven miles, round trip, to obtain abortion services.

What makes the Texas law especially odious is that, by empowering random individuals to enforce it rather than leaving that to officials, the authors of S. B. 8 have complicated the ability of abortion-rights advocates to block the law in court, as there is no state agent to sue. As Chief Justice Roberts wrote in his dissent, “The desired consequence appears to be to insulate the State from responsibility for implementing and enforcing the regulatory regime.” This clever subterfuge gave the Court’s conservatives an opportunity to make the disingenuous claim that they were allowing the law to stand because it was not yet clear that the defendants in the case “can or will seek to enforce the Texas law against the applicants in a manner that might permit our intervention.” The Justices further claimed that they were not ruling on the merits or the constitutionality of the law—though it is unconstitutional, according to the protections afforded by Roe—and suggested that the plaintiffs could, in theory, challenge S.B. 8 going forward. In a stinging dissent, Justice Sonia Sotomayor wrote, “Taken together, the act is a breathtaking Act of defiance—of the Constitution, of this Court’s precedents, and of the rights of women seeking abortions throughout Texas.” And what of those women? According to a report in the Texas Tribune, the day before the law went into effect, a clinic in Fort Worth saw more than a hundred women right up to the midnight deadline. The next day, they had to turn away patients who no longer met the new restrictions.

As the challenge to S.B. 8 was working its way through the courts, Republicans in the Texas legislature were busy writing similarly draconian laws to make it harder to vote, especially for people of color. S.B. 1, the bill that inspired Democratic legislators to flee the state earlier this summer in order to deprive their Republican colleagues of a quorum, was finally passed this week, and was sent to Governor Abbott for his signature. Among its provisions, the law requires monthly citizenship checks; entitles partisan poll watchers to move freely within polling sites and makes it a criminal offense to obstruct their observation of election workers; and eliminates twenty-four-hour and drive-through voting. Though the two laws address different domains, they are connected: in Texas and elsewhere in the country, a ligature of racism connects efforts to deny people of color their right to vote and women—disproportionately women of color—their right to terminate a pregnancy.

The Roberts Court’s 2013 decision in Shelby County v. Holder, which gutted key provisions of the Voting Rights Act, enabled Republican legislatures to pass hundreds of laws, such as S.B. 1, in Texas, to make it harder for people—again, particularly people of color—to vote. (The Voting Rights Act was intended to rectify the long history of denying Black Americans all the benefits of citizenship, including the right to cast a ballot.) Well before Shelby, in the nineteen-eighties, Republican strategists, most notably Paul Weyrich, who famously said that “our leverage in the elections quite candidly goes up as the voting populace goes down,” understood that to hold on to power Republicans had to do two things: keep Democrats from voting and find new Republican allies. People of color were a suitable target for their first aim, since they tended to vote, overwhelmingly, for Democrats—hence the various attempts to suppress the vote in the years before Holder, such as gerrymandering and the multitude of laws passed in its wake. Meanwhile, some evangelical Christians, who had largely eschewed politics, turned out to be ripe for conversion when they found themselves unable to obtain tax-exempt status for “segregation academies”—schools that followed what they claimed to be a Biblical mandate to keep the races apart. According to the historian Randall Balmer, in 1979, six years after Roe, Weyrich encouraged Jerry Falwell and other evangelical leaders to seize “on abortion not for moral reasons, but as a rallying-cry to deny President Jimmy Carter a second term . . . because the anti-abortion crusade was more palatable than the religious right’s real motive: protecting segregated schools.”

It is undeniable that there are sincere people with a deeply held belief in the sanctity of life, which, for them, overrides a woman’s right to control her own body, but that is not the motivation of the authors of S.B. 8. If it were, we would see those legislators apply the same standard to gun control, abolition of the death penalty, enforcement of public-health mandates, and a commitment to the social welfare of children, especially children born into poverty. Instead, those legislators appeal to “the right to life” in the same way that they invoke the term “voter fraud”—in order to consolidate their power and pursue an anti-democratic agenda.

President Biden responded to the Supreme Court majority’s decision to abet this ploy by stating that his Administration would be launching “a whole-of-government effort to respond . . . to ensure that women in Texas have access to safe and legal abortions as protected by Roe, and what legal tools we have to insulate women and providers from the impact of Texas’ bizarre scheme of outsourced enforcement to private parties.” Others reacting to the Court’s dereliction have renewed calls to add more Justices and to end the filibuster. There are also calls for Congress to pass the Women’s Health Protection Act in order to create a federal abortion law to override S.B. 8 and other anti-abortion state statutes. Still, though any of these measures has the potential to reinforce the protections codified by Roe, none of them will help the women who are being turned away from clinics now, and they won’t shield their supporters from the bounty hunters who have been authorized to track them down. And, given the glacial pace of congressional “action,” these measures likely won’t prevent other states from passing copycat anti-abortion statutes. (Within twenty-four hours of the law’s going into effect, the president of the Florida state Senate said that he was considering introducing similar legislation.)

By doing nothing to stop S.B. 8, the Court has effectively sanctioned extortion. Days before the Texas law went into effect, an activist on TikTok posted a computer script designed to overwhelm a Web site created by an anti-abortion group to report those who have violated the law; the script allows users to inundate the site with fake claims. How pathetic that a few lines of code may have temporarily offered the most effective way to protect the rights of Texan women.

— Sue Halpern is a staff writer at The New Yorker. She is the author of, most recently, the novel “Summer Hours at the Robbers Library.”

[girl-in-a-hoodie1]

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Consulting a health insurance agent in Fort Worth can be instrumental in navigating the complexities of healthcare coverage. Agents offer personalised guidance, helping individuals and families find the right plan to suit their needs and budget. With their expertise in the local healthcare landscape and understanding of insurance options, Fort Worth residents can make informed decisions, ensuring access to quality healthcare while maximising coverage benefits and minimising out-of-pocket expenses.

[txmedsolutions]

Looking for Medicare Supplement Plans in Texas? You’ve come to the right place.At Texas Medicare Solutions, we have agents available in the areas of McAllen, Fort Worth, Waco, Dallas, and San Antonio.A Medigap (Medicare Supplement) policy is a private health insurance that helps supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles).

[girl-in-a-hoodie1]

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[txmedsolutions]

Hospital Indemnity Insurance

Texas Medicare Solutions offers a wide variety of products to its clients, hospital indemnity insurance for individuals being one of them along with Medicare Advantage, Medicare Supplement, Life Insurance, Dental Insurance, and Vision Insurance.

How would you and your family pay bills if impacted by the high costs of deductibles, co-pays, and unexpected expenses that aren't covered by your other insurance plans?

Hospital Indemnity insurance plans can help you manage such expenses so that your savings can be preserved. Benefits are paid directly to you or a medical provider that you designate and they are paid in addition to any other health care coverage. A Medicare indemnity plan consists of affordable premiums and offers protection that you can trust.

Contact us to learn more and get a quote for some of the best private indemnity health insurance plans

At Texas Medicare Solutions, our agents are available in areas like McAllen, Fort Worth, Waco, Dallas, and San Antonio. And the leading insurance careers that are we are tied up with include Cigna, Blue Cross Blue Shield of Texas, United Health Care, GPM, Amerigroup, Humana, Aetna, and Mutual of Omaha.