#E-KYC mandatory for ration card

[umangharyana]

1 जनवरी 2025 से बदलेंगे राशन के नियम: जानिए नई व्यवस्था और ई-केवाईसी की प्रक्रिया

भारत सरकार द्वारा गरीब और ज़रूरतमंद लोगों के लिए चलाई जा रही राशन योजनाएँ उनकी जिंदगी को संजीवनी देने का काम करती हैं। राष्ट्रीय खाद्य सुरक्षा अधिनियम (NFSA) के तहत मिलने वाले राशन में बदलाव किया गया है। यह बदलाव 1 जनवरी 2025 से लागू होगा। अगर आप BPL राशन कार्ड धारक हैं, तो यह खबर आपके लिए बेहद अहम है। राशन की मात्रा में बदलाव सरकार ने राशन कार्ड धारकों के लिए खाद्यान्न की मात्रा में बदलाव किया…

[gadgetsforusesblog]

Ration Card EKyc Status Check: How to check Ration Card e-KYC Status

Ration Card EKYC Status Check :- As you all know that it is mandatory for all ration card holders to get e-KYC done on their ration cards. In such a situation, there are many ration card holders who want to know whether e-KYC has been done on their ration card or not and whether they too will have to get e-KYC done. So today, we are going to tell you how you can check whether e-KYC has been done…

[taxolawgy123]

What is Aadhar – UID?

A billion people possess an Aadhar card. The majority of them still do not know everything about it or have misconceptions. This article covers everything you need to know about the Aadhar card.

So what is an Aadhar card?

UIDAI or Aadhar Card is a principal identification number issued by the Unique Identification Authority of India (UIDAI) on behalf of the Indian Government. The main objective of Aadhar is to establish a unique identity of every citizen. It acts as a proof of identity and address, and not of citizenship.

The card has 12-digit unique number issued to people on verification. Any individual, who is a resident of India, may voluntarily enroll to acquire an Aadhar card.

According to the official UIDAI website, “The Aadhaar identity platform is one of the key pillars of the ‘Digital India’, wherein every resident of the country is provided with a unique identity.” 

Why was the Aadhaar card introduced in India?`

In several countries such as Argentina,  Belgium, Colombia, Germany, Italy, Peru, and Spain etc., national identification systems have been implemented. While these schemes differ by country, generally people are assigned an ID number, which is used for a wide range of identification purposes. Storing data in a centralized database. These databases are helpful in increasing the efficiency of administration.

The electoral identity card, income-tax PAN card, passport, ration card, driving license, etc., verify identity in India. They can’t handle India’s large population. The aadhar card was introduced in 2010 by the then PM Dr Manmohan Singh.

The card is used as a nationally acceptable identity card and can be linked with bank accounts, insurance, and pension.

What are the benefits of Aadhar Card?

According to the former UIDAI chairman, Nandan Nilekani, Aadhaar Card has helped save Indian  government about USD 9 billion. Implementation of Unique Aadhar Number has resulted in reduced frauds. Eliminated fake duplicate beneficiaries from  the employee list.

The use of bio metrics gives  a unique identity to every individual in India.

The Aadhar card reduces the number of documents required as opposed to previous method of multiple  document requirement.

Aadhar is used as the main     document to open a bank account in Prime Minister’s ‘Jhan Dhan Yojana,’ scheme.

Aadhar card allows the holder to avail all the government subsidies that they are eligible for.

It ordinarily takes several weeks for a person to complete all processes and avail a passport. An Aadhar Card fastens the process of acquiring passport. People can apply online and attach the soft copy of their Aadhar Card which serves as both, the residence and identity proof.

The ‘Jeevan Pramaan for Pensioners’ scheme aims to eliminate the need for pensioners to be physically present to receive a pension. People can receive pension directly to their bank accounts. The agency can digitally access their details through Aadhar Card number.

People who link their Aadhar card with their Pension Account can have their provident fund disbursed directly to their accounts via their PF organization.

Individuals can also link the Aadhaar number to their LPG ID and avail the LPG subsidy directly in their respective bank accounts.

What was the supreme court ruling in 2018 about Aadhaar card?

In September 2018, the supreme court revoked several provisions of the Aadhaar card which could violate the privacy of Indian citizens.

The Supreme Court ruled that Aadhaar Act does not violate your right to privacy when you agree to share biometric data.

Private companies can’t use Aadhar card for KYC authentication purposes.

Most commercial banks,  payments bank and e-wallet companies like Paytm, previously used to request customers to get their KYC (Know Your Customer) done using Aadhar Card. Any delay or failure to comply would result in blocking of services. After the ruling, they cannot seek Aadhar data. Customers have to comply with other KYC Criteria. Authentication of Aadhaar is not required for Account settings.

To buy a new SIM card, you no longer need to provide your Aadhaar details to the telecom service provider. You can easily provide other KYC documents like Voter ID card, driving license, etc to acquire a new SIM card.

Students of CBSE, NEET, UGC also do not need Aadhaar card to appear in examinations. Even schools cannot demand the Aadhar card for admissions.

Aadhar card is mandatory to avail facilities of welfare schemes and subsidies but the Supreme Court has made an exemption for children, stating that no minor can be denied benefits of any scheme if they do not have Aadhaar card.

Where do you need Aadhaar compulsorily?

As mentioned above, the supreme court ruled that private companies cannot demand Aadhaar card details. But the judgement also states some areas where the Aadhaar card is mandatory.

PAN card: Under the section 139AA of the Income Tax Act, the linking of Aadhaar card with PAN card is mandatory. Tax evaders generally used to create multiple PAN cards to avoid income tax. By linking Aadhaar with PAN, multiple PAN cards become invalid.

Filing income tax returns (ITR): As Aadhaar-PAN linking is necessary, you will require the same for filing income tax returns.

Welfare schemes: Aadhaar is mandatory to avail benefits under various government-run social welfare schemes and subsidies.

Why you should register your mobile with Aadhaar?

There are various reasons for registering your mobile number with the Aadhar card. Use OTP through registered mobile number to avail facilities. This OTP gives the Aadhaar card an added layer of security. Register your mobile number with Aadhaar in simple and easy ways. Enjoy its facilities and benefits.

You can also download the mAadhaar app and carry your Aadhaar card on your phone once you have your mobile number registered with your Aadhaar.

Fee for Registering Your Mobile Number in Aadhaar

People have to pay a fee of 25 INR to take advantage of the service when they visit the Aadhaar Enrollment Center for either registering or updating their mobile number.

They will have to pay an additional 25 INR every time they update their mobile number. No fees for updating other details.

Documents Required to Register Your Mobile Number in Aadhaar.

Candidates do not have to submit any document for updating or registering their mobile number in Aadhaar. Only the Aadhaar update Form, that contains their current mobile number, has to be submitted along with the fee.

What is the password for e-aadhaar?

Aadhar Card is a unique ID. Used in financial and non-financial activities across India. e aadhar is advisable to download PDF format E-Aadhar from the UIDAI official website along with a . If you update your details on the Aadhaar card and do not receive the updated card, download the PDF of the Aadhar card after you receive an SMS  notifying you about the completion of the update.

Process of getting E Aadhar:

Go to https://eaadhaar.uidai.gov.in/ and then enter your Aadhaar number.

Receive an OTP on the number mentioned on your card.

Get access to download your Aadhar card on entering OTP.

Click and download it on your device. Since it is a PDF file, you can open it using your PDF reader, for example, Adobe Reader. You can also download the pdf version of the Aadhar card from your mobile phone using the UIDAI official Aadhaar app.

To open the PDF, you will require a password without which you cannot access the file. The password ensures that your Aadhaar details are secure so that your E-aadhar card cannot be used by an unknown individual.

The password is an 8 letter which is a combination of the first four letters of your name and your year of birth. For e.g. Suppose your name is RAMESH SINGH and your year of birth is 1976, then your password is RAME1979.

[sancorpian]

27 October, 2017 12:54

In a bid to expedite linking of mobile phone numbers with Aadhaar, the government Wednesday announced three new modes to complete the process from the comfort of home. Telecom Minister Manoj Sinha said mobile numbers can be linked with Aadhaar through OTP (one time password), app or IVRS facility. This has been done to simplify the process and make it convenient for people, the minister said. While the authentication of mobile phone number with Aadhaar, a process called re-verification, by visiting stores of telecom firms will continue, the government has also ordered the companies to carry out the exercise at the doorsteps of the disabled, chronically ill and senior citizens. For users who do not have the 12-digit biometric identification number, a separate mechanism for e-verification – an exercise designed to weed-out dummy and unscrupulous users – will be put in place shortly, a source said. For instance, such verification could be done through passports (in case of NRIs) or ration cards, the source pointed out. Announcing the new modes, the minister said: “The Aadhaar number system was designed to allow all residents to access to critical government services. It is the government’s endeavour to improve convenience and reduce time and energy spent by consumers to accessing government information and services.” OTP mode will leverage the mobile number which is already registered with the Aadhaar database, and can be used for re-verification of subscribers’ other mobile numbers too. Operators have been directed to facilitate request for the OTP to e-verify the cell phone numbers through websites or mobile apps. Keying in the OTP would complete the process seamlessly. Similarly, the Interactive Voice Response System or IVRS can be used as also verification through specially designed apps. Nearly 50 crore mobile numbers are already registered in Aadhaar database, and the OTP can be leveraged for re-verification in all of these cases. Sinha said the telecom operators should provide an online mechanism for people to request for doorstep verification for disabled, critically ill or old persons. In case of agent-assisted biometric authentication for SIM re-verification or issuance, telcos have been asked to ensure that full e-KYC details of subscribers are not made visible to the agent. Nor should data be stored on the agent’s device. In the current dispensation, e-KYC data of the subscriber including photograph is visible to the agent of the telecom operator. The government has made it mandatory to link Aadhaar cards with bank accounts, permanent account numbers (PAN), income tax return (ITR), social security schemes and mobile phones. The deadlines for each vary. The deadline for linking Aadhaar with PAN for tax returns is December 31 and the same for linking the biometric number with mobile number (SIM) is February 6, 2018. The announcement came on a day when the government told the Supreme Court that the deadline for mandatory linking of Aadhaar to avail benefits of various government schemes would be extended till March 31 next year.

from WordPress http://ift.tt/2iCqCtZ via IFTTT

[jhalleberrynudep-blog1]

How To Check Aadhar Card Status Online By Name And Uidai Enrollment Number

If you are searching for status of recently updated Aadhar card, here is the complete guide to get Aadhar card update status. While there are many positives that a system like the Aadhaar system will have for India, the limitations and flaws should also be kept in mind rather than a forced push for it. Aadhaar does make managing benefits easier for India but making it mandatory to avail benefit makes the Aadhaar database a prime target for exploitation, increasing the security risk behind it. Furthermore, forcing Aadhaar to be mandatory to file taxes opens up an argument on privacy rights. And the government's argument of privacy not being fundamental does not help assuage any of them.

Getting Aadhar Card from download option is very simple. The PDF version of the Aadhar Card obtained through it is called e-aadhar. It serves as an equivalent to the Aadhar Card which was delivered to us via Post. Hence if you have lost your Aadhar card somewhere or it is spoiled or teared you can always download this e-version which can serve as an alternative. Below are the guidelines to get your Aadhar Card through download option.

Wrong entries may be possible if information given is wrong or the applicant has relocated after enrolment. There is a provision to correct the information - that is either through online or putting a request through post to UIDAI. If the address is changed, they may get fresh card. Else, the applicant will get telephonic confirmation for any correction in telephone numbers and spelling.

enrolled for Aadhar Card for the first time in 2012 February, but it has rejected. i enquired for it, They told me the reason due to the data error, so they told me to apply for second time enrollment. I have enrolled for second time in August 2013 then also they have rejected for the second time too. Once more again for the third time i have enrolled in January 2014, then also it has rejected.

Like any government document, the application of Aadhaar Card also requires a list of documents which is verified by authorities at the Aadhaar center. To apply for a new Aadhaar Card, the basic documents required are a photo identity proof and an address proof. The KYC (Know Your Customer) documents to be provided with the Aadhaar application form can be Passport, Ration Card or PDS Photo Card, PAN Card, Driving License, Voter ID, Government or PSU issued work IDs, Arms License, Photo Credit Card, Photo Bank ATM Card, Photo Passbook, etc. While documents like PAN card are categorised as Proof of Identity, Passport, Driving License, etc. are considered as a Proof of Address as well as proof of date of birth. The application of Aadhaar Card also requires a proof of relationship with the head of the family. Passport, Pension Card, Marriage Certificate issued by the government are some of the documents which are considered as proof of relationship.

[myinsurancenewsblog-blog]

Holding an E-Insurance Policy Account Benefits

You might at some point of time came across a term called Demat Accounts which is technically a hassle free way to keep securities or share document in which you have invested in a electronic format. So you actually don’t need to keep the physical copy of documents in files and folders and ensure security of same so that they don’t get eaten away by rats and rodents. Similar on those lines IRDA in the year 2013 came with the concept of E-Insurance Accounts. With its help you can get you insurance policy documents converted into electronic formats and the same is stored in a hassle free manner. In fact in a recent guideline issued by the Insurance regulator it has been made mandatory for the insurer to issue policies in electronic format for the ones which are specifically bought online. So the first question is, how can you open an E-Insurance Account to enjoy the benefits? E-Insurance account or eIA can be open any of the registered Insurance repositories appointed by the Insurance regulator. You can access your insurance portfolio with just one click through internet through an eIA. The various Insurance Repositories are: •    M/s NSDL Database Management Limited •    M/s Central Insurance Repository Limited •    M/s SHCIL Projects Limited •    M/s Karvy Insurance Repository Limited •    M/s CAMS Repository Services Limited You can follow few simple steps to open an E-Insurance Account: First you need to fill the E-insurance account opening form available with the websites of any of this repositories Furnish the required identity proof which can be either your PAN or UID Final step is to provide the repository with a valid address proof , for which you can use any of the following •    Ration Card •    Passport •    Aadhar letter •    Voter ID Card •    Driving license •    Bank Passbook (not more than 6 months old) •    Verified copies of  Electricity bills (not more than 6 months old), Residence Telephone bills (not more than 6 months old) and  Registered Lease and License agreement / Agreement for sale. •    Self-declaration by High Court and Supreme Court judges, giving the new address in respect of their own accounts. •    Identity card/document with address, issued by 1)    Central/State Government and its Departments, 2)    Statutory/Regulatory Authorities, 3)    Public Sector Undertakings, 4)    Scheduled Commercial Banks, 5)    Public Financial Institutions, 6)    Colleges affiliated to universities; and 7)    Professional Bodies such as ICAI, ICWAI, Bar Council etc. to their Members To check whether you account is opened or not just you need to log into with you user id and password set during the process of registration and it’s all done. Though you find it is a great initiative from the Insurance regulator but is it worth opening one .Yes, definitely, see the benefits underlying 1)    Safety: The first and primary benefit is that it offers a lot of safety. There is no more a risk associated with maintaining paper documents of your policy. Any form of insurance life, health or general can be electronically converted in an E-Insurance Account and the access to the same is also very easy, just one click and you get it. 2)    Convenience: The second most important benefit is that you can get everything in one place. Other most important benefit is once your details are updated with any Insurance repository, next time when you are buying another policy you don’t need to furnish your KYC documents again and again. Just give your insurer your E-Insurance account number and it’s done. Now it’s your insurers responsibility to issue you the new policy into the electronic account 3)    Environment Friendly: Other than the regular benefits the E-Insurance has an environment friendly attribute too. You actually don’t need to furnish your KYC document next time subject to condition there is any change So definitely an E-Insurance account is a real boon for any policyholder. Going paperless always has its own benefits as it save a lot of time and money also. One point of service through E-Insurance accounts is also an helpful feature and you don’t need to go every insurer individually. Original Published By- My Insurance Bazaar Original Published URl-  http://www.myinsurancebazaar.com/life-insurance/article/here-are-three-benefits-of-holding-an-e-insurance-policy-account

[myinsurancenewsblog-blog]

how can you open an E-Insurance Account to enjoy the benefits?

You might at some point of time came across a term called Demat Accounts which is technically a hassle free way to keep securities or share document in which you have invested in a electronic format. So you actually don’t need to keep the physical copy of documents in files and folders and ensure security of same so that they don’t get eaten away by rats and rodents. Similar on those lines IRDA in the year 2013 came with the concept of E-Insurance Accounts. With its help you can get you insurance policy documents converted into electronic formats and the same is stored in a hassle free manner. In fact in a recent guideline issued by the Insurance regulator it has been made mandatory for the insurer to issue policies in electronic format for the ones which are specifically bought online. So the first question is, how can you open an E-Insurance Account to enjoy the benefits? E-Insurance account or eIA can be open any of the registered Insurance repositories appointed by the Insurance regulator. You can access your insurance portfolio with just one click through internet through an eIA. The various Insurance Repositories are: •    M/s NSDL Database Management Limited •    M/s Central Insurance Repository Limited •    M/s SHCIL Projects Limited •    M/s Karvy Insurance Repository Limited •    M/s CAMS Repository Services Limited You can follow few simple steps to open an E-Insurance Account: First you need to fill the E-insurance account opening form available with the websites of any of this repositories Furnish the required identity proof which can be either your PAN or UID Final step is to provide the repository with a valid address proof , for which you can use any of the following •    Ration Card •    Passport •    Aadhar letter •    Voter ID Card •    Driving license •    Bank Passbook (not more than 6 months old) •    Verified copies of  Electricity bills (not more than 6 months old), Residence Telephone bills (not more than 6 months old) and  Registered Lease and License agreement / Agreement for sale. •    Self-declaration by High Court and Supreme Court judges, giving the new address in respect of their own accounts. •    Identity card/document with address, issued by 1)    Central/State Government and its Departments, 2)    Statutory/Regulatory Authorities, 3)    Public Sector Undertakings, 4)    Scheduled Commercial Banks, 5)    Public Financial Institutions, 6)    Colleges affiliated to universities; and 7)    Professional Bodies such as ICAI, ICWAI, Bar Council etc. to their Members To check whether you account is opened or not just you need to log into with you user id and password set during the process of registration and it’s all done. Though you find it is a great initiative from the Insurance regulator but is it worth opening one .Yes, definitely, see the benefits underlying 1)    Safety: The first and primary benefit is that it offers a lot of safety. There is no more a risk associated with maintaining paper documents of your policy. Any form of insurance life, health or general can be electronically converted in an E-Insurance Account and the access to the same is also very easy, just one click and you get it. 2)    Convenience: The second most important benefit is that you can get everything in one place. Other most important benefit is once your details are updated with any Insurance repository, next time when you are buying another policy you don’t need to furnish your KYC documents again and again. Just give your insurer your E-Insurance account number and it’s done. Now it’s your insurers responsibility to issue you the new policy into the electronic account 3)    Environment Friendly: Other than the regular benefits the E-Insurance has an environment friendly attribute too. You actually don’t need to furnish your KYC document next time subject to condition there is any change So definitely an E-Insurance account is a real boon for any policyholder. Going paperless always has its own benefits as it save a lot of time and money also. One point of service through E-Insurance accounts is also an helpful feature and you don’t need to go every insurer individually. Original Published By- My Insurance Bazaar Original Published URl- http://www.myinsurancebazaar.com/life-insurance/article/here-are-three-benefits-of-holding-an-e-insurance-policy-account