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manningjoshua · 4 years ago

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difference between health and life insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :quotes-for-insurance.net

difference between health and life insurance

difference between health and life insurance. For the first two, there are significant differences in the way that health insurance companies determine the premiums they will charge their consumers for coverage and where these changes in premiums will be interpreted differently. The first big issue is the of choosing which type of health insurance you should purchase. The first thing that you need to decide about is whether that coverage is best suited for your individual situation. The of the first type of health insurance you should consider is how you would like the coverage to be distributed and how it should be structured for the financial well being of your family. The of the second type of health insurance is an umbrella that may or may not cover different things depending upon different factors that the policyholder determines. The final type of coverage you should consider is whether you are for continuous coverage, whether you have coverage for a short-term or only for a couple of years, whether you have a short-term or a couple of years or just want health coverage (or any. difference between health and life insurance, and you might have the ability to keep it. With these new discounts, you might even get a discount if you use this online purchase tool from the insurance company website. The benefits of this online buy also include the additional auto purchase price that you’ll be granted. This insurance feature allows you to shop around in multiple carriers, such as the ones we mentioned earlier before. In the long run, you can purchase a policy on and off the internet or on the company website. The same is true for auto and home insurance. In the eyes of the insurance policy company, the only difference is the difference. Some companies only offer a specific type of car insurance. And to say that this particular type of insurance will cost more is a lie. If you’re shopping for car insurance, take as your first step: The type of insurance you buy will affect a lot of things that may or may not save you on your policy. It will also have a significant impact on. difference between health and life insurance companies is $1.2 billion a year, which is $1 per year for insurance companies, but if you have health issues it can be much lower. You should get quotes on your coverage for your unique health status. If you can, you will get a policy without having to ask for a new health history. You may also look for health insurance company reviews if they do provide positive coverage. Health insurance companies have the right to review your medical records, provide information about you, and sometimes even your medical history. Health insurance does not. These things are important, however, when it comes to your health. The more your insurance company reviews, the better, you will get with your policy. If you have insurance coverage, you won’t need to ask a medical exam. These are some factors which might need to be considered when it comes to whether you should get a health insurance quote. This can be as easy as filling out a health questions using the contact number on the side of.

2020 average life insurance rates

2020 average life insurance rates. The cheapest life insurance is only $500,000. This is based on the best rates that the life insurance companies are able to offer from the best companies in our “compare-and-replace insurance” section. The best companies for us today are Progressive, CNA, GEICO, and Farmers (each holding a 5.5% credit rating with A.M. Best). Our “10 best companies” review is looking at this company as a whole and makes us the “Top 10” life insurance company. If you look at our “compare-and-replace” list we’ve provided above, if at all possible choose any top life insurance companies. To know the real life insurance companies and their price look at your quote as it relates to your age, the age of the company, the type of products you buy and the best policy at the best quote. Your quote will be updated in real time to ensure.

Health Insurance over Life Insurance

Health Insurance over Life Insurance The agency provides the following services and products listed below: At Insurance Agency of America, we believe that having health insurance is important. We understand that it’s important to be able to choose policies with different coverage options as the insurance market takes a major shake. The agency offers the following insurance services and products: The agency offers the following insurance services and products listed below: The insurance product was written and presented by The Insurance Information Institute (III). This information is not an offer to purchase or sell the Insurance product. It only provides you with an estimate of the amount of time in the future that you would be without health insurance. There are many insurance policies for seniors. You may have to do the following with one of the policies: The insurance policy will insure you against financial hardships should you be unable to afford the medical care necessary to keep you eligible for health insurance. It also will have protections that.

Not the answer you re looking for? Browse other questions tagged insurance healthcare india life-insurance or ask your own question.

Not the answer you re looking for? Browse other questions tagged insurance healthcare india life-insurance or ask your own question. . In the last month alone we provided a total package insurance with a number of different types of benefits, as well a variety of different rates, which you can use for your insurance plan. Here are just a few of the types of benefits we currently offer: Health insurance that covers injuries, illnesses, and accidents. Some are limited. This means you might need to purchase a life insurance policy instead of a health insurance policy at the same company for the same coverage, at least through some part of the family plan. That would be a decision you d not want to come off that list. What you ll pay for life insurance: The price depends on the type of plan. If you re looking at a whole life product, you have a few different premium levels that could be different, depending on your circumstances. You can save by changing policies or going with a different one. Get quick internet quotes from several providers by clicking on links to see how much premiums could vary for the life insurance.

HDFC ERGO Health Insurance Ltd.

HDFC ERGO Health Insurance Ltd. This coverage can be purchased on behalf of an employer’s employee, or it can be offered as an addition to personal and business policies of the employee. Most health plans sold in the United States do not cover the emergency medical insurance (ERISA) that comes packaged with insurance plans that are approved by the federal government. This supplemental health insurance offered by the ACA is called ERGO . The ERGO health insurance plan (also referred to as the “Insurance Policy Line of the plan”) offered in the United States is considered a general, non-marketplace plan in the United States. ERGO will cover emergency medical services as authorized by the federal government and reimburses you for services that are essential to you. ERGO Health’s insurance is called ERGO Health Insurance Company of America (Hazel Insurance), which is a part of Company A. A. The company’s members are eligible for health insurance of the family. .

Life Insurance over Health Insurance

Life Insurance over Health Insurance? It all depends on who you are, what policy is in effect and if you will qualify for a plan. If you are looking to switch insurance companies, it is best to do so as the new company may or may not have all the coverage needed in your old state. If you don t have enough health insurance to cover you in that state, it could cause you to be uninsured where you live and you could potentially lose out on the profits from the savings account you have. You can still take out large amounts of insurance while you are currently uninsured, but you will need to be able to show proof of a health plan before you will qualify for a subsidy from the Marketplace. Most people are better off without health insurance. Health insurance is expensive when you are young and work. But not only the cost of health insurance also remains. An individual may have the ability to purchase multiple, multi-policies that can lower their cost. For example, if you have a high deductible, your.

Other life insurance options

Other life insurance options. Some may offer a choice for a different company than others. This can result in additional questions and confusion about terms and subject matter, which may not be well documented. The following is a brief overview of these companies. As you may have expected, our new website is pretty easy to use. A couple of web-enabled apps let you easily access your account, manage your insurance needs, pay bills and more. All you have to do to activate the policy is enter your address, complete the quote, and see a summary of insurance savings based on your profile. There are also discounts and features to help further reduce the price of insurance. So, you have finally purchased a policy. In this article, we take a look at . It’s not quite as simple as that. However, if you read the article first, you will learn that in addition to insurance is pretty handy..

In What Aspects Do Life Insurance and Health Insurance Differ with Each Other?

In What Aspects Do Life Insurance and Health Insurance Differ with Each Other? A big difference exists in how different insurance companies work. While some insurers are best known for their health insurance offerings, the companies that best meet their needs are not the same ones that are the ones that most price out claims. As you can see, there are some similarities between these two insurance offerings, but, as a general rule, some insurers tend to price the most while others focus on offering the least. If you’re interested in looking into buying a health insurance policy, there’s one thing you should be aware of. It’s not always obvious what the difference is, and even if your health condition is less obvious than others, it’ll often feel like you’re paying a little bit more than you’d expect. So, when it comes to determining how much life insurance to buy, the only more important question to consider is, “What is my life insurance for?” First, you should compare options carefully. While there.

Actual Time to Purchase Life and Health Insurance:

Actual Time to Purchase Life and Health Insurance: 12:01 A.M.M. Standard, The, Standard. If you’re interested in one of these financial products, make sure to get your life insurance quote through our online portal and compare quotes from multiple insurers! The average American homeowner pays $800 a year for home insurance. However, in Missouri, the average annual premium is significantly higher. If you want to find the best premium for your home insurance coverage, start comparison shopping for the best rates by entering your ZIP code in our online form or giving our team a call. When you are ready to start shopping for your very first mortgage, it’s important to choose a policy that will protect your finances in the event of a major disaster. In addition to protecting your home and financial assets against catastrophic loss, Missouri requires all homeowners to purchase one of the following policies: Missouri homeowners are required to carry an additional insurance coverage called comprehensive coverage. This insurance.

What is whole life insurance?

What is whole life insurance? There are plenty of reasons to choose whole life life insurance for your family – as well as to save for retirement – but there are also plenty of reasons why you need to consider it. For example, you have a dependents, have health conditions that make it challenging to find an insurance policy outside of your current occupation – such as death, financial obligations and an unexpected child. This is why buying whole life insurance is a popular choice among people who have high household bills or a debt of some sort. Finally, consider the benefits of a whole life insurance policy when you decide to consider what coverage may be best for you. For example, I think of the policy above as a way to provide some type of financial protection in case of premature death. Your insurance coverage benefits may not be transferable to your beneficiary. Your insurance coverage may revert back to the policies owner if you pass away. This is a common misconception about whole life insurance: that you don’t NEED to keep paying your premiums to.

What is term life insurance?

What is term life insurance? In case you are wondering what term life insurance is, there are different types of term travel : , term insurance allows you to use your policy’s death benefits as a fund if you want to cover medical expenses that you would otherwise be responsible for during your lifetime. For example, if a person is injured and needs to go through all of this debt and lose the income they would give you if they were to go on to a higher education level, term insurance would help them avoid taking on debt. If you want to save money on your funeral and other final expenses, then . Most of the products offered by the carriers are also available for children. There are lots of different for children’s life insurance. As many as 20% -and as a few % of American life insurance companies are now offering , in the form of their children’s life insurance policies. You are not necessarily paying the full cost of the policy, but rather, the amount of.

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anctilbrayen · 4 years ago

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hdfcergo car insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :insurefreequotes.top

hdfcergo car insurance

hdfcergo car insurance companies. This information is designed to help you with your decision-making, and it is not intended to provide advice. Contact an insurance agent or communications company in the United States. While we know the process could be a little stressful, we want things to go smoothly and help you get everything set up in a timely manner. The best plan for you? If CarGo Insurance, an insurance provider you may only know of, is your one-stop shop. Let us help get you driving a safe car and getting insured that will let you save you money and put your family in the driver’s seat. Get the right now and let us give you the coverage you need for all of your Insurance needs. *DisclosureCoinsuranceExchange number* is on request. Plans only available to CARBIE COUNTY CALIFORNIA and is used under license by . Your car insurance quotes depend. hdfcergo car insurance Lincoln, NE car insurance is very expensive, so they don’t have a specific quote. And the lowest rates you can find are for drivers 25-34 years of age as well. So there’s no guarantee that they’ll offer you any sort of competitive price, because these states are not all alike in how they handle their car insurance. But it’s worth mentioning that each individual state can have higher prices. Nebraska is not a standard state, and you will have to purchase your own auto policy. You will also have to provide info like your vehicle’s title, vehicle information, license and registration, and the value of your vehicle—because the only way you can really decide what’s a fully covered vehicle is for you to pick up $2 of your car, or $5 and the other a car, if they’re not as good as you think they will be. In Nebraska, the cheapest car insurance to. hdfcergo car insurance. It is always a good idea to check the specific insurance company you select to get the best deal. One thing to mention is that some insurance companies will offer a lower price than others. You would think this would be the best way to save on the cost to cover the risks of a car accident. In this case, you have to consider the value of the car and how much of a risk it is to insure your car. Also, you should remember, most insurance companies require that the damage is of the actual vehicle. This means that the cost of repair and replacement of the insurance company on the car. If the damage is to the vehicle itself, then most car insurance companies will charge the repair costs first and then decide to extend the policy to another vehicle. This might be a good way, especially if your car is not worth much less than a few thousand dollars. If the car is less than a ten thousand dollars, there are probably still ways to save money on your insurance. When.

Key Benefits of HDFC ERGO Car Insurance

Key Benefits of HDFC ERGO Car Insurance: The app allows you to upload photos, videos and documents from your phone to your dashboard such as credit cards, bank documents or a credit-pay card. You can also view payment plans, policy details and more. You may have the option of a monthly membership for cash or credit. HDFC ERGO Car Insurance is available in all states except Hawaii, Massachusetts and Montana. How HDFC ERGO Car Insurance compares to its competitors: HDFC ERGO Car Insurance s rates differ depending on the type of insurance and the person using the vehicle – for example, a driver under the age of 30, or those with less than one car. Also, prices can differ, with rates for the same person being higher or lower. If you are considering using HDFC ERGO Car Insurance, you will need to check out their rates as much as three different providers to see what makes a company stand out from its competition. The best home security services:.

Exclusions under HDFC ERGO Car Insurance Policy:

Exclusions under HDFC ERGO Car Insurance Policy: The HDFC ERGO car insurance policy covers: While the HDFC ERGO car car insurance policy does not cover renters insurance, it does cover other parts of renters insurance, namely: Since renters insurance policies cover both personal and vehicles, the HDFC ERGO car insurance policy does not protect the rental car. If you have a rental car, the HDFC ERGO car insurance policy will not cover collision damage to your vehicle, but will cover similar coverage for rentals, or damage to other vehicles or damage to other cars and/or damage to the rental car. The HDFC ERGO car insurance policy will also reimburse you up to what you owe for personal liability or personal injury. If you have an automobile that is not insured by your HDFC ERGO car insurance policy, then the HDFC ERGO car insurance policy will not cover: When writing the HDFC ERGO Car Insurance policy, it is important to choose the appropriate policy limits for renters insurance coverage for your car or its liability coverage.

Claim Process for HDFC ERGO car insurance

Claim Process for HDFC ERGO car insurance, we will meet your needs and we’ll make sure you can get everything done online with no registration. The agency will accept the personal information of the insured and his/her heirs with the following information: * This is a sample of actual cash value that is included in coverage. Please contact your agent or insurer for an accurate and current estimate. The insurance company pays the full amount (not a personal amount) that your dependents are responsible for if any of them are injured or injured for which you are not covered by a medical or insurance policy. Insurance coverage generally covers at least the following medical expenses: If you are an injured spouse and your spouse was injured on your business or you are in a company that is not at-fault in an at-fault accident, you will not receive the cash value provided by the insurance company unless the insurance company provides a . If you have already received medical payments from your insurance,.

HDFC ERGO Car Insurance Claim Process

HDFC ERGO Car Insurance Claim Process Insurance, Claim, and Claims are underwritten and processed by Independent Referencing Team. An Independent Referencing Team is created by insurance companies in order to analyze the claims process and provide comprehensive insight into the companies’ experience from which you are purchasing insurance. The Referencing Team is committed to providing comprehensive coverage options that address any unique insurance needs. Referencing Team reviews the financial viability and claims processes of insurance companies, companies and their policies with a focus on the consumer’s ability and reliability in regards to coverage policies. Referencing Team members review claims and process claims through the same channels as you used for choosing the insurance products. Disputes are handled with the same authorities as any other business. Contact our office to have an agent or representative return you to the office. Referencing Team members review the financial viability and claims processes of insurance companies, companies and their policies with a focus on Claims Administration and Dispute Resolution processes. Insurance claim processes are unique in.

Features and Benefits of HDFC ERGO Car Insurance:

Features and Benefits of HDFC ERGO Car Insurance: HDFC ERGO offers a variety of optional packages and benefits that will provide the most for most drivers: HDFC ERGO offers insurance for home and car accessories. HDFC ERGO offers additional insurance coverage for specialty cars like trailers, motorcycles, rental vehicles, and boats. HDFC ERGO offers auto insurance for your RV, boats, commercial vehicles, and more. HDFC ERGO offers auto insurance for specialty vehicles. And to get the right coverage from HDFC ERGO car insurance, you’ll need some kind of vehicle. HDFC has been in business for over 150 years. HDFC is a top insurance provider providing its customers the best coverage for their car, RV insurance, boat, boats, and other personal insurance needs. The company serves the car and RV segment, and HDFC is an auto insurance choice for the many. The Insurance Information Institute (III) rated HDFC ERGO car insurance the best car insurance provider for many. If you need car insurance, HD.

Key Features and Benefits of HDFC ERGO Car Insurance

Key Features and Benefits of HDFC ERGO Car Insurance The National Association of Insurance Commissioners, known as AIG, is currently working to improve car insurance coverage for consumers and drivers. Since the beginning, AIG has supported the National Association of Insurance Commissioners (NAMIC). Since the late 1990s, NAMIC has been an industry leader for auto insurance. In its 2015 report, NAMIC identified a variety of and introduced to the AIG s homepage. The name “HDFC ERGO Car Insurance” is not an acronym. Rather, it is a partnership of two companies, with the National Association of Insurance Commissioners assessed the partnership for the past 10 years. In this way, a partnership may be defined as a team of business partners formed to sell car insurance policies in partnership with one or more of the National American Automobile Association for Retired Workers. Car insurance policies offered by NAMIC in partnership have.

HDFC ERGO Car Insurance Renewal

HDFC ERGO Car Insurance Renewal Fee of around $3.5 is considered to have increased coverage. You have a chance of having a reduction in premiums, and that is a good thing for you as a driver. If you are a higher risk, you may have to increase your car insurance coverage to lower your premiums. Some insurance companies will waive you an increase, but they will not cover it unless they have an “A” or “Excellent” rating for the driver. When you are looking to purchase car insurance rates from the most competitive quotes from the top insurance companies, it is essential to make sure that you compare with other top providers that offer the best rates. If you have not qualified for a high or good insurance provider, you can work your way to a well-established, affordable car insurance company as a high risk premium. You will get a great deal, and you will get a favorable rate as a result of being an insured driver. The car insurance industry provides car insurance to high risk drivers.

HDFC ERGO Car Insurance - Discounts

HDFC ERGO Car Insurance - Discounts & Deductions – Learn more. Find out how Auto-Owners Financial (AFC) Insurance can help you with the minimum insurance requirements that meet your needs. The company also offers great online resources to help you understand how to handle your car insurance premiums. Your A/R relationship with A/R can lead to an increase in monthly payments, as well. Auto-Owners offers high quality car insurance through a diverse variety of insurers to its clients. Auto-Owners is one of over ten insurance providers to consider for the top auto insurance companies based on your needs and budget. They offer car insurance at affordable rates that are tailored for your unique life without any major issue. For instance, if you want to lower your premiums and live in a safe neighborhood, Auto-Owners provides a car insurance discount with a discount of up to 20%. For instance, a male-identifying driver with the company may get a discount for insuring multiple vehicles under the Auto-Owners name by.

HDFC ERGO Car Insurance - Emergency Assistance

HDFC ERGO Car Insurance - Emergency Assistance Program (AAP). Emergency Assistance Plus (EAP) is also known by an EAP. EAP has a lower deductible than standard coverage. Also called EAP. AAP is similar to EAP, and it only covers you and not others. EAP is similar to traditional insurance. It has a low upfront costs that can be charged by the insurance company. EAP provides some of the most comprehensive coverage for those with a family under the age of 55. It also gives you a few different policy options. The most comprehensive car insurance policy you’ll find for an independent insurance agent. The cheapest car insurance for someone in their 20s does not exist. You’re looking for a way to get cheap car insurance for a limited period of time, and there’s a lot of different factors to consider as you consider buying a car. What is the best insurance for a 55-year-old? Can you trust an insurance agent to give you the best price.

HDFC ERGO Car Insurance: Inclusions

HDFC ERGO Car Insurance: Inclusions on top of being a new insurance policy with a minimum liability claim of $15,000 and a claim for any damage to the insured’s car. In North Carolina Car Insurance: It is based in North Carolina but operates in all 50 states, making it one of the more established North Carolina car insurance companies. Most importantly, it has excellent and customizable car insurance policies which are also easy to manage. AllinsuranceDirect.com is a free service for all North Carolina car insurance needs and offers free quotes online, 24/7, for all of our customers. AutoinsuranceEZ.com is a top savings referral service which enables consumers to quickly and easily request multiple competitive insurance quotes from optimally selected local insurance agents and companies using our proprietary consumer alignment technology. Our site does not provide quotes directly to consumers. AutoinsuranceEZ.com does not provide insurance and we do not represent any specific insurance provider. Copyright © 2010- Auto.

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finanzwealth · 5 years ago

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Feeling tense to step out of home in these times – even to visit a doctor? This is our small contribution to society to help during this pandemic. Just download HDFC ERGO Insurance App and avail medical advice from M.B.B.S General Physicians for FREE, anytime, anywhere, and as many times you want during this pandemic. Download our App now: https://m.hdfcergo.com/download.aspx To avail of these services you do not have to be an HDFC ERGO customer or have to buy any product. Please share this with your friends and family to be helpful in these times! null https://www.instagram.com/p/CB-FpTyFOM6/?igshid=myz5axar9m32

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christmastshirtshoodiesblog-blog · 8 years ago

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modapklatestdownload-blog · 5 years ago

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HDFC ERGO Insurance App

“HDFC ERGO Insurance App” Android Mobile Insurance APK for Business Application.

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durfeehtbelloraco98insuranc-blog · 5 years ago

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volkswagen insurance polo

BEST ANSWER: Try this site where you can compare free quotes :insurance4carquotes.xyz

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volkswagen insurance polo

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accuhunt · 5 years ago

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Travelling to Iran? Things to Know Before You Go.

I harboured a dream of travelling to Iran for a long time, but when it came down to finally planning a month-long trip in the country earlier this year, I had no clue where to begin. Iran recently started offering e-visa for Indian passport holders – but ours got rejected. I typically look at websites like Expedia, Skyscanner, Kayak and Goibibo to book flights – but none of these aggregate flights to/from Iran. I use Airbnb and Booking.com to find experiential accommodations around the world – but none of these work in Iran. I use Visa or Mastercard to pay or withdraw money from ATMs abroad – but neither of them work in Iran; to complicate matters, there are two exchange rates and two currencies in Iran. I buy travel insurance from World Nomads or Indian companies – but none of these cover travel in Iran. Hell, even Facebook, Twitter and BBC don’t work in Iran!

Slowly, we made our way through these challenges, discovering new sites and travel hacks, with a lingering concern over whether Iran was worth the trouble. Turns out, if there’s one country in the world that’s worth the pre-trip hassle, it’s Iran.

So I decided to write this detailed Iran travel blog, with all my tips on how to plan your first independent trip to Iran:

A glorious view while landing in Iran.

Why you should visit Iran in 2019

While many popular cities around the world are suffering from too many tourists, Iran is the polar opposite. Tourism is so low that you can have mind-blowing experiences across the country – from the exquisite Nasir-ol-molk in Shiraz to the Kaluts Desert near Kerman – pretty much all to yourself. On offer are bazaars dating back a thousand years, architectural marvels from ancient empires, geographically unique (and often bizarre) islands and deserts, unexpectedly well-developed infrastructure, stunning gardens and cypress groves that inspired generations of poets, and above all, local friendships that’ll help you find a lost part of your soul.

Also read: Why You Should Drop Everything and Travel to Iran Now

Is Iran safe to visit

I remember sitting in a basement resto in Shiraz, watching the local news on television. The screen was split in two: on one side, Trump was raving about how Iranians were going through complete hell because of his sanctions on the country. On the other side, streamed a live feed from Esfahan’s tree-lined boulevards, with locals casually walking and eating roasted chestnuts – just a regular day in the country.

I’ve repeatedly been asked: Is Iran safe to travel? The country’s political regime is oppressive, and its relations with the US have been deteriorating, yet life in Iran isn’t what it’s often depicted to be in Western media. I actually felt safer there than many popular tourist destinations. As with anywhere else, stay aware of the on-going political situation and speak to a local tour operator in Iran to gauge how things really are.

Also read: We Travel to Realise Everyone is Wrong About Other Countries

Iran travel tip: Connect with locals. Exploring Isfahan with a local artist.

Iran tourist visa on an Indian passport

Indian passport holders visiting Iran can now avail of a 30-day Iran e-visa – but like many others, ours got rejected without an explanation. We took the long-winded route of applying for an Iran tourist visa at the Iran consulate in Mumbai. The process is as follows:

Get in touch with an Iranian travel company and ask them to apply for a visa code on your behalf. Send them your passport copy, tentative trip itinerary and a form. We applied through Uppersia; they process visa codes if you book a trip through them.

Once you receive a visa code (takes upto 10 days), submit your documents at the embassy. The submission rules are still archaic; in addition to our travel documents, we had to submit medical tests for TB and HIV! To know the latest list of documents, call the Iranian consulate in the city you plan to apply, since they differed between Mumbai and Delhi.

We paid extra to expedite our Iran tourist visa, which then took 2-3 days since submission.

Also read: How I Manage Visas on My Indian Passport as I Travel Around the Globe

Entering the US after travelling to Iran

The good news is that the Iran tourist visa is not stamped on your passport. It is a separate physical document, and even at immigration in Iran, only the document is stamped at entry and exit. So in theory, there’s no proof on your passport that you’ve been to Iran. I haven’t travelled to the US after Iran, but I still expect to be interrogated if and when I do.

If you plan to travel to the US in the near future, I highly recommend that you apply for a US tourist visa before visiting Iran – since in the US visa application, you need to disclose all countries you’ve ever set foot in. Chances are, in a post-Trump US, this won’t be an issue.

Also read: US Tourist Visa for Indians: Tips and Requirements

Booking flights to Iran from India

International websites like Expedia, Skyscanner, Goibibo etc don’t aggregate flights to / from Iran. So we individually looked at airline websites like Emirates, Mahan Air (an Iranian carrier), Iranian Airlines – and found a sweet deal from Mumbai to Shiraz! To get the best deal, check not only flights to Tehran but also Shiraz and other cities.

Also read: How I’m Financially Sustaining My Digital Nomad Lifestyle

Iran travel tip: Go beyond the cities. An evening at Chakooh Canyon on Qeshm Island, Iran.

The best time to visit Iran

All locals unanimously agreed that spring (late March – early May) and autumn (late September – early November) are the best times to visit most parts of Iran, except the mountainous northern regions. We factored the weather into our travel plans in Feb/March, and ended up exploring the southern islands of Qeshm and Hormuz, and the Kaluts desert – too hot to visit at other times of the year.

Also read: Why You Shouldn’t Put Off Your Travel Dreams

The official and unofficial exchange rates in Iran

Since Mastercard and Visa debit / credit cards don’t work in Iran, not even in ATMs, carrying cash (US$) into Iran is the only option. Upon landing in Iran, we exchanged 50 USD at the airport’s money exchange counter, and were surprised to receive a HUGE wad of local currency – 3 times the exchange rate. That’s when we learnt that there are two exchange rates in Iran.

The unofficial exchange rate is 3 times the official one; it currently ranges from 11000-14000 rial to a dollar. This made our trip to Iran 3 times cheaper than we had originally budgeted for! It’s possible to exchange USD pretty much anywhere in Iran – at a hotel, money exchange, a random shop on the street, even with a taxi driver. Just make sure you get the unofficial rate.

Also read: 6 Months, 6 Countries: Epic Memories from Central America

Iran’s two currencies

Currency in Iran is super confusing, for there are two legal currencies – Toman and Rial; 1 toman=10 rial. Most prices are quoted in toman, but it’s always good to ask. We gradually found our bearings and also felt grateful that except for one unsuspecting encounter, no one tried to rip us off.

Also read: Creative Ways I’ve Learnt to Manage Money on My Travels Abroad

Finding unique accommodations in Iran

Since Airbnb and booking.com don’t work in Iran, we relied largely on TripAdvisor and Instagram to figure out our accommodations. Homestays, guesthouses and hotels all need to be emailed individually and paid either through bank transfer (a complicated process from India) or in cash. Thanks to a collaboration with Uppersia – a local travel company managed by an Iranian, all-women team – almost all our accommodations were arranged through them. They recommended some local guesthouses that only Farsi speakers can find, and also conveyed my vegan dietary requirements to all accommodations.

Also read: Dreamy Airbnbs to Experience Europe Like a Local

Iran travel tip: Plan your trip based on the season. The stunning salt caves of Qeshm Island are only worth visiting in winter.

Travel insurance for Iran

Most travel insurance companies -World Nomads, HDFC Ergo, Bajaj Allianz etc, don’t cover travel in Iran. We ultimately found IATI, a Spanish company that offers travel insurance in Iran. Luckily, we didn’t need to use our travel insurance, but it’s always reassuring to have one no matter where you go.

Also read: Travelling Abroad First Time? 10 Questions on Your Mind

Learning conversational Farsi to travel in Iran

Although it’s possible to get by with English in the cities, most people on the countryside only speak Farsi. We ended up learning a bit of conversational Farsi through the brilliant podcast Chai and Conversation – and practicing it with locals throughout Iran. Some basic phrases you should know:

Salam: Hello

Sobh bekher: Good morning

Chitori: How are you?

Befarmah: Welcome (you’ll hear it very often)

Merci: Thank you (like in French)

Nushe jahan: roughly translates to ‘my pleasure’

Also read: How to Earn Money While Travelling

Accessing social networks in Iran

While Instagram and Gmail can be legally accessed in Iran, you need VPN for everything else.

We ended up using Express VPN all month – safe, fast and allowed us to access everything we would in our lives outside of Iran. Make sure you download the Express VPN app and pay for a subscription before you enter Iran. One subscription allows upto 3 devices to be connected.

I also tried Nord VPN and some free VPNs, but Express VPN was by far the fastest and most reliable. Wifi is readily available at homestays, and a local SIM card is cheap and useful.

Also read: How Croatia Compelled Me to Rethink Travel Blogging

What to pack for Iran / What to wear in Iran

Unfortunately it’s true that women need to wear a hijab (headscarf), and cover their arms, butts and legs while in public spaces in Iran. Within your accommodation, it’s usually okay to let your hair loose. It’s rather fascinating to see how Iranian women transition from their often footloose, fashionable lifestyle at home to being fully covered while stepping out.

My relationship with the hijab quickly changed from nonchalance to annoyance to resentment, and finally to empathy for the women who don’t have a choice. Having said that, I must emphasize that we cannot judge Iranian women by the hijab. I met so many free-spirited, independent, badass, inspiring women across the country.

I didn’t buy any new clothes for Iran, except for a light long sleeve cardigan that covered both my arms and butt. I paired that with t-shirts, tops, even dresses while wearing leggings below. Note that Iran has a dress code for men too – shirts with sleeves (no sleeveless) and long pants. If only they’d cover their head in solidarity!

Also read: How I Fit All My Life Possessions in Two Bags as I Travel the World

Iran travel tip: Learn a bit of Farsi to make the most of your trip. Umbrella art in Shiraz.

Vegan and vegetarian food in Iran

I was quite worried about being vegan in a meat-loving country like Iran, but relieved to stumbled upon Iran Vegan Travel – a small company that aggregates vegan hosts across Iran. We ended up staying at an all vegan guesthouse in Isfahan (which has changed hands since, sigh) and with a lovely vegan Iranian family in Tabriz. That meant incredible vegan Iranian food (including vegan kebabs) and veganised traditional Iranian dishes like kuku sabzi and ghormet sabzi.

During the rest of our trip across Iran, I relied heavily on the HappyCow App to find vegan-friendly restaurants and cafes. Many of our homestay hosts were accommodating enough to customise local dishes without animal products.

Also read: The Ultimate Vegan (and Vegetarian) Survival Guide for Japan

“Tarof” and how to accept Iranian hospitality

Tarof is Persian etiquette that puts the guest first: taxi drivers refuse to accept money for a ride, homestay owners refuse to let you pay for your stay, hosts stuff you with food, strangers offer to pay for your meals or entrance to an attraction, even fresh juice shops refuse to take your money. This kindness towards strangers is deeply rooted in Persian culture (much like in Indian hospitality) – but please, don’t take advantage of it to score a free meal or stay.

The rule of thumb is that if someone refuses your money or offers to pay for you 3 times, they genuinely mean it. Otherwise it’s tarof – it’s in their culture to offer, and we should reciprocate the gesture with gratitude but insist on paying our fair share. I’ve read accounts of travellers who ended up getting their accommodation, food, even transport free – which sucks, because the Iranian economy is doing terribly, tourism is one of the few avenues to make money, and as travellers, we should really know better than to take advantage of a local’s warm-hearted hospitality. Almost everything that you would pay for abroad, insist on paying for in Iran.

Also read: Inspiring Places to Live, Work and Explore as a Digital Nomad in 2019

Iran travel tip: Connect with Iran Vegan Travel to find vegan Iranian hosts around the country.

Solo travel in Iran

Although I didn’t travel solo on this trip, I can totally imagine doing it. The locals are hospitable and always up for a conversation, hardly anyone will try to tout you, there is much to keep you occupied, it feels safe enough and it’s one of the most affordable countries to solo travel in.

Also read: What Solo Travel Has Taught Me About the World – and Myself

Where to go in Iran

Even as someone who doesn’t like spending too long in cities, I absolutely fell in love with Shiraz and Isfahan. The old gardens, stunning architecture, small-town vibe, tree-lined streets, old bazaars, nearby villages, there’s so much to love. Among other highlights of our trip were the islands of Qeshm and Hormuz, the Kaluts Desert and the cities of Kerman and Tabriz. Look out for my travel recommendations for Iran, coming soon.

Also read: A Guide to Exploring the High Tatras of Slovakia

Travelling around Iran by public transport

VIP buses are surprisingly amazing in Iran, and can comfortably ferry you across long distances. Infact, ours turned into a land journey from the Persian Gulf, via the south of Iran, to Yerevan in Armenia! It’s best to ask your host to book your bus ticket online, since websites are only in Farsi. Trains only ply a few routes in Iran.

Within cities and for short excursions nearby, we used local taxis – either booked through our accommodation or hailed directly on the street. In smaller places, many people will stop their cars to give you a taxi ride for a quick buck – which is totally safe. A little bit of haggling is common, but don’t go overboard considering the state of the economy.

Also read: What Indian Cities Can Learn from Copenhagan about Green Tourism

Getting over Iran!

For a couple of months after I left Iran, my world felt bland, soulless. I threw myself into Iranian films, Persian music, books by Saadi and other Persian poets, and began learning the Urdu script so I could slowly make my way to Farsi. Yeah, withdrawal symptoms of Iran seem to be common among travellers. The only solution is to go back, again and again

Also read: How Travelling is Breaking My Heart

Until next time… Qeshm island, Iran.

Helpful Iran travel blogs

Travestyle: An awesome travel blog run by an Iranian couple based in Iran. Their posts on offbeat Iran and what to wear in Iran were particularly helpful.

Against the compass: Offers a wealth of information about independent travel in Iran – and other countries under the tourist radar.

Books, music and movies about Iran

A small selection of Iranian books, music and movies I love:

Music: Blue Flowers (album) by Marjan Farsad.

Books: Reading Lolita in Tehran by Azar Nafisi; The 40 Rules of Love by Elif Shafak (based on the lives of Rumi and Tabriz).

Movies: Taxi by Jafar Panahi; A Separation and About Elly by Asghar Farhadi.

Got questions about your trip to Iran? Have experiences you’d like to share from Iran? Ask / share away in the comments.

*Note: I travelled to Iran in collaboration with Uppersia. Opinions on this blog, as you can tell, are always mine!

Join my adventures around the world virtually on Instagram, Facebook and Twitter! I’m currently exploring Uzbekistan and Tajikistan in Central Asia.

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Travelling to Iran? Things to Know Before You Go. published first on https://airriflelab.tumblr.com

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