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How to choose the best travel insurance coverage

Traveling without insurance is not advisable, especially if you are planning to go long distances. However, it is better to opt for customized travel insurance coverage than to pay extra for redundant coverage that you may not even need. Since a travel insurance policy is not mandatory, most people tend to skip it. However, to keep yourself protected from unforeseen circumstances, it is better to stay covered against lost baggage, canceled flights, medical emergencies and so on. The following pointers can guide you about how to find the best travel insurance protection for yourself.

Tips to choose the best travel insurance coverage 1. Compare before you buy – With many providers offering travel insurance online, getting the best rates is easy. You can compare the rates on the Internet and check for the protection offered by insurers before you sign up for a policy yourself. A comparative analysis of companies and their offerings — like online services, claims process, toll-free number, payment options and network of hospitals — is, therefore, a must before you buy travel protection. 2. Choose your coverage according to the duration of stay – Your policy premium will depend on the travel insurance coverage you opt for. Whether it is a one-time trip or a multi-trip, your premium will be determined accordingly. The time of your stay is also considered when the pricing for the travel insurance coverage is fixed. 3. Choose your coverage according to the place of visit – Coverage for international trips might cost more than the domestic ones. As policies are often set by the area of travel, you need to customize the insurance policy according to the place you visit. 4. Choose coverage in accordance with the planned activities – If you are planning to do horse riding, scuba diving or rock climbing during your trip, the insurance policy would also need to offer extended coverage for such adventurous activities. Some insurers may, however, refuse to cover for hazardous activities if they deem it too risky. While an individual going to study abroad would need student insurance, coverage for the laptop is more essential for someone going for a business trip.

For more info:http://www.teiforex.com/book/currency_form

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Parameters for Choosing a Foreign Currency Exchange Services Company

There are several foreign currency exchange companies in India, but many of them scam their customers by either misguiding them or cheating them. In order to avoid dealing with such companies, one should do a bit of research to know whether the company is genuine, trustworthy, and reliable or out there just to cheat its customers.

For my recent trip to Indonesia, I did my research as to which foreign exchange company should I deal with. There are many out there, but I had to make sure that the one I choose not only provides me with the best deals but is also reliable. Thankfully, it was not a troublesome task to choose the best one; it was quite easy. It was Tei Forex India.

Following are the parameters based on which I chose Tei Forex:

RBI Authorisation –

One of the most essential parameters for selecting a foreign currency exchange company is to check whether it is authorized by the Reserve Bank of India (RBI) or not. Tei Forex is authorized by the RBI.

Customer Support –

There is nothing as annoying as encountering some problem related to your prepaid Forex card in a foreign country. In such a scenario, if your foreign currency exchange company cannot be reached or is unable to help you out, then you can be helpless. Tei Forex promises 24×7 customer support, no matter where you are. In addition to that, Tei Forex offers a helpline number and dedicated agents who can be reached promptly.

Services Offered –

Tei Forex offers a handful of services, viz:

Prepaid Forex Card – A prepaid Forex card is a perfect combination of a debit card and cash. It carries the advantages of both – a debit card and cash. It is safe and secure and is available for negligible margin rates.

Foreign Exchange in Cash – Buy Foreign Online understands the importance of carrying some liquid money outside India. Hence, you should also purchase some cash along with loading your prepaid Forex card.

Wire Transfer – Whether you want to send money to another country for your studies or to your loved one, Tei Forex Money Transfer Service makes it a simple task. Not only does Tei Forex offer the cheapest exchange rates, but also waives off the sending charges.

Commission Rate –

Most of the foreign exchange companies charge some commission rate. Their rates are always higher than the live market rate. Tei Forex offers zero margin rates. The exchange rates are updated at regular intervals of ten minutes.

Replacement Card –

In case if your card gets stolen or even if you lose it, your card can be immediately blocked to avoid any unwarranted transaction. Not just that, you will also get a replacement card at no additional fee.

Global Acceptance –

A prepaid Forex card is globally accepted. Tei Forex offers a single-currency or a multi-currency Forex card which is accepted all over the world. You can use the card for withdrawing money from an ATM as well as to make online payments.

Convenience –

This may not be a prerequisite for selecting a foreign exchange company, but it should be considered. In a world where pretty much everything can be purchased from the comfort of home, why should buying a prepaid Forex card involve any hassling? Tei Forex offers free home delivery in 15 different locations across the country.

Currencies Offered –

A prepaid Forex card which is issued by Tei Forex comes in either of the two forms – a multi-currency card or a single-currency card. While a single-currency Forex card allows the holder to carry just one foreign currency on it, a multi-currency card allows the holder to carry more than one foreign currency on it. Tei Forex offers you the option to carry the card of your choice. The currencies offered by Tei Forex are Australian Dollar, Denmark Kroner, Canadian Dollar, China Yuan Renminbi, Euro, Hong Kong Dollars, Japanese Yen, New Zealand Dollars, Norway Kroner, Oman Rials, Pound Sterling, Russia Rubles, Saudi Arabia Riyals, Singapore Dollar, South Africa Rand, Sweden Kronor, Swiss Franc, Thai Baht, UAE Dirham, and US Dollar in exchange of Indian Rupee

In a nutshell, why you should opt for Tei Forex :

Tei Forex offers foreign exchange online at zero margin rates. Tei Forex ensures that the card gets delivered to your doorstep within 48 hours. Tei Forex has dedicated customer service agents and promises instant support 24×7. Tei Forex offers three ATM withdrawals for free. Hence, our prepaid Forex card purchased from Tei Forex stays secure at all times. You can reload your prepaid Forex card from anywhere using the internet. Tei Forex guarantees to provide you with the best possible exchange rates.

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Prepaid Forex Cards – Where Smart Meets Simplicity

An increasing number of overseas travelers, who have been using cash or traveler’s cheques, are now opting for prepaid Forex cards. The reason is simple – they are a lot safer to carry and they also protect you from rate depreciation. Prepaid cards are not limited to offering advantages just over cash but over credit cards as well. Here are the top 5 reasons why a prepaid travel card is your best travel companion while abroad.

Reason#1: Safer than carrying cash

What would you rather carry in your wallet? A wad of cash or a card that lets you withdraw the right amount of money each time you require it? The answer is simple, especially considering how cash is that much more vulnerable to theft. Is it not a better option then, to opt for a Forex prepaid card that is not just safe but convenient to carry as well? To get the best Forex card in India, visit teiforex.com.

Reason# 2: Low conversion charges

The conversion charges while loading a prepaid Forex card are much lower than what some of the foreign exchange houses charge. Prepaid forex cards are much cheaper than credit cards, which have a loading of 2.5-3.5% on the conversion charge. In addition, with prepaid forex cards, there are no extra conversion fees, surcharges, or convenience fees, as applicable in case of conventional credit/debit cards, giving you further savings. In a nutshell, a Forex card offers negligible or no transaction fee versus high Credit/Debit card transaction rates which can go up to 11% per transaction!

Reason#3: Handy Spare Cards

You cannot enjoy your travel if you are constantly worried about theft. Say goodbye to these nagging worries and turn to prepaid Forex cards – your key to complete peace of mind during foreign travel. In case you lose your primary Forex travel card, all you need to do is turn to your spare card that comes with the original kit, and activate it. Also, the card includes PIN security and can be easily blocked if lost or stolen. So, don’t lose your mind, if you lose your card. Simply turn to the handy spare.

Reason #4: Always Available

Unlike foreign cash and traveler’s cheques, which are heavily subject to availability, prepaid cards can be loaded with any amount of foreign currency at any time.

Reason #5: Additional benefits

Good Foreign exchange companies offer prepaid Forex cards that come equipped with additional features such as travel insurance, emergency assistance & advanced account management. What’s more, companies like Tei Forex  Pvt Limited which offer a convenient online platform to obtain Forex in India, offer a Free International SIM card with pre-paid Talktime and data with every Forex order.

Any Questions?? Visit our website:http://www.teiforex.com

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Exchange your Money with Tei Forex. Tei Forex Pvt. Ltd. does foreign exchange and its RBI Approved foreign exchange agency. Free Delivery Book Online http://www.teiforex.com/ Contact info:+91 9591128919 #forex #forextradersinbangalore #ForexIndia #forexbrokersinBangalore #forexinbangalore #forexratesbangalore #forexagentsbangalore #forexsellbangalore #sellforexinbangalore #RBIapprovedForeignExchange #ForeignExchangeinBangalore