#Debt Relief Attorney Salem OR

[nwdrlf]

Much of the bankruptcy process is administrative, however, and is conducted away from the courthouse. In cases under chapters 7 and 13…….Call our Salem bankruptcy attorneys at 971-233-4543 for more information.

[tacomabankruptcyattorney]

If you are receiving these calls after requesting that you be placed on a do-not-call list, it’s time to contact an attorney. Collection agencies and creditors are absolutely responsible for the actions of their company. Call our Salem bankruptcy attorneys at 971-233-4543 for more information.

[herslavechronicles-blog]

Take Into consideration Winston Salem, NC Providers to Assist Clean Your Slate Clean

If your expenses are more than you can take care of and are getting out of hand, if you are getting deeper and also much deeper right into debt daily, Winston Salem, NC insolvency solutions may be an option for you. While declaring individual bankruptcy can be an extremely trying and stressful experience, for lots of, it is a possibility at a new beginning. If you need more information, please go to this site http://topgun-lawyer.com/attorneys-in-winston-salem-nc.

The cause of your monetary issues could be a result of several things; the recent down economy, medical costs, or overwhelming credit card debt. When your life gets to the point where you're continuously fretted about the state of your monetary future, your ideal alternative could be to think about Winston Salem, NC insolvency solutions.

Personal bankruptcy is the procedure where a specific seeks remedy for his/her financial obligations. The regulations permit an individual to obtain eliminate debts via the division of his or her assets among financial institutions and appoint the personal bankruptcy courts to monitor and also litigate the procedures included. Winston Salem, NC bankruptcy services provide the expertise needed when dealing with bankruptcy regulations as well as filings. Consulting with specialists will ensure you are obtaining the appropriate advice as well as details essential to submit a successful individual insolvency instance.

There are 2 types of individual bankruptcy that could be filed with the government courts: Chapter 7, which removes a lot of your debts, as well as Chapter 13, which creates a financial obligation settlement strategy. Winston Salem, NC bankruptcy services will advise you about which type of personal insolvency you need to file.

You will certainly be asked to collect your personal monetary details, such as tax returns for the last two years, property acts, vehicle titles, loan papers, info on safeguarded as well as unsecured loans, and also pay stubs. After that begins the lengthy process of completing kinds, or schedules, which detail your economic background for the last 2 years.

After your personal bankruptcy application is filed, your lenders will certainly be called to notify them that you are filing for personal insolvency. As soon as you have submitted, your creditors are no longer enabled to call you or to collect cash from you. Say goodbye to harassing creditor telephone calls, charge card payments, lawsuits as well as foreclosures. As stressful as it may be to apply for bankruptcy, in the end, bear in mind that you will have a fresh start as well as a new beginning.

Take into consideration calling expert insolvency services in your area and figure out whether personal bankruptcy is your finest option for debt relief. Wipe your slate tidy with individual bankruptcy and also start over fresh. Most notably, make sure you do not duplicate the same monetary mistakes so you could continue to be monetarily responsible.

[taxreliefpros]

Tax Attorney Salem MA

Have a Question? Call Us: (855) 235-0551           Toggle navigation Home About Services Contact Espanol (855) 235-0551Habla Español Tax Attorney in Salem MA Do You Need a Tax Relief Attorney?If you are seeking an IRS Tax Lawyer in Salem MA that you could trust to help you with your tax debt...

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Tax Attorney Salem MA is available on Tax Relief Pros

[seattlebankruptcyattorney-blog]

Get the fresh start you deserve. Consult now with Northwest Debt Relief Law Firm and know about benefits of a Chapter 13. Experienced chapter 13 bankruptcy attorney in Seattle always ready to help you. Also visit us in Vancouver, Portland, Tacoma or Salem for a consultation.

[anthonyekoehler]

Datamax Corporation

Debt collectors like Datamax Corporation cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.

THE BEST PART IS…

If Datamax Corporation violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.

Who is Datamax Corporation?

Datamax Corporation is a debt collection agency based in Winston-Salem, North Carolina. With over 100 years of history since the founding of the “Winston-Salem Retail Merchants Association” in 1889, Datamax now serves multiple industries including finance, health care, municipalities, and utilities.

Datamax Corporation’s Address, Phone Number, and Contact Information

Datamax Corporation is located at 711 Coliseum Plaza Ct # A, Winston-Salem, NC 27106. The main telephone number is 800-722-2141 and the main website is https://www.datamax.com/.

Datamax CorporationLawsuits

If you want to know just how unhappy consumers are withDatamax Corporation, take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for the agency will display nearly two-dozen lawsuits filed across the U.S., which typically involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).

Datamax Corporation Complaints

The Fair Debt Collection Practices Act (FDCPA) is a federal law which applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Datamax Corporation is harassing you over a debt, you have rights under the FDCPA.

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Datamax Corporation violates the TCPA.Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Datamax Corporation took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Datamax Corporation, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Datamax Corporation continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to?  If so, we can discuss your rights and a potential case under the EFTA.

The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Datamax Corporation is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.”If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.

Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.

How do we Use the Law to Help You?

We will use state and federal laws to immediately stop Datamax Corporation’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Datamax Corporation violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorney’s fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.

THAT’S NOT ALL…

We have helped thousands of consumers stop phone calls. We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorney’s fees and costs.

What if Datamax Corporation is on my Credit Report?

Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.

THE GOOD NEWS IS…

If Datamax Corporation is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.

REMEMBER…

If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorney’s fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.

Complaints against Datamax Corporation

Here are some of the Better Business Bureau (BBB) reviews and complaints against Datamax Corporation:

“This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $103 with Transunion, Experian, & Equifax credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.” 

“I contacted the agency to have my collections account removed from my credit report. The company did not give a logical reason not to remove the paid account. I do not understand what this collection company is gaining by keeping the information on my report.”

What Our Clients Say about Us

Agruss Law Firm has over 825 outstanding client reviews through Yotpo, an A+ BBB rating, and over 110 five-star reviews on Google. Here’s what some of our clients have to say about us:

“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”

“Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”

“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! Even settled it so I was paid back for the problems they caused!”

Can Datamax Corporation Sue Me?

Although anyone can sue anyone for any reason, we have not seen Datamax Corporation sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If Datamax Corporation has threatened to sue you, contact Agruss Law Firm, LLC as soon as possible.

Can Datamax Corporation Garnish My Wages?

No, unless they have a judgment. If Datamax Corporation has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment in order to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If Datamax Corporation has threatened to garnish your wages, contact our office right away.

Datamax CorporationSettlement

If you want to settle a debt with Datamax Corporation, ask yourself these questions first:

Do I really owe this debt?

Is this debt within the statute of limitations?

Is this debt on my credit report?

If I pay this debt, will Datamax Corporation remove it from my credit report?

If I pay this debt, will the original creditor remove it from my credit report?

If I pay this debt, will I receive confirmation in writing from Datamax Corporation for the payment and settlement terms?

These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue withDatamax Corporation, we at Agruss Law Firm are here to help you.

Top Debt Collection Violations

Debt collection laws provide a laundry list of what collectors can and cannot do while collecting a debt. Based on our years of experience handling thousands of debt collection harassment cases, here’s what collection agencies most often do to violate the law:

Called you about a debt you do not owe.

Called you at work after you told them you cannot receive calls at work.

Left you a message without identifying the company’s name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends, coworkers, or neighbors) even though the collection agency knows your contact information.

Disclosed to a third-party (family, friends, coworkers, or neighbors) that you owe a debt.

Contacted you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage garnishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector you cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Frequently Asked Questions

Do I have to pay your fees and costs for helping me with my consumer rights case? We handle consumer rights cases based on a fee-shift provision and/or a contingency fee. That means either the other side pays your fees and costs, or we take a percentage of your recovery. Whether it’s a fee-shift case or a contingency-fee case, we don’t get paid unless you get paid, and you’ll never owe us a penny for our time.

What are the damages I can get under the Fair Debt Collection Practices Act? If a collection agency violates any section of the FDCPA, you are entitled to damages up to $1,000.00. You may also be entitled to actual damages if the violation caused you out-of-pocket expenses. For example, if a collection agency threatens you with legal action to induce you to pay the debt, you may be able to get your payment back as actual damages.

What are the damages under the Telephone Consumer Protection Act? You can get $500 per robocall, or $1,500 per robocall if the robocalls were willful. In any type of settlement, Defendants often pay much less than $500 per call. However, if there are 50 calls at issue, even at $250 per call, your case could settle for $12,500.00.

What type of debt is covered under the Fair Debt Collection Practices Act? Only consumer debt, such as personal, family, and household debts. For example, money you owe on a personal credit card, an auto loan, a medical bill, or a utility bill. The FDCPA does not cover debts you incurred to run a business, or debts regarding unpaid taxes, or traffic tickets.

Does the Fair Debt Collection Practices Act apply to banks or credit card companies? Only third-party debt collectors are bound by the FDCPA. Original creditors, such as banks and credit card companies, are not bound by the FDCPA.

Are there state laws that protect me from original creditors? Yes! Several states also have laws that provide its citizens an additional layer of protection. If you live in California, Connecticut, Florida, Kansas, Massachusetts, Michigan, Missouri, Montana, North Carolina, Nevada, Oklahoma, Pennsylvania, Texas, or Wisconsin, you have additional state-law rights.

Are mistakes on credit reports common? Yes! Are you one of the 40 million Americans who have a mistake on their credit report? Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft.

What do I do if I have a mistake on my credit report? If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information. If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency pays your attorney’s fees and costs.  Therefore, you will not pay me a penny for my time.To speed up the process, please get a free copy of your credit report at annualcreditreport.com. You can also learn more about the FCRA and your rights at http://www.agrussconsumerlaw.com/practices/common-credit-report-errors/.

Share your Complaints against Datamax Corporation Below

We encourage you to post your complaints about Datamax Corporation. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!

HERE’S THE DEAL!

If you are being harassed by Datamax Corporation over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorney’s fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.

The post Datamax Corporation appeared first on Agruss Law Firm, LLC.

Datamax Corporation published first on https://agrusslawfirmllc.tumblr.com

[agrusslawfirmllc]

Datamax Corporation

Debt collectors like Datamax Corporation cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.

THE BEST PART IS…

If Datamax Corporation violated the law, you will get money damages and they will pay your attorney’s fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.

Who is Datamax Corporation?

Datamax Corporation is a debt collection agency based in Winston-Salem, North Carolina. With over 100 years of history since the founding of the “Winston-Salem Retail Merchants Association” in 1889, Datamax now serves multiple industries including finance, health care, municipalities, and utilities.

Datamax Corporation’s Address, Phone Number, and Contact Information

Datamax Corporation is located at 711 Coliseum Plaza Ct # A, Winston-Salem, NC 27106. The main telephone number is 800-722-2141 and the main website is https://www.datamax.com/.

Datamax CorporationLawsuits

If you want to know just how unhappy consumers are withDatamax Corporation, take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for the agency will display nearly two-dozen lawsuits filed across the U.S., which typically involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).

Datamax Corporation Complaints

The Fair Debt Collection Practices Act (FDCPA) is a federal law which applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting debt. If Datamax Corporation is harassing you over a debt, you have rights under the FDCPA.

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Datamax Corporation violates the TCPA.Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Datamax Corporation took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Datamax Corporation, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Datamax Corporation continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to?  If so, we can discuss your rights and a potential case under the EFTA.

The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Datamax Corporation is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.”If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.

Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.

How do we Use the Law to Help You?

We will use state and federal laws to immediately stop Datamax Corporation’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Datamax Corporation violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorney’s fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.

THAT’S NOT ALL…

We have helped thousands of consumers stop phone calls. We know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorney’s fees and costs.

What if Datamax Corporation is on my Credit Report?

Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.

THE GOOD NEWS IS…

If Datamax Corporation is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.

REMEMBER…

If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorney’s fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.

Complaints against Datamax Corporation

Here are some of the Better Business Bureau (BBB) reviews and complaints against Datamax Corporation:

“This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $103 with Transunion, Experian, & Equifax credit reporting agencies. I requested verification of the debt and account however the business failed to provide adequate proof. Considering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt.” 

“I contacted the agency to have my collections account removed from my credit report. The company did not give a logical reason not to remove the paid account. I do not understand what this collection company is gaining by keeping the information on my report.”

What Our Clients Say about Us

Agruss Law Firm has over 825 outstanding client reviews through Yotpo, an A+ BBB rating, and over 110 five-star reviews on Google. Here’s what some of our clients have to say about us:

“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”

“Agruss Law Firm was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”

“Agruss Law Firm was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! Even settled it so I was paid back for the problems they caused!”

Can Datamax Corporation Sue Me?

Although anyone can sue anyone for any reason, we have not seen Datamax Corporation sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If Datamax Corporation has threatened to sue you, contact Agruss Law Firm, LLC as soon as possible.

Can Datamax Corporation Garnish My Wages?

No, unless they have a judgment. If Datamax Corporation has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment in order to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If Datamax Corporation has threatened to garnish your wages, contact our office right away.

Datamax CorporationSettlement

If you want to settle a debt with Datamax Corporation, ask yourself these questions first:

Do I really owe this debt?

Is this debt within the statute of limitations?

Is this debt on my credit report?

If I pay this debt, will Datamax Corporation remove it from my credit report?

If I pay this debt, will the original creditor remove it from my credit report?

If I pay this debt, will I receive confirmation in writing from Datamax Corporation for the payment and settlement terms?

These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue withDatamax Corporation, we at Agruss Law Firm are here to help you.

Top Debt Collection Violations

Debt collection laws provide a laundry list of what collectors can and cannot do while collecting a debt. Based on our years of experience handling thousands of debt collection harassment cases, here’s what collection agencies most often do to violate the law:

Called you about a debt you do not owe.

Called you at work after you told them you cannot receive calls at work.

Left you a message without identifying the company’s name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends, coworkers, or neighbors) even though the collection agency knows your contact information.

Disclosed to a third-party (family, friends, coworkers, or neighbors) that you owe a debt.

Contacted you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage garnishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector you cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Frequently Asked Questions

Do I have to pay your fees and costs for helping me with my consumer rights case? We handle consumer rights cases based on a fee-shift provision and/or a contingency fee. That means either the other side pays your fees and costs, or we take a percentage of your recovery. Whether it’s a fee-shift case or a contingency-fee case, we don’t get paid unless you get paid, and you’ll never owe us a penny for our time.

What are the damages I can get under the Fair Debt Collection Practices Act? If a collection agency violates any section of the FDCPA, you are entitled to damages up to $1,000.00. You may also be entitled to actual damages if the violation caused you out-of-pocket expenses. For example, if a collection agency threatens you with legal action to induce you to pay the debt, you may be able to get your payment back as actual damages.

What are the damages under the Telephone Consumer Protection Act? You can get $500 per robocall, or $1,500 per robocall if the robocalls were willful. In any type of settlement, Defendants often pay much less than $500 per call. However, if there are 50 calls at issue, even at $250 per call, your case could settle for $12,500.00.

What type of debt is covered under the Fair Debt Collection Practices Act? Only consumer debt, such as personal, family, and household debts. For example, money you owe on a personal credit card, an auto loan, a medical bill, or a utility bill. The FDCPA does not cover debts you incurred to run a business, or debts regarding unpaid taxes, or traffic tickets.

Does the Fair Debt Collection Practices Act apply to banks or credit card companies? Only third-party debt collectors are bound by the FDCPA. Original creditors, such as banks and credit card companies, are not bound by the FDCPA.

Are there state laws that protect me from original creditors? Yes! Several states also have laws that provide its citizens an additional layer of protection. If you live in California, Connecticut, Florida, Kansas, Massachusetts, Michigan, Missouri, Montana, North Carolina, Nevada, Oklahoma, Pennsylvania, Texas, or Wisconsin, you have additional state-law rights.

Are mistakes on credit reports common? Yes! Are you one of the 40 million Americans who have a mistake on their credit report? Mistakes on your credit report can be very costly. Along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or maybe you were a victim of identity theft.

What do I do if I have a mistake on my credit report? If you have a mistake on your credit report, there is a process to dispute them. My office will help you pull your credit report and dispute any inaccurate information. If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000.00, plus the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency pays your attorney’s fees and costs.  Therefore, you will not pay me a penny for my time.To speed up the process, please get a free copy of your credit report at annualcreditreport.com. You can also learn more about the FCRA and your rights at http://www.agrussconsumerlaw.com/practices/common-credit-report-errors/.

Share your Complaints against Datamax Corporation Below

We encourage you to post your complaints about Datamax Corporation. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!

HERE’S THE DEAL!

If you are being harassed by Datamax Corporation over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorney’s fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Agruss Law Firm at 888-572-0176 to stop the harassment once and for all.

The post Datamax Corporation appeared first on Agruss Law Firm, LLC.

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Fundamental Things You Need to Know Before You Hire a Bankruptcy Attorney

The decision to control your debt by filing for bankruptcy certainly has a great impact on your life. This act can herald a change in financial fortune and partially set you free from the claws of creditors. If you are beset financially and considering filling a bankruptcy, then an experienced Attorneys In Winston Salem, NC can help turn around your situation fast and effectively.

It is not a secret that several people have found themselves facing mounting debt problems in recent times. This could arise from such things as out-of-control mortgage payments, divorce, massive credit card bills, medical emergencies, and termination of employment. When any of this happens, it certainly becomes hard to keep the debts at manageable levels.

Best Time to Hire a Attorneys In Winston Salem, NC:

If you find that you can no longer stay above the water then chances are that you need legal representation urgently. You don’t have to wait to know if you need to hire an attorney; your financial situation will prompt you to do so. If you are really hard pressed, then it is advisable to hire a Attorneys In Winston Salem, NC as soon as you can. The right attorney will help you determine the legal action to be taken and assist you to get your finances right on track.

Steps in Finding Qualified Attorneys In Winston Salem, NC:

It is not really difficult to find a qualified Attorneys In Winston Salem, NC. You might need to get referrals or recommendations from colleagues, associates or friends. However, don’t take every word as the truth; you need to find and consult a trusted source. Once you identify or get recommendations, you should contact at least 2-3 attorneys in Winston Salem and then assess their ability and commitment to handle your bankruptcy case.

Next, determine their experience in assisting individuals and businesses. Testimonials count a lot and if they have a website, try to check out their performance and what past and present say about the attorney. Besides the experience and testimonials, also probe to find out the interests and kind of defense the attorney will employ in your case.

Debt Counselling in Bankruptcy:

A very important step in filing for bankruptcy is going to debt counseling. It is very important to find accredited agencies to help you. Your Winston Salem bankruptcy attorney can also help you by providing fundamental counseling as you prepare for debt litigation and settlement. It doesn’t matter whether the attorney has worked with corporate or individuals, he/ she should be conversant with all the key issues in debt resolution. Therefore, he or she should be able to guide you on all matters regarding debt settlement, resolution, and relief in your case. They should also provide you with hindsight on discharging your debt effectively.

Benefits of hiring a Winston Salem Bankruptcy Attorney:

One of the key benefits of hiring bankruptcy lawyer is the release you get from your consumer debt. This is provided for individuals and businesses in chapter 7 of the US constitution. The attorney can also file an injunction on your behalf against the lender to prevent foreclosures on your property and lawsuits or garnishments. This provides a great relief if you are already embroiled in lawsuits.

If you receive a discharge upon filing a bankruptcy, then your creditor with dischargeable debt can not compel to take any action and you will be effectively relieved of the debt. However, certain debts such as recent taxes and student loans can not be fully discharged.

A Winston Salem Bankruptcy Attorney can be of great help in filing a bankruptcy and discharging the debt. You should engage the services of an attorney as soon as possible. However, you must determine the right person to work with and get advice or counseling on all matters pertaining to your bankruptcy case.

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Relevance of Bankruptcy Attorneys As Well As Financial Debt Alleviation Business

Many a time the economic problem of individuals intensifies to a threat area where the possibility of bankruptcy towers above the head. As the economic climate of the globe undertakes a stormy phase, this risk of bankruptcy is better enhanced. A person having large financial debts and not efficient in settling it might want to declare bankruptcy and for this function, he needs a specialist legal entity and bankruptcy legal representatives. These attorneys have expertise in handling bankruptcy issues and also they are capable of easing the troubles associated with the legal process. The legal representatives assist in decreasing major financial debts, collections or expense problems. Taking their aid will certainly reduce the troubles of individuals as well as help them out of the worst scenario of bankruptcy. If you want assurance about lawyers job, please see this site http://topgun-lawyer.com/attorneys-in-winston-salem-nc.

Not all the attorneys can deal with bankruptcy problems as it involves the full understanding of the legislations related to it. These situations can be managed just by bankruptcy attorneys that are well versed in bankruptcy laws. Given that applying for bankruptcy can be a life altering experience, consequently, it ends up being essential for individuals to hire a skilled and also qualified lawyer.

One can get the services of a financial debt alleviation company, which has experienced and also qualified lawyers efficient in dealing with all kind of debt and bankruptcy problems. An Winston Salem, NC bankruptcy attorney working with a reputed financial obligation relief firm has confirmed understanding, ability and also experience needed for fixing their client's bankruptcy problems. These lawyers first totally recognize their customer's problems then they find the very best option to it.

Anybody dealing with big financial obligations may wish to declare bankruptcy as it will eliminate them of the debts. As any type of common person may not be aware of the bankruptcy options available as well as the lawful treatments involved, therefore, it comes to be vital to employ a bankruptcy lawyer. An Winston Salem, NC bankruptcy attorney can assist an individual with the entire treatments. This includes the bankruptcy options readily available, the treatments to filing the case, the location to file the insurance claim, the cost called for, the effect that a person could have to face etc

. These attorneys can likewise direct the customer concerning the different choices to bankruptcy. This may include renegotiation of personal lending, renegotiation of unsafe funding and also professional financial debt arrangement. These alternatives can save an individual from bankruptcy.

Any person having big financial obligation must make use the services of a reputed financial debt alleviation business with years of experience. Their bankruptcy lawyers can understand all the issues connected to bankruptcy and also could assist discover the best possible option. They will certainly make the client comprehend the financial lawful problems involved and the remedy to it.

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Personal bankruptcy is a legal process where an individual looks for relief from his/her financial debts. The bankruptcy laws enable a private to obtain rid of financial obligations with the division of his or her assets amongst financial institutions and designate the bankruptcy courts to manage as well as litigate the proceedings involved. There are several scenarios that could be accountable for individual bankruptcy; job loss, mismanagement of financial resources, unanticipated clinical costs, or separation. Personal bankruptcy is a significant choice that only you can make. It might impact your future economic status, however it is a good option when you decide to take responsibility of your present economic scenario and also proclaim your prearranges. Personal bankruptcy is a favorable action to recovery your frustrating financial injuries. It is essential to find the appropriate Attorneys In Winston Salem, NC to usher you through the legal process. While there is no need in the present bankruptcy laws needing you to have an attorney assistance you, the majority of people understand, after doing some research study, that utilizing the services of a bankruptcy lawyer will certainly help simplify the process.

A Winston Salem bankruptcy attorney has the correct expertise in the individual bankruptcy area. The legal expertise he or she has will give you the peace of mind you need in assisting you to make the right decisions. Using a bankruptcy attorney will certainly give you with the high caliber top quality lawful solutions that you will certainly have to file an effective personal bankruptcy case.

There are 2 sorts of personal bankruptcy people can file: Chapter 7 is the most usual, where a lot of your debts are erased. A Chapter 7 filing will release your financial debts, except for alimony and youngster support, federally guaranteed student lendings, criminal and also traffic penalties, state and federal tax obligations due within the last three years, as well as financial obligations that resulted from unyielding harmful acts. Chapter 13 enables you to pay back your financial obligations on a payment plan, and might additionally decrease a few of your financial debts such as clinical costs.

As soon as you as well as your Winston Salem bankruptcy attorney determine which type of personal bankruptcy is right for you, and your request is submitted, a court order will be provided stopping wage garnishment, lender harassment, and repossessions. Personal bankruptcy represents a tidy begin to an intense future. As soon as you have completed your personal bankruptcy, make certain you look for advice from a monetary advisor to so you do not make the same blunders once again.

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Attorneys In Winston Salem, NC Deal Experience

Personal bankruptcy is the procedure wherein you could look for financial obligation relief with the department of your assets among financial institutions and the bankruptcy courts monitor and litigate the proceedings entailed. If your overwhelming costs are greater than you can manage as well as manage and you are obtaining further and much deeper right into credit card financial obligation each day, you could need to take into consideration filing for individual bankruptcy. Placing yourself with the procedure of personal bankruptcy can sometimes be extremely stressful, however, it is a possibility for a fresh start. If you want a professional lawyer, please click this link here.

The reason for your financial problems can be an outcome of many things; the economic climate, unanticipated clinical bills, or uncontrollable investing. When life gets to the point where you are plagued by sleep deprived evenings and you're frequently worried about the state of your economic future, your ideal remedy might be to consult with Attorneys In Winston Salem, NC.

During the individual bankruptcy process, the allowance of funds, the audits, the lender claims, and also the asserting of assets might be also hard for a non-bankruptcy attorney, or an individual who is not an attorney, to handle. Qualified Attorneys In Winston Salem, NC will give you the necessary legal suggestions and determine every one of your legal choices and civil liberties.

Attorneys In Winston Salem, NC have the know-how in understanding personal bankruptcy legislations and filings. It's important to consult with Attorneys In Winston Salem, NC due to the fact that they are educated in the procedures and also the needs of individual bankruptcy law. But most notably, reputable Attorneys In Winston Salem, NC will help you efficiently win your personal bankruptcy case.

Your Attorneys In Winston Salem, NC will advise you to gather your personal economic information, such as income tax return for the last 2 years, property deeds, auto titles, lending papers, details on bank card debt, and also pay stubs. Then begins the lengthy procedure of filling out types that information your economic background for the last two years. As soon as your personal bankruptcy has been submitted, your lenders will certainly no more be enabled to call you or to accumulate cash from you. No more harassing creditor phone calls, credit card repayments, legal actions, and foreclosures.

As demanding as it may be to file for personal bankruptcy, you should keep in mind that you are working on a fresh start and a new beginning. Declare individual bankruptcy offers you a far better lifestyle. You will certainly no more feel continuously stressed out as well as you could take pleasure in a full night's rest.

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But can you a file for Chapter 7 after Chapter 13? While the answer is not a clear yes or no, one can easily file for Chapter 7 bankruptcy after filing for Chapter 13 bankruptcy. A reliable bankruptcy attorney in Portland can further explain the different types of bankruptcy so you can make an informed decision…

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I am enclosing the identities of three providers. All of these providers include courses over the phone and online.….Call our Salem bankruptcy attorneys at 971-233-4543 for more information.

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A Winston-Salem, NC Bankruptcy Ought to Put Your Mind Comfortable

Are you wondering exactly how you're going to pay all your costs this month? Are you swimming in financial debt? Are you thinking about applying for Winston Salem, NC bankruptcy? Prior to you decide to take this action, ensure you recognize exactly what Winston Salem, NC bankruptcy entails and also just how to declare individual bankruptcy might influence your life.

Winston Salem, NC bankruptcy laws were created to give relief when you could not pay your financial debts and to return as much loan as possible to your creditors. The decision to file for individual bankruptcy is not a very easy one, and it is much tougher if you aren't sure all the realities. If you're taking into consideration applying for personal bankruptcy, make certain you research all your choices and make a visit to meet with a certified bankruptcy attorney.

The best, as well as a most reliable way to submit individual bankruptcy, is to hire a certified as well as experienced bankruptcy attorney. You can get the name of a reputable bankruptcy attorney from good friends as well as coworkers. Take their recommendations along with calling your neighborhood bar organization for recommendations. Your bar organization can provide you names of bankruptcy attorneys that have the experience to handle your Winston-Salem, the NC bankruptcy case. These attorneys will assist you through the whole personal bankruptcy treatment. It is the bankruptcy attorney's job to evaluate, prepare and also file your case. Throughout the creditors satisfying your lawyer will deal with all the challenging issues that might arise.

Bankruptcy lawyers are there to offer you and your needs in your individual bankruptcy case. Your records and documentation will certainly be examined and your attorney will certainly determine precisely which kind of personal bankruptcy is right for your circumstance. When the decision of filing for individual bankruptcy is made, most of your worries will certainly end up being a distant memory.

Your attorney will certainly inform all collection agencies and lenders that you've begun the proper steps as well as the process of declaring personal bankruptcy. All threatening and bugging phone calls from lenders will stop immediately as soon as you have actually called one of the many well-appreciated bankruptcy lawyers in your area and also decide to declare Winston Salem, NC bankruptcy.

Declare personal bankruptcy could feel like an overwhelming procedure but it will inevitably give you satisfaction and also a brand-new outlook on life. Declare Winston Salem, NC bankruptcy gives you the possibility to begin once more with a fresh start. That's just exactly what your financial scenario needs since it has been wearing on you every single time you wake up and also set about your day. Deciding to apply for bankruptcy will finally place your mind comfortable.

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Winston Salem, NC Bankruptcy Lawyers Assist Set You On the Right Course

There are several points to consider when choosing whether filing for individual bankruptcy is something you need to do. You need to think about all the personal bankruptcy alternatives you have. There are options to individual bankruptcy that could work far better for your specific scenario, yet if you do decide to file for personal bankruptcy, you will need to consider exactly what sort of personal bankruptcy it is that you will certainly file. If you want to process your business bankruptcy filing, please hire the best  Attorneys in Winston Salem, NC.

Whatever individual bankruptcy options you pick, it is essential to get your debts controlled before they worsen. If you are even considering individual bankruptcy then you are currently in difficulty and should obtain aid. Personal bankruptcy could be the most effective option in seeking debt relief, which is what it was developed for.

Any type of a number of situations can be responsible for personal bankruptcy; loss of work, mismanagement of loan, unexpected medical costs, or separation. Personal bankruptcy is a significant decision that might impact your economic standing, yet it is likewise an approval of your existing monetary circumstance and affirmation of your financial debts. Personal bankruptcy must be viewed as an action to healing your monetary troubles.

There are two standard types of personal bankruptcy that a lot of individuals documents. Chapter 7 will certainly get your financial obligations released entirely. Chapter 13 relate to a court managed financial debt repayment plan set-up. Winston Salem, NC bankruptcy lawyers could establish which kind of personal bankruptcy is best for your circumstances.

Prior to you think about the ideal sort of individual bankruptcy to file, you need to discover the ideal individual bankruptcy lawyer to direct you via the personal bankruptcy procedure. Winston Salem, NC bankruptcy lawyers will certainly provide you correct guidance and also will certainly respond to every one of your inquiries prior to you make a decision to apply for personal bankruptcy. Make certain to supply your bankruptcy lawyer with your appropriate monetary documents without making any mistakes or errors. A lot more significantly, make sure you are comfortable with the personal bankruptcy lawyer you select and are certain that they have your best interest in mind.

After you contact Winston Salem, NC bankruptcy legal representatives, you will certainly be able to place an end to lender harassment as well as monetary tension. Personal bankruptcy will certainly put a stop to all financial institutions, garnishments, and repossessions. Declare bankruptcy could also protect some of your property so it will certainly not be taken control of by your financial institutions. The most crucial advantage of declaring personal bankruptcy is that it will certainly allow you to re-establish great credit and also will certainly give you a far better quality of life without all the anxiety.

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You Can Always Leave All Your Fears to the Bankruptcy Legal Representatives

There is no rejecting that when financial crisis rises to the peak limitation, individuals typically turn to filing for bankruptcy. This is due to the fact that the last point they desire is to spend cash and leads several to file for bankruptcy on their own as opposed to acquiring lawful depiction. Currently, in case, this circumstance mirrors yours after that you need to heave a sigh of relief as there is a flurry of funding attorneys area-wise carefully reviewing your monetary situation. Chapter 7 and also Chapter 13 bankruptcy are quite possibly understood. By taking advice from the Attorneys In Winston Salem, NC that concentrate on managing special bankruptcy cases, you are felt confident of best legal advice at the time of your filing bankruptcy case. Security of your civil liberties and also home is the sole obligation of the legal representatives managing Bankruptcy situations.

Advantages of Using a Bankruptcy Attorney

The primary reasons to hire a bankruptcy attorney relate to protection. Chapter 7 and also Chapter 13 insolvencies are intricate procedures and not everyone qualifies for each one. Bankruptcy is designed to obtain people back on their feet financially, however, it also includes numerous examinations and restrictions developed to avoid people from using it as a monetary prop.

A bankruptcy lawyer contacts the lenders in support of a client and also prompts them to quit their harassing behavior. This lawyer will likewise shield the customer from presuming an obligation to repay financial debts that exceed the law of constraints.

Understanding Required Throughout The Bankruptcy Refine

A bankruptcy request includes various events inclusive of lenders, courts, and trustees. With lawful representation, the debtor takes each one of these on quality. How the debtor profits can directly influence the result of the application. A bankruptcy lawyer provides a great deal of peace of mind along the road, advising just what should be handled and also allowing the borrower understand when whatever is progressing according to strategy.

People likewise lose time when they attempt to do points themselves yet do not have the prerequisite on the very same. The moment spent aiming to figure out the bankruptcy process and how you can appropriately complete the application can be expensive. The rate of interest, late costs, as well as various other costs continue to accrue on debts and also if mortgage repayments lag, the residence could slip into foreclosure.

Grave Effects of Not describing a Bankruptcy Lawyer

Though bankruptcy laws are dedicated to writing, they could constantly get updated. Failing to keep up with these modifications can trigger private making blunders. Just one error on bankruptcy files can come to be an obstacle in a petition from being accepted and also one incorrect activity throughout the bankruptcy process can protect against a bankruptcy discharge from being provided. Borrowers that get legal representation are much less likely to have their bankruptcy instances disregarded as a result of mistakes.