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gordonwilliamsweb · 3 years

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After Accident, Patient Crashes Into $700,000 Bill for Spine Surgery

Mark Gottlieb’s life changed in an instant when another driver crashed into his car, damaging four vertebrae in his upper spine and smashing six teeth.

In the months following that January 2019 crash, Gottlieb got the teeth crowned and, for debilitating neck pain, tried injections, chiropractic care and physical therapy. The treatments were all covered by his car insurance.

This story also ran on NPR. It can be republished for free.

New Jersey law, as in 12 other states, requires drivers to buy personal injury protection, or PIP, coverage to pay medical expenses. Gottlieb had the maximum: $250,000.

Unfortunately, Gottlieb’s pain persisted. “Nothing was working. The only other thing was surgery,” he said.

Though he wanted his operation performed near his home, Gottlieb said, staff members at the Bergen Pain Management clinic, where he was receiving care, insisted he go to Hudson Regional Hospital in Secaucus. On April 3, 2020, Gottlieb underwent a complex type of fusion surgery on the herniated discs in his cervical spine. He went home the same day.

His pain improved a bit. Then the bills came.

The Patient: Mark Gottlieb, 59, a marketing consultant in Little Ferry, New Jersey, covered for $250,000 in medical costs by his Geico car insurance. He also has an Aetna health insurance policy, which is secondary.

Medical Service: Anterior cervical discectomy and fusion, a type of neck surgery to replace damaged discs with bone grafts or implants to stabilize the spine.

Service Provider: Hudson Regional Hospital, a stand-alone, for-profit facility in Secaucus, New Jersey, and Bergen Pain Management in Paramus, New Jersey.

Total Bill: Taken together, the hospital and surgeon billed Gottlieb more than $700,000. The hospital billed $445,995 for the surgery, an amount reduced by Geico to $103,778. Bergen Pain Management billed an additional $264,444 for the main surgeon. Based on a review, Geico reduced that to $141,548. It paid $52,365 toward that before Gottlieb’s medical coverage in his auto policy was exhausted. Then it was up to his health insurer or Gottlieb to deal with the rest.

What Gives: When injuries are the result of auto accidents, car insurance is primarily responsible to negotiate and pay the insurance portion of medical bills. That creates a host of financial landmines for patients.

Gottlieb hit all of them.

With the high charges common in the U.S. for treatment, accident victims can easily exhaust the policy limits of even generous personal injury coverage, leaving some vulnerable to huge bills.

Although it’s rare to hear car insurers complain that they paid a hospital or doctor too much, auto insurers “typically pay more for some of the same services” than health insurers, said Robert Passmore, a vice president at the American Property Casualty Insurance Association, a trade group.

That’s in part because auto insurers generally don’t have broad networks of medical providers who have agreed to negotiated discounts off their billed charges, as do health insurers. So patients end up “out of network,” subject to whatever list price the provider charges.

Gottlieb said he checked with Geico before his surgery but was told it had no information for him about networks. With about $190,000 remaining in his PIP fund at the time, he was not too worried. He said efforts to get cost estimates were unsuccessful.

Instead of network rates, car insurers generally use other payment calculations. Some states set specific payments on fee schedules. But not every medical billing code is listed and, in those cases, they sometimes pay whatever the provider bills.

In this case, that was a lot: Gottlieb’s hospital and surgeon’s charges, even after being reduced by Geico, were about eight times as high as what Medicare would have paid.

While Geico generally pays rates set by the state (which are dramatically lower than what was charged), Gottlieb’s bill included a bunch of billing codes not on the state schedule. For most, the insurer paid exactly what was charged. For example, Geico allowed the full price of $65,125 charged by the surgeon for the removal of a damaged disc and paid the hospital $39,195 for nine surgical screws.

By September — with bills from his various providers still rolling in — Gottlieb’s PIP fund ran out after the remaining $52,365 was paid to Bergen Pain Management, short of the $141,548 Geico had recommended as reimbursement for the surgeon.

Insurance pays bills as they are submitted, which is often not in the order in which the treatment was rendered.

“It appears that Bergen Pain Management is still entitled to the $89,183 balance of the billing from your procedure,” Geico wrote in a September letter to Gottlieb, which added that he could submit that balance to his health insurer or pay it himself.

When he submitted the surgeon’s bill to Aetna, he discovered neither the doctor nor hospital was in his insurance network. He had not checked before the operation since he never dreamed that outpatient surgery would exhaust the auto policy.

That means Aetna did not have a negotiated rate with his providers, which might have knocked the charges down dramatically.

Instead, Aetna said it would allow an out-of-network payment of $4,051 for the surgeon, according to a Jan. 28 email to Gottlieb. In a written statement to KHN, Aetna spokesperson Ethan Slavin said that amount was based on Gottlieb’s policy terms, which set physician payments about 10% above Medicare rates for out-of-network care.

Because he had not yet met his annual out-of-network deductible, Gottlieb himself would have to pay the $4,051. He withdrew his request for Aetna to pay. Because out-of-network surgeons frequently go after patients to pay the balance of such bills, Gottlieb is waiting to see if Bergen Pain Management — which has already been paid $52,365 for the surgery — will come after him for more.

Neither the Bergen clinic nor the surgeon has sent him to collections or sued for the amount. Neither responded to multiple emails and phone calls placed by KHN seeking comment.

In a written statement, Hudson Regional spokesperson Ron Simoncini said the hospital “charged the state-mandated fee” where applicable, and where there was no such mandate, “the charges were reasonable.” It is not seeking additional payment.

Citing policyholder privacy, Geico declined to answer KHN’s questions, including how it determines what it will pay.

Did the auto insurer pay too much?

Geico had set an allowable reimbursement of $141,548 as the surgeon’s fee.

“That is an outrageously high surgeon’s fee for this type of surgery,” said Dr. Eeric Truumees, a professor at Dell Medical School at the University of Texas-Austin.

“I do a tremendous amount of complex cervical spine surgery and never had a fee that high even for complex surgery that takes 10 hours,” said Truumees, president of the North American Spine Society. He had no direct knowledge of Gottlieb’s case.

Altogether, Geico recommended and partly paid $245,326 to the hospital and surgeon for the procedure.

In contrast, Medicare would have paid about $29,500 for the entire procedure, with about $1,800 of that going to the surgeon and the rest to the hospital, according to researchers at Rand Corp. who analyzed Gottlieb’s bills at KHN and NPR’s request.

The surgeon’s bill was also high compared with what private insurance usually pays, according to Barry Silver of Healthcare Horizons Consulting Group in Knoxville, Tennessee. Silver compared Gottlieb’s bills with hundreds of similar claims from two carriers that administer employer-based health insurance nationwide. The total Geico paid the hospital was in line with what employers paid and was actually less than the two highest fees seen in his data. But the highest allowed charge in Silver’s database for the surgeon’s fee was $87,549, far less than the $141,458 Geico recommended.

Resolution: Gottlieb remains in the dark about whether Bergen Pain Management will seek the remaining $89,000 toward his bill.

Previously, Gottlieb sued the driver who caused the accident — and won a substantial “pain and suffering” court settlement. He wants to preserve it for future medical needs.

He has filed numerous complaints about his bills with state regulators, lawmakers and his insurers. Aetna sent his surgeon’s bill to its internal Special Investigations Unit following his complaint.

But, “based on our investigation, we determined there was no further need for action,” spokesperson Slavin said.

The Takeaway: Most people are unaware that auto insurance kicks in first after an accident and that it works very differently from health insurance — so you have to pay attention to how the policies coordinate.

That’s especially true if the accident requires major treatment.

If you have a low amount of personal injury coverage in your car policy, your medical bills may well kick over to your health policy. So when you sign up for nonemergency treatment — especially if it’s extensive, like surgery — it’s important to make sure the providers are in your health insurer’s network.

Some auto insurers have networks. Ask whether yours does.

Try to get cost estimates in writing for nonemergency care and compare that with what you have left in your auto policy coverage.

“If it’s more than you have left, it may be possible to negotiate with the hospital or doctor to reduce their charges,” said Silver at Healthcare Horizons.

Bill of the Month is a crowdsourced investigation by KHN and NPR that dissects and explains medical bills. Do you have an interesting medical bill you want to share with us? Tell us about it!

KHN (Kaiser Health News) is a national newsroom that produces in-depth journalism about health issues. Together with Policy Analysis and Polling, KHN is one of the three major operating programs at KFF (Kaiser Family Foundation). KFF is an endowed nonprofit organization providing information on health issues to the nation.

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daniels09stuff · 4 years

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anctilbrayen · 4 years

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maxremind · 5 years

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wotringmevivianbf70insuranc-blog · 5 years

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life insurance exam questions

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amyllomax · 5 years

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Latest Savannah Personal Injury Attorney Review Is Another Top Rated Review

The Brown Firm, a law firm based in Savannah, Georgia, has announced with pride that the latest review they have received is another five star review. The client praised the kind of service that she received when she went to the law office for a consultation.

Shamyuh L., the client who provided the most recent review, said, “The Brown Firm is the most recommended place to go to get your case handled. They help you from the time you walk through the door till the time you leave and they are very respectful.”

“Although getting a five star review is quite frequent for the firm, we always feel great pride when getting highly positive feedback from our clients. It gives us great satisfaction because it implies that we have been doing our work properly and are on the right track towards achieving excellent customer satisfaction,” says Harry Brown Jr. DC, JD, managing member of the firm.

He continues, “We don't think it gets much better than winning justice for clients like Shamyuh. We believe everyone deserves legal help after suffering from an accident injury. We are serious about holding the at-fault party liable for injuries that happen as a result of their negligence.”

The Brown Firm has also published a blog post about the most recent five star review. Those who are interested can click here to check out the blog post. On the post, they explain that the legal team from the firm has the task of collecting evidence, build strong cases, and work closely with their clients in order to offer the smoothest legal experience possible for every case involving personal injury that they take on.

They can offer legal help for different kinds of personal injury cases. These include work injuries, car accidents, motorcycle accidents, medical malpractice, truck accidents, wrongful death, slip and fall injuries, pedestrian accidents, and bicycle accidents.

For those who have been injured in a car accident, The Brown Firm advises them to follow a number of steps if they want to get the compensation they deserve. These steps are to: call the police; take photographs of the scene; speak to potential witnesses; see medical care; and talk with an experienced personal injury lawyer.

They want to point out that after a car crash, people should seek medical attention immediately even if they think they have not been injured. It may take days or even weeks before injuries become evident after an auto accident. After their medical consultation, it is time for the victims to seek legal help. The lawyers from the firm will offer a free consultation to discuss the case and the compensation opportunities. They will also make sure that the victims fully comprehend their legal rights.

The car accident injury lawyers from the firm will help the clients get the compensation they deserve for lost wages, medical bills, property damage, pain and suffering, and quality of life. As managing member of The Brown Firm, Harry Brown Jr. represents people who have been injured as a result of the negligence of others. He has treated automobile accident victims for more than 10 years as a chiropractor and it was then that he thought of opening The Brown Firm in order offer greater customer service.

“I’m one of the few attorneys who is also a medical practitioner,” Harry commented, “so I know how to work with other attorneys, healthcare providers, and insurance companies to get the best possible outcome for my clients.”

That is an advantage because he is able to comprehend client injuries from the point of view of a health care provider. With this, he has first-hand knowledge in effective case evaluation and the handling of personal injury claims.

Harry Brown Jr. obtained his Doctor of Chiropractic degree from the Parker College of Chiropractic in Dallas, Texas, in 1999. And he obtained his Juris Doctorate degree from the John Marshall Law School in Atlanta, Georgia, in 2004.

Those who want to learn more about the Savannah personal injury attorney reviews can visit their Google Maps page or their website, or contact them on the phone, or contact them through email.

Latest Savannah Personal Injury Attorney Review Is Another Top Rated Review published first on https://thebrownfirm.blogspot.com

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jennyvergeese · 4 years

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5 Biggest Issues with Chiropractic Billing Services

Chiropractic billing services is sometimes easy and sometimes complicated as well, but depending on how you manage, it is all matters. A successful chiropractic billing and coding practice have the number of factors in common. These factors can be the painful areas in managing your chiropractic billing services in a streamlined manner. This blog highlights the top 5 issues that a Chiropractor may face with billing services.

Office Management

Office management plays a crucial role in maintaining an effective chiropractic billing system. If you have a streamlined and manageable chiropractic billing system, you can easily and efficiently handle your office. Similarly, only if the billing system is strong enough, it improves your revenue and ensures proper office management. This seems to be a common issue, but it becomes difficult to manage certain areas such as savvy practice management, healthy accounts receivables, properly trained staff, and the potentiality to code properly and document diagnoses. Therefore balancing both office management and billing system in chiropractic is more crucial.

Accounts Receivable

Accounts receivable has many challenges such as communicating the value of accounts receivables with your billing department, improving your accounts receivables with efficient, over-the-counter collection tools, and avoiding common errors causing delays in claims. If this is not maintained properly, there is no point how much hard work and effort you put in.

CPT coding & documentation

Chiropractors typically diagnose only a few types of muscle and joint conditions. Several factors such as CPT codes, code details, common diagnostic tests, and top procedure code linkage should be considered during chiropractic billing and even at the time of claims submission as well. CPT coding is very crucial and important for receiving claims reimbursement without rejections.

Audits & auditors

This is one of the biggest fears for chiropractors and billing personnel when being audited. There may not be any checkpoints or control measures on your claim forms if they are un managed. The possible payable claim factors that can majorly affect your chiropractic billing process are billing errors, proper coding, modifiers, and claim forms filling.

Cloud-based chiropractic software

Losing your chiropractic data can lead to the devastation of your medical business. Like how patients are considered a priority, likewise, their data also should be maintained more crucially. These data will be useful for dealing with the patient’s claims and other office purposes as long as the patient keeps visiting your facility.

Conclusion:

The issues mentioned in this blog are real-time issues that chiropractors have to handle very carefully. If you have more number of patients bustling in, it becomes very hectic for you to manage your chiropractic medical billing properly. All the aforementioned issues are like a chain; if one is disturbed, the rest is also disturbed.

Therefore outsourcing your Chiropractic medical billing process is the best option to manage your office operations and revenue cycle. Though audits fall under office management and nothing to do with outsourcing, yet, all your medical records and details of claims will be maintained by your outsourcing partner and handed over to you on a timely basis.

24/7 Medical Billing Services is one of the leading medical billing & coding outsourcing service providing company that has more than a decade of experience in handling several complex processes and turning them into profits. If you are a chiropractor and struggling to manage your claims, approach 24/7 for a free consultation on Chiropractic billing outsourcing.

About 24/7 Medical Billing Services

24/7 Medical Billing Services is the nation’s leading medical billing service provider catering services to more than 43 specialties across the entire 50 states. You can rely on us for end-to-end revenue cycle management. We guarantee up to 10-20% increase in the revenue with cost reduction of your practice for up to 50%. Call us today at 888-502-0537 to know more on how we can help boost profitability for your practice.

Media Contact –

Hari Sudan, Media Relations,

24/7 Medical Billing Services,

16192 Coastal Hwy,

Lewes, DE – 19958

Tel: + 1 -888-502-0537

Email - [email protected]

Website – www.247medicalbillingservices.com

#Chiropractic billing in South Carolina #Chiropractic billing Services #Chiropractic billing Services in Texas #Chiropractic billing Services in Pennsylvania #Chiropractic billing Services in California #Chiropractic billing Services in Georgia #Chiropractic billing Services in South Carolina #Chiropractic billing Services provider #Chiropractic billing Services provider in Florida #Chiropractic billing Services provider in Georgia #Chiropractic billing Services provider in South Carolina

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investmart007 · 6 years

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New York News: Long Island Chiropractor, Raymond R. Pellegrino Arrested for Multi-Million Dollar Health Care Fraud

New Post has been published on https://www.stl.news/new-york-news-long-island-chiropractor-raymond-r-pellegrino-arrested-for-multi-million-dollar-health-care-fraud/171352/

New York News: Long Island Chiropractor, Raymond R. Pellegrino Arrested for Multi-Million Dollar Health Care Fraud

Defendant Paid More Than $2 Million for Fraudulent Claims Filed with Insurance Company

New York – An indictment was unsealed today in federal court in Central Islip charging chiropractor Raymond R. Pellegrino with health care fraud. The indictment alleges that Pellegrino billed Anthem Blue Cross Blue Shield over $2 million for health care services that were never performed. Pellegrino was arrested today in Texas, and will be arraigned at a later date in the Eastern District of New York.

Richard P. Donoghue, United States Attorney for the Eastern District of New York, and William F. Sweeney, Jr., Assistant Director-in-Charge, Federal Bureau of Investigation, New York Field Office (FBI), announced the charges.

“Pellegrino abused his position as a licensed medical professional by brazenly stealing millions of dollars in fraudulent billings,” stated United States Attorney Donoghue. “Today’s arrest demonstrates the resolve of this Office and the FBI to hold accountable health care fraudsters who line their pockets at the expense of insurance companies and, ultimately, consumers, who pay the cost of higher premiums.” Mr. Donoghue expressed his grateful appreciation to the New York State Department of Financial Services for its assistance in the case.

“Defrauding our healthcare system, regardless of the amount of money stolen or nature of the crime, eventually harms all of us,” stated FBI Assistant Director-in-Charge Sweeney. “The FBI and our law enforcement partners are aggressively searching out practitioners, suppliers and fraudsters to stop their illegal behavior, and keep the bills we each pay from ballooning out of control.”

As alleged in the indictment and court filings, Pellegrino operated chiropractic offices in West Hempstead and Hicksville, New York. Pellegrino hired medical doctors for part-time work and then billed Anthem Empire Blue Cross Blue Shield under the taxpayer identification numbers of those doctors for osteopathic manipulation and other services purportedly provided to beneficiaries. Between December 2003 and September 2014, Pellegrino was paid over $2 million for fraudulent claims filed with Anthem Blue Cross/Blue Shield, billing for medical services that he knew the doctors had not provided.

The charge in the indictment is an allegation, and the defendant is presumed innocent unless and until proven guilty.

If convicted of health care fraud, Pellegrino faces up to 10 years’ imprisonment.

The government’s case is being handled by the Office’s Long Island Criminal Division. Assistant United States Attorneys Charles P. Kelly and Madeline O’Connor are in charge of the prosecution.

The Defendant:

RAYMOND R. PELLEGRINO Age: 50 McKinney, Texas

E.D.N.Y. Docket No. 18-CR-496 (JFB)

—–

SOURCE: news provided by JUSTICE.GOV on Monday, September 17, 2018.

#Department of Justice #DOJ #health care fraud #Long Island Chiropractor #Long Island news #new york news #Raymond R. Pellegrino #Richard P. Donoghue #TodayNews #West Hempstead #William F. Sweeney

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generouslyteenagealpaca-blog · 6 years

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If you are driving someone else’s car while they are in it, does insurance cover an accident?

"If you are driving someone else's car while they are in it, does insurance cover an accident?

Hey, I have my full G license however I am not insured under any car because I do not own a car. However, my girlfriend does own a car and we're planning on going on a trip which requires 12 hours of driving. She wants me to drive but I am unsure that if we got into an accident we would be covered. So question: Are we covered by the insurance company in the event of an accident Note: I am driving, have no car or insurance in my name on any car She is in the passenger seat during the whole duration of the trip

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How much does Viagra cost without insurance?

What can I get FIRST: a driver's license or car insurance?

I'm 19 & have had a class O learner's permit since February & my brother has been giving me driving lessons with his car since then. A couple days ago he got me this $300 car for when I get my license (so I won't keep asking to borrow his, lol) so..... I called the DMV, but this lady said I needed proof of insurance for a driver's license, plates, registration, etc.... So I called this insurance company, but the guy there said he needed a valid driver's license # to even give me a quote.... I'm probably gonna get my license in the next couple of weeks, but.... 1) Why isn't a learner's permit # considered valid when trying to get car insurance? 2) Which can I get FIRST: a driver's license or car insurance? And how?""

Laddies. Is there any good Health Insurance that is not that expensive?

I know this is a dump question to ask but is there a Health Insurance that is not that expensive out there? I live in Missouri and she is 29 years old. We have 2 kids and live pay check to pay check. We tried Medicaid but they won't cover it unless you don't work or have more kids, and both are out of the question. I don't make a lot of money where I work but it does pay the Bills. I have tried to get a 2nd Job but with my first Job it doesn't always work out. I have to work over time and that doesn't cut it with most Jobs. I am trying to find a good health insurance that I can afford to help pay for her hospital visits. Please help me.""

How much can i offer to pay claimant on car insurance claim per month?

Im 19 years of age, I have a provisional licence, and I had a car with learner driver insurance. I'd just dropped my mum off and was driving home alone when another car pulled out of a junction and smashed into my car. The police were behind me at the time and saw that the other driver was at fault. However because my mum had just got out of the car my insurance was not valid. The other drivers insurance company is now making claim for cost to his car, can I offer to pay 10 per month off the cost or will they take me to court anyway?""

What is the best age to buy life insurance?

Were we can apply and buy liability insurance?

We are managing 300 units condominium.What approximately liability insurance will cost?

If I take defensive driving will it keep my speeding ticket from my insurance company?

I have two previous tickets for speeding. One is dismissed I did community service and the other I didnt take care of and payed the fine and this is in Texas by the way I have also thought about contacting the my insurance agent and if it is dismissed because of the defensive driving this means my insurance rates will not go up correct?

How much will average insurance be for me.?

I am 17, just passed my driving test and I am considering buying a 1997 AUDI A3 1.6 Sport.""

Good car insurance for a teen?

in the summer im going to get my first job (yay!) and my parents are in a bit of a financial rut so with my paycheck im gonna pay my insurance so i was wondering...which insurance would be the cheapest or have the most deductibles im going to be 18 in october, never got a ticket, never got in a wreck and i have had my license for two years any helpful answers are appreciated :) also if you need any more info let me know!:) ..oh and btw its a 1999 hyandai elantra that i drive""

""2012, 17 Year Old Insurance?""

Looking to pass my test in Feb. (3rd) And all threads and posts I have looked at are from 2010 or something. Just wondering what the best sort of car is for my age and insurance provider and any tips to lower my premium as the lowest I have come out with was with elephant.co.uk at 2900, third party fire and theft on a citroen ax. Which is above my budget... Any Clues Anyone ? Thanks""

Is it possible to argue with the insurance company against totaling the car?

The insurance company wants to total the car. I do not. The insurance adjuster's estimate and the body shop's estimate is below the insurance company's valuation of the car (even adjusting for the insurance company's salvage value). The policy defines when they can total the car, when the repair cost is greater than the value + salvage value. It is not there yet. The insurance company is also cheating by unreasonably saying the value is low but even with that, the repair is less. How to I go about changing an insurance company bureaucracy so that they follow the policy?""

Car accident/insurance question!?

Is there some sort of law that claims if your car is in an accident the dealership will pay for the rest of the remaining balance on your car? That way the insurance company gives you the money to buy a new one. My friend was telling me something about this but I don't really remember what it was called, or even if that was what she was trying to explain. Thank you!""

Life insurance?

has anyone every heard of national benefit life insurance company of ny ny? i got this letter from them in the mail and im a bit scheptical of it... lemme know so i dont pour all this money into it and end up with nothing kthanks xoxo

Anyone know any sites I can go to to get life insurance and car insurance quotes? I don't want to give my?

phone number to any company because they hound you forever, I just don't need all the phone calls and presser.""

""How can I find affordable health insurance that covers chiropractic adjustments, acupuncture, or both?""

I live in Colorado. I only make slightly above minimum wage. I am not eligible for health care benefits through work. I have a chronic issue and am in pain if I do not go. I spend $250 on chiropractic and $250 on acupuncture for a grand total of $500 a month. Is there a health insurance plan that could cover either one or both kinds of treatments for less than $500 a month? If not, I will just continue to pay out of pocket although it is very expensive.""

""Can I get auto insurance coverage with my sister's auto insurance? (Boston, MA)?""

I will be visiting my sister who lives in Boston, Massachusetts. I will have to drive her car but I do not have my own auto insurance. My sister, of course, have her auto insurance (through Commerce Insurance) which has full coverage. The question is, will I be able to receive coverage (with my sister's insurance) in case I get into an accident?""

If you are driving someone else's car while they are in it, does insurance cover an accident?

Motorcycle insurance?

I want to get my motorcycle license this summer then buy an old bike to ride for awhile till i learn enough and buy a new bike later. But i want to know how much the insurance would cost me. Im 17 and live in California. And i want to get a 1985 Kawasaki. Whats the cheapest insurance i can get? How much is it?

Will the car insurance know?

I am a single parent, unemployed and I care for my eighteen month baby while my other child is at f/t school. I have recently passed my driving test and found the car that I want. The only problem is that the f/t course I applied for at college is full and the insurance premium is more for unemployed people and less for students!(which I can't understand). I can't tell them I am a housewife as I am not married, If I tell them that I am a f/t student will they need proof when I pay for the car insurance.""

Anyone have an idea about Car Insurance Rates?

Anyone have an idea of car insurance rates in Texas on a camaro for a 16 year old female beginner driver??

""Speeding ticket, will it raise my insurance in texas?""

hey, I got a speeding ticket a few days ago and would like to take the defensive driving class instead, if the judge will let me. i really dont want to let my dad know about it and i am willing to pay all of it, i just dont want to have to deal with my dad. Will my insurance go up even if i do the defensive driving class? Thanks!""

Classic car insurance for new drivers?

Hello. Can you get classic car insurance for a new just test passed driver. If the car is say a 1.1 escort or similar and the driver is over 30 years old? or is it verboten until at least 2 years have passed driving with normal insurance? Thankyou.

Will My Insurance go up?

The other driver reported the accident on his insurance company but we decided that we'll settle the damages outside the insurance company to prevent my rates from going up. The other insurance company is contacting me now. Does it mean that my insurance company knows about the accident and will raise my insurance rates even if we dont settle this insurance to insurance?

What is the cheapest liability insurance in sacramento?

looking for auto liability. just to cover the basics. i'm shooting for 50 dollars or less per month.

Car insurance curious question?

On today i went to a car show in my area and when i was out their i seen alot of nice old school. As i was looking, i went to talk to a guy. he said invested 20,000 in his 89 chevy caprice. It had the Portable tvs, brand new engine and so on.. Then i was like man what if you wreck you vehicle, the insurance not going to pay for all that, besides you can get much for a 21 yr old car. He was like since he got full coverage and he happen to get into a accident and the car is total, he said the insurance company will reimburse him half of the money back on what he spent on the car. Is this true?""

What is a good cheap Car Insurance Company?

I am 22 years old, single mother of two children ( 2 & 4 ), looking for cheap insurance quotes, I live in NC I'm not sure if that matters. I checked Allstate and that's the cheapest quote I've found, but I had them before and owe them money, so EX them out. Any other people, I checked with Progressive, State Farm, AND Gecco (sp). Who are you with what are your companies??""

Will my car be fixed even though car insurance runs out?

Hi there. A car came into me the other day and bumped my car, I have fully comp insurance which runs out january 11th in my mums name, but i am the named driver. The car will have to have quite a bit of work done so im guessing it wont be fixed before this date. The other drivers insurance will be paying for the cost, the insurance and car is in my mums name, and I want to change myself to the owner (official through DVLA) and take out my own insurance before 11th instead of renewing with the smae company. Will they carrying on fixing the car if the insursance who have delt with the claim has run out, also will if be wrong if the car was in my name before the car was returned to my mum. I hope this makes sense, and i hope someone can help thanks.""

""In the state of arkansas, is there any state programs to provide free or affordable health insurance?

i am a 36 yr old male returning to college full-time. i have two dependent children who recive arkids(medicaid). i have no health insurance currently and am not working currently

How much is Insurance for a 17 year old on average?

I'm 16 and I didn't take drivers ed, i just got my license, and i just wanna know on average, and maybe the cheapest i could get insurance in the state of texas?...""

What's a good cheap health insurance for a college student?

My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.

Driver Education/Insurance Rate Information?

For my Driver Education class, one of the assignments goes as follows: Call a local vehicle insurance company and ask if you can take a few minutes to ask some questions. Ask what the insurance rates will be for you when you are ready to drive. Also, ask what the rates would be for someone your age who is not taking any driver education classes. What will the rates be when you are 25 years old? What are they for a person without driver education? What are they for someone convicted of driving while intoxicated? If anyone could spare me the phone call, it would be greatly appreciated.""

Whats the cheapest 4x4 to insure at 18?

i'm 18, just passed my test, live with my parents in a small town and work full time at the supermarket, won't be driving it much, i just want a 4x4!""

How do You Show Proof of Auto Insurance to a Court?

In California, do you have to just show the insurance policy or do you have to show policy with payment receipt?""

""My 21 year old son needs to see a dr.but no insurance, what can he do?""

he has a knot in his left breast and will need to be removed, but he has absolutly no insurance!""

Homeowners Insurance: What is replacement value for my home?

I'm getting new homeowners policy. What is per square foot to re-build my home in Southern California? Middle-class neighborhood, nothing fancy. Built in 1968.""

Will I get the money from my life insurance back?

I have had life insurance for a year now, which gives me a discount on my car insurance. When I am 21, my car insurance rates may go down and I may not need the life insurance discount from State Farm any more. Will I get the money that I have put into the life insurance back?""

How much is teen car insurance?

Im 16 and get my license next month. my parents are asking i pay car insurance so im looking for a rough estimate of what it would cost if i have my own car or not. im a girl with straight As and I've never been in any legal trouble. thanks!

Im 17. How much should my parents expect to be paying for my car insurance?

Im 17, Soon I will be driving a 96-00 Acura Integra GS-R. I will be insured under my parents AAA policy. How much should my parents expect to pay?""

What car should I get for cheap insurance?

Im 18, i just got my license a week ago. I live in a small Louisiana town. I catch buses and taxis to and from college and work. I really need a car. I have 2000 down for one but insurance is like 600 dollars on my own policy. I can't get on any ones policy because I live on my own. I'm beginning to get discouraged because the longer I take to get a car the less money I'll have for a car paying 10 to 20 dollars on taxis a day takes all my money. What can I do? What cars will have the cheapest insurance for a new driver?""

""Have get government assistance, can i get cheaper auto insurance?

I can't afford my auto insurance but I was told if I get assistance there are insurers that will give me a discount. Does anyone know where? I also heard if I was in states custody I can get it free or cheap.. is this true?

How much will my insurance go up from a honda oddessey to a bmw x3?

Will you buy the Life Insurance ? Why? How much?

Some people are concerning about Health Insurance more than Life Insurance and I don't know which one I should buy first.

If you are driving someone else's car while they are in it, does insurance cover an accident?

How much is the cost of a health insurance policy for a family of 5 in USA?

lets assume Joe (38years old) and Sally (38years old) public both work and make a total of $70,000 a year between them. They have 3 children, Todd, 15, Gwen 13, and Gina 10. They have to buy their own health insurance since their employers do not provide it. They want a plan that does the following: max $25 dollar deductible for any visit to a doctor....and then 80% of all cost after that up to an individual maximum cost per person per year of $2000 at which point the insurance will pick up 100% up to $300,000 per person per year. Dental and vision coverage is a flat 80% of all procedures after $25 deductible. If this family goes out in the market place to buy this insurance, how much will it cost them per month.""

How much would insurance cost on a 49cc scooter?

I'm 30 year old and live in Leeds / UK , iv never had a car or motobike before so all this is new to me , I know roughly price of tax ,mot, cbt, but id like to no roughly price of insurance for me on a 49cc scooter so I no how much I can spend on the bike , the bike when id get it would b chained up and stored in a locked garage over night , I'm not able to reply to answers or add info after iv sent this question so more info the better please""

Does being cosigner for a auto loan improve my credit?

my father helped me purchase my car by him going on the loan because i didnt have any credit. but his name is on as promary driver because insurance purposes so i could stay on his policy and not have to get my own. my name went on as a co-applicant. my question is assuming all payments are made on time and every (which they are) is it doing alot of good to my credit as co sign? or is most of the credit going to the primary applicant?

Insurance for new baby/family?

I'm newly pregnant - 6weeks. The boyfriend - of 5 yrs - & I were talking yesterday at my prenatal appt & he brought up insurance. The baby's due in early july 2009. He has Blue Cross Blue Shield. I have Aetna. I know that, over here in Virginia, Medicaid is completely free & they will automatically give a pregnant woman insurance thru them. I'm not sure where to go w/ insurance as far as our first baby goes. Do we keep our separate insurances & just add each other & the baby? Do we drop both & get Medicaid? Well, that would only cover me & the baby, I believe. What to do? THANKS!""

""Where can I find affordable health insurance in the Neosho, MO. area?""

Where can I find affordable health insurance in the Neosho, MO. area?""

Affordable health insurance?

my girlfriends mom wont pay for her health insurance. she has stomach pains constantly but cant afford to get it looked at. what is a good health insurance for one person 20 years old and they dont make alot of money. What is the best plan at Kaiser Permanente?

""What are car insurances rates just for liability insurance in reno, nv?""

What are car insurances rates just for liability insurance in reno, nv?""

What is the best company for cheap car insurance?

I am doing my lessons, I am a 19 year old female and a mother of 1. I have just bought a renault clio 1.4 and need to get the cheapest possible insurance. To start i need insurance so that i can drive with someone in the car on my provisional but i also need quotes on how much it will cost me when i have past my test.""

What's wrong with affordable health insurance without a middle man?

We have affordable car insurance and the gov't doesn't get involved in that, do they? Am I the only one who thinks a few of these industries (insurance, pharmaceutical) should be regulated?""

Massachusetts Health insurance?

I am in fifties and currently living in California. Due to the California high cost of medical insurance, My wife and I are thinking of moving to Massachusetts state, get a small home there and retire there eventually. The reason that we are thinking about is that we overheard Massachusetts have a much lower health insurance cost ($50/month ?). Please advise us if you are currently living in Massachusetts state or other states that have less expensive health care insurance and housing cost. You advise is greatly appreciated. Jo""

Is there a motorcycle insurance company in ontario that can give rates similar to progressive?

PLUS they have to be able to insure 16 year olds, and the rate i got from progressive was 1800$(thats reasonable..and its not full coverage its the middle one),, i have m1, and have a 08 zzr600""

Whats a good insurance?

I need a good insurance. Im looking for medical,dermotalogyst,chiro etc... Any info please help?""

Tips for cheaper car insurance?

I'm 19 next month and just passed my test in October and now also got a pass plus certificate but insurance is still sky high like 4000 a year Just for a 1.2 Vauxhall Corsa sxi.

Will my car insurance cover this? and its no joke this seriously happened please answers!!!!?

ok i JUST got me a new car and i have insurance on it and everything and well i had some friends with me and they were in the back seat and they had a lighter and they decided to try and light their farts on fire and im being very serious here and well he got down and and farted on the flame of the lighter and it actually shot out and caught the back seat of my car on fire and burnt up part of the back seat and this really isnt a joke i didnt even know he was doing that and i walked over there right as he did it and sure enough it actually shot out and caught it on fire so will my insurance cover that? im to embarrassed to call and ask because they probably wont believe me!!!

What wold be the cheapest and best insurance?

I'm 19 and a full time college student and I live in Wisconsin. I have a work study job at school as well as a full time job in the summer. I live with my grandma because I was technically abandoned by my mom while in high school and she is unemployed so I don't think she has insurance. I wrestle in college and earlier this year I sustained a concussion and a few days afterward I got rear ended which made the symptoms a lot worse. Theyre insurance is paying for some of the bills but not all. So what insurance should I try to pursue.

How much is motocross insurance?

Hey guys just wondering how much a motocross insurance quote would be im just looking for coverage if i get an injury im 16 and need affordable quotes thanks

How much is YOUR car insurance a month?

I know the make, model, and various other factors will affect my future car insurance search, but I'd really like to hear it from real people..if you would be so kind as to share with me? :O)""

How can teens afford car insurance??

I really want to learn how to drive but can't really afford car insurance any suggestions??

I sorta blew up my car would my warranty or insurance cover it?

Well u see my friend and I took my 2010 Prius up to the far reaches of canada to go ice fishing, the locals told us they used dynamite all the time so we didn't think much of it, anyway... We sorta had an accident with the dynamite and blew up the car(thankfully no one was hurt) but anyway, would my insurance(allstate) or my warranty cover it?""

""Visiting CA, do I need to get auto insurance?""

I have an IL driver's license but no auto insurance. I am planning to visit family in CA. Is it legal for me to drive my mom's car without having auto insurance? If not, where can I get short term (2-day) auto insurance?""

Insurance for penis ?

Is there any Insurance scheme for penis ? i'm worried . beacuse i use it too much . need help .

Will just one speeding ticket increase insurance rates?

I got a speeding ticket for going 70/55. This is my first moving violation since 2004, but that one should be off my record. I also got a ticket for having a cracked back window in June, but that carried no demerit points. I am in my early 20s. How much is this likely to impact my insurance rates? I am a resident of Virginia""

California 50cc scooter laws?

a 50cc scooter the kind that you sit on and seats 2 goes about 40 mph does it need to be registered in ca and have insurance on it? do i need a motorcycle class license to drive it? or anything else i should know about driving it in california? riverside county.

What is the average life insurance amount people take out?

Do car salesmen get free dealer insurance to drive any car?

As above, I've been offered a job by a franchised motor dealership, just curious if as part of the job you get free insurance to drive all vehicles? And do you generally get a company car. It's a big part of the decision I have to make. Any help or advice would be great.""

If you are driving someone else's car while they are in it, does insurance cover an accident?

Car insurance whats the diff?

I got two insurance quotes and one is for 20/40 liability (the state min) and the other is for 100/300 what exactly does this mean. I know its the amount that they cover, but I only have liability so whats the difference?? Please, help.""

If i dont have car insurance can i still drive?

my name is not on the car insurance for my dads car, and he said i cant drive because my name is not on the insurance. so i cant drive the car intill my name is on the insurance? even thou he is my father?""

Insurance cost for a BMW 325i?

So I am 19 bought a 2004 BMW 325i for 12,000 dollars and was wondering how much the insurance would be? I live in CT and are only planning to use for school.""

Looking for affordable health insurance?

My employer does not offer health insurance. Does anyone know of a private health insurance company? I was with Blue-Cross Blue Shield and they kept raising the rates. I don't qualify for any assistance due to low income. Also some coverage for dental.

Is Foremost Auto Insurance good insurance?

I am looking at switching to Foremost for my auto insurance and was wondering if anyone had any comments or experiences about auto insurance through Foremost Insurance company.

Insured car but driver not on insurance?

I have liability insurance on my car but the person driving my car was not on the insurance and they rearended someone .... what can happen and will the insurance company pay or am I responsible?

What would be the best cheapest car a teen could get?

What would be a cheap car that doesn't have high insurance that a teen could get? (Brand and model)? Thanks

Local car insurance in california?

What are the local home insurance rates for London?

I am trying to do a project for a public health class and I was wondering what the home insurance rates for someone owning a home in London? It would be awesome if you knew about how much it cost around the Tower Hamlets area. Also, if you do know about what percentage of people have home insurance in London, that would be greatly appreciated. Thank you!""

Average cost for an fr 44 in Florida?

I just trying to determine what the average cost for an fr 44 is in Florida after a dui

Where can I find affordable dental insurance for my father?

He is 50+, I live in Michigan,help please?? I tried looking, but no progress. I want him to get something affordable so he can have better and healthier teeth. Thank you, Jenn""

What is Secondary Auto Insurance?

I do not have auto insurance so When I rent a car is Secondary insurance a replacment for insurance I do not have?

""If i was an officer in the air force, does that military help pay car insurance?

how nice r the houses on base and how much meal do i get to eat per day while living on base?

How can our teen get health insurance in California?

He's 19 and a part-time student. so he no longer qualifies for our Kaiser Permanente coverage. We seemed to have missed the deadline to cover him by COBRA. In a few months he'll be taking full-time classes again, so he can go back into Kaiser, but knowing him he'll catch the flu or Dutch Elm Disease or something just to bug me. Is there any affordable way to get him covered for the next few months? Would he qualify for Medi-Cal (Medicaid)?""

How can I get some fast affordable dental Insurance?!?

I recently had dental visit, and after the exam, I was informed that I have to pull multiple teeth. The extractions are going to cost $2200.00. I really need to take care of this matter as soon as possible. unfortunately, I don't have dental insurance. Is it any where I can Get fast affordable dental insurance:'(""

What is total extra premium car insurance?

Hi guys, I'm currently learning to drive (uk) hopefully pass my test in next couple of months, just looking up on insurance quotes, will mainly be driving my fathers car 1.8 petrol vauxhall, I'm 25. So was doing a quote with his insurance company (swift cover) and as I was going through it and this is what it says at the end total extra premium 248.48 Now what the hell does this mean? After this stage it was to confirm payment and obviously I never clicked that because I'm just looking for quotes. Is total extra premium what I'm going to pay for a year or is that just a one off payment?""

""What is the best car alarm system, that would also lower my insurance?""

I own a 2003 Toyota Corolla CE. My car insurance is moderately expensive, and I've been told that installing an alarm system would help lower my insurance. But I don't want a cheap alarm that can be easily set off by someone's sound system.""

Backtack on medical insurance for newborn?

Is it Normal for my job to backtrak and charge me premiums for my newborn if I didn't enroll her until about a month after she was born? She was on my wifes insurance up until I enrolled her but they took a lot out of one check. Spoke with the head of finance dept and tells me they still backtrack from when she's born even though she was on my wifes insurance

Quote for Motorcycle insurance for a Teenager?

I am 19 years old and I live in California. I have liability car insurance and I am on my dads policy. I am planning on getting a 250cc cruiser bike [probably a Honda Rebel (I dont know what year yet)]. I took a motorcycle safety course as well. How much do you think I will be looking at for motorcycle insurance added to my car insurance policy under these circumstances.

""Not at fault in car accident, but insurance says I am?""

I was involved in an accident in 2011. I was going straight past an intersection and another truck going the opposite direction turned at the intersection, striking me. He admitted he did not see me and was clearly at fault. I filled out the police report and it states, by both parties, that he was at fault. A year later I bought a new car. I tried to get insurance. Everywhere I go my quotes are sky high, like almost $200 a month. I asked them why so much, and they advised I was listed at fault in the accident. I called the DMV, the insurance adjuster, and the police, and they all say I am not at fault. Well, the DMV says they see an accident but it does not show who was at fault. The insurance companies keep saying they are getting this info from the DMV but thats not possible. I was told by one small insurance company that this is a tactic used by companies. They see me as not at fault but try to manipulate me to get more money. What do I do to clear my name? I have the official police report, as well as all my medical bills from the accident. Again, the DMV cannot see any at fault, therefore cannot do or change anything.""

Insurance companies?

Which company is better out of Elephant and Admiral for car insurance. They have both given the same quote but I don't know anything about the customer services or anything

Health insurance options for single moms?

My daughter is on my boyfriends health insurance right now, but he is switching jobs and his new job makes him get through 60 days of training before being able to receive health insurance. I am personally covered under my parents insurance, but they will not allow me to insure my daughter with them, so I was wondering if there is any affordable insurance options for my daughter while my boyfriend is unable to insure her. I am currently unemployed (to stay home with our baby) and since we are not married I am considered a single mom""

What's the advantage of having an intermediary company (broker) handle my car insurance?

i quoted through the intermediary company (broker) and the total payment was $331. Then i quoted directly with the insurance company and the total payment is $209......????

What is the cheapest car insurance?

28 yr old. Just need a car that runs for two years. I want to insure it the bare minimum for the cheapest price. What car is the cheapest to insure? Lets say I bought a 95 civic dx, what company is the cheapest to get insurance from? anecdotal experience is fine. Thanks""

Why are these insurance policies so different??

I'm currently insured on Yes insurance for a 1.1 litre peugeot 206... I want to change to a 1.8 ford focus and after ringing up the insurers, they claimed it would be an additional 700 on top of my current policy. (if i took out a new policy, it'd be 1800) I then got a whole new quote for elephant.co.uk, who quoted me 900 from new. both are on thid party fire and theft, and both have exactly the same details. Why the 1000 difference?? even on my current insurer who i have been with for 3 months already? thanks""

If you are driving someone else's car while they are in it, does insurance cover an accident?

https://www.linkedin.com/pulse/car-insurance-quotes-seniors-ryan-hunter"

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livingstonbusinessbuzzchatter · 6 years

Text

Comparing Medigap Plans in Texas

For those who do not know what Medicare it is the federally provided insurance that covers the millions of American seniors who have qualified for and been accepted to receive Social Security payments from the Federal Government. The insurance premiums are paid directly from your Social Security check, so you never really see it. Unfortunately, much like all other insurance plans available across the country, Medicare does not cover everything at 100%.

This will leave a gap in the total coverage that each covered senior have and that would leave them responsible for the balance. One of the big reason for this is because the cost of healthcare has gotten way too out of control. Fortunately, there are plans available that are designed to fill the gap beyond what Medicare Part A and Medicare Part B cover.

These plans are government approved and are referred to as plan A all the way through plan L. Each one of these Medigap insurance plans are federally regulated in order to attempt to keep them at least somewhat cheaper for the senior.

Medigap Insurance Eligibility

A good rule of thumb to certain if you are eligible for one of the 10 Medigap insurance plans is that if you are at least 65 years of age and signed up for Medicare Part A and Part B. There are also a few requirements that you must meet in order to be able to qualify for coverage under Medigap insurance plans. You must at least meet the following tough requirements:

You must be a legal resident or US citizen

You have lived in the United States for at least 5 years

Worked at least 10 years at a job that is Medicare covered

Common misconceptions about Medicare and why Medigap insurance is so important

One would think that a health care plan established by the US Federal Government that is designed to cover the medical expenses for senior citizens that are currently receiving Social Security payments would truly cover everything. Unfortunately, you would totally wrong and on top of that, each and every Medicare recipient has to pay their own premiums that are automatically taken out of your monthly SS check.

These Medigap plans are also not automatic and if you don't qualify, you would be financially responsible for all of the doctor bills above what Medicare allows. Then there is the list of services that are not covered by Medicare at all. This list is actually quite extensive and is filled with things that might surprise you to find out that Medicare does not cover and that the Medigap plan you chose would have to be able to cover as much of those things.

Here is a brief list of some of the medical procedures that are not covered by Medicare Part A or Medicare Part B

Routine eye care or glasses

Eye refractions

No yearly exams

No Chiropractic services

Hearing aids, tests, or exams

Prescription drugs

Learn more about Medigap plans and rates at http://emedigap-plans.com. Medigap Insurance brokers will help you compare Medigap Insurance rates and plans. To talk to an expert in Medigap coverage call toll free 888-452-7949!

#Best Medigap Plans Choosing a Medigap Policy Compare Medigap Plans Medicare Medigap Medigap Medigap Insurance Medigap Insurance Plans Mediga

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sizzlingcrusadebouquetfan-blog · 7 years

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Will a 2000 Chevy Monte Carlo SS cost more for car insurance than a Monte Carlo LS because it’s a sports car?

"Will a 2000 Chevy Monte Carlo SS cost more for car insurance than a Monte Carlo LS because it's a sports car?

Will a 2000 Chevy Monte Carlo SS cost more for car insurance than a Monte Carlo LS because it's a sports car?

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr

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How do they figure insurance costs? About how much would annual insurance be for a $70,000 house? Thanks~!""

Can you get life insurance if you smoke marijuana?

My husband's 20 year policy is up and I am renewing us one together. He smokes it occasionally and I do not. We have to do a medical screening to the get insurance, so do they drug test? What is the outcome of smoking marijuana? Does that automatically cancel the application? We have 6 months to take the exam, so I am sure he can stop until then, but I am just wondering about the rules.""

How much would my insurance be??

i wanted to get a used honda or new hyundai elantra.. im 18 y/o female and first time driver. whats a good insurance to join for teens like myself..hmmm? cheap ones? u agree with AIS?

Please can someone give me a normal price on car insurance for a new 2012 Ford Fiesta zetec S?

I'm 17 years old and a first time driver but cant fined a straight answer from car insurance websites.

""20, female, just passed test.. cheapest car to insure?""

Hi, So I passed my test today :). But I want some ideas on cars cheap to insure.. either on my own or on my dads insurance with me as a second driver.. Also having a baby in 8 week so would be better being a 5 door, but I can cope with 3.. Some cars I've thought of are.. Corsa Clio Focus Fiester KA Polo Punto Any piston heads out there to help me out and give me some ideas of age and engine I'm best going for for cheap insurance please help :) Thanks""

Does anybody have Progressive auto insurance?

Im thinking about getting Progressive auto insurance, I live in Massachusetts so the prices seem too good to be true. So is it a good insurance company.""

How much should a 17 year old's car insurance cost in the UK?

i'm 17 and want to drive. i'm a full time college student, which probably doesn't make any difference? right now i'm looking at a 2001 VAUXHALL CORSA 1.6 engine, LS 5dr [AC] Hatchback, which is costing around 999 how much should i expect the insurance to cost for this car? or for a car similar? it will be my first car. Thanks.""

How much does it cost to see a gynecologist without health insurance?

I live around the Chicago suburbs, and I don't have health insurance at the moment. I just want to get the regular check-up and pap smear. Anyidea how much it would cost?""

Will my insurance go up if I file a claim but then not need it?

A guy ran into me. All he did was pull off a side mirror. I can't get his insurance to replace it directly. They said he has to file the claim. He has yet to do so and the contact number I have for him is bad. So I was told if I go through my insurance they can file the claim to his insurance for me to get it paid. But if somehow they can't file it through his insurance ill just pay out of pocket and have my husband do the work so it's cheap. But if I do that will my insurance still go up? The accidentwas entirely his fault.

Average car insurance rates for people under 21 years old?

Best Car Insurance for an 18 yr old?

I stay in Illinois and I just graduated from high school in December. I'm already enrolled in college and I'm taking two courses. In one class i have an A and the other I have a B. My GPA is still higher than a 3.0. I plan on getting a car really soon and I would like to know what is the best car insurance for me right now. I'm 18 years old, I was born in 1991, I do not yet own a license, and I've had my permit every since I was 15. The car I plan on getting is an 2004 honda accord with more than 100k miles on it or a 2004 Monte carlo with less than 100k miles on it. Which would be the best car for me to get? Should I get the Monte Carlo or a Honda Accord? Which car insurance would be the best for me also, because I don't want nothing so expensive!""

How much on average is insurance for a citroen c2 for a 18 year old?

I saved the money for my first car finally and i love the look of c2's. i was just wondering the average price of insurance if its my 1st car, i am 18 and was thinking about ...show more""

Will a 2000 Chevy Monte Carlo SS cost more for car insurance than a Monte Carlo LS because it's a sports car?

https://www.linkedin.com/pulse/which-best-renters-insurance-company-cincy-area-bruce-martin"

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