#Cost Of Treating Hip Dysplasia In Dogs

[sandybostonterriers]

Boston Terriers

This is my dog Leela. She is a Boston terrier. Boston terriers are charming and affectionate companions known for their distinctive tuxedo-like coat and lively personality. Originating in the late 19th century in Boston, Massachusetts, these small but study dogs have become beloved pets worldwide. I love my dog. She makes me so happy. She brings joy to my life. She became my emotional support. Boston Terriers are a beloved breed known for their friendly demeanor and distinctive appearance. However, like all dog breeds, they require proper healthcare to thrive. This essay will discuss essential aspects of Boston Terrier healthcare, including routine veterinary visits, diet, exercise, and common health issues. A balanced diet is vital for a Boston Terrier's overall well-being. Owners should provide high-quality dog food formulated for their size and age.

Additionally, freshwater should always be available. Consulting with a veterinarian can help determine the best dietary plan tailored to individual needs.

Boston Terriers are known for their playful and intelligent nature. They are friendly, loyal, and good with children, making them excellent family pets. Their  sociable demeanor means they often get along well with other animals. They bond well with family members. They thrive on human interaction and love to cuddle. Regular veterinary visits are crucial for maintaining the health of Boston Terriers. These check-ups help prevent diseases, ensure vaccinations are up-to-date, and monitor any potential health issues. Given their predisposition to certain genetic conditions, routine examinations are particularly important.Vaccines for diseases like rabies, distemper, and kennel cough will be administered as per the vaccination schedule. After a veterinarian visit, it's important to follow any recommendations provided, such as administering medications or adjusting diet. Keeping a record of health concerns and changes in behavior can also aid in future visits.

Boston Terriers are relatively easy to train due to their eagerness to please. Regular exercise, like daily walks and playtime, while they enjoy playtime, they are also content to relax indoors, is essential to keep them healthy and happy. They can adapt well to apartment living. I have 5 of them living with me in the apartment, but they do need mental stimulation.

Training , Boston terrier responds well to positive reinforcement techniques. Consistency and patience are key. Exercise needs, daily walks and play sessions are essential to keep them physically and mentally stimulated. They enjoy games like fetch and agility training.

Health considerations, being  a brachycephalic breed, boston terriers can be prone to respiratory issues. Regular vet check ups and a watchful eye for signs of distress, especially in hot weather, are crucial. Common health issues include hip dysplasia and eye problems. Costs can vary widely depending on the condition being treated, ranging from $20 to several hundred dollars. Emergency Visits, Cost: $100 to $300 (or more) Emergency visits can be significantly more expensive, especially after hours. Medications and Treatments costs can vary widely depending on the condition being treated, ranging from $20 to several hundred dollars. Diagnostic Tests  Blood Tests: $75 to $200, Urinalysis: $20 to $50.  These tests help monitor health and detect issues early. Dental Care, Professional Cleaning: $300 to $800 Dental health is critical for Boston Terriers, and cleanings are often recommended annually. Preventive Care Flea and Tick Prevention: $15 to $60 per month heartworm Prevention: $10 to $30 per month.

Grooming, Boston Terriers have low grooming needs, weekly  regular brushing helps reduce shedding, and occasional baths keep their coat clean. Be sure to check their ears and teeth for proper hygiene.

Boston Terriers are delightful companions that bring joy and energy to any household. With the right care, training, and love, they make wonderful pets that enrich the lives of their owners. Whether you’re considering adding one to your family or just want to learn more, Boston Terriers are a breed worth exploring. Their affectionate nature and playful spirit ensure that they will be a cherished member of your family for years to come.

Brložnik et al. BMC Veterinary Research (2023) 19:49 Page 13 of 13

[tiarapets]

French Bulldog Puppies for Sale in Singapore: What You Need to Know

If you’re on the hunt for French Bulldog puppies for sale in Singapore, you’re in for a treat! French Bulldogs, with their distinctive bat-like ears and playful personalities, have become one of the most popular dog breeds worldwide. Their compact size and affectionate nature make them ideal companions for urban living, especially in bustling cities like Singapore. This article will guide you through everything you need to know about finding the perfect French Bulldog puppy in Singapore, from understanding the breed to locating reputable sellers.

Understanding the French Bulldog Breed

History and Characteristics

The French Bulldog, often affectionately known as the "Frenchie," is a small breed that originated in France. They were initially bred to be a miniature version of the English Bulldog. Known for their muscular build, short snout, and large, expressive eyes, French Bulldogs are both adorable and unique in appearance.

These dogs are characterized by their:

Size: Typically weighing between 16 to 28 pounds.

Ears: Distinctive "bat" ears that stand erect.

Coat: Short and smooth, requiring minimal grooming.

Temperament: Friendly, playful, and affectionate, making them great family pets.

Why French Bulldogs Make Great Pets

French Bulldogs are renowned for their loving and easygoing nature. They are excellent companions for singles, couples, and families alike. Here are a few reasons why they make fantastic pets:

Adaptability: They adjust well to apartment living due to their small size.

Low Exercise Needs: While they enjoy playtime, they don’t require extensive exercise, making them suitable for busy individuals.

Affectionate: Frenchies are known for their strong bond with their owners and their desire to be part of the family.

Finding French Bulldog Puppies for Sale in Singapore

Reputable Breeders

When searching for French Bulldog puppies in Singapore, it’s crucial to choose a reputable breeder. Responsible breeders prioritize the health and well-being of their dogs and ensure that they are bred ethically. Here are some tips to find a trustworthy breeder:

Research: Look for breeders with positive reviews and a good reputation in the local community.

Visit the Breeder: Always visit the breeder’s facility to see the living conditions of the puppies and their parents.

Health Clearances: Ensure that the breeder provides health clearances for the puppies, including tests for common genetic conditions like hip dysplasia and brachycephalic obstructive airway syndrome (BOAS).

Online Platforms

Several online platforms and websites list French Bulldog puppies for sale in Singapore. Some popular options include:

Local Classifieds: Websites like Gumtree Singapore and Carousell often have listings for French Bulldog puppies.

Specialized Breeder Websites: Many reputable breeders have their own websites where you can view available puppies and learn more about their breeding practices.

Social Media: Join local pet groups and forums on platforms like Facebook and Instagram to connect with breeders and other French Bulldog enthusiasts.

Adoption and Rescue

Adopting a French Bulldog from a rescue organization or shelter is another option to consider. While French Bulldogs are a sought-after breed, some may find themselves in need of a new home. Here’s how you can find French Bulldogs available for adoption:

Local Rescues: Check with local dog rescue organizations and shelters. Some may have French Bulldogs or know of rescue groups specializing in the breed.

Breed-Specific Rescues: Organizations dedicated to French Bulldogs often have listings of available dogs and can guide you through the adoption process.

What to Consider Before Buying

Costs

Owning a French Bulldog can be a significant financial commitment. The initial cost of purchasing a puppy from a reputable breeder in Singapore can range from SGD 3,000 to SGD 6,000, depending on the puppy’s lineage, health, and other factors. Additionally, consider ongoing expenses such as:

Veterinary Care: Regular check-ups, vaccinations, and preventive treatments.

Grooming: Though their short coat is low-maintenance, occasional grooming is still necessary.

Food and Supplies: High-quality dog food, toys, bedding, and other essentials.

Health Considerations

French Bulldogs are prone to certain health issues due to their unique physical traits. Be aware of the following conditions:

Respiratory Issues: Their short snouts can cause breathing difficulties, especially in hot weather or during strenuous activities.

Skin Problems: They may suffer from skin infections and allergies, so regular cleaning and skin care are essential.

Eye Problems: Conditions like cherry eye and corneal ulcers can occur, so keep an eye on their eye health.

Training and Socialization

French Bulldogs are intelligent but can be a bit stubborn. Consistent training and early socialization are key to ensuring your puppy grows into a well-behaved adult dog. Invest time in basic obedience training and expose your Frenchie to different environments, people, and other pets to help them become well-rounded.

Conclusion

Finding the perfect French Bulldog puppy for sale in Singapore involves careful consideration and research. By choosing a reputable breeder, considering adoption options, and preparing for the financial and health aspects of dog ownership, you’ll be well on your way to welcoming a delightful Frenchie into your home. Their playful demeanor and loving nature make them an excellent addition to any family, bringing joy and companionship into your life. Whether you’re a first-time dog owner or a seasoned pet parent, a French Bulldog is sure to steal your heart.

Call us at: +65 9128 5159

[tamanna31]

Veterinary Orthopedic Medicines Market Poised for Steady Growth in the Future

Veterinary Orthopedic Medicines Industry Overview

The global veterinary orthopedic medicines market size was estimated at USD 1.62 billion in 2023 and is expected to grow at a CAGR of 8.6% from 2024 to 2030.

The growth can be attributed to rising prevalence of orthopedic disorders in animals, the growing uptake of pet insurance, an increase in the aging animal population, and advancements in veterinary orthopedic medicines. Orthopedic issues can negatively impact an animal's quality of life by affecting the bones, muscles, and joints. Canine dysplasia of the elbow & hips and arthritis are among common conditions. Several factors contribute to orthopedic problems in animals, including aging, poor diet, and obesity. Recent studies have shown a rise in obesity among animals such as dogs and horses. For instance, an NCBI study in 2023 on horses revealed a 45% obesity rate.

Gather more insights about the market drivers, restrains and growth of the Veterinary Orthopedic Medicines Market

Stem cell therapy has recently gained popularity and generated significant interest in research & clinical settings. In veterinary medicine, stem cell therapy has been studied as a potential treatment option for various health complications such as dermatological, orthopedic, dental, etc. The use of stem cells in these diseases is still in its infancy, but the potential for stem cell therapy in veterinary medicine is extensive. For instance, StemcellX, a UK-based company, currently has two stem-cell products in the pipeline for application in dogs and horses. The veterinary orthopedic medicines market is growing due to increase in prevalence of Osteoarthritis (OA) and other Degenerative Joint Diseases (DJD) among various animals like dogs, cats, & horses, among others. According to estimates from a 2022 study in Frontiers of Veterinary Sciences, OA is the most common musculoskeletal disorder in dogs, and about 1 in 4 dogs suffer from it. Another research study from the Veterinary Ireland Journal stated that approximately 40% of all cats suffer from OA. Estimates provided by the American Animal Hospital Association (AAHA) reveal that 40% to 92% of cats experience joint pain due to OA or other DJD. Furthermore, the studies suggest possible underdiagnosis of these conditions in these animals. Figures provided by Zoetis indicate that out of the total diagnosed cases of canine OA in the US, only 33% are treated.

Furthermore, University of Illinois data suggests that athletic horses are at a high risk of developing OA that causes lameness. It is estimated that over 50% of horses older than 15 years suffer from OA, and in horses over 30 years of age, this number increases to more than 80% to 90%. OA affects the performance and wellbeing of athletic horses. For early diagnosis, it is important to understand causal & developmental pathways and prescribe the right treatment. Moreover, several pet owners are opting for pet insurance to manage the health expenses of their pets. According to a February 2024 article in USA Today, 26% of surveyed Americans stated they spend between USD 51 & USD 100 a month on their dogs. The same number of people (26%) spend from USD 101 to USD 250 monthly on dog care. Ownership of a dog can cost up to USD 5,000 in some cases. About 66% of the respondents said they had to cut down on their personal expenses to meet the rising costs of owning a pet. Others have taken out loans or asked for financial assistance to pay for the care of animals.

Browse through Grand View Research's Animal Health Industry Research Reports.

The global livestock monitoring market size was estimated at USD 4.01 billion in 2023 and is anticipated to grow at a CAGR of 11.56% from 2024 to 2030. 

The North America and Europe exotic companion animal market size was estimated at USD 1.30 billion in 2023 and is projected to grow at a CAGR of 7.9% from 2024 to 2030.

Key Veterinary Orthopedic Medicines Company Insights

Some of the key players operating in the market are Zoetis Inc; Boehringer Ingelheim; Elanco Animal Health, Inc.; and Merck Animal Health (Merck & Co. Inc). Industry leaders like Zoetis, Inc.; Boehringer Ingelheim; Elanco Animal Health; American Regent, Inc.; Merck Animal Health (Merck & Co. Inc); and Vetoquinol S.A. are investing significantly in the R&D of novel medicines for musculoskeletal complications prevalent in various animals. Companies like Ardent Animal Health, LLC; VetStem, Inc.; and MEDREGO LLC are focusing on developing specialized biologics like stem cells, PRP, and other biologics to effectively combat orthopedic conditions in animals.

Zoetis is one of the leading veterinary product companies in the world. It discovers, develops, manufactures, and commercializes vaccines, medicines, diagnostics, & other technologies for the treatment of various diseases in companion animals, as well as livestock animals. It has a widespread network in over 45 countries.

Elanco Animal Health has operated in the veterinary industry for over 65 years. It is a subsidiary of the pharmaceutical products giant Elli Lilly & Company. The company is among the top four global veterinary product manufacturers, with over 200 brands and a presence in over 90 countries.

Hyalogic, Bioiberica S.A.U, and Contipro A.S. are some of the emerging market participants in the veterinary orthopedic medicines market.

Hyalogic is a company that specializes in and focuses on manufacturing products made from high-molecular-weight hyaluronic acid, which has hydrating and lubricating properties. Its product portfolio includes skin care, personal care, joint care, etc., for humans and specialized joint care products for animals.

Key Veterinary Orthopedic Medicines Companies:

The following are the leading companies in the veterinary orthopedic medicines market. These companies collectively hold the largest market share and dictate industry trends.

Zoetis Inc.

Boehringer Ingelheim

Elanco Animal Health

American Regent, Inc.

Merck Animal Health (Merck & Co. Inc)

Vetoquinol S.A.

Ceva Sante Animale

Virbac

Biogenesis Bago

Ardent Animal Health, LLC

Bioiberica S.A.U

PetVivo Holdings, Inc. (Spryng)

Contipro A.S.

VetStem, Inc.

Enso Discoveries

Contura Vet US

T-Cyte Therepeutics

MEDREGO LLC

Bimeda U.S.

Hyalogic

Hester Biosciences .

Order a free sample PDF of the Veterinary Orthopedic Medicines Market Study, published by Grand View Research.

[puppyforsale]

Bernese Puppy For Sale

Looking For Bernese Puppy for Sale? Look These Cost Consideration First

If you're considering adding a Bernese puppy to your family, you're in for a treat. These fluffy, good-natured dogs are beloved for their gentle temperament and striking appearance. However, before you find a Bernese puppy for sale, it's essential to understand the financial aspects involved. 

Beyond the initial purchase price, there are several cost considerations to consider to ensure you can provide the best care for your new furry friend.

i. Initial Purchase Price

The initial purchase price is the first and most apparent cost consideration when looking for a Bernese puppy for sale. Prices vary widely depending on factors such as the breeder's reputation, the puppy's lineage, and the region of your location. 

It's important to research and set a budget that aligns with your comfortable spending. 

Remember that a higher initial cost from a reputable breeder can often mean healthier genetics and better socialization for your puppy.

ii. Healthcare Costs

Once you bring your Bernese puppy home, ongoing healthcare costs will be a significant part of your budget. It includes regular veterinary check-ups, vaccinations, flea and tick prevention, and potentially spaying or neutering. 

Bernese Mountain Dogs are generally healthy, but like all breeds, they can be prone to certain genetic conditions such as hip dysplasia and elbow dysplasia. 

Budgeting for potential health issues and preventive care is crucial to ensuring your puppy's well-being.

iii. Food and Nutrition

Proper nutrition is essential for the health and development of your Bernese puppy. This large breed has specific dietary needs, especially during growth. 

Quality dog food formulated for large breeds is recommended to support their bone and joint health. 

Factor in the cost of food, treats, and possibly supplements your veterinarian recommends to ensure your puppy receives a balanced diet.

iv. Training and Socialization

Bernese Mountain Dogs are intelligent and eager to please, but they can also be strong-willed and independent. Investing in proper training and socialization from an early age is crucial to raising a well-behaved adult dog. 

Consider the cost of puppy classes, obedience training, and any specialized training your Bernese may need based on their temperament and behaviour.

v. Grooming and Maintenance

With their thick, double coats, Bernese Mountain Dog require regular grooming to keep them looking and feeling their best. It includes brushing several times a week to prevent mats and tangles and occasional baths. 

Additionally, consider the cost of grooming tools, such as brushes and nail clippers, or the expense of professional grooming services if you prefer to do it yourself.

vi. Housing and Supplies

Creating a comfortable living space for your Bernese puppy is another cost consideration. 

It includes purchasing a suitable dog bed, crate or kennel, food and water bowls, toys for mental stimulation, and possibly a sturdy leash and harness for walks. 

If you plan to travel with your dog, you may also need to invest in a travel crate or seat belt harness for car rides.

vii. Emergency Fund

Lastly, having an emergency fund set aside for unexpected veterinary expenses is wise. Even with the best care, accidents and illnesses can happen, and having financial resources available can provide peace of mind during stressful times.

Consider setting aside a specific monthly amount to build up your emergency fund gradually.

Conclusion

Adding a Bernese puppy to your family can be a rewarding experience, but it's essential to be financially prepared for the responsibilities that come with pet ownership. 

By considering these cost factors upfront and planning accordingly, you can ensure that you provide the best care for your new furry friend throughout their life.  

When you're ready to take the next step, consider reputable sources like Furgive You, which offers Bernese for sale SG at affordable rates, helping you find the perfect addition to your family without compromising quality or care!

Discover this info here for getting more information related to Cavapoo Singapore.

[officialpetanimals]

Training Challenges and Tips for Giant Dog Breeds

What's the biggest dog breed? Giant dog breeds have always fascinated dog enthusiasts with their impressive size and gentle nature. But owning and training one of these massive canines comes with unique challenges that require patience, dedication, and specialized knowledge. In this article, we'll explore the biggest dog breeds and offer valuable training tips for their owners.

What's the Biggest Dog Breed?

Before diving into training tips, let's answer the question, "What's the biggest dog breed?" The answer is not straightforward, as the title of "biggest" can vary depending on different criteria such as height, weight, or length. However, when it comes to sheer mass and weight, the English Mastiff often takes the crown. These gentle giants can weigh between 160 to 230 pounds or more and stand around 28 to 36 inches tall at the shoulder. Other contenders for the biggest dog breed title include the Saint Bernard, Great Dane, and Newfoundland.

To know more about : -

The Unique Challenges of Training Giant Dog Breeds

Training giant dog breeds presents its own set of challenges due to their sheer size and strength. Here are some common issues you may encounter:

1. Socialization: Giant breeds can be intimidating to other dogs and people, making early socialization crucial. Without proper socialization, they may become overly protective or aggressive.

2. Space Requirements: Giant dogs need ample space to move around comfortably. Cramped living quarters can lead to restlessness and behavioral issues.

3. Health Concerns: Large breeds are prone to specific health problems like hip dysplasia, bloat, and joint issues. These can affect their mobility and ability to follow commands.

4. Short Lifespan: Unfortunately, giant dogs tend to have shorter lifespans compared to smaller breeds, which means you have less time to enjoy their companionship.

5. Cost: Feeding, grooming, and providing medical care for giant breeds can be significantly more expensive than for smaller dogs.

Training Tips for Giant Dog Breeds

Training giant dog breeds requires a tailored approach that takes their unique challenges into account. Here are some tips to help you train your gentle giant effectively:

1. Start Early: Begin training and socialization as early as possible. Puppies are more receptive to learning and adapting to new experiences. Expose them to various people, animals, and environments to build their confidence.

2. Consistency: Be consistent with your training methods and commands. Giant dogs thrive on routine, so regular practice is essential. Use positive reinforcement techniques, rewarding good behavior with treats and praise.

3. Obedience Training: Enroll your dog in obedience classes, ideally with a trainer experienced in handling large breeds. Teaching basic commands like sit, stay, and come is crucial for safety and managing their size.

4. Leash Training: Leash training is vital for controlling your giant breed in public. Choose a sturdy leash and collar or harness designed for large dogs. Practice loose-leash walking to prevent pulling.

5. Supervised Play: When introducing your giant dog to smaller pets or children, always supervise their interactions. Their size and strength can unintentionally harm smaller creatures during play.

6. Exercise: Ensure your dog gets enough exercise to maintain a healthy weight and reduce restlessness. Daily walks and playtime in a secure, spacious area are essential. Be mindful of not overexerting them, especially in hot weather.

7. Proper Feeding: Follow a balanced diet recommended by your veterinarian to support your dog's growth and overall health. Avoid overfeeding, as excess weight can exacerbate joint issues common in large breeds.

8. Health Monitoring: Regular veterinary check-ups are crucial to catch and address health issues early. This is particularly important for giant breeds due to their susceptibility to certain ailments.

9. Training Aids: Consider using training aids like head collars or no-pull harnesses to manage your dog's size and strength during walks. These tools can provide better control while reducing strain on your dog's neck.

10. Be Patient: Training a giant breed takes time and patience. Avoid using punishment-based methods, as they can lead to fear and aggression. Instead, focus on positive reinforcement to build a strong bond with your dog.

In conclusion

Owning a giant dog breed can be a rewarding experience if approached with the right knowledge and dedication. Understanding the unique challenges they pose and implementing proper training techniques is essential for ensuring a well-behaved and happy giant breed companion. ”What's the biggest dog breed” With early socialization, consistency, and lots of love, you can enjoy the company of your gentle giant for years to come.

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[barknlounge23]

How Puppy Mills Are Ruining The Dog Breeding Industry

Who’s that cute puppy in the window at the store? I know I’ve heard about puppy mills, but these people are so nice in the store and they clearly deny that any of their puppies come from a “puppy mill”. They even say that they know the breeders and they are all licensed and reputable. Truth or Lie??? If you guess Truth, you fell for exactly what these money hungry, despicable human beings are hoping for and that you buy one of their over-priced puppies. Human greed is at the centre of all “puppy mills”. Puppy mills are commercial breeding facilities that mass produce puppies all for the money. Animals are one of the biggest exploited living things….YY, they have no voice and cannot speak up for themselves. People running these facilities have no regards for the welfare of these dogs and often times they are caged 24 hours per day every day for their entire lives, with the females just being breeding machines.

Many of the “designer” puppies are so small due to the demand that they die from hyper-glycaemia if proper medical care is not provided early enough. The Parvovirus also runs rampant in these facilities due to over-breeding, over-crowding, and dogs not being vaccinated properly (as this costs $$). Being a former vet-tech that worked at an animal hospital that provided medical care for one of Florida’s well known company that sells puppies, every single one was from a Puppy Mill. We treated numerous puppies that were rushed to us, unconscious, needing a dextrose injection due to being hyper glycaemic and without the medication would die.

Many people would purchase their puppy only to find out a few days or a week or so later that they started to have bloody diarrhoea. Unknowing to them, they just thought that the puppy ate something that didn’t agree. Nope, unfortunately not the case…..the poor puppy had a life threatening disease called Canine Parvovirus. Even with IV fluids, proper medication and in ICU with 24 hour care….many of these wonderful/loving puppies did not recover and died. Additionally, many of the puppies that come from these unscrupulous facilities are bred with other family members, which is called inbreeding. This puts dogs at risk of birth defects and genetically inherited health problems such as diabetes, hip dysplasia, epilepsy etc. So next time you see that cute little puppy staring out of the window of a pet store, first try to resist that temptation of going in. But if you find yourself needing to pet or hold that sweet little fur baby….don’t let them suck you in and believe their lies. Hug/kiss that baby but whatever you do….DO NOT BUY THAT or ANY PUPPY from that store.

Send a message to these evil people that what they are doing is wrong, you will not support them, and they need to be put out of business for good!! Then go find a reputable breeder that allows you to see the Mom and Dad, the environment where Mom/Dad, puppies all live etc. Then hold kiss and pick your next fur baby.

At Bark N Lounge, we offer a variety of pet-related services including day-care, boarding and grooming. We make sure that your pet feels comfortable while staying with us so they have the best time possible! To know more about Pet Resort Near me and Puppy day-care Near me visit us now.

[lifeandinsurances]

Is Pet Insurance Worth it?

What You Need to Know Before Buying Pet Insurance

Photo by Alvan Nee on Unsplash

Pet insurance probably wasn’t the first thing you considered when you adopted your furry family member. But one visit to the vet could change your mind.

Consider this: Treating an upset stomach — one of the most common ailments for dogs — costs on average $400-$800, according to Betterpet - Advice from a team of veterinarians & pet experts. A bladder infection — common in cats — will set you back roughly $515. And arthritis costs $300-$600 on average to treat.

Pet insurance is one way to defray those costs. Yet only 2% of pet owners currently have a pet insurance policy. Is it worth it? And if so, how do you get a good deal?

What Pet Insurance Costs

You can expect to pay $47/month on average to insure a dog and $29/month on average to insure a cat, according to the North American Pet Health Insurance Association (NAPHIA).

But those are just averages. Premium costs vary quite a bit, depending on the breed, size, and age of your pet as well as your location and the type of coverage you select.

“Generally, dogs are more expensive than cats, and older and larger pets are more expensive than smaller ones,” says Kristen Lynch, executive director of NAPHIA.

Location is also a big factor in the price of pet insurance, as veterinarians in large cities tend to charge more than those in smaller towns.

Is Pet Insurance Worth It?

Still, the $348 to $564 you’ll spend on average annually to insure your furry friend is a fraction of what you’ll spend if your pet gets sick.

Beyond routine illnesses like stomach issues and bladder infections, one in three pets will need emergency care this year, according to Pet Life Today. And that care can get very expensive very quickly.

Think $6,000 for hip dysplasia treatment (common in large dogs) or $10,000 to treat cancer, the number one cause of death in senior cats and dogs.

And those costs are rising fast. The Bureau of Labor Statistics says veterinary costs rose 4.5% annually between 1997 and 2021. That’s more than double the overall annual inflation rate (2.16%) over the same period.

There’s also the fact that veterinary care has gotten much more sophisticated in recent years. “Virtually every type of care you can do for humans is now available for pets,” Lynch notes.

It makes sense then to buy insurance to cover some of those costs. But navigating the pet insurance marketplace can be tough. The terminology, limitations and coverages can be confusing if you’ve never bought pet insurance before.

Here’s what you need to know.

Photo by T.R Photography on Unsplash

How to Shop for Pet Insurance — And What to Watch Out For

Like human health insurance, you pay for pet insurance with a monthly or annual premium. Then you’ll have to meet a deductible (typically $100-$500). After that, the insurance company will reimburse you a percentage of your out-of-pocket costs (your co-pay percentage).

Deductibles typically work like typical human health insurance policies: Once you meet the annual deductible, the coverage kicks in. But some pet plans have separate deductibles for each illness or condition.

This means that if your deductible is $250, you’ll have to spend $250 for each condition your pet is treated for — not a good deal. Instead, look for a policy with one deductible for all illnesses and accidents.

Most pet insurance policies also have exclusions and waiting periods. This means they won’t cover certain illnesses or conditions, or they’ll require you to wait a certain length of time before the coverage kicks in.

For example, virtually all pet insurance policies exclude pre-existing conditions. However, your dog’s pre-existing diabetes won’t prevent her from getting insurance. That condition will just be excluded from the policy.

Waiting periods are also common. This means you’ll have to wait a certain number of days for the coverage to kick in. Waiting periods are usually 1–15 days for illnesses and accidents and 6–12 months for cruciate ligaments. Look for the shortest waiting periods possible.

Like human health insurance, many pet insurance policies also have limitations on the annual amount of coverage they’ll provide. You can typically select the limitation amount (e.g., $5,000, $10,000, or unlimited). You’ll pay more for higher limits.

And some policies won’t cover older pets or those with congenital or hereditary conditions. So be sure you know exactly what the plan will and won’t include before buying.

How to Determine How Much Coverage You Need

Although you can buy pet wellness plans that cover routine vaccinations, preventive care, and office visits, the best reason to get pet insurance is for unexpected veterinary bills that would be difficult to manage on your own.

Your vet can help you select the coverage you need based on which illnesses and conditions are typical for the breed and age of your pet.

For example, hip dysplasia is a common condition for large dogs, and some insurance plans won’t cover it at all, while others require a waiting period.

Your vet can also be a good source of information about the insurance plans they’ve seen in their practice and how much and how easily different insurers pay.

[petnews2day]

Is Pet Insurance Worth It In 2022? – Forbes Advisor

New Post has been published on https://petnews2day.com/pet-industry-news/pet-insurance-news/is-pet-insurance-worth-it-in-2022-forbes-advisor/

Is Pet Insurance Worth It In 2022? – Forbes Advisor

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations.

If your pet gets injured or sick, pet insurance helps cover medical expenses. What was once an obscure insurance product has been gaining steam. There are nearly 4 million cats and dogs insured in the U.S., according to the “State of the Industry 2022” report published by the North American Pet Health Insurance Association (NAPHIA). That’s more than double the total number of cats and dogs that were insured in the U.S. in 2017.

Pet insurance might be more affordable than you think. It costs an average of $35 a month for dogs and $28 a month for cat insurance in 2022, according to a Forbes Advisor analysis of pet insurance rates. If you’re wondering if pet insurance is worth it, here are some things to consider.

Featured Partners

Maximum annual coverage

$5,000 or Unlimited

Reimbursement choices

70%, 80%, 90%

Deductible choices

$50, $100, $200, $250, $500, $1,000

Maximum annual coverage

$5,000, $8,000, $10,000, $15,000, $30,000

Reimbursement choices

70%, 80%, 90%

Deductible choices

$200, $300, $500, $750, $1,000

Maximum annual coverage

$5,000, $10,000, $20,000, $50,000, $100,000

Reimbursement choices

70%, 80%, 90%

Deductible choices

$100, $250, $500

Average Treatment Costs for Pets

To determine if pet insurance is worthwhile, it’s good to know what kind of vet bills you could be looking at. Here are examples of average treatment costs, courtesy of Pets Best.

In addition, pet treatment costs are steadily rising. Data from Pets Best shows that the cost of treating a broken bone is up 16% year-over-year for dogs and up 6% YoY year-over-year for cats.

It’s also worth mentioning that some pets are prone to hereditary conditions that could increase their cost of care. For example, large dogs like border collies, Labrador retrievers, Great Danes and German shepherds are more likely to have hip dysplasia, which could cost between $3,500 and $7,000 to treat, sometimes even more, depending on the situation.

What Does Pet Insurance Cover?

Now that you’ve taken a crash course in the cost of caring for a pet, you’ll want to identify what pet insurance covers. A per insurance policy will state the amount the insurance company will pay for medical expenses.

Accident and illness plans typically cover:

Broken bones

Toxic ingestion

Dental illnesses like gingivitis

Chronic conditions like diabetes

Breed-specific conditions like hip dysplasia

Emergency care

Surgery

Disnitic testing

Hospitalization and surgery

Prescription medications

An accident-only pet insurance plan will cover veterinary expenses related to an accident, like a torn ligament or a pet swallowing something poisonous. But an accident-only plan will not cover veterinary expenses related to an illness, like ear infections or cancer.

Some pet insurance insurance plans have the option to add wellness or routine care coverage. This add-on covers expenses like routine check-ups, microchipping, vaccinations and flea/tick prevention.

What Does Pet Insurance Not Cover?

Here are some common pet insurance exclusions:

Experimental treatment. This includes treatments that are considered experimental, investigational and not within the standard of care accepted by the veterinary medical board in your state.

Food, dietary and nutritional supplements. Your pet’s dietary expenses are usually not covered by pet insurance, but some plans cover prescription food and supplements.

Grooming. Services such as baths, dips, nail trims and shampoos are typically not covered by pet insurance.

Non-veterinary expenses. This includes expenses such as any license or certification, compliance with a government rule or regulation (such as a dog license), record access or copying, and waste disposal services.

Pre-existing conditions. This includes illnesses and injuries that your pet had before your coverage started. Some plans do not permanently exclude pre-existing conditions. For example, ASPCA pet insurance covers “curable” pre-existing conditions if your pet has not shown signs or symptoms of certain conditions for 180 days. If the condition recurs after 180 days, it is covered like a new problem.

Related: Pet insurance for pre-existing conditions

Pet Insurance Deductibles, Reimbursement and Coverage Caps

When you choose a pet insurance policy, you will choose a deductible amount, which is the amount you pay before pet insurance starts to pay. Common per insurance deductible amounts range from $50 to $1,000. Generally, there are two different types of pet insurance deductibles:

Annual deductible: You’ll be responsible for paying the deductible each policy term. Once your deductible is met during the policy term, you won’t have to pay it again until the next year.

Per-condition deductible: You will pay a deductible for each condition or incident. For example, if your pet has chronic allergies, you would pay a deductible for medical expenses related to that treatment. Once your deductible is met, you won’t have to pay it again for vet expenses related to that condition. However, you will have to pay another deductible if your pet develops a new condition or incident.

You will select a reimbursement level, which is the portion of vet expenses your insurer will pay (after the deductible). Common reimbursement levels are usually 70%, 80% or 90%. However, some insurance companies like Figo will reimburse 100% of your vet expenses.

Your pet insurance company may also let you choose an annual coverage cap, such as $5,000. Some companies like Pets Best, TrustedPals and Spot have unlimited coverage.

What Does Pet Insurance Cost?

Our analysis found the average yearly cost is about $420 for dogs and $336 for cats, based on $5,000 in annual coverage with a $250 deductible and 90% reimbursement level. 

Average pet insurance costs

Your costs will vary depending on factors such as:

Pet’s breed. Some pets are more susceptible to certain conditions than others. For this reason, it may cost more to insure certain pets. For example, larger dogs usually cost more to insure.

Pet’s age. As pets age they are more susceptible to accidents and illnesses.

Pet’s gender. Female pets may be considered a lower risk, which can result in lower pet insurance premiums.

Location. Vet costs vary by location. If the vet costs are higher in your area, you may pay more for coverage.

Related: How much does pet insurance cost?

So, Is Pet Insurance Worth It?

Insurance companies aren’t in the business of paying more out in claims than what they take in in premiums. But that doesn’t mean the odds are always against you. If you get socked with a large, unexpected vet bill, what you’ve paid in premiums can be far less than what you receive in reimbursement. And that’s the main point of insurance: To have financial protection against large disasters.

Here’s one scenario:

Premiums: Suppose you’ve been paying for pet insurance for your dog for three years at about $684 a year. That’s $2,052 so far in pet insurance premiums.

A big vet bill: Then your dog ingests one of your toddler’s toys, which ends up costing $4,000 in vet bills. If you have a $500 deductible and a 90% reimbursement level, your out-of-pocket cost for the incident would be $850 ($500 deductible + 10% of 3,500 = $850).

The result: Adding up premiums for three years and the toy incident, you’ve paid $2,902. Without pet insurance, you would have paid $4,000 for the vet. You’ve avoided paying about $1,100 by having pet insurance.

“What’s important to know is that four out of five pets will have an unexpected emergency. You don’t know if that’s going to come three months or three years after you get your pet,” says Walter Haugland, vice president of marketing of Pets Best. “It’s almost impossible to plan for the unexpected. So, that’s where pet insurance comes in.”

When deciding if pet insurance is worth it, ask yourself:

What are you willing to pay out-of-pocket for vet bills?

How would you pay for costly vet expenses if something did come up, like an accident or an illness such as cancer?

You might have an idea right now of how much you’d be willing to pay in vet bills for an emergency. But if your pet is actually faced with a life or death situation, “you might be willing to stretch the budget further than you ever imagined,” says Haugland.

“Overall, buying pet insurance can give pet owners peace of mind and options so they can make the best care decision possible for a pet, without the financial risk,” Haugland says.

Find The Best Pet Insurance Companies Of 2022

Are Pet Owners Buying Pet Insurance?

Pet insurance has been growing in popularity. There was a 28% increase in total insured pets in the U.S. from 2020 to 2021, according to NAPHIA. Dogs overwhelmingly represent the majority of insured pets (82%) compared to cats (18%).

The rise in pet insurance might be partially attributed to the pandemic. More than three-quarters (78%) of pet owners said they acquired a pet during the pandemic, according to a Forbes Advisor survey. Of the survey respondents, half (50%) said they already had pet insurance while 21% said they plan to buy pet insurance this year.

Alternatives to Pet Insurance

If you’re not interested in purchasing pet insurance, here are some alternatives to pay for your pet’s veterinary care:

Savings account. You can set aside money in a savings account for your pet’s vet bills. The advantage of this strategy is that you won’t pay an annual pet insurance premium. The disadvantage is that you could take a considerable bite out of your savings if your pet suffers a major accident or illness, such as a torn ACL or cancer.

Credit card. You could pay your pet’s vet bill with a credit card. The downside to this approach is that the average credit card interest rate is 16.45%.

Financing. You could borrow money from a bank or lending institution to help pay for your pet’s vet bill. Personal loan rates currently range between 4% to 36%, depending on your lender, creditworthiness and other factors.

Payment plan. You may be able to negotiate a weekly or monthly payment plan with your veterinarian.

Fundraising. You can look into crowdfunding your pet’s vet bills with fundraising platforms such as GoFundMe or Waggle, a pet-dedicated crowdfunding site that sends funds directed to verified veterinarians.

Other alternatives. If you have trouble paying for your pet’s veterinarian bills, ask if your vet accepts Care Credit, a credit card designed for health care expenses, or look into other pet financial aid options. Here is a list of resources from the Humane Society of the United States.

Compare Pet Insurance Plans

See How Much Pet Insurance Costs From Top Insurers

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German Shepherd Hip Dysplasia Signs and Treatments

German Shepherd Hip Dysplasia: German Shepherds are popular dogs because they are active, loyal, and intelligent. However, some health problems can occur in these dogs, including hip dysplasia. Hip dysplasia is a condition that affects the hips and can lead to pain and deformity.  There are many treatments available for this condition, but many German Shepherds do not have access to them. This article will describe some of the signs and treatment options for German Shepherds with hip dysplasia. German shepherds, like many large breed dogs, are prone to canine hip dysplasia (CHD), a dog skeletal condition that can be inherited or caused by a traumatic fracture or other environmental factors. CHD is caused by a malformation of the ball and joint socket of one or both hips.

German Shepherd Hip Dysplasia: How to Tell

Dysplasia of the hip joint is a common problem in German Shepherds. It is not known how to tell if your dog has it, but there are a few signs that may help. - The first sign is that your dog's hips may be bowed or twisted. This is usually due to either arthritis or another condition that affects the joint. - The second sign is when your dog's hips get smaller than normal. This is usually because the hip joint has been damaged and needs time to heal. - The third sign is when your dog's hips seem to move too much from side to side or from up and down. German Shepherd Hip Dysplasia is usually due to arthritis or another condition that affects the joint. If you can't find any of the signs listed above, get your dog checked by a veterinarian for hip dysplasia. If you notice a change in your dog's gait or resistance to climbing stairs, you should have a certified veterinarian examine him. Canine hip dysplasia, while irreversible, can be monitored and treated to alleviate chronic pain. Also Read: How Long Do Cane Corso Live? Hip dysplasia affects 19.8% of German shepherds, according to the Orthopedic Foundation for Animals. Its progression and treatment options are determined by a number of factors, including the degree of misalignment and the age of the dog.

German Shepherd Hip Dysplasia Treatment Options

The treatment of canine hip dysplasia is a complex field, but there are several options available to those with the disorder. Some of the more common treatments include surgery, medications, and physical therapy. German Shepherd Hip Dysplasia surgery for severe cases in medium to large dogs can be costly and can cost between $1,000 and $3,000 per hip. Total Hip Replacement is the most expensive, costing between $3,500 and $7,500. If invasive surgery is not the best option for your dog, consider non-surgical, conservative management options such as dog leg braces, physical therapy, weight control, acupuncture, anti-inflammatories, and massage therapy.

5 German Shepherd Hip Problems

German Shepherds are known for their powerful work ethic and intelligence, but some problems can occur with their hips. These problems can be caused by a number of things, including age, health issues, and diet. If you notice that your German Shepherd is having hip problems, it is important to take action. Here are five common German Shepherd Hip Problems: Degenerative Myelopathy As a German shepherd owner, you've probably heard of degenerative myelopathy, a fatal, chronic, and progressive disease that is most common in this breed. Degenerative myelopathy, which typically manifests between the ages of 5 and 14, is a neurological disorder that affects the spinal cord and muscle coordination, eventually leading to paralysis of the back legs within months. CHD shares several symptoms with the early stages of degenerative myelopathy, such as difficulty rising and jumping and progressive hind limb weakness. Contact your veterinarian for a full exam if you notice any of these symptoms in your dog. Canine Myasthenia Gravis Canine myasthenia gravis, a rare neuromuscular disease, is a disorder of signal transmission between nerves and muscles that causes progressive muscle weakness and fatigue with mild exercise. This disease is not commonly confused with CHD because the symptoms appear on the face rather than the hindquarters. Ortho Dog braces can help support the weakened area, but disease, like CHD and degenerative myelopathy, is irreversible. Hock Dysplasia A dog's hock, like a human ankle, is the joint at the back of the dog's leg, between the lower thigh and the hindfoot. Some German shepherds consistently stand and walk on their hocks (due to hindquarter over-angulation, which causes one leg to reach a 90-degree angle when extended to the back and the hock of the other leg to touch the ground). This incorrect movement can strain their hips, causing them to walk in an irregular manner. Our Hock Holder brace provides hock stabilization and support to help relieve stress. Osteoarthritis Osteoarthritis is an inflammation of the hip joints caused by cartilage deterioration that is most commonly seen in senior dogs. You may notice your dog moving more slowly and having difficulty climbing stairs. Because there is less cartilage, bones can grind against each other, causing inflammation. The Ortho Dog Hip Hound brace, like a human wrist or hand brace for arthritis, limits joint movement, which alleviates pain. It does not cure arthritis, but restricted movement helps relieve pain. Muscular Dyke Disease Muscular Dyke Disease (MDD) is a condition that can develop in dogs with prior hip surgery or the use of other pain medications. MDD is caused by the overuse or abuse of the hips, and it results in increased wear and tears on the joint. The dogs often require surgery to correct the problem, which can lead to permanent damage.

Conclusion

In conclusion, German Shepherds with hip dysplasia may benefit from treatments such as orthopedic therapy, physical therapy, and diet to improve the condition. Orthopedic therapy may include exercises to improve joint stability and mobility, as well as adjustments to the dog's shoes or boots. Physical therapy may include stretching and exercise to increase range of motion. Diet may be important for dogs with hip dysplasia, as inadequate diets can lead to further deterioration of the hips. Read the full article

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Our Little Mr. Red Buttons . . . .One sweet sweet loving puppy dog. Almost ten weeks old, just adorable. And Gorgeous!

Fill out our application at www.greenlandhollerpets.org, then text us you are interested at 909-208-6889, and lets get you an appointment to see this most precious baby boy. Hes extraordinarily intelligent too.  

Cairnoodle Cairnoodle The Cairnoodle is a mix of the Cairn Terrier and the Poodle. This cross is also called a Poocan, CairnPoo, Cairnpoodle and Cairn Doodle, or just a Cairn Terrier/Poodle Mix. He has a life span of 12 to 16 years and is a small dog with skills in agility, competitive obedience, tricks and watchdog. He is an independent dog but still very social and affectionate.

Here is the Cairnoodle at a Glance Average height 10 to 15 inches Average weight 13 to 20 pounds Coat type Short, wispy, curly Hypoallergenic? Can be – Poodle is Grooming Needs Moderate Shedding Low Brushing Three or more times a week Touchiness Fairly sensitive Tolerant to Solitude? Low Barking Rare to occasional Tolerance to Heat Very good Tolerance to Cold Good to very good Good Family Pet? Excellent Good with Children? Excellent with socialization Good with other Dogs? Very good to excellent with socialization Good with other Pets? Good to very good with socialization A roamer or Wanderer? Average A Good Apartment Dweller? Excellent due to size Good Pet for new Owner? Very good to excellent Trainability Easy to train Exercise Needs Slightly active Tendency to get Fat Above average Major Health Concerns Addison's, Bloat, Cushings, Epilepsy, Hypothyroidism, Legg-Perthes, Patellar Luxation, Eye problems, Von Willebrand's, Other Health Concerns Hip Dysplasia, Skin Problems, Life Span 12 to 16 years Average new Puppy Price $600 to $900 Average Annual Medical Expense $460 to $560 Average Annual Non-Medical Expense $680 to $780 Advertisement

Where does the Cairnoodle come from?

The Cairnoodle is mixed or cross breed that has been deliberately bred and as such is now referred to more commonly as a Designer dog. Most of these dogs have two different purebred parents and a lot have Poodle in the mix because of their low shedding coats, intelligence and temperament. Many have a name that puts together parts of the parents names. A lot of breeders have joined the trend but not all of them are people you should be buying from. There are a lot of puppy mills and bad breeders who are deliberately cruel or just ignorant and really know nothing about careful breeding practices. Take care who you buy from. Without much known about the Cairnoodle's origins we look at the parent purebreeds to understand them better.

The Poodle

A very old breed is the Poodle. You can find pictures of Poodle like dogs on old Roman and Egyptian artifacts and in tombs from as far back as the 1st century. Despite most regular people thinking the Poodle is a French dog, in fact he comes from Germany and was used for hunting ducks and other waterfowl. But he became a more distinct breed when he made it to France. There have been three sizes of Poodles for centuries, the Standard, the Miniature and the Toy. French aristocracy adopted the toy Poodles as companions to carry around with them. When the Poodle was adopted into traveling circuses to perform they clipped them into interesting shapes and the aristocracy copied. He was registered in the Kennel Club in England in 1874, and the American Kennel Club in 1886.

Today he is known for being super intelligent, eager to please and easy to train. He is very devoted and loving and while energetic, can be calmed with training, socialization and enough exercise. He may seem to be aloof but in fact when you talk to Poodle owners you discover he has a great sense of humor and loves to clown around and play.

The Cairn Terrier

Scottish terrier breeds were originally classed as Scotch Terriers but in 1873 a new system came in to play and there were now two classes, Skye Terriers and Dandie Dinmont Terriers. Cairns were included in the Skye terrier classification. They were developed 200 years ago on the Isle of Skye by a Captain Martin MacLeod. Eventually in 1912 the Cairn-terrier had its own designation and was so named after Scottish burial sites. He came to America in 1913 and was granted membership of the AKC that same year.

Today he is a friendly lovely dog, always happy and eager to meet new people. As a terrier he is independent though and very alert. He likes to dig, chase things and he is a barker. He is a devoted family dog, good with the kids but can be sensitive and does not do well if you scold him. Early socialization and training are important to help keep him more stable.

Temperament

The Cairnoodle is an affectionate and loving dog who while enjoys being around people is also quite independent also. He is very loyal and protective and enjoys moments of cuddling as well as moments of playfulness and energy. He loves to get attention and be at the center of anything going on. He is an interesting mix of being sensitive like a Poodle but still able to be bold like a Terrier. He likes to have company and prefers not to be left alone for long periods. If he gets bored or is left alone for too long he can become destructive. He likes to entertain people, is eager to please, alert and confident. With strangers he is wary.

What does the Cairnoodle look like

He is a small dog weighing 13 to 20 pounds and standing 10 to 15 inches tall. He has a compact but strong body and looks quite tough with his wide head and large dark eyes. His coat can be wavy to curly, wispy and is short on the body. His ears are flappy and common colors are brown, black, grey, cream, white and golden.

Training and Exercise Needs

How active does the Cairnoodle need to be?

The Cairnoodle is just slightly active so is suitable as a pet for most owners, even those who cannot be that active. With a good selection of toys to rotate through he can play indoors and then he should also have one or two short daily walks as well. It is important he gets mental and physical stimulation and has enough interaction. He is well suited to living in an apartment as he is small enough and does not require a yard. A dog who is not walked enough and given enough stimulation can become frustrated, bored and will start to act out with barking, digging and other such behavior.

Does he train quickly?

The Cairnoodle despite being independent is easy to train, he listens and obeys and even needs less repetition than many other dogs. He likes to perform for people so as well as learning basic obedience he would also do well at learning tricks and the like. However he is not as easy when it comes to house training and in most cases it is a good idea to use the crate training method. Early training and socialization are important to see him become the best dog he can be. Use positive methods, reenforcing his successes with rewards, use treats and praise to encourage and motivate. Stay firm making it clear you are pack leader and be consistent and patient.

Living with a Cairnoodle

How much grooming is needed?

There is a moderate amount of maintenance and grooming to be done with the Cairnoodle. It will need regular brushing although it at least does not shed much at all, it does get tangled. It will need to be bathed with a dog shampoo just as it needs one. Too often and it is not good for the coat or his skin. You will also need to brush his teeth two to three times a week, check his ears for infections and wipe them clean once a week and then clip his nails when they get too long. Make sure the nails are not cut too short as this will cause pain and bleeding. Groomers can do it for you if you are not knowledgeable about them.

What is he like with children and other animals?

With socialization this dog is very good with children, he is playful and affectionate with them in fact. He also gets on well with other dogs and even other pets especially when raised with them. He may like to chase smaller animals though.

General information

He can make a good watchdog but otherwise his barking seems to range between rare and often! He will need to be fed ¾ to 1½ cups of good quality dry dog food each day, split into two meals. He can handle most climates and conditions.

Health Concerns

Health issues the Cairnoodle can be prone to include Addison's, Bloat, Cushings, Epilepsy, Hypothyroidism, Legg-Perthes, Patellar Luxation, Eye problems, Von Willebrand's, Craniomandibular Osteopathy, Cryptorchidism, Krabbe's disease, Liver problems, Hip Dysplasia and Skin Problems.

Costs involved in owning a Cairnoodle

The Cairnoodle puppy can cost between $600 to $900. Most Poodle mixes are a bit higher in price than other designer dogs though compared to some this is still one of the cheaper options. Other initial costs will include getting a crate, carrier, collar and leash, having the puppy examined by a vet, blood tests done, vaccinated, micro chipped, dewormed and neutered. These come to between $455 to $500. Annual costs for medical essentials like flea and tick prevention, check ups, further shots, pet insurance and heartworm prevention come to $460 to $560. Annual non-medical costs for basics like food, toys, treats, license, grooming and training come to between $680 to $780.

The Cairnoodle is a sweet and very entertaining dog. He is smart but while obedience training may go very well, house training is going to need more patience. He gets on well with other pets and children and could be a great family dog or companion to a single owner or couple. He is also a good option for those who are less active and could be hypoallergenic though that is something you would need to confirm.

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A Boxerdoodle dog is the result of breeding a Boxer breed and a Standard Poodle breed. Many people like the canine due to its adorable physical traits and personality. If you want to know more, then read the topics below:

What is a Boxerdoodle?

source: nicolebarrebreaux

A Boxerdoodle is not a purebred canine but a hybrid type that is a mixed breed. The breed is roughly a decade or two old and was created in the U.S. which is the reason why this breed hasn’t had a long history yet. However, the canine’s antecedents which are the Boxer and the Poodle the does have a long history.

The Boxer is from Germany and was bred during the 19th century from hunting dogs. The canine arrived in the United States in 1903, and during World War 1, the United States Army used the animal as an attack dog, guard dog, pack carriers, and messengers. Today the Boxer is pet companion, but it still can be an excellent watchdog that is alert and watchful.

Like the Boxer, the Poodle’s origin is also from Germany, though the current Poodle that we are familiar with was bred and developed in France. The dog’s original purpose is to be a hunting dog and a retriever of waterfowl. This canine is one brightest dog breeds and is a good family pet and gets along with children.

Being a Boxer and Poodle mix, the Boxer takes some traits in looks and personality from both of its antecedents.

The Personality of Boxer Poodle Mix

One trait that dog lovers like about this Boxer Poodle mix breed is its personality which combines playfulness with seriousness. During work times, the canine takes it to work seriously and is calm as well as the patient. But when it comes to playing with you and your family, the family dog traits like being affectionate and friendliness will show up. Boxerdoodles also have a protective personality. The dog is not aggressive like other canine breeds, but if it senses potential danger to you, your family and home, it will be a steadfast guard.

Due to the dog’s friendly nature (along with proper training and socialization) it works well as therapy dog making it a boon for the elderly and sick.

Poodle Boxer Mix Appearance

A Boxerdoodle dog’s nature is not the only thing that people like about the canine; its appearance is part of it. Boxerdoodles’ appearances tend to differ from dog to dog since it is possible that the breed may favor one side of parents or have both traits. So a Poodle Boxer mix canine may have the Poodle’s wavy, curly coat, the Boxer’s smooth short coat or both. The dog’s coat has a variety of colors that you would love:

Fawn

Brown

White

Black

Red

The coat’s color is either single colored, brindled or parti-colored.

The dog breed‘s size ranges from medium to small. Individually the canine may reach the height of 10 to 12 inches, and the weight of the breed is 12 to 70 lbs (5.55 to 31.75 kg).

Boxerdoodle Pictures

Lots of side eye action going on here. Swipe and watch Charlie’s eyes 👀 #nationaldogday

A post shared by Cassie (@lovecassiexo) on Aug 26, 2018 at 2:07pm PDT

Here’s a few photos of Charlie when my humans first adopted him almost 10 years ago. He was sent home with a giant flea collar that Mum wanted to trim but he wouldn’t let her. He hid behind the vine of a big tree in the yard for a while, till he realized nobody was going to hurt him.

A post shared by Cassie (@lovecassiexo) on Jul 26, 2018 at 6:24am PDT

"Dogs’ lives are too short. Their only fault, really.” – Agnes Turnbull. My sweet little and gentle old Zoe. I love her so much. 11 years of pure love. #dogs #love #dontshopadopt #boxerdoodle

A post shared by Patty Fountain – Redman (@patty_fountain) on Aug 8, 2018 at 6:51pm PDT

#boxerdoodle #boxer #poodle Love it 😂

A post shared by @ kickthebaby666 on May 31, 2018 at 1:05am PDT

The Boxerdoodle’s Temperament

Despite being bred as a working dog, the Boxerdoodle has the traits that will endear you to it. Regardless of its nature as a working dog, the animal is friendly, devoted and possess a loving character to you and your family. If you have any kids, the canine will love to play and socialize with them.

Loyalty and protectiveness are also traits possessed by this Boxer Poodle mix. The dog shows little or no aggression if a situation is normal, but if it senses a possible danger or threat, it will defend its home. When it comes to strangers, the animal has more reserved demeanor but will open up to them once familiarity sets in.

Health Issues of a Poodle Boxer

It’s a fact of life that dog breeds like the Poodle Boxer mix suffer from several health problems. Being a Boxer and Poodle mix breed, Boxerdoodles tend to have some if not all of the issues that their bloodline parents. Here at least four examples of health issues affecting this canine:

Von Willebrand’s Disease – To put it simply, this disease cause Boxerdoodles to bleed out or hemorrhage. Von Willebrand Factor or VWF is an adhesive glycoprotein that is responsible for clotting the dog’s small blood vessels that have injuries. Without the VWF, coagulation does not happen, and the injured small blood vessels will continue to bleed. Symptoms are nose-bleeds, blood in urine as well as feces, bleeding gums and bleeding vagina if the canine is female.

Hip Dysplasia – One of the most common physical problems that plague dogs regardless of their breed type. A canine’s hip joint is composed of a ball that fits snugly in the hip joint’s socket. Should deformation occur due to failure to develop normally (malformation) in the hip joint, the ball will not fit in the cavity, and it can lead to the loss of the hip joint’s function. Hip dysplasia onsets earlier on dogs that are four months old, but sometimes the condition occurs later in the canine’s life.

Degenerative Myelopathy – This problem causes a slow, but progressive, non-inflammatory degeneration of the spinal cord’s white matter. Without a veterinarian checking the problem, you can confuse degenerative myelopathy for unrelated orthopedic injuries.

Bloat – When gas fills up a canine’s stomach, bloat happens, and the unnatural expansion of the stomach put pressure on the diaphragm. This situation causes the stomach to twist and make breathing hard. Large dog breeds with deep chests are commonly affected by bloat. Most of the time, vigorous exercise or activity after meals causes bloats. The animal has an enlarged abdomen one sign of bloat.

Some health problems are hereditary while others are caused by outside factors like the environment, food, and injuries. Other health problems are allergies and heart conditions. Some of these problems are preventable, while can be mitigated if dealt with quickly.  Do not let illness get severe or escalate since it can prove lethal to your pet. A regular check-up by a vet should give you enough warning of your pet’s physical condition.

Is the Boxerdoodle Good as a Guard Dog?

Due to the origins of the Boxerdoodle, it is suitable to be a guard dog. The canine is naturally inclined to protect its family and will bark if something is not or senses a threat to your, its family as well as home. The breed gets it protective guard dog trait from it Boxer ancestry.

Training and Exercise for Boxerdoodles

The Boxerdoodle breed has intelligence and can be quite an active animal. Giving your dog training and exercise shouldn’t be too hard.

You can quickly train and manage a Boxer Poodle mix breed since the canine is by nature bright, sensitive and smart. Along with some treats and rewards for the canine’s training success, it will respond well to your training. Avoid at all cost rough, oppressive methods as well as harsh treatments since these are detrimental to the animal’s training. At worse these methods will backfire and make the canine more stubborn.  Boxer Poodle puppies and adults can equally have training, but training the former is more comfortable than the latter. You can instill obedience in a puppy via training and socialize them by introducing them to other dogs. Do not forget to be fair, firm and consistent during practice.

Exercises are an excellent way to keep your pet physically healthy and fit. Since Boxerdoodles are medium or large-sized dogs, they need of space to move around. If your home has a backyard with more than enough space as well as fence, let your pet frolic within it. On a daily basis, the dog needs at least one hour of exercise outdoors. Walks, jogs, runs and playing is adequate exercises and not to mention fun for the canine. During playtime, you or any children you have can be playmates with your pet.

Living With the Poodle Boxer Mix

source: holly86b

Getting a Boxerdoodle can change your life, so you need to think hard if you have what it takes to own one.

The first thing to ask is if you have the resources or money to buy a Boxer Poodle puppy. If you can buy one then it all good, but alternatively you can adopt one, but most of the time, the dog is an adult. Food and maintaining the canine’s physical also cost money so be sure to factor in these entire variables before getting a pet.

Next is your home; Boxedoodles are suited to more open spaces like a house with a backyard since it allows them to run and play. On the other hand, if you are living in an apartment, things might be a tad confusing. Boxedoodles can adapt to flats as their home, but still, you need to take the dog out for leashed walks for exercise.

Also, you need to spend some time with your pet since neglect as well boredom can result in the dog having destructive tendencies. Leaving the canine alone for long periods of time will cause it to have anxiety loneliness problems. Your Boxer Poodle mix dog should get along with children once they have been socialized. However, you or any other adult need to chaperone any interaction between them since the canine can accidentally hurt them. Also, the canine has territorial tendencies and will treat strangers and other pets with hostility.

Grooming and Foods

As the owner of a Boxerdoodle, it is your responsibility to maintain its physical health via grooming and healthy foods.

The frequency of grooming a Poodle Boxer mix breed depends on whether it takes more on its Boxer or Poodle parents. A Boxerdoodle has a Boxer coat; then you need to brush it once or twice a week. If the dog has Poodle’s skin, you will have to brush the coat on a regular basis. As for bathing the canine, do it only when the situation requires it and not frequently. If you are going to use shampoo, find one that is specifically for a dog’s use. The coat either shed a lot or little hair depending on what kind of the canine possess.

Other parts of your pet’s body that you should clean are the teeth and ears. Tartar and plaque will accumulate so brush your dog’s teeth at least once a day. The ears need to be washed gently after bathing due to dirt. Also check the rest of the canine’s body for signs of hot spots, scabs, and sores. Some of the breed’s health issues have symptoms and signs so the early you can catch them, the sooner you can get treatment for your pet. Last, but not the least the toenails. Usually, the toenails will naturally wear themselves out, but from time to time they can get too long. If you hear your do’s toenails clicking on the floor, then it’s time to cut them. If you feel that you don’t have the skill to groom your pet, hiring a professional groomer is your option.

When it comes to food, a Boxer Poodle mix dog requires dry dog food as an everyday meal. Two and a half to three cups of high-quality dog food is sufficient for the canine’s daily need. Be sure to use foods that are rich in protein such as chicken and fish. Do not give your pet any human food since these types of food are harmful to its health.

Where can i Find or Buy a Boxerdoodle Puppy?

If you haven’t got a Boxerdoodle puppy yet, then you need to know where you can buy one that is of high-quality. The first thing you should is the price of a pup. If you go to a breeder with some good reputation and credentials, the price range is $1200 to $1500. While the prices are high, they are worth every penny since the Poodle Boxer mix pup you’re getting is high-quality.

Medical needs and other stuff like collars, leash, etc. also require money, and their initial costs are around $450 to $600. Other expenses like emergency care saving, flea treatments, food, toys, license, and training are $1000 to $1400. Think first carefully if you have what it takes to pay for all these expenses.

Prominent kennel clubs are an excellent source of info on whom and where good breeders are located. A list of the clubs that recognition for the Boxer Poodle mix breeds:

The International Designer Canine Registry (IDCR)

Dog Registry of America (DRA) Formerly the US Kennel Club

American Canine Hybrid Club (ACHC)

Once you visit a breeder, you need to ask and do the following:

Ask for the puppy’s parents and their health records.

Get references from earlier litters.

Check if the environment is appropriate and see if the animals look happy and well-socialized.

Observe the puppy’s temperament and level of energy as well as try interacting with it.

On the other hand, if you are low on cash, adopting a Boxerdoodle is your next best option. Technically there are no official websites for taking Boxerdoodles, but there sites where you can inquire:

PuppyFind

Blueridge Boxer Rescue

Next Day Pets

Just bear in mind that you will rarely find a puppy for adoption since most Boxerdoodles that are for adoption are adults. If you don’t mind getting an adult dog, then getting a pet shouldn’t be hard.

Assuming that you don’t own a Boxerdoodle yet, do you like what you have read about the dog? If that’s the case, buy or adopt a dog and believe me that you won’t be disappointed.

The breed is the right mix of a Boxer and a Poodle that combines the some of the best traits of both breeds.  The canine has lots of love for its owner and family as well as being a loyal guard dog. The Boxerdoodle is also very energetic and loves to interact with it family. You can quickly train the dog and groom its body is not a difficult job.

A lot of people from all walks of life love this dog, and you too will like this magnificent animal as well.

Related Post: The Most Adorable Doodle Mix Breed

The post Boxerdoodle – A Quick Guide to this Lovable Dog Breed appeared first on Teacup Dogs Daily.

[ezatluba]

Which pups will make the grade as a service dog?Canine science aims to increase the success rate by analyzing minds, genetics and behaviorDuke University houses a sort of "puppy kindergarten" for future service dogs in Durham, N.C. 

Karin Brulliard

AUGUST 10, 2020

Yonder, 11 weeks old and 15 pounds, had two choices. In a white-walled room at Duke University, the wiggly Labrador mix faced a neon green squeaky squid toy and an upturned bowl topped with a piece of kibble. “Okay!” a researcher said perkily, and the puppy didn’t hesitate — she scurried straight toward the treat.

Yonder was bred for an exceptionally difficult job: to become a service dog for a human who needs her — by alerting to a doorbell or pulling a wheelchair while remaining composed and quiet, in crowds or on trails, and never chasing squirrels. Whether she’s capable was being gleaned in this room, with tests aimed at measuring her problem-solving, self-control and communications with people.

That was the hope, at least, for Yonder and her six furry cohorts. Early this year, they were the newest subjects of a $1.6 million study, funded by the National Institutes of Health, to help untangle a question long asked by breeders and trainers and now increasingly scrutinized by scientists: What makes a successful service dog — and can it be predicted in a puppy as young as Yonder?

At stake is a lot of money and a lot of dogs. Our expanding understanding of canines’ unique skills has fueled interest in service dogs among people with disabilities and the military, but it has also spawned scammers and years-long wait-lists. Although large organizations have honed the use of breeding and training to produce calm and obedient dogs, only about 50 percent make the cut. By that time, nearly two years and as much as $50,000 have been spent on one dog.

That is where another booming field — canine science — is coming in. Over two decades, the study of dog minds, genetics and behavior has given rise to laboratories at universities around the world. And in service dog organizations, with their controlled breeding and noble missions, canine researchers see ideal study populations.

Morgan Ferrans, left, and Kara Moore prepare to put Wisdom through an aptitude test at the Duke University Canine Cognition Center in February. Researchers are studying whether dogs' performance on aptitude tests is linked to success as a service animal. 

“We’re trying to understand the dog side of the leash and how we get more dogs helping more people,” said Brian Hare, an evolutionary anthropologist who is co-director of the Duke Canine Cognition Center, which is studying puppies bred by the California-based Canine Companions for Independence (CCI).

Some discoveries have already been made. Hare and a colleague found that successful service dogs more often make eye contact with a person when facing an unsolvable task and use inferential reasoning to find a hidden reward. Another study concluded that puppies with “helicopter moms” are more likely to fail as guide dogs, while young dogs that quickly solve a multistep problem are more likely to succeed. A neuroscientist who scanned the brains of service dog candidates found that washouts had higher activity in the area associated with excitability.

Other revelations are further off, but potentially revolutionary. One canine geneticist is collecting thousands of DNA samples in a bid to pinpoint the genetic markers of star service and working dogs.

“It’s huge, huge,” Brenda Kennedy, CCI’s director of canine health and research, said of the impact the research could have on a donor-funded group like hers, which provides dogs at no cost. “It really comes down to numbers. Every time we increase the percentage of dogs that succeed in our program, the more we’re going to be able to have an impact.”

Puppies frolic. Puppy day care

That is why Yonder and her peers — Arthur, Aurora, Westley, Wisdom, Zindel and Zola — were enrolled in a sort of boarding school for future service dogs on the campus of one of the nation’s elite universities. Duke calls it “puppy kindergarten.”

Pups that make it will become one of the five kinds of service dogs CCI provides, which include hearing dogs and assistance dogs for veterans with PTSD. Washouts might be “released” to another organization for a different job, but often they become pets.

In March, the spread of the novel coronavirus forced Duke to close, and Yonder’s cohort was sent to live in private homes. But the research has continued with puppies being raised off-campus, and Hare said he expects the kindergarten to resume at the university in 2021.

In normal times, this is how it works: A new group of puppies arrives each semester and bunks, for 12 weeks, in the brick biological sciences building home to the Canine Cognition Center or in dorms with students. During the day, all romp together around a linoleum-floored room that amounts to a puppy day care, with plush dog beds, soft lighting, birch tree decals on a wall and a white noise machine playing forest sounds. Outdoors is an artificial turf play area, where the sight of tussling puppies regularly stops passersby in their tracks.

The puppies are cared for and cuddled by student volunteers, who were, unsurprisingly, eager to help. (Six hundred — one-tenth of the undergraduate student body — responded to a call but were winnowed down to 150 after being required to take a five-hour online course about dog cognition and attending a meeting, Hare said.)

Duke students, including Zachary Horowitz, center, were eager to volunteer at the Canine Cognition Center. 

The pups face 14 cognitive tests every two weeks from the time they are 8 weeks to 20 weeks old, the most rapid period of brain development. At 16 weeks, Hare said, their brains are the equivalent of a 6-year-old child’s.

Hare has been working with CCI for about a decade, since, he said, he was shocked to learn at a conference that behaviorism — the idea that a person or animal’s behavior can be explained or altered by conditioning — was still canon among dog trainers. He and other canine scientists had known since the 1990s that dogs have different individual cognitive abilities.

Sitting in his office down the hall from the puppy day care in February, Hare described a test his lab gives to gauge a dog’s tendency to rely on its memory or a human’s gesture: A person hides a reward under a box as a dog watches. Then the human points to a second box, and the dog makes its choice.

“We’re trying to understand the dog side of the leash and how we get more dogs helping more people,” said Brian Hare, right, the center's co-director. At left is research scientist Vanessa Woods. 

“There is no right answer. And what you find is some dogs really rely on their memory, and they completely ignore you, and other dogs really listen to you. So it’s not one dog is smarter than the other,” Hare said. When testing service dog candidates, he added: “Our challenge now is even more specific, which is, can we figure out which outcome is best for you, given your cognitive profile?”

Hare said he and other scientists have already found, for a study not yet published, that puppies’ performance on some tests at 10 weeks mirrors how they do at 18 weeks. The Duke project aims to get even greater “resolution” on when these skills develop, Hare said, and how early they predict later success.

Innate skills are not everything. To an unknown degree, environment matters, too, and another side of puppy kindergarten is a socialization experiment. Might an amped-up social environment in these formative weeks provide a sort of “head start,” as Hare puts it?

Before starting training at 18 months, most service dogs are raised in homes by individual or family “puppy raisers.” The Duke puppies are being raised around one another and a stream of humans. Any student can visit the nursery and cavort with puppies, and 4,000 did so last fall. The puppies visit pediatric patients at Duke University Hospital. Medical students perform exams on the pups, as practice for interacting with nonverbal young children.

“When we see him starting to get frustrated, we can just re-engage him,” Margaret Gruen, an assistant professor at North Carolina State University’s College of Veterinary Medicine, said as she held Zindel, a yellow Lab, on an exam table in the Duke cognition lab. Next to Gruen, who is co-directing the research at Duke, medical student Laura Noteware gently felt for Zindel’s lymph nodes.

“Good boy! Good job! Lovely lymph nodes,” Noteware said. Zindel, sitting calmly for the prodding, eagerly gobbled a treat.

Zindel gets a check-up. The genetic factor

Service dog providers have long used behavior and temperament tests — to measure fearfulness, say, or aggression — during puppyhood and training. But there’s been little large-scale data collection or consistency, researchers say.

“There are programs that change their policies with the wind — this year it’s Test A, and this year it’s Test B,” said Evan MacLean, who directs the canine cognition center at the University of Arizona and frequently collaborates with Hare. He said he’s optimistic the wave of research will boost providers’ success rates, but he warned that it will take time.

Some providers that breed puppies also use genetics, analyzing pedigrees to estimate the likelihood that a breeding pair will pass along certain traits, such as hip dysplasia or fear of thunder. By collecting this information over three decades, the New York-based Guiding Eyes for the Blind, which provides guide dogs, has raised its success rate from about 20 percent of puppies born to nearly 40 percent, said Jane Russenberger, its senior director for breeding and genetics. (Dogs’ most common reason for failure, she said, is not being able to bounce back into work mode after something alarming occurs.)

But each year, about 170 puppies graduate from the program, and about 400 applications for dogs come in, she said. Its wait list is about 150 people long. That is why Guiding Eyes is now working with Elinor Karlsson, a geneticist at the Broad Institute of the Massachusetts Institute of Technology and Harvard.

Karlsson studies the genetics of dog behavior, and she sees working dogs — a group that includes service dogs and those that do jobs like drug detection — as key subjects, because they are mostly selected for behavior, not looks. By sequencing working dogs’ DNA, she hopes to discover patterns that correlate with success. She figures she needs samples from 10,000 dogs to make this work; she has about 1,600.

“If you had a predictive test that would be able to tell you whether a dog is likely to be successful, you could do that as a puppy and decide whether you want to invest the resources,” or even test shelter dogs, Karlsson said.

Russenberger’s bar is lower. Her hope is that Karlsson’s work will help Guiding Eyes hone its selection of breeding dogs, leading to higher graduation rates.

“I’m not out to breed couch potatoes, even though they’re lovely pets. It’s really that we want as many guide dogs as possible,” she said. “Just think of the years of savings by being able to serve more people who are blind and visually impaired.”

Lab coordinator Morgan Ferrans watches Wisdom perform an aptitude test. Impulse vs. learning

Back at Duke’s test room in February, Anya, a 7-month-old giant compared with little Yonder, spilled over the black floor mat. The Labrador-golden retriever mix was a member of the puppy kindergarten’s fall cohort. She now lived off campus with a puppy raiser, but the lab was still following her progress.

Ahead of her was a transparent tube covered in an opaque sheath, open at both ends, with a treat inside. In this warm-up portion of the test, she was figuring out how to get it. Next, research coordinator Kara Moore removed the sheath, and Anya watched as Moore placed a treat inside.

What Anya did next would be a measure of her inhibitory control, known as an “executive function.” Would she ignore her impulse to go straight for the treat, which she could now see, or use the information she already had and detour to the end of the tube?

Hare and others have done this test on many species. Lemurs, Moore said, “just cannot do it at all,” and bump into the tube repeatedly. Detection dogs Hare and MacLean tested did poorly, perhaps because their search tasks require a go-get-it lack of inhibition, Hare surmised. But successful CCI dogs did well.

Anya chose the detour. She was still many months away from starting service dog training, but on this small measure, she performed like a pro.

Medical student Laura Noteware, left, and co-principal investigator Margaret Gruen prepare to examine Zindel. 

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[trustedpalsblog]

Does pet health insurance really matter?

We come across this question a fair bit.

The answer isn’t quite so straightforward as ‘yes’ or ‘no’, but we’d lean strongly towards ‘yes’ in most cases.

You might be thinking that of course we’d say that – we sell one of the best pet insurance program, after all. But in all honesty, we want to know that everyone’s able to take care of their pet without plunging into debt or being put in a situation where they need to make an awful decision.

To help you answer the question yourself, it’s useful to know the cost of visiting the vet. To start with, a quick ‘hi and bye’ check-up can cost between $50 and $400, depending on where you live, and the cost of things like heartworm and flea prevention might cost you another $20 a month.

Doesn’t sound too bad? Well, we’re only talking about the expected costs of everyday care here. It’s when something comes out of the blue that things can rapidly get out of control.

Leaving pets uninsured means you’ll be on the hook for every single medical cost in the future.

                                                When things start to spiral

Take a deep breath. Getting pets treated by vets cost Americans nearly $19 billion in 2019. And a big slice of that is down to the millions of humans who needed to take their pet for emergency care during the year.

Obviously, the exact cost per trip depends on what’s happened. For a pet who got themselves into a small scrape (we’ve all been there), treatment could cost as little as a few hundred dollars. But when things get more serious, their human could end up paying more than $8,000  for a vet’s care – and then might also have to cover the costs of ongoing prescription meds and other treatments to help their pet get better.

Take a quick search around the internet for yourself, and you’ll quickly come across bill horror stories from other humans. Just as one example, when this cat got caught out  by an automatic garage door, he was lucky to get away with minor injuries.

But that didn’t stop him spending 48 hours at the vet, or stop the vet asking his human for $968.29 for the care he’d received.

And that’s just one case of many. 41% of humans with pets are (quite rightly) worried about footing a vet’s bill in an emergency, because they can be a big deal. If you’re unprepared – it’ll come as a shock.

Now, we don’t begrudge vets making a living – these humans have dedicated their own lives to making sure pets have the very best lives.

But the question you need to ask yourself is: Do you have a spare $10,000 in your bank account, just in case? If not, that’s where pet health insurance starts to look pretty useful.

Medical insurance for every member of the family

Pets are just as much a part of your family as everyone else. And, like everyone else, leaving them uninsured means you’d be on the hook for every single medical cost in the future.

Sadly, for some humans who go without pet medical insurance, the only way humane way forward after a serious accident is to put their pet to sleep – simply because they can’t afford to pay for their pet’s treatment. We don’t ever want that to happen.

With on of our pet insurance plans, you’re far less likely to be put into a situation like that. As long as your claim’s covered, you’ll get the money back in your pocket before you know it. Then you can focus on being there for your pet as they get back on their paws.

Want to go a little deeper? Let’s look at how claims work in a bit more detail – just like human medical insurance, there are a couple of other things to think about when it comes to how much is being paid.

How much does pet insurance pay out?

To understand the real value of having this type of immediate pet insurance, you need to know how much you’ll actually get if you make a claim. But there are a few things to work through first. It’s not just a case of grabbing the first pet insurance plan you see.

You need to know you’ve got the right coverage, sure. But you also need to know how to set things up in a way that works for you and your pet. That means thinking about a limit, reimbursement and deductible amount.

The best pet insurance companies in the USA will let you tweak these to suit yourself. If you find a pet insurance program who’s fixed these, or there’s a very limited choice, think carefully about why they might’ve done that. Is it to benefit you – or them?

Plan limits

First up, most pet insurance plans will cover a certain amount of vet care per year. This is your plan’s ‘limit’. (We offer annual limits of $4,000, $8,000, and $15,000.)

You can also look into taking out an unlimited plan. It’s true that you’ll pay more per month for this type of plan, but you’ll never need to worry about whether or not you can claim the lot if your pet gets in a spot of trouble.

Find out how much each option would cost you with us by getting a quick quote right now.

Reimbursement and deductible

Your reimbursement is the amount we pay you back towards the cost of any claim you make (worked out as a percentage of the total claim). Your deductible is either a contribution to the claims you make across the year or a payment per claim.

Our plans have annual deductibles, but some other providers do things differently.

How about an example?

Let's say you have a reimbursement of 90% and an annual deductible of $250. You make a claim for $5,000, so we take $250 off that amount and reimburse you $4,275 towards the total cost minus deductible (90% of $4,750).

With that claim, you've now cleared your annual deductible. If you make another claim during the same policy period for $5,000, we'd reimburse you $4,500 (90% of $5,000).

So I always have to pay something towards claims?

We know it might seem a little odd at first that you’re expected to put something towards the cost of claims. Isn’t that the point of pet insurance?

Yep, it is. But by sharing the cost just a little, we’re able to keep your monthly payments lower, so you won’t get saddled with extra day-to-day costs. And letting people tweak their plans like this means we can offer options for different budgets.

It’s the same way your home or auto insurance works. If something happens, you pay a little, your pet insurance often pays more than you. Then (fingers crossed) things start to get back to normal.

When does pet insurance pay out?

You’ll need to make your claim after you’ve been to the vet. Then your payment comes through a little later on. We pay most claims within 10 days. And we do our best to work even faster than this, so that you’re not left in the lurch.

But we realize there are times when you won’t have enough cash sitting around to cover the upfront costs.

One solution is to use a credit card and clear it as soon as we pay your claim to dodge your card provider charging you much (if any) interest.

Why don’t I just save up instead?

You can put your money away for a rainy day instead of taking out a pet insurance plan, but it’s much riskier.

If you put away $100 each month, you’ll have $1,200 at the end of the first year. But that might be around the time your cat or dog gets the idea into their heads that actually, your secret chocolate stash is meant for them, not you.

$1,200 might be enough to cover the vet bill. But it might not be if you live in an expensive place. And if it’s something even more serious than a greedy pet – for example, they’ve been in an accident or they’re really sick – $1,200 almost definitely won’t be enough to cover the costs.

And, of course, if they get injured in the first month, you’ll only have $100 to put towards treatment.

What’s coming next around the corner?

As much as we all wish we could see the future, none of us can. That’s the whole point of pet insurance – it helps you deal with the things you don’t see coming, and don’t have time to prepare for.

Plus, if you’re looking at other big costs when the accident happens (let’s say you’ve just renovated your home) you might come up a little short. Not a good place to be in when your cat’s come down with a severe cough.

Look at it this way. Do you have a big stack of money ready just in case you need to pay a medical bill for yourself or your family, or do you have medical insurance? The same logic works for your pet’s health, too.

What about using a credit card?

Paying for emergency care on a credit card (or taking out a loan) might seem like a good idea to start with, but once the interest kicks in, you could end up paying far more.

Interest will clock up all the while, so expensive treatment can become a real drain on your wallet over time.

I’ve heard other humans say pet insurance isn’t worth it!

If you have one of those big stacks of money we mentioned earlier, then fair enough.

But we think this idea is mostly down to the pet insurance providers who have big lists of conditions that aren’t covered. Which means that something that looks great to start with, quickly gets watered down by the small print.

We don’t cover a couple of things ourselves, but we don’t have a list as long as our tails. And we’re totally upfront about it.

The main things we can’t cover are conditions your pet had before your plan started, and issues with to do with hip dysplasia and cruciate ligaments (during a plan’s first year).

It’s perhaps fairer to say that certain plans, designed to keep coverage to a minimum (like accident-only plans) are the ones which aren’t always worth it. They might be cheap, but they’re not always there for you when you really need to make a claim.

What’s the bottom line?

You want your pet to live a long and healthy life. We want exactly the same thing.

We’re on your side, but most of all, we’re on the side of any cat and dog who’s fallen foul of gravity, run headfirst into a parked car, or has gone off their food (because they’ve been chewing who knows what).

Every pet matters (a lot) to us, and the more we can help, the happier we are.

So don’t get caught out by the unexpected – compare our pet health insurance to the rest, and get a quote today.

Source by: https://www.trustedpals.com/guides/pet-health-insurance.html

[dogmommy311-blog]

10 Simple Techniques For Best Dog Beds For Every Type Of Dog - Reader's Digest

Best Dog Bed For Two Dogs (Double Dog Beds) for Dummies

If your female pet dog will not stand to be bred there are a number of.

possibilities. She might not even be in heat, but if you make certain she is the most likely issue is that she does not wish to mate with the male. A woman that does not wish to mate with a male will require a little support. If you are not working with a breeder, take care as it can be harmful for you and for the dog. Stay with your canines throughout breeding. My Siberian Huskies constantly understood what to do and never ever needed any interference.

When dealing with some breeds, though, you will require to support the female( so that she does not collapse under the weight of the male) and even raise the male up into place. He will usually swing a back leg over and will stand, tied with the woman in a tail-to-tail position. Do not separate your woman from the male at this point. Do not scream at them, toss water on them, put ice on them, or attempt any of the other unrefined methods I have actually found out about over the years. It will all be over soon enough. After the canines have reproduced effectively it is an excellent idea to walk the female around but, if she crouches to urinate, do not permit her to do so for at least 20 minutes. This might not be necessary, as by that time most of the sperm is up inside the woman, however it is a great practice to follow. Some breeders will keep your female canine throughout this time, however it is okay to take her home if you prefer to do so. If you do everything properly, pups will occur about 58-63 days after your woman has actually been reproduced. Reproducing a female pet, however, can be a real.

best fluffy dog bed

gamble. Some types produce puppies more quickly but, after the hereditary screening costs, x-rays for hip dysplasia, the medications for worms or any other health problem, the vaccinations, and the increased food bills, you may end up losing cash. Unless your woman has something to add to the type, and you are all set to find homes for all of the puppies, she ought to be purified. This video will provide you some idea on finding a breeder who keeps high quality males to cross with your woman. To begin reproducing, you require to have a female dog that can having puppies, called a dam, in addition to a virile male pet, called a stud, to impregnate her. As soon as you've found a dam and a stud, examine their genetic background by taking a look at families and have them tested by a veterinarian for breed-specific congenital diseases. For more suggestions on breeding, consisting of how to synthetically inseminate a dam, keep reading! Thanks to all authors for developing a page that has actually read 1,121,430 times. If you have actually decided to breed your bitch, congratulations, welcome and take a deep breath! You will start an enthusiastic, demanding pursuit. It needs time, study, effort and emotional fortitude. Oh, and money! Here's whatever you require to learn about getting ready for your first litter. Make certain your vet gives your bitch a tidy expense of health, which she depends on date on all vaccinations and has passed all health accreditations that are suitable for your breed. Consult your breeder about the most appropriate stud pet that matches your bitch's structure and pedigree. Beyond the stud pet's physical compatibility, you'll wish to consider his personality, along with the health and durability of the pets several generations back in his pedigree. This is where taking advantage of the collective knowledge of knowledgeable breeders will assist you greatly. As quickly as you have developed a stud canine you would like to utilize, connect with his owner to suggest your interest and provide your bitch's pedigree, health clearances, and photos/videos. There should be a contract between you, laying out all terms and obligations. When is the stud cost to be paid, or a puppy back to be picked? Will you send your bitch to the stud canine to be bred or will she be synthetically inseminated by your veterinarian? Memories fade in time so get these crucial details in composing. The majority of breeders are pretty generous about sharing copies of their agreements if you require assistance in crafting your document. Relying on the typical size of litters in your breed, you will have at least a couple of puppies to sell. Don't wait up until the pups are born to get the word out. The AKC Marketplace is the only site to solely note 100 %AKC pups from AKC-Registered litters and the breeders who.

have cared for and raised these puppies are needed to follow guidelines and policies developed by the AKC. When your bitch comes in season( or "heat ") begin progesterone testing to determine the optimal time for her to be reproduced. Some breeders like a whelping box made of wood; others use a children's wading swimming pool or the bottom half of a Fiberglass cage. Pick one that works for you and your breed, and start reserving lots of towels, blankets, and papers. You will likewise need whelping materials such as a thermometer, hemostat, gloves, stethoscope, bulb syringe, disinfectant, a scale, and a chart or large note pad to tape information about the puppies at birth( the weight, sex, and color of each ). Let your vet know the due date and figure out when to bring the bitch in for an x-ray to get an idea of the number of puppies to anticipate. Whelping young puppies can be frustrating. Line up a skilled breeder who can be there with you to help at whatever hour.

Have coffee and treats nearby; possibly a futon or comfortable chair to make the wait more bearable; and emergency situation telephone number ready( your veterinarian, your breeder )should things not go as planned.