#Edelweiss Asset Management

[robertj71]

Asset Under Management - Meaning And Importance | Edelweiss MF

Asset Under Management is defined as the total market value of the assets or capital held by a mutual fund scheme at a given point in time. Know more about AUM & it’s Importance

Visit us to know more.

[yesnancyahujaus-blog]

Edelweiss Equity Savings Fund - Regular Plan - Growth Option

Edelweiss Equity Savings Fund offers a diversified investment option, allowing individuals to invest in a range of assets like stocks and bonds managed by professionals.

[consultantssigma]

Exploring Investment Banking Companies in India

Introduction

Investment banking plays a crucial role in the financial industry, facilitating complex financial transactions such as mergers, acquisitions, and capital raising for corporations, governments, and other entities. In India, the investment banking sector has evolved significantly, driven by economic growth, regulatory reforms, and an increasing demand for sophisticated financial services.

Overview of Investment Banking

Investment banks provide a range of services, including:

Advisory Services: Assisting clients in mergers and acquisitions, corporate restructuring, and other strategic decisions.

Underwriting: Helping companies raise capital by issuing and selling securities.

Sales and Trading: Buying and selling financial instruments on behalf of clients.

Research: Offering insights and analyses on various markets, companies, and economic trends.

Investment Banking Landscape in India

India's investment banking sector is characterized by a blend of global giants and domestic players. Here are some key investment banking companies in India:

ICICI Securities

About: A subsidiary of ICICI Bank, ICICI Securities provides a wide range of financial services including investment banking, retail broking, and institutional broking.

Services: Equity and debt capital markets, mergers and acquisitions, advisory, private equity, and structured finance.

Recent Activities: Involved in major IPOs and M&A deals in India.

Kotak Investment Banking

About: A division of Kotak Mahindra Bank, known for its strong domestic presence and expertise in various sectors.

Services: M&A advisory, equity and debt capital markets, and private equity syndication.

Notable Transactions: Acted as advisors for significant corporate deals and IPOs.

JM Financial

About: A leading Indian financial services group with strong expertise in investment banking, asset management, and wealth management.

Services: Corporate finance, capital markets, and institutional equities.

Major Deals: Has advised on some of the landmark deals in the Indian market.

Axis Capital

About: A subsidiary of Axis Bank, focusing on capital markets and advisory services.

Services: Equity and debt capital markets, M&A, and private equity.

Industry Influence: Played a significant role in many high-profile equity and debt issuances.

HDFC Bank Investment Banking

About: Part of HDFC Bank, providing a range of investment banking services.

Services: Corporate advisory, capital markets, and structured finance.

Key Initiatives: Active in promoting sustainable financing and green bonds.

Edelweiss Financial Services

About: Offers diversified financial services including investment banking, asset management, and retail financial services.

Services: Equity and debt advisory, M&A, and private equity.

Growth Strategy: Focused on expanding their digital footprint and service offerings.

Yes Securities

About: A subsidiary of Yes Bank, with a focus on investment banking, equity research, and brokerage services.

Services: Equity capital markets, debt capital markets, and advisory services.

Recent Developments: Actively involved in SME financing and sustainable investments.

Trends and Challenges

Emerging Trends

Digital Transformation: Investment banks in India are increasingly adopting digital tools to enhance client experiences and streamline operations. From AI-driven analytics to blockchain for secure transactions, technology is reshaping the landscape.

Sustainable Finance: There is a growing emphasis on environmental, social, and governance (ESG) criteria in investment banking. Indian firms are actively participating in green bonds and sustainable investment opportunities.

Sectoral Focus: Investment banks are targeting high-growth sectors such as technology, healthcare, and renewable energy for their advisory and capital-raising activities.

Challenges

Regulatory Changes: Navigating the complex regulatory environment in India remains a challenge for investment banks. Compliance with evolving regulations requires significant resources and adaptation.

Market Volatility: Fluctuations in the financial markets can impact investment banking activities, particularly in capital markets and M&A.

Competition: The presence of global investment banks alongside strong domestic players intensifies competition. Firms must differentiate themselves through specialized services and local expertise.

Conclusion

The investment banking sector in India is dynamic, with substantial opportunities driven by economic growth and increasing corporate activities. Companies like ICICI Securities, Kotak Investment Banking, and JM Financial are at the forefront, offering a broad spectrum of services to meet the diverse needs of their clients. As the industry continues to evolve, trends such as digital transformation and sustainable finance are set to shape the future of investment banking in India, presenting both opportunities and challenges.

By keeping an eye on regulatory developments and market trends, investment banks can navigate the complexities of the Indian financial landscape, providing innovative solutions and driving growth in the economy.

[typoeastnews]

RBI Imposes Business Restrictions on Edelweiss ARC and ECL Finance

In a recent development, the Reserve Bank of India (RBI) has put business restrictions on two companies from the Edelweiss group — Edelweiss Asset Reconstruction Company (EARCL) and ECL Finance Ltd (ECL) due to significant concerns observed during supervisory examinations.

Key Restrictions Imposed:

EARCL: The RBI barred EARCL from acquiring financial assets, including security receipts (SRs), and reorganizing existing SRs into senior and subordinate tranches.

ECL Finance Ltd (ECL): ECL was directed to cease structured transactions for its wholesale exposures, except for repayment or closure of accounts in the normal course of business.

Reasons for Restrictions:

The RBI cited material concerns arising from the conduct of the group entities, including structured transactions aimed at evergreening stressed exposures of ECL, using the platform of EARCL and connected Alternate Investment Funds (AIFs). Additionally, incorrect valuation of SRs was observed in both ECL and EARCL.

Evergreening Concerns:

Evergreening of loans refers to a practice where lenders extend additional loans to borrowers on the verge of default to revive the loan temporarily. The RBI has previously expressed concerns about banks using innovative methods for evergreening loans.

Company Responses:

Both EARCL and ECL have responded to the RBI’s directives. EARCL stated it is reviewing the order and will address the observations mentioned. ECL mentioned discontinuing its wholesale exposure business and stated that the RBI’s directions will not significantly impact its strategy.

Regulatory Oversight:

The RBI has been actively engaging with the management of these entities but found no meaningful corrective action, leading to the imposition of business restrictions. Similar actions have been taken by the RBI on other financial institutions for various regulatory violations.

Conclusion:

The RBI’s actions underscore the importance of regulatory compliance and transparency in the financial sector. Companies like EARCL and ECL are now tasked with strengthening their assurance functions to ensure adherence to regulatory norms in letter and spirit.

[jobaaj]

Private credit is growing in India! In today's dynamic business environment, companies, particularly startups, face a perpetual demand for funding. However, traditional banking institutions impose strict regulations, and potential investors might not always be willing to commit capital. Consequently, there is a significant desire within the entrepreneurial community for loans unencumbered by regulatory constraints.

This phenomenon catalyzed the emergence of Private Credit as a distinct financial domain. Essentially, Private Credit involves non-banking entities extending loans to businesses. In this arrangement, these entities refrain from acquiring ownership stakes but instead offer loans with elevated interest rates, bypassing the rigorous scrutiny associated with equity transactions.

Private credit is big business, especially in India! According to an EY report, India saw 108 such deals worth $7.8 billion in CY23, up 47.2% in a year! While global firms had 63% of the deals in value, domestic firms took the lead in number of deals as the Real Estate sector was the highest recipient of such inflows. 55 new private credit AIFs have been registered in India in the last 5 years and the domestic private credit landscape has undergone a substantial change, seeing a 140% average uptick in deal size!! Moreover, at the existing growth pace, Indian private credit assets are expected to reach $60-70 billion by 2028!!! Many global giants like KKR, BlackRock, Oaktree Capital Management, L.P., and Edelweiss Alternatives, have already jumped in to take advantage of the growing market! Follow ProCapitas for more financial insights.

[swarajfinpro236]

Which are the top-performing mutual funds in the last 10 years

Did you know? Recently, the Modi government completed 10 years since it came to power, and on April 09 the BSE Sensex touched its record high of 75,000 points. It was a 3-fold jump from 25,000 points in 2014.

The SIP contribution has also touched its all-time high of Rs. 19,271 crore in March. This shows the investor's confidence in Mutual funds and commitment to disciplined wealth accumulation through regular investment.

Furthermore, the mutual fund industry added 6.8 million investors in FY24 which is 70% more than FY23. With such a large number of unique investors arises the problem of fund selection.

Which is a good fund to do investment or a SIP? It can be a real headache to pick the right scheme with so many options available under each category.

To solve this problem we have come up with the list of best equity funds under multiple categories. So stay tuned and read on.

The top-performing funds are those that have beaten their respective benchmark indices based on their 10-year SIP returns.

Additionally, these funds are also subjected to rolling returns and consistency of performance to select the best of the lot.

So let’s start with Large caps.

The first round of test (10-year SIP returns)

Large Cap Funds

These funds invest in the top 100 companies in terms of market capitalization. Which makes them relatively lower risk.

The benchmark for this category is Nifty 100 TRI which delivered 15.34% over the 10 years. Out of 24 funds, 10 funds managed to beat Nifty 100 TRI.

The top five schemes that delivered 16.69-18.44 returns included: Nippon India Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap.

Mid-Cap Funds

These funds invest in mid-sized companies that are ranked between 101 to 250 in terms of market capitalization.

The benchmark for this category is the Nifty Midcap TRI 150. Out of the 21 funds only 5 funds were able to beat the benchmark, so the Midcap category wasn’t much profitable for the investors.

The top five performers included: Quant Midcap, Motilal Oswal Midcap, Edelweiss Midcap, HDFC Midcap Opportunities, and Nippon India Growth.

Small-Cap Funds

One of the most interesting categories that have gotten investors’ attention is the Small caps. These funds invest at least 65% in the companies ranked below 250 in terms of market cap.

The benchmark for this category is Nifty Smallcap TRI 250. Out of the 12 schemes 10 have outperformed the benchmark. The top 5 performers included: Quant, Nippon India, SBI, HDFC, Axis, and Kotak.

Large- & Mid-Cap funds

These funds allocate about 35% to large-cap and mid-cap stocks. 7 funds outperformed their benchmark out of 18 funds. Quant Large & Midcap, Kotak Opportunities, Mirae Asset Large & Midcap, and Bandhan Core Equity were the top performers who beat the Nifty Large Midcap 250 TRI benchmark.

Flexi-cap Funds

As the name suggests, these funds invest across sectors and market capitalizations. Out of the 16 schemes, 8 were able to beat the benchmark.

The top performers who beat the Nifty 500 TRI benchmark included: Quant Flexicap, Parag Parikh Flexi Cap, HDFC Flexi Cap, Franklin India Flexi Cap, and JM Flexicap.

Multi-cap Funds

These funds have to invest 25% across each market capitalization, including large-cap,

mid-cap, and small-cap stocks according to the SEBI mandate. Out of the 10 funds 6 managed to beat the benchmark Nifty 500 TRI.

These included: Quant Active, Nippon India, ICICI Prudential, Baroda BNP Paribas, Invesco India, and Sundaram Multi cap fund.

The second test (The mean 5-year daily rolling returns for 10 years and the funds must have beaten the benchmark 60% of the time)

The Fund choices include

Large-cap - Mirae Asset Large Cap, ICICI Prudential Bluechip, Baroda BNP Paribas Large Cap, Canara Robeco Bluechip Equity, and Edelweiss Large Cap have beaten the benchmark 75% of the time.

Mid-cap - Edelweiss Mid Cap fund, beaten the benchmark 90% of the time.

Small-cap - Axis Small Cap, Nippon Small Cap, and SBI Small Cap have outperformed the benchmark 100% of the time.

Large- & mid-cap - Mirae Asset Large & Midcap, Kotak Equity Opportunities, Canara Robeco Emerging Equities, and Quant Large & Midcap. These funds have beaten the benchmark 75% of the time.

Flexi-cap - Parag Parikh Flexi Cap and Quant Flexi Cap are the best funds apart from JM Flexicap, Canara Robeco Flexi Cap, and Kotak Flexi Cap

Multi-cap - Quant Active, with 100% outperformance, and Invesco India Multicap and ICICI Multicap with 64-65 percent outperformance.

These funds can be considered for long-term SIP. But you should consult a financial expert before doing investments. This research was done by ACE MF as of April 10th. For more such insightful blogs, do visit our website Swaraj Finpro

[nismindia]

Empowering Growth: How Merchant Banks Catalyze Business Success

Investment banks are for giant corporations, retail banks are for the general public, and merchant banks are for medium- to large-sized businesses. Merchant banking in India plays the most essential part of the financial ecosystem and supports the most significant chunk of companies, which are the mid-sized ones. Let's get to know the functions of merchant banks in India, which help businesses with underwriting, credit facilities, fundraising, and financial advice. 

1. Portfolio Management

Merchant banks in India offer portfolio management services, aiding businesses in optimizing their investment portfolios for specific objectives and risk tolerance.

2. Fundraising

Merchant banks assist businesses in raising capital through various financial instruments, such as equity shares and debentures, fostering growth and expansion.

3. Loan Syndication

Merchant banks facilitate loan syndication, helping businesses secure large loans by coordinating with multiple lenders and ensuring efficient fund distribution.

4. Leasing Services

Merchant banks provide leasing services to help businesses acquire assets without significant upfront costs by structuring lease agreements tailored to their needs.

5. Underwriting Services 

Merchant banks offer underwriting services to businesses issuing securities, assuming the financial risk to ensure successful placement in the market and facilitate capital raising.

Top 7 Merchant Banks in India

Here's a list of leading merchant banks in India:

Kotak Mahindra Capital is India's most prominent merchant bank, offering capital raising, M&A, and project finance services.

Morgan Stanley India is a global investment bank with a strong India presence that provides underwriting, M&A advisory, and equity research.

JM Financial is a full-service merchant bank focusing on emerging markets. It offers debt and equity capital markets, M&A advisory, and restructuring.

Avendus Capital is a leading merchant bank specializing in M&A and private equity. It provides services from deal origination to post-merger integration.

Edelweiss Financial Services is India's leading financial services company, offering a range of services, including investment banking, asset management, and wealth management.

Goldman Sachs India is a global investment bank with a strong India presence that provides underwriting, M&A advisory, and equity research.

Axis Capital is a leading merchant bank focusing on debt capital markets, providing services such as debt issuance, restructuring, and advisory.

Conclusion 

This is how, by utilizing the services of a merchant bank, businesses can access capital, reduce costs, and gain access to a variety of specialized services. In short, merchant banking is essential to any business's financial strategy.

[qwertydded]

Updates and Insights on Greater China Fund Learn About Edelweiss Updates And Insights On Greater China Equity Off - Shore Funds With Alexander Treves, Managing Director - Head Investment Specialist, EAMP JP Morgan Asset Management Speaks With Shikha Sood, Lead - Products, Edelweiss Asset Management. In This Video, We Provide A Simplified Update On Edelweiss Greater China Equity Off-Shore Fund & Get A Better Understanding Of The China Market.

[hisureshkumar]

10 Largecap Mutual Funds offered maximum returns in 5 years

Investing in equity has historically provided investors with the potential for attractive returns over the medium to long term. Despite recent volatility in the Nifty 50 index over the past 2-3 years, it has still delivered a whopping 85% return over a 5-year period. If you're seeking stable returns within a medium-term horizon, investing in large-cap mutual funds can be a rewarding choice. In this article, we will provide you to 10 large-cap mutual funds that have consistently delivered strong returns over the last 5 years and share insights into their performance in terms of rolling returns.

How we have selected these funds?

We've short listed the top 10 large-cap funds that have generated the highest returns, regardless of their Assets Under Management (AUM). This selection process is straightforward based on the highest returns and can be replicated by anyone using financial websites like Moneycontrol or ValueResearchOnline.

List of 10 Large-cap Mutual Funds Offering Maximum Returns in 5 Years

Scheme Name 1Y 2Y 3Y 5Y 10Y Canara Robeco Bluechip Equity Fund 11% 5% 17% 17% 16% Baroda BNP Paribas Large Cap Fund 13% 7% 18% 16% 16% Edelweiss Large Cap Fund 16% 8% 19% 16% 15% Kotak Bluechip Fund 12% 5% 18% 16% 15% Nippon India Large Cap Fund 19% 13% 26% 16% 18% ICICI Prudential Bluechip Fund 16% 9% 21% 15% 16% Invesco India Largecap Fund 14% 4% 18% 15% 16% SBI Blue Chip Fund 12% 6% 19% 15% 16% Tata Large Cap Fund 12% 5% 19% 15% 14% HDFC Top 100 Fund 17% 11% 23% 14% 15%

Key Observations from the Top-performing Large-cap Funds in the Last 5 Years

Despite Nifty 100 delivering an annualized return of 12.4% over the last 5 years, these 10 large-cap funds have outperformed, generating over 14% returns. Even when compared to Nifty 50, which provided an annualized return of 12.9% over the same period, these large-cap funds have shown superior performance. The majority of these large-cap funds have performed well over a medium to long-term horizon, delivering returns between 14% and 16% over the last 5 to 10 years. Patience is crucial here. Investors should invest consistently through SIP (Systematic Investment Plan) in mutual funds, irrespective of market conditions, to benefit from the power of compounding and consistent returns. While some of these funds have performed extremely well in the medium to long term, they may have generated lower returns (around 5%) over the past 2-3 years. It's important to note that stock markets are generally volatile in the short term (1 to 3 years), whereas large-cap funds tend to perform well in the medium to long term. From a 3-year rolling perspective, all 10 large-cap funds, except for HDFC Top 100 Fund, have consistently generated positive returns. HDFC Top 100 Fund generated negative returns only 3% of the time. From a 5-year rolling perspective, these 10 large-cap funds have shown remarkable consistency, delivering positive returns over 99.2% of the time.

Key Takeaways:

Rather than chasing mutual funds solely based on their historical returns, prioritize your investments according to your financial goals and investment horizon. If you have a long-term objective and looking for stable returns, investing in these large-cap funds may be a good choice. If you are looking for high risk high returns mutual funds, you can check for small cap mutual funds. Look for consistency in mutual fund returns. Most of these funds have generated a remarkable track record, with positive returns for over 99% of the time, except for HDFC Top 100 Fund. Adopt a disciplined investment approach by investing in mutual funds through SIPs. Take advantage of market corrections that occur every 3 to 6 months. You can create 1 Crore mutual fund corpus with as low as Rs 5,000 SIP While expert recommendations or ChatGPT MF recommendations or Google Bard AI recommended mutual funds list can be a useful starting point, do your own research to find mutual funds that align with your investment style. Read the full article

[twowheelerinsuranceindia]

Top Ten Insurance Brokers in India: Protecting Your Tomorrow

In a rapidly changing world, insurance has become an essential part of our lives. Whether it's safeguarding your health, securing your assets, or ensuring your family's financial stability, insurance is the safety net that provides peace of mind. However, navigating the complex world of insurance can be a daunting task. This is where insurance brokers step in to simplify the process and help you make informed decisions. In this blog, we'll explore the top insurance brokers in India who have earned their reputation for excellence in the industry.

SMC Insurance Brokers

SMC Insurance Brokers stands as a prominent name in the Indian insurance industry, known for its unwavering commitment to delivering top-notch insurance solutions. With a track record of excellence, they have carved a niche for themselves and are recognized as one of the top insurance brokers in India.

What sets SMC Insurance Brokers apart is their comprehensive approach to insurance. They offer a wide spectrum of services, from risk assessment and coverage selection to claims management, all designed to cater to the diverse needs of their clients, whether they are individuals or businesses.

Visit Website: https://www.smcinsurance.com/

Marsh India Insurance Brokers Pvt. Ltd:

Marsh India, a subsidiary of Marsh & McLennan Companies, is a global leader in insurance broking and risk management. They provide a wide range of insurance and risk management solutions, including property and casualty, employee benefits, and more. With their vast experience, they have earned the trust of businesses and individuals alike.

Aon India:

Aon is another global giant in the insurance and risk management industry. Aon India offers a broad spectrum of services, from risk consulting to insurance broking. Their commitment to delivering innovative solutions and their extensive network of experts makes them a preferred choice for many clients.

Willis Towers Watson India:

Willis Towers Watson is known for its expertise in risk management and insurance brokerage. They offer specialized services in various sectors, including construction, energy, and aviation. Their commitment to understanding client needs and tailoring solutions accordingly is one of their standout features.

Bharti AXA Insurance Brokers:

Bharti AXA Insurance Brokers is a subsidiary of Bharti Enterprises and AXA, a global insurance leader. They offer a wide range of insurance products and services for both individuals and businesses. Their dedication to transparency and customer satisfaction has helped them build a strong reputation.

Edelweiss Insurance Brokers Limited:

Edelweiss Insurance Brokers is part of the Edelweiss Group, a diversified financial services conglomerate. They provide risk advisory and insurance broking services to a wide range of clients. Their strong focus on innovation and technology sets them apart in the industry.

Bajaj Capital Insurance Broking Limited:

Bajaj Capital is a well-known name in the Indian financial services sector. They offer a wide array of insurance products and services, ranging from life and health insurance to general insurance. Their vast network of offices and expert advisors make insurance accessible to people across the country.

IIFL Insurance Brokers:

IIFL Insurance Brokers, a subsidiary of IIFL Group, is a growing player in the insurance broking sector. They offer a range of insurance solutions for individuals and corporate clients. Their commitment to providing the best advice and ensuring a seamless experience for their customers is commendable.

Anand Rathi Insurance Brokers:

Anand Rathi is a well-established financial services group in India. Their insurance broking services cover various aspects, including risk assessment, policy selection, and claims management. Their in-depth knowledge of the insurance market ensures clients receive the most suitable policies.

Alankit Insurance Brokers Limited:

Alankit Insurance Brokers is part of the Alankit Group and provides a variety of insurance services. They have a reputation for delivering tailor-made insurance solutions to meet the specific needs of clients. 

Choosing the right insurance broker is a crucial step in securing your financial future. These top insurance brokers in India have consistently demonstrated their dedication to helping clients make informed decisions and find the best insurance solutions for their needs. Whether you are an individual seeking life or health insurance, or a business looking to protect its assets, these reputable insurance brokers can guide you through the complex world of insurance, ensuring you make choices that safeguard your tomorrow.

Here you can find our reference post: https://insurancecompanyinindia.blogspot.com/2023/10/top-ten-insurance-brokers-in-india.html

[yesnancyahujaus-blog]

Edelweiss Mid Cap Fund - Regular Plan - Growth Option

Edelweiss Mid Cap Fund Provides a diversified approach to growing wealth by combining funds with other investors to invest in a variety of assets, all managed by professional fund managers.

[ritikakukreti]

Shaping India's Financial Future: The Path to Becoming a Top-Tier Financial Consultant

Introduction:

Charting financial futures and building monetary strategies, Financial Consultants in India have emerged as the unsung heroes of the economic landscape. With an upsurge in financial awareness, the demand for expert advice has skyrocketed. How, then, does one carve a niche in this space? The answer, for many, begins with an MBA in Finance Management. In this comprehensive guide, we’ll unravel how an MBA can be your stepping stone to a coveted career in financial consultancy.

The MBA Catalyst to a Financial Consultant's Journey:

For those peering into the vast world of finance, a Master of Business Administration can act as a beacon. More specifically, pursuing an MBA in Finance Management offers a treasure trove of benefits:

Financial Mastery: Deep dive into the nuances of finance, from taxation to investments.

Client Management Skills: Learn the art of managing diverse clientele, ensuring their financial prosperity.

Ethical Foundations: Tackle complex financial scenarios with integrity and transparency.

For many, the choice to opt for an Online MBA offers flexibility without compromising on quality.

Venturing into Diverse Industries:

A Financial Consultant isn’t restricted to just one avenue. With an MBA in Finance Management, you can specialize and offer consultation in:

Personal Finance: Crafting bespoke financial plans for individuals.

Corporate Finance: Strategizing for businesses, from startups to conglomerates.

Investment Banking: Navigating the complex world of securities and stocks.

Asset Management: Overseeing and growing a client's portfolio.

Real Estate: Offering insights into property investments.

Challenges on the Horizon:

While the path is laden with opportunities, it comes with its fair share of challenges. Keeping up with ever-evolving financial regulations, managing client expectations, and staying updated with global economic trends requires continuous learning and adaptation.

India’s Financial Titans: Top 10 Recruiters:

For an aspiring Financial Consultant, aligning with the right organization can make all the difference:

Kotak Mahindra Bank: A leader in wealth management services.

ICICI Bank: Renowned for its comprehensive financial services.

SBI Capital Markets: The investment banking arm of the colossal SBI.

HDFC: A trusted name in financial consultancy.

Bajaj Finserv: Diversified financial services and wealth management.

Axis Bank: Tailored wealth and investment solutions.

Reliance Capital: Financial expertise across sectors.

Edelweiss: A prominent name in diversified financial services.

DSP Merrill Lynch: Global expertise tailored for the Indian market.

Tata Capital: The financial arm of the revered Tata Group.

Contemplating the Impact of an MBA Journey:

Choosing to tread the MBA path, especially in Finance Management, is a colossal decision. It's vital to ponder the financial commitment, the time investment, and the potential returns in terms of career growth and opportunities.

Let ShikshaGurus help you find the right university for you

ShikshaGurus is an AI-enabled platform that helps students compare Universities and Colleges based on the courses they offer. You can find the best universities offering MBA in Marketing.

Conclusion:

A career as a Financial Consultant in India, steeped in responsibility and reward, promises growth and recognition. With the solid foundation of an MBA in Finance Management, whether pursued online or offline, you're well-equipped to take on the financial challenges of diverse clients and industries, helping shape the economic fabric of the nation.

[hmatrading]

The most profitable traders in India use Zerodha to trade equity, commodities, futures, and options.

Top 7 Trading Apps in India 2023

Zerodha

Upstox

Groww App

Angel Broking

Edelweiss Broking

ICICI Direct

IIFL Markets

1. Zerodha

Zerodha was the pioneering discount broker to emerge in India and is now the most favored mobile trading platform. Its user-friendly stock market device provides great graphs along with rapid transactions, while keeping only the most crucial and pertinent data visible. Thanks to its reliable features, you can filter out unnecessary stocks and potentially trim your investment choices.

Performance analysis and decision making are easier with charts and analytics that are rich in data. Aside from offering substantial savings, Zerodha is the most effective app for trading shares in India because it has a tech-first approach. In general, Zerodha does not charge customers brokerage fees. Customers are thrilled to learn they won't have to pay brokerage fees for holding assets longer than one day.

2. Upstox

Originally known as RKSV securities, Upstox is a discount broker in India that offers price alerts, charting, and analytics. Upstox is now the most successful discount broker in India. Its headquarters are located near Mumbai, and Upstox is a well-known intraday trading application.

Mr. Ratan Tata is a notable investor who has supported Upstox. You can observe your investments' performance with price notifications or through valuable news updates. The platform offers a user-friendly interface and several options to trade, such as stocks, mutual funds and digital gold, all presented in convenient charts.

3. Groww App

With Groww, you can establish a trading account without paying anything. Groww is a rapidly expanding brand that offers a wide range of business opportunities in India.

Groww allows users to trade stocks, gold, fixed deposits, and other financial products, as well as engage in traditional stock market trading. Because there are no commission fees associated with using this service, this app, considered among the finest investing apps in India, is considered the best trading app in India.

The commission also invests in direct mutual funds, which don't involve commissions to financial advisors or agents. Thus, you can save money by investing directly in mutual funds or by joining a SIP (Systematic Investment Plan). Furthermore, the Groww app provides clarity and convenience when tracking your invested money in mutual funds. Moreover, with the right AMC (Asset Management Company), it's possible to redeem your collected mutual funds into your bank account at a moment's notice.

4. Angel Broking

Angel Broking offers no brokerage fees, and its ready-made portfolios make it easy for new investors to get started. As one of the top trading apps available in India, Angel Broking offers investors and business people outstanding features that save them time and money.

Angel Broking has a huge range of services on offer, from brokerage to insurance and mutual fund management. With their distinguished thirty-year presence in this sector, they can confidently provide users with the best options available. On top of that, the app contains various features like an intuitive user interface and premade portfolios, which together make stock trading a much smoother process. To add even more value for customers, Angel broking has reduced the fees associated with discount brokerage.

5. ICICI Direct

With several charts and other technical indicators, as well as heat maps, users can easily view complex data. ICICI direct is one of the most useful trading applications in India, which offers charting and reporting, grid views, top gainers and losers, and more to its users.

They have eliminated all the hassles associated with investing in current and new fund offerings (NFOs). They are equipped with a total of 37 AMCs. Their products and advice are supported by research, so you can make an informed choice about your investments. Through ICICI Direct, you are able to trade in a wide variety of different financial vehicles. ICICI Bank clients can gain extra benefits for using ICICI Direct.

6. Edelweiss Broking

As well as providing over 23 data-rich reports with several technical charting options, it allows you to establish a personalized watchlist, manage IPOs, and generate over 23 reports. In Mumbai, Edelweiss Broking Ltd provides financial, broking, and investment advisory services to over 5 lakh customers. Of all trading apps in India, it is the most trustworthy, has the most experienced staff, the best tools, the most customizable reports, and the most user-friendly interface.

Among retail mutual fund and stock market traders, Edelweiss' mobile trading app has a significant market share.

7. IIFL Markets

It features innovative technical analysis features, price alerts, and outstanding customer service via WhatsApp on IIFL Markets. India Infoline (IIFL) is a full-service stockbroker in India that has been in the brokerage business since 1995. If you are looking for more research and recommendations, consider IIFL.

The IIFL Markets app is renowned as one of India's premier online trading platforms. It offers extraordinary resources to its clients, such as the "Buzz" service that provides the most recent market insights and significant details regarding their investments. New traders are highly encouraged to download this leading stock market software as it offers a quick and straightforward client assistance. Moreover, an excellent customer service team is accessible through multiple channels including but not limited to telephone, WhatsApp, and email.

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Read more - https://best-trading-platform-india.blogspot.com/2023/06/7-best-trading-apps-in-india-2023-for.html

[simplybiz]

What is the future of Alternative Investment Funds?

Introduction

Before we delve into what lies in the future for Alternative Investment Funds, we can understand what it really means. Alternative Investment Funds (AIFs) are basically a pool of funds where the funds are collected from investors to invest it according to a defined investment policy so that the investors can benefit from it. It can be invested in real estate, startups, SMEs, hedge funds, social venture funds and venture capital funds. These are asset classes which are not accessible to all. Although, these are high risk mediums but if invested in smartly they can yield highly impressive returns.

AIFs in eagle eye view

AIFs have three categories. Category I AIFs are majorly for investing in start-ups, SMEs, venture capital funds, social venture funds and infrastructure. This category has a pass-through status exempting it from any tax on running the fund. Category II funds comprise of private equity funds or debt funds. This category too has the pass-through status. Moving on to Category III, this comprises of hedge funds or funds with short term returns. It uses complex strategies to trade. This category does not have the pass-through status and is taxed in various stages; hence it is hardly advised to the investors.

History

AIFs came into existence in the second half of 20th century in the U.S. and since then they have grown into a $7 trillion-plus industry across the world. Venture capitals have been in existence for twenty years in India, AIFs started existing only after SEBI passed its 2012 regulations. Edelweiss Alpha Fund was the first AIF in the country and was launched in June 2013, which was followed by DSP BlackRock Enhanced Equity Fund in May 2014. 

Edelweiss’s distressed assets fund is currently raising nearly $1 billion globally. This tells us that AIFs have gained a reliance and popularity among the investors of the world and also that people are more open to investing in such high-risk mediums.

Some Leading AIFs

Monarch AIF – MNCL Capital Compounder Fund was the top gainer among all AIFs in July having a record return of 13%. Other leading AIF performers in 2022 were Nippon India’s Financial Services Scheme at 12.7% and Ampersand Capital Trust’s Growth Opportunities Fund at 11.87%. Sunil Singhania led Abakkus Asset’s funds gained up to 8.5%. Alchemy Capital’s Leaders of Tomorrow also managed a similar return of 8.36%. These are all Category III AIFs, which use strategies in investments that yield high returns.   

Reason for growth

Investors who have diversified portfolios including alternate investments apart from the FDs, mutual funds, stocks, gold and silver, and real estate etc., are most likely to get better returns and safety for their investments. In India, some of the alternate investment methods have been in use for decades but they have been accessible only to the extremely rich. These are mostly marketed by wealth management firms to their top-tier clients and demand a very high entry price. Fixed income alternate investments are like a shield against inflation. This is because they have no direct correlation with the market. Some other benefits are generation of passive income, and interest payments which can be an excellent post-retirement benefit. Alternate investment methods are a good way to expand one’s portfolio as they help in avoiding risks, and provide stability to income while generating healthy returns. Mutual funds and PMS (portfolio management services) were not allowed but Category-III AIFs are allowed to use complex trading strategies for investors of sophisticated portfolio and who are willing to invest at least Rs 1 crore in high-reward and high-risk bets.

Present scenario of AIFs

There has been a change in lifestyle and with that a rise in income which can be disposed, and this can be smartly put into investments. Individual small-scale investors now have been presented with new mediums that can help them expand their portfolios. Return on Investment is a major focus area but there are other factors as well, such as safety, liquidity, and a strong mechanism which monitors the investment throughout its lifecycle and the individual investors are now aware of these factors. The market for alternate investments is growing at a great speed in recent years, and according to the latest data from the Securities and Exchange Board of India (SEBI), the investments made in Alternate Investment Funds (AIFs) grew over Rs. 3.11 lakh crore by the end of June 2022. While most of these are linked to Category I and II AIFs, it also signifies that investors are getting more interested in such asset classes and they need to be made more accessible. For the reasons such as high-ticket size that was only affordable for high-net-worth individuals (HNIs), the risks involved, lack of regulation in alternate investments the common public was earlier denied an opportunity to invest in these asset classes. But, with the introduction of technology-driven platforms convenience and transparency has also entered the process and the barriers are falling. While the convenience is technology-driven, the world of investments still needs a high degree of due diligence for each opportunity, along with accurate processes and careful post-investment monitoring. Start-ups have a great opportunity to help deepen the financial instruments and portfolios for investors in India. Together they can be the building blocks for financial strength of the country.

The future of AIFs in India

Currently, opportunities in this space include giving a form of debt to corporates such as a corporate loan, leasing, etc. However, there is a lot of potential for the Indian market, and it can slowly mature to more fields like investing in farmlands, agricultural products, artworks, Non-fungible Tokens (NFTs), collectibles, etc. Growth in technology has also led to innovative products with the use of blockchain/smart contract which helps in the identifying the ownership. This can play a huge role in achieving greater transparency and safety in this space in the future. In the coming times, people will get an opportunity to consume products/services and invest and earn from what they use in their everyday lives. The need for fixed income alternative investments in investors’ portfolio is important. Regulators are also playing a helping hand by bringing clarity to deeply strengthen the financial markets while safeguarding investors. If we look into the minds of investing giants, they believe that AIFs will be the next big boom just like the Mutual Funds. As per the SEBI records, 1070 AIFs are already functioning in India and as more people are getting attracted towards this method, this is bound to see a change in Indian investing practices. After the early 90s, access to public stock markets was driving the wealth for many people in the country. Today, India is facing a similar opportunity, where participating in alternate investments will be the next leap in leading financial stability. 

Conclusion

While we have talked about the scenarios of AIFs, we should also look at some challenges, keeping in mind the restrictions which are imposed on fund managers who accept capital from Indian institutions, many fund managers first raise the capital from the offshores and then domestic capital from private institutions, family offices and HNIs. If any capital is to be raised from India, the financial institutions with significant capital should be allowed more flexibility to invest in alternative assets. This will give the much-needed leap to the AIF industry.

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Resource: https://simplybiz45.blogspot.com/2023/04/what-is-future-of-alternative.html

[campusutra]

SPJIMR Placements 2023 and Applications

 S.P. Jain Institute of Management and Research (SPJIMR) , Mumbai recently announced the completion of the Final Recruitment Process for its PGDM Class of 2023 in a record number of process days with huge corporate participation. SPJIMR Applications 2p23 is closed now.

SPJIMR’s latest MBA placement cycle solidified its strong relationship with the corporate sector. The process saw a high number of companies onboarded and speedy offer rollouts, reflecting the trust in the value-based leadership style of the MBA participants. The return to normal was also marked with most recruiters visiting the campus, while others opted for hybrid/online modes of recruitment. The FMCG sector emerged as the top recruiting sector, with 35% of the batch receiving offers. This built on a trend of increased offers year on year from premier FMCG companies, making SPJIMR a preferred campus.

The average annual salary (cost-to-company) this year stands at INR 33.02 lakhs per annum. The median annual salary came in at INR 32.89 lakhs per annum which registered a rise of 9.3% over last year, with over 70 percent of the batch securing offers above INR 30 lakhs per annum and over 92 percent in excess of INR 25 lakhs per annum. Stellar placements and a steady growth over the previous year was witnessed despite the current market scenario around tech and impending fears of recession around the world.

SPJIMR, Mumbai continues to strengthen its partnership with FMCG firms this year showcasing one of the highest ever the participation by FMCGs in the finals process making it the highest recruiter on campus. FMCG firms recruited 35 percent of the batch, with offers from sector leaders like Asian Paints, Castrol, Colgate-Palmolive, General Mills, Godrej Group, Hindustan Unilever Limited, ITC, Kimberly Clark, L’Oréal, Marico, Mondelez, Nestle, P&G and Reckitt among others.

The consulting sector was also a major recruiter and made offers to 32 percent of the batch. The participating companies included Accenture Strategy, Boston Consulting Group, Deloitte, GEP Worldwide, Kearney, KPMG, Praxis Global Alliance and PwC US Advisory among others. This year SPJIMR also received an international offer by Infosys.

This was closely followed by offers in the BFSI, Tech and Pharma sectors that saw companies like American Express, Barclays, Cisco, Dr. Reddy’s Laboratories, Haleon, Edelweiss, Flipkart, MakeMyTrip, PayTM and ServiceNow among others participating in the process.

Record number of front-end investment banking roles were offered by marquee firms like BDA Partners, JM Financials, O3 Capital and Novaa One. Offers in investment banking increased by 75% compared to last year. Buy side firms like Hedge Funds, Venture Capital and Asset Management also visited the campus, with offers from Pinpoint Asset Management, WEH Ventures and Edelweiss Asset Management.

Despite a slowdown in the tech sector, 31% of the Information Management specialisation was placed in the Product Management sector. This year saw new recruiters like Service Now and Cisco. There has been an overall increase in the number of product management offers compared to the previous year.

General Management roles were offered by leading recruiters such as Aditya Birla Group, Capgemini E.L.I.T.E., Mahindra GMC and Tata Administrative Services.

In addition to the regular recruiters from SPJIMR, the campus onboarded 42 first-time recruiters from various sectors.

Over 47% of the batch was awarded Pre-Placement Offers via Autumn Internships and Corporate Competitions with leading companies such as American Express, Accenture Strategy, Boston Consulting Group, Colgate-Palmolive, Hindustan Unilever Limited, Procter & Gamble, and Tata Administrative Services among many others.

SPJIMR applications closed for the batch 2023 -2025 batch. SPJIMR Mumbai is a top rated Business Schools of India offering PGDM Programme, SPJIMR applications 2024 Open soon.