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DMP can protect you from getting harassed by the creditors.
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What is Financial Leverage? #FinancialLeverage
"Financial leverage results from using borrowed capital as a funding source when investing to expand the firm's asset base and generate returns on risk capital. Leverage is an investment strategy of using borrowed money—specifically, the use of various financial instruments or borrowed capital to increase the potential return of an investment."
https://www.investopedia.com/terms/l/leverage.asp
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