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thefanficmonster · 3 years ago

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Begone

Streamer Gang & Asexual Reader (Gender Neutral)

Warnings: Acephobia, Swearing

Genre: Platonic Fluff, Comfort, RPF (Real Person Fic)

Summary: Having recently come out as asexual, Y/N faces some less than pleasant or appropriate responses in their chat during their stream with the gang. Luckily, they’re not alone in battling the haters this time.

Requested by the lovely Anon who told acephobes to begone, yeah you know who you are hehe. Thank you so much for the request darling! Let’s show these acehobes who they’re messing with! Love, Vy ❤

Boy is this nerve-wrecking or what? Sure, I maybe woke up with a ton of confidence, I listened to motivational and uplifting talks and listened to mood boosting music. I had a healthy breakfast and a cup of coffee. Damn it, I went on a run, all in an attempt to convince myself that dealing with the online world again is but a piece of cake for a badass like me. Well, low and behold, that feeling didn’t last very long. Here I am, chewing my nails off at the though of hopping in the Discord call and Among Us lobby with my friends and starting my stream. It’s not like I’m not expecting my friends and fans to support me - of course I am! I know they’re gonna give me a ton of love and appreciation and support and uplift me no matter what. But then again, there’s still those people who believe me and other people like me to be invalid and broken and whatnot.

Those are the ones I wanna avoid.

It’s not like their words mean much to me but I simply don’t wanna see em, you know? It’s not only about me - it’s least about me actually - it’s more about all those wonderful people they are insulting when they say shit like that about asexuals and all the people on the ace spectrum. I can’t help but flare up and get angry on the behalf of all my ace friends and even people I’ve never met.

It’s also my first time being directly thrown into the fire instead of getting caught in the crossfire seeing as how I came out to my fandom via a tweet and an Instagram post a week ago, telling my identity’s truth: finally bringing my asexuality to the surface to shine its brightest so I can be be my best and reach for my full potential.

But damn am I afraid to see how everyone took it.

My friends were quick to jump in and take me offline before I start refreshing my own posts to see the comments under them. Lord knows that without them I would’ve driven myself insane, I’ll forever be grateful for what they did and the lengths they went to to keep me offline and whatnot. One word to give you an idea of how invested they were in this: origami. All of us might as well have been born with two left hands and yet we still tried doing origami. Freaking origami.

Damn do I love my friends.

But now I don’t have sheets of paper and my friends to distract me. I have a fanbase to entertain and another friend group I haven’t talked to in a while. I don’t wanna get any predictions in already so I don’t jinx myself, so I’m just gonna say it’s gonna be...interesting regardless of what happens.

Then again, when is it not interesting when the streamer gang’s involved.

Deep breaths, Y/N. You got this

Listening to that encouraging little voice inside my head, I finally equip my headphones and in one fluid motion turn my camera on, officially starting my stream and unmuting my mic as I hop in the call with everyone.

“Hi guys! Guess who’s returned!“ I exclaim cheerfully, desperate to hide the nervousness of my voice.

“You really missed your opportunity to say ‘guess who’s back...back again’ didn’t you?“ Charlie is the one who greets me first, sounding rather disappointed in me in his usual jokester manner. It’s nice to hear, it makes me feel like nothing’s changed in the week I’ve been gone. Like I’m still the same person to these people. I really am the same, I just now am a lot better version of myself. Almost as though I’ve reached my final form. It feels empowering really. “I’m kidding, I’m kidding.” Charlie laughs again, “Congrats, by the way. You keep proving you can get cooler and cooler.“

“Careful there Charlie, I can only handle so large of an ego.“ I joke back, rolling my eyes playfully as a wide grin spreads across my face, “No, but seriously, thank you so much, man. It means the world to me that you support me.“

“Um, how could we NOT?“ That’s very clearly Rae, “Hun, you are so brave and amazing and wonderful, how could we ever NOT support you?“

“Yeah, we’ll always support you no matter what, Y/N. We’ll always be your friends, through thick, thin and beyond.“ Poki too interferes, her words only making my smile wider.

“Alright, alright, y’all are gonna make me cry and I haven’t even read my chat yet, hold on.“ I say, fanning my face to dry the tears I hope the webcam isn’t spotting, “Darn, you guys are the best. Sorry, give me a sec to gather my composure, I’ll be right back.“

I quickly mute my in-game mic as I turn to my chat where I see the same amount of love and support in the form of comments and emojis flooding in from my viewers. A warm feeling spreads throughout my chest, making me feel the most comfortable with myself I’ve ever felt. The most loved I’ve ever felt. The most seen and understood. To finally be you feels like you are finally really living in this world, not like you’ve been already living in it for God knows how long. It makes me so freaking happy and fulfilled to finally be living as me, as the real me.

Unfortunately, in life, nothing can be 100% pure and good. There’s always at least 1% there threatening to ruin all your happiness you worked so hard to build or obtain. It may be one in a hundred, but fuck it’s powerful and effective.

And in my case it comes in the form of two comments that stick out to my eyes. Acephobic comments saying my identity’s fake, claiming I’m faking it, saying us acephobes are immature creatures who refuse to grow up, or attention whores. Or just saying we’re delusional and in denial, confused about who we are.

I hadn’t even realized I was clenching my jaw and fists but when I do, I slowly relax my muscles and crack my knuckles before addressing the two people who spat out that nonsense.

“Ok, listen here, shooterpro69 and yourmom_lol. For starters, I want to apologize for your ignorance and lack of education on the matter of asexuality. In fact, for you especially, I plan on making an educational video, explaining asexuality to people who need or want to learn more. You, my friends, are in desperate need to be fed some knowledge cause damn, God knows how many people secretly think you’re hella stupid. Not that they’re wrong to think so but anyway. Unless you have anything nice or positive to say, begone from my chat. Actually, when I think about it, begone from every chat. No one needs you polluting their communities with acephobia and hate.“ I say, all spoken in a calm tone despite the boiling anger within me. People who know me well would probably be able to tell I’m fuming underneath the calm façade, but at least I got my message across loud and clear.

“WOO HOO, You tell em Y/N!“ Toast cheers, clapping his hands and whistling as more cheering arises from each my friends, leaving me in a state of mild shock and confusion.

Wait, what?!

“Um, wait, you guys heard that?“ I ask, my eyes darting to thein-game mic symbol that shows an not crossed-off mic, meaning it was enabled during the entirety of my speech.

“Hell yeah we did! You slayed them, Y/N! Damn goddamn!“ Rae whistles too, her enthusiasm wafting over me like a breath of fresh air.

“I second that!“ Corpse joins in, “And remember what we said - we’ll support you through anything. Need to bury an acephobe’s body, we’re the people you should call.” He says, confident as heck.

And I just can’t hold it in anymore - I burst out laughing, doubling over from the intensity.

If I thought I was happy and fulfilled before, this has to be the closest to paradise I’m gonna get on Earth. All thanks to these wonderful people. Friends are really something else aren’t they: they come into your life - often unexpectedly - and change it completely. Suddenly you’re not alone, you’re not forced to deal with everything and face everything on your own. Someone’s got your back and you’ve got theirs.

Through thick, thin and beyond.

And it’s so fucking amazing.

@maat-the-prescriptive @simonsbluee @save-the-sky @itsminniekat @hacker-ghost @bi-andready-tocry @imtiredaffff @jazzkaurtheglorious @hereforbeebo @fandomgirl17 @chrysanthykios @maehemscorpyus @loraleiix @letsloveimagines @annshit @i-cant-choose-a-username-help @enigmaticmaze @divine-artemis @waterlilypat @idontknowwhatthisisfam @evi-ka @classyandfabulous00 @redperson58 @lilysdaydreams @solowheein @mythicalamphitrite @axen-gers @luckygirl144 @nj01 @buddyemily @the-albino-lioness @stardream14 @gdhdkfnn @nomadicgypsyy @preciousskye @fluffysuicideunicornsworld @o-kaelin @manacharlotte @awkward-youtube-trash @lolalee24 @bonky-beerns @meme-lord-and-savior-sebastian @strawbrinkofdeath @teenloves @tams0527 @browneyespinkhair @starstruckllamapuppy @daisychains012 @y0ulooked @tinytacosuitcaseflap @supernatural-is-my-only-life @jula-pauline @melodykitty @just-that-bi-girl @crazybutconfidentaf @lowellshade @alphakees @bellero @weallneednamjesus @starryhanji @boiled-onionrings @husherstan @fockingwhore @melaningoddessthings @prettypastelpetals @haleypearce @godwhyamiawkward @y-napotat @daisychainyoonmin @little-miss-rebel3 @free-wheelin-bi-sexual @redmoon261 @darkacademic2 @wiseflamingoqueen @into-the-end @namikhai-i @nastiablr @thelittleplantlover @mirktuan @dont-hyuck @jjk-bunny @vintagegothlover @easygoingtheatre @itsrandombooklover @miiaivi @emmybaybee @befourgolden @jjk-is-my-shit @eternalteaaars @spacebadgerx @princesslunalight @acequinn14 @samm48 @misselsbells06 @simp-lykawa @fo-love @marishimomura-blog @therealglenncoco @cinnamonbun332 @killtherandomness @sanshinexxxsan @fee-btheweeb @press-lay @cathleenpotgieter16 @jazzydoesstuff @moonlxghtbay @forestrain2000 @hyunjinhugs @blood-of-fandoms @lovellylies @ukiyolixx @simpforhpcharacters @chrisdylan17 @parkerjisung @pedernille @theodonyous @wineandionysus @malfoystilinskii05 @morbid-x @coryisagee @jessewa26 @scoobydooluver97 @mindintheskies365 @raeanneinwonderland @indecisive-empanada @gluttonypalace @loriane2503 @btsiguess-kpop @khaoticbunny @lucidlycactus @smiithys @rottenroyalebooks @kpopgirlbtssvt @fangirl-tc27 @fr0z3n-1 @notmesimpingfortechno @shotarosleftpinky @kunoi-chan @idk-whats-wrong-with-me @yikeroonie @goldenstarofthunderclan @poetry-and-tea @ama-do-writing-stuff @wishbonewolf @emeraldxhope @t0xick1tty @kusuinko @speakyourselfloveyourself @sophia902103 @lo-manburg @classsykittykat @dmgama @depressedpuppythatneedscoffee @btsiguess-kpop @akaashi-baby @gun-jong-simp @geschichtenfee @yerapotato-wp @browneyedgirl365 @thysagclub @sparklycloudnight @helloatomicshadow @queentorresstuff @vtte @val-gal @lucy-bunny17 @aaliyahh0 @katluckybear @boyleanti @straybids @franchesca-791 @cosmicstorm19 @averyisbackinthetrashcan @aomi-nabi @xlanawriter @allensimpsforcorpse @sunnyrae-cessh @ladykxxx08 @meowiemari

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lovenerdywinnerbouquetfan-blog · 6 years ago

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"Why should car insurance be cheaper for young people?

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Hi I am a college student and getting a puppy soon, i need an affordable , and good dog insurance, please if you have one...give me the details and which insurance you have, i would really appreciate it. Thanks!""

""Car insurance in the USA, for foreigners / tourists?""

im 18years old, and hopefully after my exams in may, i hope to go to america to visit a couple of friends. My mates have put forward the idea of a possible roadtrip in his car. Its his car, and im assuming its insured. However since its a roadtrip, i will also probably need to drive, in which case how do i sort this out?? can i drive on his insurance, as long as i tell his insurance company or is it more complicated than that. I've been told than unlike car insurance in the UK, Americans insure the DRIVER, rather than the car. i have a full UK license, and dont mind if i have to get a international driving permit, but how do i figure out this insurance problem.""

Is it legal for car lot to hold my check from insurance?

I had a wreck a couple weeks ago and told me I could come pick up my check today from insurance. When I got there to fill out the paperwork and pick up the check they told me it wasn't ready and that they will have to send it to the car dealer (Express Credit Auto) so they can take out what I owe and they give me whats left which I do not have a car now and the check was to get me another car, which I told them and all they said was to use what is left to get another car by them. Which I just want my check so I can get my car, I told them I will still be paying my bill for the car but they then said it is illegal for the insurance to give me the check when they hold the lien to the car. I don't know what the legal side is, can anyone help me??""

Getting married and need help with insurance?

My parents have Cigna insurance. I understand that I am no longer a considered an eligible dependent when I am legally married, but I am also a full time student. Which status is the dependent variable when considering eligibility? If I'm married AND a full time college student, does that mean I can't get coverage?""

""I haven't had car insurance for the last 8 years, am I going to pay high rates?""

I've lived in the city since 2002 and haven't owned a car. I'm now moving out, and will need a car once again. Does this mean I'm going to pay high rates, or it won't matter?""

Low Cost Affordable Individual Hmo Health Insurance Question:?

Are there any easy to access resource for low cost affordable individual hmo health insurance? I've looked a little, but found nothing. Any tips, or ideas? low cost affordable individual hmo health insurance sites? Anything you can share would be cool. Thanks""

Adding new auto insurance to my existing policy?

I live in Oklahoma, my wifes parents just cancelled all the kids auto insurance, I'm going to get my wifes insurance on my policy but I was wondering if we could add her brothers and sister to ours as well? They're young and are having a hard time paying bills the way it is. I thought if I put them on ours then they would get a little discount. They don't live with us. Is that a requirement? Any help would be appreciated, thanks.""

Will my husband's car insurance cover the cost of the damaged car?

I was driving my husband's car (in the UK) which is insured in his name. He also put my name in the insurance agreement that I have permission to drive his car etc. However, I do not have a driving licence but my husband does of course. I got into a serious car accident and my husband's car is completely ruined. The police took information and saw that I was driving the car. Will my husband's car be covered by his insurance or will they reject it because I was driving it? He has fully comprehensive car insurance. Thanks.""

Sue other persons car insurance company!

I was hit from the back while sitting in traffic and the insurance company did not pay to fix my car. how would i go about suing that insurance company and what do i need?

Mini Coopers? Cheap? Insurance? Safe? First car!?

i'm 17 and was wondering if a mini cooper would be a good first car. i never really wanted one, my one of my friends is like obsessed with them and since then i've been looking into it. i know they have 5 star safety rating so they're very safe and easy to control and can fit into small parking spaces because, well, they're small =) But how about insurance? Is that cheap? I mean if i'm getting a used one? Not a sporty model or anything. And what about maintenance? And is it fuel-friendly? Or would it be like driving a hummer? Considering what I've seen and read about it, it can either be really expensive if you buy the wrong model and the new car, OR it can be very effecient and affordable if you buy a used one and the right model. Can you help me out here? Thanks =)""

Will my AT&T wireless insurance cover eBay phones?

I can't stand my Tilt2, and I want to get a different phone without paying the outrageous prices on the AT&T site. I was just wondering, will their insurance plan cover a phone I buy off ebay? any help is greatly appreciated. (p.s. the phone I want is also sold by AT&T, and their insurance covers it if you buy it from them.)""

How does uninsured motorist car insurance work?

I was hit, not my fault. First accident. The guy that hit me has insurance, but I guess im wanting to know if im going to have to pay out of pocket my deductible for my uninsured motorist even though he has insurance? (don't know how the insurance works)""

Where can I get the cheapest car insurance for 18 year olds?

I've looked on gocompare, moneysupermarket and comparethemarket. Does anyone know any insurance company/comparison websites that are good? Preferably recommend ones you have used yourself. Thanks""

How much per year does health insurance cost for an average 50 year old with no employment benefits?

just a single person. no previous health problems. I realize this depends on specific circumstances, but you can ballpark estimate it for me thanks.""

Medical Insurance at 18?

I'm a little confused, when you turn 18, do you automatically get dropped from your parents coverage if you're not in school?""

Whats the best practical car or van insurance wise for a banned driver?

I was banned from driving due to a dr10 conviction and rest assured i have heartedly learned my lesson from this experience. My question is im looking to get my life back on track and so was wondering if anyone would know whats the cheapest practical car or van insurance wise for say if i wanted to start a buisness or just best overall. When i say practical i mean at least something that could pull a trailer as i e been told a 1400cc would be inadequet. Im 22 with no no claims bonus so i know its gonna be hard but any info appreiciated. Please no lectures i know what i did was a stupid incident but i truly have learned from it.

I used to own a Vauxhall Astra 1.6 I now want a Fiesta 1.4 will that be cheap tax /insurance I am 61?

female, just need a cheaper car, second hand & automatic,Thanks .""

How much does car insurance go up when adding a 4th car?

I'm 17 and i want to buy my own car. My parents are worried insurance will skyrocket up. How much does insurance go up when adding a 4th car to the insurance plan?( I currently pay for my share of insurance each month)

What car insurance coverage do you really need?

I have an 2002 honda civic that is worth about $7,000 with 112,000 miles on it. I have collision, death and dismemberment, uninsured motorist. I have a 1,000 deductable, but I am paying $110.00/ mo and want to reduce my payment. Is it a bad idea to drop uninsured motorist or death and dismemberment? Can someone explain what all the car insurance options are? I don't have dependents, but a already have free life, health insurance, and disablility insurance through my employer if that makes a difference. I would call my agent, but I think he must be have busy or smoking a joint out back for the last couple of weeks because he doesn't call me back.""

Auto insurance company needs more information about you?

Would you be suspicious if you get a letter in the mail from what appears to be from your auto insurance company asking for your daytime phone #, drivers license #, social security #, and date of birth under any circumstance?""

Why should car insurance be cheaper for young people?

car insurance should not be cheaper for young people because they are not responsible

Gta V - How do i get car insurance?

I got myself a nice Bugati Veyron, how do i get car insurance on it?""

Why is the Affordable Health Care Act called that?

When it does nothing to lower the cost of health care or health insurance? Does anyone know?

A question about car insurance and modifying?

Okay, lets say you own a car, lets call this car A. You pay a car insurance company to insure you car. You hand over the required information and all that, and the car is stock when you insured it. Lets say you put a turbo, or intercooler, or new rims, or anything really, but you DONT mention it to the insurance company. Then you get into a car crash. What does the insurance company insure? The whole car with the non-insured parts? The whole car with only the stock parts (which was exactly what you payed for every month)? Or they insure nothing?""

""Hit by a car, license suspended in California, will the insurance cover the damage? will i get in trouble?

I was driving then the traffic lights turned red so i stopped. few second later i heard a loud breaking sound and 2 seconds later a car hit me. the problem is that my car is under my ...show more

""Can I fight an auto insurance company, to prevent my car from being declared a total loss, in California?""

Its an older car but only has a small dent. I understand that its the value of the car vs their estimate of repairs that they are basing this on, but they didn't include options like A/C, cruise control, power door locks and power mirrors and others when figuring its worth. They instead based it on an average car in my area. When doing the math the difference between fixing the dent and totaling the car came out to $18.00. Clearly the addition of the options would have covered that spread in my favor. I want to fight this because I don't want to have a salvage title. I was not at fault and the other parties insurance has already sent me a check I have not cashed nor have I signed anything. I want to know what I can do. And if I am stuck with the total loss, do I have the right to recover for re-title and re-registration charges and smog fees that are going to add up to a few hundred out of my pocket since I am keeping the car. Thanks for taking the time to read my question.""

I'm getting quote 3000-5000 for insurance on a 1.4 Cityrover Solo ?!?

Shalom! I tried different cars with bottom insurance groups too, it's not going lower then 3k. Thats ridiculuous, anybody out there thats 19yrs old too and getting a better deal and HOW? Tried all comparison websites, direct co-op tesco everything!!! What can I do?! PLEASE advise. Thanks in advance.""

Can I find a good Texas Health Insurance Agent Online?

I am looking for a good agent that will look out for me an my situation. Not just sell me the plan that will make him the most commission. I recently bought health insurance from Reserve National of Oklahoma and I foud out because I paid my premiums by the year my agent made big bucks. I also found out they are not major medical insurance. I want an agent that will look out for me and show me all the different options. I am 55 my wife is 53 and we are in good hape and take no medications. We are looking for Texas Major Medical Catastrophic Health Insurance. I would like to hear from people with expereience and not a bunch of agents. So if you're an agent please don't bother to respond.

Will my health insurance pay for my surgery?

I hurt my back one month ago and had no insurance. I am now employed with insurance and need back surgery. Will the insurance company call this a pre existing condition and not pay? Is there anything I can do to avoid the fight?

Why does having access to more than 1 car put your insurance premium up?

I'm trying to get insured on my mums car, the quotes on insurance comparison websites are higher when I mention that she is insured on somebody else car though...""

I need cheap but good car insurance what do you recommend?

Advice for health insurance please? (community college student with low-paying part-time job)?

I haven't had health insurance since I turned 18 and no longer qualified for my family's health insurance plan. I wasn't really concerned at the time, but now that its been a few years (I am almost 21 now), I am in need of dental care. My problem is that I don't know what my health insurance options currently are. I am a college student, although my community college does not offer any health plans for students. I do have a part time job at a daycare that offers health insurance, however its price is far too high for my income. The insurance company is Aetna, and would cost me $16.92 for the lowest medical option, plus $4.61 for dental. So that would cost me $21.53 weekly, which doesn't sound too bad, except I only earn about $120 every two weeks....reducing my paychecks to about only $76 every two weeks....which just isn't enough for me to live on considering that I pay for my own food and everything else needed. So.... does anyone know of health insurance companies that have options for community college students like me? I know state insurance may be an option, but I have a feeling I don't qualify for that since I'm not legally an independent, yet I can't afford to move out and become independent. See the nasty cycle now? lol. And no, earning more money and finding a better paying job is not an option for me at this time. I can't transfer to a college that does offer health insurance for another two years either.. If anyone can give me advice, I'd be very grateful. Thank you in advance =)""

How much would insurance cost. The car is a 2000 Lincoln Continental.?

How much would it cost I would mostlikely be put on my parents policy. Just wondering how much it would cost. Im 16.

Did you agree over a decade ago when California made police asking for auto insurance illegal?

For a few years, police were not allowed to ask for auto insurance from motorists. Much of the argument in favor of that law was that it discriminated against poor Mexicans. It was overturned eventually as auto insurance violations/irresponsibility became epidemic. How does this relate to the current law in Arizona? How does it relate to the mandatory health insurance law?""

Would financing your first car make your insurance go up?

would financing your first car make your insurance go up? As in, a payment plan for a used car.""

Where can i find cheap car insurance?

Question about motorcycle insurance?

Ok... I know that insurance is different from person to person but in general who is the best company to be with for motorcycle insurance. What is the average lowest price, who actually will do their job when its time for a claim. Who has the best or most coverages for a cycle. All these different things. So who is the best...""

Car Insurance???????????????????

I am going to be 17 years old in April and I want to get my license. I was just wondering how much my insurance would be. I am a male and I live in New York, more specifically my zip code is 11040. I am a good student (3.5 gpa) and I have taken drivers ed. With these discounts how much do you think my car insurance would be with State Farm (my parents have state farm? And the car i am going to insure is a 2009 Honda Civic (blue). Can i have a specific number range?""

Life insurance in depth?

how do insurance company's find out you have multiple life insurance policies if you say you don't have any

New car for 16 year old. Insurance question?

So I'm 16 and my parents are buying me a 2009-2010 Honda Civic EX-L. Anyways, the insurance will be under my dad's name. Until I get into an accident, I don't need to have insurance. Would it be better to stick to the insurance we have now. Which we have 5 houses under, and 3 cars. Or would it be better to go to another insurance company and not let either know of eachother? Thanks! Oh and don't bother BSing about how it should be under my name... I won't listen so why do it?""

What's the cheapest way of getting hire car insurance?

I don't really want to pay $25 a day for insurance excess reduction!!

Dependent's health insurance?

My friend wants to move into an apartment with me, we are both in college so we want to be roommates, but her parents say that they will not pay her health insurance if she moves out. Since she is a student, she is going to be a dependent of theirs for a few more years. Does being a dependent of her parents legally obligate the parents to pay her health insurance?""

Auto insurance debt reported on credit reports?

I changed my auto insurance from progressive to some other company.yesterday i got a call from collections that i owe progressive money.Is this reported on credit. Also do i have to pay them? I had insurance quote from them for 6 months but i found cheaper one so i moved. I live in california. Thank you

Can I get life insurance on my mother without her knowing or signing anything?

I recently got a scare when my mother was admitted into the hospital from smoking complications. She was having trouble breathing and she was put on a respirator. The nurses and doctor kept saying her lungs were not healing themselves because of smoking for so many years. Thank god she pulled through and they gave her the normal things to take home like medicine and oxygen to use. She unfortunately still has not stopped smoking and my brother and me were really scared. My brother just turned 18 and we have no other family at all, my mom is not married and I wouldnt have been able to afford a funeral if it came to it. My mom is very stubborn and she will not get Life Insurance to help for funeral costs if something were to happen again. Is there a way to for me to get Life Insurance on my mother without her knowing or signing anything ?""

What would it cost for insurance for a 16 year old male driving 1980 corrvette?

Should I buy car insurance or not?

I am a teenage driver of 16. Insurance is very high for a teenager. My parents have Allstate Car Insurance for four of their cars including a Toyota Corolla which im going to be driving. The Corolla is covered by AllState insurance. I have a California Driver's License and live in California. About 6 months ago, my mom asked the insurance company whether the insurance would cover the car if she lent the car to someone and the insurance company said that they would cover the car as soon as the person who borrowed the car has a VALID DRIVERS LICENSE. I have a valid drivers license but I am under 18 (I am 16). The insurance person did not say anything about age. My question is whether it is necessary or not to buy insurance for myself. It will be very expensive and I do not want to pay for it but I will If i have to. Do I have to get my own insurance for the car or not? If I dont buy insurance and I drive the corolla and get pulled over, am I okay or will I have problems?""

Why should car insurance be cheaper for young people?

car insurance should not be cheaper for young people because they are not responsible

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